New Risk • May 23
New major risk - Financial position The company's interest payments are not well covered by earnings. Net interest cover: 2.2x This is considered a major risk. If the company is unable to fund interest repayments on its debt through profits, it may be forced into reducing its debt burden through selling assets, undertaking a potentially costly capital raising or even into bankruptcy in the worst case scenario. Currently, the following risks have been identified for the company: Major Risks Interest payments are not well covered by earnings (2.2x net interest cover). Earnings have declined by 1.1% per year over the past 5 years. Market cap is less than US$10m (₹355.0m market cap, or US$3.71m). Minor Risks Paying a dividend despite having no free cash flows. Share price has been volatile over the past 3 months (10% average weekly change). Profit margins are more than 30% lower than last year (0.6% net profit margin). 공시 • May 21
Phoenix Overseas Limited announces Annual dividend, payable on September 27, 2026 Phoenix Overseas Limited announced Annual dividend of INR 0.6000 per share payable on September 27, 2026, ex-date on May 29, 2026 and record date on May 29, 2026. 공시 • May 12
Phoenix Overseas Limited to Report Q4, 2026 Results on May 20, 2026 Phoenix Overseas Limited announced that they will report Q4, 2026 results on May 20, 2026 공시 • Nov 12
Phoenix Overseas Limited to Report First Half, 2026 Results on Nov 13, 2025 Phoenix Overseas Limited announced that they will report first half, 2026 results on Nov 13, 2025 Reported Earnings • Jul 19
Full year 2025 earnings released: EPS: ₹6.98 (vs ₹3.72 in FY 2024) Full year 2025 results: EPS: ₹6.98 (up from ₹3.72 in FY 2024). Revenue: ₹4.90b (down 11% from FY 2024). Net income: ₹54.9m (up 1.9% from FY 2024). Profit margin: 1.1% (up from 1.0% in FY 2024). The increase in margin was driven by lower expenses. Board Change • Jun 27
Less than half of directors are independent Following the recent departure of a director, there are only 3 independent directors on the board. The company's board is composed of: 3 independent directors. 4 non-independent directors. Non-Executive Independent Director Ranajit Mondal was the last independent director to join the board, commencing their role in 2024. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model. New Risk • Jun 18
New minor risk - Dividend sustainability The company has a short dividend paying track record. Less than a year of continuous dividend payments. Dividend yield: 2.4% This is considered a minor risk. For dividend focussed investors, companies that have not established a long-term track record of consistently maintaining or growing dividends are less attractive than those companies that have a long track record. Those that have a long track record have proven their underlying business is stable enough to consistently maintain or grow the dividend and that the company considers maintaining the dividend to be one of its priorities. For dividend paying companies, any reduction in the dividend can significantly impact the share price. Currently, the following risks have been identified for the company: Major Risk Market cap is less than US$10m (₹474.0m market cap, or US$5.49m). Minor Risks Latest financial reports are more than 6 months old (reported September 2024 fiscal period end). Short dividend paying track record (less than a year of continuous dividend payments). New Risk • Jun 02
New minor risk - Financial data availability The company's latest financial reports are more than 6 months old. Last reported fiscal period ended September 2024. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risk Market cap is less than US$10m (₹484.6m market cap, or US$5.68m). Minor Risk Latest financial reports are more than 6 months old (reported September 2024 fiscal period end). Valuation Update With 7 Day Price Move • May 15
Investor sentiment improves as stock rises 19% After last week's 19% share price gain to ₹25.60, the stock trades at a trailing P/E ratio of 9x. Average trailing P/E is 25x in the Consumer Retailing industry in India. Valuation Update With 7 Day Price Move • Apr 02
Investor sentiment improves as stock rises 20% After last week's 20% share price gain to ₹21.05, the stock trades at a trailing P/E ratio of 7.4x. Average trailing P/E is 29x in the Consumer Retailing industry in India. Buy Or Sell Opportunity • Mar 20
Now 21% undervalued after recent price drop Over the last 90 days, the stock has fallen 26% to ₹19.85. The fair value is estimated to be ₹25.20, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 4.9% over the last year. Earnings per share has declined by 19%. Reported Earnings • Nov 16
First half 2025 earnings released First half 2025 results: EPS: ₹0.62. Net income: ₹11.9m (up ₹11.9m from 1H 2024). Valuation Update With 7 Day Price Move • Oct 23
Investor sentiment deteriorates as stock falls 15% After last week's 15% share price decline to ₹30.85, the stock trades at a trailing P/E ratio of 11.1x. Average trailing P/E is 35x in the Consumer Retailing industry in India.