View Future GrowthBhakti Multi Artha 과거 순이익 실적과거 기준 점검 0/6Bhakti Multi Artha 의 수입은 연평균 -45.1%의 비율로 감소해 온 반면, Insurance 산업은 연평균 8.4%의 비율로 증가했습니다. 매출은 연평균 25.3%의 비율로 증가해 왔습니다.핵심 정보-45.13%순이익 성장률-46.85%주당순이익(EPS) 성장률Insurance 산업 성장률-0.065%매출 성장률25.35%자기자본이익률0.14%순이익률-0.20%최근 순이익 업데이트30 Sep 2025최근 과거 실적 업데이트Reported Earnings • Nov 04Third quarter 2025 earnings released: EPS: Rp0.12 (vs Rp0.37 loss in 3Q 2024)Third quarter 2025 results: EPS: Rp0.12 (up from Rp0.37 loss in 3Q 2024). Revenue: Rp43.6b (down 52% from 3Q 2024). Net income: Rp590.1m (up Rp2.43b from 3Q 2024). Profit margin: 1.4% (up from net loss in 3Q 2024). The move to profitability was driven by lower expenses. Over the last 3 years on average, earnings per share has fallen by 26% per year but the company’s share price has increased by 4% per year, which means it is well ahead of earnings.Reported Earnings • Nov 04Third quarter 2024 earnings released: Rp0.37 loss per share (vs Rp0.22 loss in 3Q 2023)Third quarter 2024 results: Rp0.37 loss per share (further deteriorated from Rp0.22 loss in 3Q 2023). Revenue: Rp90.6b (up 82% from 3Q 2023). Net loss: Rp1.84b (loss widened 68% from 3Q 2023). Over the last 3 years on average, earnings per share has fallen by 48% per year but the company’s share price has only fallen by 19% per year, which means it has not declined as severely as earnings.Reported Earnings • Aug 02Second quarter 2024 earnings released: EPS: Rp0.27 (vs Rp0.028 loss in 2Q 2023)Second quarter 2024 results: EPS: Rp0.27 (up from Rp0.028 loss in 2Q 2023). Revenue: Rp102.0b (up 183% from 2Q 2023). Net income: Rp1.36b (up Rp1.50b from 2Q 2023). Profit margin: 1.3% (up from net loss in 2Q 2023). The move to profitability was driven by higher revenue. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 49 percentage points per year, which is a significant difference in performance.Reported Earnings • May 04First quarter 2024 earnings released: EPS: Rp0.53 (vs Rp0.31 in 1Q 2023)First quarter 2024 results: EPS: Rp0.53 (up from Rp0.31 in 1Q 2023). Revenue: Rp77.1b (up 173% from 1Q 2023). Net income: Rp2.67b (up 74% from 1Q 2023). Profit margin: 3.5% (down from 5.4% in 1Q 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 61 percentage points per year, which is a significant difference in performance.Reported Earnings • Apr 01Full year 2023 earnings released: EPS: Rp0.67 (vs Rp0.60 in FY 2022)Full year 2023 results: EPS: Rp0.67 (up from Rp0.60 in FY 2022). Revenue: Rp187.7b (up 6.3% from FY 2022). Net income: Rp3.35b (up 11% from FY 2022). Profit margin: 1.8% (in line with FY 2022). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 60 percentage points per year, which is a significant difference in performance.Reported Earnings • Nov 05Third quarter 2023 earnings released: Rp0.20 loss per share (vs Rp0.46 loss in 3Q 2022)Third quarter 2023 results: Rp0.20 loss per share (improved from Rp0.46 loss in 3Q 2022). Revenue: Rp42.1b (down 27% from 3Q 2022). Net loss: Rp1.09b (loss narrowed 53% from 3Q 2022). Over the last 3 years on average, earnings per share has fallen by 60% per year but the company’s share price has increased by 3% per year, which means it is well ahead of earnings.모든 업데이트 보기Recent updatesNew Risk • Jun 15New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Indonesian stocks, typically moving 13% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 45% per year over the past 5 years. Minor Risks Latest financial reports are more than 6 months old (reported September 2025 fiscal period end). Share price has been volatile over the past 3 months (13% average weekly change).New Risk • May 18New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended September 2025. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 45% per year over the past 5 years. Minor Risk Latest financial reports are more than 6 months old (reported September 2025 fiscal period end).Reported Earnings • Nov 04Third quarter 2025 earnings released: EPS: Rp0.12 (vs Rp0.37 loss in 3Q 2024)Third quarter 2025 results: EPS: Rp0.12 (up from Rp0.37 loss in 3Q 2024). Revenue: Rp43.6b (down 52% from 3Q 2024). Net income: Rp590.1m (up Rp2.43b from 3Q 2024). Profit margin: 1.4% (up from net loss in 3Q 2024). The move to profitability was driven by lower expenses. Over the last 3 years on average, earnings per share has fallen by 26% per year but the company’s share price has increased by 4% per year, which means it is well ahead of earnings.공시 • May 12PT Bhakti Multi Artha Tbk, Annual General Meeting, Jun 23, 2025PT Bhakti Multi Artha Tbk, Annual General Meeting, Jun 23, 2025.Reported Earnings • Nov 04Third quarter 2024 earnings released: Rp0.37 loss per share (vs Rp0.22 loss in 3Q 2023)Third quarter 2024 results: Rp0.37 loss per share (further deteriorated from Rp0.22 loss in 3Q 2023). Revenue: Rp90.6b (up 82% from 3Q 2023). Net loss: Rp1.84b (loss widened 68% from 3Q 2023). Over the last 3 years on average, earnings per share has fallen by 48% per year but the company’s share price has only fallen by 19% per year, which means it has not declined as severely as earnings.Reported Earnings • Aug 02Second quarter 2024 earnings released: EPS: Rp0.27 (vs Rp0.028 loss in 2Q 2023)Second quarter 2024 results: EPS: Rp0.27 (up from Rp0.028 loss in 2Q 2023). Revenue: Rp102.0b (up 183% from 2Q 2023). Net income: Rp1.36b (up Rp1.50b from 2Q 2023). Profit margin: 1.3% (up from net loss in 2Q 2023). The move to profitability was driven by higher revenue. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 49 percentage points per year, which is a significant difference in performance.New Risk • Jun 10New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: Rp1.63t (US$99.4m) This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 20% per year over the past 5 years. Minor Risks Share price has been volatile over the past 3 months (8.7% average weekly change). Market cap is less than US$100m (Rp1.63t market cap, or US$99.4m).New Risk • Jun 04New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Indonesian stocks, typically moving 8.6% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 20% per year over the past 5 years. Minor Risk Share price has been volatile over the past 3 months (8.6% average weekly change).공시 • May 25PT Bhakti Multi Artha Tbk, Annual General Meeting, Jun 28, 2024PT Bhakti Multi Artha Tbk, Annual General Meeting, Jun 28, 2024.Reported Earnings • May 04First quarter 2024 earnings released: EPS: Rp0.53 (vs Rp0.31 in 1Q 2023)First quarter 2024 results: EPS: Rp0.53 (up from Rp0.31 in 1Q 2023). Revenue: Rp77.1b (up 173% from 1Q 2023). Net income: Rp2.67b (up 74% from 1Q 2023). Profit margin: 3.5% (down from 5.4% in 1Q 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 61 percentage points per year, which is a significant difference in performance.Reported Earnings • Apr 01Full year 2023 earnings released: EPS: Rp0.67 (vs Rp0.60 in FY 2022)Full year 2023 results: EPS: Rp0.67 (up from Rp0.60 in FY 2022). Revenue: Rp187.7b (up 6.3% from FY 2022). Net income: Rp3.35b (up 11% from FY 2022). Profit margin: 1.8% (in line with FY 2022). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 60 percentage points per year, which is a significant difference in performance.New Risk • Nov 06New major risk - Earnings qualityThe company has a high level of non-cash earnings. Accrual ratio: 36% This is considered a major risk. Non-cash earnings can arise from many different things. However, if a company consistently has a high level of non-cash earnings, it may be a sign that they are recognizing revenue from customers before the full value of the sales are received as cash or they are not depreciating the value of their assets appropriately. These are practices that inflate earnings, while not providing a similar increase to cash flows. Companies in some select industries naturally have a high level of non-cash earnings and it is not a major concern. However, in the worst case scenario it can be an early sign of performance manipulation by management. Currently, the following risks have been identified for the company: Major Risks Earnings have declined by 6.7% per year over the past 5 years. High level of non-cash earnings (36% accrual ratio). Minor Risk Profit margins are more than 30% lower than last year (1.3% net profit margin).Reported Earnings • Nov 05Third quarter 2023 earnings released: Rp0.20 loss per share (vs Rp0.46 loss in 3Q 2022)Third quarter 2023 results: Rp0.20 loss per share (improved from Rp0.46 loss in 3Q 2022). Revenue: Rp42.1b (down 27% from 3Q 2022). Net loss: Rp1.09b (loss narrowed 53% from 3Q 2022). Over the last 3 years on average, earnings per share has fallen by 60% per year but the company’s share price has increased by 3% per year, which means it is well ahead of earnings.New Risk • Aug 04New major risk - Revenue and earnings growthEarnings have declined by 2.0% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 2.0% per year over the past 5 years. Minor Risk Profit margins are more than 30% lower than last year (0.5% net profit margin).Reported Earnings • Aug 03Second quarter 2023 earnings released: Rp0.027 loss per share (vs Rp0.52 loss in 2Q 2022)Second quarter 2023 results: Rp0.027 loss per share (improved from Rp0.52 loss in 2Q 2022). Revenue: Rp31.0b (down 19% from 2Q 2022). Net loss: Rp137.6m (loss narrowed 95% from 2Q 2022). Over the last 3 years on average, earnings per share has fallen by 42% per year but the company’s share price has increased by 3% per year, which means it is well ahead of earnings.Is New 90 Day High Low • Mar 06New 90-day low: Rp590The company is down 12% from its price of Rp670 on 04 December 2020. The Indonesian market is up 7.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is down 6.0% over the same period.Is New 90 Day High Low • Jan 13New 90-day high: Rp710The company is up 39% from its price of Rp510 on 16 October 2020. The Indonesian market is up 25% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is down 14% over the same period.Is New 90 Day High Low • Nov 17New 90-day high: Rp645The company is up 44% from its price of Rp448 on 19 August 2020. The Indonesian market is up 3.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is down 8.0% over the same period.Is New 90 Day High Low • Oct 16New 90-day high: Rp510The company is up 16% from its price of Rp440 on 17 July 2020. The Indonesian market is up 1.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is down 4.0% over the same period.매출 및 비용 세부 내역Bhakti Multi Artha가 돈을 벌고 사용하는 방법. 최근 발표된 LTM 실적 기준.순이익 및 매출 추이IDX:BHAT 매출, 비용 및 순이익 (IDR Millions)날짜매출순이익일반관리비연구개발비30 Sep 25171,762-35048,075031 Mar 25283,291-2,24644,841031 Dec 24331,65220444,537030 Sep 24375,0685,24143,899030 Jun 24334,2815,98439,608031 Mar 24263,3894,48530,608031 Dec 23212,0553,35031,772030 Sep 23163,9422,07927,696030 Jun 23171,87485028,051031 Mar 23173,972-1,61529,977031 Dec 22176,6273,01127,855030 Sep 22159,5284,30725,563030 Jun 22134,3367,28726,791031 Mar 22124,06810,08927,233031 Dec 21119,3109,30627,601030 Sep 21123,08416,63826,750030 Jun 21112,62717,48726,777031 Mar 21100,95515,71026,076031 Dec 2094,81711,52525,938030 Sep 2085,4234,18426,360030 Jun 2080,9692,57526,288031 Mar 2074,7014,11124,781031 Dec 1964,6312,87124,462031 Dec 1850,62998919,398031 Dec 1737,6663257,0430양질의 수익: BHAT 은(는) 현재 수익성이 없습니다.이익 마진 증가: BHAT는 현재 수익성이 없습니다.잉여현금흐름 대비 순이익 분석과거 순이익 성장 분석수익추이: BHAT은 수익성이 없으며 지난 5년 동안 손실이 연평균 45.1% 증가했습니다.성장 가속화: 현재 수익성이 없어 지난 1년간 BHAT의 수익 성장률을 5년 평균과 비교할 수 없습니다.수익 대 산업: BHAT은 수익성이 없어 지난 해 수익 성장률을 Insurance 업계(17.7%)와 비교하기 어렵습니다.자기자본이익률높은 ROE: BHAT는 현재 수익성이 없으므로 자본 수익률이 음수(0.14%)입니다.총자산이익률투하자본수익률우수한 과거 실적 기업을 찾아보세요7D1Y7D1Y7D1YInsurance 산업에서 과거 실적이 우수한 기업.View Financial Health기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/06/19 15:54종가2026/06/19 00:00수익2025/09/30연간 수익2024/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 세부 정보는 당사의 Github 페이지에서 확인하실 수 있으며, 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공하고 있습니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스PT Bhakti Multi Artha Tbk는 0명의 분석가가 다루고 있습니다. 이 중 0명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
Reported Earnings • Nov 04Third quarter 2025 earnings released: EPS: Rp0.12 (vs Rp0.37 loss in 3Q 2024)Third quarter 2025 results: EPS: Rp0.12 (up from Rp0.37 loss in 3Q 2024). Revenue: Rp43.6b (down 52% from 3Q 2024). Net income: Rp590.1m (up Rp2.43b from 3Q 2024). Profit margin: 1.4% (up from net loss in 3Q 2024). The move to profitability was driven by lower expenses. Over the last 3 years on average, earnings per share has fallen by 26% per year but the company’s share price has increased by 4% per year, which means it is well ahead of earnings.
Reported Earnings • Nov 04Third quarter 2024 earnings released: Rp0.37 loss per share (vs Rp0.22 loss in 3Q 2023)Third quarter 2024 results: Rp0.37 loss per share (further deteriorated from Rp0.22 loss in 3Q 2023). Revenue: Rp90.6b (up 82% from 3Q 2023). Net loss: Rp1.84b (loss widened 68% from 3Q 2023). Over the last 3 years on average, earnings per share has fallen by 48% per year but the company’s share price has only fallen by 19% per year, which means it has not declined as severely as earnings.
Reported Earnings • Aug 02Second quarter 2024 earnings released: EPS: Rp0.27 (vs Rp0.028 loss in 2Q 2023)Second quarter 2024 results: EPS: Rp0.27 (up from Rp0.028 loss in 2Q 2023). Revenue: Rp102.0b (up 183% from 2Q 2023). Net income: Rp1.36b (up Rp1.50b from 2Q 2023). Profit margin: 1.3% (up from net loss in 2Q 2023). The move to profitability was driven by higher revenue. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 49 percentage points per year, which is a significant difference in performance.
Reported Earnings • May 04First quarter 2024 earnings released: EPS: Rp0.53 (vs Rp0.31 in 1Q 2023)First quarter 2024 results: EPS: Rp0.53 (up from Rp0.31 in 1Q 2023). Revenue: Rp77.1b (up 173% from 1Q 2023). Net income: Rp2.67b (up 74% from 1Q 2023). Profit margin: 3.5% (down from 5.4% in 1Q 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 61 percentage points per year, which is a significant difference in performance.
Reported Earnings • Apr 01Full year 2023 earnings released: EPS: Rp0.67 (vs Rp0.60 in FY 2022)Full year 2023 results: EPS: Rp0.67 (up from Rp0.60 in FY 2022). Revenue: Rp187.7b (up 6.3% from FY 2022). Net income: Rp3.35b (up 11% from FY 2022). Profit margin: 1.8% (in line with FY 2022). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 60 percentage points per year, which is a significant difference in performance.
Reported Earnings • Nov 05Third quarter 2023 earnings released: Rp0.20 loss per share (vs Rp0.46 loss in 3Q 2022)Third quarter 2023 results: Rp0.20 loss per share (improved from Rp0.46 loss in 3Q 2022). Revenue: Rp42.1b (down 27% from 3Q 2022). Net loss: Rp1.09b (loss narrowed 53% from 3Q 2022). Over the last 3 years on average, earnings per share has fallen by 60% per year but the company’s share price has increased by 3% per year, which means it is well ahead of earnings.
New Risk • Jun 15New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Indonesian stocks, typically moving 13% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 45% per year over the past 5 years. Minor Risks Latest financial reports are more than 6 months old (reported September 2025 fiscal period end). Share price has been volatile over the past 3 months (13% average weekly change).
New Risk • May 18New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended September 2025. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 45% per year over the past 5 years. Minor Risk Latest financial reports are more than 6 months old (reported September 2025 fiscal period end).
Reported Earnings • Nov 04Third quarter 2025 earnings released: EPS: Rp0.12 (vs Rp0.37 loss in 3Q 2024)Third quarter 2025 results: EPS: Rp0.12 (up from Rp0.37 loss in 3Q 2024). Revenue: Rp43.6b (down 52% from 3Q 2024). Net income: Rp590.1m (up Rp2.43b from 3Q 2024). Profit margin: 1.4% (up from net loss in 3Q 2024). The move to profitability was driven by lower expenses. Over the last 3 years on average, earnings per share has fallen by 26% per year but the company’s share price has increased by 4% per year, which means it is well ahead of earnings.
공시 • May 12PT Bhakti Multi Artha Tbk, Annual General Meeting, Jun 23, 2025PT Bhakti Multi Artha Tbk, Annual General Meeting, Jun 23, 2025.
Reported Earnings • Nov 04Third quarter 2024 earnings released: Rp0.37 loss per share (vs Rp0.22 loss in 3Q 2023)Third quarter 2024 results: Rp0.37 loss per share (further deteriorated from Rp0.22 loss in 3Q 2023). Revenue: Rp90.6b (up 82% from 3Q 2023). Net loss: Rp1.84b (loss widened 68% from 3Q 2023). Over the last 3 years on average, earnings per share has fallen by 48% per year but the company’s share price has only fallen by 19% per year, which means it has not declined as severely as earnings.
Reported Earnings • Aug 02Second quarter 2024 earnings released: EPS: Rp0.27 (vs Rp0.028 loss in 2Q 2023)Second quarter 2024 results: EPS: Rp0.27 (up from Rp0.028 loss in 2Q 2023). Revenue: Rp102.0b (up 183% from 2Q 2023). Net income: Rp1.36b (up Rp1.50b from 2Q 2023). Profit margin: 1.3% (up from net loss in 2Q 2023). The move to profitability was driven by higher revenue. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 49 percentage points per year, which is a significant difference in performance.
New Risk • Jun 10New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: Rp1.63t (US$99.4m) This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 20% per year over the past 5 years. Minor Risks Share price has been volatile over the past 3 months (8.7% average weekly change). Market cap is less than US$100m (Rp1.63t market cap, or US$99.4m).
New Risk • Jun 04New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Indonesian stocks, typically moving 8.6% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 20% per year over the past 5 years. Minor Risk Share price has been volatile over the past 3 months (8.6% average weekly change).
공시 • May 25PT Bhakti Multi Artha Tbk, Annual General Meeting, Jun 28, 2024PT Bhakti Multi Artha Tbk, Annual General Meeting, Jun 28, 2024.
Reported Earnings • May 04First quarter 2024 earnings released: EPS: Rp0.53 (vs Rp0.31 in 1Q 2023)First quarter 2024 results: EPS: Rp0.53 (up from Rp0.31 in 1Q 2023). Revenue: Rp77.1b (up 173% from 1Q 2023). Net income: Rp2.67b (up 74% from 1Q 2023). Profit margin: 3.5% (down from 5.4% in 1Q 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 61 percentage points per year, which is a significant difference in performance.
Reported Earnings • Apr 01Full year 2023 earnings released: EPS: Rp0.67 (vs Rp0.60 in FY 2022)Full year 2023 results: EPS: Rp0.67 (up from Rp0.60 in FY 2022). Revenue: Rp187.7b (up 6.3% from FY 2022). Net income: Rp3.35b (up 11% from FY 2022). Profit margin: 1.8% (in line with FY 2022). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 60 percentage points per year, which is a significant difference in performance.
New Risk • Nov 06New major risk - Earnings qualityThe company has a high level of non-cash earnings. Accrual ratio: 36% This is considered a major risk. Non-cash earnings can arise from many different things. However, if a company consistently has a high level of non-cash earnings, it may be a sign that they are recognizing revenue from customers before the full value of the sales are received as cash or they are not depreciating the value of their assets appropriately. These are practices that inflate earnings, while not providing a similar increase to cash flows. Companies in some select industries naturally have a high level of non-cash earnings and it is not a major concern. However, in the worst case scenario it can be an early sign of performance manipulation by management. Currently, the following risks have been identified for the company: Major Risks Earnings have declined by 6.7% per year over the past 5 years. High level of non-cash earnings (36% accrual ratio). Minor Risk Profit margins are more than 30% lower than last year (1.3% net profit margin).
Reported Earnings • Nov 05Third quarter 2023 earnings released: Rp0.20 loss per share (vs Rp0.46 loss in 3Q 2022)Third quarter 2023 results: Rp0.20 loss per share (improved from Rp0.46 loss in 3Q 2022). Revenue: Rp42.1b (down 27% from 3Q 2022). Net loss: Rp1.09b (loss narrowed 53% from 3Q 2022). Over the last 3 years on average, earnings per share has fallen by 60% per year but the company’s share price has increased by 3% per year, which means it is well ahead of earnings.
New Risk • Aug 04New major risk - Revenue and earnings growthEarnings have declined by 2.0% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 2.0% per year over the past 5 years. Minor Risk Profit margins are more than 30% lower than last year (0.5% net profit margin).
Reported Earnings • Aug 03Second quarter 2023 earnings released: Rp0.027 loss per share (vs Rp0.52 loss in 2Q 2022)Second quarter 2023 results: Rp0.027 loss per share (improved from Rp0.52 loss in 2Q 2022). Revenue: Rp31.0b (down 19% from 2Q 2022). Net loss: Rp137.6m (loss narrowed 95% from 2Q 2022). Over the last 3 years on average, earnings per share has fallen by 42% per year but the company’s share price has increased by 3% per year, which means it is well ahead of earnings.
Is New 90 Day High Low • Mar 06New 90-day low: Rp590The company is down 12% from its price of Rp670 on 04 December 2020. The Indonesian market is up 7.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is down 6.0% over the same period.
Is New 90 Day High Low • Jan 13New 90-day high: Rp710The company is up 39% from its price of Rp510 on 16 October 2020. The Indonesian market is up 25% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is down 14% over the same period.
Is New 90 Day High Low • Nov 17New 90-day high: Rp645The company is up 44% from its price of Rp448 on 19 August 2020. The Indonesian market is up 3.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is down 8.0% over the same period.
Is New 90 Day High Low • Oct 16New 90-day high: Rp510The company is up 16% from its price of Rp440 on 17 July 2020. The Indonesian market is up 1.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is down 4.0% over the same period.