View ValuationOptima bank 향후 성장Future 기준 점검 4/6Optima bank (는) 각각 연간 18.6% 및 19.7% 수익과 수익이 증가할 것으로 예상됩니다. EPS는 연간 18.2% 만큼 성장할 것으로 예상됩니다. 자기자본이익률은 3년 후 23.2% 로 예상됩니다.핵심 정보18.6%이익 성장률18.23%EPS 성장률Banks 이익 성장10.6%매출 성장률19.7%향후 자기자본이익률23.20%애널리스트 커버리지Low마지막 업데이트14 May 2026최근 향후 성장 업데이트Major Estimate Revision • May 19Consensus revenue estimates increase by 11%The consensus outlook for revenues in fiscal year 2026 has improved. 2026 revenue forecast increased from €330.0m to €366.0m. EPS estimate increased from €0.88 to €0.915 per share. Net income forecast to grow 22% next year vs 13% growth forecast for Banks industry in Greece. Consensus price target up from €10.06 to €11.35. Share price rose 7.3% to €10.39 over the past week.Price Target Changed • Dec 03Price target increased by 19% to €8.88Up from €7.48, the current price target is an average from 3 analysts. New target price is 16% above last closing price of €7.68. Stock is up 82% over the past year. The company is forecast to post earnings per share of €0.73 for next year compared to €0.63 last year.Major Estimate Revision • Oct 23Consensus EPS estimates increase by 10%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has improved. 2024 revenue forecast increased from €232.8m to €254.5m. EPS estimate increased from €1.72 to €1.90 per share. Net income forecast to grow 17% next year vs 3.0% growth forecast for Banks industry in Greece. Consensus price target up from €11.00 to €18.00. Share price was steady at €12.84 over the past week.모든 업데이트 보기Recent updatesMajor Estimate Revision • May 19Consensus revenue estimates increase by 11%The consensus outlook for revenues in fiscal year 2026 has improved. 2026 revenue forecast increased from €330.0m to €366.0m. EPS estimate increased from €0.88 to €0.915 per share. Net income forecast to grow 22% next year vs 13% growth forecast for Banks industry in Greece. Consensus price target up from €10.06 to €11.35. Share price rose 7.3% to €10.39 over the past week.분석 기사 • May 15News Flash: Analysts Just Made A Meaningful Upgrade To Their Optima bank S.A. (ATH:OPTIMA) ForecastsCelebrations may be in order for Optima bank S.A. ( ATH:OPTIMA ) shareholders, with the analysts delivering a...Reported Earnings • May 13First quarter 2026 earnings released: EPS: €0.21 (vs €0.18 in 1Q 2025)First quarter 2026 results: EPS: €0.21 (up from €0.18 in 1Q 2025). Revenue: €77.0m (up 21% from 1Q 2025). Net income: €47.5m (up 22% from 1Q 2025). Profit margin: 62% (in line with 1Q 2025). Revenue is forecast to grow 16% p.a. on average during the next 3 years, compared to a 9.7% growth forecast for the Banks industry in Greece.Declared Dividend • May 07Dividend of €0.23 announcedShareholders will receive a dividend of €0.23. Ex-date: 24th June 2026 Payment date: 30th June 2026 Dividend yield will be 2.5%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (27% payout ratio) and is expected to be well covered in 3 years' time (27% forecast payout ratio). The dividend has increased by an average of 14% per year over the past 2 years and payments have been stable during that time. EPS is expected to grow by 53% over the next 3 years, which should provide support to the dividend and adequate earnings cover.공시 • May 07Optima bank S.A. announces Annual dividend, payable on June 30, 2026Optima bank S.A. announced Annual dividend of EUR 0.2300 per share payable on June 30, 2026, ex-date on June 24, 2026 and record date on June 25, 2026.공시 • Mar 18Optima bank S.A. (ATSE:OPTIMA) submitted a non-binding offer to acquire 80.84% stake in Euroxx Securities S.A. (ATSE:EX).Optima bank S.A. (ATSE:OPTIMA) submitted a non-binding offer to acquire 80.84% stake in Euroxx Securities S.A. (ATSE:EX) on March 17, 2026. The non-binding offer concerns the acquisition of a stake of up to 80.84%, and in any case no less than 67%, of the paid-in share capital of Euroxx Securities from certain of its shareholders. The offer is non-binding, and the completion of any transaction is subject to customary conditions, including in particular: the completion of legal, financial and tax due diligence, the continuation of negotiations between the parties, the negotiation and execution of definitive agreements and obtaining of the required corporate approvals of Optima bank and regulatory approvals. The receipt of all necessary approvals from the competent authorities in accordance with applicable laws and regulations. The offer has been approved by Optima bank S.A. board.Buy Or Sell Opportunity • Mar 10Now 31% overvalued after recent price riseOver the last 90 days, the stock has risen 14% to €8.96. The fair value is estimated to be €6.86, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 30% over the last 3 years. Earnings per share has grown by 14%. For the next 3 years, revenue is forecast to grow by 16% per annum. Earnings are also forecast to grow by 12% per annum over the same time period.Reported Earnings • Mar 04Full year 2025 earnings released: EPS: €0.77 (vs €0.63 in FY 2024)Full year 2025 results: EPS: €0.77 (up from €0.63 in FY 2024). Revenue: €273.1m (up 17% from FY 2024). Net income: €170.0m (up 21% from FY 2024). Profit margin: 62% (up from 60% in FY 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 16% p.a. on average during the next 3 years, compared to a 9.2% growth forecast for the Banks industry in Greece.New Risk • Mar 03New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Greek stocks, typically moving 5.3% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. This is currently the only risk that has been identified for the company.공시 • Jan 28+ 3 more updatesOptima bank S.A. to Report First Half, 2026 Results on Jul 30, 2026Optima bank S.A. announced that they will report first half, 2026 results on Jul 30, 2026공시 • Jan 27Optima bank S.A., Annual General Meeting, May 05, 2026Optima bank S.A., Annual General Meeting, May 05, 2026.Price Target Changed • Dec 03Price target increased by 19% to €8.88Up from €7.48, the current price target is an average from 3 analysts. New target price is 16% above last closing price of €7.68. Stock is up 82% over the past year. The company is forecast to post earnings per share of €0.73 for next year compared to €0.63 last year.분석 기사 • Dec 01Does Optima bank (ATH:OPTIMA) Deserve A Spot On Your Watchlist?The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...Reported Earnings • Nov 13Third quarter 2025 earnings released: EPS: €0.19 (vs €0.18 in 3Q 2024)Third quarter 2025 results: EPS: €0.19 (up from €0.18 in 3Q 2024). Revenue: €68.0m (up 8.0% from 3Q 2024). Net income: €42.3m (up 7.9% from 3Q 2024). Profit margin: 62% (in line with 3Q 2024). Revenue is forecast to grow 19% p.a. on average during the next 3 years, compared to a 8.4% growth forecast for the Banks industry in Greece.Reported Earnings • Aug 03Second quarter 2025 earnings releasedSecond quarter 2025 results: Revenue: €66.2m (up 10% from 2Q 2024). Net income: €42.1m (up 16% from 2Q 2024). Profit margin: 64% (up from 60% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 18% p.a. on average during the next 3 years, compared to a 6.0% growth forecast for the Banks industry in Greece.Valuation Update With 7 Day Price Move • Jul 09Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €7.92, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 8x in the Banks industry in Greece. Total returns to shareholders of 102% over the past year. Simply Wall St's valuation model estimates the intrinsic value at €5.25 per share.Buy Or Sell Opportunity • Jul 08Now 53% undervalued after recent price dropOver the last 90 days, the stock has fallen 47% to €7.43. The fair value is estimated to be €15.72, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 20% over the last year. Earnings per share has grown by 5.1%. Revenue is forecast to grow by 44% in 2 years. Earnings are forecast to grow by 31% in the next 2 years.Buy Or Sell Opportunity • Jun 20Now 21% overvalued after recent price riseOver the last 90 days, the stock has risen 18% to €19.08. The fair value is estimated to be €15.79, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 20% over the last year. Earnings per share has grown by 5.1%. Revenue is forecast to grow by 44% in 2 years. Earnings are forecast to grow by 31% in the next 2 years.Upcoming Dividend • Jun 16Upcoming dividend of €0.57 per shareEligible shareholders must have bought the stock before 23 June 2025. Payment date: 27 June 2025. Payout ratio is a comfortable 29% but the company is not cash flow positive. Trailing yield: 3.0%. Lower than top quartile of Greek dividend payers (5.7%). Higher than average of industry peers (2.6%).Buy Or Sell Opportunity • May 26Now 20% overvalued after recent price riseOver the last 90 days, the stock has risen 35% to €19.30. The fair value is estimated to be €16.04, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 20% over the last year. Earnings per share has grown by 5.1%. Revenue is forecast to grow by 44% in 2 years. Earnings are forecast to grow by 28% in the next 2 years.Reported Earnings • May 15First quarter 2025 earnings released: EPS: €0.53 (vs €0.44 in 1Q 2024)First quarter 2025 results: EPS: €0.53 (up from €0.44 in 1Q 2024). Revenue: €63.5m (up 17% from 1Q 2024). Net income: €39.0m (up 19% from 1Q 2024). Profit margin: 62% (up from 60% in 1Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 17% p.a. on average during the next 3 years, compared to a 5.4% growth forecast for the Banks industry in Greece.Declared Dividend • May 02Dividend increased to €0.57Dividend of €0.57 is 30% higher than last year. Ex-date: 23rd June 2025 Payment date: 27th June 2025 Dividend yield will be 3.6%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (23% payout ratio) and is expected to be well covered in 3 years' time (30% forecast payout ratio). The company is yet to establish a track record of dividend growth or stability as it hasn't paid a regular dividend for at least 2 years. EPS is expected to grow by 43% over the next 3 years, which should provide support to the dividend and adequate earnings cover.공시 • May 01Optima bank S.A. announces Annual dividend, payable on June 27, 2025Optima bank S.A. announced Annual dividend of EUR 0.5700 per share payable on June 27, 2025, ex-date on June 23, 2025 and record date on June 24, 2025.New Risk • Apr 07New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Greek stocks, typically moving 5.8% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. This is currently the only risk that has been identified for the company.Valuation Update With 7 Day Price Move • Apr 07Investor sentiment deteriorates as stock falls 22%After last week's 22% share price decline to €11.92, the stock trades at a forward P/E ratio of 5x. Average forward P/E is 6x in the Banks industry in Greece. Total returns to shareholders of 34% over the past year.Reported Earnings • Mar 24Full year 2024 earnings: EPS misses analyst expectationsFull year 2024 results: EPS: €1.90. Revenue: €234.2m (up 28% from FY 2023). Net income: €140.2m (up 36% from FY 2023). Profit margin: 60% (up from 56% in FY 2023). The increase in margin was driven by higher revenue. Non-performing loans: 0.85% (up from 0.45% in FY 2023).공시 • Mar 01Optima bank S.A. to Report Fiscal Year 2024 Results on Mar 21, 2025Optima bank S.A. announced that they will report fiscal year 2024 results at 10:00 AM, GTB Standard Time on Mar 21, 2025공시 • Feb 17Optima bank S.A., Annual General Meeting, Apr 29, 2025Optima bank S.A., Annual General Meeting, Apr 29, 2025.Reported Earnings • Nov 12Third quarter 2024 earnings released: EPS: €0.53 (vs €0.53 in 3Q 2023)Third quarter 2024 results: EPS: €0.53. Revenue: €63.0m (up 31% from 3Q 2023). Net income: €39.2m (up 40% from 3Q 2023). Profit margin: 62% (up from 58% in 3Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 15% p.a. on average during the next 3 years, compared to a 2.8% growth forecast for the Banks industry in Greece.공시 • Nov 01Optima bank S.A. to Report Nine Months, 2024 Results on Nov 11, 2024Optima bank S.A. announced that they will report nine months, 2024 results on Nov 11, 2024Major Estimate Revision • Oct 23Consensus EPS estimates increase by 10%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has improved. 2024 revenue forecast increased from €232.8m to €254.5m. EPS estimate increased from €1.72 to €1.90 per share. Net income forecast to grow 17% next year vs 3.0% growth forecast for Banks industry in Greece. Consensus price target up from €11.00 to €18.00. Share price was steady at €12.84 over the past week.Reported Earnings • Aug 14Second quarter 2024 earnings released: EPS: €0.49 (vs €0.53 in 2Q 2023)Second quarter 2024 results: EPS: €0.49. Revenue: €60.0m (up 36% from 2Q 2023). Net income: €36.3m (up 41% from 2Q 2023). Profit margin: 60% (up from 58% in 2Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 8.0% p.a. on average during the next 3 years, compared to a 3.1% growth forecast for the Banks industry in Greece.공시 • Aug 01Optima bank S.A. to Report First Half, 2024 Results on Aug 01, 2024Optima bank S.A. announced that they will report first half, 2024 results on Aug 01, 2024Board Change • Jul 07Less than half of directors are independentFollowing the recent departure of a director, there are only 5 independent directors on the board. The company's board is composed of: 5 independent directors. 6 non-independent directors. Independent Non-Executive Member Georgia Kontogianni was the last independent director to join the board, commencing their role in 2023. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.Buy Or Sell Opportunity • Jul 01Now 22% undervaluedOver the last 90 days, the stock has risen 47% to €12.04. The fair value is estimated to be €15.40, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 91% over the last year. Meanwhile, the company has become profitable. Revenue is forecast to grow by 25% in 2 years. Earnings are forecast to grow by 14% in the next 2 years.Buy Or Sell Opportunity • Jun 28Now 22% undervaluedOver the last 90 days, the stock has risen 46% to €12.00. The fair value is estimated to be €15.41, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 91% over the last year. Meanwhile, the company has become profitable. Revenue is forecast to grow by 25% in 2 years. Earnings are forecast to grow by 14% in the next 2 years.Reported Earnings • May 22First quarter 2024 earnings released: EPS: €0.44 (vs €0.51 in 1Q 2023)First quarter 2024 results: EPS: €0.44. Revenue: €54.3m (up 39% from 1Q 2023). Net income: €32.7m (up 48% from 1Q 2023). Profit margin: 60% (up from 56% in 1Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 9.6% p.a. on average during the next 3 years, compared to a 3.0% growth forecast for the Banks industry in Greece.공시 • May 03Optima bank S.A., Annual General Meeting, May 23, 2024Optima bank S.A., Annual General Meeting, May 23, 2024, at 11:00 E. Europe Standard Time. Location: Hotel Divani Caravel, 1st floor, 2 Vassileos Alexandrou ave. 16121 Athens Greece공시 • May 01Optima bank S.A. to Report Q1, 2024 Results on May 21, 2024Optima bank S.A. announced that they will report Q1, 2024 results on May 21, 2024공시 • Apr 10Optima bank S.A. to Report Fiscal Year 2023 Results on Apr 09, 2024Optima bank S.A. announced that they will report fiscal year 2023 results on Apr 09, 2024Valuation Update With 7 Day Price Move • Apr 10Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €9.63, the stock trades at a forward P/E ratio of 6x. Average forward P/E is 5x in the Banks industry in Greece.New Risk • Mar 11New minor risk - Dividend sustainabilityThe company has a short dividend paying track record. Less than a year of continuous dividend payments. Dividend yield: 5.7% This is considered a minor risk. For dividend focussed investors, companies that have not established a long-term track record of consistently maintaining or growing dividends are less attractive than those companies that have a long track record. Those that have a long track record have proven their underlying business is stable enough to consistently maintain or grow the dividend and that the company considers maintaining the dividend to be one of its priorities. For dividend paying companies, any reduction in the dividend can significantly impact the share price. This is currently the only risk that has been identified for the company.Reported Earnings • Mar 11Full year 2023 earnings: EPS and revenues exceed analyst expectationsFull year 2023 results: EPS: €1.96 (up from €1.13 in FY 2022). Revenue: €183.1m (up 104% from FY 2022). Net income: €103.0m (up 143% from FY 2022). Profit margin: 56% (up from 47% in FY 2022). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 3.2%. Earnings per share (EPS) also surpassed analyst estimates by 5.3%. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 3.5% growth forecast for the Banks industry in Greece.공시 • Mar 02Optima bank S.A. to Report Fiscal Year 2023 Results on Mar 06, 2024Optima bank S.A. announced that they will report fiscal year 2023 results on Mar 06, 2024Reported Earnings • Nov 14Third quarter 2023 earnings releasedThird quarter 2023 results: EPS: €0.53. Net income: €28.0m (up €28.0m from 3Q 2022).공시 • Nov 01Optima bank S.A. to Report Nine Months, 2023 Results on Nov 13, 2023Optima bank S.A. announced that they will report nine months, 2023 results on Nov 13, 2023이익 및 매출 성장 예측ATSE:OPTIMA - 애널리스트 향후 추정치 및 과거 재무 데이터 (EUR Millions)날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수12/31/2028511299N/AN/A112/31/2027434251N/AN/A112/31/2026366207N/AN/A112/31/2025273170-1,146-1,141N/A9/30/2025254155-1,073-1,066N/A6/30/2025249152-1,040-1,034N/A3/31/2025243146-805-800N/A12/31/2024234140-927-921N/A9/30/2024234139-848-844N/A6/30/2024219128-706-702N/A3/31/2024203117-908-903N/A12/31/2023183103-794-790N/A9/30/202315888-846-841N/A6/30/202313270-924-919N/A3/31/202310652-798-793N/A12/31/20229042-748-743N/A12/31/20214410-627-621N/A12/31/202021-5-121-110N/A12/31/20199-4-83-79N/A12/31/201811-4N/A6N/A12/31/20179-5N/A1N/A12/31/20169-2N/A-30N/A12/31/2015100N/A44N/A더 보기애널리스트 향후 성장 전망수입 대 저축률: OPTIMA 의 연간 예상 수익 증가율(18.6%)이 saving rate(3.2%)보다 높습니다.수익 vs 시장: OPTIMA 의 연간 수익(18.6%)이 Greek 시장(11.4%)보다 빠르게 성장할 것으로 예상됩니다.고성장 수익: OPTIMA 의 수입은 증가할 것으로 예상되지만 상당히 증가하지는 않을 것입니다.수익 대 시장: OPTIMA 의 수익(연간 19.7%)이 Greek 시장(연간 7.7%)보다 빠르게 성장할 것으로 예상됩니다.고성장 매출: OPTIMA 의 수익(연간 19.7%)은 연간 20%보다 느리게 증가할 것으로 예상됩니다.주당순이익 성장 예측향후 자기자본이익률미래 ROE: OPTIMA의 자본 수익률은 3년 후 23.2%로 높을 것으로 예상됩니다.성장 기업 찾아보기7D1Y7D1Y7D1YBanks 산업의 고성장 기업.View Past Performance기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/06/01 05:32종가2026/05/29 00:00수익2025/12/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Optima bank S.A.는 5명의 분석가가 다루고 있습니다. 이 중 2명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Stamatios DraziotisEurobank Equities Investment Firm S.A.Andreas SouvlerosEurobank Equities Investment Firm S.A.Paris MantzavrasPantelakis Securities S.A2명의 분석가 더 보기
Major Estimate Revision • May 19Consensus revenue estimates increase by 11%The consensus outlook for revenues in fiscal year 2026 has improved. 2026 revenue forecast increased from €330.0m to €366.0m. EPS estimate increased from €0.88 to €0.915 per share. Net income forecast to grow 22% next year vs 13% growth forecast for Banks industry in Greece. Consensus price target up from €10.06 to €11.35. Share price rose 7.3% to €10.39 over the past week.
Price Target Changed • Dec 03Price target increased by 19% to €8.88Up from €7.48, the current price target is an average from 3 analysts. New target price is 16% above last closing price of €7.68. Stock is up 82% over the past year. The company is forecast to post earnings per share of €0.73 for next year compared to €0.63 last year.
Major Estimate Revision • Oct 23Consensus EPS estimates increase by 10%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has improved. 2024 revenue forecast increased from €232.8m to €254.5m. EPS estimate increased from €1.72 to €1.90 per share. Net income forecast to grow 17% next year vs 3.0% growth forecast for Banks industry in Greece. Consensus price target up from €11.00 to €18.00. Share price was steady at €12.84 over the past week.
Major Estimate Revision • May 19Consensus revenue estimates increase by 11%The consensus outlook for revenues in fiscal year 2026 has improved. 2026 revenue forecast increased from €330.0m to €366.0m. EPS estimate increased from €0.88 to €0.915 per share. Net income forecast to grow 22% next year vs 13% growth forecast for Banks industry in Greece. Consensus price target up from €10.06 to €11.35. Share price rose 7.3% to €10.39 over the past week.
분석 기사 • May 15News Flash: Analysts Just Made A Meaningful Upgrade To Their Optima bank S.A. (ATH:OPTIMA) ForecastsCelebrations may be in order for Optima bank S.A. ( ATH:OPTIMA ) shareholders, with the analysts delivering a...
Reported Earnings • May 13First quarter 2026 earnings released: EPS: €0.21 (vs €0.18 in 1Q 2025)First quarter 2026 results: EPS: €0.21 (up from €0.18 in 1Q 2025). Revenue: €77.0m (up 21% from 1Q 2025). Net income: €47.5m (up 22% from 1Q 2025). Profit margin: 62% (in line with 1Q 2025). Revenue is forecast to grow 16% p.a. on average during the next 3 years, compared to a 9.7% growth forecast for the Banks industry in Greece.
Declared Dividend • May 07Dividend of €0.23 announcedShareholders will receive a dividend of €0.23. Ex-date: 24th June 2026 Payment date: 30th June 2026 Dividend yield will be 2.5%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (27% payout ratio) and is expected to be well covered in 3 years' time (27% forecast payout ratio). The dividend has increased by an average of 14% per year over the past 2 years and payments have been stable during that time. EPS is expected to grow by 53% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
공시 • May 07Optima bank S.A. announces Annual dividend, payable on June 30, 2026Optima bank S.A. announced Annual dividend of EUR 0.2300 per share payable on June 30, 2026, ex-date on June 24, 2026 and record date on June 25, 2026.
공시 • Mar 18Optima bank S.A. (ATSE:OPTIMA) submitted a non-binding offer to acquire 80.84% stake in Euroxx Securities S.A. (ATSE:EX).Optima bank S.A. (ATSE:OPTIMA) submitted a non-binding offer to acquire 80.84% stake in Euroxx Securities S.A. (ATSE:EX) on March 17, 2026. The non-binding offer concerns the acquisition of a stake of up to 80.84%, and in any case no less than 67%, of the paid-in share capital of Euroxx Securities from certain of its shareholders. The offer is non-binding, and the completion of any transaction is subject to customary conditions, including in particular: the completion of legal, financial and tax due diligence, the continuation of negotiations between the parties, the negotiation and execution of definitive agreements and obtaining of the required corporate approvals of Optima bank and regulatory approvals. The receipt of all necessary approvals from the competent authorities in accordance with applicable laws and regulations. The offer has been approved by Optima bank S.A. board.
Buy Or Sell Opportunity • Mar 10Now 31% overvalued after recent price riseOver the last 90 days, the stock has risen 14% to €8.96. The fair value is estimated to be €6.86, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 30% over the last 3 years. Earnings per share has grown by 14%. For the next 3 years, revenue is forecast to grow by 16% per annum. Earnings are also forecast to grow by 12% per annum over the same time period.
Reported Earnings • Mar 04Full year 2025 earnings released: EPS: €0.77 (vs €0.63 in FY 2024)Full year 2025 results: EPS: €0.77 (up from €0.63 in FY 2024). Revenue: €273.1m (up 17% from FY 2024). Net income: €170.0m (up 21% from FY 2024). Profit margin: 62% (up from 60% in FY 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 16% p.a. on average during the next 3 years, compared to a 9.2% growth forecast for the Banks industry in Greece.
New Risk • Mar 03New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Greek stocks, typically moving 5.3% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. This is currently the only risk that has been identified for the company.
공시 • Jan 28+ 3 more updatesOptima bank S.A. to Report First Half, 2026 Results on Jul 30, 2026Optima bank S.A. announced that they will report first half, 2026 results on Jul 30, 2026
공시 • Jan 27Optima bank S.A., Annual General Meeting, May 05, 2026Optima bank S.A., Annual General Meeting, May 05, 2026.
Price Target Changed • Dec 03Price target increased by 19% to €8.88Up from €7.48, the current price target is an average from 3 analysts. New target price is 16% above last closing price of €7.68. Stock is up 82% over the past year. The company is forecast to post earnings per share of €0.73 for next year compared to €0.63 last year.
분석 기사 • Dec 01Does Optima bank (ATH:OPTIMA) Deserve A Spot On Your Watchlist?The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Reported Earnings • Nov 13Third quarter 2025 earnings released: EPS: €0.19 (vs €0.18 in 3Q 2024)Third quarter 2025 results: EPS: €0.19 (up from €0.18 in 3Q 2024). Revenue: €68.0m (up 8.0% from 3Q 2024). Net income: €42.3m (up 7.9% from 3Q 2024). Profit margin: 62% (in line with 3Q 2024). Revenue is forecast to grow 19% p.a. on average during the next 3 years, compared to a 8.4% growth forecast for the Banks industry in Greece.
Reported Earnings • Aug 03Second quarter 2025 earnings releasedSecond quarter 2025 results: Revenue: €66.2m (up 10% from 2Q 2024). Net income: €42.1m (up 16% from 2Q 2024). Profit margin: 64% (up from 60% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 18% p.a. on average during the next 3 years, compared to a 6.0% growth forecast for the Banks industry in Greece.
Valuation Update With 7 Day Price Move • Jul 09Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €7.92, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 8x in the Banks industry in Greece. Total returns to shareholders of 102% over the past year. Simply Wall St's valuation model estimates the intrinsic value at €5.25 per share.
Buy Or Sell Opportunity • Jul 08Now 53% undervalued after recent price dropOver the last 90 days, the stock has fallen 47% to €7.43. The fair value is estimated to be €15.72, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 20% over the last year. Earnings per share has grown by 5.1%. Revenue is forecast to grow by 44% in 2 years. Earnings are forecast to grow by 31% in the next 2 years.
Buy Or Sell Opportunity • Jun 20Now 21% overvalued after recent price riseOver the last 90 days, the stock has risen 18% to €19.08. The fair value is estimated to be €15.79, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 20% over the last year. Earnings per share has grown by 5.1%. Revenue is forecast to grow by 44% in 2 years. Earnings are forecast to grow by 31% in the next 2 years.
Upcoming Dividend • Jun 16Upcoming dividend of €0.57 per shareEligible shareholders must have bought the stock before 23 June 2025. Payment date: 27 June 2025. Payout ratio is a comfortable 29% but the company is not cash flow positive. Trailing yield: 3.0%. Lower than top quartile of Greek dividend payers (5.7%). Higher than average of industry peers (2.6%).
Buy Or Sell Opportunity • May 26Now 20% overvalued after recent price riseOver the last 90 days, the stock has risen 35% to €19.30. The fair value is estimated to be €16.04, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 20% over the last year. Earnings per share has grown by 5.1%. Revenue is forecast to grow by 44% in 2 years. Earnings are forecast to grow by 28% in the next 2 years.
Reported Earnings • May 15First quarter 2025 earnings released: EPS: €0.53 (vs €0.44 in 1Q 2024)First quarter 2025 results: EPS: €0.53 (up from €0.44 in 1Q 2024). Revenue: €63.5m (up 17% from 1Q 2024). Net income: €39.0m (up 19% from 1Q 2024). Profit margin: 62% (up from 60% in 1Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 17% p.a. on average during the next 3 years, compared to a 5.4% growth forecast for the Banks industry in Greece.
Declared Dividend • May 02Dividend increased to €0.57Dividend of €0.57 is 30% higher than last year. Ex-date: 23rd June 2025 Payment date: 27th June 2025 Dividend yield will be 3.6%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (23% payout ratio) and is expected to be well covered in 3 years' time (30% forecast payout ratio). The company is yet to establish a track record of dividend growth or stability as it hasn't paid a regular dividend for at least 2 years. EPS is expected to grow by 43% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
공시 • May 01Optima bank S.A. announces Annual dividend, payable on June 27, 2025Optima bank S.A. announced Annual dividend of EUR 0.5700 per share payable on June 27, 2025, ex-date on June 23, 2025 and record date on June 24, 2025.
New Risk • Apr 07New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Greek stocks, typically moving 5.8% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. This is currently the only risk that has been identified for the company.
Valuation Update With 7 Day Price Move • Apr 07Investor sentiment deteriorates as stock falls 22%After last week's 22% share price decline to €11.92, the stock trades at a forward P/E ratio of 5x. Average forward P/E is 6x in the Banks industry in Greece. Total returns to shareholders of 34% over the past year.
Reported Earnings • Mar 24Full year 2024 earnings: EPS misses analyst expectationsFull year 2024 results: EPS: €1.90. Revenue: €234.2m (up 28% from FY 2023). Net income: €140.2m (up 36% from FY 2023). Profit margin: 60% (up from 56% in FY 2023). The increase in margin was driven by higher revenue. Non-performing loans: 0.85% (up from 0.45% in FY 2023).
공시 • Mar 01Optima bank S.A. to Report Fiscal Year 2024 Results on Mar 21, 2025Optima bank S.A. announced that they will report fiscal year 2024 results at 10:00 AM, GTB Standard Time on Mar 21, 2025
공시 • Feb 17Optima bank S.A., Annual General Meeting, Apr 29, 2025Optima bank S.A., Annual General Meeting, Apr 29, 2025.
Reported Earnings • Nov 12Third quarter 2024 earnings released: EPS: €0.53 (vs €0.53 in 3Q 2023)Third quarter 2024 results: EPS: €0.53. Revenue: €63.0m (up 31% from 3Q 2023). Net income: €39.2m (up 40% from 3Q 2023). Profit margin: 62% (up from 58% in 3Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 15% p.a. on average during the next 3 years, compared to a 2.8% growth forecast for the Banks industry in Greece.
공시 • Nov 01Optima bank S.A. to Report Nine Months, 2024 Results on Nov 11, 2024Optima bank S.A. announced that they will report nine months, 2024 results on Nov 11, 2024
Major Estimate Revision • Oct 23Consensus EPS estimates increase by 10%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has improved. 2024 revenue forecast increased from €232.8m to €254.5m. EPS estimate increased from €1.72 to €1.90 per share. Net income forecast to grow 17% next year vs 3.0% growth forecast for Banks industry in Greece. Consensus price target up from €11.00 to €18.00. Share price was steady at €12.84 over the past week.
Reported Earnings • Aug 14Second quarter 2024 earnings released: EPS: €0.49 (vs €0.53 in 2Q 2023)Second quarter 2024 results: EPS: €0.49. Revenue: €60.0m (up 36% from 2Q 2023). Net income: €36.3m (up 41% from 2Q 2023). Profit margin: 60% (up from 58% in 2Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 8.0% p.a. on average during the next 3 years, compared to a 3.1% growth forecast for the Banks industry in Greece.
공시 • Aug 01Optima bank S.A. to Report First Half, 2024 Results on Aug 01, 2024Optima bank S.A. announced that they will report first half, 2024 results on Aug 01, 2024
Board Change • Jul 07Less than half of directors are independentFollowing the recent departure of a director, there are only 5 independent directors on the board. The company's board is composed of: 5 independent directors. 6 non-independent directors. Independent Non-Executive Member Georgia Kontogianni was the last independent director to join the board, commencing their role in 2023. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
Buy Or Sell Opportunity • Jul 01Now 22% undervaluedOver the last 90 days, the stock has risen 47% to €12.04. The fair value is estimated to be €15.40, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 91% over the last year. Meanwhile, the company has become profitable. Revenue is forecast to grow by 25% in 2 years. Earnings are forecast to grow by 14% in the next 2 years.
Buy Or Sell Opportunity • Jun 28Now 22% undervaluedOver the last 90 days, the stock has risen 46% to €12.00. The fair value is estimated to be €15.41, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 91% over the last year. Meanwhile, the company has become profitable. Revenue is forecast to grow by 25% in 2 years. Earnings are forecast to grow by 14% in the next 2 years.
Reported Earnings • May 22First quarter 2024 earnings released: EPS: €0.44 (vs €0.51 in 1Q 2023)First quarter 2024 results: EPS: €0.44. Revenue: €54.3m (up 39% from 1Q 2023). Net income: €32.7m (up 48% from 1Q 2023). Profit margin: 60% (up from 56% in 1Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 9.6% p.a. on average during the next 3 years, compared to a 3.0% growth forecast for the Banks industry in Greece.
공시 • May 03Optima bank S.A., Annual General Meeting, May 23, 2024Optima bank S.A., Annual General Meeting, May 23, 2024, at 11:00 E. Europe Standard Time. Location: Hotel Divani Caravel, 1st floor, 2 Vassileos Alexandrou ave. 16121 Athens Greece
공시 • May 01Optima bank S.A. to Report Q1, 2024 Results on May 21, 2024Optima bank S.A. announced that they will report Q1, 2024 results on May 21, 2024
공시 • Apr 10Optima bank S.A. to Report Fiscal Year 2023 Results on Apr 09, 2024Optima bank S.A. announced that they will report fiscal year 2023 results on Apr 09, 2024
Valuation Update With 7 Day Price Move • Apr 10Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €9.63, the stock trades at a forward P/E ratio of 6x. Average forward P/E is 5x in the Banks industry in Greece.
New Risk • Mar 11New minor risk - Dividend sustainabilityThe company has a short dividend paying track record. Less than a year of continuous dividend payments. Dividend yield: 5.7% This is considered a minor risk. For dividend focussed investors, companies that have not established a long-term track record of consistently maintaining or growing dividends are less attractive than those companies that have a long track record. Those that have a long track record have proven their underlying business is stable enough to consistently maintain or grow the dividend and that the company considers maintaining the dividend to be one of its priorities. For dividend paying companies, any reduction in the dividend can significantly impact the share price. This is currently the only risk that has been identified for the company.
Reported Earnings • Mar 11Full year 2023 earnings: EPS and revenues exceed analyst expectationsFull year 2023 results: EPS: €1.96 (up from €1.13 in FY 2022). Revenue: €183.1m (up 104% from FY 2022). Net income: €103.0m (up 143% from FY 2022). Profit margin: 56% (up from 47% in FY 2022). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 3.2%. Earnings per share (EPS) also surpassed analyst estimates by 5.3%. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 3.5% growth forecast for the Banks industry in Greece.
공시 • Mar 02Optima bank S.A. to Report Fiscal Year 2023 Results on Mar 06, 2024Optima bank S.A. announced that they will report fiscal year 2023 results on Mar 06, 2024
Reported Earnings • Nov 14Third quarter 2023 earnings releasedThird quarter 2023 results: EPS: €0.53. Net income: €28.0m (up €28.0m from 3Q 2022).
공시 • Nov 01Optima bank S.A. to Report Nine Months, 2023 Results on Nov 13, 2023Optima bank S.A. announced that they will report nine months, 2023 results on Nov 13, 2023