View ValuationCrediaBank 향후 성장Future 기준 점검 2/6CrediaBank의 수익이 증가할 것으로 예상됨입니다.핵심 정보n/a이익 성장률n/aEPS 성장률Banks 이익 성장10.6%매출 성장률38.1%향후 자기자본이익률11.29%애널리스트 커버리지Low마지막 업데이트12 May 2026최근 향후 성장 업데이트업데이트 없음모든 업데이트 보기Recent updatesReported Earnings • May 23First quarter 2026 earnings released: EPS: €0.005 (vs €0 in 1Q 2025)First quarter 2026 results: EPS: €0.005 (up from €0 in 1Q 2025). Revenue: €54.0m (up 4.8% from 1Q 2025). Net income: €7.82m (up €7.71m from 1Q 2025). Profit margin: 14% (up from 0.2% in 1Q 2025). Revenue is forecast to grow 38% p.a. on average during the next 3 years, compared to a 11% growth forecast for the Banks industry in Greece.공시 • Apr 30CrediaBank S.A., Annual General Meeting, May 22, 2026CrediaBank S.A., Annual General Meeting, May 22, 2026, at 10:00 GTB Standard Time. Location: king george hotel at 3, vas.georgiou avenue a, athens GreeceNew Risk • Apr 09New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 23% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (9.1% average weekly change). Minor Risks Large one-off items impacting financial results. Shareholders have been diluted in the past year (23% increase in shares outstanding).공시 • Apr 01CrediaBank S.A. has completed a Follow-on Equity Offering in the amount of €300 million.CrediaBank S.A. has completed a Follow-on Equity Offering in the amount of €300 million. Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 75,000,000 Price\Range: €0.8 Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 300,000,000 Price\Range: €0.8공시 • Mar 31CrediaBank S.A. has filed a Follow-on Equity Offering.CrediaBank S.A. has filed a Follow-on Equity Offering. Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 375,000,000 Price\Range: €0.8 Security Name: Ordinary Shares Security Type: Common Stock Price\Range: €0.8New Risk • Mar 10New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 34% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. Currently, the following risks have been identified for the company: Minor Risks Share price has been volatile over the past 3 months (6.5% average weekly change). Large one-off items impacting financial results.Reported Earnings • Mar 08Full year 2025 earnings released: EPS: €0.009 (vs €0.79 loss in FY 2024)Full year 2025 results: EPS: €0.009 (up from €0.79 loss in FY 2024). Net income: €15.2m (up €340.7m from FY 2024).New Risk • Mar 04New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Greek stocks, typically moving 6.7% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (6.7% average weekly change). Minor Risk Large one-off items impacting financial results.공시 • Jan 08+ 3 more updatesCrediaBank S.A. to Report First Half, 2026 Results on Sep 09, 2026CrediaBank S.A. announced that they will report first half, 2026 results on Sep 09, 2026공시 • Dec 24CrediaBank S.A. (ATSE:CREDIA) agreed to acquire 70.03% stake in HSBC Bank Malta p.l.c. (MTSE:HSB) from HSBC Continental Europe, S.A. for €200 million.CrediaBank S.A. (ATSE:CREDIA) agreed to acquire 70.03% stake in HSBC Bank Malta p.l.c. (MTSE:HSB) from HSBC Continental Europe, S.A. for €200 million on December 23, 2025. A cash consideration of €200 million will be paid by CrediaBank S.A. As part of consideration, €200 million is paid towards common equity of HSBC Bank Malta p.l.c. The closing of the Transaction is subject to corporate and regulatory approvals from the Malta Financial Services Authority, the Bank of Greece and the European Central Bank. The transaction is expected to close in 2H 2026.Reported Earnings • Nov 24Third quarter 2025 earnings released: EPS: €0.003 (vs €0.21 loss in 3Q 2024)Third quarter 2025 results: EPS: €0.003 (up from €0.21 loss in 3Q 2024). Net income: €4.99m (up €343.8m from 3Q 2024).New Risk • Oct 24New major risk - Revenue and earnings growthEarnings have declined by 7.9% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Earnings have declined by 7.9% per year over the past 5 years. Shareholders have been substantially diluted in the past year (over 3048x increase in shares outstanding). Revenue is less than US$1m. Minor Risk Share price has been volatile over the past 3 months (6.8% average weekly change).Reported Earnings • Sep 28Second quarter 2025 earnings released: EPS: €0.003 (vs €17.54 in 2Q 2024)Second quarter 2025 results: EPS: €0.003 (down from €17.54 in 2Q 2024). Net income: €4.81m (down 45% from 2Q 2024).New Risk • Jun 15New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Greek stocks, typically moving 5.9% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks Shareholders have been substantially diluted in the past year (over 3234x increase in shares outstanding). Revenue is less than US$1m. Minor Risk Share price has been volatile over the past 3 months (5.9% average weekly change).Reported Earnings • May 17First quarter 2025 earnings released: EPS: €0 (vs €7.22 loss in 1Q 2024)First quarter 2025 results: EPS: €0 (improved from €7.22 loss in 1Q 2024). Net income: €100.0k (up €3.71m from 1Q 2024).공시 • Apr 29Attica Bank S.A., Annual General Meeting, Jul 10, 2025Attica Bank S.A., Annual General Meeting, Jul 10, 2025.Reported Earnings • Mar 11Full year 2024 earnings released: €613 loss per share (vs €80.13 profit in FY 2023)Full year 2024 results: €613 loss per share (down from €80.13 profit in FY 2023). Net loss: €325.5m (down €353.1m from profit in FY 2023).공시 • Mar 01Attica Bank S.A. to Report Fiscal Year 2024 Results on Mar 10, 2025Attica Bank S.A. announced that they will report fiscal year 2024 results on Mar 10, 2025New Risk • Dec 15New major risk - Revenue and earnings growthEarnings have declined by 15% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (40% average weekly change). Earnings have declined by 15% per year over the past 5 years. Shareholders have been substantially diluted in the past year (over 3234x increase in shares outstanding). Revenue is less than US$1m.공시 • Dec 02Attica Bank S.A. to Report Nine Months, 2024 Results on Dec 12, 2024Attica Bank S.A. announced that they will report nine months, 2024 results on Dec 12, 2024New Risk • Nov 15New major risk - Shareholder dilutionThe company's shareholders have been substantially diluted in the past year. Over 718x increase in shares outstanding. This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (38% average weekly change). Shareholders have been substantially diluted in the past year (over 718x increase in shares outstanding). Minor Risk Large one-off items impacting financial results.Valuation Update With 7 Day Price Move • Oct 21Investor sentiment deteriorates as stock falls 22%After last week's 22% share price decline to €211, the stock trades at a trailing P/E ratio of 3.6x. Average trailing P/E is 6x in the Banks industry in Greece. Total loss to shareholders of 95% over the past three years.New Risk • Oct 09New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: €91.0m (US$99.9m) This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (20% average weekly change). Minor Risks Large one-off items impacting financial results. Shareholders have been diluted in the past year (18% increase in shares outstanding). Market cap is less than US$100m (€91.0m market cap, or US$99.9m).Valuation Update With 7 Day Price Move • Oct 04Investor sentiment deteriorates as stock falls 30%After last week's 30% share price decline to €3.50, the stock trades at a trailing P/E ratio of 6x. Average trailing P/E is 6x in the Banks industry in Greece. Total loss to shareholders of 91% over the past three years.Reported Earnings • Sep 20Second quarter 2024 earnings released: EPS: €0.17 (vs €0.027 in 2Q 2023)Second quarter 2024 results: EPS: €0.17 (up from €0.027 in 2Q 2023). Revenue: €25.8m (up 15% from 2Q 2023). Net income: €8.70m (up €7.71m from 2Q 2023). Profit margin: 34% (up from 4.4% in 2Q 2023).Valuation Update With 7 Day Price Move • Sep 18Investor sentiment deteriorates as stock falls 41%After last week's 41% share price decline to €5.52, the stock trades at a trailing P/E ratio of 12.8x. Average trailing P/E is 6x in the Banks industry in Greece. Total loss to shareholders of 90% over the past three years.Valuation Update With 7 Day Price Move • Sep 03Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €9.82, the stock trades at a trailing P/E ratio of 21.4x. Average trailing P/E is 6x in the Banks industry in Greece. Total loss to shareholders of 85% over the past three years.공시 • Sep 01Attica Bank S.A. to Report First Half, 2024 Results on Sep 19, 2024Attica Bank S.A. announced that they will report first half, 2024 results on Sep 19, 2024Valuation Update With 7 Day Price Move • Jul 25Investor sentiment deteriorates as stock falls 33%After last week's 33% share price decline to €8.78, the stock trades at a trailing P/E ratio of 19.1x. Average trailing P/E is 6x in the Banks industry in Greece. Total loss to shareholders of 90% over the past three years.공시 • Jul 17Attica Bank S.A., Annual General Meeting, Jul 16, 2024Attica Bank S.A., Annual General Meeting, Jul 16, 2024, at 10:00 GTB Standard Time. Location: participation of shareholders through, teleconferencing, GreeceValuation Update With 7 Day Price Move • Jul 11Investor sentiment improves as stock rises 29%After last week's 29% share price gain to €14.30, the stock trades at a trailing P/E ratio of 31.2x. Average trailing P/E is 6x in the Banks industry in Greece. Total loss to shareholders of 85% over the past three years.공시 • Jul 09Attica Bank S.A. (ATSE:TATT) signed a letter of intent to acquire Pancreta Bank S.A.Attica Bank S.A. (ATSE:TATT) signed a letter of intent to acquire Pancreta Bank S.A. on June 27, 2024.The transaction is subject to subject to antitrust regulations.Reported Earnings • Jul 01First quarter 2024 earnings released: €0.072 loss per share (vs €0.10 profit in 1Q 2023)First quarter 2024 results: €0.072 loss per share (down from €0.10 profit in 1Q 2023). Revenue: €10.7m (down 51% from 1Q 2023). Net loss: €3.60m (down 444% from profit in 1Q 2023).공시 • May 01Attica Bank S.A. to Report Q1, 2024 Results on May 31, 2024Attica Bank S.A. announced that they will report Q1, 2024 results on May 31, 2024Reported Earnings • Mar 11Full year 2023 earnings released: EPS: €0.61 (vs €51.29 loss in FY 2022)Full year 2023 results: EPS: €0.61 (up from €51.29 loss in FY 2022). Net income: €27.6m (up €414.2m from FY 2022).공시 • Mar 02Attica Bank S.A. to Report Fiscal Year 2023 Results on Mar 07, 2024Attica Bank S.A. announced that they will report fiscal year 2023 results on Mar 07, 2024Reported Earnings • Nov 17Third quarter 2023 earnings released: EPS: €0.29 (vs €1.42 loss in 3Q 2022)Third quarter 2023 results: EPS: €0.29 (up from €1.42 loss in 3Q 2022). Net income: €13.1m (up €24.7m from 3Q 2022).공시 • Nov 11Attica Bank S.A. to Report Nine Months, 2023 Results on Nov 15, 2023Attica Bank S.A. announced that they will report nine months, 2023 results on Nov 15, 2023Reported Earnings • Sep 24Second quarter 2023 earnings released: EPS: €0.096 (vs €2.61 loss in 2Q 2022)Second quarter 2023 results: EPS: €0.096 (up from €2.61 loss in 2Q 2022). Net income: €953.0k (up €22.3m from 2Q 2022).공시 • Sep 01Attica Bank S.A. to Report First Half, 2023 Results on Sep 28, 2023Attica Bank S.A. announced that they will report first half, 2023 results on Sep 28, 2023공시 • Jul 08Attica Bank S.A. Appoints Thymios Kyriakopoulos as Independent Non-Executive Member of the Board of DirectorsTBC Bank Group PLC ("TBC PLC") announces that Thymios Kyriakopoulos, independent non-executive Director of TBC PLC, has been appointed as independent non-executive member of the board of directors of Attica Bank.공시 • Jul 01Attica Bank S.A., Annual General Meeting, Jul 05, 2023Attica Bank S.A., Annual General Meeting, Jul 05, 2023.공시 • Jun 09Attica Bank S.A. to Report Q1, 2023 Results on Jun 08, 2023Attica Bank S.A. announced that they will report Q1, 2023 results at 5:30 PM, E. Europe Standard Time on Jun 08, 2023Reported Earnings • Jun 09First quarter 2023 earnings releasedFirst quarter 2023 results: Net income: €1.00m (up €9.51m from 1Q 2022).Reported Earnings • May 01Full year 2022 earnings released: €47.37 loss per share (vs €61.08 loss in FY 2021)Full year 2022 results: €47.37 loss per share. Net loss: €386.6m (loss widened 268% from FY 2021).Board Change • Nov 16Less than half of directors are independentThere are 10 new directors who have joined the board in the last 3 years. Of these new board members, 4 were independent directors. The company's board is composed of: 10 new directors. 1 experienced director. No highly experienced directors. 4 independent directors (7 non-independent directors). Non-Executive Chairman Konstantinos Makedos is the most experienced director on the board, commencing their role in 2019. Independent Non-Executive Member Aimilios Giannopoulos was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity. Lack of experienced directors.공시 • Jul 01Attica Bank S.A., Annual General Meeting, Jul 05, 2022Attica Bank S.A., Annual General Meeting, Jul 05, 2022, at 12:00 E. Europe Standard Time.공시 • Jun 01Attica Bank S.A. to Report Q1, 2022 Results on Jun 29, 2022Attica Bank S.A. announced that they will report Q1, 2022 results on Jun 29, 2022Board Change • Apr 27Less than half of directors are independentThere are 11 new directors who have joined the board in the last 3 years. Of these new board members, 4 were independent directors. The company's board is composed of: 11 new directors. No experienced directors. No highly experienced directors. 4 independent directors (7 non-independent directors). Non-Executive Chairman Konstantinos Makedos is the most experienced director on the board, commencing their role in 2019. Independent Non-Executive Member Aimilios Giannopoulos was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity. Lack of experienced directors.Reported Earnings • Dec 29Third quarter 2021 earnings: EPS and revenues miss analyst expectationsThird quarter 2021 results: €0.96 loss per share (down from €0.80 loss in 3Q 2020). Net loss: €7.36m (loss widened 20% from 3Q 2020). Revenue missed analyst estimates by 14%. Earnings per share (EPS) were also behind analyst expectations. Earnings per share (EPS) missed analyst estimates. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 41 percentage points per year, which is a significant difference in performance.Reported Earnings • Aug 26Second quarter 2021 earnings released: €0.03 loss per share (vs €0.037 loss in 2Q 2020)Second quarter 2021 results: Net loss: €13.7m (loss narrowed 20% from 2Q 2020). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 100 percentage points per year, which is a significant difference in performance.Reported Earnings • May 02Full year 2020 earnings released: €0.66 loss per share (vs €0.011 profit in FY 2019)The company reported a soft full year result with weaker earnings and weaker control over costs, although revenues improved. Full year 2020 results: Revenue: €52.3m (up 8.9% from FY 2019). Net loss: €306.4m (down €311.4m from profit in FY 2019). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 85 percentage points per year, which is a significant difference in performance.분석 기사 • Mar 19Here's What Attica Bank S.A.'s (ATH:TATT) Shareholder Ownership Structure Looks LikeIf you want to know who really controls Attica Bank S.A. ( ATH:TATT ), then you'll have to look at the makeup of its...Reported Earnings • Dec 19Third quarter 2020 earnings released: €0.013 loss per shareThe company reported a decent third quarter result with improved revenues, although earnings and control over expenses were weaker. Third quarter 2020 results: Revenue: €28.1m (up 185% from 3Q 2019). Net loss: €6.12m (down €6.47m from profit in 3Q 2019). Over the last 3 years on average, earnings per share has increased by 42% per year but the company’s share price has fallen by 20% per year, which means it is significantly lagging earnings.분석 기사 • Nov 27What Kind Of Investors Own Most Of Attica Bank S.A. (ATH:TATT)?Every investor in Attica Bank S.A. (ATH:TATT) should be aware of the most powerful shareholder groups. Institutions...Is New 90 Day High Low • Nov 20New 90-day high: €0.20The company is up 15% from its price of €0.18 on 21 August 2020. The Greek market is up 6.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 12% over the same period.공시 • Jul 05Attica Bank S.A. to Report First Half, 2020 Results on Jul 30, 2020Attica Bank S.A. announced that they will report first half, 2020 results on Jul 30, 2020이익 및 매출 성장 예측ATSE:CREDIA - 애널리스트 향후 추정치 및 과거 재무 데이터 (EUR Millions)날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수12/31/2028678N/AN/AN/A112/31/2027544N/AN/AN/A112/31/2026288N/AN/AN/A13/31/202625023-912-882N/A12/31/202524815-863-829N/A9/30/202521528-944-917N/A6/30/2025-187-326-845-821N/A3/31/2025-218-322-761-736N/A12/31/2024-256-325-510-494N/A9/30/2024-285-331-455-436N/A6/30/202410221-366-351N/A3/31/20249723-358-345N/A12/31/202310528-304-292N/A9/30/2023-219-330-289-277N/A6/30/2023-231-355-368-354N/A3/31/2023-247-377-266-254N/A12/31/2022-260-387-196-183N/A9/30/2022-24-120414426N/A6/30/2022-33-115174185N/A3/31/2022-25-108132143N/A12/31/2021-26-105922N/A9/30/2021-174-298-512-499N/A6/30/2021-174-296-297-284N/A3/31/2021-187-300-91-76N/A12/31/2020-190-306-37-23N/A9/30/202031-32-56-43N/A6/30/202030-25922N/A3/31/202037-8-182-171N/A12/31/2019485N/A-167N/A9/30/20199735N/A67N/A6/30/201910334N/A-1N/A3/31/20191004N/A-91N/A12/31/2018101-2N/A-80N/A9/30/201857-44N/A-340N/A6/30/201898-22N/A151N/A3/31/2018100-2N/A298N/A12/31/2017960N/A417N/A9/30/201792-30N/A445N/A6/30/201748-60N/A176N/A3/31/201758-64N/A208N/A12/31/201666-61N/A230N/A9/30/2016-53-99N/A4N/A6/30/2016-55-65N/A-128N/A3/31/2016-522-353N/A232N/A12/31/2015-531-356N/A424N/A9/30/2015-453-309N/A760N/A6/30/2015-473-360N/A795N/A더 보기애널리스트 향후 성장 전망수입 대 저축률: CREDIA 의 예상 수익 증가율이 절약률(3.2%)보다 높은지 판단하기에는 데이터가 부족합니다.수익 vs 시장: CREDIA 의 수익이 Greek 시장보다 빠르게 성장할 것으로 예상되는지 판단하기에는 데이터가 부족합니다.고성장 수익: CREDIA 의 수익이 향후 3년 동안 상당히 증가할 것으로 예상되는지 판단하기에는 데이터가 부족합니다.수익 대 시장: CREDIA 의 수익(연간 38.1%)이 Greek 시장(연간 7.7%)보다 빠르게 성장할 것으로 예상됩니다.고성장 매출: CREDIA 의 수익(연간 38.1%)은 연간 20%보다 빠르게 증가할 것으로 예상됩니다.주당순이익 성장 예측향후 자기자본이익률미래 ROE: CREDIA의 자본 수익률은 3년 후 11.3%로 낮을 것으로 예상됩니다.성장 기업 찾아보기7D1Y7D1Y7D1YBanks 산업의 고성장 기업.View Past Performance기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/05/24 13:39종가2026/05/22 00:00수익2026/03/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스CrediaBank S.A.는 3명의 분석가가 다루고 있습니다. 이 중 1명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Pedro FonsecaEdison Investment ResearchNoemi PeruchMorgan StanleyDimitris GiannoulisResearchGreece
Reported Earnings • May 23First quarter 2026 earnings released: EPS: €0.005 (vs €0 in 1Q 2025)First quarter 2026 results: EPS: €0.005 (up from €0 in 1Q 2025). Revenue: €54.0m (up 4.8% from 1Q 2025). Net income: €7.82m (up €7.71m from 1Q 2025). Profit margin: 14% (up from 0.2% in 1Q 2025). Revenue is forecast to grow 38% p.a. on average during the next 3 years, compared to a 11% growth forecast for the Banks industry in Greece.
공시 • Apr 30CrediaBank S.A., Annual General Meeting, May 22, 2026CrediaBank S.A., Annual General Meeting, May 22, 2026, at 10:00 GTB Standard Time. Location: king george hotel at 3, vas.georgiou avenue a, athens Greece
New Risk • Apr 09New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 23% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (9.1% average weekly change). Minor Risks Large one-off items impacting financial results. Shareholders have been diluted in the past year (23% increase in shares outstanding).
공시 • Apr 01CrediaBank S.A. has completed a Follow-on Equity Offering in the amount of €300 million.CrediaBank S.A. has completed a Follow-on Equity Offering in the amount of €300 million. Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 75,000,000 Price\Range: €0.8 Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 300,000,000 Price\Range: €0.8
공시 • Mar 31CrediaBank S.A. has filed a Follow-on Equity Offering.CrediaBank S.A. has filed a Follow-on Equity Offering. Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 375,000,000 Price\Range: €0.8 Security Name: Ordinary Shares Security Type: Common Stock Price\Range: €0.8
New Risk • Mar 10New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 34% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. Currently, the following risks have been identified for the company: Minor Risks Share price has been volatile over the past 3 months (6.5% average weekly change). Large one-off items impacting financial results.
Reported Earnings • Mar 08Full year 2025 earnings released: EPS: €0.009 (vs €0.79 loss in FY 2024)Full year 2025 results: EPS: €0.009 (up from €0.79 loss in FY 2024). Net income: €15.2m (up €340.7m from FY 2024).
New Risk • Mar 04New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Greek stocks, typically moving 6.7% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (6.7% average weekly change). Minor Risk Large one-off items impacting financial results.
공시 • Jan 08+ 3 more updatesCrediaBank S.A. to Report First Half, 2026 Results on Sep 09, 2026CrediaBank S.A. announced that they will report first half, 2026 results on Sep 09, 2026
공시 • Dec 24CrediaBank S.A. (ATSE:CREDIA) agreed to acquire 70.03% stake in HSBC Bank Malta p.l.c. (MTSE:HSB) from HSBC Continental Europe, S.A. for €200 million.CrediaBank S.A. (ATSE:CREDIA) agreed to acquire 70.03% stake in HSBC Bank Malta p.l.c. (MTSE:HSB) from HSBC Continental Europe, S.A. for €200 million on December 23, 2025. A cash consideration of €200 million will be paid by CrediaBank S.A. As part of consideration, €200 million is paid towards common equity of HSBC Bank Malta p.l.c. The closing of the Transaction is subject to corporate and regulatory approvals from the Malta Financial Services Authority, the Bank of Greece and the European Central Bank. The transaction is expected to close in 2H 2026.
Reported Earnings • Nov 24Third quarter 2025 earnings released: EPS: €0.003 (vs €0.21 loss in 3Q 2024)Third quarter 2025 results: EPS: €0.003 (up from €0.21 loss in 3Q 2024). Net income: €4.99m (up €343.8m from 3Q 2024).
New Risk • Oct 24New major risk - Revenue and earnings growthEarnings have declined by 7.9% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Earnings have declined by 7.9% per year over the past 5 years. Shareholders have been substantially diluted in the past year (over 3048x increase in shares outstanding). Revenue is less than US$1m. Minor Risk Share price has been volatile over the past 3 months (6.8% average weekly change).
Reported Earnings • Sep 28Second quarter 2025 earnings released: EPS: €0.003 (vs €17.54 in 2Q 2024)Second quarter 2025 results: EPS: €0.003 (down from €17.54 in 2Q 2024). Net income: €4.81m (down 45% from 2Q 2024).
New Risk • Jun 15New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Greek stocks, typically moving 5.9% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks Shareholders have been substantially diluted in the past year (over 3234x increase in shares outstanding). Revenue is less than US$1m. Minor Risk Share price has been volatile over the past 3 months (5.9% average weekly change).
Reported Earnings • May 17First quarter 2025 earnings released: EPS: €0 (vs €7.22 loss in 1Q 2024)First quarter 2025 results: EPS: €0 (improved from €7.22 loss in 1Q 2024). Net income: €100.0k (up €3.71m from 1Q 2024).
공시 • Apr 29Attica Bank S.A., Annual General Meeting, Jul 10, 2025Attica Bank S.A., Annual General Meeting, Jul 10, 2025.
Reported Earnings • Mar 11Full year 2024 earnings released: €613 loss per share (vs €80.13 profit in FY 2023)Full year 2024 results: €613 loss per share (down from €80.13 profit in FY 2023). Net loss: €325.5m (down €353.1m from profit in FY 2023).
공시 • Mar 01Attica Bank S.A. to Report Fiscal Year 2024 Results on Mar 10, 2025Attica Bank S.A. announced that they will report fiscal year 2024 results on Mar 10, 2025
New Risk • Dec 15New major risk - Revenue and earnings growthEarnings have declined by 15% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (40% average weekly change). Earnings have declined by 15% per year over the past 5 years. Shareholders have been substantially diluted in the past year (over 3234x increase in shares outstanding). Revenue is less than US$1m.
공시 • Dec 02Attica Bank S.A. to Report Nine Months, 2024 Results on Dec 12, 2024Attica Bank S.A. announced that they will report nine months, 2024 results on Dec 12, 2024
New Risk • Nov 15New major risk - Shareholder dilutionThe company's shareholders have been substantially diluted in the past year. Over 718x increase in shares outstanding. This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (38% average weekly change). Shareholders have been substantially diluted in the past year (over 718x increase in shares outstanding). Minor Risk Large one-off items impacting financial results.
Valuation Update With 7 Day Price Move • Oct 21Investor sentiment deteriorates as stock falls 22%After last week's 22% share price decline to €211, the stock trades at a trailing P/E ratio of 3.6x. Average trailing P/E is 6x in the Banks industry in Greece. Total loss to shareholders of 95% over the past three years.
New Risk • Oct 09New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: €91.0m (US$99.9m) This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (20% average weekly change). Minor Risks Large one-off items impacting financial results. Shareholders have been diluted in the past year (18% increase in shares outstanding). Market cap is less than US$100m (€91.0m market cap, or US$99.9m).
Valuation Update With 7 Day Price Move • Oct 04Investor sentiment deteriorates as stock falls 30%After last week's 30% share price decline to €3.50, the stock trades at a trailing P/E ratio of 6x. Average trailing P/E is 6x in the Banks industry in Greece. Total loss to shareholders of 91% over the past three years.
Reported Earnings • Sep 20Second quarter 2024 earnings released: EPS: €0.17 (vs €0.027 in 2Q 2023)Second quarter 2024 results: EPS: €0.17 (up from €0.027 in 2Q 2023). Revenue: €25.8m (up 15% from 2Q 2023). Net income: €8.70m (up €7.71m from 2Q 2023). Profit margin: 34% (up from 4.4% in 2Q 2023).
Valuation Update With 7 Day Price Move • Sep 18Investor sentiment deteriorates as stock falls 41%After last week's 41% share price decline to €5.52, the stock trades at a trailing P/E ratio of 12.8x. Average trailing P/E is 6x in the Banks industry in Greece. Total loss to shareholders of 90% over the past three years.
Valuation Update With 7 Day Price Move • Sep 03Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €9.82, the stock trades at a trailing P/E ratio of 21.4x. Average trailing P/E is 6x in the Banks industry in Greece. Total loss to shareholders of 85% over the past three years.
공시 • Sep 01Attica Bank S.A. to Report First Half, 2024 Results on Sep 19, 2024Attica Bank S.A. announced that they will report first half, 2024 results on Sep 19, 2024
Valuation Update With 7 Day Price Move • Jul 25Investor sentiment deteriorates as stock falls 33%After last week's 33% share price decline to €8.78, the stock trades at a trailing P/E ratio of 19.1x. Average trailing P/E is 6x in the Banks industry in Greece. Total loss to shareholders of 90% over the past three years.
공시 • Jul 17Attica Bank S.A., Annual General Meeting, Jul 16, 2024Attica Bank S.A., Annual General Meeting, Jul 16, 2024, at 10:00 GTB Standard Time. Location: participation of shareholders through, teleconferencing, Greece
Valuation Update With 7 Day Price Move • Jul 11Investor sentiment improves as stock rises 29%After last week's 29% share price gain to €14.30, the stock trades at a trailing P/E ratio of 31.2x. Average trailing P/E is 6x in the Banks industry in Greece. Total loss to shareholders of 85% over the past three years.
공시 • Jul 09Attica Bank S.A. (ATSE:TATT) signed a letter of intent to acquire Pancreta Bank S.A.Attica Bank S.A. (ATSE:TATT) signed a letter of intent to acquire Pancreta Bank S.A. on June 27, 2024.The transaction is subject to subject to antitrust regulations.
Reported Earnings • Jul 01First quarter 2024 earnings released: €0.072 loss per share (vs €0.10 profit in 1Q 2023)First quarter 2024 results: €0.072 loss per share (down from €0.10 profit in 1Q 2023). Revenue: €10.7m (down 51% from 1Q 2023). Net loss: €3.60m (down 444% from profit in 1Q 2023).
공시 • May 01Attica Bank S.A. to Report Q1, 2024 Results on May 31, 2024Attica Bank S.A. announced that they will report Q1, 2024 results on May 31, 2024
Reported Earnings • Mar 11Full year 2023 earnings released: EPS: €0.61 (vs €51.29 loss in FY 2022)Full year 2023 results: EPS: €0.61 (up from €51.29 loss in FY 2022). Net income: €27.6m (up €414.2m from FY 2022).
공시 • Mar 02Attica Bank S.A. to Report Fiscal Year 2023 Results on Mar 07, 2024Attica Bank S.A. announced that they will report fiscal year 2023 results on Mar 07, 2024
Reported Earnings • Nov 17Third quarter 2023 earnings released: EPS: €0.29 (vs €1.42 loss in 3Q 2022)Third quarter 2023 results: EPS: €0.29 (up from €1.42 loss in 3Q 2022). Net income: €13.1m (up €24.7m from 3Q 2022).
공시 • Nov 11Attica Bank S.A. to Report Nine Months, 2023 Results on Nov 15, 2023Attica Bank S.A. announced that they will report nine months, 2023 results on Nov 15, 2023
Reported Earnings • Sep 24Second quarter 2023 earnings released: EPS: €0.096 (vs €2.61 loss in 2Q 2022)Second quarter 2023 results: EPS: €0.096 (up from €2.61 loss in 2Q 2022). Net income: €953.0k (up €22.3m from 2Q 2022).
공시 • Sep 01Attica Bank S.A. to Report First Half, 2023 Results on Sep 28, 2023Attica Bank S.A. announced that they will report first half, 2023 results on Sep 28, 2023
공시 • Jul 08Attica Bank S.A. Appoints Thymios Kyriakopoulos as Independent Non-Executive Member of the Board of DirectorsTBC Bank Group PLC ("TBC PLC") announces that Thymios Kyriakopoulos, independent non-executive Director of TBC PLC, has been appointed as independent non-executive member of the board of directors of Attica Bank.
공시 • Jul 01Attica Bank S.A., Annual General Meeting, Jul 05, 2023Attica Bank S.A., Annual General Meeting, Jul 05, 2023.
공시 • Jun 09Attica Bank S.A. to Report Q1, 2023 Results on Jun 08, 2023Attica Bank S.A. announced that they will report Q1, 2023 results at 5:30 PM, E. Europe Standard Time on Jun 08, 2023
Reported Earnings • Jun 09First quarter 2023 earnings releasedFirst quarter 2023 results: Net income: €1.00m (up €9.51m from 1Q 2022).
Reported Earnings • May 01Full year 2022 earnings released: €47.37 loss per share (vs €61.08 loss in FY 2021)Full year 2022 results: €47.37 loss per share. Net loss: €386.6m (loss widened 268% from FY 2021).
Board Change • Nov 16Less than half of directors are independentThere are 10 new directors who have joined the board in the last 3 years. Of these new board members, 4 were independent directors. The company's board is composed of: 10 new directors. 1 experienced director. No highly experienced directors. 4 independent directors (7 non-independent directors). Non-Executive Chairman Konstantinos Makedos is the most experienced director on the board, commencing their role in 2019. Independent Non-Executive Member Aimilios Giannopoulos was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity. Lack of experienced directors.
공시 • Jul 01Attica Bank S.A., Annual General Meeting, Jul 05, 2022Attica Bank S.A., Annual General Meeting, Jul 05, 2022, at 12:00 E. Europe Standard Time.
공시 • Jun 01Attica Bank S.A. to Report Q1, 2022 Results on Jun 29, 2022Attica Bank S.A. announced that they will report Q1, 2022 results on Jun 29, 2022
Board Change • Apr 27Less than half of directors are independentThere are 11 new directors who have joined the board in the last 3 years. Of these new board members, 4 were independent directors. The company's board is composed of: 11 new directors. No experienced directors. No highly experienced directors. 4 independent directors (7 non-independent directors). Non-Executive Chairman Konstantinos Makedos is the most experienced director on the board, commencing their role in 2019. Independent Non-Executive Member Aimilios Giannopoulos was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity. Lack of experienced directors.
Reported Earnings • Dec 29Third quarter 2021 earnings: EPS and revenues miss analyst expectationsThird quarter 2021 results: €0.96 loss per share (down from €0.80 loss in 3Q 2020). Net loss: €7.36m (loss widened 20% from 3Q 2020). Revenue missed analyst estimates by 14%. Earnings per share (EPS) were also behind analyst expectations. Earnings per share (EPS) missed analyst estimates. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 41 percentage points per year, which is a significant difference in performance.
Reported Earnings • Aug 26Second quarter 2021 earnings released: €0.03 loss per share (vs €0.037 loss in 2Q 2020)Second quarter 2021 results: Net loss: €13.7m (loss narrowed 20% from 2Q 2020). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 100 percentage points per year, which is a significant difference in performance.
Reported Earnings • May 02Full year 2020 earnings released: €0.66 loss per share (vs €0.011 profit in FY 2019)The company reported a soft full year result with weaker earnings and weaker control over costs, although revenues improved. Full year 2020 results: Revenue: €52.3m (up 8.9% from FY 2019). Net loss: €306.4m (down €311.4m from profit in FY 2019). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 85 percentage points per year, which is a significant difference in performance.
분석 기사 • Mar 19Here's What Attica Bank S.A.'s (ATH:TATT) Shareholder Ownership Structure Looks LikeIf you want to know who really controls Attica Bank S.A. ( ATH:TATT ), then you'll have to look at the makeup of its...
Reported Earnings • Dec 19Third quarter 2020 earnings released: €0.013 loss per shareThe company reported a decent third quarter result with improved revenues, although earnings and control over expenses were weaker. Third quarter 2020 results: Revenue: €28.1m (up 185% from 3Q 2019). Net loss: €6.12m (down €6.47m from profit in 3Q 2019). Over the last 3 years on average, earnings per share has increased by 42% per year but the company’s share price has fallen by 20% per year, which means it is significantly lagging earnings.
분석 기사 • Nov 27What Kind Of Investors Own Most Of Attica Bank S.A. (ATH:TATT)?Every investor in Attica Bank S.A. (ATH:TATT) should be aware of the most powerful shareholder groups. Institutions...
Is New 90 Day High Low • Nov 20New 90-day high: €0.20The company is up 15% from its price of €0.18 on 21 August 2020. The Greek market is up 6.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 12% over the same period.
공시 • Jul 05Attica Bank S.A. to Report First Half, 2020 Results on Jul 30, 2020Attica Bank S.A. announced that they will report first half, 2020 results on Jul 30, 2020