View ValuationLemonade 향후 성장Future 기준 점검 5/6Lemonade (는) 각각 연간 59.3% 및 24.4% 수익과 수익이 증가할 것으로 예상됩니다. EPS는 연간 65.1% 만큼 성장할 것으로 예상됩니다. 자기자본이익률은 3년 후 -8% 로 예상됩니다.핵심 정보59.3%이익 성장률65.10%EPS 성장률Insurance 이익 성장9.3%매출 성장률24.4%향후 자기자본이익률-8.05%애널리스트 커버리지Good마지막 업데이트21 May 2026최근 향후 성장 업데이트Breakeven Date Change • May 01The 10 analysts covering Lemonade previously expected the company to break even in 2028. New consensus forecast suggests losses will reduce by 51% per year to 2027. The company is expected to make a profit of US$62.5m in 2028. Average annual earnings growth of 97% is required to achieve expected profit on schedule.Breakeven Date Change • Dec 31Forecast to breakeven in 2028The 9 analysts covering Lemonade expect the company to break even for the first time. New consensus forecast suggests the company will make a profit of US$39.0m in 2028. Average annual earnings growth of 45% is required to achieve expected profit on schedule.공시 • Nov 06Lemonade, Inc. Provides Earnings Guidance for the Fourth Quarter and Full Year 2025Lemonade, Inc. provided earnings guidance for the fourth quarter and full year 2025. For the fourth quarter, the company expects in force premium at December 31 of between $1.218 billion and $1.223 billion, gross earned premium between $283 million and $286 million, revenue between $217 million and $222 million. Given strong year-to-date performance, the company raising full year 2025 guidance across in force premium, gross earned premium, revenue. And this implies for the full year, gross earned premium of between $1.044 billion and $1.047 billion, revenue between $727 million and $732 million.공시 • Aug 03Lemonade, Inc. Provides Earnings Guidance for the Third Quarter Ending September 30, 2023 and Full Year Ending December 31, 2023Lemonade, Inc. provided earnings guidance for the third quarter ending September 30, 2023 and full year ending December 31, 2023. For the quarter, the company expects revenue of $102 million - $104 million.For the year, company expects revenue of $402 million - $408 million.공시 • May 05Lemonade, Inc. Provides Earnings Guidance for the Second Quarter Ending June 30, 2023 and Full Year Ending December 31, 2023Lemonade, Inc. provided earnings guidance for the second quarter ending June 30, 2023 and full year ending December 31, 2023. For the quarter, the company expects revenue of $96 million - $98 million.For the year, company expects revenue of $392 million - $396 million.모든 업데이트 보기Recent updates공시 • May 09Lemonade Inc Expands Renters Insurance to West VirginiaLemonade Inc. has announced the launch of its renters insurance product in West Virginia. This expansion brings Lemonade’s digital, customizable coverage to renters statewide, further strengthening the company’s presence across the United States. Lemonade Renters is designed to cover the belongings renters cherish while delivering a best-in-class customer experience. Policies start from $5 per month and are built to be flexible, allowing customers to select coverage amounts and deductibles that fit their lifestyle and budget. Based on the latest industry and Lemonade data, across the U.S., Lemonade Renters is 30% more affordable than the typical renters policy. West Virginia renters can get a quote, purchase a policy, make changes, and file a claim directly through the Lemonade app. The company’s seamless digital experience enables customers to receive a quote in minutes and manage their coverage on their own terms. Approximately 40% of claims are handled instantly, helping customers recover quickly after covered events. Customers may also access savings by bundling policies, installing protective devices, or choosing to pay annually instead of monthly. Lemonade partners with more than 3 million active customers and has earned recognition from organizations including Forbes, CNBC, and U.S. News and World Report for its renters insurance offering. With the addition of West Virginia, Lemonade continues to expand its availability, reaching the majority of the U.S. population. Renters insurance in West Virginia is typically very affordable, with many policies starting around $10–$20 per month depending on coverage levels and location. Leading providers like Lemonade offer policies starting as low as $5 per month, making coverage accessible for most renters. Pricing varies based on factors like deductible, coverage limits, and add-ons. Renters insurance generally covers personal belongings against theft and certain types of damage, as well as liability protection and additional living expenses if your home becomes uninhabitable. Coverage details can vary by provider and policy. Companies like Lemonade include flexible coverage options that allow renters to tailor protection to their needs. Renters insurance is not required by law in West Virginia, but many landlords require tenants to carry a policy as part of the lease agreement. Even when it’s optional, it provides valuable protection against unexpected events like theft, fire, or liability claims. Providers like Lemonade make it easy to get covered quickly, often in just a few minutes. Getting renters insurance in West Virginia is simple and can often be completed entirely online or through a mobile app. Renters can compare coverage options, choose deductibles, and purchase a policy within minutes. Digital insurers like Lemonade allow customers to manage everything—from quotes to claims—without paperwork or agent visits.Reported Earnings • May 01First quarter 2026 earnings released: US$0.47 loss per share (vs US$0.86 loss in 1Q 2025)First quarter 2026 results: US$0.47 loss per share (improved from US$0.86 loss in 1Q 2025). Revenue: US$258.0m (up 71% from 1Q 2025). Net loss: US$35.8m (loss narrowed 43% from 1Q 2025). Revenue is forecast to grow 25% p.a. on average during the next 3 years, compared to a 7.8% growth forecast for the Insurance industry in the United Kingdom. Over the last 3 years on average, earnings per share has increased by 23% per year but the company’s share price has increased by 55% per year, which means it is tracking significantly ahead of earnings growth.Breakeven Date Change • May 01The 10 analysts covering Lemonade previously expected the company to break even in 2028. New consensus forecast suggests losses will reduce by 51% per year to 2027. The company is expected to make a profit of US$62.5m in 2028. Average annual earnings growth of 97% is required to achieve expected profit on schedule.공시 • Apr 23Lemonade, Inc., Annual General Meeting, Jun 03, 2026Lemonade, Inc., Annual General Meeting, Jun 03, 2026.공시 • Apr 10Lemonade, Inc. to Report Q1, 2026 Results on Apr 29, 2026Lemonade, Inc. announced that they will report Q1, 2026 results Pre-Market on Apr 29, 2026Reported Earnings • Feb 20Full year 2025 earnings released: US$2.24 loss per share (vs US$2.85 loss in FY 2024)Full year 2025 results: US$2.24 loss per share (improved from US$2.85 loss in FY 2024). Revenue: US$737.9m (up 40% from FY 2024). Net loss: US$165.5m (loss narrowed 18% from FY 2024). Revenue is forecast to grow 24% p.a. on average during the next 3 years, compared to a 3.2% growth forecast for the Insurance industry in the United Kingdom. Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has increased by 53% per year, which means it is tracking significantly ahead of earnings growth.New Risk • Feb 20New major risk - Revenue and earnings growthEarnings have declined by 1.5% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 1.5% per year over the past 5 years. Minor Risks Currently unprofitable and not forecast to become profitable over next 2 years (US$58m net loss in 2 years). Share price has been volatile over the past 3 months (11% average weekly change). Significant insider selling over the past 3 months (US$1.3m sold).공시 • Jan 27Lemonade, Inc. to Report Q4, 2025 Results on Feb 19, 2026Lemonade, Inc. announced that they will report Q4, 2025 results Pre-Market on Feb 19, 2026공시 • Jan 21Lemonade Unveils Autonomous Car Insurance, Slashing Rates for Tesla FSD Miles by 50%Lemonade announced the launch of Lemonade Autonomous Car insurance, a first-of-its-kind product designed specifically for self-driving cars, starting with Tesla FSD. The new offering cuts per-mile rates for FSD-engaged driving by approximately 50%, reflecting what the data shows to be significantly reduced risk during autonomous operation. Lemonade expects further reductions as Tesla releases FSD software updates, which are anticipated to make the cars even safer over time. The launch is the result of a technical collaboration with Tesla, giving Lemonade access to vehicle data that was previously unavailable. Data captured then feeds into Lemonade’s usage-based risk prediction models, already among the most advanced in the industry, to uniquely distinguish between autonomous and human driving, as well as predict risk based on the autonomous software version installed in the car, the precision of its sensors, and more. The product will begin rolling out in Arizona on January 26 and in Oregon a month later. Lemonade continues to offer its existing Car insurance, which supports most popular cars as well as Teslas, in Arizona, California, Colorado, Illinois, Indiana, Ohio, Oregon, Tennessee, Texas, and Washington.Breakeven Date Change • Dec 31Forecast to breakeven in 2028The 9 analysts covering Lemonade expect the company to break even for the first time. New consensus forecast suggests the company will make a profit of US$39.0m in 2028. Average annual earnings growth of 45% is required to achieve expected profit on schedule.Recent Insider Transactions • Nov 14Key Executive recently sold US$2.3m worth of stockOn the 11th of November, Timothy Bixby sold around 30k shares on-market at roughly US$75.51 per share. This transaction amounted to 12% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Timothy has been a net seller over the last 12 months, reducing personal holdings by US$2.7m.Reported Earnings • Nov 06Third quarter 2025 earnings released: US$0.51 loss per share (vs US$0.95 loss in 3Q 2024)Third quarter 2025 results: US$0.51 loss per share (improved from US$0.95 loss in 3Q 2024). Revenue: US$194.5m (up 42% from 3Q 2024). Net loss: US$37.5m (loss narrowed 45% from 3Q 2024). Revenue is forecast to grow 29% p.a. on average during the next 3 years, compared to a 5.1% growth forecast for the Insurance industry in the United Kingdom. Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has increased by 53% per year, which means it is tracking significantly ahead of earnings growth.공시 • Nov 06Lemonade, Inc. Provides Earnings Guidance for the Fourth Quarter and Full Year 2025Lemonade, Inc. provided earnings guidance for the fourth quarter and full year 2025. For the fourth quarter, the company expects in force premium at December 31 of between $1.218 billion and $1.223 billion, gross earned premium between $283 million and $286 million, revenue between $217 million and $222 million. Given strong year-to-date performance, the company raising full year 2025 guidance across in force premium, gross earned premium, revenue. And this implies for the full year, gross earned premium of between $1.044 billion and $1.047 billion, revenue between $727 million and $732 million.Board Change • Nov 01High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Director Geoff Seeley was the last director to join the board, commencing their role in 2025. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.공시 • Oct 16Lemonade, Inc. to Report Q3, 2025 Results on Nov 05, 2025Lemonade, Inc. announced that they will report Q3, 2025 results Pre-Market on Nov 05, 2025공시 • Oct 15Lemonade Appoints Prashant Ratanchandani to Its Board of Directors, Effective October 15, 2025Lemonade announced it has named Prashant Ratanchandani to its Board of Directors, effective October 15, 2025. Mr. Ratanchandani, Meta’s Vice President of Engineering for AI Products, leads the engineering teams responsible for building Meta’s Generative AI products. At Meta, he has held multiple leadership roles, scaling technical organizations that underpin core experiences across the company’s family of apps. Prior to Meta, Ratanchandani served in leadership positions at Microsoft, where he worked on scaling the Windows operating system. He holds a Bachelor of Technology in Computer Science from the Indian Institute of Technology, Kharagpur—where he received the prestigious B.C. Roy Gold Medal—and a Master of Science degree from the University of Illinois at Urbana-Champaign. Along with Ratanchandani, Lemonade’s current board of directors is composed of Lemonade co-Founders Daniel Schreiber and Shai Wininger, Michael Eisenberg, Deb Schwartz, Dr. Samer Haj-Yehia, Maria Angelidou-Smith, and Geoff Seeley.공시 • Oct 07Lemonade Appoints Geoff Seeley to Board of Directors, Effective October 6, 2025Lemonade announced On October 6, 2025, the Board, upon the recommendation of its Nominating and Corporate Governance Committee, appointed Mr. Geoff Seeley to the Board effective October 6, 2025. Mr. Seeley will serve as a Class I director for a term expiring at the Company’s annual meeting of stockholders to be held in 2027, until his successor is duly elected and qualified or his earlier death, disqualification, resignation or removal. Mr. Seeley, Chief Marketing Officer of PayPal Holdings, Inc., oversees global marketing for both PayPal and Venmo. Before joining PayPal, Seeley was Global Chief Marketing and Communications Officer at Afterpay, where he helped scale consumer and merchant adoption, culminating in the company’s $29 billion acquisition by Square. Earlier in his career, Seeley served as Global Head of Marketing at Airbnb, driving brand equity that fueled guest and host growth worldwide. Over his 30-year career, he has also held leadership roles at Unilever and Pearson, where he specialized in brand strategy, performance marketing, and large-scale rebrands. He holds a B.Sc. from University College London and is a frequent speaker at leading industry forums. Along with Seeley, Lemonade’s current board of directors is composed of Lemonade co-Founders Daniel Schreiber and Shai Wininger, Michael Eisenberg, Deb Schwartz, Dr. Samer Haj-Yehia, and Maria Angelidou-Smith.New Risk • Aug 06New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of British stocks, typically moving 11% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (11% average weekly change). Minor Risk Currently unprofitable and not forecast to become profitable over next 3 years (US$43m net loss in 3 years).공시 • Jul 17Lemonade, Inc. to Report Q2, 2025 Results on Aug 05, 2025Lemonade, Inc. announced that they will report Q2, 2025 results Pre-Market on Aug 05, 2025공시 • Jun 30+ 4 more updatesLemonade, Inc.(NYSE:LMND) dropped from Russell 2000 Value IndexLemonade, Inc.(NYSE:LMND) dropped from Russell 2000 Value IndexReported Earnings • May 08First quarter 2025 earnings released: US$0.86 loss per share (vs US$0.67 loss in 1Q 2024)First quarter 2025 results: US$0.86 loss per share (further deteriorated from US$0.67 loss in 1Q 2024). Revenue: US$151.2m (up 27% from 1Q 2024). Net loss: US$62.4m (loss widened 32% from 1Q 2024). Revenue is forecast to grow 22% p.a. on average during the next 3 years, compared to a 5.7% growth forecast for the Insurance industry in the United Kingdom. Over the last 3 years on average, earnings per share has increased by 18% per year whereas the company’s share price has increased by 22% per year.공시 • Apr 24Lemonade, Inc., Annual General Meeting, Jun 04, 2025Lemonade, Inc., Annual General Meeting, Jun 04, 2025.공시 • Apr 22Lemonade, Inc. to Report Q1, 2025 Results on May 06, 2025Lemonade, Inc. announced that they will report Q1, 2025 results Pre-Market on May 06, 2025Reported Earnings • Feb 27Full year 2024 earnings released: US$2.85 loss per share (vs US$3.40 loss in FY 2023)Full year 2024 results: US$2.85 loss per share (improved from US$3.40 loss in FY 2023). Revenue: US$526.5m (up 23% from FY 2023). Net loss: US$202.2m (loss narrowed 15% from FY 2023). Revenue is forecast to grow 21% p.a. on average during the next 3 years, compared to a 7.1% growth forecast for the Insurance industry in the United Kingdom. Over the last 3 years on average, earnings per share has increased by 16% per year whereas the company’s share price has increased by 11% per year.New Risk • Feb 13New minor risk - Insider sellingThere has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: US$577k This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (13% average weekly change). Minor Risks Currently unprofitable and not forecast to become profitable over next 3 years (US$125m net loss in 3 years). Significant insider selling over the past 3 months (US$577k sold).공시 • Jan 31Lemonade, Inc. to Report Q4, 2024 Results on Feb 25, 2025Lemonade, Inc. announced that they will report Q4, 2024 results on Feb 25, 2025Recent Insider Transactions • Dec 18Lead Independent Director recently sold US$482k worth of stockOn the 13th of December, Michael Eisenberg sold around 12k shares on-market at roughly US$40.15 per share. This transaction amounted to 11% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought US$765k more than they sold in the last 12 months.Recent Insider Transactions • Nov 15Director recently bought US$1.0m worth of stockOn the 13th of November, Maria Angelidou-Smith bought around 34k shares on-market at roughly US$30.02 per share. This transaction increased Maria's direct individual holding by 5x at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$1.2m more in shares than they have sold in the last 12 months.New Risk • Nov 01New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 2.1% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Currently unprofitable and not forecast to become profitable over next 3 years (US$83m net loss in 3 years). Share price has been volatile over the past 3 months (9.2% average weekly change). Shareholders have been diluted in the past year (2.1% increase in shares outstanding).Reported Earnings • Nov 01Third quarter 2024 earnings released: US$0.95 loss per share (vs US$0.88 loss in 3Q 2023)Third quarter 2024 results: US$0.95 loss per share (further deteriorated from US$0.88 loss in 3Q 2023). Revenue: US$136.6m (up 19% from 3Q 2023). Net loss: US$67.7m (loss widened 10% from 3Q 2023). Revenue is forecast to grow 24% p.a. on average during the next 3 years, compared to a 8.6% growth forecast for the Insurance industry in the United Kingdom. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has fallen by 30% per year, which means it is significantly lagging earnings.공시 • Oct 31Lemonade, Inc. Announces Board Changes, Effective October 31, 2024Lemonade, Inc. announced it has named Maria Angelidou-Smith to its Board of Directors, effective October 31, 2024. Ms. Angelidou-Smith is an accomplished leader with a track record of scaling strong teams in growth environments and driving impactful product development. She is currently the Chief Product and Technology Officer of Personio, Europe’s leading HR software provider empowering small and mid-sized organizations. Maria previously served as Vice President of Product and General Manager at Meta, leading and scaling the monetization of the Facebook App as well as billion+ user products such as Facebook Groups, Events and Profile, and also held leadership roles with companies including Intuit and The Boston Consulting Group. She holds a BBA in Economics, Operations and Marketing from Athens University of Economics and Business, and an MBA from University of Michigan - Stephen M. Ross School of Business. Maria will replace departing Director Mwashuma (Shu) Nyatta, who has been a Lemonade director since November 2018. Mr. Nyatta recently notified the Company of his resignation, effective October 31, 2024. During his nearly six years on the Board, Shu has contributed invaluable insights through some of Lemonade’s biggest accomplishments, including the company’s IPO in 2020. Along with Maria, Lemonade’s Board is comprised of Lemonade co-Founders Daniel Schreiber and Shai Wininger, as well as Michael Eisenberg (Partner, Aleph), Deb Schwartz (CFO, H1), and Dr. Samer Haj-Yehia (former Chairman, Bank Leumi).공시 • Oct 10Lemonade, Inc. to Report Q3, 2024 Results on Oct 30, 2024Lemonade, Inc. announced that they will report Q3, 2024 results After-Market on Oct 30, 2024Reported Earnings • Jul 31Second quarter 2024 earnings released: US$0.81 loss per share (vs US$0.97 loss in 2Q 2023)Second quarter 2024 results: US$0.81 loss per share (improved from US$0.97 loss in 2Q 2023). Revenue: US$122.0m (up 17% from 2Q 2023). Net loss: US$57.2m (loss narrowed 15% from 2Q 2023). Revenue is forecast to grow 21% p.a. on average during the next 3 years, compared to a 7.7% growth forecast for the Insurance industry in the United Kingdom. Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has fallen by 37% per year, which means it is significantly lagging earnings.공시 • Jul 09Lemonade, Inc. to Report Q2, 2024 Results on Jul 30, 2024Lemonade, Inc. announced that they will report Q2, 2024 results After-Market on Jul 30, 2024Recent Insider Transactions • Jun 19CFO & Principal Accounting Officer recently bought US$305k worth of stockOn the 14th of June, Timothy Bixby bought around 20k shares on-market at roughly US$15.23 per share. This transaction amounted to 8.7% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Timothy has been a buyer over the last 12 months, purchasing a net total of US$370k worth in shares.Reported Earnings • May 01First quarter 2024 earnings released: US$0.67 loss per share (vs US$0.95 loss in 1Q 2023)First quarter 2024 results: US$0.67 loss per share (improved from US$0.95 loss in 1Q 2023). Revenue: US$119.1m (up 25% from 1Q 2023). Net loss: US$47.3m (loss narrowed 28% from 1Q 2023). Revenue is forecast to grow 21% p.a. on average during the next 3 years, compared to a 8.0% growth forecast for the Insurance industry in the United Kingdom. Over the last 3 years on average, earnings per share has fallen by 3% per year but the company’s share price has fallen by 40% per year, which means it is performing significantly worse than earnings.공시 • Apr 26Lemonade, Inc., Annual General Meeting, Jun 05, 2024Lemonade, Inc., Annual General Meeting, Jun 05, 2024, at 10:00 US Eastern Standard Time. Agenda: To elect Daniel Schreiber and Mwashuma Nyatta as Class I Directors to serve until the 2027 Annual Meeting of Stockholders, and until their respective successors have been duly elected and qualified; to ratify the appointment of Ernst & Young LLP as independent registered public accounting firm for the fiscal year ending December 31, 2024; to approve, on an advisory (non-binding) basis, the compensation of named executive officers; and to transact such other business as may properly come before the Annual Meeting or any continuation, postponement, or adjournment of the Annual Meeting.공시 • Apr 12Lemonade, Inc. to Report Q1, 2024 Results on Apr 30, 2024Lemonade, Inc. announced that they will report Q1, 2024 results After-Market on Apr 30, 2024공시 • Apr 09Lemonade Launches Homeowners Insurance in FranceLemonade announced the launch of Homeowners insurance in France in partnership with BNP Paribas Cardif. Millions of occupying homeowners can now purchase extensive coverage for their home and belongings, featuring the same seamless Lemonade experience customers have come to know and love. Today’s launch builds on Lemonade’s entrance into France in December 2020, offering AI-powered renters insurance to protect residents’ belongings. With Lemonade’s European business making significant strides in 2023, the launch of Homeowners insurance throughout France will support the company’s continued growth as it expands globally. Lemonade’s Homeowners insurance is specifically crafted for customers in France, with the ability to get instantly covered through the Lemonade app, starting from EUR 10 per month. On top of the industry base coverage (fire, water damage, reconstruction costs, civil liability, etc.), the policy also provides a suite of add-ons to provide full-scope coverage and flexibility, including: School Insurance: extended coverage to children up to 18 years old, to provide coverage during school and extracurricular activities should an accident occur. Legal Protection: helping customers in case of disputes with a third party for a wide range of day-to-day situations (property, retail, work-related, and online reputation). Theft Outside the Home: providing protection should someone steal a customer’s belongings while on the go.Recent Insider Transactions • Mar 08CFO & Principal Accounting Officer recently bought US$165k worth of stockOn the 6th of March, Timothy Bixby bought around 10k shares on-market at roughly US$16.54 per share. This transaction amounted to 4.5% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Timothy has been a buyer over the last 12 months, purchasing a net total of US$138k worth in shares.Reported Earnings • Mar 01Full year 2023 earnings released: US$3.40 loss per share (vs US$4.59 loss in FY 2022)Full year 2023 results: US$3.40 loss per share (improved from US$4.59 loss in FY 2022). Revenue: US$429.8m (up 67% from FY 2022). Net loss: US$236.9m (loss narrowed 20% from FY 2022). Revenue is forecast to grow 18% p.a. on average during the next 3 years, compared to a 27% growth forecast for the Insurance industry in the United Kingdom.New Risk • Mar 01New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 2.1% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (13% average weekly change). Earnings are forecast to decline by an average of 2.1% per year for the foreseeable future. Minor Risk Currently unprofitable and not forecast to become profitable over next 3 years (US$95m net loss in 3 years).공시 • Feb 08Lemonade, Inc. to Report Q4, 2023 Results on Feb 27, 2024Lemonade, Inc. announced that they will report Q4, 2023 results After-Market on Feb 27, 2024공시 • Dec 21Lemonade, Inc. Announces Executive Changes, Effective January 1, 2024After two and a half years as Co-CEOs, the Company’s current Co-Executive Officers, Shai Wininger and Daniel Schreiber, prefer to return to their previously held positions as the Company’s President and the Company’s Chief Executive Officer, respectively, because they believe that the clarity this structure provides outweighs the benefits of the Co-Chief Executive Officer structure. After considering their preference for this leadership structure, on December 18, 2023, the Board of Directors of Lemonade, Inc. duly appointed Shai Wininger as the Company’s President and Daniel Schreiber as the Company’s Chief Executive Officer, effective January 1, 2024. There are no changes to Mr. Wininger’s or Mr. Schreiber’s compensatory arrangements in connection with these appointments, and they will continue to serve as members of the Company’s Board of Directors. Biographical information about Mr. Wininger and Mr. Schreiber is available in the Company’s definitive proxy statement filed with the Securities and Exchange Commission on April 28, 2023.Board Change • Nov 24Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 4 non-independent directors. Independent Director Shu Nyatta was the last independent director to join the board, commencing their role in 2018. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.공시 • Nov 22Lemonade, Inc. Announces Board ChangesOn November 17, 2023, Irina Novoselsky and Silvija Martincevic each tendered their resignation as a director of Lemonade, Inc, effective on November 21, 2023. Ms. Novoselsky had served as a Class II director, Chair of the Audit Committee and member of the Compensation Committee. Ms. Martincevic had served as a Class III director, Chair of the Nominating and Corporate Governance Committee and member of the Audit Committee. Ms. Martincevic’s and Ms. Novoselsky’s resignations were not the result of any disagreement with the Company on any matter related to the Company’s operations, policies or practices. On November 21, 2023, the Board, upon the recommendation of its Nominating and Corporate Governance Committee, appointed each of Debra Schwartz and Samer Haj-Yehia to the Board to fill Ms. Martincevic’s and Ms. Novoselsky’s newly vacant seats, respectively, effective immediately (together, the “New Directors”). Ms. Schwartz will serve as a Class III director for a term expiring at the Company’s annual meeting of stockholders to be held in 2026 and Dr. Haj-Yehia will serve as a Class II director for a term expiring at the Company’s annual meeting of stockholders to be held in 2025, in each case until his or her successor is duly elected and qualified or his or her earlier death, disqualification, resignation or removal. In connection with the appointment of Ms. Schwartz to the Board, she was appointed to serve on the Audit Committee and the Nominating and Corporate Governance Committee, in each case to replace Ms. Martincevic, effective immediately. In connection with the appointment of Dr. Haj-Yehia to the Board, he was appointed to serve on the Audit Committee and Compensation Committee, in each case to replace Ms. Novoselsky, effective immediately. The Board also appointed Ms. Schwartz as Chair of the Nominating and Corporate Governance Committee and Dr. Haj-Yehia as Chair of the Audit Committee.Reported Earnings • Nov 03Third quarter 2023 earnings released: US$0.88 loss per share (vs US$1.37 loss in 3Q 2022)Third quarter 2023 results: US$0.88 loss per share (improved from US$1.37 loss in 3Q 2022). Revenue: US$114.5m (up 55% from 3Q 2022). Net loss: US$61.5m (loss narrowed 33% from 3Q 2022). Revenue is forecast to grow 19% p.a. on average during the next 3 years, compared to a 32% growth forecast for the Insurance industry in the United Kingdom.New Risk • Nov 02New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of British stocks, typically moving 14% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (14% average weekly change). Minor Risk Currently unprofitable and not forecast to become profitable over next 2 years (US$208m net loss in 2 years).공시 • Oct 12Lemonade, Inc. to Report Q3, 2023 Results on Nov 01, 2023Lemonade, Inc. announced that they will report Q3, 2023 results After-Market on Nov 01, 2023New Risk • Aug 08New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 13% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (11% average weekly change). Minor Risks Currently unprofitable and not forecast to become profitable over next 2 years (US$214m net loss in 2 years). Shareholders have been diluted in the past year (13% increase in shares outstanding).Reported Earnings • Aug 04Second quarter 2023 earnings released: US$0.97 loss per share (vs US$1.10 loss in 2Q 2022)Second quarter 2023 results: US$0.97 loss per share (improved from US$1.10 loss in 2Q 2022). Revenue: US$104.6m (up 109% from 2Q 2022). Net loss: US$67.2m (loss narrowed 1.0% from 2Q 2022). Revenue is forecast to grow 20% p.a. on average during the next 3 years, compared to a 39% growth forecast for the Insurance industry in the United Kingdom.공시 • Aug 03Lemonade, Inc. Provides Earnings Guidance for the Third Quarter Ending September 30, 2023 and Full Year Ending December 31, 2023Lemonade, Inc. provided earnings guidance for the third quarter ending September 30, 2023 and full year ending December 31, 2023. For the quarter, the company expects revenue of $102 million - $104 million.For the year, company expects revenue of $402 million - $408 million.공시 • Jul 15Lemonade, Inc. to Report Q2, 2023 Results on Aug 02, 2023Lemonade, Inc. announced that they will report Q2, 2023 results After-Market on Aug 02, 2023공시 • May 05Lemonade, Inc. Provides Earnings Guidance for the Second Quarter Ending June 30, 2023 and Full Year Ending December 31, 2023Lemonade, Inc. provided earnings guidance for the second quarter ending June 30, 2023 and full year ending December 31, 2023. For the quarter, the company expects revenue of $96 million - $98 million.For the year, company expects revenue of $392 million - $396 million.Reported Earnings • May 05First quarter 2023 earnings released: US$0.95 loss per share (vs US$1.21 loss in 1Q 2022)First quarter 2023 results: US$0.95 loss per share (improved from US$1.21 loss in 1Q 2022). Revenue: US$95.2m (up 115% from 1Q 2022). Net loss: US$65.8m (loss narrowed 12% from 1Q 2022). Revenue is forecast to grow 23% p.a. on average during the next 3 years, compared to a 41% growth forecast for the Insurance industry in the United Kingdom.Reported Earnings • Feb 24Full year 2022 earnings released: US$4.59 loss per share (vs US$3.94 loss in FY 2021)Full year 2022 results: US$4.59 loss per share (further deteriorated from US$3.94 loss in FY 2021). Revenue: US$256.7m (up 100% from FY 2021). Net loss: US$297.8m (loss widened 23% from FY 2021). Revenue is forecast to grow 25% p.a. on average during the next 3 years, compared to a 23% growth forecast for the Insurance industry in the United Kingdom.공시 • Feb 03Lemonade, Inc. to Report Q4, 2022 Results on Feb 22, 2023Lemonade, Inc. announced that they will report Q4, 2022 results at 4:00 PM, US Eastern Standard Time on Feb 22, 2023Reported Earnings • Nov 11Third quarter 2022 earnings released: US$1.37 loss per share (vs US$1.08 loss in 3Q 2021)Third quarter 2022 results: US$1.37 loss per share (further deteriorated from US$1.08 loss in 3Q 2021). Revenue: US$74.0m (up 107% from 3Q 2021). Net loss: US$91.4m (loss widened 38% from 3Q 2021). Revenue is forecast to grow 27% p.a. on average during the next 3 years, compared to a 28% growth forecast for the Insurance industry in the United Kingdom.Reported Earnings • Aug 10Second quarter 2022 earnings released: US$1.10 loss per share (vs US$0.91 loss in 2Q 2021)Second quarter 2022 results: US$1.10 loss per share (down from US$0.91 loss in 2Q 2021). Revenue: US$50.0m (up 77% from 2Q 2021). Net loss: US$67.9m (loss widened 22% from 2Q 2021). Over the next year, revenue is forecast to grow 75%, compared to a 154% growth forecast for the industry in the United Kingdom.Reported Earnings • May 12First quarter 2022 earnings released: US$1.21 loss per share (vs US$0.81 loss in 1Q 2021)First quarter 2022 results: US$1.21 loss per share (down from US$0.81 loss in 1Q 2021). Revenue: US$44.3m (up 89% from 1Q 2021). Net loss: US$74.8m (loss widened 53% from 1Q 2021). Over the next year, revenue is forecast to grow 60%, compared to a 136% growth forecast for the industry in the United Kingdom.Reported Earnings • Mar 01Full year 2021 earnings: EPS in line with analyst expectations despite revenue beatFull year 2021 results: US$3.94 loss per share (down from US$3.63 loss in FY 2020). Revenue: US$128.4m (up 36% from FY 2020). Net loss: US$241.3m (loss widened 97% from FY 2020). Revenue exceeded analyst estimates by 1.2%. Over the next year, revenue is forecast to grow 69%, compared to a 70% growth forecast for the insurance industry in the United Kingdom.Reported Earnings • Nov 10Third quarter 2021 earnings released: US$1.08 loss per share (vs US$0.57 loss in 3Q 2020)The company reported a decent third quarter result with improved revenues, although losses increased and control over costs was weaker. Third quarter 2021 results: Revenue: US$35.7m (up 101% from 3Q 2020). Net loss: US$66.4m (loss widened 115% from 3Q 2020).Recent Insider Transactions • Sep 15Lead Independent Director recently sold US$768k worth of stockOn the 10th of September, Michael Eisenberg sold around 10k shares on-market at roughly US$76.82 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$9.7m more than they bought in the last 12 months.Reported Earnings • Aug 06Second quarter 2021 earnings released: US$0.91 loss per share (vs US$1.77 loss in 2Q 2020)The company reported a poor second quarter result with increased losses, weaker revenues and weaker control over costs. Second quarter 2021 results: Revenue: US$28.2m (down 5.7% from 2Q 2020). Net loss: US$55.6m (loss widened 165% from 2Q 2020).Recent Insider Transactions • Jun 12Lead Independent Director recently sold US$2.0m worth of stockOn the 8th of June, Michael Eisenberg sold around 20k shares on-market at roughly US$100 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$8.9m more than they bought in the last 12 months.Recent Insider Transactions • Jun 04Lead Independent Director recently sold US$1.8m worth of stockOn the 28th of May, Michael Eisenberg sold around 20k shares on-market at roughly US$90.27 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$6.9m more than they bought in the last 12 months.Reported Earnings • May 14First quarter 2021 earnings released: US$0.81 loss per share (vs US$3.16 loss in 1Q 2020)The company reported a poor first quarter result with increased losses, weaker revenues and weaker control over costs. First quarter 2021 results: Revenue: US$23.5m (down 10% from 1Q 2020). Net loss: US$49.0m (loss widened 34% from 1Q 2020).이익 및 매출 성장 예측LSE:0A91 - 애널리스트 향후 추정치 및 과거 재무 데이터 (USD Millions)날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수12/31/20282,10341327N/A512/31/20271,613-651022451112/31/20261,206-133499103/31/2026845-1392030N/A12/31/2025738-165-26-16N/A9/30/2025659-174-33-23N/A6/30/2025601-204-21-12N/A3/31/2025559-217-38-29N/A12/31/2024527-202-21-11N/A9/30/2024493-215-50-41N/A6/30/2024471-208-72-64N/A3/31/2024454-218-111-102N/A12/31/2023430-237-128-119N/A9/30/2023403-258-141-132N/A6/30/2023362-288-190-180N/A3/31/2023308-289-180-170N/A12/31/2022257-298-173-163N/A9/30/2022209-304-194-184N/A6/30/2022171-279-177-168N/A3/31/2022149-267-154-144N/A12/31/2021128-241-154-145N/A9/30/2021108-205-124-115N/A6/30/202190-169-120-113N/A3/31/202192-135-118-113N/A12/31/202094-122-96-92N/A9/30/202097-121-92-89N/A6/30/202099-121-79-76N/A3/31/202083-123-80-77N/A12/31/201967-108N/A-78N/A9/30/201952-90N/A-71N/A6/30/201941-74N/A-59N/A3/31/201930-63N/A-52N/A12/31/201823-53N/A-41N/A12/31/20172-28N/A-19N/A더 보기애널리스트 향후 성장 전망수입 대 저축률: 0A91 은 향후 3년 동안 수익을 낼 것으로 예상되며, 이는 절약률(3.4%)보다 빠른 성장으로 간주됩니다.수익 vs 시장: 0A91 (는) 향후 3년 동안 평균 시장 성장보다 높은 수익을 올릴 것으로 예상됩니다.고성장 수익: 0A91 향후 3년 내에 수익을 낼 것으로 예상됩니다.수익 대 시장: 0A91 의 수익(연간 24.4%)이 UK 시장(연간 4.5%)보다 빠르게 성장할 것으로 예상됩니다.고성장 매출: 0A91 의 수익(연간 24.4%)은 연간 20%보다 빠르게 증가할 것으로 예상됩니다.주당순이익 성장 예측향후 자기자본이익률미래 ROE: 0A91는 3년 뒤에도 수익성이 없을 것으로 전망됩니다.성장 기업 찾아보기7D1Y7D1Y7D1YInsurance 산업의 고성장 기업.View Past Performance기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/05/22 04:27종가2026/05/22 00:00수익2026/03/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Lemonade, Inc.는 23명의 분석가가 다루고 있습니다. 이 중 11명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Ross SandlerBarclaysTracy Dolin-BenguiguiBarclaysTracy Dolin-BenguiguiBarclays20명의 분석가 더 보기
Breakeven Date Change • May 01The 10 analysts covering Lemonade previously expected the company to break even in 2028. New consensus forecast suggests losses will reduce by 51% per year to 2027. The company is expected to make a profit of US$62.5m in 2028. Average annual earnings growth of 97% is required to achieve expected profit on schedule.
Breakeven Date Change • Dec 31Forecast to breakeven in 2028The 9 analysts covering Lemonade expect the company to break even for the first time. New consensus forecast suggests the company will make a profit of US$39.0m in 2028. Average annual earnings growth of 45% is required to achieve expected profit on schedule.
공시 • Nov 06Lemonade, Inc. Provides Earnings Guidance for the Fourth Quarter and Full Year 2025Lemonade, Inc. provided earnings guidance for the fourth quarter and full year 2025. For the fourth quarter, the company expects in force premium at December 31 of between $1.218 billion and $1.223 billion, gross earned premium between $283 million and $286 million, revenue between $217 million and $222 million. Given strong year-to-date performance, the company raising full year 2025 guidance across in force premium, gross earned premium, revenue. And this implies for the full year, gross earned premium of between $1.044 billion and $1.047 billion, revenue between $727 million and $732 million.
공시 • Aug 03Lemonade, Inc. Provides Earnings Guidance for the Third Quarter Ending September 30, 2023 and Full Year Ending December 31, 2023Lemonade, Inc. provided earnings guidance for the third quarter ending September 30, 2023 and full year ending December 31, 2023. For the quarter, the company expects revenue of $102 million - $104 million.For the year, company expects revenue of $402 million - $408 million.
공시 • May 05Lemonade, Inc. Provides Earnings Guidance for the Second Quarter Ending June 30, 2023 and Full Year Ending December 31, 2023Lemonade, Inc. provided earnings guidance for the second quarter ending June 30, 2023 and full year ending December 31, 2023. For the quarter, the company expects revenue of $96 million - $98 million.For the year, company expects revenue of $392 million - $396 million.
공시 • May 09Lemonade Inc Expands Renters Insurance to West VirginiaLemonade Inc. has announced the launch of its renters insurance product in West Virginia. This expansion brings Lemonade’s digital, customizable coverage to renters statewide, further strengthening the company’s presence across the United States. Lemonade Renters is designed to cover the belongings renters cherish while delivering a best-in-class customer experience. Policies start from $5 per month and are built to be flexible, allowing customers to select coverage amounts and deductibles that fit their lifestyle and budget. Based on the latest industry and Lemonade data, across the U.S., Lemonade Renters is 30% more affordable than the typical renters policy. West Virginia renters can get a quote, purchase a policy, make changes, and file a claim directly through the Lemonade app. The company’s seamless digital experience enables customers to receive a quote in minutes and manage their coverage on their own terms. Approximately 40% of claims are handled instantly, helping customers recover quickly after covered events. Customers may also access savings by bundling policies, installing protective devices, or choosing to pay annually instead of monthly. Lemonade partners with more than 3 million active customers and has earned recognition from organizations including Forbes, CNBC, and U.S. News and World Report for its renters insurance offering. With the addition of West Virginia, Lemonade continues to expand its availability, reaching the majority of the U.S. population. Renters insurance in West Virginia is typically very affordable, with many policies starting around $10–$20 per month depending on coverage levels and location. Leading providers like Lemonade offer policies starting as low as $5 per month, making coverage accessible for most renters. Pricing varies based on factors like deductible, coverage limits, and add-ons. Renters insurance generally covers personal belongings against theft and certain types of damage, as well as liability protection and additional living expenses if your home becomes uninhabitable. Coverage details can vary by provider and policy. Companies like Lemonade include flexible coverage options that allow renters to tailor protection to their needs. Renters insurance is not required by law in West Virginia, but many landlords require tenants to carry a policy as part of the lease agreement. Even when it’s optional, it provides valuable protection against unexpected events like theft, fire, or liability claims. Providers like Lemonade make it easy to get covered quickly, often in just a few minutes. Getting renters insurance in West Virginia is simple and can often be completed entirely online or through a mobile app. Renters can compare coverage options, choose deductibles, and purchase a policy within minutes. Digital insurers like Lemonade allow customers to manage everything—from quotes to claims—without paperwork or agent visits.
Reported Earnings • May 01First quarter 2026 earnings released: US$0.47 loss per share (vs US$0.86 loss in 1Q 2025)First quarter 2026 results: US$0.47 loss per share (improved from US$0.86 loss in 1Q 2025). Revenue: US$258.0m (up 71% from 1Q 2025). Net loss: US$35.8m (loss narrowed 43% from 1Q 2025). Revenue is forecast to grow 25% p.a. on average during the next 3 years, compared to a 7.8% growth forecast for the Insurance industry in the United Kingdom. Over the last 3 years on average, earnings per share has increased by 23% per year but the company’s share price has increased by 55% per year, which means it is tracking significantly ahead of earnings growth.
Breakeven Date Change • May 01The 10 analysts covering Lemonade previously expected the company to break even in 2028. New consensus forecast suggests losses will reduce by 51% per year to 2027. The company is expected to make a profit of US$62.5m in 2028. Average annual earnings growth of 97% is required to achieve expected profit on schedule.
공시 • Apr 23Lemonade, Inc., Annual General Meeting, Jun 03, 2026Lemonade, Inc., Annual General Meeting, Jun 03, 2026.
공시 • Apr 10Lemonade, Inc. to Report Q1, 2026 Results on Apr 29, 2026Lemonade, Inc. announced that they will report Q1, 2026 results Pre-Market on Apr 29, 2026
Reported Earnings • Feb 20Full year 2025 earnings released: US$2.24 loss per share (vs US$2.85 loss in FY 2024)Full year 2025 results: US$2.24 loss per share (improved from US$2.85 loss in FY 2024). Revenue: US$737.9m (up 40% from FY 2024). Net loss: US$165.5m (loss narrowed 18% from FY 2024). Revenue is forecast to grow 24% p.a. on average during the next 3 years, compared to a 3.2% growth forecast for the Insurance industry in the United Kingdom. Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has increased by 53% per year, which means it is tracking significantly ahead of earnings growth.
New Risk • Feb 20New major risk - Revenue and earnings growthEarnings have declined by 1.5% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 1.5% per year over the past 5 years. Minor Risks Currently unprofitable and not forecast to become profitable over next 2 years (US$58m net loss in 2 years). Share price has been volatile over the past 3 months (11% average weekly change). Significant insider selling over the past 3 months (US$1.3m sold).
공시 • Jan 27Lemonade, Inc. to Report Q4, 2025 Results on Feb 19, 2026Lemonade, Inc. announced that they will report Q4, 2025 results Pre-Market on Feb 19, 2026
공시 • Jan 21Lemonade Unveils Autonomous Car Insurance, Slashing Rates for Tesla FSD Miles by 50%Lemonade announced the launch of Lemonade Autonomous Car insurance, a first-of-its-kind product designed specifically for self-driving cars, starting with Tesla FSD. The new offering cuts per-mile rates for FSD-engaged driving by approximately 50%, reflecting what the data shows to be significantly reduced risk during autonomous operation. Lemonade expects further reductions as Tesla releases FSD software updates, which are anticipated to make the cars even safer over time. The launch is the result of a technical collaboration with Tesla, giving Lemonade access to vehicle data that was previously unavailable. Data captured then feeds into Lemonade’s usage-based risk prediction models, already among the most advanced in the industry, to uniquely distinguish between autonomous and human driving, as well as predict risk based on the autonomous software version installed in the car, the precision of its sensors, and more. The product will begin rolling out in Arizona on January 26 and in Oregon a month later. Lemonade continues to offer its existing Car insurance, which supports most popular cars as well as Teslas, in Arizona, California, Colorado, Illinois, Indiana, Ohio, Oregon, Tennessee, Texas, and Washington.
Breakeven Date Change • Dec 31Forecast to breakeven in 2028The 9 analysts covering Lemonade expect the company to break even for the first time. New consensus forecast suggests the company will make a profit of US$39.0m in 2028. Average annual earnings growth of 45% is required to achieve expected profit on schedule.
Recent Insider Transactions • Nov 14Key Executive recently sold US$2.3m worth of stockOn the 11th of November, Timothy Bixby sold around 30k shares on-market at roughly US$75.51 per share. This transaction amounted to 12% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Timothy has been a net seller over the last 12 months, reducing personal holdings by US$2.7m.
Reported Earnings • Nov 06Third quarter 2025 earnings released: US$0.51 loss per share (vs US$0.95 loss in 3Q 2024)Third quarter 2025 results: US$0.51 loss per share (improved from US$0.95 loss in 3Q 2024). Revenue: US$194.5m (up 42% from 3Q 2024). Net loss: US$37.5m (loss narrowed 45% from 3Q 2024). Revenue is forecast to grow 29% p.a. on average during the next 3 years, compared to a 5.1% growth forecast for the Insurance industry in the United Kingdom. Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has increased by 53% per year, which means it is tracking significantly ahead of earnings growth.
공시 • Nov 06Lemonade, Inc. Provides Earnings Guidance for the Fourth Quarter and Full Year 2025Lemonade, Inc. provided earnings guidance for the fourth quarter and full year 2025. For the fourth quarter, the company expects in force premium at December 31 of between $1.218 billion and $1.223 billion, gross earned premium between $283 million and $286 million, revenue between $217 million and $222 million. Given strong year-to-date performance, the company raising full year 2025 guidance across in force premium, gross earned premium, revenue. And this implies for the full year, gross earned premium of between $1.044 billion and $1.047 billion, revenue between $727 million and $732 million.
Board Change • Nov 01High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Director Geoff Seeley was the last director to join the board, commencing their role in 2025. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
공시 • Oct 16Lemonade, Inc. to Report Q3, 2025 Results on Nov 05, 2025Lemonade, Inc. announced that they will report Q3, 2025 results Pre-Market on Nov 05, 2025
공시 • Oct 15Lemonade Appoints Prashant Ratanchandani to Its Board of Directors, Effective October 15, 2025Lemonade announced it has named Prashant Ratanchandani to its Board of Directors, effective October 15, 2025. Mr. Ratanchandani, Meta’s Vice President of Engineering for AI Products, leads the engineering teams responsible for building Meta’s Generative AI products. At Meta, he has held multiple leadership roles, scaling technical organizations that underpin core experiences across the company’s family of apps. Prior to Meta, Ratanchandani served in leadership positions at Microsoft, where he worked on scaling the Windows operating system. He holds a Bachelor of Technology in Computer Science from the Indian Institute of Technology, Kharagpur—where he received the prestigious B.C. Roy Gold Medal—and a Master of Science degree from the University of Illinois at Urbana-Champaign. Along with Ratanchandani, Lemonade’s current board of directors is composed of Lemonade co-Founders Daniel Schreiber and Shai Wininger, Michael Eisenberg, Deb Schwartz, Dr. Samer Haj-Yehia, Maria Angelidou-Smith, and Geoff Seeley.
공시 • Oct 07Lemonade Appoints Geoff Seeley to Board of Directors, Effective October 6, 2025Lemonade announced On October 6, 2025, the Board, upon the recommendation of its Nominating and Corporate Governance Committee, appointed Mr. Geoff Seeley to the Board effective October 6, 2025. Mr. Seeley will serve as a Class I director for a term expiring at the Company’s annual meeting of stockholders to be held in 2027, until his successor is duly elected and qualified or his earlier death, disqualification, resignation or removal. Mr. Seeley, Chief Marketing Officer of PayPal Holdings, Inc., oversees global marketing for both PayPal and Venmo. Before joining PayPal, Seeley was Global Chief Marketing and Communications Officer at Afterpay, where he helped scale consumer and merchant adoption, culminating in the company’s $29 billion acquisition by Square. Earlier in his career, Seeley served as Global Head of Marketing at Airbnb, driving brand equity that fueled guest and host growth worldwide. Over his 30-year career, he has also held leadership roles at Unilever and Pearson, where he specialized in brand strategy, performance marketing, and large-scale rebrands. He holds a B.Sc. from University College London and is a frequent speaker at leading industry forums. Along with Seeley, Lemonade’s current board of directors is composed of Lemonade co-Founders Daniel Schreiber and Shai Wininger, Michael Eisenberg, Deb Schwartz, Dr. Samer Haj-Yehia, and Maria Angelidou-Smith.
New Risk • Aug 06New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of British stocks, typically moving 11% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (11% average weekly change). Minor Risk Currently unprofitable and not forecast to become profitable over next 3 years (US$43m net loss in 3 years).
공시 • Jul 17Lemonade, Inc. to Report Q2, 2025 Results on Aug 05, 2025Lemonade, Inc. announced that they will report Q2, 2025 results Pre-Market on Aug 05, 2025
공시 • Jun 30+ 4 more updatesLemonade, Inc.(NYSE:LMND) dropped from Russell 2000 Value IndexLemonade, Inc.(NYSE:LMND) dropped from Russell 2000 Value Index
Reported Earnings • May 08First quarter 2025 earnings released: US$0.86 loss per share (vs US$0.67 loss in 1Q 2024)First quarter 2025 results: US$0.86 loss per share (further deteriorated from US$0.67 loss in 1Q 2024). Revenue: US$151.2m (up 27% from 1Q 2024). Net loss: US$62.4m (loss widened 32% from 1Q 2024). Revenue is forecast to grow 22% p.a. on average during the next 3 years, compared to a 5.7% growth forecast for the Insurance industry in the United Kingdom. Over the last 3 years on average, earnings per share has increased by 18% per year whereas the company’s share price has increased by 22% per year.
공시 • Apr 24Lemonade, Inc., Annual General Meeting, Jun 04, 2025Lemonade, Inc., Annual General Meeting, Jun 04, 2025.
공시 • Apr 22Lemonade, Inc. to Report Q1, 2025 Results on May 06, 2025Lemonade, Inc. announced that they will report Q1, 2025 results Pre-Market on May 06, 2025
Reported Earnings • Feb 27Full year 2024 earnings released: US$2.85 loss per share (vs US$3.40 loss in FY 2023)Full year 2024 results: US$2.85 loss per share (improved from US$3.40 loss in FY 2023). Revenue: US$526.5m (up 23% from FY 2023). Net loss: US$202.2m (loss narrowed 15% from FY 2023). Revenue is forecast to grow 21% p.a. on average during the next 3 years, compared to a 7.1% growth forecast for the Insurance industry in the United Kingdom. Over the last 3 years on average, earnings per share has increased by 16% per year whereas the company’s share price has increased by 11% per year.
New Risk • Feb 13New minor risk - Insider sellingThere has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: US$577k This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (13% average weekly change). Minor Risks Currently unprofitable and not forecast to become profitable over next 3 years (US$125m net loss in 3 years). Significant insider selling over the past 3 months (US$577k sold).
공시 • Jan 31Lemonade, Inc. to Report Q4, 2024 Results on Feb 25, 2025Lemonade, Inc. announced that they will report Q4, 2024 results on Feb 25, 2025
Recent Insider Transactions • Dec 18Lead Independent Director recently sold US$482k worth of stockOn the 13th of December, Michael Eisenberg sold around 12k shares on-market at roughly US$40.15 per share. This transaction amounted to 11% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought US$765k more than they sold in the last 12 months.
Recent Insider Transactions • Nov 15Director recently bought US$1.0m worth of stockOn the 13th of November, Maria Angelidou-Smith bought around 34k shares on-market at roughly US$30.02 per share. This transaction increased Maria's direct individual holding by 5x at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$1.2m more in shares than they have sold in the last 12 months.
New Risk • Nov 01New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 2.1% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Currently unprofitable and not forecast to become profitable over next 3 years (US$83m net loss in 3 years). Share price has been volatile over the past 3 months (9.2% average weekly change). Shareholders have been diluted in the past year (2.1% increase in shares outstanding).
Reported Earnings • Nov 01Third quarter 2024 earnings released: US$0.95 loss per share (vs US$0.88 loss in 3Q 2023)Third quarter 2024 results: US$0.95 loss per share (further deteriorated from US$0.88 loss in 3Q 2023). Revenue: US$136.6m (up 19% from 3Q 2023). Net loss: US$67.7m (loss widened 10% from 3Q 2023). Revenue is forecast to grow 24% p.a. on average during the next 3 years, compared to a 8.6% growth forecast for the Insurance industry in the United Kingdom. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has fallen by 30% per year, which means it is significantly lagging earnings.
공시 • Oct 31Lemonade, Inc. Announces Board Changes, Effective October 31, 2024Lemonade, Inc. announced it has named Maria Angelidou-Smith to its Board of Directors, effective October 31, 2024. Ms. Angelidou-Smith is an accomplished leader with a track record of scaling strong teams in growth environments and driving impactful product development. She is currently the Chief Product and Technology Officer of Personio, Europe’s leading HR software provider empowering small and mid-sized organizations. Maria previously served as Vice President of Product and General Manager at Meta, leading and scaling the monetization of the Facebook App as well as billion+ user products such as Facebook Groups, Events and Profile, and also held leadership roles with companies including Intuit and The Boston Consulting Group. She holds a BBA in Economics, Operations and Marketing from Athens University of Economics and Business, and an MBA from University of Michigan - Stephen M. Ross School of Business. Maria will replace departing Director Mwashuma (Shu) Nyatta, who has been a Lemonade director since November 2018. Mr. Nyatta recently notified the Company of his resignation, effective October 31, 2024. During his nearly six years on the Board, Shu has contributed invaluable insights through some of Lemonade’s biggest accomplishments, including the company’s IPO in 2020. Along with Maria, Lemonade’s Board is comprised of Lemonade co-Founders Daniel Schreiber and Shai Wininger, as well as Michael Eisenberg (Partner, Aleph), Deb Schwartz (CFO, H1), and Dr. Samer Haj-Yehia (former Chairman, Bank Leumi).
공시 • Oct 10Lemonade, Inc. to Report Q3, 2024 Results on Oct 30, 2024Lemonade, Inc. announced that they will report Q3, 2024 results After-Market on Oct 30, 2024
Reported Earnings • Jul 31Second quarter 2024 earnings released: US$0.81 loss per share (vs US$0.97 loss in 2Q 2023)Second quarter 2024 results: US$0.81 loss per share (improved from US$0.97 loss in 2Q 2023). Revenue: US$122.0m (up 17% from 2Q 2023). Net loss: US$57.2m (loss narrowed 15% from 2Q 2023). Revenue is forecast to grow 21% p.a. on average during the next 3 years, compared to a 7.7% growth forecast for the Insurance industry in the United Kingdom. Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has fallen by 37% per year, which means it is significantly lagging earnings.
공시 • Jul 09Lemonade, Inc. to Report Q2, 2024 Results on Jul 30, 2024Lemonade, Inc. announced that they will report Q2, 2024 results After-Market on Jul 30, 2024
Recent Insider Transactions • Jun 19CFO & Principal Accounting Officer recently bought US$305k worth of stockOn the 14th of June, Timothy Bixby bought around 20k shares on-market at roughly US$15.23 per share. This transaction amounted to 8.7% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Timothy has been a buyer over the last 12 months, purchasing a net total of US$370k worth in shares.
Reported Earnings • May 01First quarter 2024 earnings released: US$0.67 loss per share (vs US$0.95 loss in 1Q 2023)First quarter 2024 results: US$0.67 loss per share (improved from US$0.95 loss in 1Q 2023). Revenue: US$119.1m (up 25% from 1Q 2023). Net loss: US$47.3m (loss narrowed 28% from 1Q 2023). Revenue is forecast to grow 21% p.a. on average during the next 3 years, compared to a 8.0% growth forecast for the Insurance industry in the United Kingdom. Over the last 3 years on average, earnings per share has fallen by 3% per year but the company’s share price has fallen by 40% per year, which means it is performing significantly worse than earnings.
공시 • Apr 26Lemonade, Inc., Annual General Meeting, Jun 05, 2024Lemonade, Inc., Annual General Meeting, Jun 05, 2024, at 10:00 US Eastern Standard Time. Agenda: To elect Daniel Schreiber and Mwashuma Nyatta as Class I Directors to serve until the 2027 Annual Meeting of Stockholders, and until their respective successors have been duly elected and qualified; to ratify the appointment of Ernst & Young LLP as independent registered public accounting firm for the fiscal year ending December 31, 2024; to approve, on an advisory (non-binding) basis, the compensation of named executive officers; and to transact such other business as may properly come before the Annual Meeting or any continuation, postponement, or adjournment of the Annual Meeting.
공시 • Apr 12Lemonade, Inc. to Report Q1, 2024 Results on Apr 30, 2024Lemonade, Inc. announced that they will report Q1, 2024 results After-Market on Apr 30, 2024
공시 • Apr 09Lemonade Launches Homeowners Insurance in FranceLemonade announced the launch of Homeowners insurance in France in partnership with BNP Paribas Cardif. Millions of occupying homeowners can now purchase extensive coverage for their home and belongings, featuring the same seamless Lemonade experience customers have come to know and love. Today’s launch builds on Lemonade’s entrance into France in December 2020, offering AI-powered renters insurance to protect residents’ belongings. With Lemonade’s European business making significant strides in 2023, the launch of Homeowners insurance throughout France will support the company’s continued growth as it expands globally. Lemonade’s Homeowners insurance is specifically crafted for customers in France, with the ability to get instantly covered through the Lemonade app, starting from EUR 10 per month. On top of the industry base coverage (fire, water damage, reconstruction costs, civil liability, etc.), the policy also provides a suite of add-ons to provide full-scope coverage and flexibility, including: School Insurance: extended coverage to children up to 18 years old, to provide coverage during school and extracurricular activities should an accident occur. Legal Protection: helping customers in case of disputes with a third party for a wide range of day-to-day situations (property, retail, work-related, and online reputation). Theft Outside the Home: providing protection should someone steal a customer’s belongings while on the go.
Recent Insider Transactions • Mar 08CFO & Principal Accounting Officer recently bought US$165k worth of stockOn the 6th of March, Timothy Bixby bought around 10k shares on-market at roughly US$16.54 per share. This transaction amounted to 4.5% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Timothy has been a buyer over the last 12 months, purchasing a net total of US$138k worth in shares.
Reported Earnings • Mar 01Full year 2023 earnings released: US$3.40 loss per share (vs US$4.59 loss in FY 2022)Full year 2023 results: US$3.40 loss per share (improved from US$4.59 loss in FY 2022). Revenue: US$429.8m (up 67% from FY 2022). Net loss: US$236.9m (loss narrowed 20% from FY 2022). Revenue is forecast to grow 18% p.a. on average during the next 3 years, compared to a 27% growth forecast for the Insurance industry in the United Kingdom.
New Risk • Mar 01New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 2.1% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (13% average weekly change). Earnings are forecast to decline by an average of 2.1% per year for the foreseeable future. Minor Risk Currently unprofitable and not forecast to become profitable over next 3 years (US$95m net loss in 3 years).
공시 • Feb 08Lemonade, Inc. to Report Q4, 2023 Results on Feb 27, 2024Lemonade, Inc. announced that they will report Q4, 2023 results After-Market on Feb 27, 2024
공시 • Dec 21Lemonade, Inc. Announces Executive Changes, Effective January 1, 2024After two and a half years as Co-CEOs, the Company’s current Co-Executive Officers, Shai Wininger and Daniel Schreiber, prefer to return to their previously held positions as the Company’s President and the Company’s Chief Executive Officer, respectively, because they believe that the clarity this structure provides outweighs the benefits of the Co-Chief Executive Officer structure. After considering their preference for this leadership structure, on December 18, 2023, the Board of Directors of Lemonade, Inc. duly appointed Shai Wininger as the Company’s President and Daniel Schreiber as the Company’s Chief Executive Officer, effective January 1, 2024. There are no changes to Mr. Wininger’s or Mr. Schreiber’s compensatory arrangements in connection with these appointments, and they will continue to serve as members of the Company’s Board of Directors. Biographical information about Mr. Wininger and Mr. Schreiber is available in the Company’s definitive proxy statement filed with the Securities and Exchange Commission on April 28, 2023.
Board Change • Nov 24Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 4 non-independent directors. Independent Director Shu Nyatta was the last independent director to join the board, commencing their role in 2018. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
공시 • Nov 22Lemonade, Inc. Announces Board ChangesOn November 17, 2023, Irina Novoselsky and Silvija Martincevic each tendered their resignation as a director of Lemonade, Inc, effective on November 21, 2023. Ms. Novoselsky had served as a Class II director, Chair of the Audit Committee and member of the Compensation Committee. Ms. Martincevic had served as a Class III director, Chair of the Nominating and Corporate Governance Committee and member of the Audit Committee. Ms. Martincevic’s and Ms. Novoselsky’s resignations were not the result of any disagreement with the Company on any matter related to the Company’s operations, policies or practices. On November 21, 2023, the Board, upon the recommendation of its Nominating and Corporate Governance Committee, appointed each of Debra Schwartz and Samer Haj-Yehia to the Board to fill Ms. Martincevic’s and Ms. Novoselsky’s newly vacant seats, respectively, effective immediately (together, the “New Directors”). Ms. Schwartz will serve as a Class III director for a term expiring at the Company’s annual meeting of stockholders to be held in 2026 and Dr. Haj-Yehia will serve as a Class II director for a term expiring at the Company’s annual meeting of stockholders to be held in 2025, in each case until his or her successor is duly elected and qualified or his or her earlier death, disqualification, resignation or removal. In connection with the appointment of Ms. Schwartz to the Board, she was appointed to serve on the Audit Committee and the Nominating and Corporate Governance Committee, in each case to replace Ms. Martincevic, effective immediately. In connection with the appointment of Dr. Haj-Yehia to the Board, he was appointed to serve on the Audit Committee and Compensation Committee, in each case to replace Ms. Novoselsky, effective immediately. The Board also appointed Ms. Schwartz as Chair of the Nominating and Corporate Governance Committee and Dr. Haj-Yehia as Chair of the Audit Committee.
Reported Earnings • Nov 03Third quarter 2023 earnings released: US$0.88 loss per share (vs US$1.37 loss in 3Q 2022)Third quarter 2023 results: US$0.88 loss per share (improved from US$1.37 loss in 3Q 2022). Revenue: US$114.5m (up 55% from 3Q 2022). Net loss: US$61.5m (loss narrowed 33% from 3Q 2022). Revenue is forecast to grow 19% p.a. on average during the next 3 years, compared to a 32% growth forecast for the Insurance industry in the United Kingdom.
New Risk • Nov 02New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of British stocks, typically moving 14% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (14% average weekly change). Minor Risk Currently unprofitable and not forecast to become profitable over next 2 years (US$208m net loss in 2 years).
공시 • Oct 12Lemonade, Inc. to Report Q3, 2023 Results on Nov 01, 2023Lemonade, Inc. announced that they will report Q3, 2023 results After-Market on Nov 01, 2023
New Risk • Aug 08New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 13% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (11% average weekly change). Minor Risks Currently unprofitable and not forecast to become profitable over next 2 years (US$214m net loss in 2 years). Shareholders have been diluted in the past year (13% increase in shares outstanding).
Reported Earnings • Aug 04Second quarter 2023 earnings released: US$0.97 loss per share (vs US$1.10 loss in 2Q 2022)Second quarter 2023 results: US$0.97 loss per share (improved from US$1.10 loss in 2Q 2022). Revenue: US$104.6m (up 109% from 2Q 2022). Net loss: US$67.2m (loss narrowed 1.0% from 2Q 2022). Revenue is forecast to grow 20% p.a. on average during the next 3 years, compared to a 39% growth forecast for the Insurance industry in the United Kingdom.
공시 • Aug 03Lemonade, Inc. Provides Earnings Guidance for the Third Quarter Ending September 30, 2023 and Full Year Ending December 31, 2023Lemonade, Inc. provided earnings guidance for the third quarter ending September 30, 2023 and full year ending December 31, 2023. For the quarter, the company expects revenue of $102 million - $104 million.For the year, company expects revenue of $402 million - $408 million.
공시 • Jul 15Lemonade, Inc. to Report Q2, 2023 Results on Aug 02, 2023Lemonade, Inc. announced that they will report Q2, 2023 results After-Market on Aug 02, 2023
공시 • May 05Lemonade, Inc. Provides Earnings Guidance for the Second Quarter Ending June 30, 2023 and Full Year Ending December 31, 2023Lemonade, Inc. provided earnings guidance for the second quarter ending June 30, 2023 and full year ending December 31, 2023. For the quarter, the company expects revenue of $96 million - $98 million.For the year, company expects revenue of $392 million - $396 million.
Reported Earnings • May 05First quarter 2023 earnings released: US$0.95 loss per share (vs US$1.21 loss in 1Q 2022)First quarter 2023 results: US$0.95 loss per share (improved from US$1.21 loss in 1Q 2022). Revenue: US$95.2m (up 115% from 1Q 2022). Net loss: US$65.8m (loss narrowed 12% from 1Q 2022). Revenue is forecast to grow 23% p.a. on average during the next 3 years, compared to a 41% growth forecast for the Insurance industry in the United Kingdom.
Reported Earnings • Feb 24Full year 2022 earnings released: US$4.59 loss per share (vs US$3.94 loss in FY 2021)Full year 2022 results: US$4.59 loss per share (further deteriorated from US$3.94 loss in FY 2021). Revenue: US$256.7m (up 100% from FY 2021). Net loss: US$297.8m (loss widened 23% from FY 2021). Revenue is forecast to grow 25% p.a. on average during the next 3 years, compared to a 23% growth forecast for the Insurance industry in the United Kingdom.
공시 • Feb 03Lemonade, Inc. to Report Q4, 2022 Results on Feb 22, 2023Lemonade, Inc. announced that they will report Q4, 2022 results at 4:00 PM, US Eastern Standard Time on Feb 22, 2023
Reported Earnings • Nov 11Third quarter 2022 earnings released: US$1.37 loss per share (vs US$1.08 loss in 3Q 2021)Third quarter 2022 results: US$1.37 loss per share (further deteriorated from US$1.08 loss in 3Q 2021). Revenue: US$74.0m (up 107% from 3Q 2021). Net loss: US$91.4m (loss widened 38% from 3Q 2021). Revenue is forecast to grow 27% p.a. on average during the next 3 years, compared to a 28% growth forecast for the Insurance industry in the United Kingdom.
Reported Earnings • Aug 10Second quarter 2022 earnings released: US$1.10 loss per share (vs US$0.91 loss in 2Q 2021)Second quarter 2022 results: US$1.10 loss per share (down from US$0.91 loss in 2Q 2021). Revenue: US$50.0m (up 77% from 2Q 2021). Net loss: US$67.9m (loss widened 22% from 2Q 2021). Over the next year, revenue is forecast to grow 75%, compared to a 154% growth forecast for the industry in the United Kingdom.
Reported Earnings • May 12First quarter 2022 earnings released: US$1.21 loss per share (vs US$0.81 loss in 1Q 2021)First quarter 2022 results: US$1.21 loss per share (down from US$0.81 loss in 1Q 2021). Revenue: US$44.3m (up 89% from 1Q 2021). Net loss: US$74.8m (loss widened 53% from 1Q 2021). Over the next year, revenue is forecast to grow 60%, compared to a 136% growth forecast for the industry in the United Kingdom.
Reported Earnings • Mar 01Full year 2021 earnings: EPS in line with analyst expectations despite revenue beatFull year 2021 results: US$3.94 loss per share (down from US$3.63 loss in FY 2020). Revenue: US$128.4m (up 36% from FY 2020). Net loss: US$241.3m (loss widened 97% from FY 2020). Revenue exceeded analyst estimates by 1.2%. Over the next year, revenue is forecast to grow 69%, compared to a 70% growth forecast for the insurance industry in the United Kingdom.
Reported Earnings • Nov 10Third quarter 2021 earnings released: US$1.08 loss per share (vs US$0.57 loss in 3Q 2020)The company reported a decent third quarter result with improved revenues, although losses increased and control over costs was weaker. Third quarter 2021 results: Revenue: US$35.7m (up 101% from 3Q 2020). Net loss: US$66.4m (loss widened 115% from 3Q 2020).
Recent Insider Transactions • Sep 15Lead Independent Director recently sold US$768k worth of stockOn the 10th of September, Michael Eisenberg sold around 10k shares on-market at roughly US$76.82 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$9.7m more than they bought in the last 12 months.
Reported Earnings • Aug 06Second quarter 2021 earnings released: US$0.91 loss per share (vs US$1.77 loss in 2Q 2020)The company reported a poor second quarter result with increased losses, weaker revenues and weaker control over costs. Second quarter 2021 results: Revenue: US$28.2m (down 5.7% from 2Q 2020). Net loss: US$55.6m (loss widened 165% from 2Q 2020).
Recent Insider Transactions • Jun 12Lead Independent Director recently sold US$2.0m worth of stockOn the 8th of June, Michael Eisenberg sold around 20k shares on-market at roughly US$100 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$8.9m more than they bought in the last 12 months.
Recent Insider Transactions • Jun 04Lead Independent Director recently sold US$1.8m worth of stockOn the 28th of May, Michael Eisenberg sold around 20k shares on-market at roughly US$90.27 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$6.9m more than they bought in the last 12 months.
Reported Earnings • May 14First quarter 2021 earnings released: US$0.81 loss per share (vs US$3.16 loss in 1Q 2020)The company reported a poor first quarter result with increased losses, weaker revenues and weaker control over costs. First quarter 2021 results: Revenue: US$23.5m (down 10% from 1Q 2020). Net loss: US$49.0m (loss widened 34% from 1Q 2020).