View ValuationXTB 향후 성장Future 기준 점검 2/6XTB 의 수익은 연간 0.7% 감소할 것으로 예상되는 반면, 연간 수익은 8.4% 로 증가할 것으로 예상됩니다. EPS는 연간 6.5% 만큼 성장할 것으로 예상됩니다. 자기자본이익률은 3년 후 34.2% 로 예상됩니다.핵심 정보-0.7%이익 성장률6.53%EPS 성장률Capital Markets 이익 성장11.7%매출 성장률8.4%향후 자기자본이익률34.24%애널리스트 커버리지Low마지막 업데이트09 Jul 2026최근 향후 성장 업데이트업데이트 없음모든 업데이트 보기Recent updatesDeclared Dividend • Jun 01Dividend reduced to zł4.07Dividend of zł4.07 is 25% lower than last year. Ex-date: 12th June 2026 Payment date: 24th June 2026 Dividend yield will be 3.9%, which is higher than the industry average of 3.3%. Sustainability & Growth Dividend is well covered by both earnings (49% earnings payout ratio) and cash flows (39% cash payout ratio). The dividend has increased by an average of 33% per year over the past 9 years. However, payments have been volatile during that time. EPS is expected to grow by 10% over the next 3 years, which should provide support to the dividend and adequate earnings cover.공고 • May 15XTB S.A. (WSE:XTB) commences an Equity Buyback Plan for 80,000 shares, representing 0.07% for PLN 11.2 million. under the authorization approved on May 8, 2026.XTB S.A. (WSE:XTB) commences a share repurchases on May 11, 2026, under the program mandated by the shareholders in the Annual General Meeting held on May 8, 2026. As per the mandate, the company is authorized to repurchase up to 80,000 shares, representing 0.07% for PLN 11.2 million. The acquisition price of Treasury Shares may not be lower than PLN 50.00 (in words: fifty) per Treasury Share and may not be higher than PLN 140.00 per share. Treasury Shares will be acquired against payment, for an acquisition price paid by the Company from the reserve capital. Treasury Shares acquired by the Company under the MRT Incentive Scheme will be offered to Eligible Persons in this scheme The authorization for the Company's Management Board to acquire Treasury Shares is valid until September 30, 2026, but not longer than until the depletion of the funds allocated for the acquisition of Treasury Shares indicated above ("Authorization Period"), provided that the acquisition of Treasury Shares under the MRT Incentive Scheme may be executed freely during the Authorization Period, including in stages or tranches.New Risk • May 04New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 14% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Shares are highly illiquid. Dividend is not well covered by earnings and cash flows. Payout ratio: 98% Cash payout ratio: 108% Earnings are forecast to decline by an average of 14% per year for the foreseeable future. Minor Risk Profit margins are more than 30% lower than last year (30% net profit margin).Declared Dividend • Apr 30Dividend reduced to zł4.07Dividend of zł4.07 is 25% lower than last year. Ex-date: 12th June 2026 Payment date: 24th June 2026 Dividend yield will be 4.0%, which is higher than the industry average of 3.3%. Sustainability & Growth Dividend is not adequately covered by earnings (98% earnings payout ratio) nor is it covered by cash flows (108% cash payout ratio). The dividend has increased by an average of 37% per year over the past 9 years. However, payments have been volatile during that time. The company's earnings per share (EPS) would need to grow by 9.0% to bring the payout ratio under control. EPS is expected to grow by 55% over the next 3 years, which is sufficient to bring the dividend into a sustainable range.Valuation Update With 7 Day Price Move • Apr 15Investor sentiment improves as stock rises 26%After last week's 26% share price gain to zł112, the stock trades at a forward P/E ratio of 21x. Average forward P/E is 13x in the Capital Markets industry in the United Kingdom. Simply Wall St's valuation model estimates the intrinsic value at zł117 per share.Declared Dividend • Apr 15Dividend reduced to zł4.07Dividend of zł4.07 is 25% lower than last year. Ex-date: 12th June 2026 Payment date: 24th June 2026 Dividend yield will be 3.6%, which is higher than the industry average of 3.3%. Sustainability & Growth Dividend is not adequately covered by earnings (98% earnings payout ratio) nor is it covered by cash flows (108% cash payout ratio). The dividend has increased by an average of 37% per year over the past 9 years. However, payments have been volatile during that time. The company's earnings per share (EPS) would need to grow by 9.0% to bring the payout ratio under control. EPS is expected to grow by 55% over the next 3 years, which is sufficient to bring the dividend into a sustainable range.공고 • Apr 08XTB S.A., Annual General Meeting, May 08, 2026XTB S.A., Annual General Meeting, May 08, 2026, at 11:30 Central European Standard Time.공고 • Mar 28XTB S.A. announces Annual dividend, payable on June 24, 2026XTB S.A. announced Annual dividend of PLN 4.0700 per share payable on June 24, 2026, ex-date on June 12, 2026 and record date on June 15, 2026.Valuation Update With 7 Day Price Move • Feb 02Investor sentiment improves as stock rises 16%After last week's 16% share price gain to zł84.37, the stock trades at a forward P/E ratio of 16x. Average forward P/E is 15x in the Capital Markets industry in the United Kingdom. Simply Wall St's valuation model estimates the intrinsic value at zł110 per share.Reported Earnings • Oct 31Third quarter 2025 earnings released: EPS: zł0.45 (vs zł1.73 in 3Q 2024)Third quarter 2025 results: EPS: zł0.45 (down from zł1.73 in 3Q 2024). Revenue: zł375.8m (down 20% from 3Q 2024). Net income: zł53.2m (down 74% from 3Q 2024). Profit margin: 14% (down from 43% in 3Q 2024). The decrease in margin was primarily driven by lower revenue. Revenue is forecast to grow 13% p.a. on average during the next 3 years, compared to a 2.3% growth forecast for the Capital Markets industry in the United Kingdom.Declared Dividend • May 14Dividend increased to zł5.45Dividend of zł5.45 is 8.6% higher than last year. Ex-date: 13th June 2025 Payment date: 25th June 2025 Dividend yield will be 6.2%, which is higher than the industry average of 3.3%. Sustainability & Growth Dividend is covered by both earnings (75% earnings payout ratio) and cash flows (79% cash payout ratio). The dividend has increased by an average of 43% per year over the past 8 years. However, payments have been volatile during that time. EPS is expected to decline by 43% over the next 3 years. Since a fall of 17% would increase the payout ratio to a potentially unsustainable range, the dividend may be at risk.공고 • Apr 16XTB S.A., Annual General Meeting, May 14, 2025XTB S.A., Annual General Meeting, May 14, 2025.공고 • Apr 02XTB S.A. announces Annual dividend, payable on June 25, 2025XTB S.A. announced Annual dividend of PLN 5.4500 per share payable on June 25, 2025, ex-date on June 13, 2025 and record date on June 16, 2025.공고 • May 24XTB S.A. Announces Dividend for the Year 2023, Payable on June 20, 2024XTB S.A. decided to pay PLN 590.2 million (EUR 138.3 million) from its 2023 net profit as dividend, which amounts to PLN 5.02 (EUR 1.18) per share, the company said in a market filing. The dividend day was set for June 3 and its payment for June 20, 2024.Reported Earnings • May 01First quarter 2024 earnings released: EPS: zł2.58 (vs zł2.57 in 1Q 2023)First quarter 2024 results: EPS: zł2.58. Revenue: zł555.7m (up 1.4% from 1Q 2023). Net income: zł302.7m (flat on 1Q 2023). Profit margin: 55% (in line with 1Q 2023). Revenue is forecast to stay flat during the next 3 years compared to a 3.7% growth forecast for the Capital Markets industry in the United Kingdom.공고 • Apr 28XTB S.A., Annual General Meeting, May 23, 2024XTB S.A., Annual General Meeting, May 23, 2024, at 11:30 Central European Standard Time.공고 • Jan 06+ 3 more updatesXTB S.A. to Report Q3, 2024 Results on Nov 08, 2024XTB S.A. announced that they will report Q3, 2024 results on Nov 08, 2024Valuation Update With 7 Day Price Move • Dec 20Investor sentiment improves as stock rises 21%After last week's 21% share price gain to zł38.50, the stock trades at a trailing P/E ratio of 7.6x. Average forward P/E is 16x in the Capital Markets industry in the United Kingdom.Buying Opportunity • Aug 07Now 20% undervaluedThe stock has been flat over the last 90 days. The fair value is estimated to be zł48.53, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 34% over the last 3 years. Earnings per share has grown by 38%. Revenue is forecast to grow by 10% in 2 years. Earnings is forecast to decline by 11% in the next 2 years.Reported Earnings • Jul 28Second quarter 2023 earnings released: EPS: zł1.01 (vs zł1.94 in 2Q 2022)Second quarter 2023 results: EPS: zł1.01 (down from zł1.94 in 2Q 2022). Revenue: zł276.0m (down 30% from 2Q 2022). Net income: zł118.2m (down 48% from 2Q 2022). Profit margin: 43% (down from 57% in 2Q 2022). The decrease in margin was driven by lower revenue. Revenue is expected to decline by 2.3% p.a. on average during the next 3 years, while revenues in the Capital Markets industry in the United Kingdom are expected to grow by 11%.공고 • Jan 10XTB S.A. to Report Fiscal Year 2022 Results on Mar 09, 2023XTB S.A. announced that they will report fiscal year 2022 results on Mar 09, 2023이익 및 매출 성장 예측LSE:0RGR - 애널리스트 향후 추정치 및 과거 재무 데이터 (PLN Millions)날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수12/31/20284,0881,1249581,101312/31/20273,3931,027748864412/31/20263,3631,35661067233/31/20263,1559851,2291,253N/A12/31/20252,124644592614N/A9/30/20252,558653634657N/A6/30/20252,651804683706N/A3/31/20252,452748653673N/A12/31/20241,858857808828N/A9/30/20241,901916764783N/A6/30/20241,710833783804N/A3/31/20241,610791648666N/A12/31/20231,606791465479N/A9/30/20231,336592565582N/A6/30/20231,447708688704N/A3/31/20231,561816916931N/A12/31/20221,4497661,1351,149N/A9/30/20221,415784879892N/A6/30/20221,223652733744N/A3/31/2022880401450459N/A12/31/2021626238191199N/A9/30/2021583210219224N/A6/30/2021522174161166N/A3/31/2021671315306311N/A12/31/2020799402464469N/A9/30/2020746399474477N/A6/30/2020668346409413N/A3/31/2020512233320322N/A12/31/201923858N/A61N/A9/30/201918925N/A-8N/A6/30/20191776N/A1N/A3/31/201921443N/A45N/A12/31/2018288101N/A140N/A9/30/2018324130N/A245N/A6/30/2018349164N/A245N/A3/31/2018332142N/A209N/A12/31/201727693N/A122N/A9/30/2017298111N/A65N/A6/30/201726684N/A53N/A3/31/201723056N/A18N/A12/31/201625378N/A56N/A9/30/201621944N/A35N/A6/30/201627290N/A101N/A3/31/2016309101N/A109N/A12/31/2015288119N/A117N/A더 보기애널리스트 향후 성장 전망수입 대 저축률: 0RGR 의 수익은 향후 3년간 감소할 것으로 예상됩니다(연간 -0.7%).수익 vs 시장: 0RGR 의 수익은 향후 3년간 감소할 것으로 예상됩니다(연간 -0.7%).고성장 수익: 0RGR 의 수익은 향후 3년간 감소할 것으로 예상됩니다.수익 대 시장: 0RGR 의 수익(연간 8.4%)이 UK 시장(연간 4.6%)보다 빠르게 성장할 것으로 예상됩니다.고성장 매출: 0RGR 의 수익(연간 8.4%)은 연간 20%보다 느리게 증가할 것으로 예상됩니다.주당순이익 성장 예측향후 자기자본이익률미래 ROE: 0RGR의 자본 수익률은 3년 후 34.2%로 높을 것으로 예상됩니다.성장 기업 찾아보기7D1Y7D1Y7D1YDiversified-financials 산업의 고성장 기업.View Past Performance기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/07/18 14:39종가2026/07/09 00:00수익2026/03/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델의 세부 정보는 당사의 GitHub 페이지에서 확인하실 수 있습니다. 또한 보고서 사용 방법에 대한 가이드와 YouTube 튜토리얼도 제공하고 있습니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스XTB S.A.는 7명의 분석가가 다루고 있습니다. 이 중 4명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Mikolaj LemanczykBiuro maklerskie mBankuAndrzej PowierzaCitigroup IncLukasz JanczakErste Group Bank AG4명의 분석가 더 보기
Declared Dividend • Jun 01Dividend reduced to zł4.07Dividend of zł4.07 is 25% lower than last year. Ex-date: 12th June 2026 Payment date: 24th June 2026 Dividend yield will be 3.9%, which is higher than the industry average of 3.3%. Sustainability & Growth Dividend is well covered by both earnings (49% earnings payout ratio) and cash flows (39% cash payout ratio). The dividend has increased by an average of 33% per year over the past 9 years. However, payments have been volatile during that time. EPS is expected to grow by 10% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
공고 • May 15XTB S.A. (WSE:XTB) commences an Equity Buyback Plan for 80,000 shares, representing 0.07% for PLN 11.2 million. under the authorization approved on May 8, 2026.XTB S.A. (WSE:XTB) commences a share repurchases on May 11, 2026, under the program mandated by the shareholders in the Annual General Meeting held on May 8, 2026. As per the mandate, the company is authorized to repurchase up to 80,000 shares, representing 0.07% for PLN 11.2 million. The acquisition price of Treasury Shares may not be lower than PLN 50.00 (in words: fifty) per Treasury Share and may not be higher than PLN 140.00 per share. Treasury Shares will be acquired against payment, for an acquisition price paid by the Company from the reserve capital. Treasury Shares acquired by the Company under the MRT Incentive Scheme will be offered to Eligible Persons in this scheme The authorization for the Company's Management Board to acquire Treasury Shares is valid until September 30, 2026, but not longer than until the depletion of the funds allocated for the acquisition of Treasury Shares indicated above ("Authorization Period"), provided that the acquisition of Treasury Shares under the MRT Incentive Scheme may be executed freely during the Authorization Period, including in stages or tranches.
New Risk • May 04New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 14% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Shares are highly illiquid. Dividend is not well covered by earnings and cash flows. Payout ratio: 98% Cash payout ratio: 108% Earnings are forecast to decline by an average of 14% per year for the foreseeable future. Minor Risk Profit margins are more than 30% lower than last year (30% net profit margin).
Declared Dividend • Apr 30Dividend reduced to zł4.07Dividend of zł4.07 is 25% lower than last year. Ex-date: 12th June 2026 Payment date: 24th June 2026 Dividend yield will be 4.0%, which is higher than the industry average of 3.3%. Sustainability & Growth Dividend is not adequately covered by earnings (98% earnings payout ratio) nor is it covered by cash flows (108% cash payout ratio). The dividend has increased by an average of 37% per year over the past 9 years. However, payments have been volatile during that time. The company's earnings per share (EPS) would need to grow by 9.0% to bring the payout ratio under control. EPS is expected to grow by 55% over the next 3 years, which is sufficient to bring the dividend into a sustainable range.
Valuation Update With 7 Day Price Move • Apr 15Investor sentiment improves as stock rises 26%After last week's 26% share price gain to zł112, the stock trades at a forward P/E ratio of 21x. Average forward P/E is 13x in the Capital Markets industry in the United Kingdom. Simply Wall St's valuation model estimates the intrinsic value at zł117 per share.
Declared Dividend • Apr 15Dividend reduced to zł4.07Dividend of zł4.07 is 25% lower than last year. Ex-date: 12th June 2026 Payment date: 24th June 2026 Dividend yield will be 3.6%, which is higher than the industry average of 3.3%. Sustainability & Growth Dividend is not adequately covered by earnings (98% earnings payout ratio) nor is it covered by cash flows (108% cash payout ratio). The dividend has increased by an average of 37% per year over the past 9 years. However, payments have been volatile during that time. The company's earnings per share (EPS) would need to grow by 9.0% to bring the payout ratio under control. EPS is expected to grow by 55% over the next 3 years, which is sufficient to bring the dividend into a sustainable range.
공고 • Apr 08XTB S.A., Annual General Meeting, May 08, 2026XTB S.A., Annual General Meeting, May 08, 2026, at 11:30 Central European Standard Time.
공고 • Mar 28XTB S.A. announces Annual dividend, payable on June 24, 2026XTB S.A. announced Annual dividend of PLN 4.0700 per share payable on June 24, 2026, ex-date on June 12, 2026 and record date on June 15, 2026.
Valuation Update With 7 Day Price Move • Feb 02Investor sentiment improves as stock rises 16%After last week's 16% share price gain to zł84.37, the stock trades at a forward P/E ratio of 16x. Average forward P/E is 15x in the Capital Markets industry in the United Kingdom. Simply Wall St's valuation model estimates the intrinsic value at zł110 per share.
Reported Earnings • Oct 31Third quarter 2025 earnings released: EPS: zł0.45 (vs zł1.73 in 3Q 2024)Third quarter 2025 results: EPS: zł0.45 (down from zł1.73 in 3Q 2024). Revenue: zł375.8m (down 20% from 3Q 2024). Net income: zł53.2m (down 74% from 3Q 2024). Profit margin: 14% (down from 43% in 3Q 2024). The decrease in margin was primarily driven by lower revenue. Revenue is forecast to grow 13% p.a. on average during the next 3 years, compared to a 2.3% growth forecast for the Capital Markets industry in the United Kingdom.
Declared Dividend • May 14Dividend increased to zł5.45Dividend of zł5.45 is 8.6% higher than last year. Ex-date: 13th June 2025 Payment date: 25th June 2025 Dividend yield will be 6.2%, which is higher than the industry average of 3.3%. Sustainability & Growth Dividend is covered by both earnings (75% earnings payout ratio) and cash flows (79% cash payout ratio). The dividend has increased by an average of 43% per year over the past 8 years. However, payments have been volatile during that time. EPS is expected to decline by 43% over the next 3 years. Since a fall of 17% would increase the payout ratio to a potentially unsustainable range, the dividend may be at risk.
공고 • Apr 16XTB S.A., Annual General Meeting, May 14, 2025XTB S.A., Annual General Meeting, May 14, 2025.
공고 • Apr 02XTB S.A. announces Annual dividend, payable on June 25, 2025XTB S.A. announced Annual dividend of PLN 5.4500 per share payable on June 25, 2025, ex-date on June 13, 2025 and record date on June 16, 2025.
공고 • May 24XTB S.A. Announces Dividend for the Year 2023, Payable on June 20, 2024XTB S.A. decided to pay PLN 590.2 million (EUR 138.3 million) from its 2023 net profit as dividend, which amounts to PLN 5.02 (EUR 1.18) per share, the company said in a market filing. The dividend day was set for June 3 and its payment for June 20, 2024.
Reported Earnings • May 01First quarter 2024 earnings released: EPS: zł2.58 (vs zł2.57 in 1Q 2023)First quarter 2024 results: EPS: zł2.58. Revenue: zł555.7m (up 1.4% from 1Q 2023). Net income: zł302.7m (flat on 1Q 2023). Profit margin: 55% (in line with 1Q 2023). Revenue is forecast to stay flat during the next 3 years compared to a 3.7% growth forecast for the Capital Markets industry in the United Kingdom.
공고 • Apr 28XTB S.A., Annual General Meeting, May 23, 2024XTB S.A., Annual General Meeting, May 23, 2024, at 11:30 Central European Standard Time.
공고 • Jan 06+ 3 more updatesXTB S.A. to Report Q3, 2024 Results on Nov 08, 2024XTB S.A. announced that they will report Q3, 2024 results on Nov 08, 2024
Valuation Update With 7 Day Price Move • Dec 20Investor sentiment improves as stock rises 21%After last week's 21% share price gain to zł38.50, the stock trades at a trailing P/E ratio of 7.6x. Average forward P/E is 16x in the Capital Markets industry in the United Kingdom.
Buying Opportunity • Aug 07Now 20% undervaluedThe stock has been flat over the last 90 days. The fair value is estimated to be zł48.53, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 34% over the last 3 years. Earnings per share has grown by 38%. Revenue is forecast to grow by 10% in 2 years. Earnings is forecast to decline by 11% in the next 2 years.
Reported Earnings • Jul 28Second quarter 2023 earnings released: EPS: zł1.01 (vs zł1.94 in 2Q 2022)Second quarter 2023 results: EPS: zł1.01 (down from zł1.94 in 2Q 2022). Revenue: zł276.0m (down 30% from 2Q 2022). Net income: zł118.2m (down 48% from 2Q 2022). Profit margin: 43% (down from 57% in 2Q 2022). The decrease in margin was driven by lower revenue. Revenue is expected to decline by 2.3% p.a. on average during the next 3 years, while revenues in the Capital Markets industry in the United Kingdom are expected to grow by 11%.
공고 • Jan 10XTB S.A. to Report Fiscal Year 2022 Results on Mar 09, 2023XTB S.A. announced that they will report fiscal year 2022 results on Mar 09, 2023