View Future GrowthThis company is no longer activeThe company may no longer be operating, as it may be out of business. Find out why through their latest events.See Latest EventsPCF Group 과거 순이익 실적과거 기준 점검 0/6핵심 정보-55.93%순이익 성장률-57.12%주당순이익(EPS) 성장률Consumer Finance 산업 성장률4.21%매출 성장률4.47%자기자본이익률-28.10%순이익률-59.53%최근 순이익 업데이트31 Mar 2022최근 과거 실적 업데이트공고 • Jun 25PCF Group plc to Report First Half, 2022 Results on Jun 30, 2022PCF Group plc announced that they will report first half, 2022 results on Jun 30, 2022Reported Earnings • Jun 03Full year 2021 earnings released: UK£0.012 loss per share (vs UK£0.026 loss in FY 2020)Full year 2021 results: UK£0.012 loss per share (up from UK£0.026 loss in FY 2020). Revenue: UK£21.8m (up 60% from FY 2020). Net loss: UK£3.06m (loss narrowed 51% from FY 2020). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 47 percentage points per year, which is a significant difference in performance.Reported Earnings • Jan 27First half 2021 earnings: Revenues and EPS in line with analyst expectationsFirst half 2021 results: EPS: UK£0.004 (down from UK£0.008 in 1H 2020). Revenue: UK£11.9m (up 15% from 1H 2020). Net income: UK£965.0k (down 53% from 1H 2020). Profit margin: 8.1% (down from 20% in 1H 2020). Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has fallen by 60% per year but the company’s share price has only fallen by 28% per year, which means it has not declined as severely as earnings.모든 업데이트 보기Recent updates공고 • Nov 10PCF Group Plans to Cancel its Share Listing on AIMPCF Group plc is pulling out of Britain's banking market and plans to cancel its share listing on AIM, after it failed to raise capital or secure strategic options to strengthen its consumer and corporate lending business, the lender said. Shares in PCF fell by around 62% to 0.4 pence in early trade following the news on November 9, 2022, six weeks after Castle Trust Capital plc withdrew its intention to make an offer for PCF. PCF's decision to wind up its lending business underscores the challenges facing small banks in Britain, where the costs of regulation and doing business have surged and competition from dominant rivals, including Lloyds Banking Group plc (LSE:LLOY), NatWest Group plc (LSE:NWG) and HSBC Holdings plc (LSE:HSBA), has intensified. "This has been a very difficult strategic decision for the board to make given the consequences for the business, colleagues, customers, intermediaries and shareholders," Chief Executive Officer of PCF Bank Limited, Garry Stran, said in a statement. To cancel the AIM listing, it must consult investors. PCF, which has a market value just under GBP 4 million ($4.6 million), said it will continue to explore strategic transactions with interested third parties and it retained the support of Somers Limited, its biggest shareholder with a 73.24% stake.Board Change • Oct 02High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Independent Non-Executive Director Carol Sergeant was the last director to join the board, commencing their role in 2022. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.공고 • Sep 21PCF Group plc and PCF Bank Limited Announces Directorate ChangesPCF Group plc announced the following changes to the Board of Directors of the Group; The resignation of David Titmuss as a director of PCF Group plc and PCF Bank Limited with effect from 20 September 2022. The appointment of Carol Sergeant as an independent Non-executive Director of PCF Group plc and PCF Bank Limited with effect from 20 September 2022. Subject to regulatory approvals, Carol will take up the role of the Chair of Board Risk Committee. Carol has nearly 50 years' experience in banking, notably spending 24 years at the Bank of England and seven years as Chief Risk Officer at Lloyds Banking Group. Carol held various roles at the Bank of England, including being responsible for the worldwide supervision of major UK Banking Groups. Additionally, Carol spent five years at the UK Financial Services Authority first as Director for Banking Supervision and latterly as Board Member and Managing Director for Strategy, Risk, Authorisation and Enforcement. Currently, Carol serves on the Board as a Non-executive Director at Danske Bank A/S, where she is Chair of the Risk Committee and member of the Conduct and Compliance Committee, and Belmont Green Finance Limited, where she is the Senior Non-executive Director, Chair of the Risk Committee and member of Audit Committee. She has previously been a Non-executive Director on the Boards of BNY Mellon SA/NV, TP ICAP, Secure Trust Bank and Martin Currie Holdings. In addition to her roles within the financial sector, Carol also has roles in an advisory and charitable capacity. Carol is currently Trustee of Lloyds Register Foundation and member of Audit Risk and Investment Committee and Grants Committee, and a member of the Global Advisory Board and Chair of the Global Women's Leadership Council at Bayes Business School (formerly Cass).공고 • Jun 25PCF Group plc to Report First Half, 2022 Results on Jun 30, 2022PCF Group plc announced that they will report first half, 2022 results on Jun 30, 2022Reported Earnings • Jun 03Full year 2021 earnings released: UK£0.012 loss per share (vs UK£0.026 loss in FY 2020)Full year 2021 results: UK£0.012 loss per share (up from UK£0.026 loss in FY 2020). Revenue: UK£21.8m (up 60% from FY 2020). Net loss: UK£3.06m (loss narrowed 51% from FY 2020). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 47 percentage points per year, which is a significant difference in performance.공고 • Mar 04PCF Group plc, Annual General Meeting, Mar 25, 2022PCF Group plc, Annual General Meeting, Mar 25, 2022, at 10:00 Coordinated Universal Time. Location: 1 Cornhill London United KingdomBuying Opportunity • Jan 31Now 20% undervaluedThe stock has been flat over the last 90 days. The fair value is estimated to be UK£0.16, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. The company became loss making over the last year.Reported Earnings • Jan 27First half 2021 earnings: Revenues and EPS in line with analyst expectationsFirst half 2021 results: EPS: UK£0.004 (down from UK£0.008 in 1H 2020). Revenue: UK£11.9m (up 15% from 1H 2020). Net income: UK£965.0k (down 53% from 1H 2020). Profit margin: 8.1% (down from 20% in 1H 2020). Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has fallen by 60% per year but the company’s share price has only fallen by 28% per year, which means it has not declined as severely as earnings.매출 및 비용 세부 내역PCF Group가 돈을 벌고 사용하는 방법. 최근 발표된 LTM 실적 기준.순이익 및 매출 추이AIM:PCF 매출, 비용 및 순이익 (GBP Millions)날짜매출순이익일반관리비연구개발비31 Mar 2220-1217031 Dec 2121-715030 Sep 2122-313030 Jun 2119-511031 Mar 2115-710031 Dec 2014-79030 Sep 2014-69030 Jun 201709031 Mar 202269031 Dec 192269030 Sep 192168030 Jun 192168031 Mar 191857031 Dec 181757030 Sep 181546030 Jun 181645031 Mar 181734031 Dec 171634030 Sep 171534031 Mar 171434031 Dec 161333030 Sep 161333031 Mar 164637031 Dec 1544260양질의 수익: PCF 은(는) 현재 수익성이 없습니다.이익 마진 증가: PCF는 현재 수익성이 없습니다.잉여현금흐름 대비 순이익 분석과거 순이익 성장 분석수익추이: PCF은 수익성이 없으며 지난 5년 동안 손실이 연평균 55.9% 증가했습니다.성장 가속화: 현재 수익성이 없어 지난 1년간 PCF의 수익 성장률을 5년 평균과 비교할 수 없습니다.수익 대 산업: PCF은 수익성이 없어 지난 해 수익 성장률을 Consumer Finance 업계(19.3%)와 비교하기 어렵습니다.자기자본이익률높은 ROE: PCF는 현재 수익성이 없으므로 자본 수익률이 음수(-28.1%)입니다.총자산이익률투하자본수익률우수한 과거 실적 기업을 찾아보세요7D1Y7D1Y7D1YDiversified-financials 산업에서 과거 실적이 우수한 기업.View Financial Health기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2022/12/21 21:26종가2022/12/19 00:00수익2022/03/31연간 수익2021/09/30데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델의 세부 정보는 당사의 GitHub 페이지에서 확인하실 수 있습니다. 또한 보고서 사용 방법에 대한 가이드와 YouTube 튜토리얼도 제공하고 있습니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스PCF Group plc는 1명의 분석가가 다루고 있습니다. 이 중 명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Vivek RajaShore Capital Group Ltd
공고 • Jun 25PCF Group plc to Report First Half, 2022 Results on Jun 30, 2022PCF Group plc announced that they will report first half, 2022 results on Jun 30, 2022
Reported Earnings • Jun 03Full year 2021 earnings released: UK£0.012 loss per share (vs UK£0.026 loss in FY 2020)Full year 2021 results: UK£0.012 loss per share (up from UK£0.026 loss in FY 2020). Revenue: UK£21.8m (up 60% from FY 2020). Net loss: UK£3.06m (loss narrowed 51% from FY 2020). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 47 percentage points per year, which is a significant difference in performance.
Reported Earnings • Jan 27First half 2021 earnings: Revenues and EPS in line with analyst expectationsFirst half 2021 results: EPS: UK£0.004 (down from UK£0.008 in 1H 2020). Revenue: UK£11.9m (up 15% from 1H 2020). Net income: UK£965.0k (down 53% from 1H 2020). Profit margin: 8.1% (down from 20% in 1H 2020). Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has fallen by 60% per year but the company’s share price has only fallen by 28% per year, which means it has not declined as severely as earnings.
공고 • Nov 10PCF Group Plans to Cancel its Share Listing on AIMPCF Group plc is pulling out of Britain's banking market and plans to cancel its share listing on AIM, after it failed to raise capital or secure strategic options to strengthen its consumer and corporate lending business, the lender said. Shares in PCF fell by around 62% to 0.4 pence in early trade following the news on November 9, 2022, six weeks after Castle Trust Capital plc withdrew its intention to make an offer for PCF. PCF's decision to wind up its lending business underscores the challenges facing small banks in Britain, where the costs of regulation and doing business have surged and competition from dominant rivals, including Lloyds Banking Group plc (LSE:LLOY), NatWest Group plc (LSE:NWG) and HSBC Holdings plc (LSE:HSBA), has intensified. "This has been a very difficult strategic decision for the board to make given the consequences for the business, colleagues, customers, intermediaries and shareholders," Chief Executive Officer of PCF Bank Limited, Garry Stran, said in a statement. To cancel the AIM listing, it must consult investors. PCF, which has a market value just under GBP 4 million ($4.6 million), said it will continue to explore strategic transactions with interested third parties and it retained the support of Somers Limited, its biggest shareholder with a 73.24% stake.
Board Change • Oct 02High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Independent Non-Executive Director Carol Sergeant was the last director to join the board, commencing their role in 2022. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
공고 • Sep 21PCF Group plc and PCF Bank Limited Announces Directorate ChangesPCF Group plc announced the following changes to the Board of Directors of the Group; The resignation of David Titmuss as a director of PCF Group plc and PCF Bank Limited with effect from 20 September 2022. The appointment of Carol Sergeant as an independent Non-executive Director of PCF Group plc and PCF Bank Limited with effect from 20 September 2022. Subject to regulatory approvals, Carol will take up the role of the Chair of Board Risk Committee. Carol has nearly 50 years' experience in banking, notably spending 24 years at the Bank of England and seven years as Chief Risk Officer at Lloyds Banking Group. Carol held various roles at the Bank of England, including being responsible for the worldwide supervision of major UK Banking Groups. Additionally, Carol spent five years at the UK Financial Services Authority first as Director for Banking Supervision and latterly as Board Member and Managing Director for Strategy, Risk, Authorisation and Enforcement. Currently, Carol serves on the Board as a Non-executive Director at Danske Bank A/S, where she is Chair of the Risk Committee and member of the Conduct and Compliance Committee, and Belmont Green Finance Limited, where she is the Senior Non-executive Director, Chair of the Risk Committee and member of Audit Committee. She has previously been a Non-executive Director on the Boards of BNY Mellon SA/NV, TP ICAP, Secure Trust Bank and Martin Currie Holdings. In addition to her roles within the financial sector, Carol also has roles in an advisory and charitable capacity. Carol is currently Trustee of Lloyds Register Foundation and member of Audit Risk and Investment Committee and Grants Committee, and a member of the Global Advisory Board and Chair of the Global Women's Leadership Council at Bayes Business School (formerly Cass).
공고 • Jun 25PCF Group plc to Report First Half, 2022 Results on Jun 30, 2022PCF Group plc announced that they will report first half, 2022 results on Jun 30, 2022
Reported Earnings • Jun 03Full year 2021 earnings released: UK£0.012 loss per share (vs UK£0.026 loss in FY 2020)Full year 2021 results: UK£0.012 loss per share (up from UK£0.026 loss in FY 2020). Revenue: UK£21.8m (up 60% from FY 2020). Net loss: UK£3.06m (loss narrowed 51% from FY 2020). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 47 percentage points per year, which is a significant difference in performance.
공고 • Mar 04PCF Group plc, Annual General Meeting, Mar 25, 2022PCF Group plc, Annual General Meeting, Mar 25, 2022, at 10:00 Coordinated Universal Time. Location: 1 Cornhill London United Kingdom
Buying Opportunity • Jan 31Now 20% undervaluedThe stock has been flat over the last 90 days. The fair value is estimated to be UK£0.16, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. The company became loss making over the last year.
Reported Earnings • Jan 27First half 2021 earnings: Revenues and EPS in line with analyst expectationsFirst half 2021 results: EPS: UK£0.004 (down from UK£0.008 in 1H 2020). Revenue: UK£11.9m (up 15% from 1H 2020). Net income: UK£965.0k (down 53% from 1H 2020). Profit margin: 8.1% (down from 20% in 1H 2020). Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has fallen by 60% per year but the company’s share price has only fallen by 28% per year, which means it has not declined as severely as earnings.