View Financial HealthMoney Forward 배당 및 자사주 매입배당 기준 점검 0/6Money Forward 배당금을 지급한 기록이 없습니다.핵심 정보n/a배당 수익률-0.07%자사주 매입 수익률총 주주 수익률-0.07%미래 배당 수익률0%배당 성장률n/a다음 배당 지급일n/a배당락일n/a주당 배당금n/a배당 성향n/a최근 배당 및 자사주 매입 업데이트업데이트 없음모든 업데이트 보기Recent updates공지 • Apr 07Money Forward, Inc. to Report Q1, 2026 Results on Apr 14, 2026Money Forward, Inc. announced that they will report Q1, 2026 results on Apr 14, 2026공지 • Jan 29Money Forward, Inc. Revises Full-Year Consolidated Financial Forecasts for the Fiscal Year Ending November 2026Money Forward, Inc. revised its full-year consolidated financial forecasts for the fiscal year ending November 2026 (December 1, 2025 November 30, 2026), originally announced on January 14, 2026. This revision is due to the recording of extraordinary income in the first quarter of the fiscal year ending November 2026, as described in the "Notice Regarding Expected Recording of Extraordinary Income (Gain on Sale of Investment Securities)" announced on January 27, 2026. Reason for the Revision The Company is revising its full-year financial forecasts because profit attributable to owners of parent is expected to exceed the previous forecast due to the recording of extraordinary income (gain on sale of investment securities). For the year, company expected net sales to be JPY 53,400 million to JPY 57,550 million. Operating profit to be between a loss of JPY 2,500 million to a profit of JPY 500 million. Loss attributable to owners of parent to be between JPY 3,700 million to JPY 700 million. Loss per share to be JPY 66.59 to JPY 12.60 as compared to previous guidance of net sales to be JPY 53,400 million to JPY 57,550 million. Operating profit to be between a loss of JPY 2,500 million to a profit of JPY 500 million. Loss attributable to owners of parent to be between JPY 5,200 million to JPY 2,200 million. Loss per share to be JPY 93.58 to JPY 39.59.공지 • Jan 27Money Forward, Inc. Announces Retirement of Directors, Effective in February 2026Money Forward, Inc. announced that Masaaki Tanaka and Akira Kurabayashi will retire upon the conclusion of the 14th Annual General Meeting of Shareholders to be held in February 2026 due to the expiration of their terms of office.공지 • Jan 14+ 1 more updateMoney Forward, Inc., Annual General Meeting, Feb 26, 2026Money Forward, Inc., Annual General Meeting, Feb 26, 2026.공지 • Nov 28Money Forward, Inc. Announces Board RetirementsMoney Forward, Inc. announced that Masaaki Tanaka, Akira Kurabayashi, and Hiroaki Yasutake will retire upon the conclusion of the 14th Annual General Meeting of Shareholders due to the expiration of their terms of office. To ensure the independence of External Directors, the Company has established a guideline limiting the cumulative term of Independent External Directors to 6 terms (6 years) as a general rule, while not precluding re-election for up to a maximum of 8 terms (8 years) (the "Cumulative Term Rule"). Furthermore, if a director is 72 years of age at the conclusion of an Annual General Meeting of Shareholders, they shall retire at the conclusion of said meeting (the "Age Limit Rule"). Masaaki Tanaka exceeds the Cumulative Term Rule and is subject to the Age Limit Rule, and Akira Kurabayashi exceeds the Cumulative Term Rule; therefore, they will retire.공지 • Apr 15Money Forward, Inc. (TSE:3994) agreed to acquire remaining stake in Biz Forward, Inc. from MUFG Bank, Ltd. and Mitsubishi UFJ Factors Limited.Money Forward, Inc. (TSE:3994) agreed to acquire remaining stake in Biz Forward, Inc. from MUFG Bank, Ltd. and Mitsubishi UFJ Factors Limited on April 14, 2025.공지 • Apr 03Money Forward, Inc. to Report Fiscal Year 2025 Results on Jan 14, 2026Money Forward, Inc. announced that they will report fiscal year 2025 results on Jan 14, 2026공지 • Apr 01Sony Life Insurance Co., Ltd. and Sumitomo Mitsui Card Co., Ltd. completed the acquisition of 90% stake in Nexsol CO., LTD from Money Forward, Inc. (TSE:3994).Sony Life Insurance Co., Ltd. and Sumitomo Mitsui Card Co., Ltd. agreed to acquire 90% stake in Nexsol CO., LTD from Money Forward, Inc. (TSE:3994) on February 27, 2025. Sony Life Insurance Co., Ltd. and Sumitomo Mitsui Card Co., Ltd. completed the acquisition of 90% stake in Nexsol CO., LTD from Money Forward, Inc. (TSE:3994) on March 31, 2025.공지 • Mar 31Money Forward, Inc. Revises Earnings Guidance for the Fiscal Year Ending November 30, 2025Money Forward, Inc. revised earnings guidance for the fiscal year ending November 30, 2025. For the year, the company expects net sales to be in the range of JPY 49,500 million to JPY 52,100 million against previous guidance range of JPY 50,000 million to JPY 52,600 million. Operating loss to be in the range of JPY 4,700 million to JPY 2,300 million against previous guidance range of JPY 4,700 million to JPY 2,300 million. Loss attributable to owners of parent to be in the range of JPY 6,800 million to JPY 4,400 million against previous guidance range of JPY 6,800 million to JPY 4,400 million. Net loss per share to be in the range of JPY 123.86 to JPY 80.15 against previous guidance range of JPY 123.86 to JPY 80.15. After the Share Transfer, Nexsol Co. Ltd. will be excluded from the Company's scope of consolidation. Accompanying the Share Transfer, a revision will be made to the net sales forecast for the fiscal year 2025 (from December 1, 2024, to November 30, 2025).공지 • Feb 16Money Forward, Inc. to Report Q3, 2025 Results on Oct 15, 2025Money Forward, Inc. announced that they will report Q3, 2025 results on Oct 15, 2025공지 • Feb 15+ 1 more updateMoney Forward, Inc. to Report Q1, 2025 Results on Apr 14, 2025Money Forward, Inc. announced that they will report Q1, 2025 results on Apr 14, 2025공지 • Jan 14Money Forward, Inc., Annual General Meeting, Feb 25, 2025Money Forward, Inc., Annual General Meeting, Feb 25, 2025.공지 • Nov 27Yozo Ueda to Resign as External Audit & Supervisory Board Member of Money Forward, IncMoney Forward, Inc. announced audit & supervisory board member to resign: Yozo Ueda; Current Position: External Audit & Supervisory Board member.공지 • Nov 01Money Forward, Inc. to Report Fiscal Year 2024 Results on Jan 14, 2025Money Forward, Inc. announced that they will report fiscal year 2024 results on Jan 14, 2025Reported Earnings • Oct 17Third quarter 2024 earnings released: JP¥20.45 loss per share (vs JP¥28.73 loss in 3Q 2023)Third quarter 2024 results: JP¥20.45 loss per share (improved from JP¥28.73 loss in 3Q 2023). Revenue: JP¥9.81b (up 31% from 3Q 2023). Net loss: JP¥1.11b (loss narrowed 28% from 3Q 2023). Revenue is forecast to grow 21% p.a. on average during the next 3 years, compared to a 9.8% growth forecast for the Software industry in Germany.공지 • Oct 15Money Forward, Inc. Provides Consolidated Earnings Forecast for the Fiscal Year Ending November 30, 2024Money Forward, Inc. provided consolidated earnings forecast for the Fiscal Year Ending November 30, 2024. For the period, the company expects net sales between JPY 39,500 million to JPY 42,000 million. Operating loss of JPY 3,898 million to JPY 1,898 million. Loss attributable to owners of parent of JPY 4,725 million to JPY 2,725 million. Loss per share of JPY 86.92 to JPY 50.13.Reported Earnings • Jul 15Second quarter 2024 earnings released: JP¥23.51 loss per share (vs JP¥31.06 loss in 2Q 2023)Second quarter 2024 results: JP¥23.51 loss per share (improved from JP¥31.06 loss in 2Q 2023). Revenue: JP¥10.3b (up 41% from 2Q 2023). Net loss: JP¥1.28b (loss narrowed 24% from 2Q 2023). Revenue is forecast to grow 20% p.a. on average during the next 3 years, compared to a 9.8% growth forecast for the Software industry in Germany.New Risk • Jun 07New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 7.0% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. This is currently the only risk that has been identified for the company.Buy Or Sell Opportunity • May 16Now 20% undervalued after recent price dropOver the last 90 days, the stock has fallen 1.7% to €35.00. The fair value is estimated to be €43.86, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 32% over the last 3 years. Earnings per share has declined by 43%. Revenue is forecast to grow by 33% in a year. Earnings are forecast to grow by 76% in the next year.Reported Earnings • Apr 14First quarter 2024 earnings released: JP¥24.32 loss per share (vs JP¥31.71 loss in 1Q 2023)First quarter 2024 results: JP¥24.32 loss per share (improved from JP¥31.71 loss in 1Q 2023). Revenue: JP¥9.54b (up 41% from 1Q 2023). Net loss: JP¥1.32b (loss narrowed 23% from 1Q 2023). Revenue is forecast to grow 22% p.a. on average during the next 3 years, compared to a 9.5% growth forecast for the Software industry in Germany.공지 • Apr 01Money Forward, Inc. (TSE:3994) agreed to acquire 20.3% stake in Caster Co.Ltd. (TSE:9331) from various investor for ¥470 million.Money Forward, Inc. (TSE:3994) agreed to acquire 20.3% stake in Caster Co.Ltd. (TSE:9331) from various investor for ¥470 million on April 1, 2024.Board Change • Mar 21High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Independent Outside Director Yukino Kikuma was the last director to join the board, commencing their role in 2024. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.Reported Earnings • Jan 15Full year 2023 earnings released: JP¥117 loss per share (vs JP¥176 loss in FY 2022)Full year 2023 results: JP¥117 loss per share (improved from JP¥176 loss in FY 2022). Revenue: JP¥30.4b (up 42% from FY 2022). Net loss: JP¥6.32b (loss narrowed 33% from FY 2022). Revenue is forecast to grow 22% p.a. on average during the next 3 years, compared to a 7.7% growth forecast for the Software industry in Germany.공지 • Jan 14Money Forward, Inc., Annual General Meeting, Feb 28, 2024Money Forward, Inc., Annual General Meeting, Feb 28, 2024.공지 • Dec 21Money Forward, Inc. Announces Etsuko Okajima to Resign as External DirectorMoney Forward, Inc. announced resignation of Etsuko Okajima as External Director upon the conclusion of the 12th Annual General Meeting of Shareholders.공지 • Nov 02+ 2 more updatesMoney Forward, Inc. to Report Q3, 2024 Results on Oct 11, 2024Money Forward, Inc. announced that they will report Q3, 2024 results on Oct 11, 2024공지 • Nov 01Money Forward, Inc. to Report Fiscal Year 2023 Results on Jan 12, 2024Money Forward, Inc. announced that they will report fiscal year 2023 results on Jan 12, 2024New Risk • Oct 18New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 7.1% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. This is currently the only risk that has been identified for the company.공지 • Oct 17Money Forward, Inc. Announces Consolidated Earnings Forecast for the Fourth Quarter Ending November 30, 2023Money Forward, Inc. announced consolidated earnings forecast for the fourth quarter ending November 30, 2023. For the year ending November 30, 2023, the company expects net sales of JPY 8,054 million to JPY 8,699 million. Operating loss of JPY 2,100 million to JPY 1,600 million. Loss attributable to owners of parent of JPY 2,200 million to JPY 1,700 million. Loss per share of JPY 40.65 to JPY 31.41.Reported Earnings • Oct 15Third quarter 2023 earnings released: JP¥28.73 loss per share (vs JP¥64.46 loss in 3Q 2022)Third quarter 2023 results: JP¥28.73 loss per share (improved from JP¥64.46 loss in 3Q 2022). Revenue: JP¥7.50b (up 37% from 3Q 2022). Net loss: JP¥1.55b (loss narrowed 55% from 3Q 2022). Revenue is forecast to grow 24% p.a. on average during the next 3 years, compared to a 7.3% growth forecast for the Software industry in Germany.공지 • Oct 13Money Forward, Inc. Revises Consolidated Earnings Guidance for the Year Ending November 30, 2023Money Forward, Inc. revised consolidated earnings guidance for the year ending November 30, 2023. For the year ending November 30, 2023, the company expects net sales of JPY 29,639 million to JPY 30,283 million compared to previous guidance of JPY 29,209 million to JPY 30,283 million. Operating profit of JPY 6,665 million to JPY 6,165 million. Profit attributable to owners of parent of JPY 7,136 million to JPY 6,636 million. Earnings per share of JPY 132.19 to JPY 122.92.Reported Earnings • Jul 20Second quarter 2023 earnings released: JP¥31.06 loss per share (vs JP¥41.49 loss in 2Q 2022)Second quarter 2023 results: JP¥31.06 loss per share (improved from JP¥41.49 loss in 2Q 2022). Revenue: JP¥7.30b (up 44% from 2Q 2022). Net loss: JP¥1.68b (loss narrowed 25% from 2Q 2022). Revenue is forecast to grow 23% p.a. on average during the next 3 years, compared to a 6.9% growth forecast for the Software industry in Germany.Breakeven Date Change • Jul 19The 10 analysts covering Money Forward previously expected the company to break even in 2025. New consensus forecast suggests losses will reduce by 47% per year to 2024. The company is expected to make a profit of JP¥2.16b in 2025.Reported Earnings • Apr 16First quarter 2023 earnings released: JP¥31.71 loss per share (vs JP¥31.27 loss in 1Q 2022)First quarter 2023 results: JP¥31.71 loss per share (further deteriorated from JP¥31.27 loss in 1Q 2022). Revenue: JP¥6.79b (up 43% from 1Q 2022). Net loss: JP¥1.71b (loss widened 2.2% from 1Q 2022). Revenue is forecast to grow 23% p.a. on average during the next 3 years, compared to a 7.0% growth forecast for the Software industry in Germany.Buying Opportunity • Mar 31Now 20% undervaluedOver the last 90 days, the stock is up 14%. The fair value is estimated to be €40.44, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 34% over the last 3 years. Earnings per share has declined by 48%. Revenue is forecast to grow by 70% in 2 years. Earnings is forecast to grow by 72% in the next 2 years.Breakeven Date Change • Jan 26Forecast to breakeven in 2025The 11 analysts covering Money Forward expect the company to break even for the first time. New consensus forecast suggests losses will reduce by 61% per year to 2024. The company is expected to make a profit of JP¥1.81b in 2025. Average annual earnings growth of 77% is required to achieve expected profit on schedule.Breakeven Date Change • Jan 25Forecast to breakeven in 2025The 11 analysts covering Money Forward expect the company to break even for the first time. New consensus forecast suggests the company will make a profit of JP¥1.99b in 2025. Average annual earnings growth of 78% is required to achieve expected profit on schedule.공지 • Jan 21Money Forward, Inc. Provides Earnings Guidance for the First Quarter Ending February 28, 2023 and Fiscal Year 2023Money Forward, Inc. provided earnings guidance for the first quarter ending February 28, 2023 and fiscal year 2023. For the quarter, the company expects net sales of ¥6,278 million to ¥6,563 million, operating loss of ¥2,569 million to ¥2,069 million, loss attributable to owners of parent of ¥2,585 million to ¥2,085 million and loss per share of ¥48.07 to ¥38.77.For the year, the company expects net sales of ¥27,491 million to ¥29,639 million.Reported Earnings • Jan 17Full year 2022 earnings released: JP¥176 loss per share (vs JP¥29.97 loss in FY 2021)Full year 2022 results: JP¥176 loss per share (further deteriorated from JP¥29.97 loss in FY 2021). Revenue: JP¥21.5b (up 37% from FY 2021). Net loss: JP¥9.45b (loss widened JP¥7.97b from FY 2021). Revenue is forecast to grow 21% p.a. on average during the next 3 years, compared to a 8.1% growth forecast for the Software industry in Germany.공지 • Jan 16Money Forward, Inc., Annual General Meeting, Feb 22, 2023Money Forward, Inc., Annual General Meeting, Feb 22, 2023. Agenda: To consider the Reduction of Legal Capital Surplus and Appropriation of Surplus.Breakeven Date Change • Dec 01Forecast to breakeven in 2025The 12 analysts covering Money Forward expect the company to break even for the first time. New consensus forecast suggests the company will make a profit of JP¥477.0m in 2025. Average annual earnings growth of 68% is required to achieve expected profit on schedule.공지 • Nov 10+ 2 more updatesMoney Forward, Inc. to Report Q3, 2023 Results on Oct 13, 2023Money Forward, Inc. announced that they will report Q3, 2023 results on Oct 13, 2023공지 • Nov 01Money Forward, Inc. to Report Fiscal Year 2022 Results on Jan 16, 2023Money Forward, Inc. announced that they will report fiscal year 2022 results on Jan 16, 2023Buying Opportunity • Oct 18Now 24% undervaluedOver the last 90 days, the stock is up 1.9%. The fair value is estimated to be €28.29, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 35% over the last 3 years. Earnings per share has declined by 29%. Revenue is forecast to grow by 73% in 2 years. Earnings is forecast to grow by 71% in the next 2 years.Breakeven Date Change • Jul 21No longer forecast to breakevenThe 13 analysts covering Money Forward no longer expect the company to break even during the foreseeable future. The company was expected to make a profit of JP¥444.5m in 2024. New consensus forecast suggests the company will make a loss of JP¥31.0m in 2024.Reported Earnings • Jul 15Second quarter 2022 earnings released: JP¥41.49 loss per share (vs JP¥0.92 loss in 2Q 2021)Second quarter 2022 results: JP¥41.49 loss per share (down from JP¥0.92 loss in 2Q 2021). Revenue: JP¥5.09b (up 27% from 2Q 2021). Net loss: JP¥2.22b (loss widened JP¥2.18b from 2Q 2021). Over the next year, revenue is forecast to grow 36%, compared to a 8.4% growth forecast for the industry in Germany.지급의 안정성과 성장배당 데이터 가져오는 중안정적인 배당: 과거에 47D 의 주당 배당금이 안정적이었는지 판단하기에는 데이터가 부족합니다.배당금 증가: 47D 의 배당금 지급이 증가했는지 판단하기에는 데이터가 부족합니다.배당 수익률 vs 시장Money Forward 배당 수익률 vs 시장47D의 배당 수익률은 시장과 어떻게 비교되나요?구분배당 수익률회사 (47D)n/a시장 하위 25% (DE)1.5%시장 상위 25% (DE)4.6%업계 평균 (Software)1.8%분석가 예측 (47D) (최대 3년)0%주목할만한 배당금: 회사가 최근 지급을 보고하지 않았기 때문에 하위 25%의 배당금 지급자에 대해 47D 의 배당 수익률을 평가할 수 없습니다.고배당: 회사가 최근 지급을 보고하지 않았기 때문에 배당금 지급자의 상위 25%에 대해 47D 의 배당 수익률을 평가할 수 없습니다.주주 대상 이익 배당수익 보장: 배당금 지급이 수익으로 충당되는지 확인하기 위해 47D 의 지급 비율을 계산하기에는 데이터가 부족합니다.주주 현금 배당현금 흐름 범위: 47D 에서 지급을 보고하지 않았기 때문에 배당 지속 가능성을 계산할 수 없습니다.높은 배당을 제공하는 우량 기업 찾기7D1Y7D1Y7D1YDE 시장에서 배당이 강한 기업.View Management기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/05/06 10:15종가2026/05/06 00:00수익2026/02/28연간 수익2025/11/30데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Money Forward, Inc.는 15명의 분석가가 다루고 있습니다. 이 중 9명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Keiichi YoneshimaCitigroup IncHideo NodaCLSAJunichi ShimizuDeutsche Bank12명의 분석가 더 보기
공지 • Apr 07Money Forward, Inc. to Report Q1, 2026 Results on Apr 14, 2026Money Forward, Inc. announced that they will report Q1, 2026 results on Apr 14, 2026
공지 • Jan 29Money Forward, Inc. Revises Full-Year Consolidated Financial Forecasts for the Fiscal Year Ending November 2026Money Forward, Inc. revised its full-year consolidated financial forecasts for the fiscal year ending November 2026 (December 1, 2025 November 30, 2026), originally announced on January 14, 2026. This revision is due to the recording of extraordinary income in the first quarter of the fiscal year ending November 2026, as described in the "Notice Regarding Expected Recording of Extraordinary Income (Gain on Sale of Investment Securities)" announced on January 27, 2026. Reason for the Revision The Company is revising its full-year financial forecasts because profit attributable to owners of parent is expected to exceed the previous forecast due to the recording of extraordinary income (gain on sale of investment securities). For the year, company expected net sales to be JPY 53,400 million to JPY 57,550 million. Operating profit to be between a loss of JPY 2,500 million to a profit of JPY 500 million. Loss attributable to owners of parent to be between JPY 3,700 million to JPY 700 million. Loss per share to be JPY 66.59 to JPY 12.60 as compared to previous guidance of net sales to be JPY 53,400 million to JPY 57,550 million. Operating profit to be between a loss of JPY 2,500 million to a profit of JPY 500 million. Loss attributable to owners of parent to be between JPY 5,200 million to JPY 2,200 million. Loss per share to be JPY 93.58 to JPY 39.59.
공지 • Jan 27Money Forward, Inc. Announces Retirement of Directors, Effective in February 2026Money Forward, Inc. announced that Masaaki Tanaka and Akira Kurabayashi will retire upon the conclusion of the 14th Annual General Meeting of Shareholders to be held in February 2026 due to the expiration of their terms of office.
공지 • Jan 14+ 1 more updateMoney Forward, Inc., Annual General Meeting, Feb 26, 2026Money Forward, Inc., Annual General Meeting, Feb 26, 2026.
공지 • Nov 28Money Forward, Inc. Announces Board RetirementsMoney Forward, Inc. announced that Masaaki Tanaka, Akira Kurabayashi, and Hiroaki Yasutake will retire upon the conclusion of the 14th Annual General Meeting of Shareholders due to the expiration of their terms of office. To ensure the independence of External Directors, the Company has established a guideline limiting the cumulative term of Independent External Directors to 6 terms (6 years) as a general rule, while not precluding re-election for up to a maximum of 8 terms (8 years) (the "Cumulative Term Rule"). Furthermore, if a director is 72 years of age at the conclusion of an Annual General Meeting of Shareholders, they shall retire at the conclusion of said meeting (the "Age Limit Rule"). Masaaki Tanaka exceeds the Cumulative Term Rule and is subject to the Age Limit Rule, and Akira Kurabayashi exceeds the Cumulative Term Rule; therefore, they will retire.
공지 • Apr 15Money Forward, Inc. (TSE:3994) agreed to acquire remaining stake in Biz Forward, Inc. from MUFG Bank, Ltd. and Mitsubishi UFJ Factors Limited.Money Forward, Inc. (TSE:3994) agreed to acquire remaining stake in Biz Forward, Inc. from MUFG Bank, Ltd. and Mitsubishi UFJ Factors Limited on April 14, 2025.
공지 • Apr 03Money Forward, Inc. to Report Fiscal Year 2025 Results on Jan 14, 2026Money Forward, Inc. announced that they will report fiscal year 2025 results on Jan 14, 2026
공지 • Apr 01Sony Life Insurance Co., Ltd. and Sumitomo Mitsui Card Co., Ltd. completed the acquisition of 90% stake in Nexsol CO., LTD from Money Forward, Inc. (TSE:3994).Sony Life Insurance Co., Ltd. and Sumitomo Mitsui Card Co., Ltd. agreed to acquire 90% stake in Nexsol CO., LTD from Money Forward, Inc. (TSE:3994) on February 27, 2025. Sony Life Insurance Co., Ltd. and Sumitomo Mitsui Card Co., Ltd. completed the acquisition of 90% stake in Nexsol CO., LTD from Money Forward, Inc. (TSE:3994) on March 31, 2025.
공지 • Mar 31Money Forward, Inc. Revises Earnings Guidance for the Fiscal Year Ending November 30, 2025Money Forward, Inc. revised earnings guidance for the fiscal year ending November 30, 2025. For the year, the company expects net sales to be in the range of JPY 49,500 million to JPY 52,100 million against previous guidance range of JPY 50,000 million to JPY 52,600 million. Operating loss to be in the range of JPY 4,700 million to JPY 2,300 million against previous guidance range of JPY 4,700 million to JPY 2,300 million. Loss attributable to owners of parent to be in the range of JPY 6,800 million to JPY 4,400 million against previous guidance range of JPY 6,800 million to JPY 4,400 million. Net loss per share to be in the range of JPY 123.86 to JPY 80.15 against previous guidance range of JPY 123.86 to JPY 80.15. After the Share Transfer, Nexsol Co. Ltd. will be excluded from the Company's scope of consolidation. Accompanying the Share Transfer, a revision will be made to the net sales forecast for the fiscal year 2025 (from December 1, 2024, to November 30, 2025).
공지 • Feb 16Money Forward, Inc. to Report Q3, 2025 Results on Oct 15, 2025Money Forward, Inc. announced that they will report Q3, 2025 results on Oct 15, 2025
공지 • Feb 15+ 1 more updateMoney Forward, Inc. to Report Q1, 2025 Results on Apr 14, 2025Money Forward, Inc. announced that they will report Q1, 2025 results on Apr 14, 2025
공지 • Jan 14Money Forward, Inc., Annual General Meeting, Feb 25, 2025Money Forward, Inc., Annual General Meeting, Feb 25, 2025.
공지 • Nov 27Yozo Ueda to Resign as External Audit & Supervisory Board Member of Money Forward, IncMoney Forward, Inc. announced audit & supervisory board member to resign: Yozo Ueda; Current Position: External Audit & Supervisory Board member.
공지 • Nov 01Money Forward, Inc. to Report Fiscal Year 2024 Results on Jan 14, 2025Money Forward, Inc. announced that they will report fiscal year 2024 results on Jan 14, 2025
Reported Earnings • Oct 17Third quarter 2024 earnings released: JP¥20.45 loss per share (vs JP¥28.73 loss in 3Q 2023)Third quarter 2024 results: JP¥20.45 loss per share (improved from JP¥28.73 loss in 3Q 2023). Revenue: JP¥9.81b (up 31% from 3Q 2023). Net loss: JP¥1.11b (loss narrowed 28% from 3Q 2023). Revenue is forecast to grow 21% p.a. on average during the next 3 years, compared to a 9.8% growth forecast for the Software industry in Germany.
공지 • Oct 15Money Forward, Inc. Provides Consolidated Earnings Forecast for the Fiscal Year Ending November 30, 2024Money Forward, Inc. provided consolidated earnings forecast for the Fiscal Year Ending November 30, 2024. For the period, the company expects net sales between JPY 39,500 million to JPY 42,000 million. Operating loss of JPY 3,898 million to JPY 1,898 million. Loss attributable to owners of parent of JPY 4,725 million to JPY 2,725 million. Loss per share of JPY 86.92 to JPY 50.13.
Reported Earnings • Jul 15Second quarter 2024 earnings released: JP¥23.51 loss per share (vs JP¥31.06 loss in 2Q 2023)Second quarter 2024 results: JP¥23.51 loss per share (improved from JP¥31.06 loss in 2Q 2023). Revenue: JP¥10.3b (up 41% from 2Q 2023). Net loss: JP¥1.28b (loss narrowed 24% from 2Q 2023). Revenue is forecast to grow 20% p.a. on average during the next 3 years, compared to a 9.8% growth forecast for the Software industry in Germany.
New Risk • Jun 07New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 7.0% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. This is currently the only risk that has been identified for the company.
Buy Or Sell Opportunity • May 16Now 20% undervalued after recent price dropOver the last 90 days, the stock has fallen 1.7% to €35.00. The fair value is estimated to be €43.86, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 32% over the last 3 years. Earnings per share has declined by 43%. Revenue is forecast to grow by 33% in a year. Earnings are forecast to grow by 76% in the next year.
Reported Earnings • Apr 14First quarter 2024 earnings released: JP¥24.32 loss per share (vs JP¥31.71 loss in 1Q 2023)First quarter 2024 results: JP¥24.32 loss per share (improved from JP¥31.71 loss in 1Q 2023). Revenue: JP¥9.54b (up 41% from 1Q 2023). Net loss: JP¥1.32b (loss narrowed 23% from 1Q 2023). Revenue is forecast to grow 22% p.a. on average during the next 3 years, compared to a 9.5% growth forecast for the Software industry in Germany.
공지 • Apr 01Money Forward, Inc. (TSE:3994) agreed to acquire 20.3% stake in Caster Co.Ltd. (TSE:9331) from various investor for ¥470 million.Money Forward, Inc. (TSE:3994) agreed to acquire 20.3% stake in Caster Co.Ltd. (TSE:9331) from various investor for ¥470 million on April 1, 2024.
Board Change • Mar 21High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Independent Outside Director Yukino Kikuma was the last director to join the board, commencing their role in 2024. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
Reported Earnings • Jan 15Full year 2023 earnings released: JP¥117 loss per share (vs JP¥176 loss in FY 2022)Full year 2023 results: JP¥117 loss per share (improved from JP¥176 loss in FY 2022). Revenue: JP¥30.4b (up 42% from FY 2022). Net loss: JP¥6.32b (loss narrowed 33% from FY 2022). Revenue is forecast to grow 22% p.a. on average during the next 3 years, compared to a 7.7% growth forecast for the Software industry in Germany.
공지 • Jan 14Money Forward, Inc., Annual General Meeting, Feb 28, 2024Money Forward, Inc., Annual General Meeting, Feb 28, 2024.
공지 • Dec 21Money Forward, Inc. Announces Etsuko Okajima to Resign as External DirectorMoney Forward, Inc. announced resignation of Etsuko Okajima as External Director upon the conclusion of the 12th Annual General Meeting of Shareholders.
공지 • Nov 02+ 2 more updatesMoney Forward, Inc. to Report Q3, 2024 Results on Oct 11, 2024Money Forward, Inc. announced that they will report Q3, 2024 results on Oct 11, 2024
공지 • Nov 01Money Forward, Inc. to Report Fiscal Year 2023 Results on Jan 12, 2024Money Forward, Inc. announced that they will report fiscal year 2023 results on Jan 12, 2024
New Risk • Oct 18New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 7.1% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. This is currently the only risk that has been identified for the company.
공지 • Oct 17Money Forward, Inc. Announces Consolidated Earnings Forecast for the Fourth Quarter Ending November 30, 2023Money Forward, Inc. announced consolidated earnings forecast for the fourth quarter ending November 30, 2023. For the year ending November 30, 2023, the company expects net sales of JPY 8,054 million to JPY 8,699 million. Operating loss of JPY 2,100 million to JPY 1,600 million. Loss attributable to owners of parent of JPY 2,200 million to JPY 1,700 million. Loss per share of JPY 40.65 to JPY 31.41.
Reported Earnings • Oct 15Third quarter 2023 earnings released: JP¥28.73 loss per share (vs JP¥64.46 loss in 3Q 2022)Third quarter 2023 results: JP¥28.73 loss per share (improved from JP¥64.46 loss in 3Q 2022). Revenue: JP¥7.50b (up 37% from 3Q 2022). Net loss: JP¥1.55b (loss narrowed 55% from 3Q 2022). Revenue is forecast to grow 24% p.a. on average during the next 3 years, compared to a 7.3% growth forecast for the Software industry in Germany.
공지 • Oct 13Money Forward, Inc. Revises Consolidated Earnings Guidance for the Year Ending November 30, 2023Money Forward, Inc. revised consolidated earnings guidance for the year ending November 30, 2023. For the year ending November 30, 2023, the company expects net sales of JPY 29,639 million to JPY 30,283 million compared to previous guidance of JPY 29,209 million to JPY 30,283 million. Operating profit of JPY 6,665 million to JPY 6,165 million. Profit attributable to owners of parent of JPY 7,136 million to JPY 6,636 million. Earnings per share of JPY 132.19 to JPY 122.92.
Reported Earnings • Jul 20Second quarter 2023 earnings released: JP¥31.06 loss per share (vs JP¥41.49 loss in 2Q 2022)Second quarter 2023 results: JP¥31.06 loss per share (improved from JP¥41.49 loss in 2Q 2022). Revenue: JP¥7.30b (up 44% from 2Q 2022). Net loss: JP¥1.68b (loss narrowed 25% from 2Q 2022). Revenue is forecast to grow 23% p.a. on average during the next 3 years, compared to a 6.9% growth forecast for the Software industry in Germany.
Breakeven Date Change • Jul 19The 10 analysts covering Money Forward previously expected the company to break even in 2025. New consensus forecast suggests losses will reduce by 47% per year to 2024. The company is expected to make a profit of JP¥2.16b in 2025.
Reported Earnings • Apr 16First quarter 2023 earnings released: JP¥31.71 loss per share (vs JP¥31.27 loss in 1Q 2022)First quarter 2023 results: JP¥31.71 loss per share (further deteriorated from JP¥31.27 loss in 1Q 2022). Revenue: JP¥6.79b (up 43% from 1Q 2022). Net loss: JP¥1.71b (loss widened 2.2% from 1Q 2022). Revenue is forecast to grow 23% p.a. on average during the next 3 years, compared to a 7.0% growth forecast for the Software industry in Germany.
Buying Opportunity • Mar 31Now 20% undervaluedOver the last 90 days, the stock is up 14%. The fair value is estimated to be €40.44, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 34% over the last 3 years. Earnings per share has declined by 48%. Revenue is forecast to grow by 70% in 2 years. Earnings is forecast to grow by 72% in the next 2 years.
Breakeven Date Change • Jan 26Forecast to breakeven in 2025The 11 analysts covering Money Forward expect the company to break even for the first time. New consensus forecast suggests losses will reduce by 61% per year to 2024. The company is expected to make a profit of JP¥1.81b in 2025. Average annual earnings growth of 77% is required to achieve expected profit on schedule.
Breakeven Date Change • Jan 25Forecast to breakeven in 2025The 11 analysts covering Money Forward expect the company to break even for the first time. New consensus forecast suggests the company will make a profit of JP¥1.99b in 2025. Average annual earnings growth of 78% is required to achieve expected profit on schedule.
공지 • Jan 21Money Forward, Inc. Provides Earnings Guidance for the First Quarter Ending February 28, 2023 and Fiscal Year 2023Money Forward, Inc. provided earnings guidance for the first quarter ending February 28, 2023 and fiscal year 2023. For the quarter, the company expects net sales of ¥6,278 million to ¥6,563 million, operating loss of ¥2,569 million to ¥2,069 million, loss attributable to owners of parent of ¥2,585 million to ¥2,085 million and loss per share of ¥48.07 to ¥38.77.For the year, the company expects net sales of ¥27,491 million to ¥29,639 million.
Reported Earnings • Jan 17Full year 2022 earnings released: JP¥176 loss per share (vs JP¥29.97 loss in FY 2021)Full year 2022 results: JP¥176 loss per share (further deteriorated from JP¥29.97 loss in FY 2021). Revenue: JP¥21.5b (up 37% from FY 2021). Net loss: JP¥9.45b (loss widened JP¥7.97b from FY 2021). Revenue is forecast to grow 21% p.a. on average during the next 3 years, compared to a 8.1% growth forecast for the Software industry in Germany.
공지 • Jan 16Money Forward, Inc., Annual General Meeting, Feb 22, 2023Money Forward, Inc., Annual General Meeting, Feb 22, 2023. Agenda: To consider the Reduction of Legal Capital Surplus and Appropriation of Surplus.
Breakeven Date Change • Dec 01Forecast to breakeven in 2025The 12 analysts covering Money Forward expect the company to break even for the first time. New consensus forecast suggests the company will make a profit of JP¥477.0m in 2025. Average annual earnings growth of 68% is required to achieve expected profit on schedule.
공지 • Nov 10+ 2 more updatesMoney Forward, Inc. to Report Q3, 2023 Results on Oct 13, 2023Money Forward, Inc. announced that they will report Q3, 2023 results on Oct 13, 2023
공지 • Nov 01Money Forward, Inc. to Report Fiscal Year 2022 Results on Jan 16, 2023Money Forward, Inc. announced that they will report fiscal year 2022 results on Jan 16, 2023
Buying Opportunity • Oct 18Now 24% undervaluedOver the last 90 days, the stock is up 1.9%. The fair value is estimated to be €28.29, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 35% over the last 3 years. Earnings per share has declined by 29%. Revenue is forecast to grow by 73% in 2 years. Earnings is forecast to grow by 71% in the next 2 years.
Breakeven Date Change • Jul 21No longer forecast to breakevenThe 13 analysts covering Money Forward no longer expect the company to break even during the foreseeable future. The company was expected to make a profit of JP¥444.5m in 2024. New consensus forecast suggests the company will make a loss of JP¥31.0m in 2024.
Reported Earnings • Jul 15Second quarter 2022 earnings released: JP¥41.49 loss per share (vs JP¥0.92 loss in 2Q 2021)Second quarter 2022 results: JP¥41.49 loss per share (down from JP¥0.92 loss in 2Q 2021). Revenue: JP¥5.09b (up 27% from 2Q 2021). Net loss: JP¥2.22b (loss widened JP¥2.18b from 2Q 2021). Over the next year, revenue is forecast to grow 36%, compared to a 8.4% growth forecast for the industry in Germany.