View ValuationDiscovery 향후 성장Future 기준 점검 3/6Discovery 의 수익은 연간 2.6% 감소할 것으로 예상되는 반면, 연간 수익은 25% 로 증가할 것으로 예상됩니다. EPS는 연간 23% 만큼 성장할 것으로 예상됩니다. 자기자본이익률은 3년 후 14% 로 예상됩니다.핵심 정보25.0%이익 성장률23.00%EPS 성장률Insurance 이익 성장2.0%매출 성장률-2.6%향후 자기자본이익률14.04%애널리스트 커버리지Low마지막 업데이트12 Feb 2024최근 향후 성장 업데이트업데이트 없음모든 업데이트 보기Recent updates공시 • Feb 26Discovery Limited to Report First Half, 2026 Results on Mar 03, 2026Discovery Limited announced that they will report first half, 2026 results on Mar 03, 2026공시 • Oct 22Discovery Limited, Annual General Meeting, Nov 20, 2025Discovery Limited, Annual General Meeting, Nov 20, 2025. Location: auditorium 1, ground floor, 1 discovery place, sandton South Africa공시 • Mar 04Discovery Limited Declares Interim Gross Cash Dividend, Payable on 31 March 2025Discovery Limited announced an interim gross cash dividend of 87.00000 cents per ordinary share was declared (69.60000 cents net of dividend withholding tax) out of income reserves. A dividend withholding tax of 20% will be applicable to all ordinary shareholders who are not exempt. Shares commence trading "ex" dividend is 26 March 2025. Record date is 28 March 2025. Payment date is 31 March 2025.공시 • Feb 19Discovery Limited to Report First Half, 2025 Results on Mar 04, 2025Discovery Limited announced that they will report first half, 2025 results on Mar 04, 2025공시 • Oct 24Discovery Limited, Annual General Meeting, Nov 21, 2024Discovery Limited, Annual General Meeting, Nov 21, 2024. Location: auditorium 1, ground floor, 1 discovery place, sandton, South Africa공시 • Sep 19Discovery Limited Declares Final Cash Dividend, Payable on 21 October 2024Discovery Limited advised that a final gross cash dividend of 152.00000 cents was declared (121.60000 cents net of dividend withholding tax) per ordinary share, out of income reserves. A dividend withholding tax of 20% will be applicable to all shareholders who are not exempt. Last day of trade to receive a dividend is 15 October 2024. Shares commence trading "ex" dividend is 16 October 2024. Record date is 18 October 2024. Payment date is 21 October 2024.공시 • Aug 29Discovery Limited Declares an Interim Gross Cash Dividend for the Period 1 January 2024 to 30 June 2024, Payable on 23 September 2024The directors of Discovery Limited, declared a final gross cash dividend of 585.89041 cents (468.71233 cents net of dividend withholding tax) per B preference share for the period 1 January 2024 to 30 June 2024, payable from the income reserves of the Company. A dividend withholding tax of 20% will be applicable to all shareholders who are not exempt. Shares commence trading "ex" dividend: 18 September 2024; Record date: 20 September 2024; Payment date: 23 September 2024.공시 • Aug 07+ 1 more updateDiscovery Limited to Report Fiscal Year 2024 Results on Sep 19, 2024Discovery Limited announced that they will report fiscal year 2024 results on Sep 19, 2024공시 • Mar 20Discovery Limited Declares an Interim Gross Cash Dividend, Payable on 22 April 2024The directors of Discovery Limited declared an interim gross cash dividend of 65.00000 cents (52.00000 cents net of dividend withholding tax) per ordinary share, out of income reserves. A dividend withholding tax of 20% will be applicable to all shareholders who are not exempt. Payment date is 22 April 2024. Record date is 19 April 2024. Shares commence trading "ex" dividend is 17 April 2024.공시 • Mar 19Discovery Limited to Report First Half, 2024 Results on Mar 20, 2024Discovery Limited announced that they will report first half, 2024 results on Mar 20, 2024공시 • Nov 18Discovery Limited Announces Management ChangesDiscovery Limited announced that In terms of the JSE Limited Listings Requirements and Debt Listings Requirements, and following the announcement released on SENS on 18 October 2023 regarding the formal retirement of Dr Vincent Maphai and Mrs. Sindi Zilwa as non- executive Directors of the Company and subsequent retirement as members of the Committees on which they serve, shareholders and noteholders are advised that the following Committee compositions have been revised with effect from 17 November 2023: 1. Mr. Tito Mboweni has been appointed as a member of the Nominations Committee, 2. Ms Faith Khanyile has been nominated as the chairperson of the Social and Ethics Committee and 3. Ms Christine Ramon has been appointed as a member of the Treating Customers Fairly and Remuneration Committees, respectively.공시 • Oct 19Discovery Limited Announces Management Retirements, Effective 16 November 2023Discovery Limited announced that Dr. Vincent Maphai and Mrs. Sindi Zilwa have indicated their intention to formally retire as non-executive Directors of the Company and as members of the Committees on which they serve to pursue other external opportunities. The resignation date is with effect from the conclusion of the Company's upcoming AGM on 16 November 2023. Dr Vincent Maphai has served as a non-executive Director of the Company since 2005 and has served on various Committees in a range of capacities over his tenure. He will also retire as a member of the Nominations Committee post the AGM. Mrs. Sindi Zilwa has served as a non-executive Director of the Company since 2003 and has served on various Committees in a range of capacities over the years. She will also retire as the Chairperson of the Social and Ethics and a member of the Risk and Compliance Committees post the AGM. The Committees on which the retiring non-executive Directors served will remain duly constituted post their retirement, and further announcements on compositions of the Committees will be made by the Company in due course.공시 • Oct 13Discovery Limited Appoints Nonkululeko Pitje as CEO of Discovery Corporate & Employee Benefits, Effective 1 January 2024Discovery Limited announced that Nonkululeko Pitje appointed as CEO of Discovery Corporate & Employee Benefits In line with the Group's growth strategy and ambition, Discovery is formalising its existing functions of Group Risk, Umbrella Funds, HealthyCompany, and Strategic Client Solutions Hub into a new business unit Corporate & Employee Benefits business, led by Nonkululeko Pitje with effect from 1 January 2024. Ms Pitje joined Discovery in 2004 and is currently the Chief Growth Officer of Discovery Health, where she has been responsible for expanding the footprint and diversification of Discovery Health's revenue. She has been instrumental in driving the introduction and growth of value- adding solutions such as Flexicare, Healthy Company, Gap Cover, Trauma Cover and Prepaid Health. She is an Executive Director of Discovery Health, a member of the Discovery Health Executive Committee and the Discovery South Africa Executive Committee. She will also be appointed to the Discovery Limited Executive Committee.공시 • Sep 22Discovery Limited Declares Final Cash Dividend, Payable 16 October 2023The directors of the Discovery Limited declared a final gross cash dividend of 110.00000 cents (88.00000 cents net of dividend withholding tax) per ordinary share, out of income reserves, for the reporting year ended 30 June 2023. A dividend withholding tax of 20% will be applicable to all shareholders who are not exempt. Last day to trade in order to receive a dividend, 10 October 2023 Shares commence trading "ex" dividend, 11 October 2023. Record date, 13 October 2023. Payment date, 16 October 2023.Reported Earnings • Sep 22Full year 2023 earnings released: EPS: R7.85 (vs R8.25 in FY 2022)Full year 2023 results: EPS: R7.85 (down from R8.25 in FY 2022). Revenue: R87.5b (up 28% from FY 2022). Net income: R5.26b (down 3.0% from FY 2022). Profit margin: 6.0% (down from 7.9% in FY 2022). The decrease in margin was driven by higher expenses. Revenue is expected to decline by 8.0% p.a. on average during the next 2 years, while revenues in the Insurance industry in Germany are expected to grow by 2.6%. Over the last 3 years on average, earnings per share has increased by 60% per year but the company’s share price has only increased by 4% per year, which means it is significantly lagging earnings growth.공시 • Sep 19Discovery Limited Announces Board AppointmentsDiscovery Limited announce that Mses Lisa Chiume and Christine Ramon have been appointed as Independent Non- executive Directors of the Company with effect from 18 September 2023. Ms Chiume has worked at Deutsche Bank and Rand Merchant Investment Holdings Limited. Her career has spanned mergers and acquisitions and the identification, evaluation and portfolio management of investments spanning insurance, banking, asset management, property and early stage fintech. Ms Chiume has significant non-executive board and committee experience in audit, risk management, investments, remuneration and fair practices in the financial services sector. Ms Chiume holds a BComm Finance and Economics degree from the University of Witwatersrand. She is also a member of the CFA Institute. Ms Ramon is a seasoned financial executive with extensive global corporate experience. She has worked at Anglogold Ashanti, Sasol and Johnnic Holdings. Ms Ramon is currently a Non-executive Director of Vodafone Group Plc and Clicks Group and serves as a member of the Presidential State-owned Enterprises Council. She has served on multiple national and international boards developing good relationships with businesses in the financial, mining and energy sectors. Ms Ramon is a qualified Chartered Accountant and holds BCompt and BCompt Honours degrees from the University of South Africa. She also completed a Senior Executive Programme at Harvard Business School in conjunction with Wits Business School in 1999. Both Ms Chiume and Ms Ramon have received multiple achievement awards in their careers. Ms Chiume has been appointed as a member of the Group Audit Committee and the Group and South African Risk and Compliance Committee whilst Ms Ramon has been appointed as a member of the Group Audit Committee and the Social and Ethics Committee with effect from 18 September 2023. Both appointments are important to Discovery's continued global expansion. Ms Chiume will bring a wealth of financial services and investment experience and Ms Ramon will bring diverse leadership and board experience in multiple sectors. The Board wishes both Mses Chiume and Ramon well in their new roles. The Board confirms that both appointments were made pursuant to its Nominations of Directors Policy.Recent Insider Transactions • Jun 08Founder recently sold €637k worth of stockOn the 31st of May, Adrian Gore sold around 100k shares on-market at roughly €6.37 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Adrian has been a net seller over the last 12 months, reducing personal holdings by €3.4m.공시 • Jun 02Discovery Limited Announces Board ChangesDiscovery Limited advised that following the resignation of the Group Company Secretary, Ms Nomalanga Nobuhle Mbongo with effect from 31 March 2023, Ms. Ayanda Manqele, the current Deputy Group Company Secretary of Discovery, has been appointed as the Acting Group Company Secretary of Discovery with effect from 31 May 2023. Ms. Manqele will hold this position until 31 August 2023. Shareholders and noteholders are further advised that Ms. Ayanda Ceba has been appointed as Group Company Secretary of Discovery with effect from 1 September 2023. Ms Ceba is the current Group Company Secretary and Ethics Officer at Telkom Limited. She holds a BProc, LLB, LLM in Corporate Law and CIS (Corporate Governance Institute of Southern Africa). She is a qualified Chartered Company Secretary and a Fellow of the Corporate Governance Institute of Southern Africa.공시 • May 28Discovery Limited, Annual General Meeting, Nov 16, 2023Discovery Limited, Annual General Meeting, Nov 16, 2023.공시 • Feb 17Discovery Limited to Report Q2, 2023 Results on Feb 23, 2023Discovery Limited announced that they will report Q2, 2023 results on Feb 23, 2023공시 • Feb 03Discovery Limited Announces Board Changes, Effective 1 March 2023Discovery Limited announced that Mr. Hylton Kallner, Mr. Neville Koopowitz, Dr. Ayanda Ntsaluba and Mr. Alan Pollard - will be stepping down as members of the Board of Discovery, effective 1 March 2023. The focus of these executives will be in their respective business composites and their associated Boards and structures. These key executives have played a pivotal role in the founding and growth of the Group and will continue to play a central role in the formulation and execution of the Group's strategy via the Group Executive Committee. Furthermore, Mr. Hylton Kallner, in additionto his primary role as the Chief Executive Officer of Discovery Bank Limited, will resume his role as Chief Executive Officer of the Discovery business composite in South Africa, with effect from 1 March 2023. Mr. Kallner already serves as the Chair of the South African Executive Committee.공시 • Jan 26Discovery Limited Announces Resignation of Nomalanga Nobuhle Mbongo as Company SecretaryDiscovery Limited advised shareholders and noteholders of the resignation of the Group Company Secretary, Ms. Nomalanga Nobuhle Mbongo with effect from 31 March 2023. Ms Mbongo will be pursuing another opportunity outside the Group. The board will commence the process of appointing a suitable replacement for Ms Mbongo and shareholders and noteholders will be advised of the appointment of a new Company Secretary in due course.Reported Earnings • Sep 07Full year 2022 earnings released: EPS: R8.26 (vs R4.81 in FY 2021)Full year 2022 results: EPS: R8.26 (up from R4.81 in FY 2021). Revenue: R68.2b (down 13% from FY 2021). Net income: R5.42b (up 72% from FY 2021). Profit margin: 7.9% (up from 4.0% in FY 2021). The increase in margin was driven by lower expenses. Revenue is expected to decline by 5.4% p.a. on average during the next 2 years, while revenues in the Insurance industry in Germany are expected to grow by 4.2%. Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has increased by 1% per year, which means it is well ahead of earnings.Valuation Update With 7 Day Price Move • May 19Investor sentiment deteriorated over the past weekAfter last week's 18% share price decline to €8.35, the stock trades at a forward P/E ratio of 13x. Average forward P/E is 9x in the Insurance industry in Germany. Total returns to shareholders of 1.3% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €7.49 per share.Valuation Update With 7 Day Price Move • Mar 18Investor sentiment improved over the past weekAfter last week's 15% share price gain to €10.50, the stock trades at a forward P/E ratio of 16x. Average forward P/E is 10x in the Insurance industry in Germany. Total returns to shareholders of 22% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €7.41 per share.Reported Earnings • Feb 27First half 2022 earnings: EPS in line with expectations, revenues disappointFirst half 2022 results: EPS: R4.99 (up from R2.80 in 1H 2021). Revenue: R43.1b (up 15% from 1H 2021). Net income: R3.28b (up 78% from 1H 2021). Profit margin: 7.6% (up from 4.9% in 1H 2021). The increase in margin was driven by higher revenue. Revenue missed analyst estimates by 2.5%. Over the next year, revenue is expected to shrink by 34% compared to a 17% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has fallen by 36% per year but the company’s share price has only fallen by 2% per year, which means it has not declined as severely as earnings.Executive Departure • Nov 29Independent Non-Executive Director Brian Brink has left the companyOn the 24th of November, Brian Brink's tenure as Independent Non-Executive Director ended after 17.8 years in the role. We don't have any record of a personal shareholding under Brian's name. Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 4.50 years.Reported Earnings • Sep 03Full year 2021 earnings released: EPS R4.81 (vs R0.15 in FY 2020)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2021 results: Revenue: R77.7b (up 20% from FY 2020). Net income: R3.22b (up R3.12b from FY 2020). Profit margin: 4.1% (up from 0.2% in FY 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 54% per year but the company’s share price has only fallen by 9% per year, which means it has not declined as severely as earnings.Director Overboarding • Aug 28Director Sindiswa Zilwa has joined 5th company boardSindiswa Zilwa has been appointed to the board of Massmart Holdings Limited (JSE:MSM). Zilwa now sits on a total of 5 company boards. According to the Simply Wall St Risk Model, the director is at risk of having too many board obligations.Director Overboarding • Aug 28Director Sindiswa Zilwa has joined 5th company boardSindiswa Zilwa has been appointed to the board of Massmart Holdings Limited (JSE:MSM). Zilwa now sits on a total of 5 company boards. According to the Simply Wall St Risk Model, the director is at risk of having too many board obligations.Director Overboarding • Aug 28Director Sindiswa Zilwa has joined 5th company boardSindiswa Zilwa has been appointed to the board of Massmart Holdings Limited (JSE:MSM). Zilwa now sits on a total of 5 company boards. According to the Simply Wall St Risk Model, the director is at risk of having too many board obligations.Director Overboarding • Aug 28Director Sindiswa Zilwa has joined 5th company boardSindiswa Zilwa has been appointed to the board of Massmart Holdings Limited (JSE:MSM). Zilwa now sits on a total of 5 company boards. According to the Simply Wall St Risk Model, the director is at risk of having too many board obligations.Director Overboarding • Aug 28Director Sindiswa Zilwa has joined 5th company boardSindiswa Zilwa has been appointed to the board of Massmart Holdings Limited (JSE:MSM). Zilwa now sits on a total of 5 company boards. According to the Simply Wall St Risk Model, the director is at risk of having too many board obligations.Recent Insider Transactions • Mar 25Independent Non-Executive Director recently sold €17k worth of stockOn the 17th of March, Sindiswa Zilwa sold around 2k shares on-market at roughly €7.91 per share. In the last 3 months, there was an even bigger sale from another insider worth €2.4m. Insiders have been net sellers, collectively disposing of €27m more than they bought in the last 12 months.Recent Insider Transactions • Mar 17Founder recently sold €2.4m worth of stockOn the 11th of March, Adrian Gore sold around 300k shares on-market at roughly €8.07 per share. This was the largest sale by an insider in the last 3 months. Adrian has been a seller over the last 12 months, reducing personal holdings by €5.9m.Reported Earnings • Mar 02First half 2021 earnings released: EPS R2.80 (vs R3.10 in 1H 2020)The company reported a soft first half result with weaker earnings and profit margins, although revenues improved. First half 2021 results: Revenue: R37.4b (up 19% from 1H 2020). Net income: R1.84b (down 9.6% from 1H 2020). Profit margin: 4.9% (down from 6.5% in 1H 2020). Over the last 3 years on average, earnings per share has fallen by 44% per year but the company’s share price has only fallen by 13% per year, which means it has not declined as severely as earnings.Is New 90 Day High Low • Dec 29New 90-day high: €8.55The company is up 35% from its price of €6.32 on 30 September 2020. The German market is up 9.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 17% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €5.80 per share.Is New 90 Day High Low • Dec 11New 90-day high: €7.03The company is up 6.0% from its price of €6.60 on 11 September 2020. The German market is up 2.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 3.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €5.47 per share.Recent Insider Transactions • Nov 26Founder recently sold €2.8m worth of stockOn the 20th of November, Adrian Gore sold around 394k shares on-market at roughly €7.06 per share. In the last 3 months, there was an even bigger sale from another insider worth €20m. Adrian has been a seller over the last 12 months, reducing personal holdings by €3.5m.Recent Insider Transactions • Nov 13Founder recently sold €734k worth of stockOn the 9th of November, Adrian Gore sold around 106k shares on-market at roughly €6.91 per share. In the last 3 months, there was an even bigger sale from another insider worth €20m. This was Adrian's only on-market trade for the last 12 months.Is New 90 Day High Low • Nov 12New 90-day high: €6.88The company is up 24% from its price of €5.55 on 14 August 2020. The German market is up 1.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 2.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €4.65 per share.Reported Earnings • Sep 18Full year earnings released - EPS €0.15Over the last 12 months the company has reported total profits of R97.0m, down 99% from the prior year. Total revenue was R64.6b over the last 12 months, up 9.7% from the prior year. Profit margins were 0.2%, which is lower than the 11% margin from last year. The decrease in margin was driven by higher expenses.이익 및 매출 성장 예측MUN:D3H - 애널리스트 향후 추정치 및 과거 재무 데이터 (ZAR Millions)날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수6/30/202679,14411,928N/AN/A26/30/202574,0899,866N/AN/A26/30/202469,4888,167N/AN/A26/30/202387,4775,1682382,549N/A3/31/202377,6975,113-5381,586N/A12/31/202268,3875,057-1,314622N/A9/30/202268,3995,2402222,110N/A6/30/202267,9405,4221,7573,597N/A3/31/202276,1055,0082,9584,789N/A12/31/202183,8004,5934,1585,980N/A9/30/202180,9663,8756,3518,194N/A6/30/202178,1313,1578,54310,407N/A3/31/202174,3311,52910,57412,506N/A12/31/202070,531-9912,60414,604N/A9/30/202067,565-19,32711,335N/A6/30/202064,598976,0498,065N/A3/31/202065,2213,191N/AN/AN/A12/31/201965,8446,2841,4993,640N/A9/30/201962,3516,4093752,689N/A6/30/201958,8586,533-7491,738N/A3/31/201954,2965,908N/AN/AN/A12/31/201849,7335,282-2,519-151N/A9/30/201851,2675,467-7571,632N/A6/30/201852,8005,6521,0043,414N/A3/31/201852,0875,3468883,229N/A12/31/201751,3735,0397713,044N/A9/30/201748,2914,725-8231,106N/A6/30/201745,2094,411-2,417-832N/A3/31/201744,6154,161N/A-1,257N/A12/31/201644,0213,910N/A-1,682N/A9/30/201643,8723,783N/A-348N/A6/30/201643,7233,655N/A985N/A3/31/201642,4793,707N/A935N/A12/31/201541,2353,758N/A885N/A9/30/201540,2764,619N/A2,150N/A6/30/201539,3165,480N/A3,415N/A3/31/201538,1485,254N/A4,017N/A12/31/201436,9805,028N/A4,619N/A9/30/201435,5834,137N/A3,716N/A6/30/201434,1863,246N/A2,813N/A3/31/201431,5062,891N/A2,556N/A12/31/201328,8262,535N/A2,299N/A9/30/201326,8592,299N/A1,585N/A6/30/201324,8912,063N/A871N/A3/31/201323,7932,203N/A751N/A더 보기애널리스트 향후 성장 전망수입 대 저축률: D3H 의 연간 예상 수익 증가율(25%)이 saving rate(0.6%)보다 높습니다.수익 vs 시장: D3H 의 연간 수익(25%)이 German 시장(16.9%)보다 빠르게 성장할 것으로 예상됩니다.고성장 수익: D3H 의 수입은 향후 3년 동안 상당히 증가할 것으로 예상됩니다.수익 대 시장: D3H 의 수익은 향후 3년간 감소할 것으로 예상됩니다(연간 -2.6%).고성장 매출: D3H 의 수익은 향후 3년 동안 감소할 것으로 예상됩니다(연간 -2.6%).주당순이익 성장 예측향후 자기자본이익률미래 ROE: D3H의 자본 수익률은 3년 후 14%로 낮을 것으로 예상됩니다.성장 기업 찾아보기7D1Y7D1Y7D1YInsurance 산업의 고성장 기업.View Past Performance기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2024/02/14 08:13종가2023/11/17 00:00수익2023/06/30연간 수익2023/06/30데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Discovery Limited는 16명의 분석가가 다루고 있습니다. 이 중 4명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Adrienne DamantAvior Capital MarketsRobert RiceBarclaysLinda Sun-MattisonBernstein13명의 분석가 더 보기
공시 • Feb 26Discovery Limited to Report First Half, 2026 Results on Mar 03, 2026Discovery Limited announced that they will report first half, 2026 results on Mar 03, 2026
공시 • Oct 22Discovery Limited, Annual General Meeting, Nov 20, 2025Discovery Limited, Annual General Meeting, Nov 20, 2025. Location: auditorium 1, ground floor, 1 discovery place, sandton South Africa
공시 • Mar 04Discovery Limited Declares Interim Gross Cash Dividend, Payable on 31 March 2025Discovery Limited announced an interim gross cash dividend of 87.00000 cents per ordinary share was declared (69.60000 cents net of dividend withholding tax) out of income reserves. A dividend withholding tax of 20% will be applicable to all ordinary shareholders who are not exempt. Shares commence trading "ex" dividend is 26 March 2025. Record date is 28 March 2025. Payment date is 31 March 2025.
공시 • Feb 19Discovery Limited to Report First Half, 2025 Results on Mar 04, 2025Discovery Limited announced that they will report first half, 2025 results on Mar 04, 2025
공시 • Oct 24Discovery Limited, Annual General Meeting, Nov 21, 2024Discovery Limited, Annual General Meeting, Nov 21, 2024. Location: auditorium 1, ground floor, 1 discovery place, sandton, South Africa
공시 • Sep 19Discovery Limited Declares Final Cash Dividend, Payable on 21 October 2024Discovery Limited advised that a final gross cash dividend of 152.00000 cents was declared (121.60000 cents net of dividend withholding tax) per ordinary share, out of income reserves. A dividend withholding tax of 20% will be applicable to all shareholders who are not exempt. Last day of trade to receive a dividend is 15 October 2024. Shares commence trading "ex" dividend is 16 October 2024. Record date is 18 October 2024. Payment date is 21 October 2024.
공시 • Aug 29Discovery Limited Declares an Interim Gross Cash Dividend for the Period 1 January 2024 to 30 June 2024, Payable on 23 September 2024The directors of Discovery Limited, declared a final gross cash dividend of 585.89041 cents (468.71233 cents net of dividend withholding tax) per B preference share for the period 1 January 2024 to 30 June 2024, payable from the income reserves of the Company. A dividend withholding tax of 20% will be applicable to all shareholders who are not exempt. Shares commence trading "ex" dividend: 18 September 2024; Record date: 20 September 2024; Payment date: 23 September 2024.
공시 • Aug 07+ 1 more updateDiscovery Limited to Report Fiscal Year 2024 Results on Sep 19, 2024Discovery Limited announced that they will report fiscal year 2024 results on Sep 19, 2024
공시 • Mar 20Discovery Limited Declares an Interim Gross Cash Dividend, Payable on 22 April 2024The directors of Discovery Limited declared an interim gross cash dividend of 65.00000 cents (52.00000 cents net of dividend withholding tax) per ordinary share, out of income reserves. A dividend withholding tax of 20% will be applicable to all shareholders who are not exempt. Payment date is 22 April 2024. Record date is 19 April 2024. Shares commence trading "ex" dividend is 17 April 2024.
공시 • Mar 19Discovery Limited to Report First Half, 2024 Results on Mar 20, 2024Discovery Limited announced that they will report first half, 2024 results on Mar 20, 2024
공시 • Nov 18Discovery Limited Announces Management ChangesDiscovery Limited announced that In terms of the JSE Limited Listings Requirements and Debt Listings Requirements, and following the announcement released on SENS on 18 October 2023 regarding the formal retirement of Dr Vincent Maphai and Mrs. Sindi Zilwa as non- executive Directors of the Company and subsequent retirement as members of the Committees on which they serve, shareholders and noteholders are advised that the following Committee compositions have been revised with effect from 17 November 2023: 1. Mr. Tito Mboweni has been appointed as a member of the Nominations Committee, 2. Ms Faith Khanyile has been nominated as the chairperson of the Social and Ethics Committee and 3. Ms Christine Ramon has been appointed as a member of the Treating Customers Fairly and Remuneration Committees, respectively.
공시 • Oct 19Discovery Limited Announces Management Retirements, Effective 16 November 2023Discovery Limited announced that Dr. Vincent Maphai and Mrs. Sindi Zilwa have indicated their intention to formally retire as non-executive Directors of the Company and as members of the Committees on which they serve to pursue other external opportunities. The resignation date is with effect from the conclusion of the Company's upcoming AGM on 16 November 2023. Dr Vincent Maphai has served as a non-executive Director of the Company since 2005 and has served on various Committees in a range of capacities over his tenure. He will also retire as a member of the Nominations Committee post the AGM. Mrs. Sindi Zilwa has served as a non-executive Director of the Company since 2003 and has served on various Committees in a range of capacities over the years. She will also retire as the Chairperson of the Social and Ethics and a member of the Risk and Compliance Committees post the AGM. The Committees on which the retiring non-executive Directors served will remain duly constituted post their retirement, and further announcements on compositions of the Committees will be made by the Company in due course.
공시 • Oct 13Discovery Limited Appoints Nonkululeko Pitje as CEO of Discovery Corporate & Employee Benefits, Effective 1 January 2024Discovery Limited announced that Nonkululeko Pitje appointed as CEO of Discovery Corporate & Employee Benefits In line with the Group's growth strategy and ambition, Discovery is formalising its existing functions of Group Risk, Umbrella Funds, HealthyCompany, and Strategic Client Solutions Hub into a new business unit Corporate & Employee Benefits business, led by Nonkululeko Pitje with effect from 1 January 2024. Ms Pitje joined Discovery in 2004 and is currently the Chief Growth Officer of Discovery Health, where she has been responsible for expanding the footprint and diversification of Discovery Health's revenue. She has been instrumental in driving the introduction and growth of value- adding solutions such as Flexicare, Healthy Company, Gap Cover, Trauma Cover and Prepaid Health. She is an Executive Director of Discovery Health, a member of the Discovery Health Executive Committee and the Discovery South Africa Executive Committee. She will also be appointed to the Discovery Limited Executive Committee.
공시 • Sep 22Discovery Limited Declares Final Cash Dividend, Payable 16 October 2023The directors of the Discovery Limited declared a final gross cash dividend of 110.00000 cents (88.00000 cents net of dividend withholding tax) per ordinary share, out of income reserves, for the reporting year ended 30 June 2023. A dividend withholding tax of 20% will be applicable to all shareholders who are not exempt. Last day to trade in order to receive a dividend, 10 October 2023 Shares commence trading "ex" dividend, 11 October 2023. Record date, 13 October 2023. Payment date, 16 October 2023.
Reported Earnings • Sep 22Full year 2023 earnings released: EPS: R7.85 (vs R8.25 in FY 2022)Full year 2023 results: EPS: R7.85 (down from R8.25 in FY 2022). Revenue: R87.5b (up 28% from FY 2022). Net income: R5.26b (down 3.0% from FY 2022). Profit margin: 6.0% (down from 7.9% in FY 2022). The decrease in margin was driven by higher expenses. Revenue is expected to decline by 8.0% p.a. on average during the next 2 years, while revenues in the Insurance industry in Germany are expected to grow by 2.6%. Over the last 3 years on average, earnings per share has increased by 60% per year but the company’s share price has only increased by 4% per year, which means it is significantly lagging earnings growth.
공시 • Sep 19Discovery Limited Announces Board AppointmentsDiscovery Limited announce that Mses Lisa Chiume and Christine Ramon have been appointed as Independent Non- executive Directors of the Company with effect from 18 September 2023. Ms Chiume has worked at Deutsche Bank and Rand Merchant Investment Holdings Limited. Her career has spanned mergers and acquisitions and the identification, evaluation and portfolio management of investments spanning insurance, banking, asset management, property and early stage fintech. Ms Chiume has significant non-executive board and committee experience in audit, risk management, investments, remuneration and fair practices in the financial services sector. Ms Chiume holds a BComm Finance and Economics degree from the University of Witwatersrand. She is also a member of the CFA Institute. Ms Ramon is a seasoned financial executive with extensive global corporate experience. She has worked at Anglogold Ashanti, Sasol and Johnnic Holdings. Ms Ramon is currently a Non-executive Director of Vodafone Group Plc and Clicks Group and serves as a member of the Presidential State-owned Enterprises Council. She has served on multiple national and international boards developing good relationships with businesses in the financial, mining and energy sectors. Ms Ramon is a qualified Chartered Accountant and holds BCompt and BCompt Honours degrees from the University of South Africa. She also completed a Senior Executive Programme at Harvard Business School in conjunction with Wits Business School in 1999. Both Ms Chiume and Ms Ramon have received multiple achievement awards in their careers. Ms Chiume has been appointed as a member of the Group Audit Committee and the Group and South African Risk and Compliance Committee whilst Ms Ramon has been appointed as a member of the Group Audit Committee and the Social and Ethics Committee with effect from 18 September 2023. Both appointments are important to Discovery's continued global expansion. Ms Chiume will bring a wealth of financial services and investment experience and Ms Ramon will bring diverse leadership and board experience in multiple sectors. The Board wishes both Mses Chiume and Ramon well in their new roles. The Board confirms that both appointments were made pursuant to its Nominations of Directors Policy.
Recent Insider Transactions • Jun 08Founder recently sold €637k worth of stockOn the 31st of May, Adrian Gore sold around 100k shares on-market at roughly €6.37 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Adrian has been a net seller over the last 12 months, reducing personal holdings by €3.4m.
공시 • Jun 02Discovery Limited Announces Board ChangesDiscovery Limited advised that following the resignation of the Group Company Secretary, Ms Nomalanga Nobuhle Mbongo with effect from 31 March 2023, Ms. Ayanda Manqele, the current Deputy Group Company Secretary of Discovery, has been appointed as the Acting Group Company Secretary of Discovery with effect from 31 May 2023. Ms. Manqele will hold this position until 31 August 2023. Shareholders and noteholders are further advised that Ms. Ayanda Ceba has been appointed as Group Company Secretary of Discovery with effect from 1 September 2023. Ms Ceba is the current Group Company Secretary and Ethics Officer at Telkom Limited. She holds a BProc, LLB, LLM in Corporate Law and CIS (Corporate Governance Institute of Southern Africa). She is a qualified Chartered Company Secretary and a Fellow of the Corporate Governance Institute of Southern Africa.
공시 • May 28Discovery Limited, Annual General Meeting, Nov 16, 2023Discovery Limited, Annual General Meeting, Nov 16, 2023.
공시 • Feb 17Discovery Limited to Report Q2, 2023 Results on Feb 23, 2023Discovery Limited announced that they will report Q2, 2023 results on Feb 23, 2023
공시 • Feb 03Discovery Limited Announces Board Changes, Effective 1 March 2023Discovery Limited announced that Mr. Hylton Kallner, Mr. Neville Koopowitz, Dr. Ayanda Ntsaluba and Mr. Alan Pollard - will be stepping down as members of the Board of Discovery, effective 1 March 2023. The focus of these executives will be in their respective business composites and their associated Boards and structures. These key executives have played a pivotal role in the founding and growth of the Group and will continue to play a central role in the formulation and execution of the Group's strategy via the Group Executive Committee. Furthermore, Mr. Hylton Kallner, in additionto his primary role as the Chief Executive Officer of Discovery Bank Limited, will resume his role as Chief Executive Officer of the Discovery business composite in South Africa, with effect from 1 March 2023. Mr. Kallner already serves as the Chair of the South African Executive Committee.
공시 • Jan 26Discovery Limited Announces Resignation of Nomalanga Nobuhle Mbongo as Company SecretaryDiscovery Limited advised shareholders and noteholders of the resignation of the Group Company Secretary, Ms. Nomalanga Nobuhle Mbongo with effect from 31 March 2023. Ms Mbongo will be pursuing another opportunity outside the Group. The board will commence the process of appointing a suitable replacement for Ms Mbongo and shareholders and noteholders will be advised of the appointment of a new Company Secretary in due course.
Reported Earnings • Sep 07Full year 2022 earnings released: EPS: R8.26 (vs R4.81 in FY 2021)Full year 2022 results: EPS: R8.26 (up from R4.81 in FY 2021). Revenue: R68.2b (down 13% from FY 2021). Net income: R5.42b (up 72% from FY 2021). Profit margin: 7.9% (up from 4.0% in FY 2021). The increase in margin was driven by lower expenses. Revenue is expected to decline by 5.4% p.a. on average during the next 2 years, while revenues in the Insurance industry in Germany are expected to grow by 4.2%. Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has increased by 1% per year, which means it is well ahead of earnings.
Valuation Update With 7 Day Price Move • May 19Investor sentiment deteriorated over the past weekAfter last week's 18% share price decline to €8.35, the stock trades at a forward P/E ratio of 13x. Average forward P/E is 9x in the Insurance industry in Germany. Total returns to shareholders of 1.3% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €7.49 per share.
Valuation Update With 7 Day Price Move • Mar 18Investor sentiment improved over the past weekAfter last week's 15% share price gain to €10.50, the stock trades at a forward P/E ratio of 16x. Average forward P/E is 10x in the Insurance industry in Germany. Total returns to shareholders of 22% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €7.41 per share.
Reported Earnings • Feb 27First half 2022 earnings: EPS in line with expectations, revenues disappointFirst half 2022 results: EPS: R4.99 (up from R2.80 in 1H 2021). Revenue: R43.1b (up 15% from 1H 2021). Net income: R3.28b (up 78% from 1H 2021). Profit margin: 7.6% (up from 4.9% in 1H 2021). The increase in margin was driven by higher revenue. Revenue missed analyst estimates by 2.5%. Over the next year, revenue is expected to shrink by 34% compared to a 17% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has fallen by 36% per year but the company’s share price has only fallen by 2% per year, which means it has not declined as severely as earnings.
Executive Departure • Nov 29Independent Non-Executive Director Brian Brink has left the companyOn the 24th of November, Brian Brink's tenure as Independent Non-Executive Director ended after 17.8 years in the role. We don't have any record of a personal shareholding under Brian's name. Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 4.50 years.
Reported Earnings • Sep 03Full year 2021 earnings released: EPS R4.81 (vs R0.15 in FY 2020)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2021 results: Revenue: R77.7b (up 20% from FY 2020). Net income: R3.22b (up R3.12b from FY 2020). Profit margin: 4.1% (up from 0.2% in FY 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 54% per year but the company’s share price has only fallen by 9% per year, which means it has not declined as severely as earnings.
Director Overboarding • Aug 28Director Sindiswa Zilwa has joined 5th company boardSindiswa Zilwa has been appointed to the board of Massmart Holdings Limited (JSE:MSM). Zilwa now sits on a total of 5 company boards. According to the Simply Wall St Risk Model, the director is at risk of having too many board obligations.
Director Overboarding • Aug 28Director Sindiswa Zilwa has joined 5th company boardSindiswa Zilwa has been appointed to the board of Massmart Holdings Limited (JSE:MSM). Zilwa now sits on a total of 5 company boards. According to the Simply Wall St Risk Model, the director is at risk of having too many board obligations.
Director Overboarding • Aug 28Director Sindiswa Zilwa has joined 5th company boardSindiswa Zilwa has been appointed to the board of Massmart Holdings Limited (JSE:MSM). Zilwa now sits on a total of 5 company boards. According to the Simply Wall St Risk Model, the director is at risk of having too many board obligations.
Director Overboarding • Aug 28Director Sindiswa Zilwa has joined 5th company boardSindiswa Zilwa has been appointed to the board of Massmart Holdings Limited (JSE:MSM). Zilwa now sits on a total of 5 company boards. According to the Simply Wall St Risk Model, the director is at risk of having too many board obligations.
Director Overboarding • Aug 28Director Sindiswa Zilwa has joined 5th company boardSindiswa Zilwa has been appointed to the board of Massmart Holdings Limited (JSE:MSM). Zilwa now sits on a total of 5 company boards. According to the Simply Wall St Risk Model, the director is at risk of having too many board obligations.
Recent Insider Transactions • Mar 25Independent Non-Executive Director recently sold €17k worth of stockOn the 17th of March, Sindiswa Zilwa sold around 2k shares on-market at roughly €7.91 per share. In the last 3 months, there was an even bigger sale from another insider worth €2.4m. Insiders have been net sellers, collectively disposing of €27m more than they bought in the last 12 months.
Recent Insider Transactions • Mar 17Founder recently sold €2.4m worth of stockOn the 11th of March, Adrian Gore sold around 300k shares on-market at roughly €8.07 per share. This was the largest sale by an insider in the last 3 months. Adrian has been a seller over the last 12 months, reducing personal holdings by €5.9m.
Reported Earnings • Mar 02First half 2021 earnings released: EPS R2.80 (vs R3.10 in 1H 2020)The company reported a soft first half result with weaker earnings and profit margins, although revenues improved. First half 2021 results: Revenue: R37.4b (up 19% from 1H 2020). Net income: R1.84b (down 9.6% from 1H 2020). Profit margin: 4.9% (down from 6.5% in 1H 2020). Over the last 3 years on average, earnings per share has fallen by 44% per year but the company’s share price has only fallen by 13% per year, which means it has not declined as severely as earnings.
Is New 90 Day High Low • Dec 29New 90-day high: €8.55The company is up 35% from its price of €6.32 on 30 September 2020. The German market is up 9.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 17% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €5.80 per share.
Is New 90 Day High Low • Dec 11New 90-day high: €7.03The company is up 6.0% from its price of €6.60 on 11 September 2020. The German market is up 2.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 3.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €5.47 per share.
Recent Insider Transactions • Nov 26Founder recently sold €2.8m worth of stockOn the 20th of November, Adrian Gore sold around 394k shares on-market at roughly €7.06 per share. In the last 3 months, there was an even bigger sale from another insider worth €20m. Adrian has been a seller over the last 12 months, reducing personal holdings by €3.5m.
Recent Insider Transactions • Nov 13Founder recently sold €734k worth of stockOn the 9th of November, Adrian Gore sold around 106k shares on-market at roughly €6.91 per share. In the last 3 months, there was an even bigger sale from another insider worth €20m. This was Adrian's only on-market trade for the last 12 months.
Is New 90 Day High Low • Nov 12New 90-day high: €6.88The company is up 24% from its price of €5.55 on 14 August 2020. The German market is up 1.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 2.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €4.65 per share.
Reported Earnings • Sep 18Full year earnings released - EPS €0.15Over the last 12 months the company has reported total profits of R97.0m, down 99% from the prior year. Total revenue was R64.6b over the last 12 months, up 9.7% from the prior year. Profit margins were 0.2%, which is lower than the 11% margin from last year. The decrease in margin was driven by higher expenses.