View Future GrowthFBD Holdings 과거 순이익 실적과거 기준 점검 2/6FBD Holdings은 연평균 4.6%의 비율로 수입이 증가해 온 반면, Insurance 산업은 수입이 14.2% 증가했습니다. 매출은 연평균 8.7%의 비율로 증가했습니다. FBD Holdings의 자기자본이익률은 9.9%이고 순이익률은 9.2%입니다.핵심 정보4.58%순이익 성장률4.12%주당순이익(EPS) 성장률Insurance 산업 성장률5.90%매출 성장률8.67%자기자본이익률9.88%순이익률9.24%다음 순이익 업데이트07 Aug 2026최근 과거 실적 업데이트공시 • Dec 05+ 1 more updateFBD Holdings plc to Report Fiscal Year 2025 Results on Mar 06, 2026FBD Holdings plc announced that they will report fiscal year 2025 results on Mar 06, 2026공시 • Dec 10+ 1 more updateFBD Holdings plc to Report Fiscal Year 2024 Results on Mar 07, 2025FBD Holdings plc announced that they will report fiscal year 2024 results on Mar 07, 2025Reported Earnings • Aug 12First half 2024 earnings released: EPS: €0.79 (vs €0.91 in 1H 2023)First half 2024 results: EPS: €0.79 (down from €0.91 in 1H 2023). Revenue: €225.7m (up 12% from 1H 2023). Net income: €28.1m (down 16% from 1H 2023). Profit margin: 12% (down from 17% in 1H 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 3.7% p.a. on average during the next 3 years, compared to a 5.1% growth forecast for the Insurance industry in Europe.공시 • Dec 12FBD Holdings plc to Report First Half, 2024 Results on Aug 09, 2024FBD Holdings plc announced that they will report first half, 2024 results on Aug 09, 2024모든 업데이트 보기Recent updatesBoard Change • May 20High number of new directorsThere are 8 new directors who have joined the board in the last 3 years. Independent Non-Executive Director Silvia Milian Bon was the last director to join the board, commencing their role in 2025. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.공시 • May 09FBD Holdings plc Approves Final Dividend for the Year Ended December 31, 2025FBD Holdings plc at its AGM held on May 7, 2025 approved to declare a final dividend of 100 cent per ordinary share for the year ended December 31, 2025.Board Change • Dec 30High number of new directorsThere are 7 new directors who have joined the board in the last 3 years. Independent Non-Executive Director Paul Stanley was the last director to join the board, commencing their role in 2025. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.공시 • Dec 08FBD Holdings plc, Annual General Meeting, May 07, 2026FBD Holdings plc, Annual General Meeting, May 07, 2026.공시 • Dec 05+ 1 more updateFBD Holdings plc to Report Fiscal Year 2025 Results on Mar 06, 2026FBD Holdings plc announced that they will report fiscal year 2025 results on Mar 06, 2026공시 • Sep 20FBD Holdings plc and FBD Insurance plc Announces Appointment of Paul Stanley as an Independent Non-Executive Director and as Member and Chair of the Audit Committee, Effective September 19, 2025FBD Holdings plc and FBD Insurance plc announced the appointment of Mr. Paul Stanley as an Independent Non-Executive Director of both the company. Mr. Stanley has also been appointed as a Member of the Audit Committee of FBD Holdings plc and as Chair of the Audit Committee of FBD Insurance plc. These appointments will take September 19, 2025. Mr. Stanley is a Fellow of the Association of Certified Chartered Accountants, and he is a member of the Institute of Directors. He is an experienced business leader in the Financial Services sector, having spent a large part of his career in AIB in several lead roles and served as the Bank's Chief Financial Officer before departing in 2013. He subsequently worked with Ulster Bank Ireland and served as an Executive Board member, Chief Financial Officer and Deputy Chief Executive Officer. Mr. Stanley is a Non-Executive Director of U.S Bank Europe DAC and Chair of its Audit Committee.공시 • Aug 30FBD Holdings plc and FBD Insurance plc Announce Management ChangesFBD Holdings plc ("FBD") and FBD Insurance plc announced the following changes in Director Responsibilities. As part of ongoing succession planning and board refreshment, Ms Mary Brennan will retire as Independent Non-Executive Director of FBD Holdings plc and FBD Insurance plc at the end of her nine-year term on 31 August 2025. On the same date Ms Brennan will also retire from her role as Chair of the Risk Committee and member of the Audit Committee of FBD Holdings plc and as Chair of the Audit Committee and member of the Risk Committee of FBD Insurance plc. The Board is at an advanced stage in the recruitment of Ms Brennan's successor. Ms Sylvia Cronin, an Independent Non-Executive Director of FBD Holdings plc and FBD Insurance plc, has been appointed as a member of the Audit Committee of FBD Holdings plc and FBD Insurance plc with effect from 31 August 2025.공시 • Aug 08FBD Holdings plc Approves Special Dividend, Payable on 17 October 2025FBD Holdings plc announced the board has approved a special dividend of 75 cent per ordinary share returning a portion of excess capital to shareholders. This is in line with the company's intention to move closer to target capital levels over time, while preserving the sustainability of the company's annual ordinary dividend and maintaining a robust capital position for the company's growing business. The special dividend approved by the Board on 7 August 2025 will be paid on 17 October 2025 to the holders of shares on the register on 12 September 2025. The dividend is subject to withholding tax (DWT) except for shareholders who are exempt from DWT and who have furnished a properly completed declaration of exemption to the Company's Registrar from whom further details may be obtained.공시 • May 10FBD Holdings plc Approves Final Dividend PaymentFBD Holdings plc at its AGM held on 8 May 2025 approved a Final Dividend of 100 cent per Ordinary Share.공시 • Mar 07FBD Holdings plc Proposes Ordinary Dividend for the Year ended December 31, 2024, Payable on 11 June 2025FBD Holdings plc proposed ordinary dividend of 100 cents for the year ended December 31, 2024, dividend record date is 2 May 2025 Annual General Meeting is 8 May 2025 and Dividend payment date is 11 June 2025.공시 • Dec 11FBD Holdings plc, Annual General Meeting, May 08, 2025FBD Holdings plc, Annual General Meeting, May 08, 2025.공시 • Dec 10+ 1 more updateFBD Holdings plc to Report Fiscal Year 2024 Results on Mar 07, 2025FBD Holdings plc announced that they will report fiscal year 2024 results on Mar 07, 2025공시 • Nov 26FBD Holdings plc and FBD Insurance plc Announces Demise of John O'Dwyer, Senior Independent DirectorFBD Holdings plc regretfully announced that John O'Dwyer, Senior Independent Director of FBD Holdings plc and FBD Insurance plc passed away on 24 November 2024. Mr. O'Dwyer served as a member of the Board of both FBD Holdings and FBD Insurance since August 2021.공시 • Nov 20Fbd Holdings plc Announces Board ChangeFBD Holdings plc ("FBD") announced the appointment of Mr. Jim Bergin as an independent non-executive director with immediate effect. As disclosed in the 2023 Annual Report, Mr. Liam Herlihy, having completed nine years on the board of directors of FBD (the "Board"), will retire as director and chair of FBD at the conclusion of the 2025 Annual General Meeting (AGM) on 8 May 2025. Following an extensive succession process undertaken by the Board's Nomination and Governance Committee, led by the Senior Independent Director, Mr. Bergin was identified as the successful candidate for the position of Chair of the Board. He will commence his role as Chair of the Board immediately following the conclusion of the AGM. The appointment of Mr. Bergin to the Board as an independent non-executive director with immediate effect will ensure that there is an effective and orderly transition process to May 2025. As the former Chief Executive Officer and Director of Tirlán Co-Operative Society Limited (until July 2024), Mr. Bergin spent a considerable part of his career in Glanbia plc in a number of senior management positions. He was former chair of the Irish Dairy Industry Association and is currently chair of the Teagasc 'Better Farming for Water' stakeholder steering committee. He is also an independent non-executive director of Enable Ireland and vice chair of the governing body of Southeast Technological University.공시 • Sep 10FBD Holdings plc Announces Directorate ChangesFBD Holdings plc and FBD Insurance plc announced the appointment of Mr. Francie Gorman as an independent non-executive Director with immediate effect. Mr. Gorman is a beef and sheep farmer from Ballinakill in Co Laois. He is the 17th President of the Irish Farmers' Association (IFA) and commenced his four-year term in January 2024. Mr. Gorman previously served as IFA Regional Chair for South Leinster, Chair of IFA Laois and represented IFA Laois on the IFA National Farm Business Committee. Mr. Gorman is a Non-Executive Director of Bord Bia which is an Irish semi state Agency whose remit is to market and promote Ireland's food, drink and horticulture industry in Ireland and abroad. Mr. Tim Cullinan, former President of the IFA, will be resigning from the Board with immediate effect.Reported Earnings • Aug 12First half 2024 earnings released: EPS: €0.79 (vs €0.91 in 1H 2023)First half 2024 results: EPS: €0.79 (down from €0.91 in 1H 2023). Revenue: €225.7m (up 12% from 1H 2023). Net income: €28.1m (down 16% from 1H 2023). Profit margin: 12% (down from 17% in 1H 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 3.7% p.a. on average during the next 3 years, compared to a 5.1% growth forecast for the Insurance industry in Europe.New Risk • Aug 11New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 14% Last year net profit margin: 26% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 20% per year for the foreseeable future. Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Profit margins are more than 30% lower than last year (14% net profit margin). Shareholders have been diluted in the past year (14% increase in shares outstanding).공시 • Aug 09FBD Holdings plc Appoints John O'Dwyer as Senior Independent DirectorFBD Holdings plc announced the appointment of Mr. John O'Dwyer as Senior Independent Director of FBD Holdings plc with immediate effect. Mr. O'Dwyer joined the Board of FBD Holdings plc in August 2021. He has a strong background in financial services, having spent all of his career working in the insurance industry, particularly in the Heath Insurance sector. Prior to his appointment in FBD, John was the Chief Executive Officer of VHI.Board Change • Jun 02High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Additional Independent Non-Executive Director Olive Gaughan was the last director to join the board, commencing their role in 2024. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.공시 • May 23FBD Holdings plc and FBD Insurance plc Announces the Appointment of Olive Gaughan as Independent Non-Executive DirectorFBD Holdings plc (FBD) announced the appointment of an additional Independent Non-Executive Director. Ms Olive Gaughan has been appointed to the Board of FBD Holdings plc and FBD Insurance plc (together the Group) as an Independent Non-Executive Director with immediate effect. Ms Gaughan has also been appointed as a member of the Board Audit Committee and the Board Risk Committee for the Group. Ms Gaughan is a Fellow of the Society of Actuaries in Ireland and a Fellow of the Institute and Faculty of Actuaries in the UK. She is a highly experienced Actuarial Professional and prior to her appointment, Ms Gaughan was Director of Actuarial Services in Mazars Ireland. Over the last thirty years Ms Gaughan has held several roles in the commercial sector as part of the senior management teams in Prudential International Assurance, Aviva Life and Pensions, and Canada Life Assurance.New Risk • May 10New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 24% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Shares are highly illiquid. Earnings are forecast to decline by an average of 24% per year for the foreseeable future. Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Shareholders have been diluted in the past year (14% increase in shares outstanding).공시 • May 10+ 1 more updateFBD Holdings Approves to Delist the Ordinary Shares from the Official List of the Financial Conduct AuthorityFBD Holdings plc at its annual general meeting held on 9 May 2024, approved the proposal to authorise the Directors to delist the ordinary shares from the Official List of the Financial Conduct Authority and to remove the ordinary shares from trading on the London Stock Exchange plc's Main Market.Upcoming Dividend • Apr 25Upcoming dividend of €1.00 per shareEligible shareholders must have bought the stock before 02 May 2024. Payment date: 07 June 2024. Payout ratio is a comfortable 52% and the cash payout ratio is 80%. Trailing yield: 7.1%. Within top quartile of German dividend payers (4.8%). Higher than average of industry peers (4.2%).New Risk • Apr 18New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 14% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risks Shares are highly illiquid. Earnings are forecast to decline by an average of 9.0% per year for the foreseeable future. Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Shareholders have been diluted in the past year (14% increase in shares outstanding).공시 • Apr 17FBD Insurance plc and Fbd Holdings plc Announces Demise of David O'connor, an Independent Non-Executive Director Independent Non-Executive Director of FBD Holdings plc and Chair of FBD Insurance plcFBD Insurance plc and FBD Holdings plc announced the death of David O'Connor, an Independent Non-Executive Director of FBD Holdings plc and Chair of FBD Insurance plc. Mr. O'Connor served as a member of the Board of both FBD Holdings and FBD Insurance since July 2016.공시 • Dec 12FBD Holdings plc to Report First Half, 2024 Results on Aug 09, 2024FBD Holdings plc announced that they will report first half, 2024 results on Aug 09, 2024매출 및 비용 세부 내역FBD Holdings가 돈을 벌고 사용하는 방법. 최근 발표된 LTM 실적 기준.순이익 및 매출 추이DB:EG7 매출, 비용 및 순이익 (EUR Millions)날짜매출순이익일반관리비연구개발비31 Dec 25508470030 Sep 25496500030 Jun 25484540031 Mar 25474600031 Dec 24465670030 Sep 24456650030 Jun 24446640031 Mar 24434670031 Dec 23423690030 Sep 23409790030 Jun 23395880031 Mar 23380730031 Dec 22365570030 Sep 223606826030 Jun 223557952031 Mar 223578872031 Dec 213589692030 Sep 213566488030 Jun 213543284031 Mar 213451886031 Dec 20337487030 Sep 203403086030 Jun 203435686031 Mar 203547786031 Dec 193659886030 Sep 193627986030 Jun 193586085031 Mar 193545185031 Dec 183494284030 Sep 183484583030 Jun 183474983031 Mar 183444682031 Dec 173424382030 Sep 173383381030 Jun 173342481031 Mar 173291778031 Dec 16323975030 Sep 16328779030 Jun 16332582031 Mar 16337-3587031 Dec 15343-7592030 Jun 15334-9300양질의 수익: EG7는 고품질 수익을 보유하고 있습니다.이익 마진 증가: EG7의 현재 순 이익률 (9.2%)은 지난해 (14.4%)보다 낮습니다.잉여현금흐름 대비 순이익 분석과거 순이익 성장 분석수익추이: EG7의 수익은 지난 5년 동안 연평균 4.6% 증가했습니다.성장 가속화: EG7은 지난 1년 동안 수익이 감소하여 5년 평균과 비교할 수 없습니다.수익 대 산업: EG7은 지난 1년 동안 수익이 감소(-29.9%)하여 Insurance 업계 평균(32.1%)과 비교하기 어렵습니다.자기자본이익률높은 ROE: EG7의 자본 수익률(9.9%)은 낮음으로 평가됩니다.총자산이익률투하자본수익률우수한 과거 실적 기업을 찾아보세요7D1Y7D1Y7D1YInsurance 산업에서 과거 실적이 우수한 기업.View Financial Health기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/06/19 06:13종가2026/06/18 00:00수익2025/12/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 세부 정보는 당사의 Github 페이지에서 확인하실 수 있으며, 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공하고 있습니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스FBD Holdings plc는 6명의 분석가가 다루고 있습니다. 이 중 2명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Sami TaipalusBerenbergDiarmaid SheridanDavyWei Yi KuangGoldman Sachs3명의 분석가 더 보기
공시 • Dec 05+ 1 more updateFBD Holdings plc to Report Fiscal Year 2025 Results on Mar 06, 2026FBD Holdings plc announced that they will report fiscal year 2025 results on Mar 06, 2026
공시 • Dec 10+ 1 more updateFBD Holdings plc to Report Fiscal Year 2024 Results on Mar 07, 2025FBD Holdings plc announced that they will report fiscal year 2024 results on Mar 07, 2025
Reported Earnings • Aug 12First half 2024 earnings released: EPS: €0.79 (vs €0.91 in 1H 2023)First half 2024 results: EPS: €0.79 (down from €0.91 in 1H 2023). Revenue: €225.7m (up 12% from 1H 2023). Net income: €28.1m (down 16% from 1H 2023). Profit margin: 12% (down from 17% in 1H 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 3.7% p.a. on average during the next 3 years, compared to a 5.1% growth forecast for the Insurance industry in Europe.
공시 • Dec 12FBD Holdings plc to Report First Half, 2024 Results on Aug 09, 2024FBD Holdings plc announced that they will report first half, 2024 results on Aug 09, 2024
Board Change • May 20High number of new directorsThere are 8 new directors who have joined the board in the last 3 years. Independent Non-Executive Director Silvia Milian Bon was the last director to join the board, commencing their role in 2025. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
공시 • May 09FBD Holdings plc Approves Final Dividend for the Year Ended December 31, 2025FBD Holdings plc at its AGM held on May 7, 2025 approved to declare a final dividend of 100 cent per ordinary share for the year ended December 31, 2025.
Board Change • Dec 30High number of new directorsThere are 7 new directors who have joined the board in the last 3 years. Independent Non-Executive Director Paul Stanley was the last director to join the board, commencing their role in 2025. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
공시 • Dec 08FBD Holdings plc, Annual General Meeting, May 07, 2026FBD Holdings plc, Annual General Meeting, May 07, 2026.
공시 • Dec 05+ 1 more updateFBD Holdings plc to Report Fiscal Year 2025 Results on Mar 06, 2026FBD Holdings plc announced that they will report fiscal year 2025 results on Mar 06, 2026
공시 • Sep 20FBD Holdings plc and FBD Insurance plc Announces Appointment of Paul Stanley as an Independent Non-Executive Director and as Member and Chair of the Audit Committee, Effective September 19, 2025FBD Holdings plc and FBD Insurance plc announced the appointment of Mr. Paul Stanley as an Independent Non-Executive Director of both the company. Mr. Stanley has also been appointed as a Member of the Audit Committee of FBD Holdings plc and as Chair of the Audit Committee of FBD Insurance plc. These appointments will take September 19, 2025. Mr. Stanley is a Fellow of the Association of Certified Chartered Accountants, and he is a member of the Institute of Directors. He is an experienced business leader in the Financial Services sector, having spent a large part of his career in AIB in several lead roles and served as the Bank's Chief Financial Officer before departing in 2013. He subsequently worked with Ulster Bank Ireland and served as an Executive Board member, Chief Financial Officer and Deputy Chief Executive Officer. Mr. Stanley is a Non-Executive Director of U.S Bank Europe DAC and Chair of its Audit Committee.
공시 • Aug 30FBD Holdings plc and FBD Insurance plc Announce Management ChangesFBD Holdings plc ("FBD") and FBD Insurance plc announced the following changes in Director Responsibilities. As part of ongoing succession planning and board refreshment, Ms Mary Brennan will retire as Independent Non-Executive Director of FBD Holdings plc and FBD Insurance plc at the end of her nine-year term on 31 August 2025. On the same date Ms Brennan will also retire from her role as Chair of the Risk Committee and member of the Audit Committee of FBD Holdings plc and as Chair of the Audit Committee and member of the Risk Committee of FBD Insurance plc. The Board is at an advanced stage in the recruitment of Ms Brennan's successor. Ms Sylvia Cronin, an Independent Non-Executive Director of FBD Holdings plc and FBD Insurance plc, has been appointed as a member of the Audit Committee of FBD Holdings plc and FBD Insurance plc with effect from 31 August 2025.
공시 • Aug 08FBD Holdings plc Approves Special Dividend, Payable on 17 October 2025FBD Holdings plc announced the board has approved a special dividend of 75 cent per ordinary share returning a portion of excess capital to shareholders. This is in line with the company's intention to move closer to target capital levels over time, while preserving the sustainability of the company's annual ordinary dividend and maintaining a robust capital position for the company's growing business. The special dividend approved by the Board on 7 August 2025 will be paid on 17 October 2025 to the holders of shares on the register on 12 September 2025. The dividend is subject to withholding tax (DWT) except for shareholders who are exempt from DWT and who have furnished a properly completed declaration of exemption to the Company's Registrar from whom further details may be obtained.
공시 • May 10FBD Holdings plc Approves Final Dividend PaymentFBD Holdings plc at its AGM held on 8 May 2025 approved a Final Dividend of 100 cent per Ordinary Share.
공시 • Mar 07FBD Holdings plc Proposes Ordinary Dividend for the Year ended December 31, 2024, Payable on 11 June 2025FBD Holdings plc proposed ordinary dividend of 100 cents for the year ended December 31, 2024, dividend record date is 2 May 2025 Annual General Meeting is 8 May 2025 and Dividend payment date is 11 June 2025.
공시 • Dec 11FBD Holdings plc, Annual General Meeting, May 08, 2025FBD Holdings plc, Annual General Meeting, May 08, 2025.
공시 • Dec 10+ 1 more updateFBD Holdings plc to Report Fiscal Year 2024 Results on Mar 07, 2025FBD Holdings plc announced that they will report fiscal year 2024 results on Mar 07, 2025
공시 • Nov 26FBD Holdings plc and FBD Insurance plc Announces Demise of John O'Dwyer, Senior Independent DirectorFBD Holdings plc regretfully announced that John O'Dwyer, Senior Independent Director of FBD Holdings plc and FBD Insurance plc passed away on 24 November 2024. Mr. O'Dwyer served as a member of the Board of both FBD Holdings and FBD Insurance since August 2021.
공시 • Nov 20Fbd Holdings plc Announces Board ChangeFBD Holdings plc ("FBD") announced the appointment of Mr. Jim Bergin as an independent non-executive director with immediate effect. As disclosed in the 2023 Annual Report, Mr. Liam Herlihy, having completed nine years on the board of directors of FBD (the "Board"), will retire as director and chair of FBD at the conclusion of the 2025 Annual General Meeting (AGM) on 8 May 2025. Following an extensive succession process undertaken by the Board's Nomination and Governance Committee, led by the Senior Independent Director, Mr. Bergin was identified as the successful candidate for the position of Chair of the Board. He will commence his role as Chair of the Board immediately following the conclusion of the AGM. The appointment of Mr. Bergin to the Board as an independent non-executive director with immediate effect will ensure that there is an effective and orderly transition process to May 2025. As the former Chief Executive Officer and Director of Tirlán Co-Operative Society Limited (until July 2024), Mr. Bergin spent a considerable part of his career in Glanbia plc in a number of senior management positions. He was former chair of the Irish Dairy Industry Association and is currently chair of the Teagasc 'Better Farming for Water' stakeholder steering committee. He is also an independent non-executive director of Enable Ireland and vice chair of the governing body of Southeast Technological University.
공시 • Sep 10FBD Holdings plc Announces Directorate ChangesFBD Holdings plc and FBD Insurance plc announced the appointment of Mr. Francie Gorman as an independent non-executive Director with immediate effect. Mr. Gorman is a beef and sheep farmer from Ballinakill in Co Laois. He is the 17th President of the Irish Farmers' Association (IFA) and commenced his four-year term in January 2024. Mr. Gorman previously served as IFA Regional Chair for South Leinster, Chair of IFA Laois and represented IFA Laois on the IFA National Farm Business Committee. Mr. Gorman is a Non-Executive Director of Bord Bia which is an Irish semi state Agency whose remit is to market and promote Ireland's food, drink and horticulture industry in Ireland and abroad. Mr. Tim Cullinan, former President of the IFA, will be resigning from the Board with immediate effect.
Reported Earnings • Aug 12First half 2024 earnings released: EPS: €0.79 (vs €0.91 in 1H 2023)First half 2024 results: EPS: €0.79 (down from €0.91 in 1H 2023). Revenue: €225.7m (up 12% from 1H 2023). Net income: €28.1m (down 16% from 1H 2023). Profit margin: 12% (down from 17% in 1H 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 3.7% p.a. on average during the next 3 years, compared to a 5.1% growth forecast for the Insurance industry in Europe.
New Risk • Aug 11New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 14% Last year net profit margin: 26% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 20% per year for the foreseeable future. Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Profit margins are more than 30% lower than last year (14% net profit margin). Shareholders have been diluted in the past year (14% increase in shares outstanding).
공시 • Aug 09FBD Holdings plc Appoints John O'Dwyer as Senior Independent DirectorFBD Holdings plc announced the appointment of Mr. John O'Dwyer as Senior Independent Director of FBD Holdings plc with immediate effect. Mr. O'Dwyer joined the Board of FBD Holdings plc in August 2021. He has a strong background in financial services, having spent all of his career working in the insurance industry, particularly in the Heath Insurance sector. Prior to his appointment in FBD, John was the Chief Executive Officer of VHI.
Board Change • Jun 02High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Additional Independent Non-Executive Director Olive Gaughan was the last director to join the board, commencing their role in 2024. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
공시 • May 23FBD Holdings plc and FBD Insurance plc Announces the Appointment of Olive Gaughan as Independent Non-Executive DirectorFBD Holdings plc (FBD) announced the appointment of an additional Independent Non-Executive Director. Ms Olive Gaughan has been appointed to the Board of FBD Holdings plc and FBD Insurance plc (together the Group) as an Independent Non-Executive Director with immediate effect. Ms Gaughan has also been appointed as a member of the Board Audit Committee and the Board Risk Committee for the Group. Ms Gaughan is a Fellow of the Society of Actuaries in Ireland and a Fellow of the Institute and Faculty of Actuaries in the UK. She is a highly experienced Actuarial Professional and prior to her appointment, Ms Gaughan was Director of Actuarial Services in Mazars Ireland. Over the last thirty years Ms Gaughan has held several roles in the commercial sector as part of the senior management teams in Prudential International Assurance, Aviva Life and Pensions, and Canada Life Assurance.
New Risk • May 10New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 24% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Shares are highly illiquid. Earnings are forecast to decline by an average of 24% per year for the foreseeable future. Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Shareholders have been diluted in the past year (14% increase in shares outstanding).
공시 • May 10+ 1 more updateFBD Holdings Approves to Delist the Ordinary Shares from the Official List of the Financial Conduct AuthorityFBD Holdings plc at its annual general meeting held on 9 May 2024, approved the proposal to authorise the Directors to delist the ordinary shares from the Official List of the Financial Conduct Authority and to remove the ordinary shares from trading on the London Stock Exchange plc's Main Market.
Upcoming Dividend • Apr 25Upcoming dividend of €1.00 per shareEligible shareholders must have bought the stock before 02 May 2024. Payment date: 07 June 2024. Payout ratio is a comfortable 52% and the cash payout ratio is 80%. Trailing yield: 7.1%. Within top quartile of German dividend payers (4.8%). Higher than average of industry peers (4.2%).
New Risk • Apr 18New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 14% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risks Shares are highly illiquid. Earnings are forecast to decline by an average of 9.0% per year for the foreseeable future. Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Shareholders have been diluted in the past year (14% increase in shares outstanding).
공시 • Apr 17FBD Insurance plc and Fbd Holdings plc Announces Demise of David O'connor, an Independent Non-Executive Director Independent Non-Executive Director of FBD Holdings plc and Chair of FBD Insurance plcFBD Insurance plc and FBD Holdings plc announced the death of David O'Connor, an Independent Non-Executive Director of FBD Holdings plc and Chair of FBD Insurance plc. Mr. O'Connor served as a member of the Board of both FBD Holdings and FBD Insurance since July 2016.
공시 • Dec 12FBD Holdings plc to Report First Half, 2024 Results on Aug 09, 2024FBD Holdings plc announced that they will report first half, 2024 results on Aug 09, 2024