View Valuationnib holdings 향후 성장Future 기준 점검 1/6nib holdings (는) 각각 연간 8.1% 및 4% 수익과 수익이 증가할 것으로 예상됩니다. EPS는 연간 8.6% 만큼 성장할 것으로 예상됩니다. 자기자본이익률은 3년 후 20% 로 예상됩니다.핵심 정보8.1%이익 성장률8.56%EPS 성장률Insurance 이익 성장1.9%매출 성장률4.0%향후 자기자본이익률19.97%애널리스트 커버리지Good마지막 업데이트23 Jul 2026최근 향후 성장 업데이트업데이트 없음모든 업데이트 보기Recent updates공고 • Feb 24Nib Holdings Limited Announces Ordinary Fully Franked Dividend for the Six Months Ended December 31, 2025, Payable on April 8, 2026nib holdings limited announced ordinary fully franked dividend of AUD 0.13000000 per security for the six months ended December 31, 2025. Record Date: March 6, 2026. Ex Date: March 5, 2026. Payment Date: April 8, 2026.공고 • Dec 01nib Holdings Limited Announces Changes to Company Secretary, Effective December 1, 2025nib holdings limited advised that Ms Roslyn Toms, Group Executive - Legal & Chief Risk Officer, has stepped down from her position as Company Secretary effective December 1, 2025. Her employment will continue for a short transitional period before she leaves the nib Group. Jordan French will remain as Company Secretary. Mr. French was first appointed as a Company Secretary in 2017.공고 • Nov 10+ 2 more updatesnib holdings limited, Annual General Meeting, Nov 11, 2026nib holdings limited, Annual General Meeting, Nov 11, 2026.공고 • Oct 09nib holdings limited, Annual General Meeting, Nov 06, 2025nib holdings limited, Annual General Meeting, Nov 06, 2025. Location: hybrid meeting, Australia공고 • Aug 25nib holdings limited Announces Ordinary Cash Dividend for the Six Months Period Ended June 30, 2025, Payable on October 07, 2025nib holdings limited announced the ordinary cash dividend of AUD 0.16000000 per share for the six months period ended June 30, 2025, payable on October 07, 2025. Record Date is on September 5, 2025 with Ex date is on September 4, 2025. Is the ordinary dividend/distribution fully franked: Yes.공고 • Feb 24+ 1 more updateNib Holdings Limited Announces Fully Franked Dividend for the Six Months Ended December 31, 2024, Payable on April 9, 2025Nib Holdings Limited announced fully franked dividend of AUD 0.13000000 per share for the six months ended December 31, 2024. Payment date is April 9, 2025. Ex date is March 6, 2025. Record date is March 7, 2025.공고 • Nov 25nib holdings limited to Report Fiscal Year 2025 Results on Aug 25, 2025nib holdings limited announced that they will report fiscal year 2025 results on Aug 25, 2025Recent Insider Transactions • Sep 18Insider recently sold €700k worth of stockOn the 12th of September, Mark Fitzgibbon sold around 200k shares on-market at roughly €3.50 per share. This transaction amounted to 6.4% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €805k more than they bought in the last 12 months.Declared Dividend • Aug 28Final dividend of AU$0.14 announcedShareholders will receive a dividend of AU$0.14. Ex-date: 5th September 2024 Payment date: 8th October 2024 Dividend yield will be 6.4%, which is higher than the industry average of 3.8%. Sustainability & Growth Dividend is covered by both earnings (75% earnings payout ratio) and cash flows (67% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 17% over the next 3 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Aug 26Full year 2024 earnings released: EPS: AU$0.39 (vs AU$0.41 in FY 2023)Full year 2024 results: EPS: AU$0.39 (down from AU$0.41 in FY 2023). Revenue: AU$3.44b (up 11% from FY 2023). Net income: AU$186.6m (down 5.6% from FY 2023). Profit margin: 5.4% (down from 6.3% in FY 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 2.2% p.a. on average during the next 3 years, compared to a 4.6% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has increased by 5% per year whereas the company’s share price has increased by 1% per year.공고 • Jul 29+ 1 more updateNib Holdings Limited Announces CEO Changesnib holdings limited announced that CEO Mark Fitzgibbon, has informed the Board that he will provide notice of his retirement, effective 1 September 2024. And announced Ed Close has been selected as nib's incoming CEO he is expected to formally take up his position at nib before the end of calendar year 2024. Ed is currently Chief Executive of nib's core Australian Residents Health Insurance (arhi) business, where he has driven strong growth. He oversees product development, claims, customer services, and leads nib's strategic partnerships with brokers and white label partners. Ed is committed to nib's key payer to partner strategy and health management programs, which are designed to deliver better health outcomes for members. Ed leads nib's partnership with health-tech company, Midnight Health, and is one of nib's representatives on the Board of Honeysuckle Health, a joint venture company between nib and global healthcare company Cigna. Honeysuckle Health delivers health management programs in Australia and New Zealand; clinical care programs to help injured Australians return to work as soon as possible; and it is a buying group that negotiates and manages large and complex contracts between health insurers, hospitals, and providers. Ed Close joined nib Group in 2017 as Head of Marketing and Products for nib's core Australian Residents Health Insurance (arhi) business. In 2020 he was appointed Chief Executive of arhi, and in 2023, his role grew to include member experience, claims and customer services. Ed has oversight of nib's payer to partner strategy, health management programs, and partnerships. Ed is a Director of Midnight Health 1 and Honeysuckle Health, nib's joint venture with global healthcare company Cigna. Prior to joining nib, Ed held senior roles at the Commonwealth Bank of Australia. Ed has an MBA from MGSM. He has degrees in Law and Business (University of Newcastle). He is a Graduate of the AICD. Mr. Close is appointed as Managing Director and Chief Executive Officer, with an effective date to be confirmed. Mr. Close will report to the Chairman of the nib Holdings Limited Board of Directors and fulfil the duties expected of a Chief Executive Officer.Upcoming Dividend • Feb 29Upcoming dividend of AU$0.15 per shareEligible shareholders must have bought the stock before 07 March 2024. Payment date: 10 April 2024. Payout ratio is a comfortable 68% and this is well supported by cash flows. Trailing yield: 4.1%. Lower than top quartile of German dividend payers (5.2%). Higher than average of industry peers (3.7%).Declared Dividend • Feb 28First half dividend of AU$0.15 announcedShareholders will receive a dividend of AU$0.15. Ex-date: 7th March 2024 Payment date: 10th April 2024 Dividend yield will be 5.3%, which is higher than the industry average of 3.8%. Sustainability & Growth Dividend is covered by both earnings (68% earnings payout ratio) and cash flows (58% cash payout ratio). The dividend has increased by an average of 12% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 11% over the next 3 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Feb 28First half 2024 earnings released: EPS: AU$0.22 (vs AU$0.19 in 1H 2023)First half 2024 results: EPS: AU$0.22 (up from AU$0.19 in 1H 2023). Revenue: AU$1.71b (up 13% from 1H 2023). Net income: AU$106.6m (up 19% from 1H 2023). Profit margin: 6.2% (up from 5.9% in 1H 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 4.3% p.a. on average during the next 3 years, compared to a 10% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has only increased by 8% per year, which means it is significantly lagging earnings growth.공고 • Dec 06+ 2 more updatesnib holdings limited to Report First Half, 2024 Results on Feb 26, 2024nib holdings limited announced that they will report first half, 2024 results on Feb 26, 2024공고 • Sep 22nib holdings limited (ASX:NHF) acquired BudgetNet Pty Ltd.nib holdings limited (ASX:NHF) acquired BudgetNet Pty Ltd on September 21, 2023.nib holdings limited (ASX:NHF) completed the acquisition of BudgetNet Pty Ltd on September 21, 2023.Recent Insider Transactions • Sep 08MD, CEO & Executive Director recently sold €347k worth of stockOn the 1st of September, Mark Fitzgibbon sold around 70k shares on-market at roughly €4.95 per share. This transaction amounted to 2.5% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Mark has been a net seller over the last 12 months, reducing personal holdings by €699k.공고 • Aug 29nib holdings limited completed the acquisition of Developing Links Pty Ltd.nib holdings limited agreed to acquire Developing Links Pty Ltd. on August 21, 2023.nib holdings limited completed the acquisition of Developing Links Pty Ltd. on August 28, 2023.Upcoming Dividend • Aug 28Upcoming dividend of AU$0.15 per share at 3.7% yieldEligible shareholders must have bought the stock before 04 September 2023. Payment date: 03 October 2023. Payout ratio is a comfortable 67% and this is well supported by cash flows. Trailing yield: 3.7%. Lower than top quartile of German dividend payers (4.9%). Lower than average of industry peers (4.2%).Reported Earnings • Aug 23Full year 2023 earnings released: EPS: AU$0.41 (vs AU$0.30 in FY 2022)Full year 2023 results: EPS: AU$0.41 (up from AU$0.30 in FY 2022). Revenue: AU$3.11b (up 14% from FY 2022). Net income: AU$197.6m (up 44% from FY 2022). Profit margin: 6.3% (up from 5.0% in FY 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 4.2% p.a. on average during the next 3 years, compared to a 2.9% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 18% per year whereas the company’s share price has increased by 17% per year.공고 • Aug 21nib holdings limited Declares A Final Dividend, Payable on 3 October 2023The Board of nib holdings limited declared a final dividend of 15.0 cents per share fully franked, resulting in a full year dividend of 28.0 cents per share (FY22: 22.0 cents per share). The full year dividend represents a pay out ratio of 68.7% of FY23 NPAT. The final dividend has a record date of 5 September 2023 and will be paid to shareholders on 3 October 2023. Ex date is September 4, 2023.공고 • Jul 27nib holdings limited Announces Board Appointmentsnib holdings limited announced that it has appointed Jill Watts and Brad Welsh as Independent Non-Executive Directors to the nib Board. Ms Watts and Mr. Welsh will join nib's Board from July 27. Ms Watts is a Non-Executive Director on the Boards of St Vincent's Healthcare, Icon Cancer Group and IHH Healthcare Berhad, which is listed in Malaysia and Singapore, and has operations in Turkey, India, China, and Europe. She is on the Board of Lendlease's retirement living business, known as Keyton. Prior to returning to Australia in 2017, she was the Group CEO of the BMI Healthcare, responsible for 60 facilities across the UK; and Group CEO of Ramsay Healthcare, UK. She is recognised as an influential health care leader, working across the private sector, with governments affecting public policy change, and private research institutes. Mr. Welsh, who has spent more than a decade leading and advising global resource companies including Energy Resources of Australia and Rio Tinto, brings both public sector and commercial skills to his role on nib's Board. He is currently Chief Executive Officer and Managing Director at Energy Resources of Australia. Among his previous roles he was Chief Adviser to the CEO - Indigenous Affairs, at Rio Tinto; Acting General Manager, Weipa, at Rio Tinto, and worked in the Office of the NSW Premier, the Minister for Planning, and the Prime Minister of Australia. Ms Watts and Mr. Welsh will stand for election at the 2023 Annual General Meeting in November. These appointments follow the retirement of Ms Lee Ausburn as a Non-Executive Director, last year.Recent Insider Transactions • Jun 22MD, CEO & Executive Director recently sold €325k worth of stockOn the 16th of June, Mark Fitzgibbon sold around 60k shares on-market at roughly €5.41 per share. This transaction amounted to 2.2% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Mark has been a net seller over the last 12 months, reducing personal holdings by €595k.Buying Opportunity • Apr 26Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 9.3%. The fair value is estimated to be €5.73, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 4.3% over the last 3 years. Earnings per share has grown by 13%. For the next 3 years, revenue is forecast to grow by 5.8% per annum. Earnings is also forecast to grow by 8.1% per annum over the same time period.Upcoming Dividend • Feb 23Upcoming dividend of AU$0.13 per share at 3.0% yieldEligible shareholders must have bought the stock before 02 March 2023. Payment date: 03 April 2023. Payout ratio is on the higher end at 75%, however this is supported by cash flows. Trailing yield: 3.0%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (4.2%).Buying Opportunity • Feb 21Now 28% undervalued after recent price dropOver the last 90 days, the stock is down 2.6%. The fair value is estimated to be €6.19, however this is not to be taken as a buy recommendation but rather should be used as a guide only. For the next 3 years, revenue is forecast to grow by 5.6% per annum. Earnings is also forecast to grow by 8.1% per annum over the same time period.공고 • Feb 20nib Holdings Limited Announces Ordinary Fully Franked Dividend for the Six Months Ended December 31, 2022, Payable on April 3, 2023nib holdings limited announced ordinary fully franked dividend of AUD 0.13000000 for the six months ended December 31, 2022. Record date is March 3, 2023. Ex date is March 2, 2023. Payment date is April 3, 2023.Buying Opportunity • Jan 10Now 20% undervaluedOver the last 90 days, the stock is up 1.7%. The fair value is estimated to be €6.08, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 3.6% over the last 3 years. Earnings per share has grown by 8.4%. For the next 3 years, revenue is forecast to grow by 5.3% per annum. Earnings is also forecast to grow by 11% per annum over the same time period.공고 • Dec 05+ 2 more updatesnib holdings limited, Annual General Meeting, Nov 10, 2023nib holdings limited, Annual General Meeting, Nov 10, 2023.Recent Insider Transactions • Oct 25Independent Non-Executive Director recently sold €111k worth of stockOn the 20th of October, Jacqueline Chow sold around 25k shares on-market at roughly €4.44 per share. This transaction amounted to 50% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €270k. Insiders have been net sellers, collectively disposing of €381k more than they bought in the last 12 months.Recent Insider Transactions • Sep 03MD, CEO & Executive Director recently sold €270k worth of stockOn the 29th of August, Mark Fitzgibbon sold around 50k shares on-market at roughly €5.39 per share. This transaction amounted to 2.0% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Mark has been a net seller over the last 12 months, reducing personal holdings by €841k.Recent Insider Transactions • Aug 31Independent Non-Executive Chairman recently bought €110k worth of stockOn the 23rd of August, David Gordon bought around 20k shares on-market at roughly €5.51 per share. This transaction amounted to 67% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was David's only on-market trade for the last 12 months.Upcoming Dividend • Aug 29Upcoming dividend of AU$0.11 per shareEligible shareholders must have bought the stock before 05 September 2022. Payment date: 04 October 2022. Payout ratio is a comfortable 74% and this is well supported by cash flows. Trailing yield: 2.8%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (5.3%).Reported Earnings • Aug 23Full year 2022 earnings released: EPS: AU$0.30 (vs AU$0.35 in FY 2021)Full year 2022 results: EPS: AU$0.30 (down from AU$0.35 in FY 2021). Revenue: AU$2.73b (up 3.6% from FY 2021). Net income: AU$135.7m (down 16% from FY 2021). Profit margin: 5.0% (down from 6.1% in FY 2021). The decrease in margin was driven by higher expenses. Over the next year, revenue is forecast to grow 6.0%, compared to a 27% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 8% per year whereas the company’s share price has increased by 7% per year.Reported Earnings • Feb 24First half 2022 earnings: EPS in line with analyst expectations despite revenue beatFirst half 2022 results: EPS: AU$0.18 (up from AU$0.14 in 1H 2021). Revenue: AU$1.38b (up 7.0% from 1H 2021). Net income: AU$81.4m (up 25% from 1H 2021). Profit margin: 5.9% (up from 5.1% in 1H 2021). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.8%. Over the next year, revenue is forecast to grow 2.7%, compared to a 15% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 5% per year whereas the company’s share price has increased by 6% per year.Recent Insider Transactions • Nov 18MD, CEO & Executive Director recently sold €217k worth of stockOn the 11th of November, Mark Fitzgibbon sold around 47k shares on-market at roughly €4.61 per share. In the last 3 months, they made an even bigger sale worth €230k. Mark has been a seller over the last 12 months, reducing personal holdings by €1.0m.Recent Insider Transactions • Sep 23MD, CEO & Executive Director recently sold €124k worth of stockOn the 14th of September, Mark Fitzgibbon sold around 30k shares on-market at roughly €4.11 per share. In the last 3 months, they made an even bigger sale worth €230k. Mark has been a seller over the last 12 months, reducing personal holdings by €819k.Recent Insider Transactions • Sep 16MD, CEO & Executive Director recently sold €230k worth of stockOn the 9th of September, Mark Fitzgibbon sold around 55k shares on-market at roughly €4.18 per share. This was the largest sale by an insider in the last 3 months. Mark has been a seller over the last 12 months, reducing personal holdings by €877k.Valuation Update With 7 Day Price Move • Aug 29Investor sentiment deteriorated over the past weekAfter last week's 16% share price decline to €4.04, the stock trades at a forward P/E ratio of 22x. Average forward P/E is 10x in the Insurance industry in Germany. Total returns to shareholders of 12% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €4.77 per share.Upcoming Dividend • Aug 26Upcoming dividend of AU$0.14 per shareEligible shareholders must have bought the stock before 02 September 2021. Payment date: 05 October 2021. Trailing yield: 3.6%. Within top quartile of German dividend payers (3.1%). Lower than average of industry peers (4.2%).Reported Earnings • Aug 25Full year 2021 earnings released: EPS AU$0.35 (vs AU$0.19 in FY 2020)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2021 results: Revenue: AU$2.63b (up 4.6% from FY 2020). Net income: AU$161.1m (up 83% from FY 2020). Profit margin: 6.1% (up from 3.5% in FY 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 6% per year but the company’s share price has remained flat, which means it is well ahead of earnings.Executive Departure • Aug 04Independent Non-Executive Chairman of the Board Steven Crane has left the companyOn the 29th of July, Steven Crane's tenure as Independent Non-Executive Chairman of the Board ended after 9.8 years in the role. As of March 2021, Steven still personally held 250.00k shares (€705k worth at the time). A total of 2 executives have left over the last 12 months. The current median tenure of the management team is 1.58 years, which is considered inexperienced in the Simply Wall St Risk Model.Recent Insider Transactions • Jun 05Key Executive recently sold €586k worth of stockOn the 31st of May, Steven Crane sold around 150k shares on-market at roughly €3.91 per share. This was the largest sale by an insider in the last 3 months. This was Steven's only on-market trade for the last 12 months.Recent Insider Transactions • May 07MD, CEO & Executive Director recently sold €176k worth of stockOn the 30th of April, Mark Fitzgibbon sold around 45k shares on-market at roughly €3.92 per share. This was the largest sale by an insider in the last 3 months. Mark has been a seller over the last 12 months, reducing personal holdings by €522k.Reported Earnings • Feb 23First half 2021 earnings released: EPS AU$0.14 (vs AU$0.13 in 1H 2020)The company reported a decent first half result with improved earnings and profit margins, although revenues were flat. First half 2021 results: Revenue: AU$1.29b (flat on 1H 2020). Net income: AU$66.3m (up 16% from 1H 2020). Profit margin: 5.1% (up from 4.4% in 1H 2020). Over the last 3 years on average, earnings per share has fallen by 10% per year whereas the company’s share price has fallen by 6% per year.Analyst Estimate Surprise Post Earnings • Feb 23Revenue misses expectationsRevenue missed analyst estimates by 0.7%. Over the next year, revenue is forecast to grow 3.1%, compared to a 14% growth forecast for the Insurance industry in Germany.Is New 90 Day High Low • Dec 29New 90-day high: €3.62The company is up 47% from its price of €2.46 on 30 September 2020. The German market is up 9.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 17% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €4.38 per share.Is New 90 Day High Low • Dec 11New 90-day high: €3.20The company is up 24% from its price of €2.58 on 11 September 2020. The German market is up 2.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 3.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €4.21 per share.Is New 90 Day High Low • Nov 25New 90-day high: €3.04The company is up 9.0% from its price of €2.80 on 26 August 2020. The German market is up 1.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 3.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €3.66 per share.이익 및 매출 성장 예측DB:3GU - 애널리스트 향후 추정치 및 과거 재무 데이터 (AUD Millions)날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수6/30/20294,240257N/A26116/30/20284,13123727236646/30/20273,92322225336946/30/20263,72718198308512/31/20253,729195155197N/A9/30/20253,678195134182N/A6/30/20253,627196112166N/A12/31/20243,43215681137N/A9/30/20243,389168126178N/A6/30/20243,345180171220N/A3/31/20243,341156210261N/A12/31/20233,337132248301N/A9/30/20233,243124221274N/A6/30/20233,149115194247N/A3/31/20233,006130205250N/A12/31/20222,864144216253N/A9/30/20222,796141263296N/A6/30/20222,728137311338N/A3/31/20222,724157269294N/A12/31/20212,721178228251N/A9/30/20212,676170156180N/A6/30/20212,63016185109N/A3/31/20212,574128116139N/A12/31/20202,51796147170N/A9/30/20202,51792166189N/A6/30/20202,51688185208N/A3/31/20202,531110150175N/A12/31/20192,545133116142N/A9/30/20192,501141N/A163N/A6/30/20192,457150N/A185N/A3/31/20192,411143N/A188N/A12/31/20182,365136N/A191N/A9/30/20182,314134N/A186N/A6/30/20182,262132N/A180N/A3/31/20182,196126N/A175N/A12/31/20172,129119N/A170N/A9/30/20172,083119N/A171N/A6/30/20172,037120N/A172N/A3/31/20172,001120N/A164N/A12/31/20161,964121N/A157N/A9/30/20161,927107N/A153N/A6/30/20161,89093N/A148N/A3/31/20161,83585N/A132N/A12/31/20151,78078N/A116N/A9/30/20151,72577N/A115N/A더 보기애널리스트 향후 성장 전망수입 대 저축률: 3GU 의 연간 예상 수익 증가율(8.1%)이 saving rate(1.9%)보다 높습니다.수익 vs 시장: 3GU 의 연간 수익(8.1%)이 German 시장(15.1%)보다 느리게 성장할 것으로 예상됩니다.고성장 수익: 3GU 의 수입은 증가할 것으로 예상되지만 상당히 증가하지는 않을 것입니다.수익 대 시장: 3GU 의 수익(연간 4%)이 German 시장(연간 6.7%)보다 느리게 성장할 것으로 예상됩니다.고성장 매출: 3GU 의 수익(연간 4%)은 연간 20%보다 느리게 증가할 것으로 예상됩니다.주당순이익 성장 예측향후 자기자본이익률미래 ROE: 3GU의 자본 수익률은 3년 후 20%로 낮을 것으로 예상됩니다.성장 기업 찾아보기7D1Y7D1Y7D1YInsurance 산업의 고성장 기업.View Past Performance기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/07/29 11:35종가2026/07/29 00:00수익2025/12/31연간 수익2025/06/30데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델의 세부 정보는 당사의 GitHub 페이지에서 확인하실 수 있습니다. 또한 보고서 사용 방법에 대한 가이드와 YouTube 튜토리얼도 제공하고 있습니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스nib holdings limited는 17명의 분석가가 다루고 있습니다. 이 중 8명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Andrew AdamsBarrenjoey Markets Pty LimitedT.S. LimBell PotterFreya KongBofA Global Research14명의 분석가 더 보기
공고 • Feb 24Nib Holdings Limited Announces Ordinary Fully Franked Dividend for the Six Months Ended December 31, 2025, Payable on April 8, 2026nib holdings limited announced ordinary fully franked dividend of AUD 0.13000000 per security for the six months ended December 31, 2025. Record Date: March 6, 2026. Ex Date: March 5, 2026. Payment Date: April 8, 2026.
공고 • Dec 01nib Holdings Limited Announces Changes to Company Secretary, Effective December 1, 2025nib holdings limited advised that Ms Roslyn Toms, Group Executive - Legal & Chief Risk Officer, has stepped down from her position as Company Secretary effective December 1, 2025. Her employment will continue for a short transitional period before she leaves the nib Group. Jordan French will remain as Company Secretary. Mr. French was first appointed as a Company Secretary in 2017.
공고 • Nov 10+ 2 more updatesnib holdings limited, Annual General Meeting, Nov 11, 2026nib holdings limited, Annual General Meeting, Nov 11, 2026.
공고 • Oct 09nib holdings limited, Annual General Meeting, Nov 06, 2025nib holdings limited, Annual General Meeting, Nov 06, 2025. Location: hybrid meeting, Australia
공고 • Aug 25nib holdings limited Announces Ordinary Cash Dividend for the Six Months Period Ended June 30, 2025, Payable on October 07, 2025nib holdings limited announced the ordinary cash dividend of AUD 0.16000000 per share for the six months period ended June 30, 2025, payable on October 07, 2025. Record Date is on September 5, 2025 with Ex date is on September 4, 2025. Is the ordinary dividend/distribution fully franked: Yes.
공고 • Feb 24+ 1 more updateNib Holdings Limited Announces Fully Franked Dividend for the Six Months Ended December 31, 2024, Payable on April 9, 2025Nib Holdings Limited announced fully franked dividend of AUD 0.13000000 per share for the six months ended December 31, 2024. Payment date is April 9, 2025. Ex date is March 6, 2025. Record date is March 7, 2025.
공고 • Nov 25nib holdings limited to Report Fiscal Year 2025 Results on Aug 25, 2025nib holdings limited announced that they will report fiscal year 2025 results on Aug 25, 2025
Recent Insider Transactions • Sep 18Insider recently sold €700k worth of stockOn the 12th of September, Mark Fitzgibbon sold around 200k shares on-market at roughly €3.50 per share. This transaction amounted to 6.4% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €805k more than they bought in the last 12 months.
Declared Dividend • Aug 28Final dividend of AU$0.14 announcedShareholders will receive a dividend of AU$0.14. Ex-date: 5th September 2024 Payment date: 8th October 2024 Dividend yield will be 6.4%, which is higher than the industry average of 3.8%. Sustainability & Growth Dividend is covered by both earnings (75% earnings payout ratio) and cash flows (67% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 17% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Aug 26Full year 2024 earnings released: EPS: AU$0.39 (vs AU$0.41 in FY 2023)Full year 2024 results: EPS: AU$0.39 (down from AU$0.41 in FY 2023). Revenue: AU$3.44b (up 11% from FY 2023). Net income: AU$186.6m (down 5.6% from FY 2023). Profit margin: 5.4% (down from 6.3% in FY 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 2.2% p.a. on average during the next 3 years, compared to a 4.6% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has increased by 5% per year whereas the company’s share price has increased by 1% per year.
공고 • Jul 29+ 1 more updateNib Holdings Limited Announces CEO Changesnib holdings limited announced that CEO Mark Fitzgibbon, has informed the Board that he will provide notice of his retirement, effective 1 September 2024. And announced Ed Close has been selected as nib's incoming CEO he is expected to formally take up his position at nib before the end of calendar year 2024. Ed is currently Chief Executive of nib's core Australian Residents Health Insurance (arhi) business, where he has driven strong growth. He oversees product development, claims, customer services, and leads nib's strategic partnerships with brokers and white label partners. Ed is committed to nib's key payer to partner strategy and health management programs, which are designed to deliver better health outcomes for members. Ed leads nib's partnership with health-tech company, Midnight Health, and is one of nib's representatives on the Board of Honeysuckle Health, a joint venture company between nib and global healthcare company Cigna. Honeysuckle Health delivers health management programs in Australia and New Zealand; clinical care programs to help injured Australians return to work as soon as possible; and it is a buying group that negotiates and manages large and complex contracts between health insurers, hospitals, and providers. Ed Close joined nib Group in 2017 as Head of Marketing and Products for nib's core Australian Residents Health Insurance (arhi) business. In 2020 he was appointed Chief Executive of arhi, and in 2023, his role grew to include member experience, claims and customer services. Ed has oversight of nib's payer to partner strategy, health management programs, and partnerships. Ed is a Director of Midnight Health 1 and Honeysuckle Health, nib's joint venture with global healthcare company Cigna. Prior to joining nib, Ed held senior roles at the Commonwealth Bank of Australia. Ed has an MBA from MGSM. He has degrees in Law and Business (University of Newcastle). He is a Graduate of the AICD. Mr. Close is appointed as Managing Director and Chief Executive Officer, with an effective date to be confirmed. Mr. Close will report to the Chairman of the nib Holdings Limited Board of Directors and fulfil the duties expected of a Chief Executive Officer.
Upcoming Dividend • Feb 29Upcoming dividend of AU$0.15 per shareEligible shareholders must have bought the stock before 07 March 2024. Payment date: 10 April 2024. Payout ratio is a comfortable 68% and this is well supported by cash flows. Trailing yield: 4.1%. Lower than top quartile of German dividend payers (5.2%). Higher than average of industry peers (3.7%).
Declared Dividend • Feb 28First half dividend of AU$0.15 announcedShareholders will receive a dividend of AU$0.15. Ex-date: 7th March 2024 Payment date: 10th April 2024 Dividend yield will be 5.3%, which is higher than the industry average of 3.8%. Sustainability & Growth Dividend is covered by both earnings (68% earnings payout ratio) and cash flows (58% cash payout ratio). The dividend has increased by an average of 12% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 11% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Feb 28First half 2024 earnings released: EPS: AU$0.22 (vs AU$0.19 in 1H 2023)First half 2024 results: EPS: AU$0.22 (up from AU$0.19 in 1H 2023). Revenue: AU$1.71b (up 13% from 1H 2023). Net income: AU$106.6m (up 19% from 1H 2023). Profit margin: 6.2% (up from 5.9% in 1H 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 4.3% p.a. on average during the next 3 years, compared to a 10% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has only increased by 8% per year, which means it is significantly lagging earnings growth.
공고 • Dec 06+ 2 more updatesnib holdings limited to Report First Half, 2024 Results on Feb 26, 2024nib holdings limited announced that they will report first half, 2024 results on Feb 26, 2024
공고 • Sep 22nib holdings limited (ASX:NHF) acquired BudgetNet Pty Ltd.nib holdings limited (ASX:NHF) acquired BudgetNet Pty Ltd on September 21, 2023.nib holdings limited (ASX:NHF) completed the acquisition of BudgetNet Pty Ltd on September 21, 2023.
Recent Insider Transactions • Sep 08MD, CEO & Executive Director recently sold €347k worth of stockOn the 1st of September, Mark Fitzgibbon sold around 70k shares on-market at roughly €4.95 per share. This transaction amounted to 2.5% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Mark has been a net seller over the last 12 months, reducing personal holdings by €699k.
공고 • Aug 29nib holdings limited completed the acquisition of Developing Links Pty Ltd.nib holdings limited agreed to acquire Developing Links Pty Ltd. on August 21, 2023.nib holdings limited completed the acquisition of Developing Links Pty Ltd. on August 28, 2023.
Upcoming Dividend • Aug 28Upcoming dividend of AU$0.15 per share at 3.7% yieldEligible shareholders must have bought the stock before 04 September 2023. Payment date: 03 October 2023. Payout ratio is a comfortable 67% and this is well supported by cash flows. Trailing yield: 3.7%. Lower than top quartile of German dividend payers (4.9%). Lower than average of industry peers (4.2%).
Reported Earnings • Aug 23Full year 2023 earnings released: EPS: AU$0.41 (vs AU$0.30 in FY 2022)Full year 2023 results: EPS: AU$0.41 (up from AU$0.30 in FY 2022). Revenue: AU$3.11b (up 14% from FY 2022). Net income: AU$197.6m (up 44% from FY 2022). Profit margin: 6.3% (up from 5.0% in FY 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 4.2% p.a. on average during the next 3 years, compared to a 2.9% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 18% per year whereas the company’s share price has increased by 17% per year.
공고 • Aug 21nib holdings limited Declares A Final Dividend, Payable on 3 October 2023The Board of nib holdings limited declared a final dividend of 15.0 cents per share fully franked, resulting in a full year dividend of 28.0 cents per share (FY22: 22.0 cents per share). The full year dividend represents a pay out ratio of 68.7% of FY23 NPAT. The final dividend has a record date of 5 September 2023 and will be paid to shareholders on 3 October 2023. Ex date is September 4, 2023.
공고 • Jul 27nib holdings limited Announces Board Appointmentsnib holdings limited announced that it has appointed Jill Watts and Brad Welsh as Independent Non-Executive Directors to the nib Board. Ms Watts and Mr. Welsh will join nib's Board from July 27. Ms Watts is a Non-Executive Director on the Boards of St Vincent's Healthcare, Icon Cancer Group and IHH Healthcare Berhad, which is listed in Malaysia and Singapore, and has operations in Turkey, India, China, and Europe. She is on the Board of Lendlease's retirement living business, known as Keyton. Prior to returning to Australia in 2017, she was the Group CEO of the BMI Healthcare, responsible for 60 facilities across the UK; and Group CEO of Ramsay Healthcare, UK. She is recognised as an influential health care leader, working across the private sector, with governments affecting public policy change, and private research institutes. Mr. Welsh, who has spent more than a decade leading and advising global resource companies including Energy Resources of Australia and Rio Tinto, brings both public sector and commercial skills to his role on nib's Board. He is currently Chief Executive Officer and Managing Director at Energy Resources of Australia. Among his previous roles he was Chief Adviser to the CEO - Indigenous Affairs, at Rio Tinto; Acting General Manager, Weipa, at Rio Tinto, and worked in the Office of the NSW Premier, the Minister for Planning, and the Prime Minister of Australia. Ms Watts and Mr. Welsh will stand for election at the 2023 Annual General Meeting in November. These appointments follow the retirement of Ms Lee Ausburn as a Non-Executive Director, last year.
Recent Insider Transactions • Jun 22MD, CEO & Executive Director recently sold €325k worth of stockOn the 16th of June, Mark Fitzgibbon sold around 60k shares on-market at roughly €5.41 per share. This transaction amounted to 2.2% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Mark has been a net seller over the last 12 months, reducing personal holdings by €595k.
Buying Opportunity • Apr 26Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 9.3%. The fair value is estimated to be €5.73, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 4.3% over the last 3 years. Earnings per share has grown by 13%. For the next 3 years, revenue is forecast to grow by 5.8% per annum. Earnings is also forecast to grow by 8.1% per annum over the same time period.
Upcoming Dividend • Feb 23Upcoming dividend of AU$0.13 per share at 3.0% yieldEligible shareholders must have bought the stock before 02 March 2023. Payment date: 03 April 2023. Payout ratio is on the higher end at 75%, however this is supported by cash flows. Trailing yield: 3.0%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (4.2%).
Buying Opportunity • Feb 21Now 28% undervalued after recent price dropOver the last 90 days, the stock is down 2.6%. The fair value is estimated to be €6.19, however this is not to be taken as a buy recommendation but rather should be used as a guide only. For the next 3 years, revenue is forecast to grow by 5.6% per annum. Earnings is also forecast to grow by 8.1% per annum over the same time period.
공고 • Feb 20nib Holdings Limited Announces Ordinary Fully Franked Dividend for the Six Months Ended December 31, 2022, Payable on April 3, 2023nib holdings limited announced ordinary fully franked dividend of AUD 0.13000000 for the six months ended December 31, 2022. Record date is March 3, 2023. Ex date is March 2, 2023. Payment date is April 3, 2023.
Buying Opportunity • Jan 10Now 20% undervaluedOver the last 90 days, the stock is up 1.7%. The fair value is estimated to be €6.08, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 3.6% over the last 3 years. Earnings per share has grown by 8.4%. For the next 3 years, revenue is forecast to grow by 5.3% per annum. Earnings is also forecast to grow by 11% per annum over the same time period.
공고 • Dec 05+ 2 more updatesnib holdings limited, Annual General Meeting, Nov 10, 2023nib holdings limited, Annual General Meeting, Nov 10, 2023.
Recent Insider Transactions • Oct 25Independent Non-Executive Director recently sold €111k worth of stockOn the 20th of October, Jacqueline Chow sold around 25k shares on-market at roughly €4.44 per share. This transaction amounted to 50% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €270k. Insiders have been net sellers, collectively disposing of €381k more than they bought in the last 12 months.
Recent Insider Transactions • Sep 03MD, CEO & Executive Director recently sold €270k worth of stockOn the 29th of August, Mark Fitzgibbon sold around 50k shares on-market at roughly €5.39 per share. This transaction amounted to 2.0% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Mark has been a net seller over the last 12 months, reducing personal holdings by €841k.
Recent Insider Transactions • Aug 31Independent Non-Executive Chairman recently bought €110k worth of stockOn the 23rd of August, David Gordon bought around 20k shares on-market at roughly €5.51 per share. This transaction amounted to 67% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was David's only on-market trade for the last 12 months.
Upcoming Dividend • Aug 29Upcoming dividend of AU$0.11 per shareEligible shareholders must have bought the stock before 05 September 2022. Payment date: 04 October 2022. Payout ratio is a comfortable 74% and this is well supported by cash flows. Trailing yield: 2.8%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (5.3%).
Reported Earnings • Aug 23Full year 2022 earnings released: EPS: AU$0.30 (vs AU$0.35 in FY 2021)Full year 2022 results: EPS: AU$0.30 (down from AU$0.35 in FY 2021). Revenue: AU$2.73b (up 3.6% from FY 2021). Net income: AU$135.7m (down 16% from FY 2021). Profit margin: 5.0% (down from 6.1% in FY 2021). The decrease in margin was driven by higher expenses. Over the next year, revenue is forecast to grow 6.0%, compared to a 27% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 8% per year whereas the company’s share price has increased by 7% per year.
Reported Earnings • Feb 24First half 2022 earnings: EPS in line with analyst expectations despite revenue beatFirst half 2022 results: EPS: AU$0.18 (up from AU$0.14 in 1H 2021). Revenue: AU$1.38b (up 7.0% from 1H 2021). Net income: AU$81.4m (up 25% from 1H 2021). Profit margin: 5.9% (up from 5.1% in 1H 2021). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.8%. Over the next year, revenue is forecast to grow 2.7%, compared to a 15% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 5% per year whereas the company’s share price has increased by 6% per year.
Recent Insider Transactions • Nov 18MD, CEO & Executive Director recently sold €217k worth of stockOn the 11th of November, Mark Fitzgibbon sold around 47k shares on-market at roughly €4.61 per share. In the last 3 months, they made an even bigger sale worth €230k. Mark has been a seller over the last 12 months, reducing personal holdings by €1.0m.
Recent Insider Transactions • Sep 23MD, CEO & Executive Director recently sold €124k worth of stockOn the 14th of September, Mark Fitzgibbon sold around 30k shares on-market at roughly €4.11 per share. In the last 3 months, they made an even bigger sale worth €230k. Mark has been a seller over the last 12 months, reducing personal holdings by €819k.
Recent Insider Transactions • Sep 16MD, CEO & Executive Director recently sold €230k worth of stockOn the 9th of September, Mark Fitzgibbon sold around 55k shares on-market at roughly €4.18 per share. This was the largest sale by an insider in the last 3 months. Mark has been a seller over the last 12 months, reducing personal holdings by €877k.
Valuation Update With 7 Day Price Move • Aug 29Investor sentiment deteriorated over the past weekAfter last week's 16% share price decline to €4.04, the stock trades at a forward P/E ratio of 22x. Average forward P/E is 10x in the Insurance industry in Germany. Total returns to shareholders of 12% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €4.77 per share.
Upcoming Dividend • Aug 26Upcoming dividend of AU$0.14 per shareEligible shareholders must have bought the stock before 02 September 2021. Payment date: 05 October 2021. Trailing yield: 3.6%. Within top quartile of German dividend payers (3.1%). Lower than average of industry peers (4.2%).
Reported Earnings • Aug 25Full year 2021 earnings released: EPS AU$0.35 (vs AU$0.19 in FY 2020)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2021 results: Revenue: AU$2.63b (up 4.6% from FY 2020). Net income: AU$161.1m (up 83% from FY 2020). Profit margin: 6.1% (up from 3.5% in FY 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 6% per year but the company’s share price has remained flat, which means it is well ahead of earnings.
Executive Departure • Aug 04Independent Non-Executive Chairman of the Board Steven Crane has left the companyOn the 29th of July, Steven Crane's tenure as Independent Non-Executive Chairman of the Board ended after 9.8 years in the role. As of March 2021, Steven still personally held 250.00k shares (€705k worth at the time). A total of 2 executives have left over the last 12 months. The current median tenure of the management team is 1.58 years, which is considered inexperienced in the Simply Wall St Risk Model.
Recent Insider Transactions • Jun 05Key Executive recently sold €586k worth of stockOn the 31st of May, Steven Crane sold around 150k shares on-market at roughly €3.91 per share. This was the largest sale by an insider in the last 3 months. This was Steven's only on-market trade for the last 12 months.
Recent Insider Transactions • May 07MD, CEO & Executive Director recently sold €176k worth of stockOn the 30th of April, Mark Fitzgibbon sold around 45k shares on-market at roughly €3.92 per share. This was the largest sale by an insider in the last 3 months. Mark has been a seller over the last 12 months, reducing personal holdings by €522k.
Reported Earnings • Feb 23First half 2021 earnings released: EPS AU$0.14 (vs AU$0.13 in 1H 2020)The company reported a decent first half result with improved earnings and profit margins, although revenues were flat. First half 2021 results: Revenue: AU$1.29b (flat on 1H 2020). Net income: AU$66.3m (up 16% from 1H 2020). Profit margin: 5.1% (up from 4.4% in 1H 2020). Over the last 3 years on average, earnings per share has fallen by 10% per year whereas the company’s share price has fallen by 6% per year.
Analyst Estimate Surprise Post Earnings • Feb 23Revenue misses expectationsRevenue missed analyst estimates by 0.7%. Over the next year, revenue is forecast to grow 3.1%, compared to a 14% growth forecast for the Insurance industry in Germany.
Is New 90 Day High Low • Dec 29New 90-day high: €3.62The company is up 47% from its price of €2.46 on 30 September 2020. The German market is up 9.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 17% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €4.38 per share.
Is New 90 Day High Low • Dec 11New 90-day high: €3.20The company is up 24% from its price of €2.58 on 11 September 2020. The German market is up 2.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 3.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €4.21 per share.
Is New 90 Day High Low • Nov 25New 90-day high: €3.04The company is up 9.0% from its price of €2.80 on 26 August 2020. The German market is up 1.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 3.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €3.66 per share.