View ValuationHeliad 향후 성장Future 기준 점검 4/6Heliad은 연간 수입과 매출이 각각 59.5%와 7.3% 증가할 것으로 예상되고 EPS는 연간 59.1%만큼 증가할 것으로 예상됩니다.핵심 정보59.5%이익 성장률59.08%EPS 성장률Capital Markets 이익 성장7.4%매출 성장률7.3%향후 자기자본이익률n/a애널리스트 커버리지Low마지막 업데이트14 Apr 2026최근 향후 성장 업데이트Major Estimate Revision • Apr 07Consensus forecasts updatedThe consensus outlook for 2021 has been updated. 2021 EPS estimate fell from €4.70 to €2.13. Revenue forecast unchanged from €4.20m at last update. Net income forecast to grow 85% next year vs 145% growth forecast for Capital Markets industry in Germany. Consensus price target broadly unchanged at €29.70. Share price was steady at €24.00 over the past week.Price Target Changed • Oct 01Price target raised to €27.87Up from €25.28, the current price target is provided by 1 analyst. The new target price is 39% above the current share price of €20.00. As of last close, the stock is up 19% over the past year.모든 업데이트 보기Recent updatesNew Risk • Mar 29New major risk - Revenue sizeThe company makes less than US$1m in revenue. Total revenue: €328k (US$378k) This is considered a major risk. Companies with a small amount of revenue are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. This is currently the only risk that has been identified for the company.공시 • Mar 27Heliad AG, Annual General Meeting, May 06, 2026Heliad AG, Annual General Meeting, May 06, 2026, at 11:00 W. Europe Standard Time.Reported Earnings • Mar 26Full year 2025 earnings: Revenues miss analyst expectationsFull year 2025 results: Net loss: €4.75m (down 273% from profit in FY 2024). Revenue missed analyst estimates by 51%. Revenue is expected to decline by 68% p.a. on average during the next 3 years, while revenues in the Capital Markets industry in Germany are expected to grow by 1.9%.공시 • Dec 17Heliad AG has completed a Follow-on Equity Offering in the amount of €7.99999 million.Heliad AG has completed a Follow-on Equity Offering in the amount of €7.99999 million. Security Name: Shares Security Type: Common Stock Securities Offered: 601,503 Price\Range: €13.3 Transaction Features: Subsequent Direct Listing공시 • Aug 07Deutsche WertpapierService Bank AG acquired lemon.markets GmbH.Deutsche WertpapierService Bank AG acquired lemon.markets GmbH on August 6, 2025. Under the terms of the deal, lemon.markets GmbH will operate as a separate entity within the dwpbank group, maintaining its brand identity while collaborating closely with dwpbank to develop their respective platforms. Frank Henkel, Claudia Posluschny, Frank Herring, Ingemar Kartheuser, Markus Müller, Michael Born and Oliver Polster of Norton Rose Fulbright LLP acted as legal advisor for Deutsche WertpapierService Bank AG. Deutsche WertpapierService Bank AG completed the acquisition of lemon.markets GmbH on August 6, 2025.Valuation Update With 7 Day Price Move • Apr 04Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to €11.20, the stock trades at a forward P/E ratio of 56x. Average forward P/E is 11x in the Capital Markets industry in Germany. Total loss to shareholders of 38% over the past three years.공시 • Mar 26Heliad AG, Annual General Meeting, May 05, 2025Heliad AG, Annual General Meeting, May 05, 2025, at 11:00 W. Europe Standard Time.Reported Earnings • Mar 23Full year 2024 earnings releasedFull year 2024 results: Revenue: €6.58m (up 55% from FY 2023). Net income: €2.75m (up €18.4m from FY 2023). Profit margin: 42% (up from net loss in FY 2023). The move to profitability was primarily driven by lower expenses.Reported Earnings • Oct 06First half 2024 earnings released: €0.11 loss per share (vs €1.34 loss in 1H 2023)First half 2024 results: €0.11 loss per share (improved from €1.34 loss in 1H 2023). Net loss: €910.2k (loss narrowed 88% from 1H 2023). Revenue is expected to decline by 171% p.a. on average during the next 2 years, while revenues in the Capital Markets industry in Germany are expected to grow by 1.2%. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 75 percentage points per year, which is a significant difference in performance.Reported Earnings • Mar 30Full year 2023 earnings releasedFull year 2023 results: Net loss: €15.6m (down €17.7m from profit in FY 2022).New Risk • Feb 12New major risk - Shareholder dilutionThe company's shareholders have been substantially diluted in the past year. Increase in shares outstanding: 54% This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risks Earnings have declined by 51% per year over the past 5 years. Shareholders have been substantially diluted in the past year (54% increase in shares outstanding). Minor Risks Revenue is less than US$5m (€2.0m revenue, or US$2.2m). Market cap is less than US$100m (€76.5m market cap, or US$82.5m).New Risk • Nov 03New major risk - Revenue and earnings growthEarnings have declined by 51% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 51% per year over the past 5 years. Minor Risks Revenue is less than US$5m (€2.0m revenue, or US$2.2m). Market cap is less than US$100m (€57.2m market cap, or US$61.5m).Reported Earnings • Oct 01First half 2023 earnings released: €1.34 loss per share (vs €0.43 profit in 1H 2022)First half 2023 results: €1.34 loss per share (down from €0.43 profit in 1H 2022). Net loss: €7.30m (down 408% from profit in 1H 2022). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 123 percentage points per year, which is a significant difference in performance.Valuation Update With 7 Day Price Move • Jun 26Investor sentiment deteriorates as stock falls 18%After last week's 18% share price decline to €9.65, the stock trades at a trailing P/E ratio of 25.8x. Average trailing P/E is 18x in the Capital Markets industry in Germany. Total loss to shareholders of 49% over the past three years.Valuation Update With 7 Day Price Move • Jun 01Investor sentiment improves as stock rises 25%After last week's 25% share price gain to €12.90, the stock trades at a trailing P/E ratio of 34.5x. Average trailing P/E is 15x in the Capital Markets industry in Germany. Total loss to shareholders of 32% over the past three years.Reported Earnings • May 03Full year 2022 earnings releasedFull year 2022 results: Revenue: €3.11m (down 56% from FY 2021). Net income: €2.04m (up €2.39m from FY 2021). Profit margin: 66% (up from net loss in FY 2021). The move to profitability was driven by lower expenses.Reported Earnings • Oct 02First half 2022 earnings released: EPS: €0 (vs €0.44 in 1H 2021)First half 2022 results: EPS: €0 (down from €0.44 in 1H 2021). Net income: €2.37m (down 1.6% from 1H 2021).공시 • Jun 24FinLab AG, Annual General Meeting, Jun 22, 2022FinLab AG, Annual General Meeting, Jun 22, 2022, at 10:00 Central European Standard Time.공시 • Feb 01+ 2 more updatesFinLab AG to Report First Half, 2022 Results on Sep 30, 2022FinLab AG announced that they will report first half, 2022 results on Sep 30, 2022Reported Earnings • Oct 04First half 2021 earnings released: EPS €0.44 (vs €0.08 in 1H 2020)First half 2021 results: Net income: €2.41m (up 465% from 1H 2020). Over the last 3 years on average, earnings per share has fallen by 9% per year but the company’s share price has remained flat, which means it is well ahead of earnings.공시 • Jun 26Raisin GmbH acquired Deposit Solutions GmbH from a group of sellers in a merger of equals transaction.Raisin GmbH acquired Deposit Solutions GmbH from a group of sellers in a merger of equals transaction on June 24, 2021. The new merge company will change its name to Raisin DS GmbH. FinLab AG will hold low single percentage stake in the merged company in future. Both companies’ current management will take over leadership roles at Raisin DS. Thus, both Chief Executive Officers, Tamaz Georgadze and Tim Sievers will initially lead the new company as co-Chief Executive Officers. Tim Sievers will then move to the company’s Advisory Board at the end of the year. Raisin GmbH completed the acquisition of Deposit Solutions GmbH from a group of sellers in a merger of equals transaction on June 24, 2021.Executive Departure • May 06CFO & Member of Management Board has left the companyOn the 30th of April, Juan Rodriguez's tenure as CFO & Member of Management Board ended after 8.0 years in the role. We don't have any record of a personal shareholding under Juan's name. A total of 2 executives have left over the last 12 months.Executive Departure • May 06CEO, Head of Investments & Member of Management Board Stefan Schutze has left the companyOn the 30th of April, Stefan Schutze's tenure as CEO, Head of Investments & Member of Management Board of the company ended. We don't have any record of a personal shareholding under Stefan's name. A total of 2 executives have left over the last 12 months.Major Estimate Revision • Apr 07Consensus forecasts updatedThe consensus outlook for 2021 has been updated. 2021 EPS estimate fell from €4.70 to €2.13. Revenue forecast unchanged from €4.20m at last update. Net income forecast to grow 85% next year vs 145% growth forecast for Capital Markets industry in Germany. Consensus price target broadly unchanged at €29.70. Share price was steady at €24.00 over the past week.Reported Earnings • Mar 25Full year 2020 earnings released: EPS €1.15 (vs €7.54 in FY 2019)Full year 2020 results: Net income: €6.10m (down 85% from FY 2019). Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.Valuation Update With 7 Day Price Move • Feb 04Investor sentiment improved over the past weekAfter last week's 16% share price gain to €26.70, the stock is trading at a trailing P/E ratio of 3.8x, up from the previous P/E ratio of 3.2x. This compares to an average P/E of 19x in the Capital Markets industry in Germany. Total returns to shareholders over the past three years are 22%.Is New 90 Day High Low • Feb 04New 90-day high: €26.70The company is up 46% from its price of €18.35 on 05 November 2020. The German market is up 16% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Capital Markets industry, which is up 14% over the same period.Valuation Update With 7 Day Price Move • Jan 09Investor sentiment improved over the past weekAfter last week's 24% share price gain to €26.30, the stock is trading at a trailing P/E ratio of 3.7x, up from the previous P/E ratio of 3x. This compares to an average P/E of 17x in the Capital Markets industry in Germany. Total returns to shareholders over the past three years are 2.7%.Is New 90 Day High Low • Jan 04New 90-day high: €22.80The company is up 15% from its price of €19.75 on 06 October 2020. The German market is up 8.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Capital Markets industry, which is up 8.0% over the same period.Is New 90 Day High Low • Dec 18New 90-day high: €20.60The company is up 5.0% from its price of €19.60 on 18 September 2020. The German market is also up 5.0% over the last 90 days, indicating the company’s price trend is similar to the market over that time. However, it underperformed the Capital Markets industry, which is up 7.0% over the same period.분석 기사 • Dec 15What Is The Ownership Structure Like For FinLab AG (ETR:A7A)?Every investor in FinLab AG ( ETR:A7A ) should be aware of the most powerful shareholder groups. Institutions often own...Is New 90 Day High Low • Oct 26New 90-day low: €17.55The company is down 6.0% from its price of €18.70 on 28 July 2020. The German market is down 1.0% over the last 90 days, indicating the company underperformed over that time. However, it outperformed the Capital Markets industry, which is down 9.0% over the same period.Price Target Changed • Oct 01Price target raised to €27.87Up from €25.28, the current price target is provided by 1 analyst. The new target price is 39% above the current share price of €20.00. As of last close, the stock is up 19% over the past year.공시 • Sep 30FinLab AG to Report Fiscal Year 2020 Results on Apr 30, 2021FinLab AG announced that they will report fiscal year 2020 results on Apr 30, 2021Reported Earnings • Sep 26First half earnings releasedOver the last 12 months the company has reported total profits of €37.5m, up 88% from the prior year.이익 및 매출 성장 예측XTRA:A7A - 애널리스트 향후 추정치 및 과거 재무 데이터 (EUR Millions)날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수12/31/2028155N/A112/31/2027155N/A112/31/2026155N/A112/31/20250-5N/AN/AN/A9/30/20253-1N/AN/AN/A6/30/202562N/AN/AN/A3/31/202562N/AN/AN/A12/31/202463N/AN/AN/A9/30/20245-3N/AN/AN/A6/30/20244-9N/AN/AN/A3/31/20244-12N/AN/AN/A12/31/20234-16N/AN/AN/A9/30/20233-12N/AN/AN/A6/30/20232-8N/AN/AN/A3/31/20232-3N/AN/AN/A12/31/202222N/AN/AN/A9/30/202231N/AN/AN/A6/30/202230N/AN/AN/A3/31/202250N/AN/AN/A12/31/202170N/AN/AN/A9/30/202161N/AN/AN/A6/30/202152N/AN/AN/A3/31/202131N/AN/AN/A12/31/20202022N/A9/30/2020218N/AN/AN/A6/30/202033512N/A3/31/202033712N/A12/31/201944011N/A9/30/2019430N/A1N/A6/30/2019420N/A1N/A3/31/2019418N/A1N/A12/31/2018417N/A1N/A9/30/2018515N/A1N/A6/30/2018513N/A1N/A3/31/2018414N/A1N/A12/31/2017414N/A2N/A9/30/2017415N/A2N/A6/30/2017417N/A2N/A3/31/2017415N/A1N/A12/31/2016414N/A1N/A9/30/201649N/A2N/A6/30/201633N/A2N/A3/31/201645N/A2N/A12/31/201567N/A3N/A9/30/201566N/A2N/A6/30/201565N/A1N/A더 보기애널리스트 향후 성장 전망수입 대 저축률: A7A 은 향후 3년 동안 수익을 낼 것으로 예상되며, 이는 절약률(1.9%)보다 빠른 성장으로 간주됩니다.수익 vs 시장: A7A (는) 향후 3년 동안 평균 시장 성장보다 높은 수익을 올릴 것으로 예상됩니다.고성장 수익: A7A 향후 3년 내에 수익을 낼 것으로 예상됩니다.수익 대 시장: A7A 의 수익(연간 7.3%)이 German 시장(연간 6.8%)보다 빠르게 성장할 것으로 예상됩니다.고성장 매출: A7A 의 수익(연간 7.3%)은 연간 20%보다 느리게 증가할 것으로 예상됩니다.주당순이익 성장 예측향후 자기자본이익률미래 ROE: A7A의 자본 수익률이 3년 후 높을 것으로 예상되는지 판단하기에 데이터가 부족합니다.성장 기업 찾아보기7D1Y7D1Y7D1YDiversified-financials 산업의 고성장 기업.View Past Performance기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/05/24 15:11종가2026/05/22 00:00수익2025/12/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Heliad AG는 1명의 분석가가 다루고 있습니다. 이 중 1명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Benjamin ThielmannBerenberg
Major Estimate Revision • Apr 07Consensus forecasts updatedThe consensus outlook for 2021 has been updated. 2021 EPS estimate fell from €4.70 to €2.13. Revenue forecast unchanged from €4.20m at last update. Net income forecast to grow 85% next year vs 145% growth forecast for Capital Markets industry in Germany. Consensus price target broadly unchanged at €29.70. Share price was steady at €24.00 over the past week.
Price Target Changed • Oct 01Price target raised to €27.87Up from €25.28, the current price target is provided by 1 analyst. The new target price is 39% above the current share price of €20.00. As of last close, the stock is up 19% over the past year.
New Risk • Mar 29New major risk - Revenue sizeThe company makes less than US$1m in revenue. Total revenue: €328k (US$378k) This is considered a major risk. Companies with a small amount of revenue are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. This is currently the only risk that has been identified for the company.
공시 • Mar 27Heliad AG, Annual General Meeting, May 06, 2026Heliad AG, Annual General Meeting, May 06, 2026, at 11:00 W. Europe Standard Time.
Reported Earnings • Mar 26Full year 2025 earnings: Revenues miss analyst expectationsFull year 2025 results: Net loss: €4.75m (down 273% from profit in FY 2024). Revenue missed analyst estimates by 51%. Revenue is expected to decline by 68% p.a. on average during the next 3 years, while revenues in the Capital Markets industry in Germany are expected to grow by 1.9%.
공시 • Dec 17Heliad AG has completed a Follow-on Equity Offering in the amount of €7.99999 million.Heliad AG has completed a Follow-on Equity Offering in the amount of €7.99999 million. Security Name: Shares Security Type: Common Stock Securities Offered: 601,503 Price\Range: €13.3 Transaction Features: Subsequent Direct Listing
공시 • Aug 07Deutsche WertpapierService Bank AG acquired lemon.markets GmbH.Deutsche WertpapierService Bank AG acquired lemon.markets GmbH on August 6, 2025. Under the terms of the deal, lemon.markets GmbH will operate as a separate entity within the dwpbank group, maintaining its brand identity while collaborating closely with dwpbank to develop their respective platforms. Frank Henkel, Claudia Posluschny, Frank Herring, Ingemar Kartheuser, Markus Müller, Michael Born and Oliver Polster of Norton Rose Fulbright LLP acted as legal advisor for Deutsche WertpapierService Bank AG. Deutsche WertpapierService Bank AG completed the acquisition of lemon.markets GmbH on August 6, 2025.
Valuation Update With 7 Day Price Move • Apr 04Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to €11.20, the stock trades at a forward P/E ratio of 56x. Average forward P/E is 11x in the Capital Markets industry in Germany. Total loss to shareholders of 38% over the past three years.
공시 • Mar 26Heliad AG, Annual General Meeting, May 05, 2025Heliad AG, Annual General Meeting, May 05, 2025, at 11:00 W. Europe Standard Time.
Reported Earnings • Mar 23Full year 2024 earnings releasedFull year 2024 results: Revenue: €6.58m (up 55% from FY 2023). Net income: €2.75m (up €18.4m from FY 2023). Profit margin: 42% (up from net loss in FY 2023). The move to profitability was primarily driven by lower expenses.
Reported Earnings • Oct 06First half 2024 earnings released: €0.11 loss per share (vs €1.34 loss in 1H 2023)First half 2024 results: €0.11 loss per share (improved from €1.34 loss in 1H 2023). Net loss: €910.2k (loss narrowed 88% from 1H 2023). Revenue is expected to decline by 171% p.a. on average during the next 2 years, while revenues in the Capital Markets industry in Germany are expected to grow by 1.2%. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 75 percentage points per year, which is a significant difference in performance.
Reported Earnings • Mar 30Full year 2023 earnings releasedFull year 2023 results: Net loss: €15.6m (down €17.7m from profit in FY 2022).
New Risk • Feb 12New major risk - Shareholder dilutionThe company's shareholders have been substantially diluted in the past year. Increase in shares outstanding: 54% This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risks Earnings have declined by 51% per year over the past 5 years. Shareholders have been substantially diluted in the past year (54% increase in shares outstanding). Minor Risks Revenue is less than US$5m (€2.0m revenue, or US$2.2m). Market cap is less than US$100m (€76.5m market cap, or US$82.5m).
New Risk • Nov 03New major risk - Revenue and earnings growthEarnings have declined by 51% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 51% per year over the past 5 years. Minor Risks Revenue is less than US$5m (€2.0m revenue, or US$2.2m). Market cap is less than US$100m (€57.2m market cap, or US$61.5m).
Reported Earnings • Oct 01First half 2023 earnings released: €1.34 loss per share (vs €0.43 profit in 1H 2022)First half 2023 results: €1.34 loss per share (down from €0.43 profit in 1H 2022). Net loss: €7.30m (down 408% from profit in 1H 2022). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 123 percentage points per year, which is a significant difference in performance.
Valuation Update With 7 Day Price Move • Jun 26Investor sentiment deteriorates as stock falls 18%After last week's 18% share price decline to €9.65, the stock trades at a trailing P/E ratio of 25.8x. Average trailing P/E is 18x in the Capital Markets industry in Germany. Total loss to shareholders of 49% over the past three years.
Valuation Update With 7 Day Price Move • Jun 01Investor sentiment improves as stock rises 25%After last week's 25% share price gain to €12.90, the stock trades at a trailing P/E ratio of 34.5x. Average trailing P/E is 15x in the Capital Markets industry in Germany. Total loss to shareholders of 32% over the past three years.
Reported Earnings • May 03Full year 2022 earnings releasedFull year 2022 results: Revenue: €3.11m (down 56% from FY 2021). Net income: €2.04m (up €2.39m from FY 2021). Profit margin: 66% (up from net loss in FY 2021). The move to profitability was driven by lower expenses.
Reported Earnings • Oct 02First half 2022 earnings released: EPS: €0 (vs €0.44 in 1H 2021)First half 2022 results: EPS: €0 (down from €0.44 in 1H 2021). Net income: €2.37m (down 1.6% from 1H 2021).
공시 • Jun 24FinLab AG, Annual General Meeting, Jun 22, 2022FinLab AG, Annual General Meeting, Jun 22, 2022, at 10:00 Central European Standard Time.
공시 • Feb 01+ 2 more updatesFinLab AG to Report First Half, 2022 Results on Sep 30, 2022FinLab AG announced that they will report first half, 2022 results on Sep 30, 2022
Reported Earnings • Oct 04First half 2021 earnings released: EPS €0.44 (vs €0.08 in 1H 2020)First half 2021 results: Net income: €2.41m (up 465% from 1H 2020). Over the last 3 years on average, earnings per share has fallen by 9% per year but the company’s share price has remained flat, which means it is well ahead of earnings.
공시 • Jun 26Raisin GmbH acquired Deposit Solutions GmbH from a group of sellers in a merger of equals transaction.Raisin GmbH acquired Deposit Solutions GmbH from a group of sellers in a merger of equals transaction on June 24, 2021. The new merge company will change its name to Raisin DS GmbH. FinLab AG will hold low single percentage stake in the merged company in future. Both companies’ current management will take over leadership roles at Raisin DS. Thus, both Chief Executive Officers, Tamaz Georgadze and Tim Sievers will initially lead the new company as co-Chief Executive Officers. Tim Sievers will then move to the company’s Advisory Board at the end of the year. Raisin GmbH completed the acquisition of Deposit Solutions GmbH from a group of sellers in a merger of equals transaction on June 24, 2021.
Executive Departure • May 06CFO & Member of Management Board has left the companyOn the 30th of April, Juan Rodriguez's tenure as CFO & Member of Management Board ended after 8.0 years in the role. We don't have any record of a personal shareholding under Juan's name. A total of 2 executives have left over the last 12 months.
Executive Departure • May 06CEO, Head of Investments & Member of Management Board Stefan Schutze has left the companyOn the 30th of April, Stefan Schutze's tenure as CEO, Head of Investments & Member of Management Board of the company ended. We don't have any record of a personal shareholding under Stefan's name. A total of 2 executives have left over the last 12 months.
Major Estimate Revision • Apr 07Consensus forecasts updatedThe consensus outlook for 2021 has been updated. 2021 EPS estimate fell from €4.70 to €2.13. Revenue forecast unchanged from €4.20m at last update. Net income forecast to grow 85% next year vs 145% growth forecast for Capital Markets industry in Germany. Consensus price target broadly unchanged at €29.70. Share price was steady at €24.00 over the past week.
Reported Earnings • Mar 25Full year 2020 earnings released: EPS €1.15 (vs €7.54 in FY 2019)Full year 2020 results: Net income: €6.10m (down 85% from FY 2019). Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.
Valuation Update With 7 Day Price Move • Feb 04Investor sentiment improved over the past weekAfter last week's 16% share price gain to €26.70, the stock is trading at a trailing P/E ratio of 3.8x, up from the previous P/E ratio of 3.2x. This compares to an average P/E of 19x in the Capital Markets industry in Germany. Total returns to shareholders over the past three years are 22%.
Is New 90 Day High Low • Feb 04New 90-day high: €26.70The company is up 46% from its price of €18.35 on 05 November 2020. The German market is up 16% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Capital Markets industry, which is up 14% over the same period.
Valuation Update With 7 Day Price Move • Jan 09Investor sentiment improved over the past weekAfter last week's 24% share price gain to €26.30, the stock is trading at a trailing P/E ratio of 3.7x, up from the previous P/E ratio of 3x. This compares to an average P/E of 17x in the Capital Markets industry in Germany. Total returns to shareholders over the past three years are 2.7%.
Is New 90 Day High Low • Jan 04New 90-day high: €22.80The company is up 15% from its price of €19.75 on 06 October 2020. The German market is up 8.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Capital Markets industry, which is up 8.0% over the same period.
Is New 90 Day High Low • Dec 18New 90-day high: €20.60The company is up 5.0% from its price of €19.60 on 18 September 2020. The German market is also up 5.0% over the last 90 days, indicating the company’s price trend is similar to the market over that time. However, it underperformed the Capital Markets industry, which is up 7.0% over the same period.
분석 기사 • Dec 15What Is The Ownership Structure Like For FinLab AG (ETR:A7A)?Every investor in FinLab AG ( ETR:A7A ) should be aware of the most powerful shareholder groups. Institutions often own...
Is New 90 Day High Low • Oct 26New 90-day low: €17.55The company is down 6.0% from its price of €18.70 on 28 July 2020. The German market is down 1.0% over the last 90 days, indicating the company underperformed over that time. However, it outperformed the Capital Markets industry, which is down 9.0% over the same period.
Price Target Changed • Oct 01Price target raised to €27.87Up from €25.28, the current price target is provided by 1 analyst. The new target price is 39% above the current share price of €20.00. As of last close, the stock is up 19% over the past year.
공시 • Sep 30FinLab AG to Report Fiscal Year 2020 Results on Apr 30, 2021FinLab AG announced that they will report fiscal year 2020 results on Apr 30, 2021
Reported Earnings • Sep 26First half earnings releasedOver the last 12 months the company has reported total profits of €37.5m, up 88% from the prior year.