View ValuationUnity Bancorp 향후 성장Future 기준 점검 2/6Unity Bancorp은 연간 수입과 매출이 각각 3.1%와 9% 증가할 것으로 예상되고 EPS는 연간 2.3%만큼 증가할 것으로 예상됩니다.핵심 정보3.1%이익 성장률2.29%EPS 성장률Banks 이익 성장8.0%매출 성장률9.0%향후 자기자본이익률n/a애널리스트 커버리지Low마지막 업데이트21 Apr 2026최근 향후 성장 업데이트업데이트 없음모든 업데이트 보기Recent updates공지 • Mar 09Unity Bancorp, Inc., Annual General Meeting, Apr 23, 2026Unity Bancorp, Inc., Annual General Meeting, Apr 23, 2026. Location: meetnow.global/mcjw47x, United States공지 • Feb 27Unity Bancorp, Inc. Declares Dividend for the First Quarter of 2026, Payable on March 20, 2026Unity Bancorp, Inc. announced that its Board of Directors has declared a cash dividend of $0.16 per common share for the first quarter of 2026. Such dividend is payable on March 20, 2026, to shareholders of record as of March 6, 2026.공지 • Nov 21+ 2 more updatesUnity Bancorp, Inc. and Unity Bank Announce CFO Changes, Effective January 1, 2026On November 20, 2025, Unity Bancorp, Inc. announced that George Boyan will be promoted to President of each of the company and its wholly owned subsidiary Unity Bank (the “Bank”), effective January 1, 2026. Prior to the effectiveness of this appointment, Mr. Boyan served as the company’s and the Bank’s Executive Vice President and Chief Financial Officer. In addition, James Davies, who currently serves as Senior Vice President and Controller, was appointed Chief Financial Officer of the company and the Bank effective as of January 1, 2026. In such capacity, Mr. Davies shall serve as the Registrant’s Principal Financial Officer and Principal Accounting Officer. The certain information about Messrs. Boyan and Davies, effective as of January 1, 2026: Name and Position: George Boyan, President; Age: 43; Principal Occupation for the Past Five Years: Executive Vice President & Chief Financial Officer of the Registrant and the Bank (2021 – Present); Treasurer & Controller of Bank Leumi USA; President of Leumi Investment Services, Inc. (2014 – 2021); Officer Since: 2021. Name and Position: James Davies, First Senior Vice President & Chief Financial Officer; Age: 33; Principal Occupation for the Past Five Years: Senior Vice President & Controller of the Registrant and the Bank (2022 – Present); Deputy Controller of Valley Bank (2022); First Vice President, Co-Controller, CFO of Leumi Investment Services, Inc. and Finance Manager of Bank Leumi USA (2018 – 2022); Officer Since: 2022.공지 • Oct 15Unity Bancorp, Inc. Announces Net Chargeoffs for the Quarter Ended September 30, 2025Unity Bancorp, Inc. announced net chargeoffs for the quarter ended September 30, 2025. For the quarter, the company reported Net chargeoffs of $176,000 against $134,000 a year ago.공지 • Aug 22Unity Bancorp Announces Dividend for Third Quarter 2025, Payable on September 19, 2025Unity Bancorp, Inc. announced that its Board of Directors has declared a cash dividend of $0.15 per common share. Such dividend is payable on September 19, 2025, to shareholders of record as of September 5, 2025.공지 • May 23Unity Bancorp, Inc. Declares Cash Dividend for the Second Quarter of 2025, Payable on June 20, 2025Unity Bancorp, Inc. announced that its Board of Directors has declared a cash dividend of $0.14 per common share. Such dividend is payable on June 20, 2025, to shareholders of record as of June 6, 2025.공지 • Mar 11Unity Bancorp, Inc., Annual General Meeting, Apr 24, 2025Unity Bancorp, Inc., Annual General Meeting, Apr 24, 2025. Location: meetnow.global/mmkx2uw, United States공지 • Mar 01Unity Bancorp, Inc. and Unity Bank Announces Resignation of Board Member Donald E. Souders, JrUnity Bancorp, Inc. on February 26, 2025, Donald E. Souders, Jr. notified Unity Bancorp Inc. of his resignation from the Board of Directors of the Company and Unity Bank, (the “Bank”) effective February 26, 2025.공지 • Feb 28Unity Bancorp, Inc. Increases First Quarter Cash Dividend, Payable on March 28, 2025Unity Bancorp, Inc. announced that its Board of Directors has declared a cash dividend of $0.14 per common share. Such dividend is payable on March 28, 2025, to shareholders of record as of March 14, 2025. This represents an 8% increase from the $0.13 dividend per common share paid in the prior quarter.공지 • Nov 22Unity Bancorp Inc. Declares Cash Dividend, Payable on December 31, 2024Unity Bancorp, Inc. announced that its Board of Directors has declared a cash dividend of $0.13 per common share. Such dividend is payable on December 31, 2024, to shareholders of record as of December 13, 2024.Reported Earnings • Nov 14Third quarter 2024 earnings released: EPS: US$1.09 (vs US$0.98 in 3Q 2023)Third quarter 2024 results: EPS: US$1.09 (up from US$0.98 in 3Q 2023). Revenue: US$26.6m (up 6.2% from 3Q 2023). Net income: US$10.9m (up 9.6% from 3Q 2023). Profit margin: 41% (up from 40% in 3Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 2.9% growth forecast for the Banks industry in Europe.Valuation Update With 7 Day Price Move • Nov 08Investor sentiment improves as stock rises 18%After last week's 18% share price gain to €42.60, the stock trades at a forward P/E ratio of 10x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 89% over the past year.Valuation Update With 7 Day Price Move • Oct 18Investor sentiment improves as stock rises 19%After last week's 19% share price gain to €35.80, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 70% over the past year.Reported Earnings • Oct 11Third quarter 2024 earnings released: EPS: US$1.09 (vs US$0.98 in 3Q 2023)Third quarter 2024 results: EPS: US$1.09 (up from US$0.98 in 3Q 2023). Revenue: US$26.6m (up 6.1% from 3Q 2023). Net income: US$10.9m (up 9.6% from 3Q 2023). Profit margin: 41% (up from 40% in 3Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 3.1% growth forecast for the Banks industry in Europe.Upcoming Dividend • Sep 02Upcoming dividend of US$0.13 per shareEligible shareholders must have bought the stock before 06 September 2024. Payment date: 20 September 2024. Payout ratio is a comfortable 13% and this is well supported by cash flows. Trailing yield: 1.5%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (6.4%).Declared Dividend • Aug 19Second quarter dividend of US$0.13 announcedShareholders will receive a dividend of US$0.13. Ex-date: 6th September 2024 Payment date: 20th September 2024 Dividend yield will be 1.7%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 30% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 8.6% over the next year, which should provide support to the dividend and adequate earnings cover.공지 • Aug 16Unity Bancorp Inc. Declares Cash Dividend, Payable on September 20, 2024Unity Bancorp, Inc. announced that its Board of Directors has declared a cash dividend of $0.13 per common share. Such dividend is payable on September 20, 2024, to shareholders of record as of September 6, 2024.Valuation Update With 7 Day Price Move • Jul 19Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €31.00, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 37% over the past year.Recent Insider Transactions • Jul 19Independent Director recently sold €94k worth of stockOn the 17th of July, Mary Gross sold around 3k shares on-market at roughly €29.26 per share. This transaction amounted to 12% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €160k more than they bought in the last 12 months.Reported Earnings • Jul 14Second quarter 2024 earnings released: EPS: US$0.94 (vs US$0.96 in 2Q 2023)Second quarter 2024 results: EPS: US$0.94 (down from US$0.96 in 2Q 2023). Revenue: US$24.5m (down 1.3% from 2Q 2023). Net income: US$9.45m (down 2.5% from 2Q 2023). Profit margin: 39% (in line with 2Q 2023). Revenue is forecast to grow 10% p.a. on average during the next 2 years, compared to a 3.2% growth forecast for the Banks industry in Europe.Valuation Update With 7 Day Price Move • Jul 01Investor sentiment improves as stock rises 15%After last week's 15% share price gain to €27.20, the stock trades at a forward P/E ratio of 7x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 30% over the past year.Declared Dividend • May 27First quarter dividend of US$0.13 announcedShareholders will receive a dividend of US$0.13. Ex-date: 7th June 2024 Payment date: 21st June 2024 Dividend yield will be 1.9%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 30% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 5.7% over the next year, which should provide support to the dividend and adequate earnings cover.공지 • May 18Unity Bancorp, Inc. Declares Cash Dividend, Payable on June 21, 2024Unity Bancorp, Inc. announced that its Board of Directors has declared a cash dividend of $0.13 per common share. Such dividend is payable on June 21, 2024, to shareholders of record as of June 7, 2024.Reported Earnings • May 11First quarter 2024 earnings released: EPS: US$0.95 (vs US$0.98 in 1Q 2023)First quarter 2024 results: EPS: US$0.95 (down from US$0.98 in 1Q 2023). Revenue: US$24.9m (down 1.2% from 1Q 2023). Net income: US$9.59m (down 6.8% from 1Q 2023). Profit margin: 39% (down from 41% in 1Q 2023). The decrease in margin was primarily driven by higher expenses. Revenue is forecast to grow 8.1% p.a. on average during the next 2 years, compared to a 3.2% growth forecast for the Banks industry in Europe.Recent Insider Transactions • May 05Insider recently sold €66k worth of stockOn the 1st of May, Vincent Geraci sold around 3k shares on-market at roughly €25.46 per share. This transaction amounted to 22% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €267k more than they bought in the last 12 months.Reported Earnings • Apr 13First quarter 2024 earnings released: EPS: US$0.95 (vs US$0.98 in 1Q 2023)First quarter 2024 results: EPS: US$0.95 (down from US$0.98 in 1Q 2023). Revenue: US$24.9m (down 1.2% from 1Q 2023). Net income: US$9.59m (down 6.8% from 1Q 2023). Profit margin: 39% (down from 41% in 1Q 2023). The decrease in margin was primarily driven by higher expenses. Revenue is forecast to grow 8.3% p.a. on average during the next 2 years, compared to a 3.3% growth forecast for the Banks industry in Europe.New Risk • Apr 12New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 6.8% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. This is currently the only risk that has been identified for the company.공지 • Mar 12Unity Bancorp, Inc., Annual General Meeting, Apr 25, 2024Unity Bancorp, Inc., Annual General Meeting, Apr 25, 2024, at 08:30 Eastern Daylight. Agenda: To consider the election of the three nominees listed in the attached proxy statement to serve on the Board of Directors for the terms set forth therein for each nominee; to consider the ratification of the selection of Wolf & Company P.C. as the Company’s independent external auditors for the year ending December 31, 2024; to approve, on an advisory basis, the executive compensation of the Company's named executive officers, as described in this proxy statement; and to discuss other matters.Reported Earnings • Mar 10Full year 2023 earnings released: EPS: US$3.89 (vs US$3.66 in FY 2022)Full year 2023 results: EPS: US$3.89 (up from US$3.66 in FY 2022). Revenue: US$100.0m (up 6.5% from FY 2022). Net income: US$39.7m (up 3.3% from FY 2022). Profit margin: 40% (down from 41% in FY 2022). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 4.06% (down from 4.40% in FY 2022). Cost-to-income ratio: 45.5% (up from 42.7% in FY 2022). Non-performing loans: 0.88% (up from 0.43% in FY 2022). Revenue is forecast to grow 7.1% p.a. on average during the next 2 years, compared to a 3.0% growth forecast for the Banks industry in Europe.Upcoming Dividend • Mar 07Upcoming dividend of US$0.13 per shareEligible shareholders must have bought the stock before 14 March 2024. Payment date: 29 March 2024. Trailing yield: 1.9%. Lower than top quartile of German dividend payers (5.1%). Lower than average of industry peers (6.8%).Declared Dividend • Mar 04Fourth quarter dividend of US$0.13 announcedShareholders will receive a dividend of US$0.13. Ex-date: 14th March 2024 Payment date: 29th March 2024 Dividend yield will be 1.9%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (12% payout ratio) and is expected to be well covered in 3 years' time (12% forecast payout ratio). The dividend has increased by an average of 30% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 9.8% over the next 2 years, which should provide support to the dividend and adequate earnings cover.공지 • Feb 23Unity Bancorp, Inc. Declares Cash Dividend for the First Quarter of 2024, Payable on March 29, 2024Unity Bancorp, Inc. announced that its Board of Directors has declared a cash dividend of $0.13 per common share for the first quarter of 2024. Such dividend is payable on March 29, 2024, to shareholders of record as of March 15, 2024. This represents an 8% increase from the $0.12 dividend per common share paid in the prior quarter.Reported Earnings • Jan 13Full year 2023 earnings released: EPS: US$3.89 (vs US$3.66 in FY 2022)Full year 2023 results: EPS: US$3.89 (up from US$3.66 in FY 2022). Revenue: US$100.0m (up 6.4% from FY 2022). Net income: US$39.7m (up 3.3% from FY 2022). Profit margin: 40% (down from 41% in FY 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 6.6% p.a. on average during the next 2 years, compared to a 2.1% growth forecast for the Banks industry in Europe.Upcoming Dividend • Dec 07Upcoming dividend of US$0.12 per share at 1.8% yieldEligible shareholders must have bought the stock before 14 December 2023. Payment date: 29 December 2023. Payout ratio is a comfortable 12% and this is well supported by cash flows. Trailing yield: 1.8%. Lower than top quartile of German dividend payers (5.2%). Lower than average of industry peers (6.3%).공지 • Nov 17Unity Bancorp, Inc. Declares Cash Dividend, Payable on December 29, 2023Unity Bancorp, Inc. announced that its Board of Directors has declared a cash dividend of $0.12 per common share. Such dividend is payable on December 29, 2023, to shareholders of record as of December 15, 2023.Reported Earnings • Oct 15Third quarter 2023 earnings released: EPS: US$0.98 (vs US$0.94 in 3Q 2022)Third quarter 2023 results: EPS: US$0.98 (up from US$0.94 in 3Q 2022). Revenue: US$25.0m (up 7.3% from 3Q 2022). Net income: US$9.95m (flat on 3Q 2022). Profit margin: 40% (down from 43% in 3Q 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 5.5% p.a. on average during the next 3 years, compared to a 3.7% growth forecast for the Banks industry in Europe.Upcoming Dividend • Aug 31Upcoming dividend of US$0.12 per share at 2.0% yieldEligible shareholders must have bought the stock before 07 September 2023. Payment date: 22 September 2023. Payout ratio is a comfortable 12% and this is well supported by cash flows. Trailing yield: 2.0%. Lower than top quartile of German dividend payers (4.9%). Lower than average of industry peers (6.1%).공지 • Aug 18Unity Bancorp, Inc. Declares Cash Dividend, Payable on September 22, 2023Unity Bancorp, Inc. announced that its Board of Directors has declared a cash dividend of $0.12 per common share. Such dividend is payable on September 22, 2023, to shareholders of record as of September 8, 2023.Reported Earnings • Jul 16Second quarter 2023 earnings released: EPS: US$0.96 (vs US$0.90 in 2Q 2022)Second quarter 2023 results: EPS: US$0.96 (up from US$0.90 in 2Q 2022). Revenue: US$24.9m (up 6.6% from 2Q 2022). Net income: US$9.70m (up 2.6% from 2Q 2022). Profit margin: 39% (down from 41% in 2Q 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 4.1% p.a. on average during the next 2 years, compared to a 4.6% growth forecast for the Banks industry in Europe.공지 • Jun 30Unity Bancorp, Inc. Appoints Daniel Sharabba as Svp/Senior Retail OfficerUNITY BANCORP INC Appoints Industry Veteran Daniel Sharabba as SVP/Senior Retail - Officer. Banking industry veteran Daniel Sharabba has joined Unity Bank as Senior Vice President/Senior Retail Officer. The Morris Plains resident is responsible for the development and execution of the community banks branch banking operations. Sharabba previously served as Regional Manager/Vice President with Citizens Bank, overseeing 17 retail locations, across five counties in Northern and Central New Jersey. Prior to that, he was with J.P. Morgan Chase serving as Private Client Branch Manager/Vice President and Financial Advisor/Office Manager. Sharabba earned a Bachelors in Corporate Finance from Montclair State University. He is an Advisory Board Member of the New Jersey Devils not for profit organization and Nourish NJ, a Morris County nonprofit. Sharabba and his wife, Emily, have two children, Macie and Leo.New Risk • Jun 09New minor risk - Insider sellingThere has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: €291k This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. Currently, the following risks have been identified for the company: Major Risks Shares are highly illiquid. Earnings are forecast to decline by an average of 0.8% per year for the foreseeable future. Minor Risk Significant insider selling over the past 3 months (€291k sold).공지 • May 28Unity Bancorp, Inc. Announces Resignation of Janice Bolomey as Executive Vice President, Director of Sales and Chief Administrative Officer, Effective June 30, 2023Unity Bancorp, Inc. announced that Ms. Janice Bolomey, the company's Executive Vice President, Director of Sales and Chief Administrative Officer, was resigning effective June 30, 2023 (the Separation Date).Board Change • May 03Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. No experienced directors. 10 highly experienced directors. Independent Vice Chairman Aaron Tucker was the last director to join the board, commencing their role in 2015. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.이익 및 매출 성장 예측DB:UTB - 애널리스트 향후 추정치 및 과거 재무 데이터 (USD Millions)날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수12/31/202715564N/AN/A212/31/202614159N/AN/A23/31/202613261N/AN/AN/A12/31/2025128584445N/A9/30/2025122546061N/A6/30/2025116503233N/A3/31/2025106434950N/A12/31/2024103414748N/A9/30/2024101404950N/A6/30/202499394546N/A3/31/2024100394849N/A12/31/2023100404647N/A9/30/2023100405355N/A6/30/202398403839N/A3/31/202397403537N/A12/31/202294384143N/A9/30/202293382222N/A6/30/202292382425N/A3/31/202290373940N/A12/31/202189363133N/A9/30/202186342021N/A6/30/202181303334N/A3/31/202175273334N/A12/31/202070242222N/A9/30/202066224041N/A6/30/202065233637N/A3/31/202066233333N/A12/31/20196524N/A33N/A9/30/20196423N/A35N/A6/30/20196323N/A33N/A3/31/20196222N/A42N/A12/31/20186022N/A39N/A9/30/20185919N/A31N/A6/30/20185717N/A25N/A3/31/20185515N/A15N/A12/31/20175213N/A14N/A9/30/20175114N/A16N/A6/30/20174913N/A13N/A3/31/20174712N/A12N/A12/31/20164613N/A9N/A9/30/20164413N/A9N/A6/30/20164312N/A10N/A3/31/20164312N/A6N/A12/31/20154110N/A3N/A9/30/2015399N/A6N/A6/30/2015378N/A8N/A더 보기애널리스트 향후 성장 전망수입 대 저축률: UTB 의 연간 예상 수익 증가율(3.1%)이 saving rate(1.9%)보다 높습니다.수익 vs 시장: UTB 의 연간 수익(3.1%)이 German 시장(16.9%)보다 느리게 성장할 것으로 예상됩니다.고성장 수익: UTB 의 수입은 증가할 것으로 예상되지만 상당히 증가하지는 않을 것입니다.수익 대 시장: UTB 의 수익(연간 9%)이 German 시장(연간 6.5%)보다 빠르게 성장할 것으로 예상됩니다.고성장 매출: UTB 의 수익(연간 9%)은 연간 20%보다 느리게 증가할 것으로 예상됩니다.주당순이익 성장 예측향후 자기자본이익률미래 ROE: UTB의 자본 수익률이 3년 후 높을 것으로 예상되는지 판단하기에 데이터가 부족합니다.성장 기업 찾아보기7D1Y7D1Y7D1YBanks 산업의 고성장 기업.View Past Performance기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/05/11 13:47종가2026/05/11 00:00수익2026/03/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Unity Bancorp, Inc.는 5명의 분석가가 다루고 있습니다. 이 중 3명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Christopher MarinacBrean Capital Historical (Janney Montgomery)null nullD.A. Davidson & Co.David KonradKeefe, Bruyette, & Woods2명의 분석가 더 보기
공지 • Mar 09Unity Bancorp, Inc., Annual General Meeting, Apr 23, 2026Unity Bancorp, Inc., Annual General Meeting, Apr 23, 2026. Location: meetnow.global/mcjw47x, United States
공지 • Feb 27Unity Bancorp, Inc. Declares Dividend for the First Quarter of 2026, Payable on March 20, 2026Unity Bancorp, Inc. announced that its Board of Directors has declared a cash dividend of $0.16 per common share for the first quarter of 2026. Such dividend is payable on March 20, 2026, to shareholders of record as of March 6, 2026.
공지 • Nov 21+ 2 more updatesUnity Bancorp, Inc. and Unity Bank Announce CFO Changes, Effective January 1, 2026On November 20, 2025, Unity Bancorp, Inc. announced that George Boyan will be promoted to President of each of the company and its wholly owned subsidiary Unity Bank (the “Bank”), effective January 1, 2026. Prior to the effectiveness of this appointment, Mr. Boyan served as the company’s and the Bank’s Executive Vice President and Chief Financial Officer. In addition, James Davies, who currently serves as Senior Vice President and Controller, was appointed Chief Financial Officer of the company and the Bank effective as of January 1, 2026. In such capacity, Mr. Davies shall serve as the Registrant’s Principal Financial Officer and Principal Accounting Officer. The certain information about Messrs. Boyan and Davies, effective as of January 1, 2026: Name and Position: George Boyan, President; Age: 43; Principal Occupation for the Past Five Years: Executive Vice President & Chief Financial Officer of the Registrant and the Bank (2021 – Present); Treasurer & Controller of Bank Leumi USA; President of Leumi Investment Services, Inc. (2014 – 2021); Officer Since: 2021. Name and Position: James Davies, First Senior Vice President & Chief Financial Officer; Age: 33; Principal Occupation for the Past Five Years: Senior Vice President & Controller of the Registrant and the Bank (2022 – Present); Deputy Controller of Valley Bank (2022); First Vice President, Co-Controller, CFO of Leumi Investment Services, Inc. and Finance Manager of Bank Leumi USA (2018 – 2022); Officer Since: 2022.
공지 • Oct 15Unity Bancorp, Inc. Announces Net Chargeoffs for the Quarter Ended September 30, 2025Unity Bancorp, Inc. announced net chargeoffs for the quarter ended September 30, 2025. For the quarter, the company reported Net chargeoffs of $176,000 against $134,000 a year ago.
공지 • Aug 22Unity Bancorp Announces Dividend for Third Quarter 2025, Payable on September 19, 2025Unity Bancorp, Inc. announced that its Board of Directors has declared a cash dividend of $0.15 per common share. Such dividend is payable on September 19, 2025, to shareholders of record as of September 5, 2025.
공지 • May 23Unity Bancorp, Inc. Declares Cash Dividend for the Second Quarter of 2025, Payable on June 20, 2025Unity Bancorp, Inc. announced that its Board of Directors has declared a cash dividend of $0.14 per common share. Such dividend is payable on June 20, 2025, to shareholders of record as of June 6, 2025.
공지 • Mar 11Unity Bancorp, Inc., Annual General Meeting, Apr 24, 2025Unity Bancorp, Inc., Annual General Meeting, Apr 24, 2025. Location: meetnow.global/mmkx2uw, United States
공지 • Mar 01Unity Bancorp, Inc. and Unity Bank Announces Resignation of Board Member Donald E. Souders, JrUnity Bancorp, Inc. on February 26, 2025, Donald E. Souders, Jr. notified Unity Bancorp Inc. of his resignation from the Board of Directors of the Company and Unity Bank, (the “Bank”) effective February 26, 2025.
공지 • Feb 28Unity Bancorp, Inc. Increases First Quarter Cash Dividend, Payable on March 28, 2025Unity Bancorp, Inc. announced that its Board of Directors has declared a cash dividend of $0.14 per common share. Such dividend is payable on March 28, 2025, to shareholders of record as of March 14, 2025. This represents an 8% increase from the $0.13 dividend per common share paid in the prior quarter.
공지 • Nov 22Unity Bancorp Inc. Declares Cash Dividend, Payable on December 31, 2024Unity Bancorp, Inc. announced that its Board of Directors has declared a cash dividend of $0.13 per common share. Such dividend is payable on December 31, 2024, to shareholders of record as of December 13, 2024.
Reported Earnings • Nov 14Third quarter 2024 earnings released: EPS: US$1.09 (vs US$0.98 in 3Q 2023)Third quarter 2024 results: EPS: US$1.09 (up from US$0.98 in 3Q 2023). Revenue: US$26.6m (up 6.2% from 3Q 2023). Net income: US$10.9m (up 9.6% from 3Q 2023). Profit margin: 41% (up from 40% in 3Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 2.9% growth forecast for the Banks industry in Europe.
Valuation Update With 7 Day Price Move • Nov 08Investor sentiment improves as stock rises 18%After last week's 18% share price gain to €42.60, the stock trades at a forward P/E ratio of 10x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 89% over the past year.
Valuation Update With 7 Day Price Move • Oct 18Investor sentiment improves as stock rises 19%After last week's 19% share price gain to €35.80, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 70% over the past year.
Reported Earnings • Oct 11Third quarter 2024 earnings released: EPS: US$1.09 (vs US$0.98 in 3Q 2023)Third quarter 2024 results: EPS: US$1.09 (up from US$0.98 in 3Q 2023). Revenue: US$26.6m (up 6.1% from 3Q 2023). Net income: US$10.9m (up 9.6% from 3Q 2023). Profit margin: 41% (up from 40% in 3Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 3.1% growth forecast for the Banks industry in Europe.
Upcoming Dividend • Sep 02Upcoming dividend of US$0.13 per shareEligible shareholders must have bought the stock before 06 September 2024. Payment date: 20 September 2024. Payout ratio is a comfortable 13% and this is well supported by cash flows. Trailing yield: 1.5%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (6.4%).
Declared Dividend • Aug 19Second quarter dividend of US$0.13 announcedShareholders will receive a dividend of US$0.13. Ex-date: 6th September 2024 Payment date: 20th September 2024 Dividend yield will be 1.7%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 30% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 8.6% over the next year, which should provide support to the dividend and adequate earnings cover.
공지 • Aug 16Unity Bancorp Inc. Declares Cash Dividend, Payable on September 20, 2024Unity Bancorp, Inc. announced that its Board of Directors has declared a cash dividend of $0.13 per common share. Such dividend is payable on September 20, 2024, to shareholders of record as of September 6, 2024.
Valuation Update With 7 Day Price Move • Jul 19Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €31.00, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 37% over the past year.
Recent Insider Transactions • Jul 19Independent Director recently sold €94k worth of stockOn the 17th of July, Mary Gross sold around 3k shares on-market at roughly €29.26 per share. This transaction amounted to 12% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €160k more than they bought in the last 12 months.
Reported Earnings • Jul 14Second quarter 2024 earnings released: EPS: US$0.94 (vs US$0.96 in 2Q 2023)Second quarter 2024 results: EPS: US$0.94 (down from US$0.96 in 2Q 2023). Revenue: US$24.5m (down 1.3% from 2Q 2023). Net income: US$9.45m (down 2.5% from 2Q 2023). Profit margin: 39% (in line with 2Q 2023). Revenue is forecast to grow 10% p.a. on average during the next 2 years, compared to a 3.2% growth forecast for the Banks industry in Europe.
Valuation Update With 7 Day Price Move • Jul 01Investor sentiment improves as stock rises 15%After last week's 15% share price gain to €27.20, the stock trades at a forward P/E ratio of 7x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 30% over the past year.
Declared Dividend • May 27First quarter dividend of US$0.13 announcedShareholders will receive a dividend of US$0.13. Ex-date: 7th June 2024 Payment date: 21st June 2024 Dividend yield will be 1.9%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 30% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 5.7% over the next year, which should provide support to the dividend and adequate earnings cover.
공지 • May 18Unity Bancorp, Inc. Declares Cash Dividend, Payable on June 21, 2024Unity Bancorp, Inc. announced that its Board of Directors has declared a cash dividend of $0.13 per common share. Such dividend is payable on June 21, 2024, to shareholders of record as of June 7, 2024.
Reported Earnings • May 11First quarter 2024 earnings released: EPS: US$0.95 (vs US$0.98 in 1Q 2023)First quarter 2024 results: EPS: US$0.95 (down from US$0.98 in 1Q 2023). Revenue: US$24.9m (down 1.2% from 1Q 2023). Net income: US$9.59m (down 6.8% from 1Q 2023). Profit margin: 39% (down from 41% in 1Q 2023). The decrease in margin was primarily driven by higher expenses. Revenue is forecast to grow 8.1% p.a. on average during the next 2 years, compared to a 3.2% growth forecast for the Banks industry in Europe.
Recent Insider Transactions • May 05Insider recently sold €66k worth of stockOn the 1st of May, Vincent Geraci sold around 3k shares on-market at roughly €25.46 per share. This transaction amounted to 22% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €267k more than they bought in the last 12 months.
Reported Earnings • Apr 13First quarter 2024 earnings released: EPS: US$0.95 (vs US$0.98 in 1Q 2023)First quarter 2024 results: EPS: US$0.95 (down from US$0.98 in 1Q 2023). Revenue: US$24.9m (down 1.2% from 1Q 2023). Net income: US$9.59m (down 6.8% from 1Q 2023). Profit margin: 39% (down from 41% in 1Q 2023). The decrease in margin was primarily driven by higher expenses. Revenue is forecast to grow 8.3% p.a. on average during the next 2 years, compared to a 3.3% growth forecast for the Banks industry in Europe.
New Risk • Apr 12New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 6.8% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. This is currently the only risk that has been identified for the company.
공지 • Mar 12Unity Bancorp, Inc., Annual General Meeting, Apr 25, 2024Unity Bancorp, Inc., Annual General Meeting, Apr 25, 2024, at 08:30 Eastern Daylight. Agenda: To consider the election of the three nominees listed in the attached proxy statement to serve on the Board of Directors for the terms set forth therein for each nominee; to consider the ratification of the selection of Wolf & Company P.C. as the Company’s independent external auditors for the year ending December 31, 2024; to approve, on an advisory basis, the executive compensation of the Company's named executive officers, as described in this proxy statement; and to discuss other matters.
Reported Earnings • Mar 10Full year 2023 earnings released: EPS: US$3.89 (vs US$3.66 in FY 2022)Full year 2023 results: EPS: US$3.89 (up from US$3.66 in FY 2022). Revenue: US$100.0m (up 6.5% from FY 2022). Net income: US$39.7m (up 3.3% from FY 2022). Profit margin: 40% (down from 41% in FY 2022). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 4.06% (down from 4.40% in FY 2022). Cost-to-income ratio: 45.5% (up from 42.7% in FY 2022). Non-performing loans: 0.88% (up from 0.43% in FY 2022). Revenue is forecast to grow 7.1% p.a. on average during the next 2 years, compared to a 3.0% growth forecast for the Banks industry in Europe.
Upcoming Dividend • Mar 07Upcoming dividend of US$0.13 per shareEligible shareholders must have bought the stock before 14 March 2024. Payment date: 29 March 2024. Trailing yield: 1.9%. Lower than top quartile of German dividend payers (5.1%). Lower than average of industry peers (6.8%).
Declared Dividend • Mar 04Fourth quarter dividend of US$0.13 announcedShareholders will receive a dividend of US$0.13. Ex-date: 14th March 2024 Payment date: 29th March 2024 Dividend yield will be 1.9%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (12% payout ratio) and is expected to be well covered in 3 years' time (12% forecast payout ratio). The dividend has increased by an average of 30% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 9.8% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
공지 • Feb 23Unity Bancorp, Inc. Declares Cash Dividend for the First Quarter of 2024, Payable on March 29, 2024Unity Bancorp, Inc. announced that its Board of Directors has declared a cash dividend of $0.13 per common share for the first quarter of 2024. Such dividend is payable on March 29, 2024, to shareholders of record as of March 15, 2024. This represents an 8% increase from the $0.12 dividend per common share paid in the prior quarter.
Reported Earnings • Jan 13Full year 2023 earnings released: EPS: US$3.89 (vs US$3.66 in FY 2022)Full year 2023 results: EPS: US$3.89 (up from US$3.66 in FY 2022). Revenue: US$100.0m (up 6.4% from FY 2022). Net income: US$39.7m (up 3.3% from FY 2022). Profit margin: 40% (down from 41% in FY 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 6.6% p.a. on average during the next 2 years, compared to a 2.1% growth forecast for the Banks industry in Europe.
Upcoming Dividend • Dec 07Upcoming dividend of US$0.12 per share at 1.8% yieldEligible shareholders must have bought the stock before 14 December 2023. Payment date: 29 December 2023. Payout ratio is a comfortable 12% and this is well supported by cash flows. Trailing yield: 1.8%. Lower than top quartile of German dividend payers (5.2%). Lower than average of industry peers (6.3%).
공지 • Nov 17Unity Bancorp, Inc. Declares Cash Dividend, Payable on December 29, 2023Unity Bancorp, Inc. announced that its Board of Directors has declared a cash dividend of $0.12 per common share. Such dividend is payable on December 29, 2023, to shareholders of record as of December 15, 2023.
Reported Earnings • Oct 15Third quarter 2023 earnings released: EPS: US$0.98 (vs US$0.94 in 3Q 2022)Third quarter 2023 results: EPS: US$0.98 (up from US$0.94 in 3Q 2022). Revenue: US$25.0m (up 7.3% from 3Q 2022). Net income: US$9.95m (flat on 3Q 2022). Profit margin: 40% (down from 43% in 3Q 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 5.5% p.a. on average during the next 3 years, compared to a 3.7% growth forecast for the Banks industry in Europe.
Upcoming Dividend • Aug 31Upcoming dividend of US$0.12 per share at 2.0% yieldEligible shareholders must have bought the stock before 07 September 2023. Payment date: 22 September 2023. Payout ratio is a comfortable 12% and this is well supported by cash flows. Trailing yield: 2.0%. Lower than top quartile of German dividend payers (4.9%). Lower than average of industry peers (6.1%).
공지 • Aug 18Unity Bancorp, Inc. Declares Cash Dividend, Payable on September 22, 2023Unity Bancorp, Inc. announced that its Board of Directors has declared a cash dividend of $0.12 per common share. Such dividend is payable on September 22, 2023, to shareholders of record as of September 8, 2023.
Reported Earnings • Jul 16Second quarter 2023 earnings released: EPS: US$0.96 (vs US$0.90 in 2Q 2022)Second quarter 2023 results: EPS: US$0.96 (up from US$0.90 in 2Q 2022). Revenue: US$24.9m (up 6.6% from 2Q 2022). Net income: US$9.70m (up 2.6% from 2Q 2022). Profit margin: 39% (down from 41% in 2Q 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 4.1% p.a. on average during the next 2 years, compared to a 4.6% growth forecast for the Banks industry in Europe.
공지 • Jun 30Unity Bancorp, Inc. Appoints Daniel Sharabba as Svp/Senior Retail OfficerUNITY BANCORP INC Appoints Industry Veteran Daniel Sharabba as SVP/Senior Retail - Officer. Banking industry veteran Daniel Sharabba has joined Unity Bank as Senior Vice President/Senior Retail Officer. The Morris Plains resident is responsible for the development and execution of the community banks branch banking operations. Sharabba previously served as Regional Manager/Vice President with Citizens Bank, overseeing 17 retail locations, across five counties in Northern and Central New Jersey. Prior to that, he was with J.P. Morgan Chase serving as Private Client Branch Manager/Vice President and Financial Advisor/Office Manager. Sharabba earned a Bachelors in Corporate Finance from Montclair State University. He is an Advisory Board Member of the New Jersey Devils not for profit organization and Nourish NJ, a Morris County nonprofit. Sharabba and his wife, Emily, have two children, Macie and Leo.
New Risk • Jun 09New minor risk - Insider sellingThere has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: €291k This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. Currently, the following risks have been identified for the company: Major Risks Shares are highly illiquid. Earnings are forecast to decline by an average of 0.8% per year for the foreseeable future. Minor Risk Significant insider selling over the past 3 months (€291k sold).
공지 • May 28Unity Bancorp, Inc. Announces Resignation of Janice Bolomey as Executive Vice President, Director of Sales and Chief Administrative Officer, Effective June 30, 2023Unity Bancorp, Inc. announced that Ms. Janice Bolomey, the company's Executive Vice President, Director of Sales and Chief Administrative Officer, was resigning effective June 30, 2023 (the Separation Date).
Board Change • May 03Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. No experienced directors. 10 highly experienced directors. Independent Vice Chairman Aaron Tucker was the last director to join the board, commencing their role in 2015. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.