View ValuationUMB Financial 향후 성장Future 기준 점검 2/6UMB Financial (는) 각각 연간 10.6% 및 7.7% 수익과 수익이 증가할 것으로 예상됩니다. EPS는 연간 10.5% 만큼 성장할 것으로 예상됩니다. 자기자본이익률은 3년 후 11.9% 로 예상됩니다.핵심 정보10.6%이익 성장률10.54%EPS 성장률Banks 이익 성장8.6%매출 성장률7.7%향후 자기자본이익률11.94%애널리스트 커버리지Good마지막 업데이트14 Jul 2026최근 향후 성장 업데이트업데이트 없음모든 업데이트 보기Recent updates공고 • Jul 08UMB Financial Corporation to Report Q2, 2026 Results on Jul 28, 2026UMB Financial Corporation announced that they will report Q2, 2026 results After-Market on Jul 28, 2026Recent Insider Transactions • Jun 18President & Vice Chairman recently sold €946k worth of stockOn the 9th of June, James Rine sold around 8k shares on-market at roughly €115 per share. This transaction amounted to 20% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. James has been a net seller over the last 12 months, reducing personal holdings by €1.3m.Upcoming Dividend • Jun 04Upcoming dividend of US$0.43 per shareEligible shareholders must have bought the stock before 10 June 2026. Payment date: 01 July 2026. Payout ratio is a comfortable 15% and this is well supported by cash flows. Trailing yield: 1.4%. Lower than top quartile of German dividend payers (4.5%). Lower than average of industry peers (4.6%).Declared Dividend • May 20First quarter dividend of US$0.43 announcedShareholders will receive a dividend of US$0.43. Ex-date: 10th June 2026 Payment date: 1st July 2026 Dividend yield will be 1.3%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (15% payout ratio) and is expected to be well covered in 3 years' time (13% forecast payout ratio). The dividend has increased by an average of 6.2% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 34% over the next 3 years, which should provide support to the dividend and adequate earnings cover.공고 • Apr 29UMB Financial Corporation Declares Quarterly Dividend on the Company’s Common Stock, Payable on July 1, 2026UMB Financial Corporation announced that the board of directors has declared the quarterly dividend of $0.43 per share on the company’s common stock (UMBF), payable on July 1, 2026, to shareholders of record as of June 10, 2026.공고 • Apr 09UMB Financial Corporation to Report Q1, 2026 Results on Apr 28, 2026UMB Financial Corporation announced that they will report Q1, 2026 results After-Market on Apr 28, 2026공고 • Mar 14UMB Financial Corporation, Annual General Meeting, Apr 28, 2026UMB Financial Corporation, Annual General Meeting, Apr 28, 2026.공고 • Jan 28+ 1 more updateUMB Financial Corporation Announces Net Charge-Offs for the Fourth Quarter Ended December 31, 2025UMB Financial Corporation announced net charge-offs for the fourth quarter ended December 31, 2025. For the quarter, the company reported net charge-offs totaled $12,654,000 against $8,935,000 a year ago.공고 • Jan 08UMB Financial Corporation to Report Q4, 2025 Results on Jan 27, 2026UMB Financial Corporation announced that they will report Q4, 2025 results After-Market on Jan 27, 2026공고 • Oct 29+ 1 more updateUMB Financial Corporation Reports Net Charge Offs for the Third Quarter Ended September 30, 2025UMB Financial Corporation reported net charge offs for the third quarter ended September 30, 2025. For the quarter, the company reported net charge offs of $18,383,000 against $8,454,000 reported a year ago.공고 • Oct 08UMB Financial Corporation to Report Q3, 2025 Results on Oct 28, 2025UMB Financial Corporation announced that they will report Q3, 2025 results After-Market on Oct 28, 2025공고 • Jul 30+ 1 more updateUMB Financial Corporation Reports Net Charge Offs for the Second Quarter Ended June 30, 2025UMB Financial Corporation reported net charge offs for the second quarter ended June 30, 2025. Net charge-offs for the second quarter totaled $15.5 million, or 0.17% of average loans, compared to $35.9 million, or 0.45% of average loans in the linked quarter, and $2.9 million, or 0.05% of average loans for the second quarter of 2024. Approximately $6.5 million of the net charge-offs in the second quarter of 2025 were related to loans acquired from HTLF as compared to $29.7 million of the net charge-offs in the first quarter of 2025.공고 • Jul 09UMB Financial Corporation to Report Q2, 2025 Results on Jul 29, 2025UMB Financial Corporation announced that they will report Q2, 2025 results After-Market on Jul 29, 2025공고 • Apr 30+ 1 more updateUMB Financial Corporation Declares Quarterly Cash Dividend, Payable on July 1, 2025UMB Financial Corporation's board of Directors declared a $0.40 per share quarterly cash dividend, payable on July 1, 2025, to stockholders of record of the company's common stock at the close of business on June 10, 2025.공고 • Apr 09UMB Financial Corporation to Report Q1, 2025 Results on Apr 29, 2025UMB Financial Corporation announced that they will report Q1, 2025 results After-Market on Apr 29, 2025공고 • Mar 17UMB Financial Corporation, Annual General Meeting, Apr 29, 2025UMB Financial Corporation, Annual General Meeting, Apr 29, 2025.공고 • Feb 01UMB Financial Corporation Announces Board AppointmentsUMB Financial Corporation announced that it will close the acquisition of Heartland Financial USA Inc. effective January 31, 2025. As a result of this successful completion, five HTLF board members now join the UMB Financial Corporation Board of Directors: John Schmidt, Bradley (Brad) Henderson, Jennifer (Jenny) Hopkins, Margaret Lazo and Susan Murphy. With these additions, the UMBF Board grows to 16 board members.공고 • Jan 29UMB Financial Corporation Declares Quarterly Dividend, Payable on April 1, 2025On January 28, 2025, UMB Financial Corporation announced that the Board of Directors of the Company had declared a quarterly dividend of $0.40 per share that is payable on April 1, 2025 to stockholders of record of the Company's common stock as of the close of business on March 10, 2025.공고 • Jan 13+ 1 more updateUMB Financial Corporation to Report Q4, 2024 Results on Jan 28, 2025UMB Financial Corporation announced that they will report Q4, 2024 results at 4:00 PM, US Eastern Standard Time on Jan 28, 2025Valuation Update With 7 Day Price Move • Nov 07Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €116, the stock trades at a forward P/E ratio of 17x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 33% over the past three years.Recent Insider Transactions • Nov 06Chairman & CEO recently sold €2.4m worth of stockOn the 1st of November, J. Kemper sold around 24k shares on-market at roughly €100 per share. This transaction amounted to 1.3% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. J. has been a net seller over the last 12 months, reducing personal holdings by €19m.Declared Dividend • Nov 04Third quarter dividend of US$0.40 announcedShareholders will receive a dividend of US$0.40. Ex-date: 10th December 2024 Payment date: 2nd January 2025 Dividend yield will be 1.5%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (19% payout ratio) and is expected to be well covered in 3 years' time (15% forecast payout ratio). The dividend has increased by an average of 5.9% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 25% over the next 2 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Oct 30Third quarter 2024 earnings released: EPS: US$2.25 (vs US$1.99 in 3Q 2023)Third quarter 2024 results: EPS: US$2.25 (up from US$1.99 in 3Q 2023). Revenue: US$388.1m (up 11% from 3Q 2023). Net income: US$109.6m (up 14% from 3Q 2023). Profit margin: 28% (in line with 3Q 2023). Revenue is forecast to grow 27% p.a. on average during the next 3 years, compared to a 3.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 3% per year but the company’s share price has increased by 3% per year, which means it is well ahead of earnings.공고 • Oct 09UMB Financial Corporation to Report Q3, 2024 Results on Oct 29, 2024UMB Financial Corporation announced that they will report Q3, 2024 results After-Market on Oct 29, 2024Recent Insider Transactions • Oct 04Chairman & CEO recently sold €2.2m worth of stockOn the 1st of October, J. Kemper sold around 24k shares on-market at roughly €91.98 per share. This transaction amounted to 1.3% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth €2.3m. J. has been a net seller over the last 12 months, reducing personal holdings by €16m.Recent Insider Transactions • Sep 06Chairman & CEO recently sold €2.3m worth of stockOn the 3rd of September, J. Kemper sold around 24k shares on-market at roughly €93.31 per share. This transaction amounted to 1.3% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. J. has been a net seller over the last 12 months, reducing personal holdings by €14m.Upcoming Dividend • Sep 05Upcoming dividend of US$0.39 per shareEligible shareholders must have bought the stock before 10 September 2024. Payment date: 01 October 2024. Payout ratio is a comfortable 20% and this is well supported by cash flows. Trailing yield: 1.5%. Lower than top quartile of German dividend payers (4.8%). Lower than average of industry peers (6.5%).Recent Insider Transactions • Aug 28President & Vice Chairman recently sold €657k worth of stockOn the 23rd of August, James Rine sold around 7k shares on-market at roughly €89.79 per share. This transaction amounted to 17% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €2.0m. James has been a net seller over the last 12 months, reducing personal holdings by €850k.Recent Insider Transactions • Aug 07Chairman & CEO recently sold €2.0m worth of stockOn the 2nd of August, J. Kemper sold around 24k shares on-market at roughly €86.87 per share. This transaction amounted to 1.2% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. J. has been a net seller over the last 12 months, reducing personal holdings by €15m.Declared Dividend • Aug 05Second quarter dividend of US$0.39 announcedShareholders will receive a dividend of US$0.39. Ex-date: 10th September 2024 Payment date: 1st October 2024 Dividend yield will be 1.7%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (20% payout ratio) and is expected to be well covered in 3 years' time (17% forecast payout ratio). The dividend has increased by an average of 5.7% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 6.2% over the next 3 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Jul 31Second quarter 2024 earnings released: EPS: US$2.08 (vs US$1.86 in 2Q 2023)Second quarter 2024 results: EPS: US$2.08 (up from US$1.86 in 2Q 2023). Revenue: US$376.0m (up 7.2% from 2Q 2023). Net income: US$101.3m (up 13% from 2Q 2023). Profit margin: 27% (up from 26% in 2Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 26% p.a. on average during the next 3 years, compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 3% per year but the company’s share price has increased by 5% per year, which means it is well ahead of earnings.공고 • Jul 11UMB Financial Corporation to Report Q2, 2024 Results on Jul 30, 2024UMB Financial Corporation announced that they will report Q2, 2024 results After-Market on Jul 30, 2024Recent Insider Transactions • Jul 05Chairman & CEO recently sold €1.2m worth of stockOn the 1st of July, J. Kemper sold around 16k shares on-market at roughly €77.55 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. J. has been a net seller over the last 12 months, reducing personal holdings by €11m.Recent Insider Transactions • Jun 09Chairman & CEO recently sold €1.1m worth of stockOn the 3rd of June, J. Kemper sold around 15k shares on-market at roughly €74.50 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth €1.9m. J. has been a net seller over the last 12 months, reducing personal holdings by €10m.Upcoming Dividend • Jun 03Upcoming dividend of US$0.39 per shareEligible shareholders must have bought the stock before 10 June 2024. Payment date: 01 July 2024. Payout ratio is a comfortable 20% and this is well supported by cash flows. Trailing yield: 1.9%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (6.3%).Recent Insider Transactions • May 17Chairman & CEO recently sold €588k worth of stockOn the 14th of May, J. Kemper sold around 8k shares on-market at roughly €77.32 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth €1.9m. J. has been a net seller over the last 12 months, reducing personal holdings by €9.0m.Declared Dividend • May 06First quarter dividend of US$0.39 announcedShareholders will receive a dividend of US$0.39. Ex-date: 10th June 2024 Payment date: 1st July 2024 Dividend yield will be 1.9%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (20% payout ratio) and is expected to be well covered in 3 years' time (17% forecast payout ratio). The dividend has increased by an average of 6.1% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 11% over the next 3 years, which should provide support to the dividend and adequate earnings cover.New Risk • May 01New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 6.3% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Shareholders have been diluted in the past year (6.3% increase in shares outstanding). Significant insider selling over the past 3 months (€4.9m sold).공고 • Apr 30+ 5 more updatesUMB Financial Corporation has completed a Follow-on Equity Offering in the amount of $210 million.UMB Financial Corporation has completed a Follow-on Equity Offering in the amount of $210 million. Security Name: Common Stock Security Type: Common Stock Securities Offered: 2,800,000 Price\Range: $75공고 • Apr 28UMB Financial Reportedly in Talks to Acquire Heartland Financial USAUMB Financial Corporation (NasdaqGS:UMBF) is in talks to acquire rival Heartland Financial USA, Inc. (NasdaqGS:HTLF), people with knowledge of the matter said, in what would be the biggest US regional bank merger this year. A deal could be announced within weeks, according to the people, who asked not to be identified discussing confidential information. Deliberations are ongoing and talks could still be delayed or falter, they said. A spokesperson for UMB said the company doesn’t comment on ‘market speculation.’ A representative for Heartland Financial didn’t immediately respond to requests for comment.공고 • Apr 19UMB Financial Corporation to Report Q1, 2024 Results on Apr 30, 2024UMB Financial Corporation announced that they will report Q1, 2024 results After-Market on Apr 30, 2024공고 • Apr 11UMB Financial Corporation Has Announces the Promotion of Liz Lewis as President of Consumer BankingUMB Financial Corporation has announced the promotion of Liz Lewis as president of consumer banking. She is to assume the role in addition to her current role as chief marketing officer. She has more than 20 years of experience in financial services. In the position, Lewis will also be responsible for the consumer banking division, which includes retail banking, private banking and mortgage banking operations.Recent Insider Transactions • Apr 03Chairman & CEO recently sold €532k worth of stockOn the 28th of March, J. Kemper sold around 7k shares on-market at roughly €79.86 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth €1.8m. J. has been a net seller over the last 12 months, reducing personal holdings by €6.5m.Recent Insider Transactions • Mar 14Chairman & CEO recently sold €1.8m worth of stockOn the 12th of March, J. Kemper sold around 24k shares on-market at roughly €74.11 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. J. has been a net seller over the last 12 months, reducing personal holdings by €5.9m.공고 • Mar 14UMB Financial Corporation, Annual General Meeting, Apr 30, 2024UMB Financial Corporation, Annual General Meeting, Apr 30, 2024, at 09:00 Central Standard Time. Agenda: To consider the election of 11 directors for terms ending at the 2025 annual meeting of shareholders; to consider an advisory vote (non-binding) on the compensation paid to the company's Named Executive Officers; to consider the ratification of the Corporate Audit Committee’s engagement of KPMG LLP as the company's independent registered public accounting firm for 2024; to consider the approval of an amendment to the UMB Financial Corporation Omnibus Incentive Compensation Plan to increase the maximum number of shares available for issuance thereunder; and to consider any other business that may be properly considered at the meeting or any adjournment or postponement of the meeting.Upcoming Dividend • Mar 01Upcoming dividend of US$0.39 per shareEligible shareholders must have bought the stock before 08 March 2024. Payment date: 01 April 2024. Payout ratio is a comfortable 21% and this is well supported by cash flows. Trailing yield: 1.9%. Lower than top quartile of German dividend payers (5.2%). Lower than average of industry peers (5.6%).Reported Earnings • Feb 25Full year 2023 earnings released: EPS: US$7.22 (vs US$8.93 in FY 2022)Full year 2023 results: EPS: US$7.22 (down from US$8.93 in FY 2022). Revenue: US$1.42b (flat on FY 2022). Net income: US$350.0m (down 19% from FY 2022). Profit margin: 25% (down from 30% in FY 2022). Net interest margin (NIM): 2.52% (down from 2.63% in FY 2022). Revenue is forecast to grow 5.6% p.a. on average during the next 2 years, compared to a 3.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 2% per year and the company’s share price has also increased by 2% per year.공고 • Feb 06UMB Financial Corporation Promotes James D. Rine to PresidentOn February 5, 2024, UMB Financial Corporation announced that James D. Rine, age 53, has been promoted to President of the Company, effective as of January 29, 2024. The title was previously held by Mr. J. Mariner Kemper, who maintains his positions as the Company’s Chief Executive Officer and Chairman. Mr. Rine has been Vice Chairman of the Company since November 2020 and President and Chief Executive Officer of UMB Bank, n.a., a wholly owned national banking association, since October of 2018. He retains these roles.Declared Dividend • Feb 05Fourth quarter dividend of US$0.39 announcedShareholders will receive a dividend of US$0.39. Ex-date: 8th March 2024 Payment date: 1st April 2024 Dividend yield will be 1.9%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (21% payout ratio) and is expected to be well covered in 3 years' time (21% forecast payout ratio). The dividend has increased by an average of 6.1% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 6.4% over the next 2 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Jan 31Full year 2023 earnings released: EPS: US$7.22 (vs US$8.93 in FY 2022)Full year 2023 results: EPS: US$7.22 (down from US$8.93 in FY 2022). Revenue: US$1.42b (flat on FY 2022). Net income: US$350.0m (down 19% from FY 2022). Profit margin: 25% (down from 30% in FY 2022). Revenue is forecast to grow 4.6% p.a. on average during the next 2 years, compared to a 2.1% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 2% per year but the company’s share price has increased by 8% per year, which means it is tracking significantly ahead of earnings growth.공고 • Jan 31+ 1 more updateUMB Financial Corporation Declares Quarterly Cash Dividend, Payable on April 1, 2024UMB Financial Corporation announced at the company’s quarterly board meeting, the board of directors declared a $0.39 per share quarterly cash dividend, payable on April 1, 2024, to shareholders of record at the close of business on March 11, 2024.공고 • Jan 05UMB Financial Corporation to Report Q4, 2023 Results on Jan 30, 2024UMB Financial Corporation announced that they will report Q4, 2023 results After-Market on Jan 30, 2024Recent Insider Transactions • Dec 07Chairman recently sold €562k worth of stockOn the 4th of December, J. Kemper sold around 8k shares on-market at roughly €69.60 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. J. has been a net seller over the last 12 months, reducing personal holdings by €7.9m.Upcoming Dividend • Dec 01Upcoming dividend of US$0.39 per share at 2.2% yieldEligible shareholders must have bought the stock before 08 December 2023. Payment date: 02 January 2024. Payout ratio is a comfortable 19% and this is well supported by cash flows. Trailing yield: 2.2%. Lower than top quartile of German dividend payers (5.1%). Lower than average of industry peers (6.4%).공고 • Oct 25UMB Financial Corporation Declares Quarterly Dividend, Payable on January 2, 2024On October 24, 2023, UMB Financial Corporation announced that the Board of Directors of the Company had declared a quarterly dividend of $0.39 per share that is payable on January 2, 2024 to shareholders of record of the Company as of the close of business on December 11, 2023.Reported Earnings • Oct 25Third quarter 2023 earnings released: EPS: US$1.99 (vs US$1.82 in 3Q 2022)Third quarter 2023 results: EPS: US$1.99 (up from US$1.82 in 3Q 2022). Revenue: US$350.6m (up 3.1% from 3Q 2022). Net income: US$96.6m (up 9.7% from 3Q 2022). Profit margin: 28% (up from 26% in 3Q 2022). Revenue is forecast to grow 5.2% p.a. on average during the next 3 years, compared to a 3.6% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 10% per year whereas the company’s share price has increased by 5% per year.공고 • Oct 05UMB Financial Corporation to Report Q3, 2023 Results on Oct 24, 2023UMB Financial Corporation announced that they will report Q3, 2023 results After-Market on Oct 24, 2023Upcoming Dividend • Sep 01Upcoming dividend of US$0.38 per share at 2.4% yieldEligible shareholders must have bought the stock before 08 September 2023. Payment date: 02 October 2023. Payout ratio is a comfortable 20% and this is well supported by cash flows. Trailing yield: 2.4%. Lower than top quartile of German dividend payers (4.8%). Lower than average of industry peers (6.2%).Recent Insider Transactions • Aug 30Chairman recently sold €590k worth of stockOn the 25th of August, J. Kemper sold around 10k shares on-market at roughly €58.98 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. J. has been a net seller over the last 12 months, reducing personal holdings by €5.2m.공고 • Aug 24Director Alexander C. Kemper Resigns from the Board of Directors' UMB Financial CorporationOn August 18, 2023, Director Alexander C. Kemper provided notice to UMB Financial Corporation that he is resigning from the Company’s board of directors, effective immediately. Mr. Kemper indicated that his decision to resign is not tied to any disagreement with the Company, or management of the Company .공고 • Jul 26UMB Financial Corporation Declares a Quarterly Dividend, Payable on October 2, 2023On July 25, 2023, UMB Financial Corporation announced that the Board of Directors of the Company declared a quarterly dividend of $0.38 per share that is payable on October 2, 2023 to shareholders of record of the Company as of the close of business on September 11, 2023.Reported Earnings • Jul 26Second quarter 2023 earnings released: EPS: US$1.86 (vs US$2.85 in 2Q 2022)Second quarter 2023 results: EPS: US$1.86 (down from US$2.85 in 2Q 2022). Revenue: US$350.7m (down 9.6% from 2Q 2022). Net income: US$90.1m (down 35% from 2Q 2022). Profit margin: 26% (down from 36% in 2Q 2022). The decrease in margin was primarily driven by lower revenue. Revenue is forecast to grow 5.5% p.a. on average during the next 2 years, compared to a 4.4% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 17% per year whereas the company’s share price has increased by 13% per year.공고 • Jul 22UMB Financial Corporation Announces Appointment of Phil Mason as PresidentUMB Financial Corporation has announced the appointment of a president to its institutional banking division. The firm has announced the appointment of Phil Mason to the position. In the position, Mason is to oversee activities for the firm across corporate trust and agency services. Mason has served UMB since 2005.공고 • Jul 07UMB Financial Corporation to Report Q2, 2023 Results on Jul 25, 2023UMB Financial Corporation announced that they will report Q2, 2023 results After-Market on Jul 25, 2023Valuation Update With 7 Day Price Move • Jun 07Investor sentiment improves as stock rises 15%After last week's 15% share price gain to €60.50, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 7x in the Banks industry in Europe. Total returns to shareholders of 22% over the past three years.Upcoming Dividend • Jun 02Upcoming dividend of US$0.38 per share at 2.6% yieldEligible shareholders must have bought the stock before 09 June 2023. Payment date: 03 July 2023. Payout ratio is a comfortable 17% and this is well supported by cash flows. Trailing yield: 2.6%. Lower than top quartile of German dividend payers (4.8%). Lower than average of industry peers (6.4%).공고 • May 27UMB Financial Corporation (NasdaqGS:UMBF) agreed to acquire Hybarger & Associates.UMB Financial Corporation (NasdaqGS:UMBF) agreed to acquire Hybarger & Associates on May 25, 2023. The acquisition is expected to close in the second quarter of 2023.Recent Insider Transactions • May 04Independent Director recently bought €95k worth of stockOn the 1st of May, Gordon Lansford bought around 2k shares on-market at roughly €55.72 per share. This transaction amounted to 38% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth €203k. Despite this recent purchase, insiders have collectively sold €8.9m more in shares than they bought in the last 12 months.Reported Earnings • Apr 26First quarter 2023 earnings released: EPS: US$1.91 (vs US$2.19 in 1Q 2022)First quarter 2023 results: EPS: US$1.91 (down from US$2.19 in 1Q 2022). Revenue: US$348.6m (up 2.4% from 1Q 2022). Net income: US$92.4m (down 13% from 1Q 2022). Profit margin: 27% (down from 31% in 1Q 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 4.7% p.a. on average during the next 2 years, compared to a 5.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 24% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.Recent Insider Transactions • Mar 14Independent Director recently bought €203k worth of stockOn the 13th of March, Timothy Murphy bought around 3k shares on-market at roughly €59.72 per share. This transaction amounted to 17% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Despite this recent purchase, insiders have collectively sold €9.8m more in shares than they bought in the last 12 months.Valuation Update With 7 Day Price Move • Mar 11Investor sentiment deteriorates as stock falls 15%After last week's 15% share price decline to €70.50, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 73% over the past three years.Upcoming Dividend • Mar 02Upcoming dividend of US$0.38 per share at 1.7% yieldEligible shareholders must have bought the stock before 09 March 2023. Payment date: 03 April 2023. Payout ratio is a comfortable 17% and this is well supported by cash flows. Trailing yield: 1.7%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (5.3%).Reported Earnings • Mar 01Full year 2022 earnings released: EPS: US$8.93 (vs US$7.31 in FY 2021)Full year 2022 results: EPS: US$8.93 (up from US$7.31 in FY 2021). Revenue: US$1.43b (up 13% from FY 2021). Net income: US$431.7m (up 22% from FY 2021). Profit margin: 30% (up from 28% in FY 2021). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.63% (up from 2.50% in FY 2021). Non-performing loans: 0.09% (down from 0.54% in FY 2021). Revenue is forecast to grow 6.3% p.a. on average during the next 2 years, compared to a 6.6% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 26% per year but the company’s share price has only increased by 16% per year, which means it is significantly lagging earnings growth.Recent Insider Transactions • Feb 02Chairman recently sold €577k worth of stockOn the 27th of January, J. Kemper sold around 7k shares on-market at roughly €80.70 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. J. has been a net seller over the last 12 months, reducing personal holdings by €6.2m.공고 • Jan 25UMB Financial Corporation Declares Quarterly Dividend, Payable on April 3, 2023On January 24, 2023, UMB Financial Corporation announced that the Board of Directors of the Company had declared a quarterly dividend of $0.38 per share that is payable on April 3, 2023 to shareholders of record of the Company as of the close of business on March 10, 2023.Reported Earnings • Jan 25Full year 2022 earnings released: EPS: US$8.93 (vs US$7.31 in FY 2021)Full year 2022 results: EPS: US$8.93 (up from US$7.31 in FY 2021). Revenue: US$1.43b (up 13% from FY 2021). Net income: US$431.7m (up 22% from FY 2021). Profit margin: 30% (up from 28% in FY 2021). The increase in margin was driven by higher revenue. Revenue is forecast to grow 5.0% p.a. on average during the next 2 years, compared to a 5.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 26% per year but the company’s share price has only increased by 8% per year, which means it is significantly lagging earnings growth.공고 • Jan 05UMB Financial Corporation to Report Q4, 2022 Results on Jan 24, 2023UMB Financial Corporation announced that they will report Q4, 2022 results After-Market on Jan 24, 2023Recent Insider Transactions • Dec 04Chairman recently sold €188k worth of stockOn the 30th of November, J. Kemper sold around 2k shares on-market at roughly €79.53 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth €415k. J. has been a net seller over the last 12 months, reducing personal holdings by €7.1m.Upcoming Dividend • Dec 02Upcoming dividend of US$0.38 per shareEligible shareholders must have bought the stock before 09 December 2022. Payment date: 03 January 2023. Payout ratio is a comfortable 17% and this is well supported by cash flows. Trailing yield: 1.8%. Lower than top quartile of German dividend payers (4.8%). Lower than average of industry peers (6.3%).Recent Insider Transactions • Nov 16Insider recently sold €75k worth of stockOn the 10th of November, Nikki Newton sold around 893 shares on-market at roughly €84.43 per share. This transaction amounted to 12% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €4.0m. Insiders have been net sellers, collectively disposing of €7.5m more than they bought in the last 12 months.Board Change • Nov 16Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 6 experienced directors. 6 highly experienced directors. Independent Director Tammy Peterman was the last director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment.Recent Insider Transactions • Nov 09Chairman recently sold €415k worth of stockOn the 4th of November, J. Kemper sold around 5k shares on-market at roughly €82.61 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth €4.0m. J. has been a net seller over the last 12 months, reducing personal holdings by €7.3m.Recent Insider Transactions • Nov 04Independent Director recently bought €119k worth of stockOn the 28th of October, Timothy Murphy bought around 2k shares on-market at roughly €79.09 per share. This transaction amounted to 8.4% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Despite this recent purchase, insiders have collectively sold €7.1m more in shares than they bought in the last 12 months.Recent Insider Transactions • Nov 02Independent Director recently sold €119k worth of stockOn the 28th of October, Timothy Murphy sold around 2k shares on-market at roughly €79.09 per share. This transaction amounted to 8.4% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €4.0m. Insiders have been net sellers, collectively disposing of €7.4m more than they bought in the last 12 months.Reported Earnings • Oct 27Third quarter 2022 earnings released: EPS: US$1.82 (vs US$1.96 in 3Q 2021)Third quarter 2022 results: EPS: US$1.82 (down from US$1.96 in 3Q 2021). Revenue: US$340.2m (up 5.4% from 3Q 2021). Net income: US$88.0m (down 6.9% from 3Q 2021). Profit margin: 26% (down from 29% in 3Q 2021). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 4.8% p.a. on average during the next 3 years, compared to a 5.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 28% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.공고 • Oct 27UMB Financial Corporation Reports Net Charge-Offs for the Third Quarter Ended September 30, 2022UMB Financial Corporation reported Net charge-offs for the third quarter ended September 30, 2022. For the quarter, the company's net charge-offs - total loans was $1,173,000 against $3,127,000 a year ago.이익 및 매출 성장 예측DB:UMB - 애널리스트 향후 추정치 및 과거 재무 데이터 (USD Millions)날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수12/31/20283,4051,205N/AN/A312/31/20273,1411,047N/AN/A912/31/20262,959991N/AN/A93/31/20262,7328619811,025N/A12/31/20252,4986859781,027N/A9/30/20252,217595806854N/A6/30/20251,947524667705N/A3/31/20251,657410506532N/A12/31/20241,568441205225N/A9/30/20241,524392364377N/A6/30/20241,486379470486N/A3/31/20241,461368507527N/A12/31/20231,421350450473N/A9/30/20231,412379492532N/A6/30/20231,401371467519N/A3/31/20231,438418523575N/A12/31/20221,430432718770N/A9/30/20221,389410749797N/A6/30/20221,372416727763N/A3/31/20221,293366578614N/A12/31/20211,263353500534N/A9/30/20211,360431487521N/A6/30/20211,319409409449N/A3/31/20211,287383432480N/A12/31/20201,161287313374N/A9/30/20201,024197293365N/A6/30/20201,007186223308N/A3/31/2020990182223303N/A12/31/20191,065244N/A340N/A9/30/2019993203N/A264N/A6/30/2019974198N/A332N/A3/31/2019957196N/A324N/A12/31/2018941196N/A296N/A9/30/2018979218N/A306N/A6/30/2018967209N/A306N/A3/31/2018957199N/A329N/A12/31/2017941183N/A327N/A9/30/2017917179N/A371N/A6/30/2017899170N/A333N/A3/31/2017883161N/A285N/A12/31/2016865154N/A296N/A9/30/2016865140N/A208N/A6/30/2016866123N/A189N/A3/31/2016861117N/A217N/A12/31/201576797N/A212N/A9/30/2015844113N/A236N/A더 보기애널리스트 향후 성장 전망수입 대 저축률: UMB 의 연간 예상 수익 증가율(10.6%)이 saving rate(1.9%)보다 높습니다.수익 vs 시장: UMB 의 연간 수익(10.6%)이 German 시장(15.9%)보다 느리게 성장할 것으로 예상됩니다.고성장 수익: UMB 의 수입은 증가할 것으로 예상되지만 상당히 증가하지는 않을 것입니다.수익 대 시장: UMB 의 수익(연간 7.7%)이 German 시장(연간 6.6%)보다 빠르게 성장할 것으로 예상됩니다.고성장 매출: UMB 의 수익(연간 7.7%)은 연간 20%보다 느리게 증가할 것으로 예상됩니다.주당순이익 성장 예측향후 자기자본이익률미래 ROE: UMB의 자본 수익률은 3년 후 11.9%로 낮을 것으로 예상됩니다.성장 기업 찾아보기7D1Y7D1Y7D1YBanks 산업의 고성장 기업.View Past Performance기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/07/23 05:12종가2026/07/23 00:00수익2026/03/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델의 세부 정보는 당사의 GitHub 페이지에서 확인하실 수 있습니다. 또한 보고서 사용 방법에 대한 가이드와 YouTube 튜토리얼도 제공하고 있습니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스UMB Financial Corporation는 17명의 분석가가 다루고 있습니다. 이 중 11명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Jared David ShawBarclaysBrandon BermanBofA Global ResearchBenjamin GerlingerCitigroup Inc14명의 분석가 더 보기
공고 • Jul 08UMB Financial Corporation to Report Q2, 2026 Results on Jul 28, 2026UMB Financial Corporation announced that they will report Q2, 2026 results After-Market on Jul 28, 2026
Recent Insider Transactions • Jun 18President & Vice Chairman recently sold €946k worth of stockOn the 9th of June, James Rine sold around 8k shares on-market at roughly €115 per share. This transaction amounted to 20% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. James has been a net seller over the last 12 months, reducing personal holdings by €1.3m.
Upcoming Dividend • Jun 04Upcoming dividend of US$0.43 per shareEligible shareholders must have bought the stock before 10 June 2026. Payment date: 01 July 2026. Payout ratio is a comfortable 15% and this is well supported by cash flows. Trailing yield: 1.4%. Lower than top quartile of German dividend payers (4.5%). Lower than average of industry peers (4.6%).
Declared Dividend • May 20First quarter dividend of US$0.43 announcedShareholders will receive a dividend of US$0.43. Ex-date: 10th June 2026 Payment date: 1st July 2026 Dividend yield will be 1.3%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (15% payout ratio) and is expected to be well covered in 3 years' time (13% forecast payout ratio). The dividend has increased by an average of 6.2% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 34% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
공고 • Apr 29UMB Financial Corporation Declares Quarterly Dividend on the Company’s Common Stock, Payable on July 1, 2026UMB Financial Corporation announced that the board of directors has declared the quarterly dividend of $0.43 per share on the company’s common stock (UMBF), payable on July 1, 2026, to shareholders of record as of June 10, 2026.
공고 • Apr 09UMB Financial Corporation to Report Q1, 2026 Results on Apr 28, 2026UMB Financial Corporation announced that they will report Q1, 2026 results After-Market on Apr 28, 2026
공고 • Mar 14UMB Financial Corporation, Annual General Meeting, Apr 28, 2026UMB Financial Corporation, Annual General Meeting, Apr 28, 2026.
공고 • Jan 28+ 1 more updateUMB Financial Corporation Announces Net Charge-Offs for the Fourth Quarter Ended December 31, 2025UMB Financial Corporation announced net charge-offs for the fourth quarter ended December 31, 2025. For the quarter, the company reported net charge-offs totaled $12,654,000 against $8,935,000 a year ago.
공고 • Jan 08UMB Financial Corporation to Report Q4, 2025 Results on Jan 27, 2026UMB Financial Corporation announced that they will report Q4, 2025 results After-Market on Jan 27, 2026
공고 • Oct 29+ 1 more updateUMB Financial Corporation Reports Net Charge Offs for the Third Quarter Ended September 30, 2025UMB Financial Corporation reported net charge offs for the third quarter ended September 30, 2025. For the quarter, the company reported net charge offs of $18,383,000 against $8,454,000 reported a year ago.
공고 • Oct 08UMB Financial Corporation to Report Q3, 2025 Results on Oct 28, 2025UMB Financial Corporation announced that they will report Q3, 2025 results After-Market on Oct 28, 2025
공고 • Jul 30+ 1 more updateUMB Financial Corporation Reports Net Charge Offs for the Second Quarter Ended June 30, 2025UMB Financial Corporation reported net charge offs for the second quarter ended June 30, 2025. Net charge-offs for the second quarter totaled $15.5 million, or 0.17% of average loans, compared to $35.9 million, or 0.45% of average loans in the linked quarter, and $2.9 million, or 0.05% of average loans for the second quarter of 2024. Approximately $6.5 million of the net charge-offs in the second quarter of 2025 were related to loans acquired from HTLF as compared to $29.7 million of the net charge-offs in the first quarter of 2025.
공고 • Jul 09UMB Financial Corporation to Report Q2, 2025 Results on Jul 29, 2025UMB Financial Corporation announced that they will report Q2, 2025 results After-Market on Jul 29, 2025
공고 • Apr 30+ 1 more updateUMB Financial Corporation Declares Quarterly Cash Dividend, Payable on July 1, 2025UMB Financial Corporation's board of Directors declared a $0.40 per share quarterly cash dividend, payable on July 1, 2025, to stockholders of record of the company's common stock at the close of business on June 10, 2025.
공고 • Apr 09UMB Financial Corporation to Report Q1, 2025 Results on Apr 29, 2025UMB Financial Corporation announced that they will report Q1, 2025 results After-Market on Apr 29, 2025
공고 • Mar 17UMB Financial Corporation, Annual General Meeting, Apr 29, 2025UMB Financial Corporation, Annual General Meeting, Apr 29, 2025.
공고 • Feb 01UMB Financial Corporation Announces Board AppointmentsUMB Financial Corporation announced that it will close the acquisition of Heartland Financial USA Inc. effective January 31, 2025. As a result of this successful completion, five HTLF board members now join the UMB Financial Corporation Board of Directors: John Schmidt, Bradley (Brad) Henderson, Jennifer (Jenny) Hopkins, Margaret Lazo and Susan Murphy. With these additions, the UMBF Board grows to 16 board members.
공고 • Jan 29UMB Financial Corporation Declares Quarterly Dividend, Payable on April 1, 2025On January 28, 2025, UMB Financial Corporation announced that the Board of Directors of the Company had declared a quarterly dividend of $0.40 per share that is payable on April 1, 2025 to stockholders of record of the Company's common stock as of the close of business on March 10, 2025.
공고 • Jan 13+ 1 more updateUMB Financial Corporation to Report Q4, 2024 Results on Jan 28, 2025UMB Financial Corporation announced that they will report Q4, 2024 results at 4:00 PM, US Eastern Standard Time on Jan 28, 2025
Valuation Update With 7 Day Price Move • Nov 07Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €116, the stock trades at a forward P/E ratio of 17x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 33% over the past three years.
Recent Insider Transactions • Nov 06Chairman & CEO recently sold €2.4m worth of stockOn the 1st of November, J. Kemper sold around 24k shares on-market at roughly €100 per share. This transaction amounted to 1.3% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. J. has been a net seller over the last 12 months, reducing personal holdings by €19m.
Declared Dividend • Nov 04Third quarter dividend of US$0.40 announcedShareholders will receive a dividend of US$0.40. Ex-date: 10th December 2024 Payment date: 2nd January 2025 Dividend yield will be 1.5%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (19% payout ratio) and is expected to be well covered in 3 years' time (15% forecast payout ratio). The dividend has increased by an average of 5.9% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 25% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Oct 30Third quarter 2024 earnings released: EPS: US$2.25 (vs US$1.99 in 3Q 2023)Third quarter 2024 results: EPS: US$2.25 (up from US$1.99 in 3Q 2023). Revenue: US$388.1m (up 11% from 3Q 2023). Net income: US$109.6m (up 14% from 3Q 2023). Profit margin: 28% (in line with 3Q 2023). Revenue is forecast to grow 27% p.a. on average during the next 3 years, compared to a 3.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 3% per year but the company’s share price has increased by 3% per year, which means it is well ahead of earnings.
공고 • Oct 09UMB Financial Corporation to Report Q3, 2024 Results on Oct 29, 2024UMB Financial Corporation announced that they will report Q3, 2024 results After-Market on Oct 29, 2024
Recent Insider Transactions • Oct 04Chairman & CEO recently sold €2.2m worth of stockOn the 1st of October, J. Kemper sold around 24k shares on-market at roughly €91.98 per share. This transaction amounted to 1.3% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth €2.3m. J. has been a net seller over the last 12 months, reducing personal holdings by €16m.
Recent Insider Transactions • Sep 06Chairman & CEO recently sold €2.3m worth of stockOn the 3rd of September, J. Kemper sold around 24k shares on-market at roughly €93.31 per share. This transaction amounted to 1.3% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. J. has been a net seller over the last 12 months, reducing personal holdings by €14m.
Upcoming Dividend • Sep 05Upcoming dividend of US$0.39 per shareEligible shareholders must have bought the stock before 10 September 2024. Payment date: 01 October 2024. Payout ratio is a comfortable 20% and this is well supported by cash flows. Trailing yield: 1.5%. Lower than top quartile of German dividend payers (4.8%). Lower than average of industry peers (6.5%).
Recent Insider Transactions • Aug 28President & Vice Chairman recently sold €657k worth of stockOn the 23rd of August, James Rine sold around 7k shares on-market at roughly €89.79 per share. This transaction amounted to 17% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €2.0m. James has been a net seller over the last 12 months, reducing personal holdings by €850k.
Recent Insider Transactions • Aug 07Chairman & CEO recently sold €2.0m worth of stockOn the 2nd of August, J. Kemper sold around 24k shares on-market at roughly €86.87 per share. This transaction amounted to 1.2% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. J. has been a net seller over the last 12 months, reducing personal holdings by €15m.
Declared Dividend • Aug 05Second quarter dividend of US$0.39 announcedShareholders will receive a dividend of US$0.39. Ex-date: 10th September 2024 Payment date: 1st October 2024 Dividend yield will be 1.7%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (20% payout ratio) and is expected to be well covered in 3 years' time (17% forecast payout ratio). The dividend has increased by an average of 5.7% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 6.2% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Jul 31Second quarter 2024 earnings released: EPS: US$2.08 (vs US$1.86 in 2Q 2023)Second quarter 2024 results: EPS: US$2.08 (up from US$1.86 in 2Q 2023). Revenue: US$376.0m (up 7.2% from 2Q 2023). Net income: US$101.3m (up 13% from 2Q 2023). Profit margin: 27% (up from 26% in 2Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 26% p.a. on average during the next 3 years, compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 3% per year but the company’s share price has increased by 5% per year, which means it is well ahead of earnings.
공고 • Jul 11UMB Financial Corporation to Report Q2, 2024 Results on Jul 30, 2024UMB Financial Corporation announced that they will report Q2, 2024 results After-Market on Jul 30, 2024
Recent Insider Transactions • Jul 05Chairman & CEO recently sold €1.2m worth of stockOn the 1st of July, J. Kemper sold around 16k shares on-market at roughly €77.55 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. J. has been a net seller over the last 12 months, reducing personal holdings by €11m.
Recent Insider Transactions • Jun 09Chairman & CEO recently sold €1.1m worth of stockOn the 3rd of June, J. Kemper sold around 15k shares on-market at roughly €74.50 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth €1.9m. J. has been a net seller over the last 12 months, reducing personal holdings by €10m.
Upcoming Dividend • Jun 03Upcoming dividend of US$0.39 per shareEligible shareholders must have bought the stock before 10 June 2024. Payment date: 01 July 2024. Payout ratio is a comfortable 20% and this is well supported by cash flows. Trailing yield: 1.9%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (6.3%).
Recent Insider Transactions • May 17Chairman & CEO recently sold €588k worth of stockOn the 14th of May, J. Kemper sold around 8k shares on-market at roughly €77.32 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth €1.9m. J. has been a net seller over the last 12 months, reducing personal holdings by €9.0m.
Declared Dividend • May 06First quarter dividend of US$0.39 announcedShareholders will receive a dividend of US$0.39. Ex-date: 10th June 2024 Payment date: 1st July 2024 Dividend yield will be 1.9%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (20% payout ratio) and is expected to be well covered in 3 years' time (17% forecast payout ratio). The dividend has increased by an average of 6.1% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 11% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
New Risk • May 01New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 6.3% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Shareholders have been diluted in the past year (6.3% increase in shares outstanding). Significant insider selling over the past 3 months (€4.9m sold).
공고 • Apr 30+ 5 more updatesUMB Financial Corporation has completed a Follow-on Equity Offering in the amount of $210 million.UMB Financial Corporation has completed a Follow-on Equity Offering in the amount of $210 million. Security Name: Common Stock Security Type: Common Stock Securities Offered: 2,800,000 Price\Range: $75
공고 • Apr 28UMB Financial Reportedly in Talks to Acquire Heartland Financial USAUMB Financial Corporation (NasdaqGS:UMBF) is in talks to acquire rival Heartland Financial USA, Inc. (NasdaqGS:HTLF), people with knowledge of the matter said, in what would be the biggest US regional bank merger this year. A deal could be announced within weeks, according to the people, who asked not to be identified discussing confidential information. Deliberations are ongoing and talks could still be delayed or falter, they said. A spokesperson for UMB said the company doesn’t comment on ‘market speculation.’ A representative for Heartland Financial didn’t immediately respond to requests for comment.
공고 • Apr 19UMB Financial Corporation to Report Q1, 2024 Results on Apr 30, 2024UMB Financial Corporation announced that they will report Q1, 2024 results After-Market on Apr 30, 2024
공고 • Apr 11UMB Financial Corporation Has Announces the Promotion of Liz Lewis as President of Consumer BankingUMB Financial Corporation has announced the promotion of Liz Lewis as president of consumer banking. She is to assume the role in addition to her current role as chief marketing officer. She has more than 20 years of experience in financial services. In the position, Lewis will also be responsible for the consumer banking division, which includes retail banking, private banking and mortgage banking operations.
Recent Insider Transactions • Apr 03Chairman & CEO recently sold €532k worth of stockOn the 28th of March, J. Kemper sold around 7k shares on-market at roughly €79.86 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth €1.8m. J. has been a net seller over the last 12 months, reducing personal holdings by €6.5m.
Recent Insider Transactions • Mar 14Chairman & CEO recently sold €1.8m worth of stockOn the 12th of March, J. Kemper sold around 24k shares on-market at roughly €74.11 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. J. has been a net seller over the last 12 months, reducing personal holdings by €5.9m.
공고 • Mar 14UMB Financial Corporation, Annual General Meeting, Apr 30, 2024UMB Financial Corporation, Annual General Meeting, Apr 30, 2024, at 09:00 Central Standard Time. Agenda: To consider the election of 11 directors for terms ending at the 2025 annual meeting of shareholders; to consider an advisory vote (non-binding) on the compensation paid to the company's Named Executive Officers; to consider the ratification of the Corporate Audit Committee’s engagement of KPMG LLP as the company's independent registered public accounting firm for 2024; to consider the approval of an amendment to the UMB Financial Corporation Omnibus Incentive Compensation Plan to increase the maximum number of shares available for issuance thereunder; and to consider any other business that may be properly considered at the meeting or any adjournment or postponement of the meeting.
Upcoming Dividend • Mar 01Upcoming dividend of US$0.39 per shareEligible shareholders must have bought the stock before 08 March 2024. Payment date: 01 April 2024. Payout ratio is a comfortable 21% and this is well supported by cash flows. Trailing yield: 1.9%. Lower than top quartile of German dividend payers (5.2%). Lower than average of industry peers (5.6%).
Reported Earnings • Feb 25Full year 2023 earnings released: EPS: US$7.22 (vs US$8.93 in FY 2022)Full year 2023 results: EPS: US$7.22 (down from US$8.93 in FY 2022). Revenue: US$1.42b (flat on FY 2022). Net income: US$350.0m (down 19% from FY 2022). Profit margin: 25% (down from 30% in FY 2022). Net interest margin (NIM): 2.52% (down from 2.63% in FY 2022). Revenue is forecast to grow 5.6% p.a. on average during the next 2 years, compared to a 3.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 2% per year and the company’s share price has also increased by 2% per year.
공고 • Feb 06UMB Financial Corporation Promotes James D. Rine to PresidentOn February 5, 2024, UMB Financial Corporation announced that James D. Rine, age 53, has been promoted to President of the Company, effective as of January 29, 2024. The title was previously held by Mr. J. Mariner Kemper, who maintains his positions as the Company’s Chief Executive Officer and Chairman. Mr. Rine has been Vice Chairman of the Company since November 2020 and President and Chief Executive Officer of UMB Bank, n.a., a wholly owned national banking association, since October of 2018. He retains these roles.
Declared Dividend • Feb 05Fourth quarter dividend of US$0.39 announcedShareholders will receive a dividend of US$0.39. Ex-date: 8th March 2024 Payment date: 1st April 2024 Dividend yield will be 1.9%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (21% payout ratio) and is expected to be well covered in 3 years' time (21% forecast payout ratio). The dividend has increased by an average of 6.1% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 6.4% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Jan 31Full year 2023 earnings released: EPS: US$7.22 (vs US$8.93 in FY 2022)Full year 2023 results: EPS: US$7.22 (down from US$8.93 in FY 2022). Revenue: US$1.42b (flat on FY 2022). Net income: US$350.0m (down 19% from FY 2022). Profit margin: 25% (down from 30% in FY 2022). Revenue is forecast to grow 4.6% p.a. on average during the next 2 years, compared to a 2.1% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 2% per year but the company’s share price has increased by 8% per year, which means it is tracking significantly ahead of earnings growth.
공고 • Jan 31+ 1 more updateUMB Financial Corporation Declares Quarterly Cash Dividend, Payable on April 1, 2024UMB Financial Corporation announced at the company’s quarterly board meeting, the board of directors declared a $0.39 per share quarterly cash dividend, payable on April 1, 2024, to shareholders of record at the close of business on March 11, 2024.
공고 • Jan 05UMB Financial Corporation to Report Q4, 2023 Results on Jan 30, 2024UMB Financial Corporation announced that they will report Q4, 2023 results After-Market on Jan 30, 2024
Recent Insider Transactions • Dec 07Chairman recently sold €562k worth of stockOn the 4th of December, J. Kemper sold around 8k shares on-market at roughly €69.60 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. J. has been a net seller over the last 12 months, reducing personal holdings by €7.9m.
Upcoming Dividend • Dec 01Upcoming dividend of US$0.39 per share at 2.2% yieldEligible shareholders must have bought the stock before 08 December 2023. Payment date: 02 January 2024. Payout ratio is a comfortable 19% and this is well supported by cash flows. Trailing yield: 2.2%. Lower than top quartile of German dividend payers (5.1%). Lower than average of industry peers (6.4%).
공고 • Oct 25UMB Financial Corporation Declares Quarterly Dividend, Payable on January 2, 2024On October 24, 2023, UMB Financial Corporation announced that the Board of Directors of the Company had declared a quarterly dividend of $0.39 per share that is payable on January 2, 2024 to shareholders of record of the Company as of the close of business on December 11, 2023.
Reported Earnings • Oct 25Third quarter 2023 earnings released: EPS: US$1.99 (vs US$1.82 in 3Q 2022)Third quarter 2023 results: EPS: US$1.99 (up from US$1.82 in 3Q 2022). Revenue: US$350.6m (up 3.1% from 3Q 2022). Net income: US$96.6m (up 9.7% from 3Q 2022). Profit margin: 28% (up from 26% in 3Q 2022). Revenue is forecast to grow 5.2% p.a. on average during the next 3 years, compared to a 3.6% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 10% per year whereas the company’s share price has increased by 5% per year.
공고 • Oct 05UMB Financial Corporation to Report Q3, 2023 Results on Oct 24, 2023UMB Financial Corporation announced that they will report Q3, 2023 results After-Market on Oct 24, 2023
Upcoming Dividend • Sep 01Upcoming dividend of US$0.38 per share at 2.4% yieldEligible shareholders must have bought the stock before 08 September 2023. Payment date: 02 October 2023. Payout ratio is a comfortable 20% and this is well supported by cash flows. Trailing yield: 2.4%. Lower than top quartile of German dividend payers (4.8%). Lower than average of industry peers (6.2%).
Recent Insider Transactions • Aug 30Chairman recently sold €590k worth of stockOn the 25th of August, J. Kemper sold around 10k shares on-market at roughly €58.98 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. J. has been a net seller over the last 12 months, reducing personal holdings by €5.2m.
공고 • Aug 24Director Alexander C. Kemper Resigns from the Board of Directors' UMB Financial CorporationOn August 18, 2023, Director Alexander C. Kemper provided notice to UMB Financial Corporation that he is resigning from the Company’s board of directors, effective immediately. Mr. Kemper indicated that his decision to resign is not tied to any disagreement with the Company, or management of the Company .
공고 • Jul 26UMB Financial Corporation Declares a Quarterly Dividend, Payable on October 2, 2023On July 25, 2023, UMB Financial Corporation announced that the Board of Directors of the Company declared a quarterly dividend of $0.38 per share that is payable on October 2, 2023 to shareholders of record of the Company as of the close of business on September 11, 2023.
Reported Earnings • Jul 26Second quarter 2023 earnings released: EPS: US$1.86 (vs US$2.85 in 2Q 2022)Second quarter 2023 results: EPS: US$1.86 (down from US$2.85 in 2Q 2022). Revenue: US$350.7m (down 9.6% from 2Q 2022). Net income: US$90.1m (down 35% from 2Q 2022). Profit margin: 26% (down from 36% in 2Q 2022). The decrease in margin was primarily driven by lower revenue. Revenue is forecast to grow 5.5% p.a. on average during the next 2 years, compared to a 4.4% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 17% per year whereas the company’s share price has increased by 13% per year.
공고 • Jul 22UMB Financial Corporation Announces Appointment of Phil Mason as PresidentUMB Financial Corporation has announced the appointment of a president to its institutional banking division. The firm has announced the appointment of Phil Mason to the position. In the position, Mason is to oversee activities for the firm across corporate trust and agency services. Mason has served UMB since 2005.
공고 • Jul 07UMB Financial Corporation to Report Q2, 2023 Results on Jul 25, 2023UMB Financial Corporation announced that they will report Q2, 2023 results After-Market on Jul 25, 2023
Valuation Update With 7 Day Price Move • Jun 07Investor sentiment improves as stock rises 15%After last week's 15% share price gain to €60.50, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 7x in the Banks industry in Europe. Total returns to shareholders of 22% over the past three years.
Upcoming Dividend • Jun 02Upcoming dividend of US$0.38 per share at 2.6% yieldEligible shareholders must have bought the stock before 09 June 2023. Payment date: 03 July 2023. Payout ratio is a comfortable 17% and this is well supported by cash flows. Trailing yield: 2.6%. Lower than top quartile of German dividend payers (4.8%). Lower than average of industry peers (6.4%).
공고 • May 27UMB Financial Corporation (NasdaqGS:UMBF) agreed to acquire Hybarger & Associates.UMB Financial Corporation (NasdaqGS:UMBF) agreed to acquire Hybarger & Associates on May 25, 2023. The acquisition is expected to close in the second quarter of 2023.
Recent Insider Transactions • May 04Independent Director recently bought €95k worth of stockOn the 1st of May, Gordon Lansford bought around 2k shares on-market at roughly €55.72 per share. This transaction amounted to 38% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth €203k. Despite this recent purchase, insiders have collectively sold €8.9m more in shares than they bought in the last 12 months.
Reported Earnings • Apr 26First quarter 2023 earnings released: EPS: US$1.91 (vs US$2.19 in 1Q 2022)First quarter 2023 results: EPS: US$1.91 (down from US$2.19 in 1Q 2022). Revenue: US$348.6m (up 2.4% from 1Q 2022). Net income: US$92.4m (down 13% from 1Q 2022). Profit margin: 27% (down from 31% in 1Q 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 4.7% p.a. on average during the next 2 years, compared to a 5.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 24% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.
Recent Insider Transactions • Mar 14Independent Director recently bought €203k worth of stockOn the 13th of March, Timothy Murphy bought around 3k shares on-market at roughly €59.72 per share. This transaction amounted to 17% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Despite this recent purchase, insiders have collectively sold €9.8m more in shares than they bought in the last 12 months.
Valuation Update With 7 Day Price Move • Mar 11Investor sentiment deteriorates as stock falls 15%After last week's 15% share price decline to €70.50, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 73% over the past three years.
Upcoming Dividend • Mar 02Upcoming dividend of US$0.38 per share at 1.7% yieldEligible shareholders must have bought the stock before 09 March 2023. Payment date: 03 April 2023. Payout ratio is a comfortable 17% and this is well supported by cash flows. Trailing yield: 1.7%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (5.3%).
Reported Earnings • Mar 01Full year 2022 earnings released: EPS: US$8.93 (vs US$7.31 in FY 2021)Full year 2022 results: EPS: US$8.93 (up from US$7.31 in FY 2021). Revenue: US$1.43b (up 13% from FY 2021). Net income: US$431.7m (up 22% from FY 2021). Profit margin: 30% (up from 28% in FY 2021). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.63% (up from 2.50% in FY 2021). Non-performing loans: 0.09% (down from 0.54% in FY 2021). Revenue is forecast to grow 6.3% p.a. on average during the next 2 years, compared to a 6.6% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 26% per year but the company’s share price has only increased by 16% per year, which means it is significantly lagging earnings growth.
Recent Insider Transactions • Feb 02Chairman recently sold €577k worth of stockOn the 27th of January, J. Kemper sold around 7k shares on-market at roughly €80.70 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. J. has been a net seller over the last 12 months, reducing personal holdings by €6.2m.
공고 • Jan 25UMB Financial Corporation Declares Quarterly Dividend, Payable on April 3, 2023On January 24, 2023, UMB Financial Corporation announced that the Board of Directors of the Company had declared a quarterly dividend of $0.38 per share that is payable on April 3, 2023 to shareholders of record of the Company as of the close of business on March 10, 2023.
Reported Earnings • Jan 25Full year 2022 earnings released: EPS: US$8.93 (vs US$7.31 in FY 2021)Full year 2022 results: EPS: US$8.93 (up from US$7.31 in FY 2021). Revenue: US$1.43b (up 13% from FY 2021). Net income: US$431.7m (up 22% from FY 2021). Profit margin: 30% (up from 28% in FY 2021). The increase in margin was driven by higher revenue. Revenue is forecast to grow 5.0% p.a. on average during the next 2 years, compared to a 5.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 26% per year but the company’s share price has only increased by 8% per year, which means it is significantly lagging earnings growth.
공고 • Jan 05UMB Financial Corporation to Report Q4, 2022 Results on Jan 24, 2023UMB Financial Corporation announced that they will report Q4, 2022 results After-Market on Jan 24, 2023
Recent Insider Transactions • Dec 04Chairman recently sold €188k worth of stockOn the 30th of November, J. Kemper sold around 2k shares on-market at roughly €79.53 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth €415k. J. has been a net seller over the last 12 months, reducing personal holdings by €7.1m.
Upcoming Dividend • Dec 02Upcoming dividend of US$0.38 per shareEligible shareholders must have bought the stock before 09 December 2022. Payment date: 03 January 2023. Payout ratio is a comfortable 17% and this is well supported by cash flows. Trailing yield: 1.8%. Lower than top quartile of German dividend payers (4.8%). Lower than average of industry peers (6.3%).
Recent Insider Transactions • Nov 16Insider recently sold €75k worth of stockOn the 10th of November, Nikki Newton sold around 893 shares on-market at roughly €84.43 per share. This transaction amounted to 12% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €4.0m. Insiders have been net sellers, collectively disposing of €7.5m more than they bought in the last 12 months.
Board Change • Nov 16Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 6 experienced directors. 6 highly experienced directors. Independent Director Tammy Peterman was the last director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment.
Recent Insider Transactions • Nov 09Chairman recently sold €415k worth of stockOn the 4th of November, J. Kemper sold around 5k shares on-market at roughly €82.61 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth €4.0m. J. has been a net seller over the last 12 months, reducing personal holdings by €7.3m.
Recent Insider Transactions • Nov 04Independent Director recently bought €119k worth of stockOn the 28th of October, Timothy Murphy bought around 2k shares on-market at roughly €79.09 per share. This transaction amounted to 8.4% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Despite this recent purchase, insiders have collectively sold €7.1m more in shares than they bought in the last 12 months.
Recent Insider Transactions • Nov 02Independent Director recently sold €119k worth of stockOn the 28th of October, Timothy Murphy sold around 2k shares on-market at roughly €79.09 per share. This transaction amounted to 8.4% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €4.0m. Insiders have been net sellers, collectively disposing of €7.4m more than they bought in the last 12 months.
Reported Earnings • Oct 27Third quarter 2022 earnings released: EPS: US$1.82 (vs US$1.96 in 3Q 2021)Third quarter 2022 results: EPS: US$1.82 (down from US$1.96 in 3Q 2021). Revenue: US$340.2m (up 5.4% from 3Q 2021). Net income: US$88.0m (down 6.9% from 3Q 2021). Profit margin: 26% (down from 29% in 3Q 2021). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 4.8% p.a. on average during the next 3 years, compared to a 5.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 28% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.
공고 • Oct 27UMB Financial Corporation Reports Net Charge-Offs for the Third Quarter Ended September 30, 2022UMB Financial Corporation reported Net charge-offs for the third quarter ended September 30, 2022. For the quarter, the company's net charge-offs - total loans was $1,173,000 against $3,127,000 a year ago.