View ValuationProCredit Holding 향후 성장Future 기준 점검 3/6ProCredit Holding (는) 각각 연간 18.9% 및 10.2% 수익과 수익이 증가할 것으로 예상됩니다. EPS는 연간 18.8% 만큼 성장할 것으로 예상됩니다. 자기자본이익률은 3년 후 11.6% 로 예상됩니다.핵심 정보18.9%이익 성장률18.79%EPS 성장률Banks 이익 성장8.2%매출 성장률10.2%향후 자기자본이익률11.57%애널리스트 커버리지Low마지막 업데이트14 May 2026최근 향후 성장 업데이트Price Target Changed • Mar 27Price target increased by 18% to €17.00Up from €14.47, the current price target is an average from 3 analysts. New target price is 98% above last closing price of €8.60. Stock is up 38% over the past year. The company is forecast to post earnings per share of €1.84 for next year compared to €1.92 last year.Price Target Changed • Nov 21Price target increased by 7.4% to €14.47Up from €13.47, the current price target is an average from 3 analysts. New target price is 79% above last closing price of €8.06. Stock is up 120% over the past year. The company is forecast to post earnings per share of €1.91 for next year compared to €0.28 last year.Price Target Changed • Aug 23Price target increased by 13% to €13.47Up from €11.96, the current price target is an average from 2 analysts. New target price is 86% above last closing price of €7.24. Stock is up 113% over the past year. The company is forecast to post earnings per share of €1.68 for next year compared to €0.28 last year.Price Target Changed • Aug 21Price target increased by 8.6% to €12.63Up from €11.63, the current price target is an average from 2 analysts. New target price is 80% above last closing price of €7.02. Stock is up 104% over the past year. The company is forecast to post earnings per share of €1.68 for next year compared to €0.28 last year.Price Target Changed • Jun 09Price target increased by 9.1% to €11.96Up from €10.96, the current price target is an average from 2 analysts. New target price is 72% above last closing price of €6.96. Stock is up 74% over the past year. The company is forecast to post earnings per share of €1.43 for next year compared to €0.28 last year.Price Target Changed • Mar 29Price target increased by 20% to €10.96Up from €9.13, the current price target is an average from 2 analysts. New target price is 76% above last closing price of €6.24. Stock is up 63% over the past year. The company is forecast to post earnings per share of €1.06 for next year compared to €0.28 last year.모든 업데이트 보기Recent updatesDeclared Dividend • May 20Dividend reduced to €0.47Dividend of €0.47 is 20% lower than last year. Ex-date: 4th June 2026 Payment date: 8th June 2026 Dividend yield will be 5.9%, which is higher than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (33% payout ratio) and is expected to be well covered in 3 years' time (32% forecast payout ratio). The dividend has increased by an average of 2.4% per year over the past 9 years. However, payments have been volatile during that time. EPS is expected to grow by 68% over the next 3 years, which should provide support to the dividend and adequate earnings cover.공시 • Apr 22+ 1 more updateProCredit Holding AG, Annual General Meeting, Jun 03, 2026ProCredit Holding AG, Annual General Meeting, Jun 03, 2026, at 10:00 W. Europe Standard Time.공시 • Nov 15+ 3 more updatesProCredit Holding AG to Report First Half, 2026 Results on Aug 13, 2026ProCredit Holding AG announced that they will report first half, 2026 results on Aug 13, 2026공시 • Jun 06ProCredit Holding AG Approves Dividend for the Financial Year 2024ProCredit Holding AG held its Annual General Meeting for 2025 on 4 June 2025, The General Meeting resolved to pay out a dividend of EUR 0.59 per ordinary share, in accordance with the proposal of the Administration, submitted against the backdrop of positive business development. In line with the group’s dividend policy, according to which one third of the consolidated result is to be paid out as a dividend, a total of EUR 34.8 million will be distributed as a dividend for the 2024 financial year.공시 • Apr 25ProCredit Holding AG, Annual General Meeting, Jun 04, 2025ProCredit Holding AG, Annual General Meeting, Jun 04, 2025, at 10:00 W. Europe Standard Time.공시 • Mar 29ProCredit Holding AG announces Annual dividend, payable on June 09, 2025ProCredit Holding AG announced Annual dividend of EUR 0.5900 per share payable on June 09, 2025, ex-date on June 05, 2025 and record date on June 06, 2025.공시 • Nov 13+ 3 more updatesProCredit Holding AG to Report First Half, 2025 Results on Aug 14, 2025ProCredit Holding AG announced that they will report first half, 2025 results on Aug 14, 2025Reported Earnings • Aug 15Second quarter 2024 earnings released: EPS: €0.41 (vs €0.59 in 2Q 2023)Second quarter 2024 results: EPS: €0.41 (down from €0.59 in 2Q 2023). Revenue: €107.1m (up 7.8% from 2Q 2023). Net income: €24.1m (down 31% from 2Q 2023). Profit margin: 23% (down from 35% in 2Q 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 7.6% p.a. on average during the next 3 years, compared to a 3.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 26% per year but the company’s share price has only increased by 4% per year, which means it is significantly lagging earnings growth.Upcoming Dividend • May 29Upcoming dividend of €0.64 per shareEligible shareholders must have bought the stock before 05 June 2024. Payment date: 07 June 2024. Trailing yield: 6.5%. Within top quartile of German dividend payers (4.6%). In line with average of industry peers (6.3%).Reported Earnings • May 16First quarter 2024 earnings released: EPS: €0.57 (vs €0.50 in 1Q 2023)First quarter 2024 results: EPS: €0.57 (up from €0.50 in 1Q 2023). Revenue: €106.9m (up 16% from 1Q 2023). Net income: €33.5m (up 14% from 1Q 2023). Profit margin: 31% (in line with 1Q 2023). Revenue is forecast to grow 4.2% p.a. on average during the next 3 years, compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 25% per year but the company’s share price has only increased by 4% per year, which means it is significantly lagging earnings growth.Price Target Changed • Mar 27Price target increased by 18% to €17.00Up from €14.47, the current price target is an average from 3 analysts. New target price is 98% above last closing price of €8.60. Stock is up 38% over the past year. The company is forecast to post earnings per share of €1.84 for next year compared to €1.92 last year.New Risk • Mar 22New minor risk - Dividend sustainabilityThe company has an unstable dividend paying track record. The dividend has had an annual drop of over 20% in the past. Dividend yield: 7.7% This is considered a minor risk. If the company has cut or reduced its dividend in the past, it may be a sign that the underlying business is too cyclical to consistently maintain or grow the dividend over the long-term. It may also indicate the company prioritizes other outcomes instead of maintaining the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. This is currently the only risk that has been identified for the company.Reported Earnings • Mar 22Full year 2023 earnings released: EPS: €1.93 (vs €0.28 in FY 2022)Full year 2023 results: EPS: €1.93 (up from €0.28 in FY 2022). Revenue: €399.4m (up 67% from FY 2022). Net income: €113.4m (up €96.9m from FY 2022). Profit margin: 28% (up from 6.9% in FY 2022). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.60% (up from 3.10% in FY 2022). Cost-to-income ratio: 57.0% (down from 64.0% in FY 2022). Non-performing loans: 2.68% (down from 3.22% in FY 2022). Revenue is forecast to stay flat during the next 2 years compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 19% per year but the company’s share price has remained flat, which means it is significantly lagging earnings.Price Target Changed • Nov 21Price target increased by 7.4% to €14.47Up from €13.47, the current price target is an average from 3 analysts. New target price is 79% above last closing price of €8.06. Stock is up 120% over the past year. The company is forecast to post earnings per share of €1.91 for next year compared to €0.28 last year.Reported Earnings • Nov 15Third quarter 2023 earnings releasedThird quarter 2023 results: Revenue: €406.9m (up €342.3m from 3Q 2022). Net income: €357.1m (up €347.5m from 3Q 2022). Profit margin: 88% (up from 15% in 3Q 2022). The increase in margin was primarily driven by higher revenue. Revenue is expected to decline by 18% p.a. on average during the next 3 years, while revenues in the Banks industry in Europe are expected to grow by 2.1%.공시 • Nov 15+ 3 more updatesProCredit Holding AG to Report Fiscal Year 2023 Results on Mar 20, 2024ProCredit Holding AG announced that they will report fiscal year 2023 results on Mar 20, 2024공시 • Nov 14ProCredit Holding AG, Annual General Meeting, Jun 04, 2024ProCredit Holding AG, Annual General Meeting, Jun 04, 2024.Valuation Update With 7 Day Price Move • Nov 03Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €7.24, the stock trades at a forward P/E ratio of 4x. Average forward P/E is 7x in the Banks industry in Europe. Total returns to shareholders of 47% over the past three years.Price Target Changed • Aug 23Price target increased by 13% to €13.47Up from €11.96, the current price target is an average from 2 analysts. New target price is 86% above last closing price of €7.24. Stock is up 113% over the past year. The company is forecast to post earnings per share of €1.68 for next year compared to €0.28 last year.Price Target Changed • Aug 21Price target increased by 8.6% to €12.63Up from €11.63, the current price target is an average from 2 analysts. New target price is 80% above last closing price of €7.02. Stock is up 104% over the past year. The company is forecast to post earnings per share of €1.68 for next year compared to €0.28 last year.Reported Earnings • Aug 15Second quarter 2023 earnings released: EPS: €0.59 (vs €0.15 in 2Q 2022)Second quarter 2023 results: EPS: €0.59 (up from €0.15 in 2Q 2022). Revenue: €99.4m (up 61% from 2Q 2022). Net income: €34.6m (up 267% from 2Q 2022). Profit margin: 35% (up from 15% in 2Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 5.3% p.a. on average during the next 2 years, compared to a 3.6% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 3% per year but the company’s share price has increased by 7% per year, which means it is well ahead of earnings.공시 • Jul 23ProCredit Holding AG & Co. KGaA and Ms Sandrine Massiani Agrees that Ms Massiani's Management Board Contract Will End on 31 December 2023The Supervisory Board of ProCredit Holding AG & Co. KGaA and Ms Sandrine Massiani have agreed that Ms Massiani's Management Board contract will end on 31 December 2023. Ms Massiani is currently a member of the Management Board of ProCredit General Partner AG, the general partner of ProCredit Holding, and is responsible for Human Resources and Fraud Prevention/Compliance/AML. Ms Massiani will depart from the Management Board by mutual agreement at the end of 2023.Price Target Changed • Jun 09Price target increased by 9.1% to €11.96Up from €10.96, the current price target is an average from 2 analysts. New target price is 72% above last closing price of €6.96. Stock is up 74% over the past year. The company is forecast to post earnings per share of €1.43 for next year compared to €0.28 last year.Valuation Update With 7 Day Price Move • Jun 02Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €6.70, the stock trades at a forward P/E ratio of 5x. Average forward P/E is 7x in the Banks industry in Europe. Total returns to shareholders of 9.0% over the past three years.Reported Earnings • May 21First quarter 2023 earnings released: EPS: €0.50 (vs €0.03 loss in 1Q 2022)First quarter 2023 results: EPS: €0.50 (up from €0.03 loss in 1Q 2022). Revenue: €91.8m (up 118% from 1Q 2022). Net income: €29.5m (up €31.2m from 1Q 2022). Profit margin: 32% (up from net loss in 1Q 2022). The move to profitability was driven by higher revenue. Revenue is forecast to grow 6.4% p.a. on average during the next 2 years, compared to a 3.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 11% per year but the company’s share price has increased by 8% per year, which means it is well ahead of earnings.Price Target Changed • Mar 29Price target increased by 20% to €10.96Up from €9.13, the current price target is an average from 2 analysts. New target price is 76% above last closing price of €6.24. Stock is up 63% over the past year. The company is forecast to post earnings per share of €1.06 for next year compared to €0.28 last year.Valuation Update With 7 Day Price Move • Mar 27Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €5.42, the stock trades at a forward P/E ratio of 5x. Average forward P/E is 7x in the Banks industry in Europe. Total returns to shareholders of 13% over the past three years.Valuation Update With 7 Day Price Move • Jan 25Investor sentiment improves as stock rises 20%After last week's 20% share price gain to €5.02, the stock trades at a forward P/E ratio of 5x. Average forward P/E is 8x in the Banks industry in Europe. Total loss to shareholders of 24% over the past three years.공시 • Dec 21+ 4 more updatesProCredit Holding AG & Co. KGaA to Report First Half, 2023 Results on Aug 14, 2023ProCredit Holding AG & Co. KGaA announced that they will report first half, 2023 results on Aug 14, 2023Valuation Update With 7 Day Price Move • Oct 12Investor sentiment improved over the past weekAfter last week's 16% share price gain to €3.20, the stock trades at a forward P/E ratio of 5x. Average forward P/E is 8x in the Banks industry in Europe. Total loss to shareholders of 53% over the past three years.Reported Earnings • Aug 16Second quarter 2022 earnings released: EPS: €0.15 (vs €0.35 in 2Q 2021)Second quarter 2022 results: EPS: €0.15 (down from €0.35 in 2Q 2021). Revenue: €60.8m (down 9.8% from 2Q 2021). Net income: €9.42m (down 55% from 2Q 2021). Profit margin: 16% (down from 31% in 2Q 2021). The decrease in margin was primarily driven by higher expenses. Over the next year, revenue is forecast to grow 11%, compared to a 16% growth forecast for the Banks industry in Germany. Over the last 3 years on average, earnings per share has increased by 3% per year but the company’s share price has fallen by 21% per year, which means it is significantly lagging earnings.Price Target Changed • Aug 12Price target decreased to €8.83Down from €9.59, the current price target is an average from 2 analysts. New target price is 145% above last closing price of €3.60. Stock is down 51% over the past year. The company is forecast to post a net loss per share of €0.82 compared to earnings per share of €1.35 last year.Reported Earnings • May 15First quarter 2022 earnings: Revenues exceed analysts expectations while EPS lags behindFirst quarter 2022 results: €0.03 loss per share (down from €0.27 profit in 1Q 2021). Revenue: €42.1m (down 29% from 1Q 2021). Net loss: €1.71m (down 111% from profit in 1Q 2021). Revenue exceeded analyst estimates by 3.2%. Earnings per share (EPS) missed analyst estimates. Over the next year, revenue is forecast to grow 8.8%, compared to a 13% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has fallen by 26% per year, which means it is significantly lagging earnings.Price Target Changed • May 05Price target decreased to €11.26Down from €12.15, the current price target is an average from 2 analysts. New target price is 212% above last closing price of €3.61. Stock is down 59% over the past year. The company is forecast to post a net loss per share of €0.82 compared to earnings per share of €1.35 last year.Price Target Changed • Apr 01Price target increased to €16.00Up from €12.15, the current price target is provided by 1 analyst. New target price is 337% above last closing price of €3.66. Stock is down 60% over the past year. The company is forecast to post a net loss per share of €1.76 compared to earnings per share of €1.35 last year.Valuation Update With 7 Day Price Move • Feb 25Investor sentiment deteriorated over the past weekAfter last week's 22% share price decline to €5.24, the stock trades at a forward P/E ratio of 4x. Average forward P/E is 10x in the Banks industry in Europe. Total loss to shareholders of 43% over the past three years.Upcoming Dividend • Dec 02Upcoming dividend of €0.35 per shareEligible shareholders must have bought the stock before 09 December 2021. Payment date: 13 December 2021. Trailing yield: 2.2%. Lower than top quartile of German dividend payers (3.3%). Lower than average of industry peers (3.4%).Price Target Changed • Nov 19Price target increased to €13.25Up from €12.15, the current price target is an average from 4 analysts. New target price is 64% above last closing price of €8.10. Stock is up 36% over the past year. The company is forecast to post earnings per share of €1.40 for next year compared to €0.70 last year.Reported Earnings • Nov 12Third quarter 2021 earnings releasedThe company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: €74.7m (up 29% from 3Q 2020). Net income: €25.7m (up 119% from 3Q 2020). Profit margin: 34% (up from 20% in 3Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 8% per year whereas the company’s share price has fallen by 7% per year.Price Target Changed • Aug 20Price target increased to €12.03Up from €11.10, the current price target is an average from 4 analysts. New target price is 57% above last closing price of €7.68. Stock is up 31% over the past year.Reported Earnings • Aug 14Second quarter 2021 earnings released: EPS €0.35 (vs €0.14 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: €67.4m (up 32% from 2Q 2020). Net income: €20.7m (up 160% from 2Q 2020). Profit margin: 31% (up from 16% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 6% per year but the company’s share price has fallen by 12% per year, which means it is performing significantly worse than earnings.Executive Departure • Jun 04Supervisory Board Member of Procredit General Partner AG Petar Slavov has left the companyOn the 27th of May, Petar Slavov's tenure as Supervisory Board Member of Procredit General Partner AG ended. We don't have any record of a personal shareholding under Petar's name. A total of 2 executives have left over the last 12 months.Executive Departure • Jun 04Supervisory Board Member of Procredit General Partner AG Christian Kramer has left the companyOn the 27th of May, Christian Kramer's tenure as Supervisory Board Member of Procredit General Partner AG ended. We don't have any record of a personal shareholding under Christian's name. A total of 2 executives have left over the last 12 months.Upcoming Dividend • May 21Upcoming dividend of €0.18 per shareEligible shareholders must have bought the stock before 28 May 2021. Payment date: 01 June 2021. Trailing yield: 2.1%. Lower than top quartile of German dividend payers (3.2%). Lower than average of industry peers (2.7%).Reported Earnings • May 14First quarter 2021 earnings released: EPS €0.27 (vs €0.23 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: €59.2m (up 2.4% from 1Q 2020). Net income: €15.6m (up 14% from 1Q 2020). Profit margin: 26% (up from 24% in 1Q 2020). The increase in margin was primarily driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 7% per year whereas the company’s share price has fallen by 8% per year.Price Target Changed • Mar 29Price target increased to €10.30Up from €9.43, the current price target is an average from 4 analysts. New target price is 16% above last closing price of €8.90. Stock is up 75% over the past year.Reported Earnings • Mar 27Full year 2020 earnings released: EPS €0.70 (vs €1.02 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: €226.3m (down 12% from FY 2019). Net income: €41.4m (down 31% from FY 2019). Profit margin: 18% (down from 23% in FY 2019). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 2.90% (down from 3.10% in FY 2019). Cost-to-income ratio: 68.0% (down from 70.5% in FY 2019). Non-performing loans: 2.49% (up from 2.41% in FY 2019). Over the last 3 years on average, earnings per share has fallen by 2% per year but the company’s share price has fallen by 8% per year, which means it is performing significantly worse than earnings.Price Target Changed • Mar 26Price target increased to €9.55Up from €8.93, the current price target is an average from 4 analysts. New target price is 14% above last closing price of €8.40. Stock is up 66% over the past year.Valuation Update With 7 Day Price Move • Feb 20Investor sentiment improved over the past weekAfter last week's 18% share price gain to €8.35, the stock is trading at a trailing P/E ratio of 10.1x, up from the previous P/E ratio of 8.5x. This compares to an average P/E of 12x in the Banks industry in Europe. Total return to shareholders over the past three years is a loss of 25%.Is New 90 Day High Low • Feb 18New 90-day high: €7.85The company is up 31% from its price of €6.00 on 19 November 2020. The German market is up 10.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 7.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €18.19 per share.Price Target Changed • Feb 16Price target raised to €8.93Up from €7.49, the current price target is an average from 4 analysts. The new target price is 24% above the current share price of €7.20. As of last close, the stock is down 0.7% over the past year.Is New 90 Day High Low • Dec 18New 90-day high: €7.20The company is up 29% from its price of €5.60 on 18 September 2020. The German market is up 5.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 17% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €14.82 per share.Is New 90 Day High Low • Dec 01New 90-day high: €6.15The company is up 2.0% from its price of €6.05 on 02 September 2020. The German market is up 3.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is up 8.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €12.92 per share.Reported Earnings • Nov 13Third quarter 2020 earnings released: EPS €0.20The company reported a poor third quarter result with weaker earnings, revenues and profit margins. Third quarter 2020 results: Revenue: €58.1m (down 15% from 3Q 2019). Net income: €11.7m (down 44% from 3Q 2019). Profit margin: 20% (down from 31% in 3Q 2019). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 3% per year but the company’s share price has fallen by 22% per year, which means it is significantly lagging earnings.Is New 90 Day High Low • Oct 21New 90-day low: €5.00The company is down 19% from its price of €6.20 on 22 July 2020. The German market is down 1.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is down 1.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €11.56 per share.Is New 90 Day High Low • Oct 05New 90-day low: €5.20The company is down 17% from its price of €6.25 on 07 July 2020. The German market is flat over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is down 3.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €12.43 per share.Is New 90 Day High Low • Sep 19New 90-day low: €5.60The company is down 7.0% from its price of €6.00 on 19 June 2020. The German market is up 5.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is up 13% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €12.19 per share.이익 및 매출 성장 예측DB:PCZ - 애널리스트 향후 추정치 및 과거 재무 데이터 (EUR Millions)날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수12/31/2028587145N/AN/A312/31/2027528116N/AN/A312/31/202647380N/AN/A312/31/202542983-989-947N/A9/30/202543178N/AN/AN/A6/30/202545094-1,285-1,244N/A3/31/202545196N/AN/AN/A12/31/2024451104-1,251-1,210N/A9/30/2024434104N/AN/AN/A6/30/2024423107-763-735N/A3/31/2024414117N/AN/AN/A12/31/2023399113-473-445N/A9/30/202336393N/AN/AN/A6/30/2023327732950N/A3/31/202328948N/AN/AN/A12/31/202223916-198-177N/A9/30/202224735N/AN/AN/A6/30/202225751-626-609N/A3/31/202226362N/AN/AN/A12/31/202128080-527-510N/A9/30/202126170N/AN/AN/A6/30/202124456-442-413N/A3/31/202122843N/AN/AN/A12/31/202022641-462-432N/A9/30/202024249N/AN/AN/A6/30/202025258-276-256N/A3/31/202025861N/AN/AN/A12/31/201925760-266-246N/A9/30/201925060N/AN/AN/A6/30/201924356N/A-217N/A3/31/201924458N/AN/AN/A12/31/201824660N/A-230N/A9/30/201824154N/AN/AN/A6/30/201824254N/A-107N/A3/31/201824751N/AN/AN/A1/1/201825046N/A-65N/A9/30/201725645N/AN/AN/A6/30/201725642N/A-224N/A3/31/201726145N/AN/AN/A12/31/201626145N/A-92N/A9/30/201625541N/A24N/A6/30/201625739N/A25N/A3/31/201624833N/A45N/A12/31/201526637N/A-56N/A9/30/201535054N/A-51N/A6/30/201536953N/A-160N/A더 보기애널리스트 향후 성장 전망수입 대 저축률: PCZ 의 연간 예상 수익 증가율(18.9%)이 saving rate(1.9%)보다 높습니다.수익 vs 시장: PCZ 의 연간 수익(18.9%)이 German 시장(17.1%)보다 빠르게 성장할 것으로 예상됩니다.고성장 수익: PCZ 의 수입은 증가할 것으로 예상되지만 상당히 증가하지는 않을 것입니다.수익 대 시장: PCZ 의 수익(연간 10.2%)이 German 시장(연간 6.8%)보다 빠르게 성장할 것으로 예상됩니다.고성장 매출: PCZ 의 수익(연간 10.2%)은 연간 20%보다 느리게 증가할 것으로 예상됩니다.주당순이익 성장 예측향후 자기자본이익률미래 ROE: PCZ의 자본 수익률은 3년 후 11.6%로 낮을 것으로 예상됩니다.성장 기업 찾아보기7D1Y7D1Y7D1YBanks 산업의 고성장 기업.View Past Performance기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/05/25 17:15종가2026/05/22 00:00수익2025/12/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스ProCredit Holding AG는 5명의 분석가가 다루고 있습니다. 이 중 4명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Marius FuhrbergBerenbergMilosz PapstEdison Investment ResearchKnud HinkelPareto Securities2명의 분석가 더 보기
Price Target Changed • Mar 27Price target increased by 18% to €17.00Up from €14.47, the current price target is an average from 3 analysts. New target price is 98% above last closing price of €8.60. Stock is up 38% over the past year. The company is forecast to post earnings per share of €1.84 for next year compared to €1.92 last year.
Price Target Changed • Nov 21Price target increased by 7.4% to €14.47Up from €13.47, the current price target is an average from 3 analysts. New target price is 79% above last closing price of €8.06. Stock is up 120% over the past year. The company is forecast to post earnings per share of €1.91 for next year compared to €0.28 last year.
Price Target Changed • Aug 23Price target increased by 13% to €13.47Up from €11.96, the current price target is an average from 2 analysts. New target price is 86% above last closing price of €7.24. Stock is up 113% over the past year. The company is forecast to post earnings per share of €1.68 for next year compared to €0.28 last year.
Price Target Changed • Aug 21Price target increased by 8.6% to €12.63Up from €11.63, the current price target is an average from 2 analysts. New target price is 80% above last closing price of €7.02. Stock is up 104% over the past year. The company is forecast to post earnings per share of €1.68 for next year compared to €0.28 last year.
Price Target Changed • Jun 09Price target increased by 9.1% to €11.96Up from €10.96, the current price target is an average from 2 analysts. New target price is 72% above last closing price of €6.96. Stock is up 74% over the past year. The company is forecast to post earnings per share of €1.43 for next year compared to €0.28 last year.
Price Target Changed • Mar 29Price target increased by 20% to €10.96Up from €9.13, the current price target is an average from 2 analysts. New target price is 76% above last closing price of €6.24. Stock is up 63% over the past year. The company is forecast to post earnings per share of €1.06 for next year compared to €0.28 last year.
Declared Dividend • May 20Dividend reduced to €0.47Dividend of €0.47 is 20% lower than last year. Ex-date: 4th June 2026 Payment date: 8th June 2026 Dividend yield will be 5.9%, which is higher than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (33% payout ratio) and is expected to be well covered in 3 years' time (32% forecast payout ratio). The dividend has increased by an average of 2.4% per year over the past 9 years. However, payments have been volatile during that time. EPS is expected to grow by 68% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
공시 • Apr 22+ 1 more updateProCredit Holding AG, Annual General Meeting, Jun 03, 2026ProCredit Holding AG, Annual General Meeting, Jun 03, 2026, at 10:00 W. Europe Standard Time.
공시 • Nov 15+ 3 more updatesProCredit Holding AG to Report First Half, 2026 Results on Aug 13, 2026ProCredit Holding AG announced that they will report first half, 2026 results on Aug 13, 2026
공시 • Jun 06ProCredit Holding AG Approves Dividend for the Financial Year 2024ProCredit Holding AG held its Annual General Meeting for 2025 on 4 June 2025, The General Meeting resolved to pay out a dividend of EUR 0.59 per ordinary share, in accordance with the proposal of the Administration, submitted against the backdrop of positive business development. In line with the group’s dividend policy, according to which one third of the consolidated result is to be paid out as a dividend, a total of EUR 34.8 million will be distributed as a dividend for the 2024 financial year.
공시 • Apr 25ProCredit Holding AG, Annual General Meeting, Jun 04, 2025ProCredit Holding AG, Annual General Meeting, Jun 04, 2025, at 10:00 W. Europe Standard Time.
공시 • Mar 29ProCredit Holding AG announces Annual dividend, payable on June 09, 2025ProCredit Holding AG announced Annual dividend of EUR 0.5900 per share payable on June 09, 2025, ex-date on June 05, 2025 and record date on June 06, 2025.
공시 • Nov 13+ 3 more updatesProCredit Holding AG to Report First Half, 2025 Results on Aug 14, 2025ProCredit Holding AG announced that they will report first half, 2025 results on Aug 14, 2025
Reported Earnings • Aug 15Second quarter 2024 earnings released: EPS: €0.41 (vs €0.59 in 2Q 2023)Second quarter 2024 results: EPS: €0.41 (down from €0.59 in 2Q 2023). Revenue: €107.1m (up 7.8% from 2Q 2023). Net income: €24.1m (down 31% from 2Q 2023). Profit margin: 23% (down from 35% in 2Q 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 7.6% p.a. on average during the next 3 years, compared to a 3.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 26% per year but the company’s share price has only increased by 4% per year, which means it is significantly lagging earnings growth.
Upcoming Dividend • May 29Upcoming dividend of €0.64 per shareEligible shareholders must have bought the stock before 05 June 2024. Payment date: 07 June 2024. Trailing yield: 6.5%. Within top quartile of German dividend payers (4.6%). In line with average of industry peers (6.3%).
Reported Earnings • May 16First quarter 2024 earnings released: EPS: €0.57 (vs €0.50 in 1Q 2023)First quarter 2024 results: EPS: €0.57 (up from €0.50 in 1Q 2023). Revenue: €106.9m (up 16% from 1Q 2023). Net income: €33.5m (up 14% from 1Q 2023). Profit margin: 31% (in line with 1Q 2023). Revenue is forecast to grow 4.2% p.a. on average during the next 3 years, compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 25% per year but the company’s share price has only increased by 4% per year, which means it is significantly lagging earnings growth.
Price Target Changed • Mar 27Price target increased by 18% to €17.00Up from €14.47, the current price target is an average from 3 analysts. New target price is 98% above last closing price of €8.60. Stock is up 38% over the past year. The company is forecast to post earnings per share of €1.84 for next year compared to €1.92 last year.
New Risk • Mar 22New minor risk - Dividend sustainabilityThe company has an unstable dividend paying track record. The dividend has had an annual drop of over 20% in the past. Dividend yield: 7.7% This is considered a minor risk. If the company has cut or reduced its dividend in the past, it may be a sign that the underlying business is too cyclical to consistently maintain or grow the dividend over the long-term. It may also indicate the company prioritizes other outcomes instead of maintaining the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. This is currently the only risk that has been identified for the company.
Reported Earnings • Mar 22Full year 2023 earnings released: EPS: €1.93 (vs €0.28 in FY 2022)Full year 2023 results: EPS: €1.93 (up from €0.28 in FY 2022). Revenue: €399.4m (up 67% from FY 2022). Net income: €113.4m (up €96.9m from FY 2022). Profit margin: 28% (up from 6.9% in FY 2022). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.60% (up from 3.10% in FY 2022). Cost-to-income ratio: 57.0% (down from 64.0% in FY 2022). Non-performing loans: 2.68% (down from 3.22% in FY 2022). Revenue is forecast to stay flat during the next 2 years compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 19% per year but the company’s share price has remained flat, which means it is significantly lagging earnings.
Price Target Changed • Nov 21Price target increased by 7.4% to €14.47Up from €13.47, the current price target is an average from 3 analysts. New target price is 79% above last closing price of €8.06. Stock is up 120% over the past year. The company is forecast to post earnings per share of €1.91 for next year compared to €0.28 last year.
Reported Earnings • Nov 15Third quarter 2023 earnings releasedThird quarter 2023 results: Revenue: €406.9m (up €342.3m from 3Q 2022). Net income: €357.1m (up €347.5m from 3Q 2022). Profit margin: 88% (up from 15% in 3Q 2022). The increase in margin was primarily driven by higher revenue. Revenue is expected to decline by 18% p.a. on average during the next 3 years, while revenues in the Banks industry in Europe are expected to grow by 2.1%.
공시 • Nov 15+ 3 more updatesProCredit Holding AG to Report Fiscal Year 2023 Results on Mar 20, 2024ProCredit Holding AG announced that they will report fiscal year 2023 results on Mar 20, 2024
공시 • Nov 14ProCredit Holding AG, Annual General Meeting, Jun 04, 2024ProCredit Holding AG, Annual General Meeting, Jun 04, 2024.
Valuation Update With 7 Day Price Move • Nov 03Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €7.24, the stock trades at a forward P/E ratio of 4x. Average forward P/E is 7x in the Banks industry in Europe. Total returns to shareholders of 47% over the past three years.
Price Target Changed • Aug 23Price target increased by 13% to €13.47Up from €11.96, the current price target is an average from 2 analysts. New target price is 86% above last closing price of €7.24. Stock is up 113% over the past year. The company is forecast to post earnings per share of €1.68 for next year compared to €0.28 last year.
Price Target Changed • Aug 21Price target increased by 8.6% to €12.63Up from €11.63, the current price target is an average from 2 analysts. New target price is 80% above last closing price of €7.02. Stock is up 104% over the past year. The company is forecast to post earnings per share of €1.68 for next year compared to €0.28 last year.
Reported Earnings • Aug 15Second quarter 2023 earnings released: EPS: €0.59 (vs €0.15 in 2Q 2022)Second quarter 2023 results: EPS: €0.59 (up from €0.15 in 2Q 2022). Revenue: €99.4m (up 61% from 2Q 2022). Net income: €34.6m (up 267% from 2Q 2022). Profit margin: 35% (up from 15% in 2Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 5.3% p.a. on average during the next 2 years, compared to a 3.6% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 3% per year but the company’s share price has increased by 7% per year, which means it is well ahead of earnings.
공시 • Jul 23ProCredit Holding AG & Co. KGaA and Ms Sandrine Massiani Agrees that Ms Massiani's Management Board Contract Will End on 31 December 2023The Supervisory Board of ProCredit Holding AG & Co. KGaA and Ms Sandrine Massiani have agreed that Ms Massiani's Management Board contract will end on 31 December 2023. Ms Massiani is currently a member of the Management Board of ProCredit General Partner AG, the general partner of ProCredit Holding, and is responsible for Human Resources and Fraud Prevention/Compliance/AML. Ms Massiani will depart from the Management Board by mutual agreement at the end of 2023.
Price Target Changed • Jun 09Price target increased by 9.1% to €11.96Up from €10.96, the current price target is an average from 2 analysts. New target price is 72% above last closing price of €6.96. Stock is up 74% over the past year. The company is forecast to post earnings per share of €1.43 for next year compared to €0.28 last year.
Valuation Update With 7 Day Price Move • Jun 02Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €6.70, the stock trades at a forward P/E ratio of 5x. Average forward P/E is 7x in the Banks industry in Europe. Total returns to shareholders of 9.0% over the past three years.
Reported Earnings • May 21First quarter 2023 earnings released: EPS: €0.50 (vs €0.03 loss in 1Q 2022)First quarter 2023 results: EPS: €0.50 (up from €0.03 loss in 1Q 2022). Revenue: €91.8m (up 118% from 1Q 2022). Net income: €29.5m (up €31.2m from 1Q 2022). Profit margin: 32% (up from net loss in 1Q 2022). The move to profitability was driven by higher revenue. Revenue is forecast to grow 6.4% p.a. on average during the next 2 years, compared to a 3.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 11% per year but the company’s share price has increased by 8% per year, which means it is well ahead of earnings.
Price Target Changed • Mar 29Price target increased by 20% to €10.96Up from €9.13, the current price target is an average from 2 analysts. New target price is 76% above last closing price of €6.24. Stock is up 63% over the past year. The company is forecast to post earnings per share of €1.06 for next year compared to €0.28 last year.
Valuation Update With 7 Day Price Move • Mar 27Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €5.42, the stock trades at a forward P/E ratio of 5x. Average forward P/E is 7x in the Banks industry in Europe. Total returns to shareholders of 13% over the past three years.
Valuation Update With 7 Day Price Move • Jan 25Investor sentiment improves as stock rises 20%After last week's 20% share price gain to €5.02, the stock trades at a forward P/E ratio of 5x. Average forward P/E is 8x in the Banks industry in Europe. Total loss to shareholders of 24% over the past three years.
공시 • Dec 21+ 4 more updatesProCredit Holding AG & Co. KGaA to Report First Half, 2023 Results on Aug 14, 2023ProCredit Holding AG & Co. KGaA announced that they will report first half, 2023 results on Aug 14, 2023
Valuation Update With 7 Day Price Move • Oct 12Investor sentiment improved over the past weekAfter last week's 16% share price gain to €3.20, the stock trades at a forward P/E ratio of 5x. Average forward P/E is 8x in the Banks industry in Europe. Total loss to shareholders of 53% over the past three years.
Reported Earnings • Aug 16Second quarter 2022 earnings released: EPS: €0.15 (vs €0.35 in 2Q 2021)Second quarter 2022 results: EPS: €0.15 (down from €0.35 in 2Q 2021). Revenue: €60.8m (down 9.8% from 2Q 2021). Net income: €9.42m (down 55% from 2Q 2021). Profit margin: 16% (down from 31% in 2Q 2021). The decrease in margin was primarily driven by higher expenses. Over the next year, revenue is forecast to grow 11%, compared to a 16% growth forecast for the Banks industry in Germany. Over the last 3 years on average, earnings per share has increased by 3% per year but the company’s share price has fallen by 21% per year, which means it is significantly lagging earnings.
Price Target Changed • Aug 12Price target decreased to €8.83Down from €9.59, the current price target is an average from 2 analysts. New target price is 145% above last closing price of €3.60. Stock is down 51% over the past year. The company is forecast to post a net loss per share of €0.82 compared to earnings per share of €1.35 last year.
Reported Earnings • May 15First quarter 2022 earnings: Revenues exceed analysts expectations while EPS lags behindFirst quarter 2022 results: €0.03 loss per share (down from €0.27 profit in 1Q 2021). Revenue: €42.1m (down 29% from 1Q 2021). Net loss: €1.71m (down 111% from profit in 1Q 2021). Revenue exceeded analyst estimates by 3.2%. Earnings per share (EPS) missed analyst estimates. Over the next year, revenue is forecast to grow 8.8%, compared to a 13% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has fallen by 26% per year, which means it is significantly lagging earnings.
Price Target Changed • May 05Price target decreased to €11.26Down from €12.15, the current price target is an average from 2 analysts. New target price is 212% above last closing price of €3.61. Stock is down 59% over the past year. The company is forecast to post a net loss per share of €0.82 compared to earnings per share of €1.35 last year.
Price Target Changed • Apr 01Price target increased to €16.00Up from €12.15, the current price target is provided by 1 analyst. New target price is 337% above last closing price of €3.66. Stock is down 60% over the past year. The company is forecast to post a net loss per share of €1.76 compared to earnings per share of €1.35 last year.
Valuation Update With 7 Day Price Move • Feb 25Investor sentiment deteriorated over the past weekAfter last week's 22% share price decline to €5.24, the stock trades at a forward P/E ratio of 4x. Average forward P/E is 10x in the Banks industry in Europe. Total loss to shareholders of 43% over the past three years.
Upcoming Dividend • Dec 02Upcoming dividend of €0.35 per shareEligible shareholders must have bought the stock before 09 December 2021. Payment date: 13 December 2021. Trailing yield: 2.2%. Lower than top quartile of German dividend payers (3.3%). Lower than average of industry peers (3.4%).
Price Target Changed • Nov 19Price target increased to €13.25Up from €12.15, the current price target is an average from 4 analysts. New target price is 64% above last closing price of €8.10. Stock is up 36% over the past year. The company is forecast to post earnings per share of €1.40 for next year compared to €0.70 last year.
Reported Earnings • Nov 12Third quarter 2021 earnings releasedThe company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: €74.7m (up 29% from 3Q 2020). Net income: €25.7m (up 119% from 3Q 2020). Profit margin: 34% (up from 20% in 3Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 8% per year whereas the company’s share price has fallen by 7% per year.
Price Target Changed • Aug 20Price target increased to €12.03Up from €11.10, the current price target is an average from 4 analysts. New target price is 57% above last closing price of €7.68. Stock is up 31% over the past year.
Reported Earnings • Aug 14Second quarter 2021 earnings released: EPS €0.35 (vs €0.14 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: €67.4m (up 32% from 2Q 2020). Net income: €20.7m (up 160% from 2Q 2020). Profit margin: 31% (up from 16% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 6% per year but the company’s share price has fallen by 12% per year, which means it is performing significantly worse than earnings.
Executive Departure • Jun 04Supervisory Board Member of Procredit General Partner AG Petar Slavov has left the companyOn the 27th of May, Petar Slavov's tenure as Supervisory Board Member of Procredit General Partner AG ended. We don't have any record of a personal shareholding under Petar's name. A total of 2 executives have left over the last 12 months.
Executive Departure • Jun 04Supervisory Board Member of Procredit General Partner AG Christian Kramer has left the companyOn the 27th of May, Christian Kramer's tenure as Supervisory Board Member of Procredit General Partner AG ended. We don't have any record of a personal shareholding under Christian's name. A total of 2 executives have left over the last 12 months.
Upcoming Dividend • May 21Upcoming dividend of €0.18 per shareEligible shareholders must have bought the stock before 28 May 2021. Payment date: 01 June 2021. Trailing yield: 2.1%. Lower than top quartile of German dividend payers (3.2%). Lower than average of industry peers (2.7%).
Reported Earnings • May 14First quarter 2021 earnings released: EPS €0.27 (vs €0.23 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: €59.2m (up 2.4% from 1Q 2020). Net income: €15.6m (up 14% from 1Q 2020). Profit margin: 26% (up from 24% in 1Q 2020). The increase in margin was primarily driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 7% per year whereas the company’s share price has fallen by 8% per year.
Price Target Changed • Mar 29Price target increased to €10.30Up from €9.43, the current price target is an average from 4 analysts. New target price is 16% above last closing price of €8.90. Stock is up 75% over the past year.
Reported Earnings • Mar 27Full year 2020 earnings released: EPS €0.70 (vs €1.02 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: €226.3m (down 12% from FY 2019). Net income: €41.4m (down 31% from FY 2019). Profit margin: 18% (down from 23% in FY 2019). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 2.90% (down from 3.10% in FY 2019). Cost-to-income ratio: 68.0% (down from 70.5% in FY 2019). Non-performing loans: 2.49% (up from 2.41% in FY 2019). Over the last 3 years on average, earnings per share has fallen by 2% per year but the company’s share price has fallen by 8% per year, which means it is performing significantly worse than earnings.
Price Target Changed • Mar 26Price target increased to €9.55Up from €8.93, the current price target is an average from 4 analysts. New target price is 14% above last closing price of €8.40. Stock is up 66% over the past year.
Valuation Update With 7 Day Price Move • Feb 20Investor sentiment improved over the past weekAfter last week's 18% share price gain to €8.35, the stock is trading at a trailing P/E ratio of 10.1x, up from the previous P/E ratio of 8.5x. This compares to an average P/E of 12x in the Banks industry in Europe. Total return to shareholders over the past three years is a loss of 25%.
Is New 90 Day High Low • Feb 18New 90-day high: €7.85The company is up 31% from its price of €6.00 on 19 November 2020. The German market is up 10.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 7.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €18.19 per share.
Price Target Changed • Feb 16Price target raised to €8.93Up from €7.49, the current price target is an average from 4 analysts. The new target price is 24% above the current share price of €7.20. As of last close, the stock is down 0.7% over the past year.
Is New 90 Day High Low • Dec 18New 90-day high: €7.20The company is up 29% from its price of €5.60 on 18 September 2020. The German market is up 5.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 17% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €14.82 per share.
Is New 90 Day High Low • Dec 01New 90-day high: €6.15The company is up 2.0% from its price of €6.05 on 02 September 2020. The German market is up 3.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is up 8.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €12.92 per share.
Reported Earnings • Nov 13Third quarter 2020 earnings released: EPS €0.20The company reported a poor third quarter result with weaker earnings, revenues and profit margins. Third quarter 2020 results: Revenue: €58.1m (down 15% from 3Q 2019). Net income: €11.7m (down 44% from 3Q 2019). Profit margin: 20% (down from 31% in 3Q 2019). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 3% per year but the company’s share price has fallen by 22% per year, which means it is significantly lagging earnings.
Is New 90 Day High Low • Oct 21New 90-day low: €5.00The company is down 19% from its price of €6.20 on 22 July 2020. The German market is down 1.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is down 1.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €11.56 per share.
Is New 90 Day High Low • Oct 05New 90-day low: €5.20The company is down 17% from its price of €6.25 on 07 July 2020. The German market is flat over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is down 3.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €12.43 per share.
Is New 90 Day High Low • Sep 19New 90-day low: €5.60The company is down 7.0% from its price of €6.00 on 19 June 2020. The German market is up 5.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is up 13% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €12.19 per share.