View ValuationFirst United 향후 성장Future 기준 점검 2/6First United은 연간 수입과 매출이 각각 9.7%와 7.8% 증가할 것으로 예상되고 EPS는 연간 10.4%만큼 증가할 것으로 예상됩니다.핵심 정보9.7%이익 성장률10.40%EPS 성장률Banks 이익 성장8.4%매출 성장률7.8%향후 자기자본이익률n/a애널리스트 커버리지Low마지막 업데이트29 May 2026최근 향후 성장 업데이트업데이트 없음모든 업데이트 보기Recent updates공시 • May 29First United Corporation Announces Appointment of Jason B. Rush as Chairman of the BoardOn May 27, 2026, the Board of Directors (the “Board”) of First United Corporation (the “Corporation”) appointed Jason B. Rush, age 55, to serve as the Chairman of the Board. Mr. Rush was elected to the Board by the Corporation's shareholders at the 2026 annual meeting of shareholders held on May 7, 2026. Mr. Rush also serves as the Corporation's President and Chief Executive Officer, positions to which he was appointed effective January 1, 2026. Between January 2017 and December 31, 2025, Mr. Rush served as Senior Vice President and Chief Operating Officer of the Corporation and the Bank. Prior to that service, he was Senior Vice President and Chief Risk Officer and Director of Operations and Support from 2006 to 2017. Mr. Rush has been employed by the First United organization since October 1993, including as Vice President, Director of Operations & Support since March 2006, Vice President and Regional Manager/Community Office Manager from January 2005 to February 2006, Vice President and Community Office Manager/Manager of Cash Management from May 2004 to December 2004, Assistant Vice President and Community Office Manager from April 2001 to April 2004, Community Office Manager from August 1998 to April 2001, Customer Service Officer from March 1997 to July 1998, Assistant Compliance Officer from July 1995 to February 1997, and Management Trainee from October 1993 to July 1995.공시 • Apr 21First United Corporation Announces Net Charge-Offs for the First Quarter Ended March 31, 2026First United Corporation announced net charge-offs for the first quarter ended March 31, 2026. The company announced Total Net Charge Offs of $198,000 against $360,000 a year ago.공시 • Mar 26First United Corporation Announces Retirement of Ms. Carissa L. Rodeheaver as Director, Effective May 7, 2026First United Corporation announced Carissa L. Rodeheaver, a current director, is retiring from the Board and will not stand for reelection at the 2026 Annual Meeting. Mr. Rush has been nominated to fill the vacancy that will be created upon Ms. Rodeheaver’s retirement. 2026 Annual Meeting of the Shareholders will be held on May 7, 2026.공시 • Mar 05First United Corporation Announces Dividend for the Second Quarter of 2026, Payable on May 1, 2026First United Corporation announced that its Board of Directors declared a second quarter 2026 cash dividend of $0.26 per share that will be payable on May 1, 2026, to holders of record of the Corporation's common stock as of the close of business on April 17, 2026.공시 • Feb 05First United Corporation Reports Unaudited Net Charge Offs for the Fourth Quarter Ended December 31, 2025First United Corporation reported unaudited net charge offs for the fourth quarter ended December 31, 2025. for the quarter, the company reported net charge offs of $99,000 against $362,000 a year ago.공시 • Feb 03First United Corporation and First United Bank & Trust Appoints Anthony Tasker as Senior Vice President and Chief Operating Officer, Effective January 28, 2026First United Corporation appointed Anthony "AJ" Tasker to serve as Senior Vice President and Chief Operating Officer, effective January 28, 2026. From September 2024 until his appointment as COO, Mr. Tasker served as the Managing Director of Operations of the Bank. Between June 2023 and August 2024, he served as the Managing Director of Information Technology of the Bank. Between May 2018 and June 2023, he served as the Director of Information Technology of the Bank. Between September 2015 and May 2018, he served as the Information Technology Manager of the Bank. Between April 2014 and August 2015, he served as the Assistant Information Technology Manager of the Bank. Between February 2011 and March 2014, he served as the Network and Server Administrator of the Bank. Between November 2008 and January 2011, he served as the Wide Area Network Administrator of the Bank.공시 • Dec 05First United Corporation Announces Dividend for the First Quarter of 2026, Payable on February 2, 2026First United Corporation announced that its Board of Directors declared a cash dividend of $0.26 per share that will be payable on February 2, 2026, to holders of record of the Corporation's common stock as of the close of business on January 16, 2026.공시 • Nov 17First United Corporation, Annual General Meeting, May 07, 2026First United Corporation, Annual General Meeting, May 07, 2026.공시 • Nov 14+ 1 more updateFirst United Corporation and First United Bank & Trust Announces CEO ChangesFirst United Corporation and First United Bank & Trust announced that Carissa L. Rodeheaver, Chief Executive Officer, will retire at the conclusion of the 2026 annual meeting of shareholders currently scheduled for May 7, 2026. To facilitate the succession of management, effective January 1, 2026, Ms. Rodeheaver will serve as Executive Chairman of the Corporation and the Bank until her retirement. Carissa Rodeheaver has served as CEO since 2016, leading the Company through transformative growth, innovation, and strategic expansion. Under her leadership, First United achieved record financial performance, increased stock price, delivered steady dividend payments, and enhanced its reputation as a trusted industry leader by maintaining a balanced approach to growth and risk management. During her tenure, Rodeheaver championed initiatives that enhanced shareholder value, advanced digital transformation, and fostered a culture of integrity, inclusion, and community engagement, including having established the First United Community Dreams Foundation and launch of the Company's trademarked financial education platform, Finture. Rodeheaver was instrumental in steering First United through shifting regulatory environments and economic challenges, all while strengthening its commitment to customer-focused philosophies and operational excellence. The Board of Directors has implemented a succession plan whereby Jason B. Rush, Senior Vice President & Chief Operating Officer, will succeed Rodeheaver as President and Chief Executive Officer of both the Corporation and the Bank effective January 1, 2026, and the boards of directors intend to elect Mr. Rush to serve as a director of the Corporation and the Bank. Mr. Rush has served as Senior Vice President and Chief Operating Officer of the Corporation and the Bank since January 2017 and has held various roles since joining the Bank in 1993. Following retirement, Rodeheaver will remain available in an advisory capacity to support a seamless transition and looks forward to dedicating more time to family, travel and those items that bring her personal joy.공시 • Oct 21First United Corporation Reports Net Charge-Offs for the Third Quarter Ended September 30, 2025First United Corporation reported net charge-offs for the third quarter ended September 30, 2025. For the quarter, the company reported net charge-offs of $435,000 against $109,000 a year ago.공시 • Sep 25First United Corporation Announces Dividend for the Fourth Quarter 2025, Payable on November 3, 2025First United Corporation announced that its Board of Directors declared a cash dividend of $0.26 per share that will be payable on November 3, 2025, to holders of record of the Corporation's common stock as of the close of business on October 17, 2025.공시 • Jun 30+ 1 more updateFirst United Corporation(NasdaqGS:FUNC) dropped from Russell Microcap Growth IndexFirst United Corporation(NasdaqGS:FUNC) dropped from Russell Microcap Growth Index공시 • Jun 19First United Corporation Declares Cash Dividend for the Third Quarter of 2025, Payable on August 1, 2025First United Corporation announced that its Board of Directors declared a cash dividend of $0.22 per share for the third quarter of 2025, that will be payable on August 1, 2025, to holders of record of the Corporation's common stock as of the close of business on July 18, 2025.공시 • Apr 22First United Corporation Reports Net Charge-Offs for the First Quarter Ended March 31, 2025First United Corporation reported net charge-offs for the first quarter ended March 31, 2025. Net charge-offs of $0.4 million were recorded for the quarter ended March 31, 2025 compared to net charge-offs of $0.5 million for the quarter ended March 31, 2024.공시 • Mar 29First United Corporation, Annual General Meeting, May 07, 2025First United Corporation, Annual General Meeting, May 07, 2025. Location: the wisp hotel crawford room, 290 marsh hill road, mchenry, maryland 21541., United States공시 • Mar 06First United Corporation Announces Second Quarter 2025 Dividend, Payable on May 1, 2025First United Corporation announced that its Board of Directors declared a cash dividend of $0.22 per share that will be payable on May 1, 2025, to holders of record of the Corporation's common stock as of the close of business on April 17, 2025.공시 • Feb 06First United Corporation Reports Net Charge Off for the Fourth Quarter Ended December 31, 2024First United Corporation reported net charge off for the fourth quarter ended December 31, 2024. For the quarter, the company reported net charge off of $362,000 against $195,000 a year ago.공시 • Nov 21First United Corporation Announces First Quarter 2025 Dividend, Payable on February 3, 2025First United Corporation announced that its Board of Directors declared a cash dividend of $0.22 per share that will be payable on February 3, 2025, to holders of record of the Corporation's common stock as of the close of business on January 17, 2025.Reported Earnings • Oct 21Third quarter 2024 earnings released: EPS: US$0.89 (vs US$0.67 in 3Q 2023)Third quarter 2024 results: EPS: US$0.89 (up from US$0.67 in 3Q 2023). Revenue: US$20.0m (up 7.5% from 3Q 2023). Net income: US$5.77m (up 28% from 3Q 2023). Profit margin: 29% (up from 24% in 3Q 2023). Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 3.0% growth forecast for the Banks industry in Europe.Declared Dividend • Sep 30Second quarter dividend of US$0.22 announcedShareholders will receive a dividend of US$0.22. Ex-date: 18th October 2024 Payment date: 1st November 2024 Dividend yield will be 2.9%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 14% per year over the past 6 years and payments have been stable during that time. EPS is expected to grow by 27% over the next year, which should provide support to the dividend and adequate earnings cover.New Risk • Jul 28New minor risk - Insider sellingThere has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: €51k This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Significant insider selling over the past 3 months (€51k sold).Recent Insider Transactions • Jul 28Independent Director recently sold €51k worth of stockOn the 25th of July, Irvin Rudy sold around 2k shares on-market at roughly €25.34 per share. This transaction amounted to 4.9% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €16k more than they bought in the last 12 months.Reported Earnings • Jul 23Second quarter 2024 earnings released: EPS: US$0.75 (vs US$0.66 in 2Q 2023)Second quarter 2024 results: EPS: US$0.75 (up from US$0.66 in 2Q 2023). Revenue: US$18.9m (up 2.9% from 2Q 2023). Net income: US$4.91m (up 11% from 2Q 2023). Profit margin: 26% (up from 24% in 2Q 2023). Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 3.2% growth forecast for the Banks industry in Europe.Valuation Update With 7 Day Price Move • Jul 18Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €21.80, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 59% over the past year.Upcoming Dividend • Jul 11Upcoming dividend of US$0.20 per shareEligible shareholders must have bought the stock before 18 July 2024. Payment date: 01 August 2024. Payout ratio is a comfortable 37% and this is well supported by cash flows. Trailing yield: 3.9%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (6.5%).Declared Dividend • Jun 24First quarter dividend of US$0.20 announcedShareholders will receive a dividend of US$0.20. Ex-date: 18th July 2024 Payment date: 1st August 2024 Dividend yield will be 4.3%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 14% per year over the past 6 years and payments have been stable during that time. EPS is expected to grow by 21% over the next year, which should provide support to the dividend and adequate earnings cover.공시 • Jun 20First United Corporation Announces Cash Dividend for the Third Quarter of 2024, Payable on August 1, 2024First United Corporation announced that its Board of Directors declared a cash dividend of $0.20 per share that will be payable on August 1, 2024, to holders of record of the Corporation's common stock as of July 18, 2024.Reported Earnings • Apr 24First quarter 2024 earnings released: EPS: US$0.56 (vs US$0.66 in 1Q 2023)First quarter 2024 results: EPS: US$0.56 (down from US$0.66 in 1Q 2023). Revenue: US$17.7m (down 3.4% from 1Q 2023). Net income: US$3.70m (down 16% from 1Q 2023). Profit margin: 21% (down from 24% in 1Q 2023). Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 3.4% growth forecast for the Banks industry in Europe.공시 • Apr 24First United Corporation Reports Net Charge-Offs for the First Quarter Ended March 31, 2024First United Corporation reported net charge-offs for the first quarter ended March 31, 2024. Net charge-offs of $0.5 million were recorded for the quarter ended March 31, 2024 compared to net charge-offs of $0.2 million for the quarter ended March 31, 2023.Upcoming Dividend • Apr 09Upcoming dividend of US$0.20 per shareEligible shareholders must have bought the stock before 16 April 2024. Payment date: 01 May 2024. Payout ratio is a comfortable 35% and this is well supported by cash flows. Trailing yield: 3.5%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (6.4%).공시 • Mar 20First United Corporation, Annual General Meeting, May 09, 2024First United Corporation, Annual General Meeting, May 09, 2024, at 09:00 US Eastern Standard Time. Location: The Wisp Hotel – Crawford Room, 290 Marsh Hill Road, McHenry, Maryland 21541 Maryland United States Agenda: To consider vote on the election of the eleven nominees named in the Board’s Proxy Statement and accompanying form of Proxy to serve on the Board, each until the 2025 Annual Meeting of Shareholders and until his or her successor is duly elected and qualified; to discuss an amendment to the Corporation’s charter (the “Charter”) to reduce the votes required to approve certain shareholder actions, from two-thirds of all votes entitled to be cast on the matter to a majority of all votes entitled to be cast on the matter; to approve, by a non-binding advisory vote, the compensation paid to the Corporation’s named executive officers for 2023; to ratify the appointment of Crowe LLP as the Corporation’s independent registered public accounting firm for 2024; and to discuss other matters.Reported Earnings • Mar 19Full year 2023 earnings released: EPS: US$2.25 (vs US$3.77 in FY 2022)Full year 2023 results: EPS: US$2.25 (down from US$3.77 in FY 2022). Revenue: US$69.7m (down 8.6% from FY 2022). Net income: US$15.1m (down 40% from FY 2022). Profit margin: 22% (down from 33% in FY 2022). The decrease in margin was primarily driven by lower revenue. Net interest margin (NIM): 3.26% (down from 3.56% in FY 2022). Non-performing loans: 0.32% (up from 0.30% in FY 2022). Revenue is forecast to grow 10% p.a. on average during the next 2 years, compared to a 3.2% growth forecast for the Banks industry in Europe.Declared Dividend • Mar 10Fourth quarter dividend of US$0.20 announcedShareholders will receive a dividend of US$0.20. Ex-date: 16th April 2024 Payment date: 1st May 2024 Dividend yield will be 3.7%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (35% payout ratio) and is expected to be well covered in 3 years' time (25% forecast payout ratio). The dividend has increased by an average of 14% per year over the past 6 years and payments have been stable during that time. EPS is expected to grow by 38% over the next 2 years, which should provide support to the dividend and adequate earnings cover.공시 • Mar 07First United Corporation Declares a Cash Dividend, Payable on May 1, 2024First United Corporation announced that its Board of Directors declared a cash dividend of $0.20 per share that will be payable on May 1, 2024, to holders of record of the Corporation's common stock as of April 17, 2024.Reported Earnings • Feb 07Full year 2023 earnings released: EPS: US$2.25 (vs US$3.77 in FY 2022)Full year 2023 results: EPS: US$2.25 (down from US$3.77 in FY 2022). Revenue: US$69.7m (down 8.7% from FY 2022). Net income: US$15.1m (down 40% from FY 2022). Profit margin: 22% (down from 33% in FY 2022). The decrease in margin was primarily driven by lower revenue. Net interest margin (NIM): 3.26% (down from 3.56% in FY 2022). Non-performing loans: 0.32% (up from 0.30% in FY 2022). Revenue is forecast to grow 6.4% p.a. on average during the next 2 years, compared to a 2.2% growth forecast for the Banks industry in Europe.공시 • Feb 06First United Corporation Reports Net Charge Off for the Fourth Quarter Ended December 31, 2023First United Corporation reported net charge off for the fourth quarter ended December 31, 2023. For the quarter, the company reported net charge off of $195,000 against $164,000 a year ago.Upcoming Dividend • Jan 10Upcoming dividend of US$0.20 per share at 3.6% yieldEligible shareholders must have bought the stock before 17 January 2024. Payment date: 01 February 2024. Payout ratio is a comfortable 24% and this is well supported by cash flows. Trailing yield: 3.6%. Lower than top quartile of German dividend payers (4.9%). Lower than average of industry peers (6.0%).Valuation Update With 7 Day Price Move • Dec 07Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €19.30, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 7x in the Banks industry in Europe.공시 • Nov 30First United Corporation Announces First Quarter 2024 Dividend, Payable on February 1, 2024First United Corporation announced that its Board of Directors declared a cash dividend of $0.20 per share that will be payable on February 1, 2024, to holders of record of the Corporation's common stock as of January 18, 2024.Reported Earnings • Oct 25Third quarter 2023 earnings released: EPS: US$0.67 (vs US$1.04 in 3Q 2022)Third quarter 2023 results: EPS: US$0.67 (down from US$1.04 in 3Q 2022). Revenue: US$18.6m (down 6.7% from 3Q 2022). Net income: US$4.51m (down 35% from 3Q 2022). Profit margin: 24% (down from 35% in 3Q 2022). The decrease in margin was primarily driven by higher expenses. Revenue is expected to decline by 1.1% p.a. on average during the next 2 years, while revenues in the Banks industry in Europe are expected to grow by 3.6%.공시 • Sep 28First United Corporation Announces Fourth Quarter 2023 Dividend, Payable on November 1, 2023First United Corporation announced that its Board of Directors declared a cash dividend of $0.20 per share that will be payable on November 1, 2023, to holders of record of the Corporation's common stock as of October 18, 2023.Reported Earnings • Jul 25Second quarter 2023 earnings released: EPS: US$0.66 (vs US$0.82 in 2Q 2022)Second quarter 2023 results: EPS: US$0.66 (down from US$0.82 in 2Q 2022). Revenue: US$18.3m (up 3.2% from 2Q 2022). Net income: US$4.41m (down 19% from 2Q 2022). Profit margin: 24% (down from 31% in 2Q 2022). The decrease in margin was driven by higher expenses. Revenue is expected to decline by 2.2% p.a. on average during the next 2 years, while revenues in the Banks industry in Europe are expected to grow by 4.4%.New Risk • Jul 07New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 23% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 23% per year for the foreseeable future. Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Market cap is less than US$100m (€83.6m market cap, or US$91.6m).공시 • Jun 29First United Corporation Announces Third Quarter 2023 Dividend, Payable on August 1, 2023First United Corporation announced that its Board of Directors declared a cash dividend of $0.20 per share that will be payable on August 1, 2023, to holders of record of the Corporation's common stock as of July 18, 2023.Valuation Update With 7 Day Price Move • Jun 09Investor sentiment improves as stock rises 19%After last week's 19% share price gain to €14.40, the stock trades at a trailing P/E ratio of 4.5x. Average trailing P/E is 9x in the Banks industry in Europe.이익 및 매출 성장 예측DB:FU3 - 애널리스트 향후 추정치 및 과거 재무 데이터 (USD Millions)날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수12/31/202710130N/AN/A212/31/20269628N/AN/A23/31/202688252226N/A12/31/202586251519N/A9/30/202584251619N/A6/30/202581241719N/A3/31/202579232326N/A12/31/202477212022N/A9/30/202471161719N/A6/30/202470152525N/A3/31/202469142223N/A12/31/202370152222N/A9/30/202376202325N/A6/30/202377232324N/A3/31/202376242327N/A12/31/202276252327N/A9/30/202276262528N/A6/30/202274232124N/A3/31/202274221415N/A12/31/202173201920N/A9/30/202170171819N/A6/30/202168171920N/A3/31/202165161920N/A12/31/202062141516N/A9/30/202060121618N/A6/30/202059121417N/A3/31/202059121519N/A12/31/20196113N/A16N/A9/30/20196013N/A17N/A6/30/20195911N/A14N/A3/31/20195811N/A16N/A12/31/20185711N/A18N/A9/30/2018567N/A17N/A6/30/2018546N/A15N/A3/31/2018535N/A16N/A12/31/2017514N/A13N/A9/30/2017506N/A7N/A6/30/2017506N/A11N/A3/31/2017496N/A8N/A12/31/2016495N/A11N/A9/30/20165012N/A21N/A6/30/20164912N/A21N/A3/31/20165011N/A24N/A12/31/20154910N/A22N/A9/30/2015473N/A10N/A6/30/2015463N/A9N/A더 보기애널리스트 향후 성장 전망수입 대 저축률: FU3 의 연간 예상 수익 증가율(9.7%)이 saving rate(1.9%)보다 높습니다.수익 vs 시장: FU3 의 연간 수익(9.7%)이 German 시장(17%)보다 느리게 성장할 것으로 예상됩니다.고성장 수익: FU3 의 수입은 증가할 것으로 예상되지만 상당히 증가하지는 않을 것입니다.수익 대 시장: FU3 의 수익(연간 7.8%)이 German 시장(연간 6.6%)보다 빠르게 성장할 것으로 예상됩니다.고성장 매출: FU3 의 수익(연간 7.8%)은 연간 20%보다 느리게 증가할 것으로 예상됩니다.주당순이익 성장 예측향후 자기자본이익률미래 ROE: FU3의 자본 수익률이 3년 후 높을 것으로 예상되는지 판단하기에 데이터가 부족합니다.성장 기업 찾아보기7D1Y7D1Y7D1YBanks 산업의 고성장 기업.View Past Performance기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/06/16 20:26종가2026/06/16 00:00수익2026/03/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스First United Corporation는 3명의 분석가가 다루고 있습니다. 이 중 2명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관David BishopHovde Group, LLCStephen MossRaymond James & AssociatesThomas ReidRaymond James & Associates
공시 • May 29First United Corporation Announces Appointment of Jason B. Rush as Chairman of the BoardOn May 27, 2026, the Board of Directors (the “Board”) of First United Corporation (the “Corporation”) appointed Jason B. Rush, age 55, to serve as the Chairman of the Board. Mr. Rush was elected to the Board by the Corporation's shareholders at the 2026 annual meeting of shareholders held on May 7, 2026. Mr. Rush also serves as the Corporation's President and Chief Executive Officer, positions to which he was appointed effective January 1, 2026. Between January 2017 and December 31, 2025, Mr. Rush served as Senior Vice President and Chief Operating Officer of the Corporation and the Bank. Prior to that service, he was Senior Vice President and Chief Risk Officer and Director of Operations and Support from 2006 to 2017. Mr. Rush has been employed by the First United organization since October 1993, including as Vice President, Director of Operations & Support since March 2006, Vice President and Regional Manager/Community Office Manager from January 2005 to February 2006, Vice President and Community Office Manager/Manager of Cash Management from May 2004 to December 2004, Assistant Vice President and Community Office Manager from April 2001 to April 2004, Community Office Manager from August 1998 to April 2001, Customer Service Officer from March 1997 to July 1998, Assistant Compliance Officer from July 1995 to February 1997, and Management Trainee from October 1993 to July 1995.
공시 • Apr 21First United Corporation Announces Net Charge-Offs for the First Quarter Ended March 31, 2026First United Corporation announced net charge-offs for the first quarter ended March 31, 2026. The company announced Total Net Charge Offs of $198,000 against $360,000 a year ago.
공시 • Mar 26First United Corporation Announces Retirement of Ms. Carissa L. Rodeheaver as Director, Effective May 7, 2026First United Corporation announced Carissa L. Rodeheaver, a current director, is retiring from the Board and will not stand for reelection at the 2026 Annual Meeting. Mr. Rush has been nominated to fill the vacancy that will be created upon Ms. Rodeheaver’s retirement. 2026 Annual Meeting of the Shareholders will be held on May 7, 2026.
공시 • Mar 05First United Corporation Announces Dividend for the Second Quarter of 2026, Payable on May 1, 2026First United Corporation announced that its Board of Directors declared a second quarter 2026 cash dividend of $0.26 per share that will be payable on May 1, 2026, to holders of record of the Corporation's common stock as of the close of business on April 17, 2026.
공시 • Feb 05First United Corporation Reports Unaudited Net Charge Offs for the Fourth Quarter Ended December 31, 2025First United Corporation reported unaudited net charge offs for the fourth quarter ended December 31, 2025. for the quarter, the company reported net charge offs of $99,000 against $362,000 a year ago.
공시 • Feb 03First United Corporation and First United Bank & Trust Appoints Anthony Tasker as Senior Vice President and Chief Operating Officer, Effective January 28, 2026First United Corporation appointed Anthony "AJ" Tasker to serve as Senior Vice President and Chief Operating Officer, effective January 28, 2026. From September 2024 until his appointment as COO, Mr. Tasker served as the Managing Director of Operations of the Bank. Between June 2023 and August 2024, he served as the Managing Director of Information Technology of the Bank. Between May 2018 and June 2023, he served as the Director of Information Technology of the Bank. Between September 2015 and May 2018, he served as the Information Technology Manager of the Bank. Between April 2014 and August 2015, he served as the Assistant Information Technology Manager of the Bank. Between February 2011 and March 2014, he served as the Network and Server Administrator of the Bank. Between November 2008 and January 2011, he served as the Wide Area Network Administrator of the Bank.
공시 • Dec 05First United Corporation Announces Dividend for the First Quarter of 2026, Payable on February 2, 2026First United Corporation announced that its Board of Directors declared a cash dividend of $0.26 per share that will be payable on February 2, 2026, to holders of record of the Corporation's common stock as of the close of business on January 16, 2026.
공시 • Nov 17First United Corporation, Annual General Meeting, May 07, 2026First United Corporation, Annual General Meeting, May 07, 2026.
공시 • Nov 14+ 1 more updateFirst United Corporation and First United Bank & Trust Announces CEO ChangesFirst United Corporation and First United Bank & Trust announced that Carissa L. Rodeheaver, Chief Executive Officer, will retire at the conclusion of the 2026 annual meeting of shareholders currently scheduled for May 7, 2026. To facilitate the succession of management, effective January 1, 2026, Ms. Rodeheaver will serve as Executive Chairman of the Corporation and the Bank until her retirement. Carissa Rodeheaver has served as CEO since 2016, leading the Company through transformative growth, innovation, and strategic expansion. Under her leadership, First United achieved record financial performance, increased stock price, delivered steady dividend payments, and enhanced its reputation as a trusted industry leader by maintaining a balanced approach to growth and risk management. During her tenure, Rodeheaver championed initiatives that enhanced shareholder value, advanced digital transformation, and fostered a culture of integrity, inclusion, and community engagement, including having established the First United Community Dreams Foundation and launch of the Company's trademarked financial education platform, Finture. Rodeheaver was instrumental in steering First United through shifting regulatory environments and economic challenges, all while strengthening its commitment to customer-focused philosophies and operational excellence. The Board of Directors has implemented a succession plan whereby Jason B. Rush, Senior Vice President & Chief Operating Officer, will succeed Rodeheaver as President and Chief Executive Officer of both the Corporation and the Bank effective January 1, 2026, and the boards of directors intend to elect Mr. Rush to serve as a director of the Corporation and the Bank. Mr. Rush has served as Senior Vice President and Chief Operating Officer of the Corporation and the Bank since January 2017 and has held various roles since joining the Bank in 1993. Following retirement, Rodeheaver will remain available in an advisory capacity to support a seamless transition and looks forward to dedicating more time to family, travel and those items that bring her personal joy.
공시 • Oct 21First United Corporation Reports Net Charge-Offs for the Third Quarter Ended September 30, 2025First United Corporation reported net charge-offs for the third quarter ended September 30, 2025. For the quarter, the company reported net charge-offs of $435,000 against $109,000 a year ago.
공시 • Sep 25First United Corporation Announces Dividend for the Fourth Quarter 2025, Payable on November 3, 2025First United Corporation announced that its Board of Directors declared a cash dividend of $0.26 per share that will be payable on November 3, 2025, to holders of record of the Corporation's common stock as of the close of business on October 17, 2025.
공시 • Jun 30+ 1 more updateFirst United Corporation(NasdaqGS:FUNC) dropped from Russell Microcap Growth IndexFirst United Corporation(NasdaqGS:FUNC) dropped from Russell Microcap Growth Index
공시 • Jun 19First United Corporation Declares Cash Dividend for the Third Quarter of 2025, Payable on August 1, 2025First United Corporation announced that its Board of Directors declared a cash dividend of $0.22 per share for the third quarter of 2025, that will be payable on August 1, 2025, to holders of record of the Corporation's common stock as of the close of business on July 18, 2025.
공시 • Apr 22First United Corporation Reports Net Charge-Offs for the First Quarter Ended March 31, 2025First United Corporation reported net charge-offs for the first quarter ended March 31, 2025. Net charge-offs of $0.4 million were recorded for the quarter ended March 31, 2025 compared to net charge-offs of $0.5 million for the quarter ended March 31, 2024.
공시 • Mar 29First United Corporation, Annual General Meeting, May 07, 2025First United Corporation, Annual General Meeting, May 07, 2025. Location: the wisp hotel crawford room, 290 marsh hill road, mchenry, maryland 21541., United States
공시 • Mar 06First United Corporation Announces Second Quarter 2025 Dividend, Payable on May 1, 2025First United Corporation announced that its Board of Directors declared a cash dividend of $0.22 per share that will be payable on May 1, 2025, to holders of record of the Corporation's common stock as of the close of business on April 17, 2025.
공시 • Feb 06First United Corporation Reports Net Charge Off for the Fourth Quarter Ended December 31, 2024First United Corporation reported net charge off for the fourth quarter ended December 31, 2024. For the quarter, the company reported net charge off of $362,000 against $195,000 a year ago.
공시 • Nov 21First United Corporation Announces First Quarter 2025 Dividend, Payable on February 3, 2025First United Corporation announced that its Board of Directors declared a cash dividend of $0.22 per share that will be payable on February 3, 2025, to holders of record of the Corporation's common stock as of the close of business on January 17, 2025.
Reported Earnings • Oct 21Third quarter 2024 earnings released: EPS: US$0.89 (vs US$0.67 in 3Q 2023)Third quarter 2024 results: EPS: US$0.89 (up from US$0.67 in 3Q 2023). Revenue: US$20.0m (up 7.5% from 3Q 2023). Net income: US$5.77m (up 28% from 3Q 2023). Profit margin: 29% (up from 24% in 3Q 2023). Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 3.0% growth forecast for the Banks industry in Europe.
Declared Dividend • Sep 30Second quarter dividend of US$0.22 announcedShareholders will receive a dividend of US$0.22. Ex-date: 18th October 2024 Payment date: 1st November 2024 Dividend yield will be 2.9%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 14% per year over the past 6 years and payments have been stable during that time. EPS is expected to grow by 27% over the next year, which should provide support to the dividend and adequate earnings cover.
New Risk • Jul 28New minor risk - Insider sellingThere has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: €51k This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Significant insider selling over the past 3 months (€51k sold).
Recent Insider Transactions • Jul 28Independent Director recently sold €51k worth of stockOn the 25th of July, Irvin Rudy sold around 2k shares on-market at roughly €25.34 per share. This transaction amounted to 4.9% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €16k more than they bought in the last 12 months.
Reported Earnings • Jul 23Second quarter 2024 earnings released: EPS: US$0.75 (vs US$0.66 in 2Q 2023)Second quarter 2024 results: EPS: US$0.75 (up from US$0.66 in 2Q 2023). Revenue: US$18.9m (up 2.9% from 2Q 2023). Net income: US$4.91m (up 11% from 2Q 2023). Profit margin: 26% (up from 24% in 2Q 2023). Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 3.2% growth forecast for the Banks industry in Europe.
Valuation Update With 7 Day Price Move • Jul 18Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €21.80, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 59% over the past year.
Upcoming Dividend • Jul 11Upcoming dividend of US$0.20 per shareEligible shareholders must have bought the stock before 18 July 2024. Payment date: 01 August 2024. Payout ratio is a comfortable 37% and this is well supported by cash flows. Trailing yield: 3.9%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (6.5%).
Declared Dividend • Jun 24First quarter dividend of US$0.20 announcedShareholders will receive a dividend of US$0.20. Ex-date: 18th July 2024 Payment date: 1st August 2024 Dividend yield will be 4.3%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 14% per year over the past 6 years and payments have been stable during that time. EPS is expected to grow by 21% over the next year, which should provide support to the dividend and adequate earnings cover.
공시 • Jun 20First United Corporation Announces Cash Dividend for the Third Quarter of 2024, Payable on August 1, 2024First United Corporation announced that its Board of Directors declared a cash dividend of $0.20 per share that will be payable on August 1, 2024, to holders of record of the Corporation's common stock as of July 18, 2024.
Reported Earnings • Apr 24First quarter 2024 earnings released: EPS: US$0.56 (vs US$0.66 in 1Q 2023)First quarter 2024 results: EPS: US$0.56 (down from US$0.66 in 1Q 2023). Revenue: US$17.7m (down 3.4% from 1Q 2023). Net income: US$3.70m (down 16% from 1Q 2023). Profit margin: 21% (down from 24% in 1Q 2023). Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 3.4% growth forecast for the Banks industry in Europe.
공시 • Apr 24First United Corporation Reports Net Charge-Offs for the First Quarter Ended March 31, 2024First United Corporation reported net charge-offs for the first quarter ended March 31, 2024. Net charge-offs of $0.5 million were recorded for the quarter ended March 31, 2024 compared to net charge-offs of $0.2 million for the quarter ended March 31, 2023.
Upcoming Dividend • Apr 09Upcoming dividend of US$0.20 per shareEligible shareholders must have bought the stock before 16 April 2024. Payment date: 01 May 2024. Payout ratio is a comfortable 35% and this is well supported by cash flows. Trailing yield: 3.5%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (6.4%).
공시 • Mar 20First United Corporation, Annual General Meeting, May 09, 2024First United Corporation, Annual General Meeting, May 09, 2024, at 09:00 US Eastern Standard Time. Location: The Wisp Hotel – Crawford Room, 290 Marsh Hill Road, McHenry, Maryland 21541 Maryland United States Agenda: To consider vote on the election of the eleven nominees named in the Board’s Proxy Statement and accompanying form of Proxy to serve on the Board, each until the 2025 Annual Meeting of Shareholders and until his or her successor is duly elected and qualified; to discuss an amendment to the Corporation’s charter (the “Charter”) to reduce the votes required to approve certain shareholder actions, from two-thirds of all votes entitled to be cast on the matter to a majority of all votes entitled to be cast on the matter; to approve, by a non-binding advisory vote, the compensation paid to the Corporation’s named executive officers for 2023; to ratify the appointment of Crowe LLP as the Corporation’s independent registered public accounting firm for 2024; and to discuss other matters.
Reported Earnings • Mar 19Full year 2023 earnings released: EPS: US$2.25 (vs US$3.77 in FY 2022)Full year 2023 results: EPS: US$2.25 (down from US$3.77 in FY 2022). Revenue: US$69.7m (down 8.6% from FY 2022). Net income: US$15.1m (down 40% from FY 2022). Profit margin: 22% (down from 33% in FY 2022). The decrease in margin was primarily driven by lower revenue. Net interest margin (NIM): 3.26% (down from 3.56% in FY 2022). Non-performing loans: 0.32% (up from 0.30% in FY 2022). Revenue is forecast to grow 10% p.a. on average during the next 2 years, compared to a 3.2% growth forecast for the Banks industry in Europe.
Declared Dividend • Mar 10Fourth quarter dividend of US$0.20 announcedShareholders will receive a dividend of US$0.20. Ex-date: 16th April 2024 Payment date: 1st May 2024 Dividend yield will be 3.7%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (35% payout ratio) and is expected to be well covered in 3 years' time (25% forecast payout ratio). The dividend has increased by an average of 14% per year over the past 6 years and payments have been stable during that time. EPS is expected to grow by 38% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
공시 • Mar 07First United Corporation Declares a Cash Dividend, Payable on May 1, 2024First United Corporation announced that its Board of Directors declared a cash dividend of $0.20 per share that will be payable on May 1, 2024, to holders of record of the Corporation's common stock as of April 17, 2024.
Reported Earnings • Feb 07Full year 2023 earnings released: EPS: US$2.25 (vs US$3.77 in FY 2022)Full year 2023 results: EPS: US$2.25 (down from US$3.77 in FY 2022). Revenue: US$69.7m (down 8.7% from FY 2022). Net income: US$15.1m (down 40% from FY 2022). Profit margin: 22% (down from 33% in FY 2022). The decrease in margin was primarily driven by lower revenue. Net interest margin (NIM): 3.26% (down from 3.56% in FY 2022). Non-performing loans: 0.32% (up from 0.30% in FY 2022). Revenue is forecast to grow 6.4% p.a. on average during the next 2 years, compared to a 2.2% growth forecast for the Banks industry in Europe.
공시 • Feb 06First United Corporation Reports Net Charge Off for the Fourth Quarter Ended December 31, 2023First United Corporation reported net charge off for the fourth quarter ended December 31, 2023. For the quarter, the company reported net charge off of $195,000 against $164,000 a year ago.
Upcoming Dividend • Jan 10Upcoming dividend of US$0.20 per share at 3.6% yieldEligible shareholders must have bought the stock before 17 January 2024. Payment date: 01 February 2024. Payout ratio is a comfortable 24% and this is well supported by cash flows. Trailing yield: 3.6%. Lower than top quartile of German dividend payers (4.9%). Lower than average of industry peers (6.0%).
Valuation Update With 7 Day Price Move • Dec 07Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €19.30, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 7x in the Banks industry in Europe.
공시 • Nov 30First United Corporation Announces First Quarter 2024 Dividend, Payable on February 1, 2024First United Corporation announced that its Board of Directors declared a cash dividend of $0.20 per share that will be payable on February 1, 2024, to holders of record of the Corporation's common stock as of January 18, 2024.
Reported Earnings • Oct 25Third quarter 2023 earnings released: EPS: US$0.67 (vs US$1.04 in 3Q 2022)Third quarter 2023 results: EPS: US$0.67 (down from US$1.04 in 3Q 2022). Revenue: US$18.6m (down 6.7% from 3Q 2022). Net income: US$4.51m (down 35% from 3Q 2022). Profit margin: 24% (down from 35% in 3Q 2022). The decrease in margin was primarily driven by higher expenses. Revenue is expected to decline by 1.1% p.a. on average during the next 2 years, while revenues in the Banks industry in Europe are expected to grow by 3.6%.
공시 • Sep 28First United Corporation Announces Fourth Quarter 2023 Dividend, Payable on November 1, 2023First United Corporation announced that its Board of Directors declared a cash dividend of $0.20 per share that will be payable on November 1, 2023, to holders of record of the Corporation's common stock as of October 18, 2023.
Reported Earnings • Jul 25Second quarter 2023 earnings released: EPS: US$0.66 (vs US$0.82 in 2Q 2022)Second quarter 2023 results: EPS: US$0.66 (down from US$0.82 in 2Q 2022). Revenue: US$18.3m (up 3.2% from 2Q 2022). Net income: US$4.41m (down 19% from 2Q 2022). Profit margin: 24% (down from 31% in 2Q 2022). The decrease in margin was driven by higher expenses. Revenue is expected to decline by 2.2% p.a. on average during the next 2 years, while revenues in the Banks industry in Europe are expected to grow by 4.4%.
New Risk • Jul 07New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 23% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 23% per year for the foreseeable future. Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Market cap is less than US$100m (€83.6m market cap, or US$91.6m).
공시 • Jun 29First United Corporation Announces Third Quarter 2023 Dividend, Payable on August 1, 2023First United Corporation announced that its Board of Directors declared a cash dividend of $0.20 per share that will be payable on August 1, 2023, to holders of record of the Corporation's common stock as of July 18, 2023.
Valuation Update With 7 Day Price Move • Jun 09Investor sentiment improves as stock rises 19%After last week's 19% share price gain to €14.40, the stock trades at a trailing P/E ratio of 4.5x. Average trailing P/E is 9x in the Banks industry in Europe.