View Future GrowthCrediaBank 과거 순이익 실적과거 기준 점검 2/6CrediaBank은 연평균 16.5%의 비율로 수입이 증가해 온 반면, Banks 산업은 수입이 14.6% 증가했습니다. 매출은 연평균 27.4%의 비율로 증가했습니다. CrediaBank의 자기자본이익률은 2.3%이고 순이익률은 9.2%입니다.핵심 정보16.50%순이익 성장률76.42%주당순이익(EPS) 성장률Banks 산업 성장률10.63%매출 성장률27.37%자기자본이익률2.34%순이익률9.16%다음 순이익 업데이트09 Sep 2026최근 과거 실적 업데이트Reported Earnings • May 22First quarter 2026 earnings released: EPS: €0.005 (vs €0 in 1Q 2025)First quarter 2026 results: EPS: €0.005 (up from €0 in 1Q 2025). Revenue: €54.0m (up 4.8% from 1Q 2025). Net income: €7.82m (up €7.71m from 1Q 2025). Profit margin: 14% (up from 0.2% in 1Q 2025). Revenue is forecast to grow 38% p.a. on average during the next 3 years, compared to a 6.6% growth forecast for the Banks industry in Europe.공시 • Jan 08+ 3 more updatesCrediaBank S.A. to Report First Half, 2026 Results on Sep 09, 2026CrediaBank S.A. announced that they will report first half, 2026 results on Sep 09, 2026공시 • Mar 01Attica Bank S.A. to Report Fiscal Year 2024 Results on Mar 10, 2025Attica Bank S.A. announced that they will report fiscal year 2024 results on Mar 10, 2025공시 • Dec 02Attica Bank S.A. to Report Nine Months, 2024 Results on Dec 12, 2024Attica Bank S.A. announced that they will report nine months, 2024 results on Dec 12, 2024Reported Earnings • Sep 20Second quarter 2024 earnings released: EPS: €0.17 (vs €0.027 in 2Q 2023)Second quarter 2024 results: EPS: €0.17 (up from €0.027 in 2Q 2023). Revenue: €25.8m (up 15% from 2Q 2023). Net income: €8.70m (up €7.71m from 2Q 2023). Profit margin: 34% (up from 4.4% in 2Q 2023).공시 • Sep 01Attica Bank S.A. to Report First Half, 2024 Results on Sep 19, 2024Attica Bank S.A. announced that they will report first half, 2024 results on Sep 19, 2024모든 업데이트 보기Recent updatesReported Earnings • May 22First quarter 2026 earnings released: EPS: €0.005 (vs €0 in 1Q 2025)First quarter 2026 results: EPS: €0.005 (up from €0 in 1Q 2025). Revenue: €54.0m (up 4.8% from 1Q 2025). Net income: €7.82m (up €7.71m from 1Q 2025). Profit margin: 14% (up from 0.2% in 1Q 2025). Revenue is forecast to grow 38% p.a. on average during the next 3 years, compared to a 6.6% growth forecast for the Banks industry in Europe.Board Change • May 21Less than half of directors are independentThere are 6 new directors who have joined the board in the last 3 years. Of these new board members, 3 were independent directors. The company's board is composed of: 5 independent directors. 6 non-independent directors. Independent Director Aimilios Stasinakis was the last independent director to join the board, commencing their role in 2026. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity.공시 • Apr 30CrediaBank S.A., Annual General Meeting, May 22, 2026CrediaBank S.A., Annual General Meeting, May 22, 2026, at 10:00 GTB Standard Time. Location: king george hotel at 3, vas.georgiou avenue a, athens Greece공시 • Apr 01CrediaBank S.A. has completed a Follow-on Equity Offering in the amount of €300 million.CrediaBank S.A. has completed a Follow-on Equity Offering in the amount of €300 million. Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 75,000,000 Price\Range: €0.8 Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 300,000,000 Price\Range: €0.8공시 • Mar 31CrediaBank S.A. has filed a Follow-on Equity Offering.CrediaBank S.A. has filed a Follow-on Equity Offering. Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 375,000,000 Price\Range: €0.8 Security Name: Ordinary Shares Security Type: Common Stock Price\Range: €0.8공시 • Jan 08+ 3 more updatesCrediaBank S.A. to Report First Half, 2026 Results on Sep 09, 2026CrediaBank S.A. announced that they will report first half, 2026 results on Sep 09, 2026공시 • Dec 24CrediaBank S.A. (ATSE:CREDIA) agreed to acquire 70.03% stake in HSBC Bank Malta p.l.c. (MTSE:HSB) from HSBC Continental Europe, S.A. for €200 million.CrediaBank S.A. (ATSE:CREDIA) agreed to acquire 70.03% stake in HSBC Bank Malta p.l.c. (MTSE:HSB) from HSBC Continental Europe, S.A. for €200 million on December 23, 2025. A cash consideration of €200 million will be paid by CrediaBank S.A. As part of consideration, €200 million is paid towards common equity of HSBC Bank Malta p.l.c. The closing of the Transaction is subject to corporate and regulatory approvals from the Malta Financial Services Authority, the Bank of Greece and the European Central Bank. The transaction is expected to close in 2H 2026.공시 • Apr 29Attica Bank S.A., Annual General Meeting, Jul 10, 2025Attica Bank S.A., Annual General Meeting, Jul 10, 2025.공시 • Mar 01Attica Bank S.A. to Report Fiscal Year 2024 Results on Mar 10, 2025Attica Bank S.A. announced that they will report fiscal year 2024 results on Mar 10, 2025공시 • Dec 02Attica Bank S.A. to Report Nine Months, 2024 Results on Dec 12, 2024Attica Bank S.A. announced that they will report nine months, 2024 results on Dec 12, 2024New Risk • Nov 16New major risk - Shareholder dilutionThe company's shareholders have been substantially diluted in the past year. Over 718x increase in shares outstanding. This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (39% average weekly change). Shareholders have been substantially diluted in the past year (over 718x increase in shares outstanding). Minor Risk Large one-off items impacting financial results.New Risk • Oct 08New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: €91.0m (US$99.9m) This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (24% average weekly change). Minor Risks Large one-off items impacting financial results. Shareholders have been diluted in the past year (18% increase in shares outstanding). Market cap is less than US$100m (€91.0m market cap, or US$99.9m).Valuation Update With 7 Day Price Move • Oct 08Investor sentiment deteriorates as stock falls 43%After last week's 43% share price decline to €2.65, the stock trades at a trailing P/E ratio of 4.2x. Average trailing P/E is 9x in the Banks industry in Germany. Total loss to shareholders of 75% over the past year.Reported Earnings • Sep 20Second quarter 2024 earnings released: EPS: €0.17 (vs €0.027 in 2Q 2023)Second quarter 2024 results: EPS: €0.17 (up from €0.027 in 2Q 2023). Revenue: €25.8m (up 15% from 2Q 2023). Net income: €8.70m (up €7.71m from 2Q 2023). Profit margin: 34% (up from 4.4% in 2Q 2023).Valuation Update With 7 Day Price Move • Sep 19Investor sentiment deteriorates as stock falls 25%After last week's 25% share price decline to €5.50, the stock trades at a trailing P/E ratio of 10.6x. Average trailing P/E is 8x in the Banks industry in Europe. Total loss to shareholders of 50% over the past year.Valuation Update With 7 Day Price Move • Sep 04Investor sentiment improves as stock rises 22%After last week's 22% share price gain to €9.74, the stock trades at a trailing P/E ratio of 22.4x. Average trailing P/E is 8x in the Banks industry in Europe. Total loss to shareholders of 18% over the past year.공시 • Sep 01Attica Bank S.A. to Report First Half, 2024 Results on Sep 19, 2024Attica Bank S.A. announced that they will report first half, 2024 results on Sep 19, 2024공시 • Jul 17Attica Bank S.A., Annual General Meeting, Jul 16, 2024Attica Bank S.A., Annual General Meeting, Jul 16, 2024, at 10:00 GTB Standard Time. Location: participation of shareholders through, teleconferencing, GreeceValuation Update With 7 Day Price Move • Jul 11Investor sentiment improves as stock rises 35%After last week's 35% share price gain to €13.95, the stock trades at a trailing P/E ratio of 31.2x. Average trailing P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 11% over the past year.공시 • Jul 09Attica Bank S.A. (ATSE:TATT) signed a letter of intent to acquire Pancreta Bank S.A.Attica Bank S.A. (ATSE:TATT) signed a letter of intent to acquire Pancreta Bank S.A. on June 27, 2024.The transaction is subject to subject to antitrust regulations.Reported Earnings • Jun 30First quarter 2024 earnings released: €0.072 loss per share (vs €0.10 profit in 1Q 2023)First quarter 2024 results: €0.072 loss per share (down from €0.10 profit in 1Q 2023). Revenue: €10.7m (down 51% from 1Q 2023). Net loss: €3.60m (down 444% from profit in 1Q 2023).공시 • May 01Attica Bank S.A. to Report Q1, 2024 Results on May 31, 2024Attica Bank S.A. announced that they will report Q1, 2024 results on May 31, 2024Valuation Update With 7 Day Price Move • Apr 04Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €12.50, the stock trades at a trailing P/E ratio of 20.3x. Average trailing P/E is 8x in the Banks industry in Europe. Total loss to shareholders of 3.4% over the past year.Reported Earnings • Mar 11Full year 2023 earnings released: EPS: €0.61 (vs €51.29 loss in FY 2022)Full year 2023 results: EPS: €0.61 (up from €51.29 loss in FY 2022). Net income: €27.6m (up €414.2m from FY 2022).공시 • Mar 02Attica Bank S.A. to Report Fiscal Year 2023 Results on Mar 07, 2024Attica Bank S.A. announced that they will report fiscal year 2023 results on Mar 07, 2024Reported Earnings • Nov 17Third quarter 2023 earnings released: EPS: €0.29 (vs €1.42 loss in 3Q 2022)Third quarter 2023 results: EPS: €0.29 (up from €1.42 loss in 3Q 2022). Net income: €13.1m (up €24.7m from 3Q 2022).공시 • Nov 11Attica Bank S.A. to Report Nine Months, 2023 Results on Nov 15, 2023Attica Bank S.A. announced that they will report nine months, 2023 results on Nov 15, 2023Reported Earnings • Sep 24Second quarter 2023 earnings released: EPS: €0.096 (vs €2.61 loss in 2Q 2022)Second quarter 2023 results: EPS: €0.096 (up from €2.61 loss in 2Q 2022). Net income: €953.0k (up €22.3m from 2Q 2022).공시 • Sep 01Attica Bank S.A. to Report First Half, 2023 Results on Sep 28, 2023Attica Bank S.A. announced that they will report first half, 2023 results on Sep 28, 2023공시 • Jul 08Attica Bank S.A. Appoints Thymios Kyriakopoulos as Independent Non-Executive Member of the Board of DirectorsTBC Bank Group PLC ("TBC PLC") announces that Thymios Kyriakopoulos, independent non-executive Director of TBC PLC, has been appointed as independent non-executive member of the board of directors of Attica Bank.공시 • Jul 01Attica Bank S.A., Annual General Meeting, Jul 05, 2023Attica Bank S.A., Annual General Meeting, Jul 05, 2023.공시 • Jun 09Attica Bank S.A. to Report Q1, 2023 Results on Jun 08, 2023Attica Bank S.A. announced that they will report Q1, 2023 results at 5:30 PM, E. Europe Standard Time on Jun 08, 2023Reported Earnings • Jun 09First quarter 2023 earnings releasedFirst quarter 2023 results: Net income: €1.00m (up €9.51m from 1Q 2022).공시 • Jun 01Attica Bank S.A. to Report Q1, 2023 Results on Jun 29, 2023Attica Bank S.A. announced that they will report Q1, 2023 results on Jun 29, 2023Board Change • May 03Less than half of directors are independentThere are 7 new directors who have joined the board in the last 3 years. Of these new board members, 4 were independent directors. The company's board is composed of: 7 new directors. 2 experienced directors. No highly experienced directors. 4 independent directors (5 non-independent directors). Non-Executive Chairman Konstantinos Makedos is the most experienced director on the board, commencing their role in 2019. Independent Non-Executive Member Aimilios Giannopoulos was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity. Lack of experienced directors.Reported Earnings • May 01Full year 2022 earnings released: €47.37 loss per share (vs €61.08 loss in FY 2021)Full year 2022 results: €47.37 loss per share. Net loss: €386.6m (loss widened 268% from FY 2021).Board Change • Apr 18Less than half of directors are independentThere are 7 new directors who have joined the board in the last 3 years. Of these new board members, 4 were independent directors. The company's board is composed of: 7 new directors. 2 experienced directors. No highly experienced directors. 4 independent directors (5 non-independent directors). Non-Executive Chairman Konstantinos Makedos is the most experienced director on the board, commencing their role in 2019. Independent Non-Executive Member Aimilios Giannopoulos was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity. Lack of experienced directors.공시 • Dec 01Attica Bank S.A. to Report Nine Months, 2022 Results on Dec 21, 2022Attica Bank S.A. announced that they will report nine months, 2022 results on Dec 21, 2022Board Change • Nov 16Less than half of directors are independentThere are 10 new directors who have joined the board in the last 3 years. Of these new board members, 4 were independent directors. The company's board is composed of: 10 new directors. 1 experienced director. No highly experienced directors. 4 independent directors (7 non-independent directors). Non-Executive Chairman Konstantinos Makedos is the most experienced director on the board, commencing their role in 2019. Independent Non-Executive Member Aimilios Giannopoulos was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity. Lack of experienced directors.공시 • Sep 02Attica Bank S.A. to Report First Half, 2022 Results on Sep 28, 2022Attica Bank S.A. announced that they will report first half, 2022 results on Sep 28, 2022Board Change • Aug 30High number of new and inexperienced directorsThere are 10 new directors who have joined the board in the last 3 years. The company's board is composed of: 10 new directors. 1 experienced director. No highly experienced directors. Non-Executive Chairman Konstantinos Makedos is the most experienced director on the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of board continuity. Lack of experienced directors.매출 및 비용 세부 내역CrediaBank가 돈을 벌고 사용하는 방법. 최근 발표된 LTM 실적 기준.순이익 및 매출 추이DB:BCA0 매출, 비용 및 순이익 (EUR Millions)날짜매출순이익일반관리비연구개발비31 Mar 2625023108031 Dec 2524815108030 Sep 2521528112030 Jun 25-187-316104031 Mar 25-218-32289031 Dec 24-256-32573030 Sep 24-285-33158030 Jun 241022149031 Mar 24972350031 Dec 231052850030 Sep 23-219-33049030 Jun 23-231-35553031 Mar 23-247-37753031 Dec 22-260-38751030 Sep 22-24-12050030 Jun 22-33-11549031 Mar 22-25-10848031 Dec 21-26-10549030 Sep 21-174-29848030 Jun 21-174-29648031 Mar 21-187-30049031 Dec 20-190-30649030 Sep 2031-3248030 Jun 2030-2548031 Mar 2037-847031 Dec 1948547030 Sep 19973551030 Jun 191033446031 Mar 19100459031 Dec 18101-264030 Sep 1857-4463030 Jun 1898-2270031 Mar 18100-257031 Dec 1796051030 Sep 1792-3054030 Jun 1748-6055031 Mar 1758-6460031 Dec 1666-6160030 Sep 16-53-9960030 Jun 16-55-6560031 Mar 16-522-35358031 Dec 15-531-35659030 Sep 15-453-30964030 Jun 15-473-360640양질의 수익: BCA0는 €21.6M 규모의 큰 일회성 손실이 있어 31st March, 2026까지 지난 12개월 재무 결과에 영향을 미쳤습니다.이익 마진 증가: BCA0는 과거에 흑자전환했습니다.잉여현금흐름 대비 순이익 분석과거 순이익 성장 분석수익추이: BCA0는 지난 5년 동안 흑자전환하며 연평균 16.5%의 수익 성장을 기록했습니다.성장 가속화: BCA0는 지난해 흑자전환하여 5년 평균과 수익 성장률을 비교하기 어렵습니다.수익 대 산업: BCA0는 지난해 흑자전환하여 지난 해 수익 성장률을 Banks 업계(0.9%)와 비교하기 어렵습니다.자기자본이익률높은 ROE: BCA0의 자본 수익률(2.3%)은 낮음으로 평가됩니다.총자산이익률투하자본수익률우수한 과거 실적 기업을 찾아보세요7D1Y7D1Y7D1YBanks 산업에서 과거 실적이 우수한 기업.View Financial Health기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/06/17 12:28종가2026/06/17 00:00수익2026/03/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 세부 정보는 당사의 Github 페이지에서 확인하실 수 있으며, 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공하고 있습니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스CrediaBank S.A.는 3명의 분석가가 다루고 있습니다. 이 중 1명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Pedro FonsecaEdison Investment ResearchNoemi PeruchMorgan StanleyDimitris GiannoulisResearchGreece
Reported Earnings • May 22First quarter 2026 earnings released: EPS: €0.005 (vs €0 in 1Q 2025)First quarter 2026 results: EPS: €0.005 (up from €0 in 1Q 2025). Revenue: €54.0m (up 4.8% from 1Q 2025). Net income: €7.82m (up €7.71m from 1Q 2025). Profit margin: 14% (up from 0.2% in 1Q 2025). Revenue is forecast to grow 38% p.a. on average during the next 3 years, compared to a 6.6% growth forecast for the Banks industry in Europe.
공시 • Jan 08+ 3 more updatesCrediaBank S.A. to Report First Half, 2026 Results on Sep 09, 2026CrediaBank S.A. announced that they will report first half, 2026 results on Sep 09, 2026
공시 • Mar 01Attica Bank S.A. to Report Fiscal Year 2024 Results on Mar 10, 2025Attica Bank S.A. announced that they will report fiscal year 2024 results on Mar 10, 2025
공시 • Dec 02Attica Bank S.A. to Report Nine Months, 2024 Results on Dec 12, 2024Attica Bank S.A. announced that they will report nine months, 2024 results on Dec 12, 2024
Reported Earnings • Sep 20Second quarter 2024 earnings released: EPS: €0.17 (vs €0.027 in 2Q 2023)Second quarter 2024 results: EPS: €0.17 (up from €0.027 in 2Q 2023). Revenue: €25.8m (up 15% from 2Q 2023). Net income: €8.70m (up €7.71m from 2Q 2023). Profit margin: 34% (up from 4.4% in 2Q 2023).
공시 • Sep 01Attica Bank S.A. to Report First Half, 2024 Results on Sep 19, 2024Attica Bank S.A. announced that they will report first half, 2024 results on Sep 19, 2024
Reported Earnings • May 22First quarter 2026 earnings released: EPS: €0.005 (vs €0 in 1Q 2025)First quarter 2026 results: EPS: €0.005 (up from €0 in 1Q 2025). Revenue: €54.0m (up 4.8% from 1Q 2025). Net income: €7.82m (up €7.71m from 1Q 2025). Profit margin: 14% (up from 0.2% in 1Q 2025). Revenue is forecast to grow 38% p.a. on average during the next 3 years, compared to a 6.6% growth forecast for the Banks industry in Europe.
Board Change • May 21Less than half of directors are independentThere are 6 new directors who have joined the board in the last 3 years. Of these new board members, 3 were independent directors. The company's board is composed of: 5 independent directors. 6 non-independent directors. Independent Director Aimilios Stasinakis was the last independent director to join the board, commencing their role in 2026. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity.
공시 • Apr 30CrediaBank S.A., Annual General Meeting, May 22, 2026CrediaBank S.A., Annual General Meeting, May 22, 2026, at 10:00 GTB Standard Time. Location: king george hotel at 3, vas.georgiou avenue a, athens Greece
공시 • Apr 01CrediaBank S.A. has completed a Follow-on Equity Offering in the amount of €300 million.CrediaBank S.A. has completed a Follow-on Equity Offering in the amount of €300 million. Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 75,000,000 Price\Range: €0.8 Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 300,000,000 Price\Range: €0.8
공시 • Mar 31CrediaBank S.A. has filed a Follow-on Equity Offering.CrediaBank S.A. has filed a Follow-on Equity Offering. Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 375,000,000 Price\Range: €0.8 Security Name: Ordinary Shares Security Type: Common Stock Price\Range: €0.8
공시 • Jan 08+ 3 more updatesCrediaBank S.A. to Report First Half, 2026 Results on Sep 09, 2026CrediaBank S.A. announced that they will report first half, 2026 results on Sep 09, 2026
공시 • Dec 24CrediaBank S.A. (ATSE:CREDIA) agreed to acquire 70.03% stake in HSBC Bank Malta p.l.c. (MTSE:HSB) from HSBC Continental Europe, S.A. for €200 million.CrediaBank S.A. (ATSE:CREDIA) agreed to acquire 70.03% stake in HSBC Bank Malta p.l.c. (MTSE:HSB) from HSBC Continental Europe, S.A. for €200 million on December 23, 2025. A cash consideration of €200 million will be paid by CrediaBank S.A. As part of consideration, €200 million is paid towards common equity of HSBC Bank Malta p.l.c. The closing of the Transaction is subject to corporate and regulatory approvals from the Malta Financial Services Authority, the Bank of Greece and the European Central Bank. The transaction is expected to close in 2H 2026.
공시 • Apr 29Attica Bank S.A., Annual General Meeting, Jul 10, 2025Attica Bank S.A., Annual General Meeting, Jul 10, 2025.
공시 • Mar 01Attica Bank S.A. to Report Fiscal Year 2024 Results on Mar 10, 2025Attica Bank S.A. announced that they will report fiscal year 2024 results on Mar 10, 2025
공시 • Dec 02Attica Bank S.A. to Report Nine Months, 2024 Results on Dec 12, 2024Attica Bank S.A. announced that they will report nine months, 2024 results on Dec 12, 2024
New Risk • Nov 16New major risk - Shareholder dilutionThe company's shareholders have been substantially diluted in the past year. Over 718x increase in shares outstanding. This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (39% average weekly change). Shareholders have been substantially diluted in the past year (over 718x increase in shares outstanding). Minor Risk Large one-off items impacting financial results.
New Risk • Oct 08New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: €91.0m (US$99.9m) This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (24% average weekly change). Minor Risks Large one-off items impacting financial results. Shareholders have been diluted in the past year (18% increase in shares outstanding). Market cap is less than US$100m (€91.0m market cap, or US$99.9m).
Valuation Update With 7 Day Price Move • Oct 08Investor sentiment deteriorates as stock falls 43%After last week's 43% share price decline to €2.65, the stock trades at a trailing P/E ratio of 4.2x. Average trailing P/E is 9x in the Banks industry in Germany. Total loss to shareholders of 75% over the past year.
Reported Earnings • Sep 20Second quarter 2024 earnings released: EPS: €0.17 (vs €0.027 in 2Q 2023)Second quarter 2024 results: EPS: €0.17 (up from €0.027 in 2Q 2023). Revenue: €25.8m (up 15% from 2Q 2023). Net income: €8.70m (up €7.71m from 2Q 2023). Profit margin: 34% (up from 4.4% in 2Q 2023).
Valuation Update With 7 Day Price Move • Sep 19Investor sentiment deteriorates as stock falls 25%After last week's 25% share price decline to €5.50, the stock trades at a trailing P/E ratio of 10.6x. Average trailing P/E is 8x in the Banks industry in Europe. Total loss to shareholders of 50% over the past year.
Valuation Update With 7 Day Price Move • Sep 04Investor sentiment improves as stock rises 22%After last week's 22% share price gain to €9.74, the stock trades at a trailing P/E ratio of 22.4x. Average trailing P/E is 8x in the Banks industry in Europe. Total loss to shareholders of 18% over the past year.
공시 • Sep 01Attica Bank S.A. to Report First Half, 2024 Results on Sep 19, 2024Attica Bank S.A. announced that they will report first half, 2024 results on Sep 19, 2024
공시 • Jul 17Attica Bank S.A., Annual General Meeting, Jul 16, 2024Attica Bank S.A., Annual General Meeting, Jul 16, 2024, at 10:00 GTB Standard Time. Location: participation of shareholders through, teleconferencing, Greece
Valuation Update With 7 Day Price Move • Jul 11Investor sentiment improves as stock rises 35%After last week's 35% share price gain to €13.95, the stock trades at a trailing P/E ratio of 31.2x. Average trailing P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 11% over the past year.
공시 • Jul 09Attica Bank S.A. (ATSE:TATT) signed a letter of intent to acquire Pancreta Bank S.A.Attica Bank S.A. (ATSE:TATT) signed a letter of intent to acquire Pancreta Bank S.A. on June 27, 2024.The transaction is subject to subject to antitrust regulations.
Reported Earnings • Jun 30First quarter 2024 earnings released: €0.072 loss per share (vs €0.10 profit in 1Q 2023)First quarter 2024 results: €0.072 loss per share (down from €0.10 profit in 1Q 2023). Revenue: €10.7m (down 51% from 1Q 2023). Net loss: €3.60m (down 444% from profit in 1Q 2023).
공시 • May 01Attica Bank S.A. to Report Q1, 2024 Results on May 31, 2024Attica Bank S.A. announced that they will report Q1, 2024 results on May 31, 2024
Valuation Update With 7 Day Price Move • Apr 04Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €12.50, the stock trades at a trailing P/E ratio of 20.3x. Average trailing P/E is 8x in the Banks industry in Europe. Total loss to shareholders of 3.4% over the past year.
Reported Earnings • Mar 11Full year 2023 earnings released: EPS: €0.61 (vs €51.29 loss in FY 2022)Full year 2023 results: EPS: €0.61 (up from €51.29 loss in FY 2022). Net income: €27.6m (up €414.2m from FY 2022).
공시 • Mar 02Attica Bank S.A. to Report Fiscal Year 2023 Results on Mar 07, 2024Attica Bank S.A. announced that they will report fiscal year 2023 results on Mar 07, 2024
Reported Earnings • Nov 17Third quarter 2023 earnings released: EPS: €0.29 (vs €1.42 loss in 3Q 2022)Third quarter 2023 results: EPS: €0.29 (up from €1.42 loss in 3Q 2022). Net income: €13.1m (up €24.7m from 3Q 2022).
공시 • Nov 11Attica Bank S.A. to Report Nine Months, 2023 Results on Nov 15, 2023Attica Bank S.A. announced that they will report nine months, 2023 results on Nov 15, 2023
Reported Earnings • Sep 24Second quarter 2023 earnings released: EPS: €0.096 (vs €2.61 loss in 2Q 2022)Second quarter 2023 results: EPS: €0.096 (up from €2.61 loss in 2Q 2022). Net income: €953.0k (up €22.3m from 2Q 2022).
공시 • Sep 01Attica Bank S.A. to Report First Half, 2023 Results on Sep 28, 2023Attica Bank S.A. announced that they will report first half, 2023 results on Sep 28, 2023
공시 • Jul 08Attica Bank S.A. Appoints Thymios Kyriakopoulos as Independent Non-Executive Member of the Board of DirectorsTBC Bank Group PLC ("TBC PLC") announces that Thymios Kyriakopoulos, independent non-executive Director of TBC PLC, has been appointed as independent non-executive member of the board of directors of Attica Bank.
공시 • Jul 01Attica Bank S.A., Annual General Meeting, Jul 05, 2023Attica Bank S.A., Annual General Meeting, Jul 05, 2023.
공시 • Jun 09Attica Bank S.A. to Report Q1, 2023 Results on Jun 08, 2023Attica Bank S.A. announced that they will report Q1, 2023 results at 5:30 PM, E. Europe Standard Time on Jun 08, 2023
Reported Earnings • Jun 09First quarter 2023 earnings releasedFirst quarter 2023 results: Net income: €1.00m (up €9.51m from 1Q 2022).
공시 • Jun 01Attica Bank S.A. to Report Q1, 2023 Results on Jun 29, 2023Attica Bank S.A. announced that they will report Q1, 2023 results on Jun 29, 2023
Board Change • May 03Less than half of directors are independentThere are 7 new directors who have joined the board in the last 3 years. Of these new board members, 4 were independent directors. The company's board is composed of: 7 new directors. 2 experienced directors. No highly experienced directors. 4 independent directors (5 non-independent directors). Non-Executive Chairman Konstantinos Makedos is the most experienced director on the board, commencing their role in 2019. Independent Non-Executive Member Aimilios Giannopoulos was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity. Lack of experienced directors.
Reported Earnings • May 01Full year 2022 earnings released: €47.37 loss per share (vs €61.08 loss in FY 2021)Full year 2022 results: €47.37 loss per share. Net loss: €386.6m (loss widened 268% from FY 2021).
Board Change • Apr 18Less than half of directors are independentThere are 7 new directors who have joined the board in the last 3 years. Of these new board members, 4 were independent directors. The company's board is composed of: 7 new directors. 2 experienced directors. No highly experienced directors. 4 independent directors (5 non-independent directors). Non-Executive Chairman Konstantinos Makedos is the most experienced director on the board, commencing their role in 2019. Independent Non-Executive Member Aimilios Giannopoulos was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity. Lack of experienced directors.
공시 • Dec 01Attica Bank S.A. to Report Nine Months, 2022 Results on Dec 21, 2022Attica Bank S.A. announced that they will report nine months, 2022 results on Dec 21, 2022
Board Change • Nov 16Less than half of directors are independentThere are 10 new directors who have joined the board in the last 3 years. Of these new board members, 4 were independent directors. The company's board is composed of: 10 new directors. 1 experienced director. No highly experienced directors. 4 independent directors (7 non-independent directors). Non-Executive Chairman Konstantinos Makedos is the most experienced director on the board, commencing their role in 2019. Independent Non-Executive Member Aimilios Giannopoulos was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity. Lack of experienced directors.
공시 • Sep 02Attica Bank S.A. to Report First Half, 2022 Results on Sep 28, 2022Attica Bank S.A. announced that they will report first half, 2022 results on Sep 28, 2022
Board Change • Aug 30High number of new and inexperienced directorsThere are 10 new directors who have joined the board in the last 3 years. The company's board is composed of: 10 new directors. 1 experienced director. No highly experienced directors. Non-Executive Chairman Konstantinos Makedos is the most experienced director on the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of board continuity. Lack of experienced directors.