View ValuationEagle Bancorp Montana 향후 성장Future 기준 점검 1/6Eagle Bancorp Montana 의 수익은 연간 9.3% 감소할 것으로 예상되는 반면, 연간 수익은 4.7% 로 증가할 것으로 예상됩니다. EPS는 연간 4.1% 만큼 성장할 것으로 예상됩니다.핵심 정보4.7%이익 성장률4.10%EPS 성장률Banks 이익 성장8.7%매출 성장률-9.3%향후 자기자본이익률n/a애널리스트 커버리지Low마지막 업데이트29 Jul 2026최근 향후 성장 업데이트업데이트 없음모든 업데이트 보기Recent updatesDeclared Dividend • Aug 04Second quarter dividend of US$0.15 announcedShareholders will receive a dividend of US$0.15. Ex-date: 14th August 2026 Payment date: 4th September 2026 Dividend yield will be 2.6%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 6.6% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 4.1% over the next year, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Jul 29Second quarter 2026 earnings released: EPS: US$0.47 (vs US$0.41 in 2Q 2025)Second quarter 2026 results: EPS: US$0.47 (up from US$0.41 in 2Q 2025). Revenue: US$23.8m (up 8.7% from 2Q 2025). Net income: US$3.72m (up 15% from 2Q 2025). Profit margin: 16% (in line with 2Q 2025). Revenue is expected to decline by 9.3% p.a. on average during the next 2 years, while revenues in the Banks industry in Europe are expected to grow by 6.8%. Over the last 3 years on average, earnings per share has increased by 17% per year whereas the company’s share price has increased by 20% per year.공고 • Jul 29+ 1 more updateEagle Bancorp Montana, Inc. Reports Net Loan Charge-Offs for the Second Quarter Ended June 30, 2026Eagle Bancorp Montana, Inc. reported net loan charge-offs for the second quarter ended June 30, 2026. Net loan charge-offs totaled $193,000 in the second quarter of 2026, compared to $48,000 in the second quarter a year ago.공고 • Jul 18Eagle Bancorp Montana, Inc. and Opportunity Bank of Montana Announce the Resignation of Maureen J. Rude as Board of Director, Effective July 15, 2026Eagle Bancorp Montana, Inc. announced that on July 15, 2026, Maureen J. Rude notified the Company's Board of Directors of her decision to resign, for personal reasons, from the Company's Board and the Board of Directors of Bank (Opportunity Bank of Montana), effective immediately. Her term was scheduled to expire at the Company's 2028 Annual Meeting of Stockholders.New Risk • Jun 29New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 8.4% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Share price has been volatile over the past 3 months (8.4% average weekly change). Significant insider selling over the past 3 months (€194k sold).공고 • May 20+ 1 more updateEagle Bancorp Montana, Inc. Announces Upcoming Retirement of Laura F. Clark as Chief Executive OfficerEagle Bancorp Montana, Inc. announced upcoming changes in roles and responsibilities of senior management as part of its long-term succession planning. In anticipation of the future retirement of current President and Chief Executive Officer, Laura F. Clark, the Board announced a successor has been chosen. While the effective date of Ms. Clark’s retirement has not yet been determined, the Board of Directors (the “Board”) has decided to split the roles of Chief Executive Officer and President. Ms. Clark will continue as the Chief Executive Officer of the Company and the Bank.공고 • Apr 30Eagle Bancorp Montana, Inc. Reports Net Charge Offs for the Quarter Ended March 31, 2026Eagle Bancorp Montana, Inc. reported net charge offs for the quarter ended March 31, 2026. For the quarter, the company reported net charge offs of $49,000 as compared to $99,000 in the preceding quarter and $2,000 in the first quarter a year ago.공고 • Mar 10Eagle Bancorp Montana, Inc., Annual General Meeting, Apr 23, 2026Eagle Bancorp Montana, Inc., Annual General Meeting, Apr 23, 2026. Location: 1400 prospect avenue, helena, montana, helena United States공고 • Feb 27Eagle Bancorp Montana, Inc. and Opportunity Bank of Montana Announce Executive Changes, Effective March 10, 2026On February 22, 2026, Eagle Bancorp Montana, Inc., the holding company of Opportunity Bank of Montana, and Mark A. O'Neill, Senior Vice President and Chief Lending Officer agreed that Mr. O'Neill will step down from his current position with the Company and the Bank. Mr. O'Neill will cease serving as Chief Lending Officer and will no longer be an executive officer of the Company, effective March 10, 2026 (the Effective Date). Effective as of the Effective Date, Mr. O'Neill's Chief Lending Officer responsibilities will be assumed on an interim basis by Darryl Rensmon. Mr. Rensmon serves as the Company's Chief Operating Officer. On the Effective Date, Mr. O'Neill will remain employed by the Company and the Bank and transition to the position of Vice President /Business Development Officer to provide additional support for the Company's strategic market initiatives. Mr. O’Neill’s transition from his current position was not the result of any disagreement with the Company on any matter relating to the Company’s operations, policies, or practices.공고 • Jan 28+ 1 more updateEagle Bancorp Montana, Inc. Declares Quarterly Cash Dividend, Payable on March 6, 2026Eagle Bancorp Montana, Inc. board of directors declared a quarterly cash dividend of $0.145 per share on January 22, 2026. The dividend will be payable March 6, 2026, to shareholders of record February 13, 2026. The current dividend represents an annualized yield of 2.93% based on recent market prices.공고 • Oct 29+ 1 more updateEagle Bancorp Montana, Inc. Reports Net Loan Charge-Offs for the Third Quarter Ended September 30, 2025Eagle Bancorp Montana, Inc. reported net loan charge-offs for the third quarter ended September 30, 2025. Net loan charge-offs totaled $72,000 in the third quarter of 2025, compared to $48,000 in the preceding quarter and $17,000 in the third quarter a year ago.공고 • Jul 30+ 1 more updateEagle Bancorp Montana, Inc. Reports Net Loan Charge-Offs for the Second Quarter Ended June 30, 2025Eagle Bancorp Montana, Inc. reported net loan charge-offs for the second quarter ended June 30, 2025. For the quarter, the company reported Net loan charge-offs of $48,000 against $2,000 reported a year ago.공고 • Jun 30+ 1 more updateEagle Bancorp Montana, Inc.(NasdaqGM:EBMT) dropped from Russell Microcap Growth IndexEagle Bancorp Montana, Inc.(NasdaqGM:EBMT) dropped from Russell Microcap Growth Index공고 • May 01Eagle Bancorp Montana, Inc. Reports Net Loan Charge Off for the First Quarter Ended March 31, 2025Eagle Bancorp Montana, Inc. reported net loan charge off for the first quarter ended March 31, 2025. For the quarter, the company reported Net loan charge-offs totaled $2,000 in the first quarter of 2025, compared to net loan charge-offs of $44,000 in the preceding quarter and net loan recoveries of $65,000 in the first quarter a year ago.공고 • Apr 30Eagle Bancorp Montana, Inc. announces Quarterly dividend, payable on June 06, 2025Eagle Bancorp Montana, Inc. announced Quarterly dividend of USD 0.1425 per share payable on June 06, 2025, ex-date on May 16, 2025 and record date on May 16, 2025.공고 • Mar 17Eagle Bancorp Montana, Inc., Annual General Meeting, Apr 24, 2025Eagle Bancorp Montana, Inc., Annual General Meeting, Apr 24, 2025. Location: 1400 prospect avenue, montana, helena United States공고 • Jan 28Eagle Bancorp Montana, Inc. Declares Quarterly Cash Dividend, Payable March 7, 2025The board of directors of Eagle Bancorp Montana, Inc. declared a quarterly cash dividend of $0.1425 per share on January 23, 2025. The dividend will be payable on March 7, 2025, to shareholders of record February 14, 2025.Recent Insider Transactions • Nov 07Independent Director recently sold €102k worth of stockOn the 1st of November, Kenneth Walsh sold around 7k shares on-market at roughly €15.15 per share. This transaction amounted to 4.5% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €688k more than they bought in the last 12 months.Declared Dividend • Nov 04Third quarter dividend of US$0.14 announcedShareholders will receive a dividend of US$0.14. Ex-date: 15th November 2024 Payment date: 6th December 2024 Dividend yield will be 3.5%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (13% payout ratio) and is expected to be well covered in 3 years' time (34% forecast payout ratio). The dividend has increased by an average of 7.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 50% over the next 2 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Oct 30Third quarter 2024 earnings released: EPS: US$0.35 (vs US$0.34 in 3Q 2023)Third quarter 2024 results: EPS: US$0.35 (up from US$0.34 in 3Q 2023). Revenue: US$20.5m (down 2.5% from 3Q 2023). Net income: US$2.71m (up 2.8% from 3Q 2023). Profit margin: 13% (in line with 3Q 2023). Revenue is expected to decline by 5.2% p.a. on average during the next 3 years, while revenues in the Banks industry in Europe are expected to grow by 3.0%. Over the last 3 years on average, earnings per share has fallen by 25% per year but the company’s share price has only fallen by 7% per year, which means it has not declined as severely as earnings.공고 • Oct 29Eagle Bancorp Montana, Inc. Declares Quarterly Cash Dividend, Payable December 6, 2024The board of directors of Eagle Bancorp Montana, Inc. declared a quarterly cash dividend of $0.1425 per share on October 17, 2024. The dividend will be payable December 6, 2024, to shareholders of record November 15, 2024.Recent Insider Transactions • Aug 25Director recently sold €101k worth of stockOn the 23rd of August, Peter Johnson sold around 8k shares on-market at roughly €12.74 per share. This transaction amounted to 11% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €134k. Insiders have been net sellers, collectively disposing of €586k more than they bought in the last 12 months.New Risk • Aug 13New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: €91.4m (US$99.8m) This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Minor Risks Significant insider selling over the past 3 months (€350k sold). Market cap is less than US$100m (€91.4m market cap, or US$99.8m).Upcoming Dividend • Aug 09Upcoming dividend of US$0.14 per shareEligible shareholders must have bought the stock before 16 August 2024. Payment date: 06 September 2024. Payout ratio is a comfortable 52% but the company is paying out more than the cash it is generating. Trailing yield: 4.2%. Lower than top quartile of German dividend payers (4.9%). Lower than average of industry peers (6.8%).Recent Insider Transactions • Aug 01Independent Director recently sold €134k worth of stockOn the 30th of July, Kenneth Walsh sold around 10k shares on-market at roughly €13.37 per share. This transaction amounted to 6.4% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €471k more than they bought in the last 12 months.Declared Dividend • Jul 26Second quarter dividend of US$0.14 announcedShareholders will receive a dividend of US$0.14. Ex-date: 16th August 2024 Payment date: 6th September 2024 Dividend yield will be 4.2%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 7.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 27% over the next year, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Jul 24Second quarter 2024 earnings released: EPS: US$0.22 (vs US$0.26 in 2Q 2023)Second quarter 2024 results: EPS: US$0.22 (down from US$0.26 in 2Q 2023). Revenue: US$19.5m (down 7.8% from 2Q 2023). Net income: US$1.74m (down 14% from 2Q 2023). Profit margin: 8.9% (in line with 2Q 2023). Revenue is expected to decline by 11% p.a. on average during the next 2 years, while revenues in the Banks industry in Europe are expected to grow by 3.2%. Over the last 3 years on average, earnings per share has fallen by 30% per year but the company’s share price has only fallen by 12% per year, which means it has not declined as severely as earnings.공고 • Jul 24Eagle Bancorp Montana, Inc. Increases Quarterly Cash Dividend, Payable September 6, 2024The board of directors of Eagle Bancorp Montana, Inc. increased its quarterly cash dividend to $0.1425 per share on July 22, 2024. The dividend will be payable September 6, 2024, to shareholders of record August 16, 2024. The current dividend represents an annualized yield of 4.27% based on recent market prices.Recent Insider Transactions • May 22Independent Director recently sold €120k worth of stockOn the 20th of May, Kenneth Walsh sold around 10k shares on-market at roughly €11.95 per share. This transaction amounted to 6.0% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €328k more than they bought in the last 12 months.Upcoming Dividend • May 11Upcoming dividend of US$0.14 per shareEligible shareholders must have bought the stock before 16 May 2024. Payment date: 07 June 2024. Payout ratio is a comfortable 50% but the company is not cash flow positive. Trailing yield: 4.2%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (6.4%).New Risk • Apr 26New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 2.9% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Shareholders have been diluted in the past year (2.9% increase in shares outstanding). Significant insider selling over the past 3 months (€123k sold).Declared Dividend • Apr 26First quarter dividend of US$0.14 announcedShareholders will receive a dividend of US$0.14. Ex-date: 16th May 2024 Payment date: 7th June 2024 Dividend yield will be 4.5%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 6.8% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 25% over the next year, which should provide support to the dividend and adequate earnings cover.공고 • Apr 24Eagle Bancorp Montana, Inc. Declares Quarterly Cash Dividend, Payable June 7, 2024Eagle’s board of directors declared a quarterly cash dividend to $0.14 per share on April 18, 2024. The dividend will be payable June 7, 2024, to shareholders of record May 17, 2024. The current dividend represents an annualized yield of 4.40% based on recent market prices.Reported Earnings • Apr 24First quarter 2024 earnings released: EPS: US$0.24 (vs US$0.42 in 1Q 2023)First quarter 2024 results: EPS: US$0.24 (down from US$0.42 in 1Q 2023). Revenue: US$19.3m (down 7.3% from 1Q 2023). Net income: US$1.90m (down 42% from 1Q 2023). Profit margin: 9.8% (down from 16% in 1Q 2023). Revenue is expected to decline by 12% p.a. on average during the next 2 years, while revenues in the Banks industry in Europe are expected to grow by 3.4%. Over the last 3 years on average, earnings per share has fallen by 34% per year but the company’s share price has only fallen by 15% per year, which means it has not declined as severely as earnings.New Risk • Mar 15New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: €91.4m (US$99.6m) This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Minor Risks Significant insider selling over the past 3 months (€123k sold). Market cap is less than US$100m (€91.4m market cap, or US$99.6m).Reported Earnings • Mar 12Full year 2023 earnings released: EPS: US$1.29 (vs US$1.45 in FY 2022)Full year 2023 results: EPS: US$1.29 (down from US$1.45 in FY 2022). Revenue: US$83.7m (down 4.3% from FY 2022). Net income: US$10.1m (down 6.0% from FY 2022). Profit margin: 12% (in line with FY 2022). Net interest margin (NIM): 3.51% (down from 4.03% in FY 2022). Non-performing loans: 0.57% (no change from 0.57% in FY 2022). Revenue is expected to decline by 11% p.a. on average during the next 2 years, while revenues in the Banks industry in Europe are expected to grow by 3.2%. Over the last 3 years on average, earnings per share has fallen by 34% per year but the company’s share price has only fallen by 18% per year, which means it has not declined as severely as earnings.공고 • Mar 08Eagle Bancorp Montana, Inc., Annual General Meeting, Apr 18, 2024Eagle Bancorp Montana, Inc., Annual General Meeting, Apr 18, 2024, at 11:00 Mountain Standard Time. Location: The main office of Opportunity Bank of Montana 1400 Prospect Avenue Helena Montana United States Agenda: To discuss elect for a three-year term, the four nominees named in the accompanying Proxy Statement; to ratify the appointment of Moss Adams LLP as independent registered public accounting firm for the fiscal year ending December 31, 2024; to discuss an advisory vote on the compensation of named executive officers; and to transact such other business as may properly come before the meeting or any adjournment thereof.Recent Insider Transactions • Feb 08Director recently sold €112k worth of stockOn the 6th of February, Kenneth Walsh sold around 9k shares on-market at roughly €12.27 per share. This transaction amounted to 5.2% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €218k more than they bought in the last 12 months.Upcoming Dividend • Feb 01Upcoming dividend of US$0.14 per share at 3.9% yieldEligible shareholders must have bought the stock before 08 February 2024. Payment date: 01 March 2024. Trailing yield: 3.9%. Lower than top quartile of German dividend payers (5.0%). Lower than average of industry peers (6.2%).Declared Dividend • Jan 29Fourth quarter dividend of US$0.14 announcedShareholders will receive a dividend of US$0.14. Ex-date: 8th February 2024 Payment date: 1st March 2024 Dividend yield will be 3.8%, which is lower than the industry average of 4.7%. Sustainability & Growth Dividend is well covered by earnings (43% payout ratio) and is expected to be well covered in 3 years' time (31% forecast payout ratio). The dividend has increased by an average of 6.8% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 36% over the next 2 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Jan 25Full year 2023 earnings released: EPS: US$1.29 (vs US$1.45 in FY 2022)Full year 2023 results: EPS: US$1.29 (down from US$1.45 in FY 2022). Revenue: US$83.7m (down 4.3% from FY 2022). Net income: US$10.1m (down 6.0% from FY 2022). Profit margin: 12% (in line with FY 2022). Revenue is expected to decline by 11% p.a. on average during the next 2 years, while revenues in the Banks industry in Europe are expected to grow by 2.0%. Over the last 3 years on average, earnings per share has fallen by 34% per year but the company’s share price has only fallen by 7% per year, which means it has not declined as severely as earnings.New Risk • Jan 24New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 3.3% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. This is currently the only risk that has been identified for the company.공고 • Jan 24Eagle Bancorp Montana, Inc. Declares Quarterly Cash Dividend, Payable on March 1, 2024Eagle Bancorp Montana, Inc.'s board of directors declared a quarterly cash dividend to $0.14 per share on January 18, 2024. The dividend will be payable March 1, 2024 to shareholders of record February 9, 2024. The current dividend represents an annualized yield of 3.81% based on recent market prices.Upcoming Dividend • Nov 02Upcoming dividend of US$0.14 per share at 4.8% yieldEligible shareholders must have bought the stock before 09 November 2023. Payment date: 01 December 2023. Payout ratio is a comfortable 38% but the company is not cash flow positive. Trailing yield: 4.8%. Lower than top quartile of German dividend payers (5.1%). Lower than average of industry peers (6.4%).New Risk • Oct 25New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 2.9% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Shareholders have been diluted in the past year (2.9% increase in shares outstanding). Market cap is less than US$100m (€87.5m market cap, or US$92.7m).공고 • Oct 25Eagle Bancorp Montana, Inc. Declares Quarterly Cash Dividend, Payable on December 1, 2023Eagle’s board of directors declared a quarterly cash dividend to $0.14 per share on October 19, 2023. The dividend will be payable December 1, 2023 to shareholders of record November 10, 2023. The current dividend represents an annualized yield of 4.81% based on recent market prices.Reported Earnings • Oct 25Third quarter 2023 earnings released: EPS: US$0.34 (vs US$0.40 in 3Q 2022)Third quarter 2023 results: EPS: US$0.34 (down from US$0.40 in 3Q 2022). Revenue: US$21.0m (down 15% from 3Q 2022). Net income: US$2.64m (down 15% from 3Q 2022). Profit margin: 13% (in line with 3Q 2022). Revenue is expected to decline by 11% p.a. on average during the next 3 years, while revenues in the Banks industry in Europe are expected to grow by 3.6%.Upcoming Dividend • Aug 03Upcoming dividend of US$0.14 per share at 4.2% yieldEligible shareholders must have bought the stock before 10 August 2023. Payment date: 01 September 2023. Payout ratio is a comfortable 36% and this is well supported by cash flows. Trailing yield: 4.2%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (6.0%).공고 • Jul 26Eagle Bancorp Montana, Inc. Announces Quarterly Cash Dividend, Payable on September 1, 2023Eagle Bancorp Montana, Inc. board of directors increased its quarterly cash dividend to $0.14 per share on July 20, 2023. The dividend will be payable September 1, 2023 to shareholders of record August 11, 2023.Reported Earnings • Jul 26Second quarter 2023 earnings released: EPS: US$0.26 (vs US$0.24 in 2Q 2022)Second quarter 2023 results: EPS: US$0.26 (up from US$0.24 in 2Q 2022). Revenue: US$21.1m (down 5.8% from 2Q 2022). Net income: US$2.02m (up 14% from 2Q 2022). Profit margin: 9.5% (up from 7.9% in 2Q 2022). The increase in margin was driven by lower expenses. Revenue is expected to decline by 16% p.a. on average during the next 2 years, while revenues in the Banks industry in Europe are expected to grow by 4.4%.이익 및 매출 성장 예측DB:8F5 - 애널리스트 향후 추정치 및 과거 재무 데이터 (USD Millions)날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수12/31/20278017N/AN/A312/31/20267716N/AN/A36/30/202695161923N/A3/31/202693162327N/A12/31/202590152833N/A9/30/202588142128N/A6/30/202585131322N/A3/31/202582111223N/A12/31/202481101429N/A9/30/20248091225N/A6/30/20248181429N/A3/31/2024829218N/A12/31/20238410-59N/A9/30/20238612623N/A6/30/20238712016N/A3/31/202389121835N/A12/31/202288112542N/A9/30/20228592739N/A6/30/202287105263N/A3/31/202287114758N/A12/31/202192144456N/A9/30/202195181631N/A6/30/202195191530N/A3/31/20219523-112N/A12/31/20208921-192N/A9/30/20208218-108N/A6/30/20207416-30-10N/A3/31/20206614N/A3N/A12/31/20196011N/A0N/A9/30/20195510N/A1N/A6/30/2019498N/A4N/A3/31/2019446N/A13N/A12/31/2018415N/A14N/A9/30/2018404N/A12N/A6/30/2018394N/A15N/A3/31/2018384N/A10N/A12/31/2017374N/A20N/A9/30/2017375N/A21N/A6/30/2017375N/A17N/A3/31/2017365N/A20N/A12/31/2016355N/A13N/A9/30/2016325N/A6N/A6/30/2016303N/A5N/A3/31/2016293N/A8N/A12/31/2015283N/A5N/A9/30/2015283N/A13N/A더 보기애널리스트 향후 성장 전망수입 대 저축률: 8F5 의 연간 예상 수익 증가율(4.7%)이 saving rate(2.1%)보다 높습니다.수익 vs 시장: 8F5 의 연간 수익(4.7%)이 German 시장(15.2%)보다 느리게 성장할 것으로 예상됩니다.고성장 수익: 8F5 의 수입은 증가할 것으로 예상되지만 상당히 증가하지는 않을 것입니다.수익 대 시장: 8F5 의 수익은 향후 3년간 감소할 것으로 예상됩니다(연간 -9.3%).고성장 매출: 8F5 의 수익은 향후 3년 동안 감소할 것으로 예상됩니다(연간 -9.3%).주당순이익 성장 예측향후 자기자본이익률미래 ROE: 8F5의 자본 수익률이 3년 후 높을 것으로 예상되는지 판단하기에 데이터가 부족합니다.성장 기업 찾아보기7D1Y7D1Y7D1YBanks 산업의 고성장 기업.View Past Performance기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/08/06 14:56종가2026/08/06 00:00수익2026/06/30연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델의 세부 정보는 당사의 GitHub 페이지에서 확인하실 수 있습니다. 또한 보고서 사용 방법에 대한 가이드와 YouTube 튜토리얼도 제공하고 있습니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Eagle Bancorp Montana, Inc.는 3명의 분석가가 다루고 있습니다. 이 중 3명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Jeffrey RulisD.A. Davidson & Co.null nullD.A. Davidson & Co.Brendan NosalHovde Group, LLC
Declared Dividend • Aug 04Second quarter dividend of US$0.15 announcedShareholders will receive a dividend of US$0.15. Ex-date: 14th August 2026 Payment date: 4th September 2026 Dividend yield will be 2.6%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 6.6% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 4.1% over the next year, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Jul 29Second quarter 2026 earnings released: EPS: US$0.47 (vs US$0.41 in 2Q 2025)Second quarter 2026 results: EPS: US$0.47 (up from US$0.41 in 2Q 2025). Revenue: US$23.8m (up 8.7% from 2Q 2025). Net income: US$3.72m (up 15% from 2Q 2025). Profit margin: 16% (in line with 2Q 2025). Revenue is expected to decline by 9.3% p.a. on average during the next 2 years, while revenues in the Banks industry in Europe are expected to grow by 6.8%. Over the last 3 years on average, earnings per share has increased by 17% per year whereas the company’s share price has increased by 20% per year.
공고 • Jul 29+ 1 more updateEagle Bancorp Montana, Inc. Reports Net Loan Charge-Offs for the Second Quarter Ended June 30, 2026Eagle Bancorp Montana, Inc. reported net loan charge-offs for the second quarter ended June 30, 2026. Net loan charge-offs totaled $193,000 in the second quarter of 2026, compared to $48,000 in the second quarter a year ago.
공고 • Jul 18Eagle Bancorp Montana, Inc. and Opportunity Bank of Montana Announce the Resignation of Maureen J. Rude as Board of Director, Effective July 15, 2026Eagle Bancorp Montana, Inc. announced that on July 15, 2026, Maureen J. Rude notified the Company's Board of Directors of her decision to resign, for personal reasons, from the Company's Board and the Board of Directors of Bank (Opportunity Bank of Montana), effective immediately. Her term was scheduled to expire at the Company's 2028 Annual Meeting of Stockholders.
New Risk • Jun 29New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 8.4% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Share price has been volatile over the past 3 months (8.4% average weekly change). Significant insider selling over the past 3 months (€194k sold).
공고 • May 20+ 1 more updateEagle Bancorp Montana, Inc. Announces Upcoming Retirement of Laura F. Clark as Chief Executive OfficerEagle Bancorp Montana, Inc. announced upcoming changes in roles and responsibilities of senior management as part of its long-term succession planning. In anticipation of the future retirement of current President and Chief Executive Officer, Laura F. Clark, the Board announced a successor has been chosen. While the effective date of Ms. Clark’s retirement has not yet been determined, the Board of Directors (the “Board”) has decided to split the roles of Chief Executive Officer and President. Ms. Clark will continue as the Chief Executive Officer of the Company and the Bank.
공고 • Apr 30Eagle Bancorp Montana, Inc. Reports Net Charge Offs for the Quarter Ended March 31, 2026Eagle Bancorp Montana, Inc. reported net charge offs for the quarter ended March 31, 2026. For the quarter, the company reported net charge offs of $49,000 as compared to $99,000 in the preceding quarter and $2,000 in the first quarter a year ago.
공고 • Mar 10Eagle Bancorp Montana, Inc., Annual General Meeting, Apr 23, 2026Eagle Bancorp Montana, Inc., Annual General Meeting, Apr 23, 2026. Location: 1400 prospect avenue, helena, montana, helena United States
공고 • Feb 27Eagle Bancorp Montana, Inc. and Opportunity Bank of Montana Announce Executive Changes, Effective March 10, 2026On February 22, 2026, Eagle Bancorp Montana, Inc., the holding company of Opportunity Bank of Montana, and Mark A. O'Neill, Senior Vice President and Chief Lending Officer agreed that Mr. O'Neill will step down from his current position with the Company and the Bank. Mr. O'Neill will cease serving as Chief Lending Officer and will no longer be an executive officer of the Company, effective March 10, 2026 (the Effective Date). Effective as of the Effective Date, Mr. O'Neill's Chief Lending Officer responsibilities will be assumed on an interim basis by Darryl Rensmon. Mr. Rensmon serves as the Company's Chief Operating Officer. On the Effective Date, Mr. O'Neill will remain employed by the Company and the Bank and transition to the position of Vice President /Business Development Officer to provide additional support for the Company's strategic market initiatives. Mr. O’Neill’s transition from his current position was not the result of any disagreement with the Company on any matter relating to the Company’s operations, policies, or practices.
공고 • Jan 28+ 1 more updateEagle Bancorp Montana, Inc. Declares Quarterly Cash Dividend, Payable on March 6, 2026Eagle Bancorp Montana, Inc. board of directors declared a quarterly cash dividend of $0.145 per share on January 22, 2026. The dividend will be payable March 6, 2026, to shareholders of record February 13, 2026. The current dividend represents an annualized yield of 2.93% based on recent market prices.
공고 • Oct 29+ 1 more updateEagle Bancorp Montana, Inc. Reports Net Loan Charge-Offs for the Third Quarter Ended September 30, 2025Eagle Bancorp Montana, Inc. reported net loan charge-offs for the third quarter ended September 30, 2025. Net loan charge-offs totaled $72,000 in the third quarter of 2025, compared to $48,000 in the preceding quarter and $17,000 in the third quarter a year ago.
공고 • Jul 30+ 1 more updateEagle Bancorp Montana, Inc. Reports Net Loan Charge-Offs for the Second Quarter Ended June 30, 2025Eagle Bancorp Montana, Inc. reported net loan charge-offs for the second quarter ended June 30, 2025. For the quarter, the company reported Net loan charge-offs of $48,000 against $2,000 reported a year ago.
공고 • Jun 30+ 1 more updateEagle Bancorp Montana, Inc.(NasdaqGM:EBMT) dropped from Russell Microcap Growth IndexEagle Bancorp Montana, Inc.(NasdaqGM:EBMT) dropped from Russell Microcap Growth Index
공고 • May 01Eagle Bancorp Montana, Inc. Reports Net Loan Charge Off for the First Quarter Ended March 31, 2025Eagle Bancorp Montana, Inc. reported net loan charge off for the first quarter ended March 31, 2025. For the quarter, the company reported Net loan charge-offs totaled $2,000 in the first quarter of 2025, compared to net loan charge-offs of $44,000 in the preceding quarter and net loan recoveries of $65,000 in the first quarter a year ago.
공고 • Apr 30Eagle Bancorp Montana, Inc. announces Quarterly dividend, payable on June 06, 2025Eagle Bancorp Montana, Inc. announced Quarterly dividend of USD 0.1425 per share payable on June 06, 2025, ex-date on May 16, 2025 and record date on May 16, 2025.
공고 • Mar 17Eagle Bancorp Montana, Inc., Annual General Meeting, Apr 24, 2025Eagle Bancorp Montana, Inc., Annual General Meeting, Apr 24, 2025. Location: 1400 prospect avenue, montana, helena United States
공고 • Jan 28Eagle Bancorp Montana, Inc. Declares Quarterly Cash Dividend, Payable March 7, 2025The board of directors of Eagle Bancorp Montana, Inc. declared a quarterly cash dividend of $0.1425 per share on January 23, 2025. The dividend will be payable on March 7, 2025, to shareholders of record February 14, 2025.
Recent Insider Transactions • Nov 07Independent Director recently sold €102k worth of stockOn the 1st of November, Kenneth Walsh sold around 7k shares on-market at roughly €15.15 per share. This transaction amounted to 4.5% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €688k more than they bought in the last 12 months.
Declared Dividend • Nov 04Third quarter dividend of US$0.14 announcedShareholders will receive a dividend of US$0.14. Ex-date: 15th November 2024 Payment date: 6th December 2024 Dividend yield will be 3.5%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (13% payout ratio) and is expected to be well covered in 3 years' time (34% forecast payout ratio). The dividend has increased by an average of 7.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 50% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Oct 30Third quarter 2024 earnings released: EPS: US$0.35 (vs US$0.34 in 3Q 2023)Third quarter 2024 results: EPS: US$0.35 (up from US$0.34 in 3Q 2023). Revenue: US$20.5m (down 2.5% from 3Q 2023). Net income: US$2.71m (up 2.8% from 3Q 2023). Profit margin: 13% (in line with 3Q 2023). Revenue is expected to decline by 5.2% p.a. on average during the next 3 years, while revenues in the Banks industry in Europe are expected to grow by 3.0%. Over the last 3 years on average, earnings per share has fallen by 25% per year but the company’s share price has only fallen by 7% per year, which means it has not declined as severely as earnings.
공고 • Oct 29Eagle Bancorp Montana, Inc. Declares Quarterly Cash Dividend, Payable December 6, 2024The board of directors of Eagle Bancorp Montana, Inc. declared a quarterly cash dividend of $0.1425 per share on October 17, 2024. The dividend will be payable December 6, 2024, to shareholders of record November 15, 2024.
Recent Insider Transactions • Aug 25Director recently sold €101k worth of stockOn the 23rd of August, Peter Johnson sold around 8k shares on-market at roughly €12.74 per share. This transaction amounted to 11% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €134k. Insiders have been net sellers, collectively disposing of €586k more than they bought in the last 12 months.
New Risk • Aug 13New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: €91.4m (US$99.8m) This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Minor Risks Significant insider selling over the past 3 months (€350k sold). Market cap is less than US$100m (€91.4m market cap, or US$99.8m).
Upcoming Dividend • Aug 09Upcoming dividend of US$0.14 per shareEligible shareholders must have bought the stock before 16 August 2024. Payment date: 06 September 2024. Payout ratio is a comfortable 52% but the company is paying out more than the cash it is generating. Trailing yield: 4.2%. Lower than top quartile of German dividend payers (4.9%). Lower than average of industry peers (6.8%).
Recent Insider Transactions • Aug 01Independent Director recently sold €134k worth of stockOn the 30th of July, Kenneth Walsh sold around 10k shares on-market at roughly €13.37 per share. This transaction amounted to 6.4% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €471k more than they bought in the last 12 months.
Declared Dividend • Jul 26Second quarter dividend of US$0.14 announcedShareholders will receive a dividend of US$0.14. Ex-date: 16th August 2024 Payment date: 6th September 2024 Dividend yield will be 4.2%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 7.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 27% over the next year, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Jul 24Second quarter 2024 earnings released: EPS: US$0.22 (vs US$0.26 in 2Q 2023)Second quarter 2024 results: EPS: US$0.22 (down from US$0.26 in 2Q 2023). Revenue: US$19.5m (down 7.8% from 2Q 2023). Net income: US$1.74m (down 14% from 2Q 2023). Profit margin: 8.9% (in line with 2Q 2023). Revenue is expected to decline by 11% p.a. on average during the next 2 years, while revenues in the Banks industry in Europe are expected to grow by 3.2%. Over the last 3 years on average, earnings per share has fallen by 30% per year but the company’s share price has only fallen by 12% per year, which means it has not declined as severely as earnings.
공고 • Jul 24Eagle Bancorp Montana, Inc. Increases Quarterly Cash Dividend, Payable September 6, 2024The board of directors of Eagle Bancorp Montana, Inc. increased its quarterly cash dividend to $0.1425 per share on July 22, 2024. The dividend will be payable September 6, 2024, to shareholders of record August 16, 2024. The current dividend represents an annualized yield of 4.27% based on recent market prices.
Recent Insider Transactions • May 22Independent Director recently sold €120k worth of stockOn the 20th of May, Kenneth Walsh sold around 10k shares on-market at roughly €11.95 per share. This transaction amounted to 6.0% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €328k more than they bought in the last 12 months.
Upcoming Dividend • May 11Upcoming dividend of US$0.14 per shareEligible shareholders must have bought the stock before 16 May 2024. Payment date: 07 June 2024. Payout ratio is a comfortable 50% but the company is not cash flow positive. Trailing yield: 4.2%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (6.4%).
New Risk • Apr 26New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 2.9% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Shareholders have been diluted in the past year (2.9% increase in shares outstanding). Significant insider selling over the past 3 months (€123k sold).
Declared Dividend • Apr 26First quarter dividend of US$0.14 announcedShareholders will receive a dividend of US$0.14. Ex-date: 16th May 2024 Payment date: 7th June 2024 Dividend yield will be 4.5%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 6.8% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 25% over the next year, which should provide support to the dividend and adequate earnings cover.
공고 • Apr 24Eagle Bancorp Montana, Inc. Declares Quarterly Cash Dividend, Payable June 7, 2024Eagle’s board of directors declared a quarterly cash dividend to $0.14 per share on April 18, 2024. The dividend will be payable June 7, 2024, to shareholders of record May 17, 2024. The current dividend represents an annualized yield of 4.40% based on recent market prices.
Reported Earnings • Apr 24First quarter 2024 earnings released: EPS: US$0.24 (vs US$0.42 in 1Q 2023)First quarter 2024 results: EPS: US$0.24 (down from US$0.42 in 1Q 2023). Revenue: US$19.3m (down 7.3% from 1Q 2023). Net income: US$1.90m (down 42% from 1Q 2023). Profit margin: 9.8% (down from 16% in 1Q 2023). Revenue is expected to decline by 12% p.a. on average during the next 2 years, while revenues in the Banks industry in Europe are expected to grow by 3.4%. Over the last 3 years on average, earnings per share has fallen by 34% per year but the company’s share price has only fallen by 15% per year, which means it has not declined as severely as earnings.
New Risk • Mar 15New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: €91.4m (US$99.6m) This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Minor Risks Significant insider selling over the past 3 months (€123k sold). Market cap is less than US$100m (€91.4m market cap, or US$99.6m).
Reported Earnings • Mar 12Full year 2023 earnings released: EPS: US$1.29 (vs US$1.45 in FY 2022)Full year 2023 results: EPS: US$1.29 (down from US$1.45 in FY 2022). Revenue: US$83.7m (down 4.3% from FY 2022). Net income: US$10.1m (down 6.0% from FY 2022). Profit margin: 12% (in line with FY 2022). Net interest margin (NIM): 3.51% (down from 4.03% in FY 2022). Non-performing loans: 0.57% (no change from 0.57% in FY 2022). Revenue is expected to decline by 11% p.a. on average during the next 2 years, while revenues in the Banks industry in Europe are expected to grow by 3.2%. Over the last 3 years on average, earnings per share has fallen by 34% per year but the company’s share price has only fallen by 18% per year, which means it has not declined as severely as earnings.
공고 • Mar 08Eagle Bancorp Montana, Inc., Annual General Meeting, Apr 18, 2024Eagle Bancorp Montana, Inc., Annual General Meeting, Apr 18, 2024, at 11:00 Mountain Standard Time. Location: The main office of Opportunity Bank of Montana 1400 Prospect Avenue Helena Montana United States Agenda: To discuss elect for a three-year term, the four nominees named in the accompanying Proxy Statement; to ratify the appointment of Moss Adams LLP as independent registered public accounting firm for the fiscal year ending December 31, 2024; to discuss an advisory vote on the compensation of named executive officers; and to transact such other business as may properly come before the meeting or any adjournment thereof.
Recent Insider Transactions • Feb 08Director recently sold €112k worth of stockOn the 6th of February, Kenneth Walsh sold around 9k shares on-market at roughly €12.27 per share. This transaction amounted to 5.2% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €218k more than they bought in the last 12 months.
Upcoming Dividend • Feb 01Upcoming dividend of US$0.14 per share at 3.9% yieldEligible shareholders must have bought the stock before 08 February 2024. Payment date: 01 March 2024. Trailing yield: 3.9%. Lower than top quartile of German dividend payers (5.0%). Lower than average of industry peers (6.2%).
Declared Dividend • Jan 29Fourth quarter dividend of US$0.14 announcedShareholders will receive a dividend of US$0.14. Ex-date: 8th February 2024 Payment date: 1st March 2024 Dividend yield will be 3.8%, which is lower than the industry average of 4.7%. Sustainability & Growth Dividend is well covered by earnings (43% payout ratio) and is expected to be well covered in 3 years' time (31% forecast payout ratio). The dividend has increased by an average of 6.8% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 36% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Jan 25Full year 2023 earnings released: EPS: US$1.29 (vs US$1.45 in FY 2022)Full year 2023 results: EPS: US$1.29 (down from US$1.45 in FY 2022). Revenue: US$83.7m (down 4.3% from FY 2022). Net income: US$10.1m (down 6.0% from FY 2022). Profit margin: 12% (in line with FY 2022). Revenue is expected to decline by 11% p.a. on average during the next 2 years, while revenues in the Banks industry in Europe are expected to grow by 2.0%. Over the last 3 years on average, earnings per share has fallen by 34% per year but the company’s share price has only fallen by 7% per year, which means it has not declined as severely as earnings.
New Risk • Jan 24New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 3.3% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. This is currently the only risk that has been identified for the company.
공고 • Jan 24Eagle Bancorp Montana, Inc. Declares Quarterly Cash Dividend, Payable on March 1, 2024Eagle Bancorp Montana, Inc.'s board of directors declared a quarterly cash dividend to $0.14 per share on January 18, 2024. The dividend will be payable March 1, 2024 to shareholders of record February 9, 2024. The current dividend represents an annualized yield of 3.81% based on recent market prices.
Upcoming Dividend • Nov 02Upcoming dividend of US$0.14 per share at 4.8% yieldEligible shareholders must have bought the stock before 09 November 2023. Payment date: 01 December 2023. Payout ratio is a comfortable 38% but the company is not cash flow positive. Trailing yield: 4.8%. Lower than top quartile of German dividend payers (5.1%). Lower than average of industry peers (6.4%).
New Risk • Oct 25New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 2.9% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Shareholders have been diluted in the past year (2.9% increase in shares outstanding). Market cap is less than US$100m (€87.5m market cap, or US$92.7m).
공고 • Oct 25Eagle Bancorp Montana, Inc. Declares Quarterly Cash Dividend, Payable on December 1, 2023Eagle’s board of directors declared a quarterly cash dividend to $0.14 per share on October 19, 2023. The dividend will be payable December 1, 2023 to shareholders of record November 10, 2023. The current dividend represents an annualized yield of 4.81% based on recent market prices.
Reported Earnings • Oct 25Third quarter 2023 earnings released: EPS: US$0.34 (vs US$0.40 in 3Q 2022)Third quarter 2023 results: EPS: US$0.34 (down from US$0.40 in 3Q 2022). Revenue: US$21.0m (down 15% from 3Q 2022). Net income: US$2.64m (down 15% from 3Q 2022). Profit margin: 13% (in line with 3Q 2022). Revenue is expected to decline by 11% p.a. on average during the next 3 years, while revenues in the Banks industry in Europe are expected to grow by 3.6%.
Upcoming Dividend • Aug 03Upcoming dividend of US$0.14 per share at 4.2% yieldEligible shareholders must have bought the stock before 10 August 2023. Payment date: 01 September 2023. Payout ratio is a comfortable 36% and this is well supported by cash flows. Trailing yield: 4.2%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (6.0%).
공고 • Jul 26Eagle Bancorp Montana, Inc. Announces Quarterly Cash Dividend, Payable on September 1, 2023Eagle Bancorp Montana, Inc. board of directors increased its quarterly cash dividend to $0.14 per share on July 20, 2023. The dividend will be payable September 1, 2023 to shareholders of record August 11, 2023.
Reported Earnings • Jul 26Second quarter 2023 earnings released: EPS: US$0.26 (vs US$0.24 in 2Q 2022)Second quarter 2023 results: EPS: US$0.26 (up from US$0.24 in 2Q 2022). Revenue: US$21.1m (down 5.8% from 2Q 2022). Net income: US$2.02m (up 14% from 2Q 2022). Profit margin: 9.5% (up from 7.9% in 2Q 2022). The increase in margin was driven by lower expenses. Revenue is expected to decline by 16% p.a. on average during the next 2 years, while revenues in the Banks industry in Europe are expected to grow by 4.4%.