View ValuationFive Star Bancorp 향후 성장Future 기준 점검 2/6Five Star Bancorp은 연간 수입과 매출이 각각 13%와 17.9% 증가할 것으로 예상되고 EPS는 연간 12.6%만큼 증가할 것으로 예상됩니다.핵심 정보13.0%이익 성장률12.62%EPS 성장률Banks 이익 성장8.2%매출 성장률17.9%향후 자기자본이익률n/a애널리스트 커버리지Low마지막 업데이트05 May 2026최근 향후 성장 업데이트업데이트 없음모든 업데이트 보기Recent updatesBoard Change • May 20Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 7 experienced directors. 3 highly experienced directors. Independent Director Donna Lucas was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.공시 • Apr 18Five Star Bancorp Declares Cash Dividend for the First Quarter, Payable on May 11, 2026Five Star Bancorp announced the declaration of a cash dividend of $0.25 per share on the Company’s voting common stock. The dividend is expected to be paid on May 11, 2026, to shareholders of record as of May 4, 2026.공시 • Apr 15Five Star Bancorp to Report Q1, 2026 Results on Apr 27, 2026Five Star Bancorp announced that they will report Q1, 2026 results After-Market on Apr 27, 2026공시 • Mar 31Five Star Bancorp, Annual General Meeting, May 21, 2026Five Star Bancorp, Annual General Meeting, May 21, 2026. Location: the sutter club, 1220 9th street, sacramento, california 95814, United States공시 • Jan 17Five Star Bancorp Declares Fourth Quarter Cash Dividend, Payable on February 9, 2026Five Star Bancorp announced the declaration of a cash dividend of $0.25 per share on the Company’s voting common stock. The dividend is expected to be paid on February 9, 2026, to shareholders of record as of February 2, 2026.공시 • Jan 14Five Star Bancorp to Report Q4, 2025 Results on Jan 26, 2026Five Star Bancorp announced that they will report Q4, 2025 results After-Market on Jan 26, 2026공시 • Oct 18Five Star Bancorp Declares Third Quarter Cash Dividend, Payable on November 10, 2025Five Star Bancorp announced the declaration of a cash dividend of $0.20 per share on the Company’s voting common stock. The dividend is expected to be paid on November 10, 2025, to shareholders of record as of November 3, 2025.공시 • Oct 15Five Star Bancorp to Report Q3, 2025 Results on Oct 27, 2025Five Star Bancorp announced that they will report Q3, 2025 results After-Market on Oct 27, 2025공시 • Jul 18Five Star Bancorp Declares Second Quarter Cash Dividend, Payable on August 11, 2025Five Star Bancorp announced the declaration of a cash dividend of $0.20 per share on the Company’s voting common stock. The dividend is expected to be paid on August 11, 2025, to shareholders of record as of August 4, 2025.공시 • Jul 11Five Star Bancorp to Report Q2, 2025 Results on Jul 23, 2025Five Star Bancorp announced that they will report Q2, 2025 results After-Market on Jul 23, 2025공시 • Jun 30Five Star Bancorp(NasdaqGS:FSBC) dropped from Russell 2000 Dynamic IndexFive Star Bancorp(NasdaqGS:FSBC) dropped from Russell 2000 Dynamic Index공시 • Apr 21Five Star Bancorp Declares First Quarter Cash Dividend, Payable on May 12, 2025Five Star Bancorp announced the declaration of a cash dividend of $0.20 per share on the Company’s voting common stock. The dividend is expected to be paid on May 12, 2025, to shareholders of record as of May 5, 2025.공시 • Apr 16Five Star Bancorp to Report Q1, 2025 Results on Apr 28, 2025Five Star Bancorp announced that they will report Q1, 2025 results After-Market on Apr 28, 2025공시 • Apr 04Five Star Bancorp, Annual General Meeting, May 15, 2025Five Star Bancorp, Annual General Meeting, May 15, 2025. Location: 1220 9th street, sacramento, 95814, california United States공시 • Jan 18Five Star Bancorp Declares Fourth Quarter Cash Dividend, Payable on February 10, 2025Five Star Bancorp announced the declaration of a cash dividend of $0.20 per share on the company’s voting common stock. The dividend is expected to be paid on February 10, 2025, to shareholders of record as of February 3, 2025.공시 • Jan 15Five Star Bancorp to Report Q4, 2024 Results on Jan 27, 2025Five Star Bancorp announced that they will report Q4, 2024 results After-Market on Jan 27, 2025공시 • Jan 01Five Star Bancorp. Announces Resignation of Leigh White as Director, Effective January 2, 2025On December 26, 2024, director Leigh White notified Five Star Bancorp. of her intention to resign from the company's Board of Directors effective January 2, 2025.Board Change • Nov 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 7 experienced directors. 3 highly experienced directors. Independent Director Donna Lucas was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Reported Earnings • Oct 29Third quarter 2024 earnings released: EPS: US$0.52 (vs US$0.64 in 3Q 2023)Third quarter 2024 results: EPS: US$0.52 (down from US$0.64 in 3Q 2023). Revenue: US$29.0m (up 4.3% from 3Q 2023). Net income: US$10.9m (flat on 3Q 2023). Profit margin: 38% (down from 40% in 3Q 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 20% p.a. on average during the next 3 years, compared to a 2.9% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 4% per year but the company’s share price has increased by 5% per year, which means it is well ahead of earnings.Declared Dividend • Oct 27Second quarter dividend of US$0.20 announcedShareholders will receive a dividend of US$0.20. Ex-date: 4th November 2024 Payment date: 12th November 2024 Dividend yield will be 2.7%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (34% payout ratio) and is expected to be well covered in 3 years' time (29% forecast payout ratio). The dividend has increased by an average of 10% per year over the past 3 years and payments have been stable during that time. EPS is expected to grow by 30% over the next 3 years, which should provide support to the dividend and adequate earnings cover.공시 • Oct 18Five Star Bancorp Declares Third Quarter Cash Dividend, Payable November 12, 2024Five Star Bancorp announced the declaration of a cash dividend of $0.20 per share on the Company’s voting common stock. The dividend is expected to be paid on November 12, 2024, to shareholders of record as of November 4, 2024.공시 • Oct 15Five Star Bancorp to Report Q3, 2024 Results on Oct 28, 2024Five Star Bancorp announced that they will report Q3, 2024 results After-Market on Oct 28, 2024Recent Insider Transactions • Aug 16President recently sold €414k worth of stockOn the 15th of August, James Beckwith sold around 17k shares on-market at roughly €24.54 per share. This transaction amounted to 3.3% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was James' only on-market trade for the last 12 months.Recent Insider Transactions • Jul 31Senior VP & Chief Regulatory Officer recently sold €81k worth of stockOn the 29th of July, Michael Lee sold around 3k shares on-market at roughly €26.88 per share. This transaction amounted to 7.3% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought €5.2m more than they sold in the last 12 months.Declared Dividend • Jul 29Second quarter dividend of US$0.20 announcedShareholders will receive a dividend of US$0.20. Ex-date: 5th August 2024 Payment date: 12th August 2024 Dividend yield will be 2.8%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 10% per year over the past 3 years and payments have been stable during that time. EPS is expected to grow by 2.9% over the next year, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Jul 25Second quarter 2024 earnings released: EPS: US$0.51 (vs US$0.74 in 2Q 2023)Second quarter 2024 results: EPS: US$0.51 (down from US$0.74 in 2Q 2023). Revenue: US$28.7m (down 1.7% from 2Q 2023). Net income: US$10.8m (down 15% from 2Q 2023). Profit margin: 38% (down from 44% in 2Q 2023). The decrease in margin was primarily driven by higher expenses. Revenue is forecast to grow 16% p.a. on average during the next 2 years, compared to a 3.3% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 4% per year but the company’s share price has increased by 10% per year, which means it is well ahead of earnings.공시 • Jul 20Five Star Bancorp Declares Second Quarter Cash Dividend, Payable on August 12, 2024Five Star Bancorp announced the declaration of a cash dividend of $0.20 per share on the Company’s voting common stock. The dividend is expected to be paid on August 12, 2024, to shareholders of record as of August 5, 2024.공시 • Jul 18Five Star Bancorp Announces Executive ChangesFive Star Bancorp announced the hiring of Jeff Winkel, as Senior Vice President /Managing Director, and the promotion of Reagan Ballo to Vice President /Managing Director of Government Banking, both of whom will advance the Company’s expansion strategy in the San Francisco Bay Area. The Company expects to open a full-service office at 345 California Street, San Francisco, in the third quarter of 2024. Prior to joining Five Star Bank as Senior Vice President /Managing Director, Winkel served as Senior Vice President, Group Director of Commercial and Private Banking at Flagstar Bank and Senior Managing Director of Business Banking at First Republic Bank. At First Republic Bank, Winkel was responsible for underwriting business credit requests, growing overall banking relationships and ensuring a high-level client service experience. Winkel managed senior credit analysts and senior compliance officers, and worked closely with a team of preferred bankers in different regions who assisted in managing clients’ day-to-day banking needs. His work focused mainly in the San Francisco Bay Area, but he had a presence in New York City and Southern California. Winkel’s client composition leans heavily toward the non-profit sector. Prior to his promotion to Vice President /Managing Director of Government Banking, Ballo served as Vice President, Government Banking Officer at Five Star Bank. Ballo joined Five Star in 2018 as an Accelerated Leadership Track participant. In this program, Ballo worked in the operations department as well as the relationship banking department. He was soon promoted to Market Intelligence Analyst where he identified new business opportunities. He now leads the bank’s government banking efforts. Ballo graduated from the University of California, Davis with a Bachelor of Science degree in managerial economics and a minor in contemporary leadership. In the past, Ballo served on the board of the UC Davis Chapter for Students in VITA, an IRS program that provided free tax return preparation to low-income individuals and families, the elderly and those with disabilities.Valuation Update With 7 Day Price Move • Jul 18Investor sentiment improves as stock rises 20%After last week's 20% share price gain to €26.20, the stock trades at a forward P/E ratio of 13x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 35% over the past three years.공시 • Jul 12Five Star Bancorp to Report Q2, 2024 Results on Jul 24, 2024Five Star Bancorp announced that they will report Q2, 2024 results After-Market on Jul 24, 2024Reported Earnings • Apr 30First quarter 2024 earnings released: EPS: US$0.62 (vs US$0.77 in 1Q 2023)First quarter 2024 results: EPS: US$0.62 (down from US$0.77 in 1Q 2023). Revenue: US$27.7m (down 6.6% from 1Q 2023). Net income: US$10.6m (down 19% from 1Q 2023). Profit margin: 38% (down from 44% in 1Q 2023). The decrease in margin was primarily driven by lower revenue. Revenue is forecast to grow 13% p.a. on average during the next 2 years, compared to a 3.4% growth forecast for the Banks industry in Europe.공시 • Apr 30Five Star Bancorp Declares Dividend, Payable on May 13, 2024The Board of Directors of Five Star Bancorp declared cash dividend of $0.20 per share on April 18, 2024, which the company expects to pay on May 13, 2024 to shareholders of record as of May 6, 2024.공시 • Apr 17Five Star Bancorp to Report Q1, 2024 Results on Apr 29, 2024Five Star Bancorp announced that they will report Q1, 2024 results After-Market on Apr 29, 2024공시 • Apr 05Five Star Bancorp, Annual General Meeting, May 16, 2024Five Star Bancorp, Annual General Meeting, May 16, 2024, at 13:30 Pacific Standard Time. Location: The Sutter Club, 1220 9th Street, Sacramento, California 95814 Sacramento California United States Agenda: To elect 11 director nominees to the board of directors of the Company to serve until the next annual meeting and their successors are elected and qualified; and to consider other matters.Recent Insider Transactions • Apr 02Independent Director recently bought €2.8m worth of stockOn the 28th of March, Lawrence Allbaugh bought around 138k shares on-market at roughly €20.14 per share. This transaction amounted to 4.6% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €5.8m more in shares than they have sold in the last 12 months.공시 • Mar 29Five Star Bancorp has completed a Follow-on Equity Offering in the amount of $75.0375 million.Five Star Bancorp has completed a Follow-on Equity Offering in the amount of $75.0375 million. Security Name: Common Stock Security Type: Common Stock Securities Offered: 3,450,000 Price\Range: $21.75이익 및 매출 성장 예측DB:4F6 - 애널리스트 향후 추정치 및 과거 재무 데이터 (USD Millions)날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수12/31/202721885N/AN/A412/31/202619476N/AN/A43/31/2026158677576N/A12/31/2025149627173N/A9/30/2025142576970N/A6/30/2025132526869N/A3/31/2025125486667N/A12/31/2024119465152N/A9/30/2024113433132N/A6/30/2024112432930N/A3/31/2024112453838N/A12/31/2023114483839N/A9/30/2023116505859N/A6/30/2023115516060N/A3/31/2023110484343N/A12/31/2022104454546N/A9/30/202296433131N/A6/30/202291421718N/A3/31/202287422324N/A12/31/202183422829N/A9/30/202180415555N/A6/30/202175395050N/A3/31/202172396364N/A12/31/202066365151N/A12/31/20195329N/A29N/A더 보기애널리스트 향후 성장 전망수입 대 저축률: 4F6 의 연간 예상 수익 증가율(13%)이 saving rate(1.9%)보다 높습니다.수익 vs 시장: 4F6 의 연간 수익(13%)이 German 시장(17.1%)보다 느리게 성장할 것으로 예상됩니다.고성장 수익: 4F6 의 수입은 증가할 것으로 예상되지만 상당히 증가하지는 않을 것입니다.수익 대 시장: 4F6 의 수익(연간 17.9%)이 German 시장(연간 6.8%)보다 빠르게 성장할 것으로 예상됩니다.고성장 매출: 4F6 의 수익(연간 17.9%)은 연간 20%보다 느리게 증가할 것으로 예상됩니다.주당순이익 성장 예측향후 자기자본이익률미래 ROE: 4F6의 자본 수익률이 3년 후 높을 것으로 예상되는지 판단하기에 데이터가 부족합니다.성장 기업 찾아보기7D1Y7D1Y7D1YBanks 산업의 고성장 기업.View Past Performance기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/05/24 23:30종가2026/05/22 00:00수익2026/03/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Five Star Bancorp는 6명의 분석가가 다루고 있습니다. 이 중 5명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Gary TennerD.A. Davidson & Co.null nullD.A. Davidson & Co.Wood LayKeefe, Bruyette, & Woods3명의 분석가 더 보기
Board Change • May 20Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 7 experienced directors. 3 highly experienced directors. Independent Director Donna Lucas was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
공시 • Apr 18Five Star Bancorp Declares Cash Dividend for the First Quarter, Payable on May 11, 2026Five Star Bancorp announced the declaration of a cash dividend of $0.25 per share on the Company’s voting common stock. The dividend is expected to be paid on May 11, 2026, to shareholders of record as of May 4, 2026.
공시 • Apr 15Five Star Bancorp to Report Q1, 2026 Results on Apr 27, 2026Five Star Bancorp announced that they will report Q1, 2026 results After-Market on Apr 27, 2026
공시 • Mar 31Five Star Bancorp, Annual General Meeting, May 21, 2026Five Star Bancorp, Annual General Meeting, May 21, 2026. Location: the sutter club, 1220 9th street, sacramento, california 95814, United States
공시 • Jan 17Five Star Bancorp Declares Fourth Quarter Cash Dividend, Payable on February 9, 2026Five Star Bancorp announced the declaration of a cash dividend of $0.25 per share on the Company’s voting common stock. The dividend is expected to be paid on February 9, 2026, to shareholders of record as of February 2, 2026.
공시 • Jan 14Five Star Bancorp to Report Q4, 2025 Results on Jan 26, 2026Five Star Bancorp announced that they will report Q4, 2025 results After-Market on Jan 26, 2026
공시 • Oct 18Five Star Bancorp Declares Third Quarter Cash Dividend, Payable on November 10, 2025Five Star Bancorp announced the declaration of a cash dividend of $0.20 per share on the Company’s voting common stock. The dividend is expected to be paid on November 10, 2025, to shareholders of record as of November 3, 2025.
공시 • Oct 15Five Star Bancorp to Report Q3, 2025 Results on Oct 27, 2025Five Star Bancorp announced that they will report Q3, 2025 results After-Market on Oct 27, 2025
공시 • Jul 18Five Star Bancorp Declares Second Quarter Cash Dividend, Payable on August 11, 2025Five Star Bancorp announced the declaration of a cash dividend of $0.20 per share on the Company’s voting common stock. The dividend is expected to be paid on August 11, 2025, to shareholders of record as of August 4, 2025.
공시 • Jul 11Five Star Bancorp to Report Q2, 2025 Results on Jul 23, 2025Five Star Bancorp announced that they will report Q2, 2025 results After-Market on Jul 23, 2025
공시 • Jun 30Five Star Bancorp(NasdaqGS:FSBC) dropped from Russell 2000 Dynamic IndexFive Star Bancorp(NasdaqGS:FSBC) dropped from Russell 2000 Dynamic Index
공시 • Apr 21Five Star Bancorp Declares First Quarter Cash Dividend, Payable on May 12, 2025Five Star Bancorp announced the declaration of a cash dividend of $0.20 per share on the Company’s voting common stock. The dividend is expected to be paid on May 12, 2025, to shareholders of record as of May 5, 2025.
공시 • Apr 16Five Star Bancorp to Report Q1, 2025 Results on Apr 28, 2025Five Star Bancorp announced that they will report Q1, 2025 results After-Market on Apr 28, 2025
공시 • Apr 04Five Star Bancorp, Annual General Meeting, May 15, 2025Five Star Bancorp, Annual General Meeting, May 15, 2025. Location: 1220 9th street, sacramento, 95814, california United States
공시 • Jan 18Five Star Bancorp Declares Fourth Quarter Cash Dividend, Payable on February 10, 2025Five Star Bancorp announced the declaration of a cash dividend of $0.20 per share on the company’s voting common stock. The dividend is expected to be paid on February 10, 2025, to shareholders of record as of February 3, 2025.
공시 • Jan 15Five Star Bancorp to Report Q4, 2024 Results on Jan 27, 2025Five Star Bancorp announced that they will report Q4, 2024 results After-Market on Jan 27, 2025
공시 • Jan 01Five Star Bancorp. Announces Resignation of Leigh White as Director, Effective January 2, 2025On December 26, 2024, director Leigh White notified Five Star Bancorp. of her intention to resign from the company's Board of Directors effective January 2, 2025.
Board Change • Nov 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 7 experienced directors. 3 highly experienced directors. Independent Director Donna Lucas was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Reported Earnings • Oct 29Third quarter 2024 earnings released: EPS: US$0.52 (vs US$0.64 in 3Q 2023)Third quarter 2024 results: EPS: US$0.52 (down from US$0.64 in 3Q 2023). Revenue: US$29.0m (up 4.3% from 3Q 2023). Net income: US$10.9m (flat on 3Q 2023). Profit margin: 38% (down from 40% in 3Q 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 20% p.a. on average during the next 3 years, compared to a 2.9% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 4% per year but the company’s share price has increased by 5% per year, which means it is well ahead of earnings.
Declared Dividend • Oct 27Second quarter dividend of US$0.20 announcedShareholders will receive a dividend of US$0.20. Ex-date: 4th November 2024 Payment date: 12th November 2024 Dividend yield will be 2.7%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (34% payout ratio) and is expected to be well covered in 3 years' time (29% forecast payout ratio). The dividend has increased by an average of 10% per year over the past 3 years and payments have been stable during that time. EPS is expected to grow by 30% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
공시 • Oct 18Five Star Bancorp Declares Third Quarter Cash Dividend, Payable November 12, 2024Five Star Bancorp announced the declaration of a cash dividend of $0.20 per share on the Company’s voting common stock. The dividend is expected to be paid on November 12, 2024, to shareholders of record as of November 4, 2024.
공시 • Oct 15Five Star Bancorp to Report Q3, 2024 Results on Oct 28, 2024Five Star Bancorp announced that they will report Q3, 2024 results After-Market on Oct 28, 2024
Recent Insider Transactions • Aug 16President recently sold €414k worth of stockOn the 15th of August, James Beckwith sold around 17k shares on-market at roughly €24.54 per share. This transaction amounted to 3.3% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was James' only on-market trade for the last 12 months.
Recent Insider Transactions • Jul 31Senior VP & Chief Regulatory Officer recently sold €81k worth of stockOn the 29th of July, Michael Lee sold around 3k shares on-market at roughly €26.88 per share. This transaction amounted to 7.3% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought €5.2m more than they sold in the last 12 months.
Declared Dividend • Jul 29Second quarter dividend of US$0.20 announcedShareholders will receive a dividend of US$0.20. Ex-date: 5th August 2024 Payment date: 12th August 2024 Dividend yield will be 2.8%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 10% per year over the past 3 years and payments have been stable during that time. EPS is expected to grow by 2.9% over the next year, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Jul 25Second quarter 2024 earnings released: EPS: US$0.51 (vs US$0.74 in 2Q 2023)Second quarter 2024 results: EPS: US$0.51 (down from US$0.74 in 2Q 2023). Revenue: US$28.7m (down 1.7% from 2Q 2023). Net income: US$10.8m (down 15% from 2Q 2023). Profit margin: 38% (down from 44% in 2Q 2023). The decrease in margin was primarily driven by higher expenses. Revenue is forecast to grow 16% p.a. on average during the next 2 years, compared to a 3.3% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 4% per year but the company’s share price has increased by 10% per year, which means it is well ahead of earnings.
공시 • Jul 20Five Star Bancorp Declares Second Quarter Cash Dividend, Payable on August 12, 2024Five Star Bancorp announced the declaration of a cash dividend of $0.20 per share on the Company’s voting common stock. The dividend is expected to be paid on August 12, 2024, to shareholders of record as of August 5, 2024.
공시 • Jul 18Five Star Bancorp Announces Executive ChangesFive Star Bancorp announced the hiring of Jeff Winkel, as Senior Vice President /Managing Director, and the promotion of Reagan Ballo to Vice President /Managing Director of Government Banking, both of whom will advance the Company’s expansion strategy in the San Francisco Bay Area. The Company expects to open a full-service office at 345 California Street, San Francisco, in the third quarter of 2024. Prior to joining Five Star Bank as Senior Vice President /Managing Director, Winkel served as Senior Vice President, Group Director of Commercial and Private Banking at Flagstar Bank and Senior Managing Director of Business Banking at First Republic Bank. At First Republic Bank, Winkel was responsible for underwriting business credit requests, growing overall banking relationships and ensuring a high-level client service experience. Winkel managed senior credit analysts and senior compliance officers, and worked closely with a team of preferred bankers in different regions who assisted in managing clients’ day-to-day banking needs. His work focused mainly in the San Francisco Bay Area, but he had a presence in New York City and Southern California. Winkel’s client composition leans heavily toward the non-profit sector. Prior to his promotion to Vice President /Managing Director of Government Banking, Ballo served as Vice President, Government Banking Officer at Five Star Bank. Ballo joined Five Star in 2018 as an Accelerated Leadership Track participant. In this program, Ballo worked in the operations department as well as the relationship banking department. He was soon promoted to Market Intelligence Analyst where he identified new business opportunities. He now leads the bank’s government banking efforts. Ballo graduated from the University of California, Davis with a Bachelor of Science degree in managerial economics and a minor in contemporary leadership. In the past, Ballo served on the board of the UC Davis Chapter for Students in VITA, an IRS program that provided free tax return preparation to low-income individuals and families, the elderly and those with disabilities.
Valuation Update With 7 Day Price Move • Jul 18Investor sentiment improves as stock rises 20%After last week's 20% share price gain to €26.20, the stock trades at a forward P/E ratio of 13x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 35% over the past three years.
공시 • Jul 12Five Star Bancorp to Report Q2, 2024 Results on Jul 24, 2024Five Star Bancorp announced that they will report Q2, 2024 results After-Market on Jul 24, 2024
Reported Earnings • Apr 30First quarter 2024 earnings released: EPS: US$0.62 (vs US$0.77 in 1Q 2023)First quarter 2024 results: EPS: US$0.62 (down from US$0.77 in 1Q 2023). Revenue: US$27.7m (down 6.6% from 1Q 2023). Net income: US$10.6m (down 19% from 1Q 2023). Profit margin: 38% (down from 44% in 1Q 2023). The decrease in margin was primarily driven by lower revenue. Revenue is forecast to grow 13% p.a. on average during the next 2 years, compared to a 3.4% growth forecast for the Banks industry in Europe.
공시 • Apr 30Five Star Bancorp Declares Dividend, Payable on May 13, 2024The Board of Directors of Five Star Bancorp declared cash dividend of $0.20 per share on April 18, 2024, which the company expects to pay on May 13, 2024 to shareholders of record as of May 6, 2024.
공시 • Apr 17Five Star Bancorp to Report Q1, 2024 Results on Apr 29, 2024Five Star Bancorp announced that they will report Q1, 2024 results After-Market on Apr 29, 2024
공시 • Apr 05Five Star Bancorp, Annual General Meeting, May 16, 2024Five Star Bancorp, Annual General Meeting, May 16, 2024, at 13:30 Pacific Standard Time. Location: The Sutter Club, 1220 9th Street, Sacramento, California 95814 Sacramento California United States Agenda: To elect 11 director nominees to the board of directors of the Company to serve until the next annual meeting and their successors are elected and qualified; and to consider other matters.
Recent Insider Transactions • Apr 02Independent Director recently bought €2.8m worth of stockOn the 28th of March, Lawrence Allbaugh bought around 138k shares on-market at roughly €20.14 per share. This transaction amounted to 4.6% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €5.8m more in shares than they have sold in the last 12 months.
공시 • Mar 29Five Star Bancorp has completed a Follow-on Equity Offering in the amount of $75.0375 million.Five Star Bancorp has completed a Follow-on Equity Offering in the amount of $75.0375 million. Security Name: Common Stock Security Type: Common Stock Securities Offered: 3,450,000 Price\Range: $21.75