View ValuationCapital Bancorp 향후 성장Future 기준 점검 2/6Capital Bancorp은 연간 수입과 매출이 각각 4.5%와 12.2% 증가할 것으로 예상되고 EPS는 연간 6.1%만큼 증가할 것으로 예상됩니다.핵심 정보4.5%이익 성장률6.09%EPS 성장률Banks 이익 성장8.6%매출 성장률12.2%향후 자기자본이익률n/a애널리스트 커버리지Low마지막 업데이트08 Jul 2026최근 향후 성장 업데이트업데이트 없음모든 업데이트 보기Recent updates공고 • Jun 29+ 6 more updatesCapital Bancorp, Inc.(NasdaqGS:CBNK) dropped from Russell Small Cap Comp Growth BenchmarkCapital Bancorp, Inc.(NasdaqGS:CBNK) dropped from Russell Small Cap Comp Growth Benchmark공고 • Apr 29+ 1 more updateCapital Bancorp, Inc. Declares Cash Dividend on Common Stock, Payable on May 27, 2026Capital Bancorp, Inc. announced that the company declared a cash dividend on its common stock of $0.12 per share. The dividend is payable on May 27, 2026 to shareholders of record on May 11, 2026.공고 • Apr 09Capital Bancorp, Inc., Annual General Meeting, May 28, 2026Capital Bancorp, Inc., Annual General Meeting, May 28, 2026. Location: 2275 research blvd., suite 110 - conference center, maryland 20850., rockville, United States공고 • Jan 27+ 1 more updateCapital Bancorp, Inc. Reports Net Charge-Off for the Fourth Quarter Ended December 31, 2025Capital Bancorp, Inc. reported net charge-off for the fourth quarter ended December 31, 2025. For the quarter, the company reported total net charge-off of $2,373,000 against $2,427,000 a year ago.공고 • Nov 25Capital Bancorp, Inc. Appoints Mark Caplan as Class II Director and Compensation Committee and Risk Committee, Effective November 21, 2025On November 21, 2025, the Board of Directors (the "Board") of Capital Bancorp, Inc. (the "Company"), the bank holding company for Capital Bank, N.A. (the "Bank"), upon the recommendation of its Nominating and Corporate Governance Committee, appointed Mark Caplan as a Class II director on the Company's Board, effective immediately, and increased the aggregate size of the Company's Board to thirteen. As a Class II director, Mr. Caplan will be subject to re-election at the Company's annual meeting of stockholders in 2028. Mr. Caplan has served as a member of the Bank's Board since January of 2019 and serves as a member of the Loan Committee. Mr. Caplan is President and Chief Executive Officer of The Time Group, a real estate equity investment firm, and is the managing member and sole shareholder of Washington Place Equities, a development firm specializing in mixed use urban historic renovation and construction. Mr. Caplan also previously served on the board of directors of Sterling Bank and Trust, before it was acquired by Carroll County Bank and Trust in 1998, and was a member of the board of directors of Bay Bank, FSB, which in 2018 was acquired by Old Line Bank. The Board has determined that Mr. Caplan is an independent director under the applicable rules of the Securities and Exchange Commission and the Nasdaq Stock Market. Mr. Caplan was also appointed to the Compensation Committee and Risk Committee of the Board. Mr. Caplan will also participate in the Board's standard non-employee director compensation arrangements, as described under "Compensation of Non-Employee Directors" in definitive proxy statement filed with the SEC on April 1, 2025, which description is incorporated herein by reference, as such arrangements may be amended from time to time.공고 • Nov 15+ 1 more updateCapital Bancorp, Inc. Announces Appointment of Jacob Dalaya as Chief Financial Officer, Effective 14 November 2025Capital Bancorp, Inc. announced the appointment of Jacob Dalaya as Chief Financial Officer of Capital Bancorp, effective immediately. Prior to his appointment, Mr. Dalaya served as Chief Strategy Officer, where he played a key role in strategic and financial planning and oversaw the acquisition of IFH. Before joining Capital Bank, Mr. Dalaya was a Managing Director at Webster Financial Corporation and held several leadership roles at Sterling Bancorp. Earlier in his career, he was a Vice President in the investment banking division of Keefe, Bruyette &Woods, where he helped lead the execution of mergers and acquisitions and capital raising transactions. Mr. Dalaya also previously held various roles in the financial institutions investment banking group at J.P. Morgan Securities. Mr. Dalaya is a graduate of New York University.공고 • Oct 28+ 1 more updateCapital Bancorp, Inc. Declares Cash Dividend, Payable on November 26, 2025Capital Bancorp, Inc. also declared a cash dividend on its common stock of $0.12 per share. The dividend is payable on November 26, 2025 to shareholders of record on November 10, 2025.공고 • Oct 17+ 1 more updateCapital Bancorp, Inc. and Capital Bank, N.A. Announces Executive ChangesOn October 10, 2025, Dominic C. Canuso, Executive Vice President and Chief Financial Officer of Capital Bancorp, Inc. (the "Company") and its banking subsidiary, Capital Bank, N.A. (the "Bank"), informed the Company and the Bank of his decision to resign, effective October 27th, 2025. Mr. Canuso's resignation is due to a personal decision to pursue another opportunity and is not a result of any disagreement with the Company or the Bank on any matter related to the operations, policies or practices of the Company or the Bank. Effective October 28, 2025, the Company's Board of Directors appointed Connie Egan, age 64, the Chief Accounting Officer of the Bank, to replace Mr. Canuso as the Company's Principal Financial and Accounting Officer while the Company engages in a nation-wide search for Mr. Canuso's replacement. Ms. Egan has served as the Bank's Chief Accounting Officer since September 2020, and previously served as the Bank's Senior Vice President, Director of Financial Planning and Analysis from August 2018 until September 2020. Prior to joining the Bank, Ms. Egan served as Chief Financial Officer of Embassy National Bank for over seven years.공고 • Jul 29+ 1 more updateCapital Bancorp, Inc. Reports Total Net Charge-Offs for the Second Quarter Ended June 30, 2025Capital Bancorp, Inc. reported total net charge-offs for the second quarter ended June 30, 2025. For the quarter, the company reported total net charge-offs of $5,088,000 as compared to $1,935,000 a year ago.공고 • Apr 29+ 1 more updateCapital Bancorp, Inc. Reports Total Net Charge-Offs for the First Quarter Ended March 31, 2025Capital Bancorp, Inc. reported total net charge-offs for the first quarter ended March 31, 2025. For the quarter, the company reported Total Net Charge-Offs of $2,444,000 against $1,987,000 a year ago.공고 • Apr 11Capital Bancorp, Inc., Annual General Meeting, May 15, 2025Capital Bancorp, Inc., Annual General Meeting, May 15, 2025. Location: 2275 research blvd., suite 110 - conference center, maryland 20850, rockville United States공고 • Feb 27Capital Bancorp, Inc. (NasdaqGS:CBNK) announces an Equity Buyback for $15 million worth of its shares.Capital Bancorp, Inc. (NasdaqGS:CBNK) announces a share repurchase program. Under the program, the company will repurchase up to $15 million worth of it's shares. The program will expire on February 28, 2026.공고 • Jan 28+ 1 more updateCapital Bancorp, Inc. Reports Net Charge Off for the Fourth Quarter Ended December 31, 2024Capital Bancorp, Inc. reported net charge off for the fourth quarter ended December 31, 2024. for the quarter, the company reported total net charge-offs of $2,427,000 against $2,477,000 for the same period a year ago.Valuation Update With 7 Day Price Move • Nov 07Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €27.00, the stock trades at a forward P/E ratio of 10x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 21% over the past three years.Declared Dividend • Nov 01Third quarter dividend of US$0.10 announcedShareholders will receive a dividend of US$0.10. Ex-date: 4th November 2024 Payment date: 20th November 2024 Dividend yield will be 1.5%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (15% payout ratio) and is expected to be well covered in 3 years' time (14% forecast payout ratio). The dividend has increased by an average of 26% per year over the past 3 years and payments have been stable during that time. EPS is expected to grow by 51% over the next 2 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Oct 29Third quarter 2024 earnings released: EPS: US$0.62 (vs US$0.70 in 3Q 2023)Third quarter 2024 results: EPS: US$0.62 (down from US$0.70 in 3Q 2023). Revenue: US$41.2m (up 1.0% from 3Q 2023). Net income: US$8.67m (down 11% from 3Q 2023). Profit margin: 21% (down from 24% in 3Q 2023). Revenue is forecast to grow 22% p.a. on average during the next 3 years, compared to a 2.9% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 9% per year but the company’s share price has remained flat, which means it is well ahead of earnings.공고 • Oct 29+ 1 more updateCapital Bancorp, Inc. Declares Cash Dividend on Its Common Stock, Payable on November 20, 2024Capital Bancorp, Inc. declared a cash dividend on its common stock of $0.10 per share. The dividend is payable on November 20, 2024 to shareholders of record on November 4, 2024.New Risk • Oct 03New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 18% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Shareholders have been diluted in the past year (18% increase in shares outstanding).공고 • Oct 02+ 1 more updateCapital Bancorp, Inc. and Capital Bank, National Association Announces Executive ChangesMarc McConnell Appointed to the Board of Directors of Capital Bancorp, Inc. and Capital Bank, N.A. In connection with completion of the Merger, Marc McConnell will join the Board of Directors of Capital Bancorp, Inc. and Capital Bank, N.A. Mr. McConnell has served as Chairman of the IFHI board of directors since August 2020 and as Chairman of West Town Bank’s board of directors since June 2009. Additional Key IFHI Executives Joining Capital A. Riddick Skinner, EVP of Government Lending at IFHI will join Capital Bank as Head of Government Guaranteed Lending. Melissa Marsal, EVP and Chief Operating Officer of IFHI, will join Capital Bank as Head of Commercial Bank Operations. Mike Breckheimer will continue to lead Windsor.Declared Dividend • Jul 29Second quarter dividend of US$0.10 announcedShareholders will receive a dividend of US$0.10. Ex-date: 5th August 2024 Payment date: 21st August 2024 Dividend yield will be 1.4%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 26% per year over the past 3 years and payments have been stable during that time. EPS is expected to grow by 19% over the next year, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Jul 23Second quarter 2024 earnings released: EPS: US$0.59 (vs US$0.52 in 2Q 2023)Second quarter 2024 results: EPS: US$0.59 (up from US$0.52 in 2Q 2023). Revenue: US$40.4m (up 3.2% from 2Q 2023). Net income: US$8.21m (up 12% from 2Q 2023). Profit margin: 20% (up from 19% in 2Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 26% p.a. on average during the next 2 years, compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 6% per year but the company’s share price has increased by 7% per year, which means it is well ahead of earnings.공고 • Jul 23Capital Bancorp, Inc. Declares Cash Dividend, Payable on August 21, 2024Capital Bancorp, Inc. declared a cash dividend on its common stock of $0.10 per share. The dividend is payable on August 21, 2024 to shareholders of record on August 5, 2024. The dividend declared of $0.10 is $0.02, or 25.0% higher than the prior quarter dividend reflecting the strength of earnings and capital position.Valuation Update With 7 Day Price Move • Jul 17Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €21.40, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 33% over the past three years.공고 • Jul 13Capital Bancorp, Inc. and Capital Bank, N.A. Appoint Dominic C. Canuso as New Chief Financial Officer, Effective July 15, 2024Capital Bank announced the appointment of Dominic C. Canuso, CFA, as the new Chief Financial Officer (CFO) for Capital Bancorp, Inc. and Capital Bank, N.A. A seasoned public company executive with a robust background in finance and operations, Mr. Canuso will officially join the organization on July 15, 2024. Dominic brings a wealth of experience to Capital Bank, having most recently served as EVP and CFO at WSFS Bank while also serving as the Executive Leader of the Cash Connect line of business. Over seven years, he was instrumental in driving the strategic direction of the bank including quadrupling the size of the bank, producing record profits, significantly enhancing technology solutions, and maturing operations. Prior to WSFS, Dominic spent nearly a decade at Barclays Bank, last serving as the line of business CFO for the US Credit Card business. Dominic has also previously worked at Advanta Bank and Arthur Andersen Consulting. Dominic is a CFA Charter holder and received both a Bachelor of Science in Finance and an Executive MBA in Strategy and Leadership from Villanova University.공고 • May 08Capital Bank Appoints Jim Witty as Senior Vice President - Director of Contractor BankingCapital Bank announced the appointment of Jim Witty as Senior Vice President - Director of Contractor Banking. With a commercial banking career spanning over 30 years, many spent in leadership roles, Jim has a strong track record of helping businesses grow, driving strategic objectives, and fostering long-lasting relationships with his clients. In Jim’s new role, he will be leading strategic initiatives and fostering relationships within the contractor banking sector. Jim is passionate about giving back to the community. He currently serves as the Vice Chair and a Board member of Business Volunteers Maryland. Previously, he was the Chair and a Board member of the Maryland Zoo, served as Treasurer and a Board member for both the Irvine Nature Center and the Salvation Army Central Maryland Command.Declared Dividend • Apr 29First quarter dividend of US$0.08 announcedShareholders will receive a dividend of US$0.08. Ex-date: 3rd May 2024 Payment date: 22nd May 2024 Dividend yield will be 1.7%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 17% per year over the past 3 years and payments have been stable during that time. EPS is expected to grow by 15% over the next year, which should provide support to the dividend and adequate earnings cover.공고 • Apr 23+ 1 more updateCapital Bancorp, Inc. Declares Cash Dividend, Payable on May 22, 2024Capital Bancorp, Inc. declared a cash dividend on its common stock of $0.08per share. The dividend is payable on May 22, 2024 to shareholders of record on May 6, 2024.Reported Earnings • Apr 23First quarter 2024 earnings released: EPS: US$0.47 (vs US$0.69 in 1Q 2023)First quarter 2024 results: EPS: US$0.47 (down from US$0.69 in 1Q 2023). Revenue: US$38.1m (down 1.9% from 1Q 2023). Net income: US$6.56m (down 33% from 1Q 2023). Profit margin: 17% (down from 25% in 1Q 2023). The decrease in margin was primarily driven by higher expenses. Revenue is forecast to grow 16% p.a. on average during the next 2 years, compared to a 3.3% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 2% per year whereas the company’s share price has remained flat.공고 • Apr 03Capital Bancorp, Inc., Annual General Meeting, May 16, 2024Capital Bancorp, Inc., Annual General Meeting, May 16, 2024, at 16:00 Eastern Daylight. Location: 2275 Research Blvd., Suite 110 - Conference Center, Rockville, Maryland Maryland United States Agenda: To elect four Class I directors to serve for a three-year term ending at the 2027 annual meeting of stockholders or until their successor is duly elected and qualified; to conduct a non-binding advisory vote to approve the compensation of the Company's Named Executive Officers; to conduct a non-binding advisory vote on the frequency of future stockholder advisory votes to approve the compensation of the Company's Named Executive Officers; and to ratify the appointment of Elliott Davis, PLLC as the Company's independent registered public accounting firm for the fiscal year ending December 31, 2024.공고 • Mar 30Capital Bancorp, Inc. (NasdaqGS:CBNK) entered into a definitive agreement to acquire Integrated Financial Holdings, Inc. (OTCPK:IFHI) for $66.3 million.Capital Bancorp, Inc. (NasdaqGS:CBNK) entered into a definitive agreement to acquire Integrated Financial Holdings, Inc. (OTCPK:IFHI) for $66.3 million on March 27, 2024. Under the terms of the merger agreement, IFH shareholders will, subject to certain adjustments, receive $5.36 in cash and 1.115 shares of CBNK common stock for each share of IFH common stock. Based on the closing price of Capital common stock of $20.00 on March 26, 2024, the implied per share purchase price, inclusive of the cash consideration, is $27.66. At closing, Capital shareholders will own approximately 84% and IFH shareholders will own approximately 16% of the combined company. Upon closing of the transaction, Marc McConnell, Chairman, President and CEO of IFH, will join the board of directors of Capital Bancorp, Inc. and Capital Bank. A. Riddick Skinner, EVP of Government Lending at IFH will join Capital Bank as Head of Government Guaranteed Lending Program. Melissa Marsal, EVP and Chief Operating Officer of IFH, will join Capital Bank in a leadership role. Mike Breckheimer, EVP and Chief Strategy Officer at IFH, will join Capital Bank as Head of Windsor Advantage. The transaction with IFH has been unanimously approved by both IFH’s and CBNK’s boards of directors and is subject to approval of Capital’s and IFH’s shareholders, regulatory approvals and the satisfaction of other customary closing conditions. The transaction is expected to be completed in the second half of 2024. Frank Sorrentino, Scott Studwell, Nate Mittag, Adam Cunningham and Ryan Crudeli of Stephens Inc. acted as financial advisor and fairness opinion provider to Capital Bancorp. Squire Patton Boggs (US) LLP acted as legal advisor to Capital Bancorp. Raymond James & Associates, Inc. acted as financial advisor to Integrated Financial Holdings. Wyrick Robbins Yates & Ponton LLP acted as legal advisor to Integrated Financial Holdings.공고 • Mar 28Capital Bancorp, Inc. Appoints Marc McConnell as Board of DirectorCapital Bancorp, Inc. (CBNK or Capital) and Integrated Financial Holdings, Inc. (IFH) announced that they have entered into a definitive merger agreement under which CBNK will acquire IFH in a cash and stock transaction valued at $66 million, exclusive of the value of a dividend to be received by IFH shareholders at or immediately prior to closing. Upon closing of the transaction, Marc McConnell, Chairman, President and CEO of IFH, will join the board of directors of Capital Bancorp, Inc.Reported Earnings • Mar 17Full year 2023 earnings released: EPS: US$2.56 (vs US$2.98 in FY 2022)Full year 2023 results: EPS: US$2.56 (down from US$2.98 in FY 2022). Revenue: US$157.0m (down 3.9% from FY 2022). Net income: US$35.9m (down 14% from FY 2022). Profit margin: 23% (down from 26% in FY 2022). Net interest margin (NIM): 6.60% (down from 6.92% in FY 2022). Non-performing loans: 0.84% (up from 0.56% in FY 2022). Revenue is forecast to grow 8.5% p.a. on average during the next 2 years, compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 5% per year and the company’s share price has also increased by 5% per year.Declared Dividend • Jan 29Fourth quarter dividend of US$0.08 announcedShareholders will receive a dividend of US$0.08. Ex-date: 2nd February 2024 Payment date: 21st February 2024 Dividend yield will be 1.4%, which is lower than the industry average of 4.7%. Sustainability & Growth Dividend is well covered by earnings (12% payout ratio) and is expected to be well covered in 3 years' time (13% forecast payout ratio). The dividend has increased by an average of 17% per year over the past 3 years and payments have been stable during that time. EPS is expected to grow by 4.4% over the next 2 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Jan 23Full year 2023 earnings released: EPS: US$2.58 (vs US$2.98 in FY 2022)Full year 2023 results: EPS: US$2.58 (down from US$2.98 in FY 2022). Revenue: US$157.0m (down 3.9% from FY 2022). Net income: US$35.9m (down 14% from FY 2022). Profit margin: 23% (down from 26% in FY 2022). Revenue is forecast to grow 9.2% p.a. on average during the next 2 years, compared to a 2.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has increased by 22% per year, which means it is tracking significantly ahead of earnings growth.공고 • Jan 23+ 1 more updateCapital Bancorp, Inc. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2023Capital Bancorp, Inc. reported net charge-offs for the fourth quarter ended December 31, 2023. For the quarter, the company reported total net charge-offs of $2,477,000 against $2,090,000 a year ago.공고 • Oct 28Capital Bank Appoints Jacob Jake Dalaya as Chief Strategy OfficerCapital Bank announced the appointment of Mr. Jacob Jake Dalaya as its new Chief Strategy Officer (CSO). With substantial expertise in financial services, particularly in bank M&A and capital markets, Mr. Dalaya is well positioned to advance the bank's strategic growth and expansion. As CSO, Mr. Dalaya will collaborate with the CEO, Executive Management Team (EMT), and the Board of Directors. A significant part of his role involves partnering on the banks strategic planning process, identifying and implementing new revenue streams and enhancing current business lines. Mr. Dalaya will also leverage his experience in bank M&A and capital markets to spearhead the bank's M&A and investor relations strategies. In Mr. Dalaya's prior role at Webster Financial Corporation he played a key role in the execution of various strategic initiatives for the bank. Mr. Dalaya also spent several years in investment banking, including at Keefe, Bruyette &Woods as a Vice President and at J.P. Morgan Securities in various roles. During his time in investment banking, Mr. Dalaya helped lead M&A and capital raising transactions for financial institutions. Mr. Dalaya graduated with a bachelors degree in economics from New York University.Reported Earnings • Oct 25Third quarter 2023 earnings released: EPS: US$0.70 (vs US$0.79 in 3Q 2022)Third quarter 2023 results: EPS: US$0.70 (down from US$0.79 in 3Q 2022). Revenue: US$40.8m (down 4.0% from 3Q 2022). Net income: US$9.79m (down 12% from 3Q 2022). Profit margin: 24% (down from 26% in 3Q 2022). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 8.2% p.a. on average during the next 3 years, compared to a 3.6% growth forecast for the Banks industry in Europe.공고 • Oct 24Capital Bancorp, Inc. Declares Cash Dividend on Its Common Stock, Payable on November 22, 2023Capital Bancorp, Inc. declared a cash dividend on its common stock of $0.08 per share. The dividend is payable on November 22, 2023 to shareholders of record on November 6, 2023.Recent Insider Transactions • Sep 12Independent Director recently bought €101k worth of stockOn the 7th of September, Mary Scully bought around 6k shares on-market at roughly €18.39 per share. This transaction increased Mary's direct individual holding by 1x at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €393k more in shares than they have sold in the last 12 months.공고 • Jul 28+ 1 more updateCapital Bancorp, Inc. Declares Quarterly Dividend, Payable on August 23, 2023Capital Bancorp, Inc. declared a cash dividend on its common stock of $0.08 per share. The dividend is payable on August 23, 2023 to shareholders of record on August 7, 2023. The dividend declared of $0.08 is $0.02, or 33.3% higher than the prior quarter dividend.Reported Earnings • Jul 28Second quarter 2023 earnings released: EPS: US$0.52 (vs US$0.82 in 2Q 2022)Second quarter 2023 results: EPS: US$0.52 (down from US$0.82 in 2Q 2022). Revenue: US$39.2m (down 6.1% from 2Q 2022). Net income: US$7.32m (down 36% from 2Q 2022). Profit margin: 19% (down from 28% in 2Q 2022). The decrease in margin was primarily driven by lower revenue. Revenue is forecast to grow 6.6% p.a. on average during the next 2 years, compared to a 4.0% growth forecast for the Banks industry in Europe.공고 • Jul 15Mary Ann Scully, Joins Capital Bancorp, Inc.’s Board of DirectorsCapital Bancorp, Inc. announced the appointment of Mary Ann Scully, Dean of the Joseph A. Sellinger, S.J., School of Business and Management at Loyola University Maryland, as the newest member of its board of directors. With her extensive experience and remarkable achievements in the banking industry, Ms. Scully brings valuable insights and a strong leadership acumen to the board. A lifelong banker with over 40 years of diverse experience in the Maryland marketplace, she co-founded Howard Bank and served as its Chief Executive Officer and Chairperson of the board of directors until its merger with FNB of Pennsylvania in 2022. Under her leadership, she successfully led both organic growth initiatives and strategic acquisitions, positioning Howard Bank as the largest locally headquartered banking company in the Greater Baltimore region, with over $2 billion in assets. Prior to Howard Bank, Mary Ann held various senior positions at Allfirst Bank, where she played instrumental roles in regional banking, community banking, strategic planning, mergers and acquisitions, and international banking. In 2022, Mary Ann was honored as CEO of the Year by the Baltimore Business Journal, reflecting her enduring commitment to excellence. The same year, she was recognized by The Maryland Chamber of Commerce with her induction into the Business Hall of Fame. Named one of the Top 25 Women to Watch in Banking by American Banker, Ms. Scully was also awarded Industrialist of the Year 2018 from the Baltimore Museum of Industry, highlighting her lasting impact on the Baltimore business and banking community.공고 • Jun 14+ 1 more updateCapital Bancorp, Inc. Announces Chief Financial Officer Changes, Effective June 26, 2023Capital Bancorp, Inc. announced the appointment of Jennings Walker as the new Chief Financial Officer (CFO) for Capital Bancorp, Inc. With an impressive background in accounting, corporate finance and strategy, Jay will officially join the organization on June 26, 2023, reporting directly to Ed Barry, the CEO. Jay brings a wealth of experience, having held key positions during his 12+ years at Seacoast Bank, a leading Florida headquartered public bank with assets exceeding $10 billion. Previously serving as EVP, Treasurer and Head of Corporate Strategy, he played a pivotal role in driving organic growth and helping lead several strategic mergers and acquisitions (M&A). Jay's experience also includes managing interest rate and liquidity risk, building robust financial infrastructure, and effectively navigating growth. Mr. Walker has a Master of Business Administration from the University of Florida and a Bachelor of Science degree in Accounting from Florida Gulf Coast University. Effective June 26, 2023, Connie Egan will step down from the role of the Company's Principal Financial and Accounting Officer.Valuation Update With 7 Day Price Move • Jun 08Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €17.90, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 7x in the Banks industry in Europe. Total loss to shareholders of 14% over the past year.공고 • May 05Capital Bancorp Declares Quarterly Cash Dividend Payable on May 31, 2023Capital Bancorp, Inc. announced that its Board of Directors has declared a cash dividend on its common stock of $0.06 per share. The dividend is payable on May 31, 2023 to shareholders of record as of May 15, 2023.Recent Insider Transactions • Mar 20Independent Director recently bought €241k worth of stockOn the 14th of March, Randall Levitt bought around 15k shares on-market at roughly €16.09 per share. This transaction amounted to 1.2% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €268k more in shares than they have sold in the last 12 months.Reported Earnings • Mar 17Full year 2022 earnings released: EPS: US$2.98 (vs US$2.90 in FY 2021)Full year 2022 results: EPS: US$2.98 (up from US$2.90 in FY 2021). Revenue: US$163.3m (flat on FY 2021). Net income: US$41.8m (up 4.6% from FY 2021). Profit margin: 26% (up from 24% in FY 2021). Net interest margin (NIM): 6.92% (up from 5.86% in FY 2021). Non-performing loans: 0.56% (down from 0.70% in FY 2021). Revenue is forecast to grow 7.1% p.a. on average during the next 2 years, compared to a 5.8% growth forecast for the Banks industry in Europe.Valuation Update With 7 Day Price Move • Mar 15Investor sentiment deteriorates as stock falls 17%After last week's 17% share price decline to €15.10, the stock trades at a forward P/E ratio of 6x. Average forward P/E is 8x in the Banks industry in Europe. Total loss to shareholders of 27% over the past year.Board Change • Feb 06Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 2 experienced directors. 6 highly experienced directors. Independent Director Jerome Bailey was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.공고 • Feb 03Capital Bancorp, Inc. Announces Board ChangesJoseph M. Greene has retired as a member of the Boards of Directors of Capital Bancorp, Inc. as well as from any committees of such Board of Directors on which he served, effective as of February 1, 2023. Mr. Greene served as a member of the Audit Committee and ESG Committee of the Company’s Board of Directors. Mr. Greene’s decision to retire did not involve any dispute or disagreement with Company management or the Board of Directors on any matter relating to the Company’s operations, policies or practices. The Board of Directors of the Company, upon the recommendation of its Nominating and Corporate Governance Committee, approved the appointment of Fred J. Lewis as a Class I director on the Company’s Board of Directors, effective as of February 1, 2023, to fill the vacancy following Mr. Greene’s retirement. Mr. Lewis currently serves as a member of the Board of Directors of the Company’s wholly-owned subsidiary, Capital Bank, N.A. Mr. Lewis joined the Bank Board in March of 2018 and serves as a member of the Loan Committee, Finance Committee, Strategic Innovations Committee, Special Assets Committee, Risk Committee, and ALCO. Mr. Lewis is considered an independent director under the applicable Securities and Exchange Commission and NASDAQ rules. As a Class I director, Mr. Lewis will be subject to re-election at the Company’s annual meeting of stockholders to be held in 2024.공고 • Jan 28Capital Bancorp, Inc. Reports Net Charge-Offs for the Quarter Ended December 31, 2022Capital Bancorp, Inc. reported Net Charge-offs for the quarter ended December 31, 2022. for the quarter, the company reported Total Net Charge-offs of $2,090,000 as compared to $672,000 a year ago.공고 • Jan 27Capital Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on February 22, 2023Capital Bancorp, Inc. announced that its Board of Directors has declared a cash dividend on its common stock of $0.06 per share. The dividend is payable on February 22, 2023 to shareholders of record as of February 6, 2023.Reported Earnings • Jan 27Full year 2022 earnings released: EPS: US$2.98 (vs US$2.90 in FY 2021)Full year 2022 results: EPS: US$2.98 (up from US$2.90 in FY 2021). Revenue: US$163.3m (flat on FY 2021). Net income: US$41.8m (up 4.6% from FY 2021). Profit margin: 26% (up from 24% in FY 2021). Net interest margin (NIM): 6.92% (up from 5.86% in FY 2021). Non-performing loans: 0.56% (down from 0.70% in FY 2021). Revenue is forecast to grow 6.8% p.a. on average during the next 2 years, compared to a 5.2% growth forecast for the Banks industry in Europe.공고 • Oct 27Capital Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on November 23, 2022Capital Bancorp, Inc. announced that its Board of Directors has declared a cash dividend on its common stock of $0.06 per share. The dividend is payable on November 23, 2022 to shareholders of record as of November 7, 2022.Reported Earnings • Oct 21Third quarter 2022 earnings released: EPS: US$0.79 (vs US$0.81 in 3Q 2021)Third quarter 2022 results: EPS: US$0.79 (down from US$0.81 in 3Q 2021). Revenue: US$42.5m (down 2.6% from 3Q 2021). Net income: US$11.1m (flat on 3Q 2021). Profit margin: 26% (in line with 3Q 2021). Revenue is forecast to grow 8.1% p.a. on average during the next 2 years, compared to a 5.4% growth forecast for the Banks industry in Europe.공고 • Oct 21Capital Bancorp, Inc. Announces Net Charge Off for the Third Quarter of 2022Capital Bancorp, Inc. announced net charge off for the third quarter of 2022. Net charge-offs for the quarter were $1.6 million, or 0.39% on an annualized basis of average portfolio loans, compared to $301,000, or 0.08% on an annualized basis of average loans for the third quarter of 2021.공고 • Oct 12Capital Bank Announces Executive ChangesCapital Bank, N.A. named Steven M. Poynot as Chief Operating Officer, effective immediately. Poynot, formerly Executive Vice President and Chief Operating Officer of F&M Trust, brings to his new position significant experience in regional banking. Prior to his position at F&M Trust, Poynot was with Howard Bank where he served as Executive Vice President and Chief Information Officer, Director of Corporate Communications and Corporate Strategy. Poynot also worked in both deposit and loan operations as well Chief Credit Officer during his 17 years with Howard Bank. Karl Dicker, who formerly held the position of Chief Operating Officer, has been named President of OpenSky® & Fintech.공고 • Jul 26+ 1 more updateCapital Bancorp, Inc. (NasdaqGS:CBNK) announces an Equity Buyback for 434,799 shares, representing 3.1% for $10 million.Capital Bancorp, Inc. (NasdaqGS:CBNK) announces a share repurchase program. Under the program, the company will repurchase up to 434,799 shares, representing 3.1% of its issued share capital for $10 million. The program will expire on December 31, 2023. As of July 22, 2022, the company had 14,025,758 issued and outstanding shares.Reported Earnings • Jul 22Second quarter 2022 earnings released: EPS: US$0.82 (vs US$0.70 in 2Q 2021)Second quarter 2022 results: EPS: US$0.82 (up from US$0.70 in 2Q 2021). Revenue: US$41.7m (up 3.8% from 2Q 2021). Net income: US$11.5m (up 19% from 2Q 2021). Profit margin: 28% (up from 24% in 2Q 2021). The increase in margin was primarily driven by higher revenue. Over the next year, revenue is forecast to grow 8.9%, compared to a 14% growth forecast for the industry in Germany.Upcoming Dividend • May 20Upcoming dividend of US$0.058 per shareEligible shareholders must have bought the stock before 27 May 2022. Payment date: 07 June 2022. Payout ratio is a comfortable 5.0% and this is well supported by cash flows. Trailing yield: 0.9%. Lower than top quartile of German dividend payers (4.4%). Lower than average of industry peers (6.6%).Reported Earnings • May 12First quarter 2022 earnings released: EPS: US$0.73 (vs US$0.65 in 1Q 2021)First quarter 2022 results: EPS: US$0.73 (up from US$0.65 in 1Q 2021). Revenue: US$40.7m (up 7.3% from 1Q 2021). Net income: US$10.2m (up 14% from 1Q 2021). Profit margin: 25% (up from 24% in 1Q 2021). The increase in margin was driven by higher revenue. Over the next year, revenue is forecast to grow 7.2%, compared to a 15% growth forecast for the industry in Germany.공고 • Apr 26Capital Bancorp Declares Quarterly Cash Dividend on Its Common Stock, Payable on May 25, 2022Capital Bancorp, Inc. announced that its Board of Directors has declared a cash dividend on its common stock of $0.05 per share. The dividend is payable on May 25, 2022 to shareholders of record as of May 9, 2022.공고 • Apr 08Capital Bancorp, Inc., Annual General Meeting, May 19, 2022Capital Bancorp, Inc., Annual General Meeting, May 19, 2022, at 16:30 Eastern Daylight. Location: 2275 Research Blvd., Suite 110 - Conference Center Rockvillle Maryland United States Agenda: To elect four Class II directors to serve for a three-year term ending at the 2025 annual meeting of stockholders or until their successor is duly elected and qualified; and to ratify the appointment of Elliott Davis, PLLC as the Company’s independent registered public accounting firm for the fiscal year ending December 31, 2022.Reported Earnings • Mar 16Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$2.90 (up from US$1.87 in FY 2020). Revenue: US$164.0m (up 23% from FY 2020). Net income: US$40.0m (up 55% from FY 2020). Profit margin: 24% (up from 19% in FY 2020). The increase in margin was driven by higher revenue. Net interest margin (NIM): 5.86% (up from 5.14% in FY 2020). Non-performing loans: 0.70% (up from 0.61% in FY 2020). Revenue was in line with analyst estimates. Over the next year, revenue is forecast to grow 8.8%, compared to a 8.9% growth forecast for the banks industry in Germany.Upcoming Dividend • Jan 31Upcoming dividend of US$0.05 per shareEligible shareholders must have bought the stock before 07 February 2022. Payment date: 23 February 2022. Payout ratio is a comfortable 5.2% but the company is not cash flow positive. Trailing yield: 0.8%. Lower than top quartile of German dividend payers (3.4%). Lower than average of industry peers (3.4%).Reported Earnings • Jan 30Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$2.90 (up from US$1.87 in FY 2020). Revenue: US$164.0m (up 23% from FY 2020). Net income: US$40.0m (up 55% from FY 2020). Profit margin: 24% (up from 19% in FY 2020). The increase in margin was driven by higher revenue. Net interest margin (NIM): 5.86% (up from 5.14% in FY 2020). Cost-to-income ratio: 65.8% (down from 68.0% in FY 2020). Non-performing loans: 0.70% (up from 0.61% in FY 2020). Revenue was in line with analyst estimates. Over the next year, revenue is forecast to grow 5.1%, compared to a 11% growth forecast for the banks industry in Germany.Board Change • Jan 02Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 6 highly experienced directors. Independent Director Jody Greene was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Recent Insider Transactions • Oct 29Independent Director recently sold €101k worth of stockOn the 27th of October, Stephen Ashman sold around 4k shares on-market at roughly €22.44 per share. In the last 3 months, they made an even bigger sale worth €182k. Insiders have been net sellers, collectively disposing of €8.7m more than they bought in the last 12 months.Reported Earnings • Oct 26Third quarter 2021 earnings released: EPS US$0.81 (vs US$0.61 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$43.7m (up 10% from 3Q 2020). Net income: US$11.2m (up 33% from 3Q 2020). Profit margin: 26% (up from 21% in 3Q 2020). The increase in margin was driven by higher revenue.Recent Insider Transactions • Aug 25Independent Director recently sold €160k worth of stockOn the 23rd of August, Stephen Ashman sold around 8k shares on-market at roughly €20.39 per share. In the last 3 months, there was an even bigger sale from another insider worth €602k. Insiders have been net sellers, collectively disposing of €8.4m more than they bought in the last 12 months.공고 • Jul 24Capital Bancorp, Inc. Announces Net Charge Offs for the Quarter Ended June 30, 2021Capital Bancorp, Inc. announced net charge offs for the quarter ended June 30, 2021. For the quarter, the company reported net charge-offs of $252,000 or 0.08% of average loans, compared to $134,000 or 0.05% of average loans on an annualized basis, for the second quarter of 2020.Reported Earnings • Jul 23Second quarter 2021 earnings released: EPS US$0.70 (vs US$0.34 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$40.2m (up 38% from 2Q 2020). Net income: US$9.65m (up 103% from 2Q 2020). Profit margin: 24% (up from 16% in 2Q 2020). The increase in margin was driven by higher revenue.Executive Departure • May 27Independent Director has left the companyOn the 20th of May, Michael Burke's tenure in the role of Independent Director ended. As of March 2021, Michael personally held 265.41k shares (€4.5m worth at the time). Michael is the only executive to leave the company over the last 12 months.Recent Insider Transactions • May 26Independent Director recently sold €265k worth of stockOn the 21st of May, Stephen Ashman sold around 15k shares on-market at roughly €17.66 per share. In the last 3 months, they made an even bigger sale worth €744k. Insiders have been net sellers, collectively disposing of €5.6m more than they bought in the last 12 months.Reported Earnings • May 12First quarter 2021 earnings released: EPS US$0.65 (vs US$0.21 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: US$37.9m (up 73% from 1Q 2020). Net income: US$8.98m (up 206% from 1Q 2020). Profit margin: 24% (up from 13% in 1Q 2020). The increase in margin was driven by higher revenue.Recent Insider Transactions • Apr 28Independent Director recently sold €330k worth of stockOn the 26th of April, Michael Burke sold around 18k shares on-market at roughly €18.64 per share. In the last 3 months, there was an even bigger sale from another insider worth €744k. Insiders have been net sellers, collectively disposing of €3.0m more than they bought in the last 12 months.공고 • Apr 24Capital Bancorp, Inc. Announces Net Charge Offs for the First Quarter Ended March 31, 2021Capital Bancorp, Inc. announced net charge offs for the first quarter ended March 31, 2021. For the quarter, the company reported net charge-offs of $388,000 or 0.12% of average loans on an annualized basis, compared to $197,000, or 0.07% of average loans on an annualized basis, for the first quarter of 2020.Reported Earnings • Apr 24First quarter 2021 earnings released: EPS US$0.65 (vs US$0.21 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: US$37.9m (up 73% from 1Q 2020). Net income: US$8.98m (up 206% from 1Q 2020). Profit margin: 24% (up from 13% in 1Q 2020). The increase in margin was driven by higher revenue.Reported Earnings • Mar 17Full year 2020 earnings released: EPS US$1.87 (vs US$1.23 in FY 2019)The company reported a solid full year result with improved earnings and revenues, although profit margins were flat. Full year 2020 results: Revenue: US$133.9m (up 50% from FY 2019). Net income: US$25.8m (up 53% from FY 2019). Profit margin: 19% (in line with FY 2019). Net interest margin (NIM): 5.14% (down from 5.51% in FY 2019). Cost-to-income ratio: 68.0% (down from 72.3% in FY 2019). Non-performing loans: 0.61% (up from 0.40% in FY 2019).이익 및 매출 성장 예측DB:316 - 애널리스트 향후 추정치 및 과거 재무 데이터 (USD Millions)날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수12/31/202729160N/AN/A212/31/202626856N/AN/A23/31/2026233556669N/A12/31/2025230576770N/A9/30/2025222507377N/A6/30/2025205434244N/A3/31/2025189385961N/A12/31/2024171313335N/A9/30/2024158321515N/A6/30/2024157343838N/A3/31/2024156333434N/A12/31/2023157364547N/A9/30/2023157364447N/A6/30/2023159373841N/A3/31/2023162414953N/A12/31/2022163425051N/A9/30/2022167437475N/A6/30/2022168438585N/A3/31/2022167418787N/A12/31/202116440132132N/A9/30/202116139144144N/A6/30/202115437108109N/A3/31/2021140325757N/A12/31/20201232655N/A9/30/202010821-29-29N/A6/30/20209617-35-35N/A3/31/20209117-26-26N/A12/31/20198917N/A-27N/A9/30/20198315N/A-24N/A6/30/20197714N/A-6N/A3/31/20197313N/A17N/A12/31/20187213N/A28N/A9/30/2018699N/A25N/A6/30/2018689N/A26N/A3/31/2018658N/A36N/A12/31/2017617N/A35N/A12/31/2016599N/A8N/A12/31/2015477N/A17N/A더 보기애널리스트 향후 성장 전망수입 대 저축률: 316 의 연간 예상 수익 증가율(4.5%)이 saving rate(1.9%)보다 높습니다.수익 vs 시장: 316 의 연간 수익(4.5%)이 German 시장(16.2%)보다 느리게 성장할 것으로 예상됩니다.고성장 수익: 316 의 수입은 증가할 것으로 예상되지만 상당히 증가하지는 않을 것입니다.수익 대 시장: 316 의 수익(연간 12.2%)이 German 시장(연간 6.6%)보다 빠르게 성장할 것으로 예상됩니다.고성장 매출: 316 의 수익(연간 12.2%)은 연간 20%보다 느리게 증가할 것으로 예상됩니다.주당순이익 성장 예측향후 자기자본이익률미래 ROE: 316의 자본 수익률이 3년 후 높을 것으로 예상되는지 판단하기에 데이터가 부족합니다.성장 기업 찾아보기7D1Y7D1Y7D1YBanks 산업의 고성장 기업.View Past Performance기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/07/16 15:51종가2026/07/16 00:00수익2026/03/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델의 세부 정보는 당사의 GitHub 페이지에서 확인하실 수 있습니다. 또한 보고서 사용 방법에 대한 가이드와 YouTube 튜토리얼도 제공하고 있습니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Capital Bancorp, Inc.는 6명의 분석가가 다루고 있습니다. 이 중 3명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Daniel CardenasBrean Capital Historical (Janney Montgomery)David BishopHovde Group, LLCCatherine Summerson MealorKeefe, Bruyette, & Woods3명의 분석가 더 보기
공고 • Jun 29+ 6 more updatesCapital Bancorp, Inc.(NasdaqGS:CBNK) dropped from Russell Small Cap Comp Growth BenchmarkCapital Bancorp, Inc.(NasdaqGS:CBNK) dropped from Russell Small Cap Comp Growth Benchmark
공고 • Apr 29+ 1 more updateCapital Bancorp, Inc. Declares Cash Dividend on Common Stock, Payable on May 27, 2026Capital Bancorp, Inc. announced that the company declared a cash dividend on its common stock of $0.12 per share. The dividend is payable on May 27, 2026 to shareholders of record on May 11, 2026.
공고 • Apr 09Capital Bancorp, Inc., Annual General Meeting, May 28, 2026Capital Bancorp, Inc., Annual General Meeting, May 28, 2026. Location: 2275 research blvd., suite 110 - conference center, maryland 20850., rockville, United States
공고 • Jan 27+ 1 more updateCapital Bancorp, Inc. Reports Net Charge-Off for the Fourth Quarter Ended December 31, 2025Capital Bancorp, Inc. reported net charge-off for the fourth quarter ended December 31, 2025. For the quarter, the company reported total net charge-off of $2,373,000 against $2,427,000 a year ago.
공고 • Nov 25Capital Bancorp, Inc. Appoints Mark Caplan as Class II Director and Compensation Committee and Risk Committee, Effective November 21, 2025On November 21, 2025, the Board of Directors (the "Board") of Capital Bancorp, Inc. (the "Company"), the bank holding company for Capital Bank, N.A. (the "Bank"), upon the recommendation of its Nominating and Corporate Governance Committee, appointed Mark Caplan as a Class II director on the Company's Board, effective immediately, and increased the aggregate size of the Company's Board to thirteen. As a Class II director, Mr. Caplan will be subject to re-election at the Company's annual meeting of stockholders in 2028. Mr. Caplan has served as a member of the Bank's Board since January of 2019 and serves as a member of the Loan Committee. Mr. Caplan is President and Chief Executive Officer of The Time Group, a real estate equity investment firm, and is the managing member and sole shareholder of Washington Place Equities, a development firm specializing in mixed use urban historic renovation and construction. Mr. Caplan also previously served on the board of directors of Sterling Bank and Trust, before it was acquired by Carroll County Bank and Trust in 1998, and was a member of the board of directors of Bay Bank, FSB, which in 2018 was acquired by Old Line Bank. The Board has determined that Mr. Caplan is an independent director under the applicable rules of the Securities and Exchange Commission and the Nasdaq Stock Market. Mr. Caplan was also appointed to the Compensation Committee and Risk Committee of the Board. Mr. Caplan will also participate in the Board's standard non-employee director compensation arrangements, as described under "Compensation of Non-Employee Directors" in definitive proxy statement filed with the SEC on April 1, 2025, which description is incorporated herein by reference, as such arrangements may be amended from time to time.
공고 • Nov 15+ 1 more updateCapital Bancorp, Inc. Announces Appointment of Jacob Dalaya as Chief Financial Officer, Effective 14 November 2025Capital Bancorp, Inc. announced the appointment of Jacob Dalaya as Chief Financial Officer of Capital Bancorp, effective immediately. Prior to his appointment, Mr. Dalaya served as Chief Strategy Officer, where he played a key role in strategic and financial planning and oversaw the acquisition of IFH. Before joining Capital Bank, Mr. Dalaya was a Managing Director at Webster Financial Corporation and held several leadership roles at Sterling Bancorp. Earlier in his career, he was a Vice President in the investment banking division of Keefe, Bruyette &Woods, where he helped lead the execution of mergers and acquisitions and capital raising transactions. Mr. Dalaya also previously held various roles in the financial institutions investment banking group at J.P. Morgan Securities. Mr. Dalaya is a graduate of New York University.
공고 • Oct 28+ 1 more updateCapital Bancorp, Inc. Declares Cash Dividend, Payable on November 26, 2025Capital Bancorp, Inc. also declared a cash dividend on its common stock of $0.12 per share. The dividend is payable on November 26, 2025 to shareholders of record on November 10, 2025.
공고 • Oct 17+ 1 more updateCapital Bancorp, Inc. and Capital Bank, N.A. Announces Executive ChangesOn October 10, 2025, Dominic C. Canuso, Executive Vice President and Chief Financial Officer of Capital Bancorp, Inc. (the "Company") and its banking subsidiary, Capital Bank, N.A. (the "Bank"), informed the Company and the Bank of his decision to resign, effective October 27th, 2025. Mr. Canuso's resignation is due to a personal decision to pursue another opportunity and is not a result of any disagreement with the Company or the Bank on any matter related to the operations, policies or practices of the Company or the Bank. Effective October 28, 2025, the Company's Board of Directors appointed Connie Egan, age 64, the Chief Accounting Officer of the Bank, to replace Mr. Canuso as the Company's Principal Financial and Accounting Officer while the Company engages in a nation-wide search for Mr. Canuso's replacement. Ms. Egan has served as the Bank's Chief Accounting Officer since September 2020, and previously served as the Bank's Senior Vice President, Director of Financial Planning and Analysis from August 2018 until September 2020. Prior to joining the Bank, Ms. Egan served as Chief Financial Officer of Embassy National Bank for over seven years.
공고 • Jul 29+ 1 more updateCapital Bancorp, Inc. Reports Total Net Charge-Offs for the Second Quarter Ended June 30, 2025Capital Bancorp, Inc. reported total net charge-offs for the second quarter ended June 30, 2025. For the quarter, the company reported total net charge-offs of $5,088,000 as compared to $1,935,000 a year ago.
공고 • Apr 29+ 1 more updateCapital Bancorp, Inc. Reports Total Net Charge-Offs for the First Quarter Ended March 31, 2025Capital Bancorp, Inc. reported total net charge-offs for the first quarter ended March 31, 2025. For the quarter, the company reported Total Net Charge-Offs of $2,444,000 against $1,987,000 a year ago.
공고 • Apr 11Capital Bancorp, Inc., Annual General Meeting, May 15, 2025Capital Bancorp, Inc., Annual General Meeting, May 15, 2025. Location: 2275 research blvd., suite 110 - conference center, maryland 20850, rockville United States
공고 • Feb 27Capital Bancorp, Inc. (NasdaqGS:CBNK) announces an Equity Buyback for $15 million worth of its shares.Capital Bancorp, Inc. (NasdaqGS:CBNK) announces a share repurchase program. Under the program, the company will repurchase up to $15 million worth of it's shares. The program will expire on February 28, 2026.
공고 • Jan 28+ 1 more updateCapital Bancorp, Inc. Reports Net Charge Off for the Fourth Quarter Ended December 31, 2024Capital Bancorp, Inc. reported net charge off for the fourth quarter ended December 31, 2024. for the quarter, the company reported total net charge-offs of $2,427,000 against $2,477,000 for the same period a year ago.
Valuation Update With 7 Day Price Move • Nov 07Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €27.00, the stock trades at a forward P/E ratio of 10x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 21% over the past three years.
Declared Dividend • Nov 01Third quarter dividend of US$0.10 announcedShareholders will receive a dividend of US$0.10. Ex-date: 4th November 2024 Payment date: 20th November 2024 Dividend yield will be 1.5%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (15% payout ratio) and is expected to be well covered in 3 years' time (14% forecast payout ratio). The dividend has increased by an average of 26% per year over the past 3 years and payments have been stable during that time. EPS is expected to grow by 51% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Oct 29Third quarter 2024 earnings released: EPS: US$0.62 (vs US$0.70 in 3Q 2023)Third quarter 2024 results: EPS: US$0.62 (down from US$0.70 in 3Q 2023). Revenue: US$41.2m (up 1.0% from 3Q 2023). Net income: US$8.67m (down 11% from 3Q 2023). Profit margin: 21% (down from 24% in 3Q 2023). Revenue is forecast to grow 22% p.a. on average during the next 3 years, compared to a 2.9% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 9% per year but the company’s share price has remained flat, which means it is well ahead of earnings.
공고 • Oct 29+ 1 more updateCapital Bancorp, Inc. Declares Cash Dividend on Its Common Stock, Payable on November 20, 2024Capital Bancorp, Inc. declared a cash dividend on its common stock of $0.10 per share. The dividend is payable on November 20, 2024 to shareholders of record on November 4, 2024.
New Risk • Oct 03New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 18% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Shareholders have been diluted in the past year (18% increase in shares outstanding).
공고 • Oct 02+ 1 more updateCapital Bancorp, Inc. and Capital Bank, National Association Announces Executive ChangesMarc McConnell Appointed to the Board of Directors of Capital Bancorp, Inc. and Capital Bank, N.A. In connection with completion of the Merger, Marc McConnell will join the Board of Directors of Capital Bancorp, Inc. and Capital Bank, N.A. Mr. McConnell has served as Chairman of the IFHI board of directors since August 2020 and as Chairman of West Town Bank’s board of directors since June 2009. Additional Key IFHI Executives Joining Capital A. Riddick Skinner, EVP of Government Lending at IFHI will join Capital Bank as Head of Government Guaranteed Lending. Melissa Marsal, EVP and Chief Operating Officer of IFHI, will join Capital Bank as Head of Commercial Bank Operations. Mike Breckheimer will continue to lead Windsor.
Declared Dividend • Jul 29Second quarter dividend of US$0.10 announcedShareholders will receive a dividend of US$0.10. Ex-date: 5th August 2024 Payment date: 21st August 2024 Dividend yield will be 1.4%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 26% per year over the past 3 years and payments have been stable during that time. EPS is expected to grow by 19% over the next year, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Jul 23Second quarter 2024 earnings released: EPS: US$0.59 (vs US$0.52 in 2Q 2023)Second quarter 2024 results: EPS: US$0.59 (up from US$0.52 in 2Q 2023). Revenue: US$40.4m (up 3.2% from 2Q 2023). Net income: US$8.21m (up 12% from 2Q 2023). Profit margin: 20% (up from 19% in 2Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 26% p.a. on average during the next 2 years, compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 6% per year but the company’s share price has increased by 7% per year, which means it is well ahead of earnings.
공고 • Jul 23Capital Bancorp, Inc. Declares Cash Dividend, Payable on August 21, 2024Capital Bancorp, Inc. declared a cash dividend on its common stock of $0.10 per share. The dividend is payable on August 21, 2024 to shareholders of record on August 5, 2024. The dividend declared of $0.10 is $0.02, or 25.0% higher than the prior quarter dividend reflecting the strength of earnings and capital position.
Valuation Update With 7 Day Price Move • Jul 17Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €21.40, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 33% over the past three years.
공고 • Jul 13Capital Bancorp, Inc. and Capital Bank, N.A. Appoint Dominic C. Canuso as New Chief Financial Officer, Effective July 15, 2024Capital Bank announced the appointment of Dominic C. Canuso, CFA, as the new Chief Financial Officer (CFO) for Capital Bancorp, Inc. and Capital Bank, N.A. A seasoned public company executive with a robust background in finance and operations, Mr. Canuso will officially join the organization on July 15, 2024. Dominic brings a wealth of experience to Capital Bank, having most recently served as EVP and CFO at WSFS Bank while also serving as the Executive Leader of the Cash Connect line of business. Over seven years, he was instrumental in driving the strategic direction of the bank including quadrupling the size of the bank, producing record profits, significantly enhancing technology solutions, and maturing operations. Prior to WSFS, Dominic spent nearly a decade at Barclays Bank, last serving as the line of business CFO for the US Credit Card business. Dominic has also previously worked at Advanta Bank and Arthur Andersen Consulting. Dominic is a CFA Charter holder and received both a Bachelor of Science in Finance and an Executive MBA in Strategy and Leadership from Villanova University.
공고 • May 08Capital Bank Appoints Jim Witty as Senior Vice President - Director of Contractor BankingCapital Bank announced the appointment of Jim Witty as Senior Vice President - Director of Contractor Banking. With a commercial banking career spanning over 30 years, many spent in leadership roles, Jim has a strong track record of helping businesses grow, driving strategic objectives, and fostering long-lasting relationships with his clients. In Jim’s new role, he will be leading strategic initiatives and fostering relationships within the contractor banking sector. Jim is passionate about giving back to the community. He currently serves as the Vice Chair and a Board member of Business Volunteers Maryland. Previously, he was the Chair and a Board member of the Maryland Zoo, served as Treasurer and a Board member for both the Irvine Nature Center and the Salvation Army Central Maryland Command.
Declared Dividend • Apr 29First quarter dividend of US$0.08 announcedShareholders will receive a dividend of US$0.08. Ex-date: 3rd May 2024 Payment date: 22nd May 2024 Dividend yield will be 1.7%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 17% per year over the past 3 years and payments have been stable during that time. EPS is expected to grow by 15% over the next year, which should provide support to the dividend and adequate earnings cover.
공고 • Apr 23+ 1 more updateCapital Bancorp, Inc. Declares Cash Dividend, Payable on May 22, 2024Capital Bancorp, Inc. declared a cash dividend on its common stock of $0.08per share. The dividend is payable on May 22, 2024 to shareholders of record on May 6, 2024.
Reported Earnings • Apr 23First quarter 2024 earnings released: EPS: US$0.47 (vs US$0.69 in 1Q 2023)First quarter 2024 results: EPS: US$0.47 (down from US$0.69 in 1Q 2023). Revenue: US$38.1m (down 1.9% from 1Q 2023). Net income: US$6.56m (down 33% from 1Q 2023). Profit margin: 17% (down from 25% in 1Q 2023). The decrease in margin was primarily driven by higher expenses. Revenue is forecast to grow 16% p.a. on average during the next 2 years, compared to a 3.3% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 2% per year whereas the company’s share price has remained flat.
공고 • Apr 03Capital Bancorp, Inc., Annual General Meeting, May 16, 2024Capital Bancorp, Inc., Annual General Meeting, May 16, 2024, at 16:00 Eastern Daylight. Location: 2275 Research Blvd., Suite 110 - Conference Center, Rockville, Maryland Maryland United States Agenda: To elect four Class I directors to serve for a three-year term ending at the 2027 annual meeting of stockholders or until their successor is duly elected and qualified; to conduct a non-binding advisory vote to approve the compensation of the Company's Named Executive Officers; to conduct a non-binding advisory vote on the frequency of future stockholder advisory votes to approve the compensation of the Company's Named Executive Officers; and to ratify the appointment of Elliott Davis, PLLC as the Company's independent registered public accounting firm for the fiscal year ending December 31, 2024.
공고 • Mar 30Capital Bancorp, Inc. (NasdaqGS:CBNK) entered into a definitive agreement to acquire Integrated Financial Holdings, Inc. (OTCPK:IFHI) for $66.3 million.Capital Bancorp, Inc. (NasdaqGS:CBNK) entered into a definitive agreement to acquire Integrated Financial Holdings, Inc. (OTCPK:IFHI) for $66.3 million on March 27, 2024. Under the terms of the merger agreement, IFH shareholders will, subject to certain adjustments, receive $5.36 in cash and 1.115 shares of CBNK common stock for each share of IFH common stock. Based on the closing price of Capital common stock of $20.00 on March 26, 2024, the implied per share purchase price, inclusive of the cash consideration, is $27.66. At closing, Capital shareholders will own approximately 84% and IFH shareholders will own approximately 16% of the combined company. Upon closing of the transaction, Marc McConnell, Chairman, President and CEO of IFH, will join the board of directors of Capital Bancorp, Inc. and Capital Bank. A. Riddick Skinner, EVP of Government Lending at IFH will join Capital Bank as Head of Government Guaranteed Lending Program. Melissa Marsal, EVP and Chief Operating Officer of IFH, will join Capital Bank in a leadership role. Mike Breckheimer, EVP and Chief Strategy Officer at IFH, will join Capital Bank as Head of Windsor Advantage. The transaction with IFH has been unanimously approved by both IFH’s and CBNK’s boards of directors and is subject to approval of Capital’s and IFH’s shareholders, regulatory approvals and the satisfaction of other customary closing conditions. The transaction is expected to be completed in the second half of 2024. Frank Sorrentino, Scott Studwell, Nate Mittag, Adam Cunningham and Ryan Crudeli of Stephens Inc. acted as financial advisor and fairness opinion provider to Capital Bancorp. Squire Patton Boggs (US) LLP acted as legal advisor to Capital Bancorp. Raymond James & Associates, Inc. acted as financial advisor to Integrated Financial Holdings. Wyrick Robbins Yates & Ponton LLP acted as legal advisor to Integrated Financial Holdings.
공고 • Mar 28Capital Bancorp, Inc. Appoints Marc McConnell as Board of DirectorCapital Bancorp, Inc. (CBNK or Capital) and Integrated Financial Holdings, Inc. (IFH) announced that they have entered into a definitive merger agreement under which CBNK will acquire IFH in a cash and stock transaction valued at $66 million, exclusive of the value of a dividend to be received by IFH shareholders at or immediately prior to closing. Upon closing of the transaction, Marc McConnell, Chairman, President and CEO of IFH, will join the board of directors of Capital Bancorp, Inc.
Reported Earnings • Mar 17Full year 2023 earnings released: EPS: US$2.56 (vs US$2.98 in FY 2022)Full year 2023 results: EPS: US$2.56 (down from US$2.98 in FY 2022). Revenue: US$157.0m (down 3.9% from FY 2022). Net income: US$35.9m (down 14% from FY 2022). Profit margin: 23% (down from 26% in FY 2022). Net interest margin (NIM): 6.60% (down from 6.92% in FY 2022). Non-performing loans: 0.84% (up from 0.56% in FY 2022). Revenue is forecast to grow 8.5% p.a. on average during the next 2 years, compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 5% per year and the company’s share price has also increased by 5% per year.
Declared Dividend • Jan 29Fourth quarter dividend of US$0.08 announcedShareholders will receive a dividend of US$0.08. Ex-date: 2nd February 2024 Payment date: 21st February 2024 Dividend yield will be 1.4%, which is lower than the industry average of 4.7%. Sustainability & Growth Dividend is well covered by earnings (12% payout ratio) and is expected to be well covered in 3 years' time (13% forecast payout ratio). The dividend has increased by an average of 17% per year over the past 3 years and payments have been stable during that time. EPS is expected to grow by 4.4% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Jan 23Full year 2023 earnings released: EPS: US$2.58 (vs US$2.98 in FY 2022)Full year 2023 results: EPS: US$2.58 (down from US$2.98 in FY 2022). Revenue: US$157.0m (down 3.9% from FY 2022). Net income: US$35.9m (down 14% from FY 2022). Profit margin: 23% (down from 26% in FY 2022). Revenue is forecast to grow 9.2% p.a. on average during the next 2 years, compared to a 2.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has increased by 22% per year, which means it is tracking significantly ahead of earnings growth.
공고 • Jan 23+ 1 more updateCapital Bancorp, Inc. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2023Capital Bancorp, Inc. reported net charge-offs for the fourth quarter ended December 31, 2023. For the quarter, the company reported total net charge-offs of $2,477,000 against $2,090,000 a year ago.
공고 • Oct 28Capital Bank Appoints Jacob Jake Dalaya as Chief Strategy OfficerCapital Bank announced the appointment of Mr. Jacob Jake Dalaya as its new Chief Strategy Officer (CSO). With substantial expertise in financial services, particularly in bank M&A and capital markets, Mr. Dalaya is well positioned to advance the bank's strategic growth and expansion. As CSO, Mr. Dalaya will collaborate with the CEO, Executive Management Team (EMT), and the Board of Directors. A significant part of his role involves partnering on the banks strategic planning process, identifying and implementing new revenue streams and enhancing current business lines. Mr. Dalaya will also leverage his experience in bank M&A and capital markets to spearhead the bank's M&A and investor relations strategies. In Mr. Dalaya's prior role at Webster Financial Corporation he played a key role in the execution of various strategic initiatives for the bank. Mr. Dalaya also spent several years in investment banking, including at Keefe, Bruyette &Woods as a Vice President and at J.P. Morgan Securities in various roles. During his time in investment banking, Mr. Dalaya helped lead M&A and capital raising transactions for financial institutions. Mr. Dalaya graduated with a bachelors degree in economics from New York University.
Reported Earnings • Oct 25Third quarter 2023 earnings released: EPS: US$0.70 (vs US$0.79 in 3Q 2022)Third quarter 2023 results: EPS: US$0.70 (down from US$0.79 in 3Q 2022). Revenue: US$40.8m (down 4.0% from 3Q 2022). Net income: US$9.79m (down 12% from 3Q 2022). Profit margin: 24% (down from 26% in 3Q 2022). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 8.2% p.a. on average during the next 3 years, compared to a 3.6% growth forecast for the Banks industry in Europe.
공고 • Oct 24Capital Bancorp, Inc. Declares Cash Dividend on Its Common Stock, Payable on November 22, 2023Capital Bancorp, Inc. declared a cash dividend on its common stock of $0.08 per share. The dividend is payable on November 22, 2023 to shareholders of record on November 6, 2023.
Recent Insider Transactions • Sep 12Independent Director recently bought €101k worth of stockOn the 7th of September, Mary Scully bought around 6k shares on-market at roughly €18.39 per share. This transaction increased Mary's direct individual holding by 1x at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €393k more in shares than they have sold in the last 12 months.
공고 • Jul 28+ 1 more updateCapital Bancorp, Inc. Declares Quarterly Dividend, Payable on August 23, 2023Capital Bancorp, Inc. declared a cash dividend on its common stock of $0.08 per share. The dividend is payable on August 23, 2023 to shareholders of record on August 7, 2023. The dividend declared of $0.08 is $0.02, or 33.3% higher than the prior quarter dividend.
Reported Earnings • Jul 28Second quarter 2023 earnings released: EPS: US$0.52 (vs US$0.82 in 2Q 2022)Second quarter 2023 results: EPS: US$0.52 (down from US$0.82 in 2Q 2022). Revenue: US$39.2m (down 6.1% from 2Q 2022). Net income: US$7.32m (down 36% from 2Q 2022). Profit margin: 19% (down from 28% in 2Q 2022). The decrease in margin was primarily driven by lower revenue. Revenue is forecast to grow 6.6% p.a. on average during the next 2 years, compared to a 4.0% growth forecast for the Banks industry in Europe.
공고 • Jul 15Mary Ann Scully, Joins Capital Bancorp, Inc.’s Board of DirectorsCapital Bancorp, Inc. announced the appointment of Mary Ann Scully, Dean of the Joseph A. Sellinger, S.J., School of Business and Management at Loyola University Maryland, as the newest member of its board of directors. With her extensive experience and remarkable achievements in the banking industry, Ms. Scully brings valuable insights and a strong leadership acumen to the board. A lifelong banker with over 40 years of diverse experience in the Maryland marketplace, she co-founded Howard Bank and served as its Chief Executive Officer and Chairperson of the board of directors until its merger with FNB of Pennsylvania in 2022. Under her leadership, she successfully led both organic growth initiatives and strategic acquisitions, positioning Howard Bank as the largest locally headquartered banking company in the Greater Baltimore region, with over $2 billion in assets. Prior to Howard Bank, Mary Ann held various senior positions at Allfirst Bank, where she played instrumental roles in regional banking, community banking, strategic planning, mergers and acquisitions, and international banking. In 2022, Mary Ann was honored as CEO of the Year by the Baltimore Business Journal, reflecting her enduring commitment to excellence. The same year, she was recognized by The Maryland Chamber of Commerce with her induction into the Business Hall of Fame. Named one of the Top 25 Women to Watch in Banking by American Banker, Ms. Scully was also awarded Industrialist of the Year 2018 from the Baltimore Museum of Industry, highlighting her lasting impact on the Baltimore business and banking community.
공고 • Jun 14+ 1 more updateCapital Bancorp, Inc. Announces Chief Financial Officer Changes, Effective June 26, 2023Capital Bancorp, Inc. announced the appointment of Jennings Walker as the new Chief Financial Officer (CFO) for Capital Bancorp, Inc. With an impressive background in accounting, corporate finance and strategy, Jay will officially join the organization on June 26, 2023, reporting directly to Ed Barry, the CEO. Jay brings a wealth of experience, having held key positions during his 12+ years at Seacoast Bank, a leading Florida headquartered public bank with assets exceeding $10 billion. Previously serving as EVP, Treasurer and Head of Corporate Strategy, he played a pivotal role in driving organic growth and helping lead several strategic mergers and acquisitions (M&A). Jay's experience also includes managing interest rate and liquidity risk, building robust financial infrastructure, and effectively navigating growth. Mr. Walker has a Master of Business Administration from the University of Florida and a Bachelor of Science degree in Accounting from Florida Gulf Coast University. Effective June 26, 2023, Connie Egan will step down from the role of the Company's Principal Financial and Accounting Officer.
Valuation Update With 7 Day Price Move • Jun 08Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €17.90, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 7x in the Banks industry in Europe. Total loss to shareholders of 14% over the past year.
공고 • May 05Capital Bancorp Declares Quarterly Cash Dividend Payable on May 31, 2023Capital Bancorp, Inc. announced that its Board of Directors has declared a cash dividend on its common stock of $0.06 per share. The dividend is payable on May 31, 2023 to shareholders of record as of May 15, 2023.
Recent Insider Transactions • Mar 20Independent Director recently bought €241k worth of stockOn the 14th of March, Randall Levitt bought around 15k shares on-market at roughly €16.09 per share. This transaction amounted to 1.2% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €268k more in shares than they have sold in the last 12 months.
Reported Earnings • Mar 17Full year 2022 earnings released: EPS: US$2.98 (vs US$2.90 in FY 2021)Full year 2022 results: EPS: US$2.98 (up from US$2.90 in FY 2021). Revenue: US$163.3m (flat on FY 2021). Net income: US$41.8m (up 4.6% from FY 2021). Profit margin: 26% (up from 24% in FY 2021). Net interest margin (NIM): 6.92% (up from 5.86% in FY 2021). Non-performing loans: 0.56% (down from 0.70% in FY 2021). Revenue is forecast to grow 7.1% p.a. on average during the next 2 years, compared to a 5.8% growth forecast for the Banks industry in Europe.
Valuation Update With 7 Day Price Move • Mar 15Investor sentiment deteriorates as stock falls 17%After last week's 17% share price decline to €15.10, the stock trades at a forward P/E ratio of 6x. Average forward P/E is 8x in the Banks industry in Europe. Total loss to shareholders of 27% over the past year.
Board Change • Feb 06Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 2 experienced directors. 6 highly experienced directors. Independent Director Jerome Bailey was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
공고 • Feb 03Capital Bancorp, Inc. Announces Board ChangesJoseph M. Greene has retired as a member of the Boards of Directors of Capital Bancorp, Inc. as well as from any committees of such Board of Directors on which he served, effective as of February 1, 2023. Mr. Greene served as a member of the Audit Committee and ESG Committee of the Company’s Board of Directors. Mr. Greene’s decision to retire did not involve any dispute or disagreement with Company management or the Board of Directors on any matter relating to the Company’s operations, policies or practices. The Board of Directors of the Company, upon the recommendation of its Nominating and Corporate Governance Committee, approved the appointment of Fred J. Lewis as a Class I director on the Company’s Board of Directors, effective as of February 1, 2023, to fill the vacancy following Mr. Greene’s retirement. Mr. Lewis currently serves as a member of the Board of Directors of the Company’s wholly-owned subsidiary, Capital Bank, N.A. Mr. Lewis joined the Bank Board in March of 2018 and serves as a member of the Loan Committee, Finance Committee, Strategic Innovations Committee, Special Assets Committee, Risk Committee, and ALCO. Mr. Lewis is considered an independent director under the applicable Securities and Exchange Commission and NASDAQ rules. As a Class I director, Mr. Lewis will be subject to re-election at the Company’s annual meeting of stockholders to be held in 2024.
공고 • Jan 28Capital Bancorp, Inc. Reports Net Charge-Offs for the Quarter Ended December 31, 2022Capital Bancorp, Inc. reported Net Charge-offs for the quarter ended December 31, 2022. for the quarter, the company reported Total Net Charge-offs of $2,090,000 as compared to $672,000 a year ago.
공고 • Jan 27Capital Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on February 22, 2023Capital Bancorp, Inc. announced that its Board of Directors has declared a cash dividend on its common stock of $0.06 per share. The dividend is payable on February 22, 2023 to shareholders of record as of February 6, 2023.
Reported Earnings • Jan 27Full year 2022 earnings released: EPS: US$2.98 (vs US$2.90 in FY 2021)Full year 2022 results: EPS: US$2.98 (up from US$2.90 in FY 2021). Revenue: US$163.3m (flat on FY 2021). Net income: US$41.8m (up 4.6% from FY 2021). Profit margin: 26% (up from 24% in FY 2021). Net interest margin (NIM): 6.92% (up from 5.86% in FY 2021). Non-performing loans: 0.56% (down from 0.70% in FY 2021). Revenue is forecast to grow 6.8% p.a. on average during the next 2 years, compared to a 5.2% growth forecast for the Banks industry in Europe.
공고 • Oct 27Capital Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on November 23, 2022Capital Bancorp, Inc. announced that its Board of Directors has declared a cash dividend on its common stock of $0.06 per share. The dividend is payable on November 23, 2022 to shareholders of record as of November 7, 2022.
Reported Earnings • Oct 21Third quarter 2022 earnings released: EPS: US$0.79 (vs US$0.81 in 3Q 2021)Third quarter 2022 results: EPS: US$0.79 (down from US$0.81 in 3Q 2021). Revenue: US$42.5m (down 2.6% from 3Q 2021). Net income: US$11.1m (flat on 3Q 2021). Profit margin: 26% (in line with 3Q 2021). Revenue is forecast to grow 8.1% p.a. on average during the next 2 years, compared to a 5.4% growth forecast for the Banks industry in Europe.
공고 • Oct 21Capital Bancorp, Inc. Announces Net Charge Off for the Third Quarter of 2022Capital Bancorp, Inc. announced net charge off for the third quarter of 2022. Net charge-offs for the quarter were $1.6 million, or 0.39% on an annualized basis of average portfolio loans, compared to $301,000, or 0.08% on an annualized basis of average loans for the third quarter of 2021.
공고 • Oct 12Capital Bank Announces Executive ChangesCapital Bank, N.A. named Steven M. Poynot as Chief Operating Officer, effective immediately. Poynot, formerly Executive Vice President and Chief Operating Officer of F&M Trust, brings to his new position significant experience in regional banking. Prior to his position at F&M Trust, Poynot was with Howard Bank where he served as Executive Vice President and Chief Information Officer, Director of Corporate Communications and Corporate Strategy. Poynot also worked in both deposit and loan operations as well Chief Credit Officer during his 17 years with Howard Bank. Karl Dicker, who formerly held the position of Chief Operating Officer, has been named President of OpenSky® & Fintech.
공고 • Jul 26+ 1 more updateCapital Bancorp, Inc. (NasdaqGS:CBNK) announces an Equity Buyback for 434,799 shares, representing 3.1% for $10 million.Capital Bancorp, Inc. (NasdaqGS:CBNK) announces a share repurchase program. Under the program, the company will repurchase up to 434,799 shares, representing 3.1% of its issued share capital for $10 million. The program will expire on December 31, 2023. As of July 22, 2022, the company had 14,025,758 issued and outstanding shares.
Reported Earnings • Jul 22Second quarter 2022 earnings released: EPS: US$0.82 (vs US$0.70 in 2Q 2021)Second quarter 2022 results: EPS: US$0.82 (up from US$0.70 in 2Q 2021). Revenue: US$41.7m (up 3.8% from 2Q 2021). Net income: US$11.5m (up 19% from 2Q 2021). Profit margin: 28% (up from 24% in 2Q 2021). The increase in margin was primarily driven by higher revenue. Over the next year, revenue is forecast to grow 8.9%, compared to a 14% growth forecast for the industry in Germany.
Upcoming Dividend • May 20Upcoming dividend of US$0.058 per shareEligible shareholders must have bought the stock before 27 May 2022. Payment date: 07 June 2022. Payout ratio is a comfortable 5.0% and this is well supported by cash flows. Trailing yield: 0.9%. Lower than top quartile of German dividend payers (4.4%). Lower than average of industry peers (6.6%).
Reported Earnings • May 12First quarter 2022 earnings released: EPS: US$0.73 (vs US$0.65 in 1Q 2021)First quarter 2022 results: EPS: US$0.73 (up from US$0.65 in 1Q 2021). Revenue: US$40.7m (up 7.3% from 1Q 2021). Net income: US$10.2m (up 14% from 1Q 2021). Profit margin: 25% (up from 24% in 1Q 2021). The increase in margin was driven by higher revenue. Over the next year, revenue is forecast to grow 7.2%, compared to a 15% growth forecast for the industry in Germany.
공고 • Apr 26Capital Bancorp Declares Quarterly Cash Dividend on Its Common Stock, Payable on May 25, 2022Capital Bancorp, Inc. announced that its Board of Directors has declared a cash dividend on its common stock of $0.05 per share. The dividend is payable on May 25, 2022 to shareholders of record as of May 9, 2022.
공고 • Apr 08Capital Bancorp, Inc., Annual General Meeting, May 19, 2022Capital Bancorp, Inc., Annual General Meeting, May 19, 2022, at 16:30 Eastern Daylight. Location: 2275 Research Blvd., Suite 110 - Conference Center Rockvillle Maryland United States Agenda: To elect four Class II directors to serve for a three-year term ending at the 2025 annual meeting of stockholders or until their successor is duly elected and qualified; and to ratify the appointment of Elliott Davis, PLLC as the Company’s independent registered public accounting firm for the fiscal year ending December 31, 2022.
Reported Earnings • Mar 16Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$2.90 (up from US$1.87 in FY 2020). Revenue: US$164.0m (up 23% from FY 2020). Net income: US$40.0m (up 55% from FY 2020). Profit margin: 24% (up from 19% in FY 2020). The increase in margin was driven by higher revenue. Net interest margin (NIM): 5.86% (up from 5.14% in FY 2020). Non-performing loans: 0.70% (up from 0.61% in FY 2020). Revenue was in line with analyst estimates. Over the next year, revenue is forecast to grow 8.8%, compared to a 8.9% growth forecast for the banks industry in Germany.
Upcoming Dividend • Jan 31Upcoming dividend of US$0.05 per shareEligible shareholders must have bought the stock before 07 February 2022. Payment date: 23 February 2022. Payout ratio is a comfortable 5.2% but the company is not cash flow positive. Trailing yield: 0.8%. Lower than top quartile of German dividend payers (3.4%). Lower than average of industry peers (3.4%).
Reported Earnings • Jan 30Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$2.90 (up from US$1.87 in FY 2020). Revenue: US$164.0m (up 23% from FY 2020). Net income: US$40.0m (up 55% from FY 2020). Profit margin: 24% (up from 19% in FY 2020). The increase in margin was driven by higher revenue. Net interest margin (NIM): 5.86% (up from 5.14% in FY 2020). Cost-to-income ratio: 65.8% (down from 68.0% in FY 2020). Non-performing loans: 0.70% (up from 0.61% in FY 2020). Revenue was in line with analyst estimates. Over the next year, revenue is forecast to grow 5.1%, compared to a 11% growth forecast for the banks industry in Germany.
Board Change • Jan 02Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 6 highly experienced directors. Independent Director Jody Greene was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Recent Insider Transactions • Oct 29Independent Director recently sold €101k worth of stockOn the 27th of October, Stephen Ashman sold around 4k shares on-market at roughly €22.44 per share. In the last 3 months, they made an even bigger sale worth €182k. Insiders have been net sellers, collectively disposing of €8.7m more than they bought in the last 12 months.
Reported Earnings • Oct 26Third quarter 2021 earnings released: EPS US$0.81 (vs US$0.61 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$43.7m (up 10% from 3Q 2020). Net income: US$11.2m (up 33% from 3Q 2020). Profit margin: 26% (up from 21% in 3Q 2020). The increase in margin was driven by higher revenue.
Recent Insider Transactions • Aug 25Independent Director recently sold €160k worth of stockOn the 23rd of August, Stephen Ashman sold around 8k shares on-market at roughly €20.39 per share. In the last 3 months, there was an even bigger sale from another insider worth €602k. Insiders have been net sellers, collectively disposing of €8.4m more than they bought in the last 12 months.
공고 • Jul 24Capital Bancorp, Inc. Announces Net Charge Offs for the Quarter Ended June 30, 2021Capital Bancorp, Inc. announced net charge offs for the quarter ended June 30, 2021. For the quarter, the company reported net charge-offs of $252,000 or 0.08% of average loans, compared to $134,000 or 0.05% of average loans on an annualized basis, for the second quarter of 2020.
Reported Earnings • Jul 23Second quarter 2021 earnings released: EPS US$0.70 (vs US$0.34 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$40.2m (up 38% from 2Q 2020). Net income: US$9.65m (up 103% from 2Q 2020). Profit margin: 24% (up from 16% in 2Q 2020). The increase in margin was driven by higher revenue.
Executive Departure • May 27Independent Director has left the companyOn the 20th of May, Michael Burke's tenure in the role of Independent Director ended. As of March 2021, Michael personally held 265.41k shares (€4.5m worth at the time). Michael is the only executive to leave the company over the last 12 months.
Recent Insider Transactions • May 26Independent Director recently sold €265k worth of stockOn the 21st of May, Stephen Ashman sold around 15k shares on-market at roughly €17.66 per share. In the last 3 months, they made an even bigger sale worth €744k. Insiders have been net sellers, collectively disposing of €5.6m more than they bought in the last 12 months.
Reported Earnings • May 12First quarter 2021 earnings released: EPS US$0.65 (vs US$0.21 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: US$37.9m (up 73% from 1Q 2020). Net income: US$8.98m (up 206% from 1Q 2020). Profit margin: 24% (up from 13% in 1Q 2020). The increase in margin was driven by higher revenue.
Recent Insider Transactions • Apr 28Independent Director recently sold €330k worth of stockOn the 26th of April, Michael Burke sold around 18k shares on-market at roughly €18.64 per share. In the last 3 months, there was an even bigger sale from another insider worth €744k. Insiders have been net sellers, collectively disposing of €3.0m more than they bought in the last 12 months.
공고 • Apr 24Capital Bancorp, Inc. Announces Net Charge Offs for the First Quarter Ended March 31, 2021Capital Bancorp, Inc. announced net charge offs for the first quarter ended March 31, 2021. For the quarter, the company reported net charge-offs of $388,000 or 0.12% of average loans on an annualized basis, compared to $197,000, or 0.07% of average loans on an annualized basis, for the first quarter of 2020.
Reported Earnings • Apr 24First quarter 2021 earnings released: EPS US$0.65 (vs US$0.21 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: US$37.9m (up 73% from 1Q 2020). Net income: US$8.98m (up 206% from 1Q 2020). Profit margin: 24% (up from 13% in 1Q 2020). The increase in margin was driven by higher revenue.
Reported Earnings • Mar 17Full year 2020 earnings released: EPS US$1.87 (vs US$1.23 in FY 2019)The company reported a solid full year result with improved earnings and revenues, although profit margins were flat. Full year 2020 results: Revenue: US$133.9m (up 50% from FY 2019). Net income: US$25.8m (up 53% from FY 2019). Profit margin: 19% (in line with FY 2019). Net interest margin (NIM): 5.14% (down from 5.51% in FY 2019). Cost-to-income ratio: 68.0% (down from 72.3% in FY 2019). Non-performing loans: 0.61% (up from 0.40% in FY 2019).