View Future GrowthBPER Banca 과거 순이익 실적과거 기준 점검 5/6BPER Banca은 연평균 19.9%의 비율로 수입이 증가해 온 반면, Banks 산업은 수입이 14.6% 증가했습니다. 매출은 연평균 20.3%의 비율로 증가했습니다. BPER Banca의 자기자본이익률은 10.9%이고 순이익률은 30.2%입니다.핵심 정보19.86%순이익 성장률14.83%주당순이익(EPS) 성장률Banks 산업 성장률10.63%매출 성장률20.35%자기자본이익률10.92%순이익률30.23%다음 순이익 업데이트05 Aug 2026최근 과거 실적 업데이트Reported Earnings • May 07First quarter 2026 earnings released: EPS: €0.26 (vs €0.31 in 1Q 2025)First quarter 2026 results: EPS: €0.26. Revenue: €1.64b (up 26% from 1Q 2025). Net income: €518.5m (up 17% from 1Q 2025). Profit margin: 32% (down from 34% in 1Q 2025). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 7.2% p.a. on average during the next 3 years, compared to a 6.7% growth forecast for the Banks industry in Europe.Reported Earnings • Apr 07Full year 2025 earnings released: EPS: €1.11 (vs €0.99 in FY 2024)Full year 2025 results: EPS: €1.11 (up from €0.99 in FY 2024). Revenue: €5.94b (up 15% from FY 2024). Net income: €1.82b (up 30% from FY 2024). Profit margin: 31% (up from 27% in FY 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 8.3% p.a. on average during the next 3 years, compared to a 6.4% growth forecast for the Banks industry in Europe.Reported Earnings • Feb 07Full year 2025 earnings released: EPS: €1.11 (vs €0.99 in FY 2024)Full year 2025 results: EPS: €1.11 (up from €0.99 in FY 2024). Revenue: €5.94b (up 15% from FY 2024). Net income: €1.82b (up 30% from FY 2024). Profit margin: 31% (up from 27% in FY 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 8.0% p.a. on average during the next 3 years, compared to a 5.6% growth forecast for the Banks industry in Europe.공시 • Jan 30+ 4 more updatesBPER Banca SpA to Report Q3, 2026 Results on Nov 04, 2026BPER Banca SpA announced that they will report Q3, 2026 results on Nov 04, 2026Reported Earnings • Nov 07Third quarter 2025 earnings released: EPS: €0.40 (vs €0.29 in 3Q 2024)Third quarter 2025 results: EPS: €0.40 (up from €0.29 in 3Q 2024). Revenue: €1.68b (up 35% from 3Q 2024). Net income: €569.2m (up 38% from 3Q 2024). Profit margin: 34% (in line with 3Q 2024). Revenue is forecast to grow 8.7% p.a. on average during the next 3 years, compared to a 5.1% growth forecast for the Banks industry in Europe.Reported Earnings • Sep 23Second quarter 2025 earnings released: EPS: €0.33 (vs €0.19 in 2Q 2024)Second quarter 2025 results: EPS: €0.33 (up from €0.19 in 2Q 2024). Revenue: €1.32b (up 1.5% from 2Q 2024). Net income: €460.5m (up 73% from 2Q 2024). Profit margin: 35% (up from 21% in 2Q 2024). The increase in margin was primarily driven by lower expenses. Revenue is forecast to grow 9.5% p.a. on average during the next 3 years, compared to a 4.4% growth forecast for the Banks industry in Europe.모든 업데이트 보기Recent updatesUpcoming Dividend • May 11Upcoming dividend of €0.56 per shareEligible shareholders must have bought the stock before 18 May 2026. Payment date: 20 May 2026. Payout ratio is a comfortable 59% and this is well supported by cash flows. Trailing yield: 5.2%. Within top quartile of German dividend payers (4.6%). Higher than average of industry peers (4.7%).Reported Earnings • May 07First quarter 2026 earnings released: EPS: €0.26 (vs €0.31 in 1Q 2025)First quarter 2026 results: EPS: €0.26. Revenue: €1.64b (up 26% from 1Q 2025). Net income: €518.5m (up 17% from 1Q 2025). Profit margin: 32% (down from 34% in 1Q 2025). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 7.2% p.a. on average during the next 3 years, compared to a 6.7% growth forecast for the Banks industry in Europe.New Risk • May 02New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 8.6% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Shareholders have been substantially diluted in the past year (47% increase in shares outstanding). Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Share price has been volatile over the past 3 months (8.6% average weekly change).Reported Earnings • Apr 07Full year 2025 earnings released: EPS: €1.11 (vs €0.99 in FY 2024)Full year 2025 results: EPS: €1.11 (up from €0.99 in FY 2024). Revenue: €5.94b (up 15% from FY 2024). Net income: €1.82b (up 30% from FY 2024). Profit margin: 31% (up from 27% in FY 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 8.3% p.a. on average during the next 3 years, compared to a 6.4% growth forecast for the Banks industry in Europe.공시 • Mar 23BPER Banca SpA, Annual General Meeting, Apr 23, 2026BPER Banca SpA, Annual General Meeting, Apr 23, 2026, at 09:30 W. Europe Standard Time.공시 • Feb 26Banca di Credito Cooperativo di Busto Garolfo e Buguggiate - Società Cooperativa and Cassa Rurale ed Artigiana di Cantù Banca di Credito Cooperativo Società Cooperativa signed an agreement to acquire Five branches of BPER Banca SpA (BIT:BPE).Banca di Credito Cooperativo di Busto Garolfo e Buguggiate - Società Cooperativa and Cassa Rurale ed Artigiana di Cantù Banca di Credito Cooperativo Società Cooperativa signed an agreement to acquire Five branches of BPER Banca SpA (BIT:BPE) on February 24, 2026. In related transaction, Banca di Credito Cooperativo di Busto Garolfo e Buguggiate - Società Cooperativa and Cassa Rurale ed Artigiana di Cantù Banca di Credito Cooperativo Società Cooperativa signed an agreement to acquire one branch of Banca Popolare di Sondrio. As a condition precedent, closing is subject to obtaining the required legal authorisations and completing the merger by absorption of Banca Popolare di Sondrio into BPER. PricewaterhouseCoopers Business Services S.r.l. acted as financial advisor to BPER Banca SpA. KPMG Advisory S.p.A. acted as financial advisor to Cassa Rurale ed Artigiana di Cantù Banca di Credito Cooperativo Società Cooperativa and Banca di Credito Cooperativo di Busto Garolfo e Buguggiate - Società Cooperativa. KPMG Advisory S.p.A. acted as due diligence provider to Cassa Rurale ed Artigiana di Cantù Banca di Credito Cooperativo Società Cooperativa and Banca di Credito Cooperativo di Busto Garolfo e Buguggiate - Società Cooperativa. Gianni & Origoni Law Firm acted as legal advisor to Cassa Rurale ed Artigiana di Cantù Banca di Credito Cooperativo Società Cooperativa and Banca di Credito Cooperativo di Busto Garolfo e Buguggiate - Società Cooperativa.Buy Or Sell Opportunity • Feb 13Now 26% undervaluedOver the last 90 days, the stock has risen 7.3% to €11.61. The fair value is estimated to be €15.67, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 12% over the last 3 years. Earnings per share has grown by 6.9%. For the next 3 years, revenue is forecast to grow by 8.0% per annum. Earnings are also forecast to grow by 11% per annum over the same time period.Reported Earnings • Feb 07Full year 2025 earnings released: EPS: €1.11 (vs €0.99 in FY 2024)Full year 2025 results: EPS: €1.11 (up from €0.99 in FY 2024). Revenue: €5.94b (up 15% from FY 2024). Net income: €1.82b (up 30% from FY 2024). Profit margin: 31% (up from 27% in FY 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 8.0% p.a. on average during the next 3 years, compared to a 5.6% growth forecast for the Banks industry in Europe.공시 • Jan 30+ 4 more updatesBPER Banca SpA to Report Q3, 2026 Results on Nov 04, 2026BPER Banca SpA announced that they will report Q3, 2026 results on Nov 04, 2026공시 • Jan 13Er Income Fund 6, a fund managed by Europa Risorse SGR acquired Real Estate Properties and Land in Portogruaro from BPER Banca SpA (BIT:BPE).Er Income Fund 6, a fund managed by Europa Risorse SGR acquired Real Estate Properties and Land in Portogruaro from BPER Banca SpA (BIT:BPE) on January 12, 2026. Alessandro de Botton and Lorenzo Caruccio of Molinari E Associati acted as legal advisor for Europa Risorse SGR. Studio Legale Associato in Association with Simmons & Simmons acted as legal advisor for BPER Banca SpA. Er Income Fund 6, a fund managed by Europa Risorse SGR completed the acquisition of Real Estate Properties and Land in Portogruaro from BPER Banca SpA (BIT:BPE) on January 12, 2026.Buy Or Sell Opportunity • Nov 18Now 21% undervaluedThe stock has been flat over the last 90 days, currently trading at €10.03. The fair value is estimated to be €12.77, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 14% over the last 3 years. Earnings per share has grown by 6.1%. For the next 3 years, revenue is forecast to grow by 8.2% per annum. Earnings are also forecast to grow by 12% per annum over the same time period.Upcoming Dividend • Nov 17Upcoming dividend of €0.10 per shareEligible shareholders must have bought the stock before 24 November 2025. Payment date: 26 November 2025. Payout ratio is a comfortable 63% but the company is not cash flow positive. Trailing yield: 5.8%. Within top quartile of German dividend payers (4.6%). Higher than average of industry peers (4.7%).Reported Earnings • Nov 07Third quarter 2025 earnings released: EPS: €0.40 (vs €0.29 in 3Q 2024)Third quarter 2025 results: EPS: €0.40 (up from €0.29 in 3Q 2024). Revenue: €1.68b (up 35% from 3Q 2024). Net income: €569.2m (up 38% from 3Q 2024). Profit margin: 34% (in line with 3Q 2024). Revenue is forecast to grow 8.7% p.a. on average during the next 3 years, compared to a 5.1% growth forecast for the Banks industry in Europe.Buy Or Sell Opportunity • Oct 24Now 22% undervaluedThe stock has been flat over the last 90 days, currently trading at €9.62. The fair value is estimated to be €12.28, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 16% over the last 3 years. Earnings per share has grown by 4.2%. For the next 3 years, revenue is forecast to grow by 9.7% per annum. Earnings are also forecast to grow by 13% per annum over the same time period.Reported Earnings • Sep 23Second quarter 2025 earnings released: EPS: €0.33 (vs €0.19 in 2Q 2024)Second quarter 2025 results: EPS: €0.33 (up from €0.19 in 2Q 2024). Revenue: €1.32b (up 1.5% from 2Q 2024). Net income: €460.5m (up 73% from 2Q 2024). Profit margin: 35% (up from 21% in 2Q 2024). The increase in margin was primarily driven by lower expenses. Revenue is forecast to grow 9.5% p.a. on average during the next 3 years, compared to a 4.4% growth forecast for the Banks industry in Europe.매출 및 비용 세부 내역BPER Banca가 돈을 벌고 사용하는 방법. 최근 발표된 LTM 실적 기준.순이익 및 매출 추이XTRA:4BE 매출, 비용 및 순이익 (EUR Millions)날짜매출순이익일반관리비연구개발비31 Mar 266,2661,8942,826031 Dec 255,9381,8182,694030 Sep 255,7111,7442,714030 Jun 255,2731,5822,559031 Mar 255,2511,3882,777031 Dec 245,1571,4032,861030 Sep 245,1381,5692,835030 Jun 245,1551,5392,954031 Mar 245,0421,6862,734031 Dec 234,9201,5192,680030 Sep 234,7601,0702,897030 Jun 234,3807693,024031 Mar 234,0001,6272,975031 Dec 223,6281,4492,845030 Sep 223,2271,4052,728030 Jun 223,0881,4082,446031 Mar 222,9702382,423031 Dec 212,5265252,374030 Sep 212,2686242,004030 Jun 212,0476361,825031 Mar 211,8116311,672031 Dec 201,9232371,566030 Sep 201,898561,710030 Jun 201,8483821,732031 Mar 201,8013381,681031 Dec 191,7743801,606030 Sep 191,6315671,392030 Jun 191,5711951,317031 Mar 191,6041991,333031 Dec 181,8104021,325030 Sep 181,8523861,307030 Jun 181,8053651,303031 Mar 181,6214131,216031 Dec 171,3401761,234030 Sep 171,209621,217030 Jun 171,199691,196031 Mar 171,309-21,258031 Dec 161,342141,223030 Sep 161,5662391,116030 Jun 161,5752121,094031 Mar 161,5742061,122031 Dec 151,5872211,056030 Sep 151,377371,165030 Jun 151,356521,1680양질의 수익: 4BE는 고품질 수익을 보유하고 있습니다.이익 마진 증가: 4BE의 현재 순 이익률 (30.2%)은 지난해 (26.4%)보다 높습니다.잉여현금흐름 대비 순이익 분석과거 순이익 성장 분석수익추이: 4BE의 수익은 지난 5년 동안 연평균 19.9% 증가했습니다.성장 가속화: 지난 1년간 4BE 의 수익 증가율(36.4%)은 연간 평균(19.9%)을 초과합니다.수익 대 산업: 4BE의 지난 1년 수익 증가율(36.4%)은 Banks 업계의 0.9%를 상회했습니다.자기자본이익률높은 ROE: 4BE의 자본 수익률(10.9%)은 낮음으로 평가됩니다.총자산이익률투하자본수익률우수한 과거 실적 기업을 찾아보세요7D1Y7D1Y7D1YBanks 산업에서 과거 실적이 우수한 기업.View Financial Health기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/06/11 21:31종가2026/06/09 00:00수익2026/03/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스BPER Banca SpA는 22명의 분석가가 다루고 있습니다. 이 중 9명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Irene RossettoBanca Akros S.p.A. (ESN)Juan Lopez CoboBanco SantanderPaola SabbioneBarclays19명의 분석가 더 보기
Reported Earnings • May 07First quarter 2026 earnings released: EPS: €0.26 (vs €0.31 in 1Q 2025)First quarter 2026 results: EPS: €0.26. Revenue: €1.64b (up 26% from 1Q 2025). Net income: €518.5m (up 17% from 1Q 2025). Profit margin: 32% (down from 34% in 1Q 2025). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 7.2% p.a. on average during the next 3 years, compared to a 6.7% growth forecast for the Banks industry in Europe.
Reported Earnings • Apr 07Full year 2025 earnings released: EPS: €1.11 (vs €0.99 in FY 2024)Full year 2025 results: EPS: €1.11 (up from €0.99 in FY 2024). Revenue: €5.94b (up 15% from FY 2024). Net income: €1.82b (up 30% from FY 2024). Profit margin: 31% (up from 27% in FY 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 8.3% p.a. on average during the next 3 years, compared to a 6.4% growth forecast for the Banks industry in Europe.
Reported Earnings • Feb 07Full year 2025 earnings released: EPS: €1.11 (vs €0.99 in FY 2024)Full year 2025 results: EPS: €1.11 (up from €0.99 in FY 2024). Revenue: €5.94b (up 15% from FY 2024). Net income: €1.82b (up 30% from FY 2024). Profit margin: 31% (up from 27% in FY 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 8.0% p.a. on average during the next 3 years, compared to a 5.6% growth forecast for the Banks industry in Europe.
공시 • Jan 30+ 4 more updatesBPER Banca SpA to Report Q3, 2026 Results on Nov 04, 2026BPER Banca SpA announced that they will report Q3, 2026 results on Nov 04, 2026
Reported Earnings • Nov 07Third quarter 2025 earnings released: EPS: €0.40 (vs €0.29 in 3Q 2024)Third quarter 2025 results: EPS: €0.40 (up from €0.29 in 3Q 2024). Revenue: €1.68b (up 35% from 3Q 2024). Net income: €569.2m (up 38% from 3Q 2024). Profit margin: 34% (in line with 3Q 2024). Revenue is forecast to grow 8.7% p.a. on average during the next 3 years, compared to a 5.1% growth forecast for the Banks industry in Europe.
Reported Earnings • Sep 23Second quarter 2025 earnings released: EPS: €0.33 (vs €0.19 in 2Q 2024)Second quarter 2025 results: EPS: €0.33 (up from €0.19 in 2Q 2024). Revenue: €1.32b (up 1.5% from 2Q 2024). Net income: €460.5m (up 73% from 2Q 2024). Profit margin: 35% (up from 21% in 2Q 2024). The increase in margin was primarily driven by lower expenses. Revenue is forecast to grow 9.5% p.a. on average during the next 3 years, compared to a 4.4% growth forecast for the Banks industry in Europe.
Upcoming Dividend • May 11Upcoming dividend of €0.56 per shareEligible shareholders must have bought the stock before 18 May 2026. Payment date: 20 May 2026. Payout ratio is a comfortable 59% and this is well supported by cash flows. Trailing yield: 5.2%. Within top quartile of German dividend payers (4.6%). Higher than average of industry peers (4.7%).
Reported Earnings • May 07First quarter 2026 earnings released: EPS: €0.26 (vs €0.31 in 1Q 2025)First quarter 2026 results: EPS: €0.26. Revenue: €1.64b (up 26% from 1Q 2025). Net income: €518.5m (up 17% from 1Q 2025). Profit margin: 32% (down from 34% in 1Q 2025). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 7.2% p.a. on average during the next 3 years, compared to a 6.7% growth forecast for the Banks industry in Europe.
New Risk • May 02New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 8.6% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Shareholders have been substantially diluted in the past year (47% increase in shares outstanding). Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Share price has been volatile over the past 3 months (8.6% average weekly change).
Reported Earnings • Apr 07Full year 2025 earnings released: EPS: €1.11 (vs €0.99 in FY 2024)Full year 2025 results: EPS: €1.11 (up from €0.99 in FY 2024). Revenue: €5.94b (up 15% from FY 2024). Net income: €1.82b (up 30% from FY 2024). Profit margin: 31% (up from 27% in FY 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 8.3% p.a. on average during the next 3 years, compared to a 6.4% growth forecast for the Banks industry in Europe.
공시 • Mar 23BPER Banca SpA, Annual General Meeting, Apr 23, 2026BPER Banca SpA, Annual General Meeting, Apr 23, 2026, at 09:30 W. Europe Standard Time.
공시 • Feb 26Banca di Credito Cooperativo di Busto Garolfo e Buguggiate - Società Cooperativa and Cassa Rurale ed Artigiana di Cantù Banca di Credito Cooperativo Società Cooperativa signed an agreement to acquire Five branches of BPER Banca SpA (BIT:BPE).Banca di Credito Cooperativo di Busto Garolfo e Buguggiate - Società Cooperativa and Cassa Rurale ed Artigiana di Cantù Banca di Credito Cooperativo Società Cooperativa signed an agreement to acquire Five branches of BPER Banca SpA (BIT:BPE) on February 24, 2026. In related transaction, Banca di Credito Cooperativo di Busto Garolfo e Buguggiate - Società Cooperativa and Cassa Rurale ed Artigiana di Cantù Banca di Credito Cooperativo Società Cooperativa signed an agreement to acquire one branch of Banca Popolare di Sondrio. As a condition precedent, closing is subject to obtaining the required legal authorisations and completing the merger by absorption of Banca Popolare di Sondrio into BPER. PricewaterhouseCoopers Business Services S.r.l. acted as financial advisor to BPER Banca SpA. KPMG Advisory S.p.A. acted as financial advisor to Cassa Rurale ed Artigiana di Cantù Banca di Credito Cooperativo Società Cooperativa and Banca di Credito Cooperativo di Busto Garolfo e Buguggiate - Società Cooperativa. KPMG Advisory S.p.A. acted as due diligence provider to Cassa Rurale ed Artigiana di Cantù Banca di Credito Cooperativo Società Cooperativa and Banca di Credito Cooperativo di Busto Garolfo e Buguggiate - Società Cooperativa. Gianni & Origoni Law Firm acted as legal advisor to Cassa Rurale ed Artigiana di Cantù Banca di Credito Cooperativo Società Cooperativa and Banca di Credito Cooperativo di Busto Garolfo e Buguggiate - Società Cooperativa.
Buy Or Sell Opportunity • Feb 13Now 26% undervaluedOver the last 90 days, the stock has risen 7.3% to €11.61. The fair value is estimated to be €15.67, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 12% over the last 3 years. Earnings per share has grown by 6.9%. For the next 3 years, revenue is forecast to grow by 8.0% per annum. Earnings are also forecast to grow by 11% per annum over the same time period.
Reported Earnings • Feb 07Full year 2025 earnings released: EPS: €1.11 (vs €0.99 in FY 2024)Full year 2025 results: EPS: €1.11 (up from €0.99 in FY 2024). Revenue: €5.94b (up 15% from FY 2024). Net income: €1.82b (up 30% from FY 2024). Profit margin: 31% (up from 27% in FY 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 8.0% p.a. on average during the next 3 years, compared to a 5.6% growth forecast for the Banks industry in Europe.
공시 • Jan 30+ 4 more updatesBPER Banca SpA to Report Q3, 2026 Results on Nov 04, 2026BPER Banca SpA announced that they will report Q3, 2026 results on Nov 04, 2026
공시 • Jan 13Er Income Fund 6, a fund managed by Europa Risorse SGR acquired Real Estate Properties and Land in Portogruaro from BPER Banca SpA (BIT:BPE).Er Income Fund 6, a fund managed by Europa Risorse SGR acquired Real Estate Properties and Land in Portogruaro from BPER Banca SpA (BIT:BPE) on January 12, 2026. Alessandro de Botton and Lorenzo Caruccio of Molinari E Associati acted as legal advisor for Europa Risorse SGR. Studio Legale Associato in Association with Simmons & Simmons acted as legal advisor for BPER Banca SpA. Er Income Fund 6, a fund managed by Europa Risorse SGR completed the acquisition of Real Estate Properties and Land in Portogruaro from BPER Banca SpA (BIT:BPE) on January 12, 2026.
Buy Or Sell Opportunity • Nov 18Now 21% undervaluedThe stock has been flat over the last 90 days, currently trading at €10.03. The fair value is estimated to be €12.77, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 14% over the last 3 years. Earnings per share has grown by 6.1%. For the next 3 years, revenue is forecast to grow by 8.2% per annum. Earnings are also forecast to grow by 12% per annum over the same time period.
Upcoming Dividend • Nov 17Upcoming dividend of €0.10 per shareEligible shareholders must have bought the stock before 24 November 2025. Payment date: 26 November 2025. Payout ratio is a comfortable 63% but the company is not cash flow positive. Trailing yield: 5.8%. Within top quartile of German dividend payers (4.6%). Higher than average of industry peers (4.7%).
Reported Earnings • Nov 07Third quarter 2025 earnings released: EPS: €0.40 (vs €0.29 in 3Q 2024)Third quarter 2025 results: EPS: €0.40 (up from €0.29 in 3Q 2024). Revenue: €1.68b (up 35% from 3Q 2024). Net income: €569.2m (up 38% from 3Q 2024). Profit margin: 34% (in line with 3Q 2024). Revenue is forecast to grow 8.7% p.a. on average during the next 3 years, compared to a 5.1% growth forecast for the Banks industry in Europe.
Buy Or Sell Opportunity • Oct 24Now 22% undervaluedThe stock has been flat over the last 90 days, currently trading at €9.62. The fair value is estimated to be €12.28, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 16% over the last 3 years. Earnings per share has grown by 4.2%. For the next 3 years, revenue is forecast to grow by 9.7% per annum. Earnings are also forecast to grow by 13% per annum over the same time period.
Reported Earnings • Sep 23Second quarter 2025 earnings released: EPS: €0.33 (vs €0.19 in 2Q 2024)Second quarter 2025 results: EPS: €0.33 (up from €0.19 in 2Q 2024). Revenue: €1.32b (up 1.5% from 2Q 2024). Net income: €460.5m (up 73% from 2Q 2024). Profit margin: 35% (up from 21% in 2Q 2024). The increase in margin was primarily driven by lower expenses. Revenue is forecast to grow 9.5% p.a. on average during the next 3 years, compared to a 4.4% growth forecast for the Banks industry in Europe.