View Future GrowthAGI 과거 순이익 실적과거 기준 점검 3/6AGI은 연평균 36.6%의 비율로 수입이 증가해 온 반면, Banks 산업은 수입이 13.3% 증가했습니다. 매출은 연평균 2.4%의 비율로 증가했습니다. AGI의 자기자본이익률은 18.8%이고 순이익률은 24%입니다.핵심 정보36.64%순이익 성장률21.38%주당순이익(EPS) 성장률Banks 산업 성장률10.63%매출 성장률2.40%자기자본이익률18.83%순이익률24.00%최근 순이익 업데이트31 Mar 2026최근 과거 실적 업데이트공고 • Apr 20AGI Inc to Report Q1, 2026 Results on May 05, 2026AGI Inc announced that they will report Q1, 2026 results at 4:00 PM, US Eastern Standard Time on May 05, 2026공고 • Mar 13AGI Inc to Report Q4, 2025 Results on Mar 23, 2026AGI Inc announced that they will report Q4, 2025 results After-Market on Mar 23, 2026모든 업데이트 보기Recent updates공고 • Aug 05Agibank Launches Agi+ Subscription Platform Extending Services Beyond Financial TransactionsAgibank announced the launch of Agi+, a strategic milestone in its journey to become a subscription bank. The new platform extends the customer relationship beyond traditional credit and financial transactions, offering recurring services tailored to daily needs. Agi+ bundles health and dental benefits, home and pet assistance, mobile phone services, elderly care, and shopping discounts into a single monthly fee. With plans ranging from BRL 39.90 to BRL 59.90, the subscription is designed to offer convenience, predictability, and cost savings to middle- and low-income demographics, while increasing Agibank’s presence in the daily lives of its customers. With the BRL 39.90 plan, customers can save up to BRL 1,500 per year—an amount equivalent to approximately three times the total annual cost of the subscription, depending on benefit utilization. The product is not positioned as a debt-relief solution, but rather as a tool to help families mitigate the impact of everyday life and unexpected expenses on their household budgets. The product contributes to the diversification of Agibank’s revenue streams, reducing reliance on credit and transactional products. The subscription model also provides potential for greater revenue predictability, churn reduction, and increased interaction frequency, reinforcing the bank’s growth thesis based on scale, proximity, and deep customer intelligence. With Agi+, Agibank continues to build a hybrid ecosystem that combines digital efficiency, the personal touch of face-to-face service, and an expanding layer of subscription-based services. The strategy aims to make the bank a more integrated part of the daily lives of Brazilian families while simultaneously driving long-term value creation for the business.공고 • Apr 20AGI Inc to Report Q1, 2026 Results on May 05, 2026AGI Inc announced that they will report Q1, 2026 results at 4:00 PM, US Eastern Standard Time on May 05, 2026Board Change • Mar 31Less than half of directors are independentThere are 6 new directors who have joined the board in the last 3 years. Of these new board members, 1 was an independent director. The company's board is composed of: 6 new directors. No experienced directors. 1 highly experienced director. 1 independent director (6 non-independent directors). Founder, CEO & Chairman Marciano Testa is the most experienced director on the board, commencing their role in 2018. Independent Director Aod Cunha de Moraes was the last independent director to join the board, commencing their role in 2026. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity. Lack of experienced directors.공고 • Mar 13AGI Inc to Report Q4, 2025 Results on Mar 23, 2026AGI Inc announced that they will report Q4, 2025 results After-Market on Mar 23, 2026New Risk • Feb 17New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 25% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. Currently, the following risks have been identified for the company: Major Risk Shares are highly illiquid. Minor Risk Large one-off items impacting financial results.Board Change • Feb 13Less than half of directors are independentThere are 6 new directors who have joined the board in the last 3 years. Of these new board members, 1 was an independent director. The company's board is composed of: 6 new directors. 1 experienced director. No highly experienced directors. 1 independent director (6 non-independent directors). Founder, CEO & Chairman Marciano Testa is the most experienced director on the board, commencing their role in 2018. Independent Director Aod Cunha de Moraes was the last independent director to join the board, commencing their role in 2026. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity. Lack of experienced directors.매출 및 비용 세부 내역AGI가 돈을 벌고 사용하는 방법. 최근 발표된 LTM 실적 기준.순이익 및 매출 추이DUSE:GC6 매출, 비용 및 순이익 (BRL Millions)날짜매출순이익일반관리비연구개발비31 Mar 263,643874572031 Dec 253,8861,038559030 Sep 253,9881,018528031 Dec 243,346791504031 Dec 232,292422473031 Dec 221,6531684340양질의 수익: GC6는 고품질 수익을 보유하고 있습니다.이익 마진 증가: GC6의 현재 순 이익률 (24%)은 지난해 (24.3%)보다 낮습니다.잉여현금흐름 대비 순이익 분석과거 순이익 성장 분석수익추이: GC6의 수익은 지난 5년 동안 연평균 36.6%로 크게 증가했습니다.성장 가속화: 지난 1년간 GC6 의 수익 증가율(1%)은 5년 평균(연간 36.6%)보다 낮습니다.수익 대 산업: GC6의 지난 1년 수익 증가율(1%)은 Banks 업계의 1.9%를 상회했습니다.자기자본이익률높은 ROE: GC6의 자본 수익률(18.8%)은 낮음으로 평가됩니다.총자산이익률투하자본수익률우수한 과거 실적 기업을 찾아보세요7D1Y7D1Y7D1YBanks 산업에서 과거 실적이 우수한 기업.View Financial Health기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/06/28 15:19종가2026/03/31 00:00수익2026/03/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델의 세부 정보는 당사의 GitHub 페이지에서 확인하실 수 있습니다. 또한 보고서 사용 방법에 대한 가이드와 YouTube 튜토리얼도 제공하고 있습니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스AGI Inc는 11명의 분석가가 다루고 있습니다. 이 중 10명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Marcelo MizrahiBradesco S.A. Corretora de Títulos e Valores MobiliáriosEduardo RosmanBTG PactualGustavo SchrodenCitigroup Inc8명의 분석가 더 보기
공고 • Apr 20AGI Inc to Report Q1, 2026 Results on May 05, 2026AGI Inc announced that they will report Q1, 2026 results at 4:00 PM, US Eastern Standard Time on May 05, 2026
공고 • Mar 13AGI Inc to Report Q4, 2025 Results on Mar 23, 2026AGI Inc announced that they will report Q4, 2025 results After-Market on Mar 23, 2026
공고 • Aug 05Agibank Launches Agi+ Subscription Platform Extending Services Beyond Financial TransactionsAgibank announced the launch of Agi+, a strategic milestone in its journey to become a subscription bank. The new platform extends the customer relationship beyond traditional credit and financial transactions, offering recurring services tailored to daily needs. Agi+ bundles health and dental benefits, home and pet assistance, mobile phone services, elderly care, and shopping discounts into a single monthly fee. With plans ranging from BRL 39.90 to BRL 59.90, the subscription is designed to offer convenience, predictability, and cost savings to middle- and low-income demographics, while increasing Agibank’s presence in the daily lives of its customers. With the BRL 39.90 plan, customers can save up to BRL 1,500 per year—an amount equivalent to approximately three times the total annual cost of the subscription, depending on benefit utilization. The product is not positioned as a debt-relief solution, but rather as a tool to help families mitigate the impact of everyday life and unexpected expenses on their household budgets. The product contributes to the diversification of Agibank’s revenue streams, reducing reliance on credit and transactional products. The subscription model also provides potential for greater revenue predictability, churn reduction, and increased interaction frequency, reinforcing the bank’s growth thesis based on scale, proximity, and deep customer intelligence. With Agi+, Agibank continues to build a hybrid ecosystem that combines digital efficiency, the personal touch of face-to-face service, and an expanding layer of subscription-based services. The strategy aims to make the bank a more integrated part of the daily lives of Brazilian families while simultaneously driving long-term value creation for the business.
공고 • Apr 20AGI Inc to Report Q1, 2026 Results on May 05, 2026AGI Inc announced that they will report Q1, 2026 results at 4:00 PM, US Eastern Standard Time on May 05, 2026
Board Change • Mar 31Less than half of directors are independentThere are 6 new directors who have joined the board in the last 3 years. Of these new board members, 1 was an independent director. The company's board is composed of: 6 new directors. No experienced directors. 1 highly experienced director. 1 independent director (6 non-independent directors). Founder, CEO & Chairman Marciano Testa is the most experienced director on the board, commencing their role in 2018. Independent Director Aod Cunha de Moraes was the last independent director to join the board, commencing their role in 2026. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity. Lack of experienced directors.
공고 • Mar 13AGI Inc to Report Q4, 2025 Results on Mar 23, 2026AGI Inc announced that they will report Q4, 2025 results After-Market on Mar 23, 2026
New Risk • Feb 17New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 25% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. Currently, the following risks have been identified for the company: Major Risk Shares are highly illiquid. Minor Risk Large one-off items impacting financial results.
Board Change • Feb 13Less than half of directors are independentThere are 6 new directors who have joined the board in the last 3 years. Of these new board members, 1 was an independent director. The company's board is composed of: 6 new directors. 1 experienced director. No highly experienced directors. 1 independent director (6 non-independent directors). Founder, CEO & Chairman Marciano Testa is the most experienced director on the board, commencing their role in 2018. Independent Director Aod Cunha de Moraes was the last independent director to join the board, commencing their role in 2026. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity. Lack of experienced directors.