View Future GrowthThis company listing is no longer activeThis company may still be operating, however this listing is no longer active. Find out why through their latest events.See Latest EventsTemenos 과거 순이익 실적과거 기준 점검 4/6Temenos은 연평균 1%의 비율로 수입이 증가해 온 반면, Software 산업은 수입이 12.8% 증가했습니다. 매출은 연평균 3%의 비율로 증가했습니다. Temenos의 자기자본이익률은 56.5%이고 순이익률은 27.8%입니다.핵심 정보1.02%순이익 성장률1.01%주당순이익(EPS) 성장률Software 산업 성장률14.86%매출 성장률2.97%자기자본이익률56.51%순이익률27.83%다음 순이익 업데이트08 Sep 2025최근 과거 실적 업데이트공시 • May 31+ 5 more updatesTemenos AG to Report Q3, 2026 Results on Oct 27, 2026Temenos AG announced that they will report Q3, 2026 results on Oct 27, 2026공시 • Jul 02+ 5 more updatesTemenos AG to Report Q4, 2024 Results on Feb 18, 2025Temenos AG announced that they will report Q4, 2024 results on Feb 18, 2025공시 • Jul 24Temenos AG to Report Q3, 2024 Results on Oct 23, 2024Temenos AG announced that they will report Q3, 2024 results on Oct 23, 2024모든 업데이트 보기Recent updates공시 • Jun 03Montagu Private Equity LLP completed the acquisition of IGEFI Group s.à r.l. from Temenos AG (SWX:TEMN) for $400 million.Montagu Private Equity LLP agreed to acquire IGEFI Group s.à r.l. from Temenos AG (SWX:TEMN) on February 6, 2025. After the transaction closes, Multifonds will operate as a new standalone company, led by its existing management team. Ralph Drebes, Michael Leicht, Matthew Devey, Carl Sanders, Christian Hundeshagen and Wladislaw Kirch of Linklaters LLP acted as legal advisor for Montagu. Dieter Gericke and Daniel Häusermann of Homburger AG acted as legal advisor for Temenos. Montagu Private Equity LLP completed the acquisition of IGEFI Group s.à r.l. from Temenos AG (SWX:TEMN) for $400 million on June 2, 2025.공시 • May 31+ 5 more updatesTemenos AG to Report Q3, 2026 Results on Oct 27, 2026Temenos AG announced that they will report Q3, 2026 results on Oct 27, 2026공시 • May 22Temenos Sets New Benchmark for Scalability of Ai-Powered Banking with Microsoft AzureTemenos announced the results of a highwater benchmark for its cloud-native core banking solutions running on Microsoft Azure. The results will be presented at the Temenos Community Forum 2025. The record-setting benchmark showcased the speed and efficiency of Temenos' latest technology in handling high volumes of digital transactions and AI services, delivering maximum scalability with a minimal cloud footprint. The benchmark simulated a bank with 25 million customers and 50 million accounts processing 16,600 transactions per second while taking additional AI workloads. It tested the full end-to-end capabilities of Temenos' banking solutions, including core and digital banking, payments, data hub and AI services on Microsoft Azure. Thanks to advances in Temenos' leaner, more sustainable architecture and Microsoft Azure Cobalt 100 ARM processors, the test showed over 40% improvement in efficiency compared to the 2024 benchmark exercise. These results highlight the power of Temenos' banking solutions to process large volumes of transactions and data quickly and securely, using less hardware. This helps banks of all sizes scale on demand, and maintain peak performance and availability, while meeting the growing demand for AI and Gen AI-powered services. The benchmark also tested banking APIs through Microsoft Open AI Service interfaces to ensure it meets banking customers' AI and Gen AI demand in the future. According to a recent Hanover Research survey for Temenos, 75% of banks are exploring Generative AI deployment, while 82% are investing in technology to improve operating efficiency. Among banks already deploying Gen AI or exploring opportunities, 43% plan to increase their investment in the technology this year compared to last year.공시 • May 20Temenos Launches Gen Ai Copilot for Banks to Deliver Better Products FasterAt the Temenos Community Forum ’25 in Madrid, Temenos launched the Temenos Product Manager Copilot, empowering banks to design, launch, test and optimize financial products faster using Generative AI. Temenos Product Manager Copilot is a Gen AI assistant that integrates Microsoft Azure OpenAI Service and is embedded within the Temenos Retail core banking solution. It provides a simple, conversational way for product, IT and Customer Service managers to explore the full breadth of Temenos’ core banking functionality and data insights, helping banks design and launch retail products faster, easier, and make them more relevant to their customers. Temenos Product Manager Copilot is offered as part of Temenos retail accounts advanced and enterprise product offerings. Temenos core banking solutions are trusted by over 950 banks worldwide, from large multinational institutions to smaller regional banks. Temenos core banking offers extensive out-of-the-box functionality and a comprehensive suite of pre-configured products. With Temenos Product Manager Copilot, product managers can leverage either the built-in user agents or interact through familiar channels like Microsoft Teams for building, testing and launching new products. This Gen AI tool also allows them to quickly gain business insights without having to write complicated queries from their core banking data and drive strategic decisions. Integrating Azure OpenAI Service enables Temenos Product Manager Copilot to surface insights from the bank’s core data, documentation and regulatory landscape. The solution is flexible by design to allow easy integrations with new AI agents based on bank-specific data sources, as well as existing AI agents already in use. In addition, Azure OpenAI Service provides enterprise-class availability, scaling, security and confidentiality for customer data. According to a recent study for Temenos, three quarters (75%) of banks are exploring Gen AI deployment with 36% having already deployed or in the process of deploying it. Additionally, 73% believe that agentic AI will be transformative for the banking industry.공시 • Jul 26Temenos Announces Executive AppointmentsTemenos announced two key executive appointments to accelerate business growth and capture the market opportunity in SaaS and in the US. Isabelle Guis has joined as Chief Marketing Officer and member of the Executive Committee reporting to the CEO Jean-Pierre Brulard. In addition, Monty Bhatia is appointed Executive Vice President (EVP) of Global Alliances and Partner Ecosystem reporting to the Chief Revenue Officer, William Moroney. Both appointments are taking place with immediate effect. Based in the US for over 20 years, Isabelle Guis will lead Temenos’ go-to-market, product and solutions positioning as well as demand generation and marketing communications activities. Isabelle brings over a decade of SaaS experience, spearheading go-to-market growth strategies and overseeing product marketing and management for global SaaS organizations like Salesforce. Isabelle drove marketing driven growth at Commvault, a data protection public company, where the company grew its ACV revenues at a factor of x10 during her tenure. She has extensive experience in taking applications to market for the line of business and IT audiences. She has held leadership roles in blue-chip companies such as Avaya, Cisco, and EMC. A European native with global experience, she has a strong understanding of the US market, and has worked in France. Monty Bhatia is a seasoned US-based executive and will drive Temenos’ partner strategy to accelerate the growth of the company’s partner ecosystem. Monty has over 30 years of industry experience in management and commercial leadership roles in software, infrastructure and technology companies. As a Vice President for Global System Integrators at VMware, he helped maximize revenue growth through strategic partnerships. He has also worked for major hyperscalers such as AWS driving strategic offerings and sales campaigns with large System Integrator firms on a global scale. As EVP of Global Alliances and Partner Ecosystem, Monty will strengthen Temenos’ partnerships with hyperscalers, technology partners, Temenos Exchange providers, global system integrators and delivery partners to advance the joint go-to-market strategies particularly in the US.공시 • Jul 02+ 5 more updatesTemenos AG to Report Q4, 2024 Results on Feb 18, 2025Temenos AG announced that they will report Q4, 2024 results on Feb 18, 2025공시 • Jul 24Temenos AG to Report Q3, 2024 Results on Oct 23, 2024Temenos AG announced that they will report Q3, 2024 results on Oct 23, 2024매출 및 비용 세부 내역Temenos가 돈을 벌고 사용하는 방법. 최근 발표된 LTM 실적 기준.순이익 및 매출 추이SWX:TEMNE 매출, 비용 및 순이익 (USD Millions)날짜매출순이익일반관리비연구개발비30 Jun 251,084302374031 Mar 251,046174327031 Dec 241,044177321030 Sep 241,023144323030 Jun 241,013135322031 Mar 241,004136320031 Dec 231,000135316030 Sep 23980139339030 Jun 23956119300031 Mar 23955117297031 Dec 22950114290030 Sep 22962143270030 Jun 22980170267031 Mar 22978180259031 Dec 21967173254030 Sep 21954184245030 Jun 21932197211031 Mar 21907193216031 Dec 20887175206030 Sep 20915149240030 Jun 20933158259031 Mar 20958160269031 Dec 19972181277030 Sep 19922190248030 Jun 19902188242031 Mar 19872176239031 Dec 18841168232030 Sep 18819158234030 Jun 18797151227031 Mar 18766143215031 Dec 17735138203030 Sep 17694133192030 Jun 17668126185031 Mar 17647122179031 Dec 16634116175030 Sep 1661298167030 Jun 1659686173031 Mar 1657072167031 Dec 1554366167030 Sep 1550776146030 Jun 1547673141031 Mar 1546181138031 Dec 1446992139030 Sep 14480841460양질의 수익: TEMNE는 $127.2M 규모의 큰 일회성 이익이 있어 30th June, 2025까지 지난 12개월 재무 결과에 영향을 미쳤습니다.이익 마진 증가: TEMNE의 현재 순 이익률 (27.8%)은 지난해 (13.3%)보다 높습니다.잉여현금흐름 대비 순이익 분석과거 순이익 성장 분석수익추이: TEMNE의 수익은 지난 5년 동안 연평균 1% 증가했습니다.성장 가속화: 지난 1년간 TEMNE 의 수익 증가율(123.2%)은 연간 평균(1%)을 초과합니다.수익 대 산업: TEMNE의 지난 1년 수익 증가율(123.2%)은 Software 업계의 8.9%를 상회했습니다.자기자본이익률높은 ROE: TEMNE의 자본 수익률(56.51%)은 뛰어남이지만 높은 부채 수준으로 인해 왜곡되어 있습니다.총자산이익률투하자본수익률우수한 과거 실적 기업을 찾아보세요7D1Y7D1Y7D1YSoftware 산업에서 과거 실적이 우수한 기업.View Financial Health기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2025/08/28 00:26종가2025/08/27 00:00수익2025/06/30연간 수익2024/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Temenos AG는 32명의 분석가가 다루고 있습니다. 이 중 14명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Alexander ToutArete Research Services LLPKnut WollerBaader Helvea Equity ResearchRaimo LenschowBarclays29명의 분석가 더 보기
공시 • May 31+ 5 more updatesTemenos AG to Report Q3, 2026 Results on Oct 27, 2026Temenos AG announced that they will report Q3, 2026 results on Oct 27, 2026
공시 • Jul 02+ 5 more updatesTemenos AG to Report Q4, 2024 Results on Feb 18, 2025Temenos AG announced that they will report Q4, 2024 results on Feb 18, 2025
공시 • Jul 24Temenos AG to Report Q3, 2024 Results on Oct 23, 2024Temenos AG announced that they will report Q3, 2024 results on Oct 23, 2024
공시 • Jun 03Montagu Private Equity LLP completed the acquisition of IGEFI Group s.à r.l. from Temenos AG (SWX:TEMN) for $400 million.Montagu Private Equity LLP agreed to acquire IGEFI Group s.à r.l. from Temenos AG (SWX:TEMN) on February 6, 2025. After the transaction closes, Multifonds will operate as a new standalone company, led by its existing management team. Ralph Drebes, Michael Leicht, Matthew Devey, Carl Sanders, Christian Hundeshagen and Wladislaw Kirch of Linklaters LLP acted as legal advisor for Montagu. Dieter Gericke and Daniel Häusermann of Homburger AG acted as legal advisor for Temenos. Montagu Private Equity LLP completed the acquisition of IGEFI Group s.à r.l. from Temenos AG (SWX:TEMN) for $400 million on June 2, 2025.
공시 • May 31+ 5 more updatesTemenos AG to Report Q3, 2026 Results on Oct 27, 2026Temenos AG announced that they will report Q3, 2026 results on Oct 27, 2026
공시 • May 22Temenos Sets New Benchmark for Scalability of Ai-Powered Banking with Microsoft AzureTemenos announced the results of a highwater benchmark for its cloud-native core banking solutions running on Microsoft Azure. The results will be presented at the Temenos Community Forum 2025. The record-setting benchmark showcased the speed and efficiency of Temenos' latest technology in handling high volumes of digital transactions and AI services, delivering maximum scalability with a minimal cloud footprint. The benchmark simulated a bank with 25 million customers and 50 million accounts processing 16,600 transactions per second while taking additional AI workloads. It tested the full end-to-end capabilities of Temenos' banking solutions, including core and digital banking, payments, data hub and AI services on Microsoft Azure. Thanks to advances in Temenos' leaner, more sustainable architecture and Microsoft Azure Cobalt 100 ARM processors, the test showed over 40% improvement in efficiency compared to the 2024 benchmark exercise. These results highlight the power of Temenos' banking solutions to process large volumes of transactions and data quickly and securely, using less hardware. This helps banks of all sizes scale on demand, and maintain peak performance and availability, while meeting the growing demand for AI and Gen AI-powered services. The benchmark also tested banking APIs through Microsoft Open AI Service interfaces to ensure it meets banking customers' AI and Gen AI demand in the future. According to a recent Hanover Research survey for Temenos, 75% of banks are exploring Generative AI deployment, while 82% are investing in technology to improve operating efficiency. Among banks already deploying Gen AI or exploring opportunities, 43% plan to increase their investment in the technology this year compared to last year.
공시 • May 20Temenos Launches Gen Ai Copilot for Banks to Deliver Better Products FasterAt the Temenos Community Forum ’25 in Madrid, Temenos launched the Temenos Product Manager Copilot, empowering banks to design, launch, test and optimize financial products faster using Generative AI. Temenos Product Manager Copilot is a Gen AI assistant that integrates Microsoft Azure OpenAI Service and is embedded within the Temenos Retail core banking solution. It provides a simple, conversational way for product, IT and Customer Service managers to explore the full breadth of Temenos’ core banking functionality and data insights, helping banks design and launch retail products faster, easier, and make them more relevant to their customers. Temenos Product Manager Copilot is offered as part of Temenos retail accounts advanced and enterprise product offerings. Temenos core banking solutions are trusted by over 950 banks worldwide, from large multinational institutions to smaller regional banks. Temenos core banking offers extensive out-of-the-box functionality and a comprehensive suite of pre-configured products. With Temenos Product Manager Copilot, product managers can leverage either the built-in user agents or interact through familiar channels like Microsoft Teams for building, testing and launching new products. This Gen AI tool also allows them to quickly gain business insights without having to write complicated queries from their core banking data and drive strategic decisions. Integrating Azure OpenAI Service enables Temenos Product Manager Copilot to surface insights from the bank’s core data, documentation and regulatory landscape. The solution is flexible by design to allow easy integrations with new AI agents based on bank-specific data sources, as well as existing AI agents already in use. In addition, Azure OpenAI Service provides enterprise-class availability, scaling, security and confidentiality for customer data. According to a recent study for Temenos, three quarters (75%) of banks are exploring Gen AI deployment with 36% having already deployed or in the process of deploying it. Additionally, 73% believe that agentic AI will be transformative for the banking industry.
공시 • Jul 26Temenos Announces Executive AppointmentsTemenos announced two key executive appointments to accelerate business growth and capture the market opportunity in SaaS and in the US. Isabelle Guis has joined as Chief Marketing Officer and member of the Executive Committee reporting to the CEO Jean-Pierre Brulard. In addition, Monty Bhatia is appointed Executive Vice President (EVP) of Global Alliances and Partner Ecosystem reporting to the Chief Revenue Officer, William Moroney. Both appointments are taking place with immediate effect. Based in the US for over 20 years, Isabelle Guis will lead Temenos’ go-to-market, product and solutions positioning as well as demand generation and marketing communications activities. Isabelle brings over a decade of SaaS experience, spearheading go-to-market growth strategies and overseeing product marketing and management for global SaaS organizations like Salesforce. Isabelle drove marketing driven growth at Commvault, a data protection public company, where the company grew its ACV revenues at a factor of x10 during her tenure. She has extensive experience in taking applications to market for the line of business and IT audiences. She has held leadership roles in blue-chip companies such as Avaya, Cisco, and EMC. A European native with global experience, she has a strong understanding of the US market, and has worked in France. Monty Bhatia is a seasoned US-based executive and will drive Temenos’ partner strategy to accelerate the growth of the company’s partner ecosystem. Monty has over 30 years of industry experience in management and commercial leadership roles in software, infrastructure and technology companies. As a Vice President for Global System Integrators at VMware, he helped maximize revenue growth through strategic partnerships. He has also worked for major hyperscalers such as AWS driving strategic offerings and sales campaigns with large System Integrator firms on a global scale. As EVP of Global Alliances and Partner Ecosystem, Monty will strengthen Temenos’ partnerships with hyperscalers, technology partners, Temenos Exchange providers, global system integrators and delivery partners to advance the joint go-to-market strategies particularly in the US.
공시 • Jul 02+ 5 more updatesTemenos AG to Report Q4, 2024 Results on Feb 18, 2025Temenos AG announced that they will report Q4, 2024 results on Feb 18, 2025
공시 • Jul 24Temenos AG to Report Q3, 2024 Results on Oct 23, 2024Temenos AG announced that they will report Q3, 2024 results on Oct 23, 2024