Board Change • May 20
Less than half of directors are independent There is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 8 experienced directors. No highly experienced directors. 2 independent directors (7 non-independent directors). Chairman Mostafa Sobhan was the last director to join the board, commencing their role in 2025. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment. 공시 • May 11
Rupali Insurance Company Limited to Report Q1, 2026 Results on May 13, 2026 Rupali Insurance Company Limited announced that they will report Q1, 2026 results on May 13, 2026 공시 • Apr 28
Rupali Insurance Company Limited announces Annual dividend, payable on August 30, 2026 Rupali Insurance Company Limited announced Annual dividend of BDT 0.5000 per share payable on August 30, 2026, ex-date on June 07, 2026 and record date on June 04, 2026. 공시 • Apr 27
Rupali Insurance Company Limited, Annual General Meeting, Jul 29, 2026 Rupali Insurance Company Limited, Annual General Meeting, Jul 29, 2026, at 11:00 Central Asia Standard Time. 공시 • Apr 20
Rupali Insurance Company Limited to Report Fiscal Year 2025 Results on Apr 26, 2026 Rupali Insurance Company Limited announced that they will report fiscal year 2025 results on Apr 26, 2026 공시 • Oct 27
Rupali Insurance Company Limited to Report Q3, 2025 Results on Oct 29, 2025 Rupali Insurance Company Limited announced that they will report Q3, 2025 results on Oct 29, 2025 공시 • Jul 22
Rupali Insurance Company Limited to Report Q2, 2025 Results on Jul 24, 2025 Rupali Insurance Company Limited announced that they will report Q2, 2025 results on Jul 24, 2025 공시 • May 07
Rupali Insurance Company Limited to Report Q1, 2025 Results on May 13, 2025 Rupali Insurance Company Limited announced that they will report Q1, 2025 results on May 13, 2025 공시 • Apr 29
Rupali Insurance Company Limited announces Annual dividend, payable on August 31, 2025 Rupali Insurance Company Limited announced Annual dividend of BDT 1.0000 per share payable on August 31, 2025, ex-date on June 01, 2025 and record date on May 29, 2025. 공시 • Apr 28
Rupali Insurance Company Limited, Annual General Meeting, Jul 30, 2025 Rupali Insurance Company Limited, Annual General Meeting, Jul 30, 2025, at 11:00 Central Asia Standard Time. 공시 • Apr 21
Rupali Insurance Company Limited to Report Fiscal Year 2024 Results on Apr 26, 2025 Rupali Insurance Company Limited announced that they will report fiscal year 2024 results on Apr 26, 2025 Reported Earnings • Nov 12
Third quarter 2024 earnings released: EPS: ৳0.33 (vs ৳0.30 in 3Q 2023) Third quarter 2024 results: EPS: ৳0.33 (up from ৳0.30 in 3Q 2023). Revenue: ৳120.1m (down 19% from 3Q 2023). Net income: ৳15.4m (up 30% from 3Q 2023). Profit margin: 13% (up from 8.0% in 3Q 2023). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has fallen by 59% per year but the company’s share price has only fallen by 20% per year, which means it has not declined as severely as earnings. Valuation Update With 7 Day Price Move • Nov 04
Investor sentiment improves as stock rises 20% After last week's 20% share price gain to ৳21.80, the stock trades at a trailing P/E ratio of 46.9x. Average trailing P/E is 16x in the Insurance industry in Bangladesh. Total loss to shareholders of 45% over the past three years. 공시 • Oct 25
Rupali Insurance Company Limited to Report Q3, 2024 Results on Oct 29, 2024 Rupali Insurance Company Limited announced that they will report Q3, 2024 results on Oct 29, 2024 Valuation Update With 7 Day Price Move • Oct 20
Investor sentiment deteriorates as stock falls 18% After last week's 18% share price decline to ৳18.30, the stock trades at a trailing P/E ratio of 39.4x. Average trailing P/E is 15x in the Insurance industry in Bangladesh. Total loss to shareholders of 56% over the past three years. 공시 • Jul 25
Rupali Insurance Company Limited to Report Q2, 2024 Results on Jul 29, 2024 Rupali Insurance Company Limited announced that they will report Q2, 2024 results on Jul 29, 2024 New Risk • Jun 06
New minor risk - Financial data availability The company's latest financial reports are more than 6 months old. Last reported fiscal period ended September 2023. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risks Dividend is not well covered by earnings and cash flows. Payout ratio: 160% Cash payout ratio: 103% Earnings have declined by 5.0% per year over the past 5 years. Minor Risks Latest financial reports are more than 6 months old (reported September 2023 fiscal period end). Profit margins are more than 30% lower than last year (12% net profit margin). Revenue is less than US$5m (৳416m revenue, or US$3.5m). Market cap is less than US$100m (৳1.76b market cap, or US$15.0m). Upcoming Dividend • May 29
Upcoming dividend of ৳1.00 per share Eligible shareholders must have bought the stock before 05 June 2024. Payment date: 01 September 2024. The company is paying out more than 100% of its profits and is paying out 85% of its cash flow. Trailing yield: 4.3%. Lower than top quartile of Bangladeshi dividend payers (4.4%). Higher than average of industry peers (3.2%). Declared Dividend • May 02
Dividend of ৳1.00 announced Dividend of ৳1.00 is the same as last year. Ex-date: 5th June 2024 Payment date: 1st September 2024 Dividend yield will be 3.9%, which is higher than the industry average of 2.5%. Sustainability & Growth Dividend is not covered by earnings (160% earnings payout ratio) nor is it covered by cash flows (103% cash payout ratio). The dividend has increased by an average of 2.8% per year over the past 7 years. However, payments have been volatile during that time. The company's earnings per share (EPS) would need to grow by 78% to bring the payout ratio under control. However, EPS has declined by 17% over the last 5 years so the company would need to reverse this trend. 공시 • Apr 26
Rupali Insurance Company Limited to Report Fiscal Year 2023 Results on Apr 29, 2024 Rupali Insurance Company Limited announced that they will report fiscal year 2023 results on Apr 29, 2024 공시 • Oct 26
Rupali Insurance Company Limited to Report Q3, 2023 Results on Oct 30, 2023 Rupali Insurance Company Limited announced that they will report Q3, 2023 results on Oct 30, 2023 Valuation Update With 7 Day Price Move • Sep 12
Investor sentiment improves as stock rises 16% After last week's 16% share price gain to ৳34.90, the stock trades at a trailing P/E ratio of 35.6x. Average trailing P/E is 23x in the Insurance industry in Bangladesh. Total returns to shareholders of 65% over the past three years. 공시 • Jul 26
Rupali Insurance Company Limited to Report Q2, 2023 Results on Jul 29, 2023 Rupali Insurance Company Limited announced that they will report Q2, 2023 results on Jul 29, 2023 Valuation Update With 7 Day Price Move • Jul 20
Investor sentiment improves as stock rises 16% After last week's 16% share price gain to ৳31.90, the stock trades at a trailing P/E ratio of 37.2x. Average trailing P/E is 22x in the Insurance industry in Bangladesh. Total returns to shareholders of 92% over the past three years. New Risk • Jul 14
New major risk - Revenue and earnings growth Earnings have declined by 1.4% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 1.4% per year over the past 5 years. Minor Risks Dividend is not well covered by earnings (116% payout ratio). Profit margins are more than 30% lower than last year (16% net profit margin). Revenue is less than US$5m (৳407m revenue, or US$3.8m). Market cap is less than US$100m (৳2.10b market cap, or US$19.4m). Upcoming Dividend • May 31
Upcoming dividend of ৳1.00 per share at 3.3% yield Eligible shareholders must have bought the stock before 07 June 2023. Payment date: 30 August 2023. Payout ratio is a comfortable 50% and this is well supported by cash flows. Trailing yield: 3.3%. Lower than top quartile of Bangladeshi dividend payers (3.4%). Higher than average of industry peers (2.4%). Reported Earnings • Oct 30
Third quarter 2022 earnings released: EPS: ৳0.29 (vs ৳0.53 in 3Q 2021) Third quarter 2022 results: EPS: ৳0.29 (down from ৳0.53 in 3Q 2021). Revenue: ৳139.8m (up 14% from 3Q 2021). Net income: ৳22.5m (down 26% from 3Q 2021). Profit margin: 16% (down from 25% in 3Q 2021). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has increased by 11% per year, which means it is tracking significantly ahead of earnings growth. Upcoming Dividend • Jun 02
Upcoming dividend of ৳1.00 per share Eligible shareholders must have bought the stock before 09 June 2022. Payment date: 01 September 2022. Payout ratio is a comfortable 52% but the company is paying out more than the cash it is generating. Trailing yield: 3.1%. Lower than top quartile of Bangladeshi dividend payers (3.5%). Higher than average of industry peers (2.5%). Valuation Update With 7 Day Price Move • Jun 01
Investor sentiment improved over the past week After last week's 18% share price gain to ৳32.10, the stock trades at a trailing P/E ratio of 17.2x. Average trailing P/E is 19x in the Insurance industry in Bangladesh. Total returns to shareholders of 76% over the past three years. Valuation Update With 7 Day Price Move • Sep 21
Investor sentiment improved over the past week After last week's 17% share price gain to ৳52.70, the stock trades at a trailing P/E ratio of 27.6x. Average trailing P/E is 26x in the Insurance industry in Bangladesh. Total returns to shareholders of 245% over the past three years. Reported Earnings • Aug 05
Second quarter 2021 earnings released: EPS ৳0.51 (vs ৳0.47 in 2Q 2020) The company reported a decent second quarter result with improved earnings and profit margins, although revenues were weaker. Second quarter 2021 results: Revenue: ৳87.9m (down 19% from 2Q 2020). Net income: ৳33.7m (up 8.8% from 2Q 2020). Profit margin: 38% (up from 29% in 2Q 2020). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has increased by 36% per year, which means it is tracking significantly ahead of earnings growth. Upcoming Dividend • Jun 06
Upcoming dividend of ৳1.00 per share Eligible shareholders must have bought the stock before 13 June 2021. Payment date: 02 September 2021. Trailing yield: 2.0%. Lower than top quartile of Bangladeshi dividend payers (3.0%). Higher than average of industry peers (1.7%). Valuation Update With 7 Day Price Move • Jun 03
Investor sentiment improved over the past week After last week's 23% share price gain to ৳50.30, the stock trades at a trailing P/E ratio of 28.6x. Average trailing P/E is 32x in the Insurance industry in Bangladesh. Total returns to shareholders of 252% over the past three years. 공시 • May 04
Rupali Insurance Company Limited Announces Dividend for the Year Ended on December 31, 2020 The Board of Rupali Insurance Company Limited recommended 10% cash dividend for the year ended on December 31, 2020. Valuation Update With 7 Day Price Move • Apr 08
Investor sentiment improved over the past week After last week's 15% share price gain to ৳34.20, the stock trades at a trailing P/E ratio of 19.5x. Average trailing P/E is 23x in the Insurance industry in Bangladesh. Total returns to shareholders of 117% over the past three years. Is New 90 Day High Low • Mar 15
New 90-day low: ৳30.40 The company is down 30% from a price of ৳43.50 on 15 December 2020. Underperformed the Bangladeshi market, which is up 10.0% over the last 90 days. Lagged the Insurance industry, which is down 12% over the same period. Valuation Update With 7 Day Price Move • Dec 10
Market bids up stock over the past week After last week's 23% share price gain to ৳44.30, the stock is trading at a trailing P/E ratio of 25.2x, up from the previous P/E ratio of 20.5x. This compares to an average P/E of 27x in the Insurance industry in Bangladesh. Total returns to shareholders over the past three years are 166%. Is New 90 Day High Low • Dec 09
New 90-day high: ৳41.00 The company is up 95% from its price of ৳21.00 on 10 September 2020. The Bangladeshi market is flat over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 28% over the same period. Valuation Update With 7 Day Price Move • Nov 29
Market bids up stock over the past week After last week's 16% share price gain to ৳34.60, the stock is trading at a trailing P/E ratio of 19.7x, up from the previous P/E ratio of 17x. This compares to an average P/E of 26x in the Insurance industry in Bangladesh. Total returns to shareholders over the past three years are 109%. Valuation Update With 7 Day Price Move • Nov 26
Market bids up stock over the past week After last week's 16% share price gain to ৳35.00, the stock is trading at a trailing P/E ratio of 19.9x, up from the previous P/E ratio of 17.2x. This compares to an average P/E of 26x in the Insurance industry in Bangladesh. Total returns to shareholders over the past three years are 111%. Valuation Update With 7 Day Price Move • Nov 11
Market pulls back on stock over the past week After last week's 17% share price decline to ৳31.20, the stock is trading at a trailing P/E ratio of 19.9x, down from the previous P/E ratio of 24x. This compares to an average P/E of 25x in the Insurance industry in Bangladesh. Total returns to shareholders over the past three years are 86%. Is New 90 Day High Low • Oct 21
New 90-day high: ৳37.40 The company is up 99% from its price of ৳18.80 on 23 July 2020. The Bangladeshi market is up 21% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 35% over the same period. Valuation Update With 7 Day Price Move • Oct 21
Market bids up stock over the past week After last week's 28% share price gain to ৳37.40, the stock is trading at a trailing P/E ratio of 23.8x, up from the previous P/E ratio of 18.7x. This compares to an average P/E of 24x in the Insurance industry in Bangladesh. Total returns to shareholders over the past three years are 117%. Is New 90 Day High Low • Sep 20
New 90-day high: ৳25.50 The company is up 61% from its price of ৳15.80 on 22 June 2020. The Bangladeshi market is up 29% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 39% over the same period. 공시 • Jul 26
Rupali Insurance Company Limited to Report Q2, 2020 Results on Jul 28, 2020 Rupali Insurance Company Limited announced that they will report Q2, 2020 results on Jul 28, 2020 공시 • Jul 17
Rupali Insurance Company Limited to Report Fiscal Year 2019 Results on Jul 15, 2020 Rupali Insurance Company Limited announced that they will report fiscal year 2019 results on Jul 15, 2020