View Future GrowthDesh General Insurance 과거 순이익 실적과거 기준 점검 0/6Desh General Insurance 의 수입은 연평균 -55.5%의 비율로 감소해 온 반면, Insurance 산업은 연평균 2%의 비율로 감소했습니다. 매출은 연평균 2.4%의 비율로 증가해 왔습니다.핵심 정보-55.50%순이익 성장률-46.21%주당순이익(EPS) 성장률Insurance 산업 성장률11.04%매출 성장률2.39%자기자본이익률-0.98%순이익률-1.76%최근 순이익 업데이트30 Jun 2026최근 과거 실적 업데이트Reported Earnings • Aug 21Second quarter 2026 earnings releasedSecond quarter 2026 results: Net loss: ৳11.5m (flat on 2Q 2025).공고 • Aug 13Desh General Insurance Company Limited to Report Q2, 2026 Results on Aug 19, 2026Desh General Insurance Company Limited announced that they will report Q2, 2026 results on Aug 19, 2026공고 • May 11Desh General Insurance Company Limited to Report Q1, 2026 Results on May 20, 2026Desh General Insurance Company Limited announced that they will report Q1, 2026 results on May 20, 2026공고 • Oct 21Desh General Insurance Company Limited to Report Q3, 2025 Results on Oct 29, 2025Desh General Insurance Company Limited announced that they will report Q3, 2025 results on Oct 29, 2025공고 • Jul 23Desh General Insurance Company Limited to Report Q2, 2025 Results on Jul 31, 2025Desh General Insurance Company Limited announced that they will report Q2, 2025 results on Jul 31, 2025공고 • May 19Desh General Insurance Company Limited to Report Q1, 2025 Results on May 28, 2025Desh General Insurance Company Limited announced that they will report Q1, 2025 results on May 28, 2025모든 업데이트 보기Recent updatesReported Earnings • Aug 21Second quarter 2026 earnings releasedSecond quarter 2026 results: Net loss: ৳11.5m (flat on 2Q 2025).공고 • Aug 13Desh General Insurance Company Limited to Report Q2, 2026 Results on Aug 19, 2026Desh General Insurance Company Limited announced that they will report Q2, 2026 results on Aug 19, 2026Upcoming Dividend • Jul 01Upcoming dividend of ৳0.20 per shareEligible shareholders must have bought the stock before 08 July 2026. Payment date: 11 October 2026. Trailing yield: 0.3%. Lower than top quartile of Bangladeshi dividend payers (3.4%). Lower than average of industry peers (2.5%).New Risk • May 26New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Bangladeshi stocks, typically moving 6.3% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks Revenue has declined by 34% over the past year. Market cap is less than US$10m (৳944.0m market cap, or US$7.70m). Minor Risks Latest financial reports are more than 6 months old (reported December 2024 fiscal period end). Share price has been volatile over the past 3 months (6.3% average weekly change). Revenue is less than US$5m (৳257m revenue, or US$2.1m).Declared Dividend • May 23Dividend increased to ৳0.20Dividend of ৳0.20 is 100% higher than last year. Ex-date: 8th July 2026 Payment date: 11th October 2026 Dividend yield will be 0.8%, which is lower than the industry average of 2.5%. Sustainability & Growth The dividend has decreased over the past 56 years, indicating a lack of growth and stability in payments.공고 • May 22Desh General Insurance Company Limited announces Annual dividend, payable on October 11, 2026Desh General Insurance Company Limited announced Annual dividend of BDT 0.2000 per share payable on October 11, 2026, ex-date on July 08, 2026 and record date on July 07, 2026.공고 • May 21Desh General Insurance Company Limited, Annual General Meeting, Sep 09, 2026Desh General Insurance Company Limited, Annual General Meeting, Sep 09, 2026, at 11:30 Central Asia Standard Time. Location: hybrid system, Bangladesh공고 • May 11Desh General Insurance Company Limited to Report Q1, 2026 Results on May 20, 2026Desh General Insurance Company Limited announced that they will report Q1, 2026 results on May 20, 2026공고 • Oct 21Desh General Insurance Company Limited to Report Q3, 2025 Results on Oct 29, 2025Desh General Insurance Company Limited announced that they will report Q3, 2025 results on Oct 29, 2025공고 • Jul 23Desh General Insurance Company Limited to Report Q2, 2025 Results on Jul 31, 2025Desh General Insurance Company Limited announced that they will report Q2, 2025 results on Jul 31, 2025공고 • May 30+ 1 more updateDesh General Insurance Company Limited, Annual General Meeting, Sep 16, 2025Desh General Insurance Company Limited, Annual General Meeting, Sep 16, 2025, at 11:30 Central Asia Standard Time. Location: hybrid system, Bangladesh공고 • May 19Desh General Insurance Company Limited to Report Q1, 2025 Results on May 28, 2025Desh General Insurance Company Limited announced that they will report Q1, 2025 results on May 28, 2025공고 • Oct 23Desh General Insurance Company Limited to Report Q3, 2024 Results on Oct 29, 2024Desh General Insurance Company Limited announced that they will report Q3, 2024 results on Oct 29, 2024공고 • Sep 20Desh General Insurance Company Limited Announces Election of Rokeya Quader as ChairmanDesh General Insurance Company Limited has informed that Ms. Rokeya Quader has been elected as the Chairman of the company.New Risk • Jul 28New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Bangladeshi stocks, typically moving 6.6% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks Latest financial reports are more than 1 year old (reported December 2022 fiscal period end). Market cap is less than US$10m (৳1.13b market cap, or US$9.60m). Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Share price has been volatile over the past 3 months (6.6% average weekly change).공고 • Jul 25Desh General Insurance Company Limited to Report Q2, 2024 Results on Jul 31, 2024Desh General Insurance Company Limited announced that they will report Q2, 2024 results on Jul 31, 2024Upcoming Dividend • Jul 09Upcoming dividend of ৳0.50 per shareEligible shareholders must have bought the stock before 16 July 2024. Payment date: 15 October 2024. Trailing yield: 1.6%. Lower than top quartile of Bangladeshi dividend payers (4.1%). Lower than average of industry peers (2.8%).Declared Dividend • Jun 02Dividend of ৳0.50 announcedDividend of ৳0.50 is the same as last year. Ex-date: 16th July 2024 Payment date: 15th October 2024 Dividend yield will be 1.9%, which is lower than the industry average of 2.5%. Sustainability & Growth The dividend has decreased over the past 36 years, indicating a lack of growth and stability in payments. Earnings per share has remained steady over the last 5 years. Unless this trend deteriorates, it should provide adequate earnings cover for the dividend.공고 • May 31+ 1 more updateDesh General Insurance Company Limited, Annual General Meeting, Sep 15, 2024Desh General Insurance Company Limited, Annual General Meeting, Sep 15, 2024, at 11:00 Central Asia Standard Time. Location: hybrid system, BangladeshNew Risk • May 29New major risk - Financial data availabilityThe company's latest financial reports are more than a year old. Last reported fiscal period ended December 2022. This is considered a major risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. In the worst case scenario, it may be facing other major going concern issues jeopardizing its viability as a listed company. Currently, the following risks have been identified for the company: Major Risks Latest financial reports are more than 1 year old (reported December 2022 fiscal period end). Market cap is less than US$10m (৳1.10b market cap, or US$9.41m). Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Profit margins are more than 30% lower than last year (9.5% net profit margin). Revenue is less than US$5m (৳434m revenue, or US$3.7m).공고 • May 21Desh General Insurance Company Limited to Report Fiscal Year 2023 Results on May 29, 2024Desh General Insurance Company Limited announced that they will report fiscal year 2023 results on May 29, 2024New Risk • Dec 15New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended December 2022. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Minor Risks Latest financial reports are more than 6 months old (reported December 2022 fiscal period end). Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Share price has been volatile over the past 3 months (6.9% average weekly change). Profit margins are more than 30% lower than last year (9.5% net profit margin). Revenue is less than US$5m (৳434m revenue, or US$4.0m). Market cap is less than US$100m (৳1.33b market cap, or US$12.1m).New Risk • Dec 13New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 9.5% Last year net profit margin: 18% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Share price has been volatile over the past 3 months (6.8% average weekly change). Profit margins are more than 30% lower than last year (9.5% net profit margin). Revenue is less than US$5m (৳434m revenue, or US$4.0m). Market cap is less than US$100m (৳1.35b market cap, or US$12.3m).공고 • Oct 26Desh General Insurance Company Limited to Report Q3, 2023 Results on Oct 29, 2023Desh General Insurance Company Limited announced that they will report Q3, 2023 results on Oct 29, 2023New Risk • Oct 05New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Bangladeshi stocks, typically moving 8.0% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (8.0% average weekly change). Revenue is less than US$1m (৳95m revenue, or US$865k). Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Market cap is less than US$100m (৳1.50b market cap, or US$13.6m).Valuation Update With 7 Day Price Move • Sep 21Investor sentiment improves as stock rises 17%After last week's 17% share price gain to ৳40.90, the stock trades at a trailing P/E ratio of 45.1x. Average trailing P/E is 25x in the Insurance industry in Bangladesh. Total loss to shareholders of 3.8% over the past year.Reported Earnings • Sep 15Second quarter 2023 earnings releasedSecond quarter 2023 results: Net income: ৳13.4m (up ৳13.4m from 2Q 2022).공고 • Jul 23Desh General Insurance Company Limited to Report Q2, 2023 Results on Jul 27, 2023Desh General Insurance Company Limited announced that they will report Q2, 2023 results on Jul 27, 2023Upcoming Dividend • Jun 27Upcoming dividend of ৳0.50 per share at 1.6% yieldEligible shareholders must have bought the stock before 04 July 2023. Payment date: 27 September 2023. Payout ratio is a comfortable 48% and this is well supported by cash flows. Trailing yield: 1.6%. Lower than top quartile of Bangladeshi dividend payers (3.4%). Lower than average of industry peers (2.4%).New Risk • Jun 16New major risk - Financial data availabilityThe company's latest financial reports are more than a year old. Last reported fiscal period ended December 2021. This is considered a major risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. In the worst case scenario, it may be facing other major going concern issues jeopardizing its viability as a listed company. Currently, the following risks have been identified for the company: Major Risks Latest financial reports are more than 1 year old (reported December 2021 fiscal period end). Revenue has declined by 4.8% over the past year. Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Share price has been volatile over the past 3 months (7.0% average weekly change). Revenue is less than US$5m (৳260m revenue, or US$2.4m). Market cap is less than US$100m (৳1.17b market cap, or US$10.8m).공고 • May 31Desh General Insurance Company Limited, Annual General Meeting, Aug 28, 2023Desh General Insurance Company Limited, Annual General Meeting, Aug 28, 2023, at 11:00 Bangladesh Standard Time.Valuation Update With 7 Day Price Move • May 25Investor sentiment improves as stock rises 16%After last week's 16% share price gain to ৳37.90, the stock trades at a trailing P/E ratio of 32.6x. Average trailing P/E is 19x in the Insurance industry in Bangladesh. Total returns to shareholders of 40% over the past year.공고 • May 25Desh General Insurance Company Limited to Report Q1, 2023 Results on May 29, 2023Desh General Insurance Company Limited announced that they will report Q1, 2023 results on May 29, 2023Upcoming Dividend • May 26Upcoming dividend of ৳1.00 per shareEligible shareholders must have bought the stock before 02 June 2022. Payment date: 07 August 2022. Payout ratio is on the higher end at 97%, however this is supported by cash flows. Trailing yield: 3.6%. Lower than top quartile of Bangladeshi dividend payers (3.8%). Higher than average of industry peers (2.7%).공고 • Feb 16Desh General Insurance Company Limited Appoints Mohammodi Khanam as Chief Executive OfficerDesh General Insurance Company Limited has informed that Insurance Development and Regulatory Authority (IDRA) has approved the appointment of Ms. Mohammodi Khanam, as the Chief Executive Officer of the company.Valuation Update With 7 Day Price Move • May 23Investor sentiment improved over the past weekAfter last week's 15% share price gain to ৳46.70, the stock trades at a trailing P/E ratio of 34.4x. Average trailing P/E is 29x in the Insurance industry in Bangladesh.매출 및 비용 세부 내역Desh General Insurance가 돈을 벌고 사용하는 방법. 최근 발표된 LTM 실적 기준.순이익 및 매출 추이DSE:DGIC 매출, 비용 및 순이익 (BDT Millions)날짜매출순이익일반관리비연구개발비30 Jun 26265-5162031 Mar 262621161031 Dec 252606161031 Dec 24257-16176031 Dec 2339042175031 Dec 2243541157031 Dec 2126145147031 Dec 2027336111031 Dec 193273384031 Dec 181742448031 Dec 171351938031 Dec 161081230031 Dec 1537011330양질의 수익: DGIC 은(는) 현재 수익성이 없습니다.이익 마진 증가: DGIC는 현재 수익성이 없습니다.잉여현금흐름 대비 순이익 분석과거 순이익 성장 분석수익추이: DGIC은 수익성이 없으며 지난 5년 동안 손실이 연평균 55.5% 증가했습니다.성장 가속화: 현재 수익성이 없어 지난 1년간 DGIC의 수익 성장률을 5년 평균과 비교할 수 없습니다.수익 대 산업: DGIC은 수익성이 없어 지난 해 수익 성장률을 Insurance 업계(22.6%)와 비교하기 어렵습니다.자기자본이익률높은 ROE: DGIC는 현재 수익성이 없으므로 자본 수익률이 음수(-0.98%)입니다.총자산이익률투하자본수익률우수한 과거 실적 기업을 찾아보세요7D1Y7D1Y7D1YInsurance 산업에서 과거 실적이 우수한 기업.View Financial Health기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/08/23 00:22종가2026/08/23 00:00수익2026/06/30연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델의 세부 정보는 당사의 GitHub 페이지에서 확인하실 수 있습니다. 또한 보고서 사용 방법에 대한 가이드와 YouTube 튜토리얼도 제공하고 있습니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Desh General Insurance Company Limited는 0명의 분석가가 다루고 있습니다. 이 중 0명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
Reported Earnings • Aug 21Second quarter 2026 earnings releasedSecond quarter 2026 results: Net loss: ৳11.5m (flat on 2Q 2025).
공고 • Aug 13Desh General Insurance Company Limited to Report Q2, 2026 Results on Aug 19, 2026Desh General Insurance Company Limited announced that they will report Q2, 2026 results on Aug 19, 2026
공고 • May 11Desh General Insurance Company Limited to Report Q1, 2026 Results on May 20, 2026Desh General Insurance Company Limited announced that they will report Q1, 2026 results on May 20, 2026
공고 • Oct 21Desh General Insurance Company Limited to Report Q3, 2025 Results on Oct 29, 2025Desh General Insurance Company Limited announced that they will report Q3, 2025 results on Oct 29, 2025
공고 • Jul 23Desh General Insurance Company Limited to Report Q2, 2025 Results on Jul 31, 2025Desh General Insurance Company Limited announced that they will report Q2, 2025 results on Jul 31, 2025
공고 • May 19Desh General Insurance Company Limited to Report Q1, 2025 Results on May 28, 2025Desh General Insurance Company Limited announced that they will report Q1, 2025 results on May 28, 2025
Reported Earnings • Aug 21Second quarter 2026 earnings releasedSecond quarter 2026 results: Net loss: ৳11.5m (flat on 2Q 2025).
공고 • Aug 13Desh General Insurance Company Limited to Report Q2, 2026 Results on Aug 19, 2026Desh General Insurance Company Limited announced that they will report Q2, 2026 results on Aug 19, 2026
Upcoming Dividend • Jul 01Upcoming dividend of ৳0.20 per shareEligible shareholders must have bought the stock before 08 July 2026. Payment date: 11 October 2026. Trailing yield: 0.3%. Lower than top quartile of Bangladeshi dividend payers (3.4%). Lower than average of industry peers (2.5%).
New Risk • May 26New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Bangladeshi stocks, typically moving 6.3% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks Revenue has declined by 34% over the past year. Market cap is less than US$10m (৳944.0m market cap, or US$7.70m). Minor Risks Latest financial reports are more than 6 months old (reported December 2024 fiscal period end). Share price has been volatile over the past 3 months (6.3% average weekly change). Revenue is less than US$5m (৳257m revenue, or US$2.1m).
Declared Dividend • May 23Dividend increased to ৳0.20Dividend of ৳0.20 is 100% higher than last year. Ex-date: 8th July 2026 Payment date: 11th October 2026 Dividend yield will be 0.8%, which is lower than the industry average of 2.5%. Sustainability & Growth The dividend has decreased over the past 56 years, indicating a lack of growth and stability in payments.
공고 • May 22Desh General Insurance Company Limited announces Annual dividend, payable on October 11, 2026Desh General Insurance Company Limited announced Annual dividend of BDT 0.2000 per share payable on October 11, 2026, ex-date on July 08, 2026 and record date on July 07, 2026.
공고 • May 21Desh General Insurance Company Limited, Annual General Meeting, Sep 09, 2026Desh General Insurance Company Limited, Annual General Meeting, Sep 09, 2026, at 11:30 Central Asia Standard Time. Location: hybrid system, Bangladesh
공고 • May 11Desh General Insurance Company Limited to Report Q1, 2026 Results on May 20, 2026Desh General Insurance Company Limited announced that they will report Q1, 2026 results on May 20, 2026
공고 • Oct 21Desh General Insurance Company Limited to Report Q3, 2025 Results on Oct 29, 2025Desh General Insurance Company Limited announced that they will report Q3, 2025 results on Oct 29, 2025
공고 • Jul 23Desh General Insurance Company Limited to Report Q2, 2025 Results on Jul 31, 2025Desh General Insurance Company Limited announced that they will report Q2, 2025 results on Jul 31, 2025
공고 • May 30+ 1 more updateDesh General Insurance Company Limited, Annual General Meeting, Sep 16, 2025Desh General Insurance Company Limited, Annual General Meeting, Sep 16, 2025, at 11:30 Central Asia Standard Time. Location: hybrid system, Bangladesh
공고 • May 19Desh General Insurance Company Limited to Report Q1, 2025 Results on May 28, 2025Desh General Insurance Company Limited announced that they will report Q1, 2025 results on May 28, 2025
공고 • Oct 23Desh General Insurance Company Limited to Report Q3, 2024 Results on Oct 29, 2024Desh General Insurance Company Limited announced that they will report Q3, 2024 results on Oct 29, 2024
공고 • Sep 20Desh General Insurance Company Limited Announces Election of Rokeya Quader as ChairmanDesh General Insurance Company Limited has informed that Ms. Rokeya Quader has been elected as the Chairman of the company.
New Risk • Jul 28New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Bangladeshi stocks, typically moving 6.6% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks Latest financial reports are more than 1 year old (reported December 2022 fiscal period end). Market cap is less than US$10m (৳1.13b market cap, or US$9.60m). Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Share price has been volatile over the past 3 months (6.6% average weekly change).
공고 • Jul 25Desh General Insurance Company Limited to Report Q2, 2024 Results on Jul 31, 2024Desh General Insurance Company Limited announced that they will report Q2, 2024 results on Jul 31, 2024
Upcoming Dividend • Jul 09Upcoming dividend of ৳0.50 per shareEligible shareholders must have bought the stock before 16 July 2024. Payment date: 15 October 2024. Trailing yield: 1.6%. Lower than top quartile of Bangladeshi dividend payers (4.1%). Lower than average of industry peers (2.8%).
Declared Dividend • Jun 02Dividend of ৳0.50 announcedDividend of ৳0.50 is the same as last year. Ex-date: 16th July 2024 Payment date: 15th October 2024 Dividend yield will be 1.9%, which is lower than the industry average of 2.5%. Sustainability & Growth The dividend has decreased over the past 36 years, indicating a lack of growth and stability in payments. Earnings per share has remained steady over the last 5 years. Unless this trend deteriorates, it should provide adequate earnings cover for the dividend.
공고 • May 31+ 1 more updateDesh General Insurance Company Limited, Annual General Meeting, Sep 15, 2024Desh General Insurance Company Limited, Annual General Meeting, Sep 15, 2024, at 11:00 Central Asia Standard Time. Location: hybrid system, Bangladesh
New Risk • May 29New major risk - Financial data availabilityThe company's latest financial reports are more than a year old. Last reported fiscal period ended December 2022. This is considered a major risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. In the worst case scenario, it may be facing other major going concern issues jeopardizing its viability as a listed company. Currently, the following risks have been identified for the company: Major Risks Latest financial reports are more than 1 year old (reported December 2022 fiscal period end). Market cap is less than US$10m (৳1.10b market cap, or US$9.41m). Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Profit margins are more than 30% lower than last year (9.5% net profit margin). Revenue is less than US$5m (৳434m revenue, or US$3.7m).
공고 • May 21Desh General Insurance Company Limited to Report Fiscal Year 2023 Results on May 29, 2024Desh General Insurance Company Limited announced that they will report fiscal year 2023 results on May 29, 2024
New Risk • Dec 15New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended December 2022. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Minor Risks Latest financial reports are more than 6 months old (reported December 2022 fiscal period end). Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Share price has been volatile over the past 3 months (6.9% average weekly change). Profit margins are more than 30% lower than last year (9.5% net profit margin). Revenue is less than US$5m (৳434m revenue, or US$4.0m). Market cap is less than US$100m (৳1.33b market cap, or US$12.1m).
New Risk • Dec 13New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 9.5% Last year net profit margin: 18% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Share price has been volatile over the past 3 months (6.8% average weekly change). Profit margins are more than 30% lower than last year (9.5% net profit margin). Revenue is less than US$5m (৳434m revenue, or US$4.0m). Market cap is less than US$100m (৳1.35b market cap, or US$12.3m).
공고 • Oct 26Desh General Insurance Company Limited to Report Q3, 2023 Results on Oct 29, 2023Desh General Insurance Company Limited announced that they will report Q3, 2023 results on Oct 29, 2023
New Risk • Oct 05New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Bangladeshi stocks, typically moving 8.0% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (8.0% average weekly change). Revenue is less than US$1m (৳95m revenue, or US$865k). Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Market cap is less than US$100m (৳1.50b market cap, or US$13.6m).
Valuation Update With 7 Day Price Move • Sep 21Investor sentiment improves as stock rises 17%After last week's 17% share price gain to ৳40.90, the stock trades at a trailing P/E ratio of 45.1x. Average trailing P/E is 25x in the Insurance industry in Bangladesh. Total loss to shareholders of 3.8% over the past year.
Reported Earnings • Sep 15Second quarter 2023 earnings releasedSecond quarter 2023 results: Net income: ৳13.4m (up ৳13.4m from 2Q 2022).
공고 • Jul 23Desh General Insurance Company Limited to Report Q2, 2023 Results on Jul 27, 2023Desh General Insurance Company Limited announced that they will report Q2, 2023 results on Jul 27, 2023
Upcoming Dividend • Jun 27Upcoming dividend of ৳0.50 per share at 1.6% yieldEligible shareholders must have bought the stock before 04 July 2023. Payment date: 27 September 2023. Payout ratio is a comfortable 48% and this is well supported by cash flows. Trailing yield: 1.6%. Lower than top quartile of Bangladeshi dividend payers (3.4%). Lower than average of industry peers (2.4%).
New Risk • Jun 16New major risk - Financial data availabilityThe company's latest financial reports are more than a year old. Last reported fiscal period ended December 2021. This is considered a major risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. In the worst case scenario, it may be facing other major going concern issues jeopardizing its viability as a listed company. Currently, the following risks have been identified for the company: Major Risks Latest financial reports are more than 1 year old (reported December 2021 fiscal period end). Revenue has declined by 4.8% over the past year. Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Share price has been volatile over the past 3 months (7.0% average weekly change). Revenue is less than US$5m (৳260m revenue, or US$2.4m). Market cap is less than US$100m (৳1.17b market cap, or US$10.8m).
공고 • May 31Desh General Insurance Company Limited, Annual General Meeting, Aug 28, 2023Desh General Insurance Company Limited, Annual General Meeting, Aug 28, 2023, at 11:00 Bangladesh Standard Time.
Valuation Update With 7 Day Price Move • May 25Investor sentiment improves as stock rises 16%After last week's 16% share price gain to ৳37.90, the stock trades at a trailing P/E ratio of 32.6x. Average trailing P/E is 19x in the Insurance industry in Bangladesh. Total returns to shareholders of 40% over the past year.
공고 • May 25Desh General Insurance Company Limited to Report Q1, 2023 Results on May 29, 2023Desh General Insurance Company Limited announced that they will report Q1, 2023 results on May 29, 2023
Upcoming Dividend • May 26Upcoming dividend of ৳1.00 per shareEligible shareholders must have bought the stock before 02 June 2022. Payment date: 07 August 2022. Payout ratio is on the higher end at 97%, however this is supported by cash flows. Trailing yield: 3.6%. Lower than top quartile of Bangladeshi dividend payers (3.8%). Higher than average of industry peers (2.7%).
공고 • Feb 16Desh General Insurance Company Limited Appoints Mohammodi Khanam as Chief Executive OfficerDesh General Insurance Company Limited has informed that Insurance Development and Regulatory Authority (IDRA) has approved the appointment of Ms. Mohammodi Khanam, as the Chief Executive Officer of the company.
Valuation Update With 7 Day Price Move • May 23Investor sentiment improved over the past weekAfter last week's 15% share price gain to ৳46.70, the stock trades at a trailing P/E ratio of 34.4x. Average trailing P/E is 29x in the Insurance industry in Bangladesh.