Upcoming Dividend • May 28
Upcoming dividend of ৳2.90 per share Eligible shareholders must have bought the stock before 04 June 2026. Payment date: 26 August 2026. Payout ratio is a comfortable 49% but the company is not cash flow positive. Trailing yield: 11%. Within top quartile of Bangladeshi dividend payers (3.9%). Higher than average of industry peers (5.0%). 공고 • May 01
Jamuna Bank plc announces Annual dividend, payable on August 26, 2026 Jamuna Bank plc announced Annual dividend of BDT 2.9000 per share payable on August 26, 2026, ex-date on June 04, 2026 and record date on June 03, 2026. 공고 • Apr 30
Jamuna Bank PLC., Annual General Meeting, Jul 27, 2026 Jamuna Bank PLC., Annual General Meeting, Jul 27, 2026, at 10:00 Central Asia Standard Time. 공고 • Apr 27
Jamuna Bank PLC. to Report Q1, 2026 Results on Apr 29, 2026 Jamuna Bank PLC. announced that they will report Q1, 2026 results on Apr 29, 2026 공고 • Apr 20
Jamuna Bank PLC. to Report Fiscal Year 2025 Results on Apr 29, 2026 Jamuna Bank PLC. announced that they will report fiscal year 2025 results on Apr 29, 2026 공고 • Oct 21
Jamuna Bank PLC. to Report Q3, 2025 Results on Oct 28, 2025 Jamuna Bank PLC. announced that they will report Q3, 2025 results on Oct 28, 2025 공고 • Jul 23
Jamuna Bank PLC. to Report Q2, 2025 Results on Jul 29, 2025 Jamuna Bank PLC. announced that they will report Q2, 2025 results on Jul 29, 2025 공고 • Jul 02
Jamuna Bank plc Appoints Mohammad Jahangir Alam as Deputy Managing Director, Effective Date Is July 1, 2025 Jamuna Bank PLC announced the appointment of Mr. Mohammad Jahangir Alam as Deputy Managing Director (DMD), effective July 1, 2025. With over two decades of distinguished experience in Corporate and Investment Banking, Mr. Alam brings deep expertise, visionary leadership, and a proven track record to the senior management team of Jamuna Bank PLC. Prior to joining Jamuna Bank PLC, Mr. Alam served at City Bank PLC as SEVP & Cluster Head of Public Sector, Public-Private Partnership (PPP), and Service Sector under Wholesale Banking Division from May 2015. He previously held key positions, including Head of Structured Finance at City Bank and Head of Investment Banking at BRAC EPL Investments Ltd. He also served at Eastern Bank Ltd. (EBL) from 2004, where he rose through the ranks from Management Trainee Officer (MTO) to AVP & Senior Manager, Structured Finance Unit. Mr. Alam is an academic high achiever, having completed his MBA from the Institute of Business Administration (IBA), University of Dhaka, and earned his B.Sc. in Civil Engineering from Bangladesh University of Engineering and Technology (BUET), majoring in Environmental Engineering. He also achieved First Division with Star Marks in both SSC and HSC from Mirzapur Cadet College. His appointment reflects Jamuna Bank PLC's commitment to strengthening its leadership team with dynamic professionals capable of driving innovation, growth, and excellence in service delivery. 공고 • May 06
Jamuna Bank PLC. to Report Q1, 2025 Results on May 14, 2025 Jamuna Bank PLC. announced that they will report Q1, 2025 results on May 14, 2025 공고 • Apr 22
Jamuna Bank Plc Recommends Cash Dividend for the Year Ended December 31, 2024 Jamuna Bank plc announced the board of directors has recommended 17.50% cash dividend for the year ended December 31, 2024. Date of AGM is June 24, 2025. 공고 • Apr 21
Jamuna Bank PLC., Annual General Meeting, Jun 24, 2025 Jamuna Bank PLC., Annual General Meeting, Jun 24, 2025, at 11:00 Central Asia Standard Time. 공고 • Apr 10
Jamuna Bank PLC. to Report Fiscal Year 2024 Results on Apr 20, 2025 Jamuna Bank PLC. announced that they will report fiscal year 2024 results on Apr 20, 2025 공고 • Oct 30
Jamuna Bank PLC. Appoints Robin Razon Sakhawat as Chairman On October 29, 2024, Jamuna Bank PLC has informed that the Board of Directors has elected Mr. Robin Razon Sakhawat as the Chairman of the company. Reported Earnings • Oct 21
Third quarter 2024 earnings released: EPS: ৳1.20 (vs ৳0.87 in 3Q 2023) Third quarter 2024 results: EPS: ৳1.20 (up from ৳0.87 in 3Q 2023). Revenue: ৳4.11b (up 14% from 3Q 2023). Net income: ৳1.06b (up 38% from 3Q 2023). Profit margin: 26% (up from 21% in 3Q 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has remained flat whereas the company’s share price has fallen by 4% per year. 공고 • Oct 08
Jamuna Bank PLC. to Report Q3, 2024 Results on Oct 17, 2024 Jamuna Bank PLC. announced that they will report Q3, 2024 results on Oct 17, 2024 Reported Earnings • Aug 10
Second quarter 2024 earnings released: EPS: ৳1.76 (vs ৳1.39 in 2Q 2023) Second quarter 2024 results: EPS: ৳1.76 (up from ৳1.39 in 2Q 2023). Revenue: ৳5.31b (up 43% from 2Q 2023). Net income: ৳1.43b (up 17% from 2Q 2023). Profit margin: 27% (down from 33% in 2Q 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 8% per year but the company’s share price has increased by 2% per year, which means it is well ahead of earnings. 공고 • Jul 24
Jamuna Bank PLC. to Report Q2, 2024 Results on Jul 29, 2024 Jamuna Bank PLC. announced that they will report Q2, 2024 results on Jul 29, 2024 New Risk • Jun 27
New minor risk - Shareholder dilution The company's shareholders have been diluted in the past year. Increase in shares outstanding: 8.5% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 5.6% per year over the past 5 years. Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Shareholders have been diluted in the past year (8.5% increase in shares outstanding). New Risk • Jun 26
New minor risk - Shareholder dilution The company's shareholders have been diluted in the past year. Increase in shares outstanding: 8.5% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 5.6% per year over the past 5 years. Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Shareholders have been diluted in the past year (8.5% increase in shares outstanding). New Risk • Jun 25
New minor risk - Shareholder dilution The company's shareholders have been diluted in the past year. Increase in shares outstanding: 8.5% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 5.6% per year over the past 5 years. Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Shareholders have been diluted in the past year (8.5% increase in shares outstanding). 공고 • Jun 06
Jamuna Bank PLC., Annual General Meeting, Jul 23, 2024 Jamuna Bank PLC., Annual General Meeting, Jul 23, 2024, at 10:00 Central Asia Standard Time. Upcoming Dividend • May 20
Upcoming dividend of ৳1.75 per share Eligible shareholders must have bought the stock before 27 May 2024. Payment date: 22 August 2024. Payout ratio is a comfortable 70% but the company is not cash flow positive. Trailing yield: 8.0%. Within top quartile of Bangladeshi dividend payers (4.3%). Higher than average of industry peers (5.3%). New Risk • May 17
New minor risk - Financial data availability The company's latest financial reports are more than 6 months old. Last reported fiscal period ended September 2023. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 5.1% per year over the past 5 years. Minor Risks Latest financial reports are more than 6 months old (reported September 2023 fiscal period end). Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. 공고 • May 07
Jamuna Bank PLC. to Report Q1, 2024 Results on May 14, 2024 Jamuna Bank PLC. announced that they will report Q1, 2024 results on May 14, 2024 Declared Dividend • May 02
Dividend of ৳1.75 announced Shareholders will receive a dividend of ৳1.75. Ex-date: 27th May 2024 Payment date: 22nd August 2024 Dividend yield will be 8.1%, which is higher than the industry average of 4.5%. Sustainability & Growth The dividend has increased over the past 7 years. However, payments have been volatile during that time. The company's earnings per share (EPS) would need to decline by 23% to shift the payout ratio to a potentially unsustainable range, which is more than the 5.8% EPS decline seen over the last 5 years. 공고 • May 01
Jamuna Bank PLC. Recommends Cash Dividend for the Year Ended December 31, 2023 Jamuna Bank plc announced the board of directors has recommended 17.50% cash dividend for the year ended December 31, 2023. Date of AGM is July 23, 2024. 공고 • Apr 21
Jamuna Bank PLC. to Report Fiscal Year 2023 Results on Apr 29, 2024 Jamuna Bank PLC. announced that they will report fiscal year 2023 results on Apr 29, 2024 Buy Or Sell Opportunity • Apr 08
Now 21% overvalued after recent price rise Over the last 90 days, the stock has risen 7.2% to ৳22.40. The fair value is estimated to be ৳18.54, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 17%. Buy Or Sell Opportunity • Feb 11
Now 23% overvalued after recent price rise Over the last 90 days, the stock has risen 9.1% to ৳22.80. The fair value is estimated to be ৳18.58, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 17%. Buy Or Sell Opportunity • Jan 22
Now 20% overvalued The stock has been flat over the last 90 days, currently trading at ৳21.10. The fair value is estimated to be ৳17.53, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 17%. Reported Earnings • Nov 01
Third quarter 2023 earnings released: EPS: ৳0.94 (vs ৳0.94 in 3Q 2022) Third quarter 2023 results: EPS: ৳0.94 (up from ৳0.94 in 3Q 2022). Revenue: ৳3.61b (up 4.5% from 3Q 2022). Net income: ৳764.2m (flat on 3Q 2022). Profit margin: 21% (in line with 3Q 2022). Over the last 3 years on average, earnings per share has fallen by 17% per year but the company’s share price has increased by 8% per year, which means it is well ahead of earnings. 공고 • Oct 24
Jamuna Bank PLC to Report Q3, 2023 Results on Oct 30, 2023 Jamuna Bank PLC announced that they will report Q3, 2023 results on Oct 30, 2023 Reported Earnings • Jul 31
Second quarter 2023 earnings released: EPS: ৳1.51 (vs ৳1.22 in 2Q 2022) Second quarter 2023 results: EPS: ৳1.51 (up from ৳1.22 in 2Q 2022). Revenue: ৳3.73b (up 8.6% from 2Q 2022). Net income: ৳1.23b (up 24% from 2Q 2022). Profit margin: 33% (up from 29% in 2Q 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 15% per year but the company’s share price has increased by 12% per year, which means it is well ahead of earnings. 공고 • Jul 23
Jamuna Bank Limited to Report Q2, 2023 Results on Jul 26, 2023 Jamuna Bank Limited announced that they will report Q2, 2023 results on Jul 26, 2023 Upcoming Dividend • May 16
Upcoming dividend of ৳1.75 per share at 7.6% yield Eligible shareholders must have bought the stock before 23 May 2023. Payment date: 23 July 2023. Payout ratio is a comfortable 49% but the company is not cash flow positive. Trailing yield: 7.6%. Within top quartile of Bangladeshi dividend payers (3.6%). Higher than average of industry peers (4.6%). Reported Earnings • Oct 27
Third quarter 2022 earnings released: EPS: ৳1.02 (vs ৳1.23 in 3Q 2021) Third quarter 2022 results: EPS: ৳1.02. Revenue: ৳3.45b (up 15% from 3Q 2021). Net income: ৳3.04b (up 230% from 3Q 2021). Profit margin: 88% (up from 31% in 3Q 2021). The increase in margin was primarily driven by lower expenses. Reported Earnings • Jul 30
Second quarter 2022 earnings released: EPS: ৳1.32 (vs ৳1.04 in 2Q 2021) Second quarter 2022 results: EPS: ৳1.32 (up from ৳1.04 in 2Q 2021). Revenue: ৳3.43b (up 24% from 2Q 2021). Net income: ৳989.3m (up 27% from 2Q 2021). Profit margin: 29% (in line with 2Q 2021). Over the last 3 years on average, earnings per share has increased by 1% per year but the company’s share price has increased by 7% per year, which means it is tracking significantly ahead of earnings growth. 공고 • May 09
Jamuna Bank Limited Elects Al-Haj Nur Mohammed as the Chairman Jamuna Bank Limited informed that the Board of Directors has elected Al-Haj Nur Mohammed as the Chairman of the Company for 1 year. Upcoming Dividend • Apr 17
Upcoming dividend of ৳1.75 per share Eligible shareholders must have bought the stock before 24 April 2022. Payment date: 14 July 2022. Payout ratio is a comfortable 52% but the company is not cash flow positive. Trailing yield: 7.6%. Within top quartile of Bangladeshi dividend payers (3.5%). Higher than average of industry peers (4.5%). 공고 • Apr 01
Jamuna Bank Limited Recommends Cash Dividend for the Year Ended December 31, 2021 The Board of Directors of Jamuna Bank Limited has recommended 17.50% cash dividend for the year ended December 31, 2021. Date of AGM: June 14, 2022. Buying Opportunity • Mar 30
Now 20% undervalued Over the last 90 days, the stock is up 1.3%. The fair value is estimated to be ৳29.66, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 6.0% over the last 3 years. Earnings per share has grown by 7.6%. Buying Opportunity • Mar 15
Now 20% undervalued The stock has been flat over the last 90 days. The fair value is estimated to be ৳29.99, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 6.0% per annum over the last 3 years. Earnings per share has grown by 7.6% per annum over the last 3 years. Buying Opportunity • Feb 28
Now 22% undervalued after recent price drop Over the last 90 days, the stock is down 6.8%. The fair value is estimated to be ৳28.06, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 6.0% per annum over the last 3 years. Earnings per share has grown by 7.6% per annum over the last 3 years. Buying Opportunity • Jan 31
Now 21% undervalued after recent price drop Over the last 90 days, the stock is down 1.3%. The fair value is estimated to be ৳29.50, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 6.0% per annum over the last 3 years. Earnings per share has grown by 7.6% per annum over the last 3 years. Buying Opportunity • Jan 14
Now 20% undervalued after recent price drop Over the last 90 days, the stock is down 2.1%. The fair value is estimated to be ৳29.38, however is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 6.0% per annum over the last 3 years. Earnings per share has grown by 7.6% per annum over the last 3 years. Reported Earnings • Nov 03
Third quarter 2021 earnings released: EPS ৳1.23 (vs ৳1.11 in 3Q 2020) The company reported a solid third quarter result with improved earnings and revenues, although profit margins were flat. Third quarter 2021 results: Revenue: ৳2.99b (up 13% from 3Q 2020). Net income: ৳920.1m (up 11% from 3Q 2020). Profit margin: 31% (in line with 3Q 2020). Over the last 3 years on average, earnings per share has increased by 8% per year whereas the company’s share price has increased by 10% per year. Reported Earnings • Jul 31
Second quarter 2021 earnings released: EPS ৳1.04 (vs ৳0.65 in 2Q 2020) The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: ৳2.77b (up 31% from 2Q 2020). Net income: ৳781.0m (up 60% from 2Q 2020). Profit margin: 28% (up from 23% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 7% per year whereas the company’s share price has increased by 10% per year. Valuation Update With 7 Day Price Move • May 30
Investor sentiment improved over the past week After last week's 22% share price gain to ৳23.40, the stock trades at a trailing P/E ratio of 6.3x. Average trailing P/E is 8x in the Banks industry in Bangladesh. Total returns to shareholders of 114% over the past three years. Reported Earnings • Apr 18
Full year 2020 earnings released: EPS ৳3.54 (vs ৳3.38 in FY 2019) The company reported a decent full year result with improved earnings and profit margins, although revenues were weaker. Full year 2020 results: Revenue: ৳10.2b (down 1.7% from FY 2019). Net income: ৳2.65b (up 4.8% from FY 2019). Profit margin: 26% (up from 25% in FY 2019). The increase in margin was driven by lower expenses. Non-performing loans: 2.92% (down from 3.66% in FY 2019). Over the last 3 years on average, earnings per share has increased by 9% per year whereas the company’s share price has increased by 4% per year. Upcoming Dividend • Apr 14
Upcoming dividend of ৳1.75 per share Eligible shareholders must have bought the stock before 21 April 2021. Payment date: 30 June 2021. Trailing yield: 9.3%. Within top quartile of Bangladeshi dividend payers (3.8%). Higher than average of industry peers (4.9%). Is New 90 Day High Low • Feb 12
New 90-day low: ৳18.00 The company is down 4.0% from its price of ৳18.80 on 12 November 2020. The Bangladeshi market is up 13% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is up 3.0% over the same period. Is New 90 Day High Low • Jan 18
New 90-day high: ৳19.80 The company is up 14% from its price of ৳17.40 on 20 October 2020. The Bangladeshi market is up 18% over the last 90 days, indicating the company underperformed over that time. However, it outperformed the Banks industry, which is up 13% over the same period. Is New 90 Day High Low • Dec 04
New 90-day high: ৳19.60 The company is up 12% from its price of ৳17.50 on 03 September 2020. The Bangladeshi market is flat over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 3.0% over the same period. Is New 90 Day High Low • Nov 12
New 90-day high: ৳18.80 The company is up 6.0% from its price of ৳17.70 on 13 August 2020. The Bangladeshi market is up 5.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 3.0% over the same period. Reported Earnings • Oct 08
First half earnings released Over the last 12 months the company has reported total profits of ৳2.83b, up 14% from the prior year. Total revenue was ৳10.5b over the last 12 months, up 11% from the prior year. 공고 • Jul 19
Jamuna Bank Limited to Report Q2, 2020 Results on Jul 19, 2020 Jamuna Bank Limited announced that they will report Q2, 2020 results on Jul 19, 2020