View ValuationCredit Clear 향후 성장Future 기준 점검 4/6Credit Clear (는) 각각 연간 47.5% 및 18.6% 수익과 수익이 증가할 것으로 예상됩니다. EPS는 연간 40.9% 만큼 성장할 것으로 예상됩니다. 자기자본이익률은 3년 후 13.1% 로 예상됩니다.핵심 정보47.5%이익 성장률40.89%EPS 성장률Software 이익 성장23.7%매출 성장률18.6%향후 자기자본이익률13.11%애널리스트 커버리지Low마지막 업데이트03 Mar 2026최근 향후 성장 업데이트업데이트 없음모든 업데이트 보기Recent updates공지 • Mar 05Credit Clear Limited (ASX:CCR) announces an Equity Buyback.Credit Clear Limited (ASX:CCR) announces a share repurchase program. Under the program, the company will repurchase up to 52,140,620 shares for $0.5 million. The repurchase program will be valid September 14, 2026. As of March 4, 2026, the company had 521,406,201 shares in issue.공지 • Feb 17Credit Clear Limited to Report First Half, 2026 Results on Feb 26, 2026Credit Clear Limited announced that they will report first half, 2026 results on Feb 26, 2026공지 • Feb 05Credit Clear Limited (ASX:CCR) completed the acquisition of illion Digital Tech Solutions Holdings Limited from Experian New Zealand Limited.Credit Clear Limited (ASX:CCR) entered into a Sale and Purchase Agreement to acquire illion Digital Tech Solutions Holdings Limited from Experian New Zealand Limited for AUD 7.7 million on December 18, 2025. A cash consideration of AUD 7.7 million will be paid by Credit Clear Limited. As part of consideration, AUD 7.7 million is paid towards common equity of illion Digital Tech Solutions Holdings Limited. The Acquisition consideration of AUD 7.7 million will be paid in a single upfront all-cash payment funded from the Company’s existing cash reserves. There are no other material conditions that need to be satisfied prior to completion. The Acquisition is expected to be completed on or around January 1, 2026. illion Digital Tech Solutions Holdings Limited is expected to be earnings accretive in its first full financial year of ownership. Credit Clear Limited (ASX:CCR) completed the acquisition of illion Digital Tech Solutions Holdings Limited from Experian New Zealand Limited on February 3, 2026.공지 • Dec 19Credit Clear Limited (ASX:CCR) entered into a Sale and Purchase Agreement to acquire illion Digital Tech Solutions Holdings Limited from Experian New Zealand Limited for AUD 7.7 million.Credit Clear Limited (ASX:CCR) entered into a Sale and Purchase Agreement to acquire illion Digital Tech Solutions Holdings Limited from Experian New Zealand Limited for AUD 7.7 million on December 18, 2025. A cash consideration of AUD 7.7 million will be paid by Credit Clear Limited. As part of consideration, AUD 7.7 million is paid towards common equity of illion Digital Tech Solutions Holdings Limited. The Acquisition consideration of AUD 7.7 million will be paid in a single upfront all-cash payment funded from the Company’s existing cash reserves. There are no other material conditions that need to be satisfied prior to completion. The Acquisition is expected to be completed on or around January 1, 2026. illion Digital Tech Solutions Holdings Limited is expected to be earnings accretive in its first full financial year of ownership.공지 • Oct 23Credit Clear Limited (ASX:CCR) agreed to acquire Arc (Europe) Limited for AUD 10.9 million.Credit Clear Limited (ASX:CCR) entered into a binding agreement to acquire Arc (Europe) Limited for AUD 10.9 million on October 22, 2025. A cash consideration of AUD 8.6 million will be paid by Credit Clear Limited. The consideration consists of common equity of Credit Clear Limited having a value of AUD 2.3 million to be issued for common equity of Arc (Europe) Limited. As part of consideration, AUD 10.9 million is paid towards common equity of Arc (Europe) Limited. The transaction will be financed through placement of AUD 8.6 million. ARC’s co-founders intend to continue in their existing roles to assist with the successful integration of ARC and Credit Clear. For the period ending March 31, 2025, Arc (Europe) Limited reported total revenue of AUD 8.8 million and EBITDA of AUD 1.24 million. Completion of the Acquisition remains subject to approval from the UK Financial Conduct Authority (FCA), which is a UK regulatory requirement. This FCA approval is anticipated to be received within 60 days, with completion to occur immediately thereafter. The expected completion of the transaction is December 20, 2025. ARC expected to be earnings and EPS accretive in its first year of ownership.공지 • Sep 27Credit Clear Limited, Annual General Meeting, Nov 25, 2025Credit Clear Limited, Annual General Meeting, Nov 25, 2025.Reported Earnings • Aug 22Full year 2025 earnings released: EPS: AU$0.008 (vs AU$0.011 loss in FY 2024)Full year 2025 results: EPS: AU$0.008 (up from AU$0.011 loss in FY 2024). Revenue: AU$47.0m (up 11% from FY 2024). Net income: AU$3.55m (up AU$8.04m from FY 2024). Profit margin: 7.6% (up from net loss in FY 2024). The move to profitability was primarily driven by higher revenue. Revenue is forecast to grow 10% p.a. on average during the next 3 years, compared to a 17% growth forecast for the Software industry in Australia.Board Change • Aug 18Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 3 non-independent directors. Independent Chairman Paul Dwyer was the last independent director to join the board, commencing their role in 2022. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.공지 • Jul 22Credit Clear Limited to Report Fiscal Year 2025 Results on Aug 22, 2025Credit Clear Limited announced that they will report fiscal year 2025 results on Aug 22, 2025Board Change • Feb 04Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 3 non-independent directors. Independent Chairman Paul Dwyer was the last independent director to join the board, commencing their role in 2022. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.Board Change • Dec 24Less than half of directors are independentThere are 4 new directors who have joined the board in the last 3 years. Of these new board members, 2 were independent directors. The company's board is composed of: 4 new directors. 1 experienced director. No highly experienced directors. 2 independent directors (3 non-independent directors). Non-Executive Director Hugh Robertson is the most experienced director on the board, commencing their role in 2021. Independent Chairman Paul Dwyer was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of experienced directors.Recent Insider Transactions • Oct 23Independent Chairman recently bought AU$669k worth of stockOn the 22nd of October, Paul Dwyer bought around 2m shares on-market at roughly AU$0.32 per share. This transaction amounted to 34% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth AU$1.2m. This was Paul's only on-market trade for the last 12 months.공지 • Oct 22Credit Clear Limited, Annual General Meeting, Nov 22, 2024Credit Clear Limited, Annual General Meeting, Nov 22, 2024. Location: at the office of arma, building 11, 41-43 bourke road, alexandria, nsw., AustraliaRecent Insider Transactions • Sep 03Non-Executive Director recently bought AU$106k worth of stockOn the 30th of August, Hugh Robertson bought around 357k shares on-market at roughly AU$0.30 per share. This transaction amounted to 5.0% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth AU$1.2m. Insiders have collectively bought AU$2.1m more in shares than they have sold in the last 12 months.Reported Earnings • Aug 28Full year 2024 earnings releasedFull year 2024 results: Revenue: AU$42.2m (up 18% from FY 2023). Net loss: AU$4.50m (loss narrowed 59% from FY 2023). Revenue is forecast to grow 13% p.a. on average during the next 3 years, compared to a 15% growth forecast for the Software industry in Australia.공지 • Aug 22Credit Clear Limited Appoints Jodie Bedoya as Non-Executive Director, Effective from 1 September 2024Credit Clear Limited announced the appointment of Ms. Jodie Bedoya as a non-executive Director of the Company effective from 1 September 2024. Jodie is a leading industry expert in debt resolution with over 25 years of experience. She is the founder and director of eMatrix. With a background in finance, she has held key executive roles, including as Chief Executive Officer of Recoveries Corporation Limited, which she attained at the age of 34. As one of Australia's leading experts in strategies for building organisational capability in collections, hardship, and vulnerability, Jodie has collaborated with leading banks, energy retailers, government, and commercial clients. Jodie is also a highly sought-after speaker and thought leader, frequently presenting at major industry conferences and workshops, such as the Australian Institute of Credit Management, Auscontact, Essential Services Commission, water industry groups and various debt-related and local government events.공지 • Aug 20Credit Clear Limited to Report Fiscal Year 2024 Results on Aug 28, 2024Credit Clear Limited announced that they will report fiscal year 2024 results on Aug 28, 2024New Risk • Nov 10New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Australian stocks, typically moving 12% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 27% per year over the past 5 years. Minor Risks Share price has been volatile over the past 3 months (12% average weekly change). Shareholders have been diluted in the past year (12% increase in shares outstanding). Market cap is less than US$100m (AU$74.3m market cap, or US$47.3m).공지 • Nov 04Credit Clear Limited (ASX:CCR) entered into a binding agreement to acquire DRA Group for AUD 1.5 million.Credit Clear Limited (ASX:CCR) entered into a binding agreement to acquire DRA Group for AUD 1.5 million on November 3, 2023. The consideration is payable in a 60/40 cash/scrip ratio and will be funded through the Credit Clear’s existing cash reserves and available placement capacity. The key persons of DRA will be retained. DRA generated AUD 2.1 million in revenue in FY23. The transaction is expected to complete within 30 days from the exchange of binding contracts. The transaction is expected to be immediately cash and earnings accretive.공지 • Sep 28Credit Clear Limited, Annual General Meeting, Nov 23, 2023Credit Clear Limited, Annual General Meeting, Nov 23, 2023.Reported Earnings • Sep 01Full year 2023 earnings released: EPS: AU$0 (vs AU$0.046 loss in FY 2022)Full year 2023 results: EPS: AU$0 (improved from AU$0.046 loss in FY 2022). Revenue: AU$36.0m (up 68% from FY 2022). Net loss: AU$11.1m (loss narrowed 12% from FY 2022).New Risk • Aug 30New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended December 2022. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 32% per year over the past 5 years. Minor Risks Latest financial reports are more than 6 months old (reported December 2022 fiscal period end). Shareholders have been diluted in the past year (12% increase in shares outstanding). Market cap is less than US$100m (AU$86.6m market cap, or US$56.3m).Board Change • Mar 31No independent directorsThere are 4 new directors who have joined the board in the last 3 years. Of these new board members, none were independent directors. The company's board is composed of: 4 new directors. 1 experienced director. No highly experienced directors. No independent directors (5 non-independent directors). Non-Executive Director Hugh Robertson is the most experienced director on the board, commencing their role in 2021. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of independent directors. Lack of experienced directors.이익 및 매출 성장 예측CHIA:CCR - 애널리스트 향후 추정치 및 과거 재무 데이터 (AUD Millions)날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수6/30/20288512141516/30/2027755111326/30/202658057212/31/202549524N/A9/30/202548435N/A6/30/202547446N/A3/31/202546-135N/A12/31/202445-535N/A9/30/202444-534N/A6/30/202442-424N/A3/31/202440-5-11N/A12/31/202338-6-3-2N/A9/30/202337-8-4-2N/A6/30/202336-11-5-3N/A3/31/202334-12-4-3N/A12/31/202233-12-4-2N/A9/30/202227-12-6-4N/A6/30/202221-11-7-6N/A3/31/202217-11-6-5N/A12/31/202113-10-5-4N/A9/30/202112-9-5-4N/A6/30/202111-8-5-4N/A3/31/202111-7-4-4N/A12/31/202010-7-4-4N/A9/30/20208-5-3-3N/A6/30/20206-4-2-2N/A6/30/20191-4N/A-4N/A6/30/20180-3N/A-3N/A더 보기애널리스트 향후 성장 전망수입 대 저축률: CCR 의 연간 예상 수익 증가율(47.5%)이 saving rate(3.6%)보다 높습니다.수익 vs 시장: CCR 의 연간 수익(47.5%)이 Australian 시장(12.1%)보다 빠르게 성장할 것으로 예상됩니다.고성장 수익: CCR 의 수입은 향후 3년 동안 상당히 증가할 것으로 예상됩니다.수익 대 시장: CCR 의 수익(연간 18.6%)이 Australian 시장(연간 6.4%)보다 빠르게 성장할 것으로 예상됩니다.고성장 매출: CCR 의 수익(연간 18.6%)은 연간 20%보다 느리게 증가할 것으로 예상됩니다.주당순이익 성장 예측향후 자기자본이익률미래 ROE: CCR의 자본 수익률은 3년 후 13.1%로 낮을 것으로 예상됩니다.성장 기업 찾아보기7D1Y7D1Y7D1YSoftware 산업의 고성장 기업.View Past Performance기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/05/12 22:17종가2026/05/12 00:00수익2025/12/31연간 수익2025/06/30데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Credit Clear Limited는 2명의 분석가가 다루고 있습니다. 이 중 2명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Caleb WengPAC Partners Securities Pty. Ltd.Larry GandlerShaw and Partners Limited
공지 • Mar 05Credit Clear Limited (ASX:CCR) announces an Equity Buyback.Credit Clear Limited (ASX:CCR) announces a share repurchase program. Under the program, the company will repurchase up to 52,140,620 shares for $0.5 million. The repurchase program will be valid September 14, 2026. As of March 4, 2026, the company had 521,406,201 shares in issue.
공지 • Feb 17Credit Clear Limited to Report First Half, 2026 Results on Feb 26, 2026Credit Clear Limited announced that they will report first half, 2026 results on Feb 26, 2026
공지 • Feb 05Credit Clear Limited (ASX:CCR) completed the acquisition of illion Digital Tech Solutions Holdings Limited from Experian New Zealand Limited.Credit Clear Limited (ASX:CCR) entered into a Sale and Purchase Agreement to acquire illion Digital Tech Solutions Holdings Limited from Experian New Zealand Limited for AUD 7.7 million on December 18, 2025. A cash consideration of AUD 7.7 million will be paid by Credit Clear Limited. As part of consideration, AUD 7.7 million is paid towards common equity of illion Digital Tech Solutions Holdings Limited. The Acquisition consideration of AUD 7.7 million will be paid in a single upfront all-cash payment funded from the Company’s existing cash reserves. There are no other material conditions that need to be satisfied prior to completion. The Acquisition is expected to be completed on or around January 1, 2026. illion Digital Tech Solutions Holdings Limited is expected to be earnings accretive in its first full financial year of ownership. Credit Clear Limited (ASX:CCR) completed the acquisition of illion Digital Tech Solutions Holdings Limited from Experian New Zealand Limited on February 3, 2026.
공지 • Dec 19Credit Clear Limited (ASX:CCR) entered into a Sale and Purchase Agreement to acquire illion Digital Tech Solutions Holdings Limited from Experian New Zealand Limited for AUD 7.7 million.Credit Clear Limited (ASX:CCR) entered into a Sale and Purchase Agreement to acquire illion Digital Tech Solutions Holdings Limited from Experian New Zealand Limited for AUD 7.7 million on December 18, 2025. A cash consideration of AUD 7.7 million will be paid by Credit Clear Limited. As part of consideration, AUD 7.7 million is paid towards common equity of illion Digital Tech Solutions Holdings Limited. The Acquisition consideration of AUD 7.7 million will be paid in a single upfront all-cash payment funded from the Company’s existing cash reserves. There are no other material conditions that need to be satisfied prior to completion. The Acquisition is expected to be completed on or around January 1, 2026. illion Digital Tech Solutions Holdings Limited is expected to be earnings accretive in its first full financial year of ownership.
공지 • Oct 23Credit Clear Limited (ASX:CCR) agreed to acquire Arc (Europe) Limited for AUD 10.9 million.Credit Clear Limited (ASX:CCR) entered into a binding agreement to acquire Arc (Europe) Limited for AUD 10.9 million on October 22, 2025. A cash consideration of AUD 8.6 million will be paid by Credit Clear Limited. The consideration consists of common equity of Credit Clear Limited having a value of AUD 2.3 million to be issued for common equity of Arc (Europe) Limited. As part of consideration, AUD 10.9 million is paid towards common equity of Arc (Europe) Limited. The transaction will be financed through placement of AUD 8.6 million. ARC’s co-founders intend to continue in their existing roles to assist with the successful integration of ARC and Credit Clear. For the period ending March 31, 2025, Arc (Europe) Limited reported total revenue of AUD 8.8 million and EBITDA of AUD 1.24 million. Completion of the Acquisition remains subject to approval from the UK Financial Conduct Authority (FCA), which is a UK regulatory requirement. This FCA approval is anticipated to be received within 60 days, with completion to occur immediately thereafter. The expected completion of the transaction is December 20, 2025. ARC expected to be earnings and EPS accretive in its first year of ownership.
공지 • Sep 27Credit Clear Limited, Annual General Meeting, Nov 25, 2025Credit Clear Limited, Annual General Meeting, Nov 25, 2025.
Reported Earnings • Aug 22Full year 2025 earnings released: EPS: AU$0.008 (vs AU$0.011 loss in FY 2024)Full year 2025 results: EPS: AU$0.008 (up from AU$0.011 loss in FY 2024). Revenue: AU$47.0m (up 11% from FY 2024). Net income: AU$3.55m (up AU$8.04m from FY 2024). Profit margin: 7.6% (up from net loss in FY 2024). The move to profitability was primarily driven by higher revenue. Revenue is forecast to grow 10% p.a. on average during the next 3 years, compared to a 17% growth forecast for the Software industry in Australia.
Board Change • Aug 18Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 3 non-independent directors. Independent Chairman Paul Dwyer was the last independent director to join the board, commencing their role in 2022. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
공지 • Jul 22Credit Clear Limited to Report Fiscal Year 2025 Results on Aug 22, 2025Credit Clear Limited announced that they will report fiscal year 2025 results on Aug 22, 2025
Board Change • Feb 04Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 3 non-independent directors. Independent Chairman Paul Dwyer was the last independent director to join the board, commencing their role in 2022. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
Board Change • Dec 24Less than half of directors are independentThere are 4 new directors who have joined the board in the last 3 years. Of these new board members, 2 were independent directors. The company's board is composed of: 4 new directors. 1 experienced director. No highly experienced directors. 2 independent directors (3 non-independent directors). Non-Executive Director Hugh Robertson is the most experienced director on the board, commencing their role in 2021. Independent Chairman Paul Dwyer was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of experienced directors.
Recent Insider Transactions • Oct 23Independent Chairman recently bought AU$669k worth of stockOn the 22nd of October, Paul Dwyer bought around 2m shares on-market at roughly AU$0.32 per share. This transaction amounted to 34% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth AU$1.2m. This was Paul's only on-market trade for the last 12 months.
공지 • Oct 22Credit Clear Limited, Annual General Meeting, Nov 22, 2024Credit Clear Limited, Annual General Meeting, Nov 22, 2024. Location: at the office of arma, building 11, 41-43 bourke road, alexandria, nsw., Australia
Recent Insider Transactions • Sep 03Non-Executive Director recently bought AU$106k worth of stockOn the 30th of August, Hugh Robertson bought around 357k shares on-market at roughly AU$0.30 per share. This transaction amounted to 5.0% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth AU$1.2m. Insiders have collectively bought AU$2.1m more in shares than they have sold in the last 12 months.
Reported Earnings • Aug 28Full year 2024 earnings releasedFull year 2024 results: Revenue: AU$42.2m (up 18% from FY 2023). Net loss: AU$4.50m (loss narrowed 59% from FY 2023). Revenue is forecast to grow 13% p.a. on average during the next 3 years, compared to a 15% growth forecast for the Software industry in Australia.
공지 • Aug 22Credit Clear Limited Appoints Jodie Bedoya as Non-Executive Director, Effective from 1 September 2024Credit Clear Limited announced the appointment of Ms. Jodie Bedoya as a non-executive Director of the Company effective from 1 September 2024. Jodie is a leading industry expert in debt resolution with over 25 years of experience. She is the founder and director of eMatrix. With a background in finance, she has held key executive roles, including as Chief Executive Officer of Recoveries Corporation Limited, which she attained at the age of 34. As one of Australia's leading experts in strategies for building organisational capability in collections, hardship, and vulnerability, Jodie has collaborated with leading banks, energy retailers, government, and commercial clients. Jodie is also a highly sought-after speaker and thought leader, frequently presenting at major industry conferences and workshops, such as the Australian Institute of Credit Management, Auscontact, Essential Services Commission, water industry groups and various debt-related and local government events.
공지 • Aug 20Credit Clear Limited to Report Fiscal Year 2024 Results on Aug 28, 2024Credit Clear Limited announced that they will report fiscal year 2024 results on Aug 28, 2024
New Risk • Nov 10New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Australian stocks, typically moving 12% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 27% per year over the past 5 years. Minor Risks Share price has been volatile over the past 3 months (12% average weekly change). Shareholders have been diluted in the past year (12% increase in shares outstanding). Market cap is less than US$100m (AU$74.3m market cap, or US$47.3m).
공지 • Nov 04Credit Clear Limited (ASX:CCR) entered into a binding agreement to acquire DRA Group for AUD 1.5 million.Credit Clear Limited (ASX:CCR) entered into a binding agreement to acquire DRA Group for AUD 1.5 million on November 3, 2023. The consideration is payable in a 60/40 cash/scrip ratio and will be funded through the Credit Clear’s existing cash reserves and available placement capacity. The key persons of DRA will be retained. DRA generated AUD 2.1 million in revenue in FY23. The transaction is expected to complete within 30 days from the exchange of binding contracts. The transaction is expected to be immediately cash and earnings accretive.
공지 • Sep 28Credit Clear Limited, Annual General Meeting, Nov 23, 2023Credit Clear Limited, Annual General Meeting, Nov 23, 2023.
Reported Earnings • Sep 01Full year 2023 earnings released: EPS: AU$0 (vs AU$0.046 loss in FY 2022)Full year 2023 results: EPS: AU$0 (improved from AU$0.046 loss in FY 2022). Revenue: AU$36.0m (up 68% from FY 2022). Net loss: AU$11.1m (loss narrowed 12% from FY 2022).
New Risk • Aug 30New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended December 2022. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 32% per year over the past 5 years. Minor Risks Latest financial reports are more than 6 months old (reported December 2022 fiscal period end). Shareholders have been diluted in the past year (12% increase in shares outstanding). Market cap is less than US$100m (AU$86.6m market cap, or US$56.3m).
Board Change • Mar 31No independent directorsThere are 4 new directors who have joined the board in the last 3 years. Of these new board members, none were independent directors. The company's board is composed of: 4 new directors. 1 experienced director. No highly experienced directors. No independent directors (5 non-independent directors). Non-Executive Director Hugh Robertson is the most experienced director on the board, commencing their role in 2021. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of independent directors. Lack of experienced directors.