View ValuationBanco Hipotecario 향후 성장Future 기준 점검 2/6Banco Hipotecario의 수익이 증가할 것으로 예상됨입니다.핵심 정보n/a이익 성장률n/aEPS 성장률Banks 이익 성장12.5%매출 성장률21.2%향후 자기자본이익률n/a애널리스트 커버리지Low마지막 업데이트11 Jun 2026최근 향후 성장 업데이트업데이트 없음모든 업데이트 보기Recent updatesNew Risk • Jun 08New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 5.7% Last year net profit margin: 8.4% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (9.0% average weekly change). Minor Risks Dividend is not well covered by earnings (154% payout ratio). Profit margins are more than 30% lower than last year (5.7% net profit margin).Reported Earnings • May 28First quarter 2026 earnings released: AR$6.73 loss per share (vs AR$7.74 loss in 1Q 2025)First quarter 2026 results: AR$6.73 loss per share (improved from AR$7.74 loss in 1Q 2025). Revenue: AR$144.9b (up 86% from 1Q 2025). Net loss: AR$10.1b (loss narrowed 12% from 1Q 2025). Revenue is forecast to grow 24% p.a. on average during the next 2 years, compared to a 22% growth forecast for the Banks industry in Argentina.Upcoming Dividend • Mar 20Upcoming dividend of AR$4.68 per shareEligible shareholders must have bought the stock before 27 March 2026. Payment date: 30 March 2026. The company is paying out more than 100% of its profits but is generating plenty of cash to support the dividend. Trailing yield: 14%. Within top quartile of Argentinean dividend payers (8.3%). Higher than average of industry peers (7.7%).공고 • Mar 03Banco Hipotecario S.A., Annual General Meeting, Mar 30, 2026Banco Hipotecario S.A., Annual General Meeting, Mar 30, 2026. Location: held remotely, ArgentinaReported Earnings • Mar 02Full year 2025 earnings releasedFull year 2025 results: Revenue: AR$472.3b (down 36% from FY 2024). Net income: AR$25.2b (down 66% from FY 2024). Profit margin: 5.3% (down from 10% in FY 2024). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 20% p.a. on average during the next 2 years, compared to a 23% growth forecast for the Banks industry in Argentina.Upcoming Dividend • Feb 18Upcoming dividend of AR$4.68 per shareEligible shareholders must have bought the stock before 25 February 2026. Payment date: 26 February 2026. The company is paying out more than 100% of its profits and is cash flow negative. Trailing yield: 11%. Within top quartile of Argentinean dividend payers (8.5%). Higher than average of industry peers (6.0%).Upcoming Dividend • Jan 22Upcoming dividend of AR$4.68 per shareEligible shareholders must have bought the stock before 28 January 2026. Payment date: 29 January 2026. The company is paying out more than 100% of its profits and is cash flow negative. Trailing yield: 9.7%. Within top quartile of Argentinean dividend payers (8.5%). Higher than average of industry peers (6.2%).Upcoming Dividend • Dec 22Upcoming dividend of AR$4.68 per shareEligible shareholders must have bought the stock before 29 December 2025. Payment date: 30 December 2025. The company is paying out more than 100% of its profits but is generating plenty of cash to support the dividend. Trailing yield: 8.2%. Within top quartile of Argentinean dividend payers (6.6%). Higher than average of industry peers (5.8%).Reported Earnings • Nov 30Third quarter 2025 earnings released: AR$12.20 loss per share (vs AR$9.48 profit in 3Q 2024)Third quarter 2025 results: AR$12.20 loss per share (down from AR$9.48 profit in 3Q 2024). Revenue: AR$84.5b (down 36% from 3Q 2024). Net loss: AR$18.3b (down 231% from profit in 3Q 2024). Revenue is forecast to grow 24% p.a. on average during the next 3 years, compared to a 24% growth forecast for the Banks industry in Argentina.Upcoming Dividend • Nov 19Upcoming dividend of AR$4.68 per shareEligible shareholders must have bought the stock before 26 November 2025. Payment date: 27 November 2025. Payout ratio is a comfortable 22% but the company is not cash flow positive. Trailing yield: 4.6%. Lower than top quartile of Argentinean dividend payers (7.0%). Lower than average of industry peers (6.8%).Upcoming Dividend • Oct 22Upcoming dividend of AR$4.68 per shareEligible shareholders must have bought the stock before 29 October 2025. Payment date: 30 October 2025. Payout ratio is a comfortable 22% but the company is not cash flow positive. Trailing yield: 8.2%. Lower than top quartile of Argentinean dividend payers (9.9%). Lower than average of industry peers (10%).Upcoming Dividend • Sep 19Upcoming dividend of AR$4.68 per shareEligible shareholders must have bought the stock before 26 September 2025. Payment date: 29 September 2025. Payout ratio is a comfortable 22% but the company is not cash flow positive. Trailing yield: 9.9%. Lower than top quartile of Argentinean dividend payers (10%). Lower than average of industry peers (12%).Reported Earnings • Aug 29Second quarter 2025 earnings released: EPS: AR$29.08 (vs AR$10.27 in 2Q 2024)Second quarter 2025 results: EPS: AR$29.08 (up from AR$10.27 in 2Q 2024). Revenue: AR$43.7b (down 75% from 2Q 2024). Net income: AR$43.6b (up 187% from 2Q 2024). Profit margin: 100% (up from 8.7% in 2Q 2024). The increase in margin was driven by lower expenses. Revenue is forecast to grow 6.7% p.a. on average during the next 3 years, compared to a 22% growth forecast for the Banks industry in Argentina.Upcoming Dividend • Aug 20Upcoming dividend of AR$4.68 per shareEligible shareholders must have bought the stock before 27 August 2025. Payment date: 28 August 2025. Payout ratio is a comfortable 22% and this is well supported by cash flows. Trailing yield: 5.8%. Lower than top quartile of Argentinean dividend payers (9.1%). Lower than average of industry peers (8.6%).Upcoming Dividend • Jul 21Upcoming dividend of AR$4.76 per shareEligible shareholders must have bought the stock before 25 July 2025. Payment date: 30 July 2025. Payout ratio is a comfortable 22% and this is well supported by cash flows. Trailing yield: 5.9%. Lower than top quartile of Argentinean dividend payers (8.0%). Lower than average of industry peers (8.7%).New Risk • Jul 11New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 8.4% Last year net profit margin: 13% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Major Risk Shares are highly illiquid. Minor Risk Profit margins are more than 30% lower than last year (8.4% net profit margin).Reported Earnings • Jul 10First quarter 2025 earnings released: AR$7.21 loss per share (vs AR$11.65 profit in 1Q 2024)First quarter 2025 results: AR$7.21 loss per share (down from AR$11.65 profit in 1Q 2024). Revenue: AR$73.7b (down 68% from 1Q 2024). Net loss: AR$10.8b (down 163% from profit in 1Q 2024). Revenue is forecast to grow 13% p.a. on average during the next 3 years, compared to a 20% growth forecast for the Banks industry in Argentina.Reported Earnings • Jun 04First quarter 2025 earnings released: AR$7.21 loss per share (vs AR$11.65 profit in 1Q 2024)First quarter 2025 results: AR$7.21 loss per share (down from AR$11.65 profit in 1Q 2024). Revenue: AR$73.7b (down 68% from 1Q 2024). Net loss: AR$10.8b (down 163% from profit in 1Q 2024). Revenue is forecast to grow 26% p.a. on average during the next 3 years, compared to a 20% growth forecast for the Banks industry in Argentina.이익 및 매출 성장 예측BASE:BHIPD - 애널리스트 향후 추정치 및 과거 재무 데이터 (ARS Millions)날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수12/31/2027806,987N/AN/AN/A112/31/2026839,931N/AN/AN/A13/31/2026519,98729,429331,480338,367N/A12/31/2025470,29525,183187,619194,818N/A9/30/2025629,97946,324250,804261,342N/A6/30/2025720,12683,105-128,355-120,153N/A3/31/2025803,01467,704913,015922,173N/A12/31/20241,028,086106,024664,762672,999N/A9/30/2024979,409132,172-735,393-729,888N/A6/30/2024978,207119,673-894,571-887,391N/A3/31/2024960,857119,762-2,131,611-2,124,682N/A12/31/2023752,209112,588-1,651,738-1,645,521N/A9/30/2023616,37250,968-429,872-423,909N/A6/30/2023486,81146,479-148,749-144,904N/A3/31/2023349,18432,712385,922388,683N/A12/31/2022269,52818,855386,407388,251N/A9/30/2022163,2417,166151,443152,083N/A6/30/2022125,8484,55157,70958,391N/A3/31/202275,807-2,273-67,185-66,670N/A12/31/202153,026-8,184-262,943-262,360N/A9/30/202131,520-4,882-56,766-56,468N/A6/30/202133,445-3,512-70,786-70,480N/A3/31/202132,891-784-34,090-33,630N/A12/31/202029,7381,383-43,522-43,228N/A9/30/202026,250-1,509-50,366-49,925N/A6/30/202024,639-2,161-13,193-12,680N/A3/31/202024,614-3,19711,63411,804N/A12/31/201923,734-3,723N/A22,621N/A9/30/201921,231-1,343N/A25,079N/A6/30/201919,261-399N/A13,004N/A3/31/201914,684217N/A6,936N/A12/31/201813,1832,051N/A6,355N/A9/30/201813,1201,612N/A-1,909N/A6/30/201812,4471,506N/A-7,737N/A3/31/201811,9361,355N/A-3,893N/A12/31/201711,2291,130N/A-9,874N/A9/30/20179,5871,202N/A-5,354N/A6/30/20178,188870N/A-7,994N/A3/31/20177,138680N/A-11,493N/A12/31/20166,357615N/A-10,397N/A9/30/20166,5561,002N/A-8,327N/A6/30/20166,4971,116N/A-6,879N/A3/31/20166,2881,140N/A-5,222N/A12/31/20155,9221,086N/A-4,484N/A9/30/20154,891609N/A-3,343N/A더 보기애널리스트 향후 성장 전망수입 대 저축률: BHIPD 의 예상 수익 증가율이 절약률(9%)보다 높은지 판단하기에는 데이터가 부족합니다.수익 vs 시장: BHIPD 의 수익이 AR 시장보다 빠르게 성장할 것으로 예상되는지 판단하기에는 데이터가 부족합니다.고성장 수익: BHIPD 의 수익이 향후 3년 동안 상당히 증가할 것으로 예상되는지 판단하기에는 데이터가 부족합니다.수익 대 시장: BHIPD 의 수익(연간 21.2%)이 AR 시장(연간 13.2%)보다 빠르게 성장할 것으로 예상됩니다.고성장 매출: BHIPD 의 수익(연간 21.2%)은 연간 20%보다 빠르게 증가할 것으로 예상됩니다.주당순이익 성장 예측향후 자기자본이익률미래 ROE: BHIPD의 자본 수익률이 3년 후 높을 것으로 예상되는지 판단하기에 데이터가 부족합니다.성장 기업 찾아보기7D1Y7D1Y7D1YBanks 산업의 고성장 기업.View Past Performance기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/08/11 00:23종가2026/08/11 00:00수익2026/03/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델의 세부 정보는 당사의 GitHub 페이지에서 확인하실 수 있습니다. 또한 보고서 사용 방법에 대한 가이드와 YouTube 튜토리얼도 제공하고 있습니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Banco Hipotecario S.A.는 1명의 분석가가 다루고 있습니다. 이 중 1명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Brian FloresCitigroup Inc
New Risk • Jun 08New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 5.7% Last year net profit margin: 8.4% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (9.0% average weekly change). Minor Risks Dividend is not well covered by earnings (154% payout ratio). Profit margins are more than 30% lower than last year (5.7% net profit margin).
Reported Earnings • May 28First quarter 2026 earnings released: AR$6.73 loss per share (vs AR$7.74 loss in 1Q 2025)First quarter 2026 results: AR$6.73 loss per share (improved from AR$7.74 loss in 1Q 2025). Revenue: AR$144.9b (up 86% from 1Q 2025). Net loss: AR$10.1b (loss narrowed 12% from 1Q 2025). Revenue is forecast to grow 24% p.a. on average during the next 2 years, compared to a 22% growth forecast for the Banks industry in Argentina.
Upcoming Dividend • Mar 20Upcoming dividend of AR$4.68 per shareEligible shareholders must have bought the stock before 27 March 2026. Payment date: 30 March 2026. The company is paying out more than 100% of its profits but is generating plenty of cash to support the dividend. Trailing yield: 14%. Within top quartile of Argentinean dividend payers (8.3%). Higher than average of industry peers (7.7%).
공고 • Mar 03Banco Hipotecario S.A., Annual General Meeting, Mar 30, 2026Banco Hipotecario S.A., Annual General Meeting, Mar 30, 2026. Location: held remotely, Argentina
Reported Earnings • Mar 02Full year 2025 earnings releasedFull year 2025 results: Revenue: AR$472.3b (down 36% from FY 2024). Net income: AR$25.2b (down 66% from FY 2024). Profit margin: 5.3% (down from 10% in FY 2024). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 20% p.a. on average during the next 2 years, compared to a 23% growth forecast for the Banks industry in Argentina.
Upcoming Dividend • Feb 18Upcoming dividend of AR$4.68 per shareEligible shareholders must have bought the stock before 25 February 2026. Payment date: 26 February 2026. The company is paying out more than 100% of its profits and is cash flow negative. Trailing yield: 11%. Within top quartile of Argentinean dividend payers (8.5%). Higher than average of industry peers (6.0%).
Upcoming Dividend • Jan 22Upcoming dividend of AR$4.68 per shareEligible shareholders must have bought the stock before 28 January 2026. Payment date: 29 January 2026. The company is paying out more than 100% of its profits and is cash flow negative. Trailing yield: 9.7%. Within top quartile of Argentinean dividend payers (8.5%). Higher than average of industry peers (6.2%).
Upcoming Dividend • Dec 22Upcoming dividend of AR$4.68 per shareEligible shareholders must have bought the stock before 29 December 2025. Payment date: 30 December 2025. The company is paying out more than 100% of its profits but is generating plenty of cash to support the dividend. Trailing yield: 8.2%. Within top quartile of Argentinean dividend payers (6.6%). Higher than average of industry peers (5.8%).
Reported Earnings • Nov 30Third quarter 2025 earnings released: AR$12.20 loss per share (vs AR$9.48 profit in 3Q 2024)Third quarter 2025 results: AR$12.20 loss per share (down from AR$9.48 profit in 3Q 2024). Revenue: AR$84.5b (down 36% from 3Q 2024). Net loss: AR$18.3b (down 231% from profit in 3Q 2024). Revenue is forecast to grow 24% p.a. on average during the next 3 years, compared to a 24% growth forecast for the Banks industry in Argentina.
Upcoming Dividend • Nov 19Upcoming dividend of AR$4.68 per shareEligible shareholders must have bought the stock before 26 November 2025. Payment date: 27 November 2025. Payout ratio is a comfortable 22% but the company is not cash flow positive. Trailing yield: 4.6%. Lower than top quartile of Argentinean dividend payers (7.0%). Lower than average of industry peers (6.8%).
Upcoming Dividend • Oct 22Upcoming dividend of AR$4.68 per shareEligible shareholders must have bought the stock before 29 October 2025. Payment date: 30 October 2025. Payout ratio is a comfortable 22% but the company is not cash flow positive. Trailing yield: 8.2%. Lower than top quartile of Argentinean dividend payers (9.9%). Lower than average of industry peers (10%).
Upcoming Dividend • Sep 19Upcoming dividend of AR$4.68 per shareEligible shareholders must have bought the stock before 26 September 2025. Payment date: 29 September 2025. Payout ratio is a comfortable 22% but the company is not cash flow positive. Trailing yield: 9.9%. Lower than top quartile of Argentinean dividend payers (10%). Lower than average of industry peers (12%).
Reported Earnings • Aug 29Second quarter 2025 earnings released: EPS: AR$29.08 (vs AR$10.27 in 2Q 2024)Second quarter 2025 results: EPS: AR$29.08 (up from AR$10.27 in 2Q 2024). Revenue: AR$43.7b (down 75% from 2Q 2024). Net income: AR$43.6b (up 187% from 2Q 2024). Profit margin: 100% (up from 8.7% in 2Q 2024). The increase in margin was driven by lower expenses. Revenue is forecast to grow 6.7% p.a. on average during the next 3 years, compared to a 22% growth forecast for the Banks industry in Argentina.
Upcoming Dividend • Aug 20Upcoming dividend of AR$4.68 per shareEligible shareholders must have bought the stock before 27 August 2025. Payment date: 28 August 2025. Payout ratio is a comfortable 22% and this is well supported by cash flows. Trailing yield: 5.8%. Lower than top quartile of Argentinean dividend payers (9.1%). Lower than average of industry peers (8.6%).
Upcoming Dividend • Jul 21Upcoming dividend of AR$4.76 per shareEligible shareholders must have bought the stock before 25 July 2025. Payment date: 30 July 2025. Payout ratio is a comfortable 22% and this is well supported by cash flows. Trailing yield: 5.9%. Lower than top quartile of Argentinean dividend payers (8.0%). Lower than average of industry peers (8.7%).
New Risk • Jul 11New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 8.4% Last year net profit margin: 13% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Major Risk Shares are highly illiquid. Minor Risk Profit margins are more than 30% lower than last year (8.4% net profit margin).
Reported Earnings • Jul 10First quarter 2025 earnings released: AR$7.21 loss per share (vs AR$11.65 profit in 1Q 2024)First quarter 2025 results: AR$7.21 loss per share (down from AR$11.65 profit in 1Q 2024). Revenue: AR$73.7b (down 68% from 1Q 2024). Net loss: AR$10.8b (down 163% from profit in 1Q 2024). Revenue is forecast to grow 13% p.a. on average during the next 3 years, compared to a 20% growth forecast for the Banks industry in Argentina.
Reported Earnings • Jun 04First quarter 2025 earnings released: AR$7.21 loss per share (vs AR$11.65 profit in 1Q 2024)First quarter 2025 results: AR$7.21 loss per share (down from AR$11.65 profit in 1Q 2024). Revenue: AR$73.7b (down 68% from 1Q 2024). Net loss: AR$10.8b (down 163% from profit in 1Q 2024). Revenue is forecast to grow 26% p.a. on average during the next 3 years, compared to a 20% growth forecast for the Banks industry in Argentina.