nCino（NCNO）株式概要
nCino, Inc.はソフトウェア・アズ・ア・サービスの会社で、米国、英国、および国際的な金融機関にソフトウェア・ソリューションを提供している。 詳細
NCNO Community Fair Values
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Analyst Price Targets
nCino, Inc. 競合他社
価格と性能
| 過去の株価 | |
|---|---|
| 現在の株価 | US$15.63 |
| 52週高値 | US$33.92 |
| 52週安値 | US$13.80 |
| ベータ | 0.69 |
| 1ヶ月の変化 | 2.90% |
| 3ヶ月変化 | 11.56% |
| 1年変化 | -43.49% |
| 3年間の変化 | -48.11% |
| 5年間の変化 | -74.68% |
| IPOからの変化 | -82.93% |
最新ニュース
分析記事 • Jun 16
nCino (NCNO) Stock After Earnings Beat And AI Confidence A Fresh Look At Valuation
nCino (NCNO) is back in focus after quarterly revenue came in above analyst expectations, and management underscored rising customer confidence in its AI product approach and long term technology partnerships. See our latest analysis for nCino. Despite the upbeat quarterly update and growing interest in nCino's AI roadmap, the stock has slipped recently, with the share price down 40.2% year to date and the 1 year total shareholder return down 45.2%. This points to fading momentum as investors...
ナラティブの更新 • Jun 12
NCNO: AI Adoption And New Banking Wins Will Support Future Repricing
Analysts have trimmed the nCino price target from about $23.31 to $23.08, reflecting updated assumptions around discount rates, profitability, and AI related execution risks, even as they point to early stage AI adoption and the potential for nCino to further integrate these tools into its platform. Analyst Commentary Recent Street research around nCino clusters around how quickly the company can execute on its AI roadmap and what that means for valuation and growth.Recent updates
分析記事 • Jun 16
nCino (NCNO) Stock After Earnings Beat And AI Confidence A Fresh Look At Valuation
nCino (NCNO) is back in focus after quarterly revenue came in above analyst expectations, and management underscored rising customer confidence in its AI product approach and long term technology partnerships. See our latest analysis for nCino. Despite the upbeat quarterly update and growing interest in nCino's AI roadmap, the stock has slipped recently, with the share price down 40.2% year to date and the 1 year total shareholder return down 45.2%. This points to fading momentum as investors...ナラティブの更新 • Jun 12
NCNO: AI Adoption And New Banking Wins Will Support Future Repricing
Analysts have trimmed the nCino price target from about $23.31 to $23.08, reflecting updated assumptions around discount rates, profitability, and AI related execution risks, even as they point to early stage AI adoption and the potential for nCino to further integrate these tools into its platform. Analyst Commentary Recent Street research around nCino clusters around how quickly the company can execute on its AI roadmap and what that means for valuation and growth.ナラティブの更新 • May 29
NCNO: AI Integration And New Banking Wins Will Drive Future Repricing
Analysts have trimmed nCino's fair value estimate to about $23.31 from roughly $23.86, as a series of price target cuts to $23 and $21 reflect both execution risk around deeper AI adoption and the view that current valuation already incorporates much of the long-term disruption risk, while still leaving room if the company successfully integrates AI into its platform. Analyst Commentary Recent research shows a split view on nCino, with several firms cutting price targets into the low US$20s while maintaining a range of ratings from Outperform to Neutral.Seeking Alpha • May 28
nCino Is Finally Investable After A Stellar Quarter (Upgrade)
Summary nCino, Inc. is upgraded from Sell to Hold after strong Q1 FY27 results and improved fundamentals. NCNO delivered 10.6% revenue growth to $159.4M, with margin expansion and robust international subscription growth. Management guides FY27 revenue to $642–646M and non-GAAP operating income to $166–171M, driven by subscription momentum. Valuation remains lofty on an EV/EBITDA basis, but rapid growth and margin gains support a more neutral outlook. Read the full article on Seeking Alphaナラティブの更新 • May 03
NCNO: AI Adoption And Banking Wins Will Support Future Repricing
The average analyst price target on nCino edges slightly lower to about $23.86 from $24.00, as analysts recalibrate expectations in response to a series of target cuts across the vertical software group that are only partly offset by a few upward revisions and an upgrade. Analyst Commentary Street research on nCino has turned more mixed, with a cluster of target cuts across the vertical software group and a smaller set of price target increases and an upgrade supporting the stock.ナラティブの更新 • Apr 19
NCNO: AI Agent Adoption And Moat Resilience Will Support Repricing
Analysts have trimmed their average price targets on nCino by single to mid teens dollar amounts, with reductions of up to $15 partially offset by smaller $1 to $2 increases, as they reassess sector risks and the impact of AI on competitive moats in vertical software. Analyst Commentary Recent Street research on nCino points to a mixed setup, with several price target cuts offset by a smaller group of modest upward adjustments.ナラティブの更新 • Apr 03
NCNO: AI Moat Resilience And Lending Workflow Adoption Will Support Repricing
The updated analyst price target for nCino has been revised to $24.00 from $33.14 as analysts reset valuation assumptions following a series of mixed target cuts and a few modest raises across the Street. Analyst Commentary Analysts are split on nCino, with several firms trimming price targets by wide margins while a smaller group is lifting targets or upgrading the stock.ナラティブの更新 • Mar 20
NCNO: AI Moat Resilience And Mortgage Workflow Automation Will Support Repricing
Analysts trimmed nCino's price target to $16 from $30, citing broad concern that the rapid spread of AI could pressure competitive moats across vertical software names and weigh on valuation support. Analyst Commentary Recent Street research has centered on how rapid AI adoption could affect nCino's long term positioning and valuation.ナラティブの更新 • Mar 05
NCNO: AI Moat Execution And Buybacks Will Support Future Repricing
Analysts have cut their price target on nCino to $16 from $30, citing broad pressure across vertical software names as rapid AI adoption raises fresh questions about competitive moats and long term defensibility. Analyst Commentary Bullish Takeaways Some bullish analysts see the lower US$16 price target as a reset that better aligns expectations with current sector sentiment, which can reduce pressure on nCino to deliver near term outperformance.
新しいナラティブ • Mar 05
Slow AI Adoption And Tough Renewals Will Eventually Reward Patient Belief In Modernization
Catalysts About nCino nCino provides a unified cloud platform that financial institutions use to manage lending, onboarding, account opening and portfolio management. What are the underlying business or industry changes driving this perspective?ナラティブの更新 • Feb 19
NCNO: AI Execution And Buybacks Will Support Future Multiple Expansion
Analysts have reduced their price target on nCino to $16 from $30. This reflects sector-wide pressure on vertical software valuations as rapid AI adoption raises new questions about competitive moats and long-term defensibility.
新しいナラティブ • Feb 18
AI Banking Adoption And International Expansion Will Support A Stronger Long Term Outlook
Catalysts About nCino nCino provides a unified, cloud based operating platform that helps financial institutions run lending, onboarding, account opening and portfolio management. What are the underlying business or industry changes driving this perspective?分析記事 • Feb 16
Some Confidence Is Lacking In nCino, Inc. (NASDAQ:NCNO) As Shares Slide 33%
The nCino, Inc. ( NASDAQ:NCNO ) share price has fared very poorly over the last month, falling by a substantial 33...ナラティブの更新 • Jan 22
NCNO: Q3 Beat And Raise Setup May Drive Future Multiple Expansion
Narrative Update The analyst price target for nCino has been trimmed by about US$0.64 to reflect slightly lower fair value. Analysts still highlight what they see as an achievable near term setup, a potential Q3 beat and raise, and progress toward FY25 ACV and Rule of 40 goals that could support the current P/E multiple.ナラティブの更新 • Jan 08
NCNO: Potential Q3 Beat And Raise Could Drive Multiple Expansion
Analysts recently trimmed their nCino fair value estimate by about $0.75 to roughly $34.79, tying the adjustment to updated views on achievable near term performance targets, potential Q3 "beat and raise" outcomes, and expectations that progress toward FY25 ACV and Rule of 40 goals could still support P/E multiple expansion over time. Analyst Commentary Bullish Takeaways Bullish analysts see the current setup as achievable in the near term, which they argue reduces execution risk around upcoming quarters.分析記事 • Dec 01
Is nCino, Inc. (NASDAQ:NCNO) Trading At A 25% Discount?
Key Insights Using the 2 Stage Free Cash Flow to Equity, nCino fair value estimate is US$32.92 nCino's US$24.70 share...ナラティブの更新 • Aug 28
AI-Driven Banking And Cloud Platforms Will Expand Global Reach
nCino’s price target has been raised to $35.18 as stronger-than-expected Q2 results, accelerating subscription growth, strategic expansion initiatives, and increasing confidence in margin improvement outweigh valuation concerns and near-term reacceleration risks. Analyst Commentary Positive Q2 results with subscription revenue and profit exceeding expectations, notably driven by better-than-expected mortgage volumes and strong execution, supporting upward estimate revisions.分析記事 • Jul 29
nCino (NASDAQ:NCNO) Is Making Moderate Use Of Debt
The external fund manager backed by Berkshire Hathaway's Charlie Munger, Li Lu, makes no bones about it when he says...新しいナラティブ • May 17
AI Banking And nSight Launch Will Broaden Digital Banking Services
Strategic pivot to AI banking and product enhancements are expected to drive revenue growth and improve customer retention and efficiency.分析記事 • May 06
Estimating The Fair Value Of nCino, Inc. (NASDAQ:NCNO)
Key Insights The projected fair value for nCino is US$27.26 based on 2 Stage Free Cash Flow to Equity nCino's US$22.25...分析記事 • Apr 04
Risks Still Elevated At These Prices As nCino, Inc. (NASDAQ:NCNO) Shares Dive 28%
To the annoyance of some shareholders, nCino, Inc. ( NASDAQ:NCNO ) shares are down a considerable 28% in the last...分析記事 • Mar 26
Is nCino (NASDAQ:NCNO) A Risky Investment?
Warren Buffett famously said, 'Volatility is far from synonymous with risk.' So it seems the smart money knows that...株主還元
| NCNO | US Software | US 市場 | |
|---|---|---|---|
| 7D | 5.6% | -7.0% | -2.7% |
| 1Y | -43.5% | -26.5% | 18.6% |
業界別リターン: NCNO過去 1 年間で-26.5 % の収益を上げたUS Software業界を下回りました。
リターン対市場: NCNOは、過去 1 年間で18.6 % のリターンを上げたUS市場を下回りました。
価格変動
| NCNO volatility | |
|---|---|
| NCNO Average Weekly Movement | 7.5% |
| Software Industry Average Movement | 9.9% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.9% |
| 10% least volatile stocks in US Market | 3.1% |
安定した株価: NCNO 、 US市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。
時間の経過による変動: NCNOの 週次ボラティリティ ( 8% ) は過去 1 年間安定しています。
会社概要
| 設立 | 従業員 | CEO（最高経営責任者 | ウェブサイト |
|---|---|---|---|
| 2011 | 1,684 | Sean Desmond | www.ncino.com |
nCino, Inc.はSaaS（Software-as-a-Service）企業で、米国、英国、および国際的な金融機関にソフトウェア・ソリューションを提供している。nCinoプラットフォームでソリューションを提供しており、その中には、与信・非与信のオンボーディング、商業口座開設、企業レベルのオンボーディングのためのデジタルプラットフォームを通じて顧客オンボーディングプロセスを合理化・強化するオンボーディングソリューションや、消費者や中小企業向けの預金口座開設ソリューションを含む口座開設ソリューションなどがある。同社はまた、融資ライフサイクルを自動化する商業ローン組成システム、自動与信判断と統合を備えたオムニチャネル・ソリューションを提供する消費者向け融資ソリューション、自動化と機械学習を実現する中小企業向け融資ソリューションなど、商業、消費者、中小企業、住宅ローン向け融資組成プラットフォームを提供するレンディングも提供している。さらに、データ主導のプラットフォームを通じて信用リスクの管理、パフォーマンスのモニタリング、成長機会の発掘を行うクレジット・モニタリング、ローン、預金、アプリケーションのデータを追跡するカスタマイズ可能なダッシュボードを提供するポートフォリオ・アナリティクス・ソリューション、オープンAPIとパートナー・マーケットプレイスを通じてコア・バンキング・システム、フィンテック・アプリケーション、サードパーティ・サービスを接続する統合機能を提供するインテグレーション＆インテリジェンスも提供している。nCino, Inc.は2011年に設立され、ノースカロライナ州ウィルミントンに本社を置いている。
nCino, Inc. 基礎のまとめ
| NCNO 基礎統計学 | |
|---|---|
| 時価総額 | US$1.57b |
| 収益（TTM） | US$13.26m |
| 売上高(TTM) | US$610.06m |
129.1x
PER（株価収益率2.8x
P/SレシオNCNO は割高か？
公正価値と評価分析を参照収益と収入
| NCNO 損益計算書（TTM） | |
|---|---|
| 収益 | US$610.06m |
| 売上原価 | US$234.18m |
| 売上総利益 | US$375.88m |
| その他の費用 | US$362.62m |
| 収益 | US$13.26m |
直近の収益報告
Apr 30, 2026
次回決算日
該当なし
| 一株当たり利益（EPS） | 0.12 |
| グロス・マージン | 61.61% |
| 純利益率 | 2.17% |
| 有利子負債／自己資本比率 | 26.7% |
NCNO の長期的なパフォーマンスは？
過去の実績と比較を見る企業分析と財務データの現状
| データ | 最終更新日（UTC時間） |
|---|---|
| 企業分析 | 2026/06/26 22:26 |
| 終値 | 2026/06/26 00:00 |
| 収益 | 2026/04/30 |
| 年間収益 | 2026/01/31 |
データソース
企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。
| パッケージ | データ | タイムフレーム | 米国ソース例 |
|---|---|---|---|
| 会社財務 | 10年 |
| |
| アナリストのコンセンサス予想 | +プラス3年 |
|
|
| 市場価格 | 30年 |
| |
| 所有権 | 10年 |
| |
| マネジメント | 10年 |
| |
| 主な進展 | 10年 |
|
* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。
特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。
分析モデルとスノーフレーク
このレポートを生成するために使用した分析モデルの詳細は、当社の Github ページ でご覧いただけます。また、レポートの使い方に関する ガイド や YouTube の チュートリアル もご用意しています。
シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。
業界およびセクターの指標
私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。
アナリスト筋
nCino, Inc. 14 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。22
| アナリスト | 機関 |
|---|---|
| Joseph Vruwink | Baird |
| Saket Kalia | Barclays |
| Koji Ikeda | BofA Global Research |