ACI Worldwide, Inc.

NasdaqGS:ACIW 株式レポート

時価総額:US$4.3b

ACI Worldwide バランスシートの健全性

財務の健全性 基準チェック /56

ACI Worldwideの総株主資本は$1.5B 、総負債は$825.8Mで、負債比率は55%となります。総資産と総負債はそれぞれ$3.1Bと$1.6Bです。 ACI Worldwideの EBIT は$343.2Mで、利息カバレッジ比率8.4です。現金および短期投資は$161.8Mです。

主要情報

55.03%

負債資本比率

US$825.83m

負債

インタレスト・カバレッジ・レシオ8.4x
現金US$161.76m
エクイティUS$1.50b
負債合計US$1.60b
総資産US$3.10b

財務の健全性に関する最新情報

Recent updates

ナラティブの更新 Apr 27

ACIW: Cloud Payment Connectivity And Margin Discipline Will Drive Future Upside

Analysts have adjusted their price target for ACI Worldwide slightly to $70.00, reflecting refined assumptions around discount rate, revenue growth, profit margin, and future P/E, while keeping their overall valuation view steady. What's in the News ACI Worldwide and Kinexys by J.P. Morgan integrated Kinexys Liink’s Confirm application into ACI’s Fraud and Financial Crime solution, adding embedded account and payee verification across ACH, wire and instant payments within the ACI Connetic platform (Key Developments).
ナラティブの更新 Apr 12

ACIW: Margin Discipline And Cash Returns Will Support Future Upside

Analysts have trimmed their price target on ACI Worldwide by $7, reflecting updated assumptions around discount rates, revenue growth, profit margins, and future P/E multiples. Analyst Commentary While the headline move is a lower price target, bullish analysts still point to several reasons why ACI Worldwide’s equity story can remain appealing for investors who are comfortable with execution risk and valuation resets.
ナラティブの更新 Mar 29

ACIW: Higher Margins And Cash Generation Will Support Future Upside

Analysts have reduced their 12 month price target on ACI Worldwide by $7, reflecting updated views on the discount rate, revenue growth, profit margin and future P/E assumptions discussed in recent research. Analyst Commentary While the latest research includes a lower 12 month price target, some readers may still see room for upside if ACI Worldwide executes well on its revenue growth and margin plans.
ナラティブの更新 Mar 13

ACIW: Recalibrated Expectations And New Payment Deals Will Support Future Upside

Analysts have reduced their price target on ACI Worldwide by $7 to reflect updated views on the discount rate, revenue growth, profit margin and future P/E assumptions, as highlighted in recent Street research. Analyst Commentary Recent Street research around ACI Worldwide focuses on how updated assumptions for the discount rate, revenue growth, profit margin and future P/E filter through to the new price target.
ナラティブの更新 Feb 26

ACIW: Recalibrated Discount Rate And Payments Execution Will Support Future Upside

Analysts have reduced their price target on ACI Worldwide by $7, reflecting updated views on discount rates, revenue growth assumptions, profit margins, and future P/E multiples. Analyst Commentary Even with the lower price target, bullish analysts are still highlighting reasons they think ACI Worldwide can justify a higher valuation over time, with the revised target reflecting updated assumptions rather than a loss of confidence in the business.
ナラティブの更新 Feb 12

ACIW: Reset Expectations And New Deals Will Support Future Upside

Analysts have trimmed their price target on ACI Worldwide by $1.40. The shift is tied to updated views on fair value, discount rate, growth, margins and future P/E assumptions following the latest research, including the recent cut at Seaport Research.
ナラティブの更新 Jan 29

ACIW: Execution On Payments Contracts And Buybacks Will Support Future Upside

Analysts have trimmed their price target on ACI Worldwide by $7, reflecting updated assumptions around discount rates, growth, margins, and future P/E that feed into their valuation work. Analyst Commentary Even with the $7 trim to the price target, bullish analysts still see room for ACI Worldwide to execute on its plan and support their valuation work.
ナラティブの更新 Jan 15

ACIW: Higher Earnings Power And Buybacks Will Support Future Upside

Analysts have reduced their price target on ACI Worldwide by $7 to $70, citing updated assumptions around discount rates, revenue growth, profit margins, and future P/E multiples. Analyst Commentary Recent research points to a more cautious stance on ACI Worldwide, with the latest published work highlighting adjustments to discount rates, revenue growth, profit margins, and assumed future P/E multiples.
分析記事 Nov 21

ACI Worldwide, Inc.'s (NASDAQ:ACIW) Business Is Yet to Catch Up With Its Share Price

It's not a stretch to say that ACI Worldwide, Inc.'s ( NASDAQ:ACIW ) price-to-earnings (or "P/E") ratio of 18x right...
Seeking Alpha Oct 13

ACI Worldwide: Mix Shifting Towards Payment Software Will Continue To Increase Margins

Summary ACI rebounded from about 40 dollars on August 1 to about 52 dollars today, with momentum improving despite a weak Seeking Alpha quant score from earnings revisions. H1 2025 delivered solid execution: revenue rose about 15 percent to roughly 796 million dollars, adjusted EBITDA grew about 24 percent, and recurring reached about 76 percent of sales. Management raised full-year 2025 guidance to 1.71 to 1.74 billion dollars of revenue and 490 to 505 million dollars of adjusted EBITDA, signaling confidence in execution and margin trajectory. I expect further margin expansion as the mix tilts to higher-margin Payment Software near 50 percent segment EBITDA versus Biller near 17 percent. My discounted EPS base case values ACI at around 64 dollars per share versus roughly 52 today, and the raised full-year guidance strengthens the risk-reward. Read the full article on Seeking Alpha
分析記事 Sep 07

Here's Why We Think ACI Worldwide (NASDAQ:ACIW) Is Well Worth Watching

It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...
分析記事 Aug 26

Are Investors Undervaluing ACI Worldwide, Inc. (NASDAQ:ACIW) By 41%?

Key Insights The projected fair value for ACI Worldwide is US$82.90 based on 2 Stage Free Cash Flow to Equity ACI...
分析記事 Aug 10

ACI Worldwide, Inc. Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next

NasdaqGS:ACIW 1 Year Share Price vs Fair Value Explore ACI Worldwide's Fair Values from the Community and select yours...
分析記事 Aug 04

There's Been No Shortage Of Growth Recently For ACI Worldwide's (NASDAQ:ACIW) Returns On Capital

What trends should we look for it we want to identify stocks that can multiply in value over the long term? Firstly...
分析記事 Jul 23

What Is ACI Worldwide, Inc.'s (NASDAQ:ACIW) Share Price Doing?

ACI Worldwide, Inc. ( NASDAQ:ACIW ), is not the largest company out there, but it received a lot of attention from a...
分析記事 Jul 11

What ACI Worldwide, Inc.'s (NASDAQ:ACIW) P/E Is Not Telling You

With a median price-to-earnings (or "P/E") ratio of close to 19x in the United States, you could be forgiven for...
分析記事 May 25

Are Investors Undervaluing ACI Worldwide, Inc. (NASDAQ:ACIW) By 42%?

Key Insights ACI Worldwide's estimated fair value is US$79.48 based on 2 Stage Free Cash Flow to Equity ACI Worldwide's...
分析記事 May 01

Is Now The Time To Put ACI Worldwide (NASDAQ:ACIW) On Your Watchlist?

Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
分析記事 Apr 19

At US$50.94, Is It Time To Put ACI Worldwide, Inc. (NASDAQ:ACIW) On Your Watch List?

ACI Worldwide, Inc. ( NASDAQ:ACIW ), is not the largest company out there, but it received a lot of attention from a...
分析記事 Apr 06

ACI Worldwide (NASDAQ:ACIW) Is Experiencing Growth In Returns On Capital

If we want to find a stock that could multiply over the long term, what are the underlying trends we should look for...
Seeking Alpha Mar 26

Bullish On ACI Worldwide's Innovating Bet In Global Payments

Summary ACI Worldwide is well established, operating across 94 countries and delivering payment solutions to banks, merchants, and billers globally. They’re also merging their Bank and Merchant segments into a unified Payment Software unit for operational efficiency. Interestingly, ACIW is also preparing a new product called Kinetic, which is a cloud-native payments hub aimed at driving high-volume, real-time processing. Overall, their portfolio includes fraud prevention, digital payments, and an extensive API library servicing over 80,000 merchants. I believe ACIW’s robust financials and growing cash flow justify its valuation, which is why I rate it a good long-term “Buy” at these levels. Read the full article on Seeking Alpha
分析記事 Feb 09

Pinning Down ACI Worldwide, Inc.'s (NASDAQ:ACIW) P/E Is Difficult Right Now

ACI Worldwide, Inc.'s ( NASDAQ:ACIW ) price-to-earnings (or "P/E") ratio of 24.4x might make it look like a sell right...
分析記事 Jan 28

ACI Worldwide, Inc. (NASDAQ:ACIW) Shares Could Be 25% Below Their Intrinsic Value Estimate

Key Insights The projected fair value for ACI Worldwide is US$71.06 based on 2 Stage Free Cash Flow to Equity Current...
Seeking Alpha Jan 13

ACI Worldwide: The Future Has Never Looked So Bright

Summary ACI Worldwide is a mature player in the digital payments market, with a stock appreciation of over 75% in the past year. ACIW's business model supports over 6,000 organizations globally, with significant revenue growth in banking and merchant segments, and 66.7% of revenues being recurring. Despite external risks like currency fluctuations, ACIW's strong financial performance and promising U.S. market position justify a buy rating and a $61.8 stock price target. ACIW outperforms peers like PayPal and Block in net margins and several key metrics, indicating a bright future and solid investment potential. Read the full article on Seeking Alpha
分析記事 Jan 04

Is Now The Time To Put ACI Worldwide (NASDAQ:ACIW) On Your Watchlist?

It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...
分析記事 Dec 11

Does ACI Worldwide (NASDAQ:ACIW) Have A Healthy Balance Sheet?

Legendary fund manager Li Lu (who Charlie Munger backed) once said, 'The biggest investment risk is not the volatility...
分析記事 Nov 29

Why ACI Worldwide, Inc. (NASDAQ:ACIW) Could Be Worth Watching

While ACI Worldwide, Inc. ( NASDAQ:ACIW ) might not have the largest market cap around , it saw a significant share...
分析記事 Nov 08

Returns Are Gaining Momentum At ACI Worldwide (NASDAQ:ACIW)

Finding a business that has the potential to grow substantially is not easy, but it is possible if we look at a few key...
分析記事 Oct 27

ACI Worldwide, Inc. (NASDAQ:ACIW) Shares Could Be 33% Below Their Intrinsic Value Estimate

Key Insights ACI Worldwide's estimated fair value is US$72.83 based on 2 Stage Free Cash Flow to Equity Current share...
分析記事 Oct 15

Earnings Not Telling The Story For ACI Worldwide, Inc. (NASDAQ:ACIW)

ACI Worldwide, Inc.'s ( NASDAQ:ACIW ) price-to-earnings (or "P/E") ratio of 30x might make it look like a strong sell...
分析記事 Oct 03

Does ACI Worldwide (NASDAQ:ACIW) Deserve A Spot On Your Watchlist?

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Seeking Alpha Sep 20

ACI Worldwide: Up Over 100% In The Last Year But Still Undervalued

Summary I am initiating coverage with a ‘Buy’ rating due to their mature business model, expanding margins, and modest valuation despite significant stock appreciation. Financially, ACI has shown renewed revenue growth, margin expansion, and healthy cash generation, positioning them well despite a mature business cycle. Despite past inconsistencies in meeting forecasts, ACI appears undervalued compared to peers, suggesting potential for continued outperformance for long-term investors. Read the full article on Seeking Alpha
分析記事 Sep 08

Here's Why ACI Worldwide (NASDAQ:ACIW) Can Manage Its Debt Responsibly

David Iben put it well when he said, 'Volatility is not a risk we care about. What we care about is avoiding the...
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新しいナラティブ Aug 30

Decisive Partnerships And Innovative Payments Hub Propel Future Earnings And Market Positioning

ACI Worldwide shows robust growth with significant increases in revenues and EBITDA in the Biller and Bank segments, indicating successful expansion and partnerships.
分析記事 Aug 27

Is There Now An Opportunity In ACI Worldwide, Inc. (NASDAQ:ACIW)?

ACI Worldwide, Inc. ( NASDAQ:ACIW ), is not the largest company out there, but it saw a significant share price rise of...
分析記事 Jul 12

What You Can Learn From ACI Worldwide, Inc.'s (NASDAQ:ACIW) P/E

When close to half the companies in the United States have price-to-earnings ratios (or "P/E's") below 17x, you may...
Seeking Alpha Jul 06

ACI Worldwide: Growth Prospects And Challenges In 2024

Summary ACI Worldwide advancing with SaaS and real-time payments service. Challenges in maintaining profitability and cost control. New tactics and market flexibility crucial for a company's survival or prosperity. Read the full article on Seeking Alpha

財務状況分析

短期負債: ACIWの 短期資産 ( $1.1B ) が 短期負債 ( $739.4M ) を超えています。

長期負債: ACIWの短期資産 ( $1.1B ) が 長期負債 ( $864.6M ) を上回っています。


デット・ツー・エクイティの歴史と分析

負債レベル: ACIWの 純負債対資本比率 ( 44.3% ) は 高い と見なされます。

負債の削減: ACIWの負債対資本比率は、過去 5 年間で95.8%から55%に減少しました。

債務返済能力: ACIWの負債は 営業キャッシュフロー によって 十分にカバー されています ( 37.4% )。

インタレストカバレッジ: ACIWの負債に対する 利息支払いEBIT ( 8.4 x coverage) によって 十分にカバーされています


貸借対照表


健全な企業の発掘

企業分析と財務データの現状

データ最終更新日(UTC時間)
企業分析2026/05/20 08:04
終値2026/05/20 00:00
収益2026/03/31
年間収益2025/12/31

データソース

企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。

パッケージデータタイムフレーム米国ソース例
会社財務10年
  • 損益計算書
  • キャッシュ・フロー計算書
  • 貸借対照表
アナリストのコンセンサス予想+プラス3年
  • 予想財務
  • アナリストの目標株価
市場価格30年
  • 株価
  • 配当、分割、措置
所有権10年
  • トップ株主
  • インサイダー取引
マネジメント10年
  • リーダーシップ・チーム
  • 取締役会
主な進展10年
  • 会社からのお知らせ

* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用

特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM(Trailing Twelve Month)またはLTM(Last Twelve Month)データとして知られています。詳細はこちら

分析モデルとスノーフレーク

本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドYoutubeのチュートリアルも掲載しています。

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業界およびセクターの指標

私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。

アナリスト筋

ACI Worldwide, Inc. 5 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。14

アナリスト機関
Paul CondraBMO Capital Markets Equity Research
Thomas McCrohanBrean Capital Historical (Janney Montgomery)
Mark PalmerBTIG