Hanover Insurance Group（THG）株式概要
ハノーヴァー・インシュアランス・グループはその子会社を通じて、米国の個人および企業向けに様々な損害保険商品およびサービスを提供している。 詳細
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Analyst Price Targets
The Hanover Insurance Group, Inc. 競合他社
価格と性能
| 過去の株価 | |
|---|---|
| 現在の株価 | US$224.15 |
| 52週高値 | US$225.29 |
| 52週安値 | US$164.86 |
| ベータ | 0.29 |
| 1ヶ月の変化 | 5.43% |
| 3ヶ月変化 | 26.27% |
| 1年変化 | 34.67% |
| 3年間の変化 | 97.66% |
| 5年間の変化 | 66.25% |
| IPOからの変化 | 824.33% |
最新ニュース
ナラティブ更新 • Jul 11
THG: Specialty Expansion And Capital Returns Will Support Measured Long-Term Outlook
Analysts have raised their price target for Hanover Insurance Group to $213.75 from $206.38, citing updated assumptions around revenue growth, profit margins, the discount rate, and future P/E levels. What’s in the News for Hanover Insurance Group Hanover Insurance Group is pursuing growth through disciplined underwriting, pricing actions, and a greater focus on specialty insurance, according to recent industry coverage.Seeking Alpha • Jun 26
Hanover: More Than An Inflation Hedge, But A Hold
Summary Hanover Insurance wrote $6.3B in premiums for 2025, across personal, commercial, and specialty lines, each contributing differently to the group's underwriting performance. THG has remained technically profitable in four of the last five years, with a five-year combined ratio of 97.3%. Recent results show a strong positive trend: Q1 2026 combined ratio improved to 91.7% from 94.1% in Q1 2025. Specialty lines remain Hanover's underwriting jewel, posting an average combined ratio of just 89.2% since 2020. Read the full article on Seeking Alphaナラティブ更新 • Jun 22
THG: Strong Buy Rating And Capital Returns Will Support Fair Value
Analysts have reaffirmed their price target on Hanover Insurance Group at $206.38, citing unchanged assumptions around fair value, discount rate, revenue growth, profit margin and future P/E as support for keeping their outlook steady. What’s in the News for Hanover Insurance Group Zacks highlights The Hanover Insurance Group as a value stock with a Zacks Rank #1 (Strong Buy) and a Value Score of A, with earnings estimates upgraded by 9.5% over the past 60 days.Recent updates
ナラティブ更新 • Jul 11
THG: Specialty Expansion And Capital Returns Will Support Measured Long-Term Outlook
Analysts have raised their price target for Hanover Insurance Group to $213.75 from $206.38, citing updated assumptions around revenue growth, profit margins, the discount rate, and future P/E levels. What’s in the News for Hanover Insurance Group Hanover Insurance Group is pursuing growth through disciplined underwriting, pricing actions, and a greater focus on specialty insurance, according to recent industry coverage.Seeking Alpha • Jun 26
Hanover: More Than An Inflation Hedge, But A Hold
Summary Hanover Insurance wrote $6.3B in premiums for 2025, across personal, commercial, and specialty lines, each contributing differently to the group's underwriting performance. THG has remained technically profitable in four of the last five years, with a five-year combined ratio of 97.3%. Recent results show a strong positive trend: Q1 2026 combined ratio improved to 91.7% from 94.1% in Q1 2025. Specialty lines remain Hanover's underwriting jewel, posting an average combined ratio of just 89.2% since 2020. Read the full article on Seeking Alphaナラティブ更新 • Jun 22
THG: Strong Buy Rating And Capital Returns Will Support Fair Value
Analysts have reaffirmed their price target on Hanover Insurance Group at $206.38, citing unchanged assumptions around fair value, discount rate, revenue growth, profit margin and future P/E as support for keeping their outlook steady. What’s in the News for Hanover Insurance Group Zacks highlights The Hanover Insurance Group as a value stock with a Zacks Rank #1 (Strong Buy) and a Value Score of A, with earnings estimates upgraded by 9.5% over the past 60 days.ナラティブ更新 • Jun 06
THG: Stronger Earnings And Capital Returns Will Support A Fairly Valued Outlook
Analysts have revised their price target for Hanover Insurance Group to $206.38 from $199.38, citing updated assumptions regarding discount rates, revenue growth, profit margins and future P/E levels. What's in the News Hanover Insurance Group was upgraded to Zacks Rank #1 (Strong Buy) after first quarter 2026 operating income of $5.25 per share surpassed estimates, with Zacks highlighting improved underwriting profitability and a better consolidated combined ratio despite catastrophe losses.ナラティブ更新 • May 02
THG: Share Repurchases And Softer Assumptions Will Shape A Fairly Valued Outlook
Analysts have slightly reduced Hanover Insurance Group's price target from about $199.75 to roughly $199.38, reflecting updated assumptions for softer revenue growth, lower profit margins, and a higher future P/E multiple. What's in the News From January 1, 2026 to April 28, 2026, Hanover Insurance Group repurchased 580,000 shares, about 1.64% of its shares, for US$101 million under its ongoing buyback program (Key Developments).ナラティブ更新 • Mar 27
THG: Ongoing Share Repurchases Will Support Future Upside In An Undervalued Position
Analysts have kept their price target for The Hanover Insurance Group steady at $199.75, citing essentially unchanged fair value, discount rate, revenue growth, profit margin, and forward P/E assumptions in their latest update. What's in the News From October 1, 2025 to January 31, 2026, Hanover Insurance Group repurchased 561,000 shares for US$99 million, representing 1.57% of its shares.ナラティブ更新 • Mar 12
THG: Share Repurchases Will Support Future Upside In An Undervalued Position
Analysts have slightly increased their fair value estimate for Hanover Insurance Group from $199.63 to $199.75, reflecting updated assumptions around profit margin, revenue growth, discount rate, and future P/E. What's in the News From October 1, 2025 to January 31, 2026, Hanover Insurance Group repurchased 561,000 shares for US$99 million, accounting for 1.57% of its shares.ナラティブ更新 • Feb 25
THG: Share Repurchases And Dividend Policy Will Support Future Upside
Analysts have trimmed their price target for Hanover Insurance Group to $199.63, a move they link to slightly more conservative assumptions on future P/E multiples, while keeping fair value, discount rate, revenue growth, and profit margin estimates effectively unchanged. What's in the News From October 1, 2025 to January 31, 2026, Hanover Insurance Group repurchased 561,000 shares, representing 1.57% of its stock, for US$99 million under its ongoing buyback program (Key Developments).ナラティブ更新 • Feb 10
THG: Share Repurchases And Dividend Will Support Attractive Future Upside
The analyst price target for Hanover Insurance Group has shifted slightly higher to about $199.63 from $199.50. Analysts cite updated assumptions on revenue growth, profit margins, the discount rate and projected P/E as the main drivers of this fine-tuning.ナラティブ更新 • Jan 26
THG: Dividend And Buyback Momentum Will Support Attractive Future Upside
Analysts have trimmed their price target on Hanover Insurance Group by about $1, to roughly $200. This reflects slightly updated views on fair value, discount rate, revenue growth, profit margin and future P/E assumptions.ナラティブ更新 • Jan 11
THG: Dividend Increase And Buybacks Will Support A Stronger Future Outlook
Analysts have modestly revised their price outlook on Hanover Insurance Group, with the updated target now aligned to an implied fair value of about US$200.13 per share. This reflects small tweaks to discount rate, revenue growth, profit margin, and forward P/E assumptions.ナラティブ更新 • Dec 16
THG: Dividend Hike And Share Repurchases Will Shape A Balanced Outlook
Analysts have adjusted their price target on Hanover Insurance Group slightly higher to approximately $200.13 per share, reflecting modest refinements to long term assumptions around discount rates, revenue growth, profit margins, and valuation multiples. What's in the News The board approved an increase in the quarterly dividend to $0.95 per share, payable December 26, 2025, to shareholders of record on December 12, 2025 (Key Developments).分析記事 • Dec 04
Hanover Insurance Group (NYSE:THG) Has Announced That It Will Be Increasing Its Dividend To $0.95
The Hanover Insurance Group, Inc. ( NYSE:THG ) will increase its dividend on the 26th of December to $0.95, which is...ナラティブ更新 • Dec 01
THG: New Modular Insurance Product And Ongoing Buybacks Will Influence Outlook
Analysts have marginally increased their price target for Hanover Insurance Group from $199.71 to $200.13, citing slight improvements in profit margin forecasts and a modest adjustment to revenue growth expectations. What's in the News The Hanover Insurance Group has launched HSIP Advantage, a new modular property product designed for small to mid-sized businesses handling high-hazard materials.ナラティブ更新 • Nov 17
THG: New Product Launches And Share Buybacks Will Shape Near-Term Outlook
Analysts have modestly increased their price target for Hanover Insurance Group from $199.43 to $199.71. They cite slightly stronger revenue growth projections that offset a minor dip in profit margin estimates.ナラティブ更新 • Nov 01
THG: Expanding Life Sciences Coverage Will Drive Future Outperformance
Analysts have raised their price target for Hanover Insurance Group from $197.00 to $199.43, citing expectations for stronger revenue growth and a modestly higher projected valuation, even though profit margins are expected to soften slightly. What's in the News From July 1, 2025 to October 27, 2025, Hanover Insurance Group repurchased 323,000 shares, representing 0.9 percent of shares outstanding, for $55 million (Key Developments).Seeking Alpha • Sep 29
The Hanover Insurance: Q2 Improvement And Future Growth Indicators
Summary Hanover Insurance Group showed Q2 top and bottom-line growth as well as indicators of future growth and a positive analyst EPS consensus. The dividend yield of 2.3% beats key peers and the firm has a 5-year steady dividend growth history, and indicators of dividend sustainability supported by positive cash flow. The firm is exposed to a diversified, investment-grade asset portfolio that could be impacted by Fed decisions on interest rates. A key risk is exposure to weather catastrophic events which could drive future spikes in benefit payouts, impacting earnings. Although the stock is trading well above its moving average, it is undervalued on forward P/E ratios. Read the full article on Seeking Alpha
新しいナラティブ • Aug 30
Innovative Strategies And Tech Investments Set To Bolster Profitability In Insurance Sector
Focused catastrophe mitigation efforts in both Personal and Core Commercial lines aim to reduce claims and enhance profitability through higher deductibles and pricing adjustments.株主還元
| THG | US Insurance | US 市場 | |
|---|---|---|---|
| 7D | 4.2% | 4.7% | -1.5% |
| 1Y | 34.7% | 12.4% | 16.0% |
業界別リターン: THG過去 1 年間で12.4 % の収益を上げたUS Insurance業界を上回りました。
リターン対市場: THG過去 1 年間で16 % の収益を上げたUS市場を上回りました。
価格変動
| THG volatility | |
|---|---|
| THG Average Weekly Movement | 3.5% |
| Insurance Industry Average Movement | 4.7% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.1% |
| 10% least volatile stocks in US Market | 3.2% |
安定した株価: THG 、 US市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。
時間の経過による変動: THGの 週次ボラティリティ ( 4% ) は過去 1 年間安定しています。
会社概要
| 設立 | 従業員 | CEO（最高経営責任者 | ウェブサイト |
|---|---|---|---|
| 1852 | 4,900 | Jack Roche | www.hanover.com |
ハノーヴァー・インシュアランス・グループは子会社を通じ、米国の個人および企業向けに様々な損害保険商品およびサービスを提供している。つのセグメントで事業を展開している：コア・コマーシャル、スペシャリティ、パーソナル・ライン、その他。同社は、商業用多重危険保険、商業用自動車保険、労働者災害補償保険、その他商業用中核保険、専門職・役員保険、海上保険、保証人保険、その他、ハノーバー・プログラム・ビジネス、エクセス＆サープラス・ビジネス、ハノーバー・スペシャル・インダストリアル、スペシャル・ジェネラル・ライアビリティー・ビジネスで構成されるスペシャリティ損害保険商品を提供している。また、個人向け自動車保険、住宅所有者向けおよびその他の個人向けライン（住宅、個人財産、賠償請求、個人向け傘、内航海運、火災、個人向け水上バイク、個人向けサイバー、その他雑多な保険を含む）も提供している。さらに、コレクター・カー、オートバイ、オフロード車、コンドミニアム、貴重品、事業主、国際、経営・専門職賠償責任、建設、文化・教育機関、金融機関、ヘルスケア、ヒューマン・サービス、ライフ・サイエンス、製造、専門サービス、不動産、小売、テクノロジー、卸売・流通業界向けの保険商品も提供している。独立系代理店やブローカーを通じて商品やサービスを販売している。以前はオールメリカ・ファイナンシャル・コーポレーションとして知られ、2005年12月にハノーバー保険グループに社名変更した。ハノーバー・インシュアランス・グループは1852 年に設立され、マサチューセッツ州ウースターに本社を置く。
The Hanover Insurance Group, Inc. 基礎のまとめ
| THG 基礎統計学 | |
|---|---|
| 時価総額 | US$7.68b |
| 収益（TTM） | US$719.30m |
| 売上高(TTM) | US$6.69b |
10.9x
PER（株価収益率1.2x
P/SレシオTHG は割高か？
公正価値と評価分析を参照収益と収入
| THG 損益計算書（TTM） | |
|---|---|
| 収益 | US$6.69b |
| 売上原価 | US$5.04b |
| 売上総利益 | US$1.66b |
| その他の費用 | US$937.20m |
| 収益 | US$719.30m |
直近の収益報告
Mar 31, 2026
次回決算日
Jul 29, 2026
| 一株当たり利益（EPS） | 20.56 |
| グロス・マージン | 24.75% |
| 純利益率 | 10.75% |
| 有利子負債／自己資本比率 | 23.6% |
THG の長期的なパフォーマンスは？
過去の実績と比較を見る配当金
1.7%
現在の配当利回り18%
配当性向企業分析と財務データの現状
| データ | 最終更新日（UTC時間） |
|---|---|
| 企業分析 | 2026/07/28 09:56 |
| 終値 | 2026/07/28 00:00 |
| 収益 | 2026/03/31 |
| 年間収益 | 2025/12/31 |
データソース
企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。
| パッケージ | データ | タイムフレーム | 米国ソース例 |
|---|---|---|---|
| 会社財務 | 10年 |
| |
| アナリストのコンセンサス予想 | +プラス3年 |
|
|
| 市場価格 | 30年 |
| |
| 所有権 | 10年 |
| |
| マネジメント | 10年 |
| |
| 主な進展 | 10年 |
|
* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。
特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。
分析モデルとスノーフレーク
このレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。
シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。
業界およびセクターの指標
私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。
アナリスト筋
The Hanover Insurance Group, Inc. 7 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。17
| アナリスト | 機関 |
|---|---|
| Jay Gelb | Barclays |
| Michael Zaremski | BMO Capital Markets Equity Research |
| Grace Carter | BofA Global Research |