View Past PerformanceAIFU バランスシートの健全性財務の健全性 基準チェック /36AIFUの総株主資本はCN¥471.1M 、総負債はCN¥56.0Mで、負債比率は11.9%となります。総資産と総負債はそれぞれCN¥1.5BとCN¥1.1Bです。主要情報11.89%負債資本比率CN¥56.00m負債インタレスト・カバレッジ・レシオn/a現金CN¥36.29mエクイティCN¥471.14m負債合計CN¥1.06b総資産CN¥1.53b財務の健全性に関する最新情報更新なしすべての更新を表示Recent updatesNew Risk • May 15New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of American stocks, typically moving 16% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (16% average weekly change). Earnings have declined by 51% per year over the past 5 years.Reported Earnings • May 01Full year 2025 earnings released: CN¥109 loss per share (vs CN¥171 profit in FY 2024)Full year 2025 results: CN¥109 loss per share (down from CN¥171 profit in FY 2024). Revenue: CN¥556.6m (down 69% from FY 2024). Net loss: CN¥2.28b (down CN¥2.73b from profit in FY 2024).New Risk • Apr 30New major risk - Revenue and earnings growthEarnings have declined by 5.5% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 5.5% per year over the past 5 years. Minor Risk Share price has been volatile over the past 3 months (13% average weekly change).New Risk • Apr 19New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2025. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Minor Risks Latest financial reports are more than 6 months old (reported June 2025 fiscal period end). Share price has been volatile over the past 3 months (14% average weekly change).Seeking Alpha • Feb 12AIFU Inc.: Private Placement And Negative Earnings Have Disinterested InvestorsSummary AIFU Inc. is rated 'Sell' due to persistent earnings declines, negative technicals, and regulatory headwinds impacting insurance commissions. AIFU's AI-driven insurance distribution model faces profitability challenges from multi-level agent compensation and compressed margins. Chinese regulatory actions capping commissions further pressure AIFU's bottom line, with management warning of continued operational headwinds. Despite trading at a 0.72 P/B ratio, a lack of catalysts and ongoing losses suggest shares may fall further before stabilizing. Read the full article on Seeking Alpha分析記事 • Jan 30AIFU Inc.'s (NASDAQ:AIFU) 27% Share Price Plunge Could Signal Some RiskUnfortunately for some shareholders, the AIFU Inc. ( NASDAQ:AIFU ) share price has dived 27% in the last thirty days...お知らせ • Jan 10AIFU Inc. (NasdaqGS:AIFU) completed the acquisition of Nova Lumina Limited from YS Management Company Limited and Ethereal Holdings Limited.AIFU Inc. (NasdaqGS:AIFU) entered into a transaction agreement to acquire Nova Lumina Limited from YS Management Company Limited and Ethereal Holdings Limited for CNY 2.3 billion on December 12, 2025. The total consideration consists of 102,578,839 Class A ordinary shares of AIFU Inc. and a cash payment of CNY 155.27 million ($22 million). 96,526,648 Class A ordinary shares and 6,052,191 Class A ordinary shares will be issued to YSM and Ethereal, respectively. The Consideration Shares issued to YSM will be subject to a lock-up period of five years from the closing date. Following (i) the completion of such Class B ordinary share issuance and (ii) the Closing of the Transaction, YSM will hold approximately 78.2% of the total issued and outstanding shares, and Ethereal will hold approximately 4.9% of the total issued and outstanding shares of AIFU Inc. The transaction was approved by the board of directors of AIFU Inc. The transaction is subject to customary closing conditions and is expected to close in January 2026. AIFU Inc. (NasdaqGS:AIFU) completed the acquisition of Nova Lumina Limited from YS Management Company Limited and Ethereal Holdings Limited on January 9, 2026. AIFU Inc. issued 96,526,648 consideration shares to YSM and 6,052,191 consideration shares have been issued to Ethereal, with the a cash payment of CNY 155.27 million ($22.0 million) cash payable to Ethereal. The Consideration Shares issued to YSM are subject to a lock-up period of five years from the Closing Date.お知らせ • Jan 01AIFU Inc. Announces Board and Committee Changes, Effective December 26, 2025AIFU Inc. announced that on December 26, 2025, the board of directors received a letter of resignation from Ms. Jiaxing Shi as an independent director of the Company, the chair of the audit committee, a member of the compensation committee and a member of the corporate governance and nominating committee, with immediate effect. Ms. Shi has advised that her resignation was due to personal reasons and was not a result of any disagreement with the Company on any matter related to the operations, policies, or practices of the Company. To fill the vacancies, on December 26, 2025, Mr. Kunlin Li was appointed to serve as an independent director of the Company, the chair of audit committee, a member of the compensation committee and a member of the corporate governance and nominating committee, with immediate effect. Mr. Kunlin Li has over six years of professional experience in accounting and finance. He has served as the Finance Manager at Beijing Yingu Pusi Investment Management Co. Ltd. since 2019. In this role, Mr. Li has been responsible for the comprehensive financial operations and oversight of the company's managed private equity funds. Mr. Li earned his Bachelor's degree in finance from Nankai University Binhai College in 2019. The Board has reviewed the qualifications of Mr. Li and, based on such review, has affirmatively determined that Mr. Li meets the independence requirements under Rule 5605(a)(2) of the Nasdaq Listing Rules. The Board has also determined that Mr. Li qualifies as an audit committee financial expert as defined in Item 407(d)(5) of Regulation S-K of the Securities Exchange Act of 1934, as amended, and possesses the financial sophistication required under Rule 5605(c)(2)(A) of the Nasdaq Listing Rules.お知らせ • Dec 24AIFU Inc. announced that it has received $2 million in funding from Expansion Group LtdOn December 22, 2025. AIFU Inc. announced that it has closed the transaction.分析記事 • Nov 25Investors Don't See Light At End Of AIFU Inc.'s (NASDAQ:AIFU) Tunnel And Push Stock Down 44%AIFU Inc. ( NASDAQ:AIFU ) shareholders that were waiting for something to happen have been dealt a blow with a 44...分析記事 • Oct 11AIFU Inc.'s (NASDAQ:AIFU) Price Is Right But Growth Is LackingAIFU Inc.'s ( NASDAQ:AIFU ) price-to-sales (or "P/S") ratio of 0.5x may look like a pretty appealing investment...Reported Earnings • Oct 06First half 2025 earnings releasedFirst half 2025 results: Revenue: CN¥297.4m (down 74% from 1H 2024). Net loss: CN¥468.9m (down CN¥473.7m from profit in 1H 2024).お知らせ • Jul 08AIFU Inc. announced that it expects to receive $31.56 million in fundingAIFU Inc announced a non-brokered private placement and entered into a purchase agreement to issue 10,000,000 Class A ordinary shares, par value US$0.4 per share, at a price of $3.156 per share for aggregate gross proceeds of $31,560,000 and warrants to purchase up to 20,000,000 additional Class A ordinary shares of the Company on July 7, 2025. The transaction is expected to close by the end of July 2025.お知らせ • May 23AIFU Inc.(NasdaqGM:AIFU) dropped from NASDAQ Composite IndexAIFU Inc removedBoard Change • May 22High number of new and inexperienced directorsThere are 5 new directors who have joined the board in the last 3 years. The company's board is composed of: 5 new directors. No experienced directors. No highly experienced directors. Independent Director Li Changfu is the most experienced director on the board, commencing their role in 2024. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of board continuity. Lack of experienced directors.財務状況分析短期負債: AIFUの 短期資産 ( CN¥603.8M ) が 短期負債 ( CN¥512.2M ) を超えています。長期負債: AIFUの短期資産 ( CN¥603.8M ) が 長期負債 ( CN¥544.8M ) を上回っています。デット・ツー・エクイティの歴史と分析負債レベル: AIFUの 純負債対資本比率 ( 4.2% ) は 満足できる 水準であると考えられます。負債の削減: AIFUの負債対資本比率は、過去 5 年間で0%から11.9%に増加しました。債務返済能力: AIFUの 営業キャッシュフロー はマイナスであるため、負債は十分にカバーされていません。インタレストカバレッジ: AIFUの負債に対する 利息支払い が EBIT によって 十分にカバーされている かどうかを判断するにはデータが不十分です。貸借対照表健全な企業の発掘7D1Y7D1Y7D1YInsurance 業界の健全な企業。View Dividend企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/06/29 13:54終値2026/06/26 00:00収益2025/12/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社の Github ページ でご覧いただけます。また、レポートの使い方に関する ガイド や YouTube の チュートリアル もご用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋AIFU Inc. 0 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。8 アナリスト機関Karen ChanBofA Global Researchnull nullChina International Capital Corporation LimitedPatricia ChengHSBC5 その他のアナリストを表示
New Risk • May 15New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of American stocks, typically moving 16% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (16% average weekly change). Earnings have declined by 51% per year over the past 5 years.
Reported Earnings • May 01Full year 2025 earnings released: CN¥109 loss per share (vs CN¥171 profit in FY 2024)Full year 2025 results: CN¥109 loss per share (down from CN¥171 profit in FY 2024). Revenue: CN¥556.6m (down 69% from FY 2024). Net loss: CN¥2.28b (down CN¥2.73b from profit in FY 2024).
New Risk • Apr 30New major risk - Revenue and earnings growthEarnings have declined by 5.5% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 5.5% per year over the past 5 years. Minor Risk Share price has been volatile over the past 3 months (13% average weekly change).
New Risk • Apr 19New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2025. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Minor Risks Latest financial reports are more than 6 months old (reported June 2025 fiscal period end). Share price has been volatile over the past 3 months (14% average weekly change).
Seeking Alpha • Feb 12AIFU Inc.: Private Placement And Negative Earnings Have Disinterested InvestorsSummary AIFU Inc. is rated 'Sell' due to persistent earnings declines, negative technicals, and regulatory headwinds impacting insurance commissions. AIFU's AI-driven insurance distribution model faces profitability challenges from multi-level agent compensation and compressed margins. Chinese regulatory actions capping commissions further pressure AIFU's bottom line, with management warning of continued operational headwinds. Despite trading at a 0.72 P/B ratio, a lack of catalysts and ongoing losses suggest shares may fall further before stabilizing. Read the full article on Seeking Alpha
分析記事 • Jan 30AIFU Inc.'s (NASDAQ:AIFU) 27% Share Price Plunge Could Signal Some RiskUnfortunately for some shareholders, the AIFU Inc. ( NASDAQ:AIFU ) share price has dived 27% in the last thirty days...
お知らせ • Jan 10AIFU Inc. (NasdaqGS:AIFU) completed the acquisition of Nova Lumina Limited from YS Management Company Limited and Ethereal Holdings Limited.AIFU Inc. (NasdaqGS:AIFU) entered into a transaction agreement to acquire Nova Lumina Limited from YS Management Company Limited and Ethereal Holdings Limited for CNY 2.3 billion on December 12, 2025. The total consideration consists of 102,578,839 Class A ordinary shares of AIFU Inc. and a cash payment of CNY 155.27 million ($22 million). 96,526,648 Class A ordinary shares and 6,052,191 Class A ordinary shares will be issued to YSM and Ethereal, respectively. The Consideration Shares issued to YSM will be subject to a lock-up period of five years from the closing date. Following (i) the completion of such Class B ordinary share issuance and (ii) the Closing of the Transaction, YSM will hold approximately 78.2% of the total issued and outstanding shares, and Ethereal will hold approximately 4.9% of the total issued and outstanding shares of AIFU Inc. The transaction was approved by the board of directors of AIFU Inc. The transaction is subject to customary closing conditions and is expected to close in January 2026. AIFU Inc. (NasdaqGS:AIFU) completed the acquisition of Nova Lumina Limited from YS Management Company Limited and Ethereal Holdings Limited on January 9, 2026. AIFU Inc. issued 96,526,648 consideration shares to YSM and 6,052,191 consideration shares have been issued to Ethereal, with the a cash payment of CNY 155.27 million ($22.0 million) cash payable to Ethereal. The Consideration Shares issued to YSM are subject to a lock-up period of five years from the Closing Date.
お知らせ • Jan 01AIFU Inc. Announces Board and Committee Changes, Effective December 26, 2025AIFU Inc. announced that on December 26, 2025, the board of directors received a letter of resignation from Ms. Jiaxing Shi as an independent director of the Company, the chair of the audit committee, a member of the compensation committee and a member of the corporate governance and nominating committee, with immediate effect. Ms. Shi has advised that her resignation was due to personal reasons and was not a result of any disagreement with the Company on any matter related to the operations, policies, or practices of the Company. To fill the vacancies, on December 26, 2025, Mr. Kunlin Li was appointed to serve as an independent director of the Company, the chair of audit committee, a member of the compensation committee and a member of the corporate governance and nominating committee, with immediate effect. Mr. Kunlin Li has over six years of professional experience in accounting and finance. He has served as the Finance Manager at Beijing Yingu Pusi Investment Management Co. Ltd. since 2019. In this role, Mr. Li has been responsible for the comprehensive financial operations and oversight of the company's managed private equity funds. Mr. Li earned his Bachelor's degree in finance from Nankai University Binhai College in 2019. The Board has reviewed the qualifications of Mr. Li and, based on such review, has affirmatively determined that Mr. Li meets the independence requirements under Rule 5605(a)(2) of the Nasdaq Listing Rules. The Board has also determined that Mr. Li qualifies as an audit committee financial expert as defined in Item 407(d)(5) of Regulation S-K of the Securities Exchange Act of 1934, as amended, and possesses the financial sophistication required under Rule 5605(c)(2)(A) of the Nasdaq Listing Rules.
お知らせ • Dec 24AIFU Inc. announced that it has received $2 million in funding from Expansion Group LtdOn December 22, 2025. AIFU Inc. announced that it has closed the transaction.
分析記事 • Nov 25Investors Don't See Light At End Of AIFU Inc.'s (NASDAQ:AIFU) Tunnel And Push Stock Down 44%AIFU Inc. ( NASDAQ:AIFU ) shareholders that were waiting for something to happen have been dealt a blow with a 44...
分析記事 • Oct 11AIFU Inc.'s (NASDAQ:AIFU) Price Is Right But Growth Is LackingAIFU Inc.'s ( NASDAQ:AIFU ) price-to-sales (or "P/S") ratio of 0.5x may look like a pretty appealing investment...
Reported Earnings • Oct 06First half 2025 earnings releasedFirst half 2025 results: Revenue: CN¥297.4m (down 74% from 1H 2024). Net loss: CN¥468.9m (down CN¥473.7m from profit in 1H 2024).
お知らせ • Jul 08AIFU Inc. announced that it expects to receive $31.56 million in fundingAIFU Inc announced a non-brokered private placement and entered into a purchase agreement to issue 10,000,000 Class A ordinary shares, par value US$0.4 per share, at a price of $3.156 per share for aggregate gross proceeds of $31,560,000 and warrants to purchase up to 20,000,000 additional Class A ordinary shares of the Company on July 7, 2025. The transaction is expected to close by the end of July 2025.
Board Change • May 22High number of new and inexperienced directorsThere are 5 new directors who have joined the board in the last 3 years. The company's board is composed of: 5 new directors. No experienced directors. No highly experienced directors. Independent Director Li Changfu is the most experienced director on the board, commencing their role in 2024. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of board continuity. Lack of experienced directors.