Visa Inc.

NYSE:V 株式レポート

時価総額：US$607.6b

Visa 将来の成長

Future 基準チェック /26

Visa利益と収益がそれぞれ年間10.8%と9.4%増加すると予測されています。EPS は年間 増加すると予想されています。自己資本利益率は 3 年後に77.6% 12.9%なると予測されています。

主要情報

10.8%

収益成長率

12.88%

EPS成長率

Diversified Financial 収益成長8.0%
収益成長率9.4%
将来の株主資本利益率77.64%
アナリストカバレッジ

Good

最終更新日13 May 2026

今後の成長に関する最新情報

更新なし

Recent updates

Seeking Alpha • May 12

Visa: Record Buybacks Fuel Double-Digit EPS Growth

Summary Visa demonstrates robust earnings growth and record cash flow despite recent share price underperformance in 2026. V trades at a 12-month forward PE of 25.12x, well below its 10-year average of 30.1x, offering a compelling valuation. Visa's aggressive $7.9 billion share buyback and 15.24% 5-year dividend CAGR enhance shareholder returns and per-share earnings growth. Legal risks from merchant litigation over interchange fees and ongoing stablecoin settlement growth are key forward considerations. Read the full article on Seeking Alpha
ナラティブの更新 • Apr 30

V: Preferred List Support And New Partnerships Will Sustain Network Advantage

Visa's analyst price target is effectively unchanged, with a slight move to $395.71, as analysts balance revised fair value and P/E expectations against updated assumptions for revenue growth and profit margins. Analyst Commentary Recent research shows a mix of optimism and caution around Visa, with several firms adjusting price targets and ratings in both directions.
新しいナラティブ • Apr 18

Visa 04-2026

Visa executes steadily on its three-pillar strategy: Consumer Payments volume growing 8-9% in constant dollars driven by secular cash-to-card conversion and cross-border recovery; CMS at ~20% initially decelerating to ~12% by FY30; VAS sustaining 20-25% growth before decelerating to ~15% by FY32 as the business matures. The DOJ antitrust case resolves with a monetary settlement and limited routing adjustments — painful but not structurally disruptive to the debit network economics.
新しいナラティブ • Apr 11

Visa and the Case for Patience in Premium Businesses

When considering the hypothetical question of what I would buy in the aftermath of another global financial crisis–type event, a few key criteria come to mind. The ideal company should be financially sound, likely to be indiscriminately sold off alongside other financial stocks and well positioned to recover strongly regardless of the future direction of the economic system.
ナラティブの更新 • Apr 03

V: Preferred List Support And New Partnerships Will Sustain Network Moat

Visa's analyst price target has been trimmed by about $3 to roughly $397, as analysts fine tune fair value, growth, and P/E assumptions following a mix of target cuts and fresh bullish initiations across recent research. Analyst Commentary Recent research shows a split view on Visa, with some firms trimming price targets while others are initiating or reinstating coverage with constructive ratings and inclusion on preferred lists.
新しいナラティブ • Mar 28

Visa - A Fundamental and Historical Valuation

Business Overview Key Metrics Total: 9.5/17 +2✅✅ Projected Operating Margin: 65.63% +0 ⚠️ Projected 5-Year Revenue CAGR: 9.43% +2 ✅✅ Last 5-Year ROIC: 39.70% +1 ✅ Estimated Cost of Capital: 6.26% (lower than ROIC) -1 ❌ Last 5-Year Shares Outstanding CAGR: +0.15% +1 ✅ Projected 5-Year EPS CAGR: 12.38% +1 ✅ Projected 5-Year Dividend CAGR: 12.50% +1.5 ✅ Estimated Debt Rating: Aa3 +2 ✅✅ Morningstar Moat: Wide +0 ⚠️ Morningstar Uncertainty: Medium Business Valuation To calculate the intrinsic value of the company I'll use multiple methods: Discounted Cash Flows (DCF) - Intrinsic value is estimated by projecting its free cash flows over the next 10 years and discounting them to present value using the estimated cost of capital ; EPS Growth - the fair value is estimated by projected the Earnings Per Share CAGR for the next 5 Years and then, given its current and historic values of PE, come up with a PE for the 5th Year. This will give us its price 5 Years from now using the formula: Price = EPS x PE that we then discount using the estimated cost of capital; Historical P/E - we assume mean reversion to the historical P/E values; Historical EV/EBITDA - we assume mean reversion to the historical EV/EBITDA values.
ナラティブの更新 • Mar 19

V: Cross Border Partnerships And Preferred List Status Will Sustain Network Moat

Visa analyst price targets have edged higher to $400.20, with analysts citing continued inclusion on preferred idea lists, recent upgrades, and generally constructive views on large card networks as reasons to maintain a premium P/E assumption. Analyst Commentary Recent research on Visa reflects a mix of optimism around execution and resilience, alongside some valuation and sector level caution.
ナラティブの更新 • Mar 05

V: Stablecoin Settlement And Cross Border Partnerships Will Sustain Network Moat

The analyst price target for Visa has been reduced by about $0.60 to roughly $400, as analysts refine their discount rate and P/E assumptions while still highlighting recurring inclusion on preferred idea lists and multiple Buy ratings as support for the long-term story. Analyst Commentary Recent research shows a mix of optimism around Visa long term positioning alongside some valuation and regulatory caution.
新しいナラティブ • Feb 21

The "Toll-Booth" Under Siege: Is the 21.2% Intrinsic Discount Justified?

As of February 2026, Visa’s narrative is shifting from "endless consumer spending" to a high-stakes battle over "take-rates." While the company’s global dominance remains unchallenged—holding a massive 61% market share of the digital payments landscape—the regulatory pressure on interchange fees in the U.S. and Europe has finally begun to weigh on sentiment. Investors are now questioning if the legacy "cash-to-card" tailwind is fully exhausted, forcing Visa to rely more heavily on its value-added services and B2B initiatives like Visa Direct to sustain its high-margin growth.
ナラティブの更新 • Feb 19

V: Stablecoin Expansion Will Sustain Cross Border Network Moat

The analyst price target for Visa has been adjusted modestly higher to $400.81, with analysts pointing to a mix of fresh Buy and Outperform upgrades, its relative value compared to Mastercard, and generally supportive views from recent research updates. Analyst Commentary Recent research on Visa offers a mix of supportive and cautious views, with several firms updating ratings and price targets in both directions.
ナラティブの更新 • Feb 05

V: Stablecoin Settlement And Advisory Work Will Sustain Cross Border Network Moat

Our analyst price target for Visa has been trimmed by about US$1 to reflect a slightly lower fair value and P/E assumption, even as analysts highlight constructive views following recent upgrades and mixed target resets across the Street. Analyst Commentary Recent Street research on Visa reflects a mix of upbeat ratings shifts and recalibrated price targets, giving you a more balanced picture of how analysts are thinking about valuation, execution and growth prospects.
ナラティブの更新 • Jan 22

V: Stablecoin Settlement Push Will Sustain Defensible Cross Border Network Moat

Visa's analyst price target has been adjusted slightly higher to about US$398 from roughly US$396. Analysts point to steady assumptions around revenue growth, profit margins and future P/E as the key drivers of the updated view.
ナラティブの更新 • Jan 08

V: Stablecoin Expansion And Cross Border Strength Will Sustain Defensible Network Moat

Analysts have made a modest upward adjustment to their fair value estimate for Visa to about US$395.85. This change is supported by recent initiations that highlight the company's network scale, central role in payments processing, and strong cross border trends as key factors for their higher price targets.
ナラティブの更新 • Dec 22

V: Stablecoin Expansion Will Sustain Durable Network Moat In Coming Years

Analysts have nudged their blended price target on Visa slightly lower by about $0.45 per share to roughly $395, as a modestly higher discount rate partially offsets improving expectations for revenue growth, profit margins, and the long term earnings multiple. This outlook is supported by recent Buy and Overweight initiations that highlight the company's network scale, brand strength, and favorable cross border and pricing trends.
ナラティブの更新 • Dec 08

V: Stablecoin Expansion And Cross-Border Trends Will Sustain Durable Network Moat

We raise our fair value estimate for Visa modestly to approximately $396 from about $391, as analysts highlight the company’s durable network moat, improving revenue growth and margin outlook, and supportive cross border and pricing trends despite isolated downgrades tied to litigation concerns. Analyst Commentary Street research remains broadly constructive on Visa, with several firms initiating coverage at positive ratings and lifting price targets, even as a couple of downgrades surface around litigation and near term earnings constraints.
分析記事 • Nov 01

Visa (NYSE:V) Is Increasing Its Dividend To $0.67

Visa Inc. ( NYSE:V ) will increase its dividend from last year's comparable payment on the 1st of December to $0.67...
Seeking Alpha • Apr 24

Visa: 3 Reasons To Buy, 3 Reasons To Hold, Earnings Preview

Summary Visa boasts a 97.8% gross margin, turning almost all operating cash into free cash flow due to low capex, making it highly profitable. In this article, I summarize how Visa works and why it can keep growing at a fast pace despite its massive size. I point out why Q2 earnings are crucial for Visa, as we will see how the company prepares to handle its operations in a changing trade environment. Read the full article on Seeking Alpha
Seeking Alpha • Apr 14

Visa: Symbolic Of My Refusal To Chase Stocks Here

Summary Visa's fundamentals are excellent, with strong revenue and EPS growth, high ROIC, and efficient profitability, making it a reliable investment thesis. The company's business model avoids credit risks, generates substantial cash, and benefits from organic growth tied to nominal GDP and inflation. Despite Visa's stability and growth, its high valuation results in a modest expected total return of 7-8%, which may not justify the equity risk. Market predictability rewards Visa, but competition from fintech and emerging payment methods pose risks and uncertainties to its future performance. Read the full article on Seeking Alpha
Seeking Alpha • Mar 31

Visa Is A Wonderful Business With A Price-Tag To Match

Summary Visa is an example of a truly wonderful business. While it has its own set of risks, these are manageable, especially as compared with those of other businesses. The market price for V shares currently reflects its truly wonderful nature, and thus promises lackluster returns over the next 3–5 years. Read the full article on Seeking Alpha
Seeking Alpha • Mar 15

Visa Stock: Not Where Investors Want It To Be (Technical Analysis)

Summary The technicals are largely mixed for Visa stock, as there are conflicting signals on where the stock may be headed next. Most recent earnings were respectable, as strong cash from operations offset sluggish revenue growth and an EPS growth slowdown. The valuation currently seems reasonable, with the P/CFO ratio showing fair valuation relative to historic growth, while perhaps being at a slightly richer premium compared to peers. I believe Visa is a hold, with both the technicals and fundamentals offering a net neutral outlook for the stock. Read the full article on Seeking Alpha
Seeking Alpha • Mar 05

Visa Vs. Mastercard: The Bargain Window Has Closed

Summary Visa and Mastercard are leading payment network providers with strong market positions, innovative approaches, and consistent double-digit revenue growth. I invested in Visa years ago and added Mastercard in 2024 due to its dynamic growth, despite Visa's market leadership. In 2024, Mastercard outperformed Visa in revenue growth (14.4% vs. 10.1%), but Visa maintained a higher profitability. Both companies have optimistic 2025 outlooks, supported by a strong macroeconomic environment, healthy consumer spending, and positive growth expectations. However, I believe the margin of safety has become quite narrow and the 'bargain window' has closed – that makes me eager to hold but not add to my positions. Read the full article on Seeking Alpha
Seeking Alpha • Feb 18

Cross-Border Boom: Visa's Next Big Play

Summary Visa's net revenue rose 10% YoY to $9.5B, with cross-border volume surging 16%, driven by global travel recovery. Tap to Pay penetration hit 74%, and tokenized credentials grew 44% YoY, reinforcing Visa’s network effect and security. Strategic deals with ICBC (China) and SBI (India) position V for long-term growth in high-potential regions. Value-added services grew 18% YoY, while commercial payments expanded with key deals like DoorDash and iFood Pago. APAC payments volume grew just 1% YoY, facing FX volatility, competition from domestic networks, and regulatory challenges. Read the full article on Seeking Alpha
Seeking Alpha • Feb 11

Time To Sell Visa: Waiting For The Price To Drop For A New Long-Term Position

Summary Visa's stock is overbought by 14% and has no potential upside for cautious investors like me. Despite strong earnings per share, I assigned sell rating based on my quantitative decision algorithm. Regulatory risk is the main threat to the developing business of the company. Overall, Visa remains a solid investment with some room for growth despite its current overvaluation. Read the full article on Seeking Alpha

業績と収益の成長予測

NYSE:V - アナリストの将来予測と過去の財務データ ( )USD Millions
日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数
9/30/202855,42830,16129,79731,80524
9/30/202750,30927,42227,40229,98236
9/30/202645,50024,32123,26623,89235
3/31/202643,02722,03321,18522,756N/A
12/31/202541,39120,59222,92824,443N/A
9/30/202540,00019,85321,57723,059N/A
6/30/202538,89320,06022,08323,485N/A
3/31/202537,62119,64220,50821,889N/A
12/31/202436,80219,70520,39721,732N/A
9/30/202435,92619,45718,69319,950N/A
6/30/202434,91818,81818,96020,213N/A
3/31/202434,14118,10819,72820,876N/A
12/31/202333,35117,70019,12120,198N/A
9/30/202332,65316,98919,69620,755N/A
6/30/202331,83116,23918,65519,704N/A
3/31/202330,98315,48418,17019,159N/A
12/31/202230,18714,86417,74218,788N/A
9/30/202229,31014,63017,87918,849N/A
6/30/202228,08214,27416,06116,944N/A
3/31/202226,93713,45515,27916,106N/A
12/31/202125,47712,84115,22815,946N/A
9/30/202124,10512,00814,52215,227N/A
6/30/202122,64710,56512,68713,352N/A
3/31/202121,35410,33711,29311,940N/A
12/31/202021,47910,3599,37310,078N/A
9/30/202021,84610,4759,70410,440N/A
6/30/202022,88211,33111,56912,386N/A
3/31/202023,88512,03411,91812,768N/A
12/31/201923,52511,932N/A13,365N/A
9/30/201922,97711,650N/A12,784N/A
6/30/201922,27411,478N/A12,218N/A
3/31/201921,67410,735N/A12,570N/A
12/31/201821,25310,380N/A13,422N/A
9/30/201820,6099,942N/A12,941N/A
6/30/201820,0309,264N/A12,232N/A
3/31/201819,3559,004N/A12,033N/A
12/31/201718,7596,903N/A9,513N/A
9/30/201718,3586,467N/A9,317N/A
6/30/201717,7646,279N/A8,893N/A
3/31/201716,8294,702N/A5,659N/A
12/31/201615,9785,990N/A6,103N/A
9/30/201615,0825,929N/A5,574N/A
6/30/201614,3925,560N/A4,856N/A
3/31/201614,2806,842N/A6,664N/A
12/31/201514,0636,685N/A6,802N/A
9/30/201513,8806,313N/A6,584N/A
6/30/201513,5385,873N/A6,643N/A

アナリストによる今後の成長予測

収入対貯蓄率: Vの予測収益成長率 (年間10.8% ) は 貯蓄率 ( 3.5% ) を上回っています。

収益対市場: Vの収益 ( 10.8% ) US市場 ( 16.8% ) よりも低い成長が予測されています。

高成長収益: Vの収益は増加すると予測されていますが、大幅には増加しません。

収益対市場: Vの収益 ( 9.4% ) US市場 ( 11.7% ) よりも低い成長が予測されています。

高い収益成長: Vの収益 ( 9.4% ) 20%よりも低い成長が予測されています。

一株当たり利益成長率予想

将来の株主資本利益率

将来のROE: Vの 自己資本利益率 は、3年後には非常に高くなると予測されています ( 77.6 %)。

成長企業の発掘

7D

1Y

7D

1Y

7D

1Y

企業分析と財務データの現状

データ最終更新日（UTC時間）
企業分析2026/05/15 04:25
終値2026/05/15 00:00
収益2026/03/31
年間収益2025/09/30

データソース

企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。

パッケージデータタイムフレーム米国ソース例
会社財務10年
  • 損益計算書
  • キャッシュ・フロー計算書
  • 貸借対照表
アナリストのコンセンサス予想+プラス3年
  • 予想財務
  • アナリストの目標株価
市場価格30年
  • 株価
  • 配当、分割、措置
所有権10年
  • トップ株主
  • インサイダー取引
マネジメント10年
  • リーダーシップ・チーム
  • 取締役会
主な進展10年
  • 会社からのお知らせ

* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。

特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。

分析モデルとスノーフレーク

本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。

シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。

業界およびセクターの指標

私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。

アナリスト筋

Visa Inc. 36 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。62

アナリスト機関
Stephen BiggarArgus Research Company
David KoningBaird
Harshita RawatBernstein