FinVolution Group

NYSE:FINV 株式レポート

時価総額：US$811.1m

FinVolution Group 将来の成長

Future 基準チェック /16

FinVolution Groupの収益は年間12%で減少すると予測されていますが、年間利益は年間7%で増加すると予測されています。EPS は年間 増加すると予測されています。自己資本利益率は 3 年後に9.9% 8.5%なると予測されています。

主要情報

7.0%

収益成長率

8.54%

EPS成長率

Consumer Finance 収益成長12.5%
収益成長率-12.0%
将来の株主資本利益率9.86%
アナリストカバレッジ

Low

最終更新日09 Sep 2026

今後の成長に関する最新情報

分析記事 • Mar 20

FinVolution Group (NYSE:FINV) Analysts Are Pretty Bullish On The Stock After Recent Results

The investors in FinVolution Group 's ( NYSE:FINV ) will be rubbing their hands together with glee today, after the...

Recent updates

ナラティブ更新 • Sep 17

FINV: Share Buybacks And Stronger Margins Will Support Future Upside Potential

Analysts have trimmed their price targets on FinVolution Group to reflect a fair value shift from about $7.29 to around $5.58. They point to lower revenue growth expectations alongside higher assumed discount rates, partially offset by firmer profit margin and P/E assumptions.
Seeking Alpha • Sep 08

Why I've Added 'Trading Shares' To My FinVolution Holdings

Summary FinVolution Group has been sharply punished by the market due to recent Chinese lending sector turmoil, but I see this as an overreaction. FINV's robust balance sheet, with RMB 12.5 billion in liquidity, and consistent buybacks position the company well for recovery and shareholder value creation. Despite a 50% drop in China loan volume post-Juzi incident, FINV remains profit-focused, prioritizing asset quality and risk controls over scale. Read the full article on Seeking Alpha
ナラティブ更新 • Sep 03

FINV: Solid Margins And Buybacks Will Support Future Recovery Potential

Analysts have reduced their price target on FinVolution Group from about $9.11 to roughly $7.66. This revision reflects updated views that include slower revenue growth assumptions, a slightly higher discount rate, and a lower future P/E multiple, partly offset by expectations for a higher profit margin.
新しいナラティブ • Jun 17

FinVolution Stock Will Rely On Overseas Expansion And AI To Transform Future Earnings

Catalysts About FinVolution Group FinVolution Group operates a technology driven consumer finance platform serving borrowers in China and several overseas markets. What are the underlying business or industry changes driving this perspective?
ナラティブ更新 • Jun 16

FINV: Cash Returns And Overseas Expansion Will Drive Future Upside Potential

Analysts have nudged their price target on FinVolution Group higher to reflect a fair value estimate of about $7.29, up from roughly $7.01. The revision is backed by modest tweaks to discount rate assumptions, slightly softer revenue growth expectations, a marginally stronger profit margin profile, and a lower projected future P/E multiple.
新しいナラティブ • Jun 02

Overseas Expansion And AI Reliance Will Challenge Execution Yet Support Long Term Prospects

Catalysts About FinVolution Group FinVolution Group operates a technology driven consumer finance platform that connects borrowers with financial institution partners in China and select overseas markets. What are the underlying business or industry changes driving this perspective?
ナラティブ更新 • Jun 01

FINV: Capital Returns And Overseas Expansion Will Support Future Upside Potential

Analysts have trimmed their price target for FinVolution Group to about $7.01 from roughly $7.61, reflecting slightly higher discount rates, more measured revenue growth, a modestly lower profit margin, and a small reset in expected future P/E. What's in the News FinVolution reported unaudited Q1 2026 results, citing steady overall performance, improving credit trends in China, and growing contributions from overseas markets, with international operations accounting for 30% of group revenue.
ナラティブ更新 • May 18

FINV: Share Buybacks And Dividend Policy Will Support Future Return Potential

Analysts have nudged their price target on FinVolution Group higher to $7.61. This reflects slightly adjusted assumptions around the stock's discount rate, revenue growth outlook, and future P/E expectations.
ナラティブ更新 • Apr 27

FINV: Share Buybacks And Dividend Policy Will Support Future Upside Potential

Analysts have kept their fair value estimate for FinVolution Group broadly unchanged at about $7.61 per share, with only slight tweaks to assumptions on discount rate, revenue growth, profit margin and future P/E contributing to a steady price target view. What's in the News FinVolution issued earnings guidance for 2026, with total revenue expected in a range of about RMB11.5b to RMB12.9b, which it described as a 5% to 15% year over year decline (company guidance).
ナラティブ更新 • Apr 11

FINV: Buybacks And Dividend Will Support Future Upside Potential

Analysts have made a small trim to their price target on FinVolution Group, reducing it by about $0.04 as they fine tune assumptions around fair value, discount rate, revenue growth, profit margin and future P/E levels. What's in the News FinVolution Group issued earnings guidance for 2026, with total revenue expected in a range of roughly RMB11.5b to RMB12.9b, which the company describes as a 5% to 15% year over year decline (company guidance).
ナラティブ更新 • Mar 28

FINV: Share Buybacks And Dividends Will Support Further Upside Potential

Analysts have trimmed their price target for FinVolution Group slightly to about $7.65, citing refreshed assumptions on discount rate, revenue growth, profit margins and future P/E, which collectively point to a more balanced risk and return profile. What's in the News FinVolution issued earnings guidance for 2026, with total revenue expected in a range of about RMB11.5b to RMB12.9b, described by the company as representing a 5% to 15% year over year decline (Corporate guidance).
ナラティブ更新 • Mar 13

FINV: Higher Future P/E Assumptions Will Support Further Upside Potential

Analysts have nudged their price target for FinVolution Group higher to about $7.66 from about $7.55, citing updated assumptions around discount rates, revenue growth, profit margins, and future P/E levels. Valuation Changes Fair Value: The updated estimate has edged up from $7.55 to about $7.66 per share, reflecting a minor adjustment in the model.
ナラティブ更新 • Feb 26

FINV: Lower Discount Rate And P/E Assumptions Will Support Future Upside Potential

Analysts have lowered their price target on FinVolution Group to $6.91 from $7.00, reflecting slightly lower assumed discount rates and a modestly reduced future P/E multiple, while keeping fair value, revenue growth, and profit margin expectations essentially unchanged. Valuation Changes Fair Value: Modelled fair value remains unchanged at $7.55 per share.
ナラティブ更新 • Feb 07

FINV: Share Repurchases And 2025 Revenue Guidance Will Support Future Upside Potential

Analysts have trimmed their price target on FinVolution Group slightly, reflecting small adjustments to the discount rate and forward P/E assumptions while keeping fair value and key operating metrics essentially unchanged. What's in the News FinVolution Group issued full year 2025 revenue guidance, targeting total revenue in a range of about RMB 13.1b to RMB 13.7b.
ナラティブ更新 • Jan 23

FINV: Share Repurchases And 2025 Guidance Will Support Future Upside Potential

Analysts have kept their fair value estimate for FinVolution Group steady at US$7.55 per share, with small tweaks to inputs like the discount rate and future P/E, now at 7.04x, reflecting updated assumptions rather than a major shift in the investment case. What's in the News From July 1, 2025 to September 30, 2025, FinVolution Group repurchased US$0.8 million of its shares, bringing total buybacks under the March 17, 2025 program to US$36.56 million (company announcement).
ナラティブ更新 • Jan 09

FINV: Share Repurchases And 2025 Guidance Will Support Future Upside Potential

Analysts have held their fair value estimate for FinVolution Group steady at US$7.55 per share, while making only minor tweaks to discount rate and future P/E inputs. This reflects updated model assumptions rather than a shift in their overall view of the stock.
ナラティブ更新 • Dec 21

FINV: Share Repurchases Will Support Future Upside Despite Flat Revenue Outlook

Analysts have modestly raised their price target on FinVolution Group, citing a slightly higher assumed future price to earnings multiple that offsets softer expectations for revenue growth and profit margins. This has led to a small upward revision in estimated fair value toward approximately $7.55 per share.
ナラティブ更新 • Dec 07

FINV: Share Repurchases Will Drive Future Upside Despite Softer Margins

Analysts have modestly reduced their price target on FinVolution Group, citing tempered expectations for revenue growth and slightly lower profit margins. These factors outweigh a marginally higher assumed future P/E multiple.
ナラティブ更新 • Nov 23

FINV: Share Buybacks Will Support Long-Term Upside Amid Margin Shifts

Analysts have lowered their price target for FinVolution Group from $11.34 to $8.61. They cite revised expectations for slower revenue growth and reduced profit margins as the reasons for this adjustment.
分析記事 • Oct 30

Little Excitement Around FinVolution Group's (NYSE:FINV) Earnings As Shares Take 25% Pounding

Unfortunately for some shareholders, the FinVolution Group ( NYSE:FINV ) share price has dived 25% in the last thirty...
ナラティブ更新 • Aug 27

Expansion Into International Markets And AI Investments Will Increase Costs But Strengthen Future Prospects

The downward revision in FinVolution Group's Analyst Price Target reflects sharp declines in both future P/E ratio and consensus revenue growth forecasts, with fair value dropping from $11.82 to $11.34. What's in the News Completed repurchase of 3,295,800 shares for $28.04 million, totaling 27,600,104 shares (10.5%) for $150 million under the buyback announced in August 2023.
Seeking Alpha • Mar 31

FinVolution Group Is Undervalued With Catalysts (Rating Upgrade)

Summary I have lifted my rating for FinVolution to a 'Buy', as there are re-rating drivers that could allow the stock to command a higher valuation. My take is that FINV's shares are cheap based on the capital management yield and P/NAV valuation measures. The key catalysts for the Company are further growth in foreign markets and sustained positive momentum for its domestic operations. Read the full article on Seeking Alpha
分析記事 • Mar 28

Investors Still Aren't Entirely Convinced By FinVolution Group's (NYSE:FINV) Earnings Despite 27% Price Jump

FinVolution Group ( NYSE:FINV ) shares have continued their recent momentum with a 27% gain in the last month alone...
分析記事 • Mar 27

FinVolution Group (NYSE:FINV) Is Increasing Its Dividend To CN¥0.257

The board of FinVolution Group ( NYSE:FINV ) has announced that it will be paying its dividend of CN¥0.257 on the 7th...
分析記事 • Mar 20

FinVolution Group (NYSE:FINV) Analysts Are Pretty Bullish On The Stock After Recent Results

The investors in FinVolution Group 's ( NYSE:FINV ) will be rubbing their hands together with glee today, after the...
分析記事 • Feb 08

Many Still Looking Away From FinVolution Group (NYSE:FINV)

With a price-to-earnings (or "P/E") ratio of 7x FinVolution Group ( NYSE:FINV ) may be sending very bullish signals at...
Seeking Alpha • Dec 13

FinVolution: Big Data, Proven FCF Growth, And Substantial Undervaluation

Summary FinVolution Group's internationalization efforts, big data analytics, and machine learning capabilities could drive significant free cash flow and operational efficiency, making the stock appear undervalued and a buy. The company focuses on young borrowers underserved by traditional institutions, generating revenue through transaction service fees from financial partners. FINV's automated platforms and stock repurchase programs enhance profit margins and stock price potential, supported by impressive cash flow and net income growth. Regulatory changes in China and potential credit market deterioration pose risks, but the current valuation and growth prospects make FINV an attractive investment. Read the full article on Seeking Alpha
Seeking Alpha • Nov 22

FinVolution: Strong Growth Trajectory Ahead Through LE-GO Strategy

Summary FinVolution Group's overseas expansion strategy, 'Local Excellence, Global Outlook' (LE-GO), aims for sustainable growth in emerging markets outside China, enhancing its international revenue contribution to 20% in 2024. Despite a saturated China market, FINV's risk management and funding cost optimizations support progressive profit and shareholder returns. The Company's international markets, particularly Indonesia and the Philippines, show promising profitability and growth, with significant collaborations and diversified financial products. FINV's current growth potential for transaction volume, net income, and sustainable capital return make it an attractive investment, especially given its lower PB ratio compared to peers. Read the full article on Seeking Alpha
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新しいナラティブ • Nov 21

International Expansion And Tech Partnerships Propel Innovative Growth Worldwide

Strategic international expansion and partnerships drive revenue growth and enhance market penetration, with a focus on technological innovation improving efficiency and margins.
分析記事 • Oct 03

FinVolution Group (NYSE:FINV) Soars 29% But It's A Story Of Risk Vs Reward

Despite an already strong run, FinVolution Group ( NYSE:FINV ) shares have been powering on, with a gain of 29% in the...
Seeking Alpha • Sep 19

FinVolution: Market Diversity And Risk Management Are Major Competitive Advantages

Summary I am bullish on FinVolution Group due to its diverse market reach, robust risk management strategies, and commitment to shareholder value through dividends and share buybacks. The stock is undervalued with a P/E ratio of 4.82x and a NAV/share of $7.64, presenting a good entry opportunity. FinVolution's expansion into emerging markets like the Philippines and Indonesia, coupled with its mature Chinese market, ensures both short- and long-term growth. The company employs advanced AI and big data for risk assessment, maintaining a delinquency ratio below 3%, and has a diverse funding base for financial stability. Read the full article on Seeking Alpha
分析記事 • Jul 05

Investors Holding Back On FinVolution Group (NYSE:FINV)

With a price-to-earnings (or "P/E") ratio of 4.2x FinVolution Group ( NYSE:FINV ) may be sending very bullish signals...
Seeking Alpha • Jun 18

FinVolution: Appealing Shareholder Yield Is Overshadowed By Downside Risks

Summary FinVolution Group is estimated to offer a potential shareholder yield in the teens for fiscal 2024, considering analyst consensus dividend projections and the company's annualized share repurchases. However, I am concerned that FinVolution Group's actual FY 2024 bottom-line performance could be weaker-than-expected due to asset quality issues and elevated marketing investments. I have decided to stick with a Hold rating for FinVolution after assessing its shareholder capital return and its earnings risk factors. Read the full article on Seeking Alpha
Seeking Alpha • Apr 01

FinVolution Q4 2023: Striking A Balance Between Growth And Shareholder Returns

Summary Established in China in 2007, FinVolution Group has successfully transitioned from a P2P lending platform to a loan facilitation model, serving as an intermediary between borrowers and collaborated financial institutions. Despite the regulatory pressures and challenges posed by the COVID-19 pandemic, FinVolution has demonstrated remarkable resilience in terms of its robust growth in transaction volume, outstanding loan balance across Pan-Asia. FinVolution has successfully replicated know-how in Indonesia and the Philippines. By the conclusion of 2023, approximately 17% of the total revenue will be derived from these international operations. The commitment of FINV to enhancing shareholder value is noteworthy, as evidenced by its consistent capital return program encompassing dividends and share repurchases. Their strategic approach focuses on achieving balanced growth across markets while concurrently maximizing shareholder returns. Read the full article on Seeking Alpha
分析記事 • Mar 22

FinVolution Group (NYSE:FINV) Has Announced That It Will Be Increasing Its Dividend To CN¥0.217

FinVolution Group ( NYSE:FINV ) will increase its dividend from last year's comparable payment on the 7th of May to...
分析記事 • Mar 21

Earnings Update: FinVolution Group (NYSE:FINV) Just Reported Its Yearly Results And Analysts Are Updating Their Forecasts

Shareholders might have noticed that FinVolution Group ( NYSE:FINV ) filed its yearly result this time last week. The...
Seeking Alpha • Feb 08

FinVolution Remains A Long-Term Bullish Play

Summary FinVolution Group's earnings fell in fiscal 2022, but the company is expected to return to growth in fiscal 2023. The company's earnings yield and return on capital point to a strong investment case. The technicals of FINV stock have not been responding, but improvements in operations and international markets could lead to significant gains. Read the full article on Seeking Alpha
Seeking Alpha • Nov 23

FinVolution: Mixed Read-Throughs From Recent Results

Summary FINV's actual 9M 2023 top line and bottom line were less than 75% of their respective full-year consensus forecasts, as the Chinese economy remained weak. But Indonesia was a bright spot for FinVolution in the most recent quarter, and there is the potential for FINV to grab a larger share of the Indonesian P2P market. I leave my Hold rating for FINV unchanged, as I have a mixed view of the insights drawn from the company's latest set of results. Read the full article on Seeking Alpha
Seeking Alpha • Sep 15

FinVolution: Eyes On Foreign Expansion And Capital Allocation

Summary FinVolution is growing its presence in international markets, which is positive for its top line, but its profit margins are impacted by higher provisions and investments associated with foreign expansion. FINV has been returning a significant amount of excess capital to shareholders in recent years, but the company should place a greater emphasis on capital investment going forward. I have a Hold rating for FinVolution Group, as I have a Neutral view of its capital allocation policies and growth strategy. Read the full article on Seeking Alpha

業績と収益の成長予測

NYSE:FINV - アナリストの将来予測と過去の財務データ ( )CNY Millions
日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数
12/31/202810,4962,1648138332
12/31/20279,3731,6887341,2054
12/31/202611,3101,5882044,2674
6/30/202613,1611,906438531N/A
3/31/202613,3352,2111,4781,571N/A
12/31/202513,6062,5421,7741,868N/A
9/30/202514,0222,7981,7951,822N/A
6/30/202513,8112,7982,2052,233N/A
3/31/202513,4012,6023,1743,202N/A
12/31/202413,0852,3832,8652,893N/A
9/30/202412,8862,2271,9392,477N/A
6/30/202412,8072,1698561,394N/A
3/31/202412,7152,173364902N/A
12/31/202312,6012,3418231,361N/A
9/30/202312,5202,3681,6061,659N/A
6/30/202312,2942,4011,7531,806N/A
3/31/202311,8842,428923976N/A
12/31/202211,2812,266184237N/A
9/30/202210,6062,371131186N/A
6/30/202210,1602,408-58-3N/A
3/31/20229,8782,453247302N/A
12/31/20219,5442,509575630N/A
9/30/20219,1032,3471,1281,160N/A
6/30/20218,3722,3131,7821,814N/A
3/31/20217,7982,1443,0513,083N/A
12/31/20207,7911,9732,1752,207N/A
9/30/20207,1791,890-1,415-1,366N/A
6/30/20206,9781,885-690-642N/A
3/31/20206,8092,089N/A-1,274N/A
12/31/20196,1982,373N/A-216N/A
9/30/20196,1932,736N/A3,127N/A
6/30/20195,6042,787N/A2,738N/A
3/31/20195,1442,733N/A2,272N/A
12/31/20184,6042,469N/A1,885N/A
9/30/20184,100391N/A1,339N/A
6/30/20184,204-537N/A1,760N/A
3/31/20184,229-1,266N/A3,166N/A
12/31/20173,943-1,990N/A3,409N/A
9/30/20173,533-669N/A3,666N/A
6/30/20172,650-329N/A2,295N/A
3/31/20171,762-148N/A813N/A
12/31/20161,269-61N/A1,088N/A
9/30/2016800-143N/A271N/A
12/31/2015202-181N/A-192N/A

アナリストによる今後の成長予測

収入対貯蓄率: FINVの予測収益成長率 (年間7% ) は 貯蓄率 ( 3.7% ) を上回っています。

収益対市場: FINVの収益 ( 7% ) US市場 ( 17.4% ) よりも低い成長が予測されています。

高成長収益: FINVの収益は増加すると予測されていますが、大幅には増加しません。

収益対市場: FINVの収益は今後 3 年間で減少すると予想されています (年間-12% )。

高い収益成長: FINVの収益は今後 3 年間で減少すると予測されています (年間-12% )。

一株当たり利益成長率予想

将来の株主資本利益率

将来のROE: FINVの 自己資本利益率 は、3年後には低くなると予測されています ( 9.9 %)。

成長企業の発掘

7D

1Y

7D

1Y

7D

1Y

企業分析と財務データの現状

データ最終更新日（UTC時間）
企業分析2026/09/21 17:12
終値2026/09/18 00:00
収益2026/06/30
年間収益2025/12/31

データソース

企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。

パッケージデータタイムフレーム米国ソース例
会社財務10年
  • 損益計算書
  • キャッシュ・フロー計算書
  • 貸借対照表
アナリストのコンセンサス予想+プラス3年
  • 予想財務
  • アナリストの目標株価
市場価格30年
  • 株価
  • 配当、分割、措置
所有権10年
  • トップ株主
  • インサイダー取引
マネジメント10年
  • リーダーシップ・チーム
  • 取締役会
主な進展10年
  • 会社からのお知らせ

* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。

特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。

分析モデルとスノーフレーク

このレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。

シンプリー・ウォールストリート分析モデルを設計・構築した ご紹介します。

業界およびセクターの指標

私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。

アナリスト筋

FinVolution Group 5 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。13

アナリスト機関
Qingqing MaoChina International Capital Corporation Limited
Dongping ZhouChina International Capital Corporation Limited
You FanChina International Capital Corporation Limited