View ValuationCNFinance Holdings 将来の成長Future 基準チェック /06現在、 CNFinance Holdingsの成長と収益を予測するのに十分なアナリストの調査がありません。主要情報n/a収益成長率n/aEPS成長率Diversified Financial 収益成長8.2%収益成長率n/a将来の株主資本利益率n/aアナリストカバレッジNone最終更新日n/a今後の成長に関する最新情報お知らせ • Aug 25+ 1 more updateCnfinance Holdings Limited Provides Earnings Guidance for the Third Quarter 2022CNFinance Holdings Limited provided earnings guidance for the third quarter 2022. For the quarter company expects net income to be between RMB 0 and RMB 50 million.お知らせ • May 27CNFinance Holdings Limited Provides Earnings Guidance for the Second Quarter of 2022CNFinance Holdings Limited provided earnings guidance for the second quarter of 2022. The company expects net income to be between RMB 10 million and RMB 50 million for the second quarter of 2022.お知らせ • Aug 25CNFinance Holdings Limited Provides Earnings Guidance for the Third Quarter of 2021CNFinance Holdings Limited provided earnings guidance for the third quarter of 2021. For the third quarter of 2021, the company expect net income to be between RMB 30 and RMB 50 million.お知らせ • May 28CNFinance Holdings Limited Provides Earnings Outlook for the Second Quarter of 2021CNFinance Holdings Limited provided earnings outlook for the second quarter of 2021. For the second quarter of 2021, the company expects net income to be no less than RMB 50 million.お知らせ • Mar 17CNFinance Holdings Limited Announces Net Income Guidance for the Year 2021CNFinance Holdings Limited announced net income guidance for the year 2021. The extent to which the COVID-19 pandemic impacts the Company's results of operations will depend on future developments of the pandemic in China and across the globe, which are subject to changes and substantial uncertainty and therefore cannot be predicted. For the first quarter of 2021, The company expects net income to be no more than RMB 50 million.すべての更新を表示Recent updatesNew Risk • May 27New major risk - Shareholder dilutionThe company's shareholders have been substantially diluted in the past year. Increase in shares outstanding: 146% This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (2.5% operating cash flow to total debt). Earnings have declined by 52% per year over the past 5 years. Shareholders have been substantially diluted in the past year (146% increase in shares outstanding). Revenue is less than US$1m. Minor Risks Share price has been volatile over the past 3 months (15% average weekly change). Market cap is less than US$100m (US$53.4m market cap).New Risk • May 05New major risk - Revenue sizeThe company makes less than US$1m in revenue. This is considered a major risk. Companies with a small amount of revenue are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (2.5% operating cash flow to total debt). Earnings have declined by 52% per year over the past 5 years. Revenue is less than US$1m. Minor Risks Share price has been volatile over the past 3 months (13% average weekly change). Market cap is less than US$100m (US$19.5m market cap).New Risk • Mar 16New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2025. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (14% operating cash flow to total debt). Earnings have declined by 24% per year over the past 5 years. Minor Risks Latest financial reports are more than 6 months old (reported June 2025 fiscal period end). Share price has been volatile over the past 3 months (12% average weekly change). Market cap is less than US$100m (US$32.9m market cap).Board Change • Dec 01Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 1 highly experienced director. Independent Director Ge Yang was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.New Risk • Sep 05New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of American stocks, typically moving 31% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (14% operating cash flow to total debt). Share price has been highly volatile over the past 3 months (31% average weekly change). Earnings have declined by 24% per year over the past 5 years.お知らせ • Aug 25CNFinance Holdings Limited to Report First Half, 2025 Results on Aug 28, 2025CNFinance Holdings Limited announced that they will report first half, 2025 results on Aug 28, 2025New Risk • Jun 04New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of American stocks, typically moving 12% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (10.0% operating cash flow to total debt). Earnings have declined by 28% per year over the past 5 years. Minor Risks Share price has been volatile over the past 3 months (12% average weekly change). Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (6.0% net profit margin). Market cap is less than US$100m (US$28.1m market cap).お知らせ • May 15CNFinance Holdings Limited, Annual General Meeting, May 29, 2025CNFinance Holdings Limited, Annual General Meeting, May 29, 2025. Location: 22/f, south finance center, no. 6, wuheng road, tianhe district, guangdong province 510620, guangzhou city ChinaNew Risk • May 09New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 28% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (10.0% operating cash flow to total debt). Earnings have declined by 28% per year over the past 5 years. Minor Risks Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (6.0% net profit margin). Market cap is less than US$100m (US$49.4m market cap).Buy Or Sell Opportunity • Apr 16Now 23% overvaluedOver the last 90 days, the stock has fallen 34% to US$0.72. The fair value is estimated to be US$0.58, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has declined by 13% over the last 3 years. Earnings per share has declined by 3.2%.New Risk • Mar 16New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2024. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (18% operating cash flow to total debt). Earnings have declined by 38% per year over the past 5 years. Minor Risks Latest financial reports are more than 6 months old (reported June 2024 fiscal period end). Share price has been volatile over the past 3 months (12% average weekly change). Profit margins are more than 30% lower than last year (15% net profit margin). Market cap is less than US$100m (US$54.9m market cap).Valuation Update With 7 Day Price Move • Jan 30Investor sentiment improves as stock rises 17%After last week's 17% share price gain to US$1.35, the stock trades at a trailing P/E ratio of 5.6x. Average forward P/E is 13x in the Diversified Financial industry in the US. Total loss to shareholders of 61% over the past three years.分析記事 • Jan 15CNFinance Holdings Limited's (NYSE:CNF) Shares Bounce 28% But Its Business Still Trails The MarketThose holding CNFinance Holdings Limited ( NYSE:CNF ) shares would be relieved that the share price has rebounded 28...Valuation Update With 7 Day Price Move • Jan 08Investor sentiment improves as stock rises 24%After last week's 24% share price gain to US$1.18, the stock trades at a trailing P/E ratio of 5x. Average forward P/E is 16x in the Diversified Financial industry in the US. Total loss to shareholders of 69% over the past three years.Buy Or Sell Opportunity • Dec 24Now 26% overvaluedOver the last 90 days, the stock has fallen 6.1% to US$0.91. The fair value is estimated to be US$0.72, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has declined by 13% over the last 3 years. Earnings per share has declined by 3.2%.Valuation Update With 7 Day Price Move • Dec 09Investor sentiment improves as stock rises 19%After last week's 19% share price gain to US$1.05, the stock trades at a trailing P/E ratio of 4.4x. Average forward P/E is 17x in the Diversified Financial industry in the US. Total loss to shareholders of 76% over the past three years.Buy Or Sell Opportunity • Dec 06Now 27% overvaluedOver the last 90 days, the stock has fallen 4.2% to US$0.92. The fair value is estimated to be US$0.72, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has declined by 13% over the last 3 years. Earnings per share has declined by 3.2%.Valuation Update With 7 Day Price Move • Nov 14Investor sentiment deteriorates as stock falls 17%After last week's 17% share price decline to US$1.09, the stock trades at a trailing P/E ratio of 4.5x. Average forward P/E is 14x in the Diversified Financial industry in the US. Total loss to shareholders of 69% over the past three years.分析記事 • Nov 01Benign Growth For CNFinance Holdings Limited (NYSE:CNF) Underpins Stock's 57% PlummetCNFinance Holdings Limited ( NYSE:CNF ) shareholders won't be pleased to see that the share price has had a very rough...Valuation Update With 7 Day Price Move • Oct 30Investor sentiment deteriorates as stock falls 22%After last week's 22% share price decline to US$1.15, the stock trades at a trailing P/E ratio of 4.7x. Average forward P/E is 12x in the Diversified Financial industry in the US. Total loss to shareholders of 78% over the past three years.New Risk • Oct 01New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of American stocks, typically moving 20% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (18% operating cash flow to total debt). Share price has been highly volatile over the past 3 months (20% average weekly change). Earnings have declined by 38% per year over the past 5 years. Minor Risks Profit margins are more than 30% lower than last year (15% net profit margin). Market cap is less than US$100m (US$85.7m market cap).Valuation Update With 7 Day Price Move • Sep 30Investor sentiment improves as stock rises 28%After last week's 28% share price gain to US$1.25, the stock trades at a trailing P/E ratio of 5x. Average forward P/E is 14x in the Diversified Financial industry in the US. Total loss to shareholders of 76% over the past three years.Buy Or Sell Opportunity • Sep 13Now 24% overvaluedOver the last 90 days, the stock has fallen 38% to US$1.04. The fair value is estimated to be US$0.84, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has declined by 13% over the last 3 years. Earnings per share has declined by 3.2%.New Risk • Aug 30New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of American stocks, typically moving 10% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (18% operating cash flow to total debt). Earnings have declined by 38% per year over the past 5 years. Minor Risks Share price has been volatile over the past 3 months (10% average weekly change). Profit margins are more than 30% lower than last year (15% net profit margin). Market cap is less than US$100m (US$88.5m market cap).New Risk • Aug 28New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 15% Last year net profit margin: 24% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (18% operating cash flow to total debt). Earnings have declined by 38% per year over the past 5 years. Minor Risks Profit margins are more than 30% lower than last year (15% net profit margin). Market cap is less than US$100m (US$82.3m market cap).Buy Or Sell Opportunity • Aug 27Now 33% overvaluedOver the last 90 days, the stock has fallen 21% to US$1.20. The fair value is estimated to be US$0.90, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has declined by 19% over the last 3 years. Earnings per share has declined by 12%.お知らせ • Aug 21CNFinance Holdings Limited to Report First Half, 2024 Results on Aug 27, 2024CNFinance Holdings Limited announced that they will report first half, 2024 results on Aug 27, 2024Buy Or Sell Opportunity • Aug 02Now 21% overvaluedOver the last 90 days, the stock has fallen 39% to US$1.09. The fair value is estimated to be US$0.90, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has declined by 19% over the last 3 years. Earnings per share has declined by 12%.分析記事 • Jul 19CNFinance Holdings Limited (NYSE:CNF) Might Not Be As Mispriced As It Looks After Plunging 33%The CNFinance Holdings Limited ( NYSE:CNF ) share price has fared very poorly over the last month, falling by a...Valuation Update With 7 Day Price Move • Jul 15Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to US$1.31, the stock trades at a trailing P/E ratio of 4x. Average forward P/E is 11x in the Diversified Financial industry in the US. Total loss to shareholders of 60% over the past three years.お知らせ • May 26CNFinance Holdings Limited, Annual General Meeting, Jun 07, 2024CNFinance Holdings Limited, Annual General Meeting, Jun 07, 2024, at 09:30 China Standard Time. Location: 44/f, tower g, no. 16 zhujiang dong road, tianhe district, guangzhou city, guangdong province 510620, China分析記事 • Apr 12Sentiment Still Eluding CNFinance Holdings Limited (NYSE:CNF)When close to half the companies in the United States have price-to-earnings ratios (or "P/E's") above 17x, you may...お知らせ • Mar 23CNFinance Holdings Limited to Report Q4, 2023 Results on Mar 28, 2024CNFinance Holdings Limited announced that they will report Q4, 2023 results Pre-Market on Mar 28, 2024Valuation Update With 7 Day Price Move • Feb 29Investor sentiment improves as stock rises 18%After last week's 18% share price gain to US$2.30, the stock trades at a trailing P/E ratio of 6.5x. Average forward P/E is 11x in the Diversified Financial industry in the US. Total loss to shareholders of 35% over the past three years.お知らせ • Nov 24CNFinance Holdings Limited to Report Q3, 2023 Results on Nov 29, 2023CNFinance Holdings Limited announced that they will report Q3, 2023 results Pre-Market on Nov 29, 2023Valuation Update With 7 Day Price Move • Nov 24Investor sentiment improves as stock rises 21%After last week's 21% share price gain to US$2.10, the stock trades at a trailing P/E ratio of 6.1x. Average forward P/E is 12x in the Diversified Financial industry in the US. Total loss to shareholders of 39% over the past three years.Valuation Update With 7 Day Price Move • Nov 10Investor sentiment deteriorates as stock falls 17%After last week's 17% share price decline to US$2.05, the stock trades at a trailing P/E ratio of 6.1x. Average forward P/E is 13x in the Diversified Financial industry in the US. Total loss to shareholders of 31% over the past three years.New Risk • Oct 26New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of American stocks, typically moving 9.3% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (13% operating cash flow to total debt). Earnings have declined by 49% per year over the past 5 years. Minor Risk Share price has been volatile over the past 3 months (9.3% average weekly change).Valuation Update With 7 Day Price Move • Oct 20Investor sentiment deteriorates as stock falls 24%After last week's 24% share price decline to US$2.98, the stock trades at a trailing P/E ratio of 8.9x. Average forward P/E is 13x in the Diversified Financial industry in the US. Total loss to shareholders of 8.3% over the past three years.Valuation Update With 7 Day Price Move • Sep 26Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$3.55, the stock trades at a trailing P/E ratio of 10.6x. Average forward P/E is 13x in the Diversified Financial industry in the US. Total returns to shareholders of 13% over the past three years.Valuation Update With 7 Day Price Move • Aug 24Investor sentiment deteriorates as stock falls 15%After last week's 15% share price decline to US$3.00, the stock trades at a trailing P/E ratio of 10.6x. Average forward P/E is 14x in the Diversified Financial industry in the US. Total loss to shareholders of 7.7% over the past three years.お知らせ • Aug 24CNFinance Holdings Limited to Report Q2, 2023 Results on Aug 29, 2023CNFinance Holdings Limited announced that they will report Q2, 2023 results Pre-Market on Aug 29, 2023お知らせ • May 20CNFinance Holdings Limited to Report Q1, 2023 Results on May 26, 2023CNFinance Holdings Limited announced that they will report Q1, 2023 results Pre-Market on May 26, 2023Valuation Update With 7 Day Price Move • May 13Investor sentiment improves as stock rises 18%After last week's 18% share price gain to US$3.05, the stock trades at a trailing P/E ratio of 10.7x. Average forward P/E is 12x in the Diversified Financial industry in the US. Total loss to shareholders of 18% over the past three years.分析記事 • May 12Why Investors Shouldn't Be Surprised By CNFinance Holdings Limited's (NYSE:CNF) Low P/EWith a price-to-earnings (or "P/E") ratio of 10.1x CNFinance Holdings Limited ( NYSE:CNF ) may be sending bullish...お知らせ • May 05CNFinance Holdings Limited, Annual General Meeting, Jun 08, 2023CNFinance Holdings Limited, Annual General Meeting, Jun 08, 2023, at 09:30 China Standard Time. Location: 44/F, Tower G, No. 16 Zhujiang Dong Road, Tianhe District, Guangzhou City, Guangdong Province 510620, Guangzhou Guangdong Province China Agenda: to discuss Company affairs with management.Valuation Update With 7 Day Price Move • Apr 06Investor sentiment improves as stock rises 18%After last week's 18% share price gain to US$2.64, the stock trades at a trailing P/E ratio of 9x. Average forward P/E is 12x in the Diversified Financial industry in the US. Total loss to shareholders of 28% over the past three years.Buying Opportunity • Jan 26Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 20%. The fair value is estimated to be US$1.88, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 20% over the last 3 years. Earnings per share has declined by 79%.Buying Opportunity • Jan 03Now 22% undervalued after recent price dropOver the last 90 days, the stock is down 45%. The fair value is estimated to be US$1.99, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 20% over the last 3 years. Earnings per share has declined by 79%.お知らせ • Nov 23Cnfinance Holdings Limited Appoints GE Yang as an Independent DirectorCNFinance Holdings Limited’s board of directors appointed Mr. Ge Yang as an independent director, effective on November 22, 2022. Mr. Ge Yang has over 30 years of experiences in corporate finance, non-bank financial institution, and wealth and asset management. He has worked with listed companies both in China and the U.S. Currently based in New York, Mr. Yang is expected to, together with the other board members, explore further opportunities for the Company to continue growth in the capital market. Mr. Yang holds a bachelor's degree from Nankai University, majoring in International Finance. He also holds an MBA degree from Tsinghua University, and an M.S. in Accounting from Seton Hall University.お知らせ • Nov 18CNFinance Holdings Limited to Report Q3, 2022 Results on Nov 22, 2022CNFinance Holdings Limited announced that they will report Q3, 2022 results Pre-Market on Nov 22, 2022お知らせ • Aug 25+ 1 more updateCnfinance Holdings Limited Provides Earnings Guidance for the Third Quarter 2022CNFinance Holdings Limited provided earnings guidance for the third quarter 2022. For the quarter company expects net income to be between RMB 0 and RMB 50 million.Seeking Alpha • Aug 24CNFinance GAAP EPS of $0.04, Total interest and fees income of $61.3MCNFinance press release (NYSE:CNF): Q2 GAAP EPADS of $0.04. Total interest and fees income of $61.3M (-9.1% Y/Y). Total loan origination volume was RMB3,137.3 million (US$468.4 million) in the second quarter of 2022, compared to RMB3,824.5 million in the same period of 2021. Total outstanding loan principal was RMB9,381.9 million (US$1,400.7 million) as of June 30, 2022, compared to RMB10,411.9 million as of December 31, 2021.お知らせ • Aug 18CNFinance Holdings Limited to Report Q2, 2022 Results on Aug 24, 2022CNFinance Holdings Limited announced that they will report Q2, 2022 results Pre-Market on Aug 24, 2022Valuation Update With 7 Day Price Move • Jun 27Investor sentiment improved over the past weekAfter last week's 15% share price gain to US$3.36, the stock trades at a trailing P/E ratio of 67.9x. Average forward P/E is 9x in the Mortgage industry in the US. Total loss to shareholders of 43% over the past three years.お知らせ • May 27CNFinance Holdings Limited Provides Earnings Guidance for the Second Quarter of 2022CNFinance Holdings Limited provided earnings guidance for the second quarter of 2022. The company expects net income to be between RMB 10 million and RMB 50 million for the second quarter of 2022.お知らせ • May 21CNFinance Holdings Limited to Report Q1, 2022 Results on May 26, 2022CNFinance Holdings Limited announced that they will report Q1, 2022 results Pre-Market on May 26, 2022お知らせ • May 17CNFinance Holdings Limited, Annual General Meeting, Jun 07, 2022CNFinance Holdings Limited, Annual General Meeting, Jun 07, 2022, at 09:30 China Standard Time. Location: 44/F, Tower G, No. 16 Zhujiang Dong Road, Tianhe District Guangzhou City Guangdong Province ChinaValuation Update With 7 Day Price Move • May 10Investor sentiment deteriorated over the past weekAfter last week's 15% share price decline to US$2.65, the stock trades at a trailing P/E ratio of 18.8x. Average forward P/E is 9x in the Mortgage industry in the US. Total loss to shareholders of 50% over the past three years.Board Change • Apr 27Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 6 experienced directors. No highly experienced directors. 3 independent directors (4 non-independent directors). Independent Director Wang Xi was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Valuation Update With 7 Day Price Move • Jan 13Investor sentiment deteriorated over the past weekAfter last week's 16% share price decline to US$3.75, the stock trades at a trailing P/E ratio of 5.9x. Average forward P/E is 12x in the Mortgage industry in the US. Total loss to shareholders of 32% over the past three years.Valuation Update With 7 Day Price Move • Dec 09Investor sentiment improved over the past weekAfter last week's 27% share price gain to US$5.30, the stock trades at a trailing P/E ratio of 8.4x. Average forward P/E is 11x in the Mortgage industry in the US. Total loss to shareholders of 7.5% over the past three years.Reported Earnings • Nov 25Third quarter 2021 earnings: EPS in line with expectations, revenues disappointThird quarter 2021 results: EPS: CN¥0.20 (down from CN¥0.80 in 3Q 2020). Revenue: CN¥220.1m (down 18% from 3Q 2020). Net income: CN¥19.0m (down 62% from 3Q 2020). Profit margin: 8.6% (down from 19% in 3Q 2020). The decrease in margin was driven by lower revenue. Revenue missed analyst estimates by 2.0%. Over the next year, revenue is forecast to grow 70% compared to a 12% decline forecast for the industry in the US. Over the last 3 years on average, earnings per share has fallen by 62% per year but the company’s share price has only fallen by 13% per year, which means it has not declined as severely as earnings.Valuation Update With 7 Day Price Move • Nov 15Investor sentiment deteriorated over the past weekAfter last week's 17% share price decline to US$4.30, the stock trades at a trailing P/E ratio of 6.1x. Average forward P/E is 11x in the Mortgage industry in the US. Total loss to shareholders of 42% over the past three years.Valuation Update With 7 Day Price Move • Oct 08Investor sentiment deteriorated over the past weekAfter last week's 15% share price decline to US$5.01, the stock trades at a trailing P/E ratio of 7.2x. Average forward P/E is 11x in the Mortgage industry in the US. Total returns to shareholders of 58% over the past year.Valuation Update With 7 Day Price Move • Sep 07Investor sentiment improved over the past weekAfter last week's 22% share price gain to US$4.49, the stock trades at a trailing P/E ratio of 6.5x. Average forward P/E is 10x in the Mortgage industry in the US. Total returns to shareholders of 28% over the past year.Reported Earnings • Aug 25Second quarter 2021 earnings released: EPS CN¥1.00 (vs CN¥0.40 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: CN¥257.4m (up 19% from 2Q 2020). Net income: CN¥65.2m (up 159% from 2Q 2020). Profit margin: 25% (up from 12% in 2Q 2020).お知らせ • Aug 25CNFinance Holdings Limited Provides Earnings Guidance for the Third Quarter of 2021CNFinance Holdings Limited provided earnings guidance for the third quarter of 2021. For the third quarter of 2021, the company expect net income to be between RMB 30 and RMB 50 million.Valuation Update With 7 Day Price Move • Jul 01Investor sentiment improved over the past weekAfter last week's 19% share price gain to CN¥3.72, the stock trades at a trailing P/E ratio of 6.3x. Average forward P/E is 11x in the Mortgage industry in the US. Total returns to shareholders of 1.1% over the past year.Reported Earnings • May 29First quarter 2021 earnings released: EPS CN¥1.20 (vs CN¥1.00 loss in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: CN¥299.3m (up 299% from 1Q 2020). Net income: CN¥85.6m (up CN¥151.3m from 1Q 2020). Profit margin: 29% (up from net loss in 1Q 2020). The move to profitability was driven by higher revenue.お知らせ • May 28CNFinance Holdings Limited Provides Earnings Outlook for the Second Quarter of 2021CNFinance Holdings Limited provided earnings outlook for the second quarter of 2021. For the second quarter of 2021, the company expects net income to be no less than RMB 50 million.Valuation Update With 7 Day Price Move • Mar 17Investor sentiment improved over the past weekAfter last week's 23% share price gain to CN¥4.30, the stock trades at a trailing P/E ratio of 25.7x. Average forward P/E is 12x in the Mortgage industry in the US. Total returns to shareholders of 6.2% over the past year.お知らせ • Mar 17CNFinance Holdings Limited Announces Net Income Guidance for the Year 2021CNFinance Holdings Limited announced net income guidance for the year 2021. The extent to which the COVID-19 pandemic impacts the Company's results of operations will depend on future developments of the pandemic in China and across the globe, which are subject to changes and substantial uncertainty and therefore cannot be predicted. For the first quarter of 2021, The company expects net income to be no more than RMB 50 million.お知らせ • Mar 10CNFinance Holdings Limited to Report Q4, 2020 Results on Mar 16, 2021CNFinance Holdings Limited announced that they will report Q4, 2020 results Pre-Market on Mar 16, 2021Valuation Update With 7 Day Price Move • Jan 07Investor sentiment deteriorated over the past weekAfter last week's 24% share price decline to CN¥3.20, the stock is trading at a trailing P/E ratio of 19x, down from the previous P/E ratio of 25.1x. This compares to an average P/E of 13x in the Mortgage industry in the US. Total return to shareholders over the past year is a loss of 35%.Is New 90 Day High Low • Dec 31New 90-day high: US$4.21The company is up 34% from its price of US$3.14 on 28 September 2020. The American market is up 13% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 7.0% over the same period.分析記事 • Dec 10How Many CNFinance Holdings Limited (NYSE:CNF) Shares Do Institutions Own?The big shareholder groups in CNFinance Holdings Limited ( NYSE:CNF ) have power over the company. Institutions often...お知らせ • Nov 18CNFinance Holdings Limited to Report Q3, 2020 Results on Nov 23, 2020CNFinance Holdings Limited announced that they will report Q3, 2020 results at 5:00 PM, China Standard Time on Nov 23, 2020Is New 90 Day High Low • Nov 05New 90-day low: US$2.98The company is down 16% from its price of US$3.54 on 07 August 2020. The American market is up 4.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Mortgage industry, which is down 10.0% over the same period.Is New 90 Day High Low • Sep 26New 90-day low: US$3.10The company is down 17% from its price of US$3.73 on 25 June 2020. The American market is up 8.0% over the last 90 days, indicating the company underperformed over that time. However, its price trend is similar to the Mortgage industry, which is also down 17% over the same period.お知らせ • Aug 18CNFinance Holdings Limited to Report Q2, 2020 Results on Aug 24, 2020CNFinance Holdings Limited announced that they will report Q2, 2020 results at 9:00 AM, China Standard Time on Aug 24, 2020 このセクションでは通常、投資家が会社の利益創出能力を理解する一助となるよう、プロのアナリストのコンセンサス予想に基づく収益と利益の成長予測を提示する。しかし、CNFinance Holdings は十分な過去のデータを提供しておらず、アナリストの予測もないため、過去のデータを外挿したり、アナリストの予測を使用しても、その将来の収益を確実に算出することはできません。 シンプリー・ウォール・ストリートがカバーする企業の97%は過去の財務データを持っているため、これはかなり稀な状況です。 業績と収益の成長予測NYSE:CNF - アナリストの将来予測と過去の財務データ ( )CNY Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数12/31/2025-402-4708184N/A9/30/2025-21-260N/AN/AN/A6/30/2025360-51N/AN/AN/A3/31/2025493-6N/AN/AN/A12/31/202462538749757N/A9/30/202468461N/AN/AN/A6/30/2024798119N/AN/AN/A3/31/2024813139N/AN/AN/A12/31/20238451651,5911,706N/A9/30/2023708174N/AN/AN/A6/30/2023706167N/AN/AN/A3/31/2023687142N/AN/AN/A12/31/2022696135829919N/A9/30/20227513N/AN/AN/A6/30/2022675-24N/AN/AN/A3/31/202280623N/AN/AN/A12/31/202188765686690N/A9/30/20211,125275N/AN/AN/A6/30/20211,290306N/AN/AN/A3/31/20211,212266N/AN/AN/A12/31/20201,0171151,1161,120N/A9/30/20201,07871N/AN/AN/A6/30/2020975198N/AN/AN/A3/31/20201,104333N/AN/AN/A12/31/20191,4215351,2951,299N/A9/30/20191,453662N/AN/AN/A6/30/20191,618719N/AN/AN/A3/31/20191,780800N/AN/AN/A12/31/20181,904861N/A1,325N/A9/30/20181,970849N/AN/AN/A6/30/20181,912728N/A1,402N/A3/31/20181,800617N/A1,336N/A12/31/20171,703533N/A1,287N/A12/31/2016753235N/A380N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: CNFの予測収益成長が 貯蓄率 ( 3.5% ) を上回っているかどうかを判断するにはデータが不十分です。収益対市場: CNFの収益がUS市場よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です高成長収益: CNFの収益が今後 3 年間で 大幅に 増加すると予想されるかどうかを判断するにはデータが不十分です。収益対市場: CNFの収益がUS市場よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です。高い収益成長: CNFの収益が年間20%よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です。一株当たり利益成長率予想将来の株主資本利益率将来のROE: CNFの 自己資本利益率 が 3 年後に高くなると予測されるかどうかを判断するにはデータが不十分です成長企業の発掘7D1Y7D1Y7D1YDiversified-financials 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/29 04:05終値2026/05/29 00:00収益2025/12/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋CNFinance Holdings Limited 0 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。1 アナリスト機関William GregozeskiGreenridge Global LLC
お知らせ • Aug 25+ 1 more updateCnfinance Holdings Limited Provides Earnings Guidance for the Third Quarter 2022CNFinance Holdings Limited provided earnings guidance for the third quarter 2022. For the quarter company expects net income to be between RMB 0 and RMB 50 million.
お知らせ • May 27CNFinance Holdings Limited Provides Earnings Guidance for the Second Quarter of 2022CNFinance Holdings Limited provided earnings guidance for the second quarter of 2022. The company expects net income to be between RMB 10 million and RMB 50 million for the second quarter of 2022.
お知らせ • Aug 25CNFinance Holdings Limited Provides Earnings Guidance for the Third Quarter of 2021CNFinance Holdings Limited provided earnings guidance for the third quarter of 2021. For the third quarter of 2021, the company expect net income to be between RMB 30 and RMB 50 million.
お知らせ • May 28CNFinance Holdings Limited Provides Earnings Outlook for the Second Quarter of 2021CNFinance Holdings Limited provided earnings outlook for the second quarter of 2021. For the second quarter of 2021, the company expects net income to be no less than RMB 50 million.
お知らせ • Mar 17CNFinance Holdings Limited Announces Net Income Guidance for the Year 2021CNFinance Holdings Limited announced net income guidance for the year 2021. The extent to which the COVID-19 pandemic impacts the Company's results of operations will depend on future developments of the pandemic in China and across the globe, which are subject to changes and substantial uncertainty and therefore cannot be predicted. For the first quarter of 2021, The company expects net income to be no more than RMB 50 million.
New Risk • May 27New major risk - Shareholder dilutionThe company's shareholders have been substantially diluted in the past year. Increase in shares outstanding: 146% This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (2.5% operating cash flow to total debt). Earnings have declined by 52% per year over the past 5 years. Shareholders have been substantially diluted in the past year (146% increase in shares outstanding). Revenue is less than US$1m. Minor Risks Share price has been volatile over the past 3 months (15% average weekly change). Market cap is less than US$100m (US$53.4m market cap).
New Risk • May 05New major risk - Revenue sizeThe company makes less than US$1m in revenue. This is considered a major risk. Companies with a small amount of revenue are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (2.5% operating cash flow to total debt). Earnings have declined by 52% per year over the past 5 years. Revenue is less than US$1m. Minor Risks Share price has been volatile over the past 3 months (13% average weekly change). Market cap is less than US$100m (US$19.5m market cap).
New Risk • Mar 16New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2025. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (14% operating cash flow to total debt). Earnings have declined by 24% per year over the past 5 years. Minor Risks Latest financial reports are more than 6 months old (reported June 2025 fiscal period end). Share price has been volatile over the past 3 months (12% average weekly change). Market cap is less than US$100m (US$32.9m market cap).
Board Change • Dec 01Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 1 highly experienced director. Independent Director Ge Yang was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
New Risk • Sep 05New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of American stocks, typically moving 31% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (14% operating cash flow to total debt). Share price has been highly volatile over the past 3 months (31% average weekly change). Earnings have declined by 24% per year over the past 5 years.
お知らせ • Aug 25CNFinance Holdings Limited to Report First Half, 2025 Results on Aug 28, 2025CNFinance Holdings Limited announced that they will report first half, 2025 results on Aug 28, 2025
New Risk • Jun 04New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of American stocks, typically moving 12% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (10.0% operating cash flow to total debt). Earnings have declined by 28% per year over the past 5 years. Minor Risks Share price has been volatile over the past 3 months (12% average weekly change). Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (6.0% net profit margin). Market cap is less than US$100m (US$28.1m market cap).
お知らせ • May 15CNFinance Holdings Limited, Annual General Meeting, May 29, 2025CNFinance Holdings Limited, Annual General Meeting, May 29, 2025. Location: 22/f, south finance center, no. 6, wuheng road, tianhe district, guangdong province 510620, guangzhou city China
New Risk • May 09New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 28% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (10.0% operating cash flow to total debt). Earnings have declined by 28% per year over the past 5 years. Minor Risks Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (6.0% net profit margin). Market cap is less than US$100m (US$49.4m market cap).
Buy Or Sell Opportunity • Apr 16Now 23% overvaluedOver the last 90 days, the stock has fallen 34% to US$0.72. The fair value is estimated to be US$0.58, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has declined by 13% over the last 3 years. Earnings per share has declined by 3.2%.
New Risk • Mar 16New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2024. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (18% operating cash flow to total debt). Earnings have declined by 38% per year over the past 5 years. Minor Risks Latest financial reports are more than 6 months old (reported June 2024 fiscal period end). Share price has been volatile over the past 3 months (12% average weekly change). Profit margins are more than 30% lower than last year (15% net profit margin). Market cap is less than US$100m (US$54.9m market cap).
Valuation Update With 7 Day Price Move • Jan 30Investor sentiment improves as stock rises 17%After last week's 17% share price gain to US$1.35, the stock trades at a trailing P/E ratio of 5.6x. Average forward P/E is 13x in the Diversified Financial industry in the US. Total loss to shareholders of 61% over the past three years.
分析記事 • Jan 15CNFinance Holdings Limited's (NYSE:CNF) Shares Bounce 28% But Its Business Still Trails The MarketThose holding CNFinance Holdings Limited ( NYSE:CNF ) shares would be relieved that the share price has rebounded 28...
Valuation Update With 7 Day Price Move • Jan 08Investor sentiment improves as stock rises 24%After last week's 24% share price gain to US$1.18, the stock trades at a trailing P/E ratio of 5x. Average forward P/E is 16x in the Diversified Financial industry in the US. Total loss to shareholders of 69% over the past three years.
Buy Or Sell Opportunity • Dec 24Now 26% overvaluedOver the last 90 days, the stock has fallen 6.1% to US$0.91. The fair value is estimated to be US$0.72, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has declined by 13% over the last 3 years. Earnings per share has declined by 3.2%.
Valuation Update With 7 Day Price Move • Dec 09Investor sentiment improves as stock rises 19%After last week's 19% share price gain to US$1.05, the stock trades at a trailing P/E ratio of 4.4x. Average forward P/E is 17x in the Diversified Financial industry in the US. Total loss to shareholders of 76% over the past three years.
Buy Or Sell Opportunity • Dec 06Now 27% overvaluedOver the last 90 days, the stock has fallen 4.2% to US$0.92. The fair value is estimated to be US$0.72, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has declined by 13% over the last 3 years. Earnings per share has declined by 3.2%.
Valuation Update With 7 Day Price Move • Nov 14Investor sentiment deteriorates as stock falls 17%After last week's 17% share price decline to US$1.09, the stock trades at a trailing P/E ratio of 4.5x. Average forward P/E is 14x in the Diversified Financial industry in the US. Total loss to shareholders of 69% over the past three years.
分析記事 • Nov 01Benign Growth For CNFinance Holdings Limited (NYSE:CNF) Underpins Stock's 57% PlummetCNFinance Holdings Limited ( NYSE:CNF ) shareholders won't be pleased to see that the share price has had a very rough...
Valuation Update With 7 Day Price Move • Oct 30Investor sentiment deteriorates as stock falls 22%After last week's 22% share price decline to US$1.15, the stock trades at a trailing P/E ratio of 4.7x. Average forward P/E is 12x in the Diversified Financial industry in the US. Total loss to shareholders of 78% over the past three years.
New Risk • Oct 01New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of American stocks, typically moving 20% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (18% operating cash flow to total debt). Share price has been highly volatile over the past 3 months (20% average weekly change). Earnings have declined by 38% per year over the past 5 years. Minor Risks Profit margins are more than 30% lower than last year (15% net profit margin). Market cap is less than US$100m (US$85.7m market cap).
Valuation Update With 7 Day Price Move • Sep 30Investor sentiment improves as stock rises 28%After last week's 28% share price gain to US$1.25, the stock trades at a trailing P/E ratio of 5x. Average forward P/E is 14x in the Diversified Financial industry in the US. Total loss to shareholders of 76% over the past three years.
Buy Or Sell Opportunity • Sep 13Now 24% overvaluedOver the last 90 days, the stock has fallen 38% to US$1.04. The fair value is estimated to be US$0.84, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has declined by 13% over the last 3 years. Earnings per share has declined by 3.2%.
New Risk • Aug 30New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of American stocks, typically moving 10% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (18% operating cash flow to total debt). Earnings have declined by 38% per year over the past 5 years. Minor Risks Share price has been volatile over the past 3 months (10% average weekly change). Profit margins are more than 30% lower than last year (15% net profit margin). Market cap is less than US$100m (US$88.5m market cap).
New Risk • Aug 28New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 15% Last year net profit margin: 24% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (18% operating cash flow to total debt). Earnings have declined by 38% per year over the past 5 years. Minor Risks Profit margins are more than 30% lower than last year (15% net profit margin). Market cap is less than US$100m (US$82.3m market cap).
Buy Or Sell Opportunity • Aug 27Now 33% overvaluedOver the last 90 days, the stock has fallen 21% to US$1.20. The fair value is estimated to be US$0.90, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has declined by 19% over the last 3 years. Earnings per share has declined by 12%.
お知らせ • Aug 21CNFinance Holdings Limited to Report First Half, 2024 Results on Aug 27, 2024CNFinance Holdings Limited announced that they will report first half, 2024 results on Aug 27, 2024
Buy Or Sell Opportunity • Aug 02Now 21% overvaluedOver the last 90 days, the stock has fallen 39% to US$1.09. The fair value is estimated to be US$0.90, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has declined by 19% over the last 3 years. Earnings per share has declined by 12%.
分析記事 • Jul 19CNFinance Holdings Limited (NYSE:CNF) Might Not Be As Mispriced As It Looks After Plunging 33%The CNFinance Holdings Limited ( NYSE:CNF ) share price has fared very poorly over the last month, falling by a...
Valuation Update With 7 Day Price Move • Jul 15Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to US$1.31, the stock trades at a trailing P/E ratio of 4x. Average forward P/E is 11x in the Diversified Financial industry in the US. Total loss to shareholders of 60% over the past three years.
お知らせ • May 26CNFinance Holdings Limited, Annual General Meeting, Jun 07, 2024CNFinance Holdings Limited, Annual General Meeting, Jun 07, 2024, at 09:30 China Standard Time. Location: 44/f, tower g, no. 16 zhujiang dong road, tianhe district, guangzhou city, guangdong province 510620, China
分析記事 • Apr 12Sentiment Still Eluding CNFinance Holdings Limited (NYSE:CNF)When close to half the companies in the United States have price-to-earnings ratios (or "P/E's") above 17x, you may...
お知らせ • Mar 23CNFinance Holdings Limited to Report Q4, 2023 Results on Mar 28, 2024CNFinance Holdings Limited announced that they will report Q4, 2023 results Pre-Market on Mar 28, 2024
Valuation Update With 7 Day Price Move • Feb 29Investor sentiment improves as stock rises 18%After last week's 18% share price gain to US$2.30, the stock trades at a trailing P/E ratio of 6.5x. Average forward P/E is 11x in the Diversified Financial industry in the US. Total loss to shareholders of 35% over the past three years.
お知らせ • Nov 24CNFinance Holdings Limited to Report Q3, 2023 Results on Nov 29, 2023CNFinance Holdings Limited announced that they will report Q3, 2023 results Pre-Market on Nov 29, 2023
Valuation Update With 7 Day Price Move • Nov 24Investor sentiment improves as stock rises 21%After last week's 21% share price gain to US$2.10, the stock trades at a trailing P/E ratio of 6.1x. Average forward P/E is 12x in the Diversified Financial industry in the US. Total loss to shareholders of 39% over the past three years.
Valuation Update With 7 Day Price Move • Nov 10Investor sentiment deteriorates as stock falls 17%After last week's 17% share price decline to US$2.05, the stock trades at a trailing P/E ratio of 6.1x. Average forward P/E is 13x in the Diversified Financial industry in the US. Total loss to shareholders of 31% over the past three years.
New Risk • Oct 26New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of American stocks, typically moving 9.3% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (13% operating cash flow to total debt). Earnings have declined by 49% per year over the past 5 years. Minor Risk Share price has been volatile over the past 3 months (9.3% average weekly change).
Valuation Update With 7 Day Price Move • Oct 20Investor sentiment deteriorates as stock falls 24%After last week's 24% share price decline to US$2.98, the stock trades at a trailing P/E ratio of 8.9x. Average forward P/E is 13x in the Diversified Financial industry in the US. Total loss to shareholders of 8.3% over the past three years.
Valuation Update With 7 Day Price Move • Sep 26Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$3.55, the stock trades at a trailing P/E ratio of 10.6x. Average forward P/E is 13x in the Diversified Financial industry in the US. Total returns to shareholders of 13% over the past three years.
Valuation Update With 7 Day Price Move • Aug 24Investor sentiment deteriorates as stock falls 15%After last week's 15% share price decline to US$3.00, the stock trades at a trailing P/E ratio of 10.6x. Average forward P/E is 14x in the Diversified Financial industry in the US. Total loss to shareholders of 7.7% over the past three years.
お知らせ • Aug 24CNFinance Holdings Limited to Report Q2, 2023 Results on Aug 29, 2023CNFinance Holdings Limited announced that they will report Q2, 2023 results Pre-Market on Aug 29, 2023
お知らせ • May 20CNFinance Holdings Limited to Report Q1, 2023 Results on May 26, 2023CNFinance Holdings Limited announced that they will report Q1, 2023 results Pre-Market on May 26, 2023
Valuation Update With 7 Day Price Move • May 13Investor sentiment improves as stock rises 18%After last week's 18% share price gain to US$3.05, the stock trades at a trailing P/E ratio of 10.7x. Average forward P/E is 12x in the Diversified Financial industry in the US. Total loss to shareholders of 18% over the past three years.
分析記事 • May 12Why Investors Shouldn't Be Surprised By CNFinance Holdings Limited's (NYSE:CNF) Low P/EWith a price-to-earnings (or "P/E") ratio of 10.1x CNFinance Holdings Limited ( NYSE:CNF ) may be sending bullish...
お知らせ • May 05CNFinance Holdings Limited, Annual General Meeting, Jun 08, 2023CNFinance Holdings Limited, Annual General Meeting, Jun 08, 2023, at 09:30 China Standard Time. Location: 44/F, Tower G, No. 16 Zhujiang Dong Road, Tianhe District, Guangzhou City, Guangdong Province 510620, Guangzhou Guangdong Province China Agenda: to discuss Company affairs with management.
Valuation Update With 7 Day Price Move • Apr 06Investor sentiment improves as stock rises 18%After last week's 18% share price gain to US$2.64, the stock trades at a trailing P/E ratio of 9x. Average forward P/E is 12x in the Diversified Financial industry in the US. Total loss to shareholders of 28% over the past three years.
Buying Opportunity • Jan 26Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 20%. The fair value is estimated to be US$1.88, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 20% over the last 3 years. Earnings per share has declined by 79%.
Buying Opportunity • Jan 03Now 22% undervalued after recent price dropOver the last 90 days, the stock is down 45%. The fair value is estimated to be US$1.99, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 20% over the last 3 years. Earnings per share has declined by 79%.
お知らせ • Nov 23Cnfinance Holdings Limited Appoints GE Yang as an Independent DirectorCNFinance Holdings Limited’s board of directors appointed Mr. Ge Yang as an independent director, effective on November 22, 2022. Mr. Ge Yang has over 30 years of experiences in corporate finance, non-bank financial institution, and wealth and asset management. He has worked with listed companies both in China and the U.S. Currently based in New York, Mr. Yang is expected to, together with the other board members, explore further opportunities for the Company to continue growth in the capital market. Mr. Yang holds a bachelor's degree from Nankai University, majoring in International Finance. He also holds an MBA degree from Tsinghua University, and an M.S. in Accounting from Seton Hall University.
お知らせ • Nov 18CNFinance Holdings Limited to Report Q3, 2022 Results on Nov 22, 2022CNFinance Holdings Limited announced that they will report Q3, 2022 results Pre-Market on Nov 22, 2022
お知らせ • Aug 25+ 1 more updateCnfinance Holdings Limited Provides Earnings Guidance for the Third Quarter 2022CNFinance Holdings Limited provided earnings guidance for the third quarter 2022. For the quarter company expects net income to be between RMB 0 and RMB 50 million.
Seeking Alpha • Aug 24CNFinance GAAP EPS of $0.04, Total interest and fees income of $61.3MCNFinance press release (NYSE:CNF): Q2 GAAP EPADS of $0.04. Total interest and fees income of $61.3M (-9.1% Y/Y). Total loan origination volume was RMB3,137.3 million (US$468.4 million) in the second quarter of 2022, compared to RMB3,824.5 million in the same period of 2021. Total outstanding loan principal was RMB9,381.9 million (US$1,400.7 million) as of June 30, 2022, compared to RMB10,411.9 million as of December 31, 2021.
お知らせ • Aug 18CNFinance Holdings Limited to Report Q2, 2022 Results on Aug 24, 2022CNFinance Holdings Limited announced that they will report Q2, 2022 results Pre-Market on Aug 24, 2022
Valuation Update With 7 Day Price Move • Jun 27Investor sentiment improved over the past weekAfter last week's 15% share price gain to US$3.36, the stock trades at a trailing P/E ratio of 67.9x. Average forward P/E is 9x in the Mortgage industry in the US. Total loss to shareholders of 43% over the past three years.
お知らせ • May 27CNFinance Holdings Limited Provides Earnings Guidance for the Second Quarter of 2022CNFinance Holdings Limited provided earnings guidance for the second quarter of 2022. The company expects net income to be between RMB 10 million and RMB 50 million for the second quarter of 2022.
お知らせ • May 21CNFinance Holdings Limited to Report Q1, 2022 Results on May 26, 2022CNFinance Holdings Limited announced that they will report Q1, 2022 results Pre-Market on May 26, 2022
お知らせ • May 17CNFinance Holdings Limited, Annual General Meeting, Jun 07, 2022CNFinance Holdings Limited, Annual General Meeting, Jun 07, 2022, at 09:30 China Standard Time. Location: 44/F, Tower G, No. 16 Zhujiang Dong Road, Tianhe District Guangzhou City Guangdong Province China
Valuation Update With 7 Day Price Move • May 10Investor sentiment deteriorated over the past weekAfter last week's 15% share price decline to US$2.65, the stock trades at a trailing P/E ratio of 18.8x. Average forward P/E is 9x in the Mortgage industry in the US. Total loss to shareholders of 50% over the past three years.
Board Change • Apr 27Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 6 experienced directors. No highly experienced directors. 3 independent directors (4 non-independent directors). Independent Director Wang Xi was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Valuation Update With 7 Day Price Move • Jan 13Investor sentiment deteriorated over the past weekAfter last week's 16% share price decline to US$3.75, the stock trades at a trailing P/E ratio of 5.9x. Average forward P/E is 12x in the Mortgage industry in the US. Total loss to shareholders of 32% over the past three years.
Valuation Update With 7 Day Price Move • Dec 09Investor sentiment improved over the past weekAfter last week's 27% share price gain to US$5.30, the stock trades at a trailing P/E ratio of 8.4x. Average forward P/E is 11x in the Mortgage industry in the US. Total loss to shareholders of 7.5% over the past three years.
Reported Earnings • Nov 25Third quarter 2021 earnings: EPS in line with expectations, revenues disappointThird quarter 2021 results: EPS: CN¥0.20 (down from CN¥0.80 in 3Q 2020). Revenue: CN¥220.1m (down 18% from 3Q 2020). Net income: CN¥19.0m (down 62% from 3Q 2020). Profit margin: 8.6% (down from 19% in 3Q 2020). The decrease in margin was driven by lower revenue. Revenue missed analyst estimates by 2.0%. Over the next year, revenue is forecast to grow 70% compared to a 12% decline forecast for the industry in the US. Over the last 3 years on average, earnings per share has fallen by 62% per year but the company’s share price has only fallen by 13% per year, which means it has not declined as severely as earnings.
Valuation Update With 7 Day Price Move • Nov 15Investor sentiment deteriorated over the past weekAfter last week's 17% share price decline to US$4.30, the stock trades at a trailing P/E ratio of 6.1x. Average forward P/E is 11x in the Mortgage industry in the US. Total loss to shareholders of 42% over the past three years.
Valuation Update With 7 Day Price Move • Oct 08Investor sentiment deteriorated over the past weekAfter last week's 15% share price decline to US$5.01, the stock trades at a trailing P/E ratio of 7.2x. Average forward P/E is 11x in the Mortgage industry in the US. Total returns to shareholders of 58% over the past year.
Valuation Update With 7 Day Price Move • Sep 07Investor sentiment improved over the past weekAfter last week's 22% share price gain to US$4.49, the stock trades at a trailing P/E ratio of 6.5x. Average forward P/E is 10x in the Mortgage industry in the US. Total returns to shareholders of 28% over the past year.
Reported Earnings • Aug 25Second quarter 2021 earnings released: EPS CN¥1.00 (vs CN¥0.40 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: CN¥257.4m (up 19% from 2Q 2020). Net income: CN¥65.2m (up 159% from 2Q 2020). Profit margin: 25% (up from 12% in 2Q 2020).
お知らせ • Aug 25CNFinance Holdings Limited Provides Earnings Guidance for the Third Quarter of 2021CNFinance Holdings Limited provided earnings guidance for the third quarter of 2021. For the third quarter of 2021, the company expect net income to be between RMB 30 and RMB 50 million.
Valuation Update With 7 Day Price Move • Jul 01Investor sentiment improved over the past weekAfter last week's 19% share price gain to CN¥3.72, the stock trades at a trailing P/E ratio of 6.3x. Average forward P/E is 11x in the Mortgage industry in the US. Total returns to shareholders of 1.1% over the past year.
Reported Earnings • May 29First quarter 2021 earnings released: EPS CN¥1.20 (vs CN¥1.00 loss in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: CN¥299.3m (up 299% from 1Q 2020). Net income: CN¥85.6m (up CN¥151.3m from 1Q 2020). Profit margin: 29% (up from net loss in 1Q 2020). The move to profitability was driven by higher revenue.
お知らせ • May 28CNFinance Holdings Limited Provides Earnings Outlook for the Second Quarter of 2021CNFinance Holdings Limited provided earnings outlook for the second quarter of 2021. For the second quarter of 2021, the company expects net income to be no less than RMB 50 million.
Valuation Update With 7 Day Price Move • Mar 17Investor sentiment improved over the past weekAfter last week's 23% share price gain to CN¥4.30, the stock trades at a trailing P/E ratio of 25.7x. Average forward P/E is 12x in the Mortgage industry in the US. Total returns to shareholders of 6.2% over the past year.
お知らせ • Mar 17CNFinance Holdings Limited Announces Net Income Guidance for the Year 2021CNFinance Holdings Limited announced net income guidance for the year 2021. The extent to which the COVID-19 pandemic impacts the Company's results of operations will depend on future developments of the pandemic in China and across the globe, which are subject to changes and substantial uncertainty and therefore cannot be predicted. For the first quarter of 2021, The company expects net income to be no more than RMB 50 million.
お知らせ • Mar 10CNFinance Holdings Limited to Report Q4, 2020 Results on Mar 16, 2021CNFinance Holdings Limited announced that they will report Q4, 2020 results Pre-Market on Mar 16, 2021
Valuation Update With 7 Day Price Move • Jan 07Investor sentiment deteriorated over the past weekAfter last week's 24% share price decline to CN¥3.20, the stock is trading at a trailing P/E ratio of 19x, down from the previous P/E ratio of 25.1x. This compares to an average P/E of 13x in the Mortgage industry in the US. Total return to shareholders over the past year is a loss of 35%.
Is New 90 Day High Low • Dec 31New 90-day high: US$4.21The company is up 34% from its price of US$3.14 on 28 September 2020. The American market is up 13% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 7.0% over the same period.
分析記事 • Dec 10How Many CNFinance Holdings Limited (NYSE:CNF) Shares Do Institutions Own?The big shareholder groups in CNFinance Holdings Limited ( NYSE:CNF ) have power over the company. Institutions often...
お知らせ • Nov 18CNFinance Holdings Limited to Report Q3, 2020 Results on Nov 23, 2020CNFinance Holdings Limited announced that they will report Q3, 2020 results at 5:00 PM, China Standard Time on Nov 23, 2020
Is New 90 Day High Low • Nov 05New 90-day low: US$2.98The company is down 16% from its price of US$3.54 on 07 August 2020. The American market is up 4.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Mortgage industry, which is down 10.0% over the same period.
Is New 90 Day High Low • Sep 26New 90-day low: US$3.10The company is down 17% from its price of US$3.73 on 25 June 2020. The American market is up 8.0% over the last 90 days, indicating the company underperformed over that time. However, its price trend is similar to the Mortgage industry, which is also down 17% over the same period.
お知らせ • Aug 18CNFinance Holdings Limited to Report Q2, 2020 Results on Aug 24, 2020CNFinance Holdings Limited announced that they will report Q2, 2020 results at 9:00 AM, China Standard Time on Aug 24, 2020