View ValuationPayPay 将来の成長Future 基準チェック /36PayPay利益と収益がそれぞれ年間9.9%と14.2%増加すると予測されています。EPS は年間 増加すると予想されています。自己資本利益率は 3 年後に22% 8.7%なると予測されています。主要情報9.9%収益成長率8.73%EPS成長率Diversified Financial 収益成長8.2%収益成長率14.2%将来の株主資本利益率22.04%アナリストカバレッジGood最終更新日23 Jun 2026今後の成長に関する最新情報更新なしすべての更新を表示Recent updatesライブニュース • Jun 14PayPay and T&D Holdings to Bring AI Insurance Services Into Digital App EcosystemPayPay Corporation and T&D Holdings have agreed to a comprehensive business alliance that combines insurance services, fintech capabilities and AI-driven digital technologies. The partners are exploring ways to integrate Taiyo Life Insurance products directly into the PayPay app to make insurance offerings more accessible and personalized. A joint steering committee will be set up to guide and expand the cooperation across insurance, fintech and digital health services over the long term. This alliance indicates that PayPay is leaning further into financial services by embedding insurance and health-related offerings into its existing app ecosystem, which could deepen user engagement if execution is effective. Investors may want to monitor how quickly integrated products roll out in the app, how users adopt them and whether regulatory or data-privacy requirements affect the pace or scope of AI-driven services.Buy Or Sell Opportunity • Jun 10Now 23% undervalued after recent price dropOver the last 90 days, the stock has fallen 26% to US$13.45. The fair value is estimated to be US$17.52, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 19% over the last 3 years. Meanwhile, the company has become profitable. For the next 3 years, revenue is forecast to grow by 14% per annum. Earnings are also forecast to grow by 10% per annum over the same time period.Seeking Alpha • Jun 09PayPay: Below The IPO Price, But Not Clearly UndervaluedSummary PayPay Corporation is rated Hold as its current valuation already reflects strong growth and profitability, despite recent share price weakness. PAYP's payments segment delivered 23% GMV growth and doubled segment profit, with operating leverage driving a 29% adjusted EBITDA margin. Financial services are emerging as a second profit engine but introduce new risks such as credit exposure and regulatory scrutiny. While PAYP trades at a premium to peers on sales and EBITDA, the lack of a clear margin of safety tempers upside potential. I rate PayPay a Hold with a positive bias. Read the full article on Seeking Alphaライブニュース • Jun 06PayPay Expands Into Insurance With Planned 70.2% Stake in T&D Financial LifePayPay plans to acquire a 70.2% stake in T&D Financial Life Insurance from T&D Holdings, with the deal expected to close in October next year. The company aims to broaden its offering beyond daily payments by adding life insurance to its suite of financial services. Management has indicated an ambition to cover more stages of customers’ financial lives, spanning payments, insurance and asset management. This move signals a push toward a more integrated financial services platform, which could change the profile of PayPay’s revenues over time as insurance and asset-related products are added. Investors may want to watch how PayPay manages regulatory requirements, capital needs and operational integration as it brings a life insurer under its umbrella.Valuation Update With 7 Day Price Move • Jun 04Investor sentiment deteriorates as stock falls 20%After last week's 20% share price decline to US$15.74, the stock trades at a forward P/E ratio of 21x. Average forward P/E is 10x in the Diversified Financial industry in the US. Simply Wall St's valuation model estimates the intrinsic value at US$17.70 per share.お知らせ • Jun 02PayPay Corporation, Annual General Meeting, Jun 29, 2026PayPay Corporation, Annual General Meeting, Jun 29, 2026, at 09:01 Tokyo Standard Time. Location: yotsuya tower 1-6-1, yotsuya, shinjuku-ku, tokyo JapanBuy Or Sell Opportunity • Apr 30Now 29% overvaluedThe stock has been flat over the last 90 days, currently trading at US$22.14. The fair value is estimated to be US$17.16, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 19% over the last 3 years. Earnings per share has grown by 92%. For the next 3 years, revenue is forecast to grow by 16% per annum. Earnings are also forecast to grow by 1.1% per annum over the same time period.Buy Or Sell Opportunity • Apr 14Now 24% overvaluedThe stock has been flat over the last 90 days, currently trading at US$22.19. The fair value is estimated to be US$17.89, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 19% over the last 3 years. Earnings per share has grown by 92%. For the next 3 years, revenue is forecast to grow by 17% per annum. Earnings are forecast to decline by 5.4% per annum over the same time period.New Risk • Apr 06New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 5.8% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Shares are highly illiquid. Earnings are forecast to decline by an average of 5.8% per year for the foreseeable future. Minor Risk High level of debt (139% net debt to equity).Valuation Update With 7 Day Price Move • Mar 27Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$23.04, the stock trades at a forward P/E ratio of 2246x. Average forward P/E is 10x in the Diversified Financial industry in the US.お知らせ • Mar 12PayPay Corporation has completed an IPO in the amount of $879.795424 million.PayPay Corporation has completed an IPO in the amount of $879.795424 million. Security Name: American Depositary Shares Security Type: Depositary Receipt (Common Stock) Securities Offered: 41,237,214 Price\Range: $16 Discount Per Security: $0.6 Security Name: American Depositary Shares Security Type: Depositary Receipt (Common Stock) Securities Offered: 13,750,000 Price\Range: $16 Discount Per Security: $0.6 Transaction Features: Sponsor Backed OfferingBoard Change • Mar 12Less than half of directors are independentThere are 6 new directors who have joined the board in the last 3 years. Of these new board members, 4 were independent directors. The company's board is composed of: 4 independent directors. 5 non-independent directors. Part Time Independent Outside Director Paul Kaname Yonamine was the last independent director to join the board, commencing their role in 2023. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity.業績と収益の成長予測NasdaqGS:PAYP - アナリストの将来予測と過去の財務データ ( )JPY Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数3/31/2029630,863140,838197,527408,90773/31/2028543,008100,714204,972352,905123/31/2027459,16677,01077,000182,524123/31/2026377,779115,034351,105375,297N/A12/31/2025355,530111,208295,313319,659N/A9/30/2025336,408105,281189,341212,998N/A6/30/2025314,77541,971232,438254,926N/A3/31/2025297,77436,170133,763155,849N/A3/31/2024252,855-3,35027,48049,975N/A3/31/2023199,403-25,856-224,083-194,702N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: PAYPの予測収益成長率 (年間9.9% ) は 貯蓄率 ( 3.5% ) を上回っています。収益対市場: PAYPの収益 ( 9.9% ) US市場 ( 18.9% ) よりも低い成長が予測されています。高成長収益: PAYPの収益は増加すると予測されていますが、大幅には増加しません。収益対市場: PAYPの収益 ( 14.2% ) US市場 ( 13% ) よりも速いペースで成長すると予測されています。高い収益成長: PAYPの収益 ( 14.2% ) 20%よりも低い成長が予測されています。一株当たり利益成長率予想将来の株主資本利益率将来のROE: PAYPの 自己資本利益率 は、3年後には高くなると予測されています ( 22 %)成長企業の発掘7D1Y7D1Y7D1YDiversified-financials 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/06/23 03:05終値2026/06/23 00:00収益2026/03/31年間収益2026/03/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社の Github ページ でご覧いただけます。また、レポートの使い方に関する ガイド や YouTube の チュートリアル もご用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋PayPay Corporation 12 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。14 アナリスト機関Mark PalmerBenchmark CompanyYoshitaka NagaoBofA Global ResearchRamsey El-AssalCantor Fitzgerald & Co.11 その他のアナリストを表示
ライブニュース • Jun 14PayPay and T&D Holdings to Bring AI Insurance Services Into Digital App EcosystemPayPay Corporation and T&D Holdings have agreed to a comprehensive business alliance that combines insurance services, fintech capabilities and AI-driven digital technologies. The partners are exploring ways to integrate Taiyo Life Insurance products directly into the PayPay app to make insurance offerings more accessible and personalized. A joint steering committee will be set up to guide and expand the cooperation across insurance, fintech and digital health services over the long term. This alliance indicates that PayPay is leaning further into financial services by embedding insurance and health-related offerings into its existing app ecosystem, which could deepen user engagement if execution is effective. Investors may want to monitor how quickly integrated products roll out in the app, how users adopt them and whether regulatory or data-privacy requirements affect the pace or scope of AI-driven services.
Buy Or Sell Opportunity • Jun 10Now 23% undervalued after recent price dropOver the last 90 days, the stock has fallen 26% to US$13.45. The fair value is estimated to be US$17.52, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 19% over the last 3 years. Meanwhile, the company has become profitable. For the next 3 years, revenue is forecast to grow by 14% per annum. Earnings are also forecast to grow by 10% per annum over the same time period.
Seeking Alpha • Jun 09PayPay: Below The IPO Price, But Not Clearly UndervaluedSummary PayPay Corporation is rated Hold as its current valuation already reflects strong growth and profitability, despite recent share price weakness. PAYP's payments segment delivered 23% GMV growth and doubled segment profit, with operating leverage driving a 29% adjusted EBITDA margin. Financial services are emerging as a second profit engine but introduce new risks such as credit exposure and regulatory scrutiny. While PAYP trades at a premium to peers on sales and EBITDA, the lack of a clear margin of safety tempers upside potential. I rate PayPay a Hold with a positive bias. Read the full article on Seeking Alpha
ライブニュース • Jun 06PayPay Expands Into Insurance With Planned 70.2% Stake in T&D Financial LifePayPay plans to acquire a 70.2% stake in T&D Financial Life Insurance from T&D Holdings, with the deal expected to close in October next year. The company aims to broaden its offering beyond daily payments by adding life insurance to its suite of financial services. Management has indicated an ambition to cover more stages of customers’ financial lives, spanning payments, insurance and asset management. This move signals a push toward a more integrated financial services platform, which could change the profile of PayPay’s revenues over time as insurance and asset-related products are added. Investors may want to watch how PayPay manages regulatory requirements, capital needs and operational integration as it brings a life insurer under its umbrella.
Valuation Update With 7 Day Price Move • Jun 04Investor sentiment deteriorates as stock falls 20%After last week's 20% share price decline to US$15.74, the stock trades at a forward P/E ratio of 21x. Average forward P/E is 10x in the Diversified Financial industry in the US. Simply Wall St's valuation model estimates the intrinsic value at US$17.70 per share.
お知らせ • Jun 02PayPay Corporation, Annual General Meeting, Jun 29, 2026PayPay Corporation, Annual General Meeting, Jun 29, 2026, at 09:01 Tokyo Standard Time. Location: yotsuya tower 1-6-1, yotsuya, shinjuku-ku, tokyo Japan
Buy Or Sell Opportunity • Apr 30Now 29% overvaluedThe stock has been flat over the last 90 days, currently trading at US$22.14. The fair value is estimated to be US$17.16, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 19% over the last 3 years. Earnings per share has grown by 92%. For the next 3 years, revenue is forecast to grow by 16% per annum. Earnings are also forecast to grow by 1.1% per annum over the same time period.
Buy Or Sell Opportunity • Apr 14Now 24% overvaluedThe stock has been flat over the last 90 days, currently trading at US$22.19. The fair value is estimated to be US$17.89, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 19% over the last 3 years. Earnings per share has grown by 92%. For the next 3 years, revenue is forecast to grow by 17% per annum. Earnings are forecast to decline by 5.4% per annum over the same time period.
New Risk • Apr 06New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 5.8% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Shares are highly illiquid. Earnings are forecast to decline by an average of 5.8% per year for the foreseeable future. Minor Risk High level of debt (139% net debt to equity).
Valuation Update With 7 Day Price Move • Mar 27Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$23.04, the stock trades at a forward P/E ratio of 2246x. Average forward P/E is 10x in the Diversified Financial industry in the US.
お知らせ • Mar 12PayPay Corporation has completed an IPO in the amount of $879.795424 million.PayPay Corporation has completed an IPO in the amount of $879.795424 million. Security Name: American Depositary Shares Security Type: Depositary Receipt (Common Stock) Securities Offered: 41,237,214 Price\Range: $16 Discount Per Security: $0.6 Security Name: American Depositary Shares Security Type: Depositary Receipt (Common Stock) Securities Offered: 13,750,000 Price\Range: $16 Discount Per Security: $0.6 Transaction Features: Sponsor Backed Offering
Board Change • Mar 12Less than half of directors are independentThere are 6 new directors who have joined the board in the last 3 years. Of these new board members, 4 were independent directors. The company's board is composed of: 4 independent directors. 5 non-independent directors. Part Time Independent Outside Director Paul Kaname Yonamine was the last independent director to join the board, commencing their role in 2023. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity.