View ValuationSmartFinancial 将来の成長Future 基準チェック /36SmartFinancialは、17.2%と13%でそれぞれ年率17.2%で利益と収益が成長すると予測される一方、EPSはgrowで16.3%年率。主要情報17.2%収益成長率16.33%EPS成長率Banks 収益成長8.2%収益成長率13.0%将来の株主資本利益率n/aアナリストカバレッジLow最終更新日21 Apr 2026今後の成長に関する最新情報Price Target Changed • Jan 22Price target increased by 7.2% to US$43.38Up from US$40.46, the current price target is an average from 6 analysts. New target price is approximately in line with last closing price of US$41.41. Stock is up 18% over the past year. The company is forecast to post earnings per share of US$3.46 for next year compared to US$3.00 last year.分析記事 • Jul 25Results: SmartFinancial, Inc. Exceeded Expectations And The Consensus Has Updated Its EstimatesA week ago, SmartFinancial, Inc. ( NYSE:SMBK ) came out with a strong set of quarterly numbers that could potentially...Major Estimate Revision • Apr 28Consensus EPS estimates increase by 12%The consensus outlook for earnings per share (EPS) in fiscal year 2025 has improved. 2025 revenue forecast increased from US$194.4m to US$197.3m. EPS estimate increased from US$2.42 to US$2.72 per share. Net income forecast to grow 25% next year vs 13% growth forecast for Banks industry in the US. Consensus price target broadly unchanged at US$36.21. Share price rose 6.2% to US$30.09 over the past week.Price Target Changed • Jan 23Price target increased by 8.7% to US$38.38Up from US$35.29, the current price target is an average from 6 analysts. New target price is 9.6% above last closing price of US$35.01. Stock is up 46% over the past year. The company is forecast to post earnings per share of US$2.40 for next year compared to US$2.16 last year.Price Target Changed • Nov 19Price target increased by 8.1% to US$35.54Up from US$32.88, the current price target is an average from 6 analysts. New target price is approximately in line with last closing price of US$35.76. Stock is up 68% over the past year. The company is forecast to post earnings per share of US$2.08 for next year compared to US$1.70 last year.Price Target Changed • Oct 24Price target increased by 8.2% to US$32.88Up from US$30.38, the current price target is an average from 6 analysts. New target price is approximately in line with last closing price of US$32.35. Stock is up 57% over the past year. The company is forecast to post earnings per share of US$2.07 for next year compared to US$1.70 last year.すべての更新を表示Recent updatesDeclared Dividend • May 04First quarter dividend increased to US$0.09Dividend of US$0.09 is 13% higher than last year. Ex-date: 15th May 2026 Payment date: 1st June 2026 Dividend yield will be 0.8%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 8.1% per year over the past 6 years and payments have been stable during that time. EPS is expected to grow by 16% over the next year, which should provide support to the dividend and adequate earnings cover.お知らせ • May 02SmartFinancial, Inc. announces Quarterly dividend, payable on June 01, 2026SmartFinancial, Inc. announced Quarterly dividend of USD 0.0900 per share payable on June 01, 2026, ex-date on May 15, 2026 and record date on May 15, 2026.ナラティブの更新 • Apr 22SMBK: Higher Rating And Margin Execution Should Support A More Positive OutlookSmartFinancial's analyst price target has moved from $44.50 to $46.15, as analysts highlight improved revenue growth and profit margin assumptions, along with a slightly lower future P/E outlook, supported by a series of recent target hikes and an upgrade from major research firms. Analyst Commentary Recent Street research on SmartFinancial has clustered around higher price targets and a rating upgrade, with analysts explicitly tying their numbers to revenue growth assumptions, profit margins and a reset to a slightly lower future P/E.Reported Earnings • Apr 21First quarter 2026 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2026 results: EPS: US$0.81 (up from US$0.67 in 1Q 2025). Revenue: US$49.7m (up 8.3% from 1Q 2025). Net income: US$13.7m (up 22% from 1Q 2025). Profit margin: 28% (up from 25% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.3%. Earnings per share (EPS) also surpassed analyst estimates by 3.8%. Revenue is forecast to grow 13% p.a. on average during the next 2 years, compared to a 8.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has increased by 23% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Apr 20SmartFinancial, Inc. Announces Net Charge-Offs for the First Quarter Ended March 31, 2026SmartFinancial, Inc. announced net charge-offs for the first quarter ended March 31, 2026. For the period, the company reported net charge-offs of $169,000.分析記事 • Apr 10If EPS Growth Is Important To You, SmartFinancial (NYSE:SMBK) Presents An OpportunityIt's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...お知らせ • Apr 08SmartFinancial, Inc., Annual General Meeting, May 21, 2026SmartFinancial, Inc., Annual General Meeting, May 21, 2026. Location: 5401 kingston pike, suite 600, tennessee 37919, knoxvile United Statesお知らせ • Apr 07SmartFinancial, Inc. to Report Q1, 2026 Results on Apr 20, 2026SmartFinancial, Inc. announced that they will report Q1, 2026 results at 9:30 AM, US Eastern Standard Time on Apr 20, 2026ナラティブの更新 • Apr 05SMBK: Higher Rating And Earnings Execution Should Support A More Positive OutlookAnalysts have raised their SmartFinancial price target by $2, reflecting updated views on the bank's earnings profile and valuation following recent research commentary. Analyst Commentary Recent research points to a more constructive stance on SmartFinancial, with the higher price target reflecting updated views on how the bank might execute on its plans and how the shares are valued against those expectations.ナラティブの更新 • Mar 20SMBK: Share Repurchases And Market Positioning Will Support A More Positive OutlookAnalysts have maintained their fair value view on SmartFinancial and raised their price target by $2. They cited updated research, including an increased target from one firm and a more positive stance from another.Reported Earnings • Mar 17Full year 2025 earnings: EPS in line with analyst expectations despite revenue beatFull year 2025 results: EPS: US$3.00 (up from US$2.16 in FY 2024). Revenue: US$192.7m (up 16% from FY 2024). Net income: US$50.3m (up 39% from FY 2024). Profit margin: 26% (up from 22% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.29% (up from 3.04% in FY 2024). Cost-to-income ratio: 65.5% (down from 70.5% in FY 2024). Non-performing loans: 0.22% (up from 0.20% in FY 2024). Revenue exceeded analyst estimates by 1.3%. Earnings per share (EPS) were mostly in line with analyst estimates. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 8.7% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 3% per year but the company’s share price has increased by 18% per year, which means it is tracking significantly ahead of earnings growth.ナラティブの更新 • Mar 06SMBK: Repurchases And Earnings Power Will Support A More Constructive OutlookAnalysts have raised their price target on SmartFinancial by $2, reflecting updated views on the bank's earnings power and valuation following recent research commentary. Analyst Commentary Bullish Takeaways Bullish analysts view the higher price target as better alignment with their updated assessment of SmartFinancial's earnings power, suggesting they see the bank's current valuation as not fully reflecting its fundamentals.ナラティブの更新 • Feb 20SMBK: Earnings Power And Buybacks Will Shape A Balanced OutlookSmartFinancial's analyst price target shifts to $44.50, with analysts pointing to refreshed fair value estimates, slightly updated discount rate assumptions, and modest tweaks to projected margins and future P/E as key inputs in their latest models. Analyst Commentary Recent research highlights a generally constructive tone around SmartFinancial, with price targets adjusted to reflect updated fair value work and refreshed assumptions in analyst models.ナラティブの更新 • Feb 05SMBK: Earnings Power And Credit Costs Will Guide A Balanced OutlookAnalysts have increased their price target on SmartFinancial by about $2 to approximately $44, citing updated assumptions around fair value, revenue growth, profit margins and future P/E following recent research updates from multiple firms. Analyst Commentary Recent research updates point to a reassessment of SmartFinancial's valuation, with analysts fine tuning their views on how the bank can execute against its growth plans and maintain profitability at the current price level.分析記事 • Feb 05SmartFinancial (NYSE:SMBK) Has Affirmed Its Dividend Of $0.08The board of SmartFinancial, Inc. ( NYSE:SMBK ) has announced that it will pay a dividend on the 2nd of March, with...Declared Dividend • Feb 04Fourth quarter dividend of US$0.08 announcedDividend of US$0.08 is the same as last year. Ex-date: 13th February 2026 Payment date: 2nd March 2026 Dividend yield will be 0.8%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (11% payout ratio) and is expected to be well covered in 3 years' time (9% forecast payout ratio). The dividend has increased by an average of 8.1% per year over the past 6 years and payments have been stable during that time. EPS is expected to grow by 32% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Feb 02SmartFinancial, Inc. (NYSE:SMBK) announces an Equity Buyback for $10 million worth of its shares.SmartFinancial, Inc. (NasdaqCM:SMBK) announces a share repurchase program. Under the program, the company will repurchase up to $10 million worth of its own shares. The program will be valid till February 28, 2027.お知らせ • Jan 31SmartFinancial, Inc. Declares Quarterly Cash Dividend, Payable on March 2, 2026SmartFinancial, Inc. announced that on January 29, 2026, the board of directors of SmartFinancial declared a quarterly cash dividend of $0.08 per share of SmartFinancial common stock payable on March 2, 2026, to shareholders of record as of the close of business on February 13, 2026.Price Target Changed • Jan 22Price target increased by 7.2% to US$43.38Up from US$40.46, the current price target is an average from 6 analysts. New target price is approximately in line with last closing price of US$41.41. Stock is up 18% over the past year. The company is forecast to post earnings per share of US$3.46 for next year compared to US$3.00 last year.ナラティブの更新 • Jan 22SMBK: Earnings Power And Credit Costs Will Shape A Measured OutlookNarrative Update on SmartFinancial The analyst price target for SmartFinancial has moved higher by about $2.88 to $39.50. Analysts point to encouraging Q3 results, flat expenses despite new revenue hires, and a smaller than expected provision that lifted core EPS above prior estimates.Reported Earnings • Jan 21Full year 2025 earnings: EPS in line with analyst expectations despite revenue beatFull year 2025 results: EPS: US$3.00 (up from US$2.16 in FY 2024). Revenue: US$192.7m (up 16% from FY 2024). Net income: US$50.3m (up 39% from FY 2024). Profit margin: 26% (up from 22% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.29% (up from 3.04% in FY 2024). Cost-to-income ratio: 64.4% (down from 70.5% in FY 2024). Non-performing loans: 0.22% (up from 0.20% in FY 2024). Revenue exceeded analyst estimates by 1.3%. Earnings per share (EPS) were mostly in line with analyst estimates. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 9.0% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 3% per year but the company’s share price has increased by 15% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Jan 21SmartFinancial, Inc. Announces Net Charge-Offs for the Fourth Quarter Ended December 31, 2025SmartFinancial, Inc. announced net charge-offs for the fourth quarter ended December 31, 2025. For the period, the company reported net charge-offs of $1,892,000.お知らせ • Jan 06SmartFinancial, Inc. to Report Q4, 2025 Results on Jan 20, 2026SmartFinancial, Inc. announced that they will report Q4, 2025 results After-Market on Jan 20, 2026Recent Insider Transactions • Dec 12Independent Director recently sold US$404k worth of stockOn the 10th of December, Steven Tucker sold around 11k shares on-market at roughly US$38.01 per share. This transaction amounted to 18% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$385k more than they bought in the last 12 months.Recent Insider Transactions Derivative • Dec 11Independent Director notifies of intention to sell stockSteven Tucker intends to sell 11k shares in the next 90 days after lodging an Intent To Sell Form on the 10th of December. If the sale is conducted around the recent share price of US$38.01, it would amount to US$404k. Since March 2025, Steven has owned 60.54k shares directly. Company insiders have collectively bought US$19k more than they sold, via options and on-market transactions, in the last 12 months.Declared Dividend • Nov 06Third quarter dividend of US$0.08 announcedDividend of US$0.08 is the same as last year. Ex-date: 17th November 2025 Payment date: 2nd December 2025 Dividend yield will be 0.9%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (12% payout ratio) and is expected to be well covered in 3 years' time (10% forecast payout ratio). The dividend has increased by an average of 8.1% per year over the past 6 years and payments have been stable during that time. EPS is expected to grow by 31% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Nov 04SmartFinancial, Inc. Approves Regular Quarterly Cash Dividend, Payable on December 2, 2025SmartFinancial, Inc. announced that on October 31, 2025, the board of directors of SmartFinancial declared a quarterly cash dividend of $0.08 per share of SmartFinancial common stock payable on December 2, 2025, to shareholders of record as of the close of business on November 17, 2025.Reported Earnings • Oct 23Third quarter 2025 earnings: EPS exceeds analyst expectationsThird quarter 2025 results: EPS: US$0.82 (up from US$0.55 in 3Q 2024). Revenue: US$50.8m (up 22% from 3Q 2024). Net income: US$13.7m (up 50% from 3Q 2024). Profit margin: 27% (up from 22% in 3Q 2024). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 13%. Revenue is forecast to grow 9.9% p.a. on average during the next 3 years, compared to a 8.0% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 1% per year but the company’s share price has increased by 7% per year, which means it is well ahead of earnings.お知らせ • Oct 22SmartFinancial, Inc. Announces Net Charge-Offs for the Three Months Ended September 30, 2025SmartFinancial, Inc. announced net charge-offs for the three months ended September 30, 2025. For the period, the company reported net charge-offs of $1,053,000.お知らせ • Oct 03SmartFinancial, Inc. to Report Q3, 2025 Results on Oct 21, 2025SmartFinancial, Inc. announced that they will report Q3, 2025 results After-Market on Oct 21, 2025お知らせ • Aug 21SmartFinancial, Inc. announced that it has received $100 million in fundingSmartFinancial, Inc. announced that it has entered into a subordinated note purchase agreement with certain institutional accredited investors and qualified institutional buyers, to issue 7.25% Fixed-to-Floating Rate Subordinated Notes due on September 1, 2035 for the gross proceeds of $100 million in aggregate principal amount of its The notes are redeemable in whole or in part, on or after September 1, 2030, and in full, at any time upon the occurrence of certain events. The Notes will bear interest at a fixed rate of 7.25% per year, from and including August 20, 2025 to, but excluding September 1, 2030 or earlier redemption date. From and including September 1, 2030 to, but excluding the maturity date or early redemption date, the interest rate will reset quarterly at a variable rate equal to the then current three-month term secured overnight financing rate. The Notes were offered and sold by the Company in a private placement transaction in reliance on exemptions from the registration requirements of the Securities Act of 1933, as amended. pursuant to Section 4(a)(2) of the Securities Act and Rule 506(b) of Regulation D thereunder.分析記事 • Jul 28SmartFinancial (NYSE:SMBK) Has Affirmed Its Dividend Of $0.08The board of SmartFinancial, Inc. ( NYSE:SMBK ) has announced that it will pay a dividend on the 25th of August, with...Declared Dividend • Jul 28Second quarter dividend of US$0.08 announcedDividend of US$0.08 is the same as last year. Ex-date: 8th August 2025 Payment date: 25th August 2025 Dividend yield will be 0.9%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 8.1% per year over the past 6 years and payments have been stable during that time. EPS is expected to grow by 16% over the next year, which should provide support to the dividend and adequate earnings cover.分析記事 • Jul 25Results: SmartFinancial, Inc. Exceeded Expectations And The Consensus Has Updated Its EstimatesA week ago, SmartFinancial, Inc. ( NYSE:SMBK ) came out with a strong set of quarterly numbers that could potentially...お知らせ • Jul 25SmartFinancial Approves Regular Quarterly Cash Dividend, Payable on August 25, 2025SmartFinancial, Inc. announced that on July 24, 2025, the board of directors of SmartFinancial declared a quarterly cash dividend of $0.08 per share of SmartFinancial common stock payable on August 25, 2025, to shareholders of record as of the close of business on August 8, 2025.Reported Earnings • Jul 22Second quarter 2025 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2025 results: EPS: US$0.70 (up from US$0.48 in 2Q 2024). Revenue: US$46.8m (up 19% from 2Q 2024). Net income: US$11.7m (up 46% from 2Q 2024). Profit margin: 25% (up from 20% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 2.3%. Earnings per share (EPS) also surpassed analyst estimates by 7.5%. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 7.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 4% per year but the company’s share price has increased by 12% per year, which means it is well ahead of earnings.お知らせ • Jul 22Smartfinancial, Inc. Announces Net Charge-Offs for the Three Months Ended June 30, 2025SmartFinancial, Inc. announced net charge-offs for the three months ended June 30, 2025. For the period, the company reported net charge-offs of $146,000.お知らせ • Jul 02SmartFinancial, Inc. to Report Q2, 2025 Results on Jul 21, 2025SmartFinancial, Inc. announced that they will report Q2, 2025 results After-Market on Jul 21, 2025Major Estimate Revision • Apr 28Consensus EPS estimates increase by 12%The consensus outlook for earnings per share (EPS) in fiscal year 2025 has improved. 2025 revenue forecast increased from US$194.4m to US$197.3m. EPS estimate increased from US$2.42 to US$2.72 per share. Net income forecast to grow 25% next year vs 13% growth forecast for Banks industry in the US. Consensus price target broadly unchanged at US$36.21. Share price rose 6.2% to US$30.09 over the past week.Declared Dividend • Apr 24First quarter dividend of US$0.08 announcedDividend of US$0.08 is the same as last year. Ex-date: 2nd May 2025 Payment date: 19th May 2025 Dividend yield will be 1.1%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 9.9% per year over the past 5 years and payments have been stable during that time. EPS is expected to grow by 15% over the next year, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Apr 22First quarter 2025 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2025 results: EPS: US$0.67 (up from US$0.56 in 1Q 2024). Revenue: US$45.9m (up 13% from 1Q 2024). Net income: US$11.3m (up 20% from 1Q 2024). Profit margin: 25% (up from 23% in 1Q 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 2.1%. Earnings per share (EPS) also surpassed analyst estimates by 23%. Revenue is forecast to grow 13% p.a. on average during the next 2 years, compared to a 7.0% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 6% per year but the company’s share price has increased by 7% per year, which means it is well ahead of earnings.お知らせ • Apr 22+ 1 more updateSmartFinancial, Inc. Declares Quarterly Cash Dividend, Payable on May 19, 2025On April 17, 2025, the board of directors of SmartFinancial declared a quarterly cash dividend of $0.08 per share of SmartFinancial common stock (the “Dividend”) payable on May 19, 2025, to shareholders of record as of the close of business on May 2, 2025.お知らせ • Apr 10SmartFinancial, Inc., Annual General Meeting, May 22, 2025SmartFinancial, Inc., Annual General Meeting, May 22, 2025. Location: smartbank executive office ,5401 kingston pike, suite 600 tennessee 37919, knoxville, United Statesお知らせ • Apr 08SmartFinancial, Inc. to Report Q1, 2025 Results on Apr 21, 2025SmartFinancial, Inc. announced that they will report Q1, 2025 results After-Market on Apr 21, 2025お知らせ • Mar 28SmartFinancial, Inc. Appoints Kelli D. Shomaker as A Director and Member of Corporate Governance CommitteeOn March 27, 2025, the Board of Directors of SmartFinancial, Inc. increased the size of the Board of Directors from ten to eleven directors, effective immediately. Also, on March 27, 2025, the Board of Directors appointed Kelli D. Shomaker as a director of SmartFinancial, effective immediately. Ms. Shomaker will serve on the Corporate Governance Committee of SmartFinancial, effective as of March 27, 2025. Ms. Shomaker, age 62, is in her ninth year at Auburn University, where she serves as the Senior Vice President for Business and Administration and Chief Financial Officer. Ms. Shomaker is a seasoned administrator, having spent over twenty-nine years in higher education, including sixteen years at Texas A&M University. Ms. Shomaker oversees financial reporting, budgets, procurement and payments, cash management, debt management, facilities, real estate, human resources, trademark and licensing, and numerous administrative units on campus. Ms. Shomaker received her bachelor’s degree in accounting from Texas A&M University, a master’s degree in Higher Education Administration from Auburn University and is a Certified Public Accountant. Prior to serving in higher education, Ms. Shomaker was the Vice President, Treasurer and Controller for a publicly traded investment company and worked as an auditor for the accounting firm of PricewaterhouseCoopers. Ms. Shomaker serves as a board member of the Retirement System of Alabama, the Alabama Public Education Employees Health Insurance Plan, and the Treasury Institute of Higher Education.Reported Earnings • Mar 18Full year 2024 earnings: EPS and revenues exceed analyst expectationsFull year 2024 results: EPS: US$2.16 (up from US$1.70 in FY 2023). Revenue: US$166.3m (up 11% from FY 2023). Net income: US$36.1m (up 26% from FY 2023). Profit margin: 22% (up from 19% in FY 2023). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.04% (up from 2.97% in FY 2023). Cost-to-income ratio: 70.5% (down from 74.2% in FY 2023). Non-performing loans: 0.20% (down from 0.24% in FY 2023). Revenue exceeded analyst estimates by 1.6%. Earnings per share (EPS) also surpassed analyst estimates by 3.0%. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 7.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 8% per year but the company’s share price has increased by 6% per year, which means it is well ahead of earnings.分析記事 • Jan 25SmartFinancial (NYSE:SMBK) Has Announced A Dividend Of $0.08The board of SmartFinancial, Inc. ( NYSE:SMBK ) has announced that it will pay a dividend of $0.08 per share on the...Declared Dividend • Jan 24Fourth quarter dividend of US$0.08 announcedDividend of US$0.08 is the same as last year. Ex-date: 31st January 2025 Payment date: 18th February 2025 Dividend yield will be 0.9%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (15% payout ratio) and is expected to be well covered in 3 years' time (13% forecast payout ratio). The dividend has increased by an average of 9.9% per year over the past 5 years and payments have been stable during that time. EPS is expected to grow by 31% over the next 2 years, which should provide support to the dividend and adequate earnings cover.Price Target Changed • Jan 23Price target increased by 8.7% to US$38.38Up from US$35.29, the current price target is an average from 6 analysts. New target price is 9.6% above last closing price of US$35.01. Stock is up 46% over the past year. The company is forecast to post earnings per share of US$2.40 for next year compared to US$2.16 last year.お知らせ • Jan 22+ 1 more updateSmartfinancial, Inc. Declares Quarterly Cash Dividend, Payable on February 18, 2025On January 16, 2025, the board of directors of SmartFinancial declared a quarterly cash dividend of $0.08 per share of common stock payable on February 18, 2025, to shareholders of record as of the close of business on January 31, 2025.お知らせ • Jan 07SmartFinancial, Inc. to Report Q4, 2024 Results on Jan 21, 2025SmartFinancial, Inc. announced that they will report Q4, 2024 results After-Market on Jan 21, 2025Recent Insider Transactions • Dec 11Independent Director recently sold US$740k worth of stockOn the 6th of December, John Presley sold around 21k shares on-market at roughly US$35.80 per share. This transaction amounted to 66% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$1.6m more than they bought in the last 12 months.Recent Insider Transactions Derivative • Dec 06Independent Director notifies of intention to sell stockJohn Presley intends to sell 28k shares in the next 90 days after lodging an Intent To Sell Form on the 4th of December. If the sale is conducted around the recent share price of US$36.00, it would amount to US$993k. Since March 2024, John's direct individual holding has decreased from 46.53k shares to 31.53k. Company insiders have collectively sold US$680k more than they bought, via options and on-market transactions in the last 12 months.Price Target Changed • Nov 19Price target increased by 8.1% to US$35.54Up from US$32.88, the current price target is an average from 6 analysts. New target price is approximately in line with last closing price of US$35.76. Stock is up 68% over the past year. The company is forecast to post earnings per share of US$2.08 for next year compared to US$1.70 last year.Recent Insider Transactions Derivative • Nov 08Independent Director notifies of intention to sell stockJohn Presley intends to sell 8k shares in the next 90 days after lodging an Intent To Sell Form on the 7th of November. If the sale is conducted around the recent share price of US$36.18, it would amount to US$271k. Since December 2023, John's direct individual holding has decreased from 45.16k shares to 39.03k. Company insiders have collectively sold US$740k more than they bought, via options and on-market transactions in the last 12 months.Recent Insider Transactions • Nov 07Independent Director recently sold US$223k worth of stockOn the 5th of November, Steven Tucker sold around 7k shares on-market at roughly US$33.14 per share. This transaction amounted to 10% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$724k more than they bought in the last 12 months.分析記事 • Nov 01SmartFinancial's (NYSE:SMBK) Dividend Will Be $0.08SmartFinancial, Inc. ( NYSE:SMBK ) will pay a dividend of $0.08 on the 27th of November. This payment means the...Declared Dividend • Nov 01Third quarter dividend of US$0.08 announcedDividend of US$0.08 is the same as last year. Ex-date: 12th November 2024 Payment date: 27th November 2024 Dividend yield will be 1.0%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (4% payout ratio) and is expected to be well covered in 3 years' time (14% forecast payout ratio). The dividend has increased by an average of 9.9% per year over the past 5 years and payments have been stable during that time. EPS is expected to grow by 33% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Oct 29SmartFinancial, Inc. Approves Regular Quarterly Cash Dividend, Payable on November 27, 2024SmartFinancial, Inc. announced that on October 25, 2024, the board of directors of the company declared a quarterly cash dividend of $0.08 per share of the company's common stock payable on November 27, 2024, to shareholders of record as of the close of business on November 12, 2024.Price Target Changed • Oct 24Price target increased by 8.2% to US$32.88Up from US$30.38, the current price target is an average from 6 analysts. New target price is approximately in line with last closing price of US$32.35. Stock is up 57% over the past year. The company is forecast to post earnings per share of US$2.07 for next year compared to US$1.70 last year.Reported Earnings • Oct 23Third quarter 2024 earnings: EPS and revenues exceed analyst expectationsThird quarter 2024 results: EPS: US$0.55 (up from US$0.12 in 3Q 2023). Revenue: US$41.6m (up 35% from 3Q 2023). Net income: US$9.14m (up 342% from 3Q 2023). Profit margin: 22% (up from 6.7% in 3Q 2023). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 5.3%. Earnings per share (EPS) also surpassed analyst estimates by 16%. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 6.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 10% per year but the company’s share price has increased by 6% per year, which means it is well ahead of earnings.お知らせ • Oct 03SmartFinancial, Inc. to Report Q3, 2024 Results on Oct 21, 2024SmartFinancial, Inc. announced that they will report Q3, 2024 results After-Market on Oct 21, 2024新しいナラティブ • Sep 24Calculated Enhancements And Optimized Strategies Propel Bank's Growth And Shareholder Value Strategic focus on loan growth and optimized deposit strategies aims to expand revenue and improve funding cost efficiency. Declared Dividend • Jul 29Second quarter dividend of US$0.08 announcedDividend of US$0.08 is the same as last year. Ex-date: 9th August 2024 Payment date: 26th August 2024 Dividend yield will be 1.1%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 9.9% per year over the past 5 years and payments have been stable during that time. EPS is expected to grow by 24% over the next year, which should provide support to the dividend and adequate earnings cover.お知らせ • Jul 26SmartFinancial, Inc. Approves Regular Quarterly Cash Dividend, Payable on August 26, 2024SmartFinancial, Inc. announced that on July 25, 2024, the board of directors of SmartFinancial declared a quarterly cash dividend of $0.08 per share of SmartFinancial common stock payable on August 26, 2024, to shareholders of record as of the close of business on August 9, 2024.Price Target Changed • Jul 24Price target increased by 15% to US$29.40Up from US$25.60, the current price target is an average from 5 analysts. New target price is 7.3% above last closing price of US$27.40. Stock is up 12% over the past year. The company is forecast to post earnings per share of US$1.99 for next year compared to US$1.70 last year.Reported Earnings • Jul 23Second quarter 2024 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2024 results: EPS: US$0.48 (down from US$0.53 in 2Q 2023). Revenue: US$39.5m (up 2.4% from 2Q 2023). Net income: US$8.00m (down 9.4% from 2Q 2023). Profit margin: 20% (down from 23% in 2Q 2023). The decrease in margin was driven by higher expenses. Revenue exceeded analyst estimates by 1.0%. Earnings per share (EPS) also surpassed analyst estimates by 23%. Revenue is forecast to grow 13% p.a. on average during the next 2 years, compared to a 5.9% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 9% per year but the company’s share price has increased by 5% per year, which means it is well ahead of earnings.Valuation Update With 7 Day Price Move • Jul 16Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$27.43, the stock trades at a forward P/E ratio of 14x. Average forward P/E is 12x in the Banks industry in the US. Total returns to shareholders of 19% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at US$37.50 per share.お知らせ • Jul 04SmartFinancial, Inc. to Report Q2, 2024 Results on Jul 22, 2024SmartFinancial, Inc. announced that they will report Q2, 2024 results on Jul 22, 2024Recent Insider Transactions • May 31Independent Director recently sold US$170k worth of stockOn the 29th of May, John Presley sold around 8k shares on-market at roughly US$22.65 per share. This transaction amounted to 16% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$512k more than they bought in the last 12 months.分析記事 • Apr 29SmartFinancial's (NYSE:SMBK) Dividend Will Be $0.08SmartFinancial, Inc. ( NYSE:SMBK ) has announced that it will pay a dividend of $0.08 per share on the 28th of May...Declared Dividend • Apr 29First quarter dividend of US$0.08 announcedDividend of US$0.08 is the same as last year. Ex-date: 9th May 2024 Payment date: 28th May 2024 Dividend yield will be 1.5%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 12% per year over the past 4 years and payments have been stable during that time. EPS is expected to grow by 18% over the next year, which should provide support to the dividend and adequate earnings cover.お知らせ • Apr 27SmartFinancial, Inc. Declares Quarterly Cash Dividend, Payable on May 28, 2024SmartFinancial, Inc. declared a quarterly cash dividend of $0.08 per share of the company common stock payable on May 28, 2024, to shareholders of record as of the close of business on May 10, 2024.New Risk • Apr 23New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 18% Last year net profit margin: 28% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Profit margins are more than 30% lower than last year (18% net profit margin).Reported Earnings • Apr 23First quarter 2024 earnings: EPS exceeds analyst expectationsFirst quarter 2024 results: EPS: US$0.56 (down from US$0.69 in 1Q 2023). Revenue: US$40.5m (down 4.3% from 1Q 2023). Net income: US$9.36m (down 19% from 1Q 2023). Profit margin: 23% (down from 27% in 1Q 2023). The decrease in margin was primarily driven by lower revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 34%. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 5.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 4% per year whereas the company’s share price has fallen by 5% per year.お知らせ • Apr 10SmartFinancial, Inc., Annual General Meeting, May 23, 2024SmartFinancial, Inc., Annual General Meeting, May 23, 2024, at 14:30 Eastern Daylight. Location: 5401 Kingston Pike, Suite 600 Knoxville Tennessee United States Agenda: To elect directors; to ratify the appointment of its independent registered public accounting firm for its fiscal year ending December 31, 2024; to approve, on a non-binding advisory basis, the compensation of Smart Financial's named executive officers as listed in the accompanying proxy materials; and to consider other matters as may properly come before the Annual Meeting or any adjournment of the meeting.お知らせ • Apr 06SmartFinancial, Inc. to Report Q1, 2024 Results on Apr 22, 2024SmartFinancial, Inc. announced that they will report Q1, 2024 results on Apr 22, 2024Reported Earnings • Mar 17Full year 2023 earnings: EPS misses analyst expectationsFull year 2023 results: EPS: US$1.70 (down from US$2.57 in FY 2022). Revenue: US$149.4m (down 7.3% from FY 2022). Net income: US$28.6m (down 34% from FY 2022). Profit margin: 19% (down from 27% in FY 2022). The decrease in margin was primarily driven by lower revenue. Net interest margin (NIM): 2.97% (down from 3.20% in FY 2022). Cost-to-income ratio: 70.3% (up from 64.3% in FY 2022). Non-performing loans: 0.24% (up from 0.09% in FY 2022). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 2.0%. Revenue is forecast to grow 9.4% p.a. on average during the next 2 years, compared to a 5.9% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings.New Risk • Mar 14New minor risk - Dividend sustainabilityThe company has an unstable dividend paying track record. The dividend has had an annual drop of over 20% in the past. Dividend yield: 1.6% This is considered a minor risk. If the company has cut or reduced its dividend in the past, it may be a sign that the underlying business is too cyclical to consistently maintain or grow the dividend over the long-term. It may also indicate the company prioritizes other outcomes instead of maintaining the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. This is currently the only risk that has been identified for the company.Board Change • Feb 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 2 experienced directors. 8 highly experienced directors. Independent Director Cathy Ackermann was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Declared Dividend • Jan 25Fourth quarter dividend of US$0.08 announcedDividend of US$0.08 is the same as last year. Ex-date: 1st February 2024 Payment date: 20th February 2024 Dividend yield will be 1.3%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (19% payout ratio) and is expected to be well covered in 3 years' time (16% forecast payout ratio). The dividend has increased by an average of 12% per year over the past 4 years and payments have been stable during that time. EPS is expected to grow by 30% over the next 2 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Jan 24Full year 2023 earnings: EPS misses analyst expectationsFull year 2023 results: EPS: US$1.70 (down from US$2.57 in FY 2022). Revenue: US$149.4m (down 7.3% from FY 2022). Net income: US$28.6m (down 34% from FY 2022). Profit margin: 19% (down from 27% in FY 2022). The decrease in margin was primarily driven by lower revenue. Net interest margin (NIM): 2.97% (down from 3.20% in FY 2022). Cost-to-income ratio: 70.3% (up from 64.3% in FY 2022). Non-performing loans: 0.24% (up from 0.09% in FY 2022). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 2.0%. Revenue is forecast to grow 9.3% p.a. on average during the next 2 years, compared to a 5.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 4% per year whereas the company’s share price has increased by 6% per year.お知らせ • Jan 23SmartFinancial, Inc. Declares Quarterly Cash Dividend, Payable on February 20, 2024On January 18, 2024, the board of directors of SmartFinancial, Inc. declared a quarterly cash dividend of $0.08 per share of the company common stock payable on February 20, 2024, to shareholders of record as of the close of business on February 2, 2024.Price Target Changed • Jan 08Price target increased by 9.2% to US$25.36Up from US$23.21, the current price target is an average from 7 analysts. New target price is 7.3% above last closing price of US$23.63. Stock is down 12% over the past year. The company is forecast to post earnings per share of US$1.73 for next year compared to US$2.57 last year.お知らせ • Jan 06SmartFinancial, Inc. to Report Q4, 2023 Results on Jan 22, 2024SmartFinancial, Inc. announced that they will report Q4, 2023 results on Jan 22, 2024New Risk • Dec 03New minor risk - Insider sellingThere has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: US$336k This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. This is currently the only risk that has been identified for the company.分析記事 • Nov 03SmartFinancial (NASDAQ:SMBK) Has Announced A Dividend Of $0.08SmartFinancial, Inc.'s ( NASDAQ:SMBK ) investors are due to receive a payment of $0.08 per share on 27th of November...Upcoming Dividend • Nov 03Upcoming dividend of US$0.08 per share at 1.5% yieldEligible shareholders must have bought the stock before 10 November 2023. Payment date: 27 November 2023. Payout ratio is a comfortable 15% and this is well supported by cash flows. Trailing yield: 1.5%. Lower than top quartile of American dividend payers (5.3%). Lower than average of industry peers (4.0%).Major Estimate Revision • Oct 30Consensus EPS estimates fall by 18%The consensus outlook for fiscal year 2023 has been updated. 2023 EPS estimate fell from US$2.13 to US$1.74 per share. Revenue forecast steady at US$158.4m. Net income forecast to shrink 15% next year vs 9.6% decline forecast for Banks industry in the US. Consensus price target down from US$25.71 to US$23.07. Share price was steady at US$20.30 over the past week.Reported Earnings • Oct 25Third quarter 2023 earnings: EPS and revenues miss analyst expectationsThird quarter 2023 results: EPS: US$0.12 (down from US$0.69 in 3Q 2022). Revenue: US$30.9m (down 26% from 3Q 2022). Net income: US$2.07m (down 82% from 3Q 2022). Profit margin: 6.7% (down from 28% in 3Q 2022). The decrease in margin was driven by lower revenue. Revenue missed analyst estimates by 18%. Earnings per share (EPS) also missed analyst estimates by 74%. Revenue is forecast to grow 5.1% p.a. on average during the next 3 years, compared to a 4.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 12% per year whereas the company’s share price has increased by 11% per year.Price Target Changed • Oct 25Price target decreased by 8.6% to US$23.50Down from US$25.71, the current price target is an average from 7 analysts. New target price is 18% above last closing price of US$20.00. Stock is down 30% over the past year. The company is forecast to post earnings per share of US$1.74 for next year compared to US$2.57 last year.お知らせ • Oct 06SmartFinancial, Inc. to Report Q3, 2023 Results on Oct 23, 2023SmartFinancial, Inc. announced that they will report Q3, 2023 results on Oct 23, 2023お知らせ • Sep 28SmartFinancial, Inc. and SmartBank Announces Resignation of Gregory L. Davis, Executive Vice President and Chief Lending Officer, Effective September 29, 2023On September 21, 2023, Gregory L. Davis, Executive Vice President and Chief Lending Officer of SmartFinancial, Inc. (the “Company”) and the company’s wholly-owned subsidiary, SmartBank, formally tendered his resignation to pursue a career outside of banking, effective September 29, 2023. Mr. Davis’s resignation was not a result of any disagreement with the Company on any matters related to the Company’s operations, policies or practices.Upcoming Dividend • Aug 03Upcoming dividend of US$0.08 per share at 1.3% yieldEligible shareholders must have bought the stock before 10 August 2023. Payment date: 28 August 2023. Payout ratio is a comfortable 11% and this is well supported by cash flows. Trailing yield: 1.3%. Lower than top quartile of American dividend payers (4.7%). Lower than average of industry peers (3.4%).分析記事 • Aug 01SmartFinancial (NASDAQ:SMBK) Has Announced A Dividend Of $0.08SmartFinancial, Inc. ( NASDAQ:SMBK ) will pay a dividend of $0.08 on the 28th of August. This payment means the...Price Target Changed • Jul 31Price target increased by 9.4% to US$26.43Up from US$24.17, the current price target is an average from 7 analysts. New target price is 5.2% above last closing price of US$25.12. Stock is down 3.6% over the past year. The company is forecast to post earnings per share of US$2.13 for next year compared to US$2.57 last year.業績と収益の成長予測NYSE:SMBK - アナリストの将来予測と過去の財務データ ( )USD Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数12/31/202724872N/AN/A412/31/202622662N/AN/A43/31/2026197535664N/A12/31/2025193505962N/A9/30/2025188465962N/A6/30/2025179425357N/A3/31/2025172385560N/A12/31/2024166364653N/A9/30/2024159334048N/A6/30/2024149263542N/A3/31/2024148262835N/A12/31/2023149293340N/A9/30/2023156353743N/A6/30/2023167454250N/A3/31/2023167464457N/A12/31/2022161434457N/A9/30/2022153373042N/A6/30/2022147353543N/A3/31/2022140333941N/A12/31/2021136354446N/A9/30/2021131375152N/A6/30/2021123345559N/A3/31/2021117313236N/A12/31/2020108242429N/A9/30/202099222026N/A6/30/20209422613N/A3/31/202090252431N/A12/31/20198927N/A30N/A9/30/20198926N/A28N/A6/30/20198625N/A35N/A3/31/20198519N/A26N/A12/31/20188018N/A21N/A9/30/20187512N/A14N/A6/30/2018679N/A0N/A3/31/2018577N/A1N/A12/31/2017515N/A1N/A9/30/2017456N/A5N/A6/30/2017436N/A8N/A3/31/2017425N/A10N/A12/31/2016425N/A12N/A9/30/2016415N/A12N/A6/30/2016373N/A11N/A3/31/2016312N/A6N/A12/31/2015261N/A2N/A9/30/2015211N/A4N/A6/30/2015201N/A-1N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: SMBKの予測収益成長率 (年間17.2% ) は 貯蓄率 ( 3.5% ) を上回っています。収益対市場: SMBKの収益 ( 17.2% ) はUS市場 ( 16.8% ) よりも速いペースで成長すると予測されています。高成長収益: SMBKの収益は増加すると予測されていますが、大幅には増加しません。収益対市場: SMBKの収益 ( 13% ) US市場 ( 11.6% ) よりも速いペースで成長すると予測されています。高い収益成長: SMBKの収益 ( 13% ) 20%よりも低い成長が予測されています。一株当たり利益成長率予想将来の株主資本利益率将来のROE: SMBKの 自己資本利益率 が 3 年後に高くなると予測されるかどうかを判断するにはデータが不十分です成長企業の発掘7D1Y7D1Y7D1YBanks 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/20 19:11終値2026/05/20 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋SmartFinancial, Inc. 5 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。6 アナリスト機関Brett RabatinHovde Group, LLCCatherine Summerson MealorKeefe, Bruyette, & WoodsStephen ScoutenPiper Sandler Companies3 その他のアナリストを表示
Price Target Changed • Jan 22Price target increased by 7.2% to US$43.38Up from US$40.46, the current price target is an average from 6 analysts. New target price is approximately in line with last closing price of US$41.41. Stock is up 18% over the past year. The company is forecast to post earnings per share of US$3.46 for next year compared to US$3.00 last year.
分析記事 • Jul 25Results: SmartFinancial, Inc. Exceeded Expectations And The Consensus Has Updated Its EstimatesA week ago, SmartFinancial, Inc. ( NYSE:SMBK ) came out with a strong set of quarterly numbers that could potentially...
Major Estimate Revision • Apr 28Consensus EPS estimates increase by 12%The consensus outlook for earnings per share (EPS) in fiscal year 2025 has improved. 2025 revenue forecast increased from US$194.4m to US$197.3m. EPS estimate increased from US$2.42 to US$2.72 per share. Net income forecast to grow 25% next year vs 13% growth forecast for Banks industry in the US. Consensus price target broadly unchanged at US$36.21. Share price rose 6.2% to US$30.09 over the past week.
Price Target Changed • Jan 23Price target increased by 8.7% to US$38.38Up from US$35.29, the current price target is an average from 6 analysts. New target price is 9.6% above last closing price of US$35.01. Stock is up 46% over the past year. The company is forecast to post earnings per share of US$2.40 for next year compared to US$2.16 last year.
Price Target Changed • Nov 19Price target increased by 8.1% to US$35.54Up from US$32.88, the current price target is an average from 6 analysts. New target price is approximately in line with last closing price of US$35.76. Stock is up 68% over the past year. The company is forecast to post earnings per share of US$2.08 for next year compared to US$1.70 last year.
Price Target Changed • Oct 24Price target increased by 8.2% to US$32.88Up from US$30.38, the current price target is an average from 6 analysts. New target price is approximately in line with last closing price of US$32.35. Stock is up 57% over the past year. The company is forecast to post earnings per share of US$2.07 for next year compared to US$1.70 last year.
Declared Dividend • May 04First quarter dividend increased to US$0.09Dividend of US$0.09 is 13% higher than last year. Ex-date: 15th May 2026 Payment date: 1st June 2026 Dividend yield will be 0.8%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 8.1% per year over the past 6 years and payments have been stable during that time. EPS is expected to grow by 16% over the next year, which should provide support to the dividend and adequate earnings cover.
お知らせ • May 02SmartFinancial, Inc. announces Quarterly dividend, payable on June 01, 2026SmartFinancial, Inc. announced Quarterly dividend of USD 0.0900 per share payable on June 01, 2026, ex-date on May 15, 2026 and record date on May 15, 2026.
ナラティブの更新 • Apr 22SMBK: Higher Rating And Margin Execution Should Support A More Positive OutlookSmartFinancial's analyst price target has moved from $44.50 to $46.15, as analysts highlight improved revenue growth and profit margin assumptions, along with a slightly lower future P/E outlook, supported by a series of recent target hikes and an upgrade from major research firms. Analyst Commentary Recent Street research on SmartFinancial has clustered around higher price targets and a rating upgrade, with analysts explicitly tying their numbers to revenue growth assumptions, profit margins and a reset to a slightly lower future P/E.
Reported Earnings • Apr 21First quarter 2026 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2026 results: EPS: US$0.81 (up from US$0.67 in 1Q 2025). Revenue: US$49.7m (up 8.3% from 1Q 2025). Net income: US$13.7m (up 22% from 1Q 2025). Profit margin: 28% (up from 25% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.3%. Earnings per share (EPS) also surpassed analyst estimates by 3.8%. Revenue is forecast to grow 13% p.a. on average during the next 2 years, compared to a 8.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has increased by 23% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Apr 20SmartFinancial, Inc. Announces Net Charge-Offs for the First Quarter Ended March 31, 2026SmartFinancial, Inc. announced net charge-offs for the first quarter ended March 31, 2026. For the period, the company reported net charge-offs of $169,000.
分析記事 • Apr 10If EPS Growth Is Important To You, SmartFinancial (NYSE:SMBK) Presents An OpportunityIt's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...
お知らせ • Apr 08SmartFinancial, Inc., Annual General Meeting, May 21, 2026SmartFinancial, Inc., Annual General Meeting, May 21, 2026. Location: 5401 kingston pike, suite 600, tennessee 37919, knoxvile United States
お知らせ • Apr 07SmartFinancial, Inc. to Report Q1, 2026 Results on Apr 20, 2026SmartFinancial, Inc. announced that they will report Q1, 2026 results at 9:30 AM, US Eastern Standard Time on Apr 20, 2026
ナラティブの更新 • Apr 05SMBK: Higher Rating And Earnings Execution Should Support A More Positive OutlookAnalysts have raised their SmartFinancial price target by $2, reflecting updated views on the bank's earnings profile and valuation following recent research commentary. Analyst Commentary Recent research points to a more constructive stance on SmartFinancial, with the higher price target reflecting updated views on how the bank might execute on its plans and how the shares are valued against those expectations.
ナラティブの更新 • Mar 20SMBK: Share Repurchases And Market Positioning Will Support A More Positive OutlookAnalysts have maintained their fair value view on SmartFinancial and raised their price target by $2. They cited updated research, including an increased target from one firm and a more positive stance from another.
Reported Earnings • Mar 17Full year 2025 earnings: EPS in line with analyst expectations despite revenue beatFull year 2025 results: EPS: US$3.00 (up from US$2.16 in FY 2024). Revenue: US$192.7m (up 16% from FY 2024). Net income: US$50.3m (up 39% from FY 2024). Profit margin: 26% (up from 22% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.29% (up from 3.04% in FY 2024). Cost-to-income ratio: 65.5% (down from 70.5% in FY 2024). Non-performing loans: 0.22% (up from 0.20% in FY 2024). Revenue exceeded analyst estimates by 1.3%. Earnings per share (EPS) were mostly in line with analyst estimates. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 8.7% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 3% per year but the company’s share price has increased by 18% per year, which means it is tracking significantly ahead of earnings growth.
ナラティブの更新 • Mar 06SMBK: Repurchases And Earnings Power Will Support A More Constructive OutlookAnalysts have raised their price target on SmartFinancial by $2, reflecting updated views on the bank's earnings power and valuation following recent research commentary. Analyst Commentary Bullish Takeaways Bullish analysts view the higher price target as better alignment with their updated assessment of SmartFinancial's earnings power, suggesting they see the bank's current valuation as not fully reflecting its fundamentals.
ナラティブの更新 • Feb 20SMBK: Earnings Power And Buybacks Will Shape A Balanced OutlookSmartFinancial's analyst price target shifts to $44.50, with analysts pointing to refreshed fair value estimates, slightly updated discount rate assumptions, and modest tweaks to projected margins and future P/E as key inputs in their latest models. Analyst Commentary Recent research highlights a generally constructive tone around SmartFinancial, with price targets adjusted to reflect updated fair value work and refreshed assumptions in analyst models.
ナラティブの更新 • Feb 05SMBK: Earnings Power And Credit Costs Will Guide A Balanced OutlookAnalysts have increased their price target on SmartFinancial by about $2 to approximately $44, citing updated assumptions around fair value, revenue growth, profit margins and future P/E following recent research updates from multiple firms. Analyst Commentary Recent research updates point to a reassessment of SmartFinancial's valuation, with analysts fine tuning their views on how the bank can execute against its growth plans and maintain profitability at the current price level.
分析記事 • Feb 05SmartFinancial (NYSE:SMBK) Has Affirmed Its Dividend Of $0.08The board of SmartFinancial, Inc. ( NYSE:SMBK ) has announced that it will pay a dividend on the 2nd of March, with...
Declared Dividend • Feb 04Fourth quarter dividend of US$0.08 announcedDividend of US$0.08 is the same as last year. Ex-date: 13th February 2026 Payment date: 2nd March 2026 Dividend yield will be 0.8%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (11% payout ratio) and is expected to be well covered in 3 years' time (9% forecast payout ratio). The dividend has increased by an average of 8.1% per year over the past 6 years and payments have been stable during that time. EPS is expected to grow by 32% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Feb 02SmartFinancial, Inc. (NYSE:SMBK) announces an Equity Buyback for $10 million worth of its shares.SmartFinancial, Inc. (NasdaqCM:SMBK) announces a share repurchase program. Under the program, the company will repurchase up to $10 million worth of its own shares. The program will be valid till February 28, 2027.
お知らせ • Jan 31SmartFinancial, Inc. Declares Quarterly Cash Dividend, Payable on March 2, 2026SmartFinancial, Inc. announced that on January 29, 2026, the board of directors of SmartFinancial declared a quarterly cash dividend of $0.08 per share of SmartFinancial common stock payable on March 2, 2026, to shareholders of record as of the close of business on February 13, 2026.
Price Target Changed • Jan 22Price target increased by 7.2% to US$43.38Up from US$40.46, the current price target is an average from 6 analysts. New target price is approximately in line with last closing price of US$41.41. Stock is up 18% over the past year. The company is forecast to post earnings per share of US$3.46 for next year compared to US$3.00 last year.
ナラティブの更新 • Jan 22SMBK: Earnings Power And Credit Costs Will Shape A Measured OutlookNarrative Update on SmartFinancial The analyst price target for SmartFinancial has moved higher by about $2.88 to $39.50. Analysts point to encouraging Q3 results, flat expenses despite new revenue hires, and a smaller than expected provision that lifted core EPS above prior estimates.
Reported Earnings • Jan 21Full year 2025 earnings: EPS in line with analyst expectations despite revenue beatFull year 2025 results: EPS: US$3.00 (up from US$2.16 in FY 2024). Revenue: US$192.7m (up 16% from FY 2024). Net income: US$50.3m (up 39% from FY 2024). Profit margin: 26% (up from 22% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.29% (up from 3.04% in FY 2024). Cost-to-income ratio: 64.4% (down from 70.5% in FY 2024). Non-performing loans: 0.22% (up from 0.20% in FY 2024). Revenue exceeded analyst estimates by 1.3%. Earnings per share (EPS) were mostly in line with analyst estimates. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 9.0% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 3% per year but the company’s share price has increased by 15% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Jan 21SmartFinancial, Inc. Announces Net Charge-Offs for the Fourth Quarter Ended December 31, 2025SmartFinancial, Inc. announced net charge-offs for the fourth quarter ended December 31, 2025. For the period, the company reported net charge-offs of $1,892,000.
お知らせ • Jan 06SmartFinancial, Inc. to Report Q4, 2025 Results on Jan 20, 2026SmartFinancial, Inc. announced that they will report Q4, 2025 results After-Market on Jan 20, 2026
Recent Insider Transactions • Dec 12Independent Director recently sold US$404k worth of stockOn the 10th of December, Steven Tucker sold around 11k shares on-market at roughly US$38.01 per share. This transaction amounted to 18% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$385k more than they bought in the last 12 months.
Recent Insider Transactions Derivative • Dec 11Independent Director notifies of intention to sell stockSteven Tucker intends to sell 11k shares in the next 90 days after lodging an Intent To Sell Form on the 10th of December. If the sale is conducted around the recent share price of US$38.01, it would amount to US$404k. Since March 2025, Steven has owned 60.54k shares directly. Company insiders have collectively bought US$19k more than they sold, via options and on-market transactions, in the last 12 months.
Declared Dividend • Nov 06Third quarter dividend of US$0.08 announcedDividend of US$0.08 is the same as last year. Ex-date: 17th November 2025 Payment date: 2nd December 2025 Dividend yield will be 0.9%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (12% payout ratio) and is expected to be well covered in 3 years' time (10% forecast payout ratio). The dividend has increased by an average of 8.1% per year over the past 6 years and payments have been stable during that time. EPS is expected to grow by 31% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Nov 04SmartFinancial, Inc. Approves Regular Quarterly Cash Dividend, Payable on December 2, 2025SmartFinancial, Inc. announced that on October 31, 2025, the board of directors of SmartFinancial declared a quarterly cash dividend of $0.08 per share of SmartFinancial common stock payable on December 2, 2025, to shareholders of record as of the close of business on November 17, 2025.
Reported Earnings • Oct 23Third quarter 2025 earnings: EPS exceeds analyst expectationsThird quarter 2025 results: EPS: US$0.82 (up from US$0.55 in 3Q 2024). Revenue: US$50.8m (up 22% from 3Q 2024). Net income: US$13.7m (up 50% from 3Q 2024). Profit margin: 27% (up from 22% in 3Q 2024). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 13%. Revenue is forecast to grow 9.9% p.a. on average during the next 3 years, compared to a 8.0% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 1% per year but the company’s share price has increased by 7% per year, which means it is well ahead of earnings.
お知らせ • Oct 22SmartFinancial, Inc. Announces Net Charge-Offs for the Three Months Ended September 30, 2025SmartFinancial, Inc. announced net charge-offs for the three months ended September 30, 2025. For the period, the company reported net charge-offs of $1,053,000.
お知らせ • Oct 03SmartFinancial, Inc. to Report Q3, 2025 Results on Oct 21, 2025SmartFinancial, Inc. announced that they will report Q3, 2025 results After-Market on Oct 21, 2025
お知らせ • Aug 21SmartFinancial, Inc. announced that it has received $100 million in fundingSmartFinancial, Inc. announced that it has entered into a subordinated note purchase agreement with certain institutional accredited investors and qualified institutional buyers, to issue 7.25% Fixed-to-Floating Rate Subordinated Notes due on September 1, 2035 for the gross proceeds of $100 million in aggregate principal amount of its The notes are redeemable in whole or in part, on or after September 1, 2030, and in full, at any time upon the occurrence of certain events. The Notes will bear interest at a fixed rate of 7.25% per year, from and including August 20, 2025 to, but excluding September 1, 2030 or earlier redemption date. From and including September 1, 2030 to, but excluding the maturity date or early redemption date, the interest rate will reset quarterly at a variable rate equal to the then current three-month term secured overnight financing rate. The Notes were offered and sold by the Company in a private placement transaction in reliance on exemptions from the registration requirements of the Securities Act of 1933, as amended. pursuant to Section 4(a)(2) of the Securities Act and Rule 506(b) of Regulation D thereunder.
分析記事 • Jul 28SmartFinancial (NYSE:SMBK) Has Affirmed Its Dividend Of $0.08The board of SmartFinancial, Inc. ( NYSE:SMBK ) has announced that it will pay a dividend on the 25th of August, with...
Declared Dividend • Jul 28Second quarter dividend of US$0.08 announcedDividend of US$0.08 is the same as last year. Ex-date: 8th August 2025 Payment date: 25th August 2025 Dividend yield will be 0.9%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 8.1% per year over the past 6 years and payments have been stable during that time. EPS is expected to grow by 16% over the next year, which should provide support to the dividend and adequate earnings cover.
分析記事 • Jul 25Results: SmartFinancial, Inc. Exceeded Expectations And The Consensus Has Updated Its EstimatesA week ago, SmartFinancial, Inc. ( NYSE:SMBK ) came out with a strong set of quarterly numbers that could potentially...
お知らせ • Jul 25SmartFinancial Approves Regular Quarterly Cash Dividend, Payable on August 25, 2025SmartFinancial, Inc. announced that on July 24, 2025, the board of directors of SmartFinancial declared a quarterly cash dividend of $0.08 per share of SmartFinancial common stock payable on August 25, 2025, to shareholders of record as of the close of business on August 8, 2025.
Reported Earnings • Jul 22Second quarter 2025 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2025 results: EPS: US$0.70 (up from US$0.48 in 2Q 2024). Revenue: US$46.8m (up 19% from 2Q 2024). Net income: US$11.7m (up 46% from 2Q 2024). Profit margin: 25% (up from 20% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 2.3%. Earnings per share (EPS) also surpassed analyst estimates by 7.5%. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 7.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 4% per year but the company’s share price has increased by 12% per year, which means it is well ahead of earnings.
お知らせ • Jul 22Smartfinancial, Inc. Announces Net Charge-Offs for the Three Months Ended June 30, 2025SmartFinancial, Inc. announced net charge-offs for the three months ended June 30, 2025. For the period, the company reported net charge-offs of $146,000.
お知らせ • Jul 02SmartFinancial, Inc. to Report Q2, 2025 Results on Jul 21, 2025SmartFinancial, Inc. announced that they will report Q2, 2025 results After-Market on Jul 21, 2025
Major Estimate Revision • Apr 28Consensus EPS estimates increase by 12%The consensus outlook for earnings per share (EPS) in fiscal year 2025 has improved. 2025 revenue forecast increased from US$194.4m to US$197.3m. EPS estimate increased from US$2.42 to US$2.72 per share. Net income forecast to grow 25% next year vs 13% growth forecast for Banks industry in the US. Consensus price target broadly unchanged at US$36.21. Share price rose 6.2% to US$30.09 over the past week.
Declared Dividend • Apr 24First quarter dividend of US$0.08 announcedDividend of US$0.08 is the same as last year. Ex-date: 2nd May 2025 Payment date: 19th May 2025 Dividend yield will be 1.1%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 9.9% per year over the past 5 years and payments have been stable during that time. EPS is expected to grow by 15% over the next year, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Apr 22First quarter 2025 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2025 results: EPS: US$0.67 (up from US$0.56 in 1Q 2024). Revenue: US$45.9m (up 13% from 1Q 2024). Net income: US$11.3m (up 20% from 1Q 2024). Profit margin: 25% (up from 23% in 1Q 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 2.1%. Earnings per share (EPS) also surpassed analyst estimates by 23%. Revenue is forecast to grow 13% p.a. on average during the next 2 years, compared to a 7.0% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 6% per year but the company’s share price has increased by 7% per year, which means it is well ahead of earnings.
お知らせ • Apr 22+ 1 more updateSmartFinancial, Inc. Declares Quarterly Cash Dividend, Payable on May 19, 2025On April 17, 2025, the board of directors of SmartFinancial declared a quarterly cash dividend of $0.08 per share of SmartFinancial common stock (the “Dividend”) payable on May 19, 2025, to shareholders of record as of the close of business on May 2, 2025.
お知らせ • Apr 10SmartFinancial, Inc., Annual General Meeting, May 22, 2025SmartFinancial, Inc., Annual General Meeting, May 22, 2025. Location: smartbank executive office ,5401 kingston pike, suite 600 tennessee 37919, knoxville, United States
お知らせ • Apr 08SmartFinancial, Inc. to Report Q1, 2025 Results on Apr 21, 2025SmartFinancial, Inc. announced that they will report Q1, 2025 results After-Market on Apr 21, 2025
お知らせ • Mar 28SmartFinancial, Inc. Appoints Kelli D. Shomaker as A Director and Member of Corporate Governance CommitteeOn March 27, 2025, the Board of Directors of SmartFinancial, Inc. increased the size of the Board of Directors from ten to eleven directors, effective immediately. Also, on March 27, 2025, the Board of Directors appointed Kelli D. Shomaker as a director of SmartFinancial, effective immediately. Ms. Shomaker will serve on the Corporate Governance Committee of SmartFinancial, effective as of March 27, 2025. Ms. Shomaker, age 62, is in her ninth year at Auburn University, where she serves as the Senior Vice President for Business and Administration and Chief Financial Officer. Ms. Shomaker is a seasoned administrator, having spent over twenty-nine years in higher education, including sixteen years at Texas A&M University. Ms. Shomaker oversees financial reporting, budgets, procurement and payments, cash management, debt management, facilities, real estate, human resources, trademark and licensing, and numerous administrative units on campus. Ms. Shomaker received her bachelor’s degree in accounting from Texas A&M University, a master’s degree in Higher Education Administration from Auburn University and is a Certified Public Accountant. Prior to serving in higher education, Ms. Shomaker was the Vice President, Treasurer and Controller for a publicly traded investment company and worked as an auditor for the accounting firm of PricewaterhouseCoopers. Ms. Shomaker serves as a board member of the Retirement System of Alabama, the Alabama Public Education Employees Health Insurance Plan, and the Treasury Institute of Higher Education.
Reported Earnings • Mar 18Full year 2024 earnings: EPS and revenues exceed analyst expectationsFull year 2024 results: EPS: US$2.16 (up from US$1.70 in FY 2023). Revenue: US$166.3m (up 11% from FY 2023). Net income: US$36.1m (up 26% from FY 2023). Profit margin: 22% (up from 19% in FY 2023). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.04% (up from 2.97% in FY 2023). Cost-to-income ratio: 70.5% (down from 74.2% in FY 2023). Non-performing loans: 0.20% (down from 0.24% in FY 2023). Revenue exceeded analyst estimates by 1.6%. Earnings per share (EPS) also surpassed analyst estimates by 3.0%. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 7.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 8% per year but the company’s share price has increased by 6% per year, which means it is well ahead of earnings.
分析記事 • Jan 25SmartFinancial (NYSE:SMBK) Has Announced A Dividend Of $0.08The board of SmartFinancial, Inc. ( NYSE:SMBK ) has announced that it will pay a dividend of $0.08 per share on the...
Declared Dividend • Jan 24Fourth quarter dividend of US$0.08 announcedDividend of US$0.08 is the same as last year. Ex-date: 31st January 2025 Payment date: 18th February 2025 Dividend yield will be 0.9%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (15% payout ratio) and is expected to be well covered in 3 years' time (13% forecast payout ratio). The dividend has increased by an average of 9.9% per year over the past 5 years and payments have been stable during that time. EPS is expected to grow by 31% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
Price Target Changed • Jan 23Price target increased by 8.7% to US$38.38Up from US$35.29, the current price target is an average from 6 analysts. New target price is 9.6% above last closing price of US$35.01. Stock is up 46% over the past year. The company is forecast to post earnings per share of US$2.40 for next year compared to US$2.16 last year.
お知らせ • Jan 22+ 1 more updateSmartfinancial, Inc. Declares Quarterly Cash Dividend, Payable on February 18, 2025On January 16, 2025, the board of directors of SmartFinancial declared a quarterly cash dividend of $0.08 per share of common stock payable on February 18, 2025, to shareholders of record as of the close of business on January 31, 2025.
お知らせ • Jan 07SmartFinancial, Inc. to Report Q4, 2024 Results on Jan 21, 2025SmartFinancial, Inc. announced that they will report Q4, 2024 results After-Market on Jan 21, 2025
Recent Insider Transactions • Dec 11Independent Director recently sold US$740k worth of stockOn the 6th of December, John Presley sold around 21k shares on-market at roughly US$35.80 per share. This transaction amounted to 66% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$1.6m more than they bought in the last 12 months.
Recent Insider Transactions Derivative • Dec 06Independent Director notifies of intention to sell stockJohn Presley intends to sell 28k shares in the next 90 days after lodging an Intent To Sell Form on the 4th of December. If the sale is conducted around the recent share price of US$36.00, it would amount to US$993k. Since March 2024, John's direct individual holding has decreased from 46.53k shares to 31.53k. Company insiders have collectively sold US$680k more than they bought, via options and on-market transactions in the last 12 months.
Price Target Changed • Nov 19Price target increased by 8.1% to US$35.54Up from US$32.88, the current price target is an average from 6 analysts. New target price is approximately in line with last closing price of US$35.76. Stock is up 68% over the past year. The company is forecast to post earnings per share of US$2.08 for next year compared to US$1.70 last year.
Recent Insider Transactions Derivative • Nov 08Independent Director notifies of intention to sell stockJohn Presley intends to sell 8k shares in the next 90 days after lodging an Intent To Sell Form on the 7th of November. If the sale is conducted around the recent share price of US$36.18, it would amount to US$271k. Since December 2023, John's direct individual holding has decreased from 45.16k shares to 39.03k. Company insiders have collectively sold US$740k more than they bought, via options and on-market transactions in the last 12 months.
Recent Insider Transactions • Nov 07Independent Director recently sold US$223k worth of stockOn the 5th of November, Steven Tucker sold around 7k shares on-market at roughly US$33.14 per share. This transaction amounted to 10% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$724k more than they bought in the last 12 months.
分析記事 • Nov 01SmartFinancial's (NYSE:SMBK) Dividend Will Be $0.08SmartFinancial, Inc. ( NYSE:SMBK ) will pay a dividend of $0.08 on the 27th of November. This payment means the...
Declared Dividend • Nov 01Third quarter dividend of US$0.08 announcedDividend of US$0.08 is the same as last year. Ex-date: 12th November 2024 Payment date: 27th November 2024 Dividend yield will be 1.0%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (4% payout ratio) and is expected to be well covered in 3 years' time (14% forecast payout ratio). The dividend has increased by an average of 9.9% per year over the past 5 years and payments have been stable during that time. EPS is expected to grow by 33% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Oct 29SmartFinancial, Inc. Approves Regular Quarterly Cash Dividend, Payable on November 27, 2024SmartFinancial, Inc. announced that on October 25, 2024, the board of directors of the company declared a quarterly cash dividend of $0.08 per share of the company's common stock payable on November 27, 2024, to shareholders of record as of the close of business on November 12, 2024.
Price Target Changed • Oct 24Price target increased by 8.2% to US$32.88Up from US$30.38, the current price target is an average from 6 analysts. New target price is approximately in line with last closing price of US$32.35. Stock is up 57% over the past year. The company is forecast to post earnings per share of US$2.07 for next year compared to US$1.70 last year.
Reported Earnings • Oct 23Third quarter 2024 earnings: EPS and revenues exceed analyst expectationsThird quarter 2024 results: EPS: US$0.55 (up from US$0.12 in 3Q 2023). Revenue: US$41.6m (up 35% from 3Q 2023). Net income: US$9.14m (up 342% from 3Q 2023). Profit margin: 22% (up from 6.7% in 3Q 2023). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 5.3%. Earnings per share (EPS) also surpassed analyst estimates by 16%. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 6.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 10% per year but the company’s share price has increased by 6% per year, which means it is well ahead of earnings.
お知らせ • Oct 03SmartFinancial, Inc. to Report Q3, 2024 Results on Oct 21, 2024SmartFinancial, Inc. announced that they will report Q3, 2024 results After-Market on Oct 21, 2024
新しいナラティブ • Sep 24Calculated Enhancements And Optimized Strategies Propel Bank's Growth And Shareholder Value Strategic focus on loan growth and optimized deposit strategies aims to expand revenue and improve funding cost efficiency.
Declared Dividend • Jul 29Second quarter dividend of US$0.08 announcedDividend of US$0.08 is the same as last year. Ex-date: 9th August 2024 Payment date: 26th August 2024 Dividend yield will be 1.1%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 9.9% per year over the past 5 years and payments have been stable during that time. EPS is expected to grow by 24% over the next year, which should provide support to the dividend and adequate earnings cover.
お知らせ • Jul 26SmartFinancial, Inc. Approves Regular Quarterly Cash Dividend, Payable on August 26, 2024SmartFinancial, Inc. announced that on July 25, 2024, the board of directors of SmartFinancial declared a quarterly cash dividend of $0.08 per share of SmartFinancial common stock payable on August 26, 2024, to shareholders of record as of the close of business on August 9, 2024.
Price Target Changed • Jul 24Price target increased by 15% to US$29.40Up from US$25.60, the current price target is an average from 5 analysts. New target price is 7.3% above last closing price of US$27.40. Stock is up 12% over the past year. The company is forecast to post earnings per share of US$1.99 for next year compared to US$1.70 last year.
Reported Earnings • Jul 23Second quarter 2024 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2024 results: EPS: US$0.48 (down from US$0.53 in 2Q 2023). Revenue: US$39.5m (up 2.4% from 2Q 2023). Net income: US$8.00m (down 9.4% from 2Q 2023). Profit margin: 20% (down from 23% in 2Q 2023). The decrease in margin was driven by higher expenses. Revenue exceeded analyst estimates by 1.0%. Earnings per share (EPS) also surpassed analyst estimates by 23%. Revenue is forecast to grow 13% p.a. on average during the next 2 years, compared to a 5.9% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 9% per year but the company’s share price has increased by 5% per year, which means it is well ahead of earnings.
Valuation Update With 7 Day Price Move • Jul 16Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$27.43, the stock trades at a forward P/E ratio of 14x. Average forward P/E is 12x in the Banks industry in the US. Total returns to shareholders of 19% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at US$37.50 per share.
お知らせ • Jul 04SmartFinancial, Inc. to Report Q2, 2024 Results on Jul 22, 2024SmartFinancial, Inc. announced that they will report Q2, 2024 results on Jul 22, 2024
Recent Insider Transactions • May 31Independent Director recently sold US$170k worth of stockOn the 29th of May, John Presley sold around 8k shares on-market at roughly US$22.65 per share. This transaction amounted to 16% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$512k more than they bought in the last 12 months.
分析記事 • Apr 29SmartFinancial's (NYSE:SMBK) Dividend Will Be $0.08SmartFinancial, Inc. ( NYSE:SMBK ) has announced that it will pay a dividend of $0.08 per share on the 28th of May...
Declared Dividend • Apr 29First quarter dividend of US$0.08 announcedDividend of US$0.08 is the same as last year. Ex-date: 9th May 2024 Payment date: 28th May 2024 Dividend yield will be 1.5%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 12% per year over the past 4 years and payments have been stable during that time. EPS is expected to grow by 18% over the next year, which should provide support to the dividend and adequate earnings cover.
お知らせ • Apr 27SmartFinancial, Inc. Declares Quarterly Cash Dividend, Payable on May 28, 2024SmartFinancial, Inc. declared a quarterly cash dividend of $0.08 per share of the company common stock payable on May 28, 2024, to shareholders of record as of the close of business on May 10, 2024.
New Risk • Apr 23New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 18% Last year net profit margin: 28% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Profit margins are more than 30% lower than last year (18% net profit margin).
Reported Earnings • Apr 23First quarter 2024 earnings: EPS exceeds analyst expectationsFirst quarter 2024 results: EPS: US$0.56 (down from US$0.69 in 1Q 2023). Revenue: US$40.5m (down 4.3% from 1Q 2023). Net income: US$9.36m (down 19% from 1Q 2023). Profit margin: 23% (down from 27% in 1Q 2023). The decrease in margin was primarily driven by lower revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 34%. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 5.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 4% per year whereas the company’s share price has fallen by 5% per year.
お知らせ • Apr 10SmartFinancial, Inc., Annual General Meeting, May 23, 2024SmartFinancial, Inc., Annual General Meeting, May 23, 2024, at 14:30 Eastern Daylight. Location: 5401 Kingston Pike, Suite 600 Knoxville Tennessee United States Agenda: To elect directors; to ratify the appointment of its independent registered public accounting firm for its fiscal year ending December 31, 2024; to approve, on a non-binding advisory basis, the compensation of Smart Financial's named executive officers as listed in the accompanying proxy materials; and to consider other matters as may properly come before the Annual Meeting or any adjournment of the meeting.
お知らせ • Apr 06SmartFinancial, Inc. to Report Q1, 2024 Results on Apr 22, 2024SmartFinancial, Inc. announced that they will report Q1, 2024 results on Apr 22, 2024
Reported Earnings • Mar 17Full year 2023 earnings: EPS misses analyst expectationsFull year 2023 results: EPS: US$1.70 (down from US$2.57 in FY 2022). Revenue: US$149.4m (down 7.3% from FY 2022). Net income: US$28.6m (down 34% from FY 2022). Profit margin: 19% (down from 27% in FY 2022). The decrease in margin was primarily driven by lower revenue. Net interest margin (NIM): 2.97% (down from 3.20% in FY 2022). Cost-to-income ratio: 70.3% (up from 64.3% in FY 2022). Non-performing loans: 0.24% (up from 0.09% in FY 2022). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 2.0%. Revenue is forecast to grow 9.4% p.a. on average during the next 2 years, compared to a 5.9% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings.
New Risk • Mar 14New minor risk - Dividend sustainabilityThe company has an unstable dividend paying track record. The dividend has had an annual drop of over 20% in the past. Dividend yield: 1.6% This is considered a minor risk. If the company has cut or reduced its dividend in the past, it may be a sign that the underlying business is too cyclical to consistently maintain or grow the dividend over the long-term. It may also indicate the company prioritizes other outcomes instead of maintaining the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. This is currently the only risk that has been identified for the company.
Board Change • Feb 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 2 experienced directors. 8 highly experienced directors. Independent Director Cathy Ackermann was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Declared Dividend • Jan 25Fourth quarter dividend of US$0.08 announcedDividend of US$0.08 is the same as last year. Ex-date: 1st February 2024 Payment date: 20th February 2024 Dividend yield will be 1.3%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (19% payout ratio) and is expected to be well covered in 3 years' time (16% forecast payout ratio). The dividend has increased by an average of 12% per year over the past 4 years and payments have been stable during that time. EPS is expected to grow by 30% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Jan 24Full year 2023 earnings: EPS misses analyst expectationsFull year 2023 results: EPS: US$1.70 (down from US$2.57 in FY 2022). Revenue: US$149.4m (down 7.3% from FY 2022). Net income: US$28.6m (down 34% from FY 2022). Profit margin: 19% (down from 27% in FY 2022). The decrease in margin was primarily driven by lower revenue. Net interest margin (NIM): 2.97% (down from 3.20% in FY 2022). Cost-to-income ratio: 70.3% (up from 64.3% in FY 2022). Non-performing loans: 0.24% (up from 0.09% in FY 2022). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 2.0%. Revenue is forecast to grow 9.3% p.a. on average during the next 2 years, compared to a 5.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 4% per year whereas the company’s share price has increased by 6% per year.
お知らせ • Jan 23SmartFinancial, Inc. Declares Quarterly Cash Dividend, Payable on February 20, 2024On January 18, 2024, the board of directors of SmartFinancial, Inc. declared a quarterly cash dividend of $0.08 per share of the company common stock payable on February 20, 2024, to shareholders of record as of the close of business on February 2, 2024.
Price Target Changed • Jan 08Price target increased by 9.2% to US$25.36Up from US$23.21, the current price target is an average from 7 analysts. New target price is 7.3% above last closing price of US$23.63. Stock is down 12% over the past year. The company is forecast to post earnings per share of US$1.73 for next year compared to US$2.57 last year.
お知らせ • Jan 06SmartFinancial, Inc. to Report Q4, 2023 Results on Jan 22, 2024SmartFinancial, Inc. announced that they will report Q4, 2023 results on Jan 22, 2024
New Risk • Dec 03New minor risk - Insider sellingThere has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: US$336k This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. This is currently the only risk that has been identified for the company.
分析記事 • Nov 03SmartFinancial (NASDAQ:SMBK) Has Announced A Dividend Of $0.08SmartFinancial, Inc.'s ( NASDAQ:SMBK ) investors are due to receive a payment of $0.08 per share on 27th of November...
Upcoming Dividend • Nov 03Upcoming dividend of US$0.08 per share at 1.5% yieldEligible shareholders must have bought the stock before 10 November 2023. Payment date: 27 November 2023. Payout ratio is a comfortable 15% and this is well supported by cash flows. Trailing yield: 1.5%. Lower than top quartile of American dividend payers (5.3%). Lower than average of industry peers (4.0%).
Major Estimate Revision • Oct 30Consensus EPS estimates fall by 18%The consensus outlook for fiscal year 2023 has been updated. 2023 EPS estimate fell from US$2.13 to US$1.74 per share. Revenue forecast steady at US$158.4m. Net income forecast to shrink 15% next year vs 9.6% decline forecast for Banks industry in the US. Consensus price target down from US$25.71 to US$23.07. Share price was steady at US$20.30 over the past week.
Reported Earnings • Oct 25Third quarter 2023 earnings: EPS and revenues miss analyst expectationsThird quarter 2023 results: EPS: US$0.12 (down from US$0.69 in 3Q 2022). Revenue: US$30.9m (down 26% from 3Q 2022). Net income: US$2.07m (down 82% from 3Q 2022). Profit margin: 6.7% (down from 28% in 3Q 2022). The decrease in margin was driven by lower revenue. Revenue missed analyst estimates by 18%. Earnings per share (EPS) also missed analyst estimates by 74%. Revenue is forecast to grow 5.1% p.a. on average during the next 3 years, compared to a 4.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 12% per year whereas the company’s share price has increased by 11% per year.
Price Target Changed • Oct 25Price target decreased by 8.6% to US$23.50Down from US$25.71, the current price target is an average from 7 analysts. New target price is 18% above last closing price of US$20.00. Stock is down 30% over the past year. The company is forecast to post earnings per share of US$1.74 for next year compared to US$2.57 last year.
お知らせ • Oct 06SmartFinancial, Inc. to Report Q3, 2023 Results on Oct 23, 2023SmartFinancial, Inc. announced that they will report Q3, 2023 results on Oct 23, 2023
お知らせ • Sep 28SmartFinancial, Inc. and SmartBank Announces Resignation of Gregory L. Davis, Executive Vice President and Chief Lending Officer, Effective September 29, 2023On September 21, 2023, Gregory L. Davis, Executive Vice President and Chief Lending Officer of SmartFinancial, Inc. (the “Company”) and the company’s wholly-owned subsidiary, SmartBank, formally tendered his resignation to pursue a career outside of banking, effective September 29, 2023. Mr. Davis’s resignation was not a result of any disagreement with the Company on any matters related to the Company’s operations, policies or practices.
Upcoming Dividend • Aug 03Upcoming dividend of US$0.08 per share at 1.3% yieldEligible shareholders must have bought the stock before 10 August 2023. Payment date: 28 August 2023. Payout ratio is a comfortable 11% and this is well supported by cash flows. Trailing yield: 1.3%. Lower than top quartile of American dividend payers (4.7%). Lower than average of industry peers (3.4%).
分析記事 • Aug 01SmartFinancial (NASDAQ:SMBK) Has Announced A Dividend Of $0.08SmartFinancial, Inc. ( NASDAQ:SMBK ) will pay a dividend of $0.08 on the 28th of August. This payment means the...
Price Target Changed • Jul 31Price target increased by 9.4% to US$26.43Up from US$24.17, the current price target is an average from 7 analysts. New target price is 5.2% above last closing price of US$25.12. Stock is down 3.6% over the past year. The company is forecast to post earnings per share of US$2.13 for next year compared to US$2.57 last year.
