View ValuationNorthpointe Bancshares 将来の成長Future 基準チェック /16Northpointe Bancsharesは、15.9%と7.9%でそれぞれ年率15.9%で利益と収益が成長すると予測される一方、EPSはgrowで15.3%年率。主要情報15.9%収益成長率15.34%EPS成長率Banks 収益成長8.2%収益成長率7.9%将来の株主資本利益率n/aアナリストカバレッジLow最終更新日26 Apr 2026今後の成長に関する最新情報更新なしすべての更新を表示Recent updatesRecent Insider Transactions Derivative • May 05Independent Director notifies of intention to sell stockDavid Hooker intends to sell 7k shares in the next 90 days after lodging an Intent To Sell Form on the 1st of May. If the sale is conducted around the recent share price of US$17.82, it would amount to US$125k. Since September 2025, David has owned 12.00k shares directly. Company insiders have collectively sold US$3.4m more than they bought, via options and on-market transactions in the last 12 months.お知らせ • Apr 23Northpointe Bancshares, Inc. Reports Net Charge Offs for the First Quarter Ended March 31, 2026Northpointe Bancshares, Inc. reported net charge offs for the first quarter ended March 31, 2026. For the quarter, the company reported net charge-offs were $266,000 compared to $260,000 a year ago.Declared Dividend • Apr 12Fourth quarter dividend of US$0.025 announcedDividend of US$0.025 is the same as last year. Ex-date: 15th April 2026 Payment date: 4th May 2026 Dividend yield will be 0.5%, which is lower than the industry average of 3.2%. Payout Ratios Payout ratio: 5%. Forecast payout ratio in 3 years: 3%.お知らせ • Apr 09Northpointe Bancshares, Inc. Declares Quarterly Cash Dividend on Common Stock, Payable on May 4, 2026Northpointe Bancshares, Inc. announced that its Board of Directors has declared a quarterly cash dividend in the amount of $0.025 per common share, payable May 4, 2026, to stockholders of record as of April 15, 2026.お知らせ • Apr 01Northpointe Bancshares, Inc., Annual General Meeting, May 13, 2026Northpointe Bancshares, Inc., Annual General Meeting, May 13, 2026. Location: conference call, United StatesReported Earnings • Mar 30Full year 2025 earnings: Revenues exceed analysts expectations while EPS lags behindFull year 2025 results: EPS: US$2.14 (up from US$1.83 in FY 2024). Revenue: US$237.6m (up 28% from FY 2024). Net income: US$71.6m (up 52% from FY 2024). Profit margin: 30% (up from 25% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.45% (up from 2.29% in FY 2024). Non-performing loans: 1.51% (down from 1.78% in FY 2024). Revenue exceeded analyst estimates by 1.1%. Earnings per share (EPS) missed analyst estimates by 4.5%. Revenue is forecast to grow 10% p.a. on average during the next 2 years, compared to a 8.8% growth forecast for the Banks industry in the US.お知らせ • Mar 24Northpointe Bancshares, Inc. to Report Q1, 2026 Results on Apr 21, 2026Northpointe Bancshares, Inc. announced that they will report Q1, 2026 results After-Market on Apr 21, 2026お知らせ • Mar 14Northpointe Bancshares, Inc. announced that it has received $20 million in fundingNorthpointe Bancshares, Inc. announced that it has entered into Subordinated Note Purchase Agreement to issue 7.50% fixed-to-floating rate subordinated note for the gross proceeds of $20 million on March 12, 2026. The transaction included participation from an institutional accredited investor. The note will bear interest of 7.5% per annum. The note will mature on March 15, 2036.Recent Insider Transactions • Mar 12Independent Director recently sold US$1.0m worth of stockOn the 9th of March, R. Dean sold around 58k shares on-market at roughly US$17.55 per share. This transaction amounted to 9.4% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$1.8m more than they bought in the last 12 months.Recent Insider Transactions Derivative • Mar 10Independent Director notifies of intention to sell stockR. Dean intends to sell 58k shares in the next 90 days after lodging an Intent To Sell Form on the 9th of March. If the sale is conducted around the recent share price of US$17.55, it would amount to US$1.0m. Since June 2025, Dean has owned 614.79k shares directly. Company insiders have collectively sold US$2.2m more than they bought, via options and on-market transactions in the last 12 months.Buy Or Sell Opportunity • Mar 09Now 21% undervaluedOver the last 90 days, the stock has risen 1.1% to US$17.84. The fair value is estimated to be US$22.51, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 3.2% over the last 3 years. Earnings per share has grown by 36%. Revenue is forecast to grow by 22% in 2 years. Earnings are forecast to grow by 46% in the next 2 years.お知らせ • Feb 28Northpointe Bancshares, Inc. Announces Appointment of Rodney E. Hood to Its Board of Directors, Effective February 27, 2026Northpointe Bancshares, Inc. announced that the Honorable Rodney E. Hood has been appointed to the Board of Directors of the Company and its subsidiary, Northpointe Bank, effective February 27, 2026. Rodney E. Hood brings nearly three decades of leadership in financial services, dedicated to strengthening the resilience of the financial system, modernizing the financial oversight and risk management landscape and promoting financial inclusion and access. During his time as Acting Comptroller of the Currency, Mr. Hood served as the administrator of the federal banking system and Chief Executive Officer of the Office of the Comptroller of the Currency (OCC). He also served as a Director of the Federal Deposit Insurance Corporation (FDIC), as a voting member of the Financial Stability Oversight Council (FSOC), and he chaired the Federal Financial Institutions Examination Council (FFIEC). Prior to his public service career, Mr. Hood held senior leadership positions in retail finance, commercial banking, affordable housing, and community development within the private sector.Recent Insider Transactions • Feb 16Founder recently bought US$636k worth of stockOn the 12th of February, Charles Williams bought around 38k shares on-market at roughly US$16.89 per share. This transaction amounted to 1.3% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Charles has been a buyer over the last 12 months, purchasing a net total of US$886k worth in shares.Recent Insider Transactions • Jan 30Insider recently sold US$290k worth of stockOn the 29th of January, Amy Butler sold around 16k shares on-market at roughly US$17.82 per share. This transaction amounted to 100% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$4.3m more than they bought in the last 12 months.Reported Earnings • Jan 21Full year 2025 earnings: Revenues exceed analysts expectations while EPS lags behindFull year 2025 results: EPS: US$2.14 (up from US$1.83 in FY 2024). Revenue: US$239.6m (up 29% from FY 2024). Net income: US$71.6m (up 52% from FY 2024). Profit margin: 30% (up from 25% in FY 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.1%. Earnings per share (EPS) missed analyst estimates by 4.5%. Revenue is forecast to grow 8.7% p.a. on average during the next 2 years, compared to a 9.0% growth forecast for the Banks industry in the US.お知らせ • Jan 21Northpointe Bancshares, Inc. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2025Northpointe Bancshares, Inc. reported Net charge-offs for the fourth quarter ended December 31, 2025. Net charge-offs were $1.2 million, or 8 basis points annualized as a percentage of average loans, for the fourth quarter of 2025. This compares to $977,000, or 7 basis points annualized as a percentage of average loans, for the third quarter of 2025, and $260,000, or 6 basis points annualized as a percentage of average loans, for the fourth quarter of 2024. The increases in net charge-offs from both comparable periods were largely attributable to losses on several mortgage and construction loans.お知らせ • Jan 07Northpointe Bancshares, Inc. Declares Quarterly Cash Dividend on Common Stock, Payable on February 3, 2026Northpointe Bancshares, Inc. announced that its Board of Directors has declared a quarterly cash dividend in the amount of $0.025 per common share, payable February 3, 2026, to stockholders of record as of January 15, 2026.Recent Insider Transactions Derivative • Dec 24President & Secretary exercised options and sold US$614k worth of stockOn the 19th of December, Kevin Comps exercised options to acquire 35k shares at no cost and sold these for an average price of US$17.67 per share. This trade did not impact their existing holding. Since March 2025, Kevin's direct individual holding has increased from 1.00k shares to 246.45k. Company insiders have collectively sold US$5.4m more than they bought, via options and on-market transactions in the last 12 months.お知らせ • Dec 24Northpointe Bancshares, Inc. announced that it has received $70 million in fundingOn December 23, 2025, Northpointe Bancshares, Inc. closed the transaction. The transaction included participation from 22 investors.お知らせ • Dec 20Northpointe Bancshares, Inc. to Report Q4, 2025 Results on Jan 20, 2026Northpointe Bancshares, Inc. announced that they will report Q4, 2025 results After-Market on Jan 20, 2026お知らせ • Dec 19Northpointe Bancshares, Inc. Announces Audit Committee Changes, Effective January 1, 2026Northpointe Bancshares, Inc. announced that on December 18, 2025, the Board of Directors, at the recommendation of the Corporate Governance and Nominating Committee, appointed David F. Lawrence, an independent director, as Chairman of the Audit Committee, effective January 1, 2026. David F. Lawrence has served as a member of the Audit Committee since August 2025 and brings over 40 years of experience in finance, accounting, financial reporting, audit, compliance, and risk management, including prior service as audit partner with Crowe LLP, where he oversaw and led Crowe's Michigan Financial Services Audit Practice. David F. Lawrence replaces R. Jeffery Dean as Chairman of the Audit Committee, who will continue to serve as a member of the Audit Committee and the Board. The Board determined that David F. Lawrence meets the independence and financial literacy requirements under the rules of the Securities and Exchange Commission and the New York Stock Exchange.Seeking Alpha • Oct 27Northpointe Bancshares: The Valuation Has Become More CompellingSummary Northpointe Bancshares is upgraded to Buy, reflecting strong earnings growth and an attractive valuation after initial caution post-IPO. NPB's Mortgage Purchase Program drove a 65% annualized increase in value, while its deposit base has grown 35% in the last 12 months. Despite heavy mortgage exposure and sector risks, NPB's forward P/E of 7.7 and price below book value present compelling value versus peers. Recent stock pullback and improving mortgage market conditions create a favorable entry point for investors seeking growth and value. Read the full article on Seeking AlphaReported Earnings • Oct 22Third quarter 2025 earnings: EPS and revenues exceed analyst expectationsThird quarter 2025 results: EPS: US$0.58. Revenue: US$63.5m (up 18% from 3Q 2024). Net income: US$20.1m (up 18% from 3Q 2024). Profit margin: 32% (in line with 3Q 2024). Revenue exceeded analyst estimates by 2.3%. Earnings per share (EPS) also surpassed analyst estimates by 1.8%. Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 8.1% growth forecast for the Banks industry in the US.お知らせ • Oct 22Northpointe Bancshares, Inc. Reports Net Charge Offs for the Third Quarter Ended September 30, 2025Northpointe Bancshares, Inc. reported net charge offs for the third quarter ended September 30, 2025. Net charge-offs were $977,000, or 7 basis points annualized as a percentage of average loans, for the third quarter of 2025. This compares to $488,000, or 4 basis points annualized as a percentage of average loans, for the second quarter of 2025, and $554,000, or 5 basis points annualized as a percentage of average loans, for the third quarter of 2024.お知らせ • Oct 07Northpointe Bancshares, Inc. Declares Quarterly Cash Dividend on Common Stock, Payable on November 3, 2025Northpointe Bancshares, Inc. announced that its Board of Directors has declared a quarterly cash dividend in the amount of $0.025 per common share, payable November 3, 2025, to stockholders of record as of October 15, 2025.お知らせ • Sep 22Northpointe Bancshares, Inc. to Report Q3, 2025 Results on Oct 21, 2025Northpointe Bancshares, Inc. announced that they will report Q3, 2025 results After-Market on Oct 21, 2025Recent Insider Transactions • Sep 21Independent Director recently sold US$1.2m worth of stockOn the 12th of September, David Hooker sold around 65k shares on-market at roughly US$18.21 per share. This transaction amounted to 84% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$4.0m more than they bought in the last 12 months.お知らせ • Aug 12Northpointe Bancshares, Inc. and Northpointe Bank Announce Board Appointments, Effective August 12, 2025Northpointe Bancshares, Inc. and its subsidiary, Northpointe Bank, announced the appointment of Raj Chaudhary, David Lawrence, and John Tuttle, to the Company and Northpointe Bank Board of Directors, effective August 12, 2025. Raj Chaudhary is a seasoned executive with over 34 years of experience in digital risk, cybersecurity, enterprise risk management and corporate governance. As a former partner with Crowe, LLP, he was the Global Leader of Digital Risk and Cybersecurity Solutions in their consulting practice. His previous leadership roles include Marketing Manager for IBM and Senior Engineer for Lawson Fisher Associates. Raj brings a wealth of experience in developing enterprise-wide security and privacy programs, executing security strategies and assessments, and auditing and enhancing security practices and physical security procedures. David Lawrence brings nearly 40 years of experience in providing professional and audit services to financial institutions. As a former audit partner with Crowe, LLP, he oversaw and led Crowe’s Michigan Financial Services Audit Practice. He brings invaluable financial services industry experience in finance, accounting, audit, compliance, and governance, including leading assurance and consulting engagements for Crowe serving larger publicly traded banks. John Tuttle is an experienced executive who has served in a variety of leadership roles and developed broad relationships with investors and leaders across various industries. He is currently President of Acrisure, a global fintech leader that employs over 19,000 people across 24 countries. John’s previous leadership roles include Vice Chairman of the New York Stock Exchange and serving at the U.S. Department of State. Throughout his career, he has helped drive operational and financial performance and has extensive public company experience, including listings, capital markets, and exchange-traded products.Reported Earnings • Jul 23Second quarter 2025 earnings: EPS in line with analyst expectations despite revenue beatSecond quarter 2025 results: EPS: US$0.52. Net income: US$18.0m (up US$18.0m from 2Q 2024). Revenue exceeded analyst estimates by 4.0%. Earnings per share (EPS) were mostly in line with analyst estimates. Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 7.5% growth forecast for the Banks industry in the US.お知らせ • Jul 23Northpointe Bancshares, Inc. Reports Net Charge Offs for the Second Quarter Ended June 30, 2025Northpointe Bancshares, Inc. reported net charge offs for the second quarter of June 30, 2025. For the quarter, the company reported Net charge-offs remained historically low at $488,000, or 4 basis points annualized as a percentage of average loans held for investment, for the second quarter of 2025. This compares to $260,000, or 2 basis points annualized as a percentage of average loans held for investment, for the first quarter of 2025 and $742,000, or 7 basis points annualized as a percentage of average loans held for investment, for the second quarter of 2024.お知らせ • Jul 08Northpointe Bancshares, Inc. Declares Quarterly Cash Dividend on Common Stock, Payable on August 4, 2025Northpointe Bancshares, Inc. announced that its Board of Directors has declared a quarterly cash dividend in the amount of $0.025 per common share, payable August 4, 2025, to stockholders of record as of July 15, 2025.お知らせ • Jun 26Northpointe Bancshares, Inc. Announces Executive Changes, Effective March 28, 2025The Board of Directors of Northpointe Bancshares, Inc. has appointed Gary Dykstra to serve as its principal accounting officer, effective March 28, 2025. Mr. Bradley T. Howes, who previously served as the Company’s principal accounting officer, continues to serve in his role as Executive Vice President and Chief Financial Officer. Mr. Dykstra, age 62, currently serves as the Company’s Senior Vice President and Controller, a role he has held since January 2021. He joined the Company in February 2020 and has since held a series of progressively senior roles in financial reporting and accounting. Prior to joining the Company, Mr. Dykstra spent over a decade at Bank of America Corporation, where he held several senior finance roles. From 2010 to 2019, he served as Senior Vice President and Senior Finance Manager within the Global Corporate Investment Banking and Global Banking and Markets divisions. Earlier in his career, Mr. Dykstra served as Assistant Controller at Chicago Research & Trading. Mr. Dykstra holds an M.B.A. from DePaul University and a B.A. in Accounting and Business Economic from Northwestern College.お知らせ • Jun 20Northpointe Bancshares, Inc. to Report Q2, 2025 Results on Jul 22, 2025Northpointe Bancshares, Inc. announced that they will report Q2, 2025 results After-Market on Jul 22, 2025お知らせ • May 23Northpointe Bancshares, Inc. Declares One Time Special Cash Dividend on 8.25% Fixed-To-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series A and 7.25% Fixed-To-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series B, Payable on June 30, 2025In connection with the Series A Amendment and the Series B Amendment, the Board of Directors of Northpointe Bancshares, Inc. has approved a one-time special cash dividend in the amount of $2.50 per share on the Company’s 8.25% Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series A and the Company’s 7.25% Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series B. The Special Dividend is payable to holders of record of the Series A Preferred Stock and Series B Preferred Stock as of May 21, 2025, and will be paid on June 30, 2025.お知らせ • Apr 16Northpointe Appoints Patrick Collins as Senior Vice President of Mortgage Warehouse LendingNorthpointe Bancshares, Inc. announced the hiring of Patrick Collins as Senior Vice President of Mortgage Warehouse Lending. In this role, Collins will help oversee the strategic direction, growth and operations of the bank's mortgage warehouse lending division, reinforcing Northpointe's commitment to providing exceptional services to its clients. Collins brings over two decades of experience in the financial services industry, with a strong emphasis on mortgage warehouse lending. Before joining Northpointe, he served as Senior Vice President of Mortgage Warehouse Lending at Centier Bank, where he was instrumental in expanding the bank's warehouse lending portfolio and enhancing operational efficiencies. Throughout his career, Collins has demonstrated a consistent ability to drive growth and foster strong relationships within the mortgage banking community. His extensive knowledge of warehouse lending operations and strategic vision makes him a valuable addition to the Northpointe leadership team. Collins holds a Bachelor of Accounting from DeVry University and is an active member of the Mortgage Bankers Association, contributing to various committees focused on loan production and warehouse lending.お知らせ • Apr 14Northpointe Bancshares, Inc., Annual General Meeting, May 15, 2025Northpointe Bancshares, Inc., Annual General Meeting, May 15, 2025. Location: via conference call, conference roomnumber 375-775-989, ask questions during the meeting by dialing in, 1-312-757-2166, United Statesお知らせ • Apr 08Northpointe Bancshares, Inc. Declares Quarterly Cash Dividend on Common Stock, Payable May 2, 2025Northpointe Bancshares, Inc. announced that its Board of Directors has declared a quarterly cash dividend in the amount of $0.025 per common share, payable May 2, 2025, to stockholders of record as of April 15, 2025.お知らせ • Mar 21Northpointe Bancshares, Inc. to Report Q1, 2025 Results on Apr 22, 2025Northpointe Bancshares, Inc. announced that they will report Q1, 2025 results After-Market on Apr 22, 2025Buy Or Sell Opportunity • Mar 18Now 21% undervaluedThe stock has been flat over the last 90 days, currently trading at US$14.40. The fair value is estimated to be US$18.12, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 17% over the last year. Earnings per share has grown by 75%. Revenue is forecast to grow by 44% in 2 years. Earnings are forecast to grow by 138% in the next 2 years.Recent Insider Transactions • Mar 06Independent Director recently sold US$689k worth of stockOn the 4th of March, Robert De Vlieger sold around 51k shares on-market at roughly US$13.56 per share. This transaction amounted to 6.3% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth US$1.4m. Insiders have been net sellers, collectively disposing of US$1.9m more than they bought in the last 12 months.Buy Or Sell Opportunity • Mar 03Now 20% undervaluedThe stock has been flat over the last 90 days, currently trading at US$14.43. The fair value is estimated to be US$18.06, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 17% over the last year. Earnings per share has grown by 75%.Recent Insider Transactions • Feb 21Independent Director recently sold US$1.4m worth of stockOn the 18th of February, Robert De Vlieger sold around 98k shares on-market at roughly US$14.50 per share. This transaction amounted to 11% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was the only on-market transaction from insiders over the last 12 months.Board Change • Feb 20Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 2 experienced directors. 5 highly experienced directors. Independent Director Carrie Boer was the last director to join the board, commencing their role in 2020. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.業績と収益の成長予測NYSE:NPB - アナリストの将来予測と過去の財務データ ( )USD Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数12/31/2027288105N/AN/A212/31/202626795N/AN/A23/31/2026252782428N/A12/31/2025238724144N/A9/30/2025214627982N/A6/30/2025205593537N/A3/31/20251915215575N/A12/31/20241864710020N/A9/30/202417638207127N/A12/31/202319824499504N/A12/31/2022255141,3731,352N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: NPBの予測収益成長率 (年間15.9% ) は 貯蓄率 ( 3.5% ) を上回っています。収益対市場: NPBの収益 ( 15.9% ) US市場 ( 16.8% ) よりも低い成長が予測されています。高成長収益: NPBの収益は増加すると予測されていますが、大幅には増加しません。収益対市場: NPBの収益 ( 7.9% ) US市場 ( 11.7% ) よりも低い成長が予測されています。高い収益成長: NPBの収益 ( 7.9% ) 20%よりも低い成長が予測されています。一株当たり利益成長率予想将来の株主資本利益率将来のROE: NPBの 自己資本利益率 が 3 年後に高くなると予測されるかどうかを判断するにはデータが不十分です成長企業の発掘7D1Y7D1Y7D1YBanks 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/22 10:52終値2026/05/22 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Northpointe Bancshares, Inc. 3 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。3 アナリスト機関Christopher MarinacBrean Capital Historical (Janney Montgomery)Damon DelMonteKeefe, Bruyette, & WoodsCrispin LovePiper Sandler Companies
Recent Insider Transactions Derivative • May 05Independent Director notifies of intention to sell stockDavid Hooker intends to sell 7k shares in the next 90 days after lodging an Intent To Sell Form on the 1st of May. If the sale is conducted around the recent share price of US$17.82, it would amount to US$125k. Since September 2025, David has owned 12.00k shares directly. Company insiders have collectively sold US$3.4m more than they bought, via options and on-market transactions in the last 12 months.
お知らせ • Apr 23Northpointe Bancshares, Inc. Reports Net Charge Offs for the First Quarter Ended March 31, 2026Northpointe Bancshares, Inc. reported net charge offs for the first quarter ended March 31, 2026. For the quarter, the company reported net charge-offs were $266,000 compared to $260,000 a year ago.
Declared Dividend • Apr 12Fourth quarter dividend of US$0.025 announcedDividend of US$0.025 is the same as last year. Ex-date: 15th April 2026 Payment date: 4th May 2026 Dividend yield will be 0.5%, which is lower than the industry average of 3.2%. Payout Ratios Payout ratio: 5%. Forecast payout ratio in 3 years: 3%.
お知らせ • Apr 09Northpointe Bancshares, Inc. Declares Quarterly Cash Dividend on Common Stock, Payable on May 4, 2026Northpointe Bancshares, Inc. announced that its Board of Directors has declared a quarterly cash dividend in the amount of $0.025 per common share, payable May 4, 2026, to stockholders of record as of April 15, 2026.
お知らせ • Apr 01Northpointe Bancshares, Inc., Annual General Meeting, May 13, 2026Northpointe Bancshares, Inc., Annual General Meeting, May 13, 2026. Location: conference call, United States
Reported Earnings • Mar 30Full year 2025 earnings: Revenues exceed analysts expectations while EPS lags behindFull year 2025 results: EPS: US$2.14 (up from US$1.83 in FY 2024). Revenue: US$237.6m (up 28% from FY 2024). Net income: US$71.6m (up 52% from FY 2024). Profit margin: 30% (up from 25% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.45% (up from 2.29% in FY 2024). Non-performing loans: 1.51% (down from 1.78% in FY 2024). Revenue exceeded analyst estimates by 1.1%. Earnings per share (EPS) missed analyst estimates by 4.5%. Revenue is forecast to grow 10% p.a. on average during the next 2 years, compared to a 8.8% growth forecast for the Banks industry in the US.
お知らせ • Mar 24Northpointe Bancshares, Inc. to Report Q1, 2026 Results on Apr 21, 2026Northpointe Bancshares, Inc. announced that they will report Q1, 2026 results After-Market on Apr 21, 2026
お知らせ • Mar 14Northpointe Bancshares, Inc. announced that it has received $20 million in fundingNorthpointe Bancshares, Inc. announced that it has entered into Subordinated Note Purchase Agreement to issue 7.50% fixed-to-floating rate subordinated note for the gross proceeds of $20 million on March 12, 2026. The transaction included participation from an institutional accredited investor. The note will bear interest of 7.5% per annum. The note will mature on March 15, 2036.
Recent Insider Transactions • Mar 12Independent Director recently sold US$1.0m worth of stockOn the 9th of March, R. Dean sold around 58k shares on-market at roughly US$17.55 per share. This transaction amounted to 9.4% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$1.8m more than they bought in the last 12 months.
Recent Insider Transactions Derivative • Mar 10Independent Director notifies of intention to sell stockR. Dean intends to sell 58k shares in the next 90 days after lodging an Intent To Sell Form on the 9th of March. If the sale is conducted around the recent share price of US$17.55, it would amount to US$1.0m. Since June 2025, Dean has owned 614.79k shares directly. Company insiders have collectively sold US$2.2m more than they bought, via options and on-market transactions in the last 12 months.
Buy Or Sell Opportunity • Mar 09Now 21% undervaluedOver the last 90 days, the stock has risen 1.1% to US$17.84. The fair value is estimated to be US$22.51, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 3.2% over the last 3 years. Earnings per share has grown by 36%. Revenue is forecast to grow by 22% in 2 years. Earnings are forecast to grow by 46% in the next 2 years.
お知らせ • Feb 28Northpointe Bancshares, Inc. Announces Appointment of Rodney E. Hood to Its Board of Directors, Effective February 27, 2026Northpointe Bancshares, Inc. announced that the Honorable Rodney E. Hood has been appointed to the Board of Directors of the Company and its subsidiary, Northpointe Bank, effective February 27, 2026. Rodney E. Hood brings nearly three decades of leadership in financial services, dedicated to strengthening the resilience of the financial system, modernizing the financial oversight and risk management landscape and promoting financial inclusion and access. During his time as Acting Comptroller of the Currency, Mr. Hood served as the administrator of the federal banking system and Chief Executive Officer of the Office of the Comptroller of the Currency (OCC). He also served as a Director of the Federal Deposit Insurance Corporation (FDIC), as a voting member of the Financial Stability Oversight Council (FSOC), and he chaired the Federal Financial Institutions Examination Council (FFIEC). Prior to his public service career, Mr. Hood held senior leadership positions in retail finance, commercial banking, affordable housing, and community development within the private sector.
Recent Insider Transactions • Feb 16Founder recently bought US$636k worth of stockOn the 12th of February, Charles Williams bought around 38k shares on-market at roughly US$16.89 per share. This transaction amounted to 1.3% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Charles has been a buyer over the last 12 months, purchasing a net total of US$886k worth in shares.
Recent Insider Transactions • Jan 30Insider recently sold US$290k worth of stockOn the 29th of January, Amy Butler sold around 16k shares on-market at roughly US$17.82 per share. This transaction amounted to 100% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$4.3m more than they bought in the last 12 months.
Reported Earnings • Jan 21Full year 2025 earnings: Revenues exceed analysts expectations while EPS lags behindFull year 2025 results: EPS: US$2.14 (up from US$1.83 in FY 2024). Revenue: US$239.6m (up 29% from FY 2024). Net income: US$71.6m (up 52% from FY 2024). Profit margin: 30% (up from 25% in FY 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.1%. Earnings per share (EPS) missed analyst estimates by 4.5%. Revenue is forecast to grow 8.7% p.a. on average during the next 2 years, compared to a 9.0% growth forecast for the Banks industry in the US.
お知らせ • Jan 21Northpointe Bancshares, Inc. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2025Northpointe Bancshares, Inc. reported Net charge-offs for the fourth quarter ended December 31, 2025. Net charge-offs were $1.2 million, or 8 basis points annualized as a percentage of average loans, for the fourth quarter of 2025. This compares to $977,000, or 7 basis points annualized as a percentage of average loans, for the third quarter of 2025, and $260,000, or 6 basis points annualized as a percentage of average loans, for the fourth quarter of 2024. The increases in net charge-offs from both comparable periods were largely attributable to losses on several mortgage and construction loans.
お知らせ • Jan 07Northpointe Bancshares, Inc. Declares Quarterly Cash Dividend on Common Stock, Payable on February 3, 2026Northpointe Bancshares, Inc. announced that its Board of Directors has declared a quarterly cash dividend in the amount of $0.025 per common share, payable February 3, 2026, to stockholders of record as of January 15, 2026.
Recent Insider Transactions Derivative • Dec 24President & Secretary exercised options and sold US$614k worth of stockOn the 19th of December, Kevin Comps exercised options to acquire 35k shares at no cost and sold these for an average price of US$17.67 per share. This trade did not impact their existing holding. Since March 2025, Kevin's direct individual holding has increased from 1.00k shares to 246.45k. Company insiders have collectively sold US$5.4m more than they bought, via options and on-market transactions in the last 12 months.
お知らせ • Dec 24Northpointe Bancshares, Inc. announced that it has received $70 million in fundingOn December 23, 2025, Northpointe Bancshares, Inc. closed the transaction. The transaction included participation from 22 investors.
お知らせ • Dec 20Northpointe Bancshares, Inc. to Report Q4, 2025 Results on Jan 20, 2026Northpointe Bancshares, Inc. announced that they will report Q4, 2025 results After-Market on Jan 20, 2026
お知らせ • Dec 19Northpointe Bancshares, Inc. Announces Audit Committee Changes, Effective January 1, 2026Northpointe Bancshares, Inc. announced that on December 18, 2025, the Board of Directors, at the recommendation of the Corporate Governance and Nominating Committee, appointed David F. Lawrence, an independent director, as Chairman of the Audit Committee, effective January 1, 2026. David F. Lawrence has served as a member of the Audit Committee since August 2025 and brings over 40 years of experience in finance, accounting, financial reporting, audit, compliance, and risk management, including prior service as audit partner with Crowe LLP, where he oversaw and led Crowe's Michigan Financial Services Audit Practice. David F. Lawrence replaces R. Jeffery Dean as Chairman of the Audit Committee, who will continue to serve as a member of the Audit Committee and the Board. The Board determined that David F. Lawrence meets the independence and financial literacy requirements under the rules of the Securities and Exchange Commission and the New York Stock Exchange.
Seeking Alpha • Oct 27Northpointe Bancshares: The Valuation Has Become More CompellingSummary Northpointe Bancshares is upgraded to Buy, reflecting strong earnings growth and an attractive valuation after initial caution post-IPO. NPB's Mortgage Purchase Program drove a 65% annualized increase in value, while its deposit base has grown 35% in the last 12 months. Despite heavy mortgage exposure and sector risks, NPB's forward P/E of 7.7 and price below book value present compelling value versus peers. Recent stock pullback and improving mortgage market conditions create a favorable entry point for investors seeking growth and value. Read the full article on Seeking Alpha
Reported Earnings • Oct 22Third quarter 2025 earnings: EPS and revenues exceed analyst expectationsThird quarter 2025 results: EPS: US$0.58. Revenue: US$63.5m (up 18% from 3Q 2024). Net income: US$20.1m (up 18% from 3Q 2024). Profit margin: 32% (in line with 3Q 2024). Revenue exceeded analyst estimates by 2.3%. Earnings per share (EPS) also surpassed analyst estimates by 1.8%. Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 8.1% growth forecast for the Banks industry in the US.
お知らせ • Oct 22Northpointe Bancshares, Inc. Reports Net Charge Offs for the Third Quarter Ended September 30, 2025Northpointe Bancshares, Inc. reported net charge offs for the third quarter ended September 30, 2025. Net charge-offs were $977,000, or 7 basis points annualized as a percentage of average loans, for the third quarter of 2025. This compares to $488,000, or 4 basis points annualized as a percentage of average loans, for the second quarter of 2025, and $554,000, or 5 basis points annualized as a percentage of average loans, for the third quarter of 2024.
お知らせ • Oct 07Northpointe Bancshares, Inc. Declares Quarterly Cash Dividend on Common Stock, Payable on November 3, 2025Northpointe Bancshares, Inc. announced that its Board of Directors has declared a quarterly cash dividend in the amount of $0.025 per common share, payable November 3, 2025, to stockholders of record as of October 15, 2025.
お知らせ • Sep 22Northpointe Bancshares, Inc. to Report Q3, 2025 Results on Oct 21, 2025Northpointe Bancshares, Inc. announced that they will report Q3, 2025 results After-Market on Oct 21, 2025
Recent Insider Transactions • Sep 21Independent Director recently sold US$1.2m worth of stockOn the 12th of September, David Hooker sold around 65k shares on-market at roughly US$18.21 per share. This transaction amounted to 84% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$4.0m more than they bought in the last 12 months.
お知らせ • Aug 12Northpointe Bancshares, Inc. and Northpointe Bank Announce Board Appointments, Effective August 12, 2025Northpointe Bancshares, Inc. and its subsidiary, Northpointe Bank, announced the appointment of Raj Chaudhary, David Lawrence, and John Tuttle, to the Company and Northpointe Bank Board of Directors, effective August 12, 2025. Raj Chaudhary is a seasoned executive with over 34 years of experience in digital risk, cybersecurity, enterprise risk management and corporate governance. As a former partner with Crowe, LLP, he was the Global Leader of Digital Risk and Cybersecurity Solutions in their consulting practice. His previous leadership roles include Marketing Manager for IBM and Senior Engineer for Lawson Fisher Associates. Raj brings a wealth of experience in developing enterprise-wide security and privacy programs, executing security strategies and assessments, and auditing and enhancing security practices and physical security procedures. David Lawrence brings nearly 40 years of experience in providing professional and audit services to financial institutions. As a former audit partner with Crowe, LLP, he oversaw and led Crowe’s Michigan Financial Services Audit Practice. He brings invaluable financial services industry experience in finance, accounting, audit, compliance, and governance, including leading assurance and consulting engagements for Crowe serving larger publicly traded banks. John Tuttle is an experienced executive who has served in a variety of leadership roles and developed broad relationships with investors and leaders across various industries. He is currently President of Acrisure, a global fintech leader that employs over 19,000 people across 24 countries. John’s previous leadership roles include Vice Chairman of the New York Stock Exchange and serving at the U.S. Department of State. Throughout his career, he has helped drive operational and financial performance and has extensive public company experience, including listings, capital markets, and exchange-traded products.
Reported Earnings • Jul 23Second quarter 2025 earnings: EPS in line with analyst expectations despite revenue beatSecond quarter 2025 results: EPS: US$0.52. Net income: US$18.0m (up US$18.0m from 2Q 2024). Revenue exceeded analyst estimates by 4.0%. Earnings per share (EPS) were mostly in line with analyst estimates. Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 7.5% growth forecast for the Banks industry in the US.
お知らせ • Jul 23Northpointe Bancshares, Inc. Reports Net Charge Offs for the Second Quarter Ended June 30, 2025Northpointe Bancshares, Inc. reported net charge offs for the second quarter of June 30, 2025. For the quarter, the company reported Net charge-offs remained historically low at $488,000, or 4 basis points annualized as a percentage of average loans held for investment, for the second quarter of 2025. This compares to $260,000, or 2 basis points annualized as a percentage of average loans held for investment, for the first quarter of 2025 and $742,000, or 7 basis points annualized as a percentage of average loans held for investment, for the second quarter of 2024.
お知らせ • Jul 08Northpointe Bancshares, Inc. Declares Quarterly Cash Dividend on Common Stock, Payable on August 4, 2025Northpointe Bancshares, Inc. announced that its Board of Directors has declared a quarterly cash dividend in the amount of $0.025 per common share, payable August 4, 2025, to stockholders of record as of July 15, 2025.
お知らせ • Jun 26Northpointe Bancshares, Inc. Announces Executive Changes, Effective March 28, 2025The Board of Directors of Northpointe Bancshares, Inc. has appointed Gary Dykstra to serve as its principal accounting officer, effective March 28, 2025. Mr. Bradley T. Howes, who previously served as the Company’s principal accounting officer, continues to serve in his role as Executive Vice President and Chief Financial Officer. Mr. Dykstra, age 62, currently serves as the Company’s Senior Vice President and Controller, a role he has held since January 2021. He joined the Company in February 2020 and has since held a series of progressively senior roles in financial reporting and accounting. Prior to joining the Company, Mr. Dykstra spent over a decade at Bank of America Corporation, where he held several senior finance roles. From 2010 to 2019, he served as Senior Vice President and Senior Finance Manager within the Global Corporate Investment Banking and Global Banking and Markets divisions. Earlier in his career, Mr. Dykstra served as Assistant Controller at Chicago Research & Trading. Mr. Dykstra holds an M.B.A. from DePaul University and a B.A. in Accounting and Business Economic from Northwestern College.
お知らせ • Jun 20Northpointe Bancshares, Inc. to Report Q2, 2025 Results on Jul 22, 2025Northpointe Bancshares, Inc. announced that they will report Q2, 2025 results After-Market on Jul 22, 2025
お知らせ • May 23Northpointe Bancshares, Inc. Declares One Time Special Cash Dividend on 8.25% Fixed-To-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series A and 7.25% Fixed-To-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series B, Payable on June 30, 2025In connection with the Series A Amendment and the Series B Amendment, the Board of Directors of Northpointe Bancshares, Inc. has approved a one-time special cash dividend in the amount of $2.50 per share on the Company’s 8.25% Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series A and the Company’s 7.25% Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series B. The Special Dividend is payable to holders of record of the Series A Preferred Stock and Series B Preferred Stock as of May 21, 2025, and will be paid on June 30, 2025.
お知らせ • Apr 16Northpointe Appoints Patrick Collins as Senior Vice President of Mortgage Warehouse LendingNorthpointe Bancshares, Inc. announced the hiring of Patrick Collins as Senior Vice President of Mortgage Warehouse Lending. In this role, Collins will help oversee the strategic direction, growth and operations of the bank's mortgage warehouse lending division, reinforcing Northpointe's commitment to providing exceptional services to its clients. Collins brings over two decades of experience in the financial services industry, with a strong emphasis on mortgage warehouse lending. Before joining Northpointe, he served as Senior Vice President of Mortgage Warehouse Lending at Centier Bank, where he was instrumental in expanding the bank's warehouse lending portfolio and enhancing operational efficiencies. Throughout his career, Collins has demonstrated a consistent ability to drive growth and foster strong relationships within the mortgage banking community. His extensive knowledge of warehouse lending operations and strategic vision makes him a valuable addition to the Northpointe leadership team. Collins holds a Bachelor of Accounting from DeVry University and is an active member of the Mortgage Bankers Association, contributing to various committees focused on loan production and warehouse lending.
お知らせ • Apr 14Northpointe Bancshares, Inc., Annual General Meeting, May 15, 2025Northpointe Bancshares, Inc., Annual General Meeting, May 15, 2025. Location: via conference call, conference roomnumber 375-775-989, ask questions during the meeting by dialing in, 1-312-757-2166, United States
お知らせ • Apr 08Northpointe Bancshares, Inc. Declares Quarterly Cash Dividend on Common Stock, Payable May 2, 2025Northpointe Bancshares, Inc. announced that its Board of Directors has declared a quarterly cash dividend in the amount of $0.025 per common share, payable May 2, 2025, to stockholders of record as of April 15, 2025.
お知らせ • Mar 21Northpointe Bancshares, Inc. to Report Q1, 2025 Results on Apr 22, 2025Northpointe Bancshares, Inc. announced that they will report Q1, 2025 results After-Market on Apr 22, 2025
Buy Or Sell Opportunity • Mar 18Now 21% undervaluedThe stock has been flat over the last 90 days, currently trading at US$14.40. The fair value is estimated to be US$18.12, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 17% over the last year. Earnings per share has grown by 75%. Revenue is forecast to grow by 44% in 2 years. Earnings are forecast to grow by 138% in the next 2 years.
Recent Insider Transactions • Mar 06Independent Director recently sold US$689k worth of stockOn the 4th of March, Robert De Vlieger sold around 51k shares on-market at roughly US$13.56 per share. This transaction amounted to 6.3% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth US$1.4m. Insiders have been net sellers, collectively disposing of US$1.9m more than they bought in the last 12 months.
Buy Or Sell Opportunity • Mar 03Now 20% undervaluedThe stock has been flat over the last 90 days, currently trading at US$14.43. The fair value is estimated to be US$18.06, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 17% over the last year. Earnings per share has grown by 75%.
Recent Insider Transactions • Feb 21Independent Director recently sold US$1.4m worth of stockOn the 18th of February, Robert De Vlieger sold around 98k shares on-market at roughly US$14.50 per share. This transaction amounted to 11% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was the only on-market transaction from insiders over the last 12 months.
Board Change • Feb 20Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 2 experienced directors. 5 highly experienced directors. Independent Director Carrie Boer was the last director to join the board, commencing their role in 2020. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.