View ValuationBeacon Financial 将来の成長Future 基準チェック /56Beacon Financialは、42.3%と20%でそれぞれ年率42.3%で利益と収益が成長すると予測される一方、EPSはgrowで44.1%年率。主要情報42.3%収益成長率44.10%EPS成長率Banks 収益成長8.2%収益成長率20.0%将来の株主資本利益率n/aアナリストカバレッジGood最終更新日05 May 2026今後の成長に関する最新情報更新なしすべての更新を表示Recent updatesUpcoming Dividend • May 11Upcoming dividend of US$0.32 per shareEligible shareholders must have bought the stock before 15 May 2026. Payment date: 29 May 2026. Payout ratio is on the higher end at 81%, however this is supported by cash flows. Trailing yield: 4.5%. Within top quartile of American dividend payers (4.2%). Higher than average of industry peers (2.4%).ライブニュース • May 08Beacon Financial Receives Approval for Up to $50 Million Share Buyback ProgramBeacon Financial received Federal Reserve non-objection for a previously announced stock repurchase program. The company is authorized to repurchase up to $50 million of its common stock. The buyback window runs from May 5, 2026 through May 4, 2027, using open market or negotiated transactions at prevailing prices. For you as an investor, this filing confirms that regulators have cleared Beacon Financial’s plan and that the company now has flexibility to return capital through share repurchases over the next year. The $50 million authorization sets an upper limit on potential buybacks, and the filing indicates that purchases may occur in the open market or through negotiated deals, giving the company room to adjust activity based on trading conditions and internal priorities. It is also important to keep in mind that this is an authorization rather than a commitment. The actual level and timing of any repurchases will depend on factors such as capital needs, profitability, and other uses of cash that management may consider during the May 2026 to May 2027 period. Investors tracking Beacon Financial may want to watch future quarterly reports and regulatory filings to see how much of the program is used.お知らせ • May 02Beacon Financial Corporation Reports Net Charge offs for the First Quarter Ended March 31, 2026Beacon Financial Corporation reported net charge offs for the first quarter ended March 31, 2026. For the period, the company reported net charge-offs of $13,551,000 compared to $7,597,000 a year ago.Reported Earnings • May 01First quarter 2026 earnings: EPS and revenues miss analyst expectationsFirst quarter 2026 results: EPS: US$0.55 (up from US$0.21 in 1Q 2025). Revenue: US$206.8m (up 142% from 1Q 2025). Net income: US$46.2m (up 142% from 1Q 2025). Profit margin: 22% (in line with 1Q 2025). Revenue missed analyst estimates by 6.9%. Earnings per share (EPS) also missed analyst estimates by 31%. Revenue is forecast to grow 23% p.a. on average during the next 2 years, compared to a 8.5% growth forecast for the Banks industry in the US.お知らせ • May 01Beacon Financial Corporation announces Quarterly dividend, payable on May 29, 2026Beacon Financial Corporation announced Quarterly dividend of USD 0.3225 per share payable on May 29, 2026, ex-date on May 15, 2026 and record date on May 15, 2026.お知らせ • Apr 30Beacon Financial Corporation (NYSE:BBT) announces an Equity Buyback for $50 million worth of its shares.Beacon Financial Corporation (NYSE:BBT) announces a share repurchase program. Under the program, the company will repurchase up to $50 million worth of its shares. The stock repurchase program is subject to regulatory approval. The program will be valid over 12 months following the authorization by regulatory authorities.New Risk • Apr 30New major risk - Revenue and earnings growthEarnings have declined by 18% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 18% per year over the past 5 years. Minor Risks Large one-off items impacting financial results. Significant insider selling over the past 3 months (US$538k sold).お知らせ • Apr 24Beacon Financial Corporation Appoints Gary Levante as Chief Marketing OfficerBeacon Financial Corporation announced the appointment of Gary Levante as Chief Marketing Officer. As a member of the Executive Management Committee, Levante reports to President and CEO Paul Perrault and leads all aspects of the brand strategy, marketing, communications and public affairs for the Company. In this role, he is responsible for advancing the Company's strategic goals by establishing Beacon's new brand, deepening client engagement and delivering integrated marketing and communications programs. He will work closely with other members of the leadership team and board to strengthen the brand and deepen Beacon's connection to its employees, clients and broader communities. Most recently, Levante served as Chief Communication & Sustainability Officer of Berkshire Bank which he joined in 2010. Levante is committed to giving back to his communities, including as chairperson for the national nonprofit America's Charities, a member of the Massachusetts Bankers Association State Legislative & Regulatory Affairs Committee; trustee with the bank's foundation; board member of Berkshire Omega and vice chair of the City of Pittsfield Community Development Board.お知らせ • Apr 08Beacon Financial Corporation to Report Q1, 2026 Results on Apr 29, 2026Beacon Financial Corporation announced that they will report Q1, 2026 results at 4:00 PM, US Eastern Standard Time on Apr 29, 2026Seeking Alpha • Apr 08Beacon Financial: Upcoming Earnings Will Give Greater ClaritySummary Beacon Financial Corporation remains a Hold as integration risks and muted performance metrics offset its compelling forward valuation. BBT's Q4 2025 marked its first full quarter post-merger, with adjusted EPS up 243% YoY and net interest margin improving to 3.82%. A forward P/E below 9 and a 4.26% dividend yield make BBT attractive, but asset quality trends and integration execution require close monitoring. I await Q1 2026 results for clearer visibility on sustainable earnings, asset quality, and merger synergies before considering an upgrade. Read the full article on Seeking AlphaReported Earnings • Mar 04Full year 2025 earnings: EPS exceeds analyst expectations while revenues lag behindFull year 2025 results: EPS: US$1.03 (up from US$0.77 in FY 2024). Revenue: US$511.6m (up 53% from FY 2024). Net income: US$90.3m (up 31% from FY 2024). Profit margin: 18% (down from 21% in FY 2024). Net interest margin (NIM): 3.56% (up from 3.06% in FY 2024). Cost-to-income ratio: 70.5% (up from 68.1% in FY 2024). Non-performing loans: 0.63% (down from 0.71% in FY 2024). Revenue missed analyst estimates by 3.5%. Earnings per share (EPS) exceeded analyst estimates by 33%. Revenue is forecast to grow 29% p.a. on average during the next 2 years, compared to a 9.0% growth forecast for the Banks industry in the US.Recent Insider Transactions • Feb 27Chief Banking Officer recently sold US$538k worth of stockOn the 26th of February, Michael McCurdy sold around 17k shares on-market at roughly US$31.04 per share. This transaction amounted to 40% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$271k more than they bought in the last 12 months.Upcoming Dividend • Feb 06Upcoming dividend of US$0.32 per shareEligible shareholders must have bought the stock before 13 February 2026. Payment date: 27 February 2026. Payout ratio is a comfortable 62% but the company is paying out more than the cash it is generating. Trailing yield: 4.2%. Within top quartile of American dividend payers (4.1%). Higher than average of industry peers (2.3%).お知らせ • Feb 02Beacon Financial Corporation, Annual General Meeting, May 13, 2026Beacon Financial Corporation, Annual General Meeting, May 13, 2026.Reported Earnings • Jan 29Full year 2025 earnings: EPS exceeds analyst expectations while revenues lag behindFull year 2025 results: EPS: US$1.03 (up from US$0.77 in FY 2024). Revenue: US$511.6m (up 53% from FY 2024). Net income: US$90.3m (up 31% from FY 2024). Profit margin: 18% (down from 21% in FY 2024). Net interest margin (NIM): 3.56% (up from 3.06% in FY 2024). Cost-to-income ratio: 70.5% (up from 68.1% in FY 2024). Non-performing loans: 0.63% (down from 0.71% in FY 2024). Revenue missed analyst estimates by 3.5%. Earnings per share (EPS) exceeded analyst estimates by 33%. Revenue is forecast to grow 29% p.a. on average during the next 2 years, compared to a 8.9% growth forecast for the Banks industry in the US.お知らせ • Jan 29+ 1 more updateBeacon Financial Corporation Approves Dividend for the Quarter Ended December 31, 2025, Payable on February 27, 2026Beacon Financial Corporation Board of Directors approved a dividend of $0.3225 per share for the quarter ended December 31, 2025. The dividend will be paid on February 27, 2026 to stockholders of record on February 13, 2026.お知らせ • Jan 09Beacon Financial Corporation to Report Q4, 2025 Results on Jan 28, 2026Beacon Financial Corporation announced that they will report Q4, 2025 results After-Market on Jan 28, 2026Buy Or Sell Opportunity • Nov 05Now 21% overvalued after recent price riseOver the last 90 days, the stock has risen 9.0% to US$26.20. The fair value is estimated to be US$21.66, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 33%. Revenue is forecast to grow by 207% in 2 years. Earnings are forecast to grow by 13,416% in the next 2 years.New Risk • Oct 31New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 98% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. Currently, the following risks have been identified for the company: Minor Risks Dividend is not well covered by earnings (dividend per share is over 26x earnings per share). Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (0.8% net profit margin).Reported Earnings • Oct 31Third quarter 2025 earnings released: US$0.64 loss per share (vs US$0.23 profit in 3Q 2024)Third quarter 2025 results: US$0.64 loss per share (down from US$0.23 profit in 3Q 2024). Revenue: US$57.4m (down 32% from 3Q 2024). Net loss: US$56.3m (down 379% from profit in 3Q 2024). Revenue is forecast to grow 76% p.a. on average during the next 2 years, compared to a 8.1% growth forecast for the Banks industry in the US.お知らせ • Oct 30+ 1 more updateBeacon Financial Corporation Approves Dividend for the Quarter Ended September 30, 2025, Payable on November 24, 2025The Board of Directors of Beacon Financial Corporation approved a dividend of $0.3225 per share for the quarter ended September 30, 2025. The dividend will be paid on November 24, 2025 to stockholders of record on November 10, 2025.お知らせ • Oct 07Beacon Financial Corporation to Report Q3, 2025 Results on Oct 29, 2025Beacon Financial Corporation announced that they will report Q3, 2025 results After-Market on Oct 29, 2025New Risk • Sep 11New major risk - Shareholder dilutionThe company's shareholders have been substantially diluted in the past year. Increase in shares outstanding: 126% This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. This is currently the only risk that has been identified for the company.Board Change • Sep 08Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 6 highly experienced directors. Independent Director Willard Hill was the last director to join the board, commencing their role in 2023. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.業績と収益の成長予測NYSE:BBT - アナリストの将来予測と過去の財務データ ( )USD Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数12/31/2027932284N/AN/A512/31/2026892250N/AN/A53/31/2026633117188203N/A12/31/202551290212224N/A9/30/2025318894100N/A6/30/202534579106109N/A3/31/202533973101104N/A12/31/202433469100105N/A9/30/20243347496101N/A6/30/20243367799105N/A3/31/20243408297107N/A12/31/202333375104117N/A9/30/202332982106120N/A6/30/202332489117131N/A3/31/202331793112123N/A12/31/2022319110113121N/A12/31/2021317115128133N/A12/31/202022348110112N/A12/31/201927488N/A103N/A12/31/201826883N/A123N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: BBTの予測収益成長率 (年間42.3% ) は 貯蓄率 ( 3.5% ) を上回っています。収益対市場: BBTの収益 ( 42.3% ) はUS市場 ( 16.8% ) よりも速いペースで成長すると予測されています。高成長収益: BBTの収益は今後 3 年間で 大幅に 増加すると予想されています。収益対市場: BBTの収益 ( 20% ) US市場 ( 11.6% ) よりも速いペースで成長すると予測されています。高い収益成長: BBTの収益 ( 20% ) 20%よりも速いペースで成長すると予測されています。一株当たり利益成長率予想将来の株主資本利益率将来のROE: BBTの 自己資本利益率 が 3 年後に高くなると予測されるかどうかを判断するにはデータが不十分です成長企業の発掘7D1Y7D1Y7D1YBanks 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/20 09:51終値2026/05/20 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Beacon Financial Corporation 7 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。11 アナリスト機関Jacob CivielloBrean Capital Historical (Janney Montgomery)Daniel CardenasBrean Capital Historical (Janney Montgomery)David BishopHovde Group, LLC8 その他のアナリストを表示
Upcoming Dividend • May 11Upcoming dividend of US$0.32 per shareEligible shareholders must have bought the stock before 15 May 2026. Payment date: 29 May 2026. Payout ratio is on the higher end at 81%, however this is supported by cash flows. Trailing yield: 4.5%. Within top quartile of American dividend payers (4.2%). Higher than average of industry peers (2.4%).
ライブニュース • May 08Beacon Financial Receives Approval for Up to $50 Million Share Buyback ProgramBeacon Financial received Federal Reserve non-objection for a previously announced stock repurchase program. The company is authorized to repurchase up to $50 million of its common stock. The buyback window runs from May 5, 2026 through May 4, 2027, using open market or negotiated transactions at prevailing prices. For you as an investor, this filing confirms that regulators have cleared Beacon Financial’s plan and that the company now has flexibility to return capital through share repurchases over the next year. The $50 million authorization sets an upper limit on potential buybacks, and the filing indicates that purchases may occur in the open market or through negotiated deals, giving the company room to adjust activity based on trading conditions and internal priorities. It is also important to keep in mind that this is an authorization rather than a commitment. The actual level and timing of any repurchases will depend on factors such as capital needs, profitability, and other uses of cash that management may consider during the May 2026 to May 2027 period. Investors tracking Beacon Financial may want to watch future quarterly reports and regulatory filings to see how much of the program is used.
お知らせ • May 02Beacon Financial Corporation Reports Net Charge offs for the First Quarter Ended March 31, 2026Beacon Financial Corporation reported net charge offs for the first quarter ended March 31, 2026. For the period, the company reported net charge-offs of $13,551,000 compared to $7,597,000 a year ago.
Reported Earnings • May 01First quarter 2026 earnings: EPS and revenues miss analyst expectationsFirst quarter 2026 results: EPS: US$0.55 (up from US$0.21 in 1Q 2025). Revenue: US$206.8m (up 142% from 1Q 2025). Net income: US$46.2m (up 142% from 1Q 2025). Profit margin: 22% (in line with 1Q 2025). Revenue missed analyst estimates by 6.9%. Earnings per share (EPS) also missed analyst estimates by 31%. Revenue is forecast to grow 23% p.a. on average during the next 2 years, compared to a 8.5% growth forecast for the Banks industry in the US.
お知らせ • May 01Beacon Financial Corporation announces Quarterly dividend, payable on May 29, 2026Beacon Financial Corporation announced Quarterly dividend of USD 0.3225 per share payable on May 29, 2026, ex-date on May 15, 2026 and record date on May 15, 2026.
お知らせ • Apr 30Beacon Financial Corporation (NYSE:BBT) announces an Equity Buyback for $50 million worth of its shares.Beacon Financial Corporation (NYSE:BBT) announces a share repurchase program. Under the program, the company will repurchase up to $50 million worth of its shares. The stock repurchase program is subject to regulatory approval. The program will be valid over 12 months following the authorization by regulatory authorities.
New Risk • Apr 30New major risk - Revenue and earnings growthEarnings have declined by 18% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 18% per year over the past 5 years. Minor Risks Large one-off items impacting financial results. Significant insider selling over the past 3 months (US$538k sold).
お知らせ • Apr 24Beacon Financial Corporation Appoints Gary Levante as Chief Marketing OfficerBeacon Financial Corporation announced the appointment of Gary Levante as Chief Marketing Officer. As a member of the Executive Management Committee, Levante reports to President and CEO Paul Perrault and leads all aspects of the brand strategy, marketing, communications and public affairs for the Company. In this role, he is responsible for advancing the Company's strategic goals by establishing Beacon's new brand, deepening client engagement and delivering integrated marketing and communications programs. He will work closely with other members of the leadership team and board to strengthen the brand and deepen Beacon's connection to its employees, clients and broader communities. Most recently, Levante served as Chief Communication & Sustainability Officer of Berkshire Bank which he joined in 2010. Levante is committed to giving back to his communities, including as chairperson for the national nonprofit America's Charities, a member of the Massachusetts Bankers Association State Legislative & Regulatory Affairs Committee; trustee with the bank's foundation; board member of Berkshire Omega and vice chair of the City of Pittsfield Community Development Board.
お知らせ • Apr 08Beacon Financial Corporation to Report Q1, 2026 Results on Apr 29, 2026Beacon Financial Corporation announced that they will report Q1, 2026 results at 4:00 PM, US Eastern Standard Time on Apr 29, 2026
Seeking Alpha • Apr 08Beacon Financial: Upcoming Earnings Will Give Greater ClaritySummary Beacon Financial Corporation remains a Hold as integration risks and muted performance metrics offset its compelling forward valuation. BBT's Q4 2025 marked its first full quarter post-merger, with adjusted EPS up 243% YoY and net interest margin improving to 3.82%. A forward P/E below 9 and a 4.26% dividend yield make BBT attractive, but asset quality trends and integration execution require close monitoring. I await Q1 2026 results for clearer visibility on sustainable earnings, asset quality, and merger synergies before considering an upgrade. Read the full article on Seeking Alpha
Reported Earnings • Mar 04Full year 2025 earnings: EPS exceeds analyst expectations while revenues lag behindFull year 2025 results: EPS: US$1.03 (up from US$0.77 in FY 2024). Revenue: US$511.6m (up 53% from FY 2024). Net income: US$90.3m (up 31% from FY 2024). Profit margin: 18% (down from 21% in FY 2024). Net interest margin (NIM): 3.56% (up from 3.06% in FY 2024). Cost-to-income ratio: 70.5% (up from 68.1% in FY 2024). Non-performing loans: 0.63% (down from 0.71% in FY 2024). Revenue missed analyst estimates by 3.5%. Earnings per share (EPS) exceeded analyst estimates by 33%. Revenue is forecast to grow 29% p.a. on average during the next 2 years, compared to a 9.0% growth forecast for the Banks industry in the US.
Recent Insider Transactions • Feb 27Chief Banking Officer recently sold US$538k worth of stockOn the 26th of February, Michael McCurdy sold around 17k shares on-market at roughly US$31.04 per share. This transaction amounted to 40% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$271k more than they bought in the last 12 months.
Upcoming Dividend • Feb 06Upcoming dividend of US$0.32 per shareEligible shareholders must have bought the stock before 13 February 2026. Payment date: 27 February 2026. Payout ratio is a comfortable 62% but the company is paying out more than the cash it is generating. Trailing yield: 4.2%. Within top quartile of American dividend payers (4.1%). Higher than average of industry peers (2.3%).
お知らせ • Feb 02Beacon Financial Corporation, Annual General Meeting, May 13, 2026Beacon Financial Corporation, Annual General Meeting, May 13, 2026.
Reported Earnings • Jan 29Full year 2025 earnings: EPS exceeds analyst expectations while revenues lag behindFull year 2025 results: EPS: US$1.03 (up from US$0.77 in FY 2024). Revenue: US$511.6m (up 53% from FY 2024). Net income: US$90.3m (up 31% from FY 2024). Profit margin: 18% (down from 21% in FY 2024). Net interest margin (NIM): 3.56% (up from 3.06% in FY 2024). Cost-to-income ratio: 70.5% (up from 68.1% in FY 2024). Non-performing loans: 0.63% (down from 0.71% in FY 2024). Revenue missed analyst estimates by 3.5%. Earnings per share (EPS) exceeded analyst estimates by 33%. Revenue is forecast to grow 29% p.a. on average during the next 2 years, compared to a 8.9% growth forecast for the Banks industry in the US.
お知らせ • Jan 29+ 1 more updateBeacon Financial Corporation Approves Dividend for the Quarter Ended December 31, 2025, Payable on February 27, 2026Beacon Financial Corporation Board of Directors approved a dividend of $0.3225 per share for the quarter ended December 31, 2025. The dividend will be paid on February 27, 2026 to stockholders of record on February 13, 2026.
お知らせ • Jan 09Beacon Financial Corporation to Report Q4, 2025 Results on Jan 28, 2026Beacon Financial Corporation announced that they will report Q4, 2025 results After-Market on Jan 28, 2026
Buy Or Sell Opportunity • Nov 05Now 21% overvalued after recent price riseOver the last 90 days, the stock has risen 9.0% to US$26.20. The fair value is estimated to be US$21.66, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 33%. Revenue is forecast to grow by 207% in 2 years. Earnings are forecast to grow by 13,416% in the next 2 years.
New Risk • Oct 31New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 98% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. Currently, the following risks have been identified for the company: Minor Risks Dividend is not well covered by earnings (dividend per share is over 26x earnings per share). Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (0.8% net profit margin).
Reported Earnings • Oct 31Third quarter 2025 earnings released: US$0.64 loss per share (vs US$0.23 profit in 3Q 2024)Third quarter 2025 results: US$0.64 loss per share (down from US$0.23 profit in 3Q 2024). Revenue: US$57.4m (down 32% from 3Q 2024). Net loss: US$56.3m (down 379% from profit in 3Q 2024). Revenue is forecast to grow 76% p.a. on average during the next 2 years, compared to a 8.1% growth forecast for the Banks industry in the US.
お知らせ • Oct 30+ 1 more updateBeacon Financial Corporation Approves Dividend for the Quarter Ended September 30, 2025, Payable on November 24, 2025The Board of Directors of Beacon Financial Corporation approved a dividend of $0.3225 per share for the quarter ended September 30, 2025. The dividend will be paid on November 24, 2025 to stockholders of record on November 10, 2025.
お知らせ • Oct 07Beacon Financial Corporation to Report Q3, 2025 Results on Oct 29, 2025Beacon Financial Corporation announced that they will report Q3, 2025 results After-Market on Oct 29, 2025
New Risk • Sep 11New major risk - Shareholder dilutionThe company's shareholders have been substantially diluted in the past year. Increase in shares outstanding: 126% This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. This is currently the only risk that has been identified for the company.
Board Change • Sep 08Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 6 highly experienced directors. Independent Director Willard Hill was the last director to join the board, commencing their role in 2023. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.