View Future GrowthAvidia Bancorp 過去の業績過去 基準チェック /26Avidia Bancorpの収益は年間平均-41.1%の割合で減少していますが、 Banks業界の収益は年間 増加しています。収益は年間3.1% 46.5%割合で 増加しています。 Avidia Bancorpの自己資本利益率は3.7%であり、純利益率は13.7%です。主要情報-41.11%収益成長率n/aEPS成長率Banks 業界の成長11.18%収益成長率46.52%株主資本利益率3.73%ネット・マージン13.75%前回の決算情報31 Mar 2026最近の業績更新Reported Earnings • Apr 26First quarter 2026 earnings releasedFirst quarter 2026 results: EPS: US$0.32. Revenue: US$27.2m (up 411% from 1Q 2025). Net income: US$6.00m (up US$17.6m from 1Q 2025). Profit margin: 22% (up from net loss in 1Q 2025). The move to profitability was driven by higher revenue.Reported Earnings • Feb 03Full year 2025 earnings releasedFull year 2025 results: US$0.18 loss per share. Revenue: US$82.1m (down 7.2% from FY 2024). Net loss: US$3.29m (down 129% from profit in FY 2024).お知らせ • Jan 30+ 1 more updateAvidia Bancorp, Inc. Reports Unaudited Net Loans Charge-Offs for the Fourth Quarter Ended December 31, 2025Avidia Bancorp, Inc. reported unaudited net loans charge-offs for the fourth quarter ended December 31, 2025. For the quarter, the company reported total net loan charge-offs of $3,706,000 against net recoveries of $18,000 a year ago.Reported Earnings • Oct 24Third quarter 2025 earnings releasedThird quarter 2025 results: US$0.049 loss per share. Net loss: US$907.0k (flat on 3Q 2024).すべての更新を表示Recent updatesRecent Insider Transactions • May 17Insider recently bought US$97k worth of stockOn the 14th of May, Michael Gilles bought around 5k shares on-market at roughly US$19.50 per share. This transaction amounted to 11% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth US$103k. Insiders have collectively bought US$3.8m more in shares than they have sold in the last 12 months.Upcoming Dividend • May 12Upcoming dividend of US$0.05 per shareEligible shareholders must have bought the stock before 19 May 2026. Payment date: 28 May 2026. Payout ratio is a comfortable 6.5% and this is well supported by cash flows. Trailing yield: 1.0%. Lower than top quartile of American dividend payers (4.2%). Lower than average of industry peers (2.5%).Recent Insider Transactions • Apr 30Independent Director recently bought US$103k worth of stockOn the 27th of April, James Ball bought around 5k shares on-market at roughly US$20.60 per share. This transaction amounted to 11% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$3.7m more in shares than they have sold in the last 12 months.Reported Earnings • Apr 26First quarter 2026 earnings releasedFirst quarter 2026 results: EPS: US$0.32. Revenue: US$27.2m (up 411% from 1Q 2025). Net income: US$6.00m (up US$17.6m from 1Q 2025). Profit margin: 22% (up from net loss in 1Q 2025). The move to profitability was driven by higher revenue.お知らせ • Apr 25Avidia Bancorp, Inc. announces Quarterly dividend, payable on May 28, 2026Avidia Bancorp, Inc. announced Quarterly dividend of USD 0.0500 per share payable on May 28, 2026, ex-date on May 19, 2026 and record date on May 19, 2026.New Risk • Apr 24New major risk - Revenue and earnings growthEarnings have declined by 68% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.Recent Insider Transactions • Mar 12Executive VP recently bought US$50k worth of stockOn the 9th of March, Jonathan Nelson bought around 3k shares on-market at roughly US$19.39 per share. This transaction amounted to 7.7% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Jonathan has been a buyer over the last 12 months, purchasing a net total of US$544k worth in shares.Reported Earnings • Feb 03Full year 2025 earnings releasedFull year 2025 results: US$0.18 loss per share. Revenue: US$82.1m (down 7.2% from FY 2024). Net loss: US$3.29m (down 129% from profit in FY 2024).お知らせ • Jan 31Avidia Bancorp, Inc. announces Quarterly dividend, payable on February 26, 2026Avidia Bancorp, Inc. announced Quarterly dividend of USD 0.0500 per share payable on February 26, 2026, ex-date on February 17, 2026 and record date on February 17, 2026.お知らせ • Jan 30+ 1 more updateAvidia Bancorp, Inc. Reports Unaudited Net Loans Charge-Offs for the Fourth Quarter Ended December 31, 2025Avidia Bancorp, Inc. reported unaudited net loans charge-offs for the fourth quarter ended December 31, 2025. For the quarter, the company reported total net loan charge-offs of $3,706,000 against net recoveries of $18,000 a year ago.Recent Insider Transactions • Nov 25CEO, President & Director recently bought US$50k worth of stockOn the 21st of November, Robert Cozzone bought around 3k shares on-market at roughly US$15.33 per share. This transaction amounted to 5.7% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth US$151k. Robert has been a buyer over the last 12 months, purchasing a net total of US$864k worth in shares.Recent Insider Transactions • Nov 07CEO, President & Director recently bought US$50k worth of stockOn the 5th of November, Robert Cozzone bought around 3k shares on-market at roughly US$15.26 per share. This transaction amounted to 6.5% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth US$326k. Robert has been a buyer over the last 12 months, purchasing a net total of US$764k worth in shares.Reported Earnings • Oct 24Third quarter 2025 earnings releasedThird quarter 2025 results: US$0.049 loss per share. Net loss: US$907.0k (flat on 3Q 2024).お知らせ • Sep 26Avidia Bancorp, Inc. and Avidia Bank Appoint Michael Gilles to Board of Directors, Effective September 25, 2025Avidia Bancorp, Inc. announced the appointment of Michael “Mike” Gilles to its Board of Directors, to serve in the class of Directors with terms expiring in 2028 and to the Board of Directors of Avidia Bank, effective September 25, 2025. Mr. Gilles is a seasoned financial services executive who brings over 45 years of community banking experience to Avidia. Prior to starting a bank consultancy practice in 2024, he served as the Executive Vice President, Chief Operating and Financial Officer of Cambridge Financial Group, Inc., the holding company for Cambridge Savings Bank in Cambridge, MA. His professional background includes executive positions at several Massachusetts mutual and public banks. He possesses extensive knowledge of all areas of banking and has specific expertise in financial management and reporting, internal controls, asset/liability and investment portfolio management, mergers and acquisitions, credit administration, and risk management. Mr. Gilles is a native of Hudson, MA, where Avidia Bank is headquartered. Mr. Gilles is a Certified Management Accountant and earned a bachelor’s degree in accountancy from Bentley University. He is also a graduate of the Stonier Graduate School of Banking. In addition to his consulting work, Mr. Gilles is the Treasurer and a director of the Bay State Federal Savings Charitable Foundation. He has served in advisory roles at the Massachusetts Bankers Association and the Federal Home Loan Bank of Boston and is a past President of the Financial Managers Society, Boston Chapter. Mr. Gilles has been appointed to serve on the Audit Committee of the Company’s Board of Directors.Recent Insider Transactions • Aug 19CEO, President & Director recently bought US$100k worth of stockOn the 15th of August, Robert Cozzone bought around 7k shares on-market at roughly US$14.62 per share. This transaction amounted to 86% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth US$375k. Robert has been a buyer over the last 12 months, purchasing a net total of US$164k worth in shares.Seeking Alpha • Aug 13Avidia Bancorp: Newly Converted Thrift At A Discount To TBVSummary Avidia Bancorp trades at a moderate discount to tangible book value, offering a margin of safety and potential upside post-conversion. Recent insider purchases signal strong management alignment with shareholders, enhancing confidence in the bank’s future prospects. The loan portfolio is robust, with conservative credit quality metrics, though geographic and loan concentration risks remain. Though capital returns are a year away, the bank’s overcapitalization and profitability make it a compelling buy for patient investors. Read the full article on Seeking AlphaRecent Insider Transactions • Aug 06Executive VP recently bought US$101k worth of stockOn the 5th of August, Jonathan Nelson bought around 7k shares on-market at roughly US$14.40 per share. This trade did not impact their existing holding. This was the largest purchase by an insider in the last 3 months. This was Jonathan's only on-market trade for the last 12 months.収支内訳Avidia Bancorp の稼ぎ方とお金の使い方。LTMベースの直近の報告された収益に基づく。収益と収入の歴史NYSE:AVBC 収益、費用、利益 ( )USD Millions日付収益収益G+A経費研究開発費31 Mar 261041470031 Dec 2582-372030 Sep 2579-581030 Jun 2574-270031 Mar 2571-470031 Dec 24891166031 Dec 228990031 Dec 2187170031 Dec 20731200質の高い収益: AVBCは 高品質の収益 を持っています。利益率の向上: AVBC過去に利益を上げました。フリー・キャッシュフローと収益の比較過去の収益成長分析収益動向: AVBCの収益は過去 5 年間で年間41.1%減少しました。成長の加速: AVBCは昨年収益を上げたため、収益成長率を 5 年間の平均と比較することは困難です。収益対業界: AVBC昨年収益を上げたため、昨年の収益成長をBanks業界 ( 22.8% ) と比較することは困難です。株主資本利益率高いROE: AVBCの 自己資本利益率 ( 3.7% ) は 低い とみなされます。総資産利益率使用総資本利益率過去の好業績企業の発掘7D1Y7D1Y7D1YBanks 、過去の業績が好調な企業。View Financial Health企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/06/10 23:05終値2026/06/10 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Avidia Bancorp, Inc. 1 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。1 アナリスト機関Laura Havener HunsickerSeaport Research Partners
Reported Earnings • Apr 26First quarter 2026 earnings releasedFirst quarter 2026 results: EPS: US$0.32. Revenue: US$27.2m (up 411% from 1Q 2025). Net income: US$6.00m (up US$17.6m from 1Q 2025). Profit margin: 22% (up from net loss in 1Q 2025). The move to profitability was driven by higher revenue.
Reported Earnings • Feb 03Full year 2025 earnings releasedFull year 2025 results: US$0.18 loss per share. Revenue: US$82.1m (down 7.2% from FY 2024). Net loss: US$3.29m (down 129% from profit in FY 2024).
お知らせ • Jan 30+ 1 more updateAvidia Bancorp, Inc. Reports Unaudited Net Loans Charge-Offs for the Fourth Quarter Ended December 31, 2025Avidia Bancorp, Inc. reported unaudited net loans charge-offs for the fourth quarter ended December 31, 2025. For the quarter, the company reported total net loan charge-offs of $3,706,000 against net recoveries of $18,000 a year ago.
Reported Earnings • Oct 24Third quarter 2025 earnings releasedThird quarter 2025 results: US$0.049 loss per share. Net loss: US$907.0k (flat on 3Q 2024).
Recent Insider Transactions • May 17Insider recently bought US$97k worth of stockOn the 14th of May, Michael Gilles bought around 5k shares on-market at roughly US$19.50 per share. This transaction amounted to 11% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth US$103k. Insiders have collectively bought US$3.8m more in shares than they have sold in the last 12 months.
Upcoming Dividend • May 12Upcoming dividend of US$0.05 per shareEligible shareholders must have bought the stock before 19 May 2026. Payment date: 28 May 2026. Payout ratio is a comfortable 6.5% and this is well supported by cash flows. Trailing yield: 1.0%. Lower than top quartile of American dividend payers (4.2%). Lower than average of industry peers (2.5%).
Recent Insider Transactions • Apr 30Independent Director recently bought US$103k worth of stockOn the 27th of April, James Ball bought around 5k shares on-market at roughly US$20.60 per share. This transaction amounted to 11% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$3.7m more in shares than they have sold in the last 12 months.
Reported Earnings • Apr 26First quarter 2026 earnings releasedFirst quarter 2026 results: EPS: US$0.32. Revenue: US$27.2m (up 411% from 1Q 2025). Net income: US$6.00m (up US$17.6m from 1Q 2025). Profit margin: 22% (up from net loss in 1Q 2025). The move to profitability was driven by higher revenue.
お知らせ • Apr 25Avidia Bancorp, Inc. announces Quarterly dividend, payable on May 28, 2026Avidia Bancorp, Inc. announced Quarterly dividend of USD 0.0500 per share payable on May 28, 2026, ex-date on May 19, 2026 and record date on May 19, 2026.
New Risk • Apr 24New major risk - Revenue and earnings growthEarnings have declined by 68% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.
Recent Insider Transactions • Mar 12Executive VP recently bought US$50k worth of stockOn the 9th of March, Jonathan Nelson bought around 3k shares on-market at roughly US$19.39 per share. This transaction amounted to 7.7% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Jonathan has been a buyer over the last 12 months, purchasing a net total of US$544k worth in shares.
Reported Earnings • Feb 03Full year 2025 earnings releasedFull year 2025 results: US$0.18 loss per share. Revenue: US$82.1m (down 7.2% from FY 2024). Net loss: US$3.29m (down 129% from profit in FY 2024).
お知らせ • Jan 31Avidia Bancorp, Inc. announces Quarterly dividend, payable on February 26, 2026Avidia Bancorp, Inc. announced Quarterly dividend of USD 0.0500 per share payable on February 26, 2026, ex-date on February 17, 2026 and record date on February 17, 2026.
お知らせ • Jan 30+ 1 more updateAvidia Bancorp, Inc. Reports Unaudited Net Loans Charge-Offs for the Fourth Quarter Ended December 31, 2025Avidia Bancorp, Inc. reported unaudited net loans charge-offs for the fourth quarter ended December 31, 2025. For the quarter, the company reported total net loan charge-offs of $3,706,000 against net recoveries of $18,000 a year ago.
Recent Insider Transactions • Nov 25CEO, President & Director recently bought US$50k worth of stockOn the 21st of November, Robert Cozzone bought around 3k shares on-market at roughly US$15.33 per share. This transaction amounted to 5.7% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth US$151k. Robert has been a buyer over the last 12 months, purchasing a net total of US$864k worth in shares.
Recent Insider Transactions • Nov 07CEO, President & Director recently bought US$50k worth of stockOn the 5th of November, Robert Cozzone bought around 3k shares on-market at roughly US$15.26 per share. This transaction amounted to 6.5% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth US$326k. Robert has been a buyer over the last 12 months, purchasing a net total of US$764k worth in shares.
Reported Earnings • Oct 24Third quarter 2025 earnings releasedThird quarter 2025 results: US$0.049 loss per share. Net loss: US$907.0k (flat on 3Q 2024).
お知らせ • Sep 26Avidia Bancorp, Inc. and Avidia Bank Appoint Michael Gilles to Board of Directors, Effective September 25, 2025Avidia Bancorp, Inc. announced the appointment of Michael “Mike” Gilles to its Board of Directors, to serve in the class of Directors with terms expiring in 2028 and to the Board of Directors of Avidia Bank, effective September 25, 2025. Mr. Gilles is a seasoned financial services executive who brings over 45 years of community banking experience to Avidia. Prior to starting a bank consultancy practice in 2024, he served as the Executive Vice President, Chief Operating and Financial Officer of Cambridge Financial Group, Inc., the holding company for Cambridge Savings Bank in Cambridge, MA. His professional background includes executive positions at several Massachusetts mutual and public banks. He possesses extensive knowledge of all areas of banking and has specific expertise in financial management and reporting, internal controls, asset/liability and investment portfolio management, mergers and acquisitions, credit administration, and risk management. Mr. Gilles is a native of Hudson, MA, where Avidia Bank is headquartered. Mr. Gilles is a Certified Management Accountant and earned a bachelor’s degree in accountancy from Bentley University. He is also a graduate of the Stonier Graduate School of Banking. In addition to his consulting work, Mr. Gilles is the Treasurer and a director of the Bay State Federal Savings Charitable Foundation. He has served in advisory roles at the Massachusetts Bankers Association and the Federal Home Loan Bank of Boston and is a past President of the Financial Managers Society, Boston Chapter. Mr. Gilles has been appointed to serve on the Audit Committee of the Company’s Board of Directors.
Recent Insider Transactions • Aug 19CEO, President & Director recently bought US$100k worth of stockOn the 15th of August, Robert Cozzone bought around 7k shares on-market at roughly US$14.62 per share. This transaction amounted to 86% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth US$375k. Robert has been a buyer over the last 12 months, purchasing a net total of US$164k worth in shares.
Seeking Alpha • Aug 13Avidia Bancorp: Newly Converted Thrift At A Discount To TBVSummary Avidia Bancorp trades at a moderate discount to tangible book value, offering a margin of safety and potential upside post-conversion. Recent insider purchases signal strong management alignment with shareholders, enhancing confidence in the bank’s future prospects. The loan portfolio is robust, with conservative credit quality metrics, though geographic and loan concentration risks remain. Though capital returns are a year away, the bank’s overcapitalization and profitability make it a compelling buy for patient investors. Read the full article on Seeking Alpha
Recent Insider Transactions • Aug 06Executive VP recently bought US$101k worth of stockOn the 5th of August, Jonathan Nelson bought around 7k shares on-market at roughly US$14.40 per share. This trade did not impact their existing holding. This was the largest purchase by an insider in the last 3 months. This was Jonathan's only on-market trade for the last 12 months.