View ValuationWaFd 将来の成長Future 基準チェック /06WaFdは、0.5%と5.1%でそれぞれ年率0.5%で利益と収益が成長すると予測される一方、EPSはgrowで6.8%年率。主要情報0.5%収益成長率6.78%EPS成長率Banks 収益成長8.2%収益成長率5.1%将来の株主資本利益率n/aアナリストカバレッジLow最終更新日23 Jun 2026今後の成長に関する最新情報Price Target Changed • Apr 20Price target increased by 7.2% to US$35.25Up from US$32.88, the current price target is an average from 4 analysts. New target price is approximately in line with last closing price of US$35.24. Stock is up 26% over the past year. The company is forecast to post earnings per share of US$3.23 for next year compared to US$2.64 last year.Price Target Changed • Jan 16Price target increased by 7.7% to US$33.38Up from US$31.00, the current price target is an average from 4 analysts. New target price is approximately in line with last closing price of US$32.39. Stock is up 7.1% over the past year. The company is forecast to post earnings per share of US$3.01 for next year compared to US$2.64 last year.Major Estimate Revision • Jan 23Consensus EPS estimates fall by 12%The consensus outlook for earnings per share (EPS) in fiscal year 2025 has deteriorated. 2025 revenue forecast decreased from US$779.4m to US$711.2m. EPS estimate also fell from US$2.77 per share to US$2.43 per share. Net income forecast to grow 19% next year vs 12% growth forecast for Banks industry in the US. Consensus price target down from US$39.00 to US$32.67. Share price fell 5.1% to US$29.43 over the past week.Price Target Changed • Jan 21Price target decreased by 9.4% to US$35.33Down from US$39.00, the current price target is an average from 3 analysts. New target price is 17% above last closing price of US$30.25. Stock is up 0.3% over the past year. The company is forecast to post earnings per share of US$2.43 for next year compared to US$2.50 last year.Major Estimate Revision • Jul 24Consensus EPS estimates increase by 11%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has improved. 2024 revenue forecast increased from US$713.3m to US$727.8m. EPS estimate increased from US$2.26 to US$2.50 per share. Net income forecast to grow 35% next year vs 3.7% growth forecast for Banks industry in the US. Consensus price target up from US$32.00 to US$37.00. Share price was steady at US$34.54 over the past week.Price Target Changed • Jul 18Price target increased by 16% to US$37.00Up from US$32.00, the current price target is an average from 4 analysts. New target price is 10% above last closing price of US$33.61. Stock is up 12% over the past year. The company is forecast to post earnings per share of US$2.50 for next year compared to US$3.72 last year.すべての更新を表示Recent updatesSeeking Alpha • Jun 08WaFd: Regional Bank Preferred Share Offering 7.5% Dividend YieldSummary WaFd preferred shares now offer a 7.5% yield, trading at a 35% discount to par, presenting an attractive entry for income investors. WAFD’s net interest income has risen for five consecutive quarters, supported by consistent declines in interest expense and stabilization of the loan-to-deposit ratio at 93%. Loan growth remains sluggish post-merger, but Q1 saw a modest 0.6% uptick; deposits are stable, with minimal quarterly fluctuations. Nonperforming assets have improved, reducing risk to both common and preferred dividends, which remain well-covered by current operating performance. Read the full article on Seeking AlphaDeclared Dividend • May 15Second quarter dividend of US$0.27 announcedDividend of US$0.27 is the same as last year. Ex-date: 22nd May 2026 Payment date: 5th June 2026 Dividend yield will be 3.1%, which is about the same as the industry average. Sustainability & Growth The dividend has increased by an average of 7.6% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 7.3% over the next year, which should provide support to the dividend and adequate earnings cover.お知らせ • May 14Wafd, Inc. Announces Regular Quarterly Cash Dividend, Payable on June 5, 2026The Board of Directors of WaFd, Inc. announced a regular cash dividend of 27 cents per share. The dividend will be paid June 5, 2026, to common shareholders of record as of May 22, 2026. This will be the Company’s 173 consecutive quarterly cash dividend.ライブニュース • May 08WaFd Posts Earnings Beat With Higher Shareholder Returns and Cautious Credit ApproachWaFd reported Q2 fiscal 2026 adjusted earnings of $0.83 per share, above the Zacks Consensus Estimate of $0.74, supported by net interest income and non-interest income. The company recorded Q2 2026 net income of $65.6 million, with total assets of $27.6 billion and a net interest margin of 2.81%. Management highlighted higher expenses, deposit competition and credit pressures, while maintaining an allowance for credit losses equal to 163% of non-performing loans and continuing dividends and share repurchases. For you as an investor, the key takeaway is that WaFd is pairing higher quarterly earnings per share with a relatively conservative credit stance, given the coverage of non-performing loans. The 2.81% net interest margin and contribution from non-interest income help support profitability at a time when deposit costs and borrowing expenses are under pressure. The bank is also actively returning capital to shareholders through dividends and buybacks, including 2.74 million shares repurchased in the quarter, which can support per-share metrics over time. At the same time, management is flagging ongoing challenges such as deposit competition, rising expenses and credit quality risks, which are outlined in recent SEC filings and are important for you to watch in upcoming quarters.New Risk • Apr 28New minor risk - Insider sellingThere has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: US$955k This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. This is currently the only risk that has been identified for the company.Recent Insider Transactions • Apr 28Executive VP & COO recently sold US$776k worth of stockOn the 24th of April, Kim Robison sold around 22k shares on-market at roughly US$35.28 per share. This transaction amounted to 27% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Kim's only on-market trade for the last 12 months.Recent Insider Transactions Derivative • Apr 26Executive VP & COO notifies of intention to sell stockKim Robison intends to sell 22k shares in the next 90 days after lodging an Intent To Sell Form on the 24th of April. If the sale is conducted around the recent share price of US$35.28, it would amount to US$776k. Since December 2025, Kim has owned 80.38k shares directly. There has only been one transaction (US$179k sale) from insiders over the last 12 months.Price Target Changed • Apr 20Price target increased by 7.2% to US$35.25Up from US$32.88, the current price target is an average from 4 analysts. New target price is approximately in line with last closing price of US$35.24. Stock is up 26% over the past year. The company is forecast to post earnings per share of US$3.23 for next year compared to US$2.64 last year.Reported Earnings • Apr 17Second quarter 2026 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2026 results: EPS: US$0.82 (up from US$0.65 in 2Q 2025). Revenue: US$193.4m (up 9.2% from 2Q 2025). Net income: US$61.9m (up 18% from 2Q 2025). Profit margin: 32% (up from 30% in 2Q 2025). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 3.6%. Earnings per share (EPS) also surpassed analyst estimates by 9.3%. Revenue is forecast to grow 4.0% p.a. on average during the next 2 years, compared to a 8.7% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 14% per year but the company’s share price has increased by 7% per year, which means it is well ahead of earnings.お知らせ • Apr 03WaFd, Inc. to Report Q2, 2026 Results on Apr 16, 2026WaFd, Inc. announced that they will report Q2, 2026 results at 4:00 PM, US Eastern Standard Time on Apr 16, 2026Declared Dividend • Feb 06First quarter dividend of US$0.27 announcedDividend of US$0.27 is the same as last year. Ex-date: 13th February 2026 Payment date: 27th February 2026 Dividend yield will be 3.2%, which is about the same as the industry average. Sustainability & Growth The dividend has increased by an average of 7.6% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 6.4% over the next year, which should provide support to the dividend and adequate earnings cover.お知らせ • Feb 05WaFd, Inc. Announces Board and Committee ChangesOn February 3, 2026, Director Steven Singh notified WaFd, Inc. that he is resigning from the Board, effective, May 13, 2026. Mr. Singh has served as a director of the Company since 2018, and he currently serves on the Technology Committee of the Board. Mr. Singh’s decision to resign from the Board is for personal reasons. The Board has appointed Director Bradley Shuster to succeed Mr. Grant as the Chair of the Audit Committee of the Board.お知らせ • Feb 04WaFd, Inc. Announces Regular Cash Dividend, Payable on February 27, 2026The Board of Directors of WaFd, Inc. announced a regular cash dividend of 27 cents per share. The dividend will be paid February 27, 2026, to common shareholders of record as of February 13, 2026. This will be the Company’s 172 consecutive quarterly cash dividend.Price Target Changed • Jan 16Price target increased by 7.7% to US$33.38Up from US$31.00, the current price target is an average from 4 analysts. New target price is approximately in line with last closing price of US$32.39. Stock is up 7.1% over the past year. The company is forecast to post earnings per share of US$3.01 for next year compared to US$2.64 last year.お知らせ • Jan 09WaFd, Inc. Appoints Colin Murphy as Regional President for Northern OregonWaFd, Inc. announced that Colin Murphy has joined the organization as Regional President for Northern Oregon. In this role, Murphy will lead the bank’s commercial and retail banking strategy across the region, with a focus on client relationships, team development, and community engagement. Murphy brings more than 22 years of banking experience to WaFd Bank, including over 15 years dedicated to commercial banking. Most recently, he led a commercial banking team at BMO/Bank of the West, overseeing key markets across Portland, Seattle, and Boise. His leadership experience spans relationship management, market growth, and creating empowered, result-oriented teams in competitive markets. Murphy is known for his relationship-based leadership style and commitment to community impact, with a focus on lasting partnerships, local business support, and team development. Outside of work, Murphy enjoys spending time with his wife, Malinda, and their two children, Addie (10) and Jaxson (6). In his free time, he volunteers for the Board of Directors for Campfire Columbia, where he serves on the finance committee. He can often be found on the golf course, coaching youth softball and baseball, hiking, or traveling with his family.お知らせ • Jan 06WaFd, Inc. to Report Q1, 2026 Results on Jan 15, 2026WaFd, Inc. announced that they will report Q1, 2026 results After-Market on Jan 15, 2026お知らせ • Dec 22WaFd, Inc., Annual General Meeting, Feb 03, 2026WaFd, Inc., Annual General Meeting, Feb 03, 2026.Reported Earnings • Nov 20Full year 2025 earnings: EPS misses analyst expectationsFull year 2025 results: EPS: US$2.64 (up from US$2.50 in FY 2024). Revenue: US$717.7m (up 1.9% from FY 2024). Net income: US$211.4m (up 14% from FY 2024). Profit margin: 30% (up from 26% in FY 2024). The increase in margin was primarily driven by lower expenses. Net interest margin (NIM): 2.58% (down from 2.69% in FY 2024). Cost-to-income ratio: 58.9% (down from 62.1% in FY 2024). Non-performing loans: 0.60% (up from 0.31% in FY 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 1.8%. Revenue is forecast to grow 7.1% p.a. on average during the next 2 years, compared to a 8.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 18% per year but the company’s share price has only fallen by 4% per year, which means it has not declined as severely as earnings.Declared Dividend • Nov 14Fourth quarter dividend of US$0.27 announcedShareholders will receive a dividend of US$0.27. Ex-date: 21st November 2025 Payment date: 5th December 2025 Dividend yield will be 3.5%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (41% payout ratio) and is expected to be well covered in 3 years' time (34% forecast payout ratio). The dividend has increased by an average of 7.6% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 24% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Nov 12Wafd, Inc. Announces Regular Quarterly Cash Dividend, Payable on December 5, 2025The Board of Directors of WaFd, Inc. announced a regular quarterly cash dividend of 27 cents per share. The dividend will be paid December 5, 2025, to common shareholders of record as of November 21, 2025. This will be the Company’s 171st consecutive quarterly cash dividend.Reported Earnings • Oct 18Full year 2025 earnings: EPS misses analyst expectationsFull year 2025 results: EPS: US$2.82 (up from US$2.50 in FY 2024). Revenue: US$717.7m (up 1.9% from FY 2024). Net income: US$226.1m (up 22% from FY 2024). Profit margin: 32% (up from 26% in FY 2024). The increase in margin was primarily driven by lower expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 1.8%. Over the last 3 years on average, earnings per share has fallen by 17% per year but the company’s share price has only fallen by 9% per year, which means it has not declined as severely as earnings.お知らせ • Oct 17WaFd, Inc. Reports Net Charge-Offs for the Fourth Quarter Ended September 30, 2025WaFd, Inc. reported net charge-offs for the fourth quarter ended September 30, 2025. For the quarter, the company reported Net charge-offs were $1.0 million compared to $5.4 million the prior quarter.お知らせ • Oct 04WaFd, Inc. to Report Q4, 2025 Results on Oct 16, 2025WaFd, Inc. announced that they will report Q4, 2025 results After-Market on Oct 16, 2025Declared Dividend • Aug 15Third quarter dividend of US$0.27 announcedShareholders will receive a dividend of US$0.27. Ex-date: 22nd August 2025 Payment date: 5th September 2025 Dividend yield will be 3.5%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 9.4% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 15% over the next year, which should provide support to the dividend and adequate earnings cover.お知らせ • Aug 13WaFd, Inc. Announces Regular Quarterly Cash Dividend, Payable on September 5, 2025The Board of Directors of WaFd, Inc. announced a regular quarterly cash dividend of 27 cents per share. The dividend will be paid September 5, 2025, to common shareholders of record as of August 22, 2025. This will be the Company’s 170th consecutive quarterly cash dividend.Reported Earnings • Jul 18Third quarter 2025 earnings: EPS and revenues exceed analyst expectationsThird quarter 2025 results: EPS: US$0.73 (down from US$0.75 in 3Q 2024). Revenue: US$184.3m (down 4.5% from 3Q 2024). Net income: US$58.3m (down 4.3% from 3Q 2024). Profit margin: 32% (in line with 3Q 2024). Revenue exceeded analyst estimates by 1.3%. Earnings per share (EPS) also surpassed analyst estimates by 8.1%. Revenue is forecast to grow 5.7% p.a. on average during the next 2 years, compared to a 7.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 15% per year but the company’s share price has only fallen by 3% per year, which means it has not declined as severely as earnings.お知らせ • Jul 03WaFd, Inc. to Report Q3, 2025 Results on Jul 17, 2025WaFd, Inc. announced that they will report Q3, 2025 results After-Market on Jul 17, 2025Declared Dividend • May 16Second quarter dividend of US$0.27 announcedShareholders will receive a dividend of US$0.27. Ex-date: 23rd May 2025 Payment date: 6th June 2025 Dividend yield will be 3.5%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 9.4% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 10% over the next year, which should provide support to the dividend and adequate earnings cover.お知らせ • May 14Wafd, Inc. Announces Regular Quarterly Cash Dividend, Payable on June 6, 2025The Board of Directors of WaFd, Inc. announced a regular quarterly cash dividend of 27 cents per share. The dividend will be paid June 6, 2025, to common shareholders of record as of May 23, 2025.お知らせ • Apr 16WaFd, Inc. Reports Net Charge-Offs for the Second Quarter Ended March 31, 2025WaFd, Inc. reported net charge-offs for the second quarter ended March 31, 2025. Net charge-offs were $5,063,000 for the second fiscal quarter of 2025, compared to $231,000 for the prior quarter.Reported Earnings • Apr 14Second quarter 2025 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2025 results: EPS: US$0.65 (up from US$0.17 in 2Q 2024). Revenue: US$177.0m (up 14% from 2Q 2024). Net income: US$52.6m (up 330% from 2Q 2024). Profit margin: 30% (up from 7.8% in 2Q 2024). The increase in margin was primarily driven by higher revenue. Revenue exceeded analyst estimates by 3.0%. Earnings per share (EPS) also surpassed analyst estimates by 13%. Revenue is forecast to grow 4.6% p.a. on average during the next 2 years, compared to a 7.0% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 11% per year whereas the company’s share price has fallen by 6% per year.Seeking Alpha • Mar 26WaFd: Regional Bank With A 7.3% Yielding Preferred ShareSummary WaFd's preferred shares offer a 7.35% dividend yield, making them attractive for income investors despite recent value drops. The bank's net interest income has declined due to rising borrowing yields and falling asset yields, impacting profitability. The Luther Burbank merger improved WaFd's loan to deposit ratio, reducing dependence on costly external financing. Multifamily mortgage risks and low loan loss allowances are concerns, but preferred dividends remain secure with potential for capital appreciation. Read the full article on Seeking AlphaDeclared Dividend • Feb 14First quarter dividend of US$0.27 announcedShareholders will receive a dividend of US$0.27. Ex-date: 21st February 2025 Payment date: 7th March 2025 Dividend yield will be 3.5%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 10% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 18% over the next year, which should provide support to the dividend and adequate earnings cover.Major Estimate Revision • Jan 23Consensus EPS estimates fall by 12%The consensus outlook for earnings per share (EPS) in fiscal year 2025 has deteriorated. 2025 revenue forecast decreased from US$779.4m to US$711.2m. EPS estimate also fell from US$2.77 per share to US$2.43 per share. Net income forecast to grow 19% next year vs 12% growth forecast for Banks industry in the US. Consensus price target down from US$39.00 to US$32.67. Share price fell 5.1% to US$29.43 over the past week.お知らせ • Jan 22WaFd, Inc. and WaFd Bank Announces Transition of James Endrizzi from Executive Vice President and Chief Commercial Banker to Senior Vice President and Regional Director of Commercial Real Estate Banking for Utah and IdahoWaFd, Inc. and WaFd Bank announced that effective January 16, 2025, Mr. James Endrizzi, Executive Vice President and Chief Commercial Banker of WaFd, Inc. and WaFd Bank, will be transitioning to a new role as the Senior Vice President and Regional Director of Commercial Real Estate Banking for Utah and Idaho, where he will focus on commercial real estate lending in the Utah and Idaho regions. In connection with this change, Mr. Endrizzi will no longer sit on the Executive Management Committee of the Company and will no longer be an executive officer. Mr. Endrizzi’s duties as Chief Commercial Banker have been reassigned to other officers of the Bank.Price Target Changed • Jan 21Price target decreased by 9.4% to US$35.33Down from US$39.00, the current price target is an average from 3 analysts. New target price is 17% above last closing price of US$30.25. Stock is up 0.3% over the past year. The company is forecast to post earnings per share of US$2.43 for next year compared to US$2.50 last year.Reported Earnings • Jan 17First quarter 2025 earnings: EPS and revenues miss analyst expectationsFirst quarter 2025 results: EPS: US$0.27 (down from US$0.85 in 1Q 2024). Revenue: US$171.1m (up 2.8% from 1Q 2024). Net income: US$43.6m (down 20% from 1Q 2024). Profit margin: 26% (down from 33% in 1Q 2024). The decrease in margin was driven by higher expenses. Revenue missed analyst estimates by 8.7%. Earnings per share (EPS) also missed analyst estimates by 17%. Revenue is forecast to grow 10% p.a. on average during the next 2 years, compared to a 6.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 7% per year whereas the company’s share price has fallen by 5% per year.お知らせ • Dec 25WaFd, Inc., Annual General Meeting, Feb 11, 2025WaFd, Inc., Annual General Meeting, Feb 11, 2025.Reported Earnings • Nov 22Full year 2024 earnings: EPS exceeds analyst expectationsFull year 2024 results: EPS: US$2.50 (down from US$3.72 in FY 2023). Revenue: US$704.0m (flat on FY 2023). Net income: US$185.4m (down 24% from FY 2023). Profit margin: 26% (down from 35% in FY 2023). Net interest margin (NIM): 2.69% (down from 3.40% in FY 2023). Cost-to-income ratio: 62.1% (up from 50.7% in FY 2023). Non-performing loans: 0.31% (up from 0.26% in FY 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 1.1%. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 6.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 1% per year whereas the company’s share price has increased by 4% per year.Declared Dividend • Nov 15Fourth quarter dividend of US$0.26 announcedShareholders will receive a dividend of US$0.26. Ex-date: 22nd November 2024 Payment date: 6th December 2024 Dividend yield will be 2.8%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (41% payout ratio) and is expected to be well covered in 3 years' time (32% forecast payout ratio). The dividend has increased by an average of 10% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 34% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Nov 13WaFd, Inc. Announces Cash Dividend, Payable on December 6, 2024WaFd, Inc. announced a regular cash dividend of 26 cents per share. The dividend will be paid December 6, 2024, to common shareholders of record as of November 22, 2024. This will be the Company’s 167th consecutive quarterly cash dividend.Recent Insider Transactions • Nov 07Executive VP & Chief Credit Officer recently sold US$404k worth of stockOn the 4th of November, Ryan Mauer sold around 12k shares on-market at roughly US$33.33 per share. This transaction amounted to 23% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$1.0m more than they bought in the last 12 months.Recent Insider Transactions Derivative • Nov 06Executive VP & Chief Credit Officer notifies of intention to sell stockRyan Mauer intends to sell 12k shares in the next 90 days after lodging an Intent To Sell Form on the 4th of November. If the sale is conducted around the recent share price of US$33.37, it would amount to US$405k. Since December 2023, Ryan's direct individual holding has decreased from 60.19k shares to 52.66k. There has only been one transaction (US$399k sale) from insiders over the last 12 months.Seeking Alpha • Nov 05WaFd: Preferred Shares Still Offering Attractive Income At 6.7% YieldSummary WaFd's merger with Luther Burbank Corporation has improved its loan-to-deposit ratio and reduced external borrowing, enhancing future net interest income and earnings potential. Despite the positive merger impact, WaFd faces risks from high loan-to-deposit ratios and lower-than-average allowance for credit losses, which could pressure earnings. WaFd's preferred shares offer an attractive 6.7% yield and trade at 73% of their call price, providing income and potential capital appreciation. I recommend WaFd's preferred shares for income investors, given their seniority to common shares and insulation from the bank's loan performance challenges. Read the full article on Seeking AlphaReported Earnings • Oct 18Full year 2024 earnings: EPS exceeds analyst expectationsFull year 2024 results: EPS: US$2.50 (down from US$3.72 in FY 2023). Revenue: US$704.0m (flat on FY 2023). Net income: US$185.4m (down 24% from FY 2023). Profit margin: 26% (down from 35% in FY 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 1.1%. Revenue is forecast to grow 13% p.a. on average during the next 2 years, compared to a 6.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 1% per year whereas the company’s share price has remained flat.Declared Dividend • Aug 16Third quarter dividend of US$0.26 announcedShareholders will receive a dividend of US$0.26. Ex-date: 23rd August 2024 Payment date: 6th September 2024 Dividend yield will be 3.0%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (10% payout ratio) and is expected to be well covered in 3 years' time (29% forecast payout ratio). The dividend has increased by an average of 10% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 46% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Aug 14WaFd, Inc. Announces Cash Dividend, Payable on September 6, 2024The Board of Directors of WaFd, Inc. announced a regular cash dividend of 26 cents per share. The dividend will be paid September 6, 2024, to common shareholders of record as of August 23, 2024.Major Estimate Revision • Jul 24Consensus EPS estimates increase by 11%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has improved. 2024 revenue forecast increased from US$713.3m to US$727.8m. EPS estimate increased from US$2.26 to US$2.50 per share. Net income forecast to grow 35% next year vs 3.7% growth forecast for Banks industry in the US. Consensus price target up from US$32.00 to US$37.00. Share price was steady at US$34.54 over the past week.Seeking Alpha • Jul 24WaFd: Regional Bank Offering 7.6% Yielding Preferred DividendSummary WaFd, a regional bank, experienced a significant increase in share price after recent earnings. Financial performance showed growth in net interest income but volatility in some metrics, with risks related to loan losses. Stability in loan and deposit growth, but risks include inadequate credit loss allowance and concentration in certain loan types. Read the full article on Seeking AlphaPrice Target Changed • Jul 18Price target increased by 16% to US$37.00Up from US$32.00, the current price target is an average from 4 analysts. New target price is 10% above last closing price of US$33.61. Stock is up 12% over the past year. The company is forecast to post earnings per share of US$2.50 for next year compared to US$3.72 last year.Reported Earnings • Jul 17Third quarter 2024 earnings: EPS and revenues exceed analyst expectationsThird quarter 2024 results: EPS: US$0.75. Revenue: US$192.9m (up 11% from 3Q 2023). Net income: US$60.9m (up 4.8% from 3Q 2023). Profit margin: 32% (down from 33% in 3Q 2023). The decrease in margin was driven by higher expenses. Revenue exceeded analyst estimates by 4.6%. Earnings per share (EPS) also surpassed analyst estimates by 38%. Revenue is forecast to grow 15% p.a. on average during the next 2 years, compared to a 5.5% growth forecast for the Banks industry in the US.Recent Insider Transactions • May 23Executive VP recently sold US$399k worth of stockOn the 21st of May, Cathy Cooper sold around 14k shares on-market at roughly US$28.52 per share. This transaction amounted to 18% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was the only on-market transaction from insiders over the last 12 months.Declared Dividend • May 17Second quarter dividend of US$0.26 announcedShareholders will receive a dividend of US$0.26. Ex-date: 23rd May 2024 Payment date: 7th June 2024 Dividend yield will be 3.4%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (19% payout ratio) and is expected to be well covered in 3 years' time (32% forecast payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 56% over the next 3 years, which should provide support to the dividend and adequate earnings cover.Major Estimate Revision • Apr 29Consensus EPS estimates fall by 10%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has deteriorated. 2024 revenue forecast decreased from US$731.3m to US$716.4m. EPS estimate also fell from US$2.52 per share to US$2.27 per share. Net income forecast to grow 24% next year vs 1.5% growth forecast for Banks industry in the US. Consensus price target of US$32.75 unchanged from last update. Share price was steady at US$27.91 over the past week.Reported Earnings • Apr 23Second quarter 2024 earnings: EPS misses analyst expectationsSecond quarter 2024 results: EPS: US$0.17 (down from US$0.95 in 2Q 2023). Revenue: US$156.0m (down 14% from 2Q 2023). Net income: US$12.2m (down 80% from 2Q 2023). Profit margin: 7.8% (down from 34% in 2Q 2023). The decrease in margin was primarily driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 58%. Revenue is forecast to grow 19% p.a. on average during the next 2 years, compared to a 5.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings.Price Target Changed • Apr 11Price target decreased by 8.4% to US$32.75Down from US$35.75, the current price target is an average from 4 analysts. New target price is 21% above last closing price of US$27.15. Stock is down 8.6% over the past year. The company is forecast to post earnings per share of US$2.56 for next year compared to US$3.72 last year.Board Change • Apr 01High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Director Brad Shuster was the last director to join the board, commencing their role in 2024. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.New Risk • Mar 03New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 25% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. This is currently the only risk that has been identified for the company.お知らせ • Mar 01WaFd and WaFd Bank Appoints Bradley M. Shuster and M. Max Yzaguirre to Serve as DirectorsWaFd Inc. announced that Bradley M. Shuster and M. Max Yzaguirre, two former directors of Luther Burbank, were appointed to serve as directors of WaFd and WaFd Bank, in each case effective at March 1, 2024.Declared Dividend • Feb 16First quarter dividend increased to US$0.26Dividend of US$0.26 is 4.0% higher than last year. Ex-date: 22nd February 2024 Payment date: 8th March 2024 Dividend yield will be 3.5%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 1.7% over the next year. However, it would need to fall by 76% to increase the payout ratio to a potentially unsustainable range.お知らせ • Feb 14WaFd, Inc. Announces Quarterly Cash Dividend, Payable on March 8, 2024The Board of Directors of WaFd Inc. announced an increase to the regular quarterly cash dividend to 26 cents per share. The dividend will be paid March 8, 2024, to common shareholders of record as of February 23, 2024.お知らせ • Jan 31WaFd, Inc and Washington Federal Bank Announces Board AppointmentsWaFd Inc. and Washington Federal Bank announced that two directors from Luther Burbank to join the WaFd Inc. and WaFd Bank Boards of Directors. Mr. Brad Shuster and Mr. Max Yzaguirre will join the Boards following the closing of merger is expected to be completed by February 29, 2024.Reported Earnings • Jan 17First quarter 2024 earnings: EPS exceeds analyst expectations while revenues lag behindFirst quarter 2024 results: EPS: US$0.85 (down from US$1.16 in 1Q 2023). Revenue: US$166.4m (down 14% from 1Q 2023). Net income: US$54.8m (down 28% from 1Q 2023). Profit margin: 33% (down from 39% in 1Q 2023). The decrease in margin was driven by lower revenue. Revenue missed analyst estimates by 7.8%. Earnings per share (EPS) exceeded analyst estimates by 14%. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 4.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 25% per year but the company’s share price has remained flat, which means it is significantly lagging earnings.分析記事 • Jan 17Here's Why WaFd (NASDAQ:WAFD) Has Caught The Eye Of InvestorsIt's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...Price Target Changed • Dec 28Price target increased by 16% to US$34.75Up from US$30.00, the current price target is an average from 4 analysts. New target price is approximately in line with last closing price of US$33.48. Stock is down 1.5% over the past year. The company is forecast to post earnings per share of US$2.62 for next year compared to US$3.72 last year.Buying Opportunity • Dec 27Now 20% undervaluedOver the last 90 days, the stock is up 32%. The fair value is estimated to be US$42.18, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 12% over the last 3 years. Earnings per share has grown by 27%. Revenue is forecast to grow by 23% in 2 years. Earnings is forecast to grow by 14% in the next 2 years.Reported Earnings • Nov 22Full year 2023 earnings: EPS misses analyst expectationsFull year 2023 results: EPS: US$3.72 (up from US$3.40 in FY 2022). Revenue: US$700.9m (up 6.5% from FY 2022). Net income: US$242.8m (up 9.5% from FY 2022). Profit margin: 35% (in line with FY 2022). Net interest margin (NIM): 3.40% (up from 3.16% in FY 2022). Cost-to-income ratio: 50.7% (down from 54.3% in FY 2022). Non-performing loans: 0.26% (up from 0.18% in FY 2022). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 4.7%. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 3.9% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 27% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.お知らせ • Nov 15WaFd, Inc Announces Regular Quarterly Cash Dividend, Payable on December 8, 2023The Board of Directors of WaFd Inc. announced a regular quarterly cash dividend of 25 cents per share. The dividend will be paid December 8, 2023, to common shareholders of record as of November 24, 2023.Price Target Changed • Oct 19Price target decreased by 9.3% to US$29.33Down from US$32.33, the current price target is an average from 3 analysts. New target price is 17% above last closing price of US$25.05. Stock is down 31% over the past year. The company is forecast to post earnings per share of US$2.80 for next year compared to US$3.72 last year.Reported Earnings • Oct 18Full year 2023 earnings: EPS misses analyst expectationsFull year 2023 results: EPS: US$3.72 (up from US$3.40 in FY 2022). Revenue: US$700.9m (up 6.5% from FY 2022). Net income: US$242.8m (up 9.5% from FY 2022). Profit margin: 35% (in line with FY 2022). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 4.7%. Over the last 3 years on average, earnings per share has increased by 27% per year but the company’s share price has only increased by 4% per year, which means it is significantly lagging earnings growth.Buying Opportunity • Oct 13Now 22% undervalued after recent price dropOver the last 90 days, the stock is down 5.9%. The fair value is estimated to be US$32.24, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 12% over the last 3 years. Earnings per share has grown by 26%.分析記事 • Sep 25Here's Why We Think Washington Federal (NASDAQ:WAFD) Is Well Worth WatchingThe excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...お知らせ • Aug 17Washington Federal, Inc. Announces Quarterly Cash Dividend, Payable on September 8, 2023The Board of Directors of Washington Federal, Inc. announced a regular quarterly cash dividend of 25 cents per share. The dividend will be paid September 8, 2023, to common shareholders of record as of August 25, 2023.Reported Earnings • Jul 16Third quarter 2023 earnings: EPS misses analyst expectationsThird quarter 2023 results: EPS: US$0.89 (down from US$0.91 in 3Q 2022). Revenue: US$173.5m (up 3.4% from 3Q 2022). Net income: US$58.1m (down 2.5% from 3Q 2022). Profit margin: 34% (down from 36% in 3Q 2022). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 4.8%. Revenue is forecast to grow 20% p.a. on average during the next 2 years, compared to a 4.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 26% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.Buying Opportunity • Jul 14Now 23% undervalued after recent price dropOver the last 90 days, the stock is down 6.8%. The fair value is estimated to be US$34.67, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 9.3% over the last 3 years. Earnings per share has grown by 20%.分析記事 • Jun 20Here's Why We Think Washington Federal (NASDAQ:WAFD) Might Deserve Your Attention TodayInvestors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...Buying Opportunity • Jun 15Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 8.7%. The fair value is estimated to be US$36.22, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 9.3% over the last 3 years. Earnings per share has grown by 20%. Revenue is forecast to grow by 15% in a year. Earnings is forecast to grow by 3.5% in the next year.Valuation Update With 7 Day Price Move • Jun 08Investor sentiment improves as stock rises 15%After last week's 15% share price gain to US$30.03, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 8x in the Banks industry in the US. Total returns to shareholders of 15% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at US$36.05 per share.Recent Insider Transactions • May 14Independent Director recently bought US$126k worth of stockOn the 11th of May, Randall Talbot bought around 5k shares on-market at roughly US$25.18 per share. This transaction amounted to 9.6% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Despite this recent purchase, insiders have collectively sold US$701k more in shares than they bought in the last 12 months.お知らせ • May 11Washington Federal, Inc. Announces Not Stand for Reelection of Mark Tabbutt as DirectorWashington Federal, Inc. announced on May 5, 2023, Mark Tabbutt notified the company that he will not stand for reelection as a director of the company upon the expiration of his current term. Mr. Tabbutt has served as a director of the company since 2011 and his current term expires at the 2023 annual meeting of shareholders. Mr. Tabbutt intends to continue his service as a director of the company until the 2023 Annual Meeting which is expected to be held in or around February 2024. Mr. Tabbutt’s decision to let his term expire and not to stand for reelection at the 2023 Annual Meeting is for personal reasons and not related to any disagreement with the company or its management.お知らせ • May 10Washington Federal, Inc. Announces Quarterly Cash Dividend, Payable on June 2, 2023The Board of Directors of Washington Federal, Inc. announced a regular quarterly cash dividend of 25 cents per share. The dividend will be paid June 2, 2023, to common shareholders of record as of May 19, 2023.Buying Opportunity • Apr 25Now 23% undervalued after recent price dropOver the last 90 days, the stock is down 18%. The fair value is estimated to be US$35.71, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 9.3% over the last 3 years. Earnings per share has grown by 20%. Revenue is forecast to grow by 15% in a year. Earnings is forecast to grow by 3.5% in the next year.Reported Earnings • Apr 14Second quarter 2023 earnings: EPS and revenues miss analyst expectationsSecond quarter 2023 results: EPS: US$0.95 (up from US$0.70 in 2Q 2022). Revenue: US$181.6m (up 20% from 2Q 2022). Net income: US$62.3m (up 36% from 2Q 2022). Profit margin: 34% (up from 30% in 2Q 2022). The increase in margin was driven by higher revenue. Revenue missed analyst estimates by 8.7%. Earnings per share (EPS) also missed analyst estimates by 11%. Revenue is forecast to grow 19% p.a. on average during the next 2 years, compared to a 5.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.Price Target Changed • Apr 08Price target decreased by 8.5% to US$39.67Down from US$43.33, the current price target is an average from 3 analysts. New target price is 33% above last closing price of US$29.89. Stock is down 4.7% over the past year. The company is forecast to post earnings per share of US$4.18 for next year compared to US$3.40 last year.Recent Insider Transactions • Mar 12Independent Director recently bought US$109k worth of stockOn the 10th of March, Randall Talbot bought around 4k shares on-market at roughly US$31.10 per share. This transaction amounted to 7.2% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Despite this recent purchase, insiders have collectively sold US$875k more in shares than they bought in the last 12 months.Buying Opportunity • Mar 09Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 5.6%. The fair value is estimated to be US$40.13, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 6.5% over the last 3 years. Earnings per share has grown by 13%. Revenue is forecast to grow by 22% in a year. Earnings is forecast to grow by 21% in the next year.お知らせ • Jan 27+ 1 more updateWashington Federal, Inc. and Washington Federal Bank President Brent Beardall Expected to Return Soon to Full-Time Duties from February 13, 2023Brent Beardall, President of Washington Federal, Inc. and Washington Federal Bank (dba WaFd Bank), continues to make significant progress recovering from a small plane crash in early January in Provo, Utah. Beardall, who is undergoing extensive physical therapy at the Rehabilitation Hospital at the University of Utah Health, expects to be discharged from the hospital on February 10, 2023, and return to his duties at WaFd Bank full time beginning February 13, 2023.Recent Insider Transactions • Jan 20Chief Consumer Banker recently sold US$514k worth of stockOn the 18th of January, Cathy Cooper sold around 15k shares on-market at roughly US$34.25 per share. This transaction amounted to 18% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Cathy's only on-market trade for the last 12 months.Buying Opportunity • Jan 19Now 24% undervalued after recent price dropOver the last 90 days, the stock is down 7.6%. The fair value is estimated to be US$44.75, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 4.8% over the last 3 years. Earnings per share has grown by 8.2%.Reported Earnings • Jan 14First quarter 2023 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2023 results: EPS: US$1.16 (up from US$0.71 in 1Q 2022). Revenue: US$194.3m (up 28% from 1Q 2022). Net income: US$75.9m (up 63% from 1Q 2022). Profit margin: 39% (up from 31% in 1Q 2022). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.6%. Earnings per share (EPS) also surpassed analyst estimates by 6.1%. Revenue is forecast to grow 20% p.a. on average during the next 2 years, compared to a 6.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 13% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.お知らせ • Jan 04+ 1 more updateWashington Federal, Inc. Announces CEO ChangesOn January 2, 2023 Brent Beardall, President and CEO of Washington Federal, Inc., and its wholly owned subsidiary Washington Federal Bank, dba WaFd Bank, was on board a private plane that crashed in Provo, Utah. He was transported by ambulance to the hospital for surgery with multiple injuries, including broken bones and lacerations, and is expected to make a full recovery. Mr. Beardall will take a temporary leave of absence from his duties as President and CEO while he recovers from his injuries. Effective January 3, 2023, Executive Vice President and Chief Consumer Banker, Cathy Cooper, will temporarily assume Mr. Beardall’s duties as President and CEO during his recovery. Ms. Cooper, 57, joined WaFd Bank in 1996 and has served as an Executive Vice President of WaFd Bank overseeing retail banking and client experience since 2016. Ms. Cooper will not receive any additional compensation related to her assumption of Mr. Beardall’s duties during his absence.Reported Earnings • Nov 19Full year 2022 earnings: EPS and revenues exceed analyst expectationsFull year 2022 results: EPS: US$3.40 (up from US$2.39 in FY 2021). Revenue: US$658.0m (up 14% from FY 2021). Net income: US$221.7m (up 28% from FY 2021). Profit margin: 34% (up from 30% in FY 2021). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.16% (up from 2.80% in FY 2021). Cost-to-income ratio: 54.3% (down from 58.8% in FY 2021). Non-performing loans: 0.18% (down from 0.19% in FY 2021). Revenue exceeded analyst estimates by 3.3%. Earnings per share (EPS) also surpassed analyst estimates by 5.6%. Revenue is forecast to grow 17% p.a. on average during the next 2 years, compared to a 6.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 6% per year but the company’s share price has fallen by 2% per year, which means it is significantly lagging earnings.Price Target Changed • Nov 17Price target increased to US$43.67Up from US$37.67, the current price target is an average from 3 analysts. New target price is 24% above last closing price of US$35.11. Stock is up 0.3% over the past year. The company is forecast to post earnings per share of US$4.03 for next year compared to US$3.40 last year.Major Estimate Revision • Oct 21Consensus revenue estimates increase by 10%The consensus outlook for revenues in 2023 has improved. 2023 revenue forecast increased from US$706.5m to US$780.2m. EPS estimate increased from US$3.57 to US$4.27 per share. Net income forecast to grow 26% next year vs 13% growth forecast for Banks industry in the US. Consensus price target up from US$37.67 to US$43.67. Share price rose 10% to US$36.36 over the past week.Price Target Changed • Oct 19Price target increased to US$43.67Up from US$37.67, the current price target is an average from 3 analysts. New target price is 16% above last closing price of US$37.58. Stock is up 5.5% over the past year. The company is forecast to post earnings per share of US$4.27 for next year compared to US$3.40 last year.Reported Earnings • Oct 14Full year 2022 earnings: EPS and revenues exceed analyst expectationsFull year 2022 results: EPS: US$3.40 (up from US$2.39 in FY 2021). Revenue: US$658.0m (up 14% from FY 2021). Net income: US$221.7m (up 28% from FY 2021). Profit margin: 34% (up from 30% in FY 2021). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.16% (up from 2.80% in FY 2021). Cost-to-income ratio: 54.3% (down from 58.8% in FY 2021). Revenue exceeded analyst estimates by 3.4%. Earnings per share (EPS) also surpassed analyst estimates by 5.6%. Over the last 3 years on average, earnings per share has increased by 6% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.Seeking Alpha • Oct 13Washington Federal GAAP EPS of $1.07 beats by $0.16, revenue of $173.62M misses by $0.48MWashington Federal press release (NASDAQ:WAFD): Q4 GAAP EPS of $1.07 beats by $0.16. Net interest income of $173.62M業績と収益の成長予測NasdaqGS:WAFD - アナリストの将来予測と過去の財務データ ( )USD Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数9/30/2027815241N/AN/A49/30/2026788243N/AN/A43/31/2026751238217255N/A12/31/2025734228215248N/A9/30/2025718211208237N/A6/30/2025721212252276N/A3/31/2025730215257281N/A12/31/2024709174355378N/A9/30/2024704185415439N/A6/30/2024667174404425N/A3/31/2024647172360382N/A12/31/2023673222237258N/A9/30/2023701243199214N/A6/30/2023736266214228N/A3/31/2023730268285296N/A12/31/2022700251296308N/A9/30/2022658222257268N/A6/30/2022623201223236N/A3/31/2022599185178193N/A12/31/2021600181223247N/A9/30/2021579174285314N/A6/30/2021547159271305N/A3/31/2021523150279320N/A12/31/2020510145152187N/A9/30/2020549173135167N/A6/30/2020568191150177N/A3/31/2020584210156176N/A12/31/2019576225N/A247N/A9/30/2019545210N/A234N/A6/30/2019543209N/A219N/A3/31/2019539207N/A179N/A12/31/2018538205N/A193N/A9/30/2018522204N/A191N/A6/30/2018514198N/A198N/A3/31/2018505191N/A216N/A12/31/2017494184N/A196N/A9/30/2017486174N/A180N/A6/30/2017478172N/A175N/A3/31/2017472171N/A170N/A12/31/2016471170N/A196N/A9/30/2016474164N/A222N/A6/30/2016471162N/A240N/A3/31/2016477158N/A219N/A12/31/2015475157N/A193N/A9/30/2015476160N/A143N/A6/30/2015474158N/A152N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: WAFDの予測収益成長率 (年間0.5% ) は 貯蓄率 ( 3.5% ) を下回っています。収益対市場: WAFDの収益 ( 0.5% ) US市場 ( 18.5% ) よりも低い成長が予測されています。高成長収益: WAFDの収益は増加すると予測されていますが、大幅には増加しません。収益対市場: WAFDの収益 ( 5.1% ) US市場 ( 12.7% ) よりも低い成長が予測されています。高い収益成長: WAFDの収益 ( 5.1% ) 20%よりも低い成長が予測されています。一株当たり利益成長率予想将来の株主資本利益率将来のROE: WAFDの 自己資本利益率 が 3 年後に高くなると予測されるかどうかを判断するにはデータが不十分です成長企業の発掘7D1Y7D1Y7D1YBanks 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/06/24 13:46終値2026/06/24 00:00収益2026/03/31年間収益2025/09/30データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社の Github ページ でご覧いただけます。また、レポートの使い方に関する ガイド や YouTube の チュートリアル もご用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋WaFd, Inc. 4 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。17 アナリスト機関Bruce HartingBarclaysMichael DianaCantor Fitzgerald & Co.Jeffrey RulisD.A. Davidson & Co.14 その他のアナリストを表示
Price Target Changed • Apr 20Price target increased by 7.2% to US$35.25Up from US$32.88, the current price target is an average from 4 analysts. New target price is approximately in line with last closing price of US$35.24. Stock is up 26% over the past year. The company is forecast to post earnings per share of US$3.23 for next year compared to US$2.64 last year.
Price Target Changed • Jan 16Price target increased by 7.7% to US$33.38Up from US$31.00, the current price target is an average from 4 analysts. New target price is approximately in line with last closing price of US$32.39. Stock is up 7.1% over the past year. The company is forecast to post earnings per share of US$3.01 for next year compared to US$2.64 last year.
Major Estimate Revision • Jan 23Consensus EPS estimates fall by 12%The consensus outlook for earnings per share (EPS) in fiscal year 2025 has deteriorated. 2025 revenue forecast decreased from US$779.4m to US$711.2m. EPS estimate also fell from US$2.77 per share to US$2.43 per share. Net income forecast to grow 19% next year vs 12% growth forecast for Banks industry in the US. Consensus price target down from US$39.00 to US$32.67. Share price fell 5.1% to US$29.43 over the past week.
Price Target Changed • Jan 21Price target decreased by 9.4% to US$35.33Down from US$39.00, the current price target is an average from 3 analysts. New target price is 17% above last closing price of US$30.25. Stock is up 0.3% over the past year. The company is forecast to post earnings per share of US$2.43 for next year compared to US$2.50 last year.
Major Estimate Revision • Jul 24Consensus EPS estimates increase by 11%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has improved. 2024 revenue forecast increased from US$713.3m to US$727.8m. EPS estimate increased from US$2.26 to US$2.50 per share. Net income forecast to grow 35% next year vs 3.7% growth forecast for Banks industry in the US. Consensus price target up from US$32.00 to US$37.00. Share price was steady at US$34.54 over the past week.
Price Target Changed • Jul 18Price target increased by 16% to US$37.00Up from US$32.00, the current price target is an average from 4 analysts. New target price is 10% above last closing price of US$33.61. Stock is up 12% over the past year. The company is forecast to post earnings per share of US$2.50 for next year compared to US$3.72 last year.
Seeking Alpha • Jun 08WaFd: Regional Bank Preferred Share Offering 7.5% Dividend YieldSummary WaFd preferred shares now offer a 7.5% yield, trading at a 35% discount to par, presenting an attractive entry for income investors. WAFD’s net interest income has risen for five consecutive quarters, supported by consistent declines in interest expense and stabilization of the loan-to-deposit ratio at 93%. Loan growth remains sluggish post-merger, but Q1 saw a modest 0.6% uptick; deposits are stable, with minimal quarterly fluctuations. Nonperforming assets have improved, reducing risk to both common and preferred dividends, which remain well-covered by current operating performance. Read the full article on Seeking Alpha
Declared Dividend • May 15Second quarter dividend of US$0.27 announcedDividend of US$0.27 is the same as last year. Ex-date: 22nd May 2026 Payment date: 5th June 2026 Dividend yield will be 3.1%, which is about the same as the industry average. Sustainability & Growth The dividend has increased by an average of 7.6% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 7.3% over the next year, which should provide support to the dividend and adequate earnings cover.
お知らせ • May 14Wafd, Inc. Announces Regular Quarterly Cash Dividend, Payable on June 5, 2026The Board of Directors of WaFd, Inc. announced a regular cash dividend of 27 cents per share. The dividend will be paid June 5, 2026, to common shareholders of record as of May 22, 2026. This will be the Company’s 173 consecutive quarterly cash dividend.
ライブニュース • May 08WaFd Posts Earnings Beat With Higher Shareholder Returns and Cautious Credit ApproachWaFd reported Q2 fiscal 2026 adjusted earnings of $0.83 per share, above the Zacks Consensus Estimate of $0.74, supported by net interest income and non-interest income. The company recorded Q2 2026 net income of $65.6 million, with total assets of $27.6 billion and a net interest margin of 2.81%. Management highlighted higher expenses, deposit competition and credit pressures, while maintaining an allowance for credit losses equal to 163% of non-performing loans and continuing dividends and share repurchases. For you as an investor, the key takeaway is that WaFd is pairing higher quarterly earnings per share with a relatively conservative credit stance, given the coverage of non-performing loans. The 2.81% net interest margin and contribution from non-interest income help support profitability at a time when deposit costs and borrowing expenses are under pressure. The bank is also actively returning capital to shareholders through dividends and buybacks, including 2.74 million shares repurchased in the quarter, which can support per-share metrics over time. At the same time, management is flagging ongoing challenges such as deposit competition, rising expenses and credit quality risks, which are outlined in recent SEC filings and are important for you to watch in upcoming quarters.
New Risk • Apr 28New minor risk - Insider sellingThere has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: US$955k This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. This is currently the only risk that has been identified for the company.
Recent Insider Transactions • Apr 28Executive VP & COO recently sold US$776k worth of stockOn the 24th of April, Kim Robison sold around 22k shares on-market at roughly US$35.28 per share. This transaction amounted to 27% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Kim's only on-market trade for the last 12 months.
Recent Insider Transactions Derivative • Apr 26Executive VP & COO notifies of intention to sell stockKim Robison intends to sell 22k shares in the next 90 days after lodging an Intent To Sell Form on the 24th of April. If the sale is conducted around the recent share price of US$35.28, it would amount to US$776k. Since December 2025, Kim has owned 80.38k shares directly. There has only been one transaction (US$179k sale) from insiders over the last 12 months.
Price Target Changed • Apr 20Price target increased by 7.2% to US$35.25Up from US$32.88, the current price target is an average from 4 analysts. New target price is approximately in line with last closing price of US$35.24. Stock is up 26% over the past year. The company is forecast to post earnings per share of US$3.23 for next year compared to US$2.64 last year.
Reported Earnings • Apr 17Second quarter 2026 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2026 results: EPS: US$0.82 (up from US$0.65 in 2Q 2025). Revenue: US$193.4m (up 9.2% from 2Q 2025). Net income: US$61.9m (up 18% from 2Q 2025). Profit margin: 32% (up from 30% in 2Q 2025). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 3.6%. Earnings per share (EPS) also surpassed analyst estimates by 9.3%. Revenue is forecast to grow 4.0% p.a. on average during the next 2 years, compared to a 8.7% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 14% per year but the company’s share price has increased by 7% per year, which means it is well ahead of earnings.
お知らせ • Apr 03WaFd, Inc. to Report Q2, 2026 Results on Apr 16, 2026WaFd, Inc. announced that they will report Q2, 2026 results at 4:00 PM, US Eastern Standard Time on Apr 16, 2026
Declared Dividend • Feb 06First quarter dividend of US$0.27 announcedDividend of US$0.27 is the same as last year. Ex-date: 13th February 2026 Payment date: 27th February 2026 Dividend yield will be 3.2%, which is about the same as the industry average. Sustainability & Growth The dividend has increased by an average of 7.6% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 6.4% over the next year, which should provide support to the dividend and adequate earnings cover.
お知らせ • Feb 05WaFd, Inc. Announces Board and Committee ChangesOn February 3, 2026, Director Steven Singh notified WaFd, Inc. that he is resigning from the Board, effective, May 13, 2026. Mr. Singh has served as a director of the Company since 2018, and he currently serves on the Technology Committee of the Board. Mr. Singh’s decision to resign from the Board is for personal reasons. The Board has appointed Director Bradley Shuster to succeed Mr. Grant as the Chair of the Audit Committee of the Board.
お知らせ • Feb 04WaFd, Inc. Announces Regular Cash Dividend, Payable on February 27, 2026The Board of Directors of WaFd, Inc. announced a regular cash dividend of 27 cents per share. The dividend will be paid February 27, 2026, to common shareholders of record as of February 13, 2026. This will be the Company’s 172 consecutive quarterly cash dividend.
Price Target Changed • Jan 16Price target increased by 7.7% to US$33.38Up from US$31.00, the current price target is an average from 4 analysts. New target price is approximately in line with last closing price of US$32.39. Stock is up 7.1% over the past year. The company is forecast to post earnings per share of US$3.01 for next year compared to US$2.64 last year.
お知らせ • Jan 09WaFd, Inc. Appoints Colin Murphy as Regional President for Northern OregonWaFd, Inc. announced that Colin Murphy has joined the organization as Regional President for Northern Oregon. In this role, Murphy will lead the bank’s commercial and retail banking strategy across the region, with a focus on client relationships, team development, and community engagement. Murphy brings more than 22 years of banking experience to WaFd Bank, including over 15 years dedicated to commercial banking. Most recently, he led a commercial banking team at BMO/Bank of the West, overseeing key markets across Portland, Seattle, and Boise. His leadership experience spans relationship management, market growth, and creating empowered, result-oriented teams in competitive markets. Murphy is known for his relationship-based leadership style and commitment to community impact, with a focus on lasting partnerships, local business support, and team development. Outside of work, Murphy enjoys spending time with his wife, Malinda, and their two children, Addie (10) and Jaxson (6). In his free time, he volunteers for the Board of Directors for Campfire Columbia, where he serves on the finance committee. He can often be found on the golf course, coaching youth softball and baseball, hiking, or traveling with his family.
お知らせ • Jan 06WaFd, Inc. to Report Q1, 2026 Results on Jan 15, 2026WaFd, Inc. announced that they will report Q1, 2026 results After-Market on Jan 15, 2026
お知らせ • Dec 22WaFd, Inc., Annual General Meeting, Feb 03, 2026WaFd, Inc., Annual General Meeting, Feb 03, 2026.
Reported Earnings • Nov 20Full year 2025 earnings: EPS misses analyst expectationsFull year 2025 results: EPS: US$2.64 (up from US$2.50 in FY 2024). Revenue: US$717.7m (up 1.9% from FY 2024). Net income: US$211.4m (up 14% from FY 2024). Profit margin: 30% (up from 26% in FY 2024). The increase in margin was primarily driven by lower expenses. Net interest margin (NIM): 2.58% (down from 2.69% in FY 2024). Cost-to-income ratio: 58.9% (down from 62.1% in FY 2024). Non-performing loans: 0.60% (up from 0.31% in FY 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 1.8%. Revenue is forecast to grow 7.1% p.a. on average during the next 2 years, compared to a 8.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 18% per year but the company’s share price has only fallen by 4% per year, which means it has not declined as severely as earnings.
Declared Dividend • Nov 14Fourth quarter dividend of US$0.27 announcedShareholders will receive a dividend of US$0.27. Ex-date: 21st November 2025 Payment date: 5th December 2025 Dividend yield will be 3.5%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (41% payout ratio) and is expected to be well covered in 3 years' time (34% forecast payout ratio). The dividend has increased by an average of 7.6% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 24% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Nov 12Wafd, Inc. Announces Regular Quarterly Cash Dividend, Payable on December 5, 2025The Board of Directors of WaFd, Inc. announced a regular quarterly cash dividend of 27 cents per share. The dividend will be paid December 5, 2025, to common shareholders of record as of November 21, 2025. This will be the Company’s 171st consecutive quarterly cash dividend.
Reported Earnings • Oct 18Full year 2025 earnings: EPS misses analyst expectationsFull year 2025 results: EPS: US$2.82 (up from US$2.50 in FY 2024). Revenue: US$717.7m (up 1.9% from FY 2024). Net income: US$226.1m (up 22% from FY 2024). Profit margin: 32% (up from 26% in FY 2024). The increase in margin was primarily driven by lower expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 1.8%. Over the last 3 years on average, earnings per share has fallen by 17% per year but the company’s share price has only fallen by 9% per year, which means it has not declined as severely as earnings.
お知らせ • Oct 17WaFd, Inc. Reports Net Charge-Offs for the Fourth Quarter Ended September 30, 2025WaFd, Inc. reported net charge-offs for the fourth quarter ended September 30, 2025. For the quarter, the company reported Net charge-offs were $1.0 million compared to $5.4 million the prior quarter.
お知らせ • Oct 04WaFd, Inc. to Report Q4, 2025 Results on Oct 16, 2025WaFd, Inc. announced that they will report Q4, 2025 results After-Market on Oct 16, 2025
Declared Dividend • Aug 15Third quarter dividend of US$0.27 announcedShareholders will receive a dividend of US$0.27. Ex-date: 22nd August 2025 Payment date: 5th September 2025 Dividend yield will be 3.5%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 9.4% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 15% over the next year, which should provide support to the dividend and adequate earnings cover.
お知らせ • Aug 13WaFd, Inc. Announces Regular Quarterly Cash Dividend, Payable on September 5, 2025The Board of Directors of WaFd, Inc. announced a regular quarterly cash dividend of 27 cents per share. The dividend will be paid September 5, 2025, to common shareholders of record as of August 22, 2025. This will be the Company’s 170th consecutive quarterly cash dividend.
Reported Earnings • Jul 18Third quarter 2025 earnings: EPS and revenues exceed analyst expectationsThird quarter 2025 results: EPS: US$0.73 (down from US$0.75 in 3Q 2024). Revenue: US$184.3m (down 4.5% from 3Q 2024). Net income: US$58.3m (down 4.3% from 3Q 2024). Profit margin: 32% (in line with 3Q 2024). Revenue exceeded analyst estimates by 1.3%. Earnings per share (EPS) also surpassed analyst estimates by 8.1%. Revenue is forecast to grow 5.7% p.a. on average during the next 2 years, compared to a 7.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 15% per year but the company’s share price has only fallen by 3% per year, which means it has not declined as severely as earnings.
お知らせ • Jul 03WaFd, Inc. to Report Q3, 2025 Results on Jul 17, 2025WaFd, Inc. announced that they will report Q3, 2025 results After-Market on Jul 17, 2025
Declared Dividend • May 16Second quarter dividend of US$0.27 announcedShareholders will receive a dividend of US$0.27. Ex-date: 23rd May 2025 Payment date: 6th June 2025 Dividend yield will be 3.5%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 9.4% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 10% over the next year, which should provide support to the dividend and adequate earnings cover.
お知らせ • May 14Wafd, Inc. Announces Regular Quarterly Cash Dividend, Payable on June 6, 2025The Board of Directors of WaFd, Inc. announced a regular quarterly cash dividend of 27 cents per share. The dividend will be paid June 6, 2025, to common shareholders of record as of May 23, 2025.
お知らせ • Apr 16WaFd, Inc. Reports Net Charge-Offs for the Second Quarter Ended March 31, 2025WaFd, Inc. reported net charge-offs for the second quarter ended March 31, 2025. Net charge-offs were $5,063,000 for the second fiscal quarter of 2025, compared to $231,000 for the prior quarter.
Reported Earnings • Apr 14Second quarter 2025 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2025 results: EPS: US$0.65 (up from US$0.17 in 2Q 2024). Revenue: US$177.0m (up 14% from 2Q 2024). Net income: US$52.6m (up 330% from 2Q 2024). Profit margin: 30% (up from 7.8% in 2Q 2024). The increase in margin was primarily driven by higher revenue. Revenue exceeded analyst estimates by 3.0%. Earnings per share (EPS) also surpassed analyst estimates by 13%. Revenue is forecast to grow 4.6% p.a. on average during the next 2 years, compared to a 7.0% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 11% per year whereas the company’s share price has fallen by 6% per year.
Seeking Alpha • Mar 26WaFd: Regional Bank With A 7.3% Yielding Preferred ShareSummary WaFd's preferred shares offer a 7.35% dividend yield, making them attractive for income investors despite recent value drops. The bank's net interest income has declined due to rising borrowing yields and falling asset yields, impacting profitability. The Luther Burbank merger improved WaFd's loan to deposit ratio, reducing dependence on costly external financing. Multifamily mortgage risks and low loan loss allowances are concerns, but preferred dividends remain secure with potential for capital appreciation. Read the full article on Seeking Alpha
Declared Dividend • Feb 14First quarter dividend of US$0.27 announcedShareholders will receive a dividend of US$0.27. Ex-date: 21st February 2025 Payment date: 7th March 2025 Dividend yield will be 3.5%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 10% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 18% over the next year, which should provide support to the dividend and adequate earnings cover.
Major Estimate Revision • Jan 23Consensus EPS estimates fall by 12%The consensus outlook for earnings per share (EPS) in fiscal year 2025 has deteriorated. 2025 revenue forecast decreased from US$779.4m to US$711.2m. EPS estimate also fell from US$2.77 per share to US$2.43 per share. Net income forecast to grow 19% next year vs 12% growth forecast for Banks industry in the US. Consensus price target down from US$39.00 to US$32.67. Share price fell 5.1% to US$29.43 over the past week.
お知らせ • Jan 22WaFd, Inc. and WaFd Bank Announces Transition of James Endrizzi from Executive Vice President and Chief Commercial Banker to Senior Vice President and Regional Director of Commercial Real Estate Banking for Utah and IdahoWaFd, Inc. and WaFd Bank announced that effective January 16, 2025, Mr. James Endrizzi, Executive Vice President and Chief Commercial Banker of WaFd, Inc. and WaFd Bank, will be transitioning to a new role as the Senior Vice President and Regional Director of Commercial Real Estate Banking for Utah and Idaho, where he will focus on commercial real estate lending in the Utah and Idaho regions. In connection with this change, Mr. Endrizzi will no longer sit on the Executive Management Committee of the Company and will no longer be an executive officer. Mr. Endrizzi’s duties as Chief Commercial Banker have been reassigned to other officers of the Bank.
Price Target Changed • Jan 21Price target decreased by 9.4% to US$35.33Down from US$39.00, the current price target is an average from 3 analysts. New target price is 17% above last closing price of US$30.25. Stock is up 0.3% over the past year. The company is forecast to post earnings per share of US$2.43 for next year compared to US$2.50 last year.
Reported Earnings • Jan 17First quarter 2025 earnings: EPS and revenues miss analyst expectationsFirst quarter 2025 results: EPS: US$0.27 (down from US$0.85 in 1Q 2024). Revenue: US$171.1m (up 2.8% from 1Q 2024). Net income: US$43.6m (down 20% from 1Q 2024). Profit margin: 26% (down from 33% in 1Q 2024). The decrease in margin was driven by higher expenses. Revenue missed analyst estimates by 8.7%. Earnings per share (EPS) also missed analyst estimates by 17%. Revenue is forecast to grow 10% p.a. on average during the next 2 years, compared to a 6.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 7% per year whereas the company’s share price has fallen by 5% per year.
お知らせ • Dec 25WaFd, Inc., Annual General Meeting, Feb 11, 2025WaFd, Inc., Annual General Meeting, Feb 11, 2025.
Reported Earnings • Nov 22Full year 2024 earnings: EPS exceeds analyst expectationsFull year 2024 results: EPS: US$2.50 (down from US$3.72 in FY 2023). Revenue: US$704.0m (flat on FY 2023). Net income: US$185.4m (down 24% from FY 2023). Profit margin: 26% (down from 35% in FY 2023). Net interest margin (NIM): 2.69% (down from 3.40% in FY 2023). Cost-to-income ratio: 62.1% (up from 50.7% in FY 2023). Non-performing loans: 0.31% (up from 0.26% in FY 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 1.1%. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 6.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 1% per year whereas the company’s share price has increased by 4% per year.
Declared Dividend • Nov 15Fourth quarter dividend of US$0.26 announcedShareholders will receive a dividend of US$0.26. Ex-date: 22nd November 2024 Payment date: 6th December 2024 Dividend yield will be 2.8%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (41% payout ratio) and is expected to be well covered in 3 years' time (32% forecast payout ratio). The dividend has increased by an average of 10% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 34% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Nov 13WaFd, Inc. Announces Cash Dividend, Payable on December 6, 2024WaFd, Inc. announced a regular cash dividend of 26 cents per share. The dividend will be paid December 6, 2024, to common shareholders of record as of November 22, 2024. This will be the Company’s 167th consecutive quarterly cash dividend.
Recent Insider Transactions • Nov 07Executive VP & Chief Credit Officer recently sold US$404k worth of stockOn the 4th of November, Ryan Mauer sold around 12k shares on-market at roughly US$33.33 per share. This transaction amounted to 23% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$1.0m more than they bought in the last 12 months.
Recent Insider Transactions Derivative • Nov 06Executive VP & Chief Credit Officer notifies of intention to sell stockRyan Mauer intends to sell 12k shares in the next 90 days after lodging an Intent To Sell Form on the 4th of November. If the sale is conducted around the recent share price of US$33.37, it would amount to US$405k. Since December 2023, Ryan's direct individual holding has decreased from 60.19k shares to 52.66k. There has only been one transaction (US$399k sale) from insiders over the last 12 months.
Seeking Alpha • Nov 05WaFd: Preferred Shares Still Offering Attractive Income At 6.7% YieldSummary WaFd's merger with Luther Burbank Corporation has improved its loan-to-deposit ratio and reduced external borrowing, enhancing future net interest income and earnings potential. Despite the positive merger impact, WaFd faces risks from high loan-to-deposit ratios and lower-than-average allowance for credit losses, which could pressure earnings. WaFd's preferred shares offer an attractive 6.7% yield and trade at 73% of their call price, providing income and potential capital appreciation. I recommend WaFd's preferred shares for income investors, given their seniority to common shares and insulation from the bank's loan performance challenges. Read the full article on Seeking Alpha
Reported Earnings • Oct 18Full year 2024 earnings: EPS exceeds analyst expectationsFull year 2024 results: EPS: US$2.50 (down from US$3.72 in FY 2023). Revenue: US$704.0m (flat on FY 2023). Net income: US$185.4m (down 24% from FY 2023). Profit margin: 26% (down from 35% in FY 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 1.1%. Revenue is forecast to grow 13% p.a. on average during the next 2 years, compared to a 6.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 1% per year whereas the company’s share price has remained flat.
Declared Dividend • Aug 16Third quarter dividend of US$0.26 announcedShareholders will receive a dividend of US$0.26. Ex-date: 23rd August 2024 Payment date: 6th September 2024 Dividend yield will be 3.0%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (10% payout ratio) and is expected to be well covered in 3 years' time (29% forecast payout ratio). The dividend has increased by an average of 10% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 46% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Aug 14WaFd, Inc. Announces Cash Dividend, Payable on September 6, 2024The Board of Directors of WaFd, Inc. announced a regular cash dividend of 26 cents per share. The dividend will be paid September 6, 2024, to common shareholders of record as of August 23, 2024.
Major Estimate Revision • Jul 24Consensus EPS estimates increase by 11%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has improved. 2024 revenue forecast increased from US$713.3m to US$727.8m. EPS estimate increased from US$2.26 to US$2.50 per share. Net income forecast to grow 35% next year vs 3.7% growth forecast for Banks industry in the US. Consensus price target up from US$32.00 to US$37.00. Share price was steady at US$34.54 over the past week.
Seeking Alpha • Jul 24WaFd: Regional Bank Offering 7.6% Yielding Preferred DividendSummary WaFd, a regional bank, experienced a significant increase in share price after recent earnings. Financial performance showed growth in net interest income but volatility in some metrics, with risks related to loan losses. Stability in loan and deposit growth, but risks include inadequate credit loss allowance and concentration in certain loan types. Read the full article on Seeking Alpha
Price Target Changed • Jul 18Price target increased by 16% to US$37.00Up from US$32.00, the current price target is an average from 4 analysts. New target price is 10% above last closing price of US$33.61. Stock is up 12% over the past year. The company is forecast to post earnings per share of US$2.50 for next year compared to US$3.72 last year.
Reported Earnings • Jul 17Third quarter 2024 earnings: EPS and revenues exceed analyst expectationsThird quarter 2024 results: EPS: US$0.75. Revenue: US$192.9m (up 11% from 3Q 2023). Net income: US$60.9m (up 4.8% from 3Q 2023). Profit margin: 32% (down from 33% in 3Q 2023). The decrease in margin was driven by higher expenses. Revenue exceeded analyst estimates by 4.6%. Earnings per share (EPS) also surpassed analyst estimates by 38%. Revenue is forecast to grow 15% p.a. on average during the next 2 years, compared to a 5.5% growth forecast for the Banks industry in the US.
Recent Insider Transactions • May 23Executive VP recently sold US$399k worth of stockOn the 21st of May, Cathy Cooper sold around 14k shares on-market at roughly US$28.52 per share. This transaction amounted to 18% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was the only on-market transaction from insiders over the last 12 months.
Declared Dividend • May 17Second quarter dividend of US$0.26 announcedShareholders will receive a dividend of US$0.26. Ex-date: 23rd May 2024 Payment date: 7th June 2024 Dividend yield will be 3.4%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (19% payout ratio) and is expected to be well covered in 3 years' time (32% forecast payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 56% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
Major Estimate Revision • Apr 29Consensus EPS estimates fall by 10%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has deteriorated. 2024 revenue forecast decreased from US$731.3m to US$716.4m. EPS estimate also fell from US$2.52 per share to US$2.27 per share. Net income forecast to grow 24% next year vs 1.5% growth forecast for Banks industry in the US. Consensus price target of US$32.75 unchanged from last update. Share price was steady at US$27.91 over the past week.
Reported Earnings • Apr 23Second quarter 2024 earnings: EPS misses analyst expectationsSecond quarter 2024 results: EPS: US$0.17 (down from US$0.95 in 2Q 2023). Revenue: US$156.0m (down 14% from 2Q 2023). Net income: US$12.2m (down 80% from 2Q 2023). Profit margin: 7.8% (down from 34% in 2Q 2023). The decrease in margin was primarily driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 58%. Revenue is forecast to grow 19% p.a. on average during the next 2 years, compared to a 5.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings.
Price Target Changed • Apr 11Price target decreased by 8.4% to US$32.75Down from US$35.75, the current price target is an average from 4 analysts. New target price is 21% above last closing price of US$27.15. Stock is down 8.6% over the past year. The company is forecast to post earnings per share of US$2.56 for next year compared to US$3.72 last year.
Board Change • Apr 01High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Director Brad Shuster was the last director to join the board, commencing their role in 2024. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
New Risk • Mar 03New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 25% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. This is currently the only risk that has been identified for the company.
お知らせ • Mar 01WaFd and WaFd Bank Appoints Bradley M. Shuster and M. Max Yzaguirre to Serve as DirectorsWaFd Inc. announced that Bradley M. Shuster and M. Max Yzaguirre, two former directors of Luther Burbank, were appointed to serve as directors of WaFd and WaFd Bank, in each case effective at March 1, 2024.
Declared Dividend • Feb 16First quarter dividend increased to US$0.26Dividend of US$0.26 is 4.0% higher than last year. Ex-date: 22nd February 2024 Payment date: 8th March 2024 Dividend yield will be 3.5%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 1.7% over the next year. However, it would need to fall by 76% to increase the payout ratio to a potentially unsustainable range.
お知らせ • Feb 14WaFd, Inc. Announces Quarterly Cash Dividend, Payable on March 8, 2024The Board of Directors of WaFd Inc. announced an increase to the regular quarterly cash dividend to 26 cents per share. The dividend will be paid March 8, 2024, to common shareholders of record as of February 23, 2024.
お知らせ • Jan 31WaFd, Inc and Washington Federal Bank Announces Board AppointmentsWaFd Inc. and Washington Federal Bank announced that two directors from Luther Burbank to join the WaFd Inc. and WaFd Bank Boards of Directors. Mr. Brad Shuster and Mr. Max Yzaguirre will join the Boards following the closing of merger is expected to be completed by February 29, 2024.
Reported Earnings • Jan 17First quarter 2024 earnings: EPS exceeds analyst expectations while revenues lag behindFirst quarter 2024 results: EPS: US$0.85 (down from US$1.16 in 1Q 2023). Revenue: US$166.4m (down 14% from 1Q 2023). Net income: US$54.8m (down 28% from 1Q 2023). Profit margin: 33% (down from 39% in 1Q 2023). The decrease in margin was driven by lower revenue. Revenue missed analyst estimates by 7.8%. Earnings per share (EPS) exceeded analyst estimates by 14%. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 4.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 25% per year but the company’s share price has remained flat, which means it is significantly lagging earnings.
分析記事 • Jan 17Here's Why WaFd (NASDAQ:WAFD) Has Caught The Eye Of InvestorsIt's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...
Price Target Changed • Dec 28Price target increased by 16% to US$34.75Up from US$30.00, the current price target is an average from 4 analysts. New target price is approximately in line with last closing price of US$33.48. Stock is down 1.5% over the past year. The company is forecast to post earnings per share of US$2.62 for next year compared to US$3.72 last year.
Buying Opportunity • Dec 27Now 20% undervaluedOver the last 90 days, the stock is up 32%. The fair value is estimated to be US$42.18, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 12% over the last 3 years. Earnings per share has grown by 27%. Revenue is forecast to grow by 23% in 2 years. Earnings is forecast to grow by 14% in the next 2 years.
Reported Earnings • Nov 22Full year 2023 earnings: EPS misses analyst expectationsFull year 2023 results: EPS: US$3.72 (up from US$3.40 in FY 2022). Revenue: US$700.9m (up 6.5% from FY 2022). Net income: US$242.8m (up 9.5% from FY 2022). Profit margin: 35% (in line with FY 2022). Net interest margin (NIM): 3.40% (up from 3.16% in FY 2022). Cost-to-income ratio: 50.7% (down from 54.3% in FY 2022). Non-performing loans: 0.26% (up from 0.18% in FY 2022). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 4.7%. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 3.9% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 27% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.
お知らせ • Nov 15WaFd, Inc Announces Regular Quarterly Cash Dividend, Payable on December 8, 2023The Board of Directors of WaFd Inc. announced a regular quarterly cash dividend of 25 cents per share. The dividend will be paid December 8, 2023, to common shareholders of record as of November 24, 2023.
Price Target Changed • Oct 19Price target decreased by 9.3% to US$29.33Down from US$32.33, the current price target is an average from 3 analysts. New target price is 17% above last closing price of US$25.05. Stock is down 31% over the past year. The company is forecast to post earnings per share of US$2.80 for next year compared to US$3.72 last year.
Reported Earnings • Oct 18Full year 2023 earnings: EPS misses analyst expectationsFull year 2023 results: EPS: US$3.72 (up from US$3.40 in FY 2022). Revenue: US$700.9m (up 6.5% from FY 2022). Net income: US$242.8m (up 9.5% from FY 2022). Profit margin: 35% (in line with FY 2022). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 4.7%. Over the last 3 years on average, earnings per share has increased by 27% per year but the company’s share price has only increased by 4% per year, which means it is significantly lagging earnings growth.
Buying Opportunity • Oct 13Now 22% undervalued after recent price dropOver the last 90 days, the stock is down 5.9%. The fair value is estimated to be US$32.24, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 12% over the last 3 years. Earnings per share has grown by 26%.
分析記事 • Sep 25Here's Why We Think Washington Federal (NASDAQ:WAFD) Is Well Worth WatchingThe excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
お知らせ • Aug 17Washington Federal, Inc. Announces Quarterly Cash Dividend, Payable on September 8, 2023The Board of Directors of Washington Federal, Inc. announced a regular quarterly cash dividend of 25 cents per share. The dividend will be paid September 8, 2023, to common shareholders of record as of August 25, 2023.
Reported Earnings • Jul 16Third quarter 2023 earnings: EPS misses analyst expectationsThird quarter 2023 results: EPS: US$0.89 (down from US$0.91 in 3Q 2022). Revenue: US$173.5m (up 3.4% from 3Q 2022). Net income: US$58.1m (down 2.5% from 3Q 2022). Profit margin: 34% (down from 36% in 3Q 2022). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 4.8%. Revenue is forecast to grow 20% p.a. on average during the next 2 years, compared to a 4.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 26% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.
Buying Opportunity • Jul 14Now 23% undervalued after recent price dropOver the last 90 days, the stock is down 6.8%. The fair value is estimated to be US$34.67, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 9.3% over the last 3 years. Earnings per share has grown by 20%.
分析記事 • Jun 20Here's Why We Think Washington Federal (NASDAQ:WAFD) Might Deserve Your Attention TodayInvestors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
Buying Opportunity • Jun 15Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 8.7%. The fair value is estimated to be US$36.22, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 9.3% over the last 3 years. Earnings per share has grown by 20%. Revenue is forecast to grow by 15% in a year. Earnings is forecast to grow by 3.5% in the next year.
Valuation Update With 7 Day Price Move • Jun 08Investor sentiment improves as stock rises 15%After last week's 15% share price gain to US$30.03, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 8x in the Banks industry in the US. Total returns to shareholders of 15% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at US$36.05 per share.
Recent Insider Transactions • May 14Independent Director recently bought US$126k worth of stockOn the 11th of May, Randall Talbot bought around 5k shares on-market at roughly US$25.18 per share. This transaction amounted to 9.6% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Despite this recent purchase, insiders have collectively sold US$701k more in shares than they bought in the last 12 months.
お知らせ • May 11Washington Federal, Inc. Announces Not Stand for Reelection of Mark Tabbutt as DirectorWashington Federal, Inc. announced on May 5, 2023, Mark Tabbutt notified the company that he will not stand for reelection as a director of the company upon the expiration of his current term. Mr. Tabbutt has served as a director of the company since 2011 and his current term expires at the 2023 annual meeting of shareholders. Mr. Tabbutt intends to continue his service as a director of the company until the 2023 Annual Meeting which is expected to be held in or around February 2024. Mr. Tabbutt’s decision to let his term expire and not to stand for reelection at the 2023 Annual Meeting is for personal reasons and not related to any disagreement with the company or its management.
お知らせ • May 10Washington Federal, Inc. Announces Quarterly Cash Dividend, Payable on June 2, 2023The Board of Directors of Washington Federal, Inc. announced a regular quarterly cash dividend of 25 cents per share. The dividend will be paid June 2, 2023, to common shareholders of record as of May 19, 2023.
Buying Opportunity • Apr 25Now 23% undervalued after recent price dropOver the last 90 days, the stock is down 18%. The fair value is estimated to be US$35.71, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 9.3% over the last 3 years. Earnings per share has grown by 20%. Revenue is forecast to grow by 15% in a year. Earnings is forecast to grow by 3.5% in the next year.
Reported Earnings • Apr 14Second quarter 2023 earnings: EPS and revenues miss analyst expectationsSecond quarter 2023 results: EPS: US$0.95 (up from US$0.70 in 2Q 2022). Revenue: US$181.6m (up 20% from 2Q 2022). Net income: US$62.3m (up 36% from 2Q 2022). Profit margin: 34% (up from 30% in 2Q 2022). The increase in margin was driven by higher revenue. Revenue missed analyst estimates by 8.7%. Earnings per share (EPS) also missed analyst estimates by 11%. Revenue is forecast to grow 19% p.a. on average during the next 2 years, compared to a 5.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.
Price Target Changed • Apr 08Price target decreased by 8.5% to US$39.67Down from US$43.33, the current price target is an average from 3 analysts. New target price is 33% above last closing price of US$29.89. Stock is down 4.7% over the past year. The company is forecast to post earnings per share of US$4.18 for next year compared to US$3.40 last year.
Recent Insider Transactions • Mar 12Independent Director recently bought US$109k worth of stockOn the 10th of March, Randall Talbot bought around 4k shares on-market at roughly US$31.10 per share. This transaction amounted to 7.2% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Despite this recent purchase, insiders have collectively sold US$875k more in shares than they bought in the last 12 months.
Buying Opportunity • Mar 09Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 5.6%. The fair value is estimated to be US$40.13, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 6.5% over the last 3 years. Earnings per share has grown by 13%. Revenue is forecast to grow by 22% in a year. Earnings is forecast to grow by 21% in the next year.
お知らせ • Jan 27+ 1 more updateWashington Federal, Inc. and Washington Federal Bank President Brent Beardall Expected to Return Soon to Full-Time Duties from February 13, 2023Brent Beardall, President of Washington Federal, Inc. and Washington Federal Bank (dba WaFd Bank), continues to make significant progress recovering from a small plane crash in early January in Provo, Utah. Beardall, who is undergoing extensive physical therapy at the Rehabilitation Hospital at the University of Utah Health, expects to be discharged from the hospital on February 10, 2023, and return to his duties at WaFd Bank full time beginning February 13, 2023.
Recent Insider Transactions • Jan 20Chief Consumer Banker recently sold US$514k worth of stockOn the 18th of January, Cathy Cooper sold around 15k shares on-market at roughly US$34.25 per share. This transaction amounted to 18% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Cathy's only on-market trade for the last 12 months.
Buying Opportunity • Jan 19Now 24% undervalued after recent price dropOver the last 90 days, the stock is down 7.6%. The fair value is estimated to be US$44.75, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 4.8% over the last 3 years. Earnings per share has grown by 8.2%.
Reported Earnings • Jan 14First quarter 2023 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2023 results: EPS: US$1.16 (up from US$0.71 in 1Q 2022). Revenue: US$194.3m (up 28% from 1Q 2022). Net income: US$75.9m (up 63% from 1Q 2022). Profit margin: 39% (up from 31% in 1Q 2022). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.6%. Earnings per share (EPS) also surpassed analyst estimates by 6.1%. Revenue is forecast to grow 20% p.a. on average during the next 2 years, compared to a 6.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 13% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.
お知らせ • Jan 04+ 1 more updateWashington Federal, Inc. Announces CEO ChangesOn January 2, 2023 Brent Beardall, President and CEO of Washington Federal, Inc., and its wholly owned subsidiary Washington Federal Bank, dba WaFd Bank, was on board a private plane that crashed in Provo, Utah. He was transported by ambulance to the hospital for surgery with multiple injuries, including broken bones and lacerations, and is expected to make a full recovery. Mr. Beardall will take a temporary leave of absence from his duties as President and CEO while he recovers from his injuries. Effective January 3, 2023, Executive Vice President and Chief Consumer Banker, Cathy Cooper, will temporarily assume Mr. Beardall’s duties as President and CEO during his recovery. Ms. Cooper, 57, joined WaFd Bank in 1996 and has served as an Executive Vice President of WaFd Bank overseeing retail banking and client experience since 2016. Ms. Cooper will not receive any additional compensation related to her assumption of Mr. Beardall’s duties during his absence.
Reported Earnings • Nov 19Full year 2022 earnings: EPS and revenues exceed analyst expectationsFull year 2022 results: EPS: US$3.40 (up from US$2.39 in FY 2021). Revenue: US$658.0m (up 14% from FY 2021). Net income: US$221.7m (up 28% from FY 2021). Profit margin: 34% (up from 30% in FY 2021). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.16% (up from 2.80% in FY 2021). Cost-to-income ratio: 54.3% (down from 58.8% in FY 2021). Non-performing loans: 0.18% (down from 0.19% in FY 2021). Revenue exceeded analyst estimates by 3.3%. Earnings per share (EPS) also surpassed analyst estimates by 5.6%. Revenue is forecast to grow 17% p.a. on average during the next 2 years, compared to a 6.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 6% per year but the company’s share price has fallen by 2% per year, which means it is significantly lagging earnings.
Price Target Changed • Nov 17Price target increased to US$43.67Up from US$37.67, the current price target is an average from 3 analysts. New target price is 24% above last closing price of US$35.11. Stock is up 0.3% over the past year. The company is forecast to post earnings per share of US$4.03 for next year compared to US$3.40 last year.
Major Estimate Revision • Oct 21Consensus revenue estimates increase by 10%The consensus outlook for revenues in 2023 has improved. 2023 revenue forecast increased from US$706.5m to US$780.2m. EPS estimate increased from US$3.57 to US$4.27 per share. Net income forecast to grow 26% next year vs 13% growth forecast for Banks industry in the US. Consensus price target up from US$37.67 to US$43.67. Share price rose 10% to US$36.36 over the past week.
Price Target Changed • Oct 19Price target increased to US$43.67Up from US$37.67, the current price target is an average from 3 analysts. New target price is 16% above last closing price of US$37.58. Stock is up 5.5% over the past year. The company is forecast to post earnings per share of US$4.27 for next year compared to US$3.40 last year.
Reported Earnings • Oct 14Full year 2022 earnings: EPS and revenues exceed analyst expectationsFull year 2022 results: EPS: US$3.40 (up from US$2.39 in FY 2021). Revenue: US$658.0m (up 14% from FY 2021). Net income: US$221.7m (up 28% from FY 2021). Profit margin: 34% (up from 30% in FY 2021). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.16% (up from 2.80% in FY 2021). Cost-to-income ratio: 54.3% (down from 58.8% in FY 2021). Revenue exceeded analyst estimates by 3.4%. Earnings per share (EPS) also surpassed analyst estimates by 5.6%. Over the last 3 years on average, earnings per share has increased by 6% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.
Seeking Alpha • Oct 13Washington Federal GAAP EPS of $1.07 beats by $0.16, revenue of $173.62M misses by $0.48MWashington Federal press release (NASDAQ:WAFD): Q4 GAAP EPS of $1.07 beats by $0.16. Net interest income of $173.62M