View ValuationSR Bancorp 将来の成長Future 基準チェック /06現在、 SR Bancorpの成長と収益を予測するのに十分なアナリストの調査がありません。主要情報n/a収益成長率n/aEPS成長率Banks 収益成長8.2%収益成長率n/a将来の株主資本利益率n/aアナリストカバレッジNone最終更新日n/a今後の成長に関する最新情報Price Target Changed • Feb 08Price target increased by 9.1% to US$18.00Up from US$16.50, the current price target is provided by 1 analyst. New target price is approximately in line with last closing price of US$17.50. Stock is up 41% over the past year. The company posted earnings per share of US$0.61 last year.すべての更新を表示Recent updatesReported Earnings • Apr 30Third quarter 2026 earnings: EPS exceeds analyst expectations while revenues lag behindThird quarter 2026 results: EPS: US$0.12 (up from US$0.065 in 3Q 2025). Revenue: US$8.27m (up 7.6% from 3Q 2025). Net income: US$886.0k (up 65% from 3Q 2025). Profit margin: 11% (up from 7.0% in 3Q 2025). Revenue missed analyst estimates by 1.7%. Earnings per share (EPS) exceeded analyst estimates by 20%.Declared Dividend • Mar 22Second quarter dividend of US$0.05 announcedDividend of US$0.05 is the same as last year. Ex-date: 31st March 2026 Payment date: 15th April 2026 Dividend yield will be 1.2%, which is lower than the industry average of 3.2%. Sustainability & Growth The company is yet to establish a track record of dividend growth or stability as it hasn't paid a regular dividend for at least 2 years. Earnings per share has grown by 143% over the last 3 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.お知らせ • Mar 19SR Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on April 15, 2026SR Bancorp, Inc. announced that its Board of Directors has declared the payment of a quarterly cash dividend. The dividend of $0.05 per share will be paid on April 15, 2026 to stockholders of record as of March 31, 2026.Price Target Changed • Feb 08Price target increased by 9.1% to US$18.00Up from US$16.50, the current price target is provided by 1 analyst. New target price is approximately in line with last closing price of US$17.50. Stock is up 41% over the past year. The company posted earnings per share of US$0.61 last year.Recent Insider Transactions Derivative • Feb 01Executive Chairman exercised options to buy US$316k worth of stock.On the 30th of January, David Orbach exercised options to buy 19k shares at a strike price of around US$12.50, costing a total of US$238k. This transaction amounted to 9.3% of their direct individual holding at the time of the trade. Since March 2025, David's direct individual holding has increased from 196.04k shares to 205.47k. Company insiders have collectively bought US$644k more than they sold, via options and on-market transactions, in the last 12 months.Reported Earnings • Jan 29Second quarter 2026 earnings released: EPS: US$0.11 (vs US$0.12 in 2Q 2025)Second quarter 2026 results: EPS: US$0.11 (down from US$0.12 in 2Q 2025). Revenue: US$8.32m (up 6.0% from 2Q 2025). Net income: US$834.0k (down 18% from 2Q 2025). Profit margin: 10.0% (down from 13% in 2Q 2025). Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 8.9% growth forecast for the Banks industry in the US.Upcoming Dividend • Dec 24Upcoming dividend of US$0.05 per shareEligible shareholders must have bought the stock before 31 December 2025. Payment date: 15 January 2026. Payout ratio is a comfortable 28% and this is well supported by cash flows. Trailing yield: 1.2%. Lower than top quartile of American dividend payers (4.4%). Lower than average of industry peers (2.3%).お知らせ • Dec 19SR Bancorp, Inc. Announces Declares Quarterly Cash Dividend, Payable on January 15, 2026SR Bancorp, Inc. announced that its Board of Directors has declared the payment of a quarterly cash dividend. The dividend of $0.05 per share will be paid on January 15, 2026 to stockholders of record as of December 31, 2025.お知らせ • Nov 20+ 1 more updateSR Bancorp, Inc. Announces Management ChangesSR Bancorp, Inc. announced that Christopher Pribula, currently President and Chief Operating Officer, will succeed William P. Taylor as CEO. The company also announced that Neil Viotto, currently Senior Vice President-Senior Mortgage Lending Officer, has been promoted to Executive Vice President and Chief Operating Officer. Pribula has been with the bank since 2006 and was named Executive Vice President and Chief Operating Officer in 2013 before becoming President in 2019. Viotto, who previously worked at the bank from 2011 to 2021, rejoined in October 2022. In his new role, he will oversee the bank’s operations, lending, new business, and marketing areas.Reported Earnings • Oct 31First quarter 2026 earnings released: EPS: US$0.088 (vs US$0.15 in 1Q 2025)First quarter 2026 results: EPS: US$0.088 (down from US$0.15 in 1Q 2025). Revenue: US$7.99m (down 6.6% from 1Q 2025). Net income: US$693.0k (down 49% from 1Q 2025). Profit margin: 8.7% (down from 16% in 1Q 2025).お知らせ • Oct 21SR Bancorp, Inc., Annual General Meeting, Nov 19, 2025SR Bancorp, Inc., Annual General Meeting, Nov 19, 2025. Location: bridgewater marriott, 700 commons way, bridgewater, new jersey, United StatesNew Risk • Sep 30New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 32% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. This is currently the only risk that has been identified for the company.Reported Earnings • Sep 30Full year 2025 earnings released: EPS: US$0.61 (vs US$1.59 loss in FY 2024)Full year 2025 results: EPS: US$0.61 (up from US$1.59 loss in FY 2024). Revenue: US$31.7m (up 39% from FY 2024). Net income: US$5.14m (up US$16.0m from FY 2024). Profit margin: 16% (up from net loss in FY 2024). Net interest margin (NIM): 2.93% (down from 3.19% in FY 2024).お知らせ • Sep 23SR Bancorp, Inc. Announces Quarterly Cash Dividend, Payable on October 15, 2025SR Bancorp, Inc. announced that its Board of Directors has declared the payment of a quarterly cash dividend. The dividend of $0.05 per share will be paid on October 15, 2025 to stockholders of record as of September 30, 2025.Seeking Alpha • Sep 22Mediocre Metrics Keep Me On The Sidelines For SR BancorpSummary SR Bancorp (SRBK) has outperformed the S&P 500, gaining 62% since its NASDAQ debut and nearly 15% since May. SRBK trades below tangible book value, making its new 10% share repurchase program highly accretive for shareholders. Recent amended Q4 results showed improvement in reported earnings, but SRBK's performance metrics still lag national averages by wide margins. Risks include SRBK's concentrated New Jersey footprint and exposure to residential mortgages amid rising unemployment and economic uncertainty. Read the full article on Seeking AlphaReported Earnings • Aug 01Full year 2025 earnings released: EPS: US$0.44 (vs US$1.59 loss in FY 2024)Full year 2025 results: EPS: US$0.44 (up from US$1.59 loss in FY 2024). Revenue: US$31.8m (up 40% from FY 2024). Net income: US$3.75m (up US$14.6m from FY 2024). Profit margin: 12% (up from net loss in FY 2024). The move to profitability was primarily driven by higher revenue.New Risk • Jul 05New minor risk - Dividend sustainabilityThe dividend is not well covered by earnings. The company is paying a dividend despite being loss-making. Current dividend yield: 1.5% This is considered a minor risk. Companies that pay out too much of their earnings are at risk of having to reduce or cut their dividend in future. If earnings growth slows or earnings fall, then there may not be enough earnings to maintain the same dividend. Or in extreme cases, companies may opt to dig into capital reserves or take on debt to maintain the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 46% per year over the past 5 years. Minor Risk Paying a dividend despite being loss-making.お知らせ • Jun 20SR Bancorp, Inc. Declares the Payment of Quarterly Cash Dividend, Payable on July 15, 2025SR Bancorp, Inc. announced that its Board of Directors has declared the payment of a quarterly cash dividend. The dividend of $0.05 per share will be paid on July 15, 2025 to stockholders of record as of June 30, 2025.Recent Insider Transactions • May 21Executive Chairman recently bought US$99k worth of stockOn the 19th of May, David Orbach bought around 8k shares on-market at roughly US$13.19 per share. This transaction amounted to 3.8% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth US$116k. David has been a buyer over the last 12 months, purchasing a net total of US$637k worth in shares.New Risk • May 02New major risk - Revenue and earnings growthEarnings have declined by 46% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.Recent Insider Transactions • Mar 21Executive Chairman recently bought US$116k worth of stockOn the 19th of March, David Orbach bought around 10k shares on-market at roughly US$11.58 per share. This transaction amounted to 5.4% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. David has been a buyer over the last 12 months, purchasing a net total of US$538k worth in shares.お知らせ • Mar 20Sr Bancorp, Inc. Announces Payment of Initial Quarterly Cash Dividend, Payable on April 15, 2025SR Bancorp, Inc. announced that its Board of Directors has declared the payment of its initial quarterly cash dividend. The dividend of $0.05 per share will be paid on April 15, 2025 to stockholders of record as of March 31, 2025.New Risk • Mar 14New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: US$98.9m This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Minor Risks Large one-off items impacting financial results. Market cap is less than US$100m (US$98.9m market cap).お知らせ • Oct 18SR Bancorp, Inc., Annual General Meeting, Nov 20, 2024SR Bancorp, Inc., Annual General Meeting, Nov 20, 2024. Location: bridgewater marriott, 700 commons way, bridgewater,new jersey 08807, new jersey United Statesお知らせ • Oct 01SR Bancorp, Inc. announced delayed annual 10-K filingOn 09/30/2024, SR Bancorp, Inc. announced that they will be unable to file their next 10-K by the deadline required by the SEC.Recent Insider Transactions • Sep 18Director recently bought US$104k worth of stockOn the 13th of September, Marc Lebovitz bought around 10k shares on-market at roughly US$10.15 per share. This transaction amounted to 97% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth US$111k. Insiders have collectively bought US$1.8m more in shares than they have sold in the last 12 months.Recent Insider Transactions • Aug 06Executive Chairman recently bought US$111k worth of stockOn the 2nd of August, David Orbach bought around 12k shares on-market at roughly US$9.68 per share. This transaction amounted to 9.3% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth US$183k. David has been a buyer over the last 12 months, purchasing a net total of US$1.3m worth in shares.Recent Insider Transactions • Jun 19Executive Chairman recently bought US$183k worth of stockOn the 17th of June, David Orbach bought around 20k shares on-market at roughly US$9.15 per share. This transaction amounted to 19% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. David has been a buyer over the last 12 months, purchasing a net total of US$1.1m worth in shares.Reported Earnings • May 02Third quarter 2024 earnings releasedThird quarter 2024 results: EPS: US$0.12. Revenue: US$8.93m (up 142% from 3Q 2023). Net income: US$1.06m (up 309% from 3Q 2023). Profit margin: 12% (up from 7.0% in 3Q 2023).New Risk • Jan 07New major risk - Revenue and earnings growthRevenue has declined by 16% over the past year. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If revenues are declining, then it is difficult for the company to prevent its earnings from declining as well. A trend of falling revenue can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Revenue has declined by 16% over the past year. Minor Risk Market cap is less than US$100m (US$89.0m market cap).Recent Insider Transactions • Dec 03Executive Vice Chairman recently bought US$288k worth of stockOn the 1st of December, David Orbach bought around 30k shares on-market at roughly US$9.60 per share. This transaction amounted to 41% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth US$584k. David has been a buyer over the last 12 months, purchasing a net total of US$966k worth in shares.Recent Insider Transactions • Nov 24Executive Vice Chairman recently bought US$584k worth of stockOn the 20th of November, David Orbach bought around 63k shares on-market at roughly US$9.34 per share. This trade did not impact their existing holding. This was the largest purchase by an insider in the last 3 months. David has been a buyer over the last 12 months, purchasing a net total of US$678k worth in shares.Board Change • Oct 05Less than half of directors are independentFollowing the recent departure of a director, there are only 4 independent directors on the board. The company's board is composed of: 4 independent directors. 5 non-independent directors. Independent Director John Mooney was the last independent director to join the board, commencing their role in 2011. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.お知らせ • Oct 01SR Bancorp, Inc. Appoints James Castelletti as Senior Vice President and Senior Commercial Lending OfficerSR Bancorp, Inc. announced that James Castelletti has been appointed as senior vice president and senior commercial lending officer. In his new role, Castelletti will work with the bank's executive leadership team and board of directors to continue to diversify and grow the lending portfolio. Castelletti, who has extensive experience as a commercial real estate lender, was previously vice president - commercial real estate Lender at Northfield Bank, and earlier at Spencer Savings Bank and Wells Fargo Bank.Board Change • Sep 22Less than half of directors are independentFollowing the recent departure of a director, there are only 4 independent directors on the board. The company's board is composed of: 4 independent directors. 5 non-independent directors. Independent Director John Mooney was the last independent director to join the board, commencing their role in 2011. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.お知らせ • Sep 21+ 1 more updateSR Bancorp, Inc. Announces Executive AdditionsSR Bancorp added former Regal Bancorp directors Marc Lebovitz, Thomas Lupo and David Orbach to its board of directors. In addition, Mr. Orbach will join SR Bancorp as its Executive Chairman and the Bank as its Executive Vice Chairman. このセクションでは通常、投資家が会社の利益創出能力を理解する一助となるよう、プロのアナリストのコンセンサス予想に基づく収益と利益の成長予測を提示する。しかし、SR Bancorp は十分な過去のデータを提供しておらず、アナリストの予測もないため、過去のデータを外挿したり、アナリストの予測を使用しても、その将来の収益を確実に算出することはできません。 シンプリー・ウォール・ストリートがカバーする企業の97%は過去の財務データを持っているため、これはかなり稀な状況です。 業績と収益の成長予測NasdaqCM:SRBK - アナリストの将来予測と過去の財務データ ( )USD Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数3/31/2026325N/AN/AN/A12/31/202532489N/A9/30/202531444N/A6/30/202532545N/A3/31/202528078N/A12/31/202429001N/A9/30/202431112N/A6/30/202423-11-3-2N/A3/31/202423-7-6-6N/A12/31/202317-8-1-1N/A9/30/202312-9-10N/A6/30/202315222N/A3/31/202315200N/A12/31/202215200N/A9/30/202214211N/A6/30/202213211N/A6/30/202112122N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: SRBKの予測収益成長が 貯蓄率 ( 3.5% ) を上回っているかどうかを判断するにはデータが不十分です。収益対市場: SRBKの収益がUS市場よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です高成長収益: SRBKの収益が今後 3 年間で 大幅に 増加すると予想されるかどうかを判断するにはデータが不十分です。収益対市場: SRBKの収益がUS市場よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です。高い収益成長: SRBKの収益が年間20%よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です。一株当たり利益成長率予想将来の株主資本利益率将来のROE: SRBKの 自己資本利益率 が 3 年後に高くなると予測されるかどうかを判断するにはデータが不十分です成長企業の発掘7D1Y7D1Y7D1YBanks 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/15 21:37終値2026/05/15 00:00収益2026/03/31年間収益2025/06/30データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋SR Bancorp, Inc. 0 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。1 アナリスト機関Feddie StricklandHovde Group, LLC
Price Target Changed • Feb 08Price target increased by 9.1% to US$18.00Up from US$16.50, the current price target is provided by 1 analyst. New target price is approximately in line with last closing price of US$17.50. Stock is up 41% over the past year. The company posted earnings per share of US$0.61 last year.
Reported Earnings • Apr 30Third quarter 2026 earnings: EPS exceeds analyst expectations while revenues lag behindThird quarter 2026 results: EPS: US$0.12 (up from US$0.065 in 3Q 2025). Revenue: US$8.27m (up 7.6% from 3Q 2025). Net income: US$886.0k (up 65% from 3Q 2025). Profit margin: 11% (up from 7.0% in 3Q 2025). Revenue missed analyst estimates by 1.7%. Earnings per share (EPS) exceeded analyst estimates by 20%.
Declared Dividend • Mar 22Second quarter dividend of US$0.05 announcedDividend of US$0.05 is the same as last year. Ex-date: 31st March 2026 Payment date: 15th April 2026 Dividend yield will be 1.2%, which is lower than the industry average of 3.2%. Sustainability & Growth The company is yet to establish a track record of dividend growth or stability as it hasn't paid a regular dividend for at least 2 years. Earnings per share has grown by 143% over the last 3 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
お知らせ • Mar 19SR Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on April 15, 2026SR Bancorp, Inc. announced that its Board of Directors has declared the payment of a quarterly cash dividend. The dividend of $0.05 per share will be paid on April 15, 2026 to stockholders of record as of March 31, 2026.
Price Target Changed • Feb 08Price target increased by 9.1% to US$18.00Up from US$16.50, the current price target is provided by 1 analyst. New target price is approximately in line with last closing price of US$17.50. Stock is up 41% over the past year. The company posted earnings per share of US$0.61 last year.
Recent Insider Transactions Derivative • Feb 01Executive Chairman exercised options to buy US$316k worth of stock.On the 30th of January, David Orbach exercised options to buy 19k shares at a strike price of around US$12.50, costing a total of US$238k. This transaction amounted to 9.3% of their direct individual holding at the time of the trade. Since March 2025, David's direct individual holding has increased from 196.04k shares to 205.47k. Company insiders have collectively bought US$644k more than they sold, via options and on-market transactions, in the last 12 months.
Reported Earnings • Jan 29Second quarter 2026 earnings released: EPS: US$0.11 (vs US$0.12 in 2Q 2025)Second quarter 2026 results: EPS: US$0.11 (down from US$0.12 in 2Q 2025). Revenue: US$8.32m (up 6.0% from 2Q 2025). Net income: US$834.0k (down 18% from 2Q 2025). Profit margin: 10.0% (down from 13% in 2Q 2025). Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 8.9% growth forecast for the Banks industry in the US.
Upcoming Dividend • Dec 24Upcoming dividend of US$0.05 per shareEligible shareholders must have bought the stock before 31 December 2025. Payment date: 15 January 2026. Payout ratio is a comfortable 28% and this is well supported by cash flows. Trailing yield: 1.2%. Lower than top quartile of American dividend payers (4.4%). Lower than average of industry peers (2.3%).
お知らせ • Dec 19SR Bancorp, Inc. Announces Declares Quarterly Cash Dividend, Payable on January 15, 2026SR Bancorp, Inc. announced that its Board of Directors has declared the payment of a quarterly cash dividend. The dividend of $0.05 per share will be paid on January 15, 2026 to stockholders of record as of December 31, 2025.
お知らせ • Nov 20+ 1 more updateSR Bancorp, Inc. Announces Management ChangesSR Bancorp, Inc. announced that Christopher Pribula, currently President and Chief Operating Officer, will succeed William P. Taylor as CEO. The company also announced that Neil Viotto, currently Senior Vice President-Senior Mortgage Lending Officer, has been promoted to Executive Vice President and Chief Operating Officer. Pribula has been with the bank since 2006 and was named Executive Vice President and Chief Operating Officer in 2013 before becoming President in 2019. Viotto, who previously worked at the bank from 2011 to 2021, rejoined in October 2022. In his new role, he will oversee the bank’s operations, lending, new business, and marketing areas.
Reported Earnings • Oct 31First quarter 2026 earnings released: EPS: US$0.088 (vs US$0.15 in 1Q 2025)First quarter 2026 results: EPS: US$0.088 (down from US$0.15 in 1Q 2025). Revenue: US$7.99m (down 6.6% from 1Q 2025). Net income: US$693.0k (down 49% from 1Q 2025). Profit margin: 8.7% (down from 16% in 1Q 2025).
お知らせ • Oct 21SR Bancorp, Inc., Annual General Meeting, Nov 19, 2025SR Bancorp, Inc., Annual General Meeting, Nov 19, 2025. Location: bridgewater marriott, 700 commons way, bridgewater, new jersey, United States
New Risk • Sep 30New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 32% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. This is currently the only risk that has been identified for the company.
Reported Earnings • Sep 30Full year 2025 earnings released: EPS: US$0.61 (vs US$1.59 loss in FY 2024)Full year 2025 results: EPS: US$0.61 (up from US$1.59 loss in FY 2024). Revenue: US$31.7m (up 39% from FY 2024). Net income: US$5.14m (up US$16.0m from FY 2024). Profit margin: 16% (up from net loss in FY 2024). Net interest margin (NIM): 2.93% (down from 3.19% in FY 2024).
お知らせ • Sep 23SR Bancorp, Inc. Announces Quarterly Cash Dividend, Payable on October 15, 2025SR Bancorp, Inc. announced that its Board of Directors has declared the payment of a quarterly cash dividend. The dividend of $0.05 per share will be paid on October 15, 2025 to stockholders of record as of September 30, 2025.
Seeking Alpha • Sep 22Mediocre Metrics Keep Me On The Sidelines For SR BancorpSummary SR Bancorp (SRBK) has outperformed the S&P 500, gaining 62% since its NASDAQ debut and nearly 15% since May. SRBK trades below tangible book value, making its new 10% share repurchase program highly accretive for shareholders. Recent amended Q4 results showed improvement in reported earnings, but SRBK's performance metrics still lag national averages by wide margins. Risks include SRBK's concentrated New Jersey footprint and exposure to residential mortgages amid rising unemployment and economic uncertainty. Read the full article on Seeking Alpha
Reported Earnings • Aug 01Full year 2025 earnings released: EPS: US$0.44 (vs US$1.59 loss in FY 2024)Full year 2025 results: EPS: US$0.44 (up from US$1.59 loss in FY 2024). Revenue: US$31.8m (up 40% from FY 2024). Net income: US$3.75m (up US$14.6m from FY 2024). Profit margin: 12% (up from net loss in FY 2024). The move to profitability was primarily driven by higher revenue.
New Risk • Jul 05New minor risk - Dividend sustainabilityThe dividend is not well covered by earnings. The company is paying a dividend despite being loss-making. Current dividend yield: 1.5% This is considered a minor risk. Companies that pay out too much of their earnings are at risk of having to reduce or cut their dividend in future. If earnings growth slows or earnings fall, then there may not be enough earnings to maintain the same dividend. Or in extreme cases, companies may opt to dig into capital reserves or take on debt to maintain the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 46% per year over the past 5 years. Minor Risk Paying a dividend despite being loss-making.
お知らせ • Jun 20SR Bancorp, Inc. Declares the Payment of Quarterly Cash Dividend, Payable on July 15, 2025SR Bancorp, Inc. announced that its Board of Directors has declared the payment of a quarterly cash dividend. The dividend of $0.05 per share will be paid on July 15, 2025 to stockholders of record as of June 30, 2025.
Recent Insider Transactions • May 21Executive Chairman recently bought US$99k worth of stockOn the 19th of May, David Orbach bought around 8k shares on-market at roughly US$13.19 per share. This transaction amounted to 3.8% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth US$116k. David has been a buyer over the last 12 months, purchasing a net total of US$637k worth in shares.
New Risk • May 02New major risk - Revenue and earnings growthEarnings have declined by 46% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.
Recent Insider Transactions • Mar 21Executive Chairman recently bought US$116k worth of stockOn the 19th of March, David Orbach bought around 10k shares on-market at roughly US$11.58 per share. This transaction amounted to 5.4% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. David has been a buyer over the last 12 months, purchasing a net total of US$538k worth in shares.
お知らせ • Mar 20Sr Bancorp, Inc. Announces Payment of Initial Quarterly Cash Dividend, Payable on April 15, 2025SR Bancorp, Inc. announced that its Board of Directors has declared the payment of its initial quarterly cash dividend. The dividend of $0.05 per share will be paid on April 15, 2025 to stockholders of record as of March 31, 2025.
New Risk • Mar 14New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: US$98.9m This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Minor Risks Large one-off items impacting financial results. Market cap is less than US$100m (US$98.9m market cap).
お知らせ • Oct 18SR Bancorp, Inc., Annual General Meeting, Nov 20, 2024SR Bancorp, Inc., Annual General Meeting, Nov 20, 2024. Location: bridgewater marriott, 700 commons way, bridgewater,new jersey 08807, new jersey United States
お知らせ • Oct 01SR Bancorp, Inc. announced delayed annual 10-K filingOn 09/30/2024, SR Bancorp, Inc. announced that they will be unable to file their next 10-K by the deadline required by the SEC.
Recent Insider Transactions • Sep 18Director recently bought US$104k worth of stockOn the 13th of September, Marc Lebovitz bought around 10k shares on-market at roughly US$10.15 per share. This transaction amounted to 97% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth US$111k. Insiders have collectively bought US$1.8m more in shares than they have sold in the last 12 months.
Recent Insider Transactions • Aug 06Executive Chairman recently bought US$111k worth of stockOn the 2nd of August, David Orbach bought around 12k shares on-market at roughly US$9.68 per share. This transaction amounted to 9.3% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth US$183k. David has been a buyer over the last 12 months, purchasing a net total of US$1.3m worth in shares.
Recent Insider Transactions • Jun 19Executive Chairman recently bought US$183k worth of stockOn the 17th of June, David Orbach bought around 20k shares on-market at roughly US$9.15 per share. This transaction amounted to 19% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. David has been a buyer over the last 12 months, purchasing a net total of US$1.1m worth in shares.
Reported Earnings • May 02Third quarter 2024 earnings releasedThird quarter 2024 results: EPS: US$0.12. Revenue: US$8.93m (up 142% from 3Q 2023). Net income: US$1.06m (up 309% from 3Q 2023). Profit margin: 12% (up from 7.0% in 3Q 2023).
New Risk • Jan 07New major risk - Revenue and earnings growthRevenue has declined by 16% over the past year. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If revenues are declining, then it is difficult for the company to prevent its earnings from declining as well. A trend of falling revenue can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Revenue has declined by 16% over the past year. Minor Risk Market cap is less than US$100m (US$89.0m market cap).
Recent Insider Transactions • Dec 03Executive Vice Chairman recently bought US$288k worth of stockOn the 1st of December, David Orbach bought around 30k shares on-market at roughly US$9.60 per share. This transaction amounted to 41% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth US$584k. David has been a buyer over the last 12 months, purchasing a net total of US$966k worth in shares.
Recent Insider Transactions • Nov 24Executive Vice Chairman recently bought US$584k worth of stockOn the 20th of November, David Orbach bought around 63k shares on-market at roughly US$9.34 per share. This trade did not impact their existing holding. This was the largest purchase by an insider in the last 3 months. David has been a buyer over the last 12 months, purchasing a net total of US$678k worth in shares.
Board Change • Oct 05Less than half of directors are independentFollowing the recent departure of a director, there are only 4 independent directors on the board. The company's board is composed of: 4 independent directors. 5 non-independent directors. Independent Director John Mooney was the last independent director to join the board, commencing their role in 2011. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
お知らせ • Oct 01SR Bancorp, Inc. Appoints James Castelletti as Senior Vice President and Senior Commercial Lending OfficerSR Bancorp, Inc. announced that James Castelletti has been appointed as senior vice president and senior commercial lending officer. In his new role, Castelletti will work with the bank's executive leadership team and board of directors to continue to diversify and grow the lending portfolio. Castelletti, who has extensive experience as a commercial real estate lender, was previously vice president - commercial real estate Lender at Northfield Bank, and earlier at Spencer Savings Bank and Wells Fargo Bank.
Board Change • Sep 22Less than half of directors are independentFollowing the recent departure of a director, there are only 4 independent directors on the board. The company's board is composed of: 4 independent directors. 5 non-independent directors. Independent Director John Mooney was the last independent director to join the board, commencing their role in 2011. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
お知らせ • Sep 21+ 1 more updateSR Bancorp, Inc. Announces Executive AdditionsSR Bancorp added former Regal Bancorp directors Marc Lebovitz, Thomas Lupo and David Orbach to its board of directors. In addition, Mr. Orbach will join SR Bancorp as its Executive Chairman and the Bank as its Executive Vice Chairman.