View Past PerformancePlumas Bancorp バランスシートの健全性財務の健全性 基準チェック /66Plumas Bancorpの総資産は$2.2B 、総資本は$265.4Mです。預金総額は$1.8B 、ローン総額は$1.5Bです。純金利マージンは4.9% 。不良債権に対する十分な引当金があり、現在、総融資額の0.9%ます。現金および短期投資は$36.9Mです。主要情報8.3x自己資本比率4.9%純金利マージン預金総額US$1.77b預貸率適切不良債権0.9%貸倒引当金十分流動比率低い現金および同等物US$36.88m財務の健全性に関する最新情報更新なしすべての更新を表示Recent updatesReported Earnings • May 07First quarter 2026 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2026 results: EPS: US$1.40 (up from US$1.22 in 1Q 2025). Revenue: US$28.5m (up 32% from 1Q 2025). Net income: US$9.76m (up 36% from 1Q 2025). Profit margin: 34% (in line with 1Q 2025). Revenue exceeded analyst estimates by 3.2%. Earnings per share (EPS) also surpassed analyst estimates by 9.2%. Revenue is forecast to grow 10% p.a. on average during the next 2 years, compared to a 8.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 3% per year but the company’s share price has increased by 17% per year, which means it is well ahead of earnings.Recent Insider Transactions Derivative • May 06Insider exercised options to buy US$129k worth of stock.On the 30th of April, Aaron Boigon exercised options to buy 3k shares at a strike price of around US$21.45, costing a total of US$54k. This transaction amounted to 45% of their direct individual holding at the time of the trade. Since September 2025, Aaron's direct individual holding has increased from 5.60k shares to 8.10k. Company insiders have collectively bought US$1.0m more than they sold, via options and on-market transactions, in the last 12 months.Recent Insider Transactions Derivative • May 03Insider exercised options to buy US$128k worth of stock.On the 30th of April, Aaron Boigon exercised options to buy 3k shares at a strike price of around US$21.45, costing a total of US$54k. This transaction amounted to 45% of their direct individual holding at the time of the trade. Since September 2025, Aaron's direct individual holding has increased from 5.60k shares to 8.10k. Company insiders have collectively bought US$1.0m more than they sold, via options and on-market transactions, in the last 12 months.Declared Dividend • Apr 19First quarter dividend of US$0.33 announcedShareholders will receive a dividend of US$0.33. Ex-date: 1st May 2026 Payment date: 15th May 2026 Dividend yield will be 2.4%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 23% per year over the past 9 years and payments have been stable during that time. EPS is expected to grow by 9.9% over the next year, which should provide support to the dividend and adequate earnings cover.お知らせ • Apr 17Plumas Bancorp announces Quarterly dividend, payable on May 15, 2026Plumas Bancorp announced Quarterly dividend of USD 0.3300 per share payable on May 15, 2026, ex-date on May 01, 2026 and record date on May 01, 2026.お知らせ • Apr 16+ 1 more updatePlumas Bancorp Reports Net Charge-Offs for the First Quarter Ended March 31, 2026Plumas Bancorp reported net charge-offs for the first quarter ended March 31, 2026. Net charge-offs totaled $237,000 and $127,000 during the three months ended March 31, 2026 and 2025, respectively.お知らせ • Apr 10Plumas Bancorp, Annual General Meeting, May 20, 2026Plumas Bancorp, Annual General Meeting, May 20, 2026. Location: nevada museum of art, 160 w. liberty street, nevada, reno United StatesReported Earnings • Mar 21Full year 2025 earnings: EPS and revenues exceed analyst expectationsFull year 2025 results: EPS: US$4.60. Revenue: US$91.4m (up 13% from FY 2024). Net income: US$29.6m (up 3.5% from FY 2024). Profit margin: 32% (down from 35% in FY 2024). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 4.91% (up from 4.79% in FY 2024). Cost-to-income ratio: 52.8% (up from 51.3% in FY 2024). Non-performing loans: 1.00% (up from 0.40% in FY 2024). Revenue exceeded analyst estimates by 2.2%. Earnings per share (EPS) also surpassed analyst estimates by 7.2%. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 8.7% growth forecast for the Banks industry in the US.Recent Insider Transactions Derivative • Mar 06Independent Director & Secretary exercised options to buy US$161k worth of stock.On the 4th of March, Michonne Ascuaga exercised options to buy 3k shares at a strike price of around US$21.45, costing a total of US$69k. This transaction amounted to 58% of their direct individual holding at the time of the trade. Since March 2025, Michonne has owned 5.51k shares directly. Company insiders have collectively bought US$890k more than they sold, via options and on-market transactions, in the last 12 months.Recent Insider Transactions Derivative • Feb 26Independent Director exercised options to buy US$188k worth of stock.On the 24th of February, Heidi O'Gara exercised options to buy 4k shares at a strike price of around US$22.51, costing a total of US$81k. This transaction amounted to 69% of their direct individual holding at the time of the trade. Since March 2025, Heidi has owned 5.24k shares directly. Company insiders have collectively bought US$864k more than they sold, via options and on-market transactions, in the last 12 months.お知らせ • Feb 03Plumas Bancorp (NasdaqCM:PLBC) announces an Equity Buyback for $25 million worth of its shares.Plumas Bancorp (NasdaqCM:PLBC) announces a share repurchase program. Under the program, the company will repurchase up to $25 million of its outstanding common stock. The Company intends to fund the repurchases using available cash and retained earnings. The program is valid through the fourth quarter of 2026.Recent Insider Transactions Derivative • Jan 27President exercised options to buy US$126k worth of stock.On the 27th of January, Andrew Ryback exercised options to buy 3k shares at a strike price of around US$31.00, costing a total of US$79k. This transaction amounted to 2.6% of their direct individual holding at the time of the trade. Since March 2025, Andrew's direct individual holding has increased from 89.07k shares to 95.63k. Company insiders have collectively bought US$820k more than they sold, via options and on-market transactions, in the last 12 months.分析記事 • Jan 27Plumas Bancorp (NASDAQ:PLBC) Is Paying Out A Larger Dividend Than Last YearPlumas Bancorp's ( NASDAQ:PLBC ) dividend will be increasing from last year's payment of the same period to $0.33 on...Declared Dividend • Jan 26Fourth quarter dividend increased to US$0.33Dividend of US$0.33 is 10% higher than last year. Ex-date: 4th February 2026 Payment date: 18th February 2026 Dividend yield will be 2.5%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (26% payout ratio) and is expected to be well covered in 3 years' time (24% forecast payout ratio). The dividend has increased by an average of 23% per year over the past 9 years and payments have been stable during that time. EPS is expected to grow by 22% over the next 2 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Jan 23Full year 2025 earnings: EPS and revenues exceed analyst expectationsFull year 2025 results: EPS: US$4.60. Revenue: US$91.4m (up 13% from FY 2024). Net income: US$29.6m (up 3.5% from FY 2024). Profit margin: 32% (down from 35% in FY 2024). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 4.91% (up from 4.79% in FY 2024). Cost-to-income ratio: 52.8% (up from 51.3% in FY 2024). Non-performing loans: 1.00% (up from 0.40% in FY 2024). Revenue exceeded analyst estimates by 2.2%. Earnings per share (EPS) also surpassed analyst estimates by 7.2%. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 9.1% growth forecast for the Banks industry in the US.お知らせ • Jan 22Plumas Bancorp Declares Quarterly Cash Dividend, Payable on February 18, 2026Plumas Bancorp announced that the Board of Directors declared a regular quarterly cash dividend on Plumas Bancorp common stock of $0.33 per share, payable February 18, 2026, to stockholders of record as of February 4, 2026.Recent Insider Transactions Derivative • Jan 07Independent Vice Chairman of the Board exercised options to buy US$143k worth of stock.On the 5th of January, Robert McClintock exercised options to buy 3k shares at a strike price of around US$21.45, costing a total of US$69k. This transaction amounted to 3.0% of their direct individual holding at the time of the trade. Since March 2025, Robert's direct individual holding has increased from 105.38k shares to 107.88k. Company insiders have collectively bought US$612k more than they sold, via options and on-market transactions, in the last 12 months.Recent Insider Transactions Derivative • Dec 19Independent Vice Chairman of the Board exercised options to buy US$115k worth of stock.On the 17th of December, Robert McClintock exercised options to buy 3k shares at a strike price of around US$24.40, costing a total of US$61k. This transaction amounted to 2.4% of their direct individual holding at the time of the trade. Since March 2025, Robert has owned 105.38k shares directly. Company insiders have collectively bought US$543k more than they sold, via options and on-market transactions, in the last 12 months.Declared Dividend • Oct 20Third quarter dividend of US$0.30 announcedShareholders will receive a dividend of US$0.30. Ex-date: 3rd November 2025 Payment date: 17th November 2025 Dividend yield will be 2.9%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (27% payout ratio) and is expected to be well covered in 3 years' time (23% forecast payout ratio). The dividend has increased by an average of 22% per year over the past 9 years and payments have been stable during that time. EPS is expected to grow by 30% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Oct 16Plumas Bancorp Declares Quarterly Cash Dividend, Payable November 17, 2025Plumas Bancorp announced that the Board of Directors declared a regular quarterly cash dividend on Plumas Bancorp common stock of $0.30 per share, payable November 17, 2025, to stockholders of record as of November 3, 2025.Reported Earnings • Oct 15Third quarter 2025 earnings: EPS exceeds analyst expectations while revenues lag behindThird quarter 2025 results: EPS: US$0.74 (down from US$1.33 in 3Q 2024). Revenue: US$22.0m (up 2.5% from 3Q 2024). Net income: US$5.15m (down 34% from 3Q 2024). Profit margin: 23% (down from 36% in 3Q 2024). The decrease in margin was driven by higher expenses. Revenue missed analyst estimates by 2.3%. Earnings per share (EPS) exceeded analyst estimates by 34%. Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 8.0% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 1% per year but the company’s share price has increased by 12% per year, which means it is tracking significantly ahead of earnings growth.Recent Insider Transactions Derivative • Aug 22Insider notifies of intention to sell stockAaron Boigon intends to sell 2k shares in the next 90 days after lodging an Intent To Sell Form on the 21st of August. If the sale is conducted around the recent share price of US$41.41, it would amount to US$62k. Aaron currently holds less than 1% of total shares outstanding. Company insiders have collectively bought US$328k more than they sold, via options and on-market transactions, in the last 12 months.Recent Insider Transactions • Aug 03Independent Director recently bought US$53k worth of stockOn the 31st of July, Sushil Patel bought around 1k shares on-market at roughly US$41.16 per share. This transaction amounted to 54% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Despite this recent purchase, insiders have collectively sold US$127k more in shares than they bought in the last 12 months.Recent Insider Transactions Derivative • Jul 27President exercised options to buy US$126k worth of stock.On the 24th of July, Andrew Ryback exercised options to buy 3k shares at a strike price of around US$31.00, costing a total of US$93k. This transaction amounted to 3.3% of their direct individual holding at the time of the trade. Since March 2025, Andrew has owned 89.07k shares directly. Company insiders have collectively bought US$201k more than they sold, via options and on-market transactions, in the last 12 months.Declared Dividend • Jul 21Second quarter dividend of US$0.30 announcedShareholders will receive a dividend of US$0.30. Ex-date: 1st August 2025 Payment date: 15th August 2025 Dividend yield will be 2.8%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 22% per year over the past 9 years and payments have been stable during that time. EPS is expected to grow by 10% over the next year, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Jul 17Second quarter 2025 earnings: EPS and revenues miss analyst expectationsSecond quarter 2025 results: EPS: US$1.07 (down from US$1.15 in 2Q 2024). Revenue: US$19.7m (flat on 2Q 2024). Net income: US$6.32m (down 6.9% from 2Q 2024). Profit margin: 32% (down from 35% in 2Q 2024). Revenue missed analyst estimates by 2.2%. Earnings per share (EPS) also missed analyst estimates by 26%. Revenue is forecast to grow 20% p.a. on average during the next 2 years, compared to a 7.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 5% per year whereas the company’s share price has increased by 10% per year.お知らせ • Jul 17Plumas Bancorp Declares Quarterly Cash Dividend, Payable on August 1, 2025Plumas Bancorp announced that the Board of Directors declared a regular quarterly cash dividend on Plumas Bancorp common stock of $0.30 per share, payable August 15, 2025, to stockholders of record as of August 1, 2025.New Risk • Jul 03New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 18% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. This is currently the only risk that has been identified for the company.お知らせ • Jul 02+ 1 more updatePlumas Bancorp Appoints Ken Robison to the Board of Directors, Effective July 1, 2025Plumas Bancorp appointed Ken Robison, a director of Cornerstone, to the board of directors of Plumas effective as of July 1, 2025. Mr. Robison is president and broker/owner of Robison Real Estate Corporation in Red Bluff, Calif., and former owner of RE/Max Top Properties. Robison is active in the Tehama and Shasta communities, previously serving on the Red Bluff City Council and as Mayor of Red Bluff for two terms. Robison holds an MBA from California State University, Chico.Declared Dividend • Apr 20First quarter dividend of US$0.30 announcedShareholders will receive a dividend of US$0.30. Ex-date: 1st May 2025 Payment date: 15th May 2025 Dividend yield will be 2.8%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 22% per year over the past 9 years and payments have been stable during that time. EPS is expected to grow by 7.1% over the next year, which should provide support to the dividend and adequate earnings cover.お知らせ • Apr 17Plumas Bancorp Declares Quarterly Cash Dividend, Payable on May 15, 2025Plumas Bancorp announced that the Board of Directors declared a regular quarterly cash dividend on Plumas Bancorp common stock of $0.30 per share, payable May 15, 2025, to stockholders of record as of May 1, 2025.お知らせ • Apr 16Plumas Bancorp Reports Net Charge-Offs for the First Quarter Ended March 31, 2025Plumas Bancorp reported net charge-offs for the first quarter ended March 31, 2025. Net charge-offs totaled $127,000 and $610,000 during the three months ended March 31, 2025 and 2024.お知らせ • Apr 12Plumas Bancorp, Annual General Meeting, May 21, 2025Plumas Bancorp, Annual General Meeting, May 21, 2025. Location: nevada meseum of art, 160 w, liberty st, reno, nv 89501, United StatesReported Earnings • Mar 20Full year 2024 earnings: EPS and revenues exceed analyst expectationsFull year 2024 results: EPS: US$4.86 (down from US$5.08 in FY 2023). Revenue: US$81.3m (up 4.5% from FY 2023). Net income: US$28.6m (down 3.9% from FY 2023). Profit margin: 35% (down from 38% in FY 2023). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 4.79% (up from 4.71% in FY 2023). Cost-to-income ratio: 51.3% (up from 46.6% in FY 2023). Non-performing loans: 0.40% (down from 0.50% in FY 2023). Revenue exceeded analyst estimates by 14%. Earnings per share (EPS) also surpassed analyst estimates by 2.1%. Revenue is forecast to grow 19% p.a. on average during the next 2 years, compared to a 7.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 8% per year whereas the company’s share price has increased by 4% per year.Recent Insider Transactions Derivative • Feb 25President exercised options to buy US$113k worth of stock.On the 21st of February, Andrew Ryback exercised options to buy 3k shares at a strike price of around US$21.45, costing a total of US$54k. This transaction amounted to 2.9% of their direct individual holding at the time of the trade. Since March 2024, Andrew has owned 85.20k shares directly. Company insiders have collectively sold US$50k more than they bought, via options and on-market transactions in the last 12 months.分析記事 • Feb 02Plumas Bancorp (NASDAQ:PLBC) Is Increasing Its Dividend To $0.30Plumas Bancorp ( NASDAQ:PLBC ) has announced that it will be increasing its periodic dividend on the 17th of February...Major Estimate Revision • Feb 02Consensus revenue estimates increase by 16%, EPS downgradedThe consensus outlook for fiscal year 2025 has been updated. 2025 revenue forecast increased from US$85.4m to US$98.8m. EPS estimate fell from US$4.71 to US$4.14. Net income forecast to shrink 6.4% next year vs 12% growth forecast for Banks industry in the US . Consensus price target up from US$54.00 to US$56.50. Share price was steady at US$45.60 over the past week.お知らせ • Jan 30Plumas Bancorp (NasdaqCM:PLBC) signed a definitive merger agreement to acquire Cornerstone Community Bancorp (OTCPK:CRSB) for $64.6 million.Plumas Bancorp (NasdaqCM:PLBC) signed a definitive merger agreement to acquire Cornerstone Community Bancorp (OTCPK:CRSB) for $64.6 million on January 28, 2025. Under the terms of the Agreement, each issued and outstanding share of common stock of Cornerstone will be converted into the right to receive 0.6608 shares of common stock of Plumas and $9.75 in cash (subject to adjustment under certain circumstances). Based on the closing price of $47.76 for Plumas shares on January 28, 2025, the Transaction would result in an aggregate consideration of $64.6 million (inclusive of the value to Cornerstone stock option holders) and value of $41.31 per Cornerstone share. Giving effect to the merger, Cornerstone shareholders will hold, in the aggregate, approximately 14% of Plumas’ outstanding common stock based on December 31, 2024 data. A termination fee of $2,528,000 will be payable by Cornerstone in the event of a termination of the Merger Agreement under certain circumstances. One current member of the Cornerstone board of directors will join the Plumas board of directors upon the merger. The boards of directors of Plumas and Cornerstone have approved the proposed merger, which is expected to occur in the second half of 2025 and remains subject to customary closing conditions, including obtaining approval by Cornerstone’s shareholders and bank regulatory authorities, The Registration Statement shall have become effective under the Securities Act and no stop order suspending the effectiveness of the Registration Statement shall have been issued and no proceedings for that purpose shall have been initiated by the SEC and not withdrawn, The shares of Plumas Common Stock to be issued to the Cornerstone shareholders as the Stock Consideration shall have been approved for listing on Nasdaq, The average of Cornerstone Bank’s aggregate outstanding balance of deposits shall be not less than $405,000,000 and the holders of no more than five percent (5%) of the aggregate outstanding shares of Cornerstone Common Stock shall have properly notified Cornerstone under Chapter 13 of the CGCL that they intend to exercise their dissenters’ rights. Plumas expects the acquisition to be approximately 9% accretive to earnings per share in 2025 and 23% accretive in 2026. Plumas was advised in the Transaction by Raymond James & Associates, Inc. as financial advisor and David J. Gershon of Sheppard, Mullin, Richter & Hampton LLP as legal counsel. Cornerstone was advised by Performance Trust Capital Partners as financial advisor and fairness opinion provider and Gary Findley of Gary Steven Findley & Associates as legal counsel.Price Target Changed • Jan 30Price target increased by 7.6% to US$56.50Up from US$52.50, the current price target is an average from 2 analysts. New target price is 20% above last closing price of US$47.25. Stock is up 27% over the past year. The company is forecast to post earnings per share of US$4.29 for next year compared to US$4.85 last year.分析記事 • Jan 19Plumas Bancorp's (NASDAQ:PLBC) Dividend Will Be Increased To $0.30Plumas Bancorp ( NASDAQ:PLBC ) has announced that it will be increasing its periodic dividend on the 17th of February...Declared Dividend • Jan 19Fourth quarter dividend increased to US$0.30Dividend of US$0.30 is 11% higher than last year. Ex-date: 3rd February 2025 Payment date: 17th February 2025 Dividend yield will be 2.4%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (22% payout ratio) and is expected to be well covered in 3 years' time (25% forecast payout ratio). The dividend has increased by an average of 23% per year over the past 8 years and payments have been stable during that time. EPS is expected to grow by 2.5% over the next 2 years, which should provide support to the dividend and adequate earnings cover.分析記事 • Jan 17Revenue Beat: Plumas Bancorp Exceeded Revenue Forecasts By 13% And Analysts Are Updating Their EstimatesPlumas Bancorp ( NASDAQ:PLBC ) just released its full-year report and things are looking bullish. Plumas Bancorp beat...お知らせ • Jan 17+ 1 more updatePlumas Bancorp Appoints Kevin Foster to Its Board of DirectorsPlumas Bancorp recently announced the appointment of Kevin Foster to its Board of Directors, effective January 15, 2025. Foster retired in 2023 after a distinguished 40-year career in banking and technology. His most recent position was at Ernst & Young, one of the largest professional services organizations in the world. His expertise lies in various aspects of banking including lending, technology, cybersecurity, data, consulting, and sales, with a focus on driving transformation, efficiency, and compliance. Foster holds a Bachelor of Science degree in Finance from San Jose State University. Foster splits his time between residences at Lake Tahoe and the Bay Area. He served on the board of Junior Achievement and volunteers at Glide Memorial in San Francisco. Foster has served on the boards of multiple homeowner associations and led his community to become a Firewise USA recognition site in Homewood, Calif.Reported Earnings • Jan 15Full year 2024 earnings: EPS and revenues exceed analyst expectationsFull year 2024 results: EPS: US$4.85 (down from US$5.08 in FY 2023). Revenue: US$81.3m (up 4.5% from FY 2023). Net income: US$28.6m (down 3.9% from FY 2023). Profit margin: 35% (down from 38% in FY 2023). The decrease in margin was driven by higher expenses. Revenue exceeded analyst estimates by 14%. Earnings per share (EPS) also surpassed analyst estimates by 2.1%. Revenue is forecast to grow 4.2% p.a. on average during the next 2 years, compared to a 6.2% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 8% per year whereas the company’s share price has increased by 9% per year.Price Target Changed • Nov 27Price target increased by 22% to US$52.50Up from US$43.00, the current price target is an average from 2 analysts. New target price is 6.1% above last closing price of US$49.46. Stock is up 45% over the past year. The company is forecast to post earnings per share of US$4.70 for next year compared to US$5.08 last year.Recent Insider Transactions • Oct 23Insider recently sold US$106k worth of stockOn the 22nd of October, B. North sold around 2k shares on-market at roughly US$42.55 per share. This transaction amounted to 100% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$86k more than they bought in the last 12 months.Declared Dividend • Oct 21Third quarter dividend of US$0.27 announcedShareholders will receive a dividend of US$0.27. Ex-date: 1st November 2024 Payment date: 15th November 2024 Dividend yield will be 2.5%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (22% payout ratio) and is expected to be well covered in 3 years' time (28% forecast payout ratio). The dividend has increased by an average of 23% per year over the past 8 years and payments have been stable during that time. EPS is expected to decline by 9.8% over the next 2 years. However, it would need to fall by 76% to increase the payout ratio to a potentially unsustainable range.お知らせ • Oct 17Plumas Bancorp Declares Quarterly Cash Dividend, Payable on November 15, 2024Plumas Bancorp announced that the Board of Directors declared a regular quarterly cash dividend on Plumas Bancorp common stock of $0.27 per share, payable November 15, 2024, to stockholders of record as of November 1, 2024.Reported Earnings • Oct 16Third quarter 2024 earnings: EPS and revenues exceed analyst expectationsThird quarter 2024 results: EPS: US$1.33 (down from US$1.36 in 3Q 2023). Revenue: US$21.5m (up 6.2% from 3Q 2023). Net income: US$7.83m (down 1.8% from 3Q 2023). Profit margin: 36% (down from 39% in 3Q 2023). The decrease in margin was driven by higher expenses. Revenue exceeded analyst estimates by 2.0%. Earnings per share (EPS) also surpassed analyst estimates by 15%. Revenue is forecast to grow 7.4% p.a. on average during the next 2 years, compared to a 6.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.Declared Dividend • Jul 21Second quarter dividend of US$0.27 announcedShareholders will receive a dividend of US$0.27. Ex-date: 1st August 2024 Payment date: 15th August 2024 Dividend yield will be 2.6%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 23% per year over the past 8 years and payments have been stable during that time. EPS is expected to decline by 7.5% over the next year. However, it would need to fall by 76% to increase the payout ratio to a potentially unsustainable range.Reported Earnings • Jul 18Second quarter 2024 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2024 results: EPS: US$1.15 (up from US$1.14 in 2Q 2023). Revenue: US$19.7m (up 9.2% from 2Q 2023). Net income: US$6.79m (up 1.9% from 2Q 2023). Profit margin: 35% (down from 37% in 2Q 2023). The decrease in margin was driven by higher expenses. Revenue exceeded analyst estimates by 3.0%. Earnings per share (EPS) also surpassed analyst estimates by 4.6%. Revenue is forecast to grow 6.5% p.a. on average during the next 2 years, compared to a 5.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 13% per year but the company’s share price has only increased by 7% per year, which means it is significantly lagging earnings growth.お知らせ • Jul 18Plumas Bancorp Declares Quarterly Cash Dividend, Payable on August 15, 2024Plumas Bancorp announced that the Board of Directors declared a regular quarterly cash dividend on Plumas Bancorp common stock of $0.27 per share, payable August 15, 2024, to stockholders of record as of August 1, 2024.Valuation Update With 7 Day Price Move • Jul 16Investor sentiment improves as stock rises 18%After last week's 18% share price gain to US$40.45, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 12x in the Banks industry in the US. Total returns to shareholders of 34% over the past three years.お知らせ • Jul 03+ 1 more updatePlumas Bancorp(NasdaqCM:PLBC) dropped from Russell Small Cap Comp Growth IndexPlumas Bancorp(NasdaqCM:PLBC) dropped from Russell Small Cap Comp Growth IndexReported Earnings • May 09First quarter 2024 earnings: EPS and revenues miss analyst expectationsFirst quarter 2024 results: EPS: US$1.06 (down from US$1.30 in 1Q 2023). Revenue: US$18.8m (down 4.0% from 1Q 2023). Net income: US$6.25m (down 18% from 1Q 2023). Profit margin: 33% (down from 39% in 1Q 2023). The decrease in margin was primarily driven by higher expenses. Revenue missed analyst estimates by 1.5%. Earnings per share (EPS) also missed analyst estimates by 12%. Revenue is forecast to grow 5.2% p.a. on average during the next 2 years, compared to a 6.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 16% per year but the company’s share price has only increased by 8% per year, which means it is significantly lagging earnings growth.Upcoming Dividend • Apr 26Upcoming dividend of US$0.27 per shareEligible shareholders must have bought the stock before 30 April 2024. Payment date: 15 May 2024. Payout ratio is a comfortable 21% and this is well supported by cash flows. Trailing yield: 3.1%. Lower than top quartile of American dividend payers (4.7%). In line with average of industry peers (3.0%).Major Estimate Revision • Apr 24Consensus revenue estimates fall by 26%The consensus outlook for revenues in fiscal year 2024 has deteriorated. 2024 revenue forecast decreased from US$81.0m to US$60.3m. EPS estimate fell from US$4.80 to US$4.35 per share. Net income forecast to shrink 7.3% next year vs 0.04% growth forecast for Banks industry in the US . Consensus price target of US$40.00 unchanged from last update. Share price was steady at US$35.14 over the past week.Declared Dividend • Apr 22First quarter dividend of US$0.27 announcedShareholders will receive a dividend of US$0.27. Ex-date: 30th April 2024 Payment date: 15th May 2024 Dividend yield will be 2.9%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 23% per year over the past 8 years and payments have been stable during that time. EPS is expected to decline by 6.5% over the next year. However, it would need to fall by 77% to increase the payout ratio to a potentially unsustainable range.分析記事 • Apr 19One Plumas Bancorp (NASDAQ:PLBC) Analyst Just Slashed Their 2024 Revenue EstimatesThe analyst covering Plumas Bancorp ( NASDAQ:PLBC ) delivered a dose of negativity to shareholders today, by making a...お知らせ • Apr 19Plumas Bancorp Declares Quarterly Cash Dividend, Payable on May 15, 2024Plumas Bancorp announced that the Board of Directors declared a regular quarterly cash dividend on Plumas Bancorp common stock of $0.27 per share, payable May 15, 2024, to stockholders of record as of May 1, 2024.New Risk • Apr 18New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 3.3% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 3.3% per year for the foreseeable future. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.Reported Earnings • Apr 17First quarter 2024 earnings: EPS and revenues miss analyst expectationsFirst quarter 2024 results: EPS: US$1.06 (down from US$1.30 in 1Q 2023). Revenue: US$18.8m (down 4.0% from 1Q 2023). Net income: US$6.25m (down 18% from 1Q 2023). Profit margin: 33% (down from 39% in 1Q 2023). The decrease in margin was primarily driven by higher expenses. Revenue missed analyst estimates by 1.5%. Earnings per share (EPS) also missed analyst estimates by 12%. Revenue is forecast to grow 4.9% p.a. on average during the next 2 years, compared to a 5.2% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 16% per year but the company’s share price has only increased by 8% per year, which means it is significantly lagging earnings growth.お知らせ • Apr 05Plumas Bancorp, Annual General Meeting, May 15, 2024Plumas Bancorp, Annual General Meeting, May 15, 2024, at 09:30 Pacific Standard Time. Location: Nevada Museum of Art at 160 W. Liberty Street, Reno, Nevada Reno Nevada United States Agenda: To consider Election of nine directors; to consider Ratification of appointment of independent registered public accounting firm; and to consider other business matters.Recent Insider Transactions Derivative • Feb 23President exercised options to buy US$92k worth of stock.On the 22nd of February, Andrew Ryback exercised options to buy 3k shares at a strike price of around US$21.45, costing a total of US$58k. This transaction amounted to 3.3% of their direct individual holding at the time of the trade. Since March 2023, Andrew has owned 81.54k shares directly. Company insiders have collectively sold US$24k more than they bought, via options and on-market transactions in the last 12 months.Recent Insider Transactions Derivative • Feb 10Insider notifies of intention to sell stockAaron Boigon intends to sell 2k shares in the next 90 days after lodging an Intent To Sell Form on the 7th of February. If the sale is conducted around the recent share price of US$36.31, it would amount to US$58k. As of today, Aaron currently holds no shares directly (This sale likely refers to shares that have not yet been received). Company insiders have collectively sold US$31k more than they bought, via options and on-market transactions in the last 12 months.お知らせ • Feb 08Plumas Bancorp and Plumas Bank Announce Appointment of Sushil Patel to the Board of DirectorsThe directors of Plumas Bancorp and Plumas Bank announced the appointment of Sushil Patel to the Board of Directors. Patel is from South Lake Tahoe, Calif., and has been actively involved in developing real estate projects in both Nevada and California for more than 20 years. A successful business leader in the hospitality and lodging industry, Patel is owner of Laxmi Hotels and managing partner at Mountain West Builders. He owns and operates five hotel properties in Lake Tahoe and Reno, Nev. and co-leads one of the largest multifamily contractors in Northern Nevada. Patel lives in Reno and serves on the Renown Health Foundation board. He earned his bachelor’s degree in business administration and public relations from California State University, Sacramento.Upcoming Dividend • Jan 24Upcoming dividend of US$0.27 per share at 2.6% yieldEligible shareholders must have bought the stock before 31 January 2024. Payment date: 15 February 2024. Trailing yield: 2.6%. Lower than top quartile of American dividend payers (4.6%). Lower than average of industry peers (3.2%).Declared Dividend • Jan 21Fourth quarter dividend of US$0.27 announcedShareholders will receive a dividend of US$0.27. Ex-date: 31st January 2024 Payment date: 15th February 2024 Dividend yield will be 2.6%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (20% payout ratio) and is expected to be well covered in 3 years' time (23% forecast payout ratio). The dividend has increased by an average of 26% per year over the past 7 years and payments have been stable during that time. EPS is expected to decline by 2.6% over the next 2 years. However, it would need to fall by 78% to increase the payout ratio to a potentially unsustainable range.Reported Earnings • Jan 17Full year 2023 earnings: EPS in line with analyst expectations despite revenue beatFull year 2023 results: EPS: US$5.08 (up from US$4.53 in FY 2022). Revenue: US$77.7m (up 14% from FY 2022). Net income: US$29.8m (up 13% from FY 2022). Profit margin: 38% (in line with FY 2022). Revenue exceeded analyst estimates by 2.2%. Earnings per share (EPS) were mostly in line with analyst estimates. Revenue is forecast to grow 6.2% p.a. on average during the next 2 years, compared to a 4.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has only increased by 14% per year, which means it is significantly lagging earnings growth.Valuation Update With 7 Day Price Move • Dec 08Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$39.22, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 10x in the Banks industry in the US. Total returns to shareholders of 70% over the past three years.Upcoming Dividend • Oct 24Upcoming dividend of US$0.25 per share at 2.9% yieldEligible shareholders must have bought the stock before 31 October 2023. Payment date: 15 November 2023. Payout ratio is a comfortable 18% and this is well supported by cash flows. Trailing yield: 2.9%. Lower than top quartile of American dividend payers (5.2%). Lower than average of industry peers (4.0%).お知らせ • Oct 20Plumas Bancorp Declares Quarterly Cash Dividend, Payable on November 15, 2023Plumas Bancorp announced that the Board of Directors declared a regular quarterly cash dividend on Plumas Bancorp common stock of $0.25 per share, payable November 15, 2023, to stockholders of record as of November 1, 2023.Reported Earnings • Oct 19Third quarter 2023 earnings: EPS and revenues exceed analyst expectationsThird quarter 2023 results: EPS: US$1.36 (up from US$1.24 in 3Q 2022). Revenue: US$20.3m (up 13% from 3Q 2022). Net income: US$7.97m (up 10% from 3Q 2022). Profit margin: 39% (in line with 3Q 2022). Revenue exceeded analyst estimates by 1.3%. Earnings per share (EPS) also surpassed analyst estimates by 9.8%. Revenue is forecast to grow 5.0% p.a. on average during the next 2 years, compared to a 4.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 21% per year whereas the company’s share price has increased by 19% per year.Recent Insider Transactions Derivative • Aug 18Insider exercised options to buy US$115k worth of stock.On the 16th of August, Jeffrey Moore exercised options to buy 3k shares at a strike price of around US$24.40, costing a total of US$78k. This transaction amounted to 320% of their direct individual holding at the time of the trade. As of today, Jeffrey currently holds no shares directly. Company insiders have collectively bought US$20k more than they sold, via options and on-market transactions, in the last 12 months.Upcoming Dividend • Jul 24Upcoming dividend of US$0.25 per share at 2.8% yieldEligible shareholders must have bought the stock before 31 July 2023. Payment date: 15 August 2023. Payout ratio is a comfortable 16% and this is well supported by cash flows. Trailing yield: 2.8%. Lower than top quartile of American dividend payers (4.8%). Lower than average of industry peers (3.4%).お知らせ • Jul 23+ 1 more updatePlumas Bancorp Announces Executive ChangesOn July 19, 2023, Julie A. Morehead submitted notice of her resignation as a director of Plumas Bancorp and its wholly owned subsidiary, Plumas Bank, effective immediately. The Company thanks Mrs. Morehead for her service to the Company and wishes her the best in future endeavors.お知らせ • Jul 22Plumas Bancorp Reports Unaudited Net Charge Off for the Three Months Ended June 30, 2023Plumas Bancorp reported unaudited net charge off for the three months ended June 30, 2023. For the quarter, net charge-offs for the quarter was $411,000 against $133,000 reported a year ago.Reported Earnings • Jul 20Second quarter 2023 earnings released: EPS: US$1.14 (vs US$0.97 in 2Q 2022)Second quarter 2023 results: EPS: US$1.14 (up from US$0.97 in 2Q 2022). Revenue: US$18.0m (up 15% from 2Q 2022). Net income: US$6.66m (up 17% from 2Q 2022). Profit margin: 37% (in line with 2Q 2022). Over the last 3 years on average, earnings per share has increased by 21% per year whereas the company’s share price has increased by 18% per year.Recent Insider Transactions Derivative • Mar 22President exercised options to buy US$87k worth of stock.On the 17th of March, Andrew Ryback exercised options to buy 3k shares at a strike price of around US$21.45, costing a total of US$54k. This transaction amounted to 3.2% of their direct individual holding at the time of the trade. Since March 2022, Andrew's direct individual holding has increased from 73.80k shares to 78.63k. Company insiders have collectively sold US$150k more than they bought, via options and on-market transactions in the last 12 months.Reported Earnings • Mar 20Full year 2022 earnings released: EPS: US$4.53 (vs US$3.82 in FY 2021)Full year 2022 results: EPS: US$4.53 (up from US$3.82 in FY 2021). Revenue: US$68.3m (up 25% from FY 2021). Net income: US$26.4m (up 26% from FY 2021). Profit margin: 39% (in line with FY 2021). Net interest margin (NIM): 3.82% (up from 3.63% in FY 2021). Cost-to-income ratio: 46.9% (up from 46.8% in FY 2021). Non-performing loans: 0.13% (down from 0.58% in FY 2021). Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has increased by 30% per year, which means it is tracking significantly ahead of earnings growth.Valuation Update With 7 Day Price Move • Mar 13Investor sentiment deteriorates as stock falls 15%After last week's 15% share price decline to US$35.10, the stock trades at a trailing P/E ratio of 7.8x. Average trailing P/E is 9x in the Banks industry in the US. Total returns to shareholders of 92% over the past three years.Recent Insider Transactions • Mar 01Insider recently sold US$314k worth of stockOn the 27th of February, B. North sold around 7k shares on-market at roughly US$42.00 per share. This transaction amounted to 67% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$495k more than they bought in the last 12 months.Recent Insider Transactions Derivative • Feb 24Insider exercised options to buy US$155k worth of stock.On the 22nd of February, B. North exercised 7.20k options at around US$21.45, then sold 3.57k of them at US$43.28 each and kept the remainder. Since March 2022, North's direct individual holding has decreased from 15.18k shares to 7.48k. Company insiders have collectively bought US$110k more than they sold, via options and on-market transactions, in the last 12 months.Upcoming Dividend • Jan 24Upcoming dividend of US$0.25 per share at 2.5% yieldEligible shareholders must have bought the stock before 31 January 2023. Payment date: 15 February 2023. Trailing yield: 2.5%. Lower than top quartile of American dividend payers (4.3%). Lower than average of industry peers (3.1%).分析記事 • Jan 22Plumas Bancorp's (NASDAQ:PLBC) Shareholders Will Receive A Bigger Dividend Than Last YearPlumas Bancorp ( NASDAQ:PLBC ) has announced that it will be increasing its periodic dividend on the 15th of February...お知らせ • Jan 20Plumas Bancorp Declares Quarterly Cash Dividend, Payable on February 15, 2023Plumas Bancorp announced that the Board of Directors declared a regular quarterly cash dividend on Plumas Bancorp common stock of $0.25 per share, payable February 15, 2023, to stockholders of record as of February 1, 2023.Reported Earnings • Jan 20Full year 2022 earnings released: EPS: US$4.53 (vs US$3.82 in FY 2021)Full year 2022 results: EPS: US$4.53 (up from US$3.82 in FY 2021). Revenue: US$68.3m (up 25% from FY 2021). Net income: US$26.4m (up 26% from FY 2021). Profit margin: 39% (in line with FY 2021). Over the last 3 years on average, earnings per share has increased by 17% per year whereas the company’s share price has increased by 14% per year.お知らせ • Jan 04Plumas Bancorp Announces Retirement of Gerald W. Fletcher as Board Director, with Effect from December 31, 2022Plumas Bancorp announced the recent retirement of board director, Gerald W. Fletcher, after 34 years of service. Mr. Fletcher’s retirement, effective December 31, 2022, was required by the age-based retirement policy in the company’s Corporate Governance Guidelines. Fletcher was on the Board of Directors for Susanville-based Sierra Security Bank. He joined the Plumas Bank Board in 1988 when Sierra Security Bank merged with Plumas Bank. Fletcher lived most of his life in Susanville, California and recently moved to Chico, California. He owned and operated Fletcher Christmas Trees for over 50 years. He was a long-standing member of Lassen County Cattleman’s Association and the Lassen County Farm Bureau.Board Change • Nov 16Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 5 highly experienced directors. Independent Director Julie Morehead was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Upcoming Dividend • Oct 24Upcoming dividend of US$0.16 per shareEligible shareholders must have bought the stock before 31 October 2022. Payment date: 15 November 2022. Payout ratio is a comfortable 15% and this is well supported by cash flows. Trailing yield: 2.0%. Lower than top quartile of American dividend payers (4.6%). Lower than average of industry peers (3.2%).お知らせ • Oct 21Plumas Bancorp Declares Quarterly Cash Dividend, Payable November 15, 2022Plumas Bancorp the parent company of Plumas Bank (the " Bank"), announced that the Board of Directors declared a regular quarterly cash dividend on Plumas Bancorp common stock of $0.16 per share, payable November 15, 2022, to stockholders of record as of November 1, 2022.Reported Earnings • Oct 20Third quarter 2022 earnings released: EPS: US$1.24 (vs US$1.13 in 3Q 2021)Third quarter 2022 results: EPS: US$1.24 (up from US$1.13 in 3Q 2021). Revenue: US$18.0m (up 17% from 3Q 2021). Net income: US$7.23m (up 9.9% from 3Q 2021). Profit margin: 40% (down from 43% in 3Q 2021). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 15% per year and the company’s share price has also increased by 15% per year.Seeking Alpha • Oct 19Plumas Bancorp GAAP EPS of $1.24, revenue of $18.27MPlumas Bancorp press release (NASDAQ:PLBC): Q3 GAAP EPS of $1.24. Revenue of $18.27M (+17.5% Y/Y). Total assets increased by $82 million, or 5%, to $1.7 billion. Gross loans increased by $19 million, or 2%, to $858 million. Investment securities increased by $108 million, or 39%, to $383 million. Total deposits increased by $107 million, or 8%, to $1.5 billion. Non-performing assets decreased by $3.6 million or 66%, to $1.9 million財務状況分析デット・ツー・エクイティの歴史と分析貸借対照表金融機関分析資産レベル: PLBCの 資産対自己資本比率 ( 8.3 x) は 低い です。不良債権引当金: PLBCには 十分な 不良債権引当金 ( 136 %) があります。低リスク負債: PLBCの負債の92%は主に 低リスク の資金源で構成されています。ローンレベル: PLBCは 適切な レベルの ローン対資産比率 ( 68% ) を持っています。低リスク預金: PLBCの 預金に対する貸出金の比率 ( 84% ) は 適切 です。不良債権レベル: PLBCには 適切な レベルの 不良債権 があります ( 0.9 %)。健全な企業の発掘7D1Y7D1Y7D1YBanks 業界の健全な企業。View Dividend企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/06/09 11:29終値2026/06/09 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Plumas Bancorp 3 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。4 アナリスト機関Matthew ClarkPiper Sandler CompaniesDavid FeasterRaymond James & Associatesnull nullStephens, Inc.1 その他のアナリストを表示
Reported Earnings • May 07First quarter 2026 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2026 results: EPS: US$1.40 (up from US$1.22 in 1Q 2025). Revenue: US$28.5m (up 32% from 1Q 2025). Net income: US$9.76m (up 36% from 1Q 2025). Profit margin: 34% (in line with 1Q 2025). Revenue exceeded analyst estimates by 3.2%. Earnings per share (EPS) also surpassed analyst estimates by 9.2%. Revenue is forecast to grow 10% p.a. on average during the next 2 years, compared to a 8.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 3% per year but the company’s share price has increased by 17% per year, which means it is well ahead of earnings.
Recent Insider Transactions Derivative • May 06Insider exercised options to buy US$129k worth of stock.On the 30th of April, Aaron Boigon exercised options to buy 3k shares at a strike price of around US$21.45, costing a total of US$54k. This transaction amounted to 45% of their direct individual holding at the time of the trade. Since September 2025, Aaron's direct individual holding has increased from 5.60k shares to 8.10k. Company insiders have collectively bought US$1.0m more than they sold, via options and on-market transactions, in the last 12 months.
Recent Insider Transactions Derivative • May 03Insider exercised options to buy US$128k worth of stock.On the 30th of April, Aaron Boigon exercised options to buy 3k shares at a strike price of around US$21.45, costing a total of US$54k. This transaction amounted to 45% of their direct individual holding at the time of the trade. Since September 2025, Aaron's direct individual holding has increased from 5.60k shares to 8.10k. Company insiders have collectively bought US$1.0m more than they sold, via options and on-market transactions, in the last 12 months.
Declared Dividend • Apr 19First quarter dividend of US$0.33 announcedShareholders will receive a dividend of US$0.33. Ex-date: 1st May 2026 Payment date: 15th May 2026 Dividend yield will be 2.4%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 23% per year over the past 9 years and payments have been stable during that time. EPS is expected to grow by 9.9% over the next year, which should provide support to the dividend and adequate earnings cover.
お知らせ • Apr 17Plumas Bancorp announces Quarterly dividend, payable on May 15, 2026Plumas Bancorp announced Quarterly dividend of USD 0.3300 per share payable on May 15, 2026, ex-date on May 01, 2026 and record date on May 01, 2026.
お知らせ • Apr 16+ 1 more updatePlumas Bancorp Reports Net Charge-Offs for the First Quarter Ended March 31, 2026Plumas Bancorp reported net charge-offs for the first quarter ended March 31, 2026. Net charge-offs totaled $237,000 and $127,000 during the three months ended March 31, 2026 and 2025, respectively.
お知らせ • Apr 10Plumas Bancorp, Annual General Meeting, May 20, 2026Plumas Bancorp, Annual General Meeting, May 20, 2026. Location: nevada museum of art, 160 w. liberty street, nevada, reno United States
Reported Earnings • Mar 21Full year 2025 earnings: EPS and revenues exceed analyst expectationsFull year 2025 results: EPS: US$4.60. Revenue: US$91.4m (up 13% from FY 2024). Net income: US$29.6m (up 3.5% from FY 2024). Profit margin: 32% (down from 35% in FY 2024). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 4.91% (up from 4.79% in FY 2024). Cost-to-income ratio: 52.8% (up from 51.3% in FY 2024). Non-performing loans: 1.00% (up from 0.40% in FY 2024). Revenue exceeded analyst estimates by 2.2%. Earnings per share (EPS) also surpassed analyst estimates by 7.2%. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 8.7% growth forecast for the Banks industry in the US.
Recent Insider Transactions Derivative • Mar 06Independent Director & Secretary exercised options to buy US$161k worth of stock.On the 4th of March, Michonne Ascuaga exercised options to buy 3k shares at a strike price of around US$21.45, costing a total of US$69k. This transaction amounted to 58% of their direct individual holding at the time of the trade. Since March 2025, Michonne has owned 5.51k shares directly. Company insiders have collectively bought US$890k more than they sold, via options and on-market transactions, in the last 12 months.
Recent Insider Transactions Derivative • Feb 26Independent Director exercised options to buy US$188k worth of stock.On the 24th of February, Heidi O'Gara exercised options to buy 4k shares at a strike price of around US$22.51, costing a total of US$81k. This transaction amounted to 69% of their direct individual holding at the time of the trade. Since March 2025, Heidi has owned 5.24k shares directly. Company insiders have collectively bought US$864k more than they sold, via options and on-market transactions, in the last 12 months.
お知らせ • Feb 03Plumas Bancorp (NasdaqCM:PLBC) announces an Equity Buyback for $25 million worth of its shares.Plumas Bancorp (NasdaqCM:PLBC) announces a share repurchase program. Under the program, the company will repurchase up to $25 million of its outstanding common stock. The Company intends to fund the repurchases using available cash and retained earnings. The program is valid through the fourth quarter of 2026.
Recent Insider Transactions Derivative • Jan 27President exercised options to buy US$126k worth of stock.On the 27th of January, Andrew Ryback exercised options to buy 3k shares at a strike price of around US$31.00, costing a total of US$79k. This transaction amounted to 2.6% of their direct individual holding at the time of the trade. Since March 2025, Andrew's direct individual holding has increased from 89.07k shares to 95.63k. Company insiders have collectively bought US$820k more than they sold, via options and on-market transactions, in the last 12 months.
分析記事 • Jan 27Plumas Bancorp (NASDAQ:PLBC) Is Paying Out A Larger Dividend Than Last YearPlumas Bancorp's ( NASDAQ:PLBC ) dividend will be increasing from last year's payment of the same period to $0.33 on...
Declared Dividend • Jan 26Fourth quarter dividend increased to US$0.33Dividend of US$0.33 is 10% higher than last year. Ex-date: 4th February 2026 Payment date: 18th February 2026 Dividend yield will be 2.5%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (26% payout ratio) and is expected to be well covered in 3 years' time (24% forecast payout ratio). The dividend has increased by an average of 23% per year over the past 9 years and payments have been stable during that time. EPS is expected to grow by 22% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Jan 23Full year 2025 earnings: EPS and revenues exceed analyst expectationsFull year 2025 results: EPS: US$4.60. Revenue: US$91.4m (up 13% from FY 2024). Net income: US$29.6m (up 3.5% from FY 2024). Profit margin: 32% (down from 35% in FY 2024). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 4.91% (up from 4.79% in FY 2024). Cost-to-income ratio: 52.8% (up from 51.3% in FY 2024). Non-performing loans: 1.00% (up from 0.40% in FY 2024). Revenue exceeded analyst estimates by 2.2%. Earnings per share (EPS) also surpassed analyst estimates by 7.2%. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 9.1% growth forecast for the Banks industry in the US.
お知らせ • Jan 22Plumas Bancorp Declares Quarterly Cash Dividend, Payable on February 18, 2026Plumas Bancorp announced that the Board of Directors declared a regular quarterly cash dividend on Plumas Bancorp common stock of $0.33 per share, payable February 18, 2026, to stockholders of record as of February 4, 2026.
Recent Insider Transactions Derivative • Jan 07Independent Vice Chairman of the Board exercised options to buy US$143k worth of stock.On the 5th of January, Robert McClintock exercised options to buy 3k shares at a strike price of around US$21.45, costing a total of US$69k. This transaction amounted to 3.0% of their direct individual holding at the time of the trade. Since March 2025, Robert's direct individual holding has increased from 105.38k shares to 107.88k. Company insiders have collectively bought US$612k more than they sold, via options and on-market transactions, in the last 12 months.
Recent Insider Transactions Derivative • Dec 19Independent Vice Chairman of the Board exercised options to buy US$115k worth of stock.On the 17th of December, Robert McClintock exercised options to buy 3k shares at a strike price of around US$24.40, costing a total of US$61k. This transaction amounted to 2.4% of their direct individual holding at the time of the trade. Since March 2025, Robert has owned 105.38k shares directly. Company insiders have collectively bought US$543k more than they sold, via options and on-market transactions, in the last 12 months.
Declared Dividend • Oct 20Third quarter dividend of US$0.30 announcedShareholders will receive a dividend of US$0.30. Ex-date: 3rd November 2025 Payment date: 17th November 2025 Dividend yield will be 2.9%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (27% payout ratio) and is expected to be well covered in 3 years' time (23% forecast payout ratio). The dividend has increased by an average of 22% per year over the past 9 years and payments have been stable during that time. EPS is expected to grow by 30% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Oct 16Plumas Bancorp Declares Quarterly Cash Dividend, Payable November 17, 2025Plumas Bancorp announced that the Board of Directors declared a regular quarterly cash dividend on Plumas Bancorp common stock of $0.30 per share, payable November 17, 2025, to stockholders of record as of November 3, 2025.
Reported Earnings • Oct 15Third quarter 2025 earnings: EPS exceeds analyst expectations while revenues lag behindThird quarter 2025 results: EPS: US$0.74 (down from US$1.33 in 3Q 2024). Revenue: US$22.0m (up 2.5% from 3Q 2024). Net income: US$5.15m (down 34% from 3Q 2024). Profit margin: 23% (down from 36% in 3Q 2024). The decrease in margin was driven by higher expenses. Revenue missed analyst estimates by 2.3%. Earnings per share (EPS) exceeded analyst estimates by 34%. Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 8.0% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 1% per year but the company’s share price has increased by 12% per year, which means it is tracking significantly ahead of earnings growth.
Recent Insider Transactions Derivative • Aug 22Insider notifies of intention to sell stockAaron Boigon intends to sell 2k shares in the next 90 days after lodging an Intent To Sell Form on the 21st of August. If the sale is conducted around the recent share price of US$41.41, it would amount to US$62k. Aaron currently holds less than 1% of total shares outstanding. Company insiders have collectively bought US$328k more than they sold, via options and on-market transactions, in the last 12 months.
Recent Insider Transactions • Aug 03Independent Director recently bought US$53k worth of stockOn the 31st of July, Sushil Patel bought around 1k shares on-market at roughly US$41.16 per share. This transaction amounted to 54% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Despite this recent purchase, insiders have collectively sold US$127k more in shares than they bought in the last 12 months.
Recent Insider Transactions Derivative • Jul 27President exercised options to buy US$126k worth of stock.On the 24th of July, Andrew Ryback exercised options to buy 3k shares at a strike price of around US$31.00, costing a total of US$93k. This transaction amounted to 3.3% of their direct individual holding at the time of the trade. Since March 2025, Andrew has owned 89.07k shares directly. Company insiders have collectively bought US$201k more than they sold, via options and on-market transactions, in the last 12 months.
Declared Dividend • Jul 21Second quarter dividend of US$0.30 announcedShareholders will receive a dividend of US$0.30. Ex-date: 1st August 2025 Payment date: 15th August 2025 Dividend yield will be 2.8%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 22% per year over the past 9 years and payments have been stable during that time. EPS is expected to grow by 10% over the next year, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Jul 17Second quarter 2025 earnings: EPS and revenues miss analyst expectationsSecond quarter 2025 results: EPS: US$1.07 (down from US$1.15 in 2Q 2024). Revenue: US$19.7m (flat on 2Q 2024). Net income: US$6.32m (down 6.9% from 2Q 2024). Profit margin: 32% (down from 35% in 2Q 2024). Revenue missed analyst estimates by 2.2%. Earnings per share (EPS) also missed analyst estimates by 26%. Revenue is forecast to grow 20% p.a. on average during the next 2 years, compared to a 7.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 5% per year whereas the company’s share price has increased by 10% per year.
お知らせ • Jul 17Plumas Bancorp Declares Quarterly Cash Dividend, Payable on August 1, 2025Plumas Bancorp announced that the Board of Directors declared a regular quarterly cash dividend on Plumas Bancorp common stock of $0.30 per share, payable August 15, 2025, to stockholders of record as of August 1, 2025.
New Risk • Jul 03New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 18% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. This is currently the only risk that has been identified for the company.
お知らせ • Jul 02+ 1 more updatePlumas Bancorp Appoints Ken Robison to the Board of Directors, Effective July 1, 2025Plumas Bancorp appointed Ken Robison, a director of Cornerstone, to the board of directors of Plumas effective as of July 1, 2025. Mr. Robison is president and broker/owner of Robison Real Estate Corporation in Red Bluff, Calif., and former owner of RE/Max Top Properties. Robison is active in the Tehama and Shasta communities, previously serving on the Red Bluff City Council and as Mayor of Red Bluff for two terms. Robison holds an MBA from California State University, Chico.
Declared Dividend • Apr 20First quarter dividend of US$0.30 announcedShareholders will receive a dividend of US$0.30. Ex-date: 1st May 2025 Payment date: 15th May 2025 Dividend yield will be 2.8%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 22% per year over the past 9 years and payments have been stable during that time. EPS is expected to grow by 7.1% over the next year, which should provide support to the dividend and adequate earnings cover.
お知らせ • Apr 17Plumas Bancorp Declares Quarterly Cash Dividend, Payable on May 15, 2025Plumas Bancorp announced that the Board of Directors declared a regular quarterly cash dividend on Plumas Bancorp common stock of $0.30 per share, payable May 15, 2025, to stockholders of record as of May 1, 2025.
お知らせ • Apr 16Plumas Bancorp Reports Net Charge-Offs for the First Quarter Ended March 31, 2025Plumas Bancorp reported net charge-offs for the first quarter ended March 31, 2025. Net charge-offs totaled $127,000 and $610,000 during the three months ended March 31, 2025 and 2024.
お知らせ • Apr 12Plumas Bancorp, Annual General Meeting, May 21, 2025Plumas Bancorp, Annual General Meeting, May 21, 2025. Location: nevada meseum of art, 160 w, liberty st, reno, nv 89501, United States
Reported Earnings • Mar 20Full year 2024 earnings: EPS and revenues exceed analyst expectationsFull year 2024 results: EPS: US$4.86 (down from US$5.08 in FY 2023). Revenue: US$81.3m (up 4.5% from FY 2023). Net income: US$28.6m (down 3.9% from FY 2023). Profit margin: 35% (down from 38% in FY 2023). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 4.79% (up from 4.71% in FY 2023). Cost-to-income ratio: 51.3% (up from 46.6% in FY 2023). Non-performing loans: 0.40% (down from 0.50% in FY 2023). Revenue exceeded analyst estimates by 14%. Earnings per share (EPS) also surpassed analyst estimates by 2.1%. Revenue is forecast to grow 19% p.a. on average during the next 2 years, compared to a 7.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 8% per year whereas the company’s share price has increased by 4% per year.
Recent Insider Transactions Derivative • Feb 25President exercised options to buy US$113k worth of stock.On the 21st of February, Andrew Ryback exercised options to buy 3k shares at a strike price of around US$21.45, costing a total of US$54k. This transaction amounted to 2.9% of their direct individual holding at the time of the trade. Since March 2024, Andrew has owned 85.20k shares directly. Company insiders have collectively sold US$50k more than they bought, via options and on-market transactions in the last 12 months.
分析記事 • Feb 02Plumas Bancorp (NASDAQ:PLBC) Is Increasing Its Dividend To $0.30Plumas Bancorp ( NASDAQ:PLBC ) has announced that it will be increasing its periodic dividend on the 17th of February...
Major Estimate Revision • Feb 02Consensus revenue estimates increase by 16%, EPS downgradedThe consensus outlook for fiscal year 2025 has been updated. 2025 revenue forecast increased from US$85.4m to US$98.8m. EPS estimate fell from US$4.71 to US$4.14. Net income forecast to shrink 6.4% next year vs 12% growth forecast for Banks industry in the US . Consensus price target up from US$54.00 to US$56.50. Share price was steady at US$45.60 over the past week.
お知らせ • Jan 30Plumas Bancorp (NasdaqCM:PLBC) signed a definitive merger agreement to acquire Cornerstone Community Bancorp (OTCPK:CRSB) for $64.6 million.Plumas Bancorp (NasdaqCM:PLBC) signed a definitive merger agreement to acquire Cornerstone Community Bancorp (OTCPK:CRSB) for $64.6 million on January 28, 2025. Under the terms of the Agreement, each issued and outstanding share of common stock of Cornerstone will be converted into the right to receive 0.6608 shares of common stock of Plumas and $9.75 in cash (subject to adjustment under certain circumstances). Based on the closing price of $47.76 for Plumas shares on January 28, 2025, the Transaction would result in an aggregate consideration of $64.6 million (inclusive of the value to Cornerstone stock option holders) and value of $41.31 per Cornerstone share. Giving effect to the merger, Cornerstone shareholders will hold, in the aggregate, approximately 14% of Plumas’ outstanding common stock based on December 31, 2024 data. A termination fee of $2,528,000 will be payable by Cornerstone in the event of a termination of the Merger Agreement under certain circumstances. One current member of the Cornerstone board of directors will join the Plumas board of directors upon the merger. The boards of directors of Plumas and Cornerstone have approved the proposed merger, which is expected to occur in the second half of 2025 and remains subject to customary closing conditions, including obtaining approval by Cornerstone’s shareholders and bank regulatory authorities, The Registration Statement shall have become effective under the Securities Act and no stop order suspending the effectiveness of the Registration Statement shall have been issued and no proceedings for that purpose shall have been initiated by the SEC and not withdrawn, The shares of Plumas Common Stock to be issued to the Cornerstone shareholders as the Stock Consideration shall have been approved for listing on Nasdaq, The average of Cornerstone Bank’s aggregate outstanding balance of deposits shall be not less than $405,000,000 and the holders of no more than five percent (5%) of the aggregate outstanding shares of Cornerstone Common Stock shall have properly notified Cornerstone under Chapter 13 of the CGCL that they intend to exercise their dissenters’ rights. Plumas expects the acquisition to be approximately 9% accretive to earnings per share in 2025 and 23% accretive in 2026. Plumas was advised in the Transaction by Raymond James & Associates, Inc. as financial advisor and David J. Gershon of Sheppard, Mullin, Richter & Hampton LLP as legal counsel. Cornerstone was advised by Performance Trust Capital Partners as financial advisor and fairness opinion provider and Gary Findley of Gary Steven Findley & Associates as legal counsel.
Price Target Changed • Jan 30Price target increased by 7.6% to US$56.50Up from US$52.50, the current price target is an average from 2 analysts. New target price is 20% above last closing price of US$47.25. Stock is up 27% over the past year. The company is forecast to post earnings per share of US$4.29 for next year compared to US$4.85 last year.
分析記事 • Jan 19Plumas Bancorp's (NASDAQ:PLBC) Dividend Will Be Increased To $0.30Plumas Bancorp ( NASDAQ:PLBC ) has announced that it will be increasing its periodic dividend on the 17th of February...
Declared Dividend • Jan 19Fourth quarter dividend increased to US$0.30Dividend of US$0.30 is 11% higher than last year. Ex-date: 3rd February 2025 Payment date: 17th February 2025 Dividend yield will be 2.4%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (22% payout ratio) and is expected to be well covered in 3 years' time (25% forecast payout ratio). The dividend has increased by an average of 23% per year over the past 8 years and payments have been stable during that time. EPS is expected to grow by 2.5% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
分析記事 • Jan 17Revenue Beat: Plumas Bancorp Exceeded Revenue Forecasts By 13% And Analysts Are Updating Their EstimatesPlumas Bancorp ( NASDAQ:PLBC ) just released its full-year report and things are looking bullish. Plumas Bancorp beat...
お知らせ • Jan 17+ 1 more updatePlumas Bancorp Appoints Kevin Foster to Its Board of DirectorsPlumas Bancorp recently announced the appointment of Kevin Foster to its Board of Directors, effective January 15, 2025. Foster retired in 2023 after a distinguished 40-year career in banking and technology. His most recent position was at Ernst & Young, one of the largest professional services organizations in the world. His expertise lies in various aspects of banking including lending, technology, cybersecurity, data, consulting, and sales, with a focus on driving transformation, efficiency, and compliance. Foster holds a Bachelor of Science degree in Finance from San Jose State University. Foster splits his time between residences at Lake Tahoe and the Bay Area. He served on the board of Junior Achievement and volunteers at Glide Memorial in San Francisco. Foster has served on the boards of multiple homeowner associations and led his community to become a Firewise USA recognition site in Homewood, Calif.
Reported Earnings • Jan 15Full year 2024 earnings: EPS and revenues exceed analyst expectationsFull year 2024 results: EPS: US$4.85 (down from US$5.08 in FY 2023). Revenue: US$81.3m (up 4.5% from FY 2023). Net income: US$28.6m (down 3.9% from FY 2023). Profit margin: 35% (down from 38% in FY 2023). The decrease in margin was driven by higher expenses. Revenue exceeded analyst estimates by 14%. Earnings per share (EPS) also surpassed analyst estimates by 2.1%. Revenue is forecast to grow 4.2% p.a. on average during the next 2 years, compared to a 6.2% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 8% per year whereas the company’s share price has increased by 9% per year.
Price Target Changed • Nov 27Price target increased by 22% to US$52.50Up from US$43.00, the current price target is an average from 2 analysts. New target price is 6.1% above last closing price of US$49.46. Stock is up 45% over the past year. The company is forecast to post earnings per share of US$4.70 for next year compared to US$5.08 last year.
Recent Insider Transactions • Oct 23Insider recently sold US$106k worth of stockOn the 22nd of October, B. North sold around 2k shares on-market at roughly US$42.55 per share. This transaction amounted to 100% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$86k more than they bought in the last 12 months.
Declared Dividend • Oct 21Third quarter dividend of US$0.27 announcedShareholders will receive a dividend of US$0.27. Ex-date: 1st November 2024 Payment date: 15th November 2024 Dividend yield will be 2.5%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (22% payout ratio) and is expected to be well covered in 3 years' time (28% forecast payout ratio). The dividend has increased by an average of 23% per year over the past 8 years and payments have been stable during that time. EPS is expected to decline by 9.8% over the next 2 years. However, it would need to fall by 76% to increase the payout ratio to a potentially unsustainable range.
お知らせ • Oct 17Plumas Bancorp Declares Quarterly Cash Dividend, Payable on November 15, 2024Plumas Bancorp announced that the Board of Directors declared a regular quarterly cash dividend on Plumas Bancorp common stock of $0.27 per share, payable November 15, 2024, to stockholders of record as of November 1, 2024.
Reported Earnings • Oct 16Third quarter 2024 earnings: EPS and revenues exceed analyst expectationsThird quarter 2024 results: EPS: US$1.33 (down from US$1.36 in 3Q 2023). Revenue: US$21.5m (up 6.2% from 3Q 2023). Net income: US$7.83m (down 1.8% from 3Q 2023). Profit margin: 36% (down from 39% in 3Q 2023). The decrease in margin was driven by higher expenses. Revenue exceeded analyst estimates by 2.0%. Earnings per share (EPS) also surpassed analyst estimates by 15%. Revenue is forecast to grow 7.4% p.a. on average during the next 2 years, compared to a 6.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.
Declared Dividend • Jul 21Second quarter dividend of US$0.27 announcedShareholders will receive a dividend of US$0.27. Ex-date: 1st August 2024 Payment date: 15th August 2024 Dividend yield will be 2.6%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 23% per year over the past 8 years and payments have been stable during that time. EPS is expected to decline by 7.5% over the next year. However, it would need to fall by 76% to increase the payout ratio to a potentially unsustainable range.
Reported Earnings • Jul 18Second quarter 2024 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2024 results: EPS: US$1.15 (up from US$1.14 in 2Q 2023). Revenue: US$19.7m (up 9.2% from 2Q 2023). Net income: US$6.79m (up 1.9% from 2Q 2023). Profit margin: 35% (down from 37% in 2Q 2023). The decrease in margin was driven by higher expenses. Revenue exceeded analyst estimates by 3.0%. Earnings per share (EPS) also surpassed analyst estimates by 4.6%. Revenue is forecast to grow 6.5% p.a. on average during the next 2 years, compared to a 5.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 13% per year but the company’s share price has only increased by 7% per year, which means it is significantly lagging earnings growth.
お知らせ • Jul 18Plumas Bancorp Declares Quarterly Cash Dividend, Payable on August 15, 2024Plumas Bancorp announced that the Board of Directors declared a regular quarterly cash dividend on Plumas Bancorp common stock of $0.27 per share, payable August 15, 2024, to stockholders of record as of August 1, 2024.
Valuation Update With 7 Day Price Move • Jul 16Investor sentiment improves as stock rises 18%After last week's 18% share price gain to US$40.45, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 12x in the Banks industry in the US. Total returns to shareholders of 34% over the past three years.
お知らせ • Jul 03+ 1 more updatePlumas Bancorp(NasdaqCM:PLBC) dropped from Russell Small Cap Comp Growth IndexPlumas Bancorp(NasdaqCM:PLBC) dropped from Russell Small Cap Comp Growth Index
Reported Earnings • May 09First quarter 2024 earnings: EPS and revenues miss analyst expectationsFirst quarter 2024 results: EPS: US$1.06 (down from US$1.30 in 1Q 2023). Revenue: US$18.8m (down 4.0% from 1Q 2023). Net income: US$6.25m (down 18% from 1Q 2023). Profit margin: 33% (down from 39% in 1Q 2023). The decrease in margin was primarily driven by higher expenses. Revenue missed analyst estimates by 1.5%. Earnings per share (EPS) also missed analyst estimates by 12%. Revenue is forecast to grow 5.2% p.a. on average during the next 2 years, compared to a 6.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 16% per year but the company’s share price has only increased by 8% per year, which means it is significantly lagging earnings growth.
Upcoming Dividend • Apr 26Upcoming dividend of US$0.27 per shareEligible shareholders must have bought the stock before 30 April 2024. Payment date: 15 May 2024. Payout ratio is a comfortable 21% and this is well supported by cash flows. Trailing yield: 3.1%. Lower than top quartile of American dividend payers (4.7%). In line with average of industry peers (3.0%).
Major Estimate Revision • Apr 24Consensus revenue estimates fall by 26%The consensus outlook for revenues in fiscal year 2024 has deteriorated. 2024 revenue forecast decreased from US$81.0m to US$60.3m. EPS estimate fell from US$4.80 to US$4.35 per share. Net income forecast to shrink 7.3% next year vs 0.04% growth forecast for Banks industry in the US . Consensus price target of US$40.00 unchanged from last update. Share price was steady at US$35.14 over the past week.
Declared Dividend • Apr 22First quarter dividend of US$0.27 announcedShareholders will receive a dividend of US$0.27. Ex-date: 30th April 2024 Payment date: 15th May 2024 Dividend yield will be 2.9%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 23% per year over the past 8 years and payments have been stable during that time. EPS is expected to decline by 6.5% over the next year. However, it would need to fall by 77% to increase the payout ratio to a potentially unsustainable range.
分析記事 • Apr 19One Plumas Bancorp (NASDAQ:PLBC) Analyst Just Slashed Their 2024 Revenue EstimatesThe analyst covering Plumas Bancorp ( NASDAQ:PLBC ) delivered a dose of negativity to shareholders today, by making a...
お知らせ • Apr 19Plumas Bancorp Declares Quarterly Cash Dividend, Payable on May 15, 2024Plumas Bancorp announced that the Board of Directors declared a regular quarterly cash dividend on Plumas Bancorp common stock of $0.27 per share, payable May 15, 2024, to stockholders of record as of May 1, 2024.
New Risk • Apr 18New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 3.3% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 3.3% per year for the foreseeable future. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.
Reported Earnings • Apr 17First quarter 2024 earnings: EPS and revenues miss analyst expectationsFirst quarter 2024 results: EPS: US$1.06 (down from US$1.30 in 1Q 2023). Revenue: US$18.8m (down 4.0% from 1Q 2023). Net income: US$6.25m (down 18% from 1Q 2023). Profit margin: 33% (down from 39% in 1Q 2023). The decrease in margin was primarily driven by higher expenses. Revenue missed analyst estimates by 1.5%. Earnings per share (EPS) also missed analyst estimates by 12%. Revenue is forecast to grow 4.9% p.a. on average during the next 2 years, compared to a 5.2% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 16% per year but the company’s share price has only increased by 8% per year, which means it is significantly lagging earnings growth.
お知らせ • Apr 05Plumas Bancorp, Annual General Meeting, May 15, 2024Plumas Bancorp, Annual General Meeting, May 15, 2024, at 09:30 Pacific Standard Time. Location: Nevada Museum of Art at 160 W. Liberty Street, Reno, Nevada Reno Nevada United States Agenda: To consider Election of nine directors; to consider Ratification of appointment of independent registered public accounting firm; and to consider other business matters.
Recent Insider Transactions Derivative • Feb 23President exercised options to buy US$92k worth of stock.On the 22nd of February, Andrew Ryback exercised options to buy 3k shares at a strike price of around US$21.45, costing a total of US$58k. This transaction amounted to 3.3% of their direct individual holding at the time of the trade. Since March 2023, Andrew has owned 81.54k shares directly. Company insiders have collectively sold US$24k more than they bought, via options and on-market transactions in the last 12 months.
Recent Insider Transactions Derivative • Feb 10Insider notifies of intention to sell stockAaron Boigon intends to sell 2k shares in the next 90 days after lodging an Intent To Sell Form on the 7th of February. If the sale is conducted around the recent share price of US$36.31, it would amount to US$58k. As of today, Aaron currently holds no shares directly (This sale likely refers to shares that have not yet been received). Company insiders have collectively sold US$31k more than they bought, via options and on-market transactions in the last 12 months.
お知らせ • Feb 08Plumas Bancorp and Plumas Bank Announce Appointment of Sushil Patel to the Board of DirectorsThe directors of Plumas Bancorp and Plumas Bank announced the appointment of Sushil Patel to the Board of Directors. Patel is from South Lake Tahoe, Calif., and has been actively involved in developing real estate projects in both Nevada and California for more than 20 years. A successful business leader in the hospitality and lodging industry, Patel is owner of Laxmi Hotels and managing partner at Mountain West Builders. He owns and operates five hotel properties in Lake Tahoe and Reno, Nev. and co-leads one of the largest multifamily contractors in Northern Nevada. Patel lives in Reno and serves on the Renown Health Foundation board. He earned his bachelor’s degree in business administration and public relations from California State University, Sacramento.
Upcoming Dividend • Jan 24Upcoming dividend of US$0.27 per share at 2.6% yieldEligible shareholders must have bought the stock before 31 January 2024. Payment date: 15 February 2024. Trailing yield: 2.6%. Lower than top quartile of American dividend payers (4.6%). Lower than average of industry peers (3.2%).
Declared Dividend • Jan 21Fourth quarter dividend of US$0.27 announcedShareholders will receive a dividend of US$0.27. Ex-date: 31st January 2024 Payment date: 15th February 2024 Dividend yield will be 2.6%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (20% payout ratio) and is expected to be well covered in 3 years' time (23% forecast payout ratio). The dividend has increased by an average of 26% per year over the past 7 years and payments have been stable during that time. EPS is expected to decline by 2.6% over the next 2 years. However, it would need to fall by 78% to increase the payout ratio to a potentially unsustainable range.
Reported Earnings • Jan 17Full year 2023 earnings: EPS in line with analyst expectations despite revenue beatFull year 2023 results: EPS: US$5.08 (up from US$4.53 in FY 2022). Revenue: US$77.7m (up 14% from FY 2022). Net income: US$29.8m (up 13% from FY 2022). Profit margin: 38% (in line with FY 2022). Revenue exceeded analyst estimates by 2.2%. Earnings per share (EPS) were mostly in line with analyst estimates. Revenue is forecast to grow 6.2% p.a. on average during the next 2 years, compared to a 4.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has only increased by 14% per year, which means it is significantly lagging earnings growth.
Valuation Update With 7 Day Price Move • Dec 08Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$39.22, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 10x in the Banks industry in the US. Total returns to shareholders of 70% over the past three years.
Upcoming Dividend • Oct 24Upcoming dividend of US$0.25 per share at 2.9% yieldEligible shareholders must have bought the stock before 31 October 2023. Payment date: 15 November 2023. Payout ratio is a comfortable 18% and this is well supported by cash flows. Trailing yield: 2.9%. Lower than top quartile of American dividend payers (5.2%). Lower than average of industry peers (4.0%).
お知らせ • Oct 20Plumas Bancorp Declares Quarterly Cash Dividend, Payable on November 15, 2023Plumas Bancorp announced that the Board of Directors declared a regular quarterly cash dividend on Plumas Bancorp common stock of $0.25 per share, payable November 15, 2023, to stockholders of record as of November 1, 2023.
Reported Earnings • Oct 19Third quarter 2023 earnings: EPS and revenues exceed analyst expectationsThird quarter 2023 results: EPS: US$1.36 (up from US$1.24 in 3Q 2022). Revenue: US$20.3m (up 13% from 3Q 2022). Net income: US$7.97m (up 10% from 3Q 2022). Profit margin: 39% (in line with 3Q 2022). Revenue exceeded analyst estimates by 1.3%. Earnings per share (EPS) also surpassed analyst estimates by 9.8%. Revenue is forecast to grow 5.0% p.a. on average during the next 2 years, compared to a 4.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 21% per year whereas the company’s share price has increased by 19% per year.
Recent Insider Transactions Derivative • Aug 18Insider exercised options to buy US$115k worth of stock.On the 16th of August, Jeffrey Moore exercised options to buy 3k shares at a strike price of around US$24.40, costing a total of US$78k. This transaction amounted to 320% of their direct individual holding at the time of the trade. As of today, Jeffrey currently holds no shares directly. Company insiders have collectively bought US$20k more than they sold, via options and on-market transactions, in the last 12 months.
Upcoming Dividend • Jul 24Upcoming dividend of US$0.25 per share at 2.8% yieldEligible shareholders must have bought the stock before 31 July 2023. Payment date: 15 August 2023. Payout ratio is a comfortable 16% and this is well supported by cash flows. Trailing yield: 2.8%. Lower than top quartile of American dividend payers (4.8%). Lower than average of industry peers (3.4%).
お知らせ • Jul 23+ 1 more updatePlumas Bancorp Announces Executive ChangesOn July 19, 2023, Julie A. Morehead submitted notice of her resignation as a director of Plumas Bancorp and its wholly owned subsidiary, Plumas Bank, effective immediately. The Company thanks Mrs. Morehead for her service to the Company and wishes her the best in future endeavors.
お知らせ • Jul 22Plumas Bancorp Reports Unaudited Net Charge Off for the Three Months Ended June 30, 2023Plumas Bancorp reported unaudited net charge off for the three months ended June 30, 2023. For the quarter, net charge-offs for the quarter was $411,000 against $133,000 reported a year ago.
Reported Earnings • Jul 20Second quarter 2023 earnings released: EPS: US$1.14 (vs US$0.97 in 2Q 2022)Second quarter 2023 results: EPS: US$1.14 (up from US$0.97 in 2Q 2022). Revenue: US$18.0m (up 15% from 2Q 2022). Net income: US$6.66m (up 17% from 2Q 2022). Profit margin: 37% (in line with 2Q 2022). Over the last 3 years on average, earnings per share has increased by 21% per year whereas the company’s share price has increased by 18% per year.
Recent Insider Transactions Derivative • Mar 22President exercised options to buy US$87k worth of stock.On the 17th of March, Andrew Ryback exercised options to buy 3k shares at a strike price of around US$21.45, costing a total of US$54k. This transaction amounted to 3.2% of their direct individual holding at the time of the trade. Since March 2022, Andrew's direct individual holding has increased from 73.80k shares to 78.63k. Company insiders have collectively sold US$150k more than they bought, via options and on-market transactions in the last 12 months.
Reported Earnings • Mar 20Full year 2022 earnings released: EPS: US$4.53 (vs US$3.82 in FY 2021)Full year 2022 results: EPS: US$4.53 (up from US$3.82 in FY 2021). Revenue: US$68.3m (up 25% from FY 2021). Net income: US$26.4m (up 26% from FY 2021). Profit margin: 39% (in line with FY 2021). Net interest margin (NIM): 3.82% (up from 3.63% in FY 2021). Cost-to-income ratio: 46.9% (up from 46.8% in FY 2021). Non-performing loans: 0.13% (down from 0.58% in FY 2021). Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has increased by 30% per year, which means it is tracking significantly ahead of earnings growth.
Valuation Update With 7 Day Price Move • Mar 13Investor sentiment deteriorates as stock falls 15%After last week's 15% share price decline to US$35.10, the stock trades at a trailing P/E ratio of 7.8x. Average trailing P/E is 9x in the Banks industry in the US. Total returns to shareholders of 92% over the past three years.
Recent Insider Transactions • Mar 01Insider recently sold US$314k worth of stockOn the 27th of February, B. North sold around 7k shares on-market at roughly US$42.00 per share. This transaction amounted to 67% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$495k more than they bought in the last 12 months.
Recent Insider Transactions Derivative • Feb 24Insider exercised options to buy US$155k worth of stock.On the 22nd of February, B. North exercised 7.20k options at around US$21.45, then sold 3.57k of them at US$43.28 each and kept the remainder. Since March 2022, North's direct individual holding has decreased from 15.18k shares to 7.48k. Company insiders have collectively bought US$110k more than they sold, via options and on-market transactions, in the last 12 months.
Upcoming Dividend • Jan 24Upcoming dividend of US$0.25 per share at 2.5% yieldEligible shareholders must have bought the stock before 31 January 2023. Payment date: 15 February 2023. Trailing yield: 2.5%. Lower than top quartile of American dividend payers (4.3%). Lower than average of industry peers (3.1%).
分析記事 • Jan 22Plumas Bancorp's (NASDAQ:PLBC) Shareholders Will Receive A Bigger Dividend Than Last YearPlumas Bancorp ( NASDAQ:PLBC ) has announced that it will be increasing its periodic dividend on the 15th of February...
お知らせ • Jan 20Plumas Bancorp Declares Quarterly Cash Dividend, Payable on February 15, 2023Plumas Bancorp announced that the Board of Directors declared a regular quarterly cash dividend on Plumas Bancorp common stock of $0.25 per share, payable February 15, 2023, to stockholders of record as of February 1, 2023.
Reported Earnings • Jan 20Full year 2022 earnings released: EPS: US$4.53 (vs US$3.82 in FY 2021)Full year 2022 results: EPS: US$4.53 (up from US$3.82 in FY 2021). Revenue: US$68.3m (up 25% from FY 2021). Net income: US$26.4m (up 26% from FY 2021). Profit margin: 39% (in line with FY 2021). Over the last 3 years on average, earnings per share has increased by 17% per year whereas the company’s share price has increased by 14% per year.
お知らせ • Jan 04Plumas Bancorp Announces Retirement of Gerald W. Fletcher as Board Director, with Effect from December 31, 2022Plumas Bancorp announced the recent retirement of board director, Gerald W. Fletcher, after 34 years of service. Mr. Fletcher’s retirement, effective December 31, 2022, was required by the age-based retirement policy in the company’s Corporate Governance Guidelines. Fletcher was on the Board of Directors for Susanville-based Sierra Security Bank. He joined the Plumas Bank Board in 1988 when Sierra Security Bank merged with Plumas Bank. Fletcher lived most of his life in Susanville, California and recently moved to Chico, California. He owned and operated Fletcher Christmas Trees for over 50 years. He was a long-standing member of Lassen County Cattleman’s Association and the Lassen County Farm Bureau.
Board Change • Nov 16Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 5 highly experienced directors. Independent Director Julie Morehead was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Upcoming Dividend • Oct 24Upcoming dividend of US$0.16 per shareEligible shareholders must have bought the stock before 31 October 2022. Payment date: 15 November 2022. Payout ratio is a comfortable 15% and this is well supported by cash flows. Trailing yield: 2.0%. Lower than top quartile of American dividend payers (4.6%). Lower than average of industry peers (3.2%).
お知らせ • Oct 21Plumas Bancorp Declares Quarterly Cash Dividend, Payable November 15, 2022Plumas Bancorp the parent company of Plumas Bank (the " Bank"), announced that the Board of Directors declared a regular quarterly cash dividend on Plumas Bancorp common stock of $0.16 per share, payable November 15, 2022, to stockholders of record as of November 1, 2022.
Reported Earnings • Oct 20Third quarter 2022 earnings released: EPS: US$1.24 (vs US$1.13 in 3Q 2021)Third quarter 2022 results: EPS: US$1.24 (up from US$1.13 in 3Q 2021). Revenue: US$18.0m (up 17% from 3Q 2021). Net income: US$7.23m (up 9.9% from 3Q 2021). Profit margin: 40% (down from 43% in 3Q 2021). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 15% per year and the company’s share price has also increased by 15% per year.
Seeking Alpha • Oct 19Plumas Bancorp GAAP EPS of $1.24, revenue of $18.27MPlumas Bancorp press release (NASDAQ:PLBC): Q3 GAAP EPS of $1.24. Revenue of $18.27M (+17.5% Y/Y). Total assets increased by $82 million, or 5%, to $1.7 billion. Gross loans increased by $19 million, or 2%, to $858 million. Investment securities increased by $108 million, or 39%, to $383 million. Total deposits increased by $107 million, or 8%, to $1.5 billion. Non-performing assets decreased by $3.6 million or 66%, to $1.9 million