National Bankshares（NKSH）株式概要National Bankshares, Inc.はNational Bank of Blacksburgの銀行持株会社として、個人、企業、非営利団体、地方自治体向けにリテールおよび商業銀行商品やサービスを提供している。 詳細NKSH ファンダメンタル分析スノーフレーク・スコア評価1/6将来の成長1/6過去の実績4/6財務の健全性6/6配当金5/6報酬株価収益率（ 13.2 x） US市場（ 19.2 x）を下回っています。収益は年間10.12%増加すると予測されています 過去1年間で収益は102.3%増加しました 4.14%の高配当で安定した配当金を支払う リスク分析リスクチェックの結果、NKSH 、リスクは検出されなかった。すべてのリスクチェックを見るNKSH Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.NEW491,559 membersJoin community and earn perksGain real feedbackFrom our editorial team, personally. Not silence.Grow your followingReal investors. The kind who actually invest, not scroll past.Unlock free accessFree premium subscription for consistent and quality authors.Learn moreCreate NarrativeBLINROAG491,559 investors already sharing narrativesYour Fair ValueUS$Current PriceUS$36.4839.7% 割高 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture059m2016201920222025202620282031Revenue US$59.1mEarnings US$17.8mAdvancedSet Fair ValueView all narrativesNational Bankshares, Inc. 競合他社Citizens Community BancorpSymbol: NasdaqGM:CZWIMarket cap: US$224.2mFB BancorpSymbol: NasdaqCM:FBLAMarket cap: US$225.3mOP BancorpSymbol: NasdaqGM:OPBKMarket cap: US$223.1mMalaga FinancialSymbol: OTCPK:MLGFMarket cap: US$218.7m価格と性能株価の高値、安値、推移の概要National Bankshares過去の株価現在の株価US$36.4852週高値US$40.0052週安値US$27.00ベータ0.551ヶ月の変化3.34%3ヶ月変化-2.33%1年変化24.25%3年間の変化22.70%5年間の変化3.02%IPOからの変化170.27%最新ニュースDeclared Dividend • May 20Dividend increased to US$0.75Dividend of US$0.75 is 2.7% higher than last year. Ex-date: 26th May 2026 Payment date: 1st June 2026 Dividend yield will be 4.3%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 2.9% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 10% over the next year, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Apr 26First quarter 2026 earnings released: EPS: US$0.78 (vs US$0.51 in 1Q 2025)First quarter 2026 results: EPS: US$0.78 (up from US$0.51 in 1Q 2025). Revenue: US$15.4m (up 23% from 1Q 2025). Net income: US$4.98m (up 54% from 1Q 2025). Profit margin: 32% (up from 26% in 1Q 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 25% per year but the company’s share price has increased by 6% per year, which means it is well ahead of earnings.お知らせ • Apr 01National Bankshares, Inc., Annual General Meeting, May 12, 2026National Bankshares, Inc., Annual General Meeting, May 12, 2026. Location: at the inn at virginia tech, at 901 prices fork road, blacksburg, virginia. United StatesReported Earnings • Jan 23Full year 2025 earnings released: EPS: US$2.49 (vs US$1.24 in FY 2024)Full year 2025 results: EPS: US$2.49 (up from US$1.24 in FY 2024). Revenue: US$55.6m (up 26% from FY 2024). Net income: US$15.8m (up 108% from FY 2024). Profit margin: 28% (up from 17% in FY 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 36% per year but the company’s share price has only fallen by 3% per year, which means it has not declined as severely as earnings.分析記事 • Nov 18National Bankshares (NASDAQ:NKSH) Has Announced A Dividend Of $0.78The board of National Bankshares, Inc. ( NASDAQ:NKSH ) has announced that it will pay a dividend of $0.78 per share on...Declared Dividend • Nov 17Dividend of US$0.78 announcedDividend of US$0.78 is the same as last year. Ex-date: 24th November 2025 Payment date: 1st December 2025 Dividend yield will be 5.3%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 3.1% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 26% over the next year, which should provide support to the dividend and adequate earnings cover.最新情報をもっと見るRecent updatesDeclared Dividend • May 20Dividend increased to US$0.75Dividend of US$0.75 is 2.7% higher than last year. Ex-date: 26th May 2026 Payment date: 1st June 2026 Dividend yield will be 4.3%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 2.9% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 10% over the next year, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Apr 26First quarter 2026 earnings released: EPS: US$0.78 (vs US$0.51 in 1Q 2025)First quarter 2026 results: EPS: US$0.78 (up from US$0.51 in 1Q 2025). Revenue: US$15.4m (up 23% from 1Q 2025). Net income: US$4.98m (up 54% from 1Q 2025). Profit margin: 32% (up from 26% in 1Q 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 25% per year but the company’s share price has increased by 6% per year, which means it is well ahead of earnings.お知らせ • Apr 01National Bankshares, Inc., Annual General Meeting, May 12, 2026National Bankshares, Inc., Annual General Meeting, May 12, 2026. Location: at the inn at virginia tech, at 901 prices fork road, blacksburg, virginia. United StatesReported Earnings • Jan 23Full year 2025 earnings released: EPS: US$2.49 (vs US$1.24 in FY 2024)Full year 2025 results: EPS: US$2.49 (up from US$1.24 in FY 2024). Revenue: US$55.6m (up 26% from FY 2024). Net income: US$15.8m (up 108% from FY 2024). Profit margin: 28% (up from 17% in FY 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 36% per year but the company’s share price has only fallen by 3% per year, which means it has not declined as severely as earnings.分析記事 • Nov 18National Bankshares (NASDAQ:NKSH) Has Announced A Dividend Of $0.78The board of National Bankshares, Inc. ( NASDAQ:NKSH ) has announced that it will pay a dividend of $0.78 per share on...Declared Dividend • Nov 17Dividend of US$0.78 announcedDividend of US$0.78 is the same as last year. Ex-date: 24th November 2025 Payment date: 1st December 2025 Dividend yield will be 5.3%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 3.1% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 26% over the next year, which should provide support to the dividend and adequate earnings cover.お知らせ • Nov 14National Bankshares, Inc. Approves Semi-Annual Dividend, Payable on December 1, 2025The Board of Directors of National Bankshares, Inc. approved payment on December 1, 2025 of a semi-annual dividend of $0.78 per share to all stockholders of record as of November 24, 2025.Reported Earnings • Oct 26Third quarter 2025 earnings released: EPS: US$0.69 (vs US$0.42 in 3Q 2024)Third quarter 2025 results: EPS: US$0.69 (up from US$0.42 in 3Q 2024). Revenue: US$13.9m (up 19% from 3Q 2024). Net income: US$4.42m (up 65% from 3Q 2024). Profit margin: 32% (up from 23% in 3Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 40% per year but the company’s share price has only fallen by 7% per year, which means it has not declined as severely as earnings.New Risk • Oct 24New major risk - Revenue and earnings growthEarnings have declined by 12% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.Buy Or Sell Opportunity • Oct 15Now 20% undervaluedOver the last 90 days, the stock has risen 4.8% to US$29.86. The fair value is estimated to be US$37.40, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 8.4% over the last 3 years. Earnings per share has declined by 39%.Buy Or Sell Opportunity • Sep 30Now 20% undervaluedOver the last 90 days, the stock has risen 1.7% to US$29.44. The fair value is estimated to be US$36.92, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 8.4% over the last 3 years. Earnings per share has declined by 39%.Reported Earnings • Jul 27Second quarter 2025 earnings released: EPS: US$0.36 (vs US$0.051 loss in 2Q 2024)Second quarter 2025 results: EPS: US$0.36 (up from US$0.051 loss in 2Q 2024). Revenue: US$13.2m (up 37% from 2Q 2024). Net income: US$2.29m (up US$2.60m from 2Q 2024). Profit margin: 17% (up from net loss in 2Q 2024). The move to profitability was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 39% per year but the company’s share price has only fallen by 3% per year, which means it has not declined as severely as earnings.New Risk • Jul 25New major risk - Revenue and earnings growthEarnings have declined by 9.5% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 9.5% per year over the past 5 years. Minor Risks Dividend is not well covered by earnings (109% payout ratio). Profit margins are more than 30% lower than last year (19% net profit margin).分析記事 • May 19National Bankshares (NASDAQ:NKSH) Has Affirmed Its Dividend Of $0.73The board of National Bankshares, Inc. ( NASDAQ:NKSH ) has announced that it will pay a dividend of $0.73 per share on...Declared Dividend • May 19Dividend of US$0.73 announcedDividend of US$0.73 is the same as last year. Ex-date: 27th May 2025 Payment date: 2nd June 2025 Dividend yield will be 5.7%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 2.9% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to grow by 21% to bring the payout ratio under control. EPS is expected to grow by 34% over the next year, which is sufficient to bring the dividend into a sustainable range.お知らせ • Apr 01National Bankshares, Inc., Annual General Meeting, May 13, 2025National Bankshares, Inc., Annual General Meeting, May 13, 2025. Location: the inn at virginia tech, 901 prices fork road, 901 prices fork road, blacksburg, virginia 24061, virginia United StatesReported Earnings • Mar 30Full year 2024 earnings released: EPS: US$1.24 (vs US$2.66 in FY 2023)Full year 2024 results: EPS: US$1.24 (down from US$2.66 in FY 2023). Revenue: US$44.1m (down 7.9% from FY 2023). Net income: US$7.62m (down 51% from FY 2023). Profit margin: 17% (down from 33% in FY 2023). Net interest margin (NIM): 2.19% (down from 2.38% in FY 2023). Cost-to-income ratio: 68.9% (up from 61.0% in FY 2023). Non-performing loans: 0.22% (down from 0.31% in FY 2023). Over the last 3 years on average, earnings per share has fallen by 28% per year but the company’s share price has only fallen by 10% per year, which means it has not declined as severely as earnings.Reported Earnings • Jan 24Full year 2024 earnings released: EPS: US$1.24 (vs US$2.66 in FY 2023)Full year 2024 results: EPS: US$1.24 (down from US$2.66 in FY 2023). Revenue: US$44.1m (down 7.9% from FY 2023). Net income: US$7.62m (down 51% from FY 2023). Profit margin: 17% (down from 33% in FY 2023). Over the last 3 years on average, earnings per share has fallen by 28% per year but the company’s share price has only fallen by 7% per year, which means it has not declined as severely as earnings.分析記事 • Nov 19National Bankshares' (NASDAQ:NKSH) Dividend Will Be $0.78National Bankshares, Inc. ( NASDAQ:NKSH ) has announced that it will pay a dividend of $0.78 per share on the 2nd of...Declared Dividend • Nov 18Dividend of US$0.78 announcedDividend of US$0.78 is the same as last year. Ex-date: 25th November 2024 Payment date: 2nd December 2024 Dividend yield will be 4.9%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is not covered by earnings (105% earnings payout ratio). However, the dividend is expected to be covered in 3 years' time (54% forecast payout ratio). The dividend has increased by an average of 3.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to grow by 16% to bring the payout ratio under control. EPS is expected to grow by 66% over the next 2 years, which is sufficient to bring the dividend into a sustainable range.Reported Earnings • Oct 25Third quarter 2024 earnings released: EPS: US$0.42 (vs US$0.52 in 3Q 2023)Third quarter 2024 results: EPS: US$0.42 (down from US$0.52 in 3Q 2023). Revenue: US$11.7m (up 5.1% from 3Q 2023). Net income: US$2.68m (down 13% from 3Q 2023). Profit margin: 23% (down from 28% in 3Q 2023). Over the last 3 years on average, earnings per share has fallen by 19% per year but the company’s share price has only fallen by 8% per year, which means it has not declined as severely as earnings.お知らせ • Oct 18National Bankshares, Inc. and The National Bank of Blacksburg Announce Executive ChangesNational Bankshares, Inc. announced the promotion of Lara E. Ramsey to President of the Company and its subsidiary bank, The National Bank of Blacksburg, effective January 1, 2025. Ms. Ramsey has been with the Company since 1996, most recently as Executive Vice President and Chief Operating Officer. During her career at National Bankshares she has led the Company’s Investment, Human Resources, Marketing, Training, Corporate Administration, and Strategic Initiative functions. The Company’s current President and Chief Executive Officer, F. Brad Denardo, will continue to serve as Chairman and Chief Executive Officer of the bank and holding company. A native of Lebanon, Virginia, Ms. Ramsey is a graduate of Radford University with a dual bachelor's degree in Psychology and Economics and a master's degree in Industrial and Organizational Psychology. She is also a graduate of the Virginia Bankers Association’s School of Bank Management, the American Bankers Association’s Stonier Graduate School of Banking, The New River Valley Leadership program, and is a certified Senior Professional in Human Resources. Ms. Ramsey serves on the Radford University Alumni Association Board of Directors and the Radford University Athletic Foundation Board of Directors. She is a past Board Member of both the United Way of the New River Valley and the Montgomery County Chamber of Commerce. Ms. Ramsey resides in Radford with her husband, Sean. The couple have an adult son, Benjamin, who is currently pursuing a master’s degree at Virginia Tech.Valuation Update With 7 Day Price Move • Aug 07Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to US$26.71, the stock trades at a forward P/E ratio of 12x. Average forward P/E is 11x in the Banks industry in the US. Total loss to shareholders of 18% over the past three years.New Risk • Jul 28New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 7.9% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Dividend is not well covered by earnings (98% payout ratio). Profit margins are more than 30% lower than last year (21% net profit margin). Shareholders have been diluted in the past year (7.9% increase in shares outstanding).Reported Earnings • Jul 26Second quarter 2024 earnings released: US$0.051 loss per share (vs US$0.66 profit in 2Q 2023)Second quarter 2024 results: US$0.051 loss per share (down from US$0.66 profit in 2Q 2023). Revenue: US$9.47m (down 21% from 2Q 2023). Net loss: US$306.0k (down 108% from profit in 2Q 2023). Over the last 3 years on average, earnings per share has fallen by 9% per year whereas the company’s share price has fallen by 4% per year.お知らせ • Jun 05Alan Sweet to Serve on the Boards of Directors of National Bankshares and The National Bank of BlacksburgAlan Sweet, former President and Chief Executive Officer of Frontier, will serve on the boards of directors of National Bankshares and The National Bank of Blacksburg (National Bank).Declared Dividend • May 19Dividend of US$0.73 announcedShareholders will receive a dividend of US$0.73. Ex-date: 24th May 2024 Payment date: 3rd June 2024 Dividend yield will be 4.7%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 3.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 15% over the next year, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Apr 27First quarter 2024 earnings released: EPS: US$0.37 (vs US$0.77 in 1Q 2023)First quarter 2024 results: EPS: US$0.37 (down from US$0.77 in 1Q 2023). Revenue: US$10.5m (down 21% from 1Q 2023). Net income: US$2.17m (down 52% from 1Q 2023). Profit margin: 21% (down from 35% in 1Q 2023). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 2% per year but the company’s share price has fallen by 9% per year, which means it is significantly lagging earnings.Reported Earnings • Mar 20Full year 2023 earnings released: EPS: US$2.66 (vs US$4.33 in FY 2022)Full year 2023 results: EPS: US$2.66 (down from US$4.33 in FY 2022). Revenue: US$47.9m (down 18% from FY 2022). Net income: US$15.7m (down 40% from FY 2022). Profit margin: 33% (down from 44% in FY 2022). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 2.38% (down from 2.88% in FY 2022). Cost-to-income ratio: 61.0% (up from 47.7% in FY 2022). Non-performing loans: 0.31% (down from 0.33% in FY 2022). Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.お知らせ • Feb 29National Bankshares, Inc., Annual General Meeting, May 14, 2024National Bankshares, Inc., Annual General Meeting, May 14, 2024. Location: The Inn at Virginia Tech and Skelton Conference Center 901 Prices Fork Road , Blacksburg Virginia United StatesValuation Update With 7 Day Price Move • Feb 16Investor sentiment improves as stock rises 15%After last week's 15% share price gain to US$33.73, the stock trades at a forward P/E ratio of 24x. Average forward P/E is 10x in the Banks industry in the US. Total returns to shareholders of 21% over the past three years.Reported Earnings • Jan 26Full year 2023 earnings released: EPS: US$2.66 (vs US$4.33 in FY 2022)Full year 2023 results: EPS: US$2.66 (down from US$4.33 in FY 2022). Revenue: US$47.9m (down 18% from FY 2022). Net income: US$15.7m (down 40% from FY 2022). Profit margin: 33% (down from 44% in FY 2022). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.お知らせ • Jan 25National Bankshares, Inc. Appoints Lara E. Ramsey as DirectorNational Bankshares, Inc.’s Board of Directors appointed Lara E. Ramsey as a new director of the Company, effective immediately. Ms. Ramsey has served as Executive Vice President and Chief Operating Officer of the Company since May 2023 and has served in various senior officer positions with the Company and the Bank since 1996.Price Target Changed • Nov 03Price target decreased by 15% to US$26.50Down from US$31.25, the current price target is provided by 1 analyst. New target price is 6.6% above last closing price of US$24.85. Stock is down 32% over the past year. The company is forecast to post earnings per share of US$2.43 for next year compared to US$4.33 last year.Reported Earnings • Oct 28Third quarter 2023 earnings released: EPS: US$0.52 (vs US$1.03 in 3Q 2022)Third quarter 2023 results: EPS: US$0.52 (down from US$1.03 in 3Q 2022). Revenue: US$11.2m (down 22% from 3Q 2022). Net income: US$3.07m (down 50% from 3Q 2022). Profit margin: 28% (down from 43% in 3Q 2022). Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings.Buying Opportunity • Aug 10Now 20% undervaluedOver the last 90 days, the stock is up 2.0%. The fair value is estimated to be US$35.64, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 11% over the last 3 years. Earnings per share has grown by 21%. Revenue is forecast to decline by 19% in a year. Earnings is forecast to decline by 42% in the next year.Price Target Changed • Jul 28Price target decreased by 10% to US$31.25Down from US$34.75, the current price target is an average from 2 analysts. New target price is approximately in line with last closing price of US$29.82. Stock is down 5.8% over the past year. The company is forecast to post earnings per share of US$2.49 for next year compared to US$4.33 last year.Major Estimate Revision • Jul 27Consensus EPS estimates fall by 16%The consensus outlook for earnings per share (EPS) in fiscal year 2023 has deteriorated. 2023 revenue forecast decreased from US$51.5m to US$47.4m. EPS estimate also fell from US$2.94 per share to US$2.48 per share. Net income forecast to shrink 38% next year vs 9.9% decline forecast for Banks industry in the US. Consensus price target down from US$34.75 to US$33.25. Share price fell 7.1% to US$30.04 over the past week.Reported Earnings • Jul 21Second quarter 2023 earnings: EPS and revenues miss analyst expectationsSecond quarter 2023 results: EPS: US$0.66 (down from US$0.93 in 2Q 2022). Revenue: US$12.0m (down 8.3% from 2Q 2022). Net income: US$3.90m (down 30% from 2Q 2022). Profit margin: 33% (down from 43% in 2Q 2022). The decrease in margin was primarily driven by lower revenue. Revenue missed analyst estimates by 5.5%. Earnings per share (EPS) also missed analyst estimates by 9.6%. Revenue is expected to decline by 7.4% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 4.4%. Over the last 3 years on average, earnings per share has increased by 21% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.Buying Opportunity • Jun 23Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 3.4%. The fair value is estimated to be US$41.65, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 10% over the last 3 years. Earnings per share has grown by 20%. Revenue is forecast to decline by 11% in a year. Earnings is forecast to decline by 31% in the next year.Price Target Changed • May 01Price target decreased by 14% to US$36.25Down from US$42.00, the current price target is an average from 2 analysts. New target price is 20% above last closing price of US$30.21. Stock is down 14% over the past year. The company is forecast to post earnings per share of US$3.00 for next year compared to US$4.33 last year.Major Estimate Revision • Apr 27Consensus revenue estimates fall by 13%The consensus outlook for revenues in fiscal year 2023 has deteriorated. 2023 revenue forecast decreased from US$60.0m to US$52.5m. EPS estimate fell from US$4.05 to US$3.06 per share. Net income forecast to shrink 30% next year vs 2.8% decline forecast for Banks industry in the US. Consensus price target down from US$42.00 to US$40.50. Share price fell 8.8% to US$29.46 over the past week.Price Target Changed • Apr 21Price target decreased by 9.0% to US$40.50Down from US$44.50, the current price target is an average from 2 analysts. New target price is 25% above last closing price of US$32.42. Stock is down 8.0% over the past year. The company is forecast to post earnings per share of US$3.06 for next year compared to US$4.33 last year.Reported Earnings • Mar 16Full year 2022 earnings: EPS and revenues exceed analyst expectationsFull year 2022 results: EPS: US$4.33 (up from US$3.28 in FY 2021). Revenue: US$58.7m (up 16% from FY 2021). Net income: US$25.9m (up 27% from FY 2021). Profit margin: 44% (up from 40% in FY 2021). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.88% (up from 2.81% in FY 2021). Cost-to-income ratio: 48.0% (down from 51.3% in FY 2021). Non-performing loans: 0.33% (down from 0.36% in FY 2021). Revenue exceeded analyst estimates by 6.4%. Earnings per share (EPS) also surpassed analyst estimates by 13%. Revenue is forecast to grow 1.6% p.a. on average during the next 2 years, compared to a 6.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 18% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.Recent Insider Transactions • Mar 07Independent Director recently bought US$73k worth of stockOn the 6th of March, Mildred Johnson bought around 2k shares on-market at roughly US$41.34 per share. This transaction amounted to 78% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$191k more in shares than they have sold in the last 12 months.Reported Earnings • Feb 05Full year 2022 earnings: EPS and revenues exceed analyst expectationsFull year 2022 results: EPS: US$4.33 (up from US$3.28 in FY 2021). Revenue: US$58.7m (up 16% from FY 2021). Net income: US$25.9m (up 27% from FY 2021). Profit margin: 44% (up from 40% in FY 2021). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.88% (up from 2.81% in FY 2021). Cost-to-income ratio: 48.0% (down from 51.3% in FY 2021). Revenue exceeded analyst estimates by 6.4%. Earnings per share (EPS) also surpassed analyst estimates by 13%. Revenue is forecast to grow 1.6% p.a. on average during the next 2 years, compared to a 6.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 18% per year but the company’s share price has remained flat, which means it is significantly lagging earnings.Price Target Changed • Dec 16Price target increased to US$41.75Up from US$37.00, the current price target is an average from 2 analysts. New target price is 5.6% above last closing price of US$39.52. Stock is up 11% over the past year. The company is forecast to post earnings per share of US$3.85 for next year compared to US$3.28 last year.Board Change • Nov 16Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 6 highly experienced directors. Chairman, President & CEO F. Denardo was the last director to join the board, commencing their role in 2017. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.分析記事 • Nov 13National Bankshares' (NASDAQ:NKSH) Upcoming Dividend Will Be Larger Than Last Year'sNational Bankshares, Inc. ( NASDAQ:NKSH ) has announced that it will be increasing its dividend from last year's...お知らせ • Nov 11National Bankshares, Inc. Approves Semi-Annual Dividend, Payable on December 1, 2022The board of directors of National Bankshares, Inc. approved payment on December 1, 2022 of a semi-annual dividend of $0.78 per share to all stockholders of record as of November 21, 2022. This semi-annual dividend payment is an increase of $0.06 per share, or 8.33%, from the semi-annual dividend paid June 1, 2022. The total annual dividend of $1.50 per share for 2022 is an increase of $0.06 per share, or 4.17% from the total annual dividend of $1.44 paid in 2021.Reported Earnings • Oct 22Third quarter 2022 earnings released: EPS: US$1.03 (vs US$0.94 in 3Q 2021)Third quarter 2022 results: EPS: US$1.03 (up from US$0.94 in 3Q 2021). Revenue: US$14.3m (up 7.3% from 3Q 2021). Net income: US$6.16m (up 7.1% from 3Q 2021). Profit margin: 43% (in line with 3Q 2021). Revenue is forecast to grow 8.1% p.a. on average during the next 2 years, compared to a 6.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.Reported Earnings • Jul 20Second quarter 2022 earnings released: EPS: US$0.93 (vs US$0.74 in 2Q 2021)Second quarter 2022 results: EPS: US$0.93 (up from US$0.74 in 2Q 2021). Revenue: US$13.1m (up 9.0% from 2Q 2021). Net income: US$5.57m (up 21% from 2Q 2021). Profit margin: 43% (up from 38% in 2Q 2021). The increase in margin was driven by higher revenue. Over the next year, revenue is forecast to grow 5.4%, compared to a 14% growth forecast for the industry in the US. Over the last 3 years on average, earnings per share has increased by 12% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.分析記事 • May 15National Bankshares (NASDAQ:NKSH) Is Increasing Its Dividend To US$0.72The board of National Bankshares, Inc. ( NASDAQ:NKSH ) has announced that it will be increasing its dividend by 2.9% on...お知らせ • May 13National Bankshares, Inc. Approves Semi-Annual Dividend, Payable on June 1, 2022National Bankshares, Inc. approved the payment on June 1, 2022 of a semi-annual dividend of $0.72 per share to all stockholders of record as of May 23, 2022. This is an increase from the $0.70 per share dividend paid on June 1, 2021.Reported Earnings • Apr 27First quarter 2022 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2022 results: EPS: US$0.81 (up from US$0.74 in 1Q 2021). Revenue: US$12.6m (up 2.0% from 1Q 2021). Net income: US$4.89m (up 2.5% from 1Q 2021). Profit margin: 39% (in line with 1Q 2021). Revenue exceeded analyst estimates by 5.0%. Earnings per share (EPS) also surpassed analyst estimates by 11%. Over the next year, revenue is forecast to grow 4.7%, compared to a 11% growth forecast for the industry in the US. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings.Board Change • Apr 27Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 6 highly experienced directors. Chairman, President & CEO F. Denardo was the last director to join the board, commencing their role in 2017. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Apr 22National Bankshares, Inc. Announces Impairment Results for the First Quarter Ended March 31, 2022National Bankshares, Inc. announced impairment results for the first quarter ended March 31, 2022. Net charge offs for the three months ended March 31, 2022 were $20,000, compared with a net recovery of $5,000 for the quarter ended March 31, 2021.お知らせ • Apr 01National Bankshares, Inc., Annual General Meeting, May 10, 2022National Bankshares, Inc., Annual General Meeting, May 10, 2022, at 15:00 US Eastern Standard Time. Location: Virginia Tech 901 Prices Fork Road Blacksburg Virginia United States Agenda: To consider the election of Three Class 2 Directors; to approve the compensation of the named executive officers; to ratify the Board of Directors' appointment of Yount, Hyde & Barbour, P.C. as the Company's independent registered public accounting firm for the year ending December 31, 2022; and to consider and act on any other matters that may properly come before the Annual Meeting or any adjournment.Reported Earnings • Mar 15Full year 2021 earnings: EPS and revenues exceed analyst expectationsFull year 2021 results: EPS: US$3.28 (up from US$2.48 in FY 2020). Revenue: US$50.7m (up 15% from FY 2020). Net income: US$20.4m (up 27% from FY 2020). Profit margin: 40% (up from 36% in FY 2020). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.81% (down from 2.98% in FY 2020). Cost-to-income ratio: 51.3% (down from 53.5% in FY 2020). Non-performing loans: 0.36% (down from 0.48% in FY 2020). Revenue exceeded analyst estimates by 1.7%. Earnings per share (EPS) also surpassed analyst estimates by 2.2%. Over the next year, revenue is forecast to stay flat compared to a 5.9% growth forecast for the banks industry in the US. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.Reported Earnings • Feb 05Full year 2021 earnings: EPS and revenues exceed analyst expectationsFull year 2021 results: EPS: US$3.28 (up from US$2.48 in FY 2020). Revenue: US$50.7m (up 15% from FY 2020). Net income: US$20.4m (up 27% from FY 2020). Profit margin: 40% (up from 36% in FY 2020). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.7%. Earnings per share (EPS) also surpassed analyst estimates by 2.2%. Over the next year, revenue is expected to shrink by 2.2% compared to a 4.5% growth forecast for the banks industry in the US. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has remained flat, which means it is significantly lagging earnings.Board Change • Dec 06Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 6 highly experienced directors. Chairman, President & CEO F. Denardo was the last director to join the board, commencing their role in 2017. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Reported Earnings • Oct 23Third quarter 2021 earnings released: EPS US$0.94 (vs US$0.64 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$13.3m (up 20% from 3Q 2020). Net income: US$5.75m (up 38% from 3Q 2020). Profit margin: 43% (up from 38% in 3Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.Reported Earnings • Aug 18Second quarter 2021 earnings released: EPS US$0.74 (vs US$0.46 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$12.0m (up 26% from 2Q 2020). Net income: US$4.61m (up 55% from 2Q 2020). Profit margin: 38% (up from 31% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.Reported Earnings • Jul 20Second quarter 2021 earnings released: EPS US$0.74 (vs US$0.46 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$12.0m (up 26% from 2Q 2020). Net income: US$4.61m (up 55% from 2Q 2020). Profit margin: 38% (up from 31% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has fallen by 9% per year, which means it is significantly lagging earnings.お知らせ • Jun 28+ 7 more updatesNational Bankshares, Inc.(NasdaqCM:NKSH) dropped from Russell 2000 Value-Defensive IndexNational Bankshares, Inc.(NasdaqCM:NKSH) dropped from Russell 2000 Value-Defensive IndexRecent Insider Transactions • Jun 12Independent Vice Chairman of the Board recently bought US$70k worth of stockOn the 10th of June, Charles Green bought around 2k shares on-market at roughly US$35.22 per share. This was the largest purchase by an insider in the last 3 months. Charles has been a buyer over the last 12 months, purchasing a net total of US$125k worth in shares.お知らせ • May 14National Bankshares, Inc. Approves Semi-Annual Dividend, Payable on June 1, 2021The Board of Directors of National Bankshares, Inc. approved payment on June 1, 2021 of semi-annual dividend of $0.70 per share to all stockholders of record as of May 24, 2021. This is an increase from the $0.67 per share dividend paid on June 1, 2020.Reported Earnings • May 13First quarter 2021 earnings released: EPS US$0.74 (vs US$0.61 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: US$12.3m (up 9.5% from 1Q 2020). Net income: US$4.77m (up 20% from 1Q 2020). Profit margin: 39% (up from 35% in 1Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has fallen by 10% per year, which means it is significantly lagging earnings.分析記事 • May 05Shareholders May Not Be So Generous With National Bankshares, Inc.'s (NASDAQ:NKSH) CEO Compensation And Here's WhyIn the past three years, shareholders of National Bankshares, Inc. ( NASDAQ:NKSH ) have seen a loss on their...Major Estimate Revision • Apr 29Consensus EPS estimates increase to US$2.88The consensus outlook for earnings per share (EPS) in 2021 has improved. 2021 revenue forecast increased from US$47.2m to US$49.0m. EPS estimate increased from US$2.51 to US$2.88 per share. Net income forecast to grow 5.4% next year vs 8.2% growth forecast for Banks industry in the US. Consensus price target of US$41.00 unchanged from last update. Share price was steady at US$34.96 over the past week.Reported Earnings • Apr 26First quarter 2021 earnings released: EPS US$0.74 (vs US$0.61 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: US$12.3m (up 9.5% from 1Q 2020). Net income: US$4.77m (up 20% from 1Q 2020). Profit margin: 39% (up from 35% in 1Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.分析記事 • Apr 05Here's What You Should Know About National Bankshares, Inc.'s (NASDAQ:NKSH) 3.8% Dividend YieldDividend paying stocks like National Bankshares, Inc. ( NASDAQ:NKSH ) tend to be popular with investors, and for good...Reported Earnings • Mar 20Full year 2020 earnings released: EPS US$2.48 (vs US$2.65 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: US$44.1m (down 3.9% from FY 2019). Net income: US$16.1m (down 8.0% from FY 2019). Profit margin: 36% (down from 38% in FY 2019). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 2.98% (down from 3.29% in FY 2019). Cost-to-income ratio: 53.1% (down from 55.1% in FY 2019). Non-performing loans: 0.48% (up from 0.46% in FY 2019). Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings.Is New 90 Day High Low • Feb 25New 90-day high: US$34.20The company is up 9.0% from its price of US$31.33 on 25 November 2020. The American market is up 5.0% over the last 90 days, indicating the company outperformed over that time. However, it underperformed the Banks industry, which is up 24% over the same period.Major Estimate Revision • Feb 11Analysts increase EPS estimates to US$2.41The 2021 consensus revenue estimate increased from US$45.5m to US$46.4m. The earnings per share estimate also received an upgrade from US$2.15 to US$2.41 for the same period. Net income is expected to shrink by 3.6% next year compared to 14% growth forecast for the Banks industry in the US . The consensus price target of US$36.00 was unchanged from the last update. Share price is up 2.1% to US$32.10 over the past week.分析記事 • Feb 09Need To Know: National Bankshares, Inc. (NASDAQ:NKSH) Insiders Have Been Buying SharesWe often see insiders buying up shares in companies that perform well over the long term. Unfortunately, there are also...Reported Earnings • Feb 06Full year 2020 earnings released: EPS US$2.48 (vs US$2.65 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: US$44.1m (down 5.0% from FY 2019). Net income: US$16.1m (down 8.0% from FY 2019). Profit margin: 36% (down from 38% in FY 2019). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 2.98% (down from 3.29% in FY 2019). Cost-to-income ratio: 53.1% (down from 55.1% in FY 2019). Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has fallen by 7% per year, which means it is significantly lagging earnings.Analyst Estimate Surprise Post Earnings • Feb 06Revenue and earnings beat expectationsRevenue exceeded analyst estimates by 2.7%. Earnings per share (EPS) also surpassed analyst estimates by 9.3%. Over the next year, revenue is forecast to grow 3.1%, compared to a 17% growth forecast for the Banks industry in the US.Is New 90 Day High Low • Jan 13New 90-day high: US$33.57The company is up 29% from its price of US$26.05 on 14 October 2020. The American market is up 12% over the last 90 days, indicating the company outperformed over that time. However, it underperformed the Banks industry, which is up 43% over the same period.分析記事 • Dec 28Reflecting on National Bankshares' (NASDAQ:NKSH) Share Price Returns Over The Last YearWhile it may not be enough for some shareholders, we think it is good to see the National Bankshares, Inc...Price Target Changed • Dec 19Price target raised to US$36.00Up from US$32.00, the current price target is provided by 1 analyst. The new target price is 17% above the current share price of US$30.75. As of last close, the stock is down 34% over the past year.分析記事 • Dec 07Do Institutions Own National Bankshares, Inc. (NASDAQ:NKSH) Shares?The big shareholder groups in National Bankshares, Inc. ( NASDAQ:NKSH ) have power over the company. Large companies...Is New 90 Day High Low • Dec 03New 90-day high: US$32.24The company is up 27% from its price of US$25.30 on 04 September 2020. The American market is up 9.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 20% over the same period.Reported Earnings • Nov 08Third quarter 2020 earnings released: EPS US$0.64The company reported a poor third quarter result with weaker earnings and revenues, although profit margins were flat. Third quarter 2020 results: Revenue: US$11.1m (down 3.2% from 3Q 2019). Net income: US$4.17m (down 2.0% from 3Q 2019). Profit margin: 38% (in line with 3Q 2019). Over the last 3 years on average, earnings per share has increased by 9% per year but the company’s share price has fallen by 14% per year, which means it is significantly lagging earnings.Is New 90 Day High Low • Nov 03New 90-day high: US$27.95The company is up 9.0% from its price of US$25.55 on 04 August 2020. The American market is flat over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 1.0% over the same period.Recent Insider Transactions • Oct 30Independent Vice Chairman of the Board recently bought US$55k worth of stockOn the 29th of October, Charles Green bought around 2k shares on-market at roughly US$27.40 per share. This was the largest purchase by an insider in the last 3 months. Charles has been a buyer over the last 12 months, purchasing a net total of US$88k worth in shares.Reported Earnings • Oct 24Third quarter earnings releasedOver the last 12 months the company has reported total profits of US$15.9m, down 7.8% from the prior year. Total revenue was US$44.0m over the last 12 months, down 3.9% from the prior year.Is New 90 Day High Low • Sep 24New 90-day low: US$23.73The company is down 13% from its price of US$27.37 on 26 June 2020. The American market is up 8.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is down 7.0% over the same period.株主還元NKSHUS BanksUS 市場7D1.4%0.9%-1.4%1Y24.3%21.8%17.4%株主還元を見る業界別リターン: NKSH過去 1 年間で21.8 % の収益を上げたUS Banks業界を上回りました。リターン対市場: NKSH過去 1 年間で17.4 % の収益を上げたUS市場を上回りました。価格変動Is NKSH's price volatile compared to industry and market?NKSH volatilityNKSH Average Weekly Movement3.9%Banks Industry Average Movement3.4%Market Average Movement7.2%10% most volatile stocks in US Market16.4%10% least volatile stocks in US Market3.2%安定した株価: NKSH 、 US市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。時間の経過による変動: NKSHの 週次ボラティリティ ( 4% ) は過去 1 年間安定しています。会社概要設立従業員CEO（最高経営責任者ウェブサイト1891251Lara Ramseywww.nationalbankshares.comの銀行持株会社として、個人、企業、非営利団体、 地方自治体向けにリテールおよび商業銀行商品・サービスを提供。有利子および無利子の要求払い預金口座、マネー・マーケット預金口座、貯蓄口座、譲渡性預金、健康貯蓄口座、個人退職金口座を受け付けている。ローン商品には、商業用および農業用ローンを含む商業用非不動産ローン、商業用および消費者向け不動産ローン、住宅用不動産ローン、ホーム・エクイティ・ローン、クレジットカード、自動車、その他消費者向けローンなどの各種消費者ローン、公的機関向けローン、IDAローン、商業用および住宅用不動産の建設用ローンなどがある。また、ビジネスおよび消費者向けデビットカード、クレジットカード、信用状、夜間預金、貸金庫、公共料金支払いサービス、自動資金振替、資産管理、信託、財産管理サービス、預金以外の投資および保険商品、電話、モバイル、インターネットバンキングサービスも提供し、現金自動預け払い機も運営している。創業は1891年で、バージニア州ブラックスバーグに本社を置く。もっと見るNational Bankshares, Inc. 基礎のまとめNational Bankshares の収益と売上を時価総額と比較するとどうか。NKSH 基礎統計学時価総額US$232.84m収益（TTM）US$17.57m売上高(TTM)US$58.42m13.2xPER（株価収益率1.2xPBR（株価純資産倍率NKSH は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計NKSH 損益計算書（TTM）収益US$58.42m売上原価US$0売上総利益US$58.42mその他の費用US$40.85m収益US$17.57m直近の収益報告Mar 31, 2026次回決算日該当なし一株当たり利益（EPS）2.76グロス・マージン100.00%純利益率30.08%有利子負債／自己資本比率0%NKSH の長期的なパフォーマンスは？過去の実績と比較を見る配当金4.1%現在の配当利回り55%配当性向View Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/07/20 22:32終値2026/07/20 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋National Bankshares, Inc. 1 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。2 アナリスト機関Christopher MarinacBrean Capital Historical (Janney Montgomery)Brendan NosalPiper Sandler Companies
Declared Dividend • May 20Dividend increased to US$0.75Dividend of US$0.75 is 2.7% higher than last year. Ex-date: 26th May 2026 Payment date: 1st June 2026 Dividend yield will be 4.3%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 2.9% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 10% over the next year, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Apr 26First quarter 2026 earnings released: EPS: US$0.78 (vs US$0.51 in 1Q 2025)First quarter 2026 results: EPS: US$0.78 (up from US$0.51 in 1Q 2025). Revenue: US$15.4m (up 23% from 1Q 2025). Net income: US$4.98m (up 54% from 1Q 2025). Profit margin: 32% (up from 26% in 1Q 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 25% per year but the company’s share price has increased by 6% per year, which means it is well ahead of earnings.
お知らせ • Apr 01National Bankshares, Inc., Annual General Meeting, May 12, 2026National Bankshares, Inc., Annual General Meeting, May 12, 2026. Location: at the inn at virginia tech, at 901 prices fork road, blacksburg, virginia. United States
Reported Earnings • Jan 23Full year 2025 earnings released: EPS: US$2.49 (vs US$1.24 in FY 2024)Full year 2025 results: EPS: US$2.49 (up from US$1.24 in FY 2024). Revenue: US$55.6m (up 26% from FY 2024). Net income: US$15.8m (up 108% from FY 2024). Profit margin: 28% (up from 17% in FY 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 36% per year but the company’s share price has only fallen by 3% per year, which means it has not declined as severely as earnings.
分析記事 • Nov 18National Bankshares (NASDAQ:NKSH) Has Announced A Dividend Of $0.78The board of National Bankshares, Inc. ( NASDAQ:NKSH ) has announced that it will pay a dividend of $0.78 per share on...
Declared Dividend • Nov 17Dividend of US$0.78 announcedDividend of US$0.78 is the same as last year. Ex-date: 24th November 2025 Payment date: 1st December 2025 Dividend yield will be 5.3%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 3.1% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 26% over the next year, which should provide support to the dividend and adequate earnings cover.
Declared Dividend • May 20Dividend increased to US$0.75Dividend of US$0.75 is 2.7% higher than last year. Ex-date: 26th May 2026 Payment date: 1st June 2026 Dividend yield will be 4.3%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 2.9% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 10% over the next year, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Apr 26First quarter 2026 earnings released: EPS: US$0.78 (vs US$0.51 in 1Q 2025)First quarter 2026 results: EPS: US$0.78 (up from US$0.51 in 1Q 2025). Revenue: US$15.4m (up 23% from 1Q 2025). Net income: US$4.98m (up 54% from 1Q 2025). Profit margin: 32% (up from 26% in 1Q 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 25% per year but the company’s share price has increased by 6% per year, which means it is well ahead of earnings.
お知らせ • Apr 01National Bankshares, Inc., Annual General Meeting, May 12, 2026National Bankshares, Inc., Annual General Meeting, May 12, 2026. Location: at the inn at virginia tech, at 901 prices fork road, blacksburg, virginia. United States
Reported Earnings • Jan 23Full year 2025 earnings released: EPS: US$2.49 (vs US$1.24 in FY 2024)Full year 2025 results: EPS: US$2.49 (up from US$1.24 in FY 2024). Revenue: US$55.6m (up 26% from FY 2024). Net income: US$15.8m (up 108% from FY 2024). Profit margin: 28% (up from 17% in FY 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 36% per year but the company’s share price has only fallen by 3% per year, which means it has not declined as severely as earnings.
分析記事 • Nov 18National Bankshares (NASDAQ:NKSH) Has Announced A Dividend Of $0.78The board of National Bankshares, Inc. ( NASDAQ:NKSH ) has announced that it will pay a dividend of $0.78 per share on...
Declared Dividend • Nov 17Dividend of US$0.78 announcedDividend of US$0.78 is the same as last year. Ex-date: 24th November 2025 Payment date: 1st December 2025 Dividend yield will be 5.3%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 3.1% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 26% over the next year, which should provide support to the dividend and adequate earnings cover.
お知らせ • Nov 14National Bankshares, Inc. Approves Semi-Annual Dividend, Payable on December 1, 2025The Board of Directors of National Bankshares, Inc. approved payment on December 1, 2025 of a semi-annual dividend of $0.78 per share to all stockholders of record as of November 24, 2025.
Reported Earnings • Oct 26Third quarter 2025 earnings released: EPS: US$0.69 (vs US$0.42 in 3Q 2024)Third quarter 2025 results: EPS: US$0.69 (up from US$0.42 in 3Q 2024). Revenue: US$13.9m (up 19% from 3Q 2024). Net income: US$4.42m (up 65% from 3Q 2024). Profit margin: 32% (up from 23% in 3Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 40% per year but the company’s share price has only fallen by 7% per year, which means it has not declined as severely as earnings.
New Risk • Oct 24New major risk - Revenue and earnings growthEarnings have declined by 12% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.
Buy Or Sell Opportunity • Oct 15Now 20% undervaluedOver the last 90 days, the stock has risen 4.8% to US$29.86. The fair value is estimated to be US$37.40, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 8.4% over the last 3 years. Earnings per share has declined by 39%.
Buy Or Sell Opportunity • Sep 30Now 20% undervaluedOver the last 90 days, the stock has risen 1.7% to US$29.44. The fair value is estimated to be US$36.92, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 8.4% over the last 3 years. Earnings per share has declined by 39%.
Reported Earnings • Jul 27Second quarter 2025 earnings released: EPS: US$0.36 (vs US$0.051 loss in 2Q 2024)Second quarter 2025 results: EPS: US$0.36 (up from US$0.051 loss in 2Q 2024). Revenue: US$13.2m (up 37% from 2Q 2024). Net income: US$2.29m (up US$2.60m from 2Q 2024). Profit margin: 17% (up from net loss in 2Q 2024). The move to profitability was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 39% per year but the company’s share price has only fallen by 3% per year, which means it has not declined as severely as earnings.
New Risk • Jul 25New major risk - Revenue and earnings growthEarnings have declined by 9.5% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 9.5% per year over the past 5 years. Minor Risks Dividend is not well covered by earnings (109% payout ratio). Profit margins are more than 30% lower than last year (19% net profit margin).
分析記事 • May 19National Bankshares (NASDAQ:NKSH) Has Affirmed Its Dividend Of $0.73The board of National Bankshares, Inc. ( NASDAQ:NKSH ) has announced that it will pay a dividend of $0.73 per share on...
Declared Dividend • May 19Dividend of US$0.73 announcedDividend of US$0.73 is the same as last year. Ex-date: 27th May 2025 Payment date: 2nd June 2025 Dividend yield will be 5.7%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 2.9% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to grow by 21% to bring the payout ratio under control. EPS is expected to grow by 34% over the next year, which is sufficient to bring the dividend into a sustainable range.
お知らせ • Apr 01National Bankshares, Inc., Annual General Meeting, May 13, 2025National Bankshares, Inc., Annual General Meeting, May 13, 2025. Location: the inn at virginia tech, 901 prices fork road, 901 prices fork road, blacksburg, virginia 24061, virginia United States
Reported Earnings • Mar 30Full year 2024 earnings released: EPS: US$1.24 (vs US$2.66 in FY 2023)Full year 2024 results: EPS: US$1.24 (down from US$2.66 in FY 2023). Revenue: US$44.1m (down 7.9% from FY 2023). Net income: US$7.62m (down 51% from FY 2023). Profit margin: 17% (down from 33% in FY 2023). Net interest margin (NIM): 2.19% (down from 2.38% in FY 2023). Cost-to-income ratio: 68.9% (up from 61.0% in FY 2023). Non-performing loans: 0.22% (down from 0.31% in FY 2023). Over the last 3 years on average, earnings per share has fallen by 28% per year but the company’s share price has only fallen by 10% per year, which means it has not declined as severely as earnings.
Reported Earnings • Jan 24Full year 2024 earnings released: EPS: US$1.24 (vs US$2.66 in FY 2023)Full year 2024 results: EPS: US$1.24 (down from US$2.66 in FY 2023). Revenue: US$44.1m (down 7.9% from FY 2023). Net income: US$7.62m (down 51% from FY 2023). Profit margin: 17% (down from 33% in FY 2023). Over the last 3 years on average, earnings per share has fallen by 28% per year but the company’s share price has only fallen by 7% per year, which means it has not declined as severely as earnings.
分析記事 • Nov 19National Bankshares' (NASDAQ:NKSH) Dividend Will Be $0.78National Bankshares, Inc. ( NASDAQ:NKSH ) has announced that it will pay a dividend of $0.78 per share on the 2nd of...
Declared Dividend • Nov 18Dividend of US$0.78 announcedDividend of US$0.78 is the same as last year. Ex-date: 25th November 2024 Payment date: 2nd December 2024 Dividend yield will be 4.9%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is not covered by earnings (105% earnings payout ratio). However, the dividend is expected to be covered in 3 years' time (54% forecast payout ratio). The dividend has increased by an average of 3.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to grow by 16% to bring the payout ratio under control. EPS is expected to grow by 66% over the next 2 years, which is sufficient to bring the dividend into a sustainable range.
Reported Earnings • Oct 25Third quarter 2024 earnings released: EPS: US$0.42 (vs US$0.52 in 3Q 2023)Third quarter 2024 results: EPS: US$0.42 (down from US$0.52 in 3Q 2023). Revenue: US$11.7m (up 5.1% from 3Q 2023). Net income: US$2.68m (down 13% from 3Q 2023). Profit margin: 23% (down from 28% in 3Q 2023). Over the last 3 years on average, earnings per share has fallen by 19% per year but the company’s share price has only fallen by 8% per year, which means it has not declined as severely as earnings.
お知らせ • Oct 18National Bankshares, Inc. and The National Bank of Blacksburg Announce Executive ChangesNational Bankshares, Inc. announced the promotion of Lara E. Ramsey to President of the Company and its subsidiary bank, The National Bank of Blacksburg, effective January 1, 2025. Ms. Ramsey has been with the Company since 1996, most recently as Executive Vice President and Chief Operating Officer. During her career at National Bankshares she has led the Company’s Investment, Human Resources, Marketing, Training, Corporate Administration, and Strategic Initiative functions. The Company’s current President and Chief Executive Officer, F. Brad Denardo, will continue to serve as Chairman and Chief Executive Officer of the bank and holding company. A native of Lebanon, Virginia, Ms. Ramsey is a graduate of Radford University with a dual bachelor's degree in Psychology and Economics and a master's degree in Industrial and Organizational Psychology. She is also a graduate of the Virginia Bankers Association’s School of Bank Management, the American Bankers Association’s Stonier Graduate School of Banking, The New River Valley Leadership program, and is a certified Senior Professional in Human Resources. Ms. Ramsey serves on the Radford University Alumni Association Board of Directors and the Radford University Athletic Foundation Board of Directors. She is a past Board Member of both the United Way of the New River Valley and the Montgomery County Chamber of Commerce. Ms. Ramsey resides in Radford with her husband, Sean. The couple have an adult son, Benjamin, who is currently pursuing a master’s degree at Virginia Tech.
Valuation Update With 7 Day Price Move • Aug 07Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to US$26.71, the stock trades at a forward P/E ratio of 12x. Average forward P/E is 11x in the Banks industry in the US. Total loss to shareholders of 18% over the past three years.
New Risk • Jul 28New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 7.9% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Dividend is not well covered by earnings (98% payout ratio). Profit margins are more than 30% lower than last year (21% net profit margin). Shareholders have been diluted in the past year (7.9% increase in shares outstanding).
Reported Earnings • Jul 26Second quarter 2024 earnings released: US$0.051 loss per share (vs US$0.66 profit in 2Q 2023)Second quarter 2024 results: US$0.051 loss per share (down from US$0.66 profit in 2Q 2023). Revenue: US$9.47m (down 21% from 2Q 2023). Net loss: US$306.0k (down 108% from profit in 2Q 2023). Over the last 3 years on average, earnings per share has fallen by 9% per year whereas the company’s share price has fallen by 4% per year.
お知らせ • Jun 05Alan Sweet to Serve on the Boards of Directors of National Bankshares and The National Bank of BlacksburgAlan Sweet, former President and Chief Executive Officer of Frontier, will serve on the boards of directors of National Bankshares and The National Bank of Blacksburg (National Bank).
Declared Dividend • May 19Dividend of US$0.73 announcedShareholders will receive a dividend of US$0.73. Ex-date: 24th May 2024 Payment date: 3rd June 2024 Dividend yield will be 4.7%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 3.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 15% over the next year, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Apr 27First quarter 2024 earnings released: EPS: US$0.37 (vs US$0.77 in 1Q 2023)First quarter 2024 results: EPS: US$0.37 (down from US$0.77 in 1Q 2023). Revenue: US$10.5m (down 21% from 1Q 2023). Net income: US$2.17m (down 52% from 1Q 2023). Profit margin: 21% (down from 35% in 1Q 2023). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 2% per year but the company’s share price has fallen by 9% per year, which means it is significantly lagging earnings.
Reported Earnings • Mar 20Full year 2023 earnings released: EPS: US$2.66 (vs US$4.33 in FY 2022)Full year 2023 results: EPS: US$2.66 (down from US$4.33 in FY 2022). Revenue: US$47.9m (down 18% from FY 2022). Net income: US$15.7m (down 40% from FY 2022). Profit margin: 33% (down from 44% in FY 2022). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 2.38% (down from 2.88% in FY 2022). Cost-to-income ratio: 61.0% (up from 47.7% in FY 2022). Non-performing loans: 0.31% (down from 0.33% in FY 2022). Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.
お知らせ • Feb 29National Bankshares, Inc., Annual General Meeting, May 14, 2024National Bankshares, Inc., Annual General Meeting, May 14, 2024. Location: The Inn at Virginia Tech and Skelton Conference Center 901 Prices Fork Road , Blacksburg Virginia United States
Valuation Update With 7 Day Price Move • Feb 16Investor sentiment improves as stock rises 15%After last week's 15% share price gain to US$33.73, the stock trades at a forward P/E ratio of 24x. Average forward P/E is 10x in the Banks industry in the US. Total returns to shareholders of 21% over the past three years.
Reported Earnings • Jan 26Full year 2023 earnings released: EPS: US$2.66 (vs US$4.33 in FY 2022)Full year 2023 results: EPS: US$2.66 (down from US$4.33 in FY 2022). Revenue: US$47.9m (down 18% from FY 2022). Net income: US$15.7m (down 40% from FY 2022). Profit margin: 33% (down from 44% in FY 2022). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.
お知らせ • Jan 25National Bankshares, Inc. Appoints Lara E. Ramsey as DirectorNational Bankshares, Inc.’s Board of Directors appointed Lara E. Ramsey as a new director of the Company, effective immediately. Ms. Ramsey has served as Executive Vice President and Chief Operating Officer of the Company since May 2023 and has served in various senior officer positions with the Company and the Bank since 1996.
Price Target Changed • Nov 03Price target decreased by 15% to US$26.50Down from US$31.25, the current price target is provided by 1 analyst. New target price is 6.6% above last closing price of US$24.85. Stock is down 32% over the past year. The company is forecast to post earnings per share of US$2.43 for next year compared to US$4.33 last year.
Reported Earnings • Oct 28Third quarter 2023 earnings released: EPS: US$0.52 (vs US$1.03 in 3Q 2022)Third quarter 2023 results: EPS: US$0.52 (down from US$1.03 in 3Q 2022). Revenue: US$11.2m (down 22% from 3Q 2022). Net income: US$3.07m (down 50% from 3Q 2022). Profit margin: 28% (down from 43% in 3Q 2022). Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings.
Buying Opportunity • Aug 10Now 20% undervaluedOver the last 90 days, the stock is up 2.0%. The fair value is estimated to be US$35.64, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 11% over the last 3 years. Earnings per share has grown by 21%. Revenue is forecast to decline by 19% in a year. Earnings is forecast to decline by 42% in the next year.
Price Target Changed • Jul 28Price target decreased by 10% to US$31.25Down from US$34.75, the current price target is an average from 2 analysts. New target price is approximately in line with last closing price of US$29.82. Stock is down 5.8% over the past year. The company is forecast to post earnings per share of US$2.49 for next year compared to US$4.33 last year.
Major Estimate Revision • Jul 27Consensus EPS estimates fall by 16%The consensus outlook for earnings per share (EPS) in fiscal year 2023 has deteriorated. 2023 revenue forecast decreased from US$51.5m to US$47.4m. EPS estimate also fell from US$2.94 per share to US$2.48 per share. Net income forecast to shrink 38% next year vs 9.9% decline forecast for Banks industry in the US. Consensus price target down from US$34.75 to US$33.25. Share price fell 7.1% to US$30.04 over the past week.
Reported Earnings • Jul 21Second quarter 2023 earnings: EPS and revenues miss analyst expectationsSecond quarter 2023 results: EPS: US$0.66 (down from US$0.93 in 2Q 2022). Revenue: US$12.0m (down 8.3% from 2Q 2022). Net income: US$3.90m (down 30% from 2Q 2022). Profit margin: 33% (down from 43% in 2Q 2022). The decrease in margin was primarily driven by lower revenue. Revenue missed analyst estimates by 5.5%. Earnings per share (EPS) also missed analyst estimates by 9.6%. Revenue is expected to decline by 7.4% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 4.4%. Over the last 3 years on average, earnings per share has increased by 21% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.
Buying Opportunity • Jun 23Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 3.4%. The fair value is estimated to be US$41.65, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 10% over the last 3 years. Earnings per share has grown by 20%. Revenue is forecast to decline by 11% in a year. Earnings is forecast to decline by 31% in the next year.
Price Target Changed • May 01Price target decreased by 14% to US$36.25Down from US$42.00, the current price target is an average from 2 analysts. New target price is 20% above last closing price of US$30.21. Stock is down 14% over the past year. The company is forecast to post earnings per share of US$3.00 for next year compared to US$4.33 last year.
Major Estimate Revision • Apr 27Consensus revenue estimates fall by 13%The consensus outlook for revenues in fiscal year 2023 has deteriorated. 2023 revenue forecast decreased from US$60.0m to US$52.5m. EPS estimate fell from US$4.05 to US$3.06 per share. Net income forecast to shrink 30% next year vs 2.8% decline forecast for Banks industry in the US. Consensus price target down from US$42.00 to US$40.50. Share price fell 8.8% to US$29.46 over the past week.
Price Target Changed • Apr 21Price target decreased by 9.0% to US$40.50Down from US$44.50, the current price target is an average from 2 analysts. New target price is 25% above last closing price of US$32.42. Stock is down 8.0% over the past year. The company is forecast to post earnings per share of US$3.06 for next year compared to US$4.33 last year.
Reported Earnings • Mar 16Full year 2022 earnings: EPS and revenues exceed analyst expectationsFull year 2022 results: EPS: US$4.33 (up from US$3.28 in FY 2021). Revenue: US$58.7m (up 16% from FY 2021). Net income: US$25.9m (up 27% from FY 2021). Profit margin: 44% (up from 40% in FY 2021). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.88% (up from 2.81% in FY 2021). Cost-to-income ratio: 48.0% (down from 51.3% in FY 2021). Non-performing loans: 0.33% (down from 0.36% in FY 2021). Revenue exceeded analyst estimates by 6.4%. Earnings per share (EPS) also surpassed analyst estimates by 13%. Revenue is forecast to grow 1.6% p.a. on average during the next 2 years, compared to a 6.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 18% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.
Recent Insider Transactions • Mar 07Independent Director recently bought US$73k worth of stockOn the 6th of March, Mildred Johnson bought around 2k shares on-market at roughly US$41.34 per share. This transaction amounted to 78% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$191k more in shares than they have sold in the last 12 months.
Reported Earnings • Feb 05Full year 2022 earnings: EPS and revenues exceed analyst expectationsFull year 2022 results: EPS: US$4.33 (up from US$3.28 in FY 2021). Revenue: US$58.7m (up 16% from FY 2021). Net income: US$25.9m (up 27% from FY 2021). Profit margin: 44% (up from 40% in FY 2021). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.88% (up from 2.81% in FY 2021). Cost-to-income ratio: 48.0% (down from 51.3% in FY 2021). Revenue exceeded analyst estimates by 6.4%. Earnings per share (EPS) also surpassed analyst estimates by 13%. Revenue is forecast to grow 1.6% p.a. on average during the next 2 years, compared to a 6.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 18% per year but the company’s share price has remained flat, which means it is significantly lagging earnings.
Price Target Changed • Dec 16Price target increased to US$41.75Up from US$37.00, the current price target is an average from 2 analysts. New target price is 5.6% above last closing price of US$39.52. Stock is up 11% over the past year. The company is forecast to post earnings per share of US$3.85 for next year compared to US$3.28 last year.
Board Change • Nov 16Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 6 highly experienced directors. Chairman, President & CEO F. Denardo was the last director to join the board, commencing their role in 2017. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
分析記事 • Nov 13National Bankshares' (NASDAQ:NKSH) Upcoming Dividend Will Be Larger Than Last Year'sNational Bankshares, Inc. ( NASDAQ:NKSH ) has announced that it will be increasing its dividend from last year's...
お知らせ • Nov 11National Bankshares, Inc. Approves Semi-Annual Dividend, Payable on December 1, 2022The board of directors of National Bankshares, Inc. approved payment on December 1, 2022 of a semi-annual dividend of $0.78 per share to all stockholders of record as of November 21, 2022. This semi-annual dividend payment is an increase of $0.06 per share, or 8.33%, from the semi-annual dividend paid June 1, 2022. The total annual dividend of $1.50 per share for 2022 is an increase of $0.06 per share, or 4.17% from the total annual dividend of $1.44 paid in 2021.
Reported Earnings • Oct 22Third quarter 2022 earnings released: EPS: US$1.03 (vs US$0.94 in 3Q 2021)Third quarter 2022 results: EPS: US$1.03 (up from US$0.94 in 3Q 2021). Revenue: US$14.3m (up 7.3% from 3Q 2021). Net income: US$6.16m (up 7.1% from 3Q 2021). Profit margin: 43% (in line with 3Q 2021). Revenue is forecast to grow 8.1% p.a. on average during the next 2 years, compared to a 6.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.
Reported Earnings • Jul 20Second quarter 2022 earnings released: EPS: US$0.93 (vs US$0.74 in 2Q 2021)Second quarter 2022 results: EPS: US$0.93 (up from US$0.74 in 2Q 2021). Revenue: US$13.1m (up 9.0% from 2Q 2021). Net income: US$5.57m (up 21% from 2Q 2021). Profit margin: 43% (up from 38% in 2Q 2021). The increase in margin was driven by higher revenue. Over the next year, revenue is forecast to grow 5.4%, compared to a 14% growth forecast for the industry in the US. Over the last 3 years on average, earnings per share has increased by 12% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.
分析記事 • May 15National Bankshares (NASDAQ:NKSH) Is Increasing Its Dividend To US$0.72The board of National Bankshares, Inc. ( NASDAQ:NKSH ) has announced that it will be increasing its dividend by 2.9% on...
お知らせ • May 13National Bankshares, Inc. Approves Semi-Annual Dividend, Payable on June 1, 2022National Bankshares, Inc. approved the payment on June 1, 2022 of a semi-annual dividend of $0.72 per share to all stockholders of record as of May 23, 2022. This is an increase from the $0.70 per share dividend paid on June 1, 2021.
Reported Earnings • Apr 27First quarter 2022 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2022 results: EPS: US$0.81 (up from US$0.74 in 1Q 2021). Revenue: US$12.6m (up 2.0% from 1Q 2021). Net income: US$4.89m (up 2.5% from 1Q 2021). Profit margin: 39% (in line with 1Q 2021). Revenue exceeded analyst estimates by 5.0%. Earnings per share (EPS) also surpassed analyst estimates by 11%. Over the next year, revenue is forecast to grow 4.7%, compared to a 11% growth forecast for the industry in the US. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings.
Board Change • Apr 27Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 6 highly experienced directors. Chairman, President & CEO F. Denardo was the last director to join the board, commencing their role in 2017. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Apr 22National Bankshares, Inc. Announces Impairment Results for the First Quarter Ended March 31, 2022National Bankshares, Inc. announced impairment results for the first quarter ended March 31, 2022. Net charge offs for the three months ended March 31, 2022 were $20,000, compared with a net recovery of $5,000 for the quarter ended March 31, 2021.
お知らせ • Apr 01National Bankshares, Inc., Annual General Meeting, May 10, 2022National Bankshares, Inc., Annual General Meeting, May 10, 2022, at 15:00 US Eastern Standard Time. Location: Virginia Tech 901 Prices Fork Road Blacksburg Virginia United States Agenda: To consider the election of Three Class 2 Directors; to approve the compensation of the named executive officers; to ratify the Board of Directors' appointment of Yount, Hyde & Barbour, P.C. as the Company's independent registered public accounting firm for the year ending December 31, 2022; and to consider and act on any other matters that may properly come before the Annual Meeting or any adjournment.
Reported Earnings • Mar 15Full year 2021 earnings: EPS and revenues exceed analyst expectationsFull year 2021 results: EPS: US$3.28 (up from US$2.48 in FY 2020). Revenue: US$50.7m (up 15% from FY 2020). Net income: US$20.4m (up 27% from FY 2020). Profit margin: 40% (up from 36% in FY 2020). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.81% (down from 2.98% in FY 2020). Cost-to-income ratio: 51.3% (down from 53.5% in FY 2020). Non-performing loans: 0.36% (down from 0.48% in FY 2020). Revenue exceeded analyst estimates by 1.7%. Earnings per share (EPS) also surpassed analyst estimates by 2.2%. Over the next year, revenue is forecast to stay flat compared to a 5.9% growth forecast for the banks industry in the US. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.
Reported Earnings • Feb 05Full year 2021 earnings: EPS and revenues exceed analyst expectationsFull year 2021 results: EPS: US$3.28 (up from US$2.48 in FY 2020). Revenue: US$50.7m (up 15% from FY 2020). Net income: US$20.4m (up 27% from FY 2020). Profit margin: 40% (up from 36% in FY 2020). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.7%. Earnings per share (EPS) also surpassed analyst estimates by 2.2%. Over the next year, revenue is expected to shrink by 2.2% compared to a 4.5% growth forecast for the banks industry in the US. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has remained flat, which means it is significantly lagging earnings.
Board Change • Dec 06Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 6 highly experienced directors. Chairman, President & CEO F. Denardo was the last director to join the board, commencing their role in 2017. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Reported Earnings • Oct 23Third quarter 2021 earnings released: EPS US$0.94 (vs US$0.64 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$13.3m (up 20% from 3Q 2020). Net income: US$5.75m (up 38% from 3Q 2020). Profit margin: 43% (up from 38% in 3Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.
Reported Earnings • Aug 18Second quarter 2021 earnings released: EPS US$0.74 (vs US$0.46 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$12.0m (up 26% from 2Q 2020). Net income: US$4.61m (up 55% from 2Q 2020). Profit margin: 38% (up from 31% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.
Reported Earnings • Jul 20Second quarter 2021 earnings released: EPS US$0.74 (vs US$0.46 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$12.0m (up 26% from 2Q 2020). Net income: US$4.61m (up 55% from 2Q 2020). Profit margin: 38% (up from 31% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has fallen by 9% per year, which means it is significantly lagging earnings.
お知らせ • Jun 28+ 7 more updatesNational Bankshares, Inc.(NasdaqCM:NKSH) dropped from Russell 2000 Value-Defensive IndexNational Bankshares, Inc.(NasdaqCM:NKSH) dropped from Russell 2000 Value-Defensive Index
Recent Insider Transactions • Jun 12Independent Vice Chairman of the Board recently bought US$70k worth of stockOn the 10th of June, Charles Green bought around 2k shares on-market at roughly US$35.22 per share. This was the largest purchase by an insider in the last 3 months. Charles has been a buyer over the last 12 months, purchasing a net total of US$125k worth in shares.
お知らせ • May 14National Bankshares, Inc. Approves Semi-Annual Dividend, Payable on June 1, 2021The Board of Directors of National Bankshares, Inc. approved payment on June 1, 2021 of semi-annual dividend of $0.70 per share to all stockholders of record as of May 24, 2021. This is an increase from the $0.67 per share dividend paid on June 1, 2020.
Reported Earnings • May 13First quarter 2021 earnings released: EPS US$0.74 (vs US$0.61 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: US$12.3m (up 9.5% from 1Q 2020). Net income: US$4.77m (up 20% from 1Q 2020). Profit margin: 39% (up from 35% in 1Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has fallen by 10% per year, which means it is significantly lagging earnings.
分析記事 • May 05Shareholders May Not Be So Generous With National Bankshares, Inc.'s (NASDAQ:NKSH) CEO Compensation And Here's WhyIn the past three years, shareholders of National Bankshares, Inc. ( NASDAQ:NKSH ) have seen a loss on their...
Major Estimate Revision • Apr 29Consensus EPS estimates increase to US$2.88The consensus outlook for earnings per share (EPS) in 2021 has improved. 2021 revenue forecast increased from US$47.2m to US$49.0m. EPS estimate increased from US$2.51 to US$2.88 per share. Net income forecast to grow 5.4% next year vs 8.2% growth forecast for Banks industry in the US. Consensus price target of US$41.00 unchanged from last update. Share price was steady at US$34.96 over the past week.
Reported Earnings • Apr 26First quarter 2021 earnings released: EPS US$0.74 (vs US$0.61 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: US$12.3m (up 9.5% from 1Q 2020). Net income: US$4.77m (up 20% from 1Q 2020). Profit margin: 39% (up from 35% in 1Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.
分析記事 • Apr 05Here's What You Should Know About National Bankshares, Inc.'s (NASDAQ:NKSH) 3.8% Dividend YieldDividend paying stocks like National Bankshares, Inc. ( NASDAQ:NKSH ) tend to be popular with investors, and for good...
Reported Earnings • Mar 20Full year 2020 earnings released: EPS US$2.48 (vs US$2.65 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: US$44.1m (down 3.9% from FY 2019). Net income: US$16.1m (down 8.0% from FY 2019). Profit margin: 36% (down from 38% in FY 2019). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 2.98% (down from 3.29% in FY 2019). Cost-to-income ratio: 53.1% (down from 55.1% in FY 2019). Non-performing loans: 0.48% (up from 0.46% in FY 2019). Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings.
Is New 90 Day High Low • Feb 25New 90-day high: US$34.20The company is up 9.0% from its price of US$31.33 on 25 November 2020. The American market is up 5.0% over the last 90 days, indicating the company outperformed over that time. However, it underperformed the Banks industry, which is up 24% over the same period.
Major Estimate Revision • Feb 11Analysts increase EPS estimates to US$2.41The 2021 consensus revenue estimate increased from US$45.5m to US$46.4m. The earnings per share estimate also received an upgrade from US$2.15 to US$2.41 for the same period. Net income is expected to shrink by 3.6% next year compared to 14% growth forecast for the Banks industry in the US . The consensus price target of US$36.00 was unchanged from the last update. Share price is up 2.1% to US$32.10 over the past week.
分析記事 • Feb 09Need To Know: National Bankshares, Inc. (NASDAQ:NKSH) Insiders Have Been Buying SharesWe often see insiders buying up shares in companies that perform well over the long term. Unfortunately, there are also...
Reported Earnings • Feb 06Full year 2020 earnings released: EPS US$2.48 (vs US$2.65 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: US$44.1m (down 5.0% from FY 2019). Net income: US$16.1m (down 8.0% from FY 2019). Profit margin: 36% (down from 38% in FY 2019). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 2.98% (down from 3.29% in FY 2019). Cost-to-income ratio: 53.1% (down from 55.1% in FY 2019). Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has fallen by 7% per year, which means it is significantly lagging earnings.
Analyst Estimate Surprise Post Earnings • Feb 06Revenue and earnings beat expectationsRevenue exceeded analyst estimates by 2.7%. Earnings per share (EPS) also surpassed analyst estimates by 9.3%. Over the next year, revenue is forecast to grow 3.1%, compared to a 17% growth forecast for the Banks industry in the US.
Is New 90 Day High Low • Jan 13New 90-day high: US$33.57The company is up 29% from its price of US$26.05 on 14 October 2020. The American market is up 12% over the last 90 days, indicating the company outperformed over that time. However, it underperformed the Banks industry, which is up 43% over the same period.
分析記事 • Dec 28Reflecting on National Bankshares' (NASDAQ:NKSH) Share Price Returns Over The Last YearWhile it may not be enough for some shareholders, we think it is good to see the National Bankshares, Inc...
Price Target Changed • Dec 19Price target raised to US$36.00Up from US$32.00, the current price target is provided by 1 analyst. The new target price is 17% above the current share price of US$30.75. As of last close, the stock is down 34% over the past year.
分析記事 • Dec 07Do Institutions Own National Bankshares, Inc. (NASDAQ:NKSH) Shares?The big shareholder groups in National Bankshares, Inc. ( NASDAQ:NKSH ) have power over the company. Large companies...
Is New 90 Day High Low • Dec 03New 90-day high: US$32.24The company is up 27% from its price of US$25.30 on 04 September 2020. The American market is up 9.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 20% over the same period.
Reported Earnings • Nov 08Third quarter 2020 earnings released: EPS US$0.64The company reported a poor third quarter result with weaker earnings and revenues, although profit margins were flat. Third quarter 2020 results: Revenue: US$11.1m (down 3.2% from 3Q 2019). Net income: US$4.17m (down 2.0% from 3Q 2019). Profit margin: 38% (in line with 3Q 2019). Over the last 3 years on average, earnings per share has increased by 9% per year but the company’s share price has fallen by 14% per year, which means it is significantly lagging earnings.
Is New 90 Day High Low • Nov 03New 90-day high: US$27.95The company is up 9.0% from its price of US$25.55 on 04 August 2020. The American market is flat over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 1.0% over the same period.
Recent Insider Transactions • Oct 30Independent Vice Chairman of the Board recently bought US$55k worth of stockOn the 29th of October, Charles Green bought around 2k shares on-market at roughly US$27.40 per share. This was the largest purchase by an insider in the last 3 months. Charles has been a buyer over the last 12 months, purchasing a net total of US$88k worth in shares.
Reported Earnings • Oct 24Third quarter earnings releasedOver the last 12 months the company has reported total profits of US$15.9m, down 7.8% from the prior year. Total revenue was US$44.0m over the last 12 months, down 3.9% from the prior year.
Is New 90 Day High Low • Sep 24New 90-day low: US$23.73The company is down 13% from its price of US$27.37 on 26 June 2020. The American market is up 8.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is down 7.0% over the same period.
