View ValuationThis company has been acquiredThe company may no longer be operating, as it has been acquired. Find out why through their latest events.See Latest EventsHV Bancorp 将来の成長Future 基準チェック /06現在、 HV Bancorpの成長と収益を予測するのに十分なアナリストの調査がありません。主要情報n/a収益成長率n/aEPS成長率Banks 収益成長8.2%収益成長率n/a将来の株主資本利益率n/aアナリストカバレッジNone最終更新日n/a今後の成長に関する最新情報更新なしすべての更新を表示Recent updatesお知らせ • Jun 18+ 1 more updateCitizens Financial Services, Inc. (NasdaqCM:CZFS) completed the acquisition of HV Bancorp, Inc. (NasdaqCM:HVBC) from a group of shareholders.Citizens Financial Services, Inc. (NasdaqCM:CZFS) signed the non-binding indication of interest to acquire HV Bancorp, Inc. (NasdaqCM:HVBC) from a group of shareholders on July 9, 2022. Citizens Financial Services, Inc. entered into a definitive agreement to acquire HV Bancorp, Inc. from a group of shareholders for $63.8 million on October 18, 2022. The Merger Agreement provides that shareholders of HVBC will have the right to elect to receive, for each share of HVBC common stock, either (x) $30.50 in cash or (y) 0.4000 shares of Company common stock. Elections will be subject to proration procedures whereby 80% of the shares of HVBC common stock will be exchanged for Company common stock and 20% of the shares of HVBC common stock will be exchanged for cash. As of June 9, 2023, Citizens Financial Services announced today that the exchange ratio for the pending merger has been finalized at 0.4040 shares of CZFS stock for each share of HVBC stock. The original exchange ratio has been adjusted from 0.4000 shares of CZFS stock for each share of HVBC stock to 0.4040 shares of CZFS stock for each share of HVBC stock to reflect the 1% stock dividend declared on May 30, 2023 by CZFS and payable on June 30, 2023. As closing of the merger is not expected to occur until June 16, 2023, the exchange ratio has been adjusted to 0.4040 shares of Citizens common stock for each share of HVBC common stock. Following the merger, Huntingdon Valley Bank will merge with and into First Citizens Community Bank (FCCB), with FCCB remaining as the surviving bank. Upon closing, one HVBC director will join each of the Board of Directors of CZFS and FCCB, subsidiary of CZFS and one HVBC director will join the Board of Directors of FCCB. Following the Merger, Travis J. Thompson, currently the Chairman and Chief Executive Officer of HVBC, and Robert J. Marino, currently the President of HVBC, will be employed as senior officers of FCCB. If the Merger is not consummated under specified circumstances, HVBC may be required to pay CZFS a termination fee of approximately $2.7 million. As per amended filing, If the merger is not consummated under certain circumstances, HVBC has agreed to pay Citizens, a termination fee of $2.7 million. As of March 9, 2023 HVBC has agreed to pay Citizens, a termination fee of $2.8 million.The merger is subject to customary closing conditions, including (1) the receipt of regulatory approvals, (2) the approval of the Merger by the shareholders of HVBC, (3) the effectiveness of the registration statement on Form S-4 for the Company common stock issued in the Merger, (4) the approval for listing on Nasdaq for the Company common stock to be issued in the Merger, and (5) the absence of any order, decree or injunction preventing the completion of the Merger. Transaction is also subject to the receipt of regulatory approvals from the Board of Governors of the Federal Reserve System and the Pennsylvania Department of Banking and Securities. The transaction has been approved by the Boards of Directors of CZFS and HVBC. The special meeting of HVBC shareholders is scheduled on February 15, 2023. HV Bancorp’s shareholders approved the merger on February 15, 2023. On March 24, 2023, the Pennsylvania Department of Banking and Securities approved the merger and the Bank merger. On March 30, 2023, the Board of Governors of the Federal Reserve System approved the bank merger and waived the application for the merger. The completion of the merger remains subject to customary closing conditions. As of April 10, 2023, Citizens Financial Services, Inc. received the requisite regulatory approvals and waivers from the Federal Reserve Bank of Philadelphia necessary to complete its acquisition of HV Bancorp, Inc. As of May 9, 2023, Citizens Financial Services, Inc. and HV Bancorp, Inc. announced the deadline for shareholders of HVBC to elect the form of consideration that they wish to receive in HVBC's pending merger with CZFS. The transaction is expected to be completed during the first half of 2023. CZFS and HVBC anticipate closing the transaction on June 16, 2023, subject to the satisfaction of customary closing conditions.Janney Montgomery Scott LLC acted as financial advisor to CZFS and Richard A. Schaberg and Les B. Reese of Hogan Lovells US LLP served as its legal counsel. The Kafafian Group, Inc. (TKG) acted as financial advisor and provided a fairness opinion to HVBC and Benjamin M. Azoff and Gregory Sobczak of Luse Gorman, PC served as its legal counsel. HVBC has retained a proxy solicitation firm, Laurel Hill Advisory Group, LLC, to aid it in the solicitation process. HVBC estimates it will pay Laurel Hill Advisory Group, LLC a fee of approximately $6,000. Broadridge Corporate Issuer Solutions, Inc. acted as exchange agent to HVBC. HVBC paid TKG a fee of $75,000 upon the rendering of TKG’s written fairness opinion. TKG will be reimbursed for reasonable out-of-pocket expenses incurred in connection with its engagement and HVBC has agreed to indemnify TKG against certain liabilities. TKG will also receive a success fee of approximately $505,800 upon closing of the merger. Janney Montgomery Scott LLC and Hogan Lovells US LLP acted as due diligence providersto CZFS. Luse Gorman, P.C and The Kafafian Group, Inc. as due diligence providers to HVBC.Citizens Financial Services, Inc. (NasdaqCM:CZFS) completed the acquisition of HV Bancorp, Inc. (NasdaqCM:HVBC) from a group of shareholders on June 16, 2023. HV Bancorp merged into Citizens Financial Services. Elections were subject to proration procedures whereby at least 80% of shares of HVBC common stock will be exchanged for shares of CZFS common stock. As a result of the elections, former HVBC shareholders received an aggregate of approximately 723,068 shares of CZFS common stock and an aggregate of approximately $13.65 million in cash.Reported Earnings • May 17First quarter 2023 earnings released: EPS: US$0.30 (vs US$0.30 in 1Q 2022)First quarter 2023 results: EPS: US$0.30. Revenue: US$6.55m (down 1.7% from 1Q 2022). Net income: US$608.0k (up 1.2% from 1Q 2022). Profit margin: 9.3% (up from 9.0% in 1Q 2022). The increase in margin was driven by lower expenses.Valuation Update With 7 Day Price Move • Mar 20Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$31.96, the stock trades at a trailing P/E ratio of 32.1x. Average trailing P/E is 9x in the Banks industry in the US. Total returns to shareholders of 214% over the past three years.Reported Earnings • Feb 20Full year 2022 earnings released: EPS: US$1.12 (vs US$2.04 in FY 2021)Full year 2022 results: EPS: US$1.12 (down from US$2.04 in FY 2021). Revenue: US$25.2m (down 8.0% from FY 2021). Net income: US$2.23m (down 45% from FY 2021). Profit margin: 8.9% (down from 15% in FY 2021). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 3.42% (up from 2.57% in FY 2021). Over the last 3 years on average, earnings per share has increased by 6% per year but the company’s share price has increased by 28% per year, which means it is tracking significantly ahead of earnings growth.Reported Earnings • Nov 19Third quarter 2022 earnings released: EPS: US$0.35 (vs US$0.56 in 3Q 2021)Third quarter 2022 results: EPS: US$0.35 (down from US$0.56 in 3Q 2021). Revenue: US$6.43m (down 9.1% from 3Q 2021). Net income: US$705.0k (down 37% from 3Q 2021). Profit margin: 11% (down from 16% in 3Q 2021). The decrease in margin was driven by lower revenue.Board Change • Nov 16Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 3 highly experienced directors. Independent Director Michael Hammer was the last director to join the board, commencing their role in 2020. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Reported Earnings • Nov 06Third quarter 2022 earnings released: EPS: US$0.35 (vs US$0.56 in 3Q 2021)Third quarter 2022 results: EPS: US$0.35 (down from US$0.56 in 3Q 2021). Revenue: US$6.43m (down 9.1% from 3Q 2021). Net income: US$705.0k (down 37% from 3Q 2021). Profit margin: 11% (down from 16% in 3Q 2021). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 23% per year whereas the company’s share price has increased by 21% per year.Valuation Update With 7 Day Price Move • Oct 20Investor sentiment improved over the past weekAfter last week's 22% share price gain to US$25.55, the stock trades at a trailing P/E ratio of 21.1x. Average trailing P/E is 11x in the Mortgage industry in the US. Total returns to shareholders of 73% over the past three years.Buying Opportunity • Sep 28Now 20% undervaluedOver the last 90 days, the stock is up 3.8%. The fair value is estimated to be US$25.99, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 27% over the last 3 years. Earnings per share has grown by 39%.Buying Opportunity • Sep 08Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 1.7%. The fair value is estimated to be US$25.75, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 27% over the last 3 years. Earnings per share has grown by 39%.Reported Earnings • Aug 06Second quarter 2022 earnings released: EPS: US$0.33 (vs US$0.65 in 2Q 2021)Second quarter 2022 results: EPS: US$0.33 (down from US$0.65 in 2Q 2021). Revenue: US$5.94m (down 17% from 2Q 2021). Net income: US$640.0k (down 50% from 2Q 2021). Profit margin: 11% (down from 18% in 2Q 2021). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 39% per year but the company’s share price has only increased by 13% per year, which means it is significantly lagging earnings growth.Seeking Alpha • Aug 05HV Bancorp GAAP EPS of $0.31, revenue of $6.58MHV Bancorp press release (NASDAQ:HVBC): Q2 GAAP EPS of $0.31. Revenue of $6.58M (-7.7% Y/Y).お知らせ • Jun 24+ 1 more updateHV Bancorp, Inc. Announces Retirement of Joseph C. O’Neill, Jr. as Executive Vice President, Effective from July 31, 2022HV Bancorp, Inc. announced that Joseph C. O’Neill, Jr. plans to retire from his position as Executive Vice President, effective from July 31, 2022 with over 12-years of a distinguished career with the Company. As part of an orderly leadership transition, Mr. O’Neill will continue to assist in a consulting capacity through the end of the year. The Bank has begun the process of identifying Mr. O’Neill’s replacement and has identified several qualified candidates to fill the position.Reported Earnings • May 07First quarter 2022 earnings released: EPS: US$0.30 (vs US$0.66 in 1Q 2021)First quarter 2022 results: EPS: US$0.30 (down from US$0.66 in 1Q 2021). Revenue: US$6.67m (down 7.7% from 1Q 2021). Net income: US$601.0k (down 54% from 1Q 2021). Profit margin: 9.0% (down from 18% in 1Q 2021). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 56% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.Board Change • Apr 27Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 3 highly experienced directors. Independent Director Michael Hammer was the last director to join the board, commencing their role in 2020. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Apr 15HV Bancorp, Inc., Annual General Meeting, May 18, 2022HV Bancorp, Inc., Annual General Meeting, May 18, 2022, at 10:30 US Eastern Standard Time. Agenda: To consider the election of two directors;to consider the ratification of the appointment of S.R. Snodgrass, P.C., as independent registered public accounting firm for the year ending December 31, 2022; to consider to conduct a non-binding vote on executive compensation; to consider to conduct a non-binding vote on the frequency of votes on executive compensation; to consider to conduct a non-binding vote on the frequency of votes on executive compensation and to consider such other matters as may properly come before the Annual Meeting, or any adjournments thereof.Reported Earnings • Mar 29Full year 2021 earnings released: EPS: US$2.04 (vs US$2.84 in FY 2020)Full year 2021 results: EPS: US$2.04 (down from US$2.84 in FY 2020). Revenue: US$27.4m (up 3.5% from FY 2020). Net income: US$4.05m (down 30% from FY 2020). Profit margin: 15% (down from 22% in FY 2020). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 2.57% (no change from 2.57% in FY 2020). Non-performing loans: 1.14% (up from 0.71% in FY 2020). Over the last 3 years on average, earnings per share has increased by 70% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.Reported Earnings • Feb 23Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$2.04 (down from US$2.84 in FY 2020). Revenue: US$27.4m (up 3.5% from FY 2020). Net income: US$4.05m (down 30% from FY 2020). Profit margin: 15% (down from 22% in FY 2020). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has increased by 70% per year but the company’s share price has only increased by 9% per year, which means it is significantly lagging earnings growth.Board Change • Dec 06Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 3 highly experienced directors. Director Michael Hammer was the last director to join the board, commencing their role in 2020. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Reported Earnings • Nov 08Third quarter 2021 earnings released: EPS US$0.56 (vs US$1.02 in 3Q 2020)The company reported a poor third quarter result with weaker earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$7.08m (down 18% from 3Q 2020). Net income: US$1.12m (down 46% from 3Q 2020). Profit margin: 16% (down from 24% in 3Q 2020). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 81% per year but the company’s share price has only increased by 13% per year, which means it is significantly lagging earnings growth.Reported Earnings • Aug 09Second quarter 2021 earnings released: EPS US$0.65 (vs US$0.73 in 2Q 2020)The company reported a soft second quarter result with weaker earnings and profit margins, although revenues improved. Second quarter 2021 results: Revenue: US$7.13m (up 18% from 2Q 2020). Net income: US$1.28m (down 14% from 2Q 2020). Profit margin: 18% (down from 25% in 2Q 2020). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 87% per year but the company’s share price has only increased by 14% per year, which means it is significantly lagging earnings growth.分析記事 • May 25Should You Be Adding HV Bancorp (NASDAQ:HVBC) To Your Watchlist Today?For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...Reported Earnings • May 09First quarter 2021 earnings released: EPS US$0.66 (vs US$0.073 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: US$7.22m (up 75% from 1Q 2020). Net income: US$1.30m (up US$1.15m from 1Q 2020). Profit margin: 18% (up from 3.6% in 1Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 86% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.Reported Earnings • Apr 04Full year 2020 earnings released: EPS US$2.84 (vs US$0.49 in FY 2019)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2020 results: Revenue: US$26.4m (up 88% from FY 2019). Net income: US$5.77m (up 471% from FY 2019). Profit margin: 22% (up from 7.2% in FY 2019). The increase in margin was driven by higher revenue. Non-performing loans: 0.71% (down from 1.45% in FY 2019). Over the last 3 years on average, earnings per share has increased by 76% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.分析記事 • Feb 26Robert Marino Is The Independent Vice-Chairman of HV Bancorp, Inc. (NASDAQ:HVBC) And They Just Picked Up 16% More SharesPotential HV Bancorp, Inc. ( NASDAQ:HVBC ) shareholders may wish to note that the Independent Vice-Chairman, Robert...Recent Insider Transactions • Feb 26Independent Vice-Chairman recently bought US$174k worth of stockOn the 24th of February, Robert Marino bought around 10k shares on-market at roughly US$18.00 per share. This was the largest purchase by an insider in the last 3 months. Robert has been a buyer over the last 12 months, purchasing a net total of US$371k worth in shares.分析記事 • Feb 24Do HV Bancorp's (NASDAQ:HVBC) Earnings Warrant Your Attention?It's only natural that many investors, especially those who are new to the game, prefer to buy shares in 'sexy' stocks...Is New 90 Day High Low • Feb 23New 90-day high: US$17.89The company is up 22% from its price of US$14.66 on 24 November 2020. The American market is up 7.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 6.0% over the same period.Reported Earnings • Feb 21Full year 2020 earnings released: EPS US$2.84 (vs US$0.53 in FY 2019)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2020 results: Revenue: US$26.4m (up 73% from FY 2019). Net income: US$5.77m (up 434% from FY 2019). Profit margin: 22% (up from 7.1% in FY 2019). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 76% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.お知らせ • Jan 22HV Bancorp, Inc. and Huntingdon Valley Bank Appoints Robert J. Marino to the Position of Vice-Chairman of the Board of Directors and Committee ChairsHV Bancorp, Inc. announced the appointment of Robert J. Marino to the position of Vice-Chairman of the Board of Directors of Huntingdon Valley Bank and HV Bancorp, Inc. Mr. Marino replaces Scott W. Froggatt, who had served in this position for the past several years. Mr. Froggatt will continue to serve as Director. Also approved by the board were the appointments of committee chairs. For 2021, John D. Behm will serve as Corporate Governance & Nominating Committee chair, Robert J. Marino will serve as Compensation Committee chair, and John D. Behm will continue to chair the Audit Committee.Is New 90 Day High Low • Jan 06New 90-day high: US$17.46The company is up 33% from its price of US$13.16 on 07 October 2020. The American market is up 12% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 5.0% over the same period.Is New 90 Day High Low • Dec 11New 90-day high: US$15.77The company is up 17% from its price of US$13.47 on 11 September 2020. The American market is up 13% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 6.0% over the same period.Valuation Update With 7 Day Price Move • Nov 11Market bids up stock over the past weekAfter last week's 19% share price gain to US$15.54, the stock is trading at a trailing P/E ratio of 14.1x, up from the previous P/E ratio of 11.8x. This compares to an average P/E of 12x in the Mortgage industry in the US. Total returns to shareholders over the past three years are 7.5%.Is New 90 Day High Low • Nov 10New 90-day high: US$14.60The company is up 18% from its price of US$12.42 on 12 August 2020. The American market is up 7.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is down 2.0% over the same period.Reported Earnings • Nov 08Third quarter 2020 earnings released: EPS US$1.02The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2020 results: Revenue: US$8.59m (up 113% from 3Q 2019). Net income: US$2.06m (up US$1.73m from 3Q 2019). Profit margin: 24% (up from 8.3% in 3Q 2019). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 59% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings.Is New 90 Day High Low • Oct 22New 90-day high: US$13.48The company is up 5.0% from its price of US$12.80 on 24 July 2020. The American market is up 8.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Mortgage industry, which is up 11% over the same period.お知らせ • Jul 05HV Bancorp, Inc.(NasdaqCM:HVBC) dropped from Russell Microcap IndexHV Bancorp, Inc.(NasdaqCM:HVBC) dropped from Russell Microcap Indexお知らせ • Jul 02HV Bancorp, Inc.(NasdaqCM:HVBC) dropped from Russell Microcap Value IndexHV Bancorp, Inc.(NasdaqCM:HVBC) dropped from Russell Microcap Value Index このセクションでは通常、投資家が会社の利益創出能力を理解する一助となるよう、プロのアナリストのコンセンサス予想に基づく収益と利益の成長予測を提示する。しかし、HV Bancorp は十分な過去のデータを提供しておらず、アナリストの予測もないため、過去のデータを外挿したり、アナリストの予測を使用しても、その将来の収益を確実に算出することはできません。 シンプリー・ウォール・ストリートがカバーする企業の97%は過去の財務データを持っているため、これはかなり稀な状況です。 業績と収益の成長予測NasdaqCM:HVBC - アナリストの将来予測と過去の財務データ ( )USD Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数3/31/20232521717N/A12/31/20222523030N/A9/30/20222525858N/A6/30/20222635454N/A3/31/20222734747N/A12/31/20212744243N/A9/30/20212963234N/A6/30/2021317-22-21N/A3/31/2021307-15-14N/A12/31/2020266-38-37N/A9/30/2020224-57-56N/A6/30/2020182-7-6N/A3/31/2020151-30-29N/A12/31/2019141-21-20N/A9/30/2019131-22-21N/A6/30/2019121-19-18N/A3/31/201911155N/A12/31/2018111-2-1N/A9/30/2018111-4-4N/A6/30/201810101N/A3/31/2018101-1-1N/A12/31/2017101-5-4N/A9/30/20171011515N/A6/30/20171011213N/A3/31/201710188N/A12/31/2016101N/A9N/A9/30/2016101N/A-13N/A6/30/2016101N/A-6N/A6/30/201591N/A2N/A12/31/201360N/A5N/A9/30/201370N/A7N/A6/30/201370N/A8N/A6/30/201271N/A-10N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: HVBCの予測収益成長が 貯蓄率 ( 2.1% ) を上回っているかどうかを判断するにはデータが不十分です。収益対市場: HVBCの収益がUS市場よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です高成長収益: HVBCの収益が今後 3 年間で 大幅に 増加すると予想されるかどうかを判断するにはデータが不十分です。収益対市場: HVBCの収益がUS市場よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です。高い収益成長: HVBCの収益が年間20%よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です。一株当たり利益成長率予想将来の株主資本利益率将来のROE: HVBCの 自己資本利益率 が 3 年後に高くなると予測されるかどうかを判断するにはデータが不十分です成長企業の発掘7D1Y7D1Y7D1YBanks 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2023/06/18 06:28終値2023/06/16 00:00収益2023/03/31年間収益2022/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋HV Bancorp, Inc. これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。0
お知らせ • Jun 18+ 1 more updateCitizens Financial Services, Inc. (NasdaqCM:CZFS) completed the acquisition of HV Bancorp, Inc. (NasdaqCM:HVBC) from a group of shareholders.Citizens Financial Services, Inc. (NasdaqCM:CZFS) signed the non-binding indication of interest to acquire HV Bancorp, Inc. (NasdaqCM:HVBC) from a group of shareholders on July 9, 2022. Citizens Financial Services, Inc. entered into a definitive agreement to acquire HV Bancorp, Inc. from a group of shareholders for $63.8 million on October 18, 2022. The Merger Agreement provides that shareholders of HVBC will have the right to elect to receive, for each share of HVBC common stock, either (x) $30.50 in cash or (y) 0.4000 shares of Company common stock. Elections will be subject to proration procedures whereby 80% of the shares of HVBC common stock will be exchanged for Company common stock and 20% of the shares of HVBC common stock will be exchanged for cash. As of June 9, 2023, Citizens Financial Services announced today that the exchange ratio for the pending merger has been finalized at 0.4040 shares of CZFS stock for each share of HVBC stock. The original exchange ratio has been adjusted from 0.4000 shares of CZFS stock for each share of HVBC stock to 0.4040 shares of CZFS stock for each share of HVBC stock to reflect the 1% stock dividend declared on May 30, 2023 by CZFS and payable on June 30, 2023. As closing of the merger is not expected to occur until June 16, 2023, the exchange ratio has been adjusted to 0.4040 shares of Citizens common stock for each share of HVBC common stock. Following the merger, Huntingdon Valley Bank will merge with and into First Citizens Community Bank (FCCB), with FCCB remaining as the surviving bank. Upon closing, one HVBC director will join each of the Board of Directors of CZFS and FCCB, subsidiary of CZFS and one HVBC director will join the Board of Directors of FCCB. Following the Merger, Travis J. Thompson, currently the Chairman and Chief Executive Officer of HVBC, and Robert J. Marino, currently the President of HVBC, will be employed as senior officers of FCCB. If the Merger is not consummated under specified circumstances, HVBC may be required to pay CZFS a termination fee of approximately $2.7 million. As per amended filing, If the merger is not consummated under certain circumstances, HVBC has agreed to pay Citizens, a termination fee of $2.7 million. As of March 9, 2023 HVBC has agreed to pay Citizens, a termination fee of $2.8 million.The merger is subject to customary closing conditions, including (1) the receipt of regulatory approvals, (2) the approval of the Merger by the shareholders of HVBC, (3) the effectiveness of the registration statement on Form S-4 for the Company common stock issued in the Merger, (4) the approval for listing on Nasdaq for the Company common stock to be issued in the Merger, and (5) the absence of any order, decree or injunction preventing the completion of the Merger. Transaction is also subject to the receipt of regulatory approvals from the Board of Governors of the Federal Reserve System and the Pennsylvania Department of Banking and Securities. The transaction has been approved by the Boards of Directors of CZFS and HVBC. The special meeting of HVBC shareholders is scheduled on February 15, 2023. HV Bancorp’s shareholders approved the merger on February 15, 2023. On March 24, 2023, the Pennsylvania Department of Banking and Securities approved the merger and the Bank merger. On March 30, 2023, the Board of Governors of the Federal Reserve System approved the bank merger and waived the application for the merger. The completion of the merger remains subject to customary closing conditions. As of April 10, 2023, Citizens Financial Services, Inc. received the requisite regulatory approvals and waivers from the Federal Reserve Bank of Philadelphia necessary to complete its acquisition of HV Bancorp, Inc. As of May 9, 2023, Citizens Financial Services, Inc. and HV Bancorp, Inc. announced the deadline for shareholders of HVBC to elect the form of consideration that they wish to receive in HVBC's pending merger with CZFS. The transaction is expected to be completed during the first half of 2023. CZFS and HVBC anticipate closing the transaction on June 16, 2023, subject to the satisfaction of customary closing conditions.Janney Montgomery Scott LLC acted as financial advisor to CZFS and Richard A. Schaberg and Les B. Reese of Hogan Lovells US LLP served as its legal counsel. The Kafafian Group, Inc. (TKG) acted as financial advisor and provided a fairness opinion to HVBC and Benjamin M. Azoff and Gregory Sobczak of Luse Gorman, PC served as its legal counsel. HVBC has retained a proxy solicitation firm, Laurel Hill Advisory Group, LLC, to aid it in the solicitation process. HVBC estimates it will pay Laurel Hill Advisory Group, LLC a fee of approximately $6,000. Broadridge Corporate Issuer Solutions, Inc. acted as exchange agent to HVBC. HVBC paid TKG a fee of $75,000 upon the rendering of TKG’s written fairness opinion. TKG will be reimbursed for reasonable out-of-pocket expenses incurred in connection with its engagement and HVBC has agreed to indemnify TKG against certain liabilities. TKG will also receive a success fee of approximately $505,800 upon closing of the merger. Janney Montgomery Scott LLC and Hogan Lovells US LLP acted as due diligence providersto CZFS. Luse Gorman, P.C and The Kafafian Group, Inc. as due diligence providers to HVBC.Citizens Financial Services, Inc. (NasdaqCM:CZFS) completed the acquisition of HV Bancorp, Inc. (NasdaqCM:HVBC) from a group of shareholders on June 16, 2023. HV Bancorp merged into Citizens Financial Services. Elections were subject to proration procedures whereby at least 80% of shares of HVBC common stock will be exchanged for shares of CZFS common stock. As a result of the elections, former HVBC shareholders received an aggregate of approximately 723,068 shares of CZFS common stock and an aggregate of approximately $13.65 million in cash.
Reported Earnings • May 17First quarter 2023 earnings released: EPS: US$0.30 (vs US$0.30 in 1Q 2022)First quarter 2023 results: EPS: US$0.30. Revenue: US$6.55m (down 1.7% from 1Q 2022). Net income: US$608.0k (up 1.2% from 1Q 2022). Profit margin: 9.3% (up from 9.0% in 1Q 2022). The increase in margin was driven by lower expenses.
Valuation Update With 7 Day Price Move • Mar 20Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$31.96, the stock trades at a trailing P/E ratio of 32.1x. Average trailing P/E is 9x in the Banks industry in the US. Total returns to shareholders of 214% over the past three years.
Reported Earnings • Feb 20Full year 2022 earnings released: EPS: US$1.12 (vs US$2.04 in FY 2021)Full year 2022 results: EPS: US$1.12 (down from US$2.04 in FY 2021). Revenue: US$25.2m (down 8.0% from FY 2021). Net income: US$2.23m (down 45% from FY 2021). Profit margin: 8.9% (down from 15% in FY 2021). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 3.42% (up from 2.57% in FY 2021). Over the last 3 years on average, earnings per share has increased by 6% per year but the company’s share price has increased by 28% per year, which means it is tracking significantly ahead of earnings growth.
Reported Earnings • Nov 19Third quarter 2022 earnings released: EPS: US$0.35 (vs US$0.56 in 3Q 2021)Third quarter 2022 results: EPS: US$0.35 (down from US$0.56 in 3Q 2021). Revenue: US$6.43m (down 9.1% from 3Q 2021). Net income: US$705.0k (down 37% from 3Q 2021). Profit margin: 11% (down from 16% in 3Q 2021). The decrease in margin was driven by lower revenue.
Board Change • Nov 16Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 3 highly experienced directors. Independent Director Michael Hammer was the last director to join the board, commencing their role in 2020. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Reported Earnings • Nov 06Third quarter 2022 earnings released: EPS: US$0.35 (vs US$0.56 in 3Q 2021)Third quarter 2022 results: EPS: US$0.35 (down from US$0.56 in 3Q 2021). Revenue: US$6.43m (down 9.1% from 3Q 2021). Net income: US$705.0k (down 37% from 3Q 2021). Profit margin: 11% (down from 16% in 3Q 2021). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 23% per year whereas the company’s share price has increased by 21% per year.
Valuation Update With 7 Day Price Move • Oct 20Investor sentiment improved over the past weekAfter last week's 22% share price gain to US$25.55, the stock trades at a trailing P/E ratio of 21.1x. Average trailing P/E is 11x in the Mortgage industry in the US. Total returns to shareholders of 73% over the past three years.
Buying Opportunity • Sep 28Now 20% undervaluedOver the last 90 days, the stock is up 3.8%. The fair value is estimated to be US$25.99, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 27% over the last 3 years. Earnings per share has grown by 39%.
Buying Opportunity • Sep 08Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 1.7%. The fair value is estimated to be US$25.75, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 27% over the last 3 years. Earnings per share has grown by 39%.
Reported Earnings • Aug 06Second quarter 2022 earnings released: EPS: US$0.33 (vs US$0.65 in 2Q 2021)Second quarter 2022 results: EPS: US$0.33 (down from US$0.65 in 2Q 2021). Revenue: US$5.94m (down 17% from 2Q 2021). Net income: US$640.0k (down 50% from 2Q 2021). Profit margin: 11% (down from 18% in 2Q 2021). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 39% per year but the company’s share price has only increased by 13% per year, which means it is significantly lagging earnings growth.
Seeking Alpha • Aug 05HV Bancorp GAAP EPS of $0.31, revenue of $6.58MHV Bancorp press release (NASDAQ:HVBC): Q2 GAAP EPS of $0.31. Revenue of $6.58M (-7.7% Y/Y).
お知らせ • Jun 24+ 1 more updateHV Bancorp, Inc. Announces Retirement of Joseph C. O’Neill, Jr. as Executive Vice President, Effective from July 31, 2022HV Bancorp, Inc. announced that Joseph C. O’Neill, Jr. plans to retire from his position as Executive Vice President, effective from July 31, 2022 with over 12-years of a distinguished career with the Company. As part of an orderly leadership transition, Mr. O’Neill will continue to assist in a consulting capacity through the end of the year. The Bank has begun the process of identifying Mr. O’Neill’s replacement and has identified several qualified candidates to fill the position.
Reported Earnings • May 07First quarter 2022 earnings released: EPS: US$0.30 (vs US$0.66 in 1Q 2021)First quarter 2022 results: EPS: US$0.30 (down from US$0.66 in 1Q 2021). Revenue: US$6.67m (down 7.7% from 1Q 2021). Net income: US$601.0k (down 54% from 1Q 2021). Profit margin: 9.0% (down from 18% in 1Q 2021). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 56% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.
Board Change • Apr 27Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 3 highly experienced directors. Independent Director Michael Hammer was the last director to join the board, commencing their role in 2020. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Apr 15HV Bancorp, Inc., Annual General Meeting, May 18, 2022HV Bancorp, Inc., Annual General Meeting, May 18, 2022, at 10:30 US Eastern Standard Time. Agenda: To consider the election of two directors;to consider the ratification of the appointment of S.R. Snodgrass, P.C., as independent registered public accounting firm for the year ending December 31, 2022; to consider to conduct a non-binding vote on executive compensation; to consider to conduct a non-binding vote on the frequency of votes on executive compensation; to consider to conduct a non-binding vote on the frequency of votes on executive compensation and to consider such other matters as may properly come before the Annual Meeting, or any adjournments thereof.
Reported Earnings • Mar 29Full year 2021 earnings released: EPS: US$2.04 (vs US$2.84 in FY 2020)Full year 2021 results: EPS: US$2.04 (down from US$2.84 in FY 2020). Revenue: US$27.4m (up 3.5% from FY 2020). Net income: US$4.05m (down 30% from FY 2020). Profit margin: 15% (down from 22% in FY 2020). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 2.57% (no change from 2.57% in FY 2020). Non-performing loans: 1.14% (up from 0.71% in FY 2020). Over the last 3 years on average, earnings per share has increased by 70% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Feb 23Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$2.04 (down from US$2.84 in FY 2020). Revenue: US$27.4m (up 3.5% from FY 2020). Net income: US$4.05m (down 30% from FY 2020). Profit margin: 15% (down from 22% in FY 2020). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has increased by 70% per year but the company’s share price has only increased by 9% per year, which means it is significantly lagging earnings growth.
Board Change • Dec 06Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 3 highly experienced directors. Director Michael Hammer was the last director to join the board, commencing their role in 2020. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Reported Earnings • Nov 08Third quarter 2021 earnings released: EPS US$0.56 (vs US$1.02 in 3Q 2020)The company reported a poor third quarter result with weaker earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$7.08m (down 18% from 3Q 2020). Net income: US$1.12m (down 46% from 3Q 2020). Profit margin: 16% (down from 24% in 3Q 2020). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 81% per year but the company’s share price has only increased by 13% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Aug 09Second quarter 2021 earnings released: EPS US$0.65 (vs US$0.73 in 2Q 2020)The company reported a soft second quarter result with weaker earnings and profit margins, although revenues improved. Second quarter 2021 results: Revenue: US$7.13m (up 18% from 2Q 2020). Net income: US$1.28m (down 14% from 2Q 2020). Profit margin: 18% (down from 25% in 2Q 2020). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 87% per year but the company’s share price has only increased by 14% per year, which means it is significantly lagging earnings growth.
分析記事 • May 25Should You Be Adding HV Bancorp (NASDAQ:HVBC) To Your Watchlist Today?For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
Reported Earnings • May 09First quarter 2021 earnings released: EPS US$0.66 (vs US$0.073 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: US$7.22m (up 75% from 1Q 2020). Net income: US$1.30m (up US$1.15m from 1Q 2020). Profit margin: 18% (up from 3.6% in 1Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 86% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Apr 04Full year 2020 earnings released: EPS US$2.84 (vs US$0.49 in FY 2019)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2020 results: Revenue: US$26.4m (up 88% from FY 2019). Net income: US$5.77m (up 471% from FY 2019). Profit margin: 22% (up from 7.2% in FY 2019). The increase in margin was driven by higher revenue. Non-performing loans: 0.71% (down from 1.45% in FY 2019). Over the last 3 years on average, earnings per share has increased by 76% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.
分析記事 • Feb 26Robert Marino Is The Independent Vice-Chairman of HV Bancorp, Inc. (NASDAQ:HVBC) And They Just Picked Up 16% More SharesPotential HV Bancorp, Inc. ( NASDAQ:HVBC ) shareholders may wish to note that the Independent Vice-Chairman, Robert...
Recent Insider Transactions • Feb 26Independent Vice-Chairman recently bought US$174k worth of stockOn the 24th of February, Robert Marino bought around 10k shares on-market at roughly US$18.00 per share. This was the largest purchase by an insider in the last 3 months. Robert has been a buyer over the last 12 months, purchasing a net total of US$371k worth in shares.
分析記事 • Feb 24Do HV Bancorp's (NASDAQ:HVBC) Earnings Warrant Your Attention?It's only natural that many investors, especially those who are new to the game, prefer to buy shares in 'sexy' stocks...
Is New 90 Day High Low • Feb 23New 90-day high: US$17.89The company is up 22% from its price of US$14.66 on 24 November 2020. The American market is up 7.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 6.0% over the same period.
Reported Earnings • Feb 21Full year 2020 earnings released: EPS US$2.84 (vs US$0.53 in FY 2019)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2020 results: Revenue: US$26.4m (up 73% from FY 2019). Net income: US$5.77m (up 434% from FY 2019). Profit margin: 22% (up from 7.1% in FY 2019). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 76% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.
お知らせ • Jan 22HV Bancorp, Inc. and Huntingdon Valley Bank Appoints Robert J. Marino to the Position of Vice-Chairman of the Board of Directors and Committee ChairsHV Bancorp, Inc. announced the appointment of Robert J. Marino to the position of Vice-Chairman of the Board of Directors of Huntingdon Valley Bank and HV Bancorp, Inc. Mr. Marino replaces Scott W. Froggatt, who had served in this position for the past several years. Mr. Froggatt will continue to serve as Director. Also approved by the board were the appointments of committee chairs. For 2021, John D. Behm will serve as Corporate Governance & Nominating Committee chair, Robert J. Marino will serve as Compensation Committee chair, and John D. Behm will continue to chair the Audit Committee.
Is New 90 Day High Low • Jan 06New 90-day high: US$17.46The company is up 33% from its price of US$13.16 on 07 October 2020. The American market is up 12% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 5.0% over the same period.
Is New 90 Day High Low • Dec 11New 90-day high: US$15.77The company is up 17% from its price of US$13.47 on 11 September 2020. The American market is up 13% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 6.0% over the same period.
Valuation Update With 7 Day Price Move • Nov 11Market bids up stock over the past weekAfter last week's 19% share price gain to US$15.54, the stock is trading at a trailing P/E ratio of 14.1x, up from the previous P/E ratio of 11.8x. This compares to an average P/E of 12x in the Mortgage industry in the US. Total returns to shareholders over the past three years are 7.5%.
Is New 90 Day High Low • Nov 10New 90-day high: US$14.60The company is up 18% from its price of US$12.42 on 12 August 2020. The American market is up 7.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is down 2.0% over the same period.
Reported Earnings • Nov 08Third quarter 2020 earnings released: EPS US$1.02The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2020 results: Revenue: US$8.59m (up 113% from 3Q 2019). Net income: US$2.06m (up US$1.73m from 3Q 2019). Profit margin: 24% (up from 8.3% in 3Q 2019). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 59% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings.
Is New 90 Day High Low • Oct 22New 90-day high: US$13.48The company is up 5.0% from its price of US$12.80 on 24 July 2020. The American market is up 8.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Mortgage industry, which is up 11% over the same period.
お知らせ • Jul 05HV Bancorp, Inc.(NasdaqCM:HVBC) dropped from Russell Microcap IndexHV Bancorp, Inc.(NasdaqCM:HVBC) dropped from Russell Microcap Index
お知らせ • Jul 02HV Bancorp, Inc.(NasdaqCM:HVBC) dropped from Russell Microcap Value IndexHV Bancorp, Inc.(NasdaqCM:HVBC) dropped from Russell Microcap Value Index