View Future GrowthFirst United 過去の業績過去 基準チェック /46First Unitedは、平均年間3.8%の収益成長を遂げていますが、 Banks業界の収益は、年間 成長しています。収益は、平均年間2.8% 3.8%収益成長率で 成長しています。 First Unitedの自己資本利益率は12.4%であり、純利益率は28.8%です。主要情報3.83%収益成長率4.91%EPS成長率Banks 業界の成長11.18%収益成長率3.76%株主資本利益率12.36%ネット・マージン28.77%前回の決算情報31 Mar 2026最近の業績更新Reported Earnings • Apr 21First quarter 2026 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2026 results: EPS: US$1.03 (up from US$0.90 in 1Q 2025). Revenue: US$22.5m (up 11% from 1Q 2025). Net income: US$6.66m (up 15% from 1Q 2025). Profit margin: 30% (up from 29% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 2.6%. Earnings per share (EPS) also surpassed analyst estimates by 12%. Revenue is forecast to grow 8.2% p.a. on average during the next 2 years, compared to a 8.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has increased by 33% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Apr 21First United Corporation Announces Net Charge-Offs for the First Quarter Ended March 31, 2026First United Corporation announced net charge-offs for the first quarter ended March 31, 2026. The company announced Total Net Charge Offs of $198,000 against $360,000 a year ago.Reported Earnings • Mar 12Full year 2025 earnings: EPS misses analyst expectationsFull year 2025 results: EPS: US$3.78 (up from US$3.15 in FY 2024). Revenue: US$85.9m (up 12% from FY 2024). Net income: US$24.5m (up 19% from FY 2024). Profit margin: 28% (up from 27% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.67% (up from 3.38% in FY 2024). Non-performing loans: 0.31% (down from 0.39% in FY 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 1.8%. Revenue is forecast to grow 8.3% p.a. on average during the next 2 years, compared to a 8.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has increased by 29% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Feb 05First United Corporation Reports Unaudited Net Charge Offs for the Fourth Quarter Ended December 31, 2025First United Corporation reported unaudited net charge offs for the fourth quarter ended December 31, 2025. for the quarter, the company reported net charge offs of $99,000 against $362,000 a year ago.Reported Earnings • Oct 21Third quarter 2025 earnings: EPS and revenues exceed analyst expectationsThird quarter 2025 results: EPS: US$1.07 (up from US$0.89 in 3Q 2024). Revenue: US$22.2m (up 11% from 3Q 2024). Net income: US$6.95m (up 20% from 3Q 2024). Profit margin: 31% (up from 29% in 3Q 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 2.7%. Earnings per share (EPS) also surpassed analyst estimates by 20%. Revenue is forecast to grow 7.7% p.a. on average during the next 2 years, compared to a 8.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 2% per year but the company’s share price has increased by 26% per year, which means it is well ahead of earnings.お知らせ • Oct 21First United Corporation Reports Net Charge-Offs for the Third Quarter Ended September 30, 2025First United Corporation reported net charge-offs for the third quarter ended September 30, 2025. For the quarter, the company reported net charge-offs of $435,000 against $109,000 a year ago.すべての更新を表示Recent updatesReported Earnings • Apr 21First quarter 2026 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2026 results: EPS: US$1.03 (up from US$0.90 in 1Q 2025). Revenue: US$22.5m (up 11% from 1Q 2025). Net income: US$6.66m (up 15% from 1Q 2025). Profit margin: 30% (up from 29% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 2.6%. Earnings per share (EPS) also surpassed analyst estimates by 12%. Revenue is forecast to grow 8.2% p.a. on average during the next 2 years, compared to a 8.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has increased by 33% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Apr 21First United Corporation Announces Net Charge-Offs for the First Quarter Ended March 31, 2026First United Corporation announced net charge-offs for the first quarter ended March 31, 2026. The company announced Total Net Charge Offs of $198,000 against $360,000 a year ago.Upcoming Dividend • Apr 10Upcoming dividend of US$0.26 per shareEligible shareholders must have bought the stock before 17 April 2026. Payment date: 01 May 2026. Payout ratio is a comfortable 25% and this is well supported by cash flows. Trailing yield: 2.7%. Lower than top quartile of American dividend payers (4.2%). Higher than average of industry peers (2.4%).お知らせ • Mar 26First United Corporation Announces Retirement of Ms. Carissa L. Rodeheaver as Director, Effective May 7, 2026First United Corporation announced Carissa L. Rodeheaver, a current director, is retiring from the Board and will not stand for reelection at the 2026 Annual Meeting. Mr. Rush has been nominated to fill the vacancy that will be created upon Ms. Rodeheaver’s retirement. 2026 Annual Meeting of the Shareholders will be held on May 7, 2026.Reported Earnings • Mar 12Full year 2025 earnings: EPS misses analyst expectationsFull year 2025 results: EPS: US$3.78 (up from US$3.15 in FY 2024). Revenue: US$85.9m (up 12% from FY 2024). Net income: US$24.5m (up 19% from FY 2024). Profit margin: 28% (up from 27% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.67% (up from 3.38% in FY 2024). Non-performing loans: 0.31% (down from 0.39% in FY 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 1.8%. Revenue is forecast to grow 8.3% p.a. on average during the next 2 years, compared to a 8.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has increased by 29% per year, which means it is tracking significantly ahead of earnings growth.Declared Dividend • Mar 08Fourth quarter dividend of US$0.26 announcedShareholders will receive a dividend of US$0.26. Ex-date: 17th April 2026 Payment date: 1st May 2026 Dividend yield will be 2.8%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (25% payout ratio) and is expected to be well covered in 3 years' time (24% forecast payout ratio). The dividend has increased by an average of 14% per year over the past 8 years and payments have been stable during that time. EPS is expected to grow by 23% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Mar 05First United Corporation Announces Dividend for the Second Quarter of 2026, Payable on May 1, 2026First United Corporation announced that its Board of Directors declared a second quarter 2026 cash dividend of $0.26 per share that will be payable on May 1, 2026, to holders of record of the Corporation's common stock as of the close of business on April 17, 2026.お知らせ • Feb 05First United Corporation Reports Unaudited Net Charge Offs for the Fourth Quarter Ended December 31, 2025First United Corporation reported unaudited net charge offs for the fourth quarter ended December 31, 2025. for the quarter, the company reported net charge offs of $99,000 against $362,000 a year ago.お知らせ • Feb 03First United Corporation and First United Bank & Trust Appoints Anthony Tasker as Senior Vice President and Chief Operating Officer, Effective January 28, 2026First United Corporation appointed Anthony "AJ" Tasker to serve as Senior Vice President and Chief Operating Officer, effective January 28, 2026. From September 2024 until his appointment as COO, Mr. Tasker served as the Managing Director of Operations of the Bank. Between June 2023 and August 2024, he served as the Managing Director of Information Technology of the Bank. Between May 2018 and June 2023, he served as the Director of Information Technology of the Bank. Between September 2015 and May 2018, he served as the Information Technology Manager of the Bank. Between April 2014 and August 2015, he served as the Assistant Information Technology Manager of the Bank. Between February 2011 and March 2014, he served as the Network and Server Administrator of the Bank. Between November 2008 and January 2011, he served as the Wide Area Network Administrator of the Bank.Upcoming Dividend • Jan 09Upcoming dividend of US$0.26 per shareEligible shareholders must have bought the stock before 16 January 2026. Payment date: 02 February 2026. Payout ratio is a comfortable 24% and this is well supported by cash flows. Trailing yield: 2.7%. Lower than top quartile of American dividend payers (4.4%). Higher than average of industry peers (2.3%).Declared Dividend • Dec 08Third quarter dividend of US$0.26 announcedShareholders will receive a dividend of US$0.26. Ex-date: 16th January 2026 Payment date: 2nd February 2026 Dividend yield will be 2.5%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (24% payout ratio) and is expected to be well covered in 3 years' time (23% forecast payout ratio). The dividend has increased by an average of 14% per year over the past 8 years and payments have been stable during that time. EPS is expected to grow by 18% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Dec 05First United Corporation Announces Dividend for the First Quarter of 2026, Payable on February 2, 2026First United Corporation announced that its Board of Directors declared a cash dividend of $0.26 per share that will be payable on February 2, 2026, to holders of record of the Corporation's common stock as of the close of business on January 16, 2026.お知らせ • Nov 17First United Corporation, Annual General Meeting, May 07, 2026First United Corporation, Annual General Meeting, May 07, 2026.お知らせ • Nov 14+ 1 more updateFirst United Corporation and First United Bank & Trust Announces CEO ChangesFirst United Corporation and First United Bank & Trust announced that Carissa L. Rodeheaver, Chief Executive Officer, will retire at the conclusion of the 2026 annual meeting of shareholders currently scheduled for May 7, 2026. To facilitate the succession of management, effective January 1, 2026, Ms. Rodeheaver will serve as Executive Chairman of the Corporation and the Bank until her retirement. Carissa Rodeheaver has served as CEO since 2016, leading the Company through transformative growth, innovation, and strategic expansion. Under her leadership, First United achieved record financial performance, increased stock price, delivered steady dividend payments, and enhanced its reputation as a trusted industry leader by maintaining a balanced approach to growth and risk management. During her tenure, Rodeheaver championed initiatives that enhanced shareholder value, advanced digital transformation, and fostered a culture of integrity, inclusion, and community engagement, including having established the First United Community Dreams Foundation and launch of the Company's trademarked financial education platform, Finture. Rodeheaver was instrumental in steering First United through shifting regulatory environments and economic challenges, all while strengthening its commitment to customer-focused philosophies and operational excellence. The Board of Directors has implemented a succession plan whereby Jason B. Rush, Senior Vice President & Chief Operating Officer, will succeed Rodeheaver as President and Chief Executive Officer of both the Corporation and the Bank effective January 1, 2026, and the boards of directors intend to elect Mr. Rush to serve as a director of the Corporation and the Bank. Mr. Rush has served as Senior Vice President and Chief Operating Officer of the Corporation and the Bank since January 2017 and has held various roles since joining the Bank in 1993. Following retirement, Rodeheaver will remain available in an advisory capacity to support a seamless transition and looks forward to dedicating more time to family, travel and those items that bring her personal joy.Reported Earnings • Oct 21Third quarter 2025 earnings: EPS and revenues exceed analyst expectationsThird quarter 2025 results: EPS: US$1.07 (up from US$0.89 in 3Q 2024). Revenue: US$22.2m (up 11% from 3Q 2024). Net income: US$6.95m (up 20% from 3Q 2024). Profit margin: 31% (up from 29% in 3Q 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 2.7%. Earnings per share (EPS) also surpassed analyst estimates by 20%. Revenue is forecast to grow 7.7% p.a. on average during the next 2 years, compared to a 8.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 2% per year but the company’s share price has increased by 26% per year, which means it is well ahead of earnings.お知らせ • Oct 21First United Corporation Reports Net Charge-Offs for the Third Quarter Ended September 30, 2025First United Corporation reported net charge-offs for the third quarter ended September 30, 2025. For the quarter, the company reported net charge-offs of $435,000 against $109,000 a year ago.Upcoming Dividend • Oct 12Upcoming dividend of US$0.26 per shareEligible shareholders must have bought the stock before 17 October 2025. Payment date: 03 November 2025. Payout ratio is a comfortable 24% and this is well supported by cash flows. Trailing yield: 3.0%. Lower than top quartile of American dividend payers (4.7%). Higher than average of industry peers (2.5%).Declared Dividend • Sep 28Second quarter dividend increased to US$0.26Dividend of US$0.26 is 18% higher than last year. Ex-date: 17th October 2025 Payment date: 3rd November 2025 Dividend yield will be 2.4%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 14% per year over the past 7 years and payments have been stable during that time. EPS is expected to grow by 8.2% over the next year, which should provide support to the dividend and adequate earnings cover.お知らせ • Sep 25First United Corporation Announces Dividend for the Fourth Quarter 2025, Payable on November 3, 2025First United Corporation announced that its Board of Directors declared a cash dividend of $0.26 per share that will be payable on November 3, 2025, to holders of record of the Corporation's common stock as of the close of business on October 17, 2025.Seeking Alpha • Aug 30First United: Upside Isn't Over YetSummary First United remains a 'buy' due to strong asset quality, attractive returns, and shares trading cheaply relative to earnings despite higher price-to-book ratios. Deposit growth is supported by brokered deposits, but uninsured deposit exposure is low, reducing risk in a downturn. Net interest income, non-interest income, and net profits have all shown solid year-over-year growth, with improving margins and lower debt. FUNC outperforms peers on return on assets and equity, justifying its valuation and supporting continued optimism for shareholders. Read the full article on Seeking AlphaRecent Insider Transactions • Aug 28Independent Director recently sold US$75k worth of stockOn the 26th of August, Irvin Rudy sold around 2k shares on-market at roughly US$37.35 per share. This transaction amounted to 5.1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$39k more than they bought in the last 12 months.Reported Earnings • Jul 22Second quarter 2025 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2025 results: EPS: US$0.92 (up from US$0.75 in 2Q 2024). Revenue: US$20.9m (up 11% from 2Q 2024). Net income: US$5.98m (up 22% from 2Q 2024). Profit margin: 29% (up from 26% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 2.5%. Earnings per share (EPS) also surpassed analyst estimates by 9.5%. Revenue is forecast to grow 8.0% p.a. on average during the next 2 years, compared to a 7.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has increased by 26% per year, which means it is well ahead of earnings.Upcoming Dividend • Jul 11Upcoming dividend of US$0.22 per shareEligible shareholders must have bought the stock before 18 July 2025. Payment date: 01 August 2025. Payout ratio is a comfortable 25% and this is well supported by cash flows. Trailing yield: 2.7%. Lower than top quartile of American dividend payers (4.5%). In line with average of industry peers (2.5%).Valuation Update With 7 Day Price Move • Jul 02Investor sentiment improves as stock rises 15%After last week's 15% share price gain to US$33.24, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 11x in the Banks industry in the US. Total returns to shareholders of 107% over the past three years.お知らせ • Jun 30+ 1 more updateFirst United Corporation(NasdaqGS:FUNC) dropped from Russell Microcap Growth IndexFirst United Corporation(NasdaqGS:FUNC) dropped from Russell Microcap Growth IndexDeclared Dividend • Jun 23First quarter dividend of US$0.22 announcedShareholders will receive a dividend of US$0.22. Ex-date: 18th July 2025 Payment date: 1st August 2025 Dividend yield will be 3.1%, which is about the same as the industry average. Sustainability & Growth The dividend has increased by an average of 14% per year over the past 7 years and payments have been stable during that time. EPS is expected to grow by 7.4% over the next year, which should provide support to the dividend and adequate earnings cover.お知らせ • Jun 19First United Corporation Declares Cash Dividend for the Third Quarter of 2025, Payable on August 1, 2025First United Corporation announced that its Board of Directors declared a cash dividend of $0.22 per share for the third quarter of 2025, that will be payable on August 1, 2025, to holders of record of the Corporation's common stock as of the close of business on July 18, 2025.お知らせ • Apr 22First United Corporation Reports Net Charge-Offs for the First Quarter Ended March 31, 2025First United Corporation reported net charge-offs for the first quarter ended March 31, 2025. Net charge-offs of $0.4 million were recorded for the quarter ended March 31, 2025 compared to net charge-offs of $0.5 million for the quarter ended March 31, 2024.Reported Earnings • Apr 21First quarter 2025 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2025 results: EPS: US$0.90 (up from US$0.56 in 1Q 2024). Revenue: US$20.3m (up 14% from 1Q 2024). Net income: US$5.81m (up 57% from 1Q 2024). Profit margin: 29% (up from 21% in 1Q 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.6%. Earnings per share (EPS) also surpassed analyst estimates by 11%. Revenue is forecast to grow 9.0% p.a. on average during the next 2 years, compared to a 7.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 11% per year but the company’s share price has increased by 7% per year, which means it is well ahead of earnings.Upcoming Dividend • Apr 10Upcoming dividend of US$0.22 per shareEligible shareholders must have bought the stock before 17 April 2025. Payment date: 01 May 2025. Payout ratio is a comfortable 27% and this is well supported by cash flows. Trailing yield: 3.1%. Lower than top quartile of American dividend payers (4.9%). In line with average of industry peers (3.0%).お知らせ • Mar 29First United Corporation, Annual General Meeting, May 07, 2025First United Corporation, Annual General Meeting, May 07, 2025. Location: the wisp hotel crawford room, 290 marsh hill road, mchenry, maryland 21541., United StatesReported Earnings • Mar 23Full year 2024 earnings: EPS exceeds analyst expectationsFull year 2024 results: EPS: US$3.15 (up from US$2.25 in FY 2023). Revenue: US$76.9m (up 10% from FY 2023). Net income: US$20.6m (up 37% from FY 2023). Profit margin: 27% (up from 22% in FY 2023). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.38% (up from 3.26% in FY 2023). Non-performing loans: 0.39% (up from 0.32% in FY 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 2.9%. Revenue is forecast to grow 9.5% p.a. on average during the next 2 years, compared to a 7.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 12% per year but the company’s share price has increased by 11% per year, which means it is well ahead of earnings.Valuation Update With 7 Day Price Move • Mar 10Investor sentiment deteriorates as stock falls 15%After last week's 15% share price decline to US$29.82, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 11x in the Banks industry in the US. Total returns to shareholders of 58% over the past three years.Declared Dividend • Mar 10Fourth quarter dividend of US$0.22 announcedShareholders will receive a dividend of US$0.22. Ex-date: 17th April 2025 Payment date: 1st May 2025 Dividend yield will be 2.7%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (27% payout ratio) and is expected to be well covered in 3 years' time (24% forecast payout ratio). The dividend has increased by an average of 14% per year over the past 7 years and payments have been stable during that time. EPS is expected to grow by 30% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Mar 06First United Corporation Announces Second Quarter 2025 Dividend, Payable on May 1, 2025First United Corporation announced that its Board of Directors declared a cash dividend of $0.22 per share that will be payable on May 1, 2025, to holders of record of the Corporation's common stock as of the close of business on April 17, 2025.Valuation Update With 7 Day Price Move • Feb 12Investor sentiment improves as stock rises 27%After last week's 27% share price gain to US$41.61, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 12x in the Banks industry in the US. Total returns to shareholders of 95% over the past three years.Price Target Changed • Feb 07Price target increased by 62% to US$42.00Up from US$26.00, the current price target is provided by 1 analyst. New target price is approximately in line with last closing price of US$40.10. Stock is up 82% over the past year. The company is forecast to post earnings per share of US$3.75 for next year compared to US$3.15 last year.Reported Earnings • Feb 06Full year 2024 earnings: EPS exceeds analyst expectationsFull year 2024 results: EPS: US$3.15 (up from US$2.25 in FY 2023). Revenue: US$76.9m (up 10% from FY 2023). Net income: US$20.6m (up 37% from FY 2023). Profit margin: 27% (up from 22% in FY 2023). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.38% (up from 3.26% in FY 2023). Non-performing loans: 0.39% (up from 0.32% in FY 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 2.9%. Revenue is forecast to grow 9.5% p.a. on average during the next 2 years, compared to a 7.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 12% per year but the company’s share price has increased by 17% per year, which means it is well ahead of earnings.お知らせ • Feb 06First United Corporation Reports Net Charge Off for the Fourth Quarter Ended December 31, 2024First United Corporation reported net charge off for the fourth quarter ended December 31, 2024. For the quarter, the company reported net charge off of $362,000 against $195,000 a year ago.Upcoming Dividend • Jan 10Upcoming dividend of US$0.22 per shareEligible shareholders must have bought the stock before 17 January 2025. Payment date: 03 February 2025. Payout ratio is a comfortable 33% and this is well supported by cash flows. Trailing yield: 2.7%. Lower than top quartile of American dividend payers (4.6%). In line with average of industry peers (2.6%).Seeking Alpha • Dec 27First United Corp.: Still Attractive Despite Increasing Non-AccrualsSummary First United Corp.'s strong earnings, with a net profit of $5.8M in Q3 and an EPS of $0.89, support a safe dividend hike. The bank's loan book is real estate heavy but shows low delinquency rates, with less than 0.4% past due and accruing. FUNC's book value is $26.89 per share, with a tangible book value of $25.06, making it relatively attractively valued at a $34 share price. I appreciate FUNC's earnings profile, conservative payout ratio, and growing trust & brokerage division, and will continue monitoring the stock. Read the full article on Seeking AlphaDeclared Dividend • Nov 25Third quarter dividend of US$0.22 announcedShareholders will receive a dividend of US$0.22. Ex-date: 17th January 2025 Payment date: 3rd February 2025 Dividend yield will be 2.4%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (33% payout ratio) and is expected to be well covered in 3 years' time (27% forecast payout ratio). The dividend has increased by an average of 14% per year over the past 7 years and payments have been stable during that time. EPS is expected to grow by 33% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Nov 21First United Corporation Announces First Quarter 2025 Dividend, Payable on February 3, 2025First United Corporation announced that its Board of Directors declared a cash dividend of $0.22 per share that will be payable on February 3, 2025, to holders of record of the Corporation's common stock as of the close of business on January 17, 2025.Reported Earnings • Oct 21Third quarter 2024 earnings: EPS exceeds analyst expectationsThird quarter 2024 results: EPS: US$0.89 (up from US$0.67 in 3Q 2023). Revenue: US$20.0m (up 7.5% from 3Q 2023). Net income: US$5.77m (up 28% from 3Q 2023). Profit margin: 29% (up from 24% in 3Q 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 13%. Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 6.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 10% per year but the company’s share price has increased by 19% per year, which means it is well ahead of earnings.Declared Dividend • Sep 30Second quarter dividend of US$0.22 announcedShareholders will receive a dividend of US$0.22. Ex-date: 18th October 2024 Payment date: 1st November 2024 Dividend yield will be 2.7%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 14% per year over the past 6 years and payments have been stable during that time. EPS is expected to grow by 27% over the next year, which should provide support to the dividend and adequate earnings cover.Recent Insider Transactions • Jul 28Independent Director recently sold US$55k worth of stockOn the 25th of July, Irvin Rudy sold around 2k shares on-market at roughly US$27.52 per share. This transaction amounted to 4.9% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$17k more than they bought in the last 12 months.Reported Earnings • Jul 23Second quarter 2024 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2024 results: EPS: US$0.75 (up from US$0.66 in 2Q 2023). Revenue: US$18.9m (up 2.9% from 2Q 2023). Net income: US$4.91m (up 11% from 2Q 2023). Profit margin: 26% (up from 24% in 2Q 2023). Revenue exceeded analyst estimates by 3.8%. Earnings per share (EPS) also surpassed analyst estimates by 14%. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 5.9% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 5% per year but the company’s share price has increased by 15% per year, which means it is well ahead of earnings.Valuation Update With 7 Day Price Move • Jul 17Investor sentiment improves as stock rises 17%After last week's 17% share price gain to US$24.07, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 12x in the Banks industry in the US. Total returns to shareholders of 55% over the past three years.Upcoming Dividend • Jul 11Upcoming dividend of US$0.20 per shareEligible shareholders must have bought the stock before 18 July 2024. Payment date: 01 August 2024. Payout ratio is a comfortable 37% and this is well supported by cash flows. Trailing yield: 3.7%. Lower than top quartile of American dividend payers (4.7%). Higher than average of industry peers (2.9%).Declared Dividend • Jun 23First quarter dividend of US$0.20 announcedDividend of US$0.20 is the same as last year. Ex-date: 18th July 2024 Payment date: 1st August 2024 Dividend yield will be 4.1%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 14% per year over the past 6 years and payments have been stable during that time. EPS is expected to grow by 21% over the next year, which should provide support to the dividend and adequate earnings cover.お知らせ • Jun 20First United Corporation Announces Cash Dividend for the Third Quarter of 2024, Payable on August 1, 2024First United Corporation announced that its Board of Directors declared a cash dividend of $0.20 per share that will be payable on August 1, 2024, to holders of record of the Corporation's common stock as of July 18, 2024.Reported Earnings • Apr 24First quarter 2024 earnings: EPS exceeds analyst expectationsFirst quarter 2024 results: EPS: US$0.56 (down from US$0.66 in 1Q 2023). Revenue: US$17.7m (down 3.4% from 1Q 2023). Net income: US$3.70m (down 16% from 1Q 2023). Profit margin: 21% (down from 24% in 1Q 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 22%. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 5.9% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 2% per year but the company’s share price has increased by 10% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Apr 24First United Corporation Reports Net Charge-Offs for the First Quarter Ended March 31, 2024First United Corporation reported net charge-offs for the first quarter ended March 31, 2024. Net charge-offs of $0.5 million were recorded for the quarter ended March 31, 2024 compared to net charge-offs of $0.2 million for the quarter ended March 31, 2023.Upcoming Dividend • Apr 09Upcoming dividend of US$0.20 per shareEligible shareholders must have bought the stock before 16 April 2024. Payment date: 01 May 2024. Payout ratio is a comfortable 35% and this is well supported by cash flows. Trailing yield: 3.5%. Lower than top quartile of American dividend payers (4.7%). Higher than average of industry peers (3.0%).お知らせ • Mar 20First United Corporation, Annual General Meeting, May 09, 2024First United Corporation, Annual General Meeting, May 09, 2024, at 09:00 US Eastern Standard Time. Location: The Wisp Hotel – Crawford Room, 290 Marsh Hill Road, McHenry, Maryland 21541 Maryland United States Agenda: To consider vote on the election of the eleven nominees named in the Board’s Proxy Statement and accompanying form of Proxy to serve on the Board, each until the 2025 Annual Meeting of Shareholders and until his or her successor is duly elected and qualified; to discuss an amendment to the Corporation’s charter (the “Charter”) to reduce the votes required to approve certain shareholder actions, from two-thirds of all votes entitled to be cast on the matter to a majority of all votes entitled to be cast on the matter; to approve, by a non-binding advisory vote, the compensation paid to the Corporation’s named executive officers for 2023; to ratify the appointment of Crowe LLP as the Corporation’s independent registered public accounting firm for 2024; and to discuss other matters.Reported Earnings • Mar 19Full year 2023 earnings: EPS exceeds analyst expectationsFull year 2023 results: EPS: US$2.25 (down from US$3.77 in FY 2022). Revenue: US$69.7m (down 8.6% from FY 2022). Net income: US$15.1m (down 40% from FY 2022). Profit margin: 22% (down from 33% in FY 2022). The decrease in margin was primarily driven by lower revenue. Net interest margin (NIM): 3.26% (down from 3.56% in FY 2022). Non-performing loans: 0.32% (up from 0.30% in FY 2022). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 9.3%. Revenue is forecast to grow 10% p.a. on average during the next 2 years, compared to a 5.9% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 11% per year whereas the company’s share price has increased by 6% per year.分析記事 • Mar 19First United (NASDAQ:FUNC) Has Affirmed Its Dividend Of $0.20First United Corporation ( NASDAQ:FUNC ) has announced that it will pay a dividend of $0.20 per share on the 1st of...Declared Dividend • Mar 10Fourth quarter dividend of US$0.20 announcedDividend of US$0.20 is the same as last year. Ex-date: 16th April 2024 Payment date: 1st May 2024 Dividend yield will be 3.6%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (35% payout ratio) and is expected to be well covered in 3 years' time (25% forecast payout ratio). The dividend has increased by an average of 14% per year over the past 6 years and payments have been stable during that time. EPS is expected to grow by 38% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Mar 07First United Corporation Declares a Cash Dividend, Payable on May 1, 2024First United Corporation announced that its Board of Directors declared a cash dividend of $0.20 per share that will be payable on May 1, 2024, to holders of record of the Corporation's common stock as of April 17, 2024.Reported Earnings • Feb 07Full year 2023 earnings: EPS exceeds analyst expectationsFull year 2023 results: EPS: US$2.25 (down from US$3.77 in FY 2022). Revenue: US$69.7m (down 8.7% from FY 2022). Net income: US$15.1m (down 40% from FY 2022). Profit margin: 22% (down from 33% in FY 2022). The decrease in margin was primarily driven by lower revenue. Net interest margin (NIM): 3.26% (down from 3.56% in FY 2022). Non-performing loans: 0.32% (up from 0.30% in FY 2022). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 9.3%. Revenue is forecast to grow 6.4% p.a. on average during the next 2 years, compared to a 5.7% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 11% per year whereas the company’s share price has increased by 10% per year.お知らせ • Feb 06First United Corporation Reports Net Charge Off for the Fourth Quarter Ended December 31, 2023First United Corporation reported net charge off for the fourth quarter ended December 31, 2023. For the quarter, the company reported net charge off of $195,000 against $164,000 a year ago.Upcoming Dividend • Jan 10Upcoming dividend of US$0.20 per share at 3.6% yieldEligible shareholders must have bought the stock before 17 January 2024. Payment date: 01 February 2024. Payout ratio is a comfortable 24% and this is well supported by cash flows. Trailing yield: 3.6%. Lower than top quartile of American dividend payers (4.6%). Higher than average of industry peers (3.2%).Valuation Update With 7 Day Price Move • Dec 05Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$21.06, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 10x in the Banks industry in the US. Total returns to shareholders of 43% over the past three years.お知らせ • Nov 30First United Corporation Announces First Quarter 2024 Dividend, Payable on February 1, 2024First United Corporation announced that its Board of Directors declared a cash dividend of $0.20 per share that will be payable on February 1, 2024, to holders of record of the Corporation's common stock as of January 18, 2024.Reported Earnings • Oct 26Third quarter 2023 earnings: EPS exceeds analyst expectationsThird quarter 2023 results: EPS: US$0.67 (down from US$1.04 in 3Q 2022). Revenue: US$18.6m (down 6.7% from 3Q 2022). Net income: US$4.51m (down 35% from 3Q 2022). Profit margin: 24% (down from 35% in 3Q 2022). The decrease in margin was primarily driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 6.3%. Revenue is expected to decline by 1.1% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 4.3%. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has only increased by 10% per year, which means it is significantly lagging earnings growth.Upcoming Dividend • Oct 10Upcoming dividend of US$0.20 per share at 4.9% yieldEligible shareholders must have bought the stock before 17 October 2023. Payment date: 01 November 2023. Payout ratio is a comfortable 20% and this is well supported by cash flows. Trailing yield: 4.9%. Lower than top quartile of American dividend payers (5.2%). Higher than average of industry peers (3.9%).お知らせ • Sep 28First United Corporation Announces Fourth Quarter 2023 Dividend, Payable on November 1, 2023First United Corporation announced that its Board of Directors declared a cash dividend of $0.20 per share that will be payable on November 1, 2023, to holders of record of the Corporation's common stock as of October 18, 2023.Reported Earnings • Jul 25Second quarter 2023 earnings: EPS and revenues miss analyst expectationsSecond quarter 2023 results: EPS: US$0.66 (down from US$0.82 in 2Q 2022). Revenue: US$18.3m (up 3.2% from 2Q 2022). Net income: US$4.41m (down 19% from 2Q 2022). Profit margin: 24% (down from 31% in 2Q 2022). The decrease in margin was driven by higher expenses. Revenue missed analyst estimates by 1.4%. Earnings per share (EPS) also missed analyst estimates by 8.3%. Revenue is expected to decline by 2.2% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 4.4%. Over the last 3 years on average, earnings per share has increased by 27% per year but the company’s share price has only increased by 14% per year, which means it is significantly lagging earnings growth.Valuation Update With 7 Day Price Move • Jul 14Investor sentiment improves as stock rises 17%After last week's 17% share price gain to US$16.30, the stock trades at a forward P/E ratio of 6x. Average forward P/E is 9x in the Banks industry in the US. Total returns to shareholders of 60% over the past three years.Upcoming Dividend • Jul 10Upcoming dividend of US$0.20 per share at 5.7% yieldEligible shareholders must have bought the stock before 17 July 2023. Payment date: 01 August 2023. Payout ratio is a comfortable 18% and this is well supported by cash flows. Trailing yield: 5.7%. Within top quartile of American dividend payers (5.0%). Higher than average of industry peers (3.6%).New Risk • Jul 07New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 23% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 23% per year for the foreseeable future. Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Market cap is less than US$100m (US$91.6m market cap).お知らせ • Jun 29First United Corporation Announces Third Quarter 2023 Dividend, Payable on August 1, 2023First United Corporation announced that its Board of Directors declared a cash dividend of $0.20 per share that will be payable on August 1, 2023, to holders of record of the Corporation's common stock as of July 18, 2023.分析記事 • Jun 08If EPS Growth Is Important To You, First United (NASDAQ:FUNC) Presents An OpportunityThe excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...Valuation Update With 7 Day Price Move • Jun 08Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$15.16, the stock trades at a trailing P/E ratio of 4.3x. Average trailing P/E is 8x in the Banks industry in the US. Total returns to shareholders of 16% over the past three years.Valuation Update With 7 Day Price Move • May 04Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to US$13.06, the stock trades at a trailing P/E ratio of 3.7x. Average trailing P/E is 8x in the Banks industry in the US. Negligible returns to shareholders over past three years.Upcoming Dividend • Apr 08Upcoming dividend of US$0.20 per share at 4.8% yieldEligible shareholders must have bought the stock before 14 April 2023. Payment date: 01 May 2023. Payout ratio is a comfortable 16% and this is well supported by cash flows. Trailing yield: 4.8%. Lower than top quartile of American dividend payers (4.9%). Higher than average of industry peers (3.7%).Reported Earnings • Mar 26Full year 2022 earnings released: EPS: US$3.77 (vs US$2.95 in FY 2021)Full year 2022 results: EPS: US$3.77 (up from US$2.95 in FY 2021). Revenue: US$76.3m (up 4.9% from FY 2021). Net income: US$25.0m (up 27% from FY 2021). Profit margin: 33% (up from 27% in FY 2021). The increase in margin was primarily driven by higher revenue. Net interest margin (NIM): 3.56% (up from 3.28% in FY 2021). Non-performing loans: 0.30% (up from 0.24% in FY 2021). Over the last 3 years on average, earnings per share has increased by 31% per year but the company’s share price has only increased by 7% per year, which means it is significantly lagging earnings growth.分析記事 • Mar 12First United (NASDAQ:FUNC) Is Increasing Its Dividend To $0.20The board of First United Corporation ( NASDAQ:FUNC ) has announced that it will be paying its dividend of $0.20 on the...Reported Earnings • Feb 10Full year 2022 earnings released: EPS: US$3.77 (vs US$2.95 in FY 2021)Full year 2022 results: EPS: US$3.77 (up from US$2.95 in FY 2021). Revenue: US$76.3m (up 5.0% from FY 2021). Net income: US$25.0m (up 27% from FY 2021). Profit margin: 33% (up from 27% in FY 2021). The increase in margin was primarily driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 31% per year but the company’s share price has fallen by 7% per year, which means it is significantly lagging earnings.お知らせ • Feb 10First United Corporation Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2022First United Corporation reported net charge-offs for the fourth quarter ended December 31, 2022. For the quarter, the company reported net charge-offs of $0.164 million compared to net charge-offs of $0.67 million for the quarter ended December 31, 2021.Upcoming Dividend • Jan 05Upcoming dividend of US$0.18 per shareEligible shareholders must have bought the stock before 12 January 2023. Payment date: 01 February 2023. Payout ratio is a comfortable 16% and this is well supported by cash flows. Trailing yield: 3.7%. Lower than top quartile of American dividend payers (4.4%). Higher than average of industry peers (3.1%).分析記事 • Dec 06First United's (NASDAQ:FUNC) Dividend Will Be Increased To $0.18First United Corporation's ( NASDAQ:FUNC ) periodic dividend will be increasing on the 1st of February to $0.18, with...お知らせ • Dec 02First United Corporation Declares Cash Dividend, Payable on February 1, 2023First United Corporation announced that its Board of Directors declared a cash dividend of $0.18 per share that will be payable on February 1, 2023, to holders of record of the Corporation's common stock as of January 13, 2023.Reported Earnings • Oct 22Third quarter 2022 earnings released: EPS: US$1.04 (vs US$0.66 in 3Q 2021)Third quarter 2022 results: EPS: US$1.04 (up from US$0.66 in 3Q 2021). Revenue: US$19.9m (up 6.0% from 3Q 2021). Net income: US$6.94m (up 58% from 3Q 2021). Profit margin: 35% (up from 23% in 3Q 2021). The increase in margin was primarily driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 30% per year but the company’s share price has fallen by 9% per year, which means it is significantly lagging earnings.お知らせ • Oct 21First United Corporation Reports Net Charge-Offs of for the Third Quarter Ended September 30, 2022First United Corporation reported net charge-offs of for the third quarter ended September 30, 2022. For the quarter, the company reported net charge-offs of $89,000 were recorded for the quarter ended September 30, 2022, compared to net recoveries of $0.4 million for 2021.Seeking Alpha • Oct 20First United Non-GAAP EPS of $1.04, revenue of $19.75MFirst United press release (NASDAQ:FUNC): Q3 Non-GAAP EPS of $1.04. Revenue of $19.75M (+8.8% Y/Y).Upcoming Dividend • Oct 10Upcoming dividend of US$0.15 per shareEligible shareholders must have bought the stock before 17 October 2022. Payment date: 01 November 2022. Payout ratio is a comfortable 17% and this is well supported by cash flows. Trailing yield: 3.5%. Lower than top quartile of American dividend payers (4.7%). In line with average of industry peers (3.4%).分析記事 • Oct 02First United (NASDAQ:FUNC) Has Affirmed Its Dividend Of $0.15The board of First United Corporation ( NASDAQ:FUNC ) has announced that it will pay a dividend of $0.15 per share on...お知らせ • Sep 29First United Corporation Announces Fourth Quarter Dividend of 2022, Payable on November 1, 2022First United Corporation announced that its Board of Directors declared a cash dividend of $0.15 per share that will be payable on November 1, 2022, to holders of record of the Corporation's common stock as of October 18, 2022.Seeking Alpha • Sep 28First United declares $0.15 dividendFirst United (NASDAQ:FUNC) declares $0.15/share quarterly dividend, in line with previous. Forward yield 3.52% Payable Nov. 1; for shareholders of record Oct. 18; ex-div Oct. 17. See FUNC Dividend Scorecard, Yield Chart, & Dividend Growth.お知らせ • Jul 27First United Corporation Announces Net Charge-Offs for the Second Quarter Ended June 30, 2022First United Corporation announced net charge-offs for the second quarter ended June 30, 2022. Net charge-offs of $179,000 were recorded for the second quarter ended June 30, 2022, compared to net charge offs of $67,000 for 2021.Reported Earnings • Jul 26Second quarter 2022 earnings released: EPS: US$0.82 (vs US$0.67 in 2Q 2021)Second quarter 2022 results: EPS: US$0.82 (up from US$0.67 in 2Q 2021). Revenue: US$17.8m (up 4.7% from 2Q 2021). Net income: US$5.43m (up 23% from 2Q 2021). Profit margin: 31% (up from 26% in 2Q 2021). The increase in margin was primarily driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 28% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.Seeking Alpha • Jul 25First United Non-GAAP EPS of $0.82, revenue of $18.38MFirst United press release (NASDAQ:FUNC): Q2 Non-GAAP EPS of $0.82. Revenue of $18.38M (+7.6% Y/Y).分析記事 • Jul 14First United (NASDAQ:FUNC) Is Paying Out A Dividend Of $0.15First United Corporation ( NASDAQ:FUNC ) will pay a dividend of $0.15 on the 1st of August. This means the dividend...Upcoming Dividend • Jul 08Upcoming dividend of US$0.15 per shareEligible shareholders must have bought the stock before 15 July 2022. Payment date: 01 August 2022. Payout ratio is a comfortable 17% and this is well supported by cash flows. Trailing yield: 3.3%. Lower than top quartile of American dividend payers (4.3%). In line with average of industry peers (3.2%).お知らせ • Jun 30First United Corporation Announces Third Quarter Dividend of 2022, Payable on August 1, 2022First United Corporation announced that its Board of Directors declared a cash dividend of $0.15 per share that will be payable on August 1, 2022, to holders of record of the Corporation's common stock as of July 18, 2022.収支内訳First United の稼ぎ方とお金の使い方。LTMベースの直近の報告された収益に基づく。収益と収入の歴史NasdaqGS:FUNC 収益、費用、利益 ( )USD Millions日付収益収益G+A経費研究開発費31 Mar 26882546031 Dec 25862545030 Sep 25842544030 Jun 25812443031 Mar 25792343031 Dec 24772143030 Sep 24711644030 Jun 24701544031 Mar 24691444031 Dec 23701544030 Sep 23762042030 Jun 23772341031 Mar 23762439031 Dec 22762538030 Sep 22762637030 Jun 22742337031 Mar 22742238031 Dec 21732037030 Sep 21701738030 Jun 21681738031 Mar 21651637031 Dec 20621438030 Sep 20601239030 Jun 20591239031 Mar 20591239031 Dec 19611339030 Sep 19601338030 Jun 19591138031 Mar 19581138031 Dec 18571137030 Sep 1856736030 Jun 1854636031 Mar 1853535031 Dec 1751434030 Sep 1750634030 Jun 1750633031 Mar 1749631031 Dec 1649531030 Sep 16501231030 Jun 16491232031 Mar 16501132031 Dec 15491032030 Sep 1547331030 Jun 15463310質の高い収益: FUNCは 高品質の収益 を持っています。利益率の向上: FUNCの現在の純利益率 (28.8%)は、昨年(28.6%)よりも高くなっています。フリー・キャッシュフローと収益の比較過去の収益成長分析収益動向: FUNCの収益は過去 5 年間で年間3.8%増加しました。成長の加速: FUNCの過去 1 年間の収益成長率 ( 11.9% ) は、5 年間の平均 ( 年間3.8%を上回っています。収益対業界: FUNCの過去 1 年間の収益成長率 ( 11.9% ) Banks業界22.8%を上回りませんでした。株主資本利益率高いROE: FUNCの 自己資本利益率 ( 12.4% ) は 低い とみなされます。総資産利益率使用総資本利益率過去の好業績企業の発掘7D1Y7D1Y7D1YBanks 、過去の業績が好調な企業。View Financial Health企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/20 18:54終値2026/05/20 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋First United Corporation 1 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。2 アナリスト機関Stephen MossRaymond James & AssociatesThomas ReidRaymond James & Associates
Reported Earnings • Apr 21First quarter 2026 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2026 results: EPS: US$1.03 (up from US$0.90 in 1Q 2025). Revenue: US$22.5m (up 11% from 1Q 2025). Net income: US$6.66m (up 15% from 1Q 2025). Profit margin: 30% (up from 29% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 2.6%. Earnings per share (EPS) also surpassed analyst estimates by 12%. Revenue is forecast to grow 8.2% p.a. on average during the next 2 years, compared to a 8.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has increased by 33% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Apr 21First United Corporation Announces Net Charge-Offs for the First Quarter Ended March 31, 2026First United Corporation announced net charge-offs for the first quarter ended March 31, 2026. The company announced Total Net Charge Offs of $198,000 against $360,000 a year ago.
Reported Earnings • Mar 12Full year 2025 earnings: EPS misses analyst expectationsFull year 2025 results: EPS: US$3.78 (up from US$3.15 in FY 2024). Revenue: US$85.9m (up 12% from FY 2024). Net income: US$24.5m (up 19% from FY 2024). Profit margin: 28% (up from 27% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.67% (up from 3.38% in FY 2024). Non-performing loans: 0.31% (down from 0.39% in FY 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 1.8%. Revenue is forecast to grow 8.3% p.a. on average during the next 2 years, compared to a 8.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has increased by 29% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Feb 05First United Corporation Reports Unaudited Net Charge Offs for the Fourth Quarter Ended December 31, 2025First United Corporation reported unaudited net charge offs for the fourth quarter ended December 31, 2025. for the quarter, the company reported net charge offs of $99,000 against $362,000 a year ago.
Reported Earnings • Oct 21Third quarter 2025 earnings: EPS and revenues exceed analyst expectationsThird quarter 2025 results: EPS: US$1.07 (up from US$0.89 in 3Q 2024). Revenue: US$22.2m (up 11% from 3Q 2024). Net income: US$6.95m (up 20% from 3Q 2024). Profit margin: 31% (up from 29% in 3Q 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 2.7%. Earnings per share (EPS) also surpassed analyst estimates by 20%. Revenue is forecast to grow 7.7% p.a. on average during the next 2 years, compared to a 8.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 2% per year but the company’s share price has increased by 26% per year, which means it is well ahead of earnings.
お知らせ • Oct 21First United Corporation Reports Net Charge-Offs for the Third Quarter Ended September 30, 2025First United Corporation reported net charge-offs for the third quarter ended September 30, 2025. For the quarter, the company reported net charge-offs of $435,000 against $109,000 a year ago.
Reported Earnings • Apr 21First quarter 2026 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2026 results: EPS: US$1.03 (up from US$0.90 in 1Q 2025). Revenue: US$22.5m (up 11% from 1Q 2025). Net income: US$6.66m (up 15% from 1Q 2025). Profit margin: 30% (up from 29% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 2.6%. Earnings per share (EPS) also surpassed analyst estimates by 12%. Revenue is forecast to grow 8.2% p.a. on average during the next 2 years, compared to a 8.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has increased by 33% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Apr 21First United Corporation Announces Net Charge-Offs for the First Quarter Ended March 31, 2026First United Corporation announced net charge-offs for the first quarter ended March 31, 2026. The company announced Total Net Charge Offs of $198,000 against $360,000 a year ago.
Upcoming Dividend • Apr 10Upcoming dividend of US$0.26 per shareEligible shareholders must have bought the stock before 17 April 2026. Payment date: 01 May 2026. Payout ratio is a comfortable 25% and this is well supported by cash flows. Trailing yield: 2.7%. Lower than top quartile of American dividend payers (4.2%). Higher than average of industry peers (2.4%).
お知らせ • Mar 26First United Corporation Announces Retirement of Ms. Carissa L. Rodeheaver as Director, Effective May 7, 2026First United Corporation announced Carissa L. Rodeheaver, a current director, is retiring from the Board and will not stand for reelection at the 2026 Annual Meeting. Mr. Rush has been nominated to fill the vacancy that will be created upon Ms. Rodeheaver’s retirement. 2026 Annual Meeting of the Shareholders will be held on May 7, 2026.
Reported Earnings • Mar 12Full year 2025 earnings: EPS misses analyst expectationsFull year 2025 results: EPS: US$3.78 (up from US$3.15 in FY 2024). Revenue: US$85.9m (up 12% from FY 2024). Net income: US$24.5m (up 19% from FY 2024). Profit margin: 28% (up from 27% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.67% (up from 3.38% in FY 2024). Non-performing loans: 0.31% (down from 0.39% in FY 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 1.8%. Revenue is forecast to grow 8.3% p.a. on average during the next 2 years, compared to a 8.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has increased by 29% per year, which means it is tracking significantly ahead of earnings growth.
Declared Dividend • Mar 08Fourth quarter dividend of US$0.26 announcedShareholders will receive a dividend of US$0.26. Ex-date: 17th April 2026 Payment date: 1st May 2026 Dividend yield will be 2.8%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (25% payout ratio) and is expected to be well covered in 3 years' time (24% forecast payout ratio). The dividend has increased by an average of 14% per year over the past 8 years and payments have been stable during that time. EPS is expected to grow by 23% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Mar 05First United Corporation Announces Dividend for the Second Quarter of 2026, Payable on May 1, 2026First United Corporation announced that its Board of Directors declared a second quarter 2026 cash dividend of $0.26 per share that will be payable on May 1, 2026, to holders of record of the Corporation's common stock as of the close of business on April 17, 2026.
お知らせ • Feb 05First United Corporation Reports Unaudited Net Charge Offs for the Fourth Quarter Ended December 31, 2025First United Corporation reported unaudited net charge offs for the fourth quarter ended December 31, 2025. for the quarter, the company reported net charge offs of $99,000 against $362,000 a year ago.
お知らせ • Feb 03First United Corporation and First United Bank & Trust Appoints Anthony Tasker as Senior Vice President and Chief Operating Officer, Effective January 28, 2026First United Corporation appointed Anthony "AJ" Tasker to serve as Senior Vice President and Chief Operating Officer, effective January 28, 2026. From September 2024 until his appointment as COO, Mr. Tasker served as the Managing Director of Operations of the Bank. Between June 2023 and August 2024, he served as the Managing Director of Information Technology of the Bank. Between May 2018 and June 2023, he served as the Director of Information Technology of the Bank. Between September 2015 and May 2018, he served as the Information Technology Manager of the Bank. Between April 2014 and August 2015, he served as the Assistant Information Technology Manager of the Bank. Between February 2011 and March 2014, he served as the Network and Server Administrator of the Bank. Between November 2008 and January 2011, he served as the Wide Area Network Administrator of the Bank.
Upcoming Dividend • Jan 09Upcoming dividend of US$0.26 per shareEligible shareholders must have bought the stock before 16 January 2026. Payment date: 02 February 2026. Payout ratio is a comfortable 24% and this is well supported by cash flows. Trailing yield: 2.7%. Lower than top quartile of American dividend payers (4.4%). Higher than average of industry peers (2.3%).
Declared Dividend • Dec 08Third quarter dividend of US$0.26 announcedShareholders will receive a dividend of US$0.26. Ex-date: 16th January 2026 Payment date: 2nd February 2026 Dividend yield will be 2.5%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (24% payout ratio) and is expected to be well covered in 3 years' time (23% forecast payout ratio). The dividend has increased by an average of 14% per year over the past 8 years and payments have been stable during that time. EPS is expected to grow by 18% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Dec 05First United Corporation Announces Dividend for the First Quarter of 2026, Payable on February 2, 2026First United Corporation announced that its Board of Directors declared a cash dividend of $0.26 per share that will be payable on February 2, 2026, to holders of record of the Corporation's common stock as of the close of business on January 16, 2026.
お知らせ • Nov 17First United Corporation, Annual General Meeting, May 07, 2026First United Corporation, Annual General Meeting, May 07, 2026.
お知らせ • Nov 14+ 1 more updateFirst United Corporation and First United Bank & Trust Announces CEO ChangesFirst United Corporation and First United Bank & Trust announced that Carissa L. Rodeheaver, Chief Executive Officer, will retire at the conclusion of the 2026 annual meeting of shareholders currently scheduled for May 7, 2026. To facilitate the succession of management, effective January 1, 2026, Ms. Rodeheaver will serve as Executive Chairman of the Corporation and the Bank until her retirement. Carissa Rodeheaver has served as CEO since 2016, leading the Company through transformative growth, innovation, and strategic expansion. Under her leadership, First United achieved record financial performance, increased stock price, delivered steady dividend payments, and enhanced its reputation as a trusted industry leader by maintaining a balanced approach to growth and risk management. During her tenure, Rodeheaver championed initiatives that enhanced shareholder value, advanced digital transformation, and fostered a culture of integrity, inclusion, and community engagement, including having established the First United Community Dreams Foundation and launch of the Company's trademarked financial education platform, Finture. Rodeheaver was instrumental in steering First United through shifting regulatory environments and economic challenges, all while strengthening its commitment to customer-focused philosophies and operational excellence. The Board of Directors has implemented a succession plan whereby Jason B. Rush, Senior Vice President & Chief Operating Officer, will succeed Rodeheaver as President and Chief Executive Officer of both the Corporation and the Bank effective January 1, 2026, and the boards of directors intend to elect Mr. Rush to serve as a director of the Corporation and the Bank. Mr. Rush has served as Senior Vice President and Chief Operating Officer of the Corporation and the Bank since January 2017 and has held various roles since joining the Bank in 1993. Following retirement, Rodeheaver will remain available in an advisory capacity to support a seamless transition and looks forward to dedicating more time to family, travel and those items that bring her personal joy.
Reported Earnings • Oct 21Third quarter 2025 earnings: EPS and revenues exceed analyst expectationsThird quarter 2025 results: EPS: US$1.07 (up from US$0.89 in 3Q 2024). Revenue: US$22.2m (up 11% from 3Q 2024). Net income: US$6.95m (up 20% from 3Q 2024). Profit margin: 31% (up from 29% in 3Q 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 2.7%. Earnings per share (EPS) also surpassed analyst estimates by 20%. Revenue is forecast to grow 7.7% p.a. on average during the next 2 years, compared to a 8.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 2% per year but the company’s share price has increased by 26% per year, which means it is well ahead of earnings.
お知らせ • Oct 21First United Corporation Reports Net Charge-Offs for the Third Quarter Ended September 30, 2025First United Corporation reported net charge-offs for the third quarter ended September 30, 2025. For the quarter, the company reported net charge-offs of $435,000 against $109,000 a year ago.
Upcoming Dividend • Oct 12Upcoming dividend of US$0.26 per shareEligible shareholders must have bought the stock before 17 October 2025. Payment date: 03 November 2025. Payout ratio is a comfortable 24% and this is well supported by cash flows. Trailing yield: 3.0%. Lower than top quartile of American dividend payers (4.7%). Higher than average of industry peers (2.5%).
Declared Dividend • Sep 28Second quarter dividend increased to US$0.26Dividend of US$0.26 is 18% higher than last year. Ex-date: 17th October 2025 Payment date: 3rd November 2025 Dividend yield will be 2.4%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 14% per year over the past 7 years and payments have been stable during that time. EPS is expected to grow by 8.2% over the next year, which should provide support to the dividend and adequate earnings cover.
お知らせ • Sep 25First United Corporation Announces Dividend for the Fourth Quarter 2025, Payable on November 3, 2025First United Corporation announced that its Board of Directors declared a cash dividend of $0.26 per share that will be payable on November 3, 2025, to holders of record of the Corporation's common stock as of the close of business on October 17, 2025.
Seeking Alpha • Aug 30First United: Upside Isn't Over YetSummary First United remains a 'buy' due to strong asset quality, attractive returns, and shares trading cheaply relative to earnings despite higher price-to-book ratios. Deposit growth is supported by brokered deposits, but uninsured deposit exposure is low, reducing risk in a downturn. Net interest income, non-interest income, and net profits have all shown solid year-over-year growth, with improving margins and lower debt. FUNC outperforms peers on return on assets and equity, justifying its valuation and supporting continued optimism for shareholders. Read the full article on Seeking Alpha
Recent Insider Transactions • Aug 28Independent Director recently sold US$75k worth of stockOn the 26th of August, Irvin Rudy sold around 2k shares on-market at roughly US$37.35 per share. This transaction amounted to 5.1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$39k more than they bought in the last 12 months.
Reported Earnings • Jul 22Second quarter 2025 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2025 results: EPS: US$0.92 (up from US$0.75 in 2Q 2024). Revenue: US$20.9m (up 11% from 2Q 2024). Net income: US$5.98m (up 22% from 2Q 2024). Profit margin: 29% (up from 26% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 2.5%. Earnings per share (EPS) also surpassed analyst estimates by 9.5%. Revenue is forecast to grow 8.0% p.a. on average during the next 2 years, compared to a 7.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has increased by 26% per year, which means it is well ahead of earnings.
Upcoming Dividend • Jul 11Upcoming dividend of US$0.22 per shareEligible shareholders must have bought the stock before 18 July 2025. Payment date: 01 August 2025. Payout ratio is a comfortable 25% and this is well supported by cash flows. Trailing yield: 2.7%. Lower than top quartile of American dividend payers (4.5%). In line with average of industry peers (2.5%).
Valuation Update With 7 Day Price Move • Jul 02Investor sentiment improves as stock rises 15%After last week's 15% share price gain to US$33.24, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 11x in the Banks industry in the US. Total returns to shareholders of 107% over the past three years.
お知らせ • Jun 30+ 1 more updateFirst United Corporation(NasdaqGS:FUNC) dropped from Russell Microcap Growth IndexFirst United Corporation(NasdaqGS:FUNC) dropped from Russell Microcap Growth Index
Declared Dividend • Jun 23First quarter dividend of US$0.22 announcedShareholders will receive a dividend of US$0.22. Ex-date: 18th July 2025 Payment date: 1st August 2025 Dividend yield will be 3.1%, which is about the same as the industry average. Sustainability & Growth The dividend has increased by an average of 14% per year over the past 7 years and payments have been stable during that time. EPS is expected to grow by 7.4% over the next year, which should provide support to the dividend and adequate earnings cover.
お知らせ • Jun 19First United Corporation Declares Cash Dividend for the Third Quarter of 2025, Payable on August 1, 2025First United Corporation announced that its Board of Directors declared a cash dividend of $0.22 per share for the third quarter of 2025, that will be payable on August 1, 2025, to holders of record of the Corporation's common stock as of the close of business on July 18, 2025.
お知らせ • Apr 22First United Corporation Reports Net Charge-Offs for the First Quarter Ended March 31, 2025First United Corporation reported net charge-offs for the first quarter ended March 31, 2025. Net charge-offs of $0.4 million were recorded for the quarter ended March 31, 2025 compared to net charge-offs of $0.5 million for the quarter ended March 31, 2024.
Reported Earnings • Apr 21First quarter 2025 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2025 results: EPS: US$0.90 (up from US$0.56 in 1Q 2024). Revenue: US$20.3m (up 14% from 1Q 2024). Net income: US$5.81m (up 57% from 1Q 2024). Profit margin: 29% (up from 21% in 1Q 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.6%. Earnings per share (EPS) also surpassed analyst estimates by 11%. Revenue is forecast to grow 9.0% p.a. on average during the next 2 years, compared to a 7.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 11% per year but the company’s share price has increased by 7% per year, which means it is well ahead of earnings.
Upcoming Dividend • Apr 10Upcoming dividend of US$0.22 per shareEligible shareholders must have bought the stock before 17 April 2025. Payment date: 01 May 2025. Payout ratio is a comfortable 27% and this is well supported by cash flows. Trailing yield: 3.1%. Lower than top quartile of American dividend payers (4.9%). In line with average of industry peers (3.0%).
お知らせ • Mar 29First United Corporation, Annual General Meeting, May 07, 2025First United Corporation, Annual General Meeting, May 07, 2025. Location: the wisp hotel crawford room, 290 marsh hill road, mchenry, maryland 21541., United States
Reported Earnings • Mar 23Full year 2024 earnings: EPS exceeds analyst expectationsFull year 2024 results: EPS: US$3.15 (up from US$2.25 in FY 2023). Revenue: US$76.9m (up 10% from FY 2023). Net income: US$20.6m (up 37% from FY 2023). Profit margin: 27% (up from 22% in FY 2023). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.38% (up from 3.26% in FY 2023). Non-performing loans: 0.39% (up from 0.32% in FY 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 2.9%. Revenue is forecast to grow 9.5% p.a. on average during the next 2 years, compared to a 7.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 12% per year but the company’s share price has increased by 11% per year, which means it is well ahead of earnings.
Valuation Update With 7 Day Price Move • Mar 10Investor sentiment deteriorates as stock falls 15%After last week's 15% share price decline to US$29.82, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 11x in the Banks industry in the US. Total returns to shareholders of 58% over the past three years.
Declared Dividend • Mar 10Fourth quarter dividend of US$0.22 announcedShareholders will receive a dividend of US$0.22. Ex-date: 17th April 2025 Payment date: 1st May 2025 Dividend yield will be 2.7%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (27% payout ratio) and is expected to be well covered in 3 years' time (24% forecast payout ratio). The dividend has increased by an average of 14% per year over the past 7 years and payments have been stable during that time. EPS is expected to grow by 30% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Mar 06First United Corporation Announces Second Quarter 2025 Dividend, Payable on May 1, 2025First United Corporation announced that its Board of Directors declared a cash dividend of $0.22 per share that will be payable on May 1, 2025, to holders of record of the Corporation's common stock as of the close of business on April 17, 2025.
Valuation Update With 7 Day Price Move • Feb 12Investor sentiment improves as stock rises 27%After last week's 27% share price gain to US$41.61, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 12x in the Banks industry in the US. Total returns to shareholders of 95% over the past three years.
Price Target Changed • Feb 07Price target increased by 62% to US$42.00Up from US$26.00, the current price target is provided by 1 analyst. New target price is approximately in line with last closing price of US$40.10. Stock is up 82% over the past year. The company is forecast to post earnings per share of US$3.75 for next year compared to US$3.15 last year.
Reported Earnings • Feb 06Full year 2024 earnings: EPS exceeds analyst expectationsFull year 2024 results: EPS: US$3.15 (up from US$2.25 in FY 2023). Revenue: US$76.9m (up 10% from FY 2023). Net income: US$20.6m (up 37% from FY 2023). Profit margin: 27% (up from 22% in FY 2023). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.38% (up from 3.26% in FY 2023). Non-performing loans: 0.39% (up from 0.32% in FY 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 2.9%. Revenue is forecast to grow 9.5% p.a. on average during the next 2 years, compared to a 7.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 12% per year but the company’s share price has increased by 17% per year, which means it is well ahead of earnings.
お知らせ • Feb 06First United Corporation Reports Net Charge Off for the Fourth Quarter Ended December 31, 2024First United Corporation reported net charge off for the fourth quarter ended December 31, 2024. For the quarter, the company reported net charge off of $362,000 against $195,000 a year ago.
Upcoming Dividend • Jan 10Upcoming dividend of US$0.22 per shareEligible shareholders must have bought the stock before 17 January 2025. Payment date: 03 February 2025. Payout ratio is a comfortable 33% and this is well supported by cash flows. Trailing yield: 2.7%. Lower than top quartile of American dividend payers (4.6%). In line with average of industry peers (2.6%).
Seeking Alpha • Dec 27First United Corp.: Still Attractive Despite Increasing Non-AccrualsSummary First United Corp.'s strong earnings, with a net profit of $5.8M in Q3 and an EPS of $0.89, support a safe dividend hike. The bank's loan book is real estate heavy but shows low delinquency rates, with less than 0.4% past due and accruing. FUNC's book value is $26.89 per share, with a tangible book value of $25.06, making it relatively attractively valued at a $34 share price. I appreciate FUNC's earnings profile, conservative payout ratio, and growing trust & brokerage division, and will continue monitoring the stock. Read the full article on Seeking Alpha
Declared Dividend • Nov 25Third quarter dividend of US$0.22 announcedShareholders will receive a dividend of US$0.22. Ex-date: 17th January 2025 Payment date: 3rd February 2025 Dividend yield will be 2.4%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (33% payout ratio) and is expected to be well covered in 3 years' time (27% forecast payout ratio). The dividend has increased by an average of 14% per year over the past 7 years and payments have been stable during that time. EPS is expected to grow by 33% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Nov 21First United Corporation Announces First Quarter 2025 Dividend, Payable on February 3, 2025First United Corporation announced that its Board of Directors declared a cash dividend of $0.22 per share that will be payable on February 3, 2025, to holders of record of the Corporation's common stock as of the close of business on January 17, 2025.
Reported Earnings • Oct 21Third quarter 2024 earnings: EPS exceeds analyst expectationsThird quarter 2024 results: EPS: US$0.89 (up from US$0.67 in 3Q 2023). Revenue: US$20.0m (up 7.5% from 3Q 2023). Net income: US$5.77m (up 28% from 3Q 2023). Profit margin: 29% (up from 24% in 3Q 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 13%. Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 6.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 10% per year but the company’s share price has increased by 19% per year, which means it is well ahead of earnings.
Declared Dividend • Sep 30Second quarter dividend of US$0.22 announcedShareholders will receive a dividend of US$0.22. Ex-date: 18th October 2024 Payment date: 1st November 2024 Dividend yield will be 2.7%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 14% per year over the past 6 years and payments have been stable during that time. EPS is expected to grow by 27% over the next year, which should provide support to the dividend and adequate earnings cover.
Recent Insider Transactions • Jul 28Independent Director recently sold US$55k worth of stockOn the 25th of July, Irvin Rudy sold around 2k shares on-market at roughly US$27.52 per share. This transaction amounted to 4.9% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$17k more than they bought in the last 12 months.
Reported Earnings • Jul 23Second quarter 2024 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2024 results: EPS: US$0.75 (up from US$0.66 in 2Q 2023). Revenue: US$18.9m (up 2.9% from 2Q 2023). Net income: US$4.91m (up 11% from 2Q 2023). Profit margin: 26% (up from 24% in 2Q 2023). Revenue exceeded analyst estimates by 3.8%. Earnings per share (EPS) also surpassed analyst estimates by 14%. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 5.9% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 5% per year but the company’s share price has increased by 15% per year, which means it is well ahead of earnings.
Valuation Update With 7 Day Price Move • Jul 17Investor sentiment improves as stock rises 17%After last week's 17% share price gain to US$24.07, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 12x in the Banks industry in the US. Total returns to shareholders of 55% over the past three years.
Upcoming Dividend • Jul 11Upcoming dividend of US$0.20 per shareEligible shareholders must have bought the stock before 18 July 2024. Payment date: 01 August 2024. Payout ratio is a comfortable 37% and this is well supported by cash flows. Trailing yield: 3.7%. Lower than top quartile of American dividend payers (4.7%). Higher than average of industry peers (2.9%).
Declared Dividend • Jun 23First quarter dividend of US$0.20 announcedDividend of US$0.20 is the same as last year. Ex-date: 18th July 2024 Payment date: 1st August 2024 Dividend yield will be 4.1%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 14% per year over the past 6 years and payments have been stable during that time. EPS is expected to grow by 21% over the next year, which should provide support to the dividend and adequate earnings cover.
お知らせ • Jun 20First United Corporation Announces Cash Dividend for the Third Quarter of 2024, Payable on August 1, 2024First United Corporation announced that its Board of Directors declared a cash dividend of $0.20 per share that will be payable on August 1, 2024, to holders of record of the Corporation's common stock as of July 18, 2024.
Reported Earnings • Apr 24First quarter 2024 earnings: EPS exceeds analyst expectationsFirst quarter 2024 results: EPS: US$0.56 (down from US$0.66 in 1Q 2023). Revenue: US$17.7m (down 3.4% from 1Q 2023). Net income: US$3.70m (down 16% from 1Q 2023). Profit margin: 21% (down from 24% in 1Q 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 22%. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 5.9% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 2% per year but the company’s share price has increased by 10% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Apr 24First United Corporation Reports Net Charge-Offs for the First Quarter Ended March 31, 2024First United Corporation reported net charge-offs for the first quarter ended March 31, 2024. Net charge-offs of $0.5 million were recorded for the quarter ended March 31, 2024 compared to net charge-offs of $0.2 million for the quarter ended March 31, 2023.
Upcoming Dividend • Apr 09Upcoming dividend of US$0.20 per shareEligible shareholders must have bought the stock before 16 April 2024. Payment date: 01 May 2024. Payout ratio is a comfortable 35% and this is well supported by cash flows. Trailing yield: 3.5%. Lower than top quartile of American dividend payers (4.7%). Higher than average of industry peers (3.0%).
お知らせ • Mar 20First United Corporation, Annual General Meeting, May 09, 2024First United Corporation, Annual General Meeting, May 09, 2024, at 09:00 US Eastern Standard Time. Location: The Wisp Hotel – Crawford Room, 290 Marsh Hill Road, McHenry, Maryland 21541 Maryland United States Agenda: To consider vote on the election of the eleven nominees named in the Board’s Proxy Statement and accompanying form of Proxy to serve on the Board, each until the 2025 Annual Meeting of Shareholders and until his or her successor is duly elected and qualified; to discuss an amendment to the Corporation’s charter (the “Charter”) to reduce the votes required to approve certain shareholder actions, from two-thirds of all votes entitled to be cast on the matter to a majority of all votes entitled to be cast on the matter; to approve, by a non-binding advisory vote, the compensation paid to the Corporation’s named executive officers for 2023; to ratify the appointment of Crowe LLP as the Corporation’s independent registered public accounting firm for 2024; and to discuss other matters.
Reported Earnings • Mar 19Full year 2023 earnings: EPS exceeds analyst expectationsFull year 2023 results: EPS: US$2.25 (down from US$3.77 in FY 2022). Revenue: US$69.7m (down 8.6% from FY 2022). Net income: US$15.1m (down 40% from FY 2022). Profit margin: 22% (down from 33% in FY 2022). The decrease in margin was primarily driven by lower revenue. Net interest margin (NIM): 3.26% (down from 3.56% in FY 2022). Non-performing loans: 0.32% (up from 0.30% in FY 2022). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 9.3%. Revenue is forecast to grow 10% p.a. on average during the next 2 years, compared to a 5.9% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 11% per year whereas the company’s share price has increased by 6% per year.
分析記事 • Mar 19First United (NASDAQ:FUNC) Has Affirmed Its Dividend Of $0.20First United Corporation ( NASDAQ:FUNC ) has announced that it will pay a dividend of $0.20 per share on the 1st of...
Declared Dividend • Mar 10Fourth quarter dividend of US$0.20 announcedDividend of US$0.20 is the same as last year. Ex-date: 16th April 2024 Payment date: 1st May 2024 Dividend yield will be 3.6%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (35% payout ratio) and is expected to be well covered in 3 years' time (25% forecast payout ratio). The dividend has increased by an average of 14% per year over the past 6 years and payments have been stable during that time. EPS is expected to grow by 38% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Mar 07First United Corporation Declares a Cash Dividend, Payable on May 1, 2024First United Corporation announced that its Board of Directors declared a cash dividend of $0.20 per share that will be payable on May 1, 2024, to holders of record of the Corporation's common stock as of April 17, 2024.
Reported Earnings • Feb 07Full year 2023 earnings: EPS exceeds analyst expectationsFull year 2023 results: EPS: US$2.25 (down from US$3.77 in FY 2022). Revenue: US$69.7m (down 8.7% from FY 2022). Net income: US$15.1m (down 40% from FY 2022). Profit margin: 22% (down from 33% in FY 2022). The decrease in margin was primarily driven by lower revenue. Net interest margin (NIM): 3.26% (down from 3.56% in FY 2022). Non-performing loans: 0.32% (up from 0.30% in FY 2022). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 9.3%. Revenue is forecast to grow 6.4% p.a. on average during the next 2 years, compared to a 5.7% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 11% per year whereas the company’s share price has increased by 10% per year.
お知らせ • Feb 06First United Corporation Reports Net Charge Off for the Fourth Quarter Ended December 31, 2023First United Corporation reported net charge off for the fourth quarter ended December 31, 2023. For the quarter, the company reported net charge off of $195,000 against $164,000 a year ago.
Upcoming Dividend • Jan 10Upcoming dividend of US$0.20 per share at 3.6% yieldEligible shareholders must have bought the stock before 17 January 2024. Payment date: 01 February 2024. Payout ratio is a comfortable 24% and this is well supported by cash flows. Trailing yield: 3.6%. Lower than top quartile of American dividend payers (4.6%). Higher than average of industry peers (3.2%).
Valuation Update With 7 Day Price Move • Dec 05Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$21.06, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 10x in the Banks industry in the US. Total returns to shareholders of 43% over the past three years.
お知らせ • Nov 30First United Corporation Announces First Quarter 2024 Dividend, Payable on February 1, 2024First United Corporation announced that its Board of Directors declared a cash dividend of $0.20 per share that will be payable on February 1, 2024, to holders of record of the Corporation's common stock as of January 18, 2024.
Reported Earnings • Oct 26Third quarter 2023 earnings: EPS exceeds analyst expectationsThird quarter 2023 results: EPS: US$0.67 (down from US$1.04 in 3Q 2022). Revenue: US$18.6m (down 6.7% from 3Q 2022). Net income: US$4.51m (down 35% from 3Q 2022). Profit margin: 24% (down from 35% in 3Q 2022). The decrease in margin was primarily driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 6.3%. Revenue is expected to decline by 1.1% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 4.3%. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has only increased by 10% per year, which means it is significantly lagging earnings growth.
Upcoming Dividend • Oct 10Upcoming dividend of US$0.20 per share at 4.9% yieldEligible shareholders must have bought the stock before 17 October 2023. Payment date: 01 November 2023. Payout ratio is a comfortable 20% and this is well supported by cash flows. Trailing yield: 4.9%. Lower than top quartile of American dividend payers (5.2%). Higher than average of industry peers (3.9%).
お知らせ • Sep 28First United Corporation Announces Fourth Quarter 2023 Dividend, Payable on November 1, 2023First United Corporation announced that its Board of Directors declared a cash dividend of $0.20 per share that will be payable on November 1, 2023, to holders of record of the Corporation's common stock as of October 18, 2023.
Reported Earnings • Jul 25Second quarter 2023 earnings: EPS and revenues miss analyst expectationsSecond quarter 2023 results: EPS: US$0.66 (down from US$0.82 in 2Q 2022). Revenue: US$18.3m (up 3.2% from 2Q 2022). Net income: US$4.41m (down 19% from 2Q 2022). Profit margin: 24% (down from 31% in 2Q 2022). The decrease in margin was driven by higher expenses. Revenue missed analyst estimates by 1.4%. Earnings per share (EPS) also missed analyst estimates by 8.3%. Revenue is expected to decline by 2.2% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 4.4%. Over the last 3 years on average, earnings per share has increased by 27% per year but the company’s share price has only increased by 14% per year, which means it is significantly lagging earnings growth.
Valuation Update With 7 Day Price Move • Jul 14Investor sentiment improves as stock rises 17%After last week's 17% share price gain to US$16.30, the stock trades at a forward P/E ratio of 6x. Average forward P/E is 9x in the Banks industry in the US. Total returns to shareholders of 60% over the past three years.
Upcoming Dividend • Jul 10Upcoming dividend of US$0.20 per share at 5.7% yieldEligible shareholders must have bought the stock before 17 July 2023. Payment date: 01 August 2023. Payout ratio is a comfortable 18% and this is well supported by cash flows. Trailing yield: 5.7%. Within top quartile of American dividend payers (5.0%). Higher than average of industry peers (3.6%).
New Risk • Jul 07New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 23% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 23% per year for the foreseeable future. Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Market cap is less than US$100m (US$91.6m market cap).
お知らせ • Jun 29First United Corporation Announces Third Quarter 2023 Dividend, Payable on August 1, 2023First United Corporation announced that its Board of Directors declared a cash dividend of $0.20 per share that will be payable on August 1, 2023, to holders of record of the Corporation's common stock as of July 18, 2023.
分析記事 • Jun 08If EPS Growth Is Important To You, First United (NASDAQ:FUNC) Presents An OpportunityThe excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Valuation Update With 7 Day Price Move • Jun 08Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$15.16, the stock trades at a trailing P/E ratio of 4.3x. Average trailing P/E is 8x in the Banks industry in the US. Total returns to shareholders of 16% over the past three years.
Valuation Update With 7 Day Price Move • May 04Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to US$13.06, the stock trades at a trailing P/E ratio of 3.7x. Average trailing P/E is 8x in the Banks industry in the US. Negligible returns to shareholders over past three years.
Upcoming Dividend • Apr 08Upcoming dividend of US$0.20 per share at 4.8% yieldEligible shareholders must have bought the stock before 14 April 2023. Payment date: 01 May 2023. Payout ratio is a comfortable 16% and this is well supported by cash flows. Trailing yield: 4.8%. Lower than top quartile of American dividend payers (4.9%). Higher than average of industry peers (3.7%).
Reported Earnings • Mar 26Full year 2022 earnings released: EPS: US$3.77 (vs US$2.95 in FY 2021)Full year 2022 results: EPS: US$3.77 (up from US$2.95 in FY 2021). Revenue: US$76.3m (up 4.9% from FY 2021). Net income: US$25.0m (up 27% from FY 2021). Profit margin: 33% (up from 27% in FY 2021). The increase in margin was primarily driven by higher revenue. Net interest margin (NIM): 3.56% (up from 3.28% in FY 2021). Non-performing loans: 0.30% (up from 0.24% in FY 2021). Over the last 3 years on average, earnings per share has increased by 31% per year but the company’s share price has only increased by 7% per year, which means it is significantly lagging earnings growth.
分析記事 • Mar 12First United (NASDAQ:FUNC) Is Increasing Its Dividend To $0.20The board of First United Corporation ( NASDAQ:FUNC ) has announced that it will be paying its dividend of $0.20 on the...
Reported Earnings • Feb 10Full year 2022 earnings released: EPS: US$3.77 (vs US$2.95 in FY 2021)Full year 2022 results: EPS: US$3.77 (up from US$2.95 in FY 2021). Revenue: US$76.3m (up 5.0% from FY 2021). Net income: US$25.0m (up 27% from FY 2021). Profit margin: 33% (up from 27% in FY 2021). The increase in margin was primarily driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 31% per year but the company’s share price has fallen by 7% per year, which means it is significantly lagging earnings.
お知らせ • Feb 10First United Corporation Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2022First United Corporation reported net charge-offs for the fourth quarter ended December 31, 2022. For the quarter, the company reported net charge-offs of $0.164 million compared to net charge-offs of $0.67 million for the quarter ended December 31, 2021.
Upcoming Dividend • Jan 05Upcoming dividend of US$0.18 per shareEligible shareholders must have bought the stock before 12 January 2023. Payment date: 01 February 2023. Payout ratio is a comfortable 16% and this is well supported by cash flows. Trailing yield: 3.7%. Lower than top quartile of American dividend payers (4.4%). Higher than average of industry peers (3.1%).
分析記事 • Dec 06First United's (NASDAQ:FUNC) Dividend Will Be Increased To $0.18First United Corporation's ( NASDAQ:FUNC ) periodic dividend will be increasing on the 1st of February to $0.18, with...
お知らせ • Dec 02First United Corporation Declares Cash Dividend, Payable on February 1, 2023First United Corporation announced that its Board of Directors declared a cash dividend of $0.18 per share that will be payable on February 1, 2023, to holders of record of the Corporation's common stock as of January 13, 2023.
Reported Earnings • Oct 22Third quarter 2022 earnings released: EPS: US$1.04 (vs US$0.66 in 3Q 2021)Third quarter 2022 results: EPS: US$1.04 (up from US$0.66 in 3Q 2021). Revenue: US$19.9m (up 6.0% from 3Q 2021). Net income: US$6.94m (up 58% from 3Q 2021). Profit margin: 35% (up from 23% in 3Q 2021). The increase in margin was primarily driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 30% per year but the company’s share price has fallen by 9% per year, which means it is significantly lagging earnings.
お知らせ • Oct 21First United Corporation Reports Net Charge-Offs of for the Third Quarter Ended September 30, 2022First United Corporation reported net charge-offs of for the third quarter ended September 30, 2022. For the quarter, the company reported net charge-offs of $89,000 were recorded for the quarter ended September 30, 2022, compared to net recoveries of $0.4 million for 2021.
Seeking Alpha • Oct 20First United Non-GAAP EPS of $1.04, revenue of $19.75MFirst United press release (NASDAQ:FUNC): Q3 Non-GAAP EPS of $1.04. Revenue of $19.75M (+8.8% Y/Y).
Upcoming Dividend • Oct 10Upcoming dividend of US$0.15 per shareEligible shareholders must have bought the stock before 17 October 2022. Payment date: 01 November 2022. Payout ratio is a comfortable 17% and this is well supported by cash flows. Trailing yield: 3.5%. Lower than top quartile of American dividend payers (4.7%). In line with average of industry peers (3.4%).
分析記事 • Oct 02First United (NASDAQ:FUNC) Has Affirmed Its Dividend Of $0.15The board of First United Corporation ( NASDAQ:FUNC ) has announced that it will pay a dividend of $0.15 per share on...
お知らせ • Sep 29First United Corporation Announces Fourth Quarter Dividend of 2022, Payable on November 1, 2022First United Corporation announced that its Board of Directors declared a cash dividend of $0.15 per share that will be payable on November 1, 2022, to holders of record of the Corporation's common stock as of October 18, 2022.
Seeking Alpha • Sep 28First United declares $0.15 dividendFirst United (NASDAQ:FUNC) declares $0.15/share quarterly dividend, in line with previous. Forward yield 3.52% Payable Nov. 1; for shareholders of record Oct. 18; ex-div Oct. 17. See FUNC Dividend Scorecard, Yield Chart, & Dividend Growth.
お知らせ • Jul 27First United Corporation Announces Net Charge-Offs for the Second Quarter Ended June 30, 2022First United Corporation announced net charge-offs for the second quarter ended June 30, 2022. Net charge-offs of $179,000 were recorded for the second quarter ended June 30, 2022, compared to net charge offs of $67,000 for 2021.
Reported Earnings • Jul 26Second quarter 2022 earnings released: EPS: US$0.82 (vs US$0.67 in 2Q 2021)Second quarter 2022 results: EPS: US$0.82 (up from US$0.67 in 2Q 2021). Revenue: US$17.8m (up 4.7% from 2Q 2021). Net income: US$5.43m (up 23% from 2Q 2021). Profit margin: 31% (up from 26% in 2Q 2021). The increase in margin was primarily driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 28% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.
Seeking Alpha • Jul 25First United Non-GAAP EPS of $0.82, revenue of $18.38MFirst United press release (NASDAQ:FUNC): Q2 Non-GAAP EPS of $0.82. Revenue of $18.38M (+7.6% Y/Y).
分析記事 • Jul 14First United (NASDAQ:FUNC) Is Paying Out A Dividend Of $0.15First United Corporation ( NASDAQ:FUNC ) will pay a dividend of $0.15 on the 1st of August. This means the dividend...
Upcoming Dividend • Jul 08Upcoming dividend of US$0.15 per shareEligible shareholders must have bought the stock before 15 July 2022. Payment date: 01 August 2022. Payout ratio is a comfortable 17% and this is well supported by cash flows. Trailing yield: 3.3%. Lower than top quartile of American dividend payers (4.3%). In line with average of industry peers (3.2%).
お知らせ • Jun 30First United Corporation Announces Third Quarter Dividend of 2022, Payable on August 1, 2022First United Corporation announced that its Board of Directors declared a cash dividend of $0.15 per share that will be payable on August 1, 2022, to holders of record of the Corporation's common stock as of July 18, 2022.