FinWise Bancorp（FINW）株式概要フィンワイズ・バンコープはフィンワイズ・バンクの銀行持株会社として、ユタ州の個人および法人顧客に様々な銀行商品やサービスを提供している。 詳細FINW ファンダメンタル分析スノーフレーク・スコア評価4/6将来の成長5/6過去の実績3/6財務の健全性4/6配当金0/6報酬当社が推定した公正価値より47%で取引されている 収益は年間31.25%増加すると予測されています 過去1年間で収益は23.6%増加しました アナリストらは、株価が40.4%上昇するだろうとほぼ一致している。 リスク分析リスクチェックの結果、FINW 、リスクは検出されなかった。すべてのリスクチェックを見るFINW Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.Analyst Price TargetsAN38.5% undervaluedAnalystConsensusTarget•1mo agoFINW: New Partnerships And Product Expansion Will Drive Future Revenue Momentum6102Top Analyst NarrativesFinWise BancorpANAnalystConsensusTargetBased on Analyst Price TargetsFINW: New Partnerships And Product Expansion Will Drive Future Revenue MomentumKey Takeaways Expanding tech-driven banking products and fintech partnerships are set to boost loan growth, fee income, and overall profitability over the next several years. Investment in proprietary technology and regulatory support is improving efficiency, lowering costs, and enhancing the company's competitive position for long-term earnings stability.View narrativeUS$22FV38.5% 割安 内在価値ディスカウント64.08%Revenue growth p.a.Set Fair ValueView61users have viewed this narrative0users have liked this narrative0users have commented on this narrative2users have followed this narrativeabout 2 months ago author updated this narrativeView all narrativesFinWise Bancorp 競合他社Kish BancorpSymbol: OTCPK:KISBMarket cap: US$187.8mSouth Atlantic BancsharesSymbol: OTCPK:SABKMarket cap: US$177.5mPlains AcquisitionSymbol: OTCPK:PLQCMarket cap: US$179.3mBenchmark BanksharesSymbol: OTCPK:BMBNMarket cap: US$169.2m価格と性能株価の高値、安値、推移の概要FinWise Bancorp過去の株価現在の株価US$13.5352週高値US$22.4952週安値US$12.82ベータ0.751ヶ月の変化-19.13%3ヶ月変化-21.43%1年変化-8.89%3年間の変化73.46%5年間の変化n/aIPOからの変化6.28%最新ニュースBoard Change • 2hInsufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 4 highly experienced directors. Independent Director Susan Ehrlich was the last director to join the board, commencing their role in 2024. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Apr 29FinWise Bancorp, Annual General Meeting, Jun 25, 2026FinWise Bancorp, Annual General Meeting, Jun 25, 2026. Location: jordan commons megaplex theatres, capra room, 9335 south state street, ut 84070, sandy United Statesお知らせ • Apr 08Finwise Bancorp Announces Chief Executive Officer Changes, Effective April 6, 2026FinWise Bancorp announced the appointment of Jim Noone as Chief Executive Officer of the Company, effective April 6, 2026. Kent Landvatter, who has served as Chief Executive Officer since 2010, will retain the role of Executive Chairman of the Company and FinWise Bank. Effective April 6, 2026, Jim Noone was appointed to the position of Chief Executive Officer of the Company. Mr. Noone was appointed President of FinWise Bank in 2023, to President of the Company in 2024, to Chief Executive Officer of the Bank in 2025, and now to Chief Executive Officer of the Company. He will continue as President and Chief Executive Officer of the Bank. Mr. Noone, 47, joined the Bank in February 2018 and was named Executive Vice President and Chief Credit Officer in June 2018 becoming Chief Strategy Officer in November 2022 and President of the Bank in March 2023. He was named as Chief Executive Officer of the Bank in March 2025. Mr. Noone has over 20 years of financial services experience including commercial and investment banking as well as private equity. Prior to joining the Bank, Mr. Noone served as Executive Vice President of Prudent Lenders, an SBA service provider from 2012 to 2018.お知らせ • Apr 02FinWise Bancorp to Report Q1, 2026 Results on Apr 30, 2026FinWise Bancorp announced that they will report Q1, 2026 results After-Market on Apr 30, 2026ナラティブの更新 • Apr 02FINW: Fintech Credit Partnership And Stable Outlook Will Support Future UpsideAnalysts now place their price target for FinWise Bancorp at $22.00. This reflects updated assumptions around profit margin and future P/E levels that keep their fair value view essentially unchanged from prior estimates.ナラティブの更新 • Mar 18FINW: New Fintech Credit Partnership Will Support Future UpsideAnalysts have maintained their price target for FinWise Bancorp at $22.00. This reflects consistent assumptions around fair value, discount rate, revenue growth, profit margin, and future P/E that continue to support their existing view on the stock.最新情報をもっと見るRecent updatesBoard Change • 2hInsufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 4 highly experienced directors. Independent Director Susan Ehrlich was the last director to join the board, commencing their role in 2024. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Apr 29FinWise Bancorp, Annual General Meeting, Jun 25, 2026FinWise Bancorp, Annual General Meeting, Jun 25, 2026. Location: jordan commons megaplex theatres, capra room, 9335 south state street, ut 84070, sandy United Statesお知らせ • Apr 08Finwise Bancorp Announces Chief Executive Officer Changes, Effective April 6, 2026FinWise Bancorp announced the appointment of Jim Noone as Chief Executive Officer of the Company, effective April 6, 2026. Kent Landvatter, who has served as Chief Executive Officer since 2010, will retain the role of Executive Chairman of the Company and FinWise Bank. Effective April 6, 2026, Jim Noone was appointed to the position of Chief Executive Officer of the Company. Mr. Noone was appointed President of FinWise Bank in 2023, to President of the Company in 2024, to Chief Executive Officer of the Bank in 2025, and now to Chief Executive Officer of the Company. He will continue as President and Chief Executive Officer of the Bank. Mr. Noone, 47, joined the Bank in February 2018 and was named Executive Vice President and Chief Credit Officer in June 2018 becoming Chief Strategy Officer in November 2022 and President of the Bank in March 2023. He was named as Chief Executive Officer of the Bank in March 2025. Mr. Noone has over 20 years of financial services experience including commercial and investment banking as well as private equity. Prior to joining the Bank, Mr. Noone served as Executive Vice President of Prudent Lenders, an SBA service provider from 2012 to 2018.お知らせ • Apr 02FinWise Bancorp to Report Q1, 2026 Results on Apr 30, 2026FinWise Bancorp announced that they will report Q1, 2026 results After-Market on Apr 30, 2026ナラティブの更新 • Apr 02FINW: Fintech Credit Partnership And Stable Outlook Will Support Future UpsideAnalysts now place their price target for FinWise Bancorp at $22.00. This reflects updated assumptions around profit margin and future P/E levels that keep their fair value view essentially unchanged from prior estimates.ナラティブの更新 • Mar 18FINW: New Fintech Credit Partnership Will Support Future UpsideAnalysts have maintained their price target for FinWise Bancorp at $22.00. This reflects consistent assumptions around fair value, discount rate, revenue growth, profit margin, and future P/E that continue to support their existing view on the stock.ナラティブの更新 • Mar 04FINW: New Fintech Partnership And Solid Margins Will Support Future UpsideAnalysts have modestly adjusted their price target on FinWise Bancorp from $22.67 to $22.00, citing updated assumptions around revenue growth, profit margins, and future P/E as the key drivers behind the change. What's in the News FinWise Bancorp announced a program agreement with fintech Albert Corporation to offer customers transparent, affordable and convenient short term lines of credit, pairing FinWise's banking capabilities with Albert's tools across banking, savings, investing and budgeting (Key Developments).ナラティブの更新 • Feb 17FINW: Higher Future P/E Assumptions Will Support Upside Despite Rising Credit LossesAnalysts have kept their average price target for FinWise Bancorp steady at $22.67. The latest update reflects revised expectations for revenue growth, profit margins and future P/E that offset each other in their models.ナラティブの更新 • Feb 03FINW: Higher Future P/E Assumptions Will Support Upside Despite Rising Credit LossesAnalysts have adjusted their price target on FinWise Bancorp to about US$22.67, reflecting updated assumptions around revenue growth, profit margin, and future P/E, which they see as better aligning the shares with current fundamentals. What's in the News From October 1, 2025 to December 31, 2025, FinWise Bancorp reported no share repurchases under its existing buyback program.お知らせ • Jan 30FinWise Bancorp Reports Net Charge Offs for the Fourth Quarter Ended December 31, 2025FinWise Bancorp reported net charge offs for the fourth quarter ended December 31, 2025. For the period, the company reported net charge offs of $6.7 million against $3.2 million reported a year ago.ナラティブの更新 • Jan 20FINW: New Fintech Card Programs Will Drive Upside Despite Higher Credit LossesAnalysts kept their Fair Value estimate for FinWise Bancorp steady at about US$22.67 per share, citing essentially unchanged assumptions around the discount rate, revenue growth, profit margin, and future P/E. What's in the News From July 1, 2025 to September 30, 2025, FinWise Bancorp reported no share repurchases under its existing buyback.お知らせ • Jan 06FinWise Bancorp to Report Q4, 2025 Results on Jan 29, 2026FinWise Bancorp announced that they will report Q4, 2025 results After-Market on Jan 29, 2026ナラティブの更新 • Jan 05FINW: Future Card Partnerships Will Drive Upside Despite Rising Credit LossesAnalysts have slightly increased their price target for FinWise Bancorp to reflect an updated fair value estimate of about $22.67 per share. This change is supported by largely unchanged assumptions around revenue growth, profit margins, discount rate, and a slightly higher future P/E multiple.ナラティブの更新 • Dec 15FINW: Index Inclusion Will Drive Future Upside Despite Rising Credit LossesAnalysts have slightly raised their price target on FinWise Bancorp to approximately $22.00 per share, citing stable fair value estimates supported by robust projected revenue growth above 50 percent, healthy profit margins near 13 percent, and an attractive forward P/E around 10.5. What's in the News FinWise Bancorp was added to the S&P Global BMI Index, boosting its visibility with institutional investors (Index Constituent Adds). The bank announced a strategic program agreement with DreamFi Inc.ナラティブの更新 • Nov 29FINW: Recent Card Program Launches And Index Addition Will Drive UpsideAnalysts have maintained their price target for FinWise Bancorp at $22.00 per share. They cite stability in key valuation inputs and unchanged expectations regarding the company's growth and profitability outlook.ナラティブの更新 • Nov 15FINW: Index Inclusion And Share Buyback Will Drive Future UpsideAnalysts have reaffirmed their price target for FinWise Bancorp at $22.00, citing stable fair value estimates as the basis for maintaining their outlook. What's in the News Entered program management, issuer, and servicer agreement with Tallied Technologies Inc.ナラティブの更新 • Nov 01FINW: New Partnerships And Product Expansion Will Drive Future Revenue MomentumAnalysts have raised their price target for FinWise Bancorp from $19.67 to $22.00, citing updated projections of significantly higher revenue growth, which more than offset a slight decrease in profit margin expectations. What's in the News FinWise Bancorp entered into an agreement with Tallied Technologies Inc.お知らせ • Oct 30FinWise Bancorp Reports Net Charge Offs for the Third Quarter Ended September 30, 2025FinWise Bancorp reported net charge offs for the third quarter ended September 30, 2025. For the period, the company reported net charge offs of $3,127,000 against $2,409,000 reported a year ago.お知らせ • Oct 01FinWise Bancorp to Report Q3, 2025 Results on Oct 29, 2025FinWise Bancorp announced that they will report Q3, 2025 results After-Market on Oct 29, 2025お知らせ • Jul 02FinWise Bancorp to Report Q2, 2025 Results on Jul 24, 2025FinWise Bancorp announced that they will report Q2, 2025 results After-Market on Jul 24, 2025お知らせ • May 01+ 1 more updateFinWise Bancorp, Annual General Meeting, Jun 26, 2025FinWise Bancorp, Annual General Meeting, Jun 26, 2025. Location: at jordan commons megaplextheatres, capra room, 9335 south state street, sandy United Statesお知らせ • Apr 04FinWise Bancorp to Report Q1, 2025 Results on Apr 30, 2025FinWise Bancorp announced that they will report Q1, 2025 results After-Market on Apr 30, 2025お知らせ • Jan 03FinWise Bancorp to Report Q4, 2024 Results on Jan 30, 2025FinWise Bancorp announced that they will report Q4, 2024 results After-Market on Jan 30, 2025Seeking Alpha • Dec 07FinWise Bancorp: Pricey For A ReasonSummary FinWise Bancorp's unique business model, focusing on strategic growth areas and fintech partnerships, justifies its premium valuation despite being more expensive than typical financial firms. The bank's impressive growth in deposits and loans, coupled with its asset-light approach, contributes to its high return on assets, making it a compelling investment. Despite declining net income and net interest margin, FinWise's diversification into lower-risk loans and innovative services like MoneyRails and BIN Sponsorship offer significant long-term potential. While not a home run, FinWise Bancorp's unique business model and strong financial metrics warrant a soft 'buy' rating despite its higher valuation. Read the full article on Seeking Alpha新しいナラティブ • Oct 27Calculated Fintech Partnerships And SBA Rebound To Drive Growth And Boost Profitability New strategic lending partnerships and program growth expected to boost market share and revenue, enhancing profitability as infrastructure investments mature. お知らせ • Oct 25FinWise Bancorp Reports Net Charge-Offs for the Third Quarter Ended September 30, 2024FinWise Bancorp reported net charge-offs for the third quarter ended September 30, 2024. For the month, the company reported net charge-offs were $2.409 million against $2.245 million a year ago.お知らせ • Oct 01FinWise Bancorp to Report Q3, 2024 Results on Oct 24, 2024FinWise Bancorp announced that they will report Q3, 2024 results After-Market on Oct 24, 2024お知らせ • Jul 26FinWise Bancorp Reports Net Charge Offs for the Second Quarter Ended June 30, 2024FinWise Bancorp reported net charge offs for the second quarter ended June 30, 2024. For the quarter, the company reported net charge offs of $1,898,000 compared to $2,388,000 a year ago.お知らせ • Jul 22FinWise Bancorp Appoints Susan Ehrlich to the BoardFinWise Bancorp announced the expansion of its board of directors by appointing Susan Ehrlich to the company’s board, effective immediately. Ms. Ehrlich brings over 25 years of experience and successful achievements in lending, banking and payments across fintech, financial services and retail. She has a proven record of scaling growth and improving profitability through product innovation and digital business transformation. She currently serves as Partner of Core Innovation Capital. Ms. Ehrlich has also served on the Board of Directors for the Boeing Employees Credit Union (BECU), and Petal Card. She has also served as the Board Chair of the Financial Health Network (formerly CFSI) and was a member of the Consumer Advisory Council of the Federal Reserve in Washington. Ms. Ehrlich holds a B. A. with honors from Brown University and an M.B.A. from the Harvard Business School.お知らせ • Jul 02FinWise Bancorp to Report Q2, 2024 Results on Jul 25, 2024FinWise Bancorp announced that they will report Q2, 2024 results After-Market on Jul 25, 2024Major Estimate Revision • May 06Consensus EPS estimates fall by 19%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has deteriorated. 2024 revenue forecast decreased from US$82.3m to US$79.5m. EPS estimate also fell from US$0.99 per share to US$0.805 per share. Net income forecast to shrink 36% next year vs 1.7% growth forecast for Banks industry in the US . Consensus price target of US$13.50 unchanged from last update. Share price was steady at US$10.74 over the past week.お知らせ • May 01FinWise Bancorp, Annual General Meeting, Jun 27, 2024FinWise Bancorp, Annual General Meeting, Jun 27, 2024, at 10:00 Mountain Daylight. Location: Jordan Commons Megaplex Theatres, Capra Room, 9335 South State Street, Sandy, UT 84070 Sandy United States Agenda: To elect three directors to serve for a three-year term ending at the 2027 annual meeting of shareholders or until their successor is duly elected and qualified; to consider and approve the amendment to the FinWise Bancorp 2019 Stock Option Plan (the “2019 Plan”) to increase the number of shares of common stock available for issuance under such plan.; to consider and ratify the appointment of Moss Adams LLP as the Company’s independent registered public accounting firm for the fiscal year ending December 31, 2023.Reported Earnings • Apr 30First quarter 2024 earnings: EPS exceeds analyst expectationsFirst quarter 2024 results: EPS: US$0.27 (down from US$0.30 in 1Q 2023). Revenue: US$16.3m (up 17% from 1Q 2023). Net income: US$3.32m (down 13% from 1Q 2023). Profit margin: 20% (down from 27% in 1Q 2023). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 8.7%. Revenue is forecast to grow 18% p.a. on average during the next 2 years, compared to a 5.7% growth forecast for the Banks industry in the US.お知らせ • Apr 30FinWise Bancorp Reports Net Charge-Offs for the First Quarter Ended March 31, 2024FinWise Bancorp reported net charge-offs for the first quarter ended March 31, 2024. For the quarter, the company reported net charge-offs were $3,401,000 as compared to $2,876,000 a year ago.お知らせ • Apr 05FinWise Bancorp to Report Q1, 2024 Results on Apr 29, 2024FinWise Bancorp announced that they will report Q1, 2024 results After-Market on Apr 29, 2024お知らせ • Mar 28FinWise Bancorp Announces Chief Financial Officer ChangesFinWise Bancorp announced the appointment of Robert Wahlman as chief financial officer, effective immediately. Mr. Wahlman will succeed Javvis Jacobson, who will remain with the Bank as Treasurer. Mr. Wahlman joins FinWise with over 35 years of total experience in the banking industry, including nearly 20 years as Chief Financial Officer of both private and publicly listed bank holding companies. Most recently, Mr. Wahlman served as the Chief Financial Officer of Axiom Bank and Axiom Bancshares Inc., where he played a key role in restoring the bank to profitable operations. During his extensive banking career, Mr. Wahlman has helped lead growing organizations with public company reporting responsibilities, demonstrating a strength in building finance teams supportive of achieving the company’s vision while controlling its financial risks. Mr. Wahlman has also served on three bank boards of directors throughout his career.Price Target Changed • Mar 28Price target decreased by 9.7% to US$14.00Down from US$15.50, the current price target is an average from 2 analysts. New target price is 39% above last closing price of US$10.05. Stock is up 13% over the past year. The company is forecast to post earnings per share of US$0.98 for next year compared to US$1.38 last year.お知らせ • Mar 28FinWise Bancorp Appoints Jim Noone to PresidentFinWise Bancorp announced the appointment of Jim Noone to president, effective immediately. Mr. Noone, currently President of FinWise Bank, has been appointed by the Board of Directors to the position of President of FinWise Bancorp. He joined the Bank in February 2018 and was named Executive Vice President and Chief Credit Officer in June of 2018. Mr. Noone has over 20 years of financial services experience including commercial banking, investment banking, and private equity.Reported Earnings • Mar 27Full year 2023 earnings: EPS and revenues exceed analyst expectationsFull year 2023 results: EPS: US$1.38 (down from US$1.96 in FY 2022). Revenue: US$64.0m (down 14% from FY 2022). Net income: US$17.2m (down 31% from FY 2022). Profit margin: 27% (down from 33% in FY 2022). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 11.65% (down from 14.04% in FY 2022). Revenue exceeded analyst estimates by 2.6%. Earnings per share (EPS) also surpassed analyst estimates by 2.7%. Revenue is forecast to grow 18% p.a. on average during the next 2 years, compared to a 5.9% growth forecast for the Banks industry in the US.お知らせ • Feb 06FinWise Bancorp Announces Two Senior Leadership PromotionsFinWise Bancorp announced the promotions of Chief Fintech Officer Robert Keil and Chief Technology Officer Richard Thiessens to the added title of Executive Vice President. Mr. Keil joined FinWise in 2023 as Senior Vice President and Chief Fintech Officer, leading existing customers, business line strategy, and growth initiatives within the bank’s Strategic Programs line of business. Mr. Keil holds over 25 years of experience in Payments and the Banking as a Service (BaaS) industry. Prior to joining the Bank, Mr. Keil was SVP and Chief Payments Officer at Sutton Bank. Prior to that, he served as Vice President of Fintech and Emerging Payments at Fiserv as well as various roles with US Bank and Wells Fargo. Mr. Thiessens joined FinWise in 2019 and has served as Senior Vice President and Chief Technology Officer since 2021 and has been responsible for creating and utilizing various forms of technology to deliver on the Bank’s strategic plans. He oversees the Company’s Information Systems, Cyber Security, Data Services and Project Management. Mr. Thiessens’ career spans more than two decades in Information Technology. Prior to joining FinWise, he co-founded Array Technology, an IT services and security consulting company that was rebranded to become Braintrace and ultimately acquired by Sophos. He also led the infrastructure, data and cyber security teams at EnerBank USA through rapid growth and significant change.Valuation Update With 7 Day Price Move • Feb 06Investor sentiment deteriorates as stock falls 15%After last week's 15% share price decline to US$12.16, the stock trades at a forward P/E ratio of 12x. Average forward P/E is 11x in the Banks industry in the US. Total returns to shareholders of 34% over the past year.Major Estimate Revision • Feb 05Consensus EPS estimates fall by 29%The consensus outlook for fiscal year 2024 has been updated. 2024 EPS estimate fell from US$1.27 to US$0.90 per share. Revenue forecast steady at US$82.4m. Net income forecast to shrink 34% next year vs 3.7% decline forecast for Banks industry in the US. Consensus price target up from US$15.50 to US$16.50. Share price fell 13% to US$12.91 over the past week.Reported Earnings • Jan 31Full year 2023 earnings: EPS and revenues exceed analyst expectationsFull year 2023 results: EPS: US$1.40 (down from US$1.96 in FY 2022). Revenue: US$64.0m (down 14% from FY 2022). Net income: US$17.5m (down 30% from FY 2022). Profit margin: 27% (down from 33% in FY 2022). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 11.65% (down from 14.04% in FY 2022). Revenue exceeded analyst estimates by 2.6%. Earnings per share (EPS) also surpassed analyst estimates by 2.7%. Revenue is forecast to grow 18% p.a. on average during the next 2 years, compared to a 5.6% growth forecast for the Banks industry in the US.お知らせ • Jan 12FinWise Bancorp to Report Q4, 2023 Results on Jan 29, 2024FinWise Bancorp announced that they will report Q4, 2023 results After-Market on Jan 29, 2024Price Target Changed • Dec 15Price target increased by 19% to US$12.50Up from US$10.50, the current price target is an average from 2 analysts. New target price is 7.7% below last closing price of US$13.55. Stock is up 41% over the past year. The company is forecast to post earnings per share of US$1.30 for next year compared to US$1.96 last year.Reported Earnings • Nov 17Third quarter 2023 earnings: EPS and revenues exceed analyst expectationsThird quarter 2023 results: EPS: US$0.38 (up from US$0.28 in 3Q 2022). Revenue: US$16.6m (up 6.3% from 3Q 2022). Net income: US$4.72m (up 30% from 3Q 2022). Profit margin: 28% (up from 23% in 3Q 2022). Revenue exceeded analyst estimates by 12%. Earnings per share (EPS) also surpassed analyst estimates by 54%. Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 4.4% growth forecast for the Banks industry in the US.Board Change • Nov 15Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 4 highly experienced directors. Director Alan Weichselbaum was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Oct 13FinWise Bancorp to Report Q3, 2023 Results on Oct 26, 2023FinWise Bancorp announced that they will report Q3, 2023 results After-Market on Oct 26, 2023お知らせ • Aug 17FinWise Bancorp announced delayed 10-Q filingOn 08/15/2023, FinWise Bancorp announced that they will be unable to file their next 10-Q by the deadline required by the SEC.Major Estimate Revision • Aug 03Consensus revenue estimates increase by 10%The consensus outlook for revenues in fiscal year 2023 has improved. 2023 revenue forecast increased from US$65.1m to US$71.7m. EPS estimate increased from US$0.76 to US$1.19 per share. Net income forecast to shrink 16% next year vs 11% decline forecast for Banks industry in the US. Consensus price target up from US$10.00 to US$10.50. Share price rose 14% to US$10.18 over the past week.分析記事 • Jul 30Need To Know: Analysts Are Much More Bullish On FinWise Bancorp (NASDAQ:FINW) RevenuesShareholders in FinWise Bancorp ( NASDAQ:FINW ) may be thrilled to learn that the analysts have just delivered a major...お知らせ • Jul 29FinWise Bancorp (NasdaqGM:FINW) agreed to acquire 10 percent stake in Business Funding Group, LLC.FinWise Bancorp (NasdaqGM:FINW) agreed to acquire 10 percent stake in Business Funding Group, LLC on July 27, 2023. The transaction is subject to regulatory approval and other customary closing conditions. Consideration includes issuance of 372,132 shares of the Company’s common stock in exchange for an additional 10% equity interest in BFG upon closing.Reported Earnings • Jul 28Second quarter 2023 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2023 results: EPS: US$0.37 (down from US$0.43 in 2Q 2022). Revenue: US$16.3m (down 11% from 2Q 2022). Net income: US$4.64m (down 15% from 2Q 2022). Profit margin: 28% (down from 30% in 2Q 2022). The decrease in margin was driven by lower revenue. Revenue exceeded analyst estimates by 21%. Earnings per share (EPS) also surpassed analyst estimates by 100%. Revenue is forecast to grow 7.5% p.a. on average during the next 2 years, compared to a 4.4% growth forecast for the Banks industry in the US.お知らせ • Jul 14FinWise Bancorp to Report Q2, 2023 Results on Jul 27, 2023FinWise Bancorp announced that they will report Q2, 2023 results After-Market on Jul 27, 2023Price Target Changed • May 10Price target decreased by 13% to US$10.00Down from US$11.50, the current price target is an average from 2 analysts. New target price is 24% above last closing price of US$8.06. Stock is down 41% over the past year. The company is forecast to post earnings per share of US$0.76 for next year compared to US$1.96 last year.Major Estimate Revision • May 04Consensus revenue estimates decrease by 18%The consensus outlook for fiscal year 2023 has been updated. 2023 revenue forecast fell from US$76.1m to US$62.6m. EPS estimate unchanged from US$0.95 per share at last update. Banks industry in the US expected to see average net income decline 5.7% next year. Consensus price target of US$10.75 unchanged from last update. Share price fell 9.1% to US$8.00 over the past week.Reported Earnings • Apr 02Full year 2022 earnings: EPS in line with analyst expectations despite revenue beatFull year 2022 results: EPS: US$1.96 (down from US$3.44 in FY 2021). Revenue: US$74.8m (up 4.2% from FY 2021). Net income: US$24.9m (down 16% from FY 2021). Profit margin: 33% (down from 42% in FY 2021). The decrease in margin was driven by higher expenses. Revenue exceeded analyst estimates by 2.7%. Earnings per share (EPS) were mostly in line with analyst estimates. Revenue is forecast to grow 10% p.a. on average during the next 2 years, compared to a 6.6% growth forecast for the Banks industry in the US.Price Target Changed • Mar 30Price target decreased by 10% to US$10.75Down from US$12.00, the current price target is an average from 2 analysts. New target price is 21% above last closing price of US$8.90. Stock is down 48% over the past year. The company is forecast to post earnings per share of US$1.22 for next year compared to US$1.97 last year.Major Estimate Revision • Feb 01Consensus EPS estimates fall by 24%The consensus outlook for earnings per share (EPS) in fiscal year 2023 has deteriorated. 2023 revenue forecast decreased from US$79.3m to US$78.3m. EPS estimate also fell from US$1.81 per share to US$1.37 per share. Net income forecast to shrink 30% next year vs 9.9% growth forecast for Banks industry in the US . Consensus price target down from US$12.00 to US$11.50. Share price fell 3.4% to US$8.69 over the past week.お知らせ • Jan 28FinWise Bancorp Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2022FinWise Bancorp reported net charge-offs for the fourth quarter ended December 31, 2022. For the fourth quarter of 2022, the company’s net charge-offs were $3.2 million, compared to $3.1 million for the third quarter of 2022 and $2.3 million for the fourth quarter of 2021.Reported Earnings • Jan 26Full year 2022 earnings: EPS in line with analyst expectations despite revenue beatFull year 2022 results: EPS: US$1.97 (down from US$3.44 in FY 2021). Revenue: US$74.8m (up 4.2% from FY 2021). Net income: US$25.1m (down 16% from FY 2021). Profit margin: 34% (down from 42% in FY 2021). The decrease in margin was driven by higher expenses. Revenue exceeded analyst estimates by 2.7%. Earnings per share (EPS) were mostly in line with analyst estimates. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 6.2% growth forecast for the Banks industry in the US.お知らせ • Jan 14FinWise Bancorp to Report Q4, 2022 Results on Jan 25, 2023FinWise Bancorp announced that they will report Q4, 2022 results After-Market on Jan 25, 2023Reported Earnings • Oct 27Third quarter 2022 earnings: Revenues exceed analysts expectations while EPS lags behindThird quarter 2022 results: EPS: US$0.29 (down from US$1.02 in 3Q 2021). Revenue: US$15.6m (down 16% from 3Q 2021). Net income: US$3.65m (down 57% from 3Q 2021). Profit margin: 23% (down from 45% in 3Q 2021). The decrease in margin was primarily driven by higher expenses. Revenue exceeded analyst estimates by 5.4%. Earnings per share (EPS) missed analyst estimates by 25%. Revenue is forecast to grow 9.2% p.a. on average during the next 2 years, compared to a 6.3% growth forecast for the Banks industry in the US.お知らせ • Oct 14FinWise Bancorp Announces Board ChangesFinWise Bancorp announced the retirement of Chairman of the Board of Directors, Russell Fred Healey, Jr. effective as of October 6, 2022. Mr. Healey steps down after nearly two decades of service to the bank, and 12 years as Chairman. Kent Landvatter, CEO and President, has been named as Chairman of both FinWise Bancorp and FinWise Bank. Mr. Healey was appointed to the FinWise board of directors in April 2003 and has served as the Chairman of the board of directors since October 2010. Mr. Healey served from April 1993 to September 2010 as the Chief Financial Officer and Chief Operating Officer of Feature Films for Families and is the sole owner and operator of The Healey Company which manages over $100 million in real estate assets. Healey also served as the director of real estate and development of the Challenger School Foundation. During that time, he supervised the construction of over $60 million in buildings and remodeling projects. Mr. Healey received his Master of Finance summa cum laude from the University of Utah in 1980. On October 6, 2022, Mr. Healey, who served as Chairman of the Board, resigned from the Board, including the Audit, Compensation and Nominating & Corporate Governance Committees of the Board, for health reasons. On October 6, 2022, the Board elected Mr. Alan Weichselbaum as a Class I director to fill the vacancy created as a result of Mr. Healey’s resignation. Mr. Weichselbaum previously served as a member of the Board from May 19, 2015 through May 7, 2021. Following Mr. Weichselbaum’s resignation from the Board on May 7, 2021, the Company and Mr. Weichselbaum entered into a secured promissory note, dated as of August 6, 2021 (the “2021 Note”), pursuant to which Mr. Weichselbaum borrowed $143,410 in principal amount from the Company to pay an aggregate exercise price of the same amount for his exercise of stock options to purchase an aggregate of 30,000 shares of the Company’s common stock on August 6, 2021. On October 6, 2022, the Board appointed Mr. Kent Landvatter, the Company’s President and Chief Executive Officer, as Chairman of the Board and Mr. Howard I. Reynolds, the Vice Chairman of the Board, as Lead Independent Director, in each case in addition to their respective current positions with the Company.Seeking Alpha • Oct 14FinWise Bancorp chairman Russell Healey, Jr. retiresFinWise Bancorp (NASDAQ:FINW) has announced the retirement of Russell Healey, Jr., chairman of its board of directors, effective as of Oct 6, 2022. Healey steps down after nearly two decades of service to the bank, and 12 years as chairman. Kent Landvatter, CEO and president, has been named as Chairman of both FinWise Bancorp and FinWise Bank.お知らせ • Sep 30FinWise Bancorp to Report Q3, 2022 Results on Oct 26, 2022FinWise Bancorp announced that they will report Q3, 2022 results After-Market on Oct 26, 2022Seeking Alpha • Aug 18FinWise Bancorp announces stock buyback programFinWise Bancorp (NASDAQ:FINW) on Thursday announced a share repurchase program for up to 5% of its outstanding shares as of Aug. 16, or 644.2K shares. The repurchases will be made from time to time through Aug. 31, 2024. FINW may begin, suspend, limit or terminate repurchases at any time prior to the program's expiration. The company expects to fund buybacks with available cash balances.Major Estimate Revision • Aug 03Consensus revenue estimates fall by 11%The consensus outlook for revenues in 2022 has deteriorated. 2022 revenue forecast decreased from US$102.4m to US$90.9m. EPS estimate fell from US$2.75 to US$2.10 per share. Net income forecast to shrink 8.9% next year vs 9.5% growth forecast for Banks industry in the US . Consensus price target down from US$15.00 to US$14.00. Share price rose 5.8% to US$9.93 over the past week.Recent Insider Transactions • Aug 02EVP, Chief Compliance & Risk Officer recently bought US$51k worth of stockOn the 29th of July, Michael O'Brien bought around 5k shares on-market at roughly US$10.12 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$162k more in shares than they have sold in the last 12 months.Reported Earnings • Jul 28Second quarter 2022 earnings: EPS and revenues miss analyst expectationsSecond quarter 2022 results: EPS: US$0.43. Revenue: US$18.3m (up 32% from 2Q 2021). Net income: US$5.48m (up 11% from 2Q 2021). Profit margin: 30% (down from 36% in 2Q 2021). The decrease in margin was driven by higher expenses. Revenue missed analyst estimates by 6.6%. Earnings per share (EPS) also missed analyst estimates by 28%. Over the next year, revenue is forecast to grow 48%, compared to a 15% growth forecast for the industry in the US.Seeking Alpha • Jul 27FinWise Bancorp GAAP EPS of $0.41 misses by $0.16, revenue of $21.20M misses by $1.49MFinWise Bancorp press release (NASDAQ:FINW): Q2 GAAP EPS of $0.41 misses by $0.16. Revenue of $21.20M (+11.8% Y/Y) misses by $1.49M. Loan originations were $2.1 billion, compared to $2.5 billion for the quarter ended March 31, 2022 and $1.4 billion in the prior year period Net interest income was $12.8 million, compared to $13.0 million for the quarter ended March 31, 2022 and $10.8 million in the prior year period Net Income was $5.5 million, compared to $9.4 million for the quarter ended March 31, 2022 and $7.7 million in the prior year period. Efficiency ratio was 52.0%, compared to 36.7% for the quarter ended March 31, 2022 and 37.3% for the prior year period Maintained industry-leading returns with annualized return on average equity (ROAE) of 17.2%, compared to 31.4% in the quarter ended March 31, 2022 and 55.0% in the prior year period Asset quality remained strong with a nonperforming loans to total loans ratio of 0.3%.Valuation Update With 7 Day Price Move • Jun 30Investor sentiment deteriorated over the past weekAfter last week's 15% share price decline to US$9.33, the stock trades at a forward P/E ratio of 3x. Average forward P/E is 10x in the Banks industry in the US.お知らせ • Jun 29FinWise Bancorp to Report Q2, 2022 Results on Jul 27, 2022FinWise Bancorp announced that they will report Q2, 2022 results After-Market on Jul 27, 2022お知らせ • Jun 26FinWise Bancorp(NasdaqGM:FINW) dropped from Russell Microcap Value IndexFinWise Bancorp(NasdaqGM:FINW) dropped from Russell Microcap Value Indexお知らせ • Jun 23FinWise Bancorp Announces Management ChangesFinWise Bancorp announced the appointment of Simon Darchis as Vice President, Director of Specialty Lending. Mr. Darchis will replace David Tilis effective immediately. Mr. Tilis has decided to leave the Company, but has agreed to stay on as a consultant for a period of one year to facilitate a seamless transition. Mr. Darchis has been with FinWise for over four years and has been instrumental in the buildout and management of the Company’s Strategic Lending Program.お知らせ • May 17FinWise Bancorp Reports Net Charge Off for the First Quarter Ended March 31, 2022FinWise Bancorp reported net charge off for the first quarter ended March 31, 2022. For the quarter, the company reported net charge-offs were $2.8 million, compared to $2.3 million during the fourth quarter of 2021 and $0.6 million during the first quarter of 2021.お知らせ • May 02FinWise Bancorp, Annual General Meeting, Jun 09, 2022FinWise Bancorp, Annual General Meeting, Jun 09, 2022, at 10:00 Mountain Daylight. Location: Jordan Commons Megaplex Theatres Capra Room, 9400 South State Street Sandy Utah United States Agenda: To elect three directors to serve for a three-year term ending at the 2025 annual meeting of shareholders or until their successor is duly elected and qualified; to approve the amendment to the All West Bancorporation 2019 Stock Option Plan to change the name to FinWise Bancorp 2019 Stock Option Plan"and to increase the number of shares available for grant under such plan; and to ratify the appointment of Moss Adams LLP as the Company's independent registered public accounting firm for the fiscal year ending December 31, 2022.Reported Earnings • Apr 29First quarter 2022 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2022 results: EPS: US$0.80 (up from US$0.61 in 1Q 2021). Revenue: US$22.9m (up 65% from 1Q 2021). Net income: US$10.3m (up 108% from 1Q 2021). Profit margin: 45% (up from 36% in 1Q 2021). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 9.3%. Earnings per share (EPS) also surpassed analyst estimates by 25%. Over the next year, revenue is forecast to grow 48%, compared to a 11% growth forecast for the industry in the US.お知らせ • Apr 13FinWise Bancorp to Report Q1, 2022 Results on Apr 28, 2022FinWise Bancorp announced that they will report Q1, 2022 results After-Market on Apr 28, 2022Reported Earnings • Apr 04Full year 2021 earnings: EPS and revenues exceed analyst expectationsFull year 2021 results: EPS: US$3.64 (up from US$1.29 in FY 2020). Revenue: US$71.8m (up 95% from FY 2020). Net income: US$31.6m (up 205% from FY 2020). Profit margin: 44% (up from 28% in FY 2020). The increase in margin was driven by higher revenue. Net interest margin (NIM): 15.10% (up from 11.00% in FY 2020). Non-performing loans: 0.25% (down from 0.32% in FY 2020). Revenue exceeded analyst estimates by 7.2%. Earnings per share (EPS) also surpassed analyst estimates by 9.0%. Over the next year, revenue is forecast to grow 56%, compared to a 7.1% growth forecast for the banks industry in the US.お知らせ • Feb 01FinWise Bancorp to Report Q4, 2021 Results on Feb 23, 2022FinWise Bancorp announced that they will report Q4, 2021 results After-Market on Feb 23, 2022Seeking Alpha • Jan 07FinWise Bancorp: A Risky Fintech-Heavy Partnership Model With Huge Potential UpsideFinWise Bancorp is a small $338 million asset bank. The bank partners with many fintech lenders to originate billions of loan volume. The company is insanely profitable, but also takes on a good amount of risk on its balance sheet. The business model is also filled with substantial risk.Valuation Update With 7 Day Price Move • Jan 06Investor sentiment improved over the past weekAfter last week's 15% share price gain to US$15.55, the stock trades at a forward P/E ratio of 6x. Average forward P/E is 13x in the Banks industry in the US.株主還元FINWUS BanksUS 市場7D4.0%-2.0%-1.0%1Y-8.9%15.1%23.3%株主還元を見る業界別リターン: FINW過去 1 年間で15.1 % の収益を上げたUS Banks業界を下回りました。リターン対市場: FINWは、過去 1 年間で23.3 % のリターンを上げたUS市場を下回りました。価格変動Is FINW's price volatile compared to industry and market?FINW volatilityFINW Average Weekly Movement5.0%Banks Industry Average Movement3.5%Market Average Movement7.2%10% most volatile stocks in US Market16.2%10% least volatile stocks in US Market3.2%安定した株価: FINW 、 US市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。時間の経過による変動: FINWの 週次ボラティリティ ( 5% ) は過去 1 年間安定しています。会社概要設立従業員CEO（最高経営責任者ウェブサイト1999198Jim Nooneinvestors.finwisebancorp.comフィンワイズ・バンコープはフィンワイズ・バンクの銀行持株会社として、ユタ州の個人および法人顧客に様々な銀行商品やサービスを提供している。事業セグメントは3つ：トラディショナル・バンキング、BaaSおよびトレジャリー、アドミニストレーション。利付・無利息要求払い預金、健康貯蓄口座要求払い預金、NOW口座、マネーマーケット口座、当座預金、普通預金、定期預金、譲渡性預金など、さまざまな預金商品を提供している。ローンは、消費者ローン、中小企業向けローン、商業用ローン、商業用不動産ローン、住宅用不動産ローンを取り扱っている。さらに、デビットカード、リモート・デポジット・キャプチャー、オンライン・バンキング、モバイル・バンキング、ダイレクト・デポジット・サービス、ビジネス・チェッキング口座、ビジネス・セービング口座、トレジャリー・サービスなどのビジネス口座およびキャッシュ・マネジメント・サービスも提供している。旧社名はオールウエスト・バンコープ。フィンワイズ・バンコープは1999年に設立され、ユタ州マレーに本社を置く。もっと見るFinWise Bancorp 基礎のまとめFinWise Bancorp の収益と売上を時価総額と比較するとどうか。FINW 基礎統計学時価総額US$186.68m収益（TTM）US$15.03m売上高(TTM)US$105.48m12.3xPER（株価収益率0.9xPBR（株価純資産倍率FINW は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計FINW 損益計算書（TTM）収益US$105.48m売上原価US$0売上総利益US$105.48mその他の費用US$90.44m収益US$15.03m直近の収益報告Mar 31, 2026次回決算日該当なし一株当たり利益（EPS）1.10グロス・マージン100.00%純利益率14.25%有利子負債／自己資本比率0.03%FINW の長期的なパフォーマンスは？過去の実績と比較を見るView Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/20 01:42終値2026/05/20 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋FinWise Bancorp 3 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。8 アナリスト機関Brett RabatinHovde Group, LLCManuel NavasPiper Sandler CompaniesDaniel TamayoRaymond James & Associates5 その他のアナリストを表示
Board Change • 2hInsufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 4 highly experienced directors. Independent Director Susan Ehrlich was the last director to join the board, commencing their role in 2024. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Apr 29FinWise Bancorp, Annual General Meeting, Jun 25, 2026FinWise Bancorp, Annual General Meeting, Jun 25, 2026. Location: jordan commons megaplex theatres, capra room, 9335 south state street, ut 84070, sandy United States
お知らせ • Apr 08Finwise Bancorp Announces Chief Executive Officer Changes, Effective April 6, 2026FinWise Bancorp announced the appointment of Jim Noone as Chief Executive Officer of the Company, effective April 6, 2026. Kent Landvatter, who has served as Chief Executive Officer since 2010, will retain the role of Executive Chairman of the Company and FinWise Bank. Effective April 6, 2026, Jim Noone was appointed to the position of Chief Executive Officer of the Company. Mr. Noone was appointed President of FinWise Bank in 2023, to President of the Company in 2024, to Chief Executive Officer of the Bank in 2025, and now to Chief Executive Officer of the Company. He will continue as President and Chief Executive Officer of the Bank. Mr. Noone, 47, joined the Bank in February 2018 and was named Executive Vice President and Chief Credit Officer in June 2018 becoming Chief Strategy Officer in November 2022 and President of the Bank in March 2023. He was named as Chief Executive Officer of the Bank in March 2025. Mr. Noone has over 20 years of financial services experience including commercial and investment banking as well as private equity. Prior to joining the Bank, Mr. Noone served as Executive Vice President of Prudent Lenders, an SBA service provider from 2012 to 2018.
お知らせ • Apr 02FinWise Bancorp to Report Q1, 2026 Results on Apr 30, 2026FinWise Bancorp announced that they will report Q1, 2026 results After-Market on Apr 30, 2026
ナラティブの更新 • Apr 02FINW: Fintech Credit Partnership And Stable Outlook Will Support Future UpsideAnalysts now place their price target for FinWise Bancorp at $22.00. This reflects updated assumptions around profit margin and future P/E levels that keep their fair value view essentially unchanged from prior estimates.
ナラティブの更新 • Mar 18FINW: New Fintech Credit Partnership Will Support Future UpsideAnalysts have maintained their price target for FinWise Bancorp at $22.00. This reflects consistent assumptions around fair value, discount rate, revenue growth, profit margin, and future P/E that continue to support their existing view on the stock.
Board Change • 2hInsufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 4 highly experienced directors. Independent Director Susan Ehrlich was the last director to join the board, commencing their role in 2024. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Apr 29FinWise Bancorp, Annual General Meeting, Jun 25, 2026FinWise Bancorp, Annual General Meeting, Jun 25, 2026. Location: jordan commons megaplex theatres, capra room, 9335 south state street, ut 84070, sandy United States
お知らせ • Apr 08Finwise Bancorp Announces Chief Executive Officer Changes, Effective April 6, 2026FinWise Bancorp announced the appointment of Jim Noone as Chief Executive Officer of the Company, effective April 6, 2026. Kent Landvatter, who has served as Chief Executive Officer since 2010, will retain the role of Executive Chairman of the Company and FinWise Bank. Effective April 6, 2026, Jim Noone was appointed to the position of Chief Executive Officer of the Company. Mr. Noone was appointed President of FinWise Bank in 2023, to President of the Company in 2024, to Chief Executive Officer of the Bank in 2025, and now to Chief Executive Officer of the Company. He will continue as President and Chief Executive Officer of the Bank. Mr. Noone, 47, joined the Bank in February 2018 and was named Executive Vice President and Chief Credit Officer in June 2018 becoming Chief Strategy Officer in November 2022 and President of the Bank in March 2023. He was named as Chief Executive Officer of the Bank in March 2025. Mr. Noone has over 20 years of financial services experience including commercial and investment banking as well as private equity. Prior to joining the Bank, Mr. Noone served as Executive Vice President of Prudent Lenders, an SBA service provider from 2012 to 2018.
お知らせ • Apr 02FinWise Bancorp to Report Q1, 2026 Results on Apr 30, 2026FinWise Bancorp announced that they will report Q1, 2026 results After-Market on Apr 30, 2026
ナラティブの更新 • Apr 02FINW: Fintech Credit Partnership And Stable Outlook Will Support Future UpsideAnalysts now place their price target for FinWise Bancorp at $22.00. This reflects updated assumptions around profit margin and future P/E levels that keep their fair value view essentially unchanged from prior estimates.
ナラティブの更新 • Mar 18FINW: New Fintech Credit Partnership Will Support Future UpsideAnalysts have maintained their price target for FinWise Bancorp at $22.00. This reflects consistent assumptions around fair value, discount rate, revenue growth, profit margin, and future P/E that continue to support their existing view on the stock.
ナラティブの更新 • Mar 04FINW: New Fintech Partnership And Solid Margins Will Support Future UpsideAnalysts have modestly adjusted their price target on FinWise Bancorp from $22.67 to $22.00, citing updated assumptions around revenue growth, profit margins, and future P/E as the key drivers behind the change. What's in the News FinWise Bancorp announced a program agreement with fintech Albert Corporation to offer customers transparent, affordable and convenient short term lines of credit, pairing FinWise's banking capabilities with Albert's tools across banking, savings, investing and budgeting (Key Developments).
ナラティブの更新 • Feb 17FINW: Higher Future P/E Assumptions Will Support Upside Despite Rising Credit LossesAnalysts have kept their average price target for FinWise Bancorp steady at $22.67. The latest update reflects revised expectations for revenue growth, profit margins and future P/E that offset each other in their models.
ナラティブの更新 • Feb 03FINW: Higher Future P/E Assumptions Will Support Upside Despite Rising Credit LossesAnalysts have adjusted their price target on FinWise Bancorp to about US$22.67, reflecting updated assumptions around revenue growth, profit margin, and future P/E, which they see as better aligning the shares with current fundamentals. What's in the News From October 1, 2025 to December 31, 2025, FinWise Bancorp reported no share repurchases under its existing buyback program.
お知らせ • Jan 30FinWise Bancorp Reports Net Charge Offs for the Fourth Quarter Ended December 31, 2025FinWise Bancorp reported net charge offs for the fourth quarter ended December 31, 2025. For the period, the company reported net charge offs of $6.7 million against $3.2 million reported a year ago.
ナラティブの更新 • Jan 20FINW: New Fintech Card Programs Will Drive Upside Despite Higher Credit LossesAnalysts kept their Fair Value estimate for FinWise Bancorp steady at about US$22.67 per share, citing essentially unchanged assumptions around the discount rate, revenue growth, profit margin, and future P/E. What's in the News From July 1, 2025 to September 30, 2025, FinWise Bancorp reported no share repurchases under its existing buyback.
お知らせ • Jan 06FinWise Bancorp to Report Q4, 2025 Results on Jan 29, 2026FinWise Bancorp announced that they will report Q4, 2025 results After-Market on Jan 29, 2026
ナラティブの更新 • Jan 05FINW: Future Card Partnerships Will Drive Upside Despite Rising Credit LossesAnalysts have slightly increased their price target for FinWise Bancorp to reflect an updated fair value estimate of about $22.67 per share. This change is supported by largely unchanged assumptions around revenue growth, profit margins, discount rate, and a slightly higher future P/E multiple.
ナラティブの更新 • Dec 15FINW: Index Inclusion Will Drive Future Upside Despite Rising Credit LossesAnalysts have slightly raised their price target on FinWise Bancorp to approximately $22.00 per share, citing stable fair value estimates supported by robust projected revenue growth above 50 percent, healthy profit margins near 13 percent, and an attractive forward P/E around 10.5. What's in the News FinWise Bancorp was added to the S&P Global BMI Index, boosting its visibility with institutional investors (Index Constituent Adds). The bank announced a strategic program agreement with DreamFi Inc.
ナラティブの更新 • Nov 29FINW: Recent Card Program Launches And Index Addition Will Drive UpsideAnalysts have maintained their price target for FinWise Bancorp at $22.00 per share. They cite stability in key valuation inputs and unchanged expectations regarding the company's growth and profitability outlook.
ナラティブの更新 • Nov 15FINW: Index Inclusion And Share Buyback Will Drive Future UpsideAnalysts have reaffirmed their price target for FinWise Bancorp at $22.00, citing stable fair value estimates as the basis for maintaining their outlook. What's in the News Entered program management, issuer, and servicer agreement with Tallied Technologies Inc.
ナラティブの更新 • Nov 01FINW: New Partnerships And Product Expansion Will Drive Future Revenue MomentumAnalysts have raised their price target for FinWise Bancorp from $19.67 to $22.00, citing updated projections of significantly higher revenue growth, which more than offset a slight decrease in profit margin expectations. What's in the News FinWise Bancorp entered into an agreement with Tallied Technologies Inc.
お知らせ • Oct 30FinWise Bancorp Reports Net Charge Offs for the Third Quarter Ended September 30, 2025FinWise Bancorp reported net charge offs for the third quarter ended September 30, 2025. For the period, the company reported net charge offs of $3,127,000 against $2,409,000 reported a year ago.
お知らせ • Oct 01FinWise Bancorp to Report Q3, 2025 Results on Oct 29, 2025FinWise Bancorp announced that they will report Q3, 2025 results After-Market on Oct 29, 2025
お知らせ • Jul 02FinWise Bancorp to Report Q2, 2025 Results on Jul 24, 2025FinWise Bancorp announced that they will report Q2, 2025 results After-Market on Jul 24, 2025
お知らせ • May 01+ 1 more updateFinWise Bancorp, Annual General Meeting, Jun 26, 2025FinWise Bancorp, Annual General Meeting, Jun 26, 2025. Location: at jordan commons megaplextheatres, capra room, 9335 south state street, sandy United States
お知らせ • Apr 04FinWise Bancorp to Report Q1, 2025 Results on Apr 30, 2025FinWise Bancorp announced that they will report Q1, 2025 results After-Market on Apr 30, 2025
お知らせ • Jan 03FinWise Bancorp to Report Q4, 2024 Results on Jan 30, 2025FinWise Bancorp announced that they will report Q4, 2024 results After-Market on Jan 30, 2025
Seeking Alpha • Dec 07FinWise Bancorp: Pricey For A ReasonSummary FinWise Bancorp's unique business model, focusing on strategic growth areas and fintech partnerships, justifies its premium valuation despite being more expensive than typical financial firms. The bank's impressive growth in deposits and loans, coupled with its asset-light approach, contributes to its high return on assets, making it a compelling investment. Despite declining net income and net interest margin, FinWise's diversification into lower-risk loans and innovative services like MoneyRails and BIN Sponsorship offer significant long-term potential. While not a home run, FinWise Bancorp's unique business model and strong financial metrics warrant a soft 'buy' rating despite its higher valuation. Read the full article on Seeking Alpha
新しいナラティブ • Oct 27Calculated Fintech Partnerships And SBA Rebound To Drive Growth And Boost Profitability New strategic lending partnerships and program growth expected to boost market share and revenue, enhancing profitability as infrastructure investments mature.
お知らせ • Oct 25FinWise Bancorp Reports Net Charge-Offs for the Third Quarter Ended September 30, 2024FinWise Bancorp reported net charge-offs for the third quarter ended September 30, 2024. For the month, the company reported net charge-offs were $2.409 million against $2.245 million a year ago.
お知らせ • Oct 01FinWise Bancorp to Report Q3, 2024 Results on Oct 24, 2024FinWise Bancorp announced that they will report Q3, 2024 results After-Market on Oct 24, 2024
お知らせ • Jul 26FinWise Bancorp Reports Net Charge Offs for the Second Quarter Ended June 30, 2024FinWise Bancorp reported net charge offs for the second quarter ended June 30, 2024. For the quarter, the company reported net charge offs of $1,898,000 compared to $2,388,000 a year ago.
お知らせ • Jul 22FinWise Bancorp Appoints Susan Ehrlich to the BoardFinWise Bancorp announced the expansion of its board of directors by appointing Susan Ehrlich to the company’s board, effective immediately. Ms. Ehrlich brings over 25 years of experience and successful achievements in lending, banking and payments across fintech, financial services and retail. She has a proven record of scaling growth and improving profitability through product innovation and digital business transformation. She currently serves as Partner of Core Innovation Capital. Ms. Ehrlich has also served on the Board of Directors for the Boeing Employees Credit Union (BECU), and Petal Card. She has also served as the Board Chair of the Financial Health Network (formerly CFSI) and was a member of the Consumer Advisory Council of the Federal Reserve in Washington. Ms. Ehrlich holds a B. A. with honors from Brown University and an M.B.A. from the Harvard Business School.
お知らせ • Jul 02FinWise Bancorp to Report Q2, 2024 Results on Jul 25, 2024FinWise Bancorp announced that they will report Q2, 2024 results After-Market on Jul 25, 2024
Major Estimate Revision • May 06Consensus EPS estimates fall by 19%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has deteriorated. 2024 revenue forecast decreased from US$82.3m to US$79.5m. EPS estimate also fell from US$0.99 per share to US$0.805 per share. Net income forecast to shrink 36% next year vs 1.7% growth forecast for Banks industry in the US . Consensus price target of US$13.50 unchanged from last update. Share price was steady at US$10.74 over the past week.
お知らせ • May 01FinWise Bancorp, Annual General Meeting, Jun 27, 2024FinWise Bancorp, Annual General Meeting, Jun 27, 2024, at 10:00 Mountain Daylight. Location: Jordan Commons Megaplex Theatres, Capra Room, 9335 South State Street, Sandy, UT 84070 Sandy United States Agenda: To elect three directors to serve for a three-year term ending at the 2027 annual meeting of shareholders or until their successor is duly elected and qualified; to consider and approve the amendment to the FinWise Bancorp 2019 Stock Option Plan (the “2019 Plan”) to increase the number of shares of common stock available for issuance under such plan.; to consider and ratify the appointment of Moss Adams LLP as the Company’s independent registered public accounting firm for the fiscal year ending December 31, 2023.
Reported Earnings • Apr 30First quarter 2024 earnings: EPS exceeds analyst expectationsFirst quarter 2024 results: EPS: US$0.27 (down from US$0.30 in 1Q 2023). Revenue: US$16.3m (up 17% from 1Q 2023). Net income: US$3.32m (down 13% from 1Q 2023). Profit margin: 20% (down from 27% in 1Q 2023). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 8.7%. Revenue is forecast to grow 18% p.a. on average during the next 2 years, compared to a 5.7% growth forecast for the Banks industry in the US.
お知らせ • Apr 30FinWise Bancorp Reports Net Charge-Offs for the First Quarter Ended March 31, 2024FinWise Bancorp reported net charge-offs for the first quarter ended March 31, 2024. For the quarter, the company reported net charge-offs were $3,401,000 as compared to $2,876,000 a year ago.
お知らせ • Apr 05FinWise Bancorp to Report Q1, 2024 Results on Apr 29, 2024FinWise Bancorp announced that they will report Q1, 2024 results After-Market on Apr 29, 2024
お知らせ • Mar 28FinWise Bancorp Announces Chief Financial Officer ChangesFinWise Bancorp announced the appointment of Robert Wahlman as chief financial officer, effective immediately. Mr. Wahlman will succeed Javvis Jacobson, who will remain with the Bank as Treasurer. Mr. Wahlman joins FinWise with over 35 years of total experience in the banking industry, including nearly 20 years as Chief Financial Officer of both private and publicly listed bank holding companies. Most recently, Mr. Wahlman served as the Chief Financial Officer of Axiom Bank and Axiom Bancshares Inc., where he played a key role in restoring the bank to profitable operations. During his extensive banking career, Mr. Wahlman has helped lead growing organizations with public company reporting responsibilities, demonstrating a strength in building finance teams supportive of achieving the company’s vision while controlling its financial risks. Mr. Wahlman has also served on three bank boards of directors throughout his career.
Price Target Changed • Mar 28Price target decreased by 9.7% to US$14.00Down from US$15.50, the current price target is an average from 2 analysts. New target price is 39% above last closing price of US$10.05. Stock is up 13% over the past year. The company is forecast to post earnings per share of US$0.98 for next year compared to US$1.38 last year.
お知らせ • Mar 28FinWise Bancorp Appoints Jim Noone to PresidentFinWise Bancorp announced the appointment of Jim Noone to president, effective immediately. Mr. Noone, currently President of FinWise Bank, has been appointed by the Board of Directors to the position of President of FinWise Bancorp. He joined the Bank in February 2018 and was named Executive Vice President and Chief Credit Officer in June of 2018. Mr. Noone has over 20 years of financial services experience including commercial banking, investment banking, and private equity.
Reported Earnings • Mar 27Full year 2023 earnings: EPS and revenues exceed analyst expectationsFull year 2023 results: EPS: US$1.38 (down from US$1.96 in FY 2022). Revenue: US$64.0m (down 14% from FY 2022). Net income: US$17.2m (down 31% from FY 2022). Profit margin: 27% (down from 33% in FY 2022). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 11.65% (down from 14.04% in FY 2022). Revenue exceeded analyst estimates by 2.6%. Earnings per share (EPS) also surpassed analyst estimates by 2.7%. Revenue is forecast to grow 18% p.a. on average during the next 2 years, compared to a 5.9% growth forecast for the Banks industry in the US.
お知らせ • Feb 06FinWise Bancorp Announces Two Senior Leadership PromotionsFinWise Bancorp announced the promotions of Chief Fintech Officer Robert Keil and Chief Technology Officer Richard Thiessens to the added title of Executive Vice President. Mr. Keil joined FinWise in 2023 as Senior Vice President and Chief Fintech Officer, leading existing customers, business line strategy, and growth initiatives within the bank’s Strategic Programs line of business. Mr. Keil holds over 25 years of experience in Payments and the Banking as a Service (BaaS) industry. Prior to joining the Bank, Mr. Keil was SVP and Chief Payments Officer at Sutton Bank. Prior to that, he served as Vice President of Fintech and Emerging Payments at Fiserv as well as various roles with US Bank and Wells Fargo. Mr. Thiessens joined FinWise in 2019 and has served as Senior Vice President and Chief Technology Officer since 2021 and has been responsible for creating and utilizing various forms of technology to deliver on the Bank’s strategic plans. He oversees the Company’s Information Systems, Cyber Security, Data Services and Project Management. Mr. Thiessens’ career spans more than two decades in Information Technology. Prior to joining FinWise, he co-founded Array Technology, an IT services and security consulting company that was rebranded to become Braintrace and ultimately acquired by Sophos. He also led the infrastructure, data and cyber security teams at EnerBank USA through rapid growth and significant change.
Valuation Update With 7 Day Price Move • Feb 06Investor sentiment deteriorates as stock falls 15%After last week's 15% share price decline to US$12.16, the stock trades at a forward P/E ratio of 12x. Average forward P/E is 11x in the Banks industry in the US. Total returns to shareholders of 34% over the past year.
Major Estimate Revision • Feb 05Consensus EPS estimates fall by 29%The consensus outlook for fiscal year 2024 has been updated. 2024 EPS estimate fell from US$1.27 to US$0.90 per share. Revenue forecast steady at US$82.4m. Net income forecast to shrink 34% next year vs 3.7% decline forecast for Banks industry in the US. Consensus price target up from US$15.50 to US$16.50. Share price fell 13% to US$12.91 over the past week.
Reported Earnings • Jan 31Full year 2023 earnings: EPS and revenues exceed analyst expectationsFull year 2023 results: EPS: US$1.40 (down from US$1.96 in FY 2022). Revenue: US$64.0m (down 14% from FY 2022). Net income: US$17.5m (down 30% from FY 2022). Profit margin: 27% (down from 33% in FY 2022). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 11.65% (down from 14.04% in FY 2022). Revenue exceeded analyst estimates by 2.6%. Earnings per share (EPS) also surpassed analyst estimates by 2.7%. Revenue is forecast to grow 18% p.a. on average during the next 2 years, compared to a 5.6% growth forecast for the Banks industry in the US.
お知らせ • Jan 12FinWise Bancorp to Report Q4, 2023 Results on Jan 29, 2024FinWise Bancorp announced that they will report Q4, 2023 results After-Market on Jan 29, 2024
Price Target Changed • Dec 15Price target increased by 19% to US$12.50Up from US$10.50, the current price target is an average from 2 analysts. New target price is 7.7% below last closing price of US$13.55. Stock is up 41% over the past year. The company is forecast to post earnings per share of US$1.30 for next year compared to US$1.96 last year.
Reported Earnings • Nov 17Third quarter 2023 earnings: EPS and revenues exceed analyst expectationsThird quarter 2023 results: EPS: US$0.38 (up from US$0.28 in 3Q 2022). Revenue: US$16.6m (up 6.3% from 3Q 2022). Net income: US$4.72m (up 30% from 3Q 2022). Profit margin: 28% (up from 23% in 3Q 2022). Revenue exceeded analyst estimates by 12%. Earnings per share (EPS) also surpassed analyst estimates by 54%. Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 4.4% growth forecast for the Banks industry in the US.
Board Change • Nov 15Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 4 highly experienced directors. Director Alan Weichselbaum was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Oct 13FinWise Bancorp to Report Q3, 2023 Results on Oct 26, 2023FinWise Bancorp announced that they will report Q3, 2023 results After-Market on Oct 26, 2023
お知らせ • Aug 17FinWise Bancorp announced delayed 10-Q filingOn 08/15/2023, FinWise Bancorp announced that they will be unable to file their next 10-Q by the deadline required by the SEC.
Major Estimate Revision • Aug 03Consensus revenue estimates increase by 10%The consensus outlook for revenues in fiscal year 2023 has improved. 2023 revenue forecast increased from US$65.1m to US$71.7m. EPS estimate increased from US$0.76 to US$1.19 per share. Net income forecast to shrink 16% next year vs 11% decline forecast for Banks industry in the US. Consensus price target up from US$10.00 to US$10.50. Share price rose 14% to US$10.18 over the past week.
分析記事 • Jul 30Need To Know: Analysts Are Much More Bullish On FinWise Bancorp (NASDAQ:FINW) RevenuesShareholders in FinWise Bancorp ( NASDAQ:FINW ) may be thrilled to learn that the analysts have just delivered a major...
お知らせ • Jul 29FinWise Bancorp (NasdaqGM:FINW) agreed to acquire 10 percent stake in Business Funding Group, LLC.FinWise Bancorp (NasdaqGM:FINW) agreed to acquire 10 percent stake in Business Funding Group, LLC on July 27, 2023. The transaction is subject to regulatory approval and other customary closing conditions. Consideration includes issuance of 372,132 shares of the Company’s common stock in exchange for an additional 10% equity interest in BFG upon closing.
Reported Earnings • Jul 28Second quarter 2023 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2023 results: EPS: US$0.37 (down from US$0.43 in 2Q 2022). Revenue: US$16.3m (down 11% from 2Q 2022). Net income: US$4.64m (down 15% from 2Q 2022). Profit margin: 28% (down from 30% in 2Q 2022). The decrease in margin was driven by lower revenue. Revenue exceeded analyst estimates by 21%. Earnings per share (EPS) also surpassed analyst estimates by 100%. Revenue is forecast to grow 7.5% p.a. on average during the next 2 years, compared to a 4.4% growth forecast for the Banks industry in the US.
お知らせ • Jul 14FinWise Bancorp to Report Q2, 2023 Results on Jul 27, 2023FinWise Bancorp announced that they will report Q2, 2023 results After-Market on Jul 27, 2023
Price Target Changed • May 10Price target decreased by 13% to US$10.00Down from US$11.50, the current price target is an average from 2 analysts. New target price is 24% above last closing price of US$8.06. Stock is down 41% over the past year. The company is forecast to post earnings per share of US$0.76 for next year compared to US$1.96 last year.
Major Estimate Revision • May 04Consensus revenue estimates decrease by 18%The consensus outlook for fiscal year 2023 has been updated. 2023 revenue forecast fell from US$76.1m to US$62.6m. EPS estimate unchanged from US$0.95 per share at last update. Banks industry in the US expected to see average net income decline 5.7% next year. Consensus price target of US$10.75 unchanged from last update. Share price fell 9.1% to US$8.00 over the past week.
Reported Earnings • Apr 02Full year 2022 earnings: EPS in line with analyst expectations despite revenue beatFull year 2022 results: EPS: US$1.96 (down from US$3.44 in FY 2021). Revenue: US$74.8m (up 4.2% from FY 2021). Net income: US$24.9m (down 16% from FY 2021). Profit margin: 33% (down from 42% in FY 2021). The decrease in margin was driven by higher expenses. Revenue exceeded analyst estimates by 2.7%. Earnings per share (EPS) were mostly in line with analyst estimates. Revenue is forecast to grow 10% p.a. on average during the next 2 years, compared to a 6.6% growth forecast for the Banks industry in the US.
Price Target Changed • Mar 30Price target decreased by 10% to US$10.75Down from US$12.00, the current price target is an average from 2 analysts. New target price is 21% above last closing price of US$8.90. Stock is down 48% over the past year. The company is forecast to post earnings per share of US$1.22 for next year compared to US$1.97 last year.
Major Estimate Revision • Feb 01Consensus EPS estimates fall by 24%The consensus outlook for earnings per share (EPS) in fiscal year 2023 has deteriorated. 2023 revenue forecast decreased from US$79.3m to US$78.3m. EPS estimate also fell from US$1.81 per share to US$1.37 per share. Net income forecast to shrink 30% next year vs 9.9% growth forecast for Banks industry in the US . Consensus price target down from US$12.00 to US$11.50. Share price fell 3.4% to US$8.69 over the past week.
お知らせ • Jan 28FinWise Bancorp Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2022FinWise Bancorp reported net charge-offs for the fourth quarter ended December 31, 2022. For the fourth quarter of 2022, the company’s net charge-offs were $3.2 million, compared to $3.1 million for the third quarter of 2022 and $2.3 million for the fourth quarter of 2021.
Reported Earnings • Jan 26Full year 2022 earnings: EPS in line with analyst expectations despite revenue beatFull year 2022 results: EPS: US$1.97 (down from US$3.44 in FY 2021). Revenue: US$74.8m (up 4.2% from FY 2021). Net income: US$25.1m (down 16% from FY 2021). Profit margin: 34% (down from 42% in FY 2021). The decrease in margin was driven by higher expenses. Revenue exceeded analyst estimates by 2.7%. Earnings per share (EPS) were mostly in line with analyst estimates. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 6.2% growth forecast for the Banks industry in the US.
お知らせ • Jan 14FinWise Bancorp to Report Q4, 2022 Results on Jan 25, 2023FinWise Bancorp announced that they will report Q4, 2022 results After-Market on Jan 25, 2023
Reported Earnings • Oct 27Third quarter 2022 earnings: Revenues exceed analysts expectations while EPS lags behindThird quarter 2022 results: EPS: US$0.29 (down from US$1.02 in 3Q 2021). Revenue: US$15.6m (down 16% from 3Q 2021). Net income: US$3.65m (down 57% from 3Q 2021). Profit margin: 23% (down from 45% in 3Q 2021). The decrease in margin was primarily driven by higher expenses. Revenue exceeded analyst estimates by 5.4%. Earnings per share (EPS) missed analyst estimates by 25%. Revenue is forecast to grow 9.2% p.a. on average during the next 2 years, compared to a 6.3% growth forecast for the Banks industry in the US.
お知らせ • Oct 14FinWise Bancorp Announces Board ChangesFinWise Bancorp announced the retirement of Chairman of the Board of Directors, Russell Fred Healey, Jr. effective as of October 6, 2022. Mr. Healey steps down after nearly two decades of service to the bank, and 12 years as Chairman. Kent Landvatter, CEO and President, has been named as Chairman of both FinWise Bancorp and FinWise Bank. Mr. Healey was appointed to the FinWise board of directors in April 2003 and has served as the Chairman of the board of directors since October 2010. Mr. Healey served from April 1993 to September 2010 as the Chief Financial Officer and Chief Operating Officer of Feature Films for Families and is the sole owner and operator of The Healey Company which manages over $100 million in real estate assets. Healey also served as the director of real estate and development of the Challenger School Foundation. During that time, he supervised the construction of over $60 million in buildings and remodeling projects. Mr. Healey received his Master of Finance summa cum laude from the University of Utah in 1980. On October 6, 2022, Mr. Healey, who served as Chairman of the Board, resigned from the Board, including the Audit, Compensation and Nominating & Corporate Governance Committees of the Board, for health reasons. On October 6, 2022, the Board elected Mr. Alan Weichselbaum as a Class I director to fill the vacancy created as a result of Mr. Healey’s resignation. Mr. Weichselbaum previously served as a member of the Board from May 19, 2015 through May 7, 2021. Following Mr. Weichselbaum’s resignation from the Board on May 7, 2021, the Company and Mr. Weichselbaum entered into a secured promissory note, dated as of August 6, 2021 (the “2021 Note”), pursuant to which Mr. Weichselbaum borrowed $143,410 in principal amount from the Company to pay an aggregate exercise price of the same amount for his exercise of stock options to purchase an aggregate of 30,000 shares of the Company’s common stock on August 6, 2021. On October 6, 2022, the Board appointed Mr. Kent Landvatter, the Company’s President and Chief Executive Officer, as Chairman of the Board and Mr. Howard I. Reynolds, the Vice Chairman of the Board, as Lead Independent Director, in each case in addition to their respective current positions with the Company.
Seeking Alpha • Oct 14FinWise Bancorp chairman Russell Healey, Jr. retiresFinWise Bancorp (NASDAQ:FINW) has announced the retirement of Russell Healey, Jr., chairman of its board of directors, effective as of Oct 6, 2022. Healey steps down after nearly two decades of service to the bank, and 12 years as chairman. Kent Landvatter, CEO and president, has been named as Chairman of both FinWise Bancorp and FinWise Bank.
お知らせ • Sep 30FinWise Bancorp to Report Q3, 2022 Results on Oct 26, 2022FinWise Bancorp announced that they will report Q3, 2022 results After-Market on Oct 26, 2022
Seeking Alpha • Aug 18FinWise Bancorp announces stock buyback programFinWise Bancorp (NASDAQ:FINW) on Thursday announced a share repurchase program for up to 5% of its outstanding shares as of Aug. 16, or 644.2K shares. The repurchases will be made from time to time through Aug. 31, 2024. FINW may begin, suspend, limit or terminate repurchases at any time prior to the program's expiration. The company expects to fund buybacks with available cash balances.
Major Estimate Revision • Aug 03Consensus revenue estimates fall by 11%The consensus outlook for revenues in 2022 has deteriorated. 2022 revenue forecast decreased from US$102.4m to US$90.9m. EPS estimate fell from US$2.75 to US$2.10 per share. Net income forecast to shrink 8.9% next year vs 9.5% growth forecast for Banks industry in the US . Consensus price target down from US$15.00 to US$14.00. Share price rose 5.8% to US$9.93 over the past week.
Recent Insider Transactions • Aug 02EVP, Chief Compliance & Risk Officer recently bought US$51k worth of stockOn the 29th of July, Michael O'Brien bought around 5k shares on-market at roughly US$10.12 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$162k more in shares than they have sold in the last 12 months.
Reported Earnings • Jul 28Second quarter 2022 earnings: EPS and revenues miss analyst expectationsSecond quarter 2022 results: EPS: US$0.43. Revenue: US$18.3m (up 32% from 2Q 2021). Net income: US$5.48m (up 11% from 2Q 2021). Profit margin: 30% (down from 36% in 2Q 2021). The decrease in margin was driven by higher expenses. Revenue missed analyst estimates by 6.6%. Earnings per share (EPS) also missed analyst estimates by 28%. Over the next year, revenue is forecast to grow 48%, compared to a 15% growth forecast for the industry in the US.
Seeking Alpha • Jul 27FinWise Bancorp GAAP EPS of $0.41 misses by $0.16, revenue of $21.20M misses by $1.49MFinWise Bancorp press release (NASDAQ:FINW): Q2 GAAP EPS of $0.41 misses by $0.16. Revenue of $21.20M (+11.8% Y/Y) misses by $1.49M. Loan originations were $2.1 billion, compared to $2.5 billion for the quarter ended March 31, 2022 and $1.4 billion in the prior year period Net interest income was $12.8 million, compared to $13.0 million for the quarter ended March 31, 2022 and $10.8 million in the prior year period Net Income was $5.5 million, compared to $9.4 million for the quarter ended March 31, 2022 and $7.7 million in the prior year period. Efficiency ratio was 52.0%, compared to 36.7% for the quarter ended March 31, 2022 and 37.3% for the prior year period Maintained industry-leading returns with annualized return on average equity (ROAE) of 17.2%, compared to 31.4% in the quarter ended March 31, 2022 and 55.0% in the prior year period Asset quality remained strong with a nonperforming loans to total loans ratio of 0.3%.
Valuation Update With 7 Day Price Move • Jun 30Investor sentiment deteriorated over the past weekAfter last week's 15% share price decline to US$9.33, the stock trades at a forward P/E ratio of 3x. Average forward P/E is 10x in the Banks industry in the US.
お知らせ • Jun 29FinWise Bancorp to Report Q2, 2022 Results on Jul 27, 2022FinWise Bancorp announced that they will report Q2, 2022 results After-Market on Jul 27, 2022
お知らせ • Jun 26FinWise Bancorp(NasdaqGM:FINW) dropped from Russell Microcap Value IndexFinWise Bancorp(NasdaqGM:FINW) dropped from Russell Microcap Value Index
お知らせ • Jun 23FinWise Bancorp Announces Management ChangesFinWise Bancorp announced the appointment of Simon Darchis as Vice President, Director of Specialty Lending. Mr. Darchis will replace David Tilis effective immediately. Mr. Tilis has decided to leave the Company, but has agreed to stay on as a consultant for a period of one year to facilitate a seamless transition. Mr. Darchis has been with FinWise for over four years and has been instrumental in the buildout and management of the Company’s Strategic Lending Program.
お知らせ • May 17FinWise Bancorp Reports Net Charge Off for the First Quarter Ended March 31, 2022FinWise Bancorp reported net charge off for the first quarter ended March 31, 2022. For the quarter, the company reported net charge-offs were $2.8 million, compared to $2.3 million during the fourth quarter of 2021 and $0.6 million during the first quarter of 2021.
お知らせ • May 02FinWise Bancorp, Annual General Meeting, Jun 09, 2022FinWise Bancorp, Annual General Meeting, Jun 09, 2022, at 10:00 Mountain Daylight. Location: Jordan Commons Megaplex Theatres Capra Room, 9400 South State Street Sandy Utah United States Agenda: To elect three directors to serve for a three-year term ending at the 2025 annual meeting of shareholders or until their successor is duly elected and qualified; to approve the amendment to the All West Bancorporation 2019 Stock Option Plan to change the name to FinWise Bancorp 2019 Stock Option Plan"and to increase the number of shares available for grant under such plan; and to ratify the appointment of Moss Adams LLP as the Company's independent registered public accounting firm for the fiscal year ending December 31, 2022.
Reported Earnings • Apr 29First quarter 2022 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2022 results: EPS: US$0.80 (up from US$0.61 in 1Q 2021). Revenue: US$22.9m (up 65% from 1Q 2021). Net income: US$10.3m (up 108% from 1Q 2021). Profit margin: 45% (up from 36% in 1Q 2021). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 9.3%. Earnings per share (EPS) also surpassed analyst estimates by 25%. Over the next year, revenue is forecast to grow 48%, compared to a 11% growth forecast for the industry in the US.
お知らせ • Apr 13FinWise Bancorp to Report Q1, 2022 Results on Apr 28, 2022FinWise Bancorp announced that they will report Q1, 2022 results After-Market on Apr 28, 2022
Reported Earnings • Apr 04Full year 2021 earnings: EPS and revenues exceed analyst expectationsFull year 2021 results: EPS: US$3.64 (up from US$1.29 in FY 2020). Revenue: US$71.8m (up 95% from FY 2020). Net income: US$31.6m (up 205% from FY 2020). Profit margin: 44% (up from 28% in FY 2020). The increase in margin was driven by higher revenue. Net interest margin (NIM): 15.10% (up from 11.00% in FY 2020). Non-performing loans: 0.25% (down from 0.32% in FY 2020). Revenue exceeded analyst estimates by 7.2%. Earnings per share (EPS) also surpassed analyst estimates by 9.0%. Over the next year, revenue is forecast to grow 56%, compared to a 7.1% growth forecast for the banks industry in the US.
お知らせ • Feb 01FinWise Bancorp to Report Q4, 2021 Results on Feb 23, 2022FinWise Bancorp announced that they will report Q4, 2021 results After-Market on Feb 23, 2022
Seeking Alpha • Jan 07FinWise Bancorp: A Risky Fintech-Heavy Partnership Model With Huge Potential UpsideFinWise Bancorp is a small $338 million asset bank. The bank partners with many fintech lenders to originate billions of loan volume. The company is insanely profitable, but also takes on a good amount of risk on its balance sheet. The business model is also filled with substantial risk.
Valuation Update With 7 Day Price Move • Jan 06Investor sentiment improved over the past weekAfter last week's 15% share price gain to US$15.55, the stock trades at a forward P/E ratio of 6x. Average forward P/E is 13x in the Banks industry in the US.
