View Future GrowthFirst Capital 過去の業績過去 基準チェック /56First Capitalは、平均年間6.7%の収益成長を遂げていますが、 Banks業界の収益は、年間 成長しています。収益は、平均年間3.2% 5.7%収益成長率で 成長しています。 First Capitalの自己資本利益率は12.6%であり、純利益率は33.9%です。主要情報6.65%収益成長率6.66%EPS成長率Banks 業界の成長11.18%収益成長率5.74%株主資本利益率12.65%ネット・マージン33.91%前回の決算情報31 Mar 2026最近の業績更新Reported Earnings • May 14First quarter 2026 earnings released: EPS: US$1.30 (vs US$0.97 in 1Q 2025)First quarter 2026 results: EPS: US$1.30 (up from US$0.97 in 1Q 2025). Revenue: US$13.1m (up 18% from 1Q 2025). Net income: US$4.33m (up 34% from 1Q 2025). Profit margin: 33% (up from 29% in 1Q 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has increased by 32% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Apr 25First Capital, Inc. Reports Charge Offs for the First Quarter Ended March 31, 2026First Capital, Inc. reported charge offs for the first quarter ended March 31, 2026. For the period, the company reported net charge-offs of $111,000 compared to $84,000 a year ago.Reported Earnings • Apr 02Full year 2025 earnings released: EPS: US$4.89 (vs US$3.57 in FY 2024)Full year 2025 results: EPS: US$4.89 (up from US$3.57 in FY 2024). Revenue: US$49.5m (up 18% from FY 2024). Net income: US$16.4m (up 37% from FY 2024). Profit margin: 33% (up from 28% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.61% (up from 3.20% in FY 2024). Cost-to-income ratio: 58.4% (down from 64.1% in FY 2024). Non-performing loans: 0.66% (down from 0.69% in FY 2024). Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has increased by 27% per year, which means it is tracking significantly ahead of earnings growth.Reported Earnings • Jan 25Full year 2025 earnings released: EPS: US$4.89 (vs US$3.57 in FY 2024)Full year 2025 results: EPS: US$4.89 (up from US$3.57 in FY 2024). Revenue: US$49.5m (up 18% from FY 2024). Net income: US$16.4m (up 37% from FY 2024). Profit margin: 33% (up from 28% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.61% (up from 3.20% in FY 2024). Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has increased by 26% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Jan 24First Capital, Inc. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2025First Capital, Inc. reported net charge-offs for the fourth quarter ended December 31, 2025. The Bank recognized net charge-offs of $103,000 and $24,000 for the quarters ended December 31, 2025 and 2024, respectively.Reported Earnings • Oct 26Third quarter 2025 earnings released: EPS: US$1.34 (vs US$0.87 in 3Q 2024)Third quarter 2025 results: EPS: US$1.34 (up from US$0.87 in 3Q 2024). Revenue: US$13.1m (up 25% from 3Q 2024). Net income: US$4.48m (up 55% from 3Q 2024). Profit margin: 34% (up from 28% in 3Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 3% per year but the company’s share price has increased by 21% per year, which means it is tracking significantly ahead of earnings growth.すべての更新を表示Recent updatesUpcoming Dividend • Jun 05Upcoming dividend of US$0.31 per shareEligible shareholders must have bought the stock before 12 June 2026. Payment date: 26 June 2026. Payout ratio is a comfortable 23% and this is well supported by cash flows. Trailing yield: 1.9%. Lower than top quartile of American dividend payers (4.2%). Lower than average of industry peers (2.4%).Buy Or Sell Opportunity • Jun 01Now 21% undervaluedOver the last 90 days, the stock has risen 17% to US$60.52. The fair value is estimated to be US$76.20, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 7.0% over the last 3 years. Earnings per share has grown by 8.2%.Valuation Update With 7 Day Price Move • May 28Investor sentiment improves as stock rises 15%After last week's 15% share price gain to US$61.91, the stock trades at a trailing P/E ratio of 11.9x. Average trailing P/E is 12x in the Banks industry in the US. Total returns to shareholders of 171% over the past three years.Declared Dividend • May 22First quarter dividend of US$0.31 announcedShareholders will receive a dividend of US$0.31. Ex-date: 12th June 2026 Payment date: 26th June 2026 Dividend yield will be 2.3%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 4.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share has grown by 9.7% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.お知らせ • May 21First Capital, Inc. announces Quarterly dividend, payable on June 26, 2026First Capital, Inc. announced Quarterly dividend of USD 0.3100 per share payable on June 26, 2026, ex-date on June 12, 2026 and record date on June 12, 2026.Reported Earnings • May 14First quarter 2026 earnings released: EPS: US$1.30 (vs US$0.97 in 1Q 2025)First quarter 2026 results: EPS: US$1.30 (up from US$0.97 in 1Q 2025). Revenue: US$13.1m (up 18% from 1Q 2025). Net income: US$4.33m (up 34% from 1Q 2025). Profit margin: 33% (up from 29% in 1Q 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has increased by 32% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Apr 25First Capital, Inc. Reports Charge Offs for the First Quarter Ended March 31, 2026First Capital, Inc. reported charge offs for the first quarter ended March 31, 2026. For the period, the company reported net charge-offs of $111,000 compared to $84,000 a year ago.Reported Earnings • Apr 02Full year 2025 earnings released: EPS: US$4.89 (vs US$3.57 in FY 2024)Full year 2025 results: EPS: US$4.89 (up from US$3.57 in FY 2024). Revenue: US$49.5m (up 18% from FY 2024). Net income: US$16.4m (up 37% from FY 2024). Profit margin: 33% (up from 28% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.61% (up from 3.20% in FY 2024). Cost-to-income ratio: 58.4% (down from 64.1% in FY 2024). Non-performing loans: 0.66% (down from 0.69% in FY 2024). Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has increased by 27% per year, which means it is tracking significantly ahead of earnings growth.Declared Dividend • Feb 24Fourth quarter dividend of US$0.31 announcedShareholders will receive a dividend of US$0.31. Ex-date: 13th March 2026 Payment date: 27th March 2026 Dividend yield will be 2.4%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 4.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share has grown by 10% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.お知らせ • Feb 20+ 1 more updateFirst Capital, Inc., Annual General Meeting, May 18, 2026First Capital, Inc., Annual General Meeting, May 18, 2026.Buy Or Sell Opportunity • Feb 05Now 25% undervaluedOver the last 90 days, the stock has risen 30% to US$57.20. The fair value is estimated to be US$76.19, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 5.6% over the last 3 years. Earnings per share has grown by 5.1%.Valuation Update With 7 Day Price Move • Jan 30Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$58.92, the stock trades at a trailing P/E ratio of 12.1x. Average trailing P/E is 12x in the Banks industry in the US. Total returns to shareholders of 144% over the past three years.Reported Earnings • Jan 25Full year 2025 earnings released: EPS: US$4.89 (vs US$3.57 in FY 2024)Full year 2025 results: EPS: US$4.89 (up from US$3.57 in FY 2024). Revenue: US$49.5m (up 18% from FY 2024). Net income: US$16.4m (up 37% from FY 2024). Profit margin: 33% (up from 28% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.61% (up from 3.20% in FY 2024). Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has increased by 26% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Jan 24First Capital, Inc. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2025First Capital, Inc. reported net charge-offs for the fourth quarter ended December 31, 2025. The Bank recognized net charge-offs of $103,000 and $24,000 for the quarters ended December 31, 2025 and 2024, respectively.Valuation Update With 7 Day Price Move • Jan 13Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to US$47.40, the stock trades at a trailing P/E ratio of 10.8x. Average trailing P/E is 12x in the Banks industry in the US. Total returns to shareholders of 91% over the past three years.Buy Or Sell Opportunity • Jan 06Now 21% undervaluedOver the last 90 days, the stock has risen 25% to US$56.20. The fair value is estimated to be US$70.80, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 4.5% over the last 3 years. Earnings per share has grown by 3.0%.Valuation Update With 7 Day Price Move • Dec 10Investor sentiment improves as stock rises 19%After last week's 19% share price gain to US$58.45, the stock trades at a trailing P/E ratio of 13.3x. Average trailing P/E is 12x in the Banks industry in the US. Total returns to shareholders of 171% over the past three years.Upcoming Dividend • Dec 07Upcoming dividend of US$0.31 per shareEligible shareholders must have bought the stock before 12 December 2025. Payment date: 26 December 2025. Payout ratio is a comfortable 27% and this is well supported by cash flows. Trailing yield: 2.4%. Lower than top quartile of American dividend payers (4.4%). In line with average of industry peers (2.4%).Declared Dividend • Nov 23Third quarter dividend of US$0.31 announcedShareholders will receive a dividend of US$0.31. Ex-date: 12th December 2025 Payment date: 26th December 2025 Dividend yield will be 2.5%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 4.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share has grown by 8.7% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.お知らせ • Nov 20First Capital, Inc. Announces Quarterly Dividend, Payable on December 26, 2025The Board of Directors of First Capital, Inc. has declared a quarterly cash dividend of $0.31 (thirty-one cents) per share of common stock. The dividend will be paid on December 26, 2025 to shareholders of record as of December 12, 2025.Reported Earnings • Oct 26Third quarter 2025 earnings released: EPS: US$1.34 (vs US$0.87 in 3Q 2024)Third quarter 2025 results: EPS: US$1.34 (up from US$0.87 in 3Q 2024). Revenue: US$13.1m (up 25% from 3Q 2024). Net income: US$4.48m (up 55% from 3Q 2024). Profit margin: 34% (up from 28% in 3Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 3% per year but the company’s share price has increased by 21% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Oct 25First Capital, Inc. Reports Net Charge-Offs for the Quarter Ended September 30, 2025First Capital, Inc. reported net charge-offs for the quarter ended September 30, 2025. The Bank recognized net charge-offs of $17,000 and $64,000 for the quarters ended September 30, 2025 and 2024, respectively.Upcoming Dividend • Sep 08Upcoming dividend of US$0.31 per shareEligible shareholders must have bought the stock before 12 September 2025. Payment date: 26 September 2025. Payout ratio is a comfortable 29% and this is well supported by cash flows. Trailing yield: 2.7%. Lower than top quartile of American dividend payers (4.4%). In line with average of industry peers (2.5%).分析記事 • Aug 24First Capital (NASDAQ:FCAP) Will Pay A Larger Dividend Than Last Year At $0.31The board of First Capital, Inc. ( NASDAQ:FCAP ) has announced that it will be increasing its dividend by 6.9% on the...Declared Dividend • Aug 24Second quarter dividend increased to US$0.31Dividend of US$0.31 is 6.9% higher than last year. Ex-date: 12th September 2025 Payment date: 26th September 2025 Dividend yield will be 3.0%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 3.3% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share has grown by 5.9% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.お知らせ • Aug 21First Capital, Inc. Announces Quarterly Dividend Increase, Payable on September 26, 2025The Board of Directors of First Capital, Inc. has declared a quarterly cash dividend of $0.31 (thirty-one cents) per share of common stock, according to Michael C. Frederick, President and Chief Executive Officer. The dividend will be paid on September 26, 2025 to shareholders of record as of September 12, 2025. This represents an increase of $0.02 (two cents) per share, or 6.9%, compared to the most recent dividend paid on June 27, 2025.お知らせ • Jul 28First Capital, Inc. Reports Net Charge-Offs for the Second Quarter Ended June 30, 2025First Capital, Inc. reported net charge-offs for the second quarter ended June 30, 2025. The Bank recognized net charge-offs of $113,000 against $30,000 a year ago.Reported Earnings • Jul 27Second quarter 2025 earnings released: EPS: US$1.13 (vs US$0.84 in 2Q 2024)Second quarter 2025 results: EPS: US$1.13 (up from US$0.84 in 2Q 2024). Revenue: US$12.1m (up 18% from 2Q 2024). Net income: US$3.78m (up 34% from 2Q 2024). Profit margin: 31% (up from 27% in 2Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 2% per year but the company’s share price has increased by 8% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Jun 30+ 1 more updateFirst Capital, Inc.(NasdaqCM:FCAP) dropped from Russell Microcap Growth IndexFirst Capital, Inc.(NasdaqCM:FCAP) dropped from Russell Microcap Growth IndexDeclared Dividend • May 29First quarter dividend of US$0.29 announcedShareholders will receive a dividend of US$0.29. Ex-date: 13th June 2025 Payment date: 27th June 2025 Dividend yield will be 2.3%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 3.3% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share has grown by 3.4% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.お知らせ • May 23First Capital, Inc. Declares Quarterly Cash Dividend, Payable on June 27, 2025The board of directors of First Capital, Inc. has declared a quarterly cash dividend of $0.29 per share of common stock. The dividend will be paid on June 27, 2025 to shareholders of record as of June 13, 2025.Valuation Update With 7 Day Price Move • Apr 24Investor sentiment improves as stock rises 19%After last week's 19% share price gain to US$48.38, the stock trades at a trailing P/E ratio of 13.6x. Average trailing P/E is 11x in the Banks industry in the US. Total returns to shareholders of 45% over the past three years.Reported Earnings • Apr 06Full year 2024 earnings released: EPS: US$3.57 (vs US$3.82 in FY 2023)Full year 2024 results: EPS: US$3.57 (down from US$3.82 in FY 2023). Revenue: US$42.0m (up 2.2% from FY 2023). Net income: US$11.9m (down 6.6% from FY 2023). Profit margin: 28% (down from 31% in FY 2023). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 3.20% (up from 3.16% in FY 2023). Cost-to-income ratio: 64.1% (up from 61.6% in FY 2023). Non-performing loans: 0.69% (up from 0.28% in FY 2023). Over the last 3 years on average, earnings per share has increased by 3% per year whereas the company’s share price has remained flat.Upcoming Dividend • Mar 09Upcoming dividend of US$0.29 per shareEligible shareholders must have bought the stock before 14 March 2025. Payment date: 28 March 2025. Payout ratio is a comfortable 31% and this is well supported by cash flows. Trailing yield: 3.0%. Lower than top quartile of American dividend payers (4.6%). In line with average of industry peers (2.8%).Declared Dividend • Feb 23Fourth quarter dividend of US$0.29 announcedShareholders will receive a dividend of US$0.29. Ex-date: 14th March 2025 Payment date: 28th March 2025 Dividend yield will be 3.2%, which is about the same as the industry average. Sustainability & Growth The dividend has increased by an average of 3.3% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share has grown by 2.8% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.お知らせ • Feb 21First Capital, Inc. Declares Quarterly Dividend, Payable on March 28, 2025The Board of Directors of First Capital, Inc. declared a quarterly cash dividend of $0.29 (twenty-nine cents) per share of common stock The dividend will be paid on March 28, 2025 to shareholders of record as of March 14, 2025.お知らせ • Feb 20First Capital, Inc., Annual General Meeting, May 21, 2025First Capital, Inc., Annual General Meeting, May 21, 2025.Reported Earnings • Jan 27Full year 2024 earnings released: EPS: US$3.57 (vs US$3.82 in FY 2023)Full year 2024 results: EPS: US$3.57 (down from US$3.82 in FY 2023). Revenue: US$42.0m (up 2.2% from FY 2023). Net income: US$11.9m (down 6.6% from FY 2023). Profit margin: 28% (down from 31% in FY 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 3% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.Declared Dividend • Nov 29Third quarter dividend of US$0.29 announcedShareholders will receive a dividend of US$0.29. Ex-date: 13th December 2024 Payment date: 27th December 2024 Dividend yield will be 3.6%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 3.3% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share has grown by 2.4% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.お知らせ • Nov 26First Capital, Inc. Announces Quarterly Dividend, Payable on December 27, 2024The Board of Directors of First Capital, Inc. has declared a quarterly cash dividend of $0.29 (twenty-nine cents) per share of common stock. The dividend will be paid on December 27, 2024 to shareholders of record as of December 13, 2024.Reported Earnings • Oct 27Third quarter 2024 earnings released: EPS: US$0.87 (vs US$0.94 in 3Q 2023)Third quarter 2024 results: EPS: US$0.87 (down from US$0.94 in 3Q 2023). Revenue: US$10.5m (up 2.6% from 3Q 2023). Net income: US$2.90m (down 7.6% from 3Q 2023). Profit margin: 28% (down from 31% in 3Q 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.Valuation Update With 7 Day Price Move • Sep 20Investor sentiment improves as stock rises 19%After last week's 19% share price gain to US$38.00, the stock trades at a trailing P/E ratio of 10.6x. Average trailing P/E is 12x in the Banks industry in the US. Total returns to shareholders of 3.3% over the past three years.Upcoming Dividend • Sep 08Upcoming dividend of US$0.29 per shareEligible shareholders must have bought the stock before 13 September 2024. Payment date: 27 September 2024. Payout ratio is a comfortable 30% and this is well supported by cash flows. Trailing yield: 3.5%. Lower than top quartile of American dividend payers (4.4%). Higher than average of industry peers (2.9%).分析記事 • Aug 25First Capital (NASDAQ:FCAP) Will Pay A Larger Dividend Than Last Year At $0.29The board of First Capital, Inc. ( NASDAQ:FCAP ) has announced that it will be increasing its dividend by 7.4% on the...Declared Dividend • Aug 25Second quarter dividend increased to US$0.29Dividend of US$0.29 is 7.4% higher than last year. Ex-date: 13th September 2024 Payment date: 27th September 2024 Dividend yield will be 3.5%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 3.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share has grown by 3.6% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.お知らせ • Aug 22First Capital, Inc. Declares Quarterly Cash Dividend, Payable on September 27, 2024The Board of Directors of First Capital, Inc. has declared a quarterly cash dividend of $0.29 per share of common stock. The dividend will be paid on September 27, 2024 to shareholders of record as of September 13, 2024. This represents an increase of $0.02 per share, or 7.4%, compared to the most recent dividend paid on June 28, 2024.Reported Earnings • Jul 28Second quarter 2024 earnings released: EPS: US$0.84 (vs US$0.81 in 2Q 2023)Second quarter 2024 results: EPS: US$0.84 (up from US$0.81 in 2Q 2023). Revenue: US$10.3m (up 5.0% from 2Q 2023). Net income: US$2.83m (up 3.7% from 2Q 2023). Profit margin: 27% (in line with 2Q 2023). Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has fallen by 11% per year, which means it is significantly lagging earnings.分析記事 • May 31First Capital (NASDAQ:FCAP) Has Affirmed Its Dividend Of $0.27The board of First Capital, Inc. ( NASDAQ:FCAP ) has announced that it will pay a dividend of $0.27 per share on the...Declared Dividend • May 30First quarter dividend of US$0.27 announcedDividend of US$0.27 is the same as last year. Ex-date: 14th June 2024 Payment date: 28th June 2024 Dividend yield will be 3.6%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 3.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share has grown by 5.0% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.お知らせ • May 25First Capital, Inc. Declares Quarterly Cash Dividend, Payable on June 28, 2024The Board of Directors of First Capital, Inc. declared a quarterly cash dividend of $0.27 per share of common stock. The dividend will be paid on June 28, 2024 to shareholders of record as of June 14, 2024.Reported Earnings • Apr 28First quarter 2024 earnings released: EPS: US$0.88 (vs US$1.14 in 1Q 2023)First quarter 2024 results: EPS: US$0.88 (down from US$1.14 in 1Q 2023). Revenue: US$10.2m (down 7.0% from 1Q 2023). Net income: US$2.95m (down 23% from 1Q 2023). Profit margin: 29% (down from 35% in 1Q 2023). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 6% per year but the company’s share price has fallen by 14% per year, which means it is significantly lagging earnings.Upcoming Dividend • Mar 08Upcoming dividend of US$0.27 per shareEligible shareholders must have bought the stock before 14 March 2024. Payment date: 29 March 2024. Trailing yield: 4.0%. Lower than top quartile of American dividend payers (4.7%). Higher than average of industry peers (3.0%).Declared Dividend • Feb 25Fourth quarter dividend of US$0.27 announcedDividend of US$0.27 is the same as last year. Ex-date: 14th March 2024 Payment date: 29th March 2024 Dividend yield will be 3.9%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 3.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share has grown by 6.5% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.お知らせ • Feb 22+ 1 more updateFirst Capital, Inc., Annual General Meeting, May 22, 2024First Capital, Inc., Annual General Meeting, May 22, 2024.Reported Earnings • Feb 01Full year 2023 earnings released: EPS: US$3.82 (vs US$3.55 in FY 2022)Full year 2023 results: EPS: US$3.82 (up from US$3.55 in FY 2022). Revenue: US$41.1m (up 4.5% from FY 2022). Net income: US$12.8m (up 7.5% from FY 2022). Profit margin: 31% (in line with FY 2022). Net interest margin (NIM): 3.16% (up from 2.95% in FY 2022). Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has fallen by 18% per year, which means it is significantly lagging earnings.お知らせ • Jan 31First Capital, Inc. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2023First Capital, Inc. reported net charge-offs for the fourth quarter ended December 31, 2023. For the quarter, the company reported net charge-offs of $89,000 and $194,000 for the quarters ended December 31, 2023 and 2022, respectively.Upcoming Dividend • Dec 07Upcoming dividend of US$0.27 per share at 4.0% yieldEligible shareholders must have bought the stock before 14 December 2023. Payment date: 29 December 2023. Payout ratio is a comfortable 27% and this is well supported by cash flows. Trailing yield: 4.0%. Lower than top quartile of American dividend payers (4.8%). Higher than average of industry peers (3.5%).お知らせ • Nov 25First Capital, Inc. Announces Quarterly Dividend, Payable on December 29, 2023The Board of Directors of First Capital, Inc. has declared a quarterly cash dividend of $0.27 (twenty-seven cents) per share of common stock. The dividend will be paid on December 29, 2023 to shareholders of record as of December 15, 2023.Reported Earnings • Oct 29Third quarter 2023 earnings released: EPS: US$0.94 (vs US$0.93 in 3Q 2022)Third quarter 2023 results: EPS: US$0.94 (up from US$0.93 in 3Q 2022). Revenue: US$10.2m (down 1.6% from 3Q 2022). Net income: US$3.14m (flat on 3Q 2022). Profit margin: 31% (in line with 3Q 2022). Over the last 3 years on average, earnings per share has increased by 9% per year but the company’s share price has fallen by 27% per year, which means it is significantly lagging earnings.Board Change • Oct 01Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 7 experienced directors. 5 highly experienced directors. CEO, President & Director Michael Frederick was the last director to join the board, commencing their role in 2020. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment.Upcoming Dividend • Sep 07Upcoming dividend of US$0.27 per share at 3.4% yieldEligible shareholders must have bought the stock before 14 September 2023. Payment date: 29 September 2023. Payout ratio is a comfortable 27% and this is well supported by cash flows. Trailing yield: 3.4%. Lower than top quartile of American dividend payers (4.9%). In line with average of industry peers (3.7%).お知らせ • Aug 24First Capital, Inc. Declares Quarterly Cash Dividend, Payable on September 29, 2023The Board of Directors of First Capital, Inc. has declared a quarterly cash dividend of $0.27 (twenty-seven cents) per share of common stock, according to Michael C. Frederick, President and Chief Executive Officer. The dividend will be paid on September 29, 2023 to shareholders of record as of September 15, 2023.Reported Earnings • Jul 30Second quarter 2023 earnings released: EPS: US$0.81 (vs US$0.81 in 2Q 2022)Second quarter 2023 results: EPS: US$0.81 (up from US$0.81 in 2Q 2022). Revenue: US$9.83m (up 4.6% from 2Q 2022). Net income: US$2.73m (flat on 2Q 2022). Profit margin: 28% (down from 29% in 2Q 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has fallen by 11% per year, which means it is significantly lagging earnings.Valuation Update With 7 Day Price Move • Jun 12Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$29.97, the stock trades at a trailing P/E ratio of 7.6x. Average trailing P/E is 8x in the Banks industry in the US. Total loss to shareholders of 52% over the past three years.Upcoming Dividend • Jun 08Upcoming dividend of US$0.27 per share at 4.1% yieldEligible shareholders must have bought the stock before 15 June 2023. Payment date: 30 June 2023. Payout ratio is a comfortable 27% and this is well supported by cash flows. Trailing yield: 4.1%. Lower than top quartile of American dividend payers (5.0%). Higher than average of industry peers (3.6%).お知らせ • May 26First Capital, Inc. Announces Quarterly Dividend, Payable on June 30, 2023The Board of Directors of First Capital, Inc. has declared a quarterly cash dividend of $0.27 (twenty-seven cents) per share of common stock. The dividend will be paid on June 30, 2023 to shareholders of record as of June 16, 2023.Reported Earnings • Mar 24Full year 2022 earnings released: EPS: US$3.55 (vs US$3.41 in FY 2021)Full year 2022 results: EPS: US$3.55 (up from US$3.41 in FY 2021). Revenue: US$39.3m (up 2.9% from FY 2021). Net income: US$11.9m (up 4.2% from FY 2021). Profit margin: 30% (in line with FY 2021). Net interest margin (NIM): 2.95% (up from 2.84% in FY 2021). Cost-to-income ratio: 62.3% (down from 64.8% in FY 2021). Non-performing loans: 0.25% (down from 0.26% in FY 2021). Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has fallen by 25% per year, which means it is significantly lagging earnings.Upcoming Dividend • Mar 09Upcoming dividend of US$0.27 per share at 3.9% yieldEligible shareholders must have bought the stock before 16 March 2023. Payment date: 31 March 2023. Trailing yield: 3.9%. Lower than top quartile of American dividend payers (4.4%). Higher than average of industry peers (3.1%).Reported Earnings • Jan 27Full year 2022 earnings released: EPS: US$3.55 (vs US$3.41 in FY 2021)Full year 2022 results: EPS: US$3.55 (up from US$3.41 in FY 2021). Revenue: US$39.3m (up 2.9% from FY 2021). Net income: US$11.9m (up 4.2% from FY 2021). Profit margin: 30% (in line with FY 2021). Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has fallen by 27% per year, which means it is significantly lagging earnings.分析記事 • Dec 11First Capital (NASDAQ:FCAP) Has Affirmed Its Dividend Of $0.26First Capital, Inc. ( NASDAQ:FCAP ) will pay a dividend of $0.26 on the 30th of December. This means the annual payment...Upcoming Dividend • Dec 08Upcoming dividend of US$0.26 per shareEligible shareholders must have bought the stock before 15 December 2022. Payment date: 30 December 2022. Payout ratio is a comfortable 31% and this is well supported by cash flows. Trailing yield: 4.3%. Within top quartile of American dividend payers (4.3%). Higher than average of industry peers (3.1%).分析記事 • Nov 26First Capital (NASDAQ:FCAP) Is Paying Out A Dividend Of $0.26The board of First Capital, Inc. ( NASDAQ:FCAP ) has announced that it will pay a dividend on the 30th of December...お知らせ • Nov 23First Capital, Inc. Declares Quarterly Cash Dividend, Payable on December 30, 2022The Board of Directors of First Capital, Inc. has declared a quarterly cash dividend of $0.26 per share of common stock. The dividend will be paid on December 30, 2022 to shareholders of record as of December 16, 2022.Reported Earnings • Nov 19Third quarter 2022 earnings released: EPS: US$0.93 (vs US$0.88 in 3Q 2021)Third quarter 2022 results: EPS: US$0.93 (up from US$0.88 in 3Q 2021). Revenue: US$10.4m (up 6.4% from 3Q 2021). Net income: US$3.13m (up 6.4% from 3Q 2021). Profit margin: 30% (in line with 3Q 2021). Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has fallen by 28% per year, which means it is significantly lagging earnings.Reported Earnings • Nov 01Third quarter 2022 earnings released: EPS: US$0.93 (vs US$0.88 in 3Q 2021)Third quarter 2022 results: EPS: US$0.93 (up from US$0.88 in 3Q 2021). Revenue: US$10.4m (up 6.4% from 3Q 2021). Net income: US$3.13m (up 6.4% from 3Q 2021). Profit margin: 30% (in line with 3Q 2021). Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has fallen by 25% per year, which means it is significantly lagging earnings.お知らせ • Oct 22+ 1 more updateFirst Capital, Inc. Announces Chief Executive Officer ChangesFirst Capital, Inc. announced that on October 17, 2022, the Board updated its previously adopted succession plan regarding the Chief Executive Officer. Pursuant to the updates to the succession plan, Michael C. Frederick will transition into the role of Chief Executive Officer of First Capital, Inc. on July 1, 2023. William W. Harrod will continue to serve in the role of Chief Executive Officer First Capital, Inc. until his retirement.Upcoming Dividend • Sep 08Upcoming dividend of US$0.26 per shareEligible shareholders must have bought the stock before 15 September 2022. Payment date: 30 September 2022. Payout ratio is a comfortable 32% and this is well supported by cash flows. Trailing yield: 3.8%. Lower than top quartile of American dividend payers (4.3%). Higher than average of industry peers (3.2%).Recent Insider Transactions • Sep 03Insider recently bought US$136k worth of stockOn the 26th of August, Dana Huber bought around 5k shares on-market at roughly US$27.25 per share. This transaction amounted to 27% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$449k more in shares than they have sold in the last 12 months.お知らせ • Aug 17First Capital, Inc. Declares Quarterly Cash Dividend for Common Stock, Payable on September 30, 2022The Board of Directors of First Capital, Inc. has declared a quarterly cash dividend of $0.26 per share of common stock. The dividend will be paid on September 30, 2022 to shareholders of record as of September 16, 2022.Seeking Alpha • Aug 16First Capital declares $0.26 dividendFirst Capital (NASDAQ:FCAP) declares $0.26/share quarterly dividend, in line with previous. Forward yield 3.62% Payable Sept. 30; for shareholders of record Sept. 16; ex-div Sept. 15. See FCAP Dividend Scorecard, Yield Chart, & Dividend Growth.Reported Earnings • Jul 22Second quarter 2022 earnings released: EPS: US$0.81 (vs US$0.82 in 2Q 2021)Second quarter 2022 results: EPS: US$0.81 (down from US$0.82 in 2Q 2021). Revenue: US$9.40m (flat on 2Q 2021). Net income: US$2.71m (flat on 2Q 2021). Profit margin: 29% (in line with 2Q 2021). Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has fallen by 18% per year, which means it is significantly lagging earnings.お知らせ • Jul 22First Capital, Inc. Announces Net Charge-Offs for the Quarter Ended June 30, 2021First Capital, Inc. announced net charge-offs for the quarter ended June 30, 2021. The Bank recognized net charge-offs of $51,000 for the quarter ended June 30, 2022 compared to $9,000 in net recoveries for the same period in 2021.Seeking Alpha • Jul 21First Capital reports Q2 resultsFirst Capital press release (NASDAQ:FCAP): Q2 GAAP EPS of $0.81. Revenue of $9.6M (+2.2% Y/Y).Upcoming Dividend • Jun 08Upcoming dividend of US$0.26 per shareEligible shareholders must have bought the stock before 15 June 2022. Payment date: 30 June 2022. Payout ratio is a comfortable 32% and this is well supported by cash flows. Trailing yield: 3.1%. Lower than top quartile of American dividend payers (3.9%). Higher than average of industry peers (2.8%).お知らせ • May 27First Capital, Inc. Announces Quarterly Dividend, Payable on June 30, 2022The Board of Directors of First Capital, Inc. has declared a quarterly cash dividend of $0.26 (twenty-six cents) per share of common stock. The dividend will be paid on June 30, 2022 to shareholders of record as of June 16, 2022.Reported Earnings • Apr 27First quarter 2022 earnings released: EPS: US$0.75 (vs US$0.88 in 1Q 2021)First quarter 2022 results: EPS: US$0.75 (down from US$0.88 in 1Q 2021). Revenue: US$8.92m (down 4.7% from 1Q 2021). Net income: US$2.53m (down 14% from 1Q 2021). Profit margin: 28% (down from 31% in 1Q 2021). Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has fallen by 10% per year, which means it is significantly lagging earnings.Reported Earnings • Mar 16Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$3.41 (up from US$3.03 in FY 2020). Revenue: US$38.2m (up 9.5% from FY 2020). Net income: US$11.4m (up 13% from FY 2020). Profit margin: 30% (in line with FY 2020). Net interest margin (NIM): 2.84% (down from 3.39% in FY 2020). Cost-to-income ratio: 64.8% (up from 62.8% in FY 2020). Non-performing loans: 0.26% (down from 0.28% in FY 2020). Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has increased by 6% per year but the company’s share price has fallen by 9% per year, which means it is significantly lagging earnings.Upcoming Dividend • Mar 09Upcoming dividend of US$0.26 per shareEligible shareholders must have bought the stock before 16 March 2022. Payment date: 31 March 2022. Payout ratio is a comfortable 30% but the company is not cash flow positive. Trailing yield: 2.6%. Lower than top quartile of American dividend payers (3.7%). In line with average of industry peers (2.6%).分析記事 • Feb 26First Capital (NASDAQ:FCAP) Has Re-Affirmed Its Dividend Of US$0.26The board of First Capital, Inc. ( NASDAQ:FCAP ) has announced that it will pay a dividend on the 31st of March, with...お知らせ • Feb 24+ 1 more updateFirst Capital, Inc. Announces Declares Cash Dividend, Payable on March 31, 2022The Board of Directors of First Capital, Inc. has declared a quarterly cash dividend of $0.26 (twenty-six cents) per share of common stock, according to William W. Harrod, President and Chief Executive Officer. The dividend will be paid on March 31, 2022 to shareholders of record as of March 17, 2022.Reported Earnings • Jan 30Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$3.41 (up from US$3.03 in FY 2020). Revenue: US$38.2m (up 9.5% from FY 2020). Net income: US$11.4m (up 13% from FY 2020). Profit margin: 30% (in line with FY 2020). Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has increased by 6% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.Upcoming Dividend • Dec 08Upcoming dividend of US$0.26 per shareEligible shareholders must have bought the stock before 15 December 2021. Payment date: 30 December 2021. Payout ratio is a comfortable 30% and this is well supported by cash flows. Trailing yield: 2.5%. Lower than top quartile of American dividend payers (3.6%). In line with average of industry peers (2.3%).Recent Insider Transactions • Nov 17Insider recently bought US$80k worth of stockOn the 11th of November, Dennis Huber bought around 2k shares on-market at roughly US$40.80 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$149k more in shares than they have sold in the last 12 months.Reported Earnings • Oct 23Third quarter 2021 earnings released: EPS US$0.88 (vs US$0.82 in 3Q 2020)The company reported a solid third quarter result with improved earnings and revenues, although profit margins were flat. Third quarter 2021 results: Revenue: US$9.74m (up 7.2% from 3Q 2020). Net income: US$2.94m (up 6.9% from 3Q 2020). Profit margin: 30% (in line with 3Q 2020). Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.Upcoming Dividend • Sep 08Upcoming dividend of US$0.26 per shareEligible shareholders must have bought the stock before 15 September 2021. Payment date: 30 September 2021. Trailing yield: 2.4%. Lower than top quartile of American dividend payers (3.5%). In line with average of industry peers (2.3%).収支内訳First Capital の稼ぎ方とお金の使い方。LTMベースの直近の報告された収益に基づく。収益と収入の歴史NasdaqCM:FCAP 収益、費用、利益 ( )USD Millions日付収益収益G+A経費研究開発費31 Mar 26511726031 Dec 25491625030 Sep 25471525030 Jun 25451325031 Mar 25431224031 Dec 24421224030 Sep 24411223030 Jun 24411223031 Mar 24401222031 Dec 23411322030 Sep 23421322030 Jun 23421322031 Mar 23411322031 Dec 22391222030 Sep 22381121030 Jun 22381121031 Mar 22381121031 Dec 21381121030 Sep 21381121030 Jun 21371120031 Mar 21361120031 Dec 20351020030 Sep 20351020030 Jun 20351020031 Mar 20361020031 Dec 19361020030 Sep 19351019030 Jun 19341018031 Mar 1933918031 Dec 1832918030 Sep 1832817030 Jun 1832817031 Mar 1831817031 Dec 1731716030 Sep 1730816030 Jun 1729716031 Mar 1729716031 Dec 1629716030 Sep 1628615030 Jun 1626614031 Mar 1624513031 Dec 1523512030 Sep 1522512030 Jun 15225120質の高い収益: FCAPは 高品質の収益 を持っています。利益率の向上: FCAPの現在の純利益率 (33.9%)は、昨年(28.5%)よりも高くなっています。フリー・キャッシュフローと収益の比較過去の収益成長分析収益動向: FCAPの収益は過去 5 年間で年間6.7%増加しました。成長の加速: FCAPの過去 1 年間の収益成長率 ( 42.9% ) は、5 年間の平均 ( 年間6.7%を上回っています。収益対業界: FCAPの過去 1 年間の収益成長率 ( 42.9% ) はBanks業界22.8%を上回りました。株主資本利益率高いROE: FCAPの 自己資本利益率 ( 12.6% ) は 低い とみなされます。総資産利益率使用総資本利益率過去の好業績企業の発掘7D1Y7D1Y7D1YBanks 、過去の業績が好調な企業。View Financial Health企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/06/07 09:59終値2026/06/05 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋First Capital, Inc. 0 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。0
Reported Earnings • May 14First quarter 2026 earnings released: EPS: US$1.30 (vs US$0.97 in 1Q 2025)First quarter 2026 results: EPS: US$1.30 (up from US$0.97 in 1Q 2025). Revenue: US$13.1m (up 18% from 1Q 2025). Net income: US$4.33m (up 34% from 1Q 2025). Profit margin: 33% (up from 29% in 1Q 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has increased by 32% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Apr 25First Capital, Inc. Reports Charge Offs for the First Quarter Ended March 31, 2026First Capital, Inc. reported charge offs for the first quarter ended March 31, 2026. For the period, the company reported net charge-offs of $111,000 compared to $84,000 a year ago.
Reported Earnings • Apr 02Full year 2025 earnings released: EPS: US$4.89 (vs US$3.57 in FY 2024)Full year 2025 results: EPS: US$4.89 (up from US$3.57 in FY 2024). Revenue: US$49.5m (up 18% from FY 2024). Net income: US$16.4m (up 37% from FY 2024). Profit margin: 33% (up from 28% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.61% (up from 3.20% in FY 2024). Cost-to-income ratio: 58.4% (down from 64.1% in FY 2024). Non-performing loans: 0.66% (down from 0.69% in FY 2024). Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has increased by 27% per year, which means it is tracking significantly ahead of earnings growth.
Reported Earnings • Jan 25Full year 2025 earnings released: EPS: US$4.89 (vs US$3.57 in FY 2024)Full year 2025 results: EPS: US$4.89 (up from US$3.57 in FY 2024). Revenue: US$49.5m (up 18% from FY 2024). Net income: US$16.4m (up 37% from FY 2024). Profit margin: 33% (up from 28% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.61% (up from 3.20% in FY 2024). Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has increased by 26% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Jan 24First Capital, Inc. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2025First Capital, Inc. reported net charge-offs for the fourth quarter ended December 31, 2025. The Bank recognized net charge-offs of $103,000 and $24,000 for the quarters ended December 31, 2025 and 2024, respectively.
Reported Earnings • Oct 26Third quarter 2025 earnings released: EPS: US$1.34 (vs US$0.87 in 3Q 2024)Third quarter 2025 results: EPS: US$1.34 (up from US$0.87 in 3Q 2024). Revenue: US$13.1m (up 25% from 3Q 2024). Net income: US$4.48m (up 55% from 3Q 2024). Profit margin: 34% (up from 28% in 3Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 3% per year but the company’s share price has increased by 21% per year, which means it is tracking significantly ahead of earnings growth.
Upcoming Dividend • Jun 05Upcoming dividend of US$0.31 per shareEligible shareholders must have bought the stock before 12 June 2026. Payment date: 26 June 2026. Payout ratio is a comfortable 23% and this is well supported by cash flows. Trailing yield: 1.9%. Lower than top quartile of American dividend payers (4.2%). Lower than average of industry peers (2.4%).
Buy Or Sell Opportunity • Jun 01Now 21% undervaluedOver the last 90 days, the stock has risen 17% to US$60.52. The fair value is estimated to be US$76.20, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 7.0% over the last 3 years. Earnings per share has grown by 8.2%.
Valuation Update With 7 Day Price Move • May 28Investor sentiment improves as stock rises 15%After last week's 15% share price gain to US$61.91, the stock trades at a trailing P/E ratio of 11.9x. Average trailing P/E is 12x in the Banks industry in the US. Total returns to shareholders of 171% over the past three years.
Declared Dividend • May 22First quarter dividend of US$0.31 announcedShareholders will receive a dividend of US$0.31. Ex-date: 12th June 2026 Payment date: 26th June 2026 Dividend yield will be 2.3%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 4.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share has grown by 9.7% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
お知らせ • May 21First Capital, Inc. announces Quarterly dividend, payable on June 26, 2026First Capital, Inc. announced Quarterly dividend of USD 0.3100 per share payable on June 26, 2026, ex-date on June 12, 2026 and record date on June 12, 2026.
Reported Earnings • May 14First quarter 2026 earnings released: EPS: US$1.30 (vs US$0.97 in 1Q 2025)First quarter 2026 results: EPS: US$1.30 (up from US$0.97 in 1Q 2025). Revenue: US$13.1m (up 18% from 1Q 2025). Net income: US$4.33m (up 34% from 1Q 2025). Profit margin: 33% (up from 29% in 1Q 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has increased by 32% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Apr 25First Capital, Inc. Reports Charge Offs for the First Quarter Ended March 31, 2026First Capital, Inc. reported charge offs for the first quarter ended March 31, 2026. For the period, the company reported net charge-offs of $111,000 compared to $84,000 a year ago.
Reported Earnings • Apr 02Full year 2025 earnings released: EPS: US$4.89 (vs US$3.57 in FY 2024)Full year 2025 results: EPS: US$4.89 (up from US$3.57 in FY 2024). Revenue: US$49.5m (up 18% from FY 2024). Net income: US$16.4m (up 37% from FY 2024). Profit margin: 33% (up from 28% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.61% (up from 3.20% in FY 2024). Cost-to-income ratio: 58.4% (down from 64.1% in FY 2024). Non-performing loans: 0.66% (down from 0.69% in FY 2024). Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has increased by 27% per year, which means it is tracking significantly ahead of earnings growth.
Declared Dividend • Feb 24Fourth quarter dividend of US$0.31 announcedShareholders will receive a dividend of US$0.31. Ex-date: 13th March 2026 Payment date: 27th March 2026 Dividend yield will be 2.4%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 4.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share has grown by 10% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
お知らせ • Feb 20+ 1 more updateFirst Capital, Inc., Annual General Meeting, May 18, 2026First Capital, Inc., Annual General Meeting, May 18, 2026.
Buy Or Sell Opportunity • Feb 05Now 25% undervaluedOver the last 90 days, the stock has risen 30% to US$57.20. The fair value is estimated to be US$76.19, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 5.6% over the last 3 years. Earnings per share has grown by 5.1%.
Valuation Update With 7 Day Price Move • Jan 30Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$58.92, the stock trades at a trailing P/E ratio of 12.1x. Average trailing P/E is 12x in the Banks industry in the US. Total returns to shareholders of 144% over the past three years.
Reported Earnings • Jan 25Full year 2025 earnings released: EPS: US$4.89 (vs US$3.57 in FY 2024)Full year 2025 results: EPS: US$4.89 (up from US$3.57 in FY 2024). Revenue: US$49.5m (up 18% from FY 2024). Net income: US$16.4m (up 37% from FY 2024). Profit margin: 33% (up from 28% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.61% (up from 3.20% in FY 2024). Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has increased by 26% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Jan 24First Capital, Inc. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2025First Capital, Inc. reported net charge-offs for the fourth quarter ended December 31, 2025. The Bank recognized net charge-offs of $103,000 and $24,000 for the quarters ended December 31, 2025 and 2024, respectively.
Valuation Update With 7 Day Price Move • Jan 13Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to US$47.40, the stock trades at a trailing P/E ratio of 10.8x. Average trailing P/E is 12x in the Banks industry in the US. Total returns to shareholders of 91% over the past three years.
Buy Or Sell Opportunity • Jan 06Now 21% undervaluedOver the last 90 days, the stock has risen 25% to US$56.20. The fair value is estimated to be US$70.80, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 4.5% over the last 3 years. Earnings per share has grown by 3.0%.
Valuation Update With 7 Day Price Move • Dec 10Investor sentiment improves as stock rises 19%After last week's 19% share price gain to US$58.45, the stock trades at a trailing P/E ratio of 13.3x. Average trailing P/E is 12x in the Banks industry in the US. Total returns to shareholders of 171% over the past three years.
Upcoming Dividend • Dec 07Upcoming dividend of US$0.31 per shareEligible shareholders must have bought the stock before 12 December 2025. Payment date: 26 December 2025. Payout ratio is a comfortable 27% and this is well supported by cash flows. Trailing yield: 2.4%. Lower than top quartile of American dividend payers (4.4%). In line with average of industry peers (2.4%).
Declared Dividend • Nov 23Third quarter dividend of US$0.31 announcedShareholders will receive a dividend of US$0.31. Ex-date: 12th December 2025 Payment date: 26th December 2025 Dividend yield will be 2.5%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 4.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share has grown by 8.7% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
お知らせ • Nov 20First Capital, Inc. Announces Quarterly Dividend, Payable on December 26, 2025The Board of Directors of First Capital, Inc. has declared a quarterly cash dividend of $0.31 (thirty-one cents) per share of common stock. The dividend will be paid on December 26, 2025 to shareholders of record as of December 12, 2025.
Reported Earnings • Oct 26Third quarter 2025 earnings released: EPS: US$1.34 (vs US$0.87 in 3Q 2024)Third quarter 2025 results: EPS: US$1.34 (up from US$0.87 in 3Q 2024). Revenue: US$13.1m (up 25% from 3Q 2024). Net income: US$4.48m (up 55% from 3Q 2024). Profit margin: 34% (up from 28% in 3Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 3% per year but the company’s share price has increased by 21% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Oct 25First Capital, Inc. Reports Net Charge-Offs for the Quarter Ended September 30, 2025First Capital, Inc. reported net charge-offs for the quarter ended September 30, 2025. The Bank recognized net charge-offs of $17,000 and $64,000 for the quarters ended September 30, 2025 and 2024, respectively.
Upcoming Dividend • Sep 08Upcoming dividend of US$0.31 per shareEligible shareholders must have bought the stock before 12 September 2025. Payment date: 26 September 2025. Payout ratio is a comfortable 29% and this is well supported by cash flows. Trailing yield: 2.7%. Lower than top quartile of American dividend payers (4.4%). In line with average of industry peers (2.5%).
分析記事 • Aug 24First Capital (NASDAQ:FCAP) Will Pay A Larger Dividend Than Last Year At $0.31The board of First Capital, Inc. ( NASDAQ:FCAP ) has announced that it will be increasing its dividend by 6.9% on the...
Declared Dividend • Aug 24Second quarter dividend increased to US$0.31Dividend of US$0.31 is 6.9% higher than last year. Ex-date: 12th September 2025 Payment date: 26th September 2025 Dividend yield will be 3.0%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 3.3% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share has grown by 5.9% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
お知らせ • Aug 21First Capital, Inc. Announces Quarterly Dividend Increase, Payable on September 26, 2025The Board of Directors of First Capital, Inc. has declared a quarterly cash dividend of $0.31 (thirty-one cents) per share of common stock, according to Michael C. Frederick, President and Chief Executive Officer. The dividend will be paid on September 26, 2025 to shareholders of record as of September 12, 2025. This represents an increase of $0.02 (two cents) per share, or 6.9%, compared to the most recent dividend paid on June 27, 2025.
お知らせ • Jul 28First Capital, Inc. Reports Net Charge-Offs for the Second Quarter Ended June 30, 2025First Capital, Inc. reported net charge-offs for the second quarter ended June 30, 2025. The Bank recognized net charge-offs of $113,000 against $30,000 a year ago.
Reported Earnings • Jul 27Second quarter 2025 earnings released: EPS: US$1.13 (vs US$0.84 in 2Q 2024)Second quarter 2025 results: EPS: US$1.13 (up from US$0.84 in 2Q 2024). Revenue: US$12.1m (up 18% from 2Q 2024). Net income: US$3.78m (up 34% from 2Q 2024). Profit margin: 31% (up from 27% in 2Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 2% per year but the company’s share price has increased by 8% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Jun 30+ 1 more updateFirst Capital, Inc.(NasdaqCM:FCAP) dropped from Russell Microcap Growth IndexFirst Capital, Inc.(NasdaqCM:FCAP) dropped from Russell Microcap Growth Index
Declared Dividend • May 29First quarter dividend of US$0.29 announcedShareholders will receive a dividend of US$0.29. Ex-date: 13th June 2025 Payment date: 27th June 2025 Dividend yield will be 2.3%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 3.3% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share has grown by 3.4% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
お知らせ • May 23First Capital, Inc. Declares Quarterly Cash Dividend, Payable on June 27, 2025The board of directors of First Capital, Inc. has declared a quarterly cash dividend of $0.29 per share of common stock. The dividend will be paid on June 27, 2025 to shareholders of record as of June 13, 2025.
Valuation Update With 7 Day Price Move • Apr 24Investor sentiment improves as stock rises 19%After last week's 19% share price gain to US$48.38, the stock trades at a trailing P/E ratio of 13.6x. Average trailing P/E is 11x in the Banks industry in the US. Total returns to shareholders of 45% over the past three years.
Reported Earnings • Apr 06Full year 2024 earnings released: EPS: US$3.57 (vs US$3.82 in FY 2023)Full year 2024 results: EPS: US$3.57 (down from US$3.82 in FY 2023). Revenue: US$42.0m (up 2.2% from FY 2023). Net income: US$11.9m (down 6.6% from FY 2023). Profit margin: 28% (down from 31% in FY 2023). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 3.20% (up from 3.16% in FY 2023). Cost-to-income ratio: 64.1% (up from 61.6% in FY 2023). Non-performing loans: 0.69% (up from 0.28% in FY 2023). Over the last 3 years on average, earnings per share has increased by 3% per year whereas the company’s share price has remained flat.
Upcoming Dividend • Mar 09Upcoming dividend of US$0.29 per shareEligible shareholders must have bought the stock before 14 March 2025. Payment date: 28 March 2025. Payout ratio is a comfortable 31% and this is well supported by cash flows. Trailing yield: 3.0%. Lower than top quartile of American dividend payers (4.6%). In line with average of industry peers (2.8%).
Declared Dividend • Feb 23Fourth quarter dividend of US$0.29 announcedShareholders will receive a dividend of US$0.29. Ex-date: 14th March 2025 Payment date: 28th March 2025 Dividend yield will be 3.2%, which is about the same as the industry average. Sustainability & Growth The dividend has increased by an average of 3.3% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share has grown by 2.8% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
お知らせ • Feb 21First Capital, Inc. Declares Quarterly Dividend, Payable on March 28, 2025The Board of Directors of First Capital, Inc. declared a quarterly cash dividend of $0.29 (twenty-nine cents) per share of common stock The dividend will be paid on March 28, 2025 to shareholders of record as of March 14, 2025.
お知らせ • Feb 20First Capital, Inc., Annual General Meeting, May 21, 2025First Capital, Inc., Annual General Meeting, May 21, 2025.
Reported Earnings • Jan 27Full year 2024 earnings released: EPS: US$3.57 (vs US$3.82 in FY 2023)Full year 2024 results: EPS: US$3.57 (down from US$3.82 in FY 2023). Revenue: US$42.0m (up 2.2% from FY 2023). Net income: US$11.9m (down 6.6% from FY 2023). Profit margin: 28% (down from 31% in FY 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 3% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.
Declared Dividend • Nov 29Third quarter dividend of US$0.29 announcedShareholders will receive a dividend of US$0.29. Ex-date: 13th December 2024 Payment date: 27th December 2024 Dividend yield will be 3.6%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 3.3% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share has grown by 2.4% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
お知らせ • Nov 26First Capital, Inc. Announces Quarterly Dividend, Payable on December 27, 2024The Board of Directors of First Capital, Inc. has declared a quarterly cash dividend of $0.29 (twenty-nine cents) per share of common stock. The dividend will be paid on December 27, 2024 to shareholders of record as of December 13, 2024.
Reported Earnings • Oct 27Third quarter 2024 earnings released: EPS: US$0.87 (vs US$0.94 in 3Q 2023)Third quarter 2024 results: EPS: US$0.87 (down from US$0.94 in 3Q 2023). Revenue: US$10.5m (up 2.6% from 3Q 2023). Net income: US$2.90m (down 7.6% from 3Q 2023). Profit margin: 28% (down from 31% in 3Q 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.
Valuation Update With 7 Day Price Move • Sep 20Investor sentiment improves as stock rises 19%After last week's 19% share price gain to US$38.00, the stock trades at a trailing P/E ratio of 10.6x. Average trailing P/E is 12x in the Banks industry in the US. Total returns to shareholders of 3.3% over the past three years.
Upcoming Dividend • Sep 08Upcoming dividend of US$0.29 per shareEligible shareholders must have bought the stock before 13 September 2024. Payment date: 27 September 2024. Payout ratio is a comfortable 30% and this is well supported by cash flows. Trailing yield: 3.5%. Lower than top quartile of American dividend payers (4.4%). Higher than average of industry peers (2.9%).
分析記事 • Aug 25First Capital (NASDAQ:FCAP) Will Pay A Larger Dividend Than Last Year At $0.29The board of First Capital, Inc. ( NASDAQ:FCAP ) has announced that it will be increasing its dividend by 7.4% on the...
Declared Dividend • Aug 25Second quarter dividend increased to US$0.29Dividend of US$0.29 is 7.4% higher than last year. Ex-date: 13th September 2024 Payment date: 27th September 2024 Dividend yield will be 3.5%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 3.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share has grown by 3.6% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
お知らせ • Aug 22First Capital, Inc. Declares Quarterly Cash Dividend, Payable on September 27, 2024The Board of Directors of First Capital, Inc. has declared a quarterly cash dividend of $0.29 per share of common stock. The dividend will be paid on September 27, 2024 to shareholders of record as of September 13, 2024. This represents an increase of $0.02 per share, or 7.4%, compared to the most recent dividend paid on June 28, 2024.
Reported Earnings • Jul 28Second quarter 2024 earnings released: EPS: US$0.84 (vs US$0.81 in 2Q 2023)Second quarter 2024 results: EPS: US$0.84 (up from US$0.81 in 2Q 2023). Revenue: US$10.3m (up 5.0% from 2Q 2023). Net income: US$2.83m (up 3.7% from 2Q 2023). Profit margin: 27% (in line with 2Q 2023). Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has fallen by 11% per year, which means it is significantly lagging earnings.
分析記事 • May 31First Capital (NASDAQ:FCAP) Has Affirmed Its Dividend Of $0.27The board of First Capital, Inc. ( NASDAQ:FCAP ) has announced that it will pay a dividend of $0.27 per share on the...
Declared Dividend • May 30First quarter dividend of US$0.27 announcedDividend of US$0.27 is the same as last year. Ex-date: 14th June 2024 Payment date: 28th June 2024 Dividend yield will be 3.6%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 3.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share has grown by 5.0% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
お知らせ • May 25First Capital, Inc. Declares Quarterly Cash Dividend, Payable on June 28, 2024The Board of Directors of First Capital, Inc. declared a quarterly cash dividend of $0.27 per share of common stock. The dividend will be paid on June 28, 2024 to shareholders of record as of June 14, 2024.
Reported Earnings • Apr 28First quarter 2024 earnings released: EPS: US$0.88 (vs US$1.14 in 1Q 2023)First quarter 2024 results: EPS: US$0.88 (down from US$1.14 in 1Q 2023). Revenue: US$10.2m (down 7.0% from 1Q 2023). Net income: US$2.95m (down 23% from 1Q 2023). Profit margin: 29% (down from 35% in 1Q 2023). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 6% per year but the company’s share price has fallen by 14% per year, which means it is significantly lagging earnings.
Upcoming Dividend • Mar 08Upcoming dividend of US$0.27 per shareEligible shareholders must have bought the stock before 14 March 2024. Payment date: 29 March 2024. Trailing yield: 4.0%. Lower than top quartile of American dividend payers (4.7%). Higher than average of industry peers (3.0%).
Declared Dividend • Feb 25Fourth quarter dividend of US$0.27 announcedDividend of US$0.27 is the same as last year. Ex-date: 14th March 2024 Payment date: 29th March 2024 Dividend yield will be 3.9%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 3.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share has grown by 6.5% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
お知らせ • Feb 22+ 1 more updateFirst Capital, Inc., Annual General Meeting, May 22, 2024First Capital, Inc., Annual General Meeting, May 22, 2024.
Reported Earnings • Feb 01Full year 2023 earnings released: EPS: US$3.82 (vs US$3.55 in FY 2022)Full year 2023 results: EPS: US$3.82 (up from US$3.55 in FY 2022). Revenue: US$41.1m (up 4.5% from FY 2022). Net income: US$12.8m (up 7.5% from FY 2022). Profit margin: 31% (in line with FY 2022). Net interest margin (NIM): 3.16% (up from 2.95% in FY 2022). Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has fallen by 18% per year, which means it is significantly lagging earnings.
お知らせ • Jan 31First Capital, Inc. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2023First Capital, Inc. reported net charge-offs for the fourth quarter ended December 31, 2023. For the quarter, the company reported net charge-offs of $89,000 and $194,000 for the quarters ended December 31, 2023 and 2022, respectively.
Upcoming Dividend • Dec 07Upcoming dividend of US$0.27 per share at 4.0% yieldEligible shareholders must have bought the stock before 14 December 2023. Payment date: 29 December 2023. Payout ratio is a comfortable 27% and this is well supported by cash flows. Trailing yield: 4.0%. Lower than top quartile of American dividend payers (4.8%). Higher than average of industry peers (3.5%).
お知らせ • Nov 25First Capital, Inc. Announces Quarterly Dividend, Payable on December 29, 2023The Board of Directors of First Capital, Inc. has declared a quarterly cash dividend of $0.27 (twenty-seven cents) per share of common stock. The dividend will be paid on December 29, 2023 to shareholders of record as of December 15, 2023.
Reported Earnings • Oct 29Third quarter 2023 earnings released: EPS: US$0.94 (vs US$0.93 in 3Q 2022)Third quarter 2023 results: EPS: US$0.94 (up from US$0.93 in 3Q 2022). Revenue: US$10.2m (down 1.6% from 3Q 2022). Net income: US$3.14m (flat on 3Q 2022). Profit margin: 31% (in line with 3Q 2022). Over the last 3 years on average, earnings per share has increased by 9% per year but the company’s share price has fallen by 27% per year, which means it is significantly lagging earnings.
Board Change • Oct 01Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 7 experienced directors. 5 highly experienced directors. CEO, President & Director Michael Frederick was the last director to join the board, commencing their role in 2020. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment.
Upcoming Dividend • Sep 07Upcoming dividend of US$0.27 per share at 3.4% yieldEligible shareholders must have bought the stock before 14 September 2023. Payment date: 29 September 2023. Payout ratio is a comfortable 27% and this is well supported by cash flows. Trailing yield: 3.4%. Lower than top quartile of American dividend payers (4.9%). In line with average of industry peers (3.7%).
お知らせ • Aug 24First Capital, Inc. Declares Quarterly Cash Dividend, Payable on September 29, 2023The Board of Directors of First Capital, Inc. has declared a quarterly cash dividend of $0.27 (twenty-seven cents) per share of common stock, according to Michael C. Frederick, President and Chief Executive Officer. The dividend will be paid on September 29, 2023 to shareholders of record as of September 15, 2023.
Reported Earnings • Jul 30Second quarter 2023 earnings released: EPS: US$0.81 (vs US$0.81 in 2Q 2022)Second quarter 2023 results: EPS: US$0.81 (up from US$0.81 in 2Q 2022). Revenue: US$9.83m (up 4.6% from 2Q 2022). Net income: US$2.73m (flat on 2Q 2022). Profit margin: 28% (down from 29% in 2Q 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has fallen by 11% per year, which means it is significantly lagging earnings.
Valuation Update With 7 Day Price Move • Jun 12Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$29.97, the stock trades at a trailing P/E ratio of 7.6x. Average trailing P/E is 8x in the Banks industry in the US. Total loss to shareholders of 52% over the past three years.
Upcoming Dividend • Jun 08Upcoming dividend of US$0.27 per share at 4.1% yieldEligible shareholders must have bought the stock before 15 June 2023. Payment date: 30 June 2023. Payout ratio is a comfortable 27% and this is well supported by cash flows. Trailing yield: 4.1%. Lower than top quartile of American dividend payers (5.0%). Higher than average of industry peers (3.6%).
お知らせ • May 26First Capital, Inc. Announces Quarterly Dividend, Payable on June 30, 2023The Board of Directors of First Capital, Inc. has declared a quarterly cash dividend of $0.27 (twenty-seven cents) per share of common stock. The dividend will be paid on June 30, 2023 to shareholders of record as of June 16, 2023.
Reported Earnings • Mar 24Full year 2022 earnings released: EPS: US$3.55 (vs US$3.41 in FY 2021)Full year 2022 results: EPS: US$3.55 (up from US$3.41 in FY 2021). Revenue: US$39.3m (up 2.9% from FY 2021). Net income: US$11.9m (up 4.2% from FY 2021). Profit margin: 30% (in line with FY 2021). Net interest margin (NIM): 2.95% (up from 2.84% in FY 2021). Cost-to-income ratio: 62.3% (down from 64.8% in FY 2021). Non-performing loans: 0.25% (down from 0.26% in FY 2021). Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has fallen by 25% per year, which means it is significantly lagging earnings.
Upcoming Dividend • Mar 09Upcoming dividend of US$0.27 per share at 3.9% yieldEligible shareholders must have bought the stock before 16 March 2023. Payment date: 31 March 2023. Trailing yield: 3.9%. Lower than top quartile of American dividend payers (4.4%). Higher than average of industry peers (3.1%).
Reported Earnings • Jan 27Full year 2022 earnings released: EPS: US$3.55 (vs US$3.41 in FY 2021)Full year 2022 results: EPS: US$3.55 (up from US$3.41 in FY 2021). Revenue: US$39.3m (up 2.9% from FY 2021). Net income: US$11.9m (up 4.2% from FY 2021). Profit margin: 30% (in line with FY 2021). Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has fallen by 27% per year, which means it is significantly lagging earnings.
分析記事 • Dec 11First Capital (NASDAQ:FCAP) Has Affirmed Its Dividend Of $0.26First Capital, Inc. ( NASDAQ:FCAP ) will pay a dividend of $0.26 on the 30th of December. This means the annual payment...
Upcoming Dividend • Dec 08Upcoming dividend of US$0.26 per shareEligible shareholders must have bought the stock before 15 December 2022. Payment date: 30 December 2022. Payout ratio is a comfortable 31% and this is well supported by cash flows. Trailing yield: 4.3%. Within top quartile of American dividend payers (4.3%). Higher than average of industry peers (3.1%).
分析記事 • Nov 26First Capital (NASDAQ:FCAP) Is Paying Out A Dividend Of $0.26The board of First Capital, Inc. ( NASDAQ:FCAP ) has announced that it will pay a dividend on the 30th of December...
お知らせ • Nov 23First Capital, Inc. Declares Quarterly Cash Dividend, Payable on December 30, 2022The Board of Directors of First Capital, Inc. has declared a quarterly cash dividend of $0.26 per share of common stock. The dividend will be paid on December 30, 2022 to shareholders of record as of December 16, 2022.
Reported Earnings • Nov 19Third quarter 2022 earnings released: EPS: US$0.93 (vs US$0.88 in 3Q 2021)Third quarter 2022 results: EPS: US$0.93 (up from US$0.88 in 3Q 2021). Revenue: US$10.4m (up 6.4% from 3Q 2021). Net income: US$3.13m (up 6.4% from 3Q 2021). Profit margin: 30% (in line with 3Q 2021). Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has fallen by 28% per year, which means it is significantly lagging earnings.
Reported Earnings • Nov 01Third quarter 2022 earnings released: EPS: US$0.93 (vs US$0.88 in 3Q 2021)Third quarter 2022 results: EPS: US$0.93 (up from US$0.88 in 3Q 2021). Revenue: US$10.4m (up 6.4% from 3Q 2021). Net income: US$3.13m (up 6.4% from 3Q 2021). Profit margin: 30% (in line with 3Q 2021). Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has fallen by 25% per year, which means it is significantly lagging earnings.
お知らせ • Oct 22+ 1 more updateFirst Capital, Inc. Announces Chief Executive Officer ChangesFirst Capital, Inc. announced that on October 17, 2022, the Board updated its previously adopted succession plan regarding the Chief Executive Officer. Pursuant to the updates to the succession plan, Michael C. Frederick will transition into the role of Chief Executive Officer of First Capital, Inc. on July 1, 2023. William W. Harrod will continue to serve in the role of Chief Executive Officer First Capital, Inc. until his retirement.
Upcoming Dividend • Sep 08Upcoming dividend of US$0.26 per shareEligible shareholders must have bought the stock before 15 September 2022. Payment date: 30 September 2022. Payout ratio is a comfortable 32% and this is well supported by cash flows. Trailing yield: 3.8%. Lower than top quartile of American dividend payers (4.3%). Higher than average of industry peers (3.2%).
Recent Insider Transactions • Sep 03Insider recently bought US$136k worth of stockOn the 26th of August, Dana Huber bought around 5k shares on-market at roughly US$27.25 per share. This transaction amounted to 27% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$449k more in shares than they have sold in the last 12 months.
お知らせ • Aug 17First Capital, Inc. Declares Quarterly Cash Dividend for Common Stock, Payable on September 30, 2022The Board of Directors of First Capital, Inc. has declared a quarterly cash dividend of $0.26 per share of common stock. The dividend will be paid on September 30, 2022 to shareholders of record as of September 16, 2022.
Seeking Alpha • Aug 16First Capital declares $0.26 dividendFirst Capital (NASDAQ:FCAP) declares $0.26/share quarterly dividend, in line with previous. Forward yield 3.62% Payable Sept. 30; for shareholders of record Sept. 16; ex-div Sept. 15. See FCAP Dividend Scorecard, Yield Chart, & Dividend Growth.
Reported Earnings • Jul 22Second quarter 2022 earnings released: EPS: US$0.81 (vs US$0.82 in 2Q 2021)Second quarter 2022 results: EPS: US$0.81 (down from US$0.82 in 2Q 2021). Revenue: US$9.40m (flat on 2Q 2021). Net income: US$2.71m (flat on 2Q 2021). Profit margin: 29% (in line with 2Q 2021). Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has fallen by 18% per year, which means it is significantly lagging earnings.
お知らせ • Jul 22First Capital, Inc. Announces Net Charge-Offs for the Quarter Ended June 30, 2021First Capital, Inc. announced net charge-offs for the quarter ended June 30, 2021. The Bank recognized net charge-offs of $51,000 for the quarter ended June 30, 2022 compared to $9,000 in net recoveries for the same period in 2021.
Seeking Alpha • Jul 21First Capital reports Q2 resultsFirst Capital press release (NASDAQ:FCAP): Q2 GAAP EPS of $0.81. Revenue of $9.6M (+2.2% Y/Y).
Upcoming Dividend • Jun 08Upcoming dividend of US$0.26 per shareEligible shareholders must have bought the stock before 15 June 2022. Payment date: 30 June 2022. Payout ratio is a comfortable 32% and this is well supported by cash flows. Trailing yield: 3.1%. Lower than top quartile of American dividend payers (3.9%). Higher than average of industry peers (2.8%).
お知らせ • May 27First Capital, Inc. Announces Quarterly Dividend, Payable on June 30, 2022The Board of Directors of First Capital, Inc. has declared a quarterly cash dividend of $0.26 (twenty-six cents) per share of common stock. The dividend will be paid on June 30, 2022 to shareholders of record as of June 16, 2022.
Reported Earnings • Apr 27First quarter 2022 earnings released: EPS: US$0.75 (vs US$0.88 in 1Q 2021)First quarter 2022 results: EPS: US$0.75 (down from US$0.88 in 1Q 2021). Revenue: US$8.92m (down 4.7% from 1Q 2021). Net income: US$2.53m (down 14% from 1Q 2021). Profit margin: 28% (down from 31% in 1Q 2021). Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has fallen by 10% per year, which means it is significantly lagging earnings.
Reported Earnings • Mar 16Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$3.41 (up from US$3.03 in FY 2020). Revenue: US$38.2m (up 9.5% from FY 2020). Net income: US$11.4m (up 13% from FY 2020). Profit margin: 30% (in line with FY 2020). Net interest margin (NIM): 2.84% (down from 3.39% in FY 2020). Cost-to-income ratio: 64.8% (up from 62.8% in FY 2020). Non-performing loans: 0.26% (down from 0.28% in FY 2020). Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has increased by 6% per year but the company’s share price has fallen by 9% per year, which means it is significantly lagging earnings.
Upcoming Dividend • Mar 09Upcoming dividend of US$0.26 per shareEligible shareholders must have bought the stock before 16 March 2022. Payment date: 31 March 2022. Payout ratio is a comfortable 30% but the company is not cash flow positive. Trailing yield: 2.6%. Lower than top quartile of American dividend payers (3.7%). In line with average of industry peers (2.6%).
分析記事 • Feb 26First Capital (NASDAQ:FCAP) Has Re-Affirmed Its Dividend Of US$0.26The board of First Capital, Inc. ( NASDAQ:FCAP ) has announced that it will pay a dividend on the 31st of March, with...
お知らせ • Feb 24+ 1 more updateFirst Capital, Inc. Announces Declares Cash Dividend, Payable on March 31, 2022The Board of Directors of First Capital, Inc. has declared a quarterly cash dividend of $0.26 (twenty-six cents) per share of common stock, according to William W. Harrod, President and Chief Executive Officer. The dividend will be paid on March 31, 2022 to shareholders of record as of March 17, 2022.
Reported Earnings • Jan 30Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$3.41 (up from US$3.03 in FY 2020). Revenue: US$38.2m (up 9.5% from FY 2020). Net income: US$11.4m (up 13% from FY 2020). Profit margin: 30% (in line with FY 2020). Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has increased by 6% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.
Upcoming Dividend • Dec 08Upcoming dividend of US$0.26 per shareEligible shareholders must have bought the stock before 15 December 2021. Payment date: 30 December 2021. Payout ratio is a comfortable 30% and this is well supported by cash flows. Trailing yield: 2.5%. Lower than top quartile of American dividend payers (3.6%). In line with average of industry peers (2.3%).
Recent Insider Transactions • Nov 17Insider recently bought US$80k worth of stockOn the 11th of November, Dennis Huber bought around 2k shares on-market at roughly US$40.80 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$149k more in shares than they have sold in the last 12 months.
Reported Earnings • Oct 23Third quarter 2021 earnings released: EPS US$0.88 (vs US$0.82 in 3Q 2020)The company reported a solid third quarter result with improved earnings and revenues, although profit margins were flat. Third quarter 2021 results: Revenue: US$9.74m (up 7.2% from 3Q 2020). Net income: US$2.94m (up 6.9% from 3Q 2020). Profit margin: 30% (in line with 3Q 2020). Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.
Upcoming Dividend • Sep 08Upcoming dividend of US$0.26 per shareEligible shareholders must have bought the stock before 15 September 2021. Payment date: 30 September 2021. Trailing yield: 2.4%. Lower than top quartile of American dividend payers (3.5%). In line with average of industry peers (2.3%).