View Future GrowthECB Bancorp 過去の業績過去 基準チェック /56ECB Bancorpは、平均年間23.6%の収益成長を遂げていますが、 Banks業界の収益は、年間 成長しています。収益は、平均年間3% 11.7%収益成長率で 成長しています。 ECB Bancorpの自己資本利益率は5.5%であり、純利益率は27.6%です。主要情報23.63%収益成長率35.01%EPS成長率Banks 業界の成長11.18%収益成長率11.69%株主資本利益率5.46%ネット・マージン27.59%前回の決算情報31 Mar 2026最近の業績更新Reported Earnings • Apr 26First quarter 2026 earnings released: EPS: US$0.39 (vs US$0.16 in 1Q 2025)First quarter 2026 results: EPS: US$0.39 (up from US$0.16 in 1Q 2025). Revenue: US$10.0m (up 44% from 1Q 2025). Net income: US$3.12m (up 141% from 1Q 2025). Profit margin: 31% (up from 19% in 1Q 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 41% per year but the company’s share price has only increased by 15% per year, which means it is significantly lagging earnings growth.Reported Earnings • Mar 27Full year 2025 earnings released: EPS: US$0.96 (vs US$0.48 in FY 2024)Full year 2025 results: EPS: US$0.96 (up from US$0.48 in FY 2024). Revenue: US$31.7m (up 22% from FY 2024). Net income: US$7.77m (up 95% from FY 2024). Profit margin: 25% (up from 15% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.12% (up from 1.86% in FY 2024). Non-performing loans: 0.08% (down from 0.17% in FY 2024). Over the last 3 years on average, earnings per share has increased by 35% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.Reported Earnings • Feb 06Full year 2025 earnings released: EPS: US$0.96 (vs US$0.48 in FY 2024)Full year 2025 results: EPS: US$0.96 (up from US$0.48 in FY 2024). Revenue: US$31.7m (up 22% from FY 2024). Net income: US$7.77m (up 95% from FY 2024). Profit margin: 25% (up from 15% in FY 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 35% per year but the company’s share price has only increased by 4% per year, which means it is significantly lagging earnings growth.Reported Earnings • Oct 23Third quarter 2025 earnings released: EPS: US$0.30 (vs US$0.14 in 3Q 2024)Third quarter 2025 results: EPS: US$0.30 (up from US$0.14 in 3Q 2024). Revenue: US$8.61m (up 32% from 3Q 2024). Net income: US$2.44m (up 115% from 3Q 2024). Profit margin: 28% (up from 17% in 3Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 34% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.Reported Earnings • Jul 25Second quarter 2025 earnings released: EPS: US$0.18 (vs US$0.096 in 2Q 2024)Second quarter 2025 results: EPS: US$0.18 (up from US$0.096 in 2Q 2024). Revenue: US$6.90m (up 15% from 2Q 2024). Net income: US$1.44m (up 82% from 2Q 2024). Profit margin: 21% (up from 13% in 2Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 23% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.Reported Earnings • Apr 25First quarter 2025 earnings released: EPS: US$0.16 (vs US$0.075 in 1Q 2024)First quarter 2025 results: EPS: US$0.16 (up from US$0.075 in 1Q 2024). Revenue: US$6.93m (up 14% from 1Q 2024). Net income: US$1.30m (up 109% from 1Q 2024). Profit margin: 19% (up from 10% in 1Q 2024). The increase in margin was driven by higher revenue.すべての更新を表示Recent updatesReported Earnings • Apr 26First quarter 2026 earnings released: EPS: US$0.39 (vs US$0.16 in 1Q 2025)First quarter 2026 results: EPS: US$0.39 (up from US$0.16 in 1Q 2025). Revenue: US$10.0m (up 44% from 1Q 2025). Net income: US$3.12m (up 141% from 1Q 2025). Profit margin: 31% (up from 19% in 1Q 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 41% per year but the company’s share price has only increased by 15% per year, which means it is significantly lagging earnings growth.お知らせ • Apr 13ECB Bancorp, Inc., Annual General Meeting, May 20, 2026ECB Bancorp, Inc., Annual General Meeting, May 20, 2026. Location: companys main office, 419 broadway, massachusetts 02149, everett United States分析記事 • Apr 11Is Now The Time To Put ECB Bancorp (NASDAQ:ECBK) On Your Watchlist?Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...Reported Earnings • Mar 27Full year 2025 earnings released: EPS: US$0.96 (vs US$0.48 in FY 2024)Full year 2025 results: EPS: US$0.96 (up from US$0.48 in FY 2024). Revenue: US$31.7m (up 22% from FY 2024). Net income: US$7.77m (up 95% from FY 2024). Profit margin: 25% (up from 15% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.12% (up from 1.86% in FY 2024). Non-performing loans: 0.08% (down from 0.17% in FY 2024). Over the last 3 years on average, earnings per share has increased by 35% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.Reported Earnings • Feb 06Full year 2025 earnings released: EPS: US$0.96 (vs US$0.48 in FY 2024)Full year 2025 results: EPS: US$0.96 (up from US$0.48 in FY 2024). Revenue: US$31.7m (up 22% from FY 2024). Net income: US$7.77m (up 95% from FY 2024). Profit margin: 25% (up from 15% in FY 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 35% per year but the company’s share price has only increased by 4% per year, which means it is significantly lagging earnings growth.Recent Insider Transactions • Dec 10Independent Director recently bought US$59k worth of stockOn the 9th of December, Maura Sullivan bought around 4k shares on-market at roughly US$16.85 per share. This trade did not impact their existing holding. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$223k more in shares than they have sold in the last 12 months.Valuation Update With 7 Day Price Move • Nov 05Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$17.69, the stock trades at a trailing P/E ratio of 23.6x. Average trailing P/E is 11x in the Banks industry in the US. Total returns to shareholders of 13% over the past three years.Reported Earnings • Oct 23Third quarter 2025 earnings released: EPS: US$0.30 (vs US$0.14 in 3Q 2024)Third quarter 2025 results: EPS: US$0.30 (up from US$0.14 in 3Q 2024). Revenue: US$8.61m (up 32% from 3Q 2024). Net income: US$2.44m (up 115% from 3Q 2024). Profit margin: 28% (up from 17% in 3Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 34% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.Reported Earnings • Jul 25Second quarter 2025 earnings released: EPS: US$0.18 (vs US$0.096 in 2Q 2024)Second quarter 2025 results: EPS: US$0.18 (up from US$0.096 in 2Q 2024). Revenue: US$6.90m (up 15% from 2Q 2024). Net income: US$1.44m (up 82% from 2Q 2024). Profit margin: 21% (up from 13% in 2Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 23% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.New Risk • Jul 10New major risk - Shareholder dilutionThe company's shareholders have been substantially diluted in the past year. Increase in shares outstanding: 293% This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. This is currently the only risk that has been identified for the company.Reported Earnings • Apr 25First quarter 2025 earnings released: EPS: US$0.16 (vs US$0.075 in 1Q 2024)First quarter 2025 results: EPS: US$0.16 (up from US$0.075 in 1Q 2024). Revenue: US$6.93m (up 14% from 1Q 2024). Net income: US$1.30m (up 109% from 1Q 2024). Profit margin: 19% (up from 10% in 1Q 2024). The increase in margin was driven by higher revenue.お知らせ • Apr 14ECB Bancorp, Inc., Annual General Meeting, May 21, 2025ECB Bancorp, Inc., Annual General Meeting, May 21, 2025. Location: 419 broadway, everett, massachusetts 02149, United Statesお知らせ • Apr 11ECB Bancorp, Inc. Announces Marjorie A. White, Director Will Expire At the Annual Meeting on May 21, 2025ECB Bancorp, Inc. announced that as a result of the director age limitation set forth in the Company's Bylaws, the term of Marjorie A. White, a current director of the Company, will expire at the annual meeting to be held on May 21, 2025.Reported Earnings • Feb 06Full year 2024 earnings released: EPS: US$0.48 (vs US$0.53 in FY 2023)Full year 2024 results: EPS: US$0.48 (down from US$0.53 in FY 2023). Revenue: US$26.0m (up 4.0% from FY 2023). Net income: US$3.99m (down 10% from FY 2023). Profit margin: 15% (down from 18% in FY 2023). The decrease in margin was driven by higher expenses.Recent Insider Transactions Derivative • Dec 23Independent Director exercised options to buy US$89k worth of stock.On the 18th of December, Joseph Sachetta exercised options to buy 6k shares at a strike price of around US$11.80, costing a total of US$70k. This transaction amounted to 9.6% of their direct individual holding at the time of the trade. Since June 2024, Joseph has owned 61.66k shares directly. Company insiders have collectively bought US$333k more than they sold, via options and on-market transactions, in the last 12 months.Reported Earnings • Oct 25Third quarter 2024 earnings released: EPS: US$0.14 (vs US$0.16 in 3Q 2023)Third quarter 2024 results: EPS: US$0.14 (down from US$0.16 in 3Q 2023). Revenue: US$6.55m (flat on 3Q 2023). Net income: US$1.13m (down 16% from 3Q 2023). Profit margin: 17% (down from 20% in 3Q 2023).Recent Insider Transactions • Sep 20Secretary recently bought US$131k worth of stockOn the 18th of September, John Citrano bought around 10k shares on-market at roughly US$13.54 per share. This transaction amounted to 8.5% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. John has been a buyer over the last 12 months, purchasing a net total of US$257k worth in shares.Reported Earnings • Jul 26Second quarter 2024 earnings released: EPS: US$0.096 (vs US$0.17 in 2Q 2023)Second quarter 2024 results: EPS: US$0.096 (down from US$0.17 in 2Q 2023). Revenue: US$6.01m (down 9.5% from 2Q 2023). Net income: US$791.0k (down 45% from 2Q 2023). Profit margin: 13% (down from 22% in 2Q 2023).Recent Insider Transactions • May 16Secretary recently bought US$100k worth of stockOn the 13th of May, John Citrano bought around 8k shares on-market at roughly US$12.05 per share. This transaction amounted to 8.0% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. John has been a buyer over the last 12 months, purchasing a net total of US$146k worth in shares.Reported Earnings • Apr 28First quarter 2024 earnings released: EPS: US$0.075 (vs US$0.11 in 1Q 2023)First quarter 2024 results: EPS: US$0.075 (down from US$0.11 in 1Q 2023). Revenue: US$6.06m (up 6.1% from 1Q 2023). Net income: US$621.0k (down 31% from 1Q 2023). Profit margin: 10% (down from 16% in 1Q 2023). The decrease in margin was driven by higher expenses.Reported Earnings • Feb 18Full year 2023 earnings released: EPS: US$0.53 (vs US$0.32 in FY 2022)Full year 2023 results: EPS: US$0.53 (up from US$0.32 in FY 2022). Revenue: US$25.0m (up 13% from FY 2022). Net income: US$4.46m (up 64% from FY 2022). Profit margin: 18% (up from 12% in FY 2022). The increase in margin was driven by higher revenue.お知らせ • Feb 16ECB Bancorp, Inc., Annual General Meeting, Jun 05, 2024ECB Bancorp, Inc., Annual General Meeting, Jun 05, 2024.New Risk • Nov 16New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 2.3% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. This is currently the only risk that has been identified for the company.Reported Earnings • Oct 29Third quarter 2023 earnings released: EPS: US$0.16 (vs US$0.12 loss in 3Q 2022)Third quarter 2023 results: EPS: US$0.16 (up from US$0.12 loss in 3Q 2022). Revenue: US$6.59m (up 13% from 3Q 2022). Net income: US$1.34m (up US$2.38m from 3Q 2022). Profit margin: 20% (up from net loss in 3Q 2022). The move to profitability was primarily driven by lower expenses.New Risk • Oct 05New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: US$98.2m This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Minor Risks Profit margins are more than 30% lower than last year (9.4% net profit margin). Market cap is less than US$100m (US$98.2m market cap).Reported Earnings • Jul 29Second quarter 2023 earnings released: EPS: US$0.17 (vs US$0.15 in 2Q 2022)Second quarter 2023 results: EPS: US$0.17 (up from US$0.15 in 2Q 2022). Revenue: US$6.64m (up 25% from 2Q 2022). Net income: US$1.43m (up 2.1% from 2Q 2022). Profit margin: 22% (down from 26% in 2Q 2022). The decrease in margin was driven by higher expenses.お知らせ • Jun 13ECB Bancorp, Inc., Annual General Meeting, Sep 07, 2023ECB Bancorp, Inc., Annual General Meeting, Sep 07, 2023.Recent Insider Transactions • May 19Executive VP & Chief Lending Officer recently bought US$71k worth of stockOn the 15th of May, John Migliozzi bought around 7k shares on-market at roughly US$10.97 per share. This transaction amounted to 16% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$256k more in shares than they have sold in the last 12 months.Reported Earnings • May 12First quarter 2023 earnings releasedFirst quarter 2023 results: EPS: US$0.11. Revenue: US$5.72m (up 13% from 1Q 2022). Net income: US$901.0k (down 35% from 1Q 2022). Profit margin: 16% (down from 27% in 1Q 2022). The decrease in margin was driven by higher expenses.Reported Earnings • Apr 02Full year 2022 earnings releasedFull year 2022 results: EPS: US$0.32. Revenue: US$22.1m (up 13% from FY 2021). Net income: US$2.72m (down 33% from FY 2021). Profit margin: 12% (down from 21% in FY 2021). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 3.10% (up from 3.08% in FY 2021). Non-performing loans: 0.07% (down from 0.19% in FY 2021).Board Change • Dec 31Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 1 experienced director. 5 highly experienced directors. Independent Director Sue Sgroi was the last director to join the board, commencing their role in 2020. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Reported Earnings • Nov 16Third quarter 2022 earnings releasedThird quarter 2022 results: US$0.12 loss per share. Net loss: US$1.04m (flat on 3Q 2021).Reported Earnings • Nov 11Third quarter 2022 earnings releasedThird quarter 2022 results: US$0.12 loss per share. Net loss: US$1.04m (flat on 3Q 2021).Recent Insider Transactions • Sep 08Secretary recently bought US$85k worth of stockOn the 7th of September, John Citrano bought around 6k shares on-market at roughly US$14.20 per share. This transaction amounted to 12% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth US$100k. This was John's only on-market trade for the last 12 months.Recent Insider Transactions • Aug 18CEO, President & Director recently bought US$100k worth of stockOn the 16th of August, Richard O'Neil bought around 7k shares on-market at roughly US$14.04 per share. This was the largest purchase by an insider in the last 3 months. This was Richard's only on-market trade for the last 12 months.Reported Earnings • Aug 14Second quarter 2022 earnings releasedSecond quarter 2022 results: EPS: US$0.15. Revenue: US$5.30m (flat on 2Q 2021). Net income: US$1.40m (up US$1.40m from 2Q 2021). Profit margin: 26% (up from null in 2Q 2021).収支内訳ECB Bancorp の稼ぎ方とお金の使い方。LTMベースの直近の報告された収益に基づく。収益と収入の歴史NasdaqCM:ECBK 収益、費用、利益 ( )USD Millions日付収益収益G+A経費研究開発費31 Mar 26351019031 Dec 2532819030 Sep 2530719030 Jun 2528518031 Mar 2527518031 Dec 2426418030 Sep 2425318030 Jun 2425418031 Mar 2425417031 Dec 2325417030 Sep 2325516030 Jun 2324216031 Mar 2323215031 Dec 2222314030 Sep 2222215030 Jun 2221414031 Mar 2220413031 Dec 2120413031 Dec 2017590質の高い収益: ECBKは 高品質の収益 を持っています。利益率の向上: ECBKの現在の純利益率 (27.6%)は、昨年(17.3%)よりも高くなっています。フリー・キャッシュフローと収益の比較過去の収益成長分析収益動向: ECBKの収益は過去 5 年間で年間23.6%増加しました。成長の加速: ECBKの過去 1 年間の収益成長率 ( 105.6% ) は、5 年間の平均 ( 年間23.6%を上回っています。収益対業界: ECBKの過去 1 年間の収益成長率 ( 105.6% ) はBanks業界23.2%を上回りました。株主資本利益率高いROE: ECBKの 自己資本利益率 ( 5.5% ) は 低い とみなされます。総資産利益率使用総資本利益率過去の好業績企業の発掘7D1Y7D1Y7D1YBanks 、過去の業績が好調な企業。View Financial Health企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/06/01 15:34終値2026/05/29 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋ECB Bancorp, Inc. 0 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。0
Reported Earnings • Apr 26First quarter 2026 earnings released: EPS: US$0.39 (vs US$0.16 in 1Q 2025)First quarter 2026 results: EPS: US$0.39 (up from US$0.16 in 1Q 2025). Revenue: US$10.0m (up 44% from 1Q 2025). Net income: US$3.12m (up 141% from 1Q 2025). Profit margin: 31% (up from 19% in 1Q 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 41% per year but the company’s share price has only increased by 15% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Mar 27Full year 2025 earnings released: EPS: US$0.96 (vs US$0.48 in FY 2024)Full year 2025 results: EPS: US$0.96 (up from US$0.48 in FY 2024). Revenue: US$31.7m (up 22% from FY 2024). Net income: US$7.77m (up 95% from FY 2024). Profit margin: 25% (up from 15% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.12% (up from 1.86% in FY 2024). Non-performing loans: 0.08% (down from 0.17% in FY 2024). Over the last 3 years on average, earnings per share has increased by 35% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Feb 06Full year 2025 earnings released: EPS: US$0.96 (vs US$0.48 in FY 2024)Full year 2025 results: EPS: US$0.96 (up from US$0.48 in FY 2024). Revenue: US$31.7m (up 22% from FY 2024). Net income: US$7.77m (up 95% from FY 2024). Profit margin: 25% (up from 15% in FY 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 35% per year but the company’s share price has only increased by 4% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Oct 23Third quarter 2025 earnings released: EPS: US$0.30 (vs US$0.14 in 3Q 2024)Third quarter 2025 results: EPS: US$0.30 (up from US$0.14 in 3Q 2024). Revenue: US$8.61m (up 32% from 3Q 2024). Net income: US$2.44m (up 115% from 3Q 2024). Profit margin: 28% (up from 17% in 3Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 34% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Jul 25Second quarter 2025 earnings released: EPS: US$0.18 (vs US$0.096 in 2Q 2024)Second quarter 2025 results: EPS: US$0.18 (up from US$0.096 in 2Q 2024). Revenue: US$6.90m (up 15% from 2Q 2024). Net income: US$1.44m (up 82% from 2Q 2024). Profit margin: 21% (up from 13% in 2Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 23% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Apr 25First quarter 2025 earnings released: EPS: US$0.16 (vs US$0.075 in 1Q 2024)First quarter 2025 results: EPS: US$0.16 (up from US$0.075 in 1Q 2024). Revenue: US$6.93m (up 14% from 1Q 2024). Net income: US$1.30m (up 109% from 1Q 2024). Profit margin: 19% (up from 10% in 1Q 2024). The increase in margin was driven by higher revenue.
Reported Earnings • Apr 26First quarter 2026 earnings released: EPS: US$0.39 (vs US$0.16 in 1Q 2025)First quarter 2026 results: EPS: US$0.39 (up from US$0.16 in 1Q 2025). Revenue: US$10.0m (up 44% from 1Q 2025). Net income: US$3.12m (up 141% from 1Q 2025). Profit margin: 31% (up from 19% in 1Q 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 41% per year but the company’s share price has only increased by 15% per year, which means it is significantly lagging earnings growth.
お知らせ • Apr 13ECB Bancorp, Inc., Annual General Meeting, May 20, 2026ECB Bancorp, Inc., Annual General Meeting, May 20, 2026. Location: companys main office, 419 broadway, massachusetts 02149, everett United States
分析記事 • Apr 11Is Now The Time To Put ECB Bancorp (NASDAQ:ECBK) On Your Watchlist?Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
Reported Earnings • Mar 27Full year 2025 earnings released: EPS: US$0.96 (vs US$0.48 in FY 2024)Full year 2025 results: EPS: US$0.96 (up from US$0.48 in FY 2024). Revenue: US$31.7m (up 22% from FY 2024). Net income: US$7.77m (up 95% from FY 2024). Profit margin: 25% (up from 15% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.12% (up from 1.86% in FY 2024). Non-performing loans: 0.08% (down from 0.17% in FY 2024). Over the last 3 years on average, earnings per share has increased by 35% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Feb 06Full year 2025 earnings released: EPS: US$0.96 (vs US$0.48 in FY 2024)Full year 2025 results: EPS: US$0.96 (up from US$0.48 in FY 2024). Revenue: US$31.7m (up 22% from FY 2024). Net income: US$7.77m (up 95% from FY 2024). Profit margin: 25% (up from 15% in FY 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 35% per year but the company’s share price has only increased by 4% per year, which means it is significantly lagging earnings growth.
Recent Insider Transactions • Dec 10Independent Director recently bought US$59k worth of stockOn the 9th of December, Maura Sullivan bought around 4k shares on-market at roughly US$16.85 per share. This trade did not impact their existing holding. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$223k more in shares than they have sold in the last 12 months.
Valuation Update With 7 Day Price Move • Nov 05Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$17.69, the stock trades at a trailing P/E ratio of 23.6x. Average trailing P/E is 11x in the Banks industry in the US. Total returns to shareholders of 13% over the past three years.
Reported Earnings • Oct 23Third quarter 2025 earnings released: EPS: US$0.30 (vs US$0.14 in 3Q 2024)Third quarter 2025 results: EPS: US$0.30 (up from US$0.14 in 3Q 2024). Revenue: US$8.61m (up 32% from 3Q 2024). Net income: US$2.44m (up 115% from 3Q 2024). Profit margin: 28% (up from 17% in 3Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 34% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Jul 25Second quarter 2025 earnings released: EPS: US$0.18 (vs US$0.096 in 2Q 2024)Second quarter 2025 results: EPS: US$0.18 (up from US$0.096 in 2Q 2024). Revenue: US$6.90m (up 15% from 2Q 2024). Net income: US$1.44m (up 82% from 2Q 2024). Profit margin: 21% (up from 13% in 2Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 23% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.
New Risk • Jul 10New major risk - Shareholder dilutionThe company's shareholders have been substantially diluted in the past year. Increase in shares outstanding: 293% This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. This is currently the only risk that has been identified for the company.
Reported Earnings • Apr 25First quarter 2025 earnings released: EPS: US$0.16 (vs US$0.075 in 1Q 2024)First quarter 2025 results: EPS: US$0.16 (up from US$0.075 in 1Q 2024). Revenue: US$6.93m (up 14% from 1Q 2024). Net income: US$1.30m (up 109% from 1Q 2024). Profit margin: 19% (up from 10% in 1Q 2024). The increase in margin was driven by higher revenue.
お知らせ • Apr 14ECB Bancorp, Inc., Annual General Meeting, May 21, 2025ECB Bancorp, Inc., Annual General Meeting, May 21, 2025. Location: 419 broadway, everett, massachusetts 02149, United States
お知らせ • Apr 11ECB Bancorp, Inc. Announces Marjorie A. White, Director Will Expire At the Annual Meeting on May 21, 2025ECB Bancorp, Inc. announced that as a result of the director age limitation set forth in the Company's Bylaws, the term of Marjorie A. White, a current director of the Company, will expire at the annual meeting to be held on May 21, 2025.
Reported Earnings • Feb 06Full year 2024 earnings released: EPS: US$0.48 (vs US$0.53 in FY 2023)Full year 2024 results: EPS: US$0.48 (down from US$0.53 in FY 2023). Revenue: US$26.0m (up 4.0% from FY 2023). Net income: US$3.99m (down 10% from FY 2023). Profit margin: 15% (down from 18% in FY 2023). The decrease in margin was driven by higher expenses.
Recent Insider Transactions Derivative • Dec 23Independent Director exercised options to buy US$89k worth of stock.On the 18th of December, Joseph Sachetta exercised options to buy 6k shares at a strike price of around US$11.80, costing a total of US$70k. This transaction amounted to 9.6% of their direct individual holding at the time of the trade. Since June 2024, Joseph has owned 61.66k shares directly. Company insiders have collectively bought US$333k more than they sold, via options and on-market transactions, in the last 12 months.
Reported Earnings • Oct 25Third quarter 2024 earnings released: EPS: US$0.14 (vs US$0.16 in 3Q 2023)Third quarter 2024 results: EPS: US$0.14 (down from US$0.16 in 3Q 2023). Revenue: US$6.55m (flat on 3Q 2023). Net income: US$1.13m (down 16% from 3Q 2023). Profit margin: 17% (down from 20% in 3Q 2023).
Recent Insider Transactions • Sep 20Secretary recently bought US$131k worth of stockOn the 18th of September, John Citrano bought around 10k shares on-market at roughly US$13.54 per share. This transaction amounted to 8.5% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. John has been a buyer over the last 12 months, purchasing a net total of US$257k worth in shares.
Reported Earnings • Jul 26Second quarter 2024 earnings released: EPS: US$0.096 (vs US$0.17 in 2Q 2023)Second quarter 2024 results: EPS: US$0.096 (down from US$0.17 in 2Q 2023). Revenue: US$6.01m (down 9.5% from 2Q 2023). Net income: US$791.0k (down 45% from 2Q 2023). Profit margin: 13% (down from 22% in 2Q 2023).
Recent Insider Transactions • May 16Secretary recently bought US$100k worth of stockOn the 13th of May, John Citrano bought around 8k shares on-market at roughly US$12.05 per share. This transaction amounted to 8.0% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. John has been a buyer over the last 12 months, purchasing a net total of US$146k worth in shares.
Reported Earnings • Apr 28First quarter 2024 earnings released: EPS: US$0.075 (vs US$0.11 in 1Q 2023)First quarter 2024 results: EPS: US$0.075 (down from US$0.11 in 1Q 2023). Revenue: US$6.06m (up 6.1% from 1Q 2023). Net income: US$621.0k (down 31% from 1Q 2023). Profit margin: 10% (down from 16% in 1Q 2023). The decrease in margin was driven by higher expenses.
Reported Earnings • Feb 18Full year 2023 earnings released: EPS: US$0.53 (vs US$0.32 in FY 2022)Full year 2023 results: EPS: US$0.53 (up from US$0.32 in FY 2022). Revenue: US$25.0m (up 13% from FY 2022). Net income: US$4.46m (up 64% from FY 2022). Profit margin: 18% (up from 12% in FY 2022). The increase in margin was driven by higher revenue.
お知らせ • Feb 16ECB Bancorp, Inc., Annual General Meeting, Jun 05, 2024ECB Bancorp, Inc., Annual General Meeting, Jun 05, 2024.
New Risk • Nov 16New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 2.3% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. This is currently the only risk that has been identified for the company.
Reported Earnings • Oct 29Third quarter 2023 earnings released: EPS: US$0.16 (vs US$0.12 loss in 3Q 2022)Third quarter 2023 results: EPS: US$0.16 (up from US$0.12 loss in 3Q 2022). Revenue: US$6.59m (up 13% from 3Q 2022). Net income: US$1.34m (up US$2.38m from 3Q 2022). Profit margin: 20% (up from net loss in 3Q 2022). The move to profitability was primarily driven by lower expenses.
New Risk • Oct 05New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: US$98.2m This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Minor Risks Profit margins are more than 30% lower than last year (9.4% net profit margin). Market cap is less than US$100m (US$98.2m market cap).
Reported Earnings • Jul 29Second quarter 2023 earnings released: EPS: US$0.17 (vs US$0.15 in 2Q 2022)Second quarter 2023 results: EPS: US$0.17 (up from US$0.15 in 2Q 2022). Revenue: US$6.64m (up 25% from 2Q 2022). Net income: US$1.43m (up 2.1% from 2Q 2022). Profit margin: 22% (down from 26% in 2Q 2022). The decrease in margin was driven by higher expenses.
お知らせ • Jun 13ECB Bancorp, Inc., Annual General Meeting, Sep 07, 2023ECB Bancorp, Inc., Annual General Meeting, Sep 07, 2023.
Recent Insider Transactions • May 19Executive VP & Chief Lending Officer recently bought US$71k worth of stockOn the 15th of May, John Migliozzi bought around 7k shares on-market at roughly US$10.97 per share. This transaction amounted to 16% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$256k more in shares than they have sold in the last 12 months.
Reported Earnings • May 12First quarter 2023 earnings releasedFirst quarter 2023 results: EPS: US$0.11. Revenue: US$5.72m (up 13% from 1Q 2022). Net income: US$901.0k (down 35% from 1Q 2022). Profit margin: 16% (down from 27% in 1Q 2022). The decrease in margin was driven by higher expenses.
Reported Earnings • Apr 02Full year 2022 earnings releasedFull year 2022 results: EPS: US$0.32. Revenue: US$22.1m (up 13% from FY 2021). Net income: US$2.72m (down 33% from FY 2021). Profit margin: 12% (down from 21% in FY 2021). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 3.10% (up from 3.08% in FY 2021). Non-performing loans: 0.07% (down from 0.19% in FY 2021).
Board Change • Dec 31Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 1 experienced director. 5 highly experienced directors. Independent Director Sue Sgroi was the last director to join the board, commencing their role in 2020. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Reported Earnings • Nov 16Third quarter 2022 earnings releasedThird quarter 2022 results: US$0.12 loss per share. Net loss: US$1.04m (flat on 3Q 2021).
Reported Earnings • Nov 11Third quarter 2022 earnings releasedThird quarter 2022 results: US$0.12 loss per share. Net loss: US$1.04m (flat on 3Q 2021).
Recent Insider Transactions • Sep 08Secretary recently bought US$85k worth of stockOn the 7th of September, John Citrano bought around 6k shares on-market at roughly US$14.20 per share. This transaction amounted to 12% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth US$100k. This was John's only on-market trade for the last 12 months.
Recent Insider Transactions • Aug 18CEO, President & Director recently bought US$100k worth of stockOn the 16th of August, Richard O'Neil bought around 7k shares on-market at roughly US$14.04 per share. This was the largest purchase by an insider in the last 3 months. This was Richard's only on-market trade for the last 12 months.
Reported Earnings • Aug 14Second quarter 2022 earnings releasedSecond quarter 2022 results: EPS: US$0.15. Revenue: US$5.30m (flat on 2Q 2021). Net income: US$1.40m (up US$1.40m from 2Q 2021). Profit margin: 26% (up from null in 2Q 2021).