View ValuationEagle Bancorp Montana 将来の成長Future 基準チェック /16Eagle Bancorp Montanaの収益は年間8.4%で減少すると予測されていますが、年間利益は年間4.6%で増加すると予想されています。EPS は年間4.2%で増加すると予想されています。主要情報4.6%収益成長率4.21%EPS成長率Banks 収益成長8.2%収益成長率-8.4%将来の株主資本利益率n/aアナリストカバレッジLow最終更新日19 May 2026今後の成長に関する最新情報Price Target Changed • Apr 26Price target decreased by 8.0% to US$13.33Down from US$14.50, the current price target is an average from 3 analysts. New target price is approximately in line with last closing price of US$12.86. Stock is down 10% over the past year. The company is forecast to post earnings per share of US$1.32 for next year compared to US$1.29 last year.Major Estimate Revision • Jan 30Consensus EPS estimates fall by 10%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has deteriorated. 2024 revenue forecast decreased from US$64.5m to US$62.8m. EPS estimate also fell from US$1.56 per share to US$1.40 per share. Net income forecast to grow 8.7% next year vs 5.2% decline forecast for Banks industry in the US. Consensus price target of US$14.50 unchanged from last update. Share price fell 5.2% to US$14.90 over the past week.Price Target Changed • Nov 19Price target decreased by 8.5% to US$12.50Down from US$13.67, the current price target is an average from 2 analysts. New target price is approximately in line with last closing price of US$12.02. Stock is down 36% over the past year. The company is forecast to post earnings per share of US$1.35 for next year compared to US$1.45 last year.Major Estimate Revision • Aug 01Consensus EPS estimates fall by 24%The consensus outlook for earnings per share (EPS) in fiscal year 2023 has deteriorated. 2023 revenue forecast decreased from US$66.1m to US$62.2m. EPS estimate also fell from US$1.74 per share to US$1.31 per share. Net income forecast to shrink 5.5% next year vs 10% decline forecast for Banks industry in the US. Consensus price target down from US$15.33 to US$14.00. Share price fell 6.1% to US$13.18 over the past week.Price Target Changed • Jul 31Price target decreased by 8.7% to US$14.00Down from US$15.33, the current price target is an average from 3 analysts. New target price is 6.2% above last closing price of US$13.18. Stock is down 32% over the past year. The company is forecast to post earnings per share of US$1.31 for next year compared to US$1.45 last year.Price Target Changed • Apr 10Price target decreased by 12% to US$17.33Down from US$19.67, the current price target is an average from 3 analysts. New target price is 25% above last closing price of US$13.86. Stock is down 36% over the past year. The company is forecast to post earnings per share of US$1.77 for next year compared to US$1.45 last year.すべての更新を表示Recent updatesお知らせ • May 20Eagle Bancorp Montana, Inc. Announces Upcoming Retirement of Laura F. Clark as Chief Executive OfficerEagle Bancorp Montana, Inc. announced upcoming changes in roles and responsibilities of senior management as part of its long-term succession planning. In anticipation of the future retirement of current President and Chief Executive Officer, Laura F. Clark, the Board announced a successor has been chosen. While the effective date of Ms. Clark’s retirement has not yet been determined, the Board of Directors (the “Board”) has decided to split the roles of Chief Executive Officer and President. Ms. Clark will continue as the Chief Executive Officer of the Company and the Bank.Board Change • May 20Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 7 highly experienced directors. President, CEO & Director Laura Clark was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • May 20Eagle Bancorp Montana, Inc. Announces President Changes, Effective June 1, 2026Eagle Bancorp Montana, Inc. announced upcoming changes in roles and responsibilities of senior management as part of its long-term succession planning. In anticipation of the future retirement of current President, Laura F. Clark, the Board announced a successor has been chosen. While the effective date of Ms. Clark’s retirement has not yet been determined, the Board of Directors (the “Board”) has decided to split the roles of Chief Executive Officer and President and has appointed P. Darryl Rensmon, the current EVP and Chief Operating Officer, as President effective June 1, 2026. Mr. Rensmon will assume responsibility for the daily operations of the Company and the Bank. Ms. Clark will continue as the Chief Executive Officer of the Company and the Bank. Mr. Rensmon joined Eagle in September 2016 as Vice President/Chief Information Officer and was promoted to Senior Vice President in October 2017. He was promoted to Senior Vice President/Chief Operating Officer in October 2022, and Executive Vice President in April 2025. He also oversees the strategic direction of the home loan division, and the Company’s FinTech and innovation investments and initiatives. Mr. Rensmon was formerly the Vice President/Chief Information Officer for Morrison-Maierle, Inc. and the President of Morrison-Maierle Systems Corp., which provided customized IT services and consulting to companies across Montana. He holds a Bachelor of Science degree in Business Administration - Information Systems Management from Montana State University-Billings. He is a 2021 graduate of the Stonier Graduate School of Banking and the Wharton Leadership Program.お知らせ • Apr 30Eagle Bancorp Montana, Inc. Reports Net Charge Offs for the Quarter Ended March 31, 2026Eagle Bancorp Montana, Inc. reported net charge offs for the quarter ended March 31, 2026. For the quarter, the company reported net charge offs of $49,000 as compared to $99,000 in the preceding quarter and $2,000 in the first quarter a year ago.お知らせ • Mar 10Eagle Bancorp Montana, Inc., Annual General Meeting, Apr 23, 2026Eagle Bancorp Montana, Inc., Annual General Meeting, Apr 23, 2026. Location: 1400 prospect avenue, helena, montana, helena United Statesお知らせ • Feb 27Eagle Bancorp Montana, Inc. and Opportunity Bank of Montana Announce Executive Changes, Effective March 10, 2026On February 22, 2026, Eagle Bancorp Montana, Inc., the holding company of Opportunity Bank of Montana, and Mark A. O'Neill, Senior Vice President and Chief Lending Officer agreed that Mr. O'Neill will step down from his current position with the Company and the Bank. Mr. O'Neill will cease serving as Chief Lending Officer and will no longer be an executive officer of the Company, effective March 10, 2026 (the Effective Date). Effective as of the Effective Date, Mr. O'Neill's Chief Lending Officer responsibilities will be assumed on an interim basis by Darryl Rensmon. Mr. Rensmon serves as the Company's Chief Operating Officer. On the Effective Date, Mr. O'Neill will remain employed by the Company and the Bank and transition to the position of Vice President /Business Development Officer to provide additional support for the Company's strategic market initiatives. Mr. O’Neill’s transition from his current position was not the result of any disagreement with the Company on any matter relating to the Company’s operations, policies, or practices.お知らせ • Jan 28+ 1 more updateEagle Bancorp Montana, Inc. Declares Quarterly Cash Dividend, Payable on March 6, 2026Eagle Bancorp Montana, Inc. board of directors declared a quarterly cash dividend of $0.145 per share on January 22, 2026. The dividend will be payable March 6, 2026, to shareholders of record February 13, 2026. The current dividend represents an annualized yield of 2.93% based on recent market prices.分析記事 • Oct 31Eagle Bancorp Montana (NASDAQ:EBMT) Has Affirmed Its Dividend Of $0.145Eagle Bancorp Montana, Inc. ( NASDAQ:EBMT ) will pay a dividend of $0.145 on the 5th of December. This means the...お知らせ • Oct 29+ 1 more updateEagle Bancorp Montana, Inc. Reports Net Loan Charge-Offs for the Third Quarter Ended September 30, 2025Eagle Bancorp Montana, Inc. reported net loan charge-offs for the third quarter ended September 30, 2025. Net loan charge-offs totaled $72,000 in the third quarter of 2025, compared to $48,000 in the preceding quarter and $17,000 in the third quarter a year ago.お知らせ • Jul 30+ 1 more updateEagle Bancorp Montana, Inc. Reports Net Loan Charge-Offs for the Second Quarter Ended June 30, 2025Eagle Bancorp Montana, Inc. reported net loan charge-offs for the second quarter ended June 30, 2025. For the quarter, the company reported Net loan charge-offs of $48,000 against $2,000 reported a year ago.お知らせ • Jun 30+ 1 more updateEagle Bancorp Montana, Inc.(NasdaqGM:EBMT) dropped from Russell Microcap Growth IndexEagle Bancorp Montana, Inc.(NasdaqGM:EBMT) dropped from Russell Microcap Growth Indexお知らせ • May 01Eagle Bancorp Montana, Inc. Reports Net Loan Charge Off for the First Quarter Ended March 31, 2025Eagle Bancorp Montana, Inc. reported net loan charge off for the first quarter ended March 31, 2025. For the quarter, the company reported Net loan charge-offs totaled $2,000 in the first quarter of 2025, compared to net loan charge-offs of $44,000 in the preceding quarter and net loan recoveries of $65,000 in the first quarter a year ago.お知らせ • Apr 30Eagle Bancorp Montana, Inc. announces Quarterly dividend, payable on June 06, 2025Eagle Bancorp Montana, Inc. announced Quarterly dividend of USD 0.1425 per share payable on June 06, 2025, ex-date on May 16, 2025 and record date on May 16, 2025.お知らせ • Mar 17Eagle Bancorp Montana, Inc., Annual General Meeting, Apr 24, 2025Eagle Bancorp Montana, Inc., Annual General Meeting, Apr 24, 2025. Location: 1400 prospect avenue, montana, helena United States分析記事 • Jan 31Eagle Bancorp Montana (NASDAQ:EBMT) Has Announced A Dividend Of $0.1425Eagle Bancorp Montana, Inc. ( NASDAQ:EBMT ) has announced that it will pay a dividend of $0.1425 per share on the 7th...お知らせ • Jan 28Eagle Bancorp Montana, Inc. Declares Quarterly Cash Dividend, Payable March 7, 2025The board of directors of Eagle Bancorp Montana, Inc. declared a quarterly cash dividend of $0.1425 per share on January 23, 2025. The dividend will be payable on March 7, 2025, to shareholders of record February 14, 2025.分析記事 • Nov 02Eagle Bancorp Montana (NASDAQ:EBMT) Has Affirmed Its Dividend Of $0.1425Eagle Bancorp Montana, Inc. ( NASDAQ:EBMT ) has announced that it will pay a dividend of $0.1425 per share on the 6th...お知らせ • Oct 29Eagle Bancorp Montana, Inc. Declares Quarterly Cash Dividend, Payable December 6, 2024The board of directors of Eagle Bancorp Montana, Inc. declared a quarterly cash dividend of $0.1425 per share on October 17, 2024. The dividend will be payable December 6, 2024, to shareholders of record November 15, 2024.分析記事 • Jul 27Eagle Bancorp Montana (NASDAQ:EBMT) Is Increasing Its Dividend To $0.1425Eagle Bancorp Montana, Inc.'s ( NASDAQ:EBMT ) dividend will be increasing from last year's payment of the same period...お知らせ • Jul 24Eagle Bancorp Montana, Inc. Increases Quarterly Cash Dividend, Payable September 6, 2024The board of directors of Eagle Bancorp Montana, Inc. increased its quarterly cash dividend to $0.1425 per share on July 22, 2024. The dividend will be payable September 6, 2024, to shareholders of record August 16, 2024. The current dividend represents an annualized yield of 4.27% based on recent market prices.Recent Insider Transactions • May 22Independent Director recently sold US$130k worth of stockOn the 20th of May, Kenneth Walsh sold around 10k shares on-market at roughly US$12.98 per share. This transaction amounted to 6.0% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$354k more than they bought in the last 12 months.Upcoming Dividend • May 11Upcoming dividend of US$0.14 per shareEligible shareholders must have bought the stock before 16 May 2024. Payment date: 07 June 2024. Payout ratio is a comfortable 50% but the company is not cash flow positive. Trailing yield: 4.2%. Lower than top quartile of American dividend payers (4.6%). Higher than average of industry peers (3.0%).Recent Insider Transactions Derivative • May 08Director notifies of intention to sell stockPeter Johnson intends to sell 8k shares in the next 90 days after lodging an Intent To Sell Form on the 8th of May. If the sale is conducted around the recent share price of US$14.00, it would amount to US$112k. Since June 2023, Peter's direct individual holding has decreased from 82.63k shares to 79.14k. Company insiders have collectively sold US$240k more than they bought, via options and on-market transactions in the last 12 months.Declared Dividend • Apr 27First quarter dividend of US$0.14 announcedShareholders will receive a dividend of US$0.14. Ex-date: 16th May 2024 Payment date: 7th June 2024 Dividend yield will be 4.4%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 6.8% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 23% over the next year, which should provide support to the dividend and adequate earnings cover.Price Target Changed • Apr 26Price target decreased by 8.0% to US$13.33Down from US$14.50, the current price target is an average from 3 analysts. New target price is approximately in line with last closing price of US$12.86. Stock is down 10% over the past year. The company is forecast to post earnings per share of US$1.32 for next year compared to US$1.29 last year.Reported Earnings • Apr 25First quarter 2024 earnings: Revenues exceed analysts expectations while EPS lags behindFirst quarter 2024 results: EPS: US$0.24 (down from US$0.42 in 1Q 2023). Revenue: US$19.3m (down 7.3% from 1Q 2023). Net income: US$1.90m (down 42% from 1Q 2023). Profit margin: 9.8% (down from 16% in 1Q 2023). Revenue exceeded analyst estimates by 1.1%. Earnings per share (EPS) missed analyst estimates by 7.7%. Revenue is expected to decline by 10% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 5.9%. Over the last 3 years on average, earnings per share has fallen by 34% per year but the company’s share price has only fallen by 18% per year, which means it has not declined as severely as earnings.お知らせ • Apr 24Eagle Bancorp Montana, Inc. Declares Quarterly Cash Dividend, Payable June 7, 2024Eagle’s board of directors declared a quarterly cash dividend to $0.14 per share on April 18, 2024. The dividend will be payable June 7, 2024, to shareholders of record May 17, 2024. The current dividend represents an annualized yield of 4.40% based on recent market prices.New Risk • Mar 15New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: US$99.6m This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Minor Risks Significant insider selling over the past 3 months (US$132k sold). Market cap is less than US$100m (US$99.6m market cap).お知らせ • Mar 08Eagle Bancorp Montana, Inc., Annual General Meeting, Apr 18, 2024Eagle Bancorp Montana, Inc., Annual General Meeting, Apr 18, 2024, at 11:00 Mountain Standard Time. Location: The main office of Opportunity Bank of Montana 1400 Prospect Avenue Helena Montana United States Agenda: To discuss elect for a three-year term, the four nominees named in the accompanying Proxy Statement; to ratify the appointment of Moss Adams LLP as independent registered public accounting firm for the fiscal year ending December 31, 2024; to discuss an advisory vote on the compensation of named executive officers; and to transact such other business as may properly come before the meeting or any adjournment thereof.Recent Insider Transactions Derivative • Feb 16Director notifies of intention to sell stockPeter Johnson intends to sell 5k shares in the next 90 days after lodging an Intent To Sell Form on the 7th of February. If the sale is conducted around the recent share price of US$14.00, it would amount to US$70k. Since March 2023, Peter's direct individual holding has decreased from 84.30k shares to 82.63k. Company insiders have collectively sold US$231k more than they bought, via options and on-market transactions in the last 12 months.Recent Insider Transactions • Feb 09Director recently sold US$120k worth of stockOn the 6th of February, Kenneth Walsh sold around 9k shares on-market at roughly US$13.18 per share. This transaction amounted to 5.2% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$231k more than they bought in the last 12 months.Upcoming Dividend • Feb 01Upcoming dividend of US$0.14 per share at 3.9% yieldEligible shareholders must have bought the stock before 08 February 2024. Payment date: 01 March 2024. Trailing yield: 3.9%. Lower than top quartile of American dividend payers (4.7%). Higher than average of industry peers (3.2%).Major Estimate Revision • Jan 30Consensus EPS estimates fall by 10%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has deteriorated. 2024 revenue forecast decreased from US$64.5m to US$62.8m. EPS estimate also fell from US$1.56 per share to US$1.40 per share. Net income forecast to grow 8.7% next year vs 5.2% decline forecast for Banks industry in the US. Consensus price target of US$14.50 unchanged from last update. Share price fell 5.2% to US$14.90 over the past week.分析記事 • Jan 27Eagle Bancorp Montana (NASDAQ:EBMT) Will Pay A Dividend Of $0.14The board of Eagle Bancorp Montana, Inc. ( NASDAQ:EBMT ) has announced that it will pay a dividend on the 1st of March...Declared Dividend • Jan 27Fourth quarter dividend of US$0.14 announcedShareholders will receive a dividend of US$0.14. Ex-date: 8th February 2024 Payment date: 1st March 2024 Dividend yield will be 3.6%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (43% payout ratio) and is expected to be well covered in 3 years' time (31% forecast payout ratio). The dividend has increased by an average of 6.8% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 36% over the next 2 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Jan 24Full year 2023 earnings: EPS misses analyst expectationsFull year 2023 results: EPS: US$1.29 (down from US$1.45 in FY 2022). Revenue: US$83.7m (down 4.3% from FY 2022). Net income: US$10.1m (down 6.0% from FY 2022). Profit margin: 12% (in line with FY 2022). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 4.4%. Revenue is expected to decline by 11% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 5.3%. Over the last 3 years on average, earnings per share has fallen by 34% per year but the company’s share price has only fallen by 10% per year, which means it has not declined as severely as earnings.お知らせ • Jan 24Eagle Bancorp Montana, Inc. Declares Quarterly Cash Dividend, Payable on March 1, 2024Eagle Bancorp Montana, Inc.'s board of directors declared a quarterly cash dividend to $0.14 per share on January 18, 2024. The dividend will be payable March 1, 2024 to shareholders of record February 9, 2024. The current dividend represents an annualized yield of 3.81% based on recent market prices.Buy Or Sell Opportunity • Jan 23Now 22% undervaluedOver the last 90 days, the stock has risen 28% to US$14.95. The fair value is estimated to be US$19.22, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 32%. Revenue is forecast to decline by 19% in 2 years. Earnings are forecast to grow by 22% in the next 2 years.Buying Opportunity • Jan 04Now 20% undervaluedOver the last 90 days, the stock is up 34%. The fair value is estimated to be US$19.58, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 32%. Revenue is forecast to decline by 19% in 2 years. Earnings is forecast to grow by 22% in the next 2 years.Price Target Changed • Nov 19Price target decreased by 8.5% to US$12.50Down from US$13.67, the current price target is an average from 2 analysts. New target price is approximately in line with last closing price of US$12.02. Stock is down 36% over the past year. The company is forecast to post earnings per share of US$1.35 for next year compared to US$1.45 last year.Upcoming Dividend • Nov 02Upcoming dividend of US$0.14 per share at 4.8% yieldEligible shareholders must have bought the stock before 09 November 2023. Payment date: 01 December 2023. Payout ratio is a comfortable 38% but the company is not cash flow positive. Trailing yield: 4.8%. Lower than top quartile of American dividend payers (5.3%). Higher than average of industry peers (4.0%).分析記事 • Oct 29Eagle Bancorp Montana (NASDAQ:EBMT) Is Due To Pay A Dividend Of $0.14The board of Eagle Bancorp Montana, Inc. ( NASDAQ:EBMT ) has announced that it will pay a dividend on the 1st of...お知らせ • Oct 25Eagle Bancorp Montana, Inc. Declares Quarterly Cash Dividend, Payable on December 1, 2023Eagle’s board of directors declared a quarterly cash dividend to $0.14 per share on October 19, 2023. The dividend will be payable December 1, 2023 to shareholders of record November 10, 2023. The current dividend represents an annualized yield of 4.81% based on recent market prices.Reported Earnings • Oct 25Third quarter 2023 earnings: EPS and revenues exceed analyst expectationsThird quarter 2023 results: EPS: US$0.34 (down from US$0.40 in 3Q 2022). Revenue: US$21.0m (down 15% from 3Q 2022). Net income: US$2.64m (down 15% from 3Q 2022). Profit margin: 13% (in line with 3Q 2022). Revenue exceeded analyst estimates by 2.1%. Earnings per share (EPS) also surpassed analyst estimates by 2.0%. Revenue is expected to decline by 11% p.a. on average during the next 3 years, while revenues in the Banks industry in the US are expected to grow by 4.3%. Over the last 3 years on average, earnings per share has fallen by 32% per year but the company’s share price has only fallen by 15% per year, which means it has not declined as severely as earnings.New Risk • Aug 11New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: US$99.9m This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Minor Risks Significant insider selling over the past 3 months (US$84k sold). Market cap is less than US$100m (US$99.9m market cap).Upcoming Dividend • Aug 03Upcoming dividend of US$0.14 per share at 4.2% yieldEligible shareholders must have bought the stock before 10 August 2023. Payment date: 01 September 2023. Payout ratio is a comfortable 36% and this is well supported by cash flows. Trailing yield: 4.2%. Lower than top quartile of American dividend payers (4.7%). Higher than average of industry peers (3.4%).Major Estimate Revision • Aug 01Consensus EPS estimates fall by 24%The consensus outlook for earnings per share (EPS) in fiscal year 2023 has deteriorated. 2023 revenue forecast decreased from US$66.1m to US$62.2m. EPS estimate also fell from US$1.74 per share to US$1.31 per share. Net income forecast to shrink 5.5% next year vs 10% decline forecast for Banks industry in the US. Consensus price target down from US$15.33 to US$14.00. Share price fell 6.1% to US$13.18 over the past week.Price Target Changed • Jul 31Price target decreased by 8.7% to US$14.00Down from US$15.33, the current price target is an average from 3 analysts. New target price is 6.2% above last closing price of US$13.18. Stock is down 32% over the past year. The company is forecast to post earnings per share of US$1.31 for next year compared to US$1.45 last year.分析記事 • Jul 29Eagle Bancorp Montana (NASDAQ:EBMT) Is Increasing Its Dividend To $0.14The board of Eagle Bancorp Montana, Inc. ( NASDAQ:EBMT ) has announced that it will be paying its dividend of $0.14 on...New Risk • Jul 29New minor risk - Insider sellingThere has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: US$106k This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. Currently, the following risks have been identified for the company: Minor Risks Shareholders have been diluted in the past year (21% increase in shares outstanding). Significant insider selling over the past 3 months (US$106k sold).お知らせ • Jul 26Eagle Bancorp Montana, Inc. Announces Quarterly Cash Dividend, Payable on September 1, 2023Eagle Bancorp Montana, Inc. board of directors increased its quarterly cash dividend to $0.14 per share on July 20, 2023. The dividend will be payable September 1, 2023 to shareholders of record August 11, 2023.Reported Earnings • Jul 25Second quarter 2023 earnings released: EPS: US$0.26 (vs US$0.24 in 2Q 2022)Second quarter 2023 results: EPS: US$0.26 (up from US$0.24 in 2Q 2022). Revenue: US$21.1m (down 5.8% from 2Q 2022). Net income: US$2.02m (up 14% from 2Q 2022). Profit margin: 9.5% (up from 7.9% in 2Q 2022). The increase in margin was driven by lower expenses. Revenue is expected to decline by 14% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 4.4%. Over the last 3 years on average, earnings per share has fallen by 28% per year but the company’s share price has only fallen by 5% per year, which means it has not declined as severely as earnings.Recent Insider Transactions Derivative • May 26Director notifies of intention to sell stockKenneth Walsh intends to sell 5k shares in the next 90 days after lodging an Intent To Sell Form on the 22nd of May. If the sale is conducted around the recent share price of US$13.34, it would amount to US$70k. Since September 2022, Kenneth's direct individual holding has increased from 181.06k shares to 181.30k. Company insiders have collectively sold US$289k more than they bought, via options and on-market transactions in the last 12 months.Recent Insider Transactions • May 26Director recently sold US$82k worth of stockOn the 23rd of May, Kenneth Walsh sold around 6k shares on-market at roughly US$13.34 per share. This transaction amounted to 3.4% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$289k more than they bought in the last 12 months.Valuation Update With 7 Day Price Move • May 20Investor sentiment improves as stock rises 15%After last week's 15% share price gain to US$13.60, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 8x in the Banks industry in the US. Total loss to shareholders of 15% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at US$26.50 per share.Upcoming Dividend • May 04Upcoming dividend of US$0.14 per share at 4.4% yieldEligible shareholders must have bought the stock before 11 May 2023. Payment date: 02 June 2023. Payout ratio is a comfortable 36% and this is well supported by cash flows. Trailing yield: 4.4%. Lower than top quartile of American dividend payers (5.1%). Higher than average of industry peers (3.8%).Recent Insider Transactions • May 03Independent Chairman of the Board recently bought US$72k worth of stockOn the 28th of April, Rick Hays bought around 5k shares on-market at roughly US$14.31 per share. This transaction amounted to 16% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was Rick's only on-market trade for the last 12 months.Reported Earnings • Apr 26First quarter 2023 earnings: EPS in line with expectations, revenues disappointFirst quarter 2023 results: EPS: US$0.42 (up from US$0.34 in 1Q 2022). Revenue: US$20.8m (up 4.8% from 1Q 2022). Net income: US$3.24m (up 46% from 1Q 2022). Profit margin: 16% (up from 11% in 1Q 2022). Revenue is expected to decline by 9.2% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 3.3%. Over the last 3 years on average, earnings per share has fallen by 23% per year but the company’s share price has only fallen by 8% per year, which means it has not declined as severely as earnings.Price Target Changed • Apr 10Price target decreased by 12% to US$17.33Down from US$19.67, the current price target is an average from 3 analysts. New target price is 25% above last closing price of US$13.86. Stock is down 36% over the past year. The company is forecast to post earnings per share of US$1.77 for next year compared to US$1.45 last year.Valuation Update With 7 Day Price Move • Mar 14Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to US$14.30, the stock trades at a forward P/E ratio of 7x. Average forward P/E is 8x in the Banks industry in the US. Total returns to shareholders of 13% over the past three years.Recent Insider Transactions • Mar 02Director recently sold US$119k worth of stockOn the 23rd of February, Peter Johnson sold around 7k shares on-market at roughly US$17.04 per share. This transaction amounted to 7.6% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$312k more than they bought in the last 12 months.Upcoming Dividend • Feb 02Upcoming dividend of US$0.14 per share at 3.3% yieldEligible shareholders must have bought the stock before 09 February 2023. Payment date: 03 March 2023. Trailing yield: 3.3%. Lower than top quartile of American dividend payers (4.2%). In line with average of industry peers (3.0%).お知らせ • Jan 27+ 1 more updateEagle Bancorp Montana, Inc. Reports Net Loan Charge-Offs for the Fourth Quarter Ended December 31, 2022Eagle Bancorp Montana, Inc. reported net loan charge-offs for the fourth quarter ended December 31, 2022. Net loan charge-offs totaled $197,000 in the fourth quarter of 2022, compared to net loan recoveries of $8,000 in the preceding quarter and net loan recoveries of $15,000 in the fourth quarter a year ago.Reported Earnings • Jan 27Full year 2022 earnings: Revenues and EPS in line with analyst expectationsFull year 2022 results: EPS: US$1.45 (down from US$2.17 in FY 2021). Revenue: US$87.5m (down 6.3% from FY 2021). Net income: US$10.7m (down 26% from FY 2021). Profit margin: 12% (down from 15% in FY 2021). The decrease in margin was driven by lower revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) were also in line with analyst expectations. Revenue is expected to decline by 6.0% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 6.2%. Over the last 3 years on average, earnings per share has fallen by 15% per year but the company’s share price has only fallen by 7% per year, which means it has not declined as severely as earnings.Price Target Changed • Jan 05Price target decreased to US$19.67Down from US$22.00, the current price target is an average from 3 analysts. New target price is 20% above last closing price of US$16.42. Stock is down 29% over the past year. The company is forecast to post earnings per share of US$1.46 for next year compared to US$2.17 last year.Upcoming Dividend • Nov 02Upcoming dividend of US$0.14 per shareEligible shareholders must have bought the stock before 09 November 2022. Payment date: 02 December 2022. Payout ratio is a comfortable 42% and this is well supported by cash flows. Trailing yield: 2.9%. Lower than top quartile of American dividend payers (4.4%). In line with average of industry peers (3.0%).Reported Earnings • Oct 26Third quarter 2022 earnings: Revenues exceed analysts expectations while EPS lags behindThird quarter 2022 results: EPS: US$0.40 (down from US$0.73 in 3Q 2021). Revenue: US$24.8m (down 1.4% from 3Q 2021). Net income: US$3.09m (down 35% from 3Q 2021). Profit margin: 13% (down from 19% in 3Q 2021). The decrease in margin was primarily driven by higher expenses. Revenue exceeded analyst estimates by 1.7%. Earnings per share (EPS) missed analyst estimates by 19%. Revenue is forecast to grow 6.2% p.a. on average during the next 3 years, compared to a 6.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 5% per year whereas the company’s share price has remained flat.お知らせ • Oct 26Eagle Bancorp Montana, Inc. Declares Quarterly Cash Dividend, Payable December 2, 2022Eagle Bancorp Montana, Inc. board of directors declared a quarterly cash dividend of $0.1375 per share on October 20, 2022. The dividend will be payable December 2, 2022 to shareholders of record November 10, 2022. The current dividend represents an annualized yield of 2.95% based on recent market prices.Recent Insider Transactions • Aug 06Director recently sold US$193k worth of stockOn the 4th of August, Kenneth Walsh sold around 10k shares on-market at roughly US$19.33 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$639k more than they bought in the last 12 months.Upcoming Dividend • Aug 04Upcoming dividend of US$0.14 per shareEligible shareholders must have bought the stock before 11 August 2022. Payment date: 02 September 2022. Payout ratio is a comfortable 33% and this is well supported by cash flows. Trailing yield: 2.8%. Lower than top quartile of American dividend payers (4.1%). In line with average of industry peers (3.1%).Price Target Changed • Aug 03Price target decreased to US$22.33Down from US$24.67, the current price target is an average from 3 analysts. New target price is 15% above last closing price of US$19.46. Stock is down 12% over the past year. The company is forecast to post earnings per share of US$1.60 for next year compared to US$2.17 last year.Major Estimate Revision • Aug 02Consensus forecasts updatedThe consensus outlook for 2022 has been updated. 2022 revenue forecast increased from US$57.4m to US$63.4m. EPS estimate fell from US$2.26 to US$1.62. Net income forecast to grow 65% next year vs 9.5% growth forecast for Banks industry in the US. Consensus price target down from US$24.67 to US$23.67. Share price was steady at US$19.32 over the past week.分析記事 • Jul 29Eagle Bancorp Montana (NASDAQ:EBMT) Is Increasing Its Dividend To $0.1375The board of Eagle Bancorp Montana, Inc. ( NASDAQ:EBMT ) has announced that it will be paying its dividend of $0.1375...Reported Earnings • Jul 27Second quarter 2022 earnings: Revenues exceed analysts expectations while EPS lags behindSecond quarter 2022 results: EPS: US$0.24 (down from US$0.40 in 2Q 2021). Revenue: US$22.5m (flat on 2Q 2021). Net income: US$1.77m (down 34% from 2Q 2021). Profit margin: 7.9% (down from 12% in 2Q 2021). Revenue exceeded analyst estimates by 13%. Earnings per share (EPS) missed analyst estimates by 55%. Over the next year, revenue is expected to shrink by 25% compared to a 15% growth forecast for the industry in the US. Over the last 3 years on average, earnings per share has increased by 7% per year whereas the company’s share price has increased by 3% per year.お知らせ • Jul 27Eagle Bancorp Montana, Inc. Declares Quarterly Cash Dividend, Payable September 2, 2022Eagle Bancorp Montana, Inc.’s board of directors increased its quarterly cash dividend by 10% to $0.1375per share on July 21, 2022. The dividend will be payable September 2, 2022 to shareholders of record August 12, 2022. The current dividend represents an annualized yield of 2.81% based on recent market prices.Seeking Alpha • Jul 26Eagle Bancorp GAAP EPS of $0.24, revenue of $23.3MEagle Bancorp press release (NASDAQ:EBMT): Q2 GAAP EPS of $0.24. Revenue of $23.3M (+15.9% Y/Y).Seeking Alpha • May 22Eagle Bancorp Montana: Rising Rates And Slowing MortgagesEBMT recently acquired First Community Bancorp, a smaller bank in Montana. It closed on April 30, 2022. The acquisition looks to be a good purchase, but we expect losses in its securities and loan allowance that might not be included in the recently released pro-forma consolidated financials. The rising interest rate environment will likely cause further losses in securities, and increases in deposit interest expense. The slowing of the mortgage banking segment is seemingly cutting a key revenue component in half. Adjusting for these factors, the current price of EBMT is sitting at an estimated 119 P/E and 7% above book value.Upcoming Dividend • May 05Upcoming dividend of US$0.13 per shareEligible shareholders must have bought the stock before 12 May 2022. Payment date: 03 June 2022. Payout ratio is a comfortable 29% and this is well supported by cash flows. Trailing yield: 2.6%. Lower than top quartile of American dividend payers (3.8%). In line with average of industry peers (2.7%).Major Estimate Revision • May 03Consensus EPS estimates fall by 10%The consensus outlook for earnings per share (EPS) in 2022 has deteriorated. 2022 revenue forecast decreased from US$61.3m to US$57.3m. EPS estimate also fell from US$2.61 per share to US$2.34 per share. Net income forecast to grow 74% next year vs 1.9% growth forecast for Banks industry in the US. Consensus price target down from US$28.00 to US$25.67. Share price fell 5.2% to US$19.72 over the past week.Price Target Changed • Apr 30Price target decreased to US$25.67Down from US$28.00, the current price target is an average from 3 analysts. New target price is 26% above last closing price of US$20.30. Stock is down 13% over the past year. The company is forecast to post earnings per share of US$2.34 for next year compared to US$2.17 last year.Reported Earnings • Apr 27First quarter 2022 earnings: EPS and revenues miss analyst expectationsFirst quarter 2022 results: EPS: US$0.32 (down from US$0.78 in 1Q 2021). Revenue: US$19.7m (down 19% from 1Q 2021). Net income: US$2.06m (down 61% from 1Q 2021). Profit margin: 11% (down from 22% in 1Q 2021). The decrease in margin was driven by lower revenue. Revenue missed analyst estimates by 15%. Earnings per share (EPS) also missed analyst estimates by 38%. Over the next year, revenue is expected to shrink by 29% compared to a 11% growth forecast for the industry in the US. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has only increased by 7% per year, which means it is significantly lagging earnings growth.お知らせ • Apr 27Eagle Bancorp Montana, Inc. Declares Quarterly Cash Dividend, Payable June 3, 2022Eagle Bancorp Montana, Inc. declared a quarterly cash dividend of $0.125per share on April 21, 2022. The dividend will be payable June 3, 2022 to shareholders of record May 13, 2022. The current annualized dividend yield is 2.26% based on recent market prices.Reported Earnings • Mar 12Full year 2021 earnings: EPS misses analyst expectationsFull year 2021 results: EPS: US$2.17 (down from US$3.12 in FY 2020). Revenue: US$93.4m (up 4.9% from FY 2020). Net income: US$14.4m (down 32% from FY 2020). Profit margin: 15% (down from 24% in FY 2020). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 3.85% (down from 3.94% in FY 2020). Non-performing loans: 0.76% (down from 1.00% in FY 2020). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 12%. Over the next year, revenue is expected to shrink by 35% compared to a 6.0% growth forecast for the banks industry in the US. Over the last 3 years on average, earnings per share has increased by 32% per year but the company’s share price has only increased by 8% per year, which means it is significantly lagging earnings growth.Seeking Alpha • Feb 24Eagle Bancorp Montana: On The SidelineM&A is a value creation tool for Eagle Bancorp Montana. Improving deposit franchise and industry-leading asset quality makes it a potential acquisition target. A higher cost base gives us pause.Upcoming Dividend • Feb 03Upcoming dividend of US$0.13 per shareEligible shareholders must have bought the stock before 10 February 2022. Payment date: 04 March 2022. Payout ratio is a comfortable 22% but the company is not cash flow positive. Trailing yield: 2.2%. Lower than top quartile of American dividend payers (3.6%). In line with average of industry peers (2.3%).Board Change • Feb 03Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 4 highly experienced directors. Independent Director Cindy Utterback was the last director to join the board, commencing their role in 2019. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Reported Earnings • Jan 27Full year 2021 earnings: EPS misses analyst expectationsFull year 2021 results: EPS: US$2.17 (down from US$3.12 in FY 2020). Revenue: US$93.4m (up 4.9% from FY 2020). Net income: US$14.4m (down 32% from FY 2020). Profit margin: 15% (down from 24% in FY 2020). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 12%. Over the next year, revenue is expected to shrink by 33% compared to a 4.2% growth forecast for the banks industry in the US. Over the last 3 years on average, earnings per share has increased by 32% per year but the company’s share price has only increased by 9% per year, which means it is significantly lagging earnings growth.Recent Insider Transactions Derivative • Nov 06Director notifies of intention to sell stockKenneth Walsh intends to sell 10k shares in the next 90 days after lodging an Intent To Sell Form on the 1st of November. If the sale is conducted around the recent share price of US$22.76, it would amount to US$228k. Since December 2020, Kenneth's direct individual holding has decreased from 240.83k shares to 206.09k. Company insiders have collectively sold US$719k more than they bought, via options and on-market transactions in the last 12 months.Recent Insider Transactions • Nov 03Director recently sold US$225k worth of stockOn the 2nd of November, Kenneth Walsh sold around 10k shares on-market at roughly US$22.47 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$721k more than they bought in the last 12 months.Upcoming Dividend • Nov 03Upcoming dividend of US$0.13 per shareEligible shareholders must have bought the stock before 10 November 2021. Payment date: 03 December 2021. Trailing yield: 2.2%. Lower than top quartile of American dividend payers (3.5%). In line with average of industry peers (2.2%).分析記事 • Oct 31Eagle Bancorp Montana's (NASDAQ:EBMT) Shareholders Will Receive A Bigger Dividend Than Last YearEagle Bancorp Montana, Inc.'s ( NASDAQ:EBMT ) dividend will be increasing to US$0.13 on 3rd of December. This takes the...Reported Earnings • Oct 27Third quarter 2021 earnings released: EPS US$0.73 (vs US$0.94 in 3Q 2020)The company reported a poor third quarter result with weaker earnings and profit margins, although revenues were flat. Third quarter 2021 results: Revenue: US$25.1m (flat on 3Q 2020). Net income: US$4.75m (down 26% from 3Q 2020). Profit margin: 19% (down from 26% in 3Q 2020). Over the last 3 years on average, earnings per share has increased by 42% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.業績と収益の成長予測NasdaqGM:EBMT - アナリストの将来予測と過去の財務データ ( )USD Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数12/31/20278017N/AN/A312/31/20267616N/AN/A33/31/202693162327N/A12/31/202590152833N/A9/30/202588142128N/A6/30/202585131322N/A3/31/202582111223N/A12/31/202481101429N/A9/30/20248091225N/A6/30/20248181429N/A3/31/2024829218N/A12/31/20238410-59N/A9/30/20238612623N/A6/30/20238712016N/A3/31/202389121835N/A12/31/202288112542N/A9/30/20228592739N/A6/30/202287105263N/A3/31/202287114758N/A12/31/202192144456N/A9/30/202195181631N/A6/30/202195191530N/A3/31/20219523-112N/A12/31/20208921-192N/A9/30/20208218-108N/A6/30/20207416-30-10N/A3/31/20206614-183N/A12/31/20196011N/A0N/A9/30/20195510N/A1N/A6/30/2019498N/A4N/A3/31/2019446N/A13N/A12/31/2018415N/A14N/A9/30/2018404N/A12N/A6/30/2018394N/A15N/A3/31/2018384N/A10N/A12/31/2017374N/A20N/A9/30/2017375N/A21N/A6/30/2017375N/A17N/A3/31/2017365N/A20N/A12/31/2016355N/A13N/A9/30/2016325N/A6N/A6/30/2016303N/A5N/A3/31/2016293N/A8N/A12/31/2015283N/A5N/A9/30/2015283N/A13N/A6/30/2015273N/A8N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: EBMTの予測収益成長率 (年間4.6% ) は 貯蓄率 ( 3.5% ) を上回っています。収益対市場: EBMTの収益 ( 4.6% ) US市場 ( 16.8% ) よりも低い成長が予測されています。高成長収益: EBMTの収益は増加すると予測されていますが、大幅には増加しません。収益対市場: EBMTの収益は今後 3 年間で減少すると予想されています (年間-8.4% )。高い収益成長: EBMTの収益は今後 3 年間で減少すると予測されています (年間-8.4% )。一株当たり利益成長率予想将来の株主資本利益率将来のROE: EBMTの 自己資本利益率 が 3 年後に高くなると予測されるかどうかを判断するにはデータが不十分です成長企業の発掘7D1Y7D1Y7D1YBanks 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/21 02:58終値2026/05/21 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Eagle Bancorp Montana, Inc. 3 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。3 アナリスト機関Jeffrey RulisD.A. Davidson & Co.null nullD.A. Davidson & Co.Brendan NosalHovde Group, LLC
Price Target Changed • Apr 26Price target decreased by 8.0% to US$13.33Down from US$14.50, the current price target is an average from 3 analysts. New target price is approximately in line with last closing price of US$12.86. Stock is down 10% over the past year. The company is forecast to post earnings per share of US$1.32 for next year compared to US$1.29 last year.
Major Estimate Revision • Jan 30Consensus EPS estimates fall by 10%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has deteriorated. 2024 revenue forecast decreased from US$64.5m to US$62.8m. EPS estimate also fell from US$1.56 per share to US$1.40 per share. Net income forecast to grow 8.7% next year vs 5.2% decline forecast for Banks industry in the US. Consensus price target of US$14.50 unchanged from last update. Share price fell 5.2% to US$14.90 over the past week.
Price Target Changed • Nov 19Price target decreased by 8.5% to US$12.50Down from US$13.67, the current price target is an average from 2 analysts. New target price is approximately in line with last closing price of US$12.02. Stock is down 36% over the past year. The company is forecast to post earnings per share of US$1.35 for next year compared to US$1.45 last year.
Major Estimate Revision • Aug 01Consensus EPS estimates fall by 24%The consensus outlook for earnings per share (EPS) in fiscal year 2023 has deteriorated. 2023 revenue forecast decreased from US$66.1m to US$62.2m. EPS estimate also fell from US$1.74 per share to US$1.31 per share. Net income forecast to shrink 5.5% next year vs 10% decline forecast for Banks industry in the US. Consensus price target down from US$15.33 to US$14.00. Share price fell 6.1% to US$13.18 over the past week.
Price Target Changed • Jul 31Price target decreased by 8.7% to US$14.00Down from US$15.33, the current price target is an average from 3 analysts. New target price is 6.2% above last closing price of US$13.18. Stock is down 32% over the past year. The company is forecast to post earnings per share of US$1.31 for next year compared to US$1.45 last year.
Price Target Changed • Apr 10Price target decreased by 12% to US$17.33Down from US$19.67, the current price target is an average from 3 analysts. New target price is 25% above last closing price of US$13.86. Stock is down 36% over the past year. The company is forecast to post earnings per share of US$1.77 for next year compared to US$1.45 last year.
お知らせ • May 20Eagle Bancorp Montana, Inc. Announces Upcoming Retirement of Laura F. Clark as Chief Executive OfficerEagle Bancorp Montana, Inc. announced upcoming changes in roles and responsibilities of senior management as part of its long-term succession planning. In anticipation of the future retirement of current President and Chief Executive Officer, Laura F. Clark, the Board announced a successor has been chosen. While the effective date of Ms. Clark’s retirement has not yet been determined, the Board of Directors (the “Board”) has decided to split the roles of Chief Executive Officer and President. Ms. Clark will continue as the Chief Executive Officer of the Company and the Bank.
Board Change • May 20Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 7 highly experienced directors. President, CEO & Director Laura Clark was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • May 20Eagle Bancorp Montana, Inc. Announces President Changes, Effective June 1, 2026Eagle Bancorp Montana, Inc. announced upcoming changes in roles and responsibilities of senior management as part of its long-term succession planning. In anticipation of the future retirement of current President, Laura F. Clark, the Board announced a successor has been chosen. While the effective date of Ms. Clark’s retirement has not yet been determined, the Board of Directors (the “Board”) has decided to split the roles of Chief Executive Officer and President and has appointed P. Darryl Rensmon, the current EVP and Chief Operating Officer, as President effective June 1, 2026. Mr. Rensmon will assume responsibility for the daily operations of the Company and the Bank. Ms. Clark will continue as the Chief Executive Officer of the Company and the Bank. Mr. Rensmon joined Eagle in September 2016 as Vice President/Chief Information Officer and was promoted to Senior Vice President in October 2017. He was promoted to Senior Vice President/Chief Operating Officer in October 2022, and Executive Vice President in April 2025. He also oversees the strategic direction of the home loan division, and the Company’s FinTech and innovation investments and initiatives. Mr. Rensmon was formerly the Vice President/Chief Information Officer for Morrison-Maierle, Inc. and the President of Morrison-Maierle Systems Corp., which provided customized IT services and consulting to companies across Montana. He holds a Bachelor of Science degree in Business Administration - Information Systems Management from Montana State University-Billings. He is a 2021 graduate of the Stonier Graduate School of Banking and the Wharton Leadership Program.
お知らせ • Apr 30Eagle Bancorp Montana, Inc. Reports Net Charge Offs for the Quarter Ended March 31, 2026Eagle Bancorp Montana, Inc. reported net charge offs for the quarter ended March 31, 2026. For the quarter, the company reported net charge offs of $49,000 as compared to $99,000 in the preceding quarter and $2,000 in the first quarter a year ago.
お知らせ • Mar 10Eagle Bancorp Montana, Inc., Annual General Meeting, Apr 23, 2026Eagle Bancorp Montana, Inc., Annual General Meeting, Apr 23, 2026. Location: 1400 prospect avenue, helena, montana, helena United States
お知らせ • Feb 27Eagle Bancorp Montana, Inc. and Opportunity Bank of Montana Announce Executive Changes, Effective March 10, 2026On February 22, 2026, Eagle Bancorp Montana, Inc., the holding company of Opportunity Bank of Montana, and Mark A. O'Neill, Senior Vice President and Chief Lending Officer agreed that Mr. O'Neill will step down from his current position with the Company and the Bank. Mr. O'Neill will cease serving as Chief Lending Officer and will no longer be an executive officer of the Company, effective March 10, 2026 (the Effective Date). Effective as of the Effective Date, Mr. O'Neill's Chief Lending Officer responsibilities will be assumed on an interim basis by Darryl Rensmon. Mr. Rensmon serves as the Company's Chief Operating Officer. On the Effective Date, Mr. O'Neill will remain employed by the Company and the Bank and transition to the position of Vice President /Business Development Officer to provide additional support for the Company's strategic market initiatives. Mr. O’Neill’s transition from his current position was not the result of any disagreement with the Company on any matter relating to the Company’s operations, policies, or practices.
お知らせ • Jan 28+ 1 more updateEagle Bancorp Montana, Inc. Declares Quarterly Cash Dividend, Payable on March 6, 2026Eagle Bancorp Montana, Inc. board of directors declared a quarterly cash dividend of $0.145 per share on January 22, 2026. The dividend will be payable March 6, 2026, to shareholders of record February 13, 2026. The current dividend represents an annualized yield of 2.93% based on recent market prices.
分析記事 • Oct 31Eagle Bancorp Montana (NASDAQ:EBMT) Has Affirmed Its Dividend Of $0.145Eagle Bancorp Montana, Inc. ( NASDAQ:EBMT ) will pay a dividend of $0.145 on the 5th of December. This means the...
お知らせ • Oct 29+ 1 more updateEagle Bancorp Montana, Inc. Reports Net Loan Charge-Offs for the Third Quarter Ended September 30, 2025Eagle Bancorp Montana, Inc. reported net loan charge-offs for the third quarter ended September 30, 2025. Net loan charge-offs totaled $72,000 in the third quarter of 2025, compared to $48,000 in the preceding quarter and $17,000 in the third quarter a year ago.
お知らせ • Jul 30+ 1 more updateEagle Bancorp Montana, Inc. Reports Net Loan Charge-Offs for the Second Quarter Ended June 30, 2025Eagle Bancorp Montana, Inc. reported net loan charge-offs for the second quarter ended June 30, 2025. For the quarter, the company reported Net loan charge-offs of $48,000 against $2,000 reported a year ago.
お知らせ • Jun 30+ 1 more updateEagle Bancorp Montana, Inc.(NasdaqGM:EBMT) dropped from Russell Microcap Growth IndexEagle Bancorp Montana, Inc.(NasdaqGM:EBMT) dropped from Russell Microcap Growth Index
お知らせ • May 01Eagle Bancorp Montana, Inc. Reports Net Loan Charge Off for the First Quarter Ended March 31, 2025Eagle Bancorp Montana, Inc. reported net loan charge off for the first quarter ended March 31, 2025. For the quarter, the company reported Net loan charge-offs totaled $2,000 in the first quarter of 2025, compared to net loan charge-offs of $44,000 in the preceding quarter and net loan recoveries of $65,000 in the first quarter a year ago.
お知らせ • Apr 30Eagle Bancorp Montana, Inc. announces Quarterly dividend, payable on June 06, 2025Eagle Bancorp Montana, Inc. announced Quarterly dividend of USD 0.1425 per share payable on June 06, 2025, ex-date on May 16, 2025 and record date on May 16, 2025.
お知らせ • Mar 17Eagle Bancorp Montana, Inc., Annual General Meeting, Apr 24, 2025Eagle Bancorp Montana, Inc., Annual General Meeting, Apr 24, 2025. Location: 1400 prospect avenue, montana, helena United States
分析記事 • Jan 31Eagle Bancorp Montana (NASDAQ:EBMT) Has Announced A Dividend Of $0.1425Eagle Bancorp Montana, Inc. ( NASDAQ:EBMT ) has announced that it will pay a dividend of $0.1425 per share on the 7th...
お知らせ • Jan 28Eagle Bancorp Montana, Inc. Declares Quarterly Cash Dividend, Payable March 7, 2025The board of directors of Eagle Bancorp Montana, Inc. declared a quarterly cash dividend of $0.1425 per share on January 23, 2025. The dividend will be payable on March 7, 2025, to shareholders of record February 14, 2025.
分析記事 • Nov 02Eagle Bancorp Montana (NASDAQ:EBMT) Has Affirmed Its Dividend Of $0.1425Eagle Bancorp Montana, Inc. ( NASDAQ:EBMT ) has announced that it will pay a dividend of $0.1425 per share on the 6th...
お知らせ • Oct 29Eagle Bancorp Montana, Inc. Declares Quarterly Cash Dividend, Payable December 6, 2024The board of directors of Eagle Bancorp Montana, Inc. declared a quarterly cash dividend of $0.1425 per share on October 17, 2024. The dividend will be payable December 6, 2024, to shareholders of record November 15, 2024.
分析記事 • Jul 27Eagle Bancorp Montana (NASDAQ:EBMT) Is Increasing Its Dividend To $0.1425Eagle Bancorp Montana, Inc.'s ( NASDAQ:EBMT ) dividend will be increasing from last year's payment of the same period...
お知らせ • Jul 24Eagle Bancorp Montana, Inc. Increases Quarterly Cash Dividend, Payable September 6, 2024The board of directors of Eagle Bancorp Montana, Inc. increased its quarterly cash dividend to $0.1425 per share on July 22, 2024. The dividend will be payable September 6, 2024, to shareholders of record August 16, 2024. The current dividend represents an annualized yield of 4.27% based on recent market prices.
Recent Insider Transactions • May 22Independent Director recently sold US$130k worth of stockOn the 20th of May, Kenneth Walsh sold around 10k shares on-market at roughly US$12.98 per share. This transaction amounted to 6.0% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$354k more than they bought in the last 12 months.
Upcoming Dividend • May 11Upcoming dividend of US$0.14 per shareEligible shareholders must have bought the stock before 16 May 2024. Payment date: 07 June 2024. Payout ratio is a comfortable 50% but the company is not cash flow positive. Trailing yield: 4.2%. Lower than top quartile of American dividend payers (4.6%). Higher than average of industry peers (3.0%).
Recent Insider Transactions Derivative • May 08Director notifies of intention to sell stockPeter Johnson intends to sell 8k shares in the next 90 days after lodging an Intent To Sell Form on the 8th of May. If the sale is conducted around the recent share price of US$14.00, it would amount to US$112k. Since June 2023, Peter's direct individual holding has decreased from 82.63k shares to 79.14k. Company insiders have collectively sold US$240k more than they bought, via options and on-market transactions in the last 12 months.
Declared Dividend • Apr 27First quarter dividend of US$0.14 announcedShareholders will receive a dividend of US$0.14. Ex-date: 16th May 2024 Payment date: 7th June 2024 Dividend yield will be 4.4%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 6.8% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 23% over the next year, which should provide support to the dividend and adequate earnings cover.
Price Target Changed • Apr 26Price target decreased by 8.0% to US$13.33Down from US$14.50, the current price target is an average from 3 analysts. New target price is approximately in line with last closing price of US$12.86. Stock is down 10% over the past year. The company is forecast to post earnings per share of US$1.32 for next year compared to US$1.29 last year.
Reported Earnings • Apr 25First quarter 2024 earnings: Revenues exceed analysts expectations while EPS lags behindFirst quarter 2024 results: EPS: US$0.24 (down from US$0.42 in 1Q 2023). Revenue: US$19.3m (down 7.3% from 1Q 2023). Net income: US$1.90m (down 42% from 1Q 2023). Profit margin: 9.8% (down from 16% in 1Q 2023). Revenue exceeded analyst estimates by 1.1%. Earnings per share (EPS) missed analyst estimates by 7.7%. Revenue is expected to decline by 10% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 5.9%. Over the last 3 years on average, earnings per share has fallen by 34% per year but the company’s share price has only fallen by 18% per year, which means it has not declined as severely as earnings.
お知らせ • Apr 24Eagle Bancorp Montana, Inc. Declares Quarterly Cash Dividend, Payable June 7, 2024Eagle’s board of directors declared a quarterly cash dividend to $0.14 per share on April 18, 2024. The dividend will be payable June 7, 2024, to shareholders of record May 17, 2024. The current dividend represents an annualized yield of 4.40% based on recent market prices.
New Risk • Mar 15New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: US$99.6m This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Minor Risks Significant insider selling over the past 3 months (US$132k sold). Market cap is less than US$100m (US$99.6m market cap).
お知らせ • Mar 08Eagle Bancorp Montana, Inc., Annual General Meeting, Apr 18, 2024Eagle Bancorp Montana, Inc., Annual General Meeting, Apr 18, 2024, at 11:00 Mountain Standard Time. Location: The main office of Opportunity Bank of Montana 1400 Prospect Avenue Helena Montana United States Agenda: To discuss elect for a three-year term, the four nominees named in the accompanying Proxy Statement; to ratify the appointment of Moss Adams LLP as independent registered public accounting firm for the fiscal year ending December 31, 2024; to discuss an advisory vote on the compensation of named executive officers; and to transact such other business as may properly come before the meeting or any adjournment thereof.
Recent Insider Transactions Derivative • Feb 16Director notifies of intention to sell stockPeter Johnson intends to sell 5k shares in the next 90 days after lodging an Intent To Sell Form on the 7th of February. If the sale is conducted around the recent share price of US$14.00, it would amount to US$70k. Since March 2023, Peter's direct individual holding has decreased from 84.30k shares to 82.63k. Company insiders have collectively sold US$231k more than they bought, via options and on-market transactions in the last 12 months.
Recent Insider Transactions • Feb 09Director recently sold US$120k worth of stockOn the 6th of February, Kenneth Walsh sold around 9k shares on-market at roughly US$13.18 per share. This transaction amounted to 5.2% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$231k more than they bought in the last 12 months.
Upcoming Dividend • Feb 01Upcoming dividend of US$0.14 per share at 3.9% yieldEligible shareholders must have bought the stock before 08 February 2024. Payment date: 01 March 2024. Trailing yield: 3.9%. Lower than top quartile of American dividend payers (4.7%). Higher than average of industry peers (3.2%).
Major Estimate Revision • Jan 30Consensus EPS estimates fall by 10%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has deteriorated. 2024 revenue forecast decreased from US$64.5m to US$62.8m. EPS estimate also fell from US$1.56 per share to US$1.40 per share. Net income forecast to grow 8.7% next year vs 5.2% decline forecast for Banks industry in the US. Consensus price target of US$14.50 unchanged from last update. Share price fell 5.2% to US$14.90 over the past week.
分析記事 • Jan 27Eagle Bancorp Montana (NASDAQ:EBMT) Will Pay A Dividend Of $0.14The board of Eagle Bancorp Montana, Inc. ( NASDAQ:EBMT ) has announced that it will pay a dividend on the 1st of March...
Declared Dividend • Jan 27Fourth quarter dividend of US$0.14 announcedShareholders will receive a dividend of US$0.14. Ex-date: 8th February 2024 Payment date: 1st March 2024 Dividend yield will be 3.6%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (43% payout ratio) and is expected to be well covered in 3 years' time (31% forecast payout ratio). The dividend has increased by an average of 6.8% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 36% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Jan 24Full year 2023 earnings: EPS misses analyst expectationsFull year 2023 results: EPS: US$1.29 (down from US$1.45 in FY 2022). Revenue: US$83.7m (down 4.3% from FY 2022). Net income: US$10.1m (down 6.0% from FY 2022). Profit margin: 12% (in line with FY 2022). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 4.4%. Revenue is expected to decline by 11% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 5.3%. Over the last 3 years on average, earnings per share has fallen by 34% per year but the company’s share price has only fallen by 10% per year, which means it has not declined as severely as earnings.
お知らせ • Jan 24Eagle Bancorp Montana, Inc. Declares Quarterly Cash Dividend, Payable on March 1, 2024Eagle Bancorp Montana, Inc.'s board of directors declared a quarterly cash dividend to $0.14 per share on January 18, 2024. The dividend will be payable March 1, 2024 to shareholders of record February 9, 2024. The current dividend represents an annualized yield of 3.81% based on recent market prices.
Buy Or Sell Opportunity • Jan 23Now 22% undervaluedOver the last 90 days, the stock has risen 28% to US$14.95. The fair value is estimated to be US$19.22, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 32%. Revenue is forecast to decline by 19% in 2 years. Earnings are forecast to grow by 22% in the next 2 years.
Buying Opportunity • Jan 04Now 20% undervaluedOver the last 90 days, the stock is up 34%. The fair value is estimated to be US$19.58, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 32%. Revenue is forecast to decline by 19% in 2 years. Earnings is forecast to grow by 22% in the next 2 years.
Price Target Changed • Nov 19Price target decreased by 8.5% to US$12.50Down from US$13.67, the current price target is an average from 2 analysts. New target price is approximately in line with last closing price of US$12.02. Stock is down 36% over the past year. The company is forecast to post earnings per share of US$1.35 for next year compared to US$1.45 last year.
Upcoming Dividend • Nov 02Upcoming dividend of US$0.14 per share at 4.8% yieldEligible shareholders must have bought the stock before 09 November 2023. Payment date: 01 December 2023. Payout ratio is a comfortable 38% but the company is not cash flow positive. Trailing yield: 4.8%. Lower than top quartile of American dividend payers (5.3%). Higher than average of industry peers (4.0%).
分析記事 • Oct 29Eagle Bancorp Montana (NASDAQ:EBMT) Is Due To Pay A Dividend Of $0.14The board of Eagle Bancorp Montana, Inc. ( NASDAQ:EBMT ) has announced that it will pay a dividend on the 1st of...
お知らせ • Oct 25Eagle Bancorp Montana, Inc. Declares Quarterly Cash Dividend, Payable on December 1, 2023Eagle’s board of directors declared a quarterly cash dividend to $0.14 per share on October 19, 2023. The dividend will be payable December 1, 2023 to shareholders of record November 10, 2023. The current dividend represents an annualized yield of 4.81% based on recent market prices.
Reported Earnings • Oct 25Third quarter 2023 earnings: EPS and revenues exceed analyst expectationsThird quarter 2023 results: EPS: US$0.34 (down from US$0.40 in 3Q 2022). Revenue: US$21.0m (down 15% from 3Q 2022). Net income: US$2.64m (down 15% from 3Q 2022). Profit margin: 13% (in line with 3Q 2022). Revenue exceeded analyst estimates by 2.1%. Earnings per share (EPS) also surpassed analyst estimates by 2.0%. Revenue is expected to decline by 11% p.a. on average during the next 3 years, while revenues in the Banks industry in the US are expected to grow by 4.3%. Over the last 3 years on average, earnings per share has fallen by 32% per year but the company’s share price has only fallen by 15% per year, which means it has not declined as severely as earnings.
New Risk • Aug 11New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: US$99.9m This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Minor Risks Significant insider selling over the past 3 months (US$84k sold). Market cap is less than US$100m (US$99.9m market cap).
Upcoming Dividend • Aug 03Upcoming dividend of US$0.14 per share at 4.2% yieldEligible shareholders must have bought the stock before 10 August 2023. Payment date: 01 September 2023. Payout ratio is a comfortable 36% and this is well supported by cash flows. Trailing yield: 4.2%. Lower than top quartile of American dividend payers (4.7%). Higher than average of industry peers (3.4%).
Major Estimate Revision • Aug 01Consensus EPS estimates fall by 24%The consensus outlook for earnings per share (EPS) in fiscal year 2023 has deteriorated. 2023 revenue forecast decreased from US$66.1m to US$62.2m. EPS estimate also fell from US$1.74 per share to US$1.31 per share. Net income forecast to shrink 5.5% next year vs 10% decline forecast for Banks industry in the US. Consensus price target down from US$15.33 to US$14.00. Share price fell 6.1% to US$13.18 over the past week.
Price Target Changed • Jul 31Price target decreased by 8.7% to US$14.00Down from US$15.33, the current price target is an average from 3 analysts. New target price is 6.2% above last closing price of US$13.18. Stock is down 32% over the past year. The company is forecast to post earnings per share of US$1.31 for next year compared to US$1.45 last year.
分析記事 • Jul 29Eagle Bancorp Montana (NASDAQ:EBMT) Is Increasing Its Dividend To $0.14The board of Eagle Bancorp Montana, Inc. ( NASDAQ:EBMT ) has announced that it will be paying its dividend of $0.14 on...
New Risk • Jul 29New minor risk - Insider sellingThere has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: US$106k This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. Currently, the following risks have been identified for the company: Minor Risks Shareholders have been diluted in the past year (21% increase in shares outstanding). Significant insider selling over the past 3 months (US$106k sold).
お知らせ • Jul 26Eagle Bancorp Montana, Inc. Announces Quarterly Cash Dividend, Payable on September 1, 2023Eagle Bancorp Montana, Inc. board of directors increased its quarterly cash dividend to $0.14 per share on July 20, 2023. The dividend will be payable September 1, 2023 to shareholders of record August 11, 2023.
Reported Earnings • Jul 25Second quarter 2023 earnings released: EPS: US$0.26 (vs US$0.24 in 2Q 2022)Second quarter 2023 results: EPS: US$0.26 (up from US$0.24 in 2Q 2022). Revenue: US$21.1m (down 5.8% from 2Q 2022). Net income: US$2.02m (up 14% from 2Q 2022). Profit margin: 9.5% (up from 7.9% in 2Q 2022). The increase in margin was driven by lower expenses. Revenue is expected to decline by 14% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 4.4%. Over the last 3 years on average, earnings per share has fallen by 28% per year but the company’s share price has only fallen by 5% per year, which means it has not declined as severely as earnings.
Recent Insider Transactions Derivative • May 26Director notifies of intention to sell stockKenneth Walsh intends to sell 5k shares in the next 90 days after lodging an Intent To Sell Form on the 22nd of May. If the sale is conducted around the recent share price of US$13.34, it would amount to US$70k. Since September 2022, Kenneth's direct individual holding has increased from 181.06k shares to 181.30k. Company insiders have collectively sold US$289k more than they bought, via options and on-market transactions in the last 12 months.
Recent Insider Transactions • May 26Director recently sold US$82k worth of stockOn the 23rd of May, Kenneth Walsh sold around 6k shares on-market at roughly US$13.34 per share. This transaction amounted to 3.4% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$289k more than they bought in the last 12 months.
Valuation Update With 7 Day Price Move • May 20Investor sentiment improves as stock rises 15%After last week's 15% share price gain to US$13.60, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 8x in the Banks industry in the US. Total loss to shareholders of 15% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at US$26.50 per share.
Upcoming Dividend • May 04Upcoming dividend of US$0.14 per share at 4.4% yieldEligible shareholders must have bought the stock before 11 May 2023. Payment date: 02 June 2023. Payout ratio is a comfortable 36% and this is well supported by cash flows. Trailing yield: 4.4%. Lower than top quartile of American dividend payers (5.1%). Higher than average of industry peers (3.8%).
Recent Insider Transactions • May 03Independent Chairman of the Board recently bought US$72k worth of stockOn the 28th of April, Rick Hays bought around 5k shares on-market at roughly US$14.31 per share. This transaction amounted to 16% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was Rick's only on-market trade for the last 12 months.
Reported Earnings • Apr 26First quarter 2023 earnings: EPS in line with expectations, revenues disappointFirst quarter 2023 results: EPS: US$0.42 (up from US$0.34 in 1Q 2022). Revenue: US$20.8m (up 4.8% from 1Q 2022). Net income: US$3.24m (up 46% from 1Q 2022). Profit margin: 16% (up from 11% in 1Q 2022). Revenue is expected to decline by 9.2% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 3.3%. Over the last 3 years on average, earnings per share has fallen by 23% per year but the company’s share price has only fallen by 8% per year, which means it has not declined as severely as earnings.
Price Target Changed • Apr 10Price target decreased by 12% to US$17.33Down from US$19.67, the current price target is an average from 3 analysts. New target price is 25% above last closing price of US$13.86. Stock is down 36% over the past year. The company is forecast to post earnings per share of US$1.77 for next year compared to US$1.45 last year.
Valuation Update With 7 Day Price Move • Mar 14Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to US$14.30, the stock trades at a forward P/E ratio of 7x. Average forward P/E is 8x in the Banks industry in the US. Total returns to shareholders of 13% over the past three years.
Recent Insider Transactions • Mar 02Director recently sold US$119k worth of stockOn the 23rd of February, Peter Johnson sold around 7k shares on-market at roughly US$17.04 per share. This transaction amounted to 7.6% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$312k more than they bought in the last 12 months.
Upcoming Dividend • Feb 02Upcoming dividend of US$0.14 per share at 3.3% yieldEligible shareholders must have bought the stock before 09 February 2023. Payment date: 03 March 2023. Trailing yield: 3.3%. Lower than top quartile of American dividend payers (4.2%). In line with average of industry peers (3.0%).
お知らせ • Jan 27+ 1 more updateEagle Bancorp Montana, Inc. Reports Net Loan Charge-Offs for the Fourth Quarter Ended December 31, 2022Eagle Bancorp Montana, Inc. reported net loan charge-offs for the fourth quarter ended December 31, 2022. Net loan charge-offs totaled $197,000 in the fourth quarter of 2022, compared to net loan recoveries of $8,000 in the preceding quarter and net loan recoveries of $15,000 in the fourth quarter a year ago.
Reported Earnings • Jan 27Full year 2022 earnings: Revenues and EPS in line with analyst expectationsFull year 2022 results: EPS: US$1.45 (down from US$2.17 in FY 2021). Revenue: US$87.5m (down 6.3% from FY 2021). Net income: US$10.7m (down 26% from FY 2021). Profit margin: 12% (down from 15% in FY 2021). The decrease in margin was driven by lower revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) were also in line with analyst expectations. Revenue is expected to decline by 6.0% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 6.2%. Over the last 3 years on average, earnings per share has fallen by 15% per year but the company’s share price has only fallen by 7% per year, which means it has not declined as severely as earnings.
Price Target Changed • Jan 05Price target decreased to US$19.67Down from US$22.00, the current price target is an average from 3 analysts. New target price is 20% above last closing price of US$16.42. Stock is down 29% over the past year. The company is forecast to post earnings per share of US$1.46 for next year compared to US$2.17 last year.
Upcoming Dividend • Nov 02Upcoming dividend of US$0.14 per shareEligible shareholders must have bought the stock before 09 November 2022. Payment date: 02 December 2022. Payout ratio is a comfortable 42% and this is well supported by cash flows. Trailing yield: 2.9%. Lower than top quartile of American dividend payers (4.4%). In line with average of industry peers (3.0%).
Reported Earnings • Oct 26Third quarter 2022 earnings: Revenues exceed analysts expectations while EPS lags behindThird quarter 2022 results: EPS: US$0.40 (down from US$0.73 in 3Q 2021). Revenue: US$24.8m (down 1.4% from 3Q 2021). Net income: US$3.09m (down 35% from 3Q 2021). Profit margin: 13% (down from 19% in 3Q 2021). The decrease in margin was primarily driven by higher expenses. Revenue exceeded analyst estimates by 1.7%. Earnings per share (EPS) missed analyst estimates by 19%. Revenue is forecast to grow 6.2% p.a. on average during the next 3 years, compared to a 6.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 5% per year whereas the company’s share price has remained flat.
お知らせ • Oct 26Eagle Bancorp Montana, Inc. Declares Quarterly Cash Dividend, Payable December 2, 2022Eagle Bancorp Montana, Inc. board of directors declared a quarterly cash dividend of $0.1375 per share on October 20, 2022. The dividend will be payable December 2, 2022 to shareholders of record November 10, 2022. The current dividend represents an annualized yield of 2.95% based on recent market prices.
Recent Insider Transactions • Aug 06Director recently sold US$193k worth of stockOn the 4th of August, Kenneth Walsh sold around 10k shares on-market at roughly US$19.33 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$639k more than they bought in the last 12 months.
Upcoming Dividend • Aug 04Upcoming dividend of US$0.14 per shareEligible shareholders must have bought the stock before 11 August 2022. Payment date: 02 September 2022. Payout ratio is a comfortable 33% and this is well supported by cash flows. Trailing yield: 2.8%. Lower than top quartile of American dividend payers (4.1%). In line with average of industry peers (3.1%).
Price Target Changed • Aug 03Price target decreased to US$22.33Down from US$24.67, the current price target is an average from 3 analysts. New target price is 15% above last closing price of US$19.46. Stock is down 12% over the past year. The company is forecast to post earnings per share of US$1.60 for next year compared to US$2.17 last year.
Major Estimate Revision • Aug 02Consensus forecasts updatedThe consensus outlook for 2022 has been updated. 2022 revenue forecast increased from US$57.4m to US$63.4m. EPS estimate fell from US$2.26 to US$1.62. Net income forecast to grow 65% next year vs 9.5% growth forecast for Banks industry in the US. Consensus price target down from US$24.67 to US$23.67. Share price was steady at US$19.32 over the past week.
分析記事 • Jul 29Eagle Bancorp Montana (NASDAQ:EBMT) Is Increasing Its Dividend To $0.1375The board of Eagle Bancorp Montana, Inc. ( NASDAQ:EBMT ) has announced that it will be paying its dividend of $0.1375...
Reported Earnings • Jul 27Second quarter 2022 earnings: Revenues exceed analysts expectations while EPS lags behindSecond quarter 2022 results: EPS: US$0.24 (down from US$0.40 in 2Q 2021). Revenue: US$22.5m (flat on 2Q 2021). Net income: US$1.77m (down 34% from 2Q 2021). Profit margin: 7.9% (down from 12% in 2Q 2021). Revenue exceeded analyst estimates by 13%. Earnings per share (EPS) missed analyst estimates by 55%. Over the next year, revenue is expected to shrink by 25% compared to a 15% growth forecast for the industry in the US. Over the last 3 years on average, earnings per share has increased by 7% per year whereas the company’s share price has increased by 3% per year.
お知らせ • Jul 27Eagle Bancorp Montana, Inc. Declares Quarterly Cash Dividend, Payable September 2, 2022Eagle Bancorp Montana, Inc.’s board of directors increased its quarterly cash dividend by 10% to $0.1375per share on July 21, 2022. The dividend will be payable September 2, 2022 to shareholders of record August 12, 2022. The current dividend represents an annualized yield of 2.81% based on recent market prices.
Seeking Alpha • Jul 26Eagle Bancorp GAAP EPS of $0.24, revenue of $23.3MEagle Bancorp press release (NASDAQ:EBMT): Q2 GAAP EPS of $0.24. Revenue of $23.3M (+15.9% Y/Y).
Seeking Alpha • May 22Eagle Bancorp Montana: Rising Rates And Slowing MortgagesEBMT recently acquired First Community Bancorp, a smaller bank in Montana. It closed on April 30, 2022. The acquisition looks to be a good purchase, but we expect losses in its securities and loan allowance that might not be included in the recently released pro-forma consolidated financials. The rising interest rate environment will likely cause further losses in securities, and increases in deposit interest expense. The slowing of the mortgage banking segment is seemingly cutting a key revenue component in half. Adjusting for these factors, the current price of EBMT is sitting at an estimated 119 P/E and 7% above book value.
Upcoming Dividend • May 05Upcoming dividend of US$0.13 per shareEligible shareholders must have bought the stock before 12 May 2022. Payment date: 03 June 2022. Payout ratio is a comfortable 29% and this is well supported by cash flows. Trailing yield: 2.6%. Lower than top quartile of American dividend payers (3.8%). In line with average of industry peers (2.7%).
Major Estimate Revision • May 03Consensus EPS estimates fall by 10%The consensus outlook for earnings per share (EPS) in 2022 has deteriorated. 2022 revenue forecast decreased from US$61.3m to US$57.3m. EPS estimate also fell from US$2.61 per share to US$2.34 per share. Net income forecast to grow 74% next year vs 1.9% growth forecast for Banks industry in the US. Consensus price target down from US$28.00 to US$25.67. Share price fell 5.2% to US$19.72 over the past week.
Price Target Changed • Apr 30Price target decreased to US$25.67Down from US$28.00, the current price target is an average from 3 analysts. New target price is 26% above last closing price of US$20.30. Stock is down 13% over the past year. The company is forecast to post earnings per share of US$2.34 for next year compared to US$2.17 last year.
Reported Earnings • Apr 27First quarter 2022 earnings: EPS and revenues miss analyst expectationsFirst quarter 2022 results: EPS: US$0.32 (down from US$0.78 in 1Q 2021). Revenue: US$19.7m (down 19% from 1Q 2021). Net income: US$2.06m (down 61% from 1Q 2021). Profit margin: 11% (down from 22% in 1Q 2021). The decrease in margin was driven by lower revenue. Revenue missed analyst estimates by 15%. Earnings per share (EPS) also missed analyst estimates by 38%. Over the next year, revenue is expected to shrink by 29% compared to a 11% growth forecast for the industry in the US. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has only increased by 7% per year, which means it is significantly lagging earnings growth.
お知らせ • Apr 27Eagle Bancorp Montana, Inc. Declares Quarterly Cash Dividend, Payable June 3, 2022Eagle Bancorp Montana, Inc. declared a quarterly cash dividend of $0.125per share on April 21, 2022. The dividend will be payable June 3, 2022 to shareholders of record May 13, 2022. The current annualized dividend yield is 2.26% based on recent market prices.
Reported Earnings • Mar 12Full year 2021 earnings: EPS misses analyst expectationsFull year 2021 results: EPS: US$2.17 (down from US$3.12 in FY 2020). Revenue: US$93.4m (up 4.9% from FY 2020). Net income: US$14.4m (down 32% from FY 2020). Profit margin: 15% (down from 24% in FY 2020). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 3.85% (down from 3.94% in FY 2020). Non-performing loans: 0.76% (down from 1.00% in FY 2020). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 12%. Over the next year, revenue is expected to shrink by 35% compared to a 6.0% growth forecast for the banks industry in the US. Over the last 3 years on average, earnings per share has increased by 32% per year but the company’s share price has only increased by 8% per year, which means it is significantly lagging earnings growth.
Seeking Alpha • Feb 24Eagle Bancorp Montana: On The SidelineM&A is a value creation tool for Eagle Bancorp Montana. Improving deposit franchise and industry-leading asset quality makes it a potential acquisition target. A higher cost base gives us pause.
Upcoming Dividend • Feb 03Upcoming dividend of US$0.13 per shareEligible shareholders must have bought the stock before 10 February 2022. Payment date: 04 March 2022. Payout ratio is a comfortable 22% but the company is not cash flow positive. Trailing yield: 2.2%. Lower than top quartile of American dividend payers (3.6%). In line with average of industry peers (2.3%).
Board Change • Feb 03Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 4 highly experienced directors. Independent Director Cindy Utterback was the last director to join the board, commencing their role in 2019. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Reported Earnings • Jan 27Full year 2021 earnings: EPS misses analyst expectationsFull year 2021 results: EPS: US$2.17 (down from US$3.12 in FY 2020). Revenue: US$93.4m (up 4.9% from FY 2020). Net income: US$14.4m (down 32% from FY 2020). Profit margin: 15% (down from 24% in FY 2020). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 12%. Over the next year, revenue is expected to shrink by 33% compared to a 4.2% growth forecast for the banks industry in the US. Over the last 3 years on average, earnings per share has increased by 32% per year but the company’s share price has only increased by 9% per year, which means it is significantly lagging earnings growth.
Recent Insider Transactions Derivative • Nov 06Director notifies of intention to sell stockKenneth Walsh intends to sell 10k shares in the next 90 days after lodging an Intent To Sell Form on the 1st of November. If the sale is conducted around the recent share price of US$22.76, it would amount to US$228k. Since December 2020, Kenneth's direct individual holding has decreased from 240.83k shares to 206.09k. Company insiders have collectively sold US$719k more than they bought, via options and on-market transactions in the last 12 months.
Recent Insider Transactions • Nov 03Director recently sold US$225k worth of stockOn the 2nd of November, Kenneth Walsh sold around 10k shares on-market at roughly US$22.47 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$721k more than they bought in the last 12 months.
Upcoming Dividend • Nov 03Upcoming dividend of US$0.13 per shareEligible shareholders must have bought the stock before 10 November 2021. Payment date: 03 December 2021. Trailing yield: 2.2%. Lower than top quartile of American dividend payers (3.5%). In line with average of industry peers (2.2%).
分析記事 • Oct 31Eagle Bancorp Montana's (NASDAQ:EBMT) Shareholders Will Receive A Bigger Dividend Than Last YearEagle Bancorp Montana, Inc.'s ( NASDAQ:EBMT ) dividend will be increasing to US$0.13 on 3rd of December. This takes the...
Reported Earnings • Oct 27Third quarter 2021 earnings released: EPS US$0.73 (vs US$0.94 in 3Q 2020)The company reported a poor third quarter result with weaker earnings and profit margins, although revenues were flat. Third quarter 2021 results: Revenue: US$25.1m (flat on 3Q 2020). Net income: US$4.75m (down 26% from 3Q 2020). Profit margin: 19% (down from 26% in 3Q 2020). Over the last 3 years on average, earnings per share has increased by 42% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.